T2 Financial LLC Mortgage Lending & HMDA Data, 2021
In 2021, T2 Financial LLC of Westerville, OH reported 11,416 mortgage applications totaling $3.0 billion, up 50% from 2020. The average application was for $258,744, and applicants reported an average income of $106,420. 80% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Columbus, OH (2,400), Myrtle Beach-Conway-North Myrtle Beach, SC-NC (912) and Cincinnati, OH-KY-IN (634) (applications in parentheses).
| Mortgage Company & Address | T2 Financial LLC 480 Olde Worthington Rd Suite 300 Westerville, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 11,416 |
| Total Mortgage Loan Application Amount | $2,953,830,000 |
| Average Mortgage Loan Application Amount | $258,744 |
| Highest Mortgage Loan Application Amount | $3,095,000 |
| Average Applicant Income | $106,420 |
| Highest Applicant Income | $1,858,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 2,400 | $ 586,400,000 | $ 244,333 | $ 100,000 |
| Outside any metro area | 961 | $ 207,205,000 | $ 215,613 | $ 91,660 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 912 | $ 200,290,000 | $ 219,616 | $ 105,921 |
| Cincinnati, OH-KY-IN | 634 | $ 141,350,000 | $ 222,949 | $ 92,331 |
| Houston-The Woodlands-Sugar Land, TX | 496 | $ 142,740,000 | $ 287,782 | $ 113,000 |
| Chicago-Naperville, IL | 356 | $ 102,920,000 | $ 289,101 | $ 125,000 |
| Milwaukee-Waukesha-West Allis, WI | 356 | $ 81,510,000 | $ 228,960 | $ 90,000 |
| Cleveland-Elyria, OH | 315 | $ 67,035,000 | $ 212,809 | $ 120,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 281 | $ 88,355,000 | $ 314,430 | $ 109,000 |
| Raleigh, NC | 262 | $ 87,030,000 | $ 332,175 | $ 130,000 |
| Charlotte-Concord-Gastonia, NC-SC | 242 | $ 68,670,000 | $ 283,760 | $ 98,409 |
| Dayton-Springfield-Kettering, OH | 217 | $ 40,265,000 | $ 185,552 | $ 86,000 |
| Colorado Springs, CO | 194 | $ 66,320,000 | $ 341,855 | $ 105,000 |
| Denver-Aurora-Lakewood, CO | 182 | $ 70,190,000 | $ 385,659 | $ 125,000 |
| San Antonio-New Braunfels, TX | 163 | $ 47,385,000 | $ 290,705 | $ 113,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 147 | $ 31,295,000 | $ 212,891 | $ 83,000 |
| Akron, OH | 139 | $ 28,295,000 | $ 203,561 | $ 103,000 |
| Durham-Chapel Hill, NC | 114 | $ 37,840,000 | $ 331,929 | $ 152,000 |
| Baltimore-Columbia-Towson, MD | 112 | $ 32,610,000 | $ 291,160 | $ 110,000 |
| Phoenix-Mesa-Scottsdale, AZ | 112 | $ 38,400,000 | $ 342,857 | $ 138,000 |
| Knoxville, TN | 106 | $ 24,420,000 | $ 230,377 | $ 91,000 |
| Portland-South Portland, ME | 96 | $ 33,620,000 | $ 350,208 | $ 139,000 |
| Atlanta-Sandy Springs-Roswell, GA | 93 | $ 33,865,000 | $ 364,139 | $ 123,000 |
| Harrisburg-Carlisle, PA | 92 | $ 21,630,000 | $ 235,108 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 84 | $ 19,750,000 | $ 235,119 | $ 88,000 |
| Springfield, OH | 83 | $ 12,565,000 | $ 151,385 | $ 69,000 |
| Muskegon, MI | 79 | $ 13,195,000 | $ 167,025 | $ 59,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 71 | $ 20,705,000 | $ 291,619 | $ 119,000 |
| Dallas-Plano-Irving, TX | 70 | $ 24,940,000 | $ 356,285 | $ 144,000 |
| Fort Collins, CO | 64 | $ 25,720,000 | $ 401,875 | $ 127,000 |
| Tampa-St. Petersburg-Clearwater, FL | 64 | $ 17,180,000 | $ 268,437 | $ 112,000 |
| Fayetteville, NC | 52 | $ 10,180,000 | $ 195,769 | $ 74,000 |
