T2 Financial LLC Mortgage Lending & HMDA Data, 2021

In 2021, T2 Financial LLC of Westerville, OH reported 11,416 mortgage applications totaling $3.0 billion, up 50% from 2020. The average application was for $258,744, and applicants reported an average income of $106,420. 80% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Columbus, OH (2,400), Myrtle Beach-Conway-North Myrtle Beach, SC-NC (912) and Cincinnati, OH-KY-IN (634) (applications in parentheses).

Mortgage Company & Address T2 Financial LLC
480 Olde Worthington Rd Suite 300
Westerville, OH 43082
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 11,416
Total Mortgage Loan Application Amount $2,953,830,000
Average Mortgage Loan Application Amount $258,744
Highest Mortgage Loan Application Amount $3,095,000
Average Applicant Income $106,420
Highest Applicant Income $1,858,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for T2 Financial LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 1,437 $ 331,265,000 $ 230,525 $ 95,000
Horry, South Carolina 892 $ 193,060,000 $ 216,434 $ 105,000
Harris, Texas 348 $ 95,500,000 $ 274,425 $ 111,000
Cook, Illinois 297 $ 86,185,000 $ 290,185 $ 127,000
Delaware, Ohio 287 $ 91,385,000 $ 318,414 $ 152,000
Licking, Ohio 262 $ 61,990,000 $ 236,603 $ 78,000
Fairfield, Ohio 244 $ 61,530,000 $ 252,172 $ 89,000
Milwaukee, Wisconsin 239 $ 45,715,000 $ 191,276 $ 82,000
Hamilton, Ohio 233 $ 45,445,000 $ 195,042 $ 92,000
Wake, North Carolina 223 $ 76,325,000 $ 342,264 $ 135,000
El Paso, Colorado 186 $ 63,650,000 $ 342,204 $ 106,000
Cuyahoga, Ohio 180 $ 36,540,000 $ 203,000 $ 123,000
Warren, Ohio 159 $ 45,315,000 $ 285,000 $ 114,000
Montgomery, Ohio 155 $ 27,255,000 $ 175,838 $ 82,000
Butler, Ohio 146 $ 29,540,000 $ 202,328 $ 79,000
Bexar, Texas 146 $ 43,040,000 $ 294,794 $ 113,000
Mecklenburg, North Carolina 106 $ 28,050,000 $ 264,622 $ 91,000
Maricopa, Arizona 105 $ 36,475,000 $ 347,380 $ 140,000
Summit, Ohio 103 $ 20,685,000 $ 200,825 $ 109,000
Waukesha, Wisconsin 91 $ 29,455,000 $ 323,681 $ 110,000
Clark, Ohio 83 $ 12,565,000 $ 151,385 $ 69,000
Muskegon, Michigan 79 $ 13,195,000 $ 167,025 $ 59,000
Sumner, Tennessee 78 $ 25,260,000 $ 323,846 $ 106,000
Dauphin, Pennsylvania 72 $ 15,880,000 $ 220,555 $ 64,000
Lehigh, Pennsylvania 72 $ 14,600,000 $ 202,777 $ 82,000
Northampton, Pennsylvania 72 $ 16,190,000 $ 224,861 $ 84,000
Broward, Florida 71 $ 20,705,000 $ 291,619 $ 119,000
Cumberland, Maine 66 $ 24,390,000 $ 369,545 $ 138,000
Larimer, Colorado 64 $ 25,720,000 $ 401,875 $ 127,000
Medina, Ohio 63 $ 13,835,000 $ 219,603 $ 121,000
Union, Ohio 60 $ 17,790,000 $ 296,500 $ 115,000
Davidson, Tennessee 57 $ 18,395,000 $ 322,719 $ 121,000
Montgomery, Texas 56 $ 16,970,000 $ 303,035 $ 120,000
Rutherford, Tennessee 54 $ 15,010,000 $ 277,962 $ 99,000
Sevier, Tennessee 53 $ 19,455,000 $ 367,075 $ 184,000
Androscoggin, Maine 52 $ 11,650,000 $ 224,038 $ 79,000
Knox, Tennessee 52 $ 11,940,000 $ 229,615 $ 90,000
Jefferson, Colorado 49 $ 18,925,000 $ 386,224 $ 117,000
Greene, Ohio 48 $ 10,400,000 $ 216,666 $ 105,000
Georgetown, South Carolina 48 $ 13,010,000 $ 271,041 $ 126,000
Baltimore, Maryland 46 $ 13,150,000 $ 285,869 $ 105,000
Union, North Carolina 46 $ 15,380,000 $ 334,347 $ 96,000
Clermont, Ohio 46 $ 9,780,000 $ 212,608 $ 81,000
Palm Beach, Florida 44 $ 17,770,000 $ 403,863 $ 151,000
Durham, North Carolina 44 $ 15,170,000 $ 344,772 $ 136,000
Fort Bend, Texas 44 $ 16,980,000 $ 385,909 $ 143,000
Ottawa, Michigan 43 $ 11,065,000 $ 257,325 $ 108,000
Stark, Ohio 43 $ 8,255,000 $ 191,976 $ 95,000
Wood, Wisconsin 43 $ 6,515,000 $ 151,511 $ 59,000
Sedgwick, Kansas 42 $ 7,110,000 $ 169,285 $ 57,000
Frederick, Maryland 42 $ 14,190,000 $ 337,857 $ 161,000
