Tcf National Bank Mortgage Lending & HMDA Data, 2018
In 2018, Tcf National Bank of Sioux Falls, SD reported 24,758 mortgage applications totaling $4.9 billion, up 347% from 2017. The average application was for $199,287, and applicants reported an average income of $177,806. 67% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,209), Minneapolis-St. Paul-Bloomington, MN-WI (2,174) and Los Angeles-Long Beach-Glendale, CA (1,527) (applications in parentheses).
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (Pcc-2e-L) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 24,758 |
| Total Mortgage Loan Application Amount | $4,933,960,000 |
| Average Mortgage Loan Application Amount | $199,287 |
| Highest Mortgage Loan Application Amount | $60,005,000 |
| Average Applicant Income | $177,806 |
| Highest Applicant Income | $4,766,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tcf National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 2,209 | $ 365,735,000 | $ 165,565 | $ 117,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,174 | $ 670,910,000 | $ 308,606 | $ 95,096 |
| Los Angeles-Long Beach-Glendale, CA | 1,527 | $ 243,965,000 | $ 159,767 | $ 221,000 |
| Riverside-San Bernardino-Ontario, CA | 1,024 | $ 106,020,000 | $ 103,535 | $ 184,000 |
| Oakland-Hayward-Berkeley, CA | 983 | $ 155,885,000 | $ 158,580 | $ 220,000 |
| Denver-Aurora-Lakewood, CO | 786 | $ 226,180,000 | $ 287,760 | $ 161,000 |
| Anaheim-Santa Ana-Irvine, CA | 783 | $ 129,115,000 | $ 164,897 | $ 246,000 |
| Phoenix-Mesa-Scottsdale, AZ | 783 | $ 138,285,000 | $ 176,609 | $ 187,000 |
| Miami-Miami Beach-Kendall, FL | 759 | $ 62,025,000 | $ 81,719 | $ 128,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 747 | $ 92,865,000 | $ 124,317 | $ 194,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 733 | $ 88,715,000 | $ 121,030 | $ 192,000 |
| Seattle-Bellevue-Everett, WA | 680 | $ 127,650,000 | $ 187,720 | $ 215,000 |
| San Diego-Carlsbad, CA | 669 | $ 101,025,000 | $ 151,008 | $ 220,000 |
| Outside any metro area | 648 | $ 153,700,000 | $ 237,191 | $ 167,546 |
| Warren-Troy-Farmington Hills, MI | 627 | $ 98,615,000 | $ 157,280 | $ 99,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 556 | $ 44,020,000 | $ 79,172 | $ 156,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 550 | $ 109,150,000 | $ 198,454 | $ 239,000 |
| New York-Jersey City-White Plains, NY-NJ | 444 | $ 67,010,000 | $ 150,923 | $ 246,648 |
| Las Vegas-Henderson-Paradise, NV | 407 | $ 70,715,000 | $ 173,746 | $ 215,000 |
| Atlanta-Sandy Springs-Roswell, GA | 391 | $ 62,195,000 | $ 159,066 | $ 237,000 |
| Stockton-Lodi, CA | 300 | $ 31,780,000 | $ 105,933 | $ 171,000 |
| Lake County-Kenosha County, IL-WI | 250 | $ 68,920,000 | $ 275,680 | $ 152,072 |
| San Francisco-Redwood City-South San Francisco, CA | 237 | $ 55,025,000 | $ 232,172 | $ 262,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 234 | $ 23,070,000 | $ 98,589 | $ 180,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 218 | $ 50,130,000 | $ 229,954 | $ 231,000 |
| Vallejo-Fairfield, CA | 188 | $ 20,620,000 | $ 109,680 | $ 182,000 |
| Salt Lake City, UT | 184 | $ 22,930,000 | $ 124,619 | $ 182,000 |
| Provo-Orem, UT | 178 | $ 31,250,000 | $ 175,561 | $ 168,000 |
