Teachers Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Teachers Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Teachers Federal Credit Union 102 Motor Parkway Hauppauge, NY 11788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,119 |
| Total Mortgage Loan Application Amount | $1,447,985,000 |
| Average Mortgage Loan Application Amount | $230,000 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $156,000 |
| Highest Applicant Income | $5,515,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Teachers Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teachers Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Teachers Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teachers Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Teachers Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teachers Federal Credit Union's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4,355 | $ 1,083,095,000 | $ 248,000 | $ 155,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 400 | $ 150,960,000 | $ 313,500 | $ 160,500 |
| NA (OUTSIDE OF MSA/MD) | 163 | $ 11,925,000 | $ 69,774 | $ 135,200 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 162 | $ 12,040,000 | $ 74,000 | $ 72,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 78 | $ 7,180,000 | $ 92,000 | $ 133,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 73 | $ 4,655,000 | $ 63,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 58 | $ 4,640,000 | $ 80,000 | $ 105,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 50 | $ 7,360,000 | $ 147,000 | $ 197,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 45 | $ 4,345,000 | $ 75,500 | $ 213,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 43 | $ 4,915,000 | $ 114,000 | $ 135,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 40 | $ 1,620,000 | $ 40,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 40 | $ 2,070,000 | $ 51,000 | $ 0 |
| COLUMBUS, OH | 38 | $ 2,130,000 | $ 56,000 | $ 0 |
| NEW YORK-NEWARK, NY | 38 | $ 7,170,000 | $ 210,000 | $ 154,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 38 | $ 2,590,000 | $ 68,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 37 | $ 2,795,000 | $ 75,000 | $ 84,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 36 | $ 3,990,000 | $ 110,000 | $ 436,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 35 | $ 2,715,000 | $ 71,500 | $ 95,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 33 | $ 2,995,000 | $ 90,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 32 | $ 6,520,000 | $ 203,000 | $ 220,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 31 | $ 4,455,000 | $ 143,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 30 | $ 7,900,000 | $ 263,000 | $ 159,000 |
| CLEVELAND-ELYRIA, OH | 29 | $ 1,405,000 | $ 48,000 | $ 0 |
| CHICAGO-NAPERVILLE, IL | 28 | $ 1,540,000 | $ 55,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 28 | $ 2,400,000 | $ 85,000 | $ 378,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 28 | $ 1,830,000 | $ 65,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 28 | $ 2,810,000 | $ 100,000 | $ 196,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 26 | $ 3,610,000 | $ 138,000 | $ 104,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 25 | $ 1,895,000 | $ 75,000 | $ 123,000 |
| JACKSONVILLE, FL | 24 | $ 2,230,000 | $ 92,000 | $ 165,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 23 | $ 2,925,000 | $ 127,000 | $ 225,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 23 | $ 1,055,000 | $ 45,000 | $ 0 |
| NEWARK, NJ-PA | 22 | $ 4,380,000 | $ 184,500 | $ 187,000 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 1,875,000 | $ 98,000 | $ 123,000 |
| CINCINNATI, OH-KY-IN | 19 | $ 865,000 | $ 45,000 | $ 0 |
| KANSAS CITY, MO-KS | 19 | $ 845,000 | $ 41,500 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 19 | $ 2,685,000 | $ 141,000 | $ 150,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 19 | $ 2,305,000 | $ 121,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 17 | $ 1,735,000 | $ 102,000 | $ 170,000 |
| RALEIGH, NC | 16 | $ 1,610,000 | $ 100,000 | $ 117,000 |
| RICHMOND, VA | 16 | $ 770,000 | $ 48,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 15 | $ 2,375,000 | $ 158,000 | $ 198,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 15 | $ 2,155,000 | $ 143,500 | $ 130,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 15 | $ 1,565,000 | $ 104,000 | $ 394,000 |