Orange, North Carolina 41 $ 13,505,000 $ 329,390 $ 182,000
Denver, Colorado 40 $ 14,990,000 $ 374,750 $ 134,000
Lorain, Ohio 40 $ 8,690,000 $ 217,250 $ 113,000
Pickaway, Ohio 40 $ 8,710,000 $ 217,750 $ 81,000
Grand Traverse, Michigan 38 $ 8,930,000 $ 235,000 $ 92,000
Harnett, North Carolina 37 $ 7,985,000 $ 215,810 $ 80,000
Portage, Ohio 36 $ 7,610,000 $ 211,388 $ 86,000
Athens, Ohio 35 $ 5,185,000 $ 148,142 $ 87,000
Miami-Dade, Florida 34 $ 10,950,000 $ 322,058 $ 151,000
Kent, Michigan 34 $ 7,680,000 $ 225,882 $ 69,000
Johnston, North Carolina 34 $ 9,440,000 $ 277,647 $ 101,000
Arapahoe, Colorado 33 $ 10,635,000 $ 322,272 $ 96,000
Wayne, Michigan 33 $ 6,655,000 $ 201,666 $ 103,000
Pulaski, Missouri 33 $ 5,915,000 $ 179,242 $ 87,000
Fayette, Ohio 33 $ 6,465,000 $ 195,909 $ 66,000
Los Angeles, California 32 $ 12,800,000 $ 400,000 $ 142,000
Will, Illinois 32 $ 9,190,000 $ 287,187 $ 106,000
Williamson, Tennessee 32 $ 13,780,000 $ 430,625 $ 149,000
Baltimore City, Maryland 31 $ 6,405,000 $ 206,612 $ 75,000
Adams, Colorado 30 $ 10,390,000 $ 346,333 $ 129,000
Washington, Maryland 29 $ 7,235,000 $ 249,482 $ 70,000
Blount, Tennessee 29 $ 6,495,000 $ 223,965 $ 85,000
Duval, Florida 27 $ 7,225,000 $ 267,592 $ 139,000
Cabarrus, North Carolina 27 $ 8,375,000 $ 310,185 $ 95,000
Sarasota, Florida 26 $ 6,730,000 $ 258,846 $ 97,000
San Diego, California 25 $ 11,045,000 $ 441,800 $ 204,000
Weld, Colorado 25 $ 9,415,000 $ 376,600 $ 108,000
Manatee, Florida 25 $ 8,175,000 $ 327,000 $ 111,000
Hocking, Ohio 25 $ 4,435,000 $ 177,400 $ 107,000
Lake, Ohio 25 $ 5,375,000 $ 215,000 $ 113,000
Pasco, Florida 24 $ 5,930,000 $ 247,083 $ 106,000
Madison, Ohio 24 $ 5,060,000 $ 210,833 $ 75,000
York, South Carolina 24 $ 6,120,000 $ 255,000 $ 122,000
Galveston, Texas 24 $ 7,060,000 $ 294,166 $ 104,000
Fresno, California 23 $ 6,695,000 $ 291,086 $ 88,000
Douglas, Colorado 23 $ 12,365,000 $ 537,608 $ 158,000
Collier, Florida 23 $ 7,595,000 $ 330,217 $ 170,000
Polk, Florida 23 $ 4,925,000 $ 214,130 $ 75,000
Marion, Ohio 23 $ 3,045,000 $ 132,391 $ 69,000
Dallas, Texas 23 $ 9,825,000 $ 427,173 $ 210,000
Racine, Wisconsin 23 $ 5,535,000 $ 240,652 $ 89,000
York, Maine 22 $ 7,170,000 $ 325,909 $ 147,000
Champaign, Ohio 22 $ 4,410,000 $ 200,454 $ 62,000
Shelby, Tennessee 22 $ 7,030,000 $ 319,545 $ 126,000
DuPage, Illinois 21 $ 6,135,000 $ 292,142 $ 131,000
Kennebec, Maine 21 $ 4,645,000 $ 221,190 $ 88,000
Mahoning, Ohio 21 $ 2,815,000 $ 134,047 $ 358,000
Franklin, Pennsylvania 21 $ 4,345,000 $ 206,904 $ 64,000
Hamilton, Indiana 20 $ 5,180,000 $ 259,000 $ 106,000
Oxford, Maine 20 $ 3,980,000 $ 199,000 $ 73,000
Brunswick, North Carolina 20 $ 7,230,000 $ 361,500 $ 147,000
Cumberland, Pennsylvania 20 $ 5,750,000 $ 287,500 $ 85,000
Lee, Florida 19 $ 5,685,000 $ 299,210 $ 157,000
Orange, Florida 19 $ 5,695,000 $ 299,736 $ 120,000
Pinellas, Florida 19 $ 5,715,000 $ 300,789 $ 143,000
Gwinnett, Georgia 19 $ 7,565,000 $ 398,157 $ 113,000
Lake, Illinois 19 $ 6,805,000 $ 358,157 $ 141,000
Chatham, North Carolina 19 $ 6,305,000 $ 331,842 $ 159,000
Collin, Texas 19 $ 6,235,000 $ 328,157 $ 112,000
Cobb, Georgia 18 $ 6,440,000 $ 357,777 $ 151,000
Fulton, Georgia 18 $ 6,490,000 $ 360,555 $ 114,000
Lincoln, Maine 18 $ 5,820,000 $ 323,333 $ 104,000
Suffolk, Massachusetts 18 $ 9,900,000 $ 550,000 $ 175,000
Brown, Ohio 18 $ 3,350,000 $ 186,111 $ 75,000
Orange, California 17 $ 8,175,000 $ 480,882 $ 141,000
Allegany, Maryland 17 $ 2,125,000 $ 125,000 $ 73,000
Prince George's, Maryland 17 $ 5,345,000 $ 314,411 $ 82,000
Forsyth, North Carolina 17 $ 3,305,000 $ 194,411 $ 95,000
Washington, Wisconsin 17 $ 4,055,000 $ 238,529 $ 85,000
Manistee, Michigan 16 $ 2,420,000 $ 151,250 $ 69,000
