Teachers Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Teachers Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Teachers Federal Credit Union
102 Motor Parkway
Hauppauge, NY 11788
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,119
Total Mortgage Loan Application Amount $1,447,985,000
Average Mortgage Loan Application Amount $230,000
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $156,000
Highest Applicant Income $5,515,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Teachers Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teachers Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Teachers Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teachers Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Teachers Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teachers Federal Credit Union's mortgage activity for 2021.

Mortgage Loan Application Totals for Teachers Federal Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk County New York 3,716 $ 890,740,000 $ 239,000 $ 150,000
Nassau County New York 639 $ 192,355,000 $ 301,000 $ 183,000
Queens County New York 201 $ 67,915,000 $ 337,000 $ 160,000
Maricopa County Arizona 64 $ 4,310,000 $ 67,000 $ 0
Westchester County New York 54 $ 18,210,000 $ 337,000 $ 202,000
Los Angeles County California 50 $ 7,360,000 $ 147,000 $ 197,000
Kings County New York 48 $ 28,580,000 $ 595,000 $ 232,000
New York County New York 48 $ 23,340,000 $ 486,000 $ 262,000
Broward County Florida 37 $ 2,795,000 $ 75,000 $ 84,000
Miami-Dade County Florida 36 $ 3,990,000 $ 110,000 $ 436,000
Fulton County Georgia 33 $ 2,785,000 $ 84,000 $ 20,000
Clark County Nevada 33 $ 2,995,000 $ 90,000 $ 0
Hillsborough County Florida 32 $ 2,660,000 $ 83,000 $ 68,000
Palm Beach County Florida 32 $ 6,520,000 $ 203,000 $ 220,000
Cobb County Georgia 32 $ 2,280,000 $ 71,000 $ 0
Orange County California 30 $ 7,900,000 $ 263,000 $ 159,000
King County Washington 30 $ 3,850,000 $ 128,000 $ 135,000
Orange County Florida 29 $ 2,985,000 $ 102,000 $ 96,000
Pinellas County Florida 29 $ 3,385,000 $ 116,000 $ 183,000
San Diego County California 28 $ 2,810,000 $ 100,000 $ 196,000
Gwinnett County Georgia 28 $ 2,830,000 $ 101,000 $ 99,000
Oakland County Michigan 25 $ 1,385,000 $ 55,000 $ 0
Wayne County Michigan 23 $ 1,055,000 $ 45,000 $ 0
Riverside County California 21 $ 1,635,000 $ 77,000 $ 0
Cook County Illinois 21 $ 1,235,000 $ 58,000 $ 0
Franklin County Ohio 21 $ 1,105,000 $ 52,000 $ 0
Santa Clara County California 19 $ 2,305,000 $ 121,000 $ 0
Lee County Florida 19 $ 1,875,000 $ 98,000 $ 123,000
Volusia County Florida 19 $ 2,425,000 $ 127,000 $ 228,000
San Bernardino County California 17 $ 955,000 $ 56,000 $ 0
Marion County Indiana 17 $ 655,000 $ 38,000 $ 0
Alameda County California 16 $ 2,590,000 $ 161,000 $ 0
DeKalb County Georgia 16 $ 930,000 $ 58,000 $ 0
Fairfax County Virginia 16 $ 1,370,000 $ 85,000 $ 0
Contra Costa County California 15 $ 1,865,000 $ 124,000 $ 0
Bronx County New York 15 $ 3,745,000 $ 249,000 $ 144,000
Sacramento County California 14 $ 1,120,000 $ 80,000 $ 0
Fairfield County Connecticut 14 $ 1,130,000 $ 80,000 $ 0
Multnomah County Oregon 14 $ 1,440,000 $ 102,000 $ 95,000
El Paso County Colorado 13 $ 675,000 $ 51,000 $ 0
Bergen County New Jersey 13 $ 3,365,000 $ 258,000 $ 143,000
Pierce County Washington 13 $ 1,345,000 $ 103,000 $ 0
Snohomish County Washington 13 $ 1,065,000 $ 81,000 $ 0
Pasco County Florida 12 $ 960,000 $ 80,000 $ 99,000
Cherokee County Georgia 12 $ 800,000 $ 66,000 $ 0
Essex County Massachusetts 12 $ 1,430,000 $ 119,000 $ 170,000
Wake County North Carolina 12 $ 1,160,000 $ 96,000 $ 127,000
