Talmer B&Tc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Talmer B&Tc 2301 W Big Beaver Rd Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 |
| Total Number of Mortgage Applications | 8,017 |
| Total Mortgage Loan Application Amount | $1,706,754,000 |
| Average Mortgage Loan Application Amount | $206,666 |
| Highest Mortgage Loan Application Amount | $32,900,000 |
| Average Applicant Income | $119,666 |
| Highest Applicant Income | $3,336,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Talmer B&Tc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Talmer B&Tc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Talmer B&Tc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Talmer B&Tc serves its applicants.
Each category highlights the total number of mortgage applications processed by Talmer B&Tc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Talmer B&Tc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,393 | $ 396,603,000 | $ 284,000 | $ 163,000 |
| Wayne County Michigan | 667 | $ 140,673,000 | $ 210,000 | $ 118,000 |
| Hamilton County Ohio | 612 | $ 140,070,000 | $ 228,000 | $ 129,000 |
| Macomb County Michigan | 458 | $ 81,550,000 | $ 178,000 | $ 107,000 |
| St. Clair County Michigan | 410 | $ 57,749,000 | $ 140,000 | $ 121,000 |
| Cuyahoga County Ohio | 239 | $ 58,628,000 | $ 245,000 | $ 97,000 |
| Butler County Ohio | 235 | $ 28,854,000 | $ 122,000 | $ 121,000 |
| Kent County Michigan | 224 | $ 38,568,000 | $ 172,000 | $ 89,000 |
| Washtenaw County Michigan | 220 | $ 53,489,000 | $ 243,000 | $ 139,000 |
| Marion County Indiana | 204 | $ 12,886,000 | $ 63,000 | $ 133,000 |
| Livingston County Michigan | 197 | $ 42,944,000 | $ 217,000 | $ 113,000 |
| Montgomery County Ohio | 194 | $ 33,193,000 | $ 171,000 | $ 99,000 |
| Warren County Ohio | 192 | $ 44,262,000 | $ 230,000 | $ 134,000 |
| Genesee County Michigan | 165 | $ 21,559,000 | $ 130,000 | $ 77,000 |
| Franklin County Ohio | 144 | $ 31,688,000 | $ 220,000 | $ 140,000 |
| Ottawa County Michigan | 132 | $ 41,280,000 | $ 312,000 | $ 82,000 |
| Trumbull County Ohio | 127 | $ 13,197,000 | $ 103,000 | $ 76,000 |
| Clermont County Ohio | 125 | $ 26,264,000 | $ 210,000 | $ 108,000 |
| Mahoning County Ohio | 125 | $ 12,546,000 | $ 100,000 | $ 65,000 |
| Jackson County Missouri | 115 | $ 6,620,000 | $ 57,000 | $ 107,000 |
| Lorain County Ohio | 109 | $ 17,222,000 | $ 158,000 | $ 86,000 |
| Lapeer County Michigan | 80 | $ 12,054,000 | $ 150,000 | $ 80,000 |
| Greene County Ohio | 79 | $ 16,219,000 | $ 205,000 | $ 127,000 |
| Delaware County Ohio | 63 | $ 15,847,000 | $ 251,000 | $ 125,000 |
| Summit County Ohio | 56 | $ 11,134,000 | $ 198,000 | $ 116,000 |
| Portage County Ohio | 54 | $ 7,534,000 | $ 139,000 | $ 83,000 |
| Sanilac County Michigan | 53 | $ 6,515,000 | $ 122,000 | $ 81,000 |
| Jefferson County Alabama | 47 | $ 2,707,000 | $ 57,000 | $ 123,000 |
| Montgomery County Maryland | 41 | $ 15,210,000 | $ 370,000 | $ 157,000 |
| Kenton County Kentucky | 37 | $ 9,056,000 | $ 244,000 | $ 118,000 |
| Huron County Michigan | 37 | $ 3,051,000 | $ 82,000 | $ 51,000 |
| Lucas County Ohio | 36 | $ 5,809,000 | $ 161,000 | $ 114,000 |
| Hamilton County Indiana | 34 | $ 8,597,000 | $ 252,000 | $ 131,000 |
| Campbell County Kentucky | 34 | $ 7,541,000 | $ 221,000 | $ 110,000 |
| Cook County Illinois | 32 | $ 43,183,000 | $ 1,349,000 | $ 180,000 |
| Shelby County Tennessee | 28 | $ 1,629,000 | $ 58,000 | $ 111,000 |
| Licking County Ohio | 27 | $ 6,271,000 | $ 232,000 | $ 144,000 |
| Boone County Kentucky | 25 | $ 5,470,000 | $ 218,000 | $ 98,000 |
