T2 Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
T2 Financial Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | T2 Financial Llc 480 Olde Worthington Rd Suite 300 Cincinnati, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 11,416 |
| Total Mortgage Loan Application Amount | $2,953,830,000 |
| Average Mortgage Loan Application Amount | $259,000 |
| Highest Mortgage Loan Application Amount | $3,095,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $1,858,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with T2 Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing T2 Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down T2 Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how T2 Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by T2 Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at T2 Financial Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 2,400 | $ 586,400,000 | $ 244,000 | $ 100,000 |
| NA (OUTSIDE OF MSA/MD) | 961 | $ 207,205,000 | $ 221,846 | $ 84,230 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 912 | $ 200,290,000 | $ 288,500 | $ 126,000 |
| CINCINNATI, OH-KY-IN | 634 | $ 141,350,000 | $ 238,333 | $ 84,333 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 496 | $ 142,740,000 | $ 287,000 | $ 113,000 |
| CHICAGO-NAPERVILLE, IL | 356 | $ 102,920,000 | $ 289,000 | $ 125,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 356 | $ 81,510,000 | $ 228,000 | $ 90,000 |
| CLEVELAND-ELYRIA, OH | 315 | $ 67,035,000 | $ 212,000 | $ 120,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 281 | $ 88,355,000 | $ 314,000 | $ 109,000 |
| RALEIGH, NC | 262 | $ 87,030,000 | $ 332,000 | $ 130,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 242 | $ 68,670,000 | $ 279,000 | $ 115,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 217 | $ 40,265,000 | $ 185,000 | $ 86,000 |
| COLORADO SPRINGS, CO | 194 | $ 66,320,000 | $ 341,000 | $ 105,000 |
| DENVER-AURORA-LAKEWOOD, CO | 182 | $ 70,190,000 | $ 385,000 | $ 125,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 163 | $ 47,385,000 | $ 290,000 | $ 113,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 147 | $ 31,295,000 | $ 212,000 | $ 83,000 |
| AKRON, OH | 139 | $ 28,295,000 | $ 203,000 | $ 103,000 |
| DURHAM-CHAPEL HILL, NC | 114 | $ 37,840,000 | $ 331,000 | $ 152,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 112 | $ 32,610,000 | $ 291,000 | $ 110,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 112 | $ 38,400,000 | $ 342,000 | $ 138,000 |
| KNOXVILLE, TN | 106 | $ 24,420,000 | $ 230,000 | $ 91,000 |
| PORTLAND-SOUTH PORTLAND, ME | 96 | $ 33,620,000 | $ 350,000 | $ 139,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 93 | $ 33,865,000 | $ 364,000 | $ 123,000 |
| HARRISBURG-CARLISLE, PA | 92 | $ 21,630,000 | $ 235,000 | $ 68,000 |
| GRAND RAPIDS-WYOMING, MI | 84 | $ 19,750,000 | $ 235,000 | $ 88,000 |
| SPRINGFIELD, OH | 83 | $ 12,565,000 | $ 151,000 | $ 69,000 |
| MUSKEGON, MI | 79 | $ 13,195,000 | $ 167,000 | $ 59,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 71 | $ 20,705,000 | $ 291,000 | $ 119,000 |
| DALLAS-PLANO-IRVING, TX | 70 | $ 24,940,000 | $ 356,000 | $ 144,000 |
| FORT COLLINS, CO | 64 | $ 25,720,000 | $ 401,000 | $ 127,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 64 | $ 17,180,000 | $ 268,000 | $ 112,000 |
| FAYETTEVILLE, NC | 52 | $ 10,180,000 | $ 195,000 | $ 74,000 |
| LEWISTON-AUBURN, ME | 52 | $ 11,650,000 | $ 224,000 | $ 79,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 51 | $ 14,905,000 | $ 292,000 | $ 104,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 49 | $ 17,015,000 | $ 347,000 | $ 155,000 |
| WICHITA, KS | 49 | $ 8,355,000 | $ 170,000 | $ 56,000 |
| JACKSONVILLE, FL | 46 | $ 12,570,000 | $ 273,000 | $ 133,000 |