Brevard County Florida 11 $ 785,000 $ 71,000 $ 76,000
Escambia County Florida 11 $ 1,295,000 $ 117,000 $ 394,000
Manatee County Florida 11 $ 885,000 $ 80,000 $ 96,000
Seminole County Florida 11 $ 695,000 $ 63,000 $ 82,000
Forsyth County Georgia 11 $ 905,000 $ 82,000 $ 0
Hillsborough County New Hampshire 11 $ 615,000 $ 55,000 $ 0
Cuyahoga County Ohio 11 $ 635,000 $ 57,000 $ 0
Ventura County California 10 $ 810,000 $ 81,000 $ 0
Duval County Florida 10 $ 670,000 $ 67,000 $ 110,000
Rockingham County New Hampshire 10 $ 700,000 $ 70,000 $ 0
Middlesex County New Jersey 10 $ 1,260,000 $ 126,000 $ 182,000
Montgomery County Ohio 10 $ 430,000 $ 43,000 $ 0
Pinal County Arizona 9 $ 345,000 $ 38,000 $ 0
Clay County Florida 9 $ 1,115,000 $ 123,000 $ 159,000
Lake County Florida 9 $ 375,000 $ 41,000 $ 73,000
Marion County Florida 9 $ 645,000 $ 71,000 $ 77,000
Osceola County Florida 9 $ 585,000 $ 65,000 $ 168,000
St. Lucie County Florida 9 $ 1,015,000 $ 112,000 $ 112,000
Allen County Indiana 9 $ 315,000 $ 35,000 $ 0
Hennepin County Minnesota 9 $ 375,000 $ 41,000 $ 0
Monmouth County New Jersey 9 $ 1,325,000 $ 147,000 $ 167,000
Mecklenburg County North Carolina 9 $ 1,005,000 $ 111,000 $ 90,000
Delaware County Ohio 9 $ 565,000 $ 62,000 $ 0
Chester County Pennsylvania 9 $ 1,465,000 $ 162,000 $ 205,000
Horry County South Carolina 9 $ 1,275,000 $ 141,000 $ 134,000
Placer County California 8 $ 620,000 $ 77,000 $ 123,000
San Joaquin County California 8 $ 540,000 $ 67,000 $ 0
San Mateo County California 8 $ 1,020,000 $ 127,000 $ 0
Collier County Florida 8 $ 1,390,000 $ 173,000 $ 210,000
Sarasota County Florida 8 $ 1,800,000 $ 225,000 $ 159,000
Washoe County Nevada 8 $ 550,000 $ 68,000 $ 0
Morris County New Jersey 8 $ 2,500,000 $ 312,000 $ 310,000
Rockland County New York 8 $ 2,030,000 $ 253,000 $ 120,000
Union County North Carolina 8 $ 1,840,000 $ 230,000 $ 136,000
Chesterfield County Virginia 8 $ 410,000 $ 51,000 $ 0
Prince William County Virginia 8 $ 490,000 $ 61,000 $ 0
Clark County Washington 8 $ 490,000 $ 61,000 $ 0
Adams County Colorado 7 $ 445,000 $ 63,000 $ 0
Denver County Colorado 7 $ 535,000 $ 76,000 $ 0
Jefferson County Colorado 7 $ 865,000 $ 123,000 $ 378,000
Hartford County Connecticut 7 $ 345,000 $ 49,000 $ 0
Charlotte County Florida 7 $ 2,125,000 $ 303,000 $ 232,000
Lake County Indiana 7 $ 325,000 $ 46,000 $ 0
Worcester County Massachusetts 7 $ 615,000 $ 87,000 $ 0
Genesee County Michigan 7 $ 295,000 $ 42,000 $ 0
Kent County Michigan 7 $ 315,000 $ 45,000 $ 0
Macomb County Michigan 7 $ 335,000 $ 47,000 $ 0
Orange County New York 7 $ 2,225,000 $ 317,000 $ 146,000
Richmond County New York 7 $ 2,775,000 $ 396,000 $ 101,000
Cabarrus County North Carolina 7 $ 455,000 $ 65,000 $ 86,000
Butler County Ohio 7 $ 215,000 $ 30,000 $ 0
Monroe County Pennsylvania 7 $ 875,000 $ 125,000 $ 225,000
Pike County Pennsylvania 7 $ 1,015,000 $ 145,000 $ 149,000
Kern County California 6 $ 430,000 $ 71,000 $ 0
Sonoma County California 6 $ 340,000 $ 56,000 $ 0
Norfolk County Massachusetts 6 $ 1,240,000 $ 206,000 $ 55,000
Clay County Missouri 6 $ 300,000 $ 50,000 $ 0
St. Charles County Missouri 6 $ 430,000 $ 71,000 $ 0
Camden County New Jersey 6 $ 530,000 $ 88,000 $ 88,000
Brunswick County North Carolina 6 $ 880,000 $ 146,000 $ 126,000
New Hanover County North Carolina 6 $ 1,690,000 $ 281,000 $ 163,000
Hamilton County Ohio 6 $ 330,000 $ 55,000 $ 0
Lorain County Ohio 6 $ 230,000 $ 38,000 $ 0
Summit County Ohio 6 $ 290,000 $ 48,000 $ 0
Clackamas County Oregon 6 $ 440,000 $ 73,000 $ 0
Deschutes County Oregon 6 $ 310,000 $ 51,000 $ 0
Loudoun County Virginia 6 $ 620,000 $ 103,000 $ 0
