Teachers Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Teachers Federal Credit Union 102 Motor Parkway Hauppauge, NY 11788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,119 |
| Total Mortgage Loan Application Amount | $1,447,985,000 |
| Average Mortgage Loan Application Amount | $230,000 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $156,000 |
| Highest Applicant Income | $5,515,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Teachers Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teachers Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Teachers Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teachers Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Teachers Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teachers Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 3,716 | $ 890,740,000 | $ 239,000 | $ 150,000 |
| Nassau County New York | 639 | $ 192,355,000 | $ 301,000 | $ 183,000 |
| Queens County New York | 201 | $ 67,915,000 | $ 337,000 | $ 160,000 |
| Maricopa County Arizona | 64 | $ 4,310,000 | $ 67,000 | $ 0 |
| Westchester County New York | 54 | $ 18,210,000 | $ 337,000 | $ 202,000 |
| Los Angeles County California | 50 | $ 7,360,000 | $ 147,000 | $ 197,000 |
| Kings County New York | 48 | $ 28,580,000 | $ 595,000 | $ 232,000 |
| New York County New York | 48 | $ 23,340,000 | $ 486,000 | $ 262,000 |
| Broward County Florida | 37 | $ 2,795,000 | $ 75,000 | $ 84,000 |
| Miami-Dade County Florida | 36 | $ 3,990,000 | $ 110,000 | $ 436,000 |
| Fulton County Georgia | 33 | $ 2,785,000 | $ 84,000 | $ 20,000 |
| Clark County Nevada | 33 | $ 2,995,000 | $ 90,000 | $ 0 |
| Hillsborough County Florida | 32 | $ 2,660,000 | $ 83,000 | $ 68,000 |
| Palm Beach County Florida | 32 | $ 6,520,000 | $ 203,000 | $ 220,000 |
| Cobb County Georgia | 32 | $ 2,280,000 | $ 71,000 | $ 0 |
| Orange County California | 30 | $ 7,900,000 | $ 263,000 | $ 159,000 |
| King County Washington | 30 | $ 3,850,000 | $ 128,000 | $ 135,000 |
| Orange County Florida | 29 | $ 2,985,000 | $ 102,000 | $ 96,000 |
| Pinellas County Florida | 29 | $ 3,385,000 | $ 116,000 | $ 183,000 |
| San Diego County California | 28 | $ 2,810,000 | $ 100,000 | $ 196,000 |
| Gwinnett County Georgia | 28 | $ 2,830,000 | $ 101,000 | $ 99,000 |
| Oakland County Michigan | 25 | $ 1,385,000 | $ 55,000 | $ 0 |
| Wayne County Michigan | 23 | $ 1,055,000 | $ 45,000 | $ 0 |
| Riverside County California | 21 | $ 1,635,000 | $ 77,000 | $ 0 |
| Cook County Illinois | 21 | $ 1,235,000 | $ 58,000 | $ 0 |
| Franklin County Ohio | 21 | $ 1,105,000 | $ 52,000 | $ 0 |
| Santa Clara County California | 19 | $ 2,305,000 | $ 121,000 | $ 0 |
| Lee County Florida | 19 | $ 1,875,000 | $ 98,000 | $ 123,000 |
| Volusia County Florida | 19 | $ 2,425,000 | $ 127,000 | $ 228,000 |
| San Bernardino County California | 17 | $ 955,000 | $ 56,000 | $ 0 |
| Marion County Indiana | 17 | $ 655,000 | $ 38,000 | $ 0 |
| Alameda County California | 16 | $ 2,590,000 | $ 161,000 | $ 0 |
| DeKalb County Georgia | 16 | $ 930,000 | $ 58,000 | $ 0 |
| Fairfax County Virginia | 16 | $ 1,370,000 | $ 85,000 | $ 0 |
| Contra Costa County California | 15 | $ 1,865,000 | $ 124,000 | $ 0 |
| Bronx County New York | 15 | $ 3,745,000 | $ 249,000 | $ 144,000 |
| Sacramento County California | 14 | $ 1,120,000 | $ 80,000 | $ 0 |
| Fairfield County Connecticut | 14 | $ 1,130,000 | $ 80,000 | $ 0 |
| Multnomah County Oregon | 14 | $ 1,440,000 | $ 102,000 | $ 95,000 |
| El Paso County Colorado | 13 | $ 675,000 | $ 51,000 | $ 0 |
| Bergen County New Jersey | 13 | $ 3,365,000 | $ 258,000 | $ 143,000 |
| Pierce County Washington | 13 | $ 1,345,000 | $ 103,000 | $ 0 |
| Snohomish County Washington | 13 | $ 1,065,000 | $ 81,000 | $ 0 |
| Pasco County Florida | 12 | $ 960,000 | $ 80,000 | $ 99,000 |
| Cherokee County Georgia | 12 | $ 800,000 | $ 66,000 | $ 0 |
| Essex County Massachusetts | 12 | $ 1,430,000 | $ 119,000 | $ 170,000 |
| Wake County North Carolina | 12 | $ 1,160,000 | $ 96,000 | $ 127,000 |
| Brevard County Florida | 11 | $ 785,000 | $ 71,000 | $ 76,000 |
| Escambia County Florida | 11 | $ 1,295,000 | $ 117,000 | $ 394,000 |
| Manatee County Florida | 11 | $ 885,000 | $ 80,000 | $ 96,000 |
| Seminole County Florida | 11 | $ 695,000 | $ 63,000 | $ 82,000 |
| Forsyth County Georgia | 11 | $ 905,000 | $ 82,000 | $ 0 |
| Hillsborough County New Hampshire | 11 | $ 615,000 | $ 55,000 | $ 0 |
| Cuyahoga County Ohio | 11 | $ 635,000 | $ 57,000 | $ 0 |
| Ventura County California | 10 | $ 810,000 | $ 81,000 | $ 0 |
| Duval County Florida | 10 | $ 670,000 | $ 67,000 | $ 110,000 |
| Rockingham County New Hampshire | 10 | $ 700,000 | $ 70,000 | $ 0 |
| Middlesex County New Jersey | 10 | $ 1,260,000 | $ 126,000 | $ 182,000 |
| Montgomery County Ohio | 10 | $ 430,000 | $ 43,000 | $ 0 |
| Pinal County Arizona | 9 | $ 345,000 | $ 38,000 | $ 0 |
| Clay County Florida | 9 | $ 1,115,000 | $ 123,000 | $ 159,000 |