| CANTON-MASSILLON, OH | 45 | $ 8,795,000 | $ 195,000 | $ 95,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 44 | $ 10,140,000 | $ 230,000 | $ 102,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 44 | $ 17,770,000 | $ 403,000 | $ 151,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 41 | $ 11,775,000 | $ 287,000 | $ 116,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 37 | $ 13,295,000 | $ 352,666 | $ 133,666 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 36 | $ 8,470,000 | $ 212,500 | $ 71,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 34 | $ 10,950,000 | $ 322,000 | $ 151,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 33 | $ 6,655,000 | $ 201,000 | $ 103,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 32 | $ 12,800,000 | $ 400,000 | $ 142,000 |
| TOLEDO, OH | 32 | $ 6,440,000 | $ 201,000 | $ 113,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 30 | $ 4,340,000 | $ 144,000 | $ 275,000 |
| GREELEY, CO | 25 | $ 9,415,000 | $ 376,000 | $ 108,000 |
| MEMPHIS, TN-MS-AR | 25 | $ 7,915,000 | $ 272,500 | $ 110,500 |
| SAN DIEGO-CARLSBAD, CA | 25 | $ 11,045,000 | $ 441,000 | $ 204,000 |
| BOSTON, MA | 23 | $ 13,235,000 | $ 575,000 | $ 180,000 |
| FRESNO, CA | 23 | $ 6,695,000 | $ 291,000 | $ 88,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 23 | $ 7,785,000 | $ 301,500 | $ 106,000 |
| LAKELAND-WINTER HAVEN, FL | 23 | $ 4,925,000 | $ 214,000 | $ 75,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 23 | $ 7,595,000 | $ 330,000 | $ 170,000 |
| RACINE, WI | 23 | $ 5,535,000 | $ 240,000 | $ 89,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 23 | $ 9,405,000 | $ 408,000 | $ 137,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 23 | $ 8,095,000 | $ 351,000 | $ 146,000 |
| WINSTON-SALEM, NC | 23 | $ 4,555,000 | $ 198,000 | $ 88,000 |
| PITTSBURGH, PA | 22 | $ 4,500,000 | $ 204,000 | $ 150,000 |
| PORT ST. LUCIE, FL | 22 | $ 5,730,000 | $ 260,000 | $ 154,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 21 | $ 4,345,000 | $ 206,000 | $ 64,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 21 | $ 9,585,000 | $ 456,000 | $ 197,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 20 | $ 4,770,000 | $ 238,000 | $ 99,000 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 5,685,000 | $ 299,000 | $ 157,000 |
| GREENSBORO-HIGH POINT, NC | 19 | $ 3,945,000 | $ 207,000 | $ 76,000 |
| WILMINGTON, NC | 18 | $ 5,970,000 | $ 331,000 | $ 261,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 17 | $ 8,175,000 | $ 480,000 | $ 141,000 |
| CUMBERLAND, MD-WV | 17 | $ 2,125,000 | $ 125,000 | $ 73,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $ 5,975,000 | $ 315,500 | $ 129,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 17 | $ 4,665,000 | $ 274,000 | $ 199,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 16 | $ 9,140,000 | $ 571,000 | $ 261,000 |
| AUSTIN-ROUND ROCK, TX | 15 | $ 5,905,000 | $ 393,000 | $ 129,000 |
| CLARKSVILLE, TN-KY | 15 | $ 3,455,000 | $ 230,000 | $ 74,000 |
| COLUMBIA, SC | 15 | $ 3,795,000 | $ 253,000 | $ 70,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 4,225,000 | $ 281,000 | $ 113,000 |
| BOULDER, CO | 14 | $ 6,530,000 | $ 466,000 | $ 174,000 |
| CHATTANOOGA, TN-GA | 13 | $ 3,415,000 | $ 262,000 | $ 119,000 |
| GETTYSBURG, PA | 13 | $ 2,535,000 | $ 195,000 | $ 81,000 |
| PHILADELPHIA, PA | 13 | $ 3,105,000 | $ 238,000 | $ 87,000 |
| TACOMA-LAKEWOOD, WA | 13 | $ 4,815,000 | $ 370,000 | $ 110,000 |
| TALLAHASSEE, FL | 13 | $ 2,645,000 | $ 203,000 | $ 79,000 |
| WAUSAU, WI | 13 | $ 2,495,000 | $ 191,000 | $ 85,000 |
| BURLINGTON, NC | 12 | $ 3,010,000 | $ 250,000 | $ 84,000 |
| MANSFIELD, OH | 12 | $ 2,150,000 | $ 179,000 | $ 86,000 |
| READING, PA | 12 | $ 2,180,000 | $ 181,000 | $ 89,000 |
| TUCSON, AZ | 12 | $ 3,120,000 | $ 260,000 | $ 112,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 12 | $ 4,480,000 | $ 390,000 | $ 226,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 3,045,000 | $ 276,000 | $ 150,000 |
| ST. LOUIS, MO-IL | 11 | $ 3,495,000 | $ 286,500 | $ 109,500 |