Garland County Arkansas 5 $ 575,000 $ 115,000 $ 378,000
Fresno County California 5 $ 185,000 $ 37,000 $ 0
Douglas County Colorado 5 $ 415,000 $ 83,000 $ 0
Weld County Colorado 5 $ 255,000 $ 51,000 $ 0
New Haven County Connecticut 5 $ 255,000 $ 51,000 $ 0
Hernando County Florida 5 $ 175,000 $ 35,000 $ 0
Columbia County Georgia 5 $ 315,000 $ 63,000 $ 0
Richmond County Georgia 5 $ 235,000 $ 47,000 $ 0
Lake County Illinois 5 $ 345,000 $ 69,000 $ 0
Hamilton County Indiana 5 $ 305,000 $ 61,000 $ 0
Hancock County Indiana 5 $ 175,000 $ 35,000 $ 0
Bristol County Massachusetts 5 $ 315,000 $ 63,000 $ 0
Middlesex County Massachusetts 5 $ 305,000 $ 61,000 $ 0
Plymouth County Massachusetts 5 $ 365,000 $ 73,000 $ 0
Washtenaw County Michigan 5 $ 375,000 $ 75,000 $ 0
Jackson County Missouri 5 $ 235,000 $ 47,000 $ 0
Albany County New York 5 $ 1,295,000 $ 259,000 $ 194,000
Dutchess County New York 5 $ 1,025,000 $ 205,000 $ 145,000
Saratoga County New York 5 $ 1,565,000 $ 313,000 $ 134,000
Ulster County New York 5 $ 835,000 $ 167,000 $ 94,000
Lake County Ohio 5 $ 175,000 $ 35,000 $ 0
Lucas County Ohio 5 $ 335,000 $ 67,000 $ 0
Mahoning County Ohio 5 $ 235,000 $ 47,000 $ 0
Medina County Ohio 5 $ 295,000 $ 59,000 $ 0
Trumbull County Ohio 5 $ 135,000 $ 27,000 $ 0
Allegheny County Pennsylvania 5 $ 175,000 $ 35,000 $ 0
Berks County Pennsylvania 5 $ 215,000 $ 43,000 $ 0
Dauphin County Pennsylvania 5 $ 365,000 $ 73,000 $ 0
Philadelphia County Pennsylvania 5 $ 605,000 $ 121,000 $ 106,000
York County Pennsylvania 5 $ 155,000 $ 31,000 $ 0
Virginia Beach County Virginia 5 $ 225,000 $ 45,000 $ 0
Benton County Washington 5 $ 255,000 $ 51,000 $ 0
Milwaukee County Wisconsin 5 $ 245,000 $ 49,000 $ 0
Pima County Arizona 4 $ 170,000 $ 42,000 $ 0
Solano County California 4 $ 480,000 $ 120,000 $ 0
Larimer County Colorado 4 $ 550,000 $ 137,000 $ 0
District of Columbia County District Of Columbia 4 $ 200,000 $ 50,000 $ 0
Citrus County Florida 4 $ 380,000 $ 95,000 $ 75,000
Flagler County Florida 4 $ 500,000 $ 125,000 $ 213,000
Leon County Florida 4 $ 260,000 $ 65,000 $ 0
Polk County Florida 4 $ 180,000 $ 45,000 $ 0
Santa Rosa County Florida 4 $ 270,000 $ 67,000 $ 0
St. Johns County Florida 4 $ 420,000 $ 105,000 $ 240,000
Bartow County Georgia 4 $ 260,000 $ 65,000 $ 0
Clarke County Georgia 4 $ 250,000 $ 62,000 $ 0
Hall County Georgia 4 $ 320,000 $ 80,000 $ 0
Henry County Georgia 4 $ 200,000 $ 50,000 $ 0
DuPage County Illinois 4 $ 190,000 $ 47,000 $ 0
Johnson County Indiana 4 $ 220,000 $ 55,000 $ 0
Monroe County Indiana 4 $ 130,000 $ 32,000 $ 0
Porter County Indiana 4 $ 210,000 $ 52,000 $ 0
Calhoun County Michigan 4 $ 150,000 $ 37,000 $ 0
Ottawa County Michigan 4 $ 250,000 $ 62,000 $ 0
Anoka County Minnesota 4 $ 150,000 $ 37,000 $ 0
Dakota County Minnesota 4 $ 410,000 $ 102,000 $ 0
Lancaster County Nebraska 4 $ 90,000 $ 22,000 $ 0
Merrimack County New Hampshire 4 $ 130,000 $ 32,000 $ 0
Strafford County New Hampshire 4 $ 220,000 $ 55,000 $ 0
Ocean County New Jersey 4 $ 740,000 $ 185,000 $ 92,000
Dona Ana County New Mexico 4 $ 200,000 $ 50,000 $ 0
Erie County New York 4 $ 1,080,000 $ 270,000 $ 276,000
Onondaga County New York 4 $ 690,000 $ 172,000 $ 105,000
Forsyth County North Carolina 4 $ 160,000 $ 40,000 $ 0
Guilford County North Carolina 4 $ 320,000 $ 80,000 $ 65,000
Johnston County North Carolina 4 $ 450,000 $ 112,000 $ 108,000
Clark County Ohio 4 $ 100,000 $ 25,000 $ 0
Fairfield County Ohio 4 $ 330,000 $ 82,000 $ 0
Portage County Ohio 4 $ 230,000 $ 57,000 $ 0
Stark County Ohio 4 $ 110,000 $ 27,000 $ 0
Marion County Oregon 4 $ 220,000 $ 55,000 $ 0
Washington County Oregon 4 $ 200,000 $ 50,000 $ 0