| Lake County Florida | 9 | $ 375,000 | $ 41,000 | $ 73,000 |
| Marion County Florida | 9 | $ 645,000 | $ 71,000 | $ 77,000 |
| Osceola County Florida | 9 | $ 585,000 | $ 65,000 | $ 168,000 |
| St. Lucie County Florida | 9 | $ 1,015,000 | $ 112,000 | $ 112,000 |
| Allen County Indiana | 9 | $ 315,000 | $ 35,000 | $ 0 |
| Hennepin County Minnesota | 9 | $ 375,000 | $ 41,000 | $ 0 |
| Monmouth County New Jersey | 9 | $ 1,325,000 | $ 147,000 | $ 167,000 |
| Mecklenburg County North Carolina | 9 | $ 1,005,000 | $ 111,000 | $ 90,000 |
| Delaware County Ohio | 9 | $ 565,000 | $ 62,000 | $ 0 |
| Chester County Pennsylvania | 9 | $ 1,465,000 | $ 162,000 | $ 205,000 |
| Horry County South Carolina | 9 | $ 1,275,000 | $ 141,000 | $ 134,000 |
| Placer County California | 8 | $ 620,000 | $ 77,000 | $ 123,000 |
| San Joaquin County California | 8 | $ 540,000 | $ 67,000 | $ 0 |
| San Mateo County California | 8 | $ 1,020,000 | $ 127,000 | $ 0 |
| Collier County Florida | 8 | $ 1,390,000 | $ 173,000 | $ 210,000 |
| Sarasota County Florida | 8 | $ 1,800,000 | $ 225,000 | $ 159,000 |
| Washoe County Nevada | 8 | $ 550,000 | $ 68,000 | $ 0 |
| Morris County New Jersey | 8 | $ 2,500,000 | $ 312,000 | $ 310,000 |
| Rockland County New York | 8 | $ 2,030,000 | $ 253,000 | $ 120,000 |
| Union County North Carolina | 8 | $ 1,840,000 | $ 230,000 | $ 136,000 |
| Chesterfield County Virginia | 8 | $ 410,000 | $ 51,000 | $ 0 |
| Prince William County Virginia | 8 | $ 490,000 | $ 61,000 | $ 0 |
| Clark County Washington | 8 | $ 490,000 | $ 61,000 | $ 0 |
| Adams County Colorado | 7 | $ 445,000 | $ 63,000 | $ 0 |
| Denver County Colorado | 7 | $ 535,000 | $ 76,000 | $ 0 |
| Jefferson County Colorado | 7 | $ 865,000 | $ 123,000 | $ 378,000 |
| Hartford County Connecticut | 7 | $ 345,000 | $ 49,000 | $ 0 |
| Charlotte County Florida | 7 | $ 2,125,000 | $ 303,000 | $ 232,000 |
| Lake County Indiana | 7 | $ 325,000 | $ 46,000 | $ 0 |
| Worcester County Massachusetts | 7 | $ 615,000 | $ 87,000 | $ 0 |
| Genesee County Michigan | 7 | $ 295,000 | $ 42,000 | $ 0 |
| Kent County Michigan | 7 | $ 315,000 | $ 45,000 | $ 0 |
| Macomb County Michigan | 7 | $ 335,000 | $ 47,000 | $ 0 |
| Orange County New York | 7 | $ 2,225,000 | $ 317,000 | $ 146,000 |
| Richmond County New York | 7 | $ 2,775,000 | $ 396,000 | $ 101,000 |
| Cabarrus County North Carolina | 7 | $ 455,000 | $ 65,000 | $ 86,000 |
| Butler County Ohio | 7 | $ 215,000 | $ 30,000 | $ 0 |
| Monroe County Pennsylvania | 7 | $ 875,000 | $ 125,000 | $ 225,000 |
| Pike County Pennsylvania | 7 | $ 1,015,000 | $ 145,000 | $ 149,000 |
| Kern County California | 6 | $ 430,000 | $ 71,000 | $ 0 |
| Sonoma County California | 6 | $ 340,000 | $ 56,000 | $ 0 |
| Norfolk County Massachusetts | 6 | $ 1,240,000 | $ 206,000 | $ 55,000 |
| Clay County Missouri | 6 | $ 300,000 | $ 50,000 | $ 0 |
| St. Charles County Missouri | 6 | $ 430,000 | $ 71,000 | $ 0 |
| Camden County New Jersey | 6 | $ 530,000 | $ 88,000 | $ 88,000 |
| Brunswick County North Carolina | 6 | $ 880,000 | $ 146,000 | $ 126,000 |
| New Hanover County North Carolina | 6 | $ 1,690,000 | $ 281,000 | $ 163,000 |
| Hamilton County Ohio | 6 | $ 330,000 | $ 55,000 | $ 0 |
| Lorain County Ohio | 6 | $ 230,000 | $ 38,000 | $ 0 |
| Summit County Ohio | 6 | $ 290,000 | $ 48,000 | $ 0 |
| Clackamas County Oregon | 6 | $ 440,000 | $ 73,000 | $ 0 |
| Deschutes County Oregon | 6 | $ 310,000 | $ 51,000 | $ 0 |
| Loudoun County Virginia | 6 | $ 620,000 | $ 103,000 | $ 0 |
| Garland County Arkansas | 5 | $ 575,000 | $ 115,000 | $ 378,000 |
| Fresno County California | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Douglas County Colorado | 5 | $ 415,000 | $ 83,000 | $ 0 |
| Weld County Colorado | 5 | $ 255,000 | $ 51,000 | $ 0 |
| New Haven County Connecticut | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Hernando County Florida | 5 | $ 175,000 | $ 35,000 | $ 0 |
| Columbia County Georgia | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Richmond County Georgia | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Lake County Illinois | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Hamilton County Indiana | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Hancock County Indiana | 5 | $ 175,000 | $ 35,000 | $ 0 |
| Bristol County Massachusetts | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Middlesex County Massachusetts | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Plymouth County Massachusetts | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Washtenaw County Michigan | 5 | $ 375,000 | $ 75,000 | $ 0 |
| Jackson County Missouri | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Albany County New York | 5 | $ 1,295,000 | $ 259,000 | $ 194,000 |
| Dutchess County New York | 5 | $ 1,025,000 | $ 205,000 | $ 145,000 |
| Saratoga County New York | 5 | $ 1,565,000 | $ 313,000 | $ 134,000 |
| Ulster County New York | 5 | $ 835,000 | $ 167,000 | $ 94,000 |
