Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Synovus Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 21,405 |
| Total Mortgage Loan Application Amount | $6,259,865,000 |
| Average Mortgage Loan Application Amount | $267,600 |
| Highest Mortgage Loan Application Amount | $22,835,000 |
| Average Applicant Income | $183,200 |
| Highest Applicant Income | $8,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,176 | $ 484,920,000 | $ 412,000 | $ 290,000 |
| Muscogee County Georgia | 911 | $ 193,565,000 | $ 212,000 | $ 125,000 |
| Jefferson County Alabama | 707 | $ 220,825,000 | $ 312,000 | $ 188,000 |
| Cobb County Georgia | 687 | $ 178,395,000 | $ 259,000 | $ 207,000 |
| Pinellas County Florida | 593 | $ 164,885,000 | $ 278,000 | $ 168,000 |
| Gwinnett County Georgia | 584 | $ 149,210,000 | $ 255,000 | $ 134,000 |
| DeKalb County Georgia | 515 | $ 139,285,000 | $ 270,000 | $ 207,000 |
| Sarasota County Florida | 490 | $ 216,510,000 | $ 441,000 | $ 245,000 |
| Charleston County South Carolina | 428 | $ 152,370,000 | $ 356,000 | $ 233,000 |
| Davidson County Tennessee | 363 | $ 140,475,000 | $ 386,000 | $ 208,000 |
| Hillsborough County Florida | 359 | $ 106,805,000 | $ 297,000 | $ 174,000 |
| Cherokee County Georgia | 359 | $ 85,535,000 | $ 238,000 | $ 160,000 |
| Chatham County Georgia | 356 | $ 135,820,000 | $ 381,000 | $ 263,000 |
| Lee County Florida | 333 | $ 108,315,000 | $ 325,000 | $ 193,000 |
| Clarke County Georgia | 326 | $ 80,590,000 | $ 247,000 | $ 166,000 |
| Harris County Georgia | 278 | $ 68,020,000 | $ 244,000 | $ 149,000 |
| Forsyth County Georgia | 274 | $ 56,500,000 | $ 206,000 | $ 177,000 |
| Richland County South Carolina | 270 | $ 66,900,000 | $ 247,000 | $ 148,000 |
| Escambia County Florida | 263 | $ 65,285,000 | $ 248,000 | $ 180,000 |
| Palm Beach County Florida | 262 | $ 86,470,000 | $ 330,000 | $ 237,000 |
| Manatee County Florida | 260 | $ 80,950,000 | $ 311,000 | $ 191,000 |
| Duval County Florida | 254 | $ 92,970,000 | $ 366,000 | $ 238,000 |
| Madison County Alabama | 243 | $ 63,095,000 | $ 259,000 | $ 158,000 |
| Lee County Alabama | 242 | $ 52,240,000 | $ 215,000 | $ 123,000 |
| Oconee County Georgia | 239 | $ 68,335,000 | $ 285,000 | $ 212,000 |
| Orange County Florida | 235 | $ 107,855,000 | $ 458,000 | $ 237,000 |
| Miami-Dade County Florida | 232 | $ 106,410,000 | $ 458,000 | $ 278,000 |
| Broward County Florida | 229 | $ 100,605,000 | $ 439,000 | $ 327,000 |
| Shelby County Alabama | 216 | $ 61,490,000 | $ 284,000 | $ 158,000 |
| Houston County Georgia | 214 | $ 34,030,000 | $ 159,000 | $ 99,000 |
| Greenville County South Carolina | 200 | $ 54,730,000 | $ 273,000 | $ 176,000 |
| Walton County Georgia | 196 | $ 40,970,000 | $ 209,000 | $ 125,000 |
| Tuscaloosa County Alabama | 195 | $ 47,115,000 | $ 241,000 | $ 113,000 |
| Bulloch County Georgia | 195 | $ 39,235,000 | $ 201,000 | $ 140,000 |
| Santa Rosa County Florida | 192 | $ 58,250,000 | $ 303,000 | $ 155,000 |
| Limestone County Alabama | 191 | $ 40,985,000 | $ 214,000 | $ 84,000 |
| Collier County Florida | 187 | $ 85,355,000 | $ 456,000 | $ 282,000 |
| Beaufort County South Carolina | 185 | $ 75,525,000 | $ 408,000 | $ 239,000 |
| Morgan County Alabama | 178 | $ 30,460,000 | $ 171,000 | $ 77,000 |
| Troup County Georgia | 175 | $ 28,335,000 | $ 161,000 | $ 173,000 |
| Williamson County Tennessee | 175 | $ 72,625,000 | $ 415,000 | $ 244,000 |
| Russell County Alabama | 173 | $ 26,585,000 | $ 153,000 | $ 80,000 |
| Carroll County Georgia | 171 | $ 28,545,000 | $ 166,000 | $ 112,000 |
| Lowndes County Georgia | 171 | $ 27,095,000 | $ 158,000 | $ 126,000 |
| Pasco County Florida | 169 | $ 39,285,000 | $ 232,000 | $ 159,000 |
| Okaloosa County Florida | 163 | $ 36,665,000 | $ 224,000 | $ 149,000 |