| ALBANY-SCHENECTADY-TROY, NY | 14 | $ 3,560,000 | $ 254,000 | $ 155,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 14 | $ 1,130,000 | $ 80,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 14 | $ 920,000 | $ 65,000 | $ 0 |
| ST. LOUIS, MO-IL | 14 | $ 750,000 | $ 47,000 | $ 0 |
| COLORADO SPRINGS, CO | 13 | $ 675,000 | $ 51,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 13 | $ 585,000 | $ 45,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 13 | $ 1,345,000 | $ 103,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 12 | $ 600,000 | $ 50,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 12 | $ 600,000 | $ 50,000 | $ 0 |
| BOSTON, MA | 11 | $ 1,605,000 | $ 145,000 | $ 55,000 |
| FORT WAYNE, IN | 11 | $ 415,000 | $ 37,000 | $ 0 |
| GARY, IN | 11 | $ 535,000 | $ 48,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 11 | $ 615,000 | $ 55,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 785,000 | $ 71,000 | $ 76,000 |
| PORT ST. LUCIE, FL | 11 | $ 1,225,000 | $ 111,000 | $ 96,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 11 | $ 405,000 | $ 36,000 | $ 0 |
| AKRON, OH | 10 | $ 520,000 | $ 52,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 10 | $ 550,000 | $ 55,000 | $ 0 |
| CAMDEN, NJ | 10 | $ 690,000 | $ 69,000 | $ 96,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 10 | $ 640,000 | $ 64,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 10 | $ 810,000 | $ 81,000 | $ 0 |
| OCALA, FL | 9 | $ 645,000 | $ 71,000 | $ 77,000 |
| PITTSBURGH, PA | 9 | $ 285,000 | $ 31,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 9 | $ 1,075,000 | $ 119,000 | $ 0 |
| TOLEDO, OH | 9 | $ 535,000 | $ 59,000 | $ 0 |
| WORCESTER, MA-CT | 9 | $ 735,000 | $ 73,500 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 8 | $ 1,390,000 | $ 173,000 | $ 210,000 |
| PHILADELPHIA, PA | 8 | $ 710,000 | $ 88,000 | $ 106,000 |
| RENO, NV | 8 | $ 550,000 | $ 68,000 | $ 0 |
| STOCKTON-LODI, CA | 8 | $ 540,000 | $ 67,000 | $ 0 |
| EAST STROUDSBURG, PA | 7 | $ 875,000 | $ 125,000 | $ 225,000 |
| FLINT, MI | 7 | $ 295,000 | $ 42,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 475,000 | $ 67,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 7 | $ 215,000 | $ 24,000 | $ 0 |
| PUNTA GORDA, FL | 7 | $ 2,125,000 | $ 303,000 | $ 232,000 |
| WINSTON-SALEM, NC | 7 | $ 485,000 | $ 69,000 | $ 47,000 |
| BAKERSFIELD, CA | 6 | $ 430,000 | $ 71,000 | $ 0 |
| BEND-REDMOND, OR | 6 | $ 310,000 | $ 51,000 | $ 0 |
| EVANSVILLE, IN-KY | 6 | $ 240,000 | $ 40,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 400,000 | $ 66,000 | $ 65,000 |
| HARRISBURG-CARLISLE, PA | 6 | $ 380,000 | $ 63,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 6 | $ 330,000 | $ 55,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 6 | $ 370,000 | $ 59,000 | $ 0 |
| SANTA ROSA, CA | 6 | $ 340,000 | $ 56,000 | $ 0 |
| WILMINGTON, NC | 6 | $ 1,690,000 | $ 281,000 | $ 163,000 |
| ANN ARBOR, MI | 5 | $ 375,000 | $ 75,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 595,000 | $ 119,000 | $ 53,000 |
| FRESNO, CA | 5 | $ 185,000 | $ 37,000 | $ 0 |
| GREELEY, CO | 5 | $ 255,000 | $ 51,000 | $ 0 |
| HOT SPRINGS, AR | 5 | $ 575,000 | $ 115,000 | $ 378,000 |
| KINGSTON, NY | 5 | $ 835,000 | $ 167,000 | $ 94,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 345,000 | $ 69,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 5 | $ 255,000 | $ 51,000 | $ 0 |
| OKLAHOMA CITY, OK | 5 | $ 235,000 | $ 47,000 | $ 0 |
| READING, PA | 5 | $ 215,000 | $ 43,000 | $ 0 |
| SAVANNAH, GA | 5 | $ 455,000 | $ 91,000 | $ 338,000 |
| SYRACUSE, NY | 5 | $ 795,000 | $ 159,000 | $ 99,000 |
| YORK-HANOVER, PA | 5 | $ 155,000 | $ 31,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 250,000 | $ 62,000 | $ 0 |
| BATTLE CREEK, MI | 4 | $ 150,000 | $ 37,000 | $ 0 |
| BLOOMINGTON, IN | 4 | $ 130,000 | $ 32,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 4 | $ 1,080,000 | $ 270,000 | $ 276,000 |
| CANTON-MASSILLON, OH | 4 | $ 110,000 | $ 27,000 | $ 0 |
| ELGIN, IL | 4 | $ 180,000 | $ 45,000 | $ 0 |
| FAYETTEVILLE, NC | 4 | $ 250,000 | $ 62,000 | $ 82,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 150,000 | $ 37,000 | $ 51,000 |
| FORT COLLINS, CO | 4 | $ 550,000 | $ 137,000 | $ 0 |
| GAINESVILLE, FL | 4 | $ 300,000 | $ 75,000 | $ 0 |
| GAINESVILLE, GA | 4 | $ 320,000 | $ 80,000 | $ 0 |
