Teachers Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Teachers Federal Credit Union 102 Motor Parkway Hauppauge, NY 11788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,071 |
| Total Mortgage Loan Application Amount | $1,225,035,000 |
| Average Mortgage Loan Application Amount | $189,200 |
| Highest Mortgage Loan Application Amount | $3,705,000 |
| Average Applicant Income | $174,000 |
| Highest Applicant Income | $9,117,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Teachers Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teachers Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Teachers Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teachers Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Teachers Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teachers Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,526 | $ 422,880,000 | $ 167,000 | $ 182,000 |
| Nassau County New York | 416 | $ 95,180,000 | $ 228,000 | $ 224,000 |
| Los Angeles County California | 177 | $ 29,485,000 | $ 166,000 | $ 288,000 |
| Maricopa County Arizona | 164 | $ 12,320,000 | $ 75,000 | $ 282,000 |
| Queens County New York | 153 | $ 39,595,000 | $ 258,000 | $ 150,000 |
| San Diego County California | 109 | $ 12,325,000 | $ 113,000 | $ 130,000 |
| Riverside County California | 104 | $ 12,520,000 | $ 120,000 | $ 226,000 |
| Clark County Nevada | 85 | $ 8,325,000 | $ 97,000 | $ 519,000 |
| Orange County California | 80 | $ 19,900,000 | $ 248,000 | $ 169,000 |
| Hillsborough County Florida | 70 | $ 7,910,000 | $ 113,000 | $ 117,000 |
| Palm Beach County Florida | 69 | $ 9,615,000 | $ 139,000 | $ 213,000 |
| Broward County Florida | 66 | $ 8,480,000 | $ 128,000 | $ 170,000 |
| Miami-Dade County Florida | 62 | $ 7,680,000 | $ 123,000 | $ 136,000 |
| San Bernardino County California | 57 | $ 4,355,000 | $ 76,000 | $ 84,000 |
| Orange County Florida | 55 | $ 10,495,000 | $ 190,000 | $ 163,000 |
| Pinellas County Florida | 52 | $ 7,730,000 | $ 148,000 | $ 227,000 |
| King County Washington | 50 | $ 5,230,000 | $ 104,000 | $ 0 |
| Contra Costa County California | 48 | $ 6,710,000 | $ 139,000 | $ 192,000 |
| Cook County Illinois | 46 | $ 3,390,000 | $ 73,000 | $ 69,000 |
| Fulton County Georgia | 45 | $ 4,715,000 | $ 104,000 | $ 232,000 |
| Wake County North Carolina | 45 | $ 5,555,000 | $ 123,000 | $ 231,000 |
| Cobb County Georgia | 42 | $ 3,480,000 | $ 82,000 | $ 40,000 |
| Gwinnett County Georgia | 41 | $ 3,605,000 | $ 87,000 | $ 91,000 |
| Alameda County California | 37 | $ 8,745,000 | $ 236,000 | $ 234,000 |
| Mecklenburg County North Carolina | 37 | $ 2,575,000 | $ 69,000 | $ 172,000 |
| Kings County New York | 35 | $ 13,465,000 | $ 384,000 | $ 148,000 |
| Pasco County Florida | 34 | $ 4,210,000 | $ 123,000 | $ 101,000 |
| Fairfield County Connecticut | 33 | $ 8,275,000 | $ 250,000 | $ 213,000 |
| Polk County Florida | 33 | $ 2,305,000 | $ 69,000 | $ 92,000 |
| Westchester County New York | 31 | $ 6,975,000 | $ 225,000 | $ 342,000 |
| St. Louis County Missouri | 30 | $ 3,260,000 | $ 108,000 | $ 99,000 |
| Middlesex County New Jersey | 30 | $ 3,400,000 | $ 113,000 | $ 595,000 |
| Brevard County Florida | 29 | $ 3,055,000 | $ 105,000 | $ 104,000 |
| Bergen County New Jersey | 29 | $ 3,845,000 | $ 132,000 | $ 200,000 |
| Monmouth County New Jersey | 29 | $ 4,305,000 | $ 148,000 | $ 209,000 |
| Ocean County New Jersey | 29 | $ 1,975,000 | $ 68,000 | $ 102,000 |
| Snohomish County Washington | 29 | $ 3,705,000 | $ 127,000 | $ 600,000 |
| Santa Clara County California | 28 | $ 4,960,000 | $ 177,000 | $ 213,000 |
| Jefferson County Colorado | 28 | $ 2,880,000 | $ 102,000 | $ 0 |
| Duval County Florida | 28 | $ 1,960,000 | $ 70,000 | $ 47,000 |
| DeKalb County Georgia | 28 | $ 1,870,000 | $ 66,000 | $ 0 |
| Solano County California | 27 | $ 2,065,000 | $ 76,000 | $ 122,000 |
| Franklin County Ohio | 27 | $ 1,675,000 | $ 62,000 | $ 0 |
| Pierce County Washington | 27 | $ 1,855,000 | $ 68,000 | $ 0 |
| Seminole County Florida | 26 | $ 3,050,000 | $ 117,000 | $ 134,000 |
| Worcester County Massachusetts | 25 | $ 1,755,000 | $ 70,000 | $ 0 |
| Pima County Arizona | 24 | $ 1,320,000 | $ 55,000 | $ 0 |
| Sacramento County California | 24 | $ 1,530,000 | $ 63,000 | $ 0 |
| Adams County Colorado | 24 | $ 1,400,000 | $ 58,000 | $ 0 |
| DuPage County Illinois | 24 | $ 2,100,000 | $ 87,000 | $ 0 |
| Middlesex County Massachusetts | 24 | $ 2,160,000 | $ 90,000 | $ 0 |
| Essex County New Jersey | 24 | $ 3,290,000 | $ 137,000 | $ 292,000 |
| Salt Lake County Utah | 24 | $ 2,310,000 | $ 96,000 | $ 0 |
| Sarasota County Florida | 23 | $ 3,695,000 | $ 160,000 | $ 120,000 |
| St. Johns County Florida | 23 | $ 3,995,000 | $ 173,000 | $ 148,000 |
| Lake County Florida | 22 | $ 1,650,000 | $ 75,000 | $ 125,000 |
| St. Lucie County Florida | 22 | $ 1,980,000 | $ 90,000 | $ 77,000 |