| STOCKTON-LODI, CA | 11 | $ 4,135,000 | $ 375,000 | $ 126,000 |
| ASHEVILLE, NC | 10 | $ 2,630,000 | $ 263,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 10 | $ 3,620,000 | $ 362,000 | $ 123,000 |
| ELGIN, IL | 9 | $ 2,175,000 | $ 241,000 | $ 100,000 |
| GAINESVILLE, FL | 9 | $ 2,075,000 | $ 230,000 | $ 89,000 |
| LANCASTER, PA | 9 | $ 2,245,000 | $ 249,000 | $ 56,000 |
| OCALA, FL | 9 | $ 1,785,000 | $ 198,000 | $ 52,000 |
| PUEBLO, CO | 9 | $ 2,495,000 | $ 277,000 | $ 91,000 |
| PUNTA GORDA, FL | 9 | $ 2,325,000 | $ 258,000 | $ 80,000 |
| YORK-HANOVER, PA | 9 | $ 2,065,000 | $ 229,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 3,360,000 | $ 420,000 | $ 109,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 2,550,000 | $ 318,000 | $ 142,000 |
| GARY, IN | 7 | $ 1,595,000 | $ 227,000 | $ 103,000 |
| KANSAS CITY, MO-KS | 7 | $ 1,235,000 | $ 234,000 | $ 197,000 |
| LANSING-EAST LANSING, MI | 7 | $ 1,075,000 | $ 153,000 | $ 114,000 |
| LIMA, OH | 7 | $ 1,425,000 | $ 203,000 | $ 74,000 |
| MADERA, CA | 7 | $ 2,175,000 | $ 310,000 | $ 95,000 |
| NEW BERN, NC | 7 | $ 1,975,000 | $ 282,000 | $ 100,000 |
| EAST STROUDSBURG, PA | 6 | $ 1,130,000 | $ 188,000 | $ 86,000 |
| LEBANON, PA | 6 | $ 1,490,000 | $ 248,000 | $ 65,000 |
| PANAMA CITY, FL | 6 | $ 2,070,000 | $ 345,000 | $ 137,000 |
| RICHMOND, VA | 6 | $ 1,540,000 | $ 256,000 | $ 131,000 |
| ROCKY MOUNT, NC | 6 | $ 890,000 | $ 148,000 | $ 39,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 2,300,000 | $ 383,000 | $ 175,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 810,000 | $ 135,000 | $ 97,000 |
| BANGOR, ME | 5 | $ 955,000 | $ 191,000 | $ 87,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 2,455,000 | $ 491,000 | $ 156,000 |
| FLAGSTAFF, AZ | 5 | $ 1,725,000 | $ 345,000 | $ 141,000 |
| MORRISTOWN, TN | 5 | $ 1,315,000 | $ 263,000 | $ 71,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 2,765,000 | $ 553,000 | $ 226,000 |
| ERIE, PA | 4 | $ 420,000 | $ 105,000 | $ 43,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 760,000 | $ 180,000 | $ 74,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 870,000 | $ 186,500 | $ 76,000 |
| MONTGOMERY, AL | 4 | $ 740,000 | $ 185,000 | $ 39,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 1,170,000 | $ 292,000 | $ 82,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 910,000 | $ 227,000 | $ 68,000 |
| SALINAS, CA | 4 | $ 1,460,000 | $ 365,000 | $ 111,000 |
| SUMTER, SC | 4 | $ 660,000 | $ 165,000 | $ 237,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 1,220,000 | $ 305,000 | $ 98,000 |
| ANN ARBOR, MI | 3 | $ 1,215,000 | $ 405,000 | $ 153,000 |
| BAKERSFIELD, CA | 3 | $ 795,000 | $ 265,000 | $ 111,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 455,000 | $ 151,000 | $ 82,000 |
| FLORENCE, SC | 3 | $ 315,000 | $ 105,000 | $ 32,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 575,000 | $ 191,000 | $ 44,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 1,285,000 | $ 428,000 | $ 101,000 |
| JACKSONVILLE, NC | 3 | $ 715,000 | $ 238,000 | $ 278,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 745,000 | $ 248,000 | $ 119,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 425,000 | $ 141,000 | $ 63,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 655,000 | $ 218,000 | $ 87,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 1,095,000 | $ 365,000 | $ 138,000 |
| LAREDO, TX | 3 | $ 615,000 | $ 205,000 | $ 136,000 |
| LYNCHBURG, VA | 3 | $ 565,000 | $ 188,000 | $ 137,000 |
| NEWARK, NJ-PA | 3 | $ 405,000 | $ 135,000 | $ 51,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 815,000 | $ 271,000 | $ 192,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,245,000 | $ 415,000 | $ 159,000 |
| SAN RAFAEL, CA | 3 | $ 1,055,000 | $ 351,000 | $ 152,000 |
| SAVANNAH, GA | 3 | $ 575,000 | $ 191,000 | $ 51,000 |