| GLENS FALLS, NY | 4 | $ 1,360,000 | $ 340,000 | $ 171,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 380,000 | $ 95,000 | $ 75,000 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 180,000 | $ 45,000 | $ 0 |
| LANCASTER, PA | 4 | $ 690,000 | $ 172,000 | $ 64,000 |
| LAS CRUCES, NM | 4 | $ 200,000 | $ 50,000 | $ 0 |
| LINCOLN, NE | 4 | $ 90,000 | $ 22,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 150,000 | $ 37,000 | $ 0 |
| LYNCHBURG, VA | 4 | $ 290,000 | $ 72,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 4 | $ 310,000 | $ 77,000 | $ 0 |
| SALEM, OR | 4 | $ 220,000 | $ 55,000 | $ 0 |
| SPRINGFIELD, OH | 4 | $ 100,000 | $ 25,000 | $ 0 |
| TALLAHASSEE, FL | 4 | $ 260,000 | $ 65,000 | $ 0 |
| TUCSON, AZ | 4 | $ 170,000 | $ 42,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 480,000 | $ 120,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 325,000 | $ 108,000 | $ 169,000 |
| ASHEVILLE, NC | 3 | $ 805,000 | $ 268,000 | $ 236,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3 | $ 625,000 | $ 208,000 | $ 102,000 |
| BELLINGHAM, WA | 3 | $ 185,000 | $ 61,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 565,000 | $ 188,000 | $ 127,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 165,000 | $ 55,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 235,000 | $ 78,000 | $ 0 |
| EL CENTRO, CA | 3 | $ 215,000 | $ 71,000 | $ 0 |
| JACKSON, MI | 3 | $ 215,000 | $ 71,000 | $ 0 |
| KNOXVILLE, TN | 3 | $ 295,000 | $ 98,000 | $ 149,000 |
| LANSING-EAST LANSING, MI | 3 | $ 65,000 | $ 21,000 | $ 0 |
| LEBANON, PA | 3 | $ 145,000 | $ 48,000 | $ 0 |
| LIMA, OH | 3 | $ 185,000 | $ 61,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 3 | $ 165,000 | $ 55,000 | $ 0 |
| MONROE, MI | 3 | $ 115,000 | $ 38,000 | $ 0 |
| PUEBLO, CO | 3 | $ 115,000 | $ 38,000 | $ 0 |
| ROCHESTER, NY | 3 | $ 335,000 | $ 111,000 | $ 175,000 |
| SALINAS, CA | 3 | $ 365,000 | $ 121,000 | $ 0 |
| SAN RAFAEL, CA | 3 | $ 335,000 | $ 111,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 725,000 | $ 241,000 | $ 142,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 105,000 | $ 35,000 | $ 0 |
| THE VILLAGES, FL | 3 | $ 395,000 | $ 131,000 | $ 112,000 |
| TRENTON, NJ | 3 | $ 545,000 | $ 181,000 | $ 246,000 |
| YAKIMA, WA | 3 | $ 155,000 | $ 51,000 | $ 0 |
| ALBUQUERQUE, NM | 2 | $ 100,000 | $ 50,000 | $ 0 |
| ANCHORAGE, AK | 2 | $ 120,000 | $ 60,000 | $ 0 |
| BARNSTABLE TOWN, MA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| BAY CITY, MI | 2 | $ 70,000 | $ 35,000 | $ 0 |
| BILLINGS, MT | 2 | $ 140,000 | $ 70,000 | $ 0 |
| BINGHAMTON, NY | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| BOISE CITY, ID | 2 | $ 150,000 | $ 75,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| BURLINGTON, NC | 2 | $ 150,000 | $ 75,000 | $ 0 |
| CHATTANOOGA, TN-GA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| COLUMBIA, MO | 2 | $ 120,000 | $ 60,000 | $ 0 |
| COLUMBUS, GA-AL | 2 | $ 70,000 | $ 35,000 | $ 0 |
| EUGENE, OR | 2 | $ 210,000 | $ 105,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| JACKSONVILLE, NC | 2 | $ 100,000 | $ 50,000 | $ 0 |
| JONESBORO, AR | 2 | $ 60,000 | $ 30,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 80,000 | $ 40,000 | $ 0 |
| MADERA, CA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| MADISON, WI | 2 | $ 90,000 | $ 45,000 | $ 0 |
| MANSFIELD, OH | 2 | $ 80,000 | $ 40,000 | $ 0 |
| MODESTO, CA | 2 | $ 170,000 | $ 85,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| MUNCIE, IN | 2 | $ 100,000 | $ 50,000 | $ 0 |
| NAPA, CA | 2 | $ 120,000 | $ 60,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 760,000 | $ 380,000 | $ 112,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 210,000 | $ 105,000 | $ 0 |
| OCEAN CITY, NJ | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| PANAMA CITY, FL | 2 | $ 100,000 | $ 50,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 90,000 | $ 45,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 70,000 | $ 35,000 | $ 0 |
| ROCKFORD, IL | 2 | $ 70,000 | $ 35,000 | $ 0 |
| SAGINAW, MI | 2 | $ 70,000 | $ 35,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| SANTA FE, NM | 2 | $ 320,000 | $ 160,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 260,000 | $ 130,000 | $ 202,000 |