| Volusia County Florida | 22 | $ 2,160,000 | $ 98,000 | $ 85,000 |
| Plymouth County Massachusetts | 22 | $ 2,680,000 | $ 121,000 | $ 135,000 |
| Davidson County Tennessee | 22 | $ 2,910,000 | $ 132,000 | $ 0 |
| Fairfax County Virginia | 22 | $ 3,350,000 | $ 152,000 | $ 197,000 |
| San Joaquin County California | 21 | $ 1,715,000 | $ 81,000 | $ 79,000 |
| Ventura County California | 21 | $ 3,165,000 | $ 150,000 | $ 399,000 |
| Hartford County Connecticut | 21 | $ 2,205,000 | $ 105,000 | $ 1,569,000 |
| Manatee County Florida | 21 | $ 3,025,000 | $ 144,000 | $ 167,000 |
| Osceola County Florida | 21 | $ 1,945,000 | $ 92,000 | $ 105,000 |
| Oakland County Michigan | 21 | $ 1,075,000 | $ 51,000 | $ 0 |
| Washoe County Nevada | 21 | $ 2,535,000 | $ 120,000 | $ 0 |
| Union County New Jersey | 21 | $ 4,605,000 | $ 219,000 | $ 380,000 |
| Cuyahoga County Ohio | 21 | $ 1,445,000 | $ 68,000 | $ 117,000 |
| Montgomery County Pennsylvania | 21 | $ 2,105,000 | $ 100,000 | $ 91,000 |
| Arapahoe County Colorado | 20 | $ 1,490,000 | $ 74,000 | $ 0 |
| Larimer County Colorado | 20 | $ 1,410,000 | $ 70,000 | $ 0 |
| Hennepin County Minnesota | 20 | $ 1,240,000 | $ 62,000 | $ 80,000 |
| Morris County New Jersey | 20 | $ 2,950,000 | $ 147,000 | $ 145,000 |
| Kern County California | 18 | $ 1,230,000 | $ 68,000 | $ 0 |
| El Paso County Colorado | 18 | $ 1,160,000 | $ 64,000 | $ 61,000 |
| Collier County Florida | 18 | $ 4,110,000 | $ 228,000 | $ 125,000 |
| Johnson County Kansas | 18 | $ 1,330,000 | $ 73,000 | $ 172,000 |
| Prince William County Virginia | 18 | $ 1,900,000 | $ 105,000 | $ 187,000 |
| Placer County California | 17 | $ 1,375,000 | $ 80,000 | $ 0 |
| Denver County Colorado | 17 | $ 2,065,000 | $ 121,000 | $ 0 |
| Lee County Florida | 17 | $ 1,805,000 | $ 106,000 | $ 92,000 |
| Forsyth County Georgia | 17 | $ 1,105,000 | $ 65,000 | $ 0 |
| Paulding County Georgia | 17 | $ 1,115,000 | $ 65,000 | $ 153,000 |
| Macomb County Michigan | 17 | $ 905,000 | $ 53,000 | $ 0 |
| Wayne County Michigan | 17 | $ 615,000 | $ 36,000 | $ 0 |
| Jackson County Missouri | 17 | $ 1,255,000 | $ 73,000 | $ 0 |
| Richmond County New York | 17 | $ 4,015,000 | $ 236,000 | $ 146,000 |
| Washington County Oregon | 17 | $ 1,375,000 | $ 80,000 | $ 0 |
| Weld County Colorado | 16 | $ 1,250,000 | $ 78,000 | $ 0 |
| New Haven County Connecticut | 16 | $ 2,290,000 | $ 143,000 | $ 116,000 |
| Burlington County New Jersey | 16 | $ 940,000 | $ 58,000 | $ 114,000 |
| Virginia Beach County Virginia | 16 | $ 1,070,000 | $ 66,000 | $ 0 |
| Clark County Washington | 16 | $ 1,390,000 | $ 86,000 | $ 223,000 |
| Ada County Idaho | 15 | $ 1,305,000 | $ 87,000 | $ 0 |
| New York County New York | 15 | $ 8,885,000 | $ 592,000 | $ 279,000 |
| New Hanover County North Carolina | 15 | $ 1,765,000 | $ 117,000 | $ 156,000 |
| Tulsa County Oklahoma | 15 | $ 995,000 | $ 66,000 | $ 51,000 |
| Chester County Pennsylvania | 15 | $ 1,595,000 | $ 106,000 | $ 100,000 |
| Williamson County Tennessee | 15 | $ 1,205,000 | $ 80,000 | $ 225,000 |
| Fresno County California | 14 | $ 850,000 | $ 60,000 | $ 0 |
| Okaloosa County Florida | 14 | $ 1,930,000 | $ 137,000 | $ 141,000 |
| Cherokee County Georgia | 14 | $ 1,000,000 | $ 71,000 | $ 0 |
| Hamilton County Indiana | 14 | $ 1,370,000 | $ 97,000 | $ 122,000 |
| Camden County New Jersey | 14 | $ 1,690,000 | $ 120,000 | $ 102,000 |
| Hamilton County Ohio | 14 | $ 710,000 | $ 50,000 | $ 227,000 |
| Philadelphia County Pennsylvania | 14 | $ 1,390,000 | $ 99,000 | $ 96,000 |
| Hamilton County Tennessee | 14 | $ 760,000 | $ 54,000 | $ 0 |
| Pinal County Arizona | 13 | $ 865,000 | $ 66,000 | $ 0 |
| San Mateo County California | 13 | $ 2,275,000 | $ 175,000 | $ 0 |
| Douglas County Colorado | 13 | $ 985,000 | $ 75,000 | $ 0 |
| Marion County Indiana | 13 | $ 555,000 | $ 42,000 | $ 0 |
| Passaic County New Jersey | 13 | $ 1,575,000 | $ 121,000 | $ 161,000 |
| Rockland County New York | 13 | $ 4,475,000 | $ 344,000 | $ 430,000 |
| Bucks County Pennsylvania | 13 | $ 1,075,000 | $ 82,000 | $ 181,000 |
| Stanislaus County California | 12 | $ 670,000 | $ 55,000 | $ 0 |
| Martin County Florida | 12 | $ 1,260,000 | $ 105,000 | $ 105,000 |
| Henry County Georgia | 12 | $ 1,060,000 | $ 88,000 | $ 89,000 |
| Lake County Illinois | 12 | $ 1,130,000 | $ 94,000 | $ 114,000 |
| Essex County Massachusetts | 12 | $ 1,770,000 | $ 147,000 | $ 200,000 |
| St. Charles County Missouri | 12 | $ 770,000 | $ 64,000 | $ 101,000 |
| Hudson County New Jersey | 12 | $ 1,820,000 | $ 151,000 | $ 110,000 |
| Sussex County New Jersey | 12 | $ 970,000 | $ 80,000 | $ 0 |
| Union County North Carolina | 12 | $ 2,270,000 | $ 189,000 | $ 233,000 |
| Multnomah County Oregon | 12 | $ 740,000 | $ 61,000 | $ 101,000 |
| Rutherford County Tennessee | 12 | $ 970,000 | $ 80,000 | $ 48,000 |