| Orlando-Kissimmee-Sanford, FL | 177 | $ 43,535,000 | $ 245,960 | $ 222,000 |
| Detroit-Dearborn-Livonia, MI | 169 | $ 63,015,000 | $ 372,869 | $ 84,000 |
| Milwaukee-Waukesha-West Allis, WI | 168 | $ 101,790,000 | $ 605,892 | $ 103,000 |
| Cambridge-Newton-Framingham, MA | 129 | $ 17,445,000 | $ 135,232 | $ 233,000 |
| Montgomery County-Bucks County-Chester County, PA | 129 | $ 14,605,000 | $ 113,217 | $ 242,000 |
| Ann Arbor, MI | 128 | $ 87,140,000 | $ 680,781 | $ 90,000 |
| Fargo, ND-MN | 126 | $ 26,460,000 | $ 210,000 | $ 84,000 |
| Newark, NJ-PA | 117 | $ 15,975,000 | $ 136,538 | $ 274,811 |
| Tampa-St. Petersburg-Clearwater, FL | 116 | $ 50,720,000 | $ 437,241 | $ 223,000 |
| Santa Rosa, CA | 113 | $ 16,295,000 | $ 144,203 | $ 203,000 |
| Colorado Springs, CO | 112 | $ 15,530,000 | $ 138,660 | $ 138,000 |
| Nassau County-Suffolk County, NY | 108 | $ 16,510,000 | $ 152,870 | $ 264,000 |
| Tacoma-Lakewood, WA | 104 | $ 12,650,000 | $ 121,634 | $ 203,000 |
| Boise City, ID | 96 | $ 11,360,000 | $ 118,333 | $ 189,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 93 | $ 18,615,000 | $ 200,161 | $ 234,290 |
| Elgin, IL | 92 | $ 9,570,000 | $ 104,021 | $ 101,000 |
| Ogden-Clearfield, UT | 92 | $ 23,400,000 | $ 254,347 | $ 183,000 |
| Boston, MA | 89 | $ 13,405,000 | $ 150,617 | $ 238,000 |
| Santa Cruz-Watsonville, CA | 84 | $ 15,060,000 | $ 179,285 | $ 226,000 |
| St. Louis, MO-IL | 84 | $ 6,250,000 | $ 74,404 | $ 161,333 |
| Reno, NV | 83 | $ 38,665,000 | $ 465,843 | $ 250,000 |
| Bridgeport-Stamford-Norwalk, CT | 82 | $ 8,970,000 | $ 109,390 | $ 276,000 |
| Salinas, CA | 82 | $ 11,940,000 | $ 145,609 | $ 230,000 |
| San Rafael, CA | 81 | $ 16,795,000 | $ 207,345 | $ 244,000 |
| Kansas City, MO-KS | 73 | $ 6,765,000 | $ 92,671 | $ 173,835 |
| Santa Maria-Santa Barbara, CA | 73 | $ 13,165,000 | $ 180,342 | $ 233,000 |
| Fresno, CA | 72 | $ 8,040,000 | $ 111,666 | $ 211,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 68 | $ 10,890,000 | $ 160,147 | $ 247,000 |
| Grand Forks, ND-MN | 67 | $ 12,915,000 | $ 192,761 | $ 79,537 |
| Modesto, CA | 61 | $ 7,145,000 | $ 117,131 | $ 182,000 |
| Bakersfield, CA | 58 | $ 5,260,000 | $ 90,689 | $ 203,000 |
| Baltimore-Columbia-Towson, MD | 57 | $ 8,115,000 | $ 142,368 | $ 198,000 |
| Fort Collins, CO | 53 | $ 7,425,000 | $ 140,094 | $ 162,000 |
| Napa, CA | 52 | $ 7,730,000 | $ 148,653 | $ 198,000 |
| Providence-Warwick, RI-MA | 52 | $ 6,270,000 | $ 120,576 | $ 190,461 |
| Boulder, CO | 51 | $ 13,355,000 | $ 261,862 | $ 195,000 |
| Bremerton-Silverdale, WA | 49 | $ 9,405,000 | $ 191,938 | $ 208,000 |
| Jacksonville, FL | 48 | $ 6,950,000 | $ 144,791 | $ 235,000 |
| Bismarck, ND | 46 | $ 10,930,000 | $ 237,608 | $ 89,000 |
| Bend-Redmond, OR | 43 | $ 7,125,000 | $ 165,697 | $ 220,000 |
| Charlotte-Concord-Gastonia, NC-SC | 41 | $ 5,085,000 | $ 124,024 | $ 220,512 |
| Greeley, CO | 40 | $ 43,970,000 | $ 1,099,250 | $ 165,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 39 | $ 6,065,000 | $ 155,512 | $ 176,000 |
| Visalia-Porterville, CA | 39 | $ 3,765,000 | $ 96,538 | $ 190,000 |
| Racine, WI | 38 | $ 17,380,000 | $ 457,368 | $ 90,000 |
| Tucson, AZ | 37 | $ 4,675,000 | $ 126,351 | $ 244,000 |
| St. Cloud, MN | 36 | $ 5,340,000 | $ 148,333 | $ 78,000 |