| Lake County Ohio | 24 | $ 4,157,000 | $ 173,000 | $ 84,000 |
| Medina County Ohio | 23 | $ 4,718,000 | $ 205,000 | $ 103,000 |
| Allegan County Michigan | 22 | $ 3,625,000 | $ 164,000 | $ 75,000 |
| Barry County Michigan | 21 | $ 3,399,000 | $ 161,000 | $ 100,000 |
| Tuscola County Michigan | 20 | $ 2,277,000 | $ 113,000 | $ 81,000 |
| Union County Ohio | 20 | $ 4,773,000 | $ 238,000 | $ 107,000 |
| Kalamazoo County Michigan | 19 | $ 1,846,000 | $ 97,000 | $ 245,000 |
| District of Columbia County District Of Columbia | 17 | $ 6,826,000 | $ 401,000 | $ 280,000 |
| Jackson County Michigan | 17 | $ 2,813,000 | $ 165,000 | $ 103,000 |
| Monroe County Michigan | 17 | $ 2,935,000 | $ 172,000 | $ 76,000 |
| Elkhart County Indiana | 16 | $ 1,975,000 | $ 123,000 | $ 77,000 |
| Saginaw County Michigan | 15 | $ 2,120,000 | $ 141,000 | $ 89,000 |
| Geauga County Ohio | 15 | $ 4,088,000 | $ 272,000 | $ 138,000 |
| Ingham County Michigan | 14 | $ 1,579,000 | $ 112,000 | $ 57,000 |
| Bay County Michigan | 13 | $ 6,366,000 | $ 489,000 | $ 4,000 |
| St. Louis County Missouri | 13 | $ 942,000 | $ 72,000 | $ 110,000 |
| Columbiana County Ohio | 13 | $ 1,853,000 | $ 142,000 | $ 93,000 |
| Muskegon County Michigan | 12 | $ 2,570,000 | $ 214,000 | $ 125,000 |
| Knox County Ohio | 12 | $ 2,247,000 | $ 187,000 | $ 76,000 |
| Stark County Ohio | 12 | $ 1,434,000 | $ 119,000 | $ 64,000 |
| Milwaukee County Wisconsin | 12 | $ 1,397,000 | $ 116,000 | $ 129,000 |
| Dearborn County Indiana | 11 | $ 1,982,000 | $ 180,000 | $ 108,000 |
| Howard County Maryland | 11 | $ 3,600,000 | $ 327,000 | $ 121,000 |
| Erie County Ohio | 11 | $ 1,754,000 | $ 159,000 | $ 86,000 |
| Collier County Florida | 10 | $ 3,469,000 | $ 346,000 | $ 305,000 |
| Johnson County Indiana | 9 | $ 980,000 | $ 108,000 | $ 99,000 |
| Ionia County Michigan | 9 | $ 1,442,000 | $ 160,000 | $ 53,000 |
| Walworth County Wisconsin | 9 | $ 3,769,000 | $ 418,000 | $ 207,000 |
| Lee County Florida | 8 | $ 2,682,000 | $ 335,000 | $ 197,000 |
| Montcalm County Michigan | 8 | $ 834,000 | $ 104,000 | $ 64,000 |
| Clark County Nevada | 8 | $ 2,943,000 | $ 367,000 | $ 160,000 |
| Mecklenburg County North Carolina | 8 | $ 635,000 | $ 79,000 | $ 95,000 |
| Huron County Ohio | 8 | $ 878,000 | $ 109,000 | $ 47,000 |
| Madison County Ohio | 8 | $ 1,223,000 | $ 152,000 | $ 87,000 |
| Maricopa County Arizona | 7 | $ 2,499,000 | $ 357,000 | $ 169,000 |
| Palm Beach County Florida | 7 | $ 3,675,000 | $ 525,000 | $ 352,000 |
| Hancock County Indiana | 7 | $ 1,210,000 | $ 172,000 | $ 74,000 |
| Fayette County Kentucky | 7 | $ 1,168,000 | $ 166,000 | $ 140,000 |
| Emmet County Michigan | 7 | $ 1,415,000 | $ 202,000 | $ 179,000 |
| Fairfield County Ohio | 7 | $ 1,404,000 | $ 200,000 | $ 108,000 |
| Duval County Florida | 6 | $ 701,000 | $ 116,000 | $ 112,000 |
| Sarasota County Florida | 6 | $ 4,566,000 | $ 761,000 | $ 450,000 |
| Anne Arundel County Maryland | 6 | $ 1,530,000 | $ 255,000 | $ 99,000 |
| Manistee County Michigan | 6 | $ 2,520,000 | $ 420,000 | $ 214,000 |
| Brown County Ohio | 6 | $ 1,237,000 | $ 206,000 | $ 210,000 |
| Clark County Ohio | 6 | $ 1,043,000 | $ 173,000 | $ 72,000 |
| Campbell County Tennessee | 6 | $ 1,629,000 | $ 271,000 | $ 222,000 |
| Riverside County California | 5 | $ 2,920,000 | $ 584,000 | $ 504,000 |
| Broward County Florida | 5 | $ 1,887,000 | $ 377,000 | $ 210,000 |
| Hendricks County Indiana | 5 | $ 1,254,000 | $ 250,000 | $ 110,000 |
| Jefferson County Kentucky | 5 | $ 1,245,000 | $ 249,000 | $ 138,000 |