| Columbia County Georgia | 163 | $ 48,535,000 | $ 297,000 | $ 162,000 |
| Floyd County Georgia | 162 | $ 37,890,000 | $ 233,000 | $ 122,000 |
| Walker County Alabama | 152 | $ 28,650,000 | $ 188,000 | $ 112,000 |
| Montgomery County Alabama | 144 | $ 36,750,000 | $ 255,000 | $ 223,000 |
| Gordon County Georgia | 137 | $ 19,525,000 | $ 142,000 | $ 93,000 |
| Horry County South Carolina | 137 | $ 41,125,000 | $ 300,000 | $ 181,000 |
| Coweta County Georgia | 128 | $ 24,350,000 | $ 190,000 | $ 137,000 |
| Lexington County South Carolina | 128 | $ 37,700,000 | $ 294,000 | $ 216,000 |
| St. Johns County Florida | 126 | $ 70,240,000 | $ 557,000 | $ 310,000 |
| Hall County Georgia | 122 | $ 30,880,000 | $ 253,000 | $ 173,000 |
| Hamilton County Tennessee | 121 | $ 35,635,000 | $ 294,000 | $ 174,000 |
| Bartow County Georgia | 118 | $ 29,710,000 | $ 251,000 | $ 95,000 |
| Leon County Florida | 117 | $ 30,765,000 | $ 262,000 | $ 141,000 |
| Paulding County Georgia | 117 | $ 27,845,000 | $ 237,000 | $ 98,000 |
| Richmond County Georgia | 113 | $ 25,855,000 | $ 228,000 | $ 130,000 |
| Glynn County Georgia | 111 | $ 53,705,000 | $ 483,000 | $ 268,000 |
| Spartanburg County South Carolina | 104 | $ 20,840,000 | $ 200,000 | $ 128,000 |
| Jackson County Georgia | 103 | $ 24,525,000 | $ 238,000 | $ 112,000 |
| Fayette County Georgia | 95 | $ 24,035,000 | $ 253,000 | $ 184,000 |
| Charlotte County Florida | 93 | $ 20,255,000 | $ 217,000 | $ 108,000 |
| Walton County Florida | 87 | $ 56,775,000 | $ 652,000 | $ 480,000 |
| Berkeley County South Carolina | 87 | $ 24,915,000 | $ 286,000 | $ 158,000 |
| Sumter County South Carolina | 85 | $ 14,925,000 | $ 175,000 | $ 162,000 |
| Thomas County Georgia | 82 | $ 9,190,000 | $ 112,000 | $ 110,000 |
| Seminole County Florida | 79 | $ 28,475,000 | $ 360,000 | $ 196,000 |
| Bibb County Georgia | 79 | $ 19,575,000 | $ 247,000 | $ 187,000 |
| Baldwin County Alabama | 76 | $ 33,930,000 | $ 446,000 | $ 251,000 |
| Henry County Georgia | 75 | $ 19,015,000 | $ 253,000 | $ 124,000 |
| Barrow County Georgia | 74 | $ 17,200,000 | $ 232,000 | $ 154,000 |
| Douglas County Georgia | 74 | $ 13,350,000 | $ 180,000 | $ 113,000 |
| Newton County Georgia | 74 | $ 10,210,000 | $ 137,000 | $ 72,000 |
| Mobile County Alabama | 73 | $ 15,345,000 | $ 210,000 | $ 129,000 |
| Volusia County Florida | 65 | $ 21,135,000 | $ 325,000 | $ 185,000 |
| Rabun County Georgia | 64 | $ 62,240,000 | $ 972,000 | $ 593,000 |
| Dougherty County Georgia | 63 | $ 12,855,000 | $ 204,000 | $ 149,000 |
| Hart County Georgia | 63 | $ 16,315,000 | $ 258,000 | $ 106,000 |
| Rutherford County Tennessee | 61 | $ 13,635,000 | $ 223,000 | $ 131,000 |
| Aiken County South Carolina | 59 | $ 19,955,000 | $ 338,000 | $ 145,000 |
| Brevard County Florida | 57 | $ 24,465,000 | $ 429,000 | $ 226,000 |
| Clayton County Georgia | 53 | $ 8,755,000 | $ 165,000 | $ 64,000 |
| Nassau County Florida | 51 | $ 22,805,000 | $ 447,000 | $ 445,000 |
| Tift County Georgia | 50 | $ 11,560,000 | $ 231,000 | $ 176,000 |
| Dorchester County South Carolina | 50 | $ 7,170,000 | $ 143,000 | $ 88,000 |
| Dawson County Georgia | 48 | $ 13,730,000 | $ 286,000 | $ 167,000 |
| Walker County Georgia | 48 | $ 7,420,000 | $ 154,000 | $ 87,000 |
| Haralson County Georgia | 46 | $ 6,060,000 | $ 131,000 | $ 89,000 |
| St. Lucie County Florida | 45 | $ 10,255,000 | $ 227,000 | $ 316,000 |
| Wilson County Tennessee | 44 | $ 10,690,000 | $ 242,000 | $ 150,000 |
| Kershaw County South Carolina | 43 | $ 7,665,000 | $ 178,000 | $ 104,000 |
| Bay County Florida | 42 | $ 17,090,000 | $ 406,000 | $ 321,000 |
| Pickens County Georgia | 42 | $ 8,910,000 | $ 212,000 | $ 114,000 |
| Pickens County South Carolina | 42 | $ 36,580,000 | $ 870,000 | $ 549,000 |
| Sumner County Tennessee | 40 | $ 10,210,000 | $ 255,000 | $ 152,000 |