| Lake County Ohio | 5 | $ 175,000 | $ 35,000 | $ 0 |
| Lucas County Ohio | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Mahoning County Ohio | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Medina County Ohio | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Trumbull County Ohio | 5 | $ 135,000 | $ 27,000 | $ 0 |
| Allegheny County Pennsylvania | 5 | $ 175,000 | $ 35,000 | $ 0 |
| Berks County Pennsylvania | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Dauphin County Pennsylvania | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Philadelphia County Pennsylvania | 5 | $ 605,000 | $ 121,000 | $ 106,000 |
| York County Pennsylvania | 5 | $ 155,000 | $ 31,000 | $ 0 |
| Virginia Beach County Virginia | 5 | $ 225,000 | $ 45,000 | $ 0 |
| Benton County Washington | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Milwaukee County Wisconsin | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Pima County Arizona | 4 | $ 170,000 | $ 42,000 | $ 0 |
| Solano County California | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Larimer County Colorado | 4 | $ 550,000 | $ 137,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Citrus County Florida | 4 | $ 380,000 | $ 95,000 | $ 75,000 |
| Flagler County Florida | 4 | $ 500,000 | $ 125,000 | $ 213,000 |
| Leon County Florida | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Polk County Florida | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Santa Rosa County Florida | 4 | $ 270,000 | $ 67,000 | $ 0 |
| St. Johns County Florida | 4 | $ 420,000 | $ 105,000 | $ 240,000 |
| Bartow County Georgia | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Clarke County Georgia | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Hall County Georgia | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Henry County Georgia | 4 | $ 200,000 | $ 50,000 | $ 0 |
| DuPage County Illinois | 4 | $ 190,000 | $ 47,000 | $ 0 |
| Johnson County Indiana | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Monroe County Indiana | 4 | $ 130,000 | $ 32,000 | $ 0 |
| Porter County Indiana | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Calhoun County Michigan | 4 | $ 150,000 | $ 37,000 | $ 0 |
| Ottawa County Michigan | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Anoka County Minnesota | 4 | $ 150,000 | $ 37,000 | $ 0 |
| Dakota County Minnesota | 4 | $ 410,000 | $ 102,000 | $ 0 |
| Lancaster County Nebraska | 4 | $ 90,000 | $ 22,000 | $ 0 |
| Merrimack County New Hampshire | 4 | $ 130,000 | $ 32,000 | $ 0 |
| Strafford County New Hampshire | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Ocean County New Jersey | 4 | $ 740,000 | $ 185,000 | $ 92,000 |
| Dona Ana County New Mexico | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Erie County New York | 4 | $ 1,080,000 | $ 270,000 | $ 276,000 |
| Onondaga County New York | 4 | $ 690,000 | $ 172,000 | $ 105,000 |
| Forsyth County North Carolina | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Guilford County North Carolina | 4 | $ 320,000 | $ 80,000 | $ 65,000 |
| Johnston County North Carolina | 4 | $ 450,000 | $ 112,000 | $ 108,000 |
| Clark County Ohio | 4 | $ 100,000 | $ 25,000 | $ 0 |
| Fairfield County Ohio | 4 | $ 330,000 | $ 82,000 | $ 0 |
| Portage County Ohio | 4 | $ 230,000 | $ 57,000 | $ 0 |
| Stark County Ohio | 4 | $ 110,000 | $ 27,000 | $ 0 |
| Marion County Oregon | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Washington County Oregon | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Lancaster County Pennsylvania | 4 | $ 690,000 | $ 172,000 | $ 64,000 |
| Stafford County Virginia | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Thurston County Washington | 4 | $ 310,000 | $ 77,000 | $ 0 |
| El Dorado County California | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Imperial County California | 3 | $ 215,000 | $ 71,000 | $ 0 |
| Marin County California | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Monterey County California | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Nevada County California | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Pueblo County Colorado | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Alachua County Florida | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Indian River County Florida | 3 | $ 725,000 | $ 241,000 | $ 142,000 |
| Okaloosa County Florida | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Sumter County Florida | 3 | $ 395,000 | $ 131,000 | $ 112,000 |
| Bibb County Georgia | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Chatham County Georgia | 3 | $ 335,000 | $ 111,000 | $ 338,000 |
| Clayton County Georgia | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Coweta County Georgia | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Rockdale County Georgia | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Walton County Georgia | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Kane County Illinois | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Clark County Indiana | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Hendricks County Indiana | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Henry County Indiana | 3 | $ 85,000 | $ 28,000 | $ 0 |