Lancaster County Pennsylvania 4 $ 690,000 $ 172,000 $ 64,000
Stafford County Virginia 4 $ 400,000 $ 100,000 $ 0
Thurston County Washington 4 $ 310,000 $ 77,000 $ 0
El Dorado County California 3 $ 155,000 $ 51,000 $ 0
Imperial County California 3 $ 215,000 $ 71,000 $ 0
Marin County California 3 $ 335,000 $ 111,000 $ 0
Monterey County California 3 $ 365,000 $ 121,000 $ 0
Nevada County California 3 $ 205,000 $ 68,000 $ 0
Pueblo County Colorado 3 $ 115,000 $ 38,000 $ 0
Alachua County Florida 3 $ 145,000 $ 48,000 $ 0
Indian River County Florida 3 $ 725,000 $ 241,000 $ 142,000
Okaloosa County Florida 3 $ 165,000 $ 55,000 $ 0
Sumter County Florida 3 $ 395,000 $ 131,000 $ 112,000
Bibb County Georgia 3 $ 165,000 $ 55,000 $ 0
Chatham County Georgia 3 $ 335,000 $ 111,000 $ 338,000
Clayton County Georgia 3 $ 135,000 $ 45,000 $ 0
Coweta County Georgia 3 $ 165,000 $ 55,000 $ 0
Rockdale County Georgia 3 $ 165,000 $ 55,000 $ 0
Walton County Georgia 3 $ 155,000 $ 51,000 $ 0
Kane County Illinois 3 $ 105,000 $ 35,000 $ 0
Clark County Indiana 3 $ 125,000 $ 41,000 $ 0
Hendricks County Indiana 3 $ 115,000 $ 38,000 $ 0
Henry County Indiana 3 $ 85,000 $ 28,000 $ 0
St. Joseph County Indiana 3 $ 105,000 $ 35,000 $ 0
Warrick County Indiana 3 $ 135,000 $ 45,000 $ 0
Jackson County Michigan 3 $ 215,000 $ 71,000 $ 0
Lapeer County Michigan 3 $ 75,000 $ 25,000 $ 0
Monroe County Michigan 3 $ 115,000 $ 38,000 $ 0
St. Clair County Michigan 3 $ 125,000 $ 41,000 $ 0
Washington County Minnesota 3 $ 225,000 $ 75,000 $ 0
St. Louis County Missouri 3 $ 125,000 $ 41,000 $ 0
Douglas County Nebraska 3 $ 75,000 $ 25,000 $ 0
Sarpy County Nebraska 3 $ 125,000 $ 41,000 $ 0
Essex County New Jersey 3 $ 385,000 $ 128,000 $ 146,000
Mercer County New Jersey 3 $ 545,000 $ 181,000 $ 246,000
Somerset County New Jersey 3 $ 595,000 $ 198,000 $ 242,000
Union County New Jersey 3 $ 435,000 $ 145,000 $ 125,000
Chenango County New York 3 $ 475,000 $ 158,000 $ 122,000
Putnam County New York 3 $ 435,000 $ 145,000 $ 110,000
Sullivan County New York 3 $ 415,000 $ 138,000 $ 231,000
Cumberland County North Carolina 3 $ 135,000 $ 45,000 $ 0
Davidson County North Carolina 3 $ 325,000 $ 108,000 $ 47,000
Durham County North Carolina 3 $ 175,000 $ 58,000 $ 0
Allen County Ohio 3 $ 185,000 $ 61,000 $ 0
Clermont County Ohio 3 $ 155,000 $ 51,000 $ 0
Knox County Ohio 3 $ 155,000 $ 51,000 $ 0
Licking County Ohio 3 $ 75,000 $ 25,000 $ 0
Warren County Ohio 3 $ 165,000 $ 55,000 $ 0
Oklahoma County Oklahoma 3 $ 135,000 $ 45,000 $ 0
Yamhill County Oregon 3 $ 145,000 $ 48,000 $ 0
Bucks County Pennsylvania 3 $ 465,000 $ 155,000 $ 266,000
Delaware County Pennsylvania 3 $ 105,000 $ 35,000 $ 0
Lebanon County Pennsylvania 3 $ 145,000 $ 48,000 $ 0
Montgomery County Pennsylvania 3 $ 445,000 $ 148,000 $ 109,000
Alexandria County Virginia 3 $ 625,000 $ 208,000 $ 351,000
Whatcom County Washington 3 $ 185,000 $ 61,000 $ 0
Yakima County Washington 3 $ 155,000 $ 51,000 $ 0
Anchorage County Alaska 2 $ 120,000 $ 60,000 $ 0
Graham County Arizona 2 $ 170,000 $ 85,000 $ 0
Yavapai County Arizona 2 $ 70,000 $ 35,000 $ 0
Benton County Arkansas 2 $ 80,000 $ 40,000 $ 51,000
Craighead County Arkansas 2 $ 60,000 $ 30,000 $ 0
Washington County Arkansas 2 $ 70,000 $ 35,000 $ 0
Amador County California 2 $ 130,000 $ 65,000 $ 0
Lake County California 2 $ 200,000 $ 100,000 $ 0
Madera County California 2 $ 150,000 $ 75,000 $ 0
Napa County California 2 $ 120,000 $ 60,000 $ 0
San Luis Obispo County California 2 $ 70,000 $ 35,000 $ 0
Santa Barbara County California 2 $ 260,000 $ 130,000 $ 202,000
Stanislaus County California 2 $ 170,000 $ 85,000 $ 0
Sutter County California 2 $ 150,000 $ 75,000 $ 0