| Lee County Georgia | 39 | $ 5,765,000 | $ 147,000 | $ 141,000 |
| Peach County Georgia | 39 | $ 4,845,000 | $ 124,000 | $ 91,000 |
| Anderson County South Carolina | 39 | $ 10,745,000 | $ 275,000 | $ 256,000 |
| St. Clair County Alabama | 38 | $ 8,790,000 | $ 231,000 | $ 138,000 |
| Rockdale County Georgia | 38 | $ 10,090,000 | $ 265,000 | $ 124,000 |
| Sumter County Georgia | 35 | $ 3,675,000 | $ 105,000 | $ 92,000 |
| Polk County Florida | 34 | $ 7,600,000 | $ 223,000 | $ 91,000 |
| Elmore County Alabama | 33 | $ 13,615,000 | $ 412,000 | $ 310,000 |
| Hernando County Florida | 33 | $ 6,705,000 | $ 203,000 | $ 105,000 |
| Cullman County Alabama | 32 | $ 9,950,000 | $ 310,000 | $ 204,000 |
| Houston County Alabama | 32 | $ 10,120,000 | $ 316,000 | $ 380,000 |
| Lake County Florida | 32 | $ 10,720,000 | $ 335,000 | $ 147,000 |
| Camden County Georgia | 32 | $ 7,490,000 | $ 234,000 | $ 93,000 |
| Greene County Georgia | 31 | $ 22,905,000 | $ 738,000 | $ 310,000 |
| Martin County Florida | 28 | $ 12,140,000 | $ 433,000 | $ 296,000 |
| Murray County Georgia | 28 | $ 3,130,000 | $ 111,000 | $ 57,000 |
| Coffee County Alabama | 27 | $ 4,175,000 | $ 154,000 | $ 93,000 |
| Lawrence County Alabama | 27 | $ 4,865,000 | $ 180,000 | $ 76,000 |
| Morgan County Georgia | 27 | $ 7,515,000 | $ 278,000 | $ 130,000 |
| Osceola County Florida | 26 | $ 5,070,000 | $ 195,000 | $ 156,000 |
| Putnam County Georgia | 25 | $ 10,295,000 | $ 411,000 | $ 504,000 |
| Whitfield County Georgia | 25 | $ 5,425,000 | $ 217,000 | $ 85,000 |
| York County South Carolina | 25 | $ 5,335,000 | $ 213,000 | $ 154,000 |
| Dale County Alabama | 24 | $ 3,640,000 | $ 151,000 | $ 69,000 |
| Clay County Florida | 24 | $ 7,550,000 | $ 314,000 | $ 165,000 |
| Habersham County Georgia | 24 | $ 5,890,000 | $ 245,000 | $ 102,000 |
| Oconee County South Carolina | 24 | $ 14,880,000 | $ 620,000 | $ 374,000 |
| Marion County Florida | 22 | $ 8,330,000 | $ 378,000 | $ 232,000 |
| Blount County Alabama | 21 | $ 3,865,000 | $ 184,000 | $ 81,000 |
| Tallapoosa County Alabama | 21 | $ 8,385,000 | $ 399,000 | $ 227,000 |
| Madison County Georgia | 20 | $ 2,690,000 | $ 134,000 | $ 83,000 |
| Spalding County Georgia | 20 | $ 4,440,000 | $ 222,000 | $ 80,000 |
| Monroe County Florida | 19 | $ 17,485,000 | $ 920,000 | $ 579,000 |
| Franklin County Georgia | 19 | $ 2,305,000 | $ 121,000 | $ 83,000 |
| Chilton County Alabama | 18 | $ 3,530,000 | $ 196,000 | $ 100,000 |
| Marshall County Alabama | 18 | $ 4,580,000 | $ 254,000 | $ 222,000 |
| Winston County Alabama | 18 | $ 8,050,000 | $ 447,000 | $ 512,000 |
| Indian River County Florida | 17 | $ 11,245,000 | $ 661,000 | $ 229,000 |
| Candler County Georgia | 17 | $ 2,395,000 | $ 140,000 | $ 90,000 |
| Oglethorpe County Georgia | 17 | $ 2,105,000 | $ 123,000 | $ 122,000 |
| Macon County North Carolina | 16 | $ 9,280,000 | $ 580,000 | $ 504,000 |
| Florence County South Carolina | 15 | $ 4,455,000 | $ 297,000 | $ 112,000 |
| Georgetown County South Carolina | 15 | $ 5,475,000 | $ 365,000 | $ 421,000 |
| Franklin County Florida | 14 | $ 8,080,000 | $ 577,000 | $ 541,000 |
| Berrien County Georgia | 14 | $ 2,250,000 | $ 160,000 | $ 190,000 |
| Jones County Georgia | 14 | $ 2,860,000 | $ 204,000 | $ 111,000 |
| McDuffie County Georgia | 14 | $ 2,840,000 | $ 202,000 | $ 69,000 |
| Meriwether County Georgia | 14 | $ 2,360,000 | $ 168,000 | $ 104,000 |
| Monroe County Georgia | 14 | $ 4,870,000 | $ 347,000 | $ 244,000 |
| Clarendon County South Carolina | 14 | $ 3,180,000 | $ 227,000 | $ 163,000 |
| Bryan County Georgia | 13 | $ 3,535,000 | $ 271,000 | $ 131,000 |
| Fannin County Georgia | 13 | $ 7,125,000 | $ 548,000 | $ 387,000 |
| Gilmer County Georgia | 13 | $ 4,695,000 | $ 361,000 | $ 239,000 |
| Autauga County Alabama | 12 | $ 2,530,000 | $ 210,000 | $ 120,000 |