| St. Joseph County Indiana | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Warrick County Indiana | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Jackson County Michigan | 3 | $ 215,000 | $ 71,000 | $ 0 |
| Lapeer County Michigan | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Monroe County Michigan | 3 | $ 115,000 | $ 38,000 | $ 0 |
| St. Clair County Michigan | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Washington County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 0 |
| St. Louis County Missouri | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Douglas County Nebraska | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Sarpy County Nebraska | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Essex County New Jersey | 3 | $ 385,000 | $ 128,000 | $ 146,000 |
| Mercer County New Jersey | 3 | $ 545,000 | $ 181,000 | $ 246,000 |
| Somerset County New Jersey | 3 | $ 595,000 | $ 198,000 | $ 242,000 |
| Union County New Jersey | 3 | $ 435,000 | $ 145,000 | $ 125,000 |
| Chenango County New York | 3 | $ 475,000 | $ 158,000 | $ 122,000 |
| Putnam County New York | 3 | $ 435,000 | $ 145,000 | $ 110,000 |
| Sullivan County New York | 3 | $ 415,000 | $ 138,000 | $ 231,000 |
| Cumberland County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Davidson County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 47,000 |
| Durham County North Carolina | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Allen County Ohio | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Clermont County Ohio | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Knox County Ohio | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Licking County Ohio | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Warren County Ohio | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Yamhill County Oregon | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Bucks County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 266,000 |
| Delaware County Pennsylvania | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Lebanon County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Montgomery County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 109,000 |
| Alexandria County Virginia | 3 | $ 625,000 | $ 208,000 | $ 351,000 |
| Whatcom County Washington | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Yakima County Washington | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Anchorage County Alaska | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Graham County Arizona | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Benton County Arkansas | 2 | $ 80,000 | $ 40,000 | $ 51,000 |
| Craighead County Arkansas | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Washington County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Amador County California | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Lake County California | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Madera County California | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Napa County California | 2 | $ 120,000 | $ 60,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Santa Barbara County California | 2 | $ 260,000 | $ 130,000 | $ 202,000 |
| Stanislaus County California | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Sutter County California | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Tulare County California | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Middlesex County Connecticut | 2 | $ 50,000 | $ 25,000 | $ 0 |
| New London County Connecticut | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Windham County Connecticut | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Bay County Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Martin County Florida | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Catoosa County Georgia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Fayette County Georgia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Jackson County Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Muscogee County Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Paulding County Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Ada County Idaho | 2 | $ 150,000 | $ 75,000 | $ 0 |