| Chico, CA | 35 | $ 3,305,000 | $ 94,428 | $ 185,000 |
| St. George, UT | 35 | $ 5,705,000 | $ 163,000 | $ 237,000 |
| Salem, OR | 34 | $ 3,760,000 | $ 110,588 | $ 162,000 |
| Olympia-Tumwater, WA | 33 | $ 3,915,000 | $ 118,636 | $ 193,000 |
| Silver Spring-Frederick-Rockville, MD | 31 | $ 3,685,000 | $ 118,870 | $ 193,000 |
| Worcester, MA-CT | 31 | $ 3,865,000 | $ 124,677 | $ 178,193 |
| Philadelphia, PA | 30 | $ 2,970,000 | $ 99,000 | $ 206,000 |
| Columbus, OH | 29 | $ 3,185,000 | $ 109,827 | $ 165,000 |
| Eugene, OR | 29 | $ 2,915,000 | $ 100,517 | $ 209,000 |
| North Port-Sarasota-Bradenton, FL | 29 | $ 3,735,000 | $ 128,793 | $ 164,000 |
| Dallas-Plano-Irving, TX | 28 | $ 18,760,000 | $ 670,000 | $ 286,000 |
| Port St. Lucie, FL | 27 | $ 3,105,000 | $ 115,000 | $ 177,000 |
| Mankato-North Mankato, MN | 26 | $ 2,880,000 | $ 110,769 | $ 55,000 |
| Prescott, AZ | 26 | $ 3,070,000 | $ 118,076 | $ 183,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 2,025,000 | $ 81,000 | $ 144,000 |
| Hartford-West Hartford-East Hartford, CT | 25 | $ 2,605,000 | $ 104,200 | $ 266,000 |
| Kennewick-Richland, WA | 25 | $ 2,695,000 | $ 107,800 | $ 207,000 |
| Bellingham, WA | 24 | $ 2,640,000 | $ 110,000 | $ 186,000 |
| Flagstaff, AZ | 24 | $ 2,710,000 | $ 112,916 | $ 201,000 |
| Naples-Immokalee-Marco Island, FL | 24 | $ 3,760,000 | $ 156,666 | $ 267,000 |
| Rockingham County-Strafford County, NH | 24 | $ 3,640,000 | $ 151,666 | $ 232,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 24 | $ 2,250,000 | $ 93,750 | $ 183,000 |
| Redding, CA | 23 | $ 2,505,000 | $ 108,913 | $ 172,000 |
| Cleveland-Elyria, OH | 22 | $ 2,730,000 | $ 124,090 | $ 205,000 |
| Palm Bay-Melbourne-Titusville, FL | 22 | $ 2,930,000 | $ 133,181 | $ 197,000 |
| Coeur D'Alene, ID | 21 | $ 2,035,000 | $ 96,904 | $ 257,000 |
| Manchester-Nashua, NH | 21 | $ 1,895,000 | $ 90,238 | $ 162,000 |
| Spokane-Spokane Valley, WA | 21 | $ 1,825,000 | $ 86,904 | $ 191,000 |
| Medford, OR | 20 | $ 2,100,000 | $ 105,000 | $ 164,000 |
| New Haven-Milford, CT | 20 | $ 1,680,000 | $ 84,000 | $ 213,000 |
| Raleigh, NC | 19 | $ 2,395,000 | $ 126,052 | $ 168,000 |
| Salisbury, MD-DE | 19 | $ 4,255,000 | $ 223,947 | $ 306,368 |
| Trenton, NJ | 19 | $ 2,285,000 | $ 120,263 | $ 254,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 13,450,000 | $ 747,222 | $ 169,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 2,460,000 | $ 136,666 | $ 177,000 |
| Albuquerque, NM | 17 | $ 2,845,000 | $ 167,352 | $ 177,000 |
| Camden, NJ | 17 | $ 1,775,000 | $ 104,411 | $ 204,000 |
| Santa Fe, NM | 17 | $ 2,855,000 | $ 167,941 | $ 225,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 1,170,000 | $ 73,125 | $ 202,375 |
| Gary, IN | 16 | $ 1,490,000 | $ 93,125 | $ 175,000 |
| Madison, WI | 16 | $ 97,050,000 | $ 6,065,625 | $ 121,000 |
| Pittsburgh, PA | 16 | $ 8,990,000 | $ 561,875 | $ 224,000 |
| Barnstable Town, MA | 15 | $ 1,955,000 | $ 130,333 | $ 188,000 |
| Duluth, MN-WI | 15 | $ 40,995,000 | $ 2,733,000 | $ 96,000 |
| Merced, CA | 15 | $ 1,065,000 | $ 71,000 | $ 143,000 |
| Houston-The Woodlands-Sugar Land, TX | 14 | $ 8,800,000 | $ 628,571 | $ 289,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 1,165,000 | $ 89,615 | $ 220,000 |
