Teachers Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Teachers Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Teachers Federal Credit Union
102 Motor Parkway
Hauppauge, NY 11788
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,071
Total Mortgage Loan Application Amount $1,225,035,000
Average Mortgage Loan Application Amount $189,200
Highest Mortgage Loan Application Amount $3,705,000
Average Applicant Income $174,000
Highest Applicant Income $9,117,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Teachers Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teachers Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Teachers Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teachers Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Teachers Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teachers Federal Credit Union's mortgage activity for 2023.

Mortgage Loan Application Totals for Teachers Federal Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk County New York 2,526 $ 422,880,000 $ 167,000 $ 182,000
Nassau County New York 416 $ 95,180,000 $ 228,000 $ 224,000
Los Angeles County California 177 $ 29,485,000 $ 166,000 $ 288,000
Maricopa County Arizona 164 $ 12,320,000 $ 75,000 $ 282,000
Queens County New York 153 $ 39,595,000 $ 258,000 $ 150,000
San Diego County California 109 $ 12,325,000 $ 113,000 $ 130,000
Riverside County California 104 $ 12,520,000 $ 120,000 $ 226,000
Clark County Nevada 85 $ 8,325,000 $ 97,000 $ 519,000
Orange County California 80 $ 19,900,000 $ 248,000 $ 169,000
Hillsborough County Florida 70 $ 7,910,000 $ 113,000 $ 117,000
Palm Beach County Florida 69 $ 9,615,000 $ 139,000 $ 213,000
Broward County Florida 66 $ 8,480,000 $ 128,000 $ 170,000
Miami-Dade County Florida 62 $ 7,680,000 $ 123,000 $ 136,000
San Bernardino County California 57 $ 4,355,000 $ 76,000 $ 84,000
Orange County Florida 55 $ 10,495,000 $ 190,000 $ 163,000
Pinellas County Florida 52 $ 7,730,000 $ 148,000 $ 227,000
King County Washington 50 $ 5,230,000 $ 104,000 $ 0
Contra Costa County California 48 $ 6,710,000 $ 139,000 $ 192,000
Cook County Illinois 46 $ 3,390,000 $ 73,000 $ 69,000
Fulton County Georgia 45 $ 4,715,000 $ 104,000 $ 232,000
Wake County North Carolina 45 $ 5,555,000 $ 123,000 $ 231,000
Cobb County Georgia 42 $ 3,480,000 $ 82,000 $ 40,000
Gwinnett County Georgia 41 $ 3,605,000 $ 87,000 $ 91,000
Alameda County California 37 $ 8,745,000 $ 236,000 $ 234,000
Mecklenburg County North Carolina 37 $ 2,575,000 $ 69,000 $ 172,000
Kings County New York 35 $ 13,465,000 $ 384,000 $ 148,000
Pasco County Florida 34 $ 4,210,000 $ 123,000 $ 101,000
Fairfield County Connecticut 33 $ 8,275,000 $ 250,000 $ 213,000
Polk County Florida 33 $ 2,305,000 $ 69,000 $ 92,000
Westchester County New York 31 $ 6,975,000 $ 225,000 $ 342,000
St. Louis County Missouri 30 $ 3,260,000 $ 108,000 $ 99,000
Middlesex County New Jersey 30 $ 3,400,000 $ 113,000 $ 595,000
Brevard County Florida 29 $ 3,055,000 $ 105,000 $ 104,000
Bergen County New Jersey 29 $ 3,845,000 $ 132,000 $ 200,000
Monmouth County New Jersey 29 $ 4,305,000 $ 148,000 $ 209,000
Ocean County New Jersey 29 $ 1,975,000 $ 68,000 $ 102,000
Snohomish County Washington 29 $ 3,705,000 $ 127,000 $ 600,000
Santa Clara County California 28 $ 4,960,000 $ 177,000 $ 213,000
Jefferson County Colorado 28 $ 2,880,000 $ 102,000 $ 0
Duval County Florida 28 $ 1,960,000 $ 70,000 $ 47,000
DeKalb County Georgia 28 $ 1,870,000 $ 66,000 $ 0
Solano County California 27 $ 2,065,000 $ 76,000 $ 122,000
Franklin County Ohio 27 $ 1,675,000 $ 62,000 $ 0
Pierce County Washington 27 $ 1,855,000 $ 68,000 $ 0
Seminole County Florida 26 $ 3,050,000 $ 117,000 $ 134,000
Worcester County Massachusetts 25 $ 1,755,000 $ 70,000 $ 0
Pima County Arizona 24 $ 1,320,000 $ 55,000 $ 0
Sacramento County California 24 $ 1,530,000 $ 63,000 $ 0