Tulare County California 2 $ 90,000 $ 45,000 $ 0
Middlesex County Connecticut 2 $ 50,000 $ 25,000 $ 0
New London County Connecticut 2 $ 210,000 $ 105,000 $ 0
Windham County Connecticut 2 $ 120,000 $ 60,000 $ 0
Bay County Florida 2 $ 100,000 $ 50,000 $ 0
Martin County Florida 2 $ 210,000 $ 105,000 $ 54,000
Catoosa County Georgia 2 $ 90,000 $ 45,000 $ 0
Fayette County Georgia 2 $ 90,000 $ 45,000 $ 0
Jackson County Georgia 2 $ 110,000 $ 55,000 $ 0
Muscogee County Georgia 2 $ 70,000 $ 35,000 $ 0
Paulding County Georgia 2 $ 110,000 $ 55,000 $ 0
Ada County Idaho 2 $ 150,000 $ 75,000 $ 0
St. Clair County Illinois 2 $ 80,000 $ 40,000 $ 0
Will County Illinois 2 $ 90,000 $ 45,000 $ 0
Winnebago County Illinois 2 $ 70,000 $ 35,000 $ 0
Clinton County Indiana 2 $ 100,000 $ 50,000 $ 0
DeKalb County Indiana 2 $ 90,000 $ 45,000 $ 0
Delaware County Indiana 2 $ 100,000 $ 50,000 $ 0
Madison County Indiana 2 $ 40,000 $ 20,000 $ 0
Vanderburgh County Indiana 2 $ 90,000 $ 45,000 $ 0
Whitley County Indiana 2 $ 100,000 $ 50,000 $ 0
Polk County Iowa 2 $ 170,000 $ 85,000 $ 0
Johnson County Kansas 2 $ 100,000 $ 50,000 $ 0
Barnstable County Massachusetts 2 $ 220,000 $ 110,000 $ 0
Allegan County Michigan 2 $ 90,000 $ 45,000 $ 0
Bay County Michigan 2 $ 70,000 $ 35,000 $ 0
Livingston County Michigan 2 $ 150,000 $ 75,000 $ 0
Saginaw County Michigan 2 $ 70,000 $ 35,000 $ 0
Scott County Minnesota 2 $ 130,000 $ 65,000 $ 0
Boone County Missouri 2 $ 120,000 $ 60,000 $ 0
Cass County Missouri 2 $ 50,000 $ 25,000 $ 0
Greene County Missouri 2 $ 210,000 $ 105,000 $ 0
Platte County Missouri 2 $ 80,000 $ 40,000 $ 0
Yellowstone County Montana 2 $ 140,000 $ 70,000 $ 0
Burlington County New Jersey 2 $ 70,000 $ 35,000 $ 0
Cape May County New Jersey 2 $ 290,000 $ 145,000 $ 96,000
Gloucester County New Jersey 2 $ 90,000 $ 45,000 $ 122,000
Passaic County New Jersey 2 $ 470,000 $ 235,000 $ 87,000
Bernalillo County New Mexico 2 $ 100,000 $ 50,000 $ 0
Santa Fe County New Mexico 2 $ 320,000 $ 160,000 $ 0
Broome County New York 2 $ 260,000 $ 130,000 $ 60,000
Monroe County New York 2 $ 170,000 $ 85,000 $ 188,000
Schoharie County New York 2 $ 340,000 $ 170,000 $ 159,000
St. Lawrence County New York 2 $ 310,000 $ 155,000 $ 94,000
Steuben County New York 2 $ 210,000 $ 105,000 $ 46,000
Warren County New York 2 $ 1,060,000 $ 530,000 $ 242,000
Washington County New York 2 $ 300,000 $ 150,000 $ 101,000
Alamance County North Carolina 2 $ 150,000 $ 75,000 $ 0
Buncombe County North Carolina 2 $ 780,000 $ 390,000 $ 236,000
Catawba County North Carolina 2 $ 310,000 $ 155,000 $ 84,000
Dare County North Carolina 2 $ 180,000 $ 90,000 $ 197,000
Iredell County North Carolina 2 $ 310,000 $ 155,000 $ 43,000
Onslow County North Carolina 2 $ 100,000 $ 50,000 $ 0
Orange County North Carolina 2 $ 420,000 $ 210,000 $ 53,000
Ashtabula County Ohio 2 $ 120,000 $ 60,000 $ 0
Belmont County Ohio 2 $ 90,000 $ 45,000 $ 0
Geauga County Ohio 2 $ 70,000 $ 35,000 $ 0
Logan County Ohio 2 $ 110,000 $ 55,000 $ 0
Miami County Ohio 2 $ 100,000 $ 50,000 $ 0
Ottawa County Ohio 2 $ 70,000 $ 35,000 $ 0
Richland County Ohio 2 $ 80,000 $ 40,000 $ 0
Wayne County Ohio 2 $ 100,000 $ 50,000 $ 0
Lane County Oregon 2 $ 210,000 $ 105,000 $ 0
Butler County Pennsylvania 2 $ 40,000 $ 20,000 $ 0
Northampton County Pennsylvania 2 $ 300,000 $ 150,000 $ 152,000
Wayne County Pennsylvania 2 $ 380,000 $ 190,000 $ 48,000
Charleston County South Carolina 2 $ 540,000 $ 270,000 $ 171,000
Hanover County Virginia 2 $ 80,000 $ 40,000 $ 0
Henrico County Virginia 2 $ 50,000 $ 25,000 $ 0
York County Virginia 2 $ 170,000 $ 85,000 $ 0
Clallam County Washington 2 $ 60,000 $ 30,000 $ 0