| St. Clair County Illinois | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Will County Illinois | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Winnebago County Illinois | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Clinton County Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| DeKalb County Indiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Delaware County Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Madison County Indiana | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Vanderburgh County Indiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Whitley County Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Polk County Iowa | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Johnson County Kansas | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Allegan County Michigan | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Bay County Michigan | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Livingston County Michigan | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Saginaw County Michigan | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Scott County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Boone County Missouri | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Cass County Missouri | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Greene County Missouri | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Platte County Missouri | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Yellowstone County Montana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Gloucester County New Jersey | 2 | $ 90,000 | $ 45,000 | $ 122,000 |
| Passaic County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Bernalillo County New Mexico | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Broome County New York | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Monroe County New York | 2 | $ 170,000 | $ 85,000 | $ 188,000 |
| Schoharie County New York | 2 | $ 340,000 | $ 170,000 | $ 159,000 |
| St. Lawrence County New York | 2 | $ 310,000 | $ 155,000 | $ 94,000 |
| Steuben County New York | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Warren County New York | 2 | $ 1,060,000 | $ 530,000 | $ 242,000 |
| Washington County New York | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| Alamance County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 236,000 |
| Catawba County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Dare County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 197,000 |
| Iredell County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 43,000 |
| Onslow County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Orange County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Ashtabula County Ohio | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Belmont County Ohio | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Geauga County Ohio | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Logan County Ohio | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Miami County Ohio | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Ottawa County Ohio | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Richland County Ohio | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Wayne County Ohio | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lane County Oregon | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Butler County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 152,000 |
| Wayne County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 48,000 |
| Charleston County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 171,000 |
| Hanover County Virginia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Henrico County Virginia | 2 | $ 50,000 | $ 25,000 | $ 0 |
| York County Virginia | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Clallam County Washington | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Island County Washington | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Kitsap County Washington | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Skagit County Washington | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Dane County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 0 |
| St. Croix County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Walworth County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Winnebago County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cochise County Arizona | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Mohave County Arizona | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Baxter County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Greene County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Saline County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Calaveras County California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Merced County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| San Francisco County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Santa Cruz County California | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Shasta County California | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bent County Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Boulder County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fremont County Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Garfield