| Sebastian-Vero Beach, FL | 13 | $ 955,000 | $ 73,461 | $ 186,000 |
| Yakima, WA | 13 | $ 735,000 | $ 56,538 | $ 214,000 |
| Charleston-North Charleston, SC | 12 | $ 3,340,000 | $ 278,333 | $ 248,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 17,210,000 | $ 1,434,166 | $ 249,000 |
| Richmond, VA | 12 | $ 1,320,000 | $ 110,000 | $ 197,000 |
| Rockford, IL | 12 | $ 960,000 | $ 80,000 | $ 82,000 |
| Jackson, MI | 11 | $ 11,945,000 | $ 1,085,909 | $ 63,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,365,000 | $ 124,090 | $ 363,000 |
| Mount Vernon-Anacortes, WA | 11 | $ 985,000 | $ 89,545 | $ 149,000 |
| Wilmington, DE-MD-NJ | 11 | $ 1,245,000 | $ 113,181 | $ 182,181 |
| Appleton, WI | 10 | $ 14,760,000 | $ 1,476,000 | $ 117,000 |
| Louisville/Jefferson County, KY-IN | 10 | $ 77,890,000 | $ 7,789,000 | $ 190,600 |
| Yuba City, CA | 10 | $ 670,000 | $ 67,000 | $ 227,000 |
| Battle Creek, MI | 9 | $ 10,175,000 | $ 1,130,555 | $ 48,000 |
| Chattanooga, TN-GA | 9 | $ 505,000 | $ 56,111 | $ 116,666 |
| Grand Junction, CO | 9 | $ 545,000 | $ 60,555 | $ 142,000 |
| Lancaster, PA | 9 | $ 645,000 | $ 71,666 | $ 197,000 |
| Portland-South Portland, ME | 9 | $ 1,115,000 | $ 123,888 | $ 214,000 |
| Wenatchee, WA | 9 | $ 915,000 | $ 101,666 | $ 245,000 |
| Cincinnati, OH-KY-IN | 8 | $ 990,000 | $ 123,750 | $ 187,250 |
| Corvallis, OR | 8 | $ 840,000 | $ 105,000 | $ 167,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,230,000 | $ 153,750 | $ 196,000 |
| Gainesville, GA | 8 | $ 980,000 | $ 122,500 | $ 142,000 |
| Madera, CA | 8 | $ 660,000 | $ 82,500 | $ 125,000 |
| Sioux Falls, SD | 8 | $ 1,580,000 | $ 197,500 | $ 72,000 |
| Austin-Round Rock, TX | 7 | $ 4,725,000 | $ 675,000 | $ 452,000 |
| Champaign-Urbana, IL | 7 | $ 21,725,000 | $ 3,103,571 | $ 94,000 |
| Lansing-East Lansing, MI | 6 | $ 710,000 | $ 118,333 | $ 134,000 |
| Niles-Benton Harbor, MI | 6 | $ 1,190,000 | $ 198,333 | $ 154,000 |
| Ocala, FL | 6 | $ 16,940,000 | $ 2,823,333 | $ 159,000 |
| Pueblo, CO | 6 | $ 380,000 | $ 63,333 | $ 102,000 |
| Springfield, MA | 6 | $ 490,000 | $ 81,666 | $ 282,000 |
| Albany, OR | 5 | $ 465,000 | $ 93,000 | $ 137,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 185,000 | $ 37,000 | $ 162,000 |
| Burlington-South Burlington, VT | 5 | $ 775,000 | $ 155,000 | $ 213,000 |
| Fort Worth-Arlington, TX | 5 | $ 2,675,000 | $ 535,000 | $ 207,000 |
| Green Bay, WI | 5 | $ 7,095,000 | $ 1,419,000 | $ 120,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 615,000 | $ 123,000 | $ 153,000 |
| Kankakee, IL | 5 | $ 425,000 | $ 85,000 | $ 88,000 |
| Lakeland-Winter Haven, FL | 5 | $ 215,000 | $ 43,000 | $ 181,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 825,000 | $ 165,000 | $ 244,000 |
| Norwich-New London, CT | 5 | $ 235,000 | $ 47,000 | $ 126,000 |
| Ocean City, NJ | 5 | $ 475,000 | $ 95,000 | $ 192,000 |
| Panama City, FL | 5 | $ 905,000 | $ 181,000 | $ 172,000 |
| Charlottesville, VA | 4 | $ 1,360,000 | $ 340,000 | $ 230,000 |
| Durham-Chapel Hill, NC | 4 | $ 790,000 | $ 197,500 | $ 202,000 |
| Eau Claire, WI | 4 | $ 310,000 | $ 77,500 | $ 91,000 |
| Gainesville, FL | 4 | $ 250,000 | $ 62,500 | $ 267,000 |
| Harrisburg-Carlisle, PA | 4 | $ 250,000 | $ 62,500 | $ 163,000 |