Adams County Colorado 24 $ 1,400,000 $ 58,000 $ 0
DuPage County Illinois 24 $ 2,100,000 $ 87,000 $ 0
Middlesex County Massachusetts 24 $ 2,160,000 $ 90,000 $ 0
Essex County New Jersey 24 $ 3,290,000 $ 137,000 $ 292,000
Salt Lake County Utah 24 $ 2,310,000 $ 96,000 $ 0
Sarasota County Florida 23 $ 3,695,000 $ 160,000 $ 120,000
St. Johns County Florida 23 $ 3,995,000 $ 173,000 $ 148,000
Lake County Florida 22 $ 1,650,000 $ 75,000 $ 125,000
St. Lucie County Florida 22 $ 1,980,000 $ 90,000 $ 77,000
Volusia County Florida 22 $ 2,160,000 $ 98,000 $ 85,000
Plymouth County Massachusetts 22 $ 2,680,000 $ 121,000 $ 135,000
Davidson County Tennessee 22 $ 2,910,000 $ 132,000 $ 0
Fairfax County Virginia 22 $ 3,350,000 $ 152,000 $ 197,000
San Joaquin County California 21 $ 1,715,000 $ 81,000 $ 79,000
Ventura County California 21 $ 3,165,000 $ 150,000 $ 399,000
Hartford County Connecticut 21 $ 2,205,000 $ 105,000 $ 1,569,000
Manatee County Florida 21 $ 3,025,000 $ 144,000 $ 167,000
Osceola County Florida 21 $ 1,945,000 $ 92,000 $ 105,000
Oakland County Michigan 21 $ 1,075,000 $ 51,000 $ 0
Washoe County Nevada 21 $ 2,535,000 $ 120,000 $ 0
Union County New Jersey 21 $ 4,605,000 $ 219,000 $ 380,000
Cuyahoga County Ohio 21 $ 1,445,000 $ 68,000 $ 117,000
Montgomery County Pennsylvania 21 $ 2,105,000 $ 100,000 $ 91,000
Arapahoe County Colorado 20 $ 1,490,000 $ 74,000 $ 0
Larimer County Colorado 20 $ 1,410,000 $ 70,000 $ 0
Hennepin County Minnesota 20 $ 1,240,000 $ 62,000 $ 80,000
Morris County New Jersey 20 $ 2,950,000 $ 147,000 $ 145,000
Kern County California 18 $ 1,230,000 $ 68,000 $ 0
El Paso County Colorado 18 $ 1,160,000 $ 64,000 $ 61,000
Collier County Florida 18 $ 4,110,000 $ 228,000 $ 125,000
Johnson County Kansas 18 $ 1,330,000 $ 73,000 $ 172,000
Prince William County Virginia 18 $ 1,900,000 $ 105,000 $ 187,000
Placer County California 17 $ 1,375,000 $ 80,000 $ 0
Denver County Colorado 17 $ 2,065,000 $ 121,000 $ 0
Lee County Florida 17 $ 1,805,000 $ 106,000 $ 92,000
Forsyth County Georgia 17 $ 1,105,000 $ 65,000 $ 0
Paulding County Georgia 17 $ 1,115,000 $ 65,000 $ 153,000
Macomb County Michigan 17 $ 905,000 $ 53,000 $ 0
Wayne County Michigan 17 $ 615,000 $ 36,000 $ 0
Jackson County Missouri 17 $ 1,255,000 $ 73,000 $ 0
Richmond County New York 17 $ 4,015,000 $ 236,000 $ 146,000
Washington County Oregon 17 $ 1,375,000 $ 80,000 $ 0
Weld County Colorado 16 $ 1,250,000 $ 78,000 $ 0
New Haven County Connecticut 16 $ 2,290,000 $ 143,000 $ 116,000
Burlington County New Jersey 16 $ 940,000 $ 58,000 $ 114,000
Virginia Beach County Virginia 16 $ 1,070,000 $ 66,000 $ 0
Clark County Washington 16 $ 1,390,000 $ 86,000 $ 223,000
Ada County Idaho 15 $ 1,305,000 $ 87,000 $ 0
New York County New York 15 $ 8,885,000 $ 592,000 $ 279,000
New Hanover County North Carolina 15 $ 1,765,000 $ 117,000 $ 156,000
Tulsa County Oklahoma 15 $ 995,000 $ 66,000 $ 51,000
Chester County Pennsylvania 15 $ 1,595,000 $ 106,000 $ 100,000
Williamson County Tennessee 15 $ 1,205,000 $ 80,000 $ 225,000
Fresno County California 14 $ 850,000 $ 60,000 $ 0
Okaloosa County Florida 14 $ 1,930,000 $ 137,000 $ 141,000
Cherokee County Georgia 14 $ 1,000,000 $ 71,000 $ 0
Hamilton County Indiana 14 $ 1,370,000 $ 97,000 $ 122,000
Camden County New Jersey 14 $ 1,690,000 $ 120,000 $ 102,000
Hamilton County Ohio 14 $ 710,000 $ 50,000 $ 227,000
Philadelphia County Pennsylvania 14 $ 1,390,000 $ 99,000 $ 96,000
Hamilton County Tennessee 14 $ 760,000 $ 54,000 $ 0
Pinal County Arizona 13 $ 865,000 $ 66,000 $ 0
San Mateo County California 13 $ 2,275,000 $ 175,000 $ 0
Douglas County Colorado 13 $ 985,000 $ 75,000 $ 0
Marion County Indiana 13 $ 555,000 $ 42,000 $ 0
Passaic County New Jersey 13 $ 1,575,000 $ 121,000 $ 161,000
Rockland County New York 13 $ 4,475,000 $ 344,000 $ 430,000