| Chesterfield County Virginia | 12 | $ 630,000 | $ 52,000 | $ 0 |
| Spokane County Washington | 12 | $ 760,000 | $ 63,000 | $ 0 |
| Madison County Alabama | 11 | $ 935,000 | $ 85,000 | $ 0 |
| Santa Barbara County California | 11 | $ 945,000 | $ 85,000 | $ 0 |
| District of Columbia County District Of Columbia | 11 | $ 1,735,000 | $ 157,000 | $ 92,000 |
| Chatham County Georgia | 11 | $ 1,005,000 | $ 91,000 | $ 280,000 |
| Kane County Illinois | 11 | $ 605,000 | $ 55,000 | $ 48,000 |
| McHenry County Illinois | 11 | $ 675,000 | $ 61,000 | $ 104,000 |
| Lake County Indiana | 11 | $ 465,000 | $ 42,000 | $ 54,000 |
| Hampden County Massachusetts | 11 | $ 675,000 | $ 61,000 | $ 0 |
| Dakota County Minnesota | 11 | $ 655,000 | $ 59,000 | $ 0 |
| Mercer County New Jersey | 11 | $ 915,000 | $ 83,000 | $ 72,000 |
| Johnston County North Carolina | 11 | $ 625,000 | $ 56,000 | $ 0 |
| Warren County Ohio | 11 | $ 1,305,000 | $ 118,000 | $ 378,000 |
| Oklahoma County Oklahoma | 11 | $ 705,000 | $ 64,000 | $ 0 |
| Berks County Pennsylvania | 11 | $ 715,000 | $ 65,000 | $ 105,000 |
| Monroe County Pennsylvania | 11 | $ 1,735,000 | $ 157,000 | $ 152,000 |
| Knox County Tennessee | 11 | $ 1,015,000 | $ 92,000 | $ 377,000 |
| Shelby County Tennessee | 11 | $ 1,005,000 | $ 91,000 | $ 154,000 |
| Utah County Utah | 11 | $ 2,545,000 | $ 231,000 | $ 2,196,000 |
| Loudoun County Virginia | 11 | $ 1,735,000 | $ 157,000 | $ 337,000 |
| Stafford County Virginia | 11 | $ 705,000 | $ 64,000 | $ 128,000 |
| Jefferson County Alabama | 10 | $ 670,000 | $ 67,000 | $ 120,000 |
| Monterey County California | 10 | $ 1,090,000 | $ 109,000 | $ 0 |
| San Luis Obispo County California | 10 | $ 1,250,000 | $ 125,000 | $ 0 |
| Indian River County Florida | 10 | $ 1,560,000 | $ 156,000 | $ 180,000 |
| Will County Illinois | 10 | $ 1,100,000 | $ 110,000 | $ 124,000 |
| Bristol County Massachusetts | 10 | $ 650,000 | $ 65,000 | $ 0 |
| Genesee County Michigan | 10 | $ 650,000 | $ 65,000 | $ 0 |
| Scott County Minnesota | 10 | $ 690,000 | $ 69,000 | $ 0 |
| Rockingham County New Hampshire | 10 | $ 640,000 | $ 64,000 | $ 0 |
| Atlantic County New Jersey | 10 | $ 570,000 | $ 57,000 | $ 42,000 |
| Bronx County New York | 10 | $ 2,820,000 | $ 282,000 | $ 127,000 |
| Gaston County North Carolina | 10 | $ 500,000 | $ 50,000 | $ 153,000 |
| Guilford County North Carolina | 10 | $ 460,000 | $ 46,000 | $ 0 |
| Waukesha County Wisconsin | 10 | $ 620,000 | $ 62,000 | $ 0 |
| Benton County Arkansas | 9 | $ 805,000 | $ 89,000 | $ 0 |
| Boulder County Colorado | 9 | $ 665,000 | $ 73,000 | $ 0 |
| Clayton County Georgia | 9 | $ 955,000 | $ 106,000 | $ 110,000 |
| DeSoto County Mississippi | 9 | $ 435,000 | $ 48,000 | $ 0 |
| Gloucester County New Jersey | 9 | $ 905,000 | $ 100,000 | $ 101,000 |
| Santa Fe County New Mexico | 9 | $ 865,000 | $ 96,000 | $ 0 |
| Buncombe County North Carolina | 9 | $ 1,325,000 | $ 147,000 | $ 1,383,000 |
| Cabarrus County North Carolina | 9 | $ 995,000 | $ 110,000 | $ 138,000 |
| Cumberland County North Carolina | 9 | $ 345,000 | $ 38,000 | $ 0 |
| Clackamas County Oregon | 9 | $ 1,465,000 | $ 162,000 | $ 275,000 |
| Deschutes County Oregon | 9 | $ 795,000 | $ 88,000 | $ 0 |
| Marion County Oregon | 9 | $ 705,000 | $ 78,000 | $ 0 |
| York County Pennsylvania | 9 | $ 495,000 | $ 55,000 | $ 0 |
| Greenville County South Carolina | 9 | $ 2,285,000 | $ 253,000 | $ 157,000 |
| Thurston County Washington | 9 | $ 465,000 | $ 51,000 | $ 0 |
| Milwaukee County Wisconsin | 9 | $ 555,000 | $ 61,000 | $ 0 |
| Litchfield County Connecticut | 8 | $ 550,000 | $ 68,000 | $ 233,000 |
| Marion County Florida | 8 | $ 520,000 | $ 65,000 | $ 69,000 |
| Douglas County Georgia | 8 | $ 630,000 | $ 78,000 | $ 0 |
| Hall County Georgia | 8 | $ 540,000 | $ 67,000 | $ 0 |
| Ottawa County Michigan | 8 | $ 670,000 | $ 83,000 | $ 0 |
| Hillsborough County New Hampshire | 8 | $ 590,000 | $ 73,000 | $ 0 |
| Hunterdon County New Jersey | 8 | $ 1,380,000 | $ 172,000 | $ 203,000 |
| Durham County North Carolina | 8 | $ 510,000 | $ 63,000 | $ 0 |
| Iredell County North Carolina | 8 | $ 790,000 | $ 98,000 | $ 0 |
| Butler County Ohio | 8 | $ 360,000 | $ 45,000 | $ 0 |
| Summit County Ohio | 8 | $ 380,000 | $ 47,000 | $ 0 |
| Allegheny County Pennsylvania | 8 | $ 510,000 | $ 63,000 | $ 0 |
| Delaware County Pennsylvania | 8 | $ 720,000 | $ 90,000 | $ 116,000 |
| Lehigh County Pennsylvania | 8 | $ 360,000 | $ 45,000 | $ 0 |
| Benton County Washington | 8 | $ 640,000 | $ 80,000 | $ 0 |
| Baldwin County Alabama | 7 | $ 395,000 | $ 56,000 | $ 0 |
| Butte County California | 7 | $ 1,175,000 | $ 167,000 | $ 329,000 |
| Marin County California | 7 | $ 1,275,000 | $ 182,000 | $ 0 |
| San Francisco County California | 7 | $ 955,000 | $ 136,000 | $ 0 |
| Sonoma County California | 7 | $ 705,000 | $ 100,000 | $ 0 |
| Tulare County California | 7 | $ 465,000 | $ 66,000 | $ 0 |