Carteret, North Carolina 16 $ 7,050,000 $ 440,625 $ 185,000
Knox, Ohio 16 $ 3,550,000 $ 221,875 $ 85,000
Lucas, Ohio 16 $ 2,570,000 $ 160,625 $ 92,000
St. Lucie, Florida 15 $ 3,635,000 $ 242,333 $ 121,000
Marion, Indiana 15 $ 3,385,000 $ 225,666 $ 91,000
Oakland, Michigan 15 $ 3,525,000 $ 235,000 $ 104,000
Logan, Ohio 15 $ 2,635,000 $ 175,666 $ 72,000
Montgomery, Tennessee 15 $ 3,455,000 $ 230,333 $ 74,000
Boulder, Colorado 14 $ 6,530,000 $ 466,428 $ 174,000
Dearborn, Indiana 14 $ 3,640,000 $ 260,000 $ 73,000
Miami, Ohio 14 $ 2,610,000 $ 186,428 $ 75,000
Dickson, Tennessee 14 $ 2,780,000 $ 198,571 $ 81,000
Robertson, Tennessee 14 $ 3,860,000 $ 275,714 $ 76,000
Riverside, California 13 $ 4,785,000 $ 368,076 $ 138,000
Hillsborough, Florida 13 $ 3,685,000 $ 283,461 $ 86,000
Allegan, Michigan 13 $ 2,415,000 $ 185,769 $ 50,000
Cumberland, North Carolina 13 $ 1,875,000 $ 144,230 $ 59,000
Adams, Pennsylvania 13 $ 2,535,000 $ 195,000 $ 81,000
Hamilton, Tennessee 13 $ 3,415,000 $ 262,692 $ 119,000
Wilson, Tennessee 13 $ 4,135,000 $ 318,076 $ 128,000
Brazoria, Texas 13 $ 3,445,000 $ 265,000 $ 101,000
Tarrant, Texas 13 $ 3,725,000 $ 286,538 $ 115,000
Pierce, Washington 13 $ 4,815,000 $ 370,384 $ 110,000
Pima, Arizona 12 $ 3,120,000 $ 260,000 $ 112,000
Alameda, California 12 $ 5,360,000 $ 446,666 $ 202,000
Middlesex, Massachusetts 12 $ 7,870,000 $ 655,833 $ 219,000
Alamance, North Carolina 12 $ 3,010,000 $ 250,833 $ 84,000
Morrow, Ohio 12 $ 2,580,000 $ 215,000 $ 66,000
Richland, Ohio 12 $ 2,150,000 $ 179,166 $ 86,000
Allegheny, Pennsylvania 12 $ 2,480,000 $ 206,666 $ 211,000
Berks, Pennsylvania 12 $ 2,180,000 $ 181,666 $ 89,000
Denton, Texas 12 $ 3,630,000 $ 302,500 $ 127,000
San Joaquin, California 11 $ 4,135,000 $ 375,909 $ 126,000
St. Johns, Florida 11 $ 3,615,000 $ 328,636 $ 147,000
Anne Arundel, Maryland 11 $ 4,445,000 $ 404,090 $ 138,000
Dare, North Carolina 11 $ 4,065,000 $ 369,545 $ 117,000
Gaston, North Carolina 11 $ 2,595,000 $ 235,909 $ 60,000
Guilford, North Carolina 11 $ 2,405,000 $ 218,636 $ 76,000
New Hanover, North Carolina 11 $ 3,175,000 $ 288,636 $ 206,000
Maury, Tennessee 11 $ 3,325,000 $ 302,272 $ 84,000
Ellis, Texas 11 $ 3,495,000 $ 317,727 $ 106,000
Marathon, Wisconsin 11 $ 1,965,000 $ 178,636 $ 80,000
Sacramento, California 10 $ 3,160,000 $ 316,000 $ 115,000
San Bernardino, California 10 $ 4,620,000 $ 462,000 $ 135,000
Ventura, California 10 $ 3,620,000 $ 362,000 $ 123,000
Leon, Florida 10 $ 2,280,000 $ 228,000 $ 90,000
Ross, Ohio 10 $ 1,620,000 $ 162,000 $ 55,000
Montgomery, Pennsylvania 10 $ 2,880,000 $ 288,000 $ 190,000
Clark, Wisconsin 10 $ 1,410,000 $ 141,000 $ 79,000
Contra Costa, California 9 $ 4,225,000 $ 469,444 $ 189,000
Pueblo, Colorado 9 $ 2,495,000 $ 277,222 $ 91,000
Charlotte, Florida 9 $ 2,325,000 $ 258,333 $ 80,000
Lake, Florida 9 $ 2,585,000 $ 287,222 $ 114,000
Marion, Florida 9 $ 1,785,000 $ 198,333 $ 52,000
Seminole, Florida 9 $ 2,405,000 $ 267,222 $ 125,000
Volusia, Florida 9 $ 2,305,000 $ 256,111 $ 81,000
Franklin, Maine 9 $ 1,795,000 $ 199,444 $ 99,000
Harford, Maryland 9 $ 2,255,000 $ 250,555 $ 110,000
Perry, Ohio 9 $ 1,655,000 $ 183,888 $ 68,000
Trumbull, Ohio 9 $ 1,525,000 $ 169,444 $ 80,000
Wayne, Ohio 9 $ 1,555,000 $ 172,777 $ 58,000
Wood, Ohio 9 $ 2,275,000 $ 252,777 $ 94,000
Lancaster, Pennsylvania 9 $ 2,245,000 $ 249,444 $ 56,000
York, Pennsylvania 9 $ 2,065,000 $ 229,444 $ 81,000
Ozaukee, Wisconsin 9 $ 2,285,000 $ 253,888 $ 102,000
Teller, Colorado 8 $ 2,670,000 $ 333,750 $ 85,000
Brevard, Florida 8 $ 2,550,000 $ 318,750 $ 142,000
Hernando, Florida 8 $ 1,850,000 $ 231,250 $ 99,000
DeKalb, Georgia 8 $ 2,670,000 $ 333,750 $ 106,000
Boone, Kentucky 8 $ 2,290,000 $ 286,250 $ 76,000