Bucks County Pennsylvania 13 $ 1,075,000 $ 82,000 $ 181,000
Stanislaus County California 12 $ 670,000 $ 55,000 $ 0
Martin County Florida 12 $ 1,260,000 $ 105,000 $ 105,000
Henry County Georgia 12 $ 1,060,000 $ 88,000 $ 89,000
Lake County Illinois 12 $ 1,130,000 $ 94,000 $ 114,000
Essex County Massachusetts 12 $ 1,770,000 $ 147,000 $ 200,000
St. Charles County Missouri 12 $ 770,000 $ 64,000 $ 101,000
Hudson County New Jersey 12 $ 1,820,000 $ 151,000 $ 110,000
Sussex County New Jersey 12 $ 970,000 $ 80,000 $ 0
Union County North Carolina 12 $ 2,270,000 $ 189,000 $ 233,000
Multnomah County Oregon 12 $ 740,000 $ 61,000 $ 101,000
Rutherford County Tennessee 12 $ 970,000 $ 80,000 $ 48,000
Chesterfield County Virginia 12 $ 630,000 $ 52,000 $ 0
Spokane County Washington 12 $ 760,000 $ 63,000 $ 0
Madison County Alabama 11 $ 935,000 $ 85,000 $ 0
Santa Barbara County California 11 $ 945,000 $ 85,000 $ 0
District of Columbia County District Of Columbia 11 $ 1,735,000 $ 157,000 $ 92,000
Chatham County Georgia 11 $ 1,005,000 $ 91,000 $ 280,000
Kane County Illinois 11 $ 605,000 $ 55,000 $ 48,000
McHenry County Illinois 11 $ 675,000 $ 61,000 $ 104,000
Lake County Indiana 11 $ 465,000 $ 42,000 $ 54,000
Hampden County Massachusetts 11 $ 675,000 $ 61,000 $ 0
Dakota County Minnesota 11 $ 655,000 $ 59,000 $ 0
Mercer County New Jersey 11 $ 915,000 $ 83,000 $ 72,000
Johnston County North Carolina 11 $ 625,000 $ 56,000 $ 0
Warren County Ohio 11 $ 1,305,000 $ 118,000 $ 378,000
Oklahoma County Oklahoma 11 $ 705,000 $ 64,000 $ 0
Berks County Pennsylvania 11 $ 715,000 $ 65,000 $ 105,000
Monroe County Pennsylvania 11 $ 1,735,000 $ 157,000 $ 152,000
Knox County Tennessee 11 $ 1,015,000 $ 92,000 $ 377,000
Shelby County Tennessee 11 $ 1,005,000 $ 91,000 $ 154,000
Utah County Utah 11 $ 2,545,000 $ 231,000 $ 2,196,000
Loudoun County Virginia 11 $ 1,735,000 $ 157,000 $ 337,000
Stafford County Virginia 11 $ 705,000 $ 64,000 $ 128,000
Jefferson County Alabama 10 $ 670,000 $ 67,000 $ 120,000
Monterey County California 10 $ 1,090,000 $ 109,000 $ 0
San Luis Obispo County California 10 $ 1,250,000 $ 125,000 $ 0
Indian River County Florida 10 $ 1,560,000 $ 156,000 $ 180,000
Will County Illinois 10 $ 1,100,000 $ 110,000 $ 124,000
Bristol County Massachusetts 10 $ 650,000 $ 65,000 $ 0
Genesee County Michigan 10 $ 650,000 $ 65,000 $ 0
Scott County Minnesota 10 $ 690,000 $ 69,000 $ 0
Rockingham County New Hampshire 10 $ 640,000 $ 64,000 $ 0
Atlantic County New Jersey 10 $ 570,000 $ 57,000 $ 42,000
Bronx County New York 10 $ 2,820,000 $ 282,000 $ 127,000
Gaston County North Carolina 10 $ 500,000 $ 50,000 $ 153,000
Guilford County North Carolina 10 $ 460,000 $ 46,000 $ 0
Waukesha County Wisconsin 10 $ 620,000 $ 62,000 $ 0
Benton County Arkansas 9 $ 805,000 $ 89,000 $ 0
Boulder County Colorado 9 $ 665,000 $ 73,000 $ 0
Clayton County Georgia 9 $ 955,000 $ 106,000 $ 110,000
DeSoto County Mississippi 9 $ 435,000 $ 48,000 $ 0
Gloucester County New Jersey 9 $ 905,000 $ 100,000 $ 101,000
Santa Fe County New Mexico 9 $ 865,000 $ 96,000 $ 0
Buncombe County North Carolina 9 $ 1,325,000 $ 147,000 $ 1,383,000
Cabarrus County North Carolina 9 $ 995,000 $ 110,000 $ 138,000
Cumberland County North Carolina 9 $ 345,000 $ 38,000 $ 0
Clackamas County Oregon 9 $ 1,465,000 $ 162,000 $ 275,000
Deschutes County Oregon 9 $ 795,000 $ 88,000 $ 0
Marion County Oregon 9 $ 705,000 $ 78,000 $ 0
York County Pennsylvania 9 $ 495,000 $ 55,000 $ 0
Greenville County South Carolina 9 $ 2,285,000 $ 253,000 $ 157,000
Thurston County Washington 9 $ 465,000 $ 51,000 $ 0
Milwaukee County Wisconsin 9 $ 555,000 $ 61,000 $ 0
Litchfield County Connecticut 8 $ 550,000 $ 68,000 $ 233,000
Marion County Florida 8 $ 520,000 $ 65,000 $ 69,000
Douglas County Georgia 8 $ 630,000 $ 78,000 $ 0
Hall County Georgia 8 $ 540,000 $ 67,000 $ 0