| Escambia County Florida | 7 | $ 615,000 | $ 87,000 | $ 120,000 |
| Santa Rosa County Florida | 7 | $ 635,000 | $ 90,000 | $ 96,000 |
| Columbia County Georgia | 7 | $ 465,000 | $ 66,000 | $ 0 |
| Kendall County Illinois | 7 | $ 775,000 | $ 110,000 | $ 0 |
| Cumberland County Maine | 7 | $ 935,000 | $ 133,000 | $ 0 |
| Barnstable County Massachusetts | 7 | $ 555,000 | $ 79,000 | $ 0 |
| Ramsey County Minnesota | 7 | $ 295,000 | $ 42,000 | $ 0 |
| Clay County Missouri | 7 | $ 355,000 | $ 50,000 | $ 0 |
| Greene County Missouri | 7 | $ 315,000 | $ 45,000 | $ 0 |
| Douglas County Nebraska | 7 | $ 475,000 | $ 67,000 | $ 0 |
| Lancaster County Nebraska | 7 | $ 335,000 | $ 47,000 | $ 0 |
| Dutchess County New York | 7 | $ 2,475,000 | $ 353,000 | $ 198,000 |
| Onslow County North Carolina | 7 | $ 355,000 | $ 50,000 | $ 0 |
| Lucas County Ohio | 7 | $ 305,000 | $ 43,000 | $ 0 |
| Stark County Ohio | 7 | $ 435,000 | $ 62,000 | $ 0 |
| Jackson County Oregon | 7 | $ 355,000 | $ 50,000 | $ 0 |
| Lancaster County Pennsylvania | 7 | $ 815,000 | $ 116,000 | $ 175,000 |
| Northampton County Pennsylvania | 7 | $ 605,000 | $ 86,000 | $ 253,000 |
| Montgomery County Tennessee | 7 | $ 355,000 | $ 50,000 | $ 0 |
| Sumner County Tennessee | 7 | $ 835,000 | $ 119,000 | $ 0 |
| Wilson County Tennessee | 7 | $ 325,000 | $ 46,000 | $ 101,000 |
| Henrico County Virginia | 7 | $ 475,000 | $ 67,000 | $ 0 |
| Spotsylvania County Virginia | 7 | $ 455,000 | $ 65,000 | $ 0 |
| Kitsap County Washington | 7 | $ 495,000 | $ 70,000 | $ 0 |
| Shelby County Alabama | 6 | $ 360,000 | $ 60,000 | $ 0 |
| Yuma County Arizona | 6 | $ 350,000 | $ 58,000 | $ 0 |
| Pulaski County Arkansas | 6 | $ 550,000 | $ 91,000 | $ 122,000 |
| Washington County Arkansas | 6 | $ 420,000 | $ 70,000 | $ 287,000 |
| Shasta County California | 6 | $ 400,000 | $ 66,000 | $ 0 |
| Bay County Florida | 6 | $ 370,000 | $ 61,000 | $ 217,000 |
| Clay County Florida | 6 | $ 490,000 | $ 81,000 | $ 102,000 |
| Leon County Florida | 6 | $ 260,000 | $ 43,000 | $ 0 |
| Sumter County Florida | 6 | $ 910,000 | $ 151,000 | $ 114,000 |
| Coweta County Georgia | 6 | $ 330,000 | $ 55,000 | $ 0 |
| DeKalb County Illinois | 6 | $ 210,000 | $ 35,000 | $ 0 |
| Hendricks County Indiana | 6 | $ 410,000 | $ 68,000 | $ 62,000 |
| Polk County Iowa | 6 | $ 240,000 | $ 40,000 | $ 0 |
| Sedgwick County Kansas | 6 | $ 230,000 | $ 38,000 | $ 0 |
| Kent County Michigan | 6 | $ 240,000 | $ 40,000 | $ 0 |
| Anoka County Minnesota | 6 | $ 290,000 | $ 48,000 | $ 0 |
| Strafford County New Hampshire | 6 | $ 420,000 | $ 70,000 | $ 0 |
| Somerset County New Jersey | 6 | $ 1,590,000 | $ 265,000 | $ 294,000 |
| Bernalillo County New Mexico | 6 | $ 370,000 | $ 61,000 | $ 0 |
| Sandoval County New Mexico | 6 | $ 510,000 | $ 85,000 | $ 0 |
| Monroe County New York | 6 | $ 1,030,000 | $ 171,000 | $ 107,000 |
| Brunswick County North Carolina | 6 | $ 780,000 | $ 130,000 | $ 64,000 |
| Catawba County North Carolina | 6 | $ 540,000 | $ 90,000 | $ 112,000 |
| Forsyth County North Carolina | 6 | $ 570,000 | $ 95,000 | $ 72,000 |
| Clermont County Ohio | 6 | $ 400,000 | $ 66,000 | $ 0 |
| Delaware County Ohio | 6 | $ 410,000 | $ 68,000 | $ 0 |
| Lake County Ohio | 6 | $ 220,000 | $ 36,000 | $ 0 |
| Lorain County Ohio | 6 | $ 260,000 | $ 43,000 | $ 0 |
| Horry County South Carolina | 6 | $ 1,260,000 | $ 210,000 | $ 119,000 |
| Collin County Texas | 6 | $ 3,070,000 | $ 511,000 | $ 266,000 |
| Dallas County Texas | 6 | $ 1,970,000 | $ 328,000 | $ 202,000 |
| Mohave County Arizona | 5 | $ 245,000 | $ 49,000 | $ 0 |
| El Dorado County California | 5 | $ 1,085,000 | $ 217,000 | $ 0 |
| Elbert County Colorado | 5 | $ 415,000 | $ 83,000 | $ 0 |
| La Plata County Colorado | 5 | $ 525,000 | $ 105,000 | $ 0 |
| New London County Connecticut | 5 | $ 395,000 | $ 79,000 | $ 3,028,000 |
| Citrus County Florida | 5 | $ 255,000 | $ 51,000 | $ 86,000 |
| Flagler County Florida | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Hernando County Florida | 5 | $ 415,000 | $ 83,000 | $ 83,000 |
| Carroll County Georgia | 5 | $ 475,000 | $ 95,000 | $ 0 |
| Kootenai County Idaho | 5 | $ 355,000 | $ 71,000 | $ 0 |
| Madison County Illinois | 5 | $ 125,000 | $ 25,000 | $ 66,000 |
| Allen County Indiana | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Morgan County Indiana | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Orleans County Louisiana | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Norfolk County Massachusetts | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Livingston County Michigan | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Orange County New York | 5 | $ 665,000 | $ 133,000 | $ 136,000 |
| Alamance County North Carolina | 5 | $ 895,000 | $ 179,000 | $ 151,000 |