Sagadahoc, Maine 8 $ 2,060,000 $ 257,500 $ 126,000
Benzie, Michigan 8 $ 1,540,000 $ 192,500 $ 85,000
Phelps, Missouri 8 $ 1,370,000 $ 171,250 $ 98,000
Granville, North Carolina 8 $ 2,060,000 $ 257,500 $ 63,000
Randolph, North Carolina 8 $ 1,540,000 $ 192,500 $ 76,000
Highland, Ohio 8 $ 1,080,000 $ 135,000 $ 55,000
Muskingum, Ohio 8 $ 1,630,000 $ 203,750 $ 96,000
Preble, Ohio 8 $ 1,290,000 $ 161,250 $ 77,000
Philadelphia, Pennsylvania 8 $ 2,010,000 $ 251,250 $ 93,000
Coffee, Tennessee 8 $ 1,870,000 $ 233,750 $ 71,000
Roane, Tennessee 8 $ 1,340,000 $ 167,500 $ 110,000
Williamson, Texas 8 $ 3,590,000 $ 448,750 $ 153,000
Pinal, Arizona 7 $ 1,925,000 $ 275,000 $ 110,000
Madera, California 7 $ 2,175,000 $ 310,714 $ 95,000
Placer, California 7 $ 3,215,000 $ 459,285 $ 182,000
Summit, Colorado 7 $ 3,775,000 $ 539,285 $ 305,000
Martin, Florida 7 $ 2,095,000 $ 299,285 $ 226,000
Carroll, Maryland 7 $ 2,165,000 $ 309,285 $ 87,000
Montgomery, Maryland 7 $ 2,825,000 $ 403,571 $ 118,000
Hennepin, Minnesota 7 $ 2,625,000 $ 375,000 $ 219,000
Craven, North Carolina 7 $ 1,975,000 $ 282,142 $ 100,000
Henderson, North Carolina 7 $ 1,855,000 $ 265,000 $ 113,000
Iredell, North Carolina 7 $ 2,185,000 $ 312,142 $ 165,000
Pender, North Carolina 7 $ 2,795,000 $ 399,285 $ 348,000
Rowan, North Carolina 7 $ 1,825,000 $ 260,714 $ 65,000
Allen, Ohio 7 $ 1,425,000 $ 203,571 $ 74,000
Clinton, Ohio 7 $ 1,165,000 $ 166,428 $ 57,000
Geauga, Ohio 7 $ 2,595,000 $ 370,714 $ 106,000
Charleston, South Carolina 7 $ 2,845,000 $ 406,428 $ 103,000
Lancaster, South Carolina 7 $ 2,655,000 $ 379,285 $ 225,000
Guadalupe, Texas 7 $ 1,515,000 $ 216,428 $ 71,000
Fairfax, Virginia 7 $ 2,815,000 $ 402,142 $ 156,000
Walworth, Wisconsin 7 $ 1,655,000 $ 236,428 $ 99,000
Alachua, Florida 6 $ 1,470,000 $ 245,000 $ 110,000
Bay, Florida 6 $ 2,070,000 $ 345,000 $ 137,000
Henry, Georgia 6 $ 2,390,000 $ 398,333 $ 142,000
Kane, Illinois 6 $ 1,590,000 $ 265,000 $ 99,000
Howard, Maryland 6 $ 3,110,000 $ 518,333 $ 287,000
Lee, North Carolina 6 $ 1,570,000 $ 261,666 $ 59,000
Erie, Ohio 6 $ 830,000 $ 138,333 $ 77,000
Ottawa, Ohio 6 $ 1,460,000 $ 243,333 $ 193,000
Seneca, Ohio 6 $ 550,000 $ 91,666 $ 53,000
Shelby, Ohio 6 $ 1,300,000 $ 216,666 $ 107,000
Bucks, Pennsylvania 6 $ 1,240,000 $ 206,666 $ 158,000
Lebanon, Pennsylvania 6 $ 1,490,000 $ 248,333 $ 65,000
Monroe, Pennsylvania 6 $ 1,130,000 $ 188,333 $ 86,000
Westmoreland, Pennsylvania 6 $ 1,410,000 $ 235,000 $ 66,000
Anderson, Tennessee 6 $ 1,410,000 $ 235,000 $ 100,000
Cass, Texas 6 $ 960,000 $ 160,000 $ 60,000
Berkeley, West Virginia 6 $ 1,090,000 $ 181,666 $ 56,000
Taylor, Wisconsin 6 $ 970,000 $ 161,666 $ 59,000
Coconino, Arizona 5 $ 1,725,000 $ 345,000 $ 141,000
Nassau, Florida 5 $ 925,000 $ 185,000 $ 60,000
McHenry, Illinois 5 $ 1,225,000 $ 245,000 $ 135,000
Johnson, Indiana 5 $ 805,000 $ 161,000 $ 153,000
Butler, Kansas 5 $ 1,045,000 $ 209,000 $ 59,000
Kenton, Kentucky 5 $ 1,005,000 $ 201,000 $ 95,000
Penobscot, Maine 5 $ 955,000 $ 191,000 $ 87,000
Norfolk, Massachusetts 5 $ 3,335,000 $ 667,000 $ 194,000
Mason, Michigan 5 $ 1,085,000 $ 217,000 $ 70,000
Montcalm, Michigan 5 $ 675,000 $ 135,000 $ 39,000
Newaygo, Michigan 5 $ 815,000 $ 163,000 $ 38,000
Dakota, Minnesota 5 $ 1,895,000 $ 379,000 $ 193,000
Franklin, North Carolina 5 $ 1,265,000 $ 253,000 $ 86,000
Nash, North Carolina 5 $ 795,000 $ 159,000 $ 42,000
Hancock, Ohio 5 $ 1,125,000 $ 225,000 $ 115,000
Delaware, Pennsylvania 5 $ 1,095,000 $ 219,000 $ 76,000
Schuylkill, Pennsylvania 5 $ 555,000 $ 111,000 $ 67,000
Kershaw, South Carolina 5 $ 1,015,000 $ 203,000 $ 50,000
Lexington, South Carolina 5 $ 1,495,000 $ 299,000 $ 69,000
Marion, South Carolina 5 $ 645,000 $ 129,000 $ 39,000