Ottawa County Michigan 8 $ 670,000 $ 83,000 $ 0
Hillsborough County New Hampshire 8 $ 590,000 $ 73,000 $ 0
Hunterdon County New Jersey 8 $ 1,380,000 $ 172,000 $ 203,000
Durham County North Carolina 8 $ 510,000 $ 63,000 $ 0
Iredell County North Carolina 8 $ 790,000 $ 98,000 $ 0
Butler County Ohio 8 $ 360,000 $ 45,000 $ 0
Summit County Ohio 8 $ 380,000 $ 47,000 $ 0
Allegheny County Pennsylvania 8 $ 510,000 $ 63,000 $ 0
Delaware County Pennsylvania 8 $ 720,000 $ 90,000 $ 116,000
Lehigh County Pennsylvania 8 $ 360,000 $ 45,000 $ 0
Benton County Washington 8 $ 640,000 $ 80,000 $ 0
Baldwin County Alabama 7 $ 395,000 $ 56,000 $ 0
Butte County California 7 $ 1,175,000 $ 167,000 $ 329,000
Marin County California 7 $ 1,275,000 $ 182,000 $ 0
San Francisco County California 7 $ 955,000 $ 136,000 $ 0
Sonoma County California 7 $ 705,000 $ 100,000 $ 0
Tulare County California 7 $ 465,000 $ 66,000 $ 0
Escambia County Florida 7 $ 615,000 $ 87,000 $ 120,000
Santa Rosa County Florida 7 $ 635,000 $ 90,000 $ 96,000
Columbia County Georgia 7 $ 465,000 $ 66,000 $ 0
Kendall County Illinois 7 $ 775,000 $ 110,000 $ 0
Cumberland County Maine 7 $ 935,000 $ 133,000 $ 0
Barnstable County Massachusetts 7 $ 555,000 $ 79,000 $ 0
Ramsey County Minnesota 7 $ 295,000 $ 42,000 $ 0
Clay County Missouri 7 $ 355,000 $ 50,000 $ 0
Greene County Missouri 7 $ 315,000 $ 45,000 $ 0
Douglas County Nebraska 7 $ 475,000 $ 67,000 $ 0
Lancaster County Nebraska 7 $ 335,000 $ 47,000 $ 0
Dutchess County New York 7 $ 2,475,000 $ 353,000 $ 198,000
Onslow County North Carolina 7 $ 355,000 $ 50,000 $ 0
Lucas County Ohio 7 $ 305,000 $ 43,000 $ 0
Stark County Ohio 7 $ 435,000 $ 62,000 $ 0
Jackson County Oregon 7 $ 355,000 $ 50,000 $ 0
Lancaster County Pennsylvania 7 $ 815,000 $ 116,000 $ 175,000
Northampton County Pennsylvania 7 $ 605,000 $ 86,000 $ 253,000
Montgomery County Tennessee 7 $ 355,000 $ 50,000 $ 0
Sumner County Tennessee 7 $ 835,000 $ 119,000 $ 0
Wilson County Tennessee 7 $ 325,000 $ 46,000 $ 101,000
Henrico County Virginia 7 $ 475,000 $ 67,000 $ 0
Spotsylvania County Virginia 7 $ 455,000 $ 65,000 $ 0
Kitsap County Washington 7 $ 495,000 $ 70,000 $ 0
Shelby County Alabama 6 $ 360,000 $ 60,000 $ 0
Yuma County Arizona 6 $ 350,000 $ 58,000 $ 0
Pulaski County Arkansas 6 $ 550,000 $ 91,000 $ 122,000
Washington County Arkansas 6 $ 420,000 $ 70,000 $ 287,000
Shasta County California 6 $ 400,000 $ 66,000 $ 0
Bay County Florida 6 $ 370,000 $ 61,000 $ 217,000
Clay County Florida 6 $ 490,000 $ 81,000 $ 102,000
Leon County Florida 6 $ 260,000 $ 43,000 $ 0
Sumter County Florida 6 $ 910,000 $ 151,000 $ 114,000
Coweta County Georgia 6 $ 330,000 $ 55,000 $ 0
DeKalb County Illinois 6 $ 210,000 $ 35,000 $ 0
Hendricks County Indiana 6 $ 410,000 $ 68,000 $ 62,000
Polk County Iowa 6 $ 240,000 $ 40,000 $ 0
Sedgwick County Kansas 6 $ 230,000 $ 38,000 $ 0
Kent County Michigan 6 $ 240,000 $ 40,000 $ 0
Anoka County Minnesota 6 $ 290,000 $ 48,000 $ 0
Strafford County New Hampshire 6 $ 420,000 $ 70,000 $ 0
Somerset County New Jersey 6 $ 1,590,000 $ 265,000 $ 294,000
Bernalillo County New Mexico 6 $ 370,000 $ 61,000 $ 0
Sandoval County New Mexico 6 $ 510,000 $ 85,000 $ 0
Monroe County New York 6 $ 1,030,000 $ 171,000 $ 107,000
Brunswick County North Carolina 6 $ 780,000 $ 130,000 $ 64,000
Catawba County North Carolina 6 $ 540,000 $ 90,000 $ 112,000
Forsyth County North Carolina 6 $ 570,000 $ 95,000 $ 72,000
Clermont County Ohio 6 $ 400,000 $ 66,000 $ 0
Delaware County Ohio 6 $ 410,000 $ 68,000 $ 0
Lake County Ohio 6 $ 220,000 $ 36,000 $ 0
Lorain County Ohio 6 $ 260,000 $ 43,000 $ 0
Horry County South Carolina 6 $ 1,260,000 $ 210,000 $ 119,000
Collin County Texas 6 $ 3,070,000 $ 511,000 $ 266,000
Dallas County Texas 6 $ 1,970,000 $ 328,000 $ 202,000
Mohave County Arizona 5 $ 245,000 $ 49,000 $ 0