| Knoxville, TN | 4 | $ 310,000 | $ 77,500 | $ 202,000 |
| Monroe, MI | 4 | $ 370,000 | $ 92,500 | $ 52,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 320,000 | $ 80,000 | $ 201,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 520,000 | $ 130,000 | $ 248,000 |
| Peoria, IL | 4 | $ 70,000 | $ 17,500 | $ 69,000 |
| Saginaw, MI | 4 | $ 170,000 | $ 42,500 | $ 51,000 |
| San Antonio-New Braunfels, TX | 4 | $ 2,590,000 | $ 647,500 | $ 258,000 |
| Sheboygan, WI | 4 | $ 370,000 | $ 92,500 | $ 133,000 |
| Tallahassee, FL | 4 | $ 180,000 | $ 45,000 | $ 109,000 |
| Wichita, KS | 4 | $ 260,000 | $ 65,000 | $ 141,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 180,000 | $ 45,000 | $ 126,500 |
| Akron, OH | 3 | $ 17,105,000 | $ 5,701,666 | $ 192,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 215,000 | $ 71,666 | $ 274,000 |
| Cape Girardeau, MO-IL | 3 | $ 65,000 | $ 21,666 | $ 48,000 |
| Des Moines-West Des Moines, IA | 3 | $ 835,000 | $ 278,333 | $ 177,000 |
| Dutchess County-Putnam County, NY | 3 | $ 415,000 | $ 138,333 | $ 190,000 |
| Flint, MI | 3 | $ 405,000 | $ 135,000 | $ 106,000 |
| Grants Pass, OR | 3 | $ 365,000 | $ 121,666 | $ 186,000 |
| Lexington-Fayette, KY | 3 | $ 18,725,000 | $ 6,241,666 | $ 72,000 |
| Lincoln, NE | 3 | $ 255,000 | $ 85,000 | $ 413,000 |
| Memphis, TN-MS-AR | 3 | $ 275,000 | $ 91,666 | $ 203,000 |
| Muskegon, MI | 3 | $ 255,000 | $ 85,000 | $ 137,000 |
| Reading, PA | 3 | $ 335,000 | $ 111,666 | $ 199,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 65,000 | $ 21,666 | $ 84,000 |
| Twin Falls, ID | 3 | $ 105,000 | $ 35,000 | $ 93,000 |
| Walla Walla, WA | 3 | $ 405,000 | $ 135,000 | $ 175,000 |
| Wausau, WI | 3 | $ 435,000 | $ 145,000 | $ 46,000 |
| York-Hanover, PA | 3 | $ 835,000 | $ 278,333 | $ 205,000 |
| Asheville, NC | 2 | $ 270,000 | $ 135,000 | $ 134,000 |
| Baton Rouge, LA | 2 | $ 1,460,000 | $ 730,000 | $ 201,000 |
| Billings, MT | 2 | $ 830,000 | $ 415,000 | $ 157,000 |
| Brunswick, GA | 2 | $ 90,000 | $ 45,000 | $ 157,000 |
| Canton-Massillon, OH | 2 | $ 400,000 | $ 200,000 | $ 251,000 |
| Carson City, NV | 2 | $ 110,000 | $ 55,000 | $ 85,000 |
| Columbia, SC | 2 | $ 70,000 | $ 35,000 | $ 89,000 |
| East Stroudsburg, PA | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| El Centro, CA | 2 | $ 320,000 | $ 160,000 | $ 201,000 |
| Fond Du Lac, WI | 2 | $ 100,000 | $ 50,000 | $ 86,000 |
| Greensboro-High Point, NC | 2 | $ 60,000 | $ 30,000 | $ 123,000 |
| Hanford-Corcoran, CA | 2 | $ 130,000 | $ 65,000 | $ 204,000 |
| Jackson, MS | 2 | $ 1,140,000 | $ 570,000 | $ 315,000 |
| Janesville-Beloit, WI | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| Kalamazoo-Portage, MI | 2 | $ 260,000 | $ 130,000 | $ 286,000 |
| Kingston, NY | 2 | $ 250,000 | $ 125,000 | $ 222,000 |
| Kokomo, IN | 2 | $ 2,190,000 | $ 1,095,000 | $ 195,000 |
| Lafayette-West Lafayette, IN | 2 | $ 90,000 | $ 45,000 | $ 123,000 |
| Lawrence, KS | 2 | $ 150,000 | $ 75,000 | $ 288,000 |
| Lewiston, ID-WA | 2 | $ 160,000 | $ 80,000 | $ 159,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 30,000 | $ 15,000 | $ 82,000 |
| Logan, UT-ID | 2 | $ 330,000 | $ 165,000 | $ 165,000 |
| Oshkosh-Neenah, WI | 2 | $ 11,440,000 | $ 5,720,000 | $ 0 |