| SHERMAN-DENISON, TX | 3 | $ 835,000 | $ 278,000 | $ 159,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 915,000 | $ 282,500 | $ 106,000 |
| THE VILLAGES, FL | 3 | $ 555,000 | $ 185,000 | $ 70,000 |
| WHEELING, WV-OH | 3 | $ 555,000 | $ 177,500 | $ 77,000 |
| YUMA, AZ | 3 | $ 515,000 | $ 171,000 | $ 88,000 |
| APPLETON, WI | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| BARNSTABLE TOWN, MA | 2 | $ 870,000 | $ 435,000 | $ 198,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 320,000 | $ 160,000 | $ 98,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| BLOOMINGTON, IN | 2 | $ 760,000 | $ 380,000 | $ 102,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| BOWLING GREEN, KY | 2 | $ 620,000 | $ 310,000 | $ 151,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 890,000 | $ 445,000 | $ 130,000 |
| CHARLESTON, WV | 2 | $ 490,000 | $ 245,000 | $ 60,000 |
| CHICO, CA | 2 | $ 610,000 | $ 305,000 | $ 78,000 |
| CORPUS CHRISTI, TX | 2 | $ 280,000 | $ 140,000 | $ 178,000 |
| EVANSVILLE, IN-KY | 2 | $ 1,030,000 | $ 515,000 | $ 166,000 |
| FLINT, MI | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| GOLDSBORO, NC | 2 | $ 480,000 | $ 240,000 | $ 278,000 |
| GREEN BAY, WI | 2 | $ 370,000 | $ 185,000 | $ 33,000 |
| GREENVILLE, NC | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 880,000 | $ 440,000 | $ 285,000 |
| JACKSON, MI | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| JACKSON, TN | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| MADISON, WI | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 630,000 | $ 315,000 | $ 141,000 |
| MOBILE, AL | 2 | $ 270,000 | $ 135,000 | $ 67,000 |
| MODESTO, CA | 2 | $ 920,000 | $ 460,000 | $ 101,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 840,000 | $ 420,000 | $ 109,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| ROANOKE, VA | 2 | $ 700,000 | $ 350,000 | $ 236,000 |
| ROCKFORD, IL | 2 | $ 530,000 | $ 265,000 | $ 159,000 |
| SALISBURY, MD-DE | 2 | $ 400,000 | $ 200,000 | $ 40,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 540,000 | $ 270,000 | $ 101,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 850,000 | $ 425,000 | $ 187,000 |
| SANTA ROSA, CA | 2 | $ 840,000 | $ 420,000 | $ 144,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| SPARTANBURG, SC | 2 | $ 480,000 | $ 240,000 | $ 95,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| BATON ROUGE, LA | 1 | $ 405,000 | $ 405,000 | $ 173,000 |
| BATTLE CREEK, MI | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| BECKLEY, WV | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| BELLINGHAM, WA | 1 | $ 495,000 | $ 495,000 | $ 292,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| BRUNSWICK, GA | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| CHARLOTTESVILLE, VA | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| COLUMBUS, IN | 1 | $ 345,000 | $ 345,000 | $ 185,000 |
| DALTON, GA | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| DULUTH, MN-WI | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| EL PASO, TX | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| ELKHART-GOSHEN, IN | 1 | $ 415,000 | $ 415,000 | $ 173,000 |
| FOND DU LAC, WI | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| FORT WAYNE, IN | 1 | $ 435,000 | $ 435,000 | $ 256,000 |
| GADSDEN, AL | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| GAINESVILLE, GA | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
| GRAND JUNCTION, CO | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| HUNTSVILLE, AL | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| JOHNSON CITY, TN | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| JOHNSTOWN, PA | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| JOPLIN, MO | 1 | $ 205,000 | $ 205,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| LONGVIEW, TX | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| LONGVIEW, WA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 475,000 | $ 475,000 | $ 360,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| PEORIA, IL | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 465,000 | $ 465,000 | $ 377,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| REDDING, CA | 1 | $ 445,000 | $ 445,000 | $ 183,000 |
