Teachers Federal Credit Union Mortgage Lending & HMDA Data, 2021
In 2021, Teachers Federal Credit Union of Hauppauge, NY reported 7,119 mortgage applications totaling $1.4 billion, down 5% from 2020. The average application was for $203,397, and applicants reported an average income of $155,653. 58% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Nassau County-Suffolk County, NY (4,355), New York-Jersey City-White Plains, NY-NJ (400) and Atlanta-Sandy Springs-Roswell, GA (162) (applications in parentheses).
| Mortgage Company & Address | Teachers Federal Credit Union 102 Motor Parkway Hauppauge, NY 11788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,119 |
| Total Mortgage Loan Application Amount | $1,447,985,000 |
| Average Mortgage Loan Application Amount | $203,397 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $155,653 |
| Highest Applicant Income | $5,515,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Teachers Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County-Suffolk County, NY | 4,355 | $ 1,083,095,000 | $ 248,701 | $ 155,000 |
| New York-Jersey City-White Plains, NY-NJ | 400 | $ 150,960,000 | $ 377,400 | $ 182,120 |
| Outside any metro area | 163 | $ 11,925,000 | $ 73,159 | $ 109,837 |
| Atlanta-Sandy Springs-Roswell, GA | 162 | $ 12,040,000 | $ 74,320 | $ 72,000 |
| Tampa-St. Petersburg-Clearwater, FL | 78 | $ 7,180,000 | $ 92,051 | $ 133,000 |
| Phoenix-Mesa-Scottsdale, AZ | 73 | $ 4,655,000 | $ 63,767 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 58 | $ 4,640,000 | $ 80,000 | $ 105,000 |
| Los Angeles-Long Beach-Glendale, CA | 50 | $ 7,360,000 | $ 147,200 | $ 197,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 45 | $ 4,345,000 | $ 96,555 | $ 213,000 |
| Seattle-Bellevue-Everett, WA | 43 | $ 4,915,000 | $ 114,302 | $ 135,000 |
| Indianapolis-Carmel-Anderson, IN | 40 | $ 1,620,000 | $ 40,500 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 40 | $ 2,070,000 | $ 51,750 | $ 0 |
| Columbus, OH | 38 | $ 2,130,000 | $ 56,052 | $ 0 |
| New York-Newark, NY | 38 | $ 7,170,000 | $ 188,684 | $ 157,631 |
| Riverside-San Bernardino-Ontario, CA | 38 | $ 2,590,000 | $ 68,157 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 37 | $ 2,795,000 | $ 75,540 | $ 84,000 |
| Miami-Miami Beach-Kendall, FL | 36 | $ 3,990,000 | $ 110,833 | $ 436,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 35 | $ 2,715,000 | $ 77,571 | $ 95,000 |
| Las Vegas-Henderson-Paradise, NV | 33 | $ 2,995,000 | $ 90,757 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 32 | $ 6,520,000 | $ 203,750 | $ 220,000 |
| Oakland-Hayward-Berkeley, CA | 31 | $ 4,455,000 | $ 143,709 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 30 | $ 7,900,000 | $ 263,333 | $ 159,000 |
| Cleveland-Elyria, OH | 29 | $ 1,405,000 | $ 48,448 | $ 0 |
| Chicago-Naperville, IL | 28 | $ 1,540,000 | $ 55,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 28 | $ 2,400,000 | $ 85,714 | $ 378,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 28 | $ 1,830,000 | $ 65,357 | $ 0 |
| San Diego-Carlsbad, CA | 28 | $ 2,810,000 | $ 100,357 | $ 196,000 |
| Charlotte-Concord-Gastonia, NC-SC | 26 | $ 3,610,000 | $ 138,846 | $ 104,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 25 | $ 1,895,000 | $ 75,800 | $ 123,000 |
| Jacksonville, FL | 24 | $ 2,230,000 | $ 92,916 | $ 165,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 23 | $ 2,925,000 | $ 127,173 | $ 225,000 |
| Detroit-Dearborn-Livonia, MI | 23 | $ 1,055,000 | $ 45,869 | $ 0 |
| Newark, NJ-PA | 22 | $ 4,380,000 | $ 199,090 | $ 200,818 |
| Cape Coral-Fort Myers, FL | 19 | $ 1,875,000 | $ 98,684 | $ 123,000 |
| Cincinnati, OH-KY-IN | 19 | $ 865,000 | $ 45,526 | $ 0 |
| Kansas City, MO-KS | 19 | $ 845,000 | $ 44,473 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 19 | $ 2,685,000 | $ 141,315 | $ 150,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 19 | $ 2,305,000 | $ 121,315 | $ 0 |
| Cambridge-Newton-Framingham, MA | 17 | $ 1,735,000 | $ 102,058 | $ 170,000 |
| Raleigh, NC | 16 | $ 1,610,000 | $ 100,625 | $ 117,000 |
| Richmond, VA | 16 | $ 770,000 | $ 48,125 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 15 | $ 2,375,000 | $ 158,333 | $ 198,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 15 | $ 2,155,000 | $ 143,666 | $ 130,800 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 1,565,000 | $ 104,333 | $ 394,000 |
| Albany-Schenectady-Troy, NY | 14 | $ 3,560,000 | $ 254,285 | $ 155,000 |
| Bridgeport-Stamford-Norwalk, CT | 14 | $ 1,130,000 | $ 80,714 | $ 0 |