| Craven County North Carolina | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Pitt County North Carolina | 5 | $ 325,000 | $ 65,000 | $ 105,000 |
| Fairfield County Ohio | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Geauga County Ohio | 5 | $ 355,000 | $ 71,000 | $ 0 |
| Licking County Ohio | 5 | $ 205,000 | $ 41,000 | $ 136,000 |
| Medina County Ohio | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Montgomery County Ohio | 5 | $ 175,000 | $ 35,000 | $ 0 |
| Cleveland County Oklahoma | 5 | $ 195,000 | $ 39,000 | $ 0 |
| Dauphin County Pennsylvania | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Pike County Pennsylvania | 5 | $ 945,000 | $ 189,000 | $ 167,000 |
| Beaufort County South Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 699,000 |
| Richland County South Carolina | 5 | $ 155,000 | $ 31,000 | $ 0 |
| Blount County Tennessee | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Sevier County Tennessee | 5 | $ 1,885,000 | $ 377,000 | $ 632,000 |
| Chittenden County Vermont | 5 | $ 645,000 | $ 129,000 | $ 107,000 |
| Arlington County Virginia | 5 | $ 845,000 | $ 169,000 | $ 229,000 |
| Richmond City County Virginia | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Roanoke County Virginia | 5 | $ 225,000 | $ 45,000 | $ 0 |
| Montgomery County Alabama | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Tuscaloosa County Alabama | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Anchorage County Alaska | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Matanuska-Susitna County Alaska | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Coconino County Arizona | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Merced County California | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Nevada County California | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Santa Cruz County California | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Yuba County California | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Broomfield County Colorado | 4 | $ 190,000 | $ 47,000 | $ 0 |
| Mesa County Colorado | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Walton County Florida | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Dawson County Georgia | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Fayette County Georgia | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Harris County Georgia | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Jackson County Georgia | 4 | $ 220,000 | $ 55,000 | $ 141,000 |
| Muscogee County Georgia | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Rockdale County Georgia | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Walker County Georgia | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Whitfield County Georgia | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Canyon County Idaho | 4 | $ 260,000 | $ 65,000 | $ 0 |
| St. Clair County Illinois | 4 | $ 120,000 | $ 30,000 | $ 0 |
| Johnson County Indiana | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Porter County Indiana | 4 | $ 160,000 | $ 40,000 | $ 0 |
| East Baton Rouge County Louisiana | 4 | $ 770,000 | $ 192,000 | $ 368,000 |
| Anne Arundel County Maryland | 4 | $ 410,000 | $ 102,000 | $ 233,000 |
| Montgomery County Maryland | 4 | $ 570,000 | $ 142,000 | $ 238,000 |
| Suffolk County Massachusetts | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Allegan County Michigan | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Ingham County Michigan | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Jackson County Michigan | 4 | $ 150,000 | $ 37,000 | $ 0 |
| Monroe County Michigan | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Muskegon County Michigan | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Le Sueur County Minnesota | 4 | $ 120,000 | $ 30,000 | $ 0 |
| Olmsted County Minnesota | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Otter Tail County Minnesota | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Platte County Missouri | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Warren County New Jersey | 4 | $ 370,000 | $ 92,000 | $ 80,000 |
| Erie County New York | 4 | $ 830,000 | $ 207,000 | $ 132,000 |
| Davidson County North Carolina | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Franklin County North Carolina | 4 | $ 650,000 | $ 162,000 | $ 25,000 |
| Henderson County North Carolina | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Canadian County Oklahoma | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Lane County Oregon | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Carbon County Pennsylvania | 4 | $ 270,000 | $ 67,000 | $ 111,000 |
| Luzerne County Pennsylvania | 4 | $ 440,000 | $ 110,000 | $ 69,000 |
| Schuylkill County Pennsylvania | 4 | $ 150,000 | $ 37,000 | $ 0 |
| Providence County Rhode Island | 4 | $ 1,360,000 | $ 340,000 | $ 210,000 |