Island County Washington 2 $ 130,000 $ 65,000 $ 0
Kitsap County Washington 2 $ 80,000 $ 40,000 $ 0
Skagit County Washington 2 $ 320,000 $ 160,000 $ 0
Dane County Wisconsin 2 $ 90,000 $ 45,000 $ 0
St. Croix County Wisconsin 2 $ 130,000 $ 65,000 $ 0
Walworth County Wisconsin 2 $ 120,000 $ 60,000 $ 0
Winnebago County Wisconsin 2 $ 80,000 $ 40,000 $ 0
Fairbanks North Star County Alaska 1 $ 35,000 $ 35,000 $ 0
Cochise County Arizona 1 $ 55,000 $ 55,000 $ 0
Mohave County Arizona 1 $ 85,000 $ 85,000 $ 0
Baxter County Arkansas 1 $ 65,000 $ 65,000 $ 0
Greene County Arkansas 1 $ 75,000 $ 75,000 $ 0
Pulaski County Arkansas 1 $ 55,000 $ 55,000 $ 0
Saline County Arkansas 1 $ 25,000 $ 25,000 $ 0
Calaveras County California 1 $ 35,000 $ 35,000 $ 0
Merced County California 1 $ 105,000 $ 105,000 $ 0
San Francisco County California 1 $ 55,000 $ 55,000 $ 0
Santa Cruz County California 1 $ 115,000 $ 115,000 $ 0
Shasta County California 1 $ 45,000 $ 45,000 $ 0
Alamosa County Colorado 1 $ 85,000 $ 85,000 $ 0
Arapahoe County Colorado 1 $ 105,000 $ 105,000 $ 0
Bent County Colorado 1 $ 25,000 $ 25,000 $ 0
Boulder County Colorado 1 $ 75,000 $ 75,000 $ 0
Fremont County Colorado 1 $ 25,000 $ 25,000 $ 0
Garfield County Colorado 1 $ 65,000 $ 65,000 $ 0
Gilpin County Colorado 1 $ 35,000 $ 35,000 $ 0
Otero County Colorado 1 $ 65,000 $ 65,000 $ 0
Litchfield County Connecticut 1 $ 75,000 $ 75,000 $ 0
Tolland County Connecticut 1 $ 245,000 $ 245,000 $ 0
Gilchrist County Florida 1 $ 155,000 $ 155,000 $ 0
Monroe County Florida 1 $ 15,000 $ 15,000 $ 0
Nassau County Florida 1 $ 25,000 $ 25,000 $ 0
Okeechobee County Florida 1 $ 35,000 $ 35,000 $ 0
Putnam County Florida 1 $ 45,000 $ 45,000 $ 0
Baldwin County Georgia 1 $ 25,000 $ 25,000 $ 0
Barrow County Georgia 1 $ 25,000 $ 25,000 $ 0
Bryan County Georgia 1 $ 85,000 $ 85,000 $ 0
Butts County Georgia 1 $ 45,000 $ 45,000 $ 0
Camden County Georgia 1 $ 15,000 $ 15,000 $ 0
Coffee County Georgia 1 $ 45,000 $ 45,000 $ 0
Dawson County Georgia 1 $ 25,000 $ 25,000 $ 0
Douglas County Georgia 1 $ 55,000 $ 55,000 $ 0
Effingham County Georgia 1 $ 35,000 $ 35,000 $ 0
Fannin County Georgia 1 $ 155,000 $ 155,000 $ 0
Floyd County Georgia 1 $ 75,000 $ 75,000 $ 0
Habersham County Georgia 1 $ 75,000 $ 75,000 $ 0
Irwin County Georgia 1 $ 215,000 $ 215,000 $ 44,000
Lee County Georgia 1 $ 55,000 $ 55,000 $ 0
Lumpkin County Georgia 1 $ 35,000 $ 35,000 $ 0
Murray County Georgia 1 $ 25,000 $ 25,000 $ 0
Peach County Georgia 1 $ 25,000 $ 25,000 $ 0
Pickens County Georgia 1 $ 55,000 $ 55,000 $ 0
Pierce County Georgia 1 $ 15,000 $ 15,000 $ 0
Spalding County Georgia 1 $ 25,000 $ 25,000 $ 0
Toombs County Georgia 1 $ 35,000 $ 35,000 $ 0
Towns County Georgia 1 $ 245,000 $ 245,000 $ 0
White County Georgia 1 $ 85,000 $ 85,000 $ 0
Payette County Idaho 1 $ 75,000 $ 75,000 $ 0
Champaign County Illinois 1 $ 25,000 $ 25,000 $ 0
Effingham County Illinois 1 $ 25,000 $ 25,000 $ 0
Kendall County Illinois 1 $ 75,000 $ 75,000 $ 0
Lee County Illinois 1 $ 25,000 $ 25,000 $ 0
Macoupin County Illinois 1 $ 35,000 $ 35,000 $ 0
Mason County Illinois 1 $ 55,000 $ 55,000 $ 0
McHenry County Illinois 1 $ 25,000 $ 25,000 $ 0
McLean County Illinois 1 $ 15,000 $ 15,000 $ 0
Monroe County Illinois 1 $ 15,000 $ 15,000 $ 0
Peoria County Illinois 1 $ 35,000 $ 35,000 $ 0
Rock Island County Illinois 1 $ 25,000 $ 25,000 $ 0
Boone County Indiana 1 $ 25,000 $ 25,000 $ 0
Brown County Indiana 1 $ 15,000 $ 15,000 $ 0
Dubois County Indiana 1 $ 65,000 $ 65,000 $ 0
Floyd County Indiana 1 $ 25,000 $ 25,000 $ 0
Huntington County Indiana 1 $ 35,000 $ 35,000 $ 0
Jennings County Indiana 1 $ 35,000 $ 35,000 $ 0