El Dorado County California 5 $ 1,085,000 $ 217,000 $ 0
Elbert County Colorado 5 $ 415,000 $ 83,000 $ 0
La Plata County Colorado 5 $ 525,000 $ 105,000 $ 0
New London County Connecticut 5 $ 395,000 $ 79,000 $ 3,028,000
Citrus County Florida 5 $ 255,000 $ 51,000 $ 86,000
Flagler County Florida 5 $ 445,000 $ 89,000 $ 0
Hernando County Florida 5 $ 415,000 $ 83,000 $ 83,000
Carroll County Georgia 5 $ 475,000 $ 95,000 $ 0
Kootenai County Idaho 5 $ 355,000 $ 71,000 $ 0
Madison County Illinois 5 $ 125,000 $ 25,000 $ 66,000
Allen County Indiana 5 $ 255,000 $ 51,000 $ 0
Morgan County Indiana 5 $ 245,000 $ 49,000 $ 0
Orleans County Louisiana 5 $ 335,000 $ 67,000 $ 0
Norfolk County Massachusetts 5 $ 285,000 $ 57,000 $ 0
Livingston County Michigan 5 $ 285,000 $ 57,000 $ 0
Orange County New York 5 $ 665,000 $ 133,000 $ 136,000
Alamance County North Carolina 5 $ 895,000 $ 179,000 $ 151,000
Craven County North Carolina 5 $ 295,000 $ 59,000 $ 0
Pitt County North Carolina 5 $ 325,000 $ 65,000 $ 105,000
Fairfield County Ohio 5 $ 395,000 $ 79,000 $ 0
Geauga County Ohio 5 $ 355,000 $ 71,000 $ 0
Licking County Ohio 5 $ 205,000 $ 41,000 $ 136,000
Medina County Ohio 5 $ 205,000 $ 41,000 $ 0
Montgomery County Ohio 5 $ 175,000 $ 35,000 $ 0
Cleveland County Oklahoma 5 $ 195,000 $ 39,000 $ 0
Dauphin County Pennsylvania 5 $ 295,000 $ 59,000 $ 0
Pike County Pennsylvania 5 $ 945,000 $ 189,000 $ 167,000
Beaufort County South Carolina 5 $ 1,135,000 $ 227,000 $ 699,000
Richland County South Carolina 5 $ 155,000 $ 31,000 $ 0
Blount County Tennessee 5 $ 285,000 $ 57,000 $ 0
Sevier County Tennessee 5 $ 1,885,000 $ 377,000 $ 632,000
Chittenden County Vermont 5 $ 645,000 $ 129,000 $ 107,000
Arlington County Virginia 5 $ 845,000 $ 169,000 $ 229,000
Richmond City County Virginia 5 $ 345,000 $ 69,000 $ 0
Roanoke County Virginia 5 $ 225,000 $ 45,000 $ 0
Montgomery County Alabama 4 $ 180,000 $ 45,000 $ 0
Tuscaloosa County Alabama 4 $ 210,000 $ 52,000 $ 0
Anchorage County Alaska 4 $ 250,000 $ 62,000 $ 0
Matanuska-Susitna County Alaska 4 $ 180,000 $ 45,000 $ 0
Coconino County Arizona 4 $ 220,000 $ 55,000 $ 0
Merced County California 4 $ 200,000 $ 50,000 $ 0
Nevada County California 4 $ 250,000 $ 62,000 $ 0
Santa Cruz County California 4 $ 860,000 $ 215,000 $ 0
Yuba County California 4 $ 210,000 $ 52,000 $ 0
Broomfield County Colorado 4 $ 190,000 $ 47,000 $ 0
Mesa County Colorado 4 $ 300,000 $ 75,000 $ 0
Walton County Florida 4 $ 560,000 $ 140,000 $ 0
Dawson County Georgia 4 $ 180,000 $ 45,000 $ 0
Fayette County Georgia 4 $ 340,000 $ 85,000 $ 0
Harris County Georgia 4 $ 220,000 $ 55,000 $ 0
Jackson County Georgia 4 $ 220,000 $ 55,000 $ 141,000
Muscogee County Georgia 4 $ 210,000 $ 52,000 $ 0
Rockdale County Georgia 4 $ 360,000 $ 90,000 $ 0
Walker County Georgia 4 $ 240,000 $ 60,000 $ 0
Whitfield County Georgia 4 $ 140,000 $ 35,000 $ 0
Canyon County Idaho 4 $ 260,000 $ 65,000 $ 0
St. Clair County Illinois 4 $ 120,000 $ 30,000 $ 0
Johnson County Indiana 4 $ 210,000 $ 52,000 $ 0
Porter County Indiana 4 $ 160,000 $ 40,000 $ 0
East Baton Rouge County Louisiana 4 $ 770,000 $ 192,000 $ 368,000
Anne Arundel County Maryland 4 $ 410,000 $ 102,000 $ 233,000
Montgomery County Maryland 4 $ 570,000 $ 142,000 $ 238,000
Suffolk County Massachusetts 4 $ 800,000 $ 200,000 $ 0
Allegan County Michigan 4 $ 160,000 $ 40,000 $ 0
Ingham County Michigan 4 $ 220,000 $ 55,000 $ 0
Jackson County Michigan 4 $ 150,000 $ 37,000 $ 0
Monroe County Michigan 4 $ 340,000 $ 85,000 $ 0
Muskegon County Michigan 4 $ 180,000 $ 45,000 $ 0
Le Sueur County Minnesota 4 $ 120,000 $ 30,000 $ 0
Olmsted County Minnesota 4 $ 260,000 $ 65,000 $ 0
Otter Tail County Minnesota 4 $ 210,000 $ 52,000 $ 0
Platte County Missouri 4 $ 160,000 $ 40,000 $ 0
Warren County New Jersey 4 $ 370,000 $ 92,000 $ 80,000
Erie County New York 4 $ 830,000 $ 207,000 $ 132,000