Bedford, Tennessee 5 $ 1,315,000 $ 263,000 $ 71,000
Campbell, Tennessee 5 $ 2,265,000 $ 453,000 $ 152,000
Franklin, Tennessee 5 $ 1,775,000 $ 355,000 $ 148,000
Liberty, Texas 5 $ 995,000 $ 199,000 $ 48,000
Travis, Texas 5 $ 1,575,000 $ 315,000 $ 106,000
Waller, Texas 5 $ 1,425,000 $ 285,000 $ 115,000
El Dorado, California 4 $ 1,100,000 $ 275,000 $ 158,000
Monterey, California 4 $ 1,460,000 $ 365,000 $ 111,000
San Francisco, California 4 $ 1,560,000 $ 390,000 $ 198,000
Tulare, California 4 $ 1,220,000 $ 305,000 $ 98,000
Park, Colorado 4 $ 1,600,000 $ 400,000 $ 123,000
Okaloosa, Florida 4 $ 1,760,000 $ 440,000 $ 145,000
Osceola, Florida 4 $ 1,090,000 $ 272,500 $ 83,000
Forsyth, Georgia 4 $ 1,880,000 $ 470,000 $ 120,000
Lake, Indiana 4 $ 840,000 $ 210,000 $ 124,000
Knox, Maine 4 $ 1,170,000 $ 292,500 $ 131,000
Somerset, Maine 4 $ 1,070,000 $ 267,500 $ 71,000
Essex, Massachusetts 4 $ 1,270,000 $ 317,500 $ 386,000
Ingham, Michigan 4 $ 420,000 $ 105,000 $ 140,000
Macomb, Michigan 4 $ 1,100,000 $ 275,000 $ 95,000
Jackson, Missouri 4 $ 400,000 $ 100,000 $ 299,000
Currituck, North Carolina 4 $ 1,770,000 $ 442,500 $ 326,000
Ashland, Ohio 4 $ 620,000 $ 155,000 $ 91,000
Columbiana, Ohio 4 $ 690,000 $ 172,500 $ 109,000
Scioto, Ohio 4 $ 710,000 $ 177,500 $ 101,000
Erie, Pennsylvania 4 $ 420,000 $ 105,000 $ 43,000
McKean, Pennsylvania 4 $ 630,000 $ 157,500 $ 66,000
Richland, South Carolina 4 $ 1,090,000 $ 272,500 $ 94,000
Sumter, South Carolina 4 $ 660,000 $ 165,000 $ 237,000
Williamsburg, South Carolina 4 $ 590,000 $ 147,500 $ 72,000
Claiborne, Tennessee 4 $ 650,000 $ 162,500 $ 74,000
Cocke, Tennessee 4 $ 770,000 $ 192,500 $ 81,000
Lewis, Tennessee 4 $ 620,000 $ 155,000 $ 35,000
Marshall, Tennessee 4 $ 1,320,000 $ 330,000 $ 73,000
Monroe, Tennessee 4 $ 920,000 $ 230,000 $ 78,000
Atascosa, Texas 4 $ 1,050,000 $ 262,500 $ 83,000
Comal, Texas 4 $ 1,310,000 $ 327,500 $ 180,000
Jefferson, Wisconsin 4 $ 950,000 $ 237,500 $ 75,000
Kenosha, Wisconsin 4 $ 980,000 $ 245,000 $ 71,000
Portage, Wisconsin 4 $ 700,000 $ 175,000 $ 70,000
Mohave, Arizona 3 $ 1,095,000 $ 365,000 $ 138,000
Yuma, Arizona 3 $ 515,000 $ 171,666 $ 88,000
Kern, California 3 $ 795,000 $ 265,000 $ 111,000
Marin, California 3 $ 1,055,000 $ 351,666 $ 152,000
Santa Clara, California 3 $ 1,245,000 $ 415,000 $ 159,000
Otero, Colorado 3 $ 235,000 $ 78,333 $ 448,000
Clay, Florida 3 $ 805,000 $ 268,333 $ 143,000
Levy, Florida 3 $ 605,000 $ 201,666 $ 47,000
Sumter, Florida 3 $ 555,000 $ 185,000 $ 70,000
Clayton, Georgia 3 $ 735,000 $ 245,000 $ 65,000
Henry, Indiana 3 $ 325,000 $ 108,333 $ 46,000
Ohio, Indiana 3 $ 635,000 $ 211,666 $ 88,000
Ripley, Indiana 3 $ 715,000 $ 238,333 $ 65,000
Hardin, Kentucky 3 $ 455,000 $ 151,666 $ 82,000
Garrett, Maryland 3 $ 865,000 $ 288,333 $ 36,000
Kalamazoo, Michigan 3 $ 745,000 $ 248,333 $ 119,000
Kalkaska, Michigan 3 $ 775,000 $ 258,333 $ 119,000
Leelanau, Michigan 3 $ 955,000 $ 318,333 $ 126,000
Washtenaw, Michigan 3 $ 1,215,000 $ 405,000 $ 153,000
St. Charles, Missouri 3 $ 805,000 $ 268,333 $ 120,000
St. Louis, Missouri 3 $ 1,625,000 $ 541,666 $ 282,000
Anson, North Carolina 3 $ 555,000 $ 185,000 $ 70,000
Davidson, North Carolina 3 $ 445,000 $ 148,333 $ 52,000
Onslow, North Carolina 3 $ 715,000 $ 238,333 $ 278,000
Robeson, North Carolina 3 $ 625,000 $ 208,333 $ 67,000
Wilkes, North Carolina 3 $ 585,000 $ 195,000 $ 86,000
Wilson, North Carolina 3 $ 585,000 $ 195,000 $ 70,000
Adams, Ohio 3 $ 415,000 $ 138,333 $ 55,000
Crawford, Ohio 3 $ 235,000 $ 78,333 $ 28,000
Jackson, Ohio 3 $ 565,000 $ 188,333 $ 83,000
Jefferson, Ohio 3 $ 555,000 $ 185,000 $ 129,000
Meigs, Ohio 3 $ 395,000 $ 131,666 $ 64,000
Tuscarawas, Ohio 3 $ 355,000 $ 118,333 $ 46,000