| Lewiston-Auburn, ME | 52 | $ 11,650,000 | $ 224,038 | $ 79,000 |
| North Port-Sarasota-Bradenton, FL | 51 | $ 14,905,000 | $ 292,254 | $ 104,000 |
| Washington-Baltimore-Arlington, DC | 49 | $ 17,015,000 | $ 347,244 | $ 155,000 |
| Wichita, KS | 49 | $ 8,355,000 | $ 170,510 | $ 56,000 |
| Jacksonville, FL | 46 | $ 12,570,000 | $ 273,260 | $ 133,000 |
| Canton-Massillon, OH | 45 | $ 8,795,000 | $ 195,444 | $ 95,000 |
| Indianapolis-Carmel-Anderson, IN | 44 | $ 10,140,000 | $ 230,454 | $ 102,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 44 | $ 17,770,000 | $ 403,863 | $ 151,000 |
| Orlando-Kissimmee-Sanford, FL | 41 | $ 11,775,000 | $ 287,195 | $ 116,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 37 | $ 13,295,000 | $ 359,324 | $ 116,432 |
| Hagerstown-Martinsburg, MD-WV | 36 | $ 8,470,000 | $ 235,277 | $ 70,583 |
| Miami-Miami Beach-Kendall, FL | 34 | $ 10,950,000 | $ 322,058 | $ 151,000 |
| Detroit-Dearborn-Livonia, MI | 33 | $ 6,655,000 | $ 201,666 | $ 103,000 |
| Los Angeles-Long Beach-Glendale, CA | 32 | $ 12,800,000 | $ 400,000 | $ 142,000 |
| Toledo, OH | 32 | $ 6,440,000 | $ 201,250 | $ 113,000 |
| Youngstown-Warren-Boardman, OH-PA | 30 | $ 4,340,000 | $ 144,666 | $ 275,000 |
| Greeley, CO | 25 | $ 9,415,000 | $ 376,600 | $ 108,000 |
| Memphis, TN-MS-AR | 25 | $ 7,915,000 | $ 316,600 | $ 123,840 |
| San Diego-Carlsbad, CA | 25 | $ 11,045,000 | $ 441,800 | $ 204,000 |
| Boston, MA | 23 | $ 13,235,000 | $ 575,434 | $ 180,000 |
| Fresno, CA | 23 | $ 6,695,000 | $ 291,086 | $ 88,000 |
| Lake County-Kenosha County, IL-WI | 23 | $ 7,785,000 | $ 338,478 | $ 128,826 |
| Lakeland-Winter Haven, FL | 23 | $ 4,925,000 | $ 214,130 | $ 75,000 |
| Naples-Immokalee-Marco Island, FL | 23 | $ 7,595,000 | $ 330,217 | $ 170,000 |
| Racine, WI | 23 | $ 5,535,000 | $ 240,652 | $ 89,000 |
| Riverside-San Bernardino-Ontario, CA | 23 | $ 9,405,000 | $ 408,913 | $ 137,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 23 | $ 8,095,000 | $ 351,956 | $ 146,000 |
| Winston-Salem, NC | 23 | $ 4,555,000 | $ 198,043 | $ 88,000 |
| Pittsburgh, PA | 22 | $ 4,500,000 | $ 204,545 | $ 150,000 |
| Port St. Lucie, FL | 22 | $ 5,730,000 | $ 260,454 | $ 154,000 |
| Chambersburg-Waynesboro, PA | 21 | $ 4,345,000 | $ 206,904 | $ 64,000 |
| Oakland-Hayward-Berkeley, CA | 21 | $ 9,585,000 | $ 456,428 | $ 197,000 |
| Warren-Troy-Farmington Hills, MI | 20 | $ 4,770,000 | $ 238,500 | $ 99,000 |
| Cape Coral-Fort Myers, FL | 19 | $ 5,685,000 | $ 299,210 | $ 157,000 |
| Greensboro-High Point, NC | 19 | $ 3,945,000 | $ 207,631 | $ 76,000 |
| Wilmington, NC | 18 | $ 5,970,000 | $ 331,666 | $ 261,000 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 8,175,000 | $ 480,882 | $ 141,000 |
| Cumberland, MD-WV | 17 | $ 2,125,000 | $ 125,000 | $ 73,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 5,975,000 | $ 351,470 | $ 173,176 |
| Montgomery County-Bucks County-Chester County, PA | 17 | $ 4,665,000 | $ 274,411 | $ 199,000 |
| Cambridge-Newton-Framingham, MA | 16 | $ 9,140,000 | $ 571,250 | $ 261,000 |
| Austin-Round Rock, TX | 15 | $ 5,905,000 | $ 393,666 | $ 129,000 |
| Clarksville, TN-KY | 15 | $ 3,455,000 | $ 230,333 | $ 74,000 |
| Columbia, SC | 15 | $ 3,795,000 | $ 253,000 | $ 70,000 |
| Fort Worth-Arlington, TX | 15 | $ 4,225,000 | $ 281,666 | $ 113,000 |