| Washington County Rhode Island | 4 | $ 390,000 | $ 97,000 | $ 329,000 |
| Sullivan County Tennessee | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Newport News County Virginia | 4 | $ 290,000 | $ 72,000 | $ 0 |
| Franklin County Washington | 4 | $ 180,000 | $ 45,000 | $ 61,000 |
| Grays Harbor County Washington | 4 | $ 390,000 | $ 97,000 | $ 0 |
| Skagit County Washington | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Whatcom County Washington | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Coffee County Alabama | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Elmore County Alabama | 3 | $ 205,000 | $ 68,000 | $ 83,000 |
| Mobile County Alabama | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Fairbanks North Star County Alaska | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Yavapai County Arizona | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Calaveras County California | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Humboldt County California | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Imperial County California | 3 | $ 235,000 | $ 78,000 | $ 83,000 |
| Napa County California | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Yolo County California | 3 | $ 265,000 | $ 88,000 | $ 161,000 |
| Middlesex County Connecticut | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Alachua County Florida | 3 | $ 205,000 | $ 68,000 | $ 385,000 |
| Highlands County Florida | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Monroe County Florida | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Nassau County Florida | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Bartow County Georgia | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Catoosa County Georgia | 3 | $ 295,000 | $ 98,000 | $ 98,000 |
| Clarke County Georgia | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Effingham County Georgia | 3 | $ 315,000 | $ 105,000 | $ 131,000 |
| Habersham County Georgia | 3 | $ 295,000 | $ 98,000 | $ 0 |
| Haralson County Georgia | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Lowndes County Georgia | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Lumpkin County Georgia | 3 | $ 495,000 | $ 165,000 | $ 57,000 |
| Oconee County Georgia | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Winnebago County Illinois | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Clark County Indiana | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Elkhart County Indiana | 3 | $ 85,000 | $ 28,000 | $ 214,000 |
| Wyandotte County Kansas | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Cumberland County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 42,000 |
| St. Tammany County Louisiana | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Androscoggin County Maine | 3 | $ 195,000 | $ 65,000 | $ 0 |
| York County Maine | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Frederick County Maryland | 3 | $ 555,000 | $ 185,000 | $ 2,330,000 |
| Eaton County Michigan | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Washtenaw County Michigan | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Carver County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 263,000 |
| Boone County Missouri | 3 | $ 135,000 | $ 45,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 265,000 | $ 88,000 | $ 75,000 |
| Flathead County Montana | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Gallatin County Montana | 3 | $ 235,000 | $ 78,000 | $ 0 |
| San Juan County New Mexico | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Niagara County New York | 3 | $ 455,000 | $ 151,000 | $ 107,000 |
| Onondaga County New York | 3 | $ 205,000 | $ 68,000 | $ 99,000 |
| Putnam County New York | 3 | $ 965,000 | $ 321,000 | $ 170,000 |
| Saratoga County New York | 3 | $ 425,000 | $ 141,000 | $ 109,000 |
| Chatham County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Harnett County North Carolina | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Hoke County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Orange County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Ashland County Ohio | 3 | $ 95,000 | $ 31,000 | $ 0 |
| Greene County Ohio | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Hancock County Ohio | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Portage County Ohio | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Richland County Ohio | 3 | $ 115,000 | $ 38,000 | $ 0 |
| McClain County Oklahoma | 3 | $ 205,000 | $ 68,000 | $ 100,000 |
| Polk County Oregon | 3 | $ 215,000 | $ 71,000 | $ 0 |
| Wayne County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 194,000 |
| Berkeley County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 81,000 |
| Cheatham County Tennessee | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Tipton County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 75,000 |