Davidson County North Carolina 4 $ 220,000 $ 55,000 $ 0
Franklin County North Carolina 4 $ 650,000 $ 162,000 $ 25,000
Henderson County North Carolina 4 $ 250,000 $ 62,000 $ 0
Canadian County Oklahoma 4 $ 160,000 $ 40,000 $ 0
Lane County Oregon 4 $ 260,000 $ 65,000 $ 0
Carbon County Pennsylvania 4 $ 270,000 $ 67,000 $ 111,000
Luzerne County Pennsylvania 4 $ 440,000 $ 110,000 $ 69,000
Schuylkill County Pennsylvania 4 $ 150,000 $ 37,000 $ 0
Providence County Rhode Island 4 $ 1,360,000 $ 340,000 $ 210,000
Washington County Rhode Island 4 $ 390,000 $ 97,000 $ 329,000
Sullivan County Tennessee 4 $ 260,000 $ 65,000 $ 0
Newport News County Virginia 4 $ 290,000 $ 72,000 $ 0
Franklin County Washington 4 $ 180,000 $ 45,000 $ 61,000
Grays Harbor County Washington 4 $ 390,000 $ 97,000 $ 0
Skagit County Washington 4 $ 140,000 $ 35,000 $ 0
Whatcom County Washington 4 $ 210,000 $ 52,000 $ 0
Coffee County Alabama 3 $ 165,000 $ 55,000 $ 0
Elmore County Alabama 3 $ 205,000 $ 68,000 $ 83,000
Mobile County Alabama 3 $ 115,000 $ 38,000 $ 0
Fairbanks North Star County Alaska 3 $ 125,000 $ 41,000 $ 0
Yavapai County Arizona 3 $ 205,000 $ 68,000 $ 0
Calaveras County California 3 $ 185,000 $ 61,000 $ 0
Humboldt County California 3 $ 185,000 $ 61,000 $ 0
Imperial County California 3 $ 235,000 $ 78,000 $ 83,000
Napa County California 3 $ 265,000 $ 88,000 $ 0
Yolo County California 3 $ 265,000 $ 88,000 $ 161,000
Middlesex County Connecticut 3 $ 165,000 $ 55,000 $ 0
Alachua County Florida 3 $ 205,000 $ 68,000 $ 385,000
Highlands County Florida 3 $ 125,000 $ 41,000 $ 0
Monroe County Florida 3 $ 405,000 $ 135,000 $ 0
Nassau County Florida 3 $ 205,000 $ 68,000 $ 0
Bartow County Georgia 3 $ 125,000 $ 41,000 $ 0
Catoosa County Georgia 3 $ 295,000 $ 98,000 $ 98,000
Clarke County Georgia 3 $ 185,000 $ 61,000 $ 0
Effingham County Georgia 3 $ 315,000 $ 105,000 $ 131,000
Habersham County Georgia 3 $ 295,000 $ 98,000 $ 0
Haralson County Georgia 3 $ 155,000 $ 51,000 $ 0
Lowndes County Georgia 3 $ 235,000 $ 78,000 $ 0
Lumpkin County Georgia 3 $ 495,000 $ 165,000 $ 57,000
Oconee County Georgia 3 $ 185,000 $ 61,000 $ 0
Winnebago County Illinois 3 $ 125,000 $ 41,000 $ 0
Clark County Indiana 3 $ 135,000 $ 45,000 $ 0
Elkhart County Indiana 3 $ 85,000 $ 28,000 $ 214,000
Wyandotte County Kansas 3 $ 155,000 $ 51,000 $ 0
Cumberland County Kentucky 3 $ 415,000 $ 138,000 $ 42,000
St. Tammany County Louisiana 3 $ 155,000 $ 51,000 $ 0
Androscoggin County Maine 3 $ 195,000 $ 65,000 $ 0
York County Maine 3 $ 185,000 $ 61,000 $ 0
Frederick County Maryland 3 $ 555,000 $ 185,000 $ 2,330,000
Eaton County Michigan 3 $ 205,000 $ 68,000 $ 0
Washtenaw County Michigan 3 $ 195,000 $ 65,000 $ 0
Carver County Minnesota 3 $ 535,000 $ 178,000 $ 263,000
Boone County Missouri 3 $ 135,000 $ 45,000 $ 0
St. Louis City County Missouri 3 $ 265,000 $ 88,000 $ 75,000
Flathead County Montana 3 $ 235,000 $ 78,000 $ 0
Gallatin County Montana 3 $ 235,000 $ 78,000 $ 0
San Juan County New Mexico 3 $ 135,000 $ 45,000 $ 0
Niagara County New York 3 $ 455,000 $ 151,000 $ 107,000
Onondaga County New York 3 $ 205,000 $ 68,000 $ 99,000
Putnam County New York 3 $ 965,000 $ 321,000 $ 170,000
Saratoga County New York 3 $ 425,000 $ 141,000 $ 109,000
Chatham County North Carolina 3 $ 555,000 $ 185,000 $ 107,000
Harnett County North Carolina 3 $ 155,000 $ 51,000 $ 0
Hoke County North Carolina 3 $ 135,000 $ 45,000 $ 0
Orange County North Carolina 3 $ 235,000 $ 78,000 $ 0
Ashland County Ohio 3 $ 95,000 $ 31,000 $ 0
Greene County Ohio 3 $ 185,000 $ 61,000 $ 0
Hancock County Ohio 3 $ 315,000 $ 105,000 $ 0
Portage County Ohio 3 $ 175,000 $ 58,000 $ 0
Richland County Ohio 3 $ 115,000 $ 38,000 $ 0
McClain County Oklahoma 3 $ 205,000 $ 68,000 $ 100,000
Polk County Oregon 3 $ 215,000 $ 71,000 $ 0