Morgan County Indiana 1 $ 25,000 $ 25,000 $ 0
Noble County Indiana 1 $ 25,000 $ 25,000 $ 0
Posey County Indiana 1 $ 15,000 $ 15,000 $ 0
Shelby County Indiana 1 $ 45,000 $ 45,000 $ 0
Tippecanoe County Indiana 1 $ 35,000 $ 35,000 $ 0
Vigo County Indiana 1 $ 25,000 $ 25,000 $ 0
Audubon County Iowa 1 $ 15,000 $ 15,000 $ 0
Clarke County Iowa 1 $ 25,000 $ 25,000 $ 0
Dallas County Iowa 1 $ 65,000 $ 65,000 $ 0
Dubuque County Iowa 1 $ 35,000 $ 35,000 $ 0
Henry County Iowa 1 $ 75,000 $ 75,000 $ 0
Howard County Iowa 1 $ 15,000 $ 15,000 $ 0
Johnson County Iowa 1 $ 45,000 $ 45,000 $ 0
Pottawattamie County Iowa 1 $ 15,000 $ 15,000 $ 0
Hodgeman County Kansas 1 $ 15,000 $ 15,000 $ 0
Miami County Kansas 1 $ 15,000 $ 15,000 $ 0
Sedgwick County Kansas 1 $ 25,000 $ 25,000 $ 0
Shawnee County Kansas 1 $ 145,000 $ 145,000 $ 0
Cumberland County Maine 1 $ 55,000 $ 55,000 $ 0
York County Maine 1 $ 35,000 $ 35,000 $ 0
Anne Arundel County Maryland 1 $ 405,000 $ 405,000 $ 90,000
Baltimore County Maryland 1 $ 115,000 $ 115,000 $ 105,000
Howard County Maryland 1 $ 105,000 $ 105,000 $ 111,000
Berkshire County Massachusetts 1 $ 35,000 $ 35,000 $ 0
Hampden County Massachusetts 1 $ 75,000 $ 75,000 $ 0
Barry County Michigan 1 $ 45,000 $ 45,000 $ 0
Berrien County Michigan 1 $ 75,000 $ 75,000 $ 0
Branch County Michigan 1 $ 25,000 $ 25,000 $ 0
Eaton County Michigan 1 $ 15,000 $ 15,000 $ 0
Grand Traverse County Michigan 1 $ 45,000 $ 45,000 $ 0
Huron County Michigan 1 $ 15,000 $ 15,000 $ 0
Ingham County Michigan 1 $ 25,000 $ 25,000 $ 0
Ionia County Michigan 1 $ 35,000 $ 35,000 $ 0
Iosco County Michigan 1 $ 35,000 $ 35,000 $ 0
Lenawee County Michigan 1 $ 15,000 $ 15,000 $ 0
Marquette County Michigan 1 $ 35,000 $ 35,000 $ 0
Mecosta County Michigan 1 $ 45,000 $ 45,000 $ 0
Muskegon County Michigan 1 $ 35,000 $ 35,000 $ 0
Newaygo County Michigan 1 $ 55,000 $ 55,000 $ 0
Presque Isle County Michigan 1 $ 55,000 $ 55,000 $ 0
Sanilac County Michigan 1 $ 45,000 $ 45,000 $ 0
Shiawassee County Michigan 1 $ 25,000 $ 25,000 $ 0
St. Joseph County Michigan 1 $ 55,000 $ 55,000 $ 0
Tuscola County Michigan 1 $ 75,000 $ 75,000 $ 0
Carver County Minnesota 1 $ 95,000 $ 95,000 $ 0
Chisago County Minnesota 1 $ 245,000 $ 245,000 $ 0
Crow Wing County Minnesota 1 $ 55,000 $ 55,000 $ 0
Itasca County Minnesota 1 $ 65,000 $ 65,000 $ 0
Marshall County Minnesota 1 $ 25,000 $ 25,000 $ 0
Martin County Minnesota 1 $ 45,000 $ 45,000 $ 0
Ramsey County Minnesota 1 $ 55,000 $ 55,000 $ 0
Rice County Minnesota 1 $ 25,000 $ 25,000 $ 0
Sherburne County Minnesota 1 $ 15,000 $ 15,000 $ 0
St. Louis County Minnesota 1 $ 55,000 $ 55,000 $ 0
Pike County Mississippi 1 $ 65,000 $ 65,000 $ 0
Buchanan County Missouri 1 $ 35,000 $ 35,000 $ 0
Franklin County Missouri 1 $ 65,000 $ 65,000 $ 0
Ray County Missouri 1 $ 65,000 $ 65,000 $ 0
Flathead County Montana 1 $ 65,000 $ 65,000 $ 0
Madison County Montana 1 $ 145,000 $ 145,000 $ 0
Churchill County Nevada 1 $ 35,000 $ 35,000 $ 0
Elko County Nevada 1 $ 85,000 $ 85,000 $ 0
Belknap County New Hampshire 1 $ 65,000 $ 65,000 $ 0
Carroll County New Hampshire 1 $ 85,000 $ 85,000 $ 0
Hudson County New Jersey 1 $ 95,000 $ 95,000 $ 0
Sussex County New Jersey 1 $ 45,000 $ 45,000 $ 0
Otero County New Mexico 1 $ 35,000 $ 35,000 $ 0
Allegany County New York 1 $ 145,000 $ 145,000 $ 260,000
Chautauqua County New York 1 $ 125,000 $ 125,000 $ 107,000
Columbia County New York 1 $ 255,000 $ 255,000 $ 300,000
Delaware County New York 1 $ 225,000 $ 225,000 $ 173,000
Essex County New York 1 $ 235,000 $ 235,000 $ 142,000
Greene County New York 1 $ 485,000 $ 485,000 $ 290,000
Lewis County New York 1 $ 205,000 $ 205,000 $ 164,000