| Calhoun County Michigan | 5 | $ 583,000 | $ 116,000 | $ 117,000 |
| Grand Traverse County Michigan | 5 | $ 1,246,000 | $ 249,000 | $ 119,000 |
| Mecosta County Michigan | 5 | $ 715,000 | $ 143,000 | $ 100,000 |
| Wayne County Ohio | 5 | $ 704,000 | $ 140,000 | $ 53,000 |
| Wood County Ohio | 5 | $ 1,199,000 | $ 239,000 | $ 107,000 |
| Fairfax County Virginia | 5 | $ 2,101,000 | $ 420,000 | $ 172,000 |
| Los Angeles County California | 4 | $ 2,801,000 | $ 700,000 | $ 272,000 |
| Lake County Indiana | 4 | $ 320,000 | $ 80,000 | $ 95,000 |
| Ripley County Indiana | 4 | $ 663,000 | $ 165,000 | $ 63,000 |
| Oldham County Kentucky | 4 | $ 1,150,000 | $ 287,000 | $ 137,000 |
| Prince George's County Maryland | 4 | $ 1,046,000 | $ 261,000 | $ 98,000 |
| Crawford County Michigan | 4 | $ 568,000 | $ 142,000 | $ 94,000 |
| Lenawee County Michigan | 4 | $ 512,000 | $ 128,000 | $ 75,000 |
| Clay County Missouri | 4 | $ 320,000 | $ 80,000 | $ 122,000 |
| Ashtabula County Ohio | 4 | $ 584,000 | $ 146,000 | $ 155,000 |
| Pickaway County Ohio | 4 | $ 715,000 | $ 178,000 | $ 36,000 |
| Philadelphia County Pennsylvania | 4 | $ 648,000 | $ 162,000 | $ 117,000 |
| Davidson County Tennessee | 4 | $ 837,000 | $ 209,000 | $ 98,000 |
| Sevier County Tennessee | 4 | $ 1,136,000 | $ 284,000 | $ 178,000 |
| Kenosha County Wisconsin | 4 | $ 1,057,000 | $ 264,000 | $ 61,000 |
| Alameda County California | 3 | $ 1,260,000 | $ 420,000 | $ 96,000 |
| Contra Costa County California | 3 | $ 1,205,000 | $ 401,000 | $ 133,000 |
| San Diego County California | 3 | $ 1,416,000 | $ 472,000 | $ 248,000 |
| San Francisco County California | 3 | $ 1,808,000 | $ 602,000 | $ 150,000 |
| El Paso County Colorado | 3 | $ 830,000 | $ 276,000 | $ 55,000 |
| Hillsborough County Florida | 3 | $ 748,000 | $ 249,000 | $ 127,000 |
| Manatee County Florida | 3 | $ 591,000 | $ 197,000 | $ 158,000 |
| Orange County Florida | 3 | $ 1,119,000 | $ 373,000 | $ 178,000 |
| Cobb County Georgia | 3 | $ 938,000 | $ 312,000 | $ 132,000 |
| Lake County Illinois | 3 | $ 2,770,000 | $ 923,000 | $ 511,000 |
| Will County Illinois | 3 | $ 645,000 | $ 215,000 | $ 225,000 |
| Grant County Kentucky | 3 | $ 596,000 | $ 198,000 | $ 105,000 |
| Alpena County Michigan | 3 | $ 583,000 | $ 194,000 | $ 81,000 |
| Benzie County Michigan | 3 | $ 768,000 | $ 256,000 | $ 228,000 |
| Eaton County Michigan | 3 | $ 413,000 | $ 137,000 | $ 49,000 |
| Missaukee County Michigan | 3 | $ 855,000 | $ 285,000 | $ 113,000 |
| Otsego County Michigan | 3 | $ 559,000 | $ 186,000 | $ 156,000 |
| Roscommon County Michigan | 3 | $ 511,000 | $ 170,000 | $ 106,000 |
| Shiawassee County Michigan | 3 | $ 234,000 | $ 78,000 | $ 47,000 |
| Wexford County Michigan | 3 | $ 223,000 | $ 74,000 | $ 80,000 |
| Miami County Ohio | 3 | $ 697,000 | $ 232,000 | $ 133,000 |
| Beaufort County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 70,000 |
| Williamson County Tennessee | 3 | $ 969,000 | $ 323,000 | $ 144,000 |
| Green County Wisconsin | 3 | $ 239,000 | $ 79,000 | $ 66,000 |
| Lafayette County Wisconsin | 3 | $ 310,000 | $ 103,000 | $ 58,000 |
| Waukesha County Wisconsin | 3 | $ 650,000 | $ 216,000 | $ 93,000 |
| Houston County Alabama | 2 | $ 436,000 | $ 218,000 | $ 99,000 |
| Madison County Alabama | 2 | $ 130,000 | $ 65,000 | $ 28,000 |
| Mohave County Arizona | 2 | $ 336,000 | $ 168,000 | $ 76,000 |
| Orange County California | 2 | $ 1,090,000 | $ 545,000 | $ 130,000 |
| San Bernardino County California | 2 | $ 617,000 | $ 308,000 | $ 97,000 |
| Santa Clara County California | 2 | $ 809,000 | $ 404,000 | $ 165,000 |