Wayne County Pennsylvania 3 $ 685,000 $ 228,000 $ 194,000
Berkeley County South Carolina 3 $ 765,000 $ 255,000 $ 81,000
Cheatham County Tennessee 3 $ 205,000 $ 68,000 $ 0
Tipton County Tennessee 3 $ 475,000 $ 158,000 $ 75,000
Denton County Texas 3 $ 1,665,000 $ 555,000 $ 208,000
Harris County Texas 3 $ 555,000 $ 185,000 $ 160,000
Culpeper County Virginia 3 $ 275,000 $ 91,000 $ 0
Danville County Virginia 3 $ 245,000 $ 81,000 $ 0
Fauquier County Virginia 3 $ 195,000 $ 65,000 $ 0
Gloucester County Virginia 3 $ 195,000 $ 65,000 $ 0
Lynchburg County Virginia 3 $ 135,000 $ 45,000 $ 0
Island County Washington 3 $ 175,000 $ 58,000 $ 0
Dane County Wisconsin 3 $ 185,000 $ 61,000 $ 160,000
Racine County Wisconsin 3 $ 65,000 $ 21,000 $ 0
Rock County Wisconsin 3 $ 165,000 $ 55,000 $ 0
Campbell County Wyoming 3 $ 145,000 $ 48,000 $ 0
Lee County Alabama 2 $ 70,000 $ 35,000 $ 0
Limestone County Alabama 2 $ 160,000 $ 80,000 $ 0
St. Clair County Alabama 2 $ 50,000 $ 25,000 $ 0
Navajo County Arizona 2 $ 110,000 $ 55,000 $ 0
Craighead County Arkansas 2 $ 90,000 $ 45,000 $ 0
Crittenden County Arkansas 2 $ 110,000 $ 55,000 $ 0
Garland County Arkansas 2 $ 60,000 $ 30,000 $ 154,000
Miller County Arkansas 2 $ 100,000 $ 50,000 $ 0
Kings County California 2 $ 140,000 $ 70,000 $ 0
Madera County California 2 $ 110,000 $ 55,000 $ 0
Mariposa County California 2 $ 210,000 $ 105,000 $ 0
San Benito County California 2 $ 230,000 $ 115,000 $ 89,000
Sutter County California 2 $ 80,000 $ 40,000 $ 0
Tehama County California 2 $ 140,000 $ 70,000 $ 0
Garfield County Colorado 2 $ 80,000 $ 40,000 $ 0
Pueblo County Colorado 2 $ 50,000 $ 25,000 $ 0
Columbia County Florida 2 $ 50,000 $ 25,000 $ 0
Levy County Florida 2 $ 60,000 $ 30,000 $ 0
Wakulla County Florida 2 $ 130,000 $ 65,000 $ 0
Bibb County Georgia 2 $ 130,000 $ 65,000 $ 115,000
Bryan County Georgia 2 $ 160,000 $ 80,000 $ 0
Floyd County Georgia 2 $ 110,000 $ 55,000 $ 0
Gordon County Georgia 2 $ 120,000 $ 60,000 $ 0
Houston County Georgia 2 $ 90,000 $ 45,000 $ 0
Liberty County Georgia 2 $ 250,000 $ 125,000 $ 112,000
Polk County Georgia 2 $ 40,000 $ 20,000 $ 0
Richmond County Georgia 2 $ 160,000 $ 80,000 $ 0
Walton County Georgia 2 $ 100,000 $ 50,000 $ 0
Honolulu County Hawaii 2 $ 1,060,000 $ 530,000 $ 110,000
Bonner County Idaho 2 $ 110,000 $ 55,000 $ 0
Shoshone County Idaho 2 $ 300,000 $ 150,000 $ 0
Tazewell County Illinois 2 $ 90,000 $ 45,000 $ 0
Bartholomew County Indiana 2 $ 140,000 $ 70,000 $ 0
Boone County Indiana 2 $ 180,000 $ 90,000 $ 0
Dearborn County Indiana 2 $ 70,000 $ 35,000 $ 0
Hancock County Indiana 2 $ 110,000 $ 55,000 $ 0
Henry County Indiana 2 $ 100,000 $ 50,000 $ 0
Howard County Indiana 2 $ 90,000 $ 45,000 $ 0
Monroe County Indiana 2 $ 80,000 $ 40,000 $ 0
St. Joseph County Indiana 2 $ 140,000 $ 70,000 $ 0
Tippecanoe County Indiana 2 $ 170,000 $ 85,000 $ 0
Linn County Iowa 2 $ 180,000 $ 90,000 $ 0
Muscatine County Iowa 2 $ 60,000 $ 30,000 $ 0
Scott County Iowa 2 $ 70,000 $ 35,000 $ 0
Jefferson County Louisiana 2 $ 110,000 $ 55,000 $ 0
Ouachita County Louisiana 2 $ 120,000 $ 60,000 $ 0
Harford County Maryland 2 $ 330,000 $ 165,000 $ 0
Prince George's County Maryland 2 $ 670,000 $ 335,000 $ 140,000
Grand Traverse County Michigan 2 $ 210,000 $ 105,000 $ 0
Kalamazoo County Michigan 2 $ 120,000 $ 60,000 $ 0
Lenawee County Michigan 2 $ 60,000 $ 30,000 $ 0
Newaygo County Michigan 2 $ 140,000 $ 70,000 $ 0
Chisago County Minnesota 2 $ 150,000 $ 75,000 $ 0
Goodhue County Minnesota 2 $ 90,000 $ 45,000 $ 0
Waseca County Minnesota 2 $ 40,000 $ 20,000 $ 0
Wright County Minnesota 2 $ 100,000 $ 50,000 $ 0
Jackson County Mississippi 2 $ 50,000 $ 25,000 $ 0
Jones County Mississippi 2 $ 80,000 $ 40,000 $ 0
Rankin County Mississippi 2 $ 80,000 $ 40,000 $ 0
Mineral County Montana 2 $ 150,000 $ 75,000 $ 0
Yellowstone County Montana 2 $ 120,000 $ 60,000 $ 0