| SAGINAW, MI | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 505,000 | $ 505,000 | $ 135,000 |
| SEBRING, FL | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| SHEBOYGAN, WI | 1 | $ 285,000 | $ 285,000 | $ 534,000 |
| TERRE HAUTE, IN | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| TUSCALOOSA, AL | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| WACO, TX | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| WINCHESTER, VA-WV | 1 | $ 325,000 | $ 325,000 | $ 247,000 |
| WORCESTER, MA-CT | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| YAKIMA, WA | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| YUBA CITY, CA | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for T2 Financial Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,911 | $1,787,225,000 | $258,000 | $2,855,000 | $99,000 | $1,858,000 |
| Refinancing | 2,694 | $687,540,000 | $255,000 | $1,905,000 | $117,000 | $1,500,000 |
| Cash-out Refinancing | 1,811 | $479,065,000 | $264,000 | $3,095,000 | $119,000 | $803,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,788 | $2,019,800,000 | $259,000 | $3,095,000 | $111,000 | $1,858,000 |
| Asian | 1,093 | $283,435,000 | $259,000 | $2,105,000 | $90,000 | $796,000 |
| Black or African American | 980 | $240,020,000 | $244,000 | $825,000 | $87,000 | $840,000 |
| Hispanic | 897 | $224,335,000 | $250,000 | $945,000 | $89,000 | $971,000 |
| Not Provided | 379 | $115,725,000 | $305,000 | $2,855,000 | $158,000 | $1,378,000 |
| Not applicable | 208 | $51,600,000 | $248,000 | $875,000 | $108,000 | $375,000 |
| American Indian or Alaskan Native | 42 | $10,230,000 | $243,000 | $605,000 | $107,000 | $529,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,655,000 | $379,000 | $495,000 | $116,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,834 | $2,329,580,000 | $263,000 | $3,095,000 | $117,000 | $1,858,000 |
| FHA-insured (Federal Housing Administration) | 1,761 | $378,395,000 | $214,000 | $665,000 | $66,000 | $373,000 |
| VA-guaranteed (Veterans Administration) | 638 | $211,580,000 | $331,000 | $2,105,000 | $82,000 | $464,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 183 | $34,275,000 | $187,000 | $485,000 | $54,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,136 | $2,347,520,000 | $256,000 | $3,095,000 | $106,000 | $1,858,000 |
| Application Withdrawn By Applicant | 1,329 | $360,605,000 | $271,000 | $2,855,000 | $117,000 | $1,800,000 |
| Application Approved But Not Accepted | 498 | $134,630,000 | $270,000 | $1,965,000 | $110,000 | $1,500,000 |
| Application Denied By Financial Institution | 307 | $74,805,000 | $243,000 | $1,205,000 | $83,000 | $1,099,000 |
| File Closed For Incompleteness | 146 | $36,270,000 | $248,000 | $835,000 | $110,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,109 | $2,879,025,000 | $259,000 | $3,095,000 | $107,000 | $1,858,000 |
| Debt-To-Income Ratio | 99 | $27,675,000 | $279,000 | $1,205,000 | $73,000 | $459,000 |
| Other | 45 | $11,385,000 | $253,000 | $525,000 | $114,000 | $1,099,000 |
| Credit History | 40 | $8,390,000 | $209,000 | $535,000 | $71,000 | $153,000 |
| Collateral | 28 | $5,310,000 | $189,000 | $635,000 | $101,000 | $315,000 |
| Credit Application Incomplete | 27 | $5,485,000 | $203,000 | $545,000 | $70,000 | $148,000 |
| Employment History | 27 | $6,655,000 | $246,000 | $605,000 | $74,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $5,560,000 | $252,000 | $785,000 | $96,000 | $249,000 |
| Unverifiable Information | 19 | $4,345,000 | $228,000 | $545,000 | $80,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess T2 Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.