| SPRINGFIELD, MO | 2 | $ 210,000 | $ 105,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| WHEELING, WV-OH | 2 | $ 90,000 | $ 45,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| ALBANY, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| ALBANY, OR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| APPLETON, WI | 1 | $ 15,000 | $ 15,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| BOULDER, CO | 1 | $ 75,000 | $ 75,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 65,000 | $ 65,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DALTON, GA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| FAIRBANKS, AK | 1 | $ 35,000 | $ 35,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 25,000 | $ 25,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| ITHACA, NY | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 55,000 | $ 55,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 85,000 | $ 85,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| MEDFORD, OR | 1 | $ 45,000 | $ 45,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 1 | $ 35,000 | $ 35,000 | $ 0 |
| MERCED, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| MUSKEGON, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| PEORIA, IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| RACINE, WI | 1 | $ 15,000 | $ 15,000 | $ 0 |
| REDDING, CA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| ROME, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 55,000 | $ 55,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| SPRINGFIELD, MA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| TERRE HAUTE, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| TOPEKA, KS | 1 | $ 145,000 | $ 145,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| WALLA WALLA, WA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| WICHITA, KS | 1 | $ 25,000 | $ 25,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,382 | $226,380,000 | $95,000 | $1,005,000 | $157,000 | $2,500,000 |
| Cash-out Refinancing | 1,928 | $550,820,000 | $285,000 | $4,005,000 | $155,000 | $5,515,000 |
| Refinancing | 1,201 | $352,245,000 | $293,000 | $2,225,000 | $157,000 | $3,926,000 |
| Home Improvement | 999 | $69,595,000 | $69,000 | $465,000 | $147,000 | $850,000 |
| Home Purchase | 609 | $248,945,000 | $408,000 | $3,845,000 | $164,000 | $2,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,531 | $905,485,000 | $256,000 | $4,005,000 | $156,000 | $2,500,000 |
| Not applicable | 2,092 | $145,400,000 | $69,000 | $2,005,000 | $0 | $0 |
| Not Provided | 606 | $148,060,000 | $244,000 | $2,175,000 | $196,000 | $5,515,000 |
| Hispanic | 349 | $87,805,000 | $251,000 | $795,000 | $120,000 | $777,000 |
| Asian | 227 | $80,655,000 | $355,000 | $1,945,000 | $155,000 | $1,102,000 |
| Black or African American | 195 | $43,375,000 | $222,000 | $1,765,000 | $118,000 | $1,009,000 |
| American Indian or Alaskan Native | 18 | $3,870,000 | $215,000 | $675,000 | $131,000 | $460,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $460,000 | $230,000 | $355,000 | $123,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,119 | $1,447,985,000 | $203,000 | $4,005,000 | $157,000 | $5,515,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,122 | $1,047,120,000 | $254,000 | $3,845,000 | $154,000 | $1,991,000 |
| Loan Purchased By The Institution | 2,085 | $139,475,000 | $66,000 | $2,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 552 | $167,770,000 | $303,000 | $4,005,000 | $198,000 | $5,515,000 |
| Application Approved But Not Accepted | 203 | $60,315,000 | $297,000 | $2,225,000 | $144,000 | $964,000 |
| Application Denied By Financial Institution | 157 | $33,305,000 | $212,000 | $2,175,000 | $103,000 | $416,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,962 | $1,414,680,000 | $203,000 | $4,005,000 | $159,000 | $5,515,000 |
| Debt-To-Income Ratio | 79 | $19,635,000 | $248,000 | $2,175,000 | $81,000 | $336,000 |
| Credit History | 31 | $4,655,000 | $150,000 | $405,000 | $104,000 | $252,000 |
| Collateral | 30 | $5,160,000 | $172,000 | $505,000 | $148,000 | $416,000 |
| Other | 11 | $2,635,000 | $239,000 | $465,000 | $126,000 | $243,000 |
| Unverifiable Information | 5 | $865,000 | $173,000 | $525,000 | $111,000 | $259,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $355,000 | $355,000 | $355,000 | $112,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Teachers Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.