| Grady County Georgia | 12 | $ 2,540,000 | $ 211,000 | $ 162,000 |
| Stephens County Georgia | 12 | $ 4,310,000 | $ 359,000 | $ 281,000 |
| Jackson County North Carolina | 12 | $ 13,660,000 | $ 1,138,000 | $ 600,000 |
| Maury County Tennessee | 12 | $ 2,450,000 | $ 204,000 | $ 119,000 |
| Shelby County Tennessee | 12 | $ 1,770,000 | $ 147,000 | $ 144,000 |
| Randolph County Alabama | 11 | $ 3,645,000 | $ 331,000 | $ 312,000 |
| Pike County Georgia | 11 | $ 4,345,000 | $ 395,000 | $ 302,000 |
| Towns County Georgia | 11 | $ 5,135,000 | $ 466,000 | $ 139,000 |
| Mecklenburg County North Carolina | 11 | $ 6,755,000 | $ 614,000 | $ 228,000 |
| Jasper County South Carolina | 11 | $ 2,325,000 | $ 211,000 | $ 110,000 |
| Talladega County Alabama | 10 | $ 2,360,000 | $ 236,000 | $ 108,000 |
| Hendry County Florida | 10 | $ 1,460,000 | $ 146,000 | $ 89,000 |
| Putnam County Florida | 10 | $ 2,530,000 | $ 253,000 | $ 138,000 |
| Crisp County Georgia | 10 | $ 2,450,000 | $ 245,000 | $ 152,000 |
| Effingham County Georgia | 10 | $ 1,550,000 | $ 155,000 | $ 72,000 |
| Transylvania County North Carolina | 10 | $ 3,330,000 | $ 333,000 | $ 920,000 |
| Hale County Alabama | 9 | $ 1,765,000 | $ 196,000 | $ 88,000 |
| Lauderdale County Alabama | 9 | $ 2,205,000 | $ 245,000 | $ 103,000 |
| Alachua County Florida | 9 | $ 2,955,000 | $ 328,000 | $ 166,000 |
| Flagler County Florida | 9 | $ 3,075,000 | $ 341,000 | $ 289,000 |
| Gadsden County Florida | 9 | $ 1,885,000 | $ 209,000 | $ 65,000 |
| Baldwin County Georgia | 9 | $ 2,605,000 | $ 289,000 | $ 215,000 |
| Clinch County Georgia | 9 | $ 1,725,000 | $ 191,000 | $ 113,000 |
| Lanier County Georgia | 9 | $ 1,205,000 | $ 133,000 | $ 144,000 |
| Lumpkin County Georgia | 9 | $ 1,675,000 | $ 186,000 | $ 145,000 |
| Lee County South Carolina | 9 | $ 1,185,000 | $ 131,000 | $ 69,000 |
| Chambers County Alabama | 8 | $ 1,150,000 | $ 143,000 | $ 55,000 |
| Etowah County Alabama | 8 | $ 1,280,000 | $ 160,000 | $ 126,000 |
| Sumter County Florida | 8 | $ 1,310,000 | $ 163,000 | $ 100,000 |
| Catoosa County Georgia | 8 | $ 1,720,000 | $ 215,000 | $ 189,000 |
| Heard County Georgia | 8 | $ 950,000 | $ 118,000 | $ 95,000 |
| White County Georgia | 8 | $ 1,510,000 | $ 188,000 | $ 186,000 |
| Laurens County South Carolina | 8 | $ 2,260,000 | $ 282,000 | $ 178,000 |
| Bradley County Tennessee | 8 | $ 1,000,000 | $ 125,000 | $ 79,000 |
| Montgomery County Tennessee | 8 | $ 1,390,000 | $ 173,000 | $ 89,000 |
| Gulf County Florida | 7 | $ 4,755,000 | $ 679,000 | $ 471,000 |
| Brooks County Georgia | 7 | $ 955,000 | $ 136,000 | $ 98,000 |
| Colquitt County Georgia | 7 | $ 1,735,000 | $ 247,000 | $ 120,000 |
| Cook County Georgia | 7 | $ 795,000 | $ 113,000 | $ 106,000 |
| Crawford County Georgia | 7 | $ 1,295,000 | $ 185,000 | $ 304,000 |
| Echols County Georgia | 7 | $ 725,000 | $ 103,000 | $ 72,000 |
| Screven County Georgia | 7 | $ 705,000 | $ 100,000 | $ 513,000 |
| Colleton County South Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 230,000 |
| Edgefield County South Carolina | 7 | $ 1,705,000 | $ 243,000 | $ 118,000 |
| Newberry County South Carolina | 7 | $ 1,175,000 | $ 167,000 | $ 100,000 |
| Citrus County Florida | 6 | $ 2,540,000 | $ 423,000 | $ 505,000 |
| Chattahoochee County Georgia | 6 | $ 1,020,000 | $ 170,000 | $ 76,000 |
| Decatur County Georgia | 6 | $ 1,270,000 | $ 211,000 | $ 119,000 |
| Jasper County Georgia | 6 | $ 560,000 | $ 93,000 | $ 215,000 |
| Marion County Georgia | 6 | $ 1,060,000 | $ 176,000 | $ 127,000 |
| Worth County Georgia | 6 | $ 530,000 | $ 88,000 | $ 70,000 |
| Henderson County North Carolina | 6 | $ 2,270,000 | $ 378,000 | $ 272,000 |
| Dickson County Tennessee | 6 | $ 1,030,000 | $ 171,000 | $ 65,000 |
| Knox County Tennessee | 6 | $ 1,360,000 | $ 226,000 | $ 112,000 |
