Talmer B&Tc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Talmer B&Tc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Talmer B&Tc 2301 W Big Beaver Rd Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 |
| Total Number of Mortgage Applications | 8,017 |
| Total Mortgage Loan Application Amount | $1,706,754,000 |
| Average Mortgage Loan Application Amount | $206,666 |
| Highest Mortgage Loan Application Amount | $32,900,000 |
| Average Applicant Income | $119,666 |
| Highest Applicant Income | $3,336,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Talmer B&Tc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Talmer B&Tc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Talmer B&Tc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Talmer B&Tc serves its applicants.
Each category highlights the total number of mortgage applications processed by Talmer B&Tc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Talmer B&Tc's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WARREN-TROY-FARMINGTON HILLS, MI | 2,538 | $ 590,900,000 | $ 232,000 | $ 140,000 |
| CINCINNATI, OH-KY-IN | 1,282 | $ 265,824,000 | $ 207,666 | $ 113,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 667 | $ 140,673,000 | $ 210,000 | $ 118,000 |
| CLEVELAND-ELYRIA, OH | 410 | $ 88,813,000 | $ 216,000 | $ 95,000 |
| GRAND RAPIDS-WYOMING, MI | 385 | $ 84,081,000 | $ 218,000 | $ 86,000 |
| DAYTON, OH | 276 | $ 50,109,000 | $ 181,000 | $ 108,000 |
| COLUMBUS, OH | 275 | $ 62,243,000 | $ 226,000 | $ 130,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 265 | $ 25,464,000 | $ 96,000 | $ 129,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 253 | $ 25,802,000 | $ 80,500 | $ 58,500 |
| ANN ARBOR, MI | 220 | $ 53,489,000 | $ 243,000 | $ 139,000 |
| FLINT, MI | 165 | $ 21,559,000 | $ 130,000 | $ 77,000 |
| KANSAS CITY, MO-KS | 123 | $ 7,747,000 | $ 172,500 | $ 116,500 |
| AKRON, OH | 110 | $ 18,668,000 | $ 169,000 | $ 100,000 |
| BIRMINGHAM-HOOVER, AL | 48 | $ 2,795,000 | $ 58,000 | $ 123,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 43 | $ 15,700,000 | $ 365,000 | $ 157,000 |
| TOLEDO, OH | 41 | $ 7,008,000 | $ 170,000 | $ 113,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 38 | $ 44,684,000 | $ 1,175,000 | $ 181,000 |
| MEMPHIS, TN-MS-AR | 29 | $ 1,725,000 | $ 77,000 | $ 122,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 29 | $ 11,024,000 | $ 366,666 | $ 187,666 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 21 | $ 5,770,000 | $ 274,000 | $ 128,000 |
| KALAMAZOO-PORTAGE, MI | 21 | $ 2,128,000 | $ 101,000 | $ 233,000 |
| LANSING-EAST LANSING, MI | 19 | $ 2,260,000 | $ 118,000 | $ 55,000 |
| JACKSON, MI | 17 | $ 2,813,000 | $ 165,000 | $ 103,000 |
| MONROE, MI | 17 | $ 2,935,000 | $ 172,000 | $ 76,000 |
| ELKHART-GOSHEN, IN | 16 | $ 1,975,000 | $ 123,000 | $ 77,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 15 | $ 2,047,000 | $ 136,000 | $ 122,000 |
| SAGINAW, MI | 15 | $ 2,120,000 | $ 141,000 | $ 89,000 |
| ST. LOUIS, MO-IL | 14 | $ 1,073,000 | $ 76,000 | $ 105,000 |
| BAY CITY, MI | 13 | $ 6,366,000 | $ 489,000 | $ 4,000 |
| CANTON-MASSILLON, OH | 12 | $ 1,434,000 | $ 119,000 | $ 64,000 |
| MUSKEGON, MI | 12 | $ 2,570,000 | $ 214,000 | $ 125,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 10 | $ 2,548,000 | $ 209,500 | $ 120,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 10 | $ 3,469,000 | $ 346,000 | $ 305,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 985,000 | $ 109,000 | $ 96,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 9 | $ 5,157,000 | $ 573,000 | $ 353,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 2,682,000 | $ 335,000 | $ 197,000 |
| JACKSONVILLE, FL | 8 | $ 1,638,000 | $ 204,000 | $ 121,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 8 | $ 2,943,000 | $ 367,000 | $ 160,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 8 | $ 2,017,000 | $ 252,000 | $ 121,000 |
| KNOXVILLE, TN | 7 | $ 1,828,000 | $ 261,000 | $ 225,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 3,827,000 | $ 593,500 | $ 286,000 |
| LEXINGTON-FAYETTE, KY | 7 | $ 1,168,000 | $ 166,000 | $ 140,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 7 | $ 2,499,000 | $ 357,000 | $ 169,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7 | $ 3,537,000 | $ 505,000 | $ 387,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 7 | $ 3,675,000 | $ 525,000 | $ 352,000 |