Carbon, Pennsylvania 3 $ 505,000 $ 168,333 $ 51,000
Greene, Pennsylvania 3 $ 375,000 $ 125,000 $ 51,000
Pike, Pennsylvania 3 $ 405,000 $ 135,000 $ 51,000
Washington, Pennsylvania 3 $ 475,000 $ 158,333 $ 105,000
Florence, South Carolina 3 $ 315,000 $ 105,000 $ 32,000
Cheatham, Tennessee 3 $ 705,000 $ 235,000 $ 73,000
Hickman, Tennessee 3 $ 635,000 $ 211,666 $ 58,000
Jefferson, Tennessee 3 $ 495,000 $ 165,000 $ 42,000
Loudon, Tennessee 3 $ 515,000 $ 171,666 $ 47,000
Putnam, Tennessee 3 $ 545,000 $ 181,666 $ 62,000
Sullivan, Tennessee 3 $ 745,000 $ 248,333 $ 100,000
Trousdale, Tennessee 3 $ 635,000 $ 211,666 $ 88,000
Union, Tennessee 3 $ 455,000 $ 151,666 $ 47,000
Fannin, Texas 3 $ 825,000 $ 275,000 $ 111,000
Grayson, Texas 3 $ 835,000 $ 278,333 $ 159,000
Hunt, Texas 3 $ 895,000 $ 298,333 $ 71,000
Webb, Texas 3 $ 615,000 $ 205,000 $ 136,000
Chesterfield, Virginia 3 $ 435,000 $ 145,000 $ 67,000
Prince William, Virginia 3 $ 1,125,000 $ 375,000 $ 127,000
Virginia Beach, Virginia 3 $ 1,105,000 $ 368,333 $ 112,000
King, Washington 3 $ 1,885,000 $ 628,333 $ 247,000
Dodge, Wisconsin 3 $ 785,000 $ 261,666 $ 92,000
Autauga, Alabama 2 $ 420,000 $ 210,000 $ 59,000
Elmore, Alabama 2 $ 320,000 $ 160,000 $ 19,000
Mobile, Alabama 2 $ 270,000 $ 135,000 $ 67,000
Butte, California 2 $ 610,000 $ 305,000 $ 78,000
Humboldt, California 2 $ 620,000 $ 310,000 $ 107,000
San Luis Obispo, California 2 $ 540,000 $ 270,000 $ 101,000
San Mateo, California 2 $ 740,000 $ 370,000 $ 130,000
Santa Cruz, California 2 $ 850,000 $ 425,000 $ 187,000
Solano, California 2 $ 510,000 $ 255,000 $ 88,000
Sonoma, California 2 $ 840,000 $ 420,000 $ 144,000
Stanislaus, California 2 $ 920,000 $ 460,000 $ 101,000
Yolo, California 2 $ 620,000 $ 310,000 $ 158,000
Prowers, Colorado 2 $ 300,000 $ 150,000 $ 53,000
Routt, Colorado 2 $ 860,000 $ 430,000 $ 193,000
District of Columbia, District Of Columbia 2 $ 670,000 $ 335,000 $ 173,000
Columbia, Florida 2 $ 280,000 $ 140,000 $ 77,000
Escambia, Florida 2 $ 470,000 $ 235,000 $ 53,000
Flagler, Florida 2 $ 740,000 $ 370,000 $ 458,000
Gadsden, Florida 2 $ 210,000 $ 105,000 $ 49,000
Indian River, Florida 2 $ 490,000 $ 245,000 $ 114,000
Santa Rosa, Florida 2 $ 440,000 $ 220,000 $ 82,000
Carroll, Georgia 2 $ 460,000 $ 230,000 $ 67,000
Chatham, Georgia 2 $ 340,000 $ 170,000 $ 45,000
Coweta, Georgia 2 $ 1,400,000 $ 700,000 $ 277,000
Douglas, Georgia 2 $ 520,000 $ 260,000 $ 112,000
Fayette, Georgia 2 $ 600,000 $ 300,000 $ 146,000
Newton, Georgia 2 $ 640,000 $ 320,000 $ 96,000
Paulding, Georgia 2 $ 490,000 $ 245,000 $ 160,000
Rockdale, Georgia 2 $ 720,000 $ 360,000 $ 122,000
DeKalb, Illinois 2 $ 360,000 $ 180,000 $ 107,000
Monroe, Illinois 2 $ 480,000 $ 240,000 $ 35,000
Hendricks, Indiana 2 $ 450,000 $ 225,000 $ 86,000
Miami, Indiana 2 $ 300,000 $ 150,000 $ 88,000
Monroe, Indiana 2 $ 760,000 $ 380,000 $ 102,000
Morgan, Indiana 2 $ 320,000 $ 160,000 $ 46,000
Porter, Indiana 2 $ 470,000 $ 235,000 $ 68,000
St. Joseph, Indiana 2 $ 700,000 $ 350,000 $ 152,000
Tippecanoe, Indiana 2 $ 470,000 $ 235,000 $ 66,000
Harvey, Kansas 2 $ 200,000 $ 100,000 $ 31,000
Campbell, Kentucky 2 $ 350,000 $ 175,000 $ 91,000
Caroline, Maryland 2 $ 380,000 $ 190,000 $ 128,000
Queen Anne's, Maryland 2 $ 1,080,000 $ 540,000 $ 160,000
Wicomico, Maryland 2 $ 400,000 $ 200,000 $ 40,000
Barnstable, Massachusetts 2 $ 870,000 $ 435,000 $ 198,000
Antrim, Michigan 2 $ 600,000 $ 300,000 $ 107,000
Charlevoix, Michigan 2 $ 460,000 $ 230,000 $ 76,000
Eaton, Michigan 2 $ 570,000 $ 285,000 $ 92,000
Genesee, Michigan 2 $ 500,000 $ 250,000 $ 99,000
Ionia, Michigan 2 $ 330,000 $ 165,000 $ 90,000
Jackson, Michigan 2 $ 270,000 $ 135,000 $ 68,000
Lenawee, Michigan 2 $ 280,000 $ 140,000 $ 64,000