| Bibb County Alabama | 5 | $ 595,000 | $ 119,000 | $ 44,000 |
| Calhoun County Alabama | 5 | $ 785,000 | $ 157,000 | $ 99,000 |
| DeKalb County Alabama | 5 | $ 875,000 | $ 175,000 | $ 103,000 |
| DeSoto County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 125,000 |
| Emanuel County Georgia | 5 | $ 685,000 | $ 137,000 | $ 79,000 |
| Polk County Georgia | 5 | $ 1,105,000 | $ 221,000 | $ 102,000 |
| Talbot County Georgia | 5 | $ 595,000 | $ 119,000 | $ 61,000 |
| Union County Georgia | 5 | $ 585,000 | $ 117,000 | $ 69,000 |
| Haywood County North Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 235,000 |
| New Hanover County North Carolina | 5 | $ 2,525,000 | $ 505,000 | $ 340,000 |
| Polk County North Carolina | 5 | $ 2,125,000 | $ 425,000 | $ 117,000 |
| Greenwood County South Carolina | 5 | $ 905,000 | $ 181,000 | $ 67,000 |
| McCormick County South Carolina | 5 | $ 2,315,000 | $ 463,000 | $ 255,000 |
| Orangeburg County South Carolina | 5 | $ 915,000 | $ 183,000 | $ 81,000 |
| Saluda County South Carolina | 5 | $ 1,015,000 | $ 203,000 | $ 87,000 |
| Colbert County Alabama | 4 | $ 410,000 | $ 102,000 | $ 90,000 |
| Coosa County Alabama | 4 | $ 1,670,000 | $ 417,000 | $ 303,000 |
| Jackson County Alabama | 4 | $ 980,000 | $ 245,000 | $ 131,000 |
| Marengo County Alabama | 4 | $ 510,000 | $ 127,000 | $ 48,000 |
| Jefferson County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 152,000 |
| Butts County Georgia | 4 | $ 1,040,000 | $ 260,000 | $ 163,000 |
| McIntosh County Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 248,000 |
| Mitchell County Georgia | 4 | $ 420,000 | $ 105,000 | $ 55,000 |
| Buncombe County North Carolina | 4 | $ 1,580,000 | $ 395,000 | $ 143,000 |
| Calhoun County South Carolina | 4 | $ 970,000 | $ 242,000 | $ 162,000 |
| Darlington County South Carolina | 4 | $ 440,000 | $ 110,000 | $ 93,000 |
| Coffee County Tennessee | 4 | $ 740,000 | $ 185,000 | $ 78,000 |
| Giles County Tennessee | 4 | $ 920,000 | $ 230,000 | $ 64,000 |
| Marshall County Tennessee | 4 | $ 3,080,000 | $ 770,000 | $ 194,000 |
| Barbour County Alabama | 3 | $ 685,000 | $ 228,000 | $ 110,000 |
| Cherokee County Alabama | 3 | $ 1,345,000 | $ 448,000 | $ 138,000 |
| Crenshaw County Alabama | 3 | $ 565,000 | $ 188,000 | $ 286,000 |
| Marion County Alabama | 3 | $ 375,000 | $ 125,000 | $ 70,000 |
| Wakulla County Florida | 3 | $ 595,000 | $ 198,000 | $ 81,000 |
| Bleckley County Georgia | 3 | $ 495,000 | $ 165,000 | $ 72,000 |
| Dade County Georgia | 3 | $ 455,000 | $ 151,000 | $ 70,000 |
| Evans County Georgia | 3 | $ 505,000 | $ 168,000 | $ 87,000 |
| Hancock County Georgia | 3 | $ 1,055,000 | $ 351,000 | $ 181,000 |
| Jefferson County Georgia | 3 | $ 1,715,000 | $ 571,000 | $ 194,000 |
| Twiggs County Georgia | 3 | $ 315,000 | $ 105,000 | $ 59,000 |
| Upson County Georgia | 3 | $ 865,000 | $ 288,000 | $ 108,000 |
| Avery County North Carolina | 3 | $ 2,065,000 | $ 688,000 | $ 844,000 |
| Brunswick County North Carolina | 3 | $ 1,235,000 | $ 411,000 | $ 129,000 |
| Cumberland County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 177,000 |
| Wake County North Carolina | 3 | $ 1,555,000 | $ 518,000 | $ 197,000 |
| Watauga County North Carolina | 3 | $ 1,565,000 | $ 521,000 | $ 259,000 |
| Lancaster County South Carolina | 3 | $ 405,000 | $ 135,000 | $ 40,000 |
| Madison County Tennessee | 3 | $ 985,000 | $ 328,000 | $ 114,000 |
| Sequatchie County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 45,000 |
| Sevier County Tennessee | 3 | $ 865,000 | $ 288,000 | $ 138,000 |
| Fayette County Alabama | 2 | $ 320,000 | $ 160,000 | $ 110,000 |
| Greene County Alabama | 2 | $ 340,000 | $ 170,000 | $ 122,000 |
| Henry County Alabama | 2 | $ 580,000 | $ 290,000 | $ 215,000 |