| Pocatello, ID | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Savannah, GA | 2 | $ 250,000 | $ 125,000 | $ 202,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Springfield, MO | 2 | $ 260,000 | $ 130,000 | $ 201,000 |
| Winchester, VA-WV | 2 | $ 180,000 | $ 90,000 | $ 227,000 |
| Athens-Clarke County, GA | 1 | $ 495,000 | $ 495,000 | $ 155,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 135,000 | $ 135,000 | $ 176,000 |
| Birmingham-Hoover, AL | 1 | $ 495,000 | $ 495,000 | $ 167,000 |
| Bloomington, IN | 1 | $ 105,000 | $ 105,000 | $ 258,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 485,000 | $ 485,000 | $ 256,000 |
| Carbondale-Marion, IL | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Cedar Rapids, IA | 1 | $ 885,000 | $ 885,000 | $ 425,000 |
| Clarksville, TN-KY | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Cleveland, TN | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Corpus Christi, TX | 1 | $ 595,000 | $ 595,000 | $ 247,000 |
| Dalton, GA | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 665,000 | $ 665,000 | $ 281,000 |
| Dayton, OH | 1 | $ 4,445,000 | $ 4,445,000 | $ 0 |
| Dover, DE | 1 | $ 25,000 | $ 25,000 | $ 202,000 |
| Elkhart-Goshen, IN | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Farmington, NM | 1 | $ 125,000 | $ 125,000 | $ 351,000 |
| Fayetteville, NC | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Grand Island, NE | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Harrisonburg, VA | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Homosassa Springs, FL | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Huntsville, AL | 1 | $ 23,305,000 | $ 23,305,000 | $ 0 |
| Johnson City, TN | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Joplin, MO | 1 | $ 355,000 | $ 355,000 | $ 348,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 65,000 | $ 65,000 | $ 148,000 |
| Lewiston-Auburn, ME | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Longview, WA | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Lynchburg, VA | 1 | $ 935,000 | $ 935,000 | $ 540,000 |
| Macon-Bibb County, GA | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| Manhattan, KS | 1 | $ 15,000 | $ 15,000 | $ 158,000 |
| Michigan City-La Porte, IN | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Midland, MI | 1 | $ 5,000 | $ 5,000 | $ 82,000 |
| Midland, TX | 1 | $ 835,000 | $ 835,000 | $ 316,000 |
| Missoula, MT | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Pittsfield, MA | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Punta Gorda, FL | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Rochester, MN | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Sebring, FL | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Sherman-Denison, TX | 1 | $ 515,000 | $ 515,000 | $ 207,000 |
| Shreveport-Bossier City, LA | 1 | $ 485,000 | $ 485,000 | $ 156,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Spartanburg, SC | 1 | $ 55,000 | $ 55,000 | $ 679,000 |
| The Villages, FL | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Toledo, OH | 1 | $ 25,000 | $ 25,000 | $ 174,000 |
| Tyler, TX | 1 | $ 475,000 | $ 475,000 | $ 298,000 |
| Urban Honolulu, HI | 1 | $ 895,000 | $ 895,000 | $ 296,000 |
| Waco, TX | 1 | $ 495,000 | $ 495,000 | $ 243,000 |