Mackinac, Michigan 2 $ 290,000 $ 145,000 $ 76,000
Wexford, Michigan 2 $ 190,000 $ 95,000 $ 44,000
Anoka, Minnesota 2 $ 670,000 $ 335,000 $ 76,000
Camden, Missouri 2 $ 320,000 $ 160,000 $ 92,000
St. Louis City, Missouri 2 $ 410,000 $ 205,000 $ 90,000
Hillsborough, New Hampshire 2 $ 630,000 $ 315,000 $ 141,000
Strafford, New Hampshire 2 $ 600,000 $ 300,000 $ 241,000
Buncombe, North Carolina 2 $ 550,000 $ 275,000 $ 131,000
Catawba, North Carolina 2 $ 310,000 $ 155,000 $ 49,000
Cleveland, North Carolina 2 $ 360,000 $ 180,000 $ 66,000
Davie, North Carolina 2 $ 470,000 $ 235,000 $ 87,000
Hoke, North Carolina 2 $ 320,000 $ 160,000 $ 45,000
Lenoir, North Carolina 2 $ 660,000 $ 330,000 $ 116,000
Lincoln, North Carolina 2 $ 670,000 $ 335,000 $ 100,000
McDowell, North Carolina 2 $ 530,000 $ 265,000 $ 107,000
Person, North Carolina 2 $ 800,000 $ 400,000 $ 163,000
Pitt, North Carolina 2 $ 360,000 $ 180,000 $ 72,000
Sampson, North Carolina 2 $ 460,000 $ 230,000 $ 116,000
Stanly, North Carolina 2 $ 410,000 $ 205,000 $ 55,000
Vance, North Carolina 2 $ 290,000 $ 145,000 $ 76,000
Wayne, North Carolina 2 $ 480,000 $ 240,000 $ 278,000
Ashtabula, Ohio 2 $ 640,000 $ 320,000 $ 91,000
Belmont, Ohio 2 $ 400,000 $ 200,000 $ 80,000
Carroll, Ohio 2 $ 540,000 $ 270,000 $ 105,000
Coshocton, Ohio 2 $ 220,000 $ 110,000 $ 28,000
Darke, Ohio 2 $ 390,000 $ 195,000 $ 59,000
Gallia, Ohio 2 $ 330,000 $ 165,000 $ 18,000
Hardin, Ohio 2 $ 310,000 $ 155,000 $ 72,000
Huron, Ohio 2 $ 410,000 $ 205,000 $ 79,000
Lawrence, Ohio 2 $ 440,000 $ 220,000 $ 67,000
Sandusky, Ohio 2 $ 340,000 $ 170,000 $ 81,000
Vinton, Ohio 2 $ 320,000 $ 160,000 $ 65,000
Washington, Ohio 2 $ 280,000 $ 140,000 $ 98,000
Wyandot, Ohio 2 $ 270,000 $ 135,000 $ 75,000
Columbia, Pennsylvania 2 $ 280,000 $ 140,000 $ 49,000
Fulton, Pennsylvania 2 $ 350,000 $ 175,000 $ 45,000
Beaufort, South Carolina 2 $ 880,000 $ 440,000 $ 285,000
Chester, South Carolina 2 $ 260,000 $ 130,000 $ 40,000
Greenville, South Carolina 2 $ 340,000 $ 170,000 $ 33,000
Spartanburg, South Carolina 2 $ 480,000 $ 240,000 $ 95,000
Bledsoe, Tennessee 2 $ 220,000 $ 110,000 $ 46,000
Cannon, Tennessee 2 $ 470,000 $ 235,000 $ 56,000
Cumberland, Tennessee 2 $ 490,000 $ 245,000 $ 59,000
Gibson, Tennessee 2 $ 400,000 $ 200,000 $ 102,000
Grainger, Tennessee 2 $ 820,000 $ 410,000 $ 115,000
Hardin, Tennessee 2 $ 260,000 $ 130,000 $ 82,000
Lawrence, Tennessee 2 $ 170,000 $ 85,000 $ 50,000
Rhea, Tennessee 2 $ 230,000 $ 115,000 $ 147,000
Warren, Tennessee 2 $ 640,000 $ 320,000 $ 82,000
White, Tennessee 2 $ 320,000 $ 160,000 $ 62,000
Bell, Texas 2 $ 230,000 $ 115,000 $ 59,000
Blanco, Texas 2 $ 470,000 $ 235,000 $ 81,000
Brown, Texas 2 $ 850,000 $ 425,000 $ 180,000
Gillespie, Texas 2 $ 530,000 $ 265,000 $ 57,000
Nueces, Texas 2 $ 280,000 $ 140,000 $ 178,000
Walker, Texas 2 $ 410,000 $ 205,000 $ 105,000
Bedford, Virginia 2 $ 470,000 $ 235,000 $ 189,000
Hanover, Virginia 2 $ 940,000 $ 470,000 $ 229,000
Loudoun, Virginia 2 $ 1,120,000 $ 560,000 $ 117,000
Newport News, Virginia 2 $ 510,000 $ 255,000 $ 107,000
Spotsylvania, Virginia 2 $ 1,070,000 $ 535,000 $ 194,000
Kitsap, Washington 2 $ 890,000 $ 445,000 $ 130,000
Snohomish, Washington 2 $ 880,000 $ 440,000 $ 194,000
Spokane, Washington 2 $ 330,000 $ 165,000 $ 82,000
Thurston, Washington 2 $ 840,000 $ 420,000 $ 109,000
Hancock, West Virginia 2 $ 160,000 $ 80,000 $ 69,000
Lincoln, Wisconsin 2 $ 530,000 $ 265,000 $ 106,000
Marinette, Wisconsin 2 $ 220,000 $ 110,000 $ 112,000
Oneida, Wisconsin 2 $ 330,000 $ 165,000 $ 159,000
Outagamie, Wisconsin 2 $ 290,000 $ 145,000 $ 51,000
Winnebago, Wisconsin 2 $ 320,000 $ 160,000 $ 77,000
Baldwin, Alabama 1 $ 295,000 $ 295,000 $ 61,000