| Larimer County Colorado | 2 | $ 633,000 | $ 316,000 | $ 77,000 |
| Alachua County Florida | 2 | $ 227,000 | $ 113,000 | $ 186,000 |
| Indian River County Florida | 2 | $ 978,000 | $ 489,000 | $ 502,000 |
| Osceola County Florida | 2 | $ 258,000 | $ 129,000 | $ 109,000 |
| Pasco County Florida | 2 | $ 176,000 | $ 88,000 | $ 94,000 |
| St. Johns County Florida | 2 | $ 937,000 | $ 468,000 | $ 148,000 |
| Sumter County Florida | 2 | $ 381,000 | $ 190,000 | $ 116,000 |
| Volusia County Florida | 2 | $ 176,000 | $ 88,000 | $ 379,000 |
| Dougherty County Georgia | 2 | $ 154,000 | $ 77,000 | $ 82,000 |
| Champaign County Illinois | 2 | $ 634,000 | $ 317,000 | $ 104,000 |
| DuPage County Illinois | 2 | $ 720,000 | $ 360,000 | $ 196,000 |
| Adams County Indiana | 2 | $ 477,000 | $ 238,000 | $ 125,000 |
| Allen County Indiana | 2 | $ 224,000 | $ 112,000 | $ 79,000 |
| Bartholomew County Indiana | 2 | $ 231,000 | $ 115,000 | $ 120,000 |
| Fountain County Indiana | 2 | $ 356,000 | $ 178,000 | $ 69,000 |
| Howard County Indiana | 2 | $ 182,000 | $ 91,000 | $ 121,000 |
| Madison County Indiana | 2 | $ 249,000 | $ 124,000 | $ 107,000 |
| Ohio County Indiana | 2 | $ 492,000 | $ 246,000 | $ 77,000 |
| Porter County Indiana | 2 | $ 13,839,000 | $ 6,919,000 | $ 69,000 |
| Putnam County Indiana | 2 | $ 132,000 | $ 66,000 | $ 71,000 |
| Wayne County Indiana | 2 | $ 332,000 | $ 166,000 | $ 80,000 |
| Johnson County Kansas | 2 | $ 572,000 | $ 286,000 | $ 124,000 |
| Baltimore City County Maryland | 2 | $ 112,000 | $ 56,000 | $ 99,000 |
| Calvert County Maryland | 2 | $ 716,000 | $ 358,000 | $ 98,000 |
| Frederick County Maryland | 2 | $ 490,000 | $ 245,000 | $ 155,000 |
| Middlesex County Massachusetts | 2 | $ 621,000 | $ 310,000 | $ 154,000 |
| Branch County Michigan | 2 | $ 245,000 | $ 122,000 | $ 234,000 |
| Chippewa County Michigan | 2 | $ 119,000 | $ 59,000 | $ 137,000 |
| Clinton County Michigan | 2 | $ 268,000 | $ 134,000 | $ 55,000 |
| Iosco County Michigan | 2 | $ 631,000 | $ 315,000 | $ 230,000 |
| Leelanau County Michigan | 2 | $ 1,068,000 | $ 534,000 | $ 457,000 |
| Mackinac County Michigan | 2 | $ 347,000 | $ 173,000 | $ 177,000 |
| Montmorency County Michigan | 2 | $ 423,000 | $ 211,000 | $ 129,000 |
| Newaygo County Michigan | 2 | $ 334,000 | $ 167,000 | $ 95,000 |
| Van Buren County Michigan | 2 | $ 282,000 | $ 141,000 | $ 119,000 |
| Cass County Missouri | 2 | $ 235,000 | $ 117,000 | $ 191,000 |
| Rockingham County New Hampshire | 2 | $ 352,000 | $ 176,000 | $ 121,000 |
| Wake County North Carolina | 2 | $ 523,000 | $ 261,000 | $ 112,000 |
| Williams County North Dakota | 2 | $ 374,000 | $ 187,000 | $ 229,000 |
| Ashland County Ohio | 2 | $ 213,000 | $ 106,000 | $ 29,000 |
| Hancock County Ohio | 2 | $ 456,000 | $ 228,000 | $ 128,000 |
| Morrow County Ohio | 2 | $ 322,000 | $ 161,000 | $ 88,000 |
| Preble County Ohio | 2 | $ 394,000 | $ 197,000 | $ 75,000 |
| Sandusky County Ohio | 2 | $ 107,000 | $ 53,000 | $ 16,000 |
| Oklahoma County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Charleston County South Carolina | 2 | $ 779,000 | $ 389,000 | $ 210,000 |
| Marion County Tennessee | 2 | $ 1,310,000 | $ 655,000 | $ 149,000 |
| Wood County West Virginia | 2 | $ 649,000 | $ 324,000 | $ 391,000 |
| Calumet County Wisconsin | 2 | $ 313,000 | $ 156,000 | $ 105,000 |
| Racine County Wisconsin | 2 | $ 483,000 | $ 241,000 | $ 85,000 |
| Johnson County Wyoming | 2 | $ 603,000 | $ 301,000 | $ 485,000 |
| Natrona County Wyoming | 2 | $ 855,000 | $ 427,000 | $ 456,000 |