| Rockingham County-Strafford County, NH | 14 | $ 920,000 | $ 65,714 | $ 0 |
| St. Louis, MO-IL | 14 | $ 750,000 | $ 53,571 | $ 0 |
| Colorado Springs, CO | 13 | $ 675,000 | $ 51,923 | $ 0 |
| Dayton-Springfield-Kettering, OH | 13 | $ 585,000 | $ 45,000 | $ 0 |
| Tacoma-Lakewood, WA | 13 | $ 1,345,000 | $ 103,461 | $ 0 |
| Grand Rapids-Wyoming, MI | 12 | $ 600,000 | $ 50,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 600,000 | $ 50,000 | $ 0 |
| Boston, MA | 11 | $ 1,605,000 | $ 145,909 | $ 55,000 |
| Fort Wayne, IN | 11 | $ 415,000 | $ 37,727 | $ 0 |
| Gary, IN | 11 | $ 535,000 | $ 48,636 | $ 0 |
| Manchester-Nashua, NH | 11 | $ 615,000 | $ 55,909 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 785,000 | $ 71,363 | $ 76,000 |
| Port St. Lucie, FL | 11 | $ 1,225,000 | $ 111,363 | $ 96,000 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 405,000 | $ 36,818 | $ 0 |
| Akron, OH | 10 | $ 520,000 | $ 52,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 10 | $ 550,000 | $ 55,000 | $ 0 |
| Camden, NJ | 10 | $ 690,000 | $ 69,000 | $ 96,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 640,000 | $ 64,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 810,000 | $ 81,000 | $ 0 |
| Ocala, FL | 9 | $ 645,000 | $ 71,666 | $ 77,000 |
| Pittsburgh, PA | 9 | $ 285,000 | $ 31,666 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 9 | $ 1,075,000 | $ 119,444 | $ 0 |
| Toledo, OH | 9 | $ 535,000 | $ 59,444 | $ 0 |
| Worcester, MA-CT | 9 | $ 735,000 | $ 81,666 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 1,390,000 | $ 173,750 | $ 210,000 |
| Philadelphia, PA | 8 | $ 710,000 | $ 88,750 | $ 106,000 |
| Reno, NV | 8 | $ 550,000 | $ 68,750 | $ 0 |
| Stockton-Lodi, CA | 8 | $ 540,000 | $ 67,500 | $ 0 |
| East Stroudsburg, PA | 7 | $ 875,000 | $ 125,000 | $ 225,000 |
| Flint, MI | 7 | $ 295,000 | $ 42,142 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 215,000 | $ 30,714 | $ 0 |
| Punta Gorda, FL | 7 | $ 2,125,000 | $ 303,571 | $ 232,000 |
| Winston-Salem, NC | 7 | $ 485,000 | $ 69,285 | $ 47,000 |
| Bakersfield, CA | 6 | $ 430,000 | $ 71,666 | $ 0 |
| Bend-Redmond, OR | 6 | $ 310,000 | $ 51,666 | $ 0 |
| Evansville, IN-KY | 6 | $ 240,000 | $ 40,000 | $ 0 |
| Greensboro-High Point, NC | 6 | $ 400,000 | $ 66,666 | $ 65,000 |
| Harrisburg-Carlisle, PA | 6 | $ 380,000 | $ 63,333 | $ 0 |
| Kennewick-Richland, WA | 6 | $ 330,000 | $ 55,000 | $ 0 |
| Providence-Warwick, RI-MA | 6 | $ 370,000 | $ 61,666 | $ 0 |
| Santa Rosa, CA | 6 | $ 340,000 | $ 56,666 | $ 0 |
| Wilmington, NC | 6 | $ 1,690,000 | $ 281,666 | $ 163,000 |
| Ann Arbor, MI | 5 | $ 375,000 | $ 75,000 | $ 0 |
| Durham-Chapel Hill, NC | 5 | $ 595,000 | $ 119,000 | $ 53,000 |
| Fresno, CA | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Greeley, CO | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Hot Springs, AR | 5 | $ 575,000 | $ 115,000 | $ 378,000 |
| Kingston, NY | 5 | $ 835,000 | $ 167,000 | $ 94,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 345,000 | $ 69,000 | $ 0 |
| New Haven-Milford, CT | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Oklahoma City, OK | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Reading, PA | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Savannah, GA | 5 | $ 455,000 | $ 91,000 | $ 338,000 |
| Syracuse, NY | 5 | $ 795,000 | $ 159,000 | $ 99,000 |
| York-Hanover, PA | 5 | $ 155,000 | $ 31,000 | $ 0 |
| Athens-Clarke County, GA | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Battle Creek, MI | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Bloomington, IN | 4 | $ 130,000 | $ 32,500 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 1,080,000 | $ 270,000 | $ 276,000 |
| Canton-Massillon, OH | 4 | $ 110,000 | $ 27,500 | $ 0 |
| Elgin, IL | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Fayetteville, NC | 4 | $ 250,000 | $ 62,500 | $ 82,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 150,000 | $ 37,500 | $ 51,000 |
| Fort Collins, CO | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Gainesville, FL | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Gainesville, GA | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Glens Falls, NY | 4 | $ 1,360,000 | $ 340,000 | $ 171,000 |
| Homosassa Springs, FL | 4 | $ 380,000 | $ 95,000 | $ 75,000 |
| Lakeland-Winter Haven, FL | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Lancaster, PA | 4 | $ 690,000 | $ 172,500 | $ 64,000 |