| GARY, IN | 6 | $ 14,159,000 | $ 2,359,000 | $ 86,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 6 | $ 2,465,000 | $ 410,000 | $ 115,000 |
| SPRINGFIELD, OH | 6 | $ 1,043,000 | $ 173,000 | $ 72,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 5 | $ 1,821,000 | $ 364,000 | $ 191,000 |
| BATTLE CREEK, MI | 5 | $ 583,000 | $ 116,000 | $ 117,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5 | $ 1,887,000 | $ 377,000 | $ 210,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 1,377,000 | $ 275,000 | $ 150,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 924,000 | $ 184,000 | $ 114,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4 | $ 2,801,000 | $ 700,000 | $ 272,000 |
| PHILADELPHIA, PA | 4 | $ 648,000 | $ 162,000 | $ 117,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 2,225,000 | $ 556,000 | $ 167,000 |
| APPLETON, WI | 3 | $ 652,000 | $ 217,000 | $ 146,000 |
| CHATTANOOGA, TN-GA | 3 | $ 2,006,000 | $ 668,000 | $ 219,000 |
| COLORADO SPRINGS, CO | 3 | $ 830,000 | $ 276,000 | $ 55,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 415,000 | $ 138,000 | $ 70,000 |
| MADISON, WI | 3 | $ 239,000 | $ 79,000 | $ 66,000 |
| SAN DIEGO-CARLSBAD, CA | 3 | $ 1,416,000 | $ 472,000 | $ 248,000 |
| ALBANY, GA | 2 | $ 154,000 | $ 77,000 | $ 82,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 1,090,000 | $ 545,000 | $ 130,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 621,000 | $ 310,000 | $ 154,000 |
| CASPER, WY | 2 | $ 855,000 | $ 427,000 | $ 456,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 634,000 | $ 317,000 | $ 104,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 779,000 | $ 389,000 | $ 210,000 |
| CHARLOTTESVILLE, VA | 2 | $ 419,000 | $ 209,000 | $ 208,000 |
| COLUMBIA, SC | 2 | $ 311,000 | $ 155,000 | $ 34,000 |
| COLUMBUS, IN | 2 | $ 231,000 | $ 115,000 | $ 120,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 176,000 | $ 88,000 | $ 379,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2 | $ 457,000 | $ 228,000 | $ 74,000 |
| DOTHAN, AL | 2 | $ 436,000 | $ 218,000 | $ 99,000 |
| FORT COLLINS, CO | 2 | $ 633,000 | $ 316,000 | $ 77,000 |
| FORT WAYNE, IN | 2 | $ 224,000 | $ 112,000 | $ 79,000 |
| GAINESVILLE, FL | 2 | $ 227,000 | $ 113,000 | $ 186,000 |
| HUNTSVILLE, AL | 2 | $ 130,000 | $ 65,000 | $ 28,000 |
| KOKOMO, IN | 2 | $ 182,000 | $ 91,000 | $ 121,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 336,000 | $ 168,000 | $ 76,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 223,000 | $ 111,000 | $ 69,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2 | $ 713,000 | $ 356,500 | $ 89,500 |
| OKLAHOMA CITY, OK | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 649,000 | $ 324,000 | $ 391,000 |
| RACINE, WI | 2 | $ 483,000 | $ 241,000 | $ 85,000 |
| RALEIGH, NC | 2 | $ 523,000 | $ 261,000 | $ 112,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 352,000 | $ 176,000 | $ 121,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 809,000 | $ 404,000 | $ 165,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 978,000 | $ 489,000 | $ 502,000 |
| THE VILLAGES, FL | 2 | $ 381,000 | $ 190,000 | $ 116,000 |
| ALBUQUERQUE, NM | 1 | $ 286,000 | $ 286,000 | $ 127,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 207,000 | $ 207,000 | $ 59,000 |
| BATON ROUGE, LA | 1 | $ 329,000 | $ 329,000 | $ 236,000 |
| BOSTON, MA | 1 | $ 508,000 | $ 508,000 | $ 113,000 |
| CLARKSVILLE, TN-KY | 1 | $ 48,000 | $ 48,000 | $ 17,000 |
| CLEVELAND, TN | 1 | $ 374,000 | $ 374,000 | $ 150,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| EAST STROUDSBURG, PA | 1 | $ 134,000 | $ 134,000 | $ 141,000 |
| ELGIN, IL | 1 | $ 262,000 | $ 262,000 | $ 106,000 |
| EVANSVILLE, IN-KY | 1 | $ 32,000 | $ 32,000 | $ 99,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 289,000 | $ 289,000 | $ 125,000 |
| GETTYSBURG, PA | 1 | $ 426,000 | $ 426,000 | $ 244,000 |