| Denton County Texas | 3 | $ 1,665,000 | $ 555,000 | $ 208,000 |
| Harris County Texas | 3 | $ 555,000 | $ 185,000 | $ 160,000 |
| Culpeper County Virginia | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Danville County Virginia | 3 | $ 245,000 | $ 81,000 | $ 0 |
| Fauquier County Virginia | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Gloucester County Virginia | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Lynchburg County Virginia | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Island County Washington | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Dane County Wisconsin | 3 | $ 185,000 | $ 61,000 | $ 160,000 |
| Racine County Wisconsin | 3 | $ 65,000 | $ 21,000 | $ 0 |
| Rock County Wisconsin | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Campbell County Wyoming | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Lee County Alabama | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Limestone County Alabama | 2 | $ 160,000 | $ 80,000 | $ 0 |
| St. Clair County Alabama | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Navajo County Arizona | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Craighead County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Crittenden County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Garland County Arkansas | 2 | $ 60,000 | $ 30,000 | $ 154,000 |
| Miller County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Kings County California | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Madera County California | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Mariposa County California | 2 | $ 210,000 | $ 105,000 | $ 0 |
| San Benito County California | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| Sutter County California | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Tehama County California | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Garfield County Colorado | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Pueblo County Colorado | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Columbia County Florida | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Levy County Florida | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Wakulla County Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Bibb County Georgia | 2 | $ 130,000 | $ 65,000 | $ 115,000 |
| Bryan County Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Floyd County Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Gordon County Georgia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Houston County Georgia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Liberty County Georgia | 2 | $ 250,000 | $ 125,000 | $ 112,000 |
| Polk County Georgia | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Richmond County Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Walton County Georgia | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Honolulu County Hawaii | 2 | $ 1,060,000 | $ 530,000 | $ 110,000 |
| Bonner County Idaho | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Shoshone County Idaho | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Tazewell County Illinois | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Bartholomew County Indiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Boone County Indiana | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Dearborn County Indiana | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Hancock County Indiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Henry County Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Howard County Indiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Monroe County Indiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Tippecanoe County Indiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Linn County Iowa | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Muscatine County Iowa | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Scott County Iowa | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Jefferson County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Ouachita County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Harford County Maryland | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 670,000 | $ 335,000 | $ 140,000 |