| Boulder, CO | 14 | $ 6,530,000 | $ 466,428 | $ 174,000 |
| Chattanooga, TN-GA | 13 | $ 3,415,000 | $ 262,692 | $ 119,000 |
| Gettysburg, PA | 13 | $ 2,535,000 | $ 195,000 | $ 81,000 |
| Philadelphia, PA | 13 | $ 3,105,000 | $ 238,846 | $ 87,000 |
| Tacoma-Lakewood, WA | 13 | $ 4,815,000 | $ 370,384 | $ 110,000 |
| Tallahassee, FL | 13 | $ 2,645,000 | $ 203,461 | $ 79,000 |
| Wausau, WI | 13 | $ 2,495,000 | $ 191,923 | $ 85,000 |
| Burlington, NC | 12 | $ 3,010,000 | $ 250,833 | $ 84,000 |
| Mansfield, OH | 12 | $ 2,150,000 | $ 179,166 | $ 86,000 |
| Reading, PA | 12 | $ 2,180,000 | $ 181,666 | $ 89,000 |
| Tucson, AZ | 12 | $ 3,120,000 | $ 260,000 | $ 112,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 4,480,000 | $ 373,333 | $ 192,666 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 3,045,000 | $ 276,818 | $ 150,000 |
| St. Louis, MO-IL | 11 | $ 3,495,000 | $ 317,727 | $ 138,363 |
| Stockton-Lodi, CA | 11 | $ 4,135,000 | $ 375,909 | $ 126,000 |
| Asheville, NC | 10 | $ 2,630,000 | $ 263,000 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 3,620,000 | $ 362,000 | $ 123,000 |
| Elgin, IL | 9 | $ 2,175,000 | $ 241,666 | $ 100,000 |
| Gainesville, FL | 9 | $ 2,075,000 | $ 230,555 | $ 89,000 |
| Lancaster, PA | 9 | $ 2,245,000 | $ 249,444 | $ 56,000 |
| Ocala, FL | 9 | $ 1,785,000 | $ 198,333 | $ 52,000 |
| Pueblo, CO | 9 | $ 2,495,000 | $ 277,222 | $ 91,000 |
| Punta Gorda, FL | 9 | $ 2,325,000 | $ 258,333 | $ 80,000 |
| York-Hanover, PA | 9 | $ 2,065,000 | $ 229,444 | $ 81,000 |
| Charleston-North Charleston, SC | 8 | $ 3,360,000 | $ 420,000 | $ 109,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 2,550,000 | $ 318,750 | $ 142,000 |
| Gary, IN | 7 | $ 1,595,000 | $ 227,857 | $ 103,000 |
| Kansas City, MO-KS | 7 | $ 1,235,000 | $ 176,428 | $ 234,142 |
| Lansing-East Lansing, MI | 7 | $ 1,075,000 | $ 153,571 | $ 114,000 |
| Lima, OH | 7 | $ 1,425,000 | $ 203,571 | $ 74,000 |
| Madera, CA | 7 | $ 2,175,000 | $ 310,714 | $ 95,000 |
| New Bern, NC | 7 | $ 1,975,000 | $ 282,142 | $ 100,000 |
| East Stroudsburg, PA | 6 | $ 1,130,000 | $ 188,333 | $ 86,000 |
| Lebanon, PA | 6 | $ 1,490,000 | $ 248,333 | $ 65,000 |
| Panama City, FL | 6 | $ 2,070,000 | $ 345,000 | $ 137,000 |
| Richmond, VA | 6 | $ 1,540,000 | $ 256,666 | $ 131,000 |
| Rocky Mount, NC | 6 | $ 890,000 | $ 148,333 | $ 39,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 2,300,000 | $ 383,333 | $ 175,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 810,000 | $ 135,000 | $ 97,000 |
| Bangor, ME | 5 | $ 955,000 | $ 191,000 | $ 87,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 2,455,000 | $ 491,000 | $ 156,000 |
| Flagstaff, AZ | 5 | $ 1,725,000 | $ 345,000 | $ 141,000 |
| Morristown, TN | 5 | $ 1,315,000 | $ 263,000 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 2,765,000 | $ 553,000 | $ 226,000 |
| Erie, PA | 4 | $ 420,000 | $ 105,000 | $ 43,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 760,000 | $ 190,000 | $ 72,250 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 870,000 | $ 217,500 | $ 88,000 |
| Montgomery, AL | 4 | $ 740,000 | $ 185,000 | $ 39,000 |
| New Orleans-Metairie, LA | 4 | $ 1,170,000 | $ 292,500 | $ 82,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 910,000 | $ 227,500 | $ 68,000 |
| Salinas, CA | 4 | $ 1,460,000 | $ 365,000 | $ 111,000 |