| Baldwin County Alabama | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Shelby County Alabama | 1 | $ 88,000 | $ 88,000 | $ 123,000 |
| Tuscaloosa County Alabama | 1 | $ 80,000 | $ 80,000 | $ 107,000 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| Benton County Arkansas | 1 | $ 289,000 | $ 289,000 | $ 125,000 |
| Pulaski County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Saline County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 108,000 |
| Marin County California | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| Napa County California | 1 | $ 440,000 | $ 440,000 | $ 149,000 |
| Placer County California | 1 | $ 417,000 | $ 417,000 | $ 134,000 |
| San Mateo County California | 1 | $ 417,000 | $ 417,000 | $ 218,000 |
| Santa Cruz County California | 1 | $ 727,000 | $ 727,000 | $ 225,000 |
| Ventura County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 398,000 |
| Denver County Colorado | 1 | $ 268,000 | $ 268,000 | $ 72,000 |
| Jefferson County Colorado | 1 | $ 189,000 | $ 189,000 | $ 76,000 |
| Charlotte County Florida | 1 | $ 238,000 | $ 238,000 | $ 124,000 |
| Citrus County Florida | 1 | $ 268,000 | $ 268,000 | $ 184,000 |
| Martin County Florida | 1 | $ 520,000 | $ 520,000 | $ 363,000 |
| Miami-Dade County Florida | 1 | $ 347,000 | $ 347,000 | $ 158,000 |
| Monroe County Florida | 1 | $ 329,000 | $ 329,000 | $ 211,000 |
| Polk County Florida | 1 | $ 82,000 | $ 82,000 | $ 378,000 |
| Bryan County Georgia | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| Cherokee County Georgia | 1 | $ 133,000 | $ 133,000 | $ 94,000 |
| Fulton County Georgia | 1 | $ 750,000 | $ 750,000 | $ 466,000 |
| Hawaii County Hawaii | 1 | $ 230,000 | $ 230,000 | $ 556,000 |
| Kane County Illinois | 1 | $ 262,000 | $ 262,000 | $ 106,000 |
| McHenry County Illinois | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Peoria County Illinois | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Cass County Indiana | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Clark County Indiana | 1 | $ 153,000 | $ 153,000 | $ 102,000 |
| Delaware County Indiana | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| LaPorte County Indiana | 1 | $ 214,000 | $ 214,000 | $ 93,000 |
| Marshall County Indiana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Morgan County Indiana | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Shelby County Indiana | 1 | $ 11,000 | $ 11,000 | $ 64,000 |
| St. Joseph County Indiana | 1 | $ 845,000 | $ 845,000 | $ 263,000 |
| Switzerland County Indiana | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Tipton County Indiana | 1 | $ 104,000 | $ 104,000 | $ 131,000 |
| Vanderburgh County Indiana | 1 | $ 32,000 | $ 32,000 | $ 99,000 |
| Vigo County Indiana | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Daviess County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
| Franklin County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 122,000 |
| Knox County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 17,000 |
| Whitley County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| East Baton Rouge County Louisiana | 1 | $ 329,000 | $ 329,000 | $ 236,000 |
| Cumberland County Maine | 1 | $ 160,000 | $ 160,000 | $ 232,000 |
| Baltimore County Maryland | 1 | $ 271,000 | $ 271,000 | $ 494,000 |
| Carroll County Maryland | 1 | $ 257,000 | $ 257,000 | $ 77,000 |
| Worcester County Maryland | 1 | $ 269,000 | $ 269,000 | $ 143,000 |
| Suffolk County Massachusetts | 1 | $ 508,000 | $ 508,000 | $ 113,000 |