| GREEN BAY, WI | 1 | $ 204,000 | $ 204,000 | $ 129,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 188,000 | $ 188,000 | $ 150,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 220,000 | $ 220,000 | $ 118,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 268,000 | $ 268,000 | $ 184,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 82,000 | $ 82,000 | $ 378,000 |
| LIMA, OH | 1 | $ 206,000 | $ 206,000 | $ 150,000 |
| LINCOLN, NE | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| LYNCHBURG, VA | 1 | $ 429,000 | $ 429,000 | $ 429,000 |
| MANSFIELD, OH | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 347,000 | $ 347,000 | $ 158,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 214,000 | $ 214,000 | $ 93,000 |
| MIDLAND, MI | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 350,000 | $ 350,000 | $ 273,000 |
| MUNCIE, IN | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| NAPA, CA | 1 | $ 440,000 | $ 440,000 | $ 149,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 624,000 | $ 624,000 | $ 252,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 800,000 | $ 800,000 | $ 330,000 |
| OWENSBORO, KY | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 398,000 |
| PEORIA, IL | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| PITTSBURGH, PA | 1 | $ 223,000 | $ 223,000 | $ 106,000 |
| PORT ST. LUCIE, FL | 1 | $ 520,000 | $ 520,000 | $ 363,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 160,000 | $ 160,000 | $ 232,000 |
| PUNTA GORDA, FL | 1 | $ 238,000 | $ 238,000 | $ 124,000 |
| RICHMOND, VA | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 417,000 | $ 417,000 | $ 134,000 |
| SALISBURY, MD-DE | 1 | $ 269,000 | $ 269,000 | $ 143,000 |
| SAN RAFAEL, CA | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 727,000 | $ 727,000 | $ 225,000 |
| SAVANNAH, GA | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 191,000 | $ 191,000 | $ 75,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 845,000 | $ 845,000 | $ 263,000 |
| TERRE HAUTE, IN | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| TUCSON, AZ | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| TUSCALOOSA, AL | 1 | $ 80,000 | $ 80,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Talmer B&Tc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,767 | $982,772,000 | $206,000 | $32,900,000 | $117,000 | $2,243,000 |
| Refinancing | 2,932 | $664,160,000 | $226,000 | $3,413,000 | $135,000 | $3,336,000 |
| Home Improvement | 318 | $59,822,000 | $188,000 | $1,725,000 | $107,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,347 | $1,302,604,000 | $205,000 | $2,203,000 | $127,000 | $3,336,000 |
| Not Provided | 695 | $125,022,000 | $179,000 | $1,520,000 | $128,000 | $780,000 |
| Asian | 384 | $77,820,000 | $202,000 | $2,322,000 | $126,000 | $1,076,000 |
| Black or African American | 259 | $40,247,000 | $155,000 | $1,387,000 | $93,000 | $630,000 |
| Hispanic | 155 | $27,036,000 | $174,000 | $720,000 | $122,000 | $795,000 |
| Not applicable | 142 | $129,607,000 | $912,000 | $32,900,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 19 | $2,625,000 | $138,000 | $540,000 | $81,000 | $271,000 |
| American Indian or Alaskan Native | 16 | $1,793,000 | $112,000 | $285,000 | $91,000 | $168,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,955 | $1,556,096,000 | $223,000 | $32,900,000 | $133,000 | $3,336,000 |
| FHA-insured (Federal Housing Administration) | 861 | $112,599,000 | $130,000 | $353,000 | $58,000 | $804,000 |
| VA-guaranteed (Veterans Administration) | 148 | $30,523,000 | $206,000 | $562,000 | $84,000 | $660,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $7,536,000 | $142,000 | $333,000 | $52,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,765 | $1,201,941,000 | $208,000 | $3,413,000 | $128,000 | $3,336,000 |
| Application Withdrawn By Applicant | 974 | $228,544,000 | $234,000 | $2,313,000 | $128,000 | $1,800,000 |
| Application Denied By Financial Institution | 505 | $124,054,000 | $245,000 | $32,900,000 | $74,000 | $942,000 |
| Application Approved But Not Accepted | 439 | $78,594,000 | $179,000 | $1,215,000 | $119,000 | $2,243,000 |
| File Closed For Incompleteness | 334 | $73,621,000 | $220,000 | $2,203,000 | $121,000 | $1,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Talmer B&Tc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Talmer B&Tc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.