| Sumter, SC | 4 | $ 660,000 | $ 165,000 | $ 237,000 |
| Visalia-Porterville, CA | 4 | $ 1,220,000 | $ 305,000 | $ 98,000 |
| Ann Arbor, MI | 3 | $ 1,215,000 | $ 405,000 | $ 153,000 |
| Bakersfield, CA | 3 | $ 795,000 | $ 265,000 | $ 111,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 455,000 | $ 151,666 | $ 82,000 |
| Florence, SC | 3 | $ 315,000 | $ 105,000 | $ 32,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 575,000 | $ 191,666 | $ 44,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 1,285,000 | $ 428,333 | $ 101,000 |
| Jacksonville, NC | 3 | $ 715,000 | $ 238,333 | $ 278,000 |
| Kalamazoo-Portage, MI | 3 | $ 745,000 | $ 248,333 | $ 119,000 |
| Killeen-Temple, TX | 3 | $ 425,000 | $ 141,666 | $ 63,000 |
| Lafayette-West Lafayette, IN | 3 | $ 655,000 | $ 218,333 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 1,095,000 | $ 365,000 | $ 138,000 |
| Laredo, TX | 3 | $ 615,000 | $ 205,000 | $ 136,000 |
| Lynchburg, VA | 3 | $ 565,000 | $ 188,333 | $ 137,000 |
| Newark, NJ-PA | 3 | $ 405,000 | $ 135,000 | $ 51,000 |
| Rockingham County-Strafford County, NH | 3 | $ 815,000 | $ 271,666 | $ 192,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,245,000 | $ 415,000 | $ 159,000 |
| San Rafael, CA | 3 | $ 1,055,000 | $ 351,666 | $ 152,000 |
| Savannah, GA | 3 | $ 575,000 | $ 191,666 | $ 51,000 |
| Sherman-Denison, TX | 3 | $ 835,000 | $ 278,333 | $ 159,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 915,000 | $ 305,000 | $ 121,333 |
| The Villages, FL | 3 | $ 555,000 | $ 185,000 | $ 70,000 |
| Wheeling, WV-OH | 3 | $ 555,000 | $ 185,000 | $ 78,000 |
| Yuma, AZ | 3 | $ 515,000 | $ 171,666 | $ 88,000 |
| Appleton, WI | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Barnstable Town, MA | 2 | $ 870,000 | $ 435,000 | $ 198,000 |
| Beaumont-Port Arthur, TX | 2 | $ 320,000 | $ 160,000 | $ 98,000 |
| Birmingham-Hoover, AL | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Bloomington, IN | 2 | $ 760,000 | $ 380,000 | $ 102,000 |
| Bloomsburg-Berwick, PA | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Bowling Green, KY | 2 | $ 620,000 | $ 310,000 | $ 151,000 |
| Bremerton-Silverdale, WA | 2 | $ 890,000 | $ 445,000 | $ 130,000 |
| Charleston, WV | 2 | $ 490,000 | $ 245,000 | $ 60,000 |
| Chico, CA | 2 | $ 610,000 | $ 305,000 | $ 78,000 |
| Corpus Christi, TX | 2 | $ 280,000 | $ 140,000 | $ 178,000 |
| Evansville, IN-KY | 2 | $ 1,030,000 | $ 515,000 | $ 166,000 |
| Flint, MI | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Goldsboro, NC | 2 | $ 480,000 | $ 240,000 | $ 278,000 |
| Green Bay, WI | 2 | $ 370,000 | $ 185,000 | $ 33,000 |
| Greenville, NC | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 880,000 | $ 440,000 | $ 285,000 |
| Jackson, MI | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Jackson, TN | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Madison, WI | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Manchester-Nashua, NH | 2 | $ 630,000 | $ 315,000 | $ 141,000 |
| Mobile, AL | 2 | $ 270,000 | $ 135,000 | $ 67,000 |
| Modesto, CA | 2 | $ 920,000 | $ 460,000 | $ 101,000 |
| Olympia-Tumwater, WA | 2 | $ 840,000 | $ 420,000 | $ 109,000 |
| Oshkosh-Neenah, WI | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Roanoke, VA | 2 | $ 700,000 | $ 350,000 | $ 236,000 |
| Rockford, IL | 2 | $ 530,000 | $ 265,000 | $ 159,000 |