| Grand Traverse County Michigan | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Kalamazoo County Michigan | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Lenawee County Michigan | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Newaygo County Michigan | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Chisago County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Goodhue County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Waseca County Minnesota | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Wright County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Jackson County Mississippi | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Jones County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Rankin County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Mineral County Montana | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Yellowstone County Montana | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Cass County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Madison County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Sarpy County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 115,000 |
| Carson City County Nevada | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Belknap County New Hampshire | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Merrimack County New Hampshire | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Cumberland County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Salem County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 128,000 |
| Dona Ana County New Mexico | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Albany County New York | 2 | $ 80,000 | $ 40,000 | $ 148,000 |
| Greene County New York | 2 | $ 730,000 | $ 365,000 | $ 128,000 |
| Oneida County New York | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Rensselaer County New York | 2 | $ 480,000 | $ 240,000 | $ 141,000 |
| St. Lawrence County New York | 2 | $ 180,000 | $ 90,000 | $ 292,000 |
| Sullivan County New York | 2 | $ 460,000 | $ 230,000 | $ 72,000 |
| Warren County New York | 2 | $ 240,000 | $ 120,000 | $ 169,000 |
| Burke County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Caldwell County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Currituck County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Nash County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Pender County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 4,507 | $435,105,000 | $96,000 | $1,005,000 | $215,000 | $9,117,000 |
| Home Improvement | 2,041 | $174,835,000 | $85,000 | $505,000 | $138,000 | $476,000 |
| Cash-out Refinancing | 1,567 | $235,205,000 | $150,000 | $3,005,000 | $159,000 | $8,882,000 |
| Home Purchase | 818 | $354,670,000 | $433,000 | $3,705,000 | $201,000 | $4,499,000 |
| Refinancing | 138 | $25,220,000 | $182,000 | $1,305,000 | $157,000 | $1,524,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,046 | $392,070,000 | $77,000 | $405,000 | $0 | $0 |
| White | 2,618 | $520,240,000 | $198,000 | $1,905,000 | $192,000 | $9,100,000 |
| Hispanic | 487 | $86,905,000 | $178,000 | $945,000 | $149,000 | $6,109,000 |
| Not Provided | 331 | $73,905,000 | $223,000 | $1,755,000 | $227,000 | $9,117,000 |
| Black or African American | 281 | $49,425,000 | $175,000 | $1,205,000 | $185,000 | $5,200,000 |
| Asian | 198 | $68,590,000 | $346,000 | $3,705,000 | $167,000 | $992,000 |
| American Indian or Alaskan Native | 23 | $3,335,000 | $145,000 | $505,000 | $223,000 | $1,920,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $375,000 | $125,000 | $175,000 | $154,000 | $356,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,063 | $1,220,505,000 | $134,000 | $3,705,000 | $188,000 | $9,117,000 |
| VA-guaranteed (Veterans Administration) | 8 | $4,530,000 | $566,000 | $985,000 | $167,000 | $366,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 5,046 | $392,070,000 | $77,000 | $405,000 | $0 | $0 |
| Loan Originated | 2,528 | $492,730,000 | $194,000 | $3,705,000 | $155,000 | $2,196,000 |
| Application Withdrawn By Applicant | 627 | $136,695,000 | $218,000 | $1,335,000 | $252,000 | $9,100,000 |
| File Closed For Incompleteness | 432 | $95,210,000 | $220,000 | $1,885,000 | $234,000 | $4,862,000 |
| Application Denied By Financial Institution | 236 | $44,770,000 | $189,000 | $1,755,000 | $334,000 | $9,117,000 |
| Application Approved But Not Accepted | 126 | $26,800,000 | $212,000 | $1,015,000 | $124,000 | $321,000 |
| Preapproval Approved but not Accepted | 60 | $28,620,000 | $477,000 | $1,105,000 | $151,000 | $437,000 |
| Preapproval Denied by Financial Institution | 16 | $8,140,000 | $508,000 | $965,000 | $140,000 | $428,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,819 | $1,172,125,000 | $132,000 | $3,705,000 | $179,000 | $9,100,000 |
| Debt-To-Income Ratio | 117 | $29,525,000 | $252,000 | $1,755,000 | $232,000 | $6,109,000 |
| Credit History | 62 | $9,450,000 | $152,000 | $965,000 | $453,000 | $8,882,000 |
| Collateral | 53 | $7,785,000 | $146,000 | $505,000 | $179,000 | $1,848,000 |
| Other | 13 | $4,105,000 | $315,000 | $605,000 | $1,173,000 | $9,117,000 |
| Unverifiable Information | 5 | $925,000 | $185,000 | $445,000 | $69,000 | $131,000 |
| Mortgage Insurance Denied | 2 | $1,120,000 | $560,000 | $655,000 | $131,000 | $163,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Teachers Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.