| Macon County Alabama | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| Pickens County Alabama | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Pike County Alabama | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Sumter County Alabama | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Gilchrist County Florida | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Highlands County Florida | 2 | $ 200,000 | $ 100,000 | $ 35,000 |
| Levy County Florida | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| Banks County Georgia | 2 | $ 270,000 | $ 135,000 | $ 82,000 |
| Ben Hill County Georgia | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Burke County Georgia | 2 | $ 370,000 | $ 185,000 | $ 52,000 |
| Coffee County Georgia | 2 | $ 270,000 | $ 135,000 | $ 118,000 |
| Elbert County Georgia | 2 | $ 640,000 | $ 320,000 | $ 128,000 |
| Lincoln County Georgia | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| Schley County Georgia | 2 | $ 80,000 | $ 40,000 | $ 108,000 |
| Tattnall County Georgia | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Taylor County Georgia | 2 | $ 120,000 | $ 60,000 | $ 84,000 |
| Terrell County Georgia | 2 | $ 780,000 | $ 390,000 | $ 198,000 |
| Turner County Georgia | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| Washington County Georgia | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Wayne County Georgia | 2 | $ 380,000 | $ 190,000 | $ 466,000 |
| Wilkes County Georgia | 2 | $ 140,000 | $ 70,000 | $ 22,000 |
| Wilkinson County Georgia | 2 | $ 450,000 | $ 225,000 | $ 187,000 |
| Adams County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Harrison County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Clark County Nevada | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Clay County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 229,000 |
| Durham County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 388,000 |
| Moore County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 1,073,000 |
| Union County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 117,000 |
| Bedford County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 93,000 |
| Cannon County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| DeKalb County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 261,000 |
| Franklin County Tennessee | 2 | $ 850,000 | $ 425,000 | $ 132,000 |
| Lincoln County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Polk County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 105,000 |
| Putnam County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 77,000 |
| Smith County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 86,000 |
| Butler County Alabama | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Clarke County Alabama | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Cleburne County Alabama | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Conecuh County Alabama | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Dallas County Alabama | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Geneva County Alabama | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Lamar County Alabama | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Lowndes County Alabama | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Los Angeles County California | 1 | $ 2,095,000 | $ 2,095,000 | $ 0 |