| Las Cruces, NM | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Lincoln, NE | 4 | $ 90,000 | $ 22,500 | $ 0 |
| Louisville/Jefferson County, KY-IN | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Lynchburg, VA | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Olympia-Tumwater, WA | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Salem, OR | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Springfield, OH | 4 | $ 100,000 | $ 25,000 | $ 0 |
| Tallahassee, FL | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Tucson, AZ | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Vallejo-Fairfield, CA | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 325,000 | $ 108,333 | $ 169,000 |
| Asheville, NC | 3 | $ 805,000 | $ 268,333 | $ 236,000 |
| Baltimore-Columbia-Towson, MD | 3 | $ 625,000 | $ 208,333 | $ 102,000 |
| Bellingham, WA | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Charleston-North Charleston, SC | 3 | $ 565,000 | $ 188,333 | $ 127,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Des Moines-West Des Moines, IA | 3 | $ 235,000 | $ 78,333 | $ 0 |
| El Centro, CA | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Jackson, MI | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Knoxville, TN | 3 | $ 295,000 | $ 98,333 | $ 149,000 |
| Lansing-East Lansing, MI | 3 | $ 65,000 | $ 21,666 | $ 0 |
| Lebanon, PA | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Lima, OH | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Macon-Bibb County, GA | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Monroe, MI | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Pueblo, CO | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Rochester, NY | 3 | $ 335,000 | $ 111,666 | $ 175,000 |
| Salinas, CA | 3 | $ 365,000 | $ 121,666 | $ 0 |
| San Rafael, CA | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 725,000 | $ 241,666 | $ 142,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 105,000 | $ 35,000 | $ 0 |
| The Villages, FL | 3 | $ 395,000 | $ 131,666 | $ 112,000 |
| Trenton, NJ | 3 | $ 545,000 | $ 181,666 | $ 246,000 |
| Yakima, WA | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Albuquerque, NM | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Anchorage, AK | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Barnstable Town, MA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Bay City, MI | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Billings, MT | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Binghamton, NY | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Boise City, ID | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Burlington, NC | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Chattanooga, TN-GA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Columbia, MO | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Eugene, OR | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Jacksonville, NC | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Jonesboro, AR | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Madera, CA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Madison, WI | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Mansfield, OH | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Modesto, CA | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Muncie, IN | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Napa, CA | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 760,000 | $ 380,000 | $ 112,000 |
| Norwich-New London, CT | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Ocean City, NJ | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Oshkosh-Neenah, WI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Panama City, FL | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Portland-South Portland, ME | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Rockford, IL | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Saginaw, MI | 2 | $ 70,000 | $ 35,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Santa Fe, NM | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 2 | $ 260,000 | $ 130,000 | $ 202,000 |