County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Otero County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Monroe County Florida | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Nassau County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Putnam County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Barrow County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bryan County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Butts County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Camden County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Coffee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dawson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Douglas County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Effingham County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Floyd County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Habersham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Irwin County Georgia | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Lee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Murray County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Peach County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Pickens County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pierce County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Spalding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Toombs County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Towns County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| White County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Payette County Idaho | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Champaign County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Effingham County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Kendall County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lee County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Mason County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| McHenry County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| McLean County Illinois | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Monroe County Illinois | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Boone County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Brown County Indiana | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Dubois County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Floyd County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Huntington County Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Jennings County Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Morgan County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Noble County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Posey County Indiana | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Shelby County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Vigo County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Audubon County Iowa | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Clarke County Iowa | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Dallas County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Henry County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Howard County Iowa | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Johnson County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Hodgeman County Kansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Miami County Kansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cumberland County Maine | 1 | $ 55,000 | $ 55,000 | $ 0 |
| York County Maine | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| Baltimore County Maryland | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Howard County Maryland | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Berkshire County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Barry County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Berrien County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Branch County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Eaton County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Huron County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Ingham County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Ionia County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Iosco County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Marquette County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Mecosta County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Presque Isle County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sanilac County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Carver County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Chisago County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marshall County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Martin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rice County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pike County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Franklin County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ray County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Flathead County Montana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Madison County Montana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Churchill County Nevada | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Elko County Nevada | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Otero County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Allegany County New York | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Chautauqua County New York | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Columbia County New York | 1 | $ 255,000 | $ 255,000 | $ 300,000 |
| Delaware County New York | 1 | $ 225,000 | $ 225,000 | $ 173,000 |
| Essex County New York | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Greene County New York | 1 | $ 485,000 | $ 485,000 | $ 290,000 |
| Lewis County New York | 1 | $ 205,000 | $ 205,000 | $ 164,000 |
| Oneida County New York | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Ontario County New York | 1 | $ 165,000 | $ 165,000 | $ 149,000 |
| Oswego County New York | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Otsego County New York | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Rensselaer County New York | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Schenectady County New York | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Tompkins County New York | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Carteret County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Macon County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Surry County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| Transylvania County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Wayne County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Adams County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Athens County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Coshocton County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Darke County Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Erie County Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,382 | $226,380,000 | $95,000 | $1,005,000 | $157,000 | $2,500,000 |
| Cash-out Refinancing | 1,928 | $550,820,000 | $285,000 | $4,005,000 | $155,000 | $5,515,000 |
| Refinancing | 1,201 | $352,245,000 | $293,000 | $2,225,000 | $157,000 | $3,926,000 |
| Home Improvement | 999 | $69,595,000 | $69,000 | $465,000 | $147,000 | $850,000 |
| Home Purchase | 609 | $248,945,000 | $408,000 | $3,845,000 | $164,000 | $2,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,531 | $905,485,000 | $256,000 | $4,005,000 | $156,000 | $2,500,000 |
| Not applicable | 2,092 | $145,400,000 | $69,000 | $2,005,000 | $0 | $0 |
| Not Provided | 606 | $148,060,000 | $244,000 | $2,175,000 | $196,000 | $5,515,000 |
| Hispanic | 349 | $87,805,000 | $251,000 | $795,000 | $120,000 | $777,000 |
| Asian | 227 | $80,655,000 | $355,000 | $1,945,000 | $155,000 | $1,102,000 |
| Black or African American | 195 | $43,375,000 | $222,000 | $1,765,000 | $118,000 | $1,009,000 |
| American Indian or Alaskan Native | 18 | $3,870,000 | $215,000 | $675,000 | $131,000 | $460,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $460,000 | $230,000 | $355,000 | $123,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,119 | $1,447,985,000 | $203,000 | $4,005,000 | $157,000 | $5,515,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,122 | $1,047,120,000 | $254,000 | $3,845,000 | $154,000 | $1,991,000 |
| Loan Purchased By The Institution | 2,085 | $139,475,000 | $66,000 | $2,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 552 | $167,770,000 | $303,000 | $4,005,000 | $198,000 | $5,515,000 |
| Application Approved But Not Accepted | 203 | $60,315,000 | $297,000 | $2,225,000 | $144,000 | $964,000 |
| Application Denied By Financial Institution | 157 | $33,305,000 | $212,000 | $2,175,000 | $103,000 | $416,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,962 | $1,414,680,000 | $203,000 | $4,005,000 | $159,000 | $5,515,000 |
| Debt-To-Income Ratio | 79 | $19,635,000 | $248,000 | $2,175,000 | $81,000 | $336,000 |
| Credit History | 31 | $4,655,000 | $150,000 | $405,000 | $104,000 | $252,000 |
| Collateral | 30 | $5,160,000 | $172,000 | $505,000 | $148,000 | $416,000 |
| Other | 11 | $2,635,000 | $239,000 | $465,000 | $126,000 | $243,000 |
| Unverifiable Information | 5 | $865,000 | $173,000 | $525,000 | $111,000 | $259,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $355,000 | $355,000 | $355,000 | $112,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Teachers Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.