| Bradford County Florida | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Dixie County Florida | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Glades County Florida | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Holmes County Florida | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Madison County Florida | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Washington County Florida | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Atkinson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Brantley County Georgia | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Chattooga County Georgia | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Clay County Georgia | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Dodge County Georgia | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Dooly County Georgia | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Early County Georgia | 1 | $ 315,000 | $ 315,000 | $ 269,000 |
| Irwin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Lamar County Georgia | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Laurens County Georgia | 1 | $ 285,000 | $ 285,000 | $ 396,000 |
| Liberty County Georgia | 1 | $ 725,000 | $ 725,000 | $ 3,644,000 |
| Pierce County Georgia | 1 | $ 265,000 | $ 265,000 | $ 400,000 |
| Pulaski County Georgia | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Quitman County Georgia | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Randolph County Georgia | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Stewart County Georgia | 1 | $ 65,000 | $ 65,000 | $ 164,000 |
| Toombs County Georgia | 1 | $ 455,000 | $ 455,000 | $ 205,000 |
| Ware County Georgia | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Wilcox County Georgia | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Honolulu County Hawaii | 1 | $ 95,000 | $ 95,000 | $ 1,785,000 |
| Allen County Indiana | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Aroostook County Maine | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Pearl River County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Pike County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
| Alamance County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Alleghany County North Carolina | 1 | $ 2,005,000 | $ 2,005,000 | $ 500,000 |
| Bladen County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Carteret County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 144,000 |
| Dare County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 970,000 |
| Davidson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 208,000 |
| Forsyth County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Gaston County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 372,000 |
| Guilford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Harnett County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Iredell County North Carolina | 1 | $ 975,000 | $ 975,000 | $ 995,000 |
| Johnston County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Madison County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 261,000 |
| Orange County North Carolina | 1 | $ 905,000 | $ 905,000 | $ 338,000 |
| Pitt County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Robeson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Scotland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Union County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 158,000 |
| Yadkin County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 303,000 |
| Yancey County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 400,000 |
| Allendale County South Carolina | 1 | $ 2,305,000 | $ 2,305,000 | $ 979,000 |
| Chesterfield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| Fairfield County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
| Marion County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Cheatham County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Chester County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Claiborne County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Henry County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Hickman County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Humphreys County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Jackson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Jefferson County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 424,000 |
