Teachers Federal Credit Union Mortgage Lending & HMDA Data, 2022
In 2022, Teachers Federal Credit Union of Hauppauge, NY reported 10,913 mortgage applications totaling $1.5 billion, up 53% from 2021. The average application was for $137,547, and applicants reported an average income of $226,219. 32% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Nassau County-Suffolk County, NY (3,792), New York-Jersey City-White Plains, NY-NJ (381) and Phoenix-Mesa-Scottsdale, AZ (317) (applications in parentheses).
| Mortgage Company & Address | Teachers Federal Credit Union 102 Motor Parkway Hauppauge, NY 11788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,913 |
| Total Mortgage Loan Application Amount | $1,501,055,000 |
| Average Mortgage Loan Application Amount | $137,547 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $226,219 |
| Highest Applicant Income | $6,346,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Teachers Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County-Suffolk County, NY | 3,792 | $ 745,740,000 | $ 196,661 | $ 160,000 |
| Outside any metro area | 439 | $ 33,135,000 | $ 75,478 | $ 158,219 |
| New York-Jersey City-White Plains