| Alcona County Michigan | 1 | $ 78,000 | $ 78,000 | $ 112,000 |
| Arenac County Michigan | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Berrien County Michigan | 1 | $ 800,000 | $ 800,000 | $ 330,000 |
| Cheboygan County Michigan | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Clare County Michigan | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
| Gladwin County Michigan | 1 | $ 80,000 | $ 80,000 | $ 85,000 |
| Gratiot County Michigan | 1 | $ 251,000 | $ 251,000 | $ 93,000 |
| Hillsdale County Michigan | 1 | $ 101,000 | $ 101,000 | $ 162,000 |
| Kalkaska County Michigan | 1 | $ 167,000 | $ 167,000 | $ 536,000 |
| Lake County Michigan | 1 | $ 196,000 | $ 196,000 | $ 108,000 |
| Luce County Michigan | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Midland County Michigan | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Oceana County Michigan | 1 | $ 198,000 | $ 198,000 | $ 130,000 |
| Ogemaw County Michigan | 1 | $ 326,000 | $ 326,000 | $ 829,000 |
| Presque Isle County Michigan | 1 | $ 188,000 | $ 188,000 | $ 105,000 |
| Hennepin County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 273,000 |
| DeSoto County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 134,000 |
| St. Louis City County Missouri | 1 | $ 131,000 | $ 131,000 | $ 39,000 |
| Lancaster County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Middlesex County New Jersey | 1 | $ 214,000 | $ 214,000 | $ 67,000 |
| Torrance County New Mexico | 1 | $ 286,000 | $ 286,000 | $ 127,000 |
| Kings County New York | 1 | $ 499,000 | $ 499,000 | $ 112,000 |
| Nassau County New York | 1 | $ 624,000 | $ 624,000 | $ 252,000 |
| Guilford County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 150,000 |
| Lee County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 121,000 |
| Swain County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 83,000 |
| Union County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 108,000 |
| Allen County Ohio | 1 | $ 206,000 | $ 206,000 | $ 150,000 |
| Athens County Ohio | 1 | $ 277,000 | $ 277,000 | $ 100,000 |
| Auglaize County Ohio | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Clinton County Ohio | 1 | $ 197,000 | $ 197,000 | $ 84,000 |
| Defiance County Ohio | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Hardin County Ohio | 1 | $ 224,000 | $ 224,000 | $ 207,000 |
| Henry County Ohio | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Highland County Ohio | 1 | $ 83,000 | $ 83,000 | $ 142,000 |
| Logan County Ohio | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Muskingum County Ohio | 1 | $ 162,000 | $ 162,000 | $ 106,000 |
| Ottawa County Ohio | 1 | $ 145,000 | $ 145,000 | $ 190,000 |
| Richland County Ohio | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Scioto County Ohio | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Seneca County Ohio | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Tuscarawas County Ohio | 1 | $ 144,000 | $ 144,000 | $ 325,000 |
| Adams County Pennsylvania | 1 | $ 426,000 | $ 426,000 | $ 244,000 |
| Clarion County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 71,000 |
| Lawrence County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Mercer County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 46,000 |
| Monroe County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 141,000 |
| Westmoreland County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 106,000 |
| Aiken County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 59,000 |
| Fairfield County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 62,000 |