| Lawrence County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Lewis County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| McMinn County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Rhea County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Robertson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Trousdale County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Warren County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Weakley County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,717 | $2,886,385,000 | $374,000 | $5,045,000 | $177,000 | $5,813,000 |
| Other Purpose | 4,885 | $869,935,000 | $178,000 | $4,725,000 | $197,000 | $5,564,000 |
| Refinancing | 4,857 | $1,562,305,000 | $321,000 | $22,835,000 | $206,000 | $8,400,000 |
| Cash-out Refinancing | 2,082 | $693,930,000 | $333,000 | $3,005,000 | $168,000 | $4,645,000 |
| Home Improvement | 1,864 | $247,310,000 | $132,000 | $3,005,000 | $168,000 | $3,584,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,679 | $4,231,135,000 | $288,000 | $5,045,000 | $194,000 | $5,813,000 |
| Black or African American | 2,379 | $529,465,000 | $222,000 | $2,505,000 | $103,000 | $2,160,000 |
| Not Provided | 2,147 | $745,945,000 | $347,000 | $4,705,000 | $231,000 | $4,080,000 |
| Hispanic | 1,032 | $271,590,000 | $263,000 | $3,005,000 | $166,000 | $8,400,000 |
| Asian | 592 | $214,910,000 | $363,000 | $2,905,000 | $206,000 | $3,198,000 |
| Not applicable | 386 | $193,060,000 | $500,000 | $22,835,000 | $0 | $0 |
| American Indian or Alaskan Native | 68 | $19,400,000 | $285,000 | $1,225,000 | $134,000 | $939,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,215,000 | $201,000 | $645,000 | $181,000 | $970,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,536 | $5,828,380,000 | $298,000 | $22,835,000 | $197,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 1,189 | $253,705,000 | $213,000 | $445,000 | $64,000 | $865,000 |
| VA-guaranteed (Veterans Administration) | 494 | $142,420,000 | $288,000 | $1,315,000 | $99,000 | $389,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 186 | $35,360,000 | $190,000 | $425,000 | $57,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,142 | $4,103,970,000 | $290,000 | $22,835,000 | $187,000 | $5,813,000 |
| Application Denied By Financial Institution | 2,985 | $672,325,000 | $225,000 | $3,005,000 | $142,000 | $4,645,000 |
| Application Withdrawn By Applicant | 1,968 | $752,100,000 | $382,000 | $4,485,000 | $208,000 | $4,400,000 |
| Application Approved But Not Accepted | 1,617 | $474,005,000 | $293,000 | $3,185,000 | $223,000 | $4,150,000 |
| File Closed For Incompleteness | 637 | $248,905,000 | $390,000 | $3,005,000 | $227,000 | $8,400,000 |
| Loan Purchased By The Institution | 56 | $8,560,000 | $152,000 | $295,000 | $38,000 | $54,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,420 | $5,587,540,000 | $303,000 | $22,835,000 | $194,000 | $8,400,000 |
| Debt-To-Income Ratio | 1,288 | $289,990,000 | $225,000 | $2,955,000 | $75,000 | $1,575,000 |
| Credit History | 613 | $150,475,000 | $245,000 | $2,805,000 | $170,000 | $2,760,000 |
| Other | 512 | $92,460,000 | $180,000 | $3,005,000 | $231,000 | $4,055,000 |
| Collateral | 409 | $88,845,000 | $217,000 | $2,475,000 | $206,000 | $4,645,000 |
| Unverifiable Information | 128 | $36,320,000 | $283,000 | $1,405,000 | $135,000 | $889,000 |
| Employment History | 19 | $6,355,000 | $334,000 | $1,755,000 | $82,000 | $515,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $7,880,000 | $492,000 | $1,405,000 | $212,000 | $647,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.