| Williamsport, PA | 1 | $ 10,405,000 | $ 10,405,000 | $ 0 |
| Yuma, AZ | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,877 | $3,119,405,000 | $242,000 | $58,105,000 | $197,000 | $4,766,000 |
| Refinancing | 4,760 | $957,210,000 | $201,000 | $60,005,000 | $158,000 | $2,200,000 |
| Home Improvement | 3,622 | $362,890,000 | $100,000 | $505,000 | $181,000 | $1,976,000 |
| Other Purpose | 2,022 | $205,710,000 | $101,000 | $505,000 | $165,000 | $3,550,000 |
| Cash-out Refinancing | 1,477 | $288,745,000 | $195,000 | $1,295,000 | $84,000 | $929,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,499 | $2,332,915,000 | $141,000 | $1,945,000 | $182,000 | $4,766,000 |
| Hispanic | 2,555 | $262,345,000 | $102,000 | $1,075,000 | $136,000 | $1,210,000 |
| Not Provided | 2,405 | $392,875,000 | $163,000 | $1,995,000 | $187,000 | $2,667,000 |
| Asian | 2,058 | $320,260,000 | $155,000 | $1,305,000 | $200,000 | $1,907,000 |
| Black or African American | 872 | $99,870,000 | $114,000 | $1,295,000 | $136,000 | $721,000 |
| Not applicable | 89 | $1,486,115,000 | $16,697,000 | $60,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 78 | $9,850,000 | $126,000 | $505,000 | $169,000 | $710,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $6,875,000 | $140,000 | $365,000 | $156,000 | $327,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,224 | $4,838,900,000 | $199,000 | $60,005,000 | $180,000 | $4,766,000 |
| FHA-insured (Federal Housing Administration) | 490 | $84,960,000 | $173,000 | $415,000 | $64,000 | $291,000 |
| VA-guaranteed (Veterans Administration) | 42 | $9,840,000 | $234,000 | $665,000 | $76,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $260,000 | $130,000 | $175,000 | $34,000 | $43,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,620 | $2,639,810,000 | $158,000 | $60,005,000 | $193,000 | $4,766,000 |
| Application Withdrawn By Applicant | 2,718 | $736,960,000 | $271,000 | $58,105,000 | $168,000 | $1,364,000 |
| Loan Purchased By The Institution | 2,577 | $803,495,000 | $311,000 | $1,995,000 | $130,000 | $2,667,000 |
| Application Denied By Financial Institution | 2,117 | $654,655,000 | $309,000 | $39,005,000 | $132,000 | $1,782,000 |
| File Closed For Incompleteness | 386 | $42,330,000 | $109,000 | $505,000 | $153,000 | $825,000 |
| Application Approved But Not Accepted | 340 | $56,710,000 | $166,000 | $19,245,000 | $191,000 | $2,707,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 22,641 | $4,279,305,000 | $189,000 | $60,005,000 | $182,000 | $4,766,000 |
| Debt-To-Income Ratio | 874 | $206,390,000 | $236,000 | $39,005,000 | $119,000 | $1,736,000 |
| Credit History | 457 | $55,215,000 | $120,000 | $13,875,000 | $115,000 | $674,000 |
| Collateral | 382 | $43,780,000 | $114,000 | $505,000 | $155,000 | $1,260,000 |
| Other | 234 | $251,960,000 | $1,076,000 | $23,305,000 | $205,000 | $1,782,000 |
| Unverifiable Information | 130 | $91,610,000 | $704,000 | $36,435,000 | $96,000 | $409,000 |
| Employment History | 25 | $3,225,000 | $129,000 | $255,000 | $118,000 | $478,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,475,000 | $165,000 | $315,000 | $66,000 | $147,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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