| Springfield, MO | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Wheeling, WV-OH | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Yuba City, CA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Albany, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Albany, OR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Appleton, WI | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Bloomington, IL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Boulder, CO | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dallas-Plano-Irving, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dalton, GA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Dubuque, IA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fairbanks, AK | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Goldsboro, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Green Bay, WI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Iowa City, IA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ithaca, NY | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Longview, WA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Medford, OR | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Memphis, TN-MS-AR | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Merced, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Muskegon, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Peoria, IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pittsfield, MA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Racine, WI | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Redding, CA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Rome, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Spartanburg, SC | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Spokane-Spokane Valley, WA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Springfield, MA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Terre Haute, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Topeka, KS | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Walla Walla, WA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Warner Robins, GA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wenatchee, WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wichita, KS | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Williamsport, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,382 | $226,380,000 | $95,000 | $1,005,000 | $157,000 | $2,500,000 |
| Cash-out Refinancing | 1,928 | $550,820,000 | $285,000 | $4,005,000 | $155,000 | $5,515,000 |
| Refinancing | 1,201 | $352,245,000 | $293,000 | $2,225,000 | $157,000 | $3,926,000 |
| Home Improvement | 999 | $69,595,000 | $69,000 | $465,000 | $147,000 | $850,000 |
| Home Purchase | 609 | $248,945,000 | $408,000 | $3,845,000 | $164,000 | $2,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,531 | $905,485,000 | $256,000 | $4,005,000 | $156,000 | $2,500,000 |
| Not applicable | 2,092 | $145,400,000 | $69,000 | $2,005,000 | $0 | $0 |
| Not Provided | 606 | $148,060,000 | $244,000 | $2,175,000 | $196,000 | $5,515,000 |
| Hispanic | 349 | $87,805,000 | $251,000 | $795,000 | $120,000 | $777,000 |
| Asian | 227 | $80,655,000 | $355,000 | $1,945,000 | $155,000 | $1,102,000 |
| Black or African American | 195 | $43,375,000 | $222,000 | $1,765,000 | $118,000 | $1,009,000 |
| American Indian or Alaskan Native | 18 | $3,870,000 | $215,000 | $675,000 | $131,000 | $460,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $460,000 | $230,000 | $355,000 | $123,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,119 | $1,447,985,000 | $203,000 | $4,005,000 | $157,000 | $5,515,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,122 | $1,047,120,000 | $254,000 | $3,845,000 | $154,000 | $1,991,000 |
| Loan Purchased By The Institution | 2,085 | $139,475,000 | $66,000 | $2,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 552 | $167,770,000 | $303,000 | $4,005,000 | $198,000 | $5,515,000 |
| Application Approved But Not Accepted | 203 | $60,315,000 | $297,000 | $2,225,000 | $144,000 | $964,000 |
| Application Denied By Financial Institution | 157 | $33,305,000 | $212,000 | $2,175,000 | $103,000 | $416,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,962 | $1,414,680,000 | $203,000 | $4,005,000 | $159,000 | $5,515,000 |
| Debt-To-Income Ratio | 79 | $19,635,000 | $248,000 | $2,175,000 | $81,000 | $336,000 |
| Credit History | 31 | $4,655,000 | $150,000 | $405,000 | $104,000 | $252,000 |
| Collateral | 30 | $5,160,000 | $172,000 | $505,000 | $148,000 | $416,000 |
| Other | 11 | $2,635,000 | $239,000 | $465,000 | $126,000 | $243,000 |
| Unverifiable Information | 5 | $865,000 | $173,000 | $525,000 | $111,000 | $259,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $355,000 | $355,000 | $355,000 | $112,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Teachers Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About