Cass County Nebraska 2 $ 220,000 $ 110,000 $ 43,000
Madison County Nebraska 2 $ 50,000 $ 25,000 $ 0
Sarpy County Nebraska 2 $ 260,000 $ 130,000 $ 115,000
Carson City County Nevada 2 $ 90,000 $ 45,000 $ 0
Belknap County New Hampshire 2 $ 100,000 $ 50,000 $ 0
Merrimack County New Hampshire 2 $ 240,000 $ 120,000 $ 0
Cumberland County New Jersey 2 $ 100,000 $ 50,000 $ 0
Salem County New Jersey 2 $ 150,000 $ 75,000 $ 128,000
Dona Ana County New Mexico 2 $ 80,000 $ 40,000 $ 0
Albany County New York 2 $ 80,000 $ 40,000 $ 148,000
Greene County New York 2 $ 730,000 $ 365,000 $ 128,000
Oneida County New York 2 $ 90,000 $ 45,000 $ 43,000
Rensselaer County New York 2 $ 480,000 $ 240,000 $ 141,000
St. Lawrence County New York 2 $ 180,000 $ 90,000 $ 292,000
Sullivan County New York 2 $ 460,000 $ 230,000 $ 72,000
Warren County New York 2 $ 240,000 $ 120,000 $ 169,000
Burke County North Carolina 2 $ 100,000 $ 50,000 $ 0
Caldwell County North Carolina 2 $ 120,000 $ 60,000 $ 0
Currituck County North Carolina 2 $ 90,000 $ 45,000 $ 0
Nash County North Carolina 2 $ 120,000 $ 60,000 $ 0
Pender County North Carolina 2 $ 120,000 $ 60,000 $ 0
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Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 4,507 $435,105,000 $96,000 $1,005,000 $215,000 $9,117,000
Home Improvement 2,041 $174,835,000 $85,000 $505,000 $138,000 $476,000
Cash-out Refinancing 1,567 $235,205,000 $150,000 $3,005,000 $159,000 $8,882,000
Home Purchase 818 $354,670,000 $433,000 $3,705,000 $201,000 $4,499,000
Refinancing 138 $25,220,000 $182,000 $1,305,000 $157,000 $1,524,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,046 $392,070,000 $77,000 $405,000 $0 $0
White 2,618 $520,240,000 $198,000 $1,905,000 $192,000 $9,100,000
Hispanic 487 $86,905,000 $178,000 $945,000 $149,000 $6,109,000
Not Provided 331 $73,905,000 $223,000 $1,755,000 $227,000 $9,117,000
Black or African American 281 $49,425,000 $175,000 $1,205,000 $185,000 $5,200,000
Asian 198 $68,590,000 $346,000 $3,705,000 $167,000 $992,000
American Indian or Alaskan Native 23 $3,335,000 $145,000 $505,000 $223,000 $1,920,000
Native Hawaiian or Other Pacific Islander 3 $375,000 $125,000 $175,000 $154,000 $356,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,063 $1,220,505,000 $134,000 $3,705,000 $188,000 $9,117,000
VA-guaranteed (Veterans Administration) 8 $4,530,000 $566,000 $985,000 $167,000 $366,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,046 $392,070,000 $77,000 $405,000 $0 $0
Loan Originated 2,528 $492,730,000 $194,000 $3,705,000 $155,000 $2,196,000
Application Withdrawn By Applicant 627 $136,695,000 $218,000 $1,335,000 $252,000 $9,100,000
File Closed For Incompleteness 432 $95,210,000 $220,000 $1,885,000 $234,000 $4,862,000
Application Denied By Financial Institution 236 $44,770,000 $189,000 $1,755,000 $334,000 $9,117,000
Application Approved But Not Accepted 126 $26,800,000 $212,000 $1,015,000 $124,000 $321,000
Preapproval Approved but not Accepted 60 $28,620,000 $477,000 $1,105,000 $151,000 $437,000
Preapproval Denied by Financial Institution 16 $8,140,000 $508,000 $965,000 $140,000 $428,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,819 $1,172,125,000 $132,000 $3,705,000 $179,000 $9,100,000
Debt-To-Income Ratio 117 $29,525,000 $252,000 $1,755,000 $232,000 $6,109,000
Credit History 62 $9,450,000 $152,000 $965,000 $453,000 $8,882,000
Collateral 53 $7,785,000 $146,000 $505,000 $179,000 $1,848,000
Other 13 $4,105,000 $315,000 $605,000 $1,173,000 $9,117,000
Unverifiable Information 5 $925,000 $185,000 $445,000 $69,000 $131,000
Mortgage Insurance Denied 2 $1,120,000 $560,000 $655,000 $131,000 $163,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Teachers Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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