Oneida County New York 1 $ 165,000 $ 165,000 $ 63,000
Ontario County New York 1 $ 165,000 $ 165,000 $ 149,000
Oswego County New York 1 $ 105,000 $ 105,000 $ 77,000
Otsego County New York 1 $ 165,000 $ 165,000 $ 28,000
Rensselaer County New York 1 $ 205,000 $ 205,000 $ 97,000
Schenectady County New York 1 $ 155,000 $ 155,000 $ 111,000
Tompkins County New York 1 $ 165,000 $ 165,000 $ 105,000
Carteret County North Carolina 1 $ 165,000 $ 165,000 $ 0
Cleveland County North Carolina 1 $ 25,000 $ 25,000 $ 0
Henderson County North Carolina 1 $ 25,000 $ 25,000 $ 0
Hoke County North Carolina 1 $ 115,000 $ 115,000 $ 82,000
Macon County North Carolina 1 $ 45,000 $ 45,000 $ 0
Randolph County North Carolina 1 $ 55,000 $ 55,000 $ 0
Rockingham County North Carolina 1 $ 25,000 $ 25,000 $ 0
Surry County North Carolina 1 $ 305,000 $ 305,000 $ 64,000
Transylvania County North Carolina 1 $ 375,000 $ 375,000 $ 85,000
Wayne County North Carolina 1 $ 55,000 $ 55,000 $ 0
Adams County Ohio 1 $ 25,000 $ 25,000 $ 0
Athens County Ohio 1 $ 25,000 $ 25,000 $ 0
Auglaize County Ohio 1 $ 95,000 $ 95,000 $ 0
Columbiana County Ohio 1 $ 45,000 $ 45,000 $ 0
Coshocton County Ohio 1 $ 45,000 $ 45,000 $ 0
Darke County Ohio 1 $ 15,000 $ 15,000 $ 0
Erie County Ohio 1 $ 15,000 $ 15,000 $ 0
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Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 2,382 $226,380,000 $95,000 $1,005,000 $157,000 $2,500,000
Cash-out Refinancing 1,928 $550,820,000 $285,000 $4,005,000 $155,000 $5,515,000
Refinancing 1,201 $352,245,000 $293,000 $2,225,000 $157,000 $3,926,000
Home Improvement 999 $69,595,000 $69,000 $465,000 $147,000 $850,000
Home Purchase 609 $248,945,000 $408,000 $3,845,000 $164,000 $2,500,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,531 $905,485,000 $256,000 $4,005,000 $156,000 $2,500,000
Not applicable 2,092 $145,400,000 $69,000 $2,005,000 $0 $0
Not Provided 606 $148,060,000 $244,000 $2,175,000 $196,000 $5,515,000
Hispanic 349 $87,805,000 $251,000 $795,000 $120,000 $777,000
Asian 227 $80,655,000 $355,000 $1,945,000 $155,000 $1,102,000
Black or African American 195 $43,375,000 $222,000 $1,765,000 $118,000 $1,009,000
American Indian or Alaskan Native 18 $3,870,000 $215,000 $675,000 $131,000 $460,000
Native Hawaiian or Other Pacific Islander 2 $460,000 $230,000 $355,000 $123,000 $140,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,119 $1,447,985,000 $203,000 $4,005,000 $157,000 $5,515,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,122 $1,047,120,000 $254,000 $3,845,000 $154,000 $1,991,000
Loan Purchased By The Institution 2,085 $139,475,000 $66,000 $2,005,000 $0 $0
Application Withdrawn By Applicant 552 $167,770,000 $303,000 $4,005,000 $198,000 $5,515,000
Application Approved But Not Accepted 203 $60,315,000 $297,000 $2,225,000 $144,000 $964,000
Application Denied By Financial Institution 157 $33,305,000 $212,000 $2,175,000 $103,000 $416,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,962 $1,414,680,000 $203,000 $4,005,000 $159,000 $5,515,000
Debt-To-Income Ratio 79 $19,635,000 $248,000 $2,175,000 $81,000 $336,000
Credit History 31 $4,655,000 $150,000 $405,000 $104,000 $252,000
Collateral 30 $5,160,000 $172,000 $505,000 $148,000 $416,000
Other 11 $2,635,000 $239,000 $465,000 $126,000 $243,000
Unverifiable Information 5 $865,000 $173,000 $525,000 $111,000 $259,000
Insufficient Cash (Downpayment, Closing Cost) 1 $355,000 $355,000 $355,000 $112,000 $112,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Teachers Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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