| Salisbury, MD-DE | 2 | $ 400,000 | $ 200,000 | $ 40,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 540,000 | $ 270,000 | $ 101,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 850,000 | $ 425,000 | $ 187,000 |
| Santa Rosa, CA | 2 | $ 840,000 | $ 420,000 | $ 144,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Sebastian-Vero Beach, FL | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Spartanburg, SC | 2 | $ 480,000 | $ 240,000 | $ 95,000 |
| Spokane-Spokane Valley, WA | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| Vallejo-Fairfield, CA | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Baton Rouge, LA | 1 | $ 405,000 | $ 405,000 | $ 173,000 |
| Battle Creek, MI | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Beckley, WV | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Bellingham, WA | 1 | $ 495,000 | $ 495,000 | $ 292,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Brunswick, GA | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Champaign-Urbana, IL | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Charlottesville, VA | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Columbus, IN | 1 | $ 345,000 | $ 345,000 | $ 185,000 |
| Dalton, GA | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Duluth, MN-WI | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| El Paso, TX | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Elkhart-Goshen, IN | 1 | $ 415,000 | $ 415,000 | $ 173,000 |
| Fond Du Lac, WI | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Fort Wayne, IN | 1 | $ 435,000 | $ 435,000 | $ 256,000 |
| Gadsden, AL | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Gainesville, GA | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
| Grand Junction, CO | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Houma-Thibodaux, LA | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Huntsville, AL | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Johnson City, TN | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Johnstown, PA | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Joplin, MO | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kankakee, IL | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Lexington-Fayette, KY | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Longview, TX | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Longview, WA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Lubbock, TX | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| Michigan City-La Porte, IN | 1 | $ 475,000 | $ 475,000 | $ 360,000 |
| New Haven-Milford, CT | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Niles-Benton Harbor, MI | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Peoria, IL | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 465,000 | $ 465,000 | $ 377,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Redding, CA | 1 | $ 445,000 | $ 445,000 | $ 183,000 |
| Saginaw, MI | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 505,000 | $ 505,000 | $ 135,000 |
| Sebring, FL | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Sheboygan, WI | 1 | $ 285,000 | $ 285,000 | $ 534,000 |
| Terre Haute, IN | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Tuscaloosa, AL | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Waco, TX | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Winchester, VA-WV | 1 | $ 325,000 | $ 325,000 | $ 247,000 |