Blount, Alabama 1 $ 125,000 $ 125,000 $ 61,000
DeKalb, Alabama 1 $ 95,000 $ 95,000 $ 39,000
Etowah, Alabama 1 $ 85,000 $ 85,000 $ 31,000
Limestone, Alabama 1 $ 325,000 $ 325,000 $ 93,000
St. Clair, Alabama 1 $ 115,000 $ 115,000 $ 65,000
Tuscaloosa, Alabama 1 $ 155,000 $ 155,000 $ 44,000
Santa Cruz, Arizona 1 $ 155,000 $ 155,000 $ 26,000
Yavapai, Arizona 1 $ 165,000 $ 165,000 $ 72,000
Amador, California 1 $ 345,000 $ 345,000 $ 99,000
Calaveras, California 1 $ 385,000 $ 385,000 $ 152,000
Nevada, California 1 $ 545,000 $ 545,000 $ 141,000
Santa Barbara, California 1 $ 505,000 $ 505,000 $ 135,000
Shasta, California 1 $ 445,000 $ 445,000 $ 183,000
Yuba, California 1 $ 265,000 $ 265,000 $ 67,000
Broomfield, Colorado 1 $ 545,000 $ 545,000 $ 268,000
Clear Creek, Colorado 1 $ 265,000 $ 265,000 $ 0
Crowley, Colorado 1 $ 135,000 $ 135,000 $ 32,000
Delta, Colorado 1 $ 245,000 $ 245,000 $ 78,000
Eagle, Colorado 1 $ 415,000 $ 415,000 $ 96,000
Fremont, Colorado 1 $ 135,000 $ 135,000 $ 40,000
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Mortgage Loan Application Detail Totals for T2 Financial LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,911 $1,787,225,000 $258,000 $2,855,000 $99,000 $1,858,000
Refinancing 2,694 $687,540,000 $255,000 $1,905,000 $117,000 $1,500,000
Cash-out Refinancing 1,811 $479,065,000 $264,000 $3,095,000 $119,000 $803,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,788 $2,019,800,000 $259,000 $3,095,000 $111,000 $1,858,000
Asian 1,093 $283,435,000 $259,000 $2,105,000 $90,000 $796,000
Black or African American 980 $240,020,000 $244,000 $825,000 $87,000 $840,000
Hispanic 897 $224,335,000 $250,000 $945,000 $89,000 $971,000
Not Provided 379 $115,725,000 $305,000 $2,855,000 $158,000 $1,378,000
Not applicable 208 $51,600,000 $248,000 $875,000 $108,000 $375,000
American Indian or Alaskan Native 42 $10,230,000 $243,000 $605,000 $107,000 $529,000
Native Hawaiian or Other Pacific Islander 7 $2,655,000 $379,000 $495,000 $116,000 $144,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,834 $2,329,580,000 $263,000 $3,095,000 $117,000 $1,858,000
FHA-insured (Federal Housing Administration) 1,761 $378,395,000 $214,000 $665,000 $66,000 $373,000
VA-guaranteed (Veterans Administration) 638 $211,580,000 $331,000 $2,105,000 $82,000 $464,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 183 $34,275,000 $187,000 $485,000 $54,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,136 $2,347,520,000 $256,000 $3,095,000 $106,000 $1,858,000
Application Withdrawn By Applicant 1,329 $360,605,000 $271,000 $2,855,000 $117,000 $1,800,000
Application Approved But Not Accepted 498 $134,630,000 $270,000 $1,965,000 $110,000 $1,500,000
Application Denied By Financial Institution 307 $74,805,000 $243,000 $1,205,000 $83,000 $1,099,000
File Closed For Incompleteness 146 $36,270,000 $248,000 $835,000 $110,000 $360,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,109 $2,879,025,000 $259,000 $3,095,000 $107,000 $1,858,000
Debt-To-Income Ratio 99 $27,675,000 $279,000 $1,205,000 $73,000 $459,000
Other 45 $11,385,000 $253,000 $525,000 $114,000 $1,099,000
Credit History 40 $8,390,000 $209,000 $535,000 $71,000 $153,000
Collateral 28 $5,310,000 $189,000 $635,000 $101,000 $315,000
Credit Application Incomplete 27 $5,485,000 $203,000 $545,000 $70,000 $148,000
Employment History 27 $6,655,000 $246,000 $605,000 $74,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 22 $5,560,000 $252,000 $785,000 $96,000 $249,000
Unverifiable Information 19 $4,345,000 $228,000 $545,000 $80,000 $180,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess T2 Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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