| Greenville County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 118,000 |
| Kershaw County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 7,000 |
| Lawrence County South Dakota | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Anderson County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 244,000 |
| Bradley County Tennessee | 1 | $ 374,000 | $ 374,000 | $ 150,000 |
| Montgomery County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 17,000 |
| Sequatchie County Tennessee | 1 | $ 696,000 | $ 696,000 | $ 360,000 |
| Sumner County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 142,000 |
| Albemarle County Virginia | 1 | $ 209,000 | $ 209,000 | $ 205,000 |
| Arlington County Virginia | 1 | $ 335,000 | $ 335,000 | $ 251,000 |
| Charlottesville County Virginia | 1 | $ 210,000 | $ 210,000 | $ 211,000 |
| Lynchburg County Virginia | 1 | $ 429,000 | $ 429,000 | $ 429,000 |
| Richmond City County Virginia | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| King County Washington | 1 | $ 191,000 | $ 191,000 | $ 75,000 |
| Tucker County West Virginia | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Brown County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 129,000 |
| Outagamie County Wisconsin | 1 | $ 339,000 | $ 339,000 | $ 230,000 |
| Sauk County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 121,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,767 | $982,772,000 | $206,000 | $32,900,000 | $117,000 | $2,243,000 |
| Refinancing | 2,932 | $664,160,000 | $226,000 | $3,413,000 | $135,000 | $3,336,000 |
| Home Improvement | 318 | $59,822,000 | $188,000 | $1,725,000 | $107,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,347 | $1,302,604,000 | $205,000 | $2,203,000 | $127,000 | $3,336,000 |
| Not Provided | 695 | $125,022,000 | $179,000 | $1,520,000 | $128,000 | $780,000 |
| Asian | 384 | $77,820,000 | $202,000 | $2,322,000 | $126,000 | $1,076,000 |
| Black or African American | 259 | $40,247,000 | $155,000 | $1,387,000 | $93,000 | $630,000 |
| Hispanic | 155 | $27,036,000 | $174,000 | $720,000 | $122,000 | $795,000 |
| Not applicable | 142 | $129,607,000 | $912,000 | $32,900,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 19 | $2,625,000 | $138,000 | $540,000 | $81,000 | $271,000 |
| American Indian or Alaskan Native | 16 | $1,793,000 | $112,000 | $285,000 | $91,000 | $168,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,955 | $1,556,096,000 | $223,000 | $32,900,000 | $133,000 | $3,336,000 |
| FHA-insured (Federal Housing Administration) | 861 | $112,599,000 | $130,000 | $353,000 | $58,000 | $804,000 |
| VA-guaranteed (Veterans Administration) | 148 | $30,523,000 | $206,000 | $562,000 | $84,000 | $660,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $7,536,000 | $142,000 | $333,000 | $52,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,765 | $1,201,941,000 | $208,000 | $3,413,000 | $128,000 | $3,336,000 |
| Application Withdrawn By Applicant | 974 | $228,544,000 | $234,000 | $2,313,000 | $128,000 | $1,800,000 |
| Application Denied By Financial Institution | 505 | $124,054,000 | $245,000 | $32,900,000 | $74,000 | $942,000 |
| Application Approved But Not Accepted | 439 | $78,594,000 | $179,000 | $1,215,000 | $119,000 | $2,243,000 |
| File Closed For Incompleteness | 334 | $73,621,000 | $220,000 | $2,203,000 | $121,000 | $1,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Talmer B&Tc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Talmer B&Tc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.