| Worcester, MA-CT | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Yakima, WA | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Yuba City, CA | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for T2 Financial LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,911 | $1,787,225,000 | $258,000 | $2,855,000 | $99,000 | $1,858,000 |
| Refinancing | 2,694 | $687,540,000 | $255,000 | $1,905,000 | $117,000 | $1,500,000 |
| Cash-out Refinancing | 1,811 | $479,065,000 | $264,000 | $3,095,000 | $119,000 | $803,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,788 | $2,019,800,000 | $259,000 | $3,095,000 | $111,000 | $1,858,000 |
| Asian | 1,093 | $283,435,000 | $259,000 | $2,105,000 | $90,000 | $796,000 |
| Black or African American | 980 | $240,020,000 | $244,000 | $825,000 | $87,000 | $840,000 |
| Hispanic | 897 | $224,335,000 | $250,000 | $945,000 | $89,000 | $971,000 |
| Not Provided | 379 | $115,725,000 | $305,000 | $2,855,000 | $158,000 | $1,378,000 |
| Not applicable | 208 | $51,600,000 | $248,000 | $875,000 | $108,000 | $375,000 |
| American Indian or Alaskan Native | 42 | $10,230,000 | $243,000 | $605,000 | $107,000 | $529,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,655,000 | $379,000 | $495,000 | $116,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,834 | $2,329,580,000 | $263,000 | $3,095,000 | $117,000 | $1,858,000 |
| FHA-insured (Federal Housing Administration) | 1,761 | $378,395,000 | $214,000 | $665,000 | $66,000 | $373,000 |
| VA-guaranteed (Veterans Administration) | 638 | $211,580,000 | $331,000 | $2,105,000 | $82,000 | $464,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 183 | $34,275,000 | $187,000 | $485,000 | $54,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,136 | $2,347,520,000 | $256,000 | $3,095,000 | $106,000 | $1,858,000 |
| Application Withdrawn By Applicant | 1,329 | $360,605,000 | $271,000 | $2,855,000 | $117,000 | $1,800,000 |
| Application Approved But Not Accepted | 498 | $134,630,000 | $270,000 | $1,965,000 | $110,000 | $1,500,000 |
| Application Denied By Financial Institution | 307 | $74,805,000 | $243,000 | $1,205,000 | $83,000 | $1,099,000 |
| File Closed For Incompleteness | 146 | $36,270,000 | $248,000 | $835,000 | $110,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,109 | $2,879,025,000 | $259,000 | $3,095,000 | $107,000 | $1,858,000 |
| Debt-To-Income Ratio | 99 | $27,675,000 | $279,000 | $1,205,000 | $73,000 | $459,000 |
| Other | 45 | $11,385,000 | $253,000 | $525,000 | $114,000 | $1,099,000 |
| Credit History | 40 | $8,390,000 | $209,000 | $535,000 | $71,000 | $153,000 |
| Collateral | 28 | $5,310,000 | $189,000 | $635,000 | $101,000 | $315,000 |
| Credit Application Incomplete | 27 | $5,485,000 | $203,000 | $545,000 | $70,000 | $148,000 |
| Employment History | 27 | $6,655,000 | $246,000 | $605,000 | $74,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $5,560,000 | $252,000 | $785,000 | $96,000 | $249,000 |
| Unverifiable Information | 19 | $4,345,000 | $228,000 | $545,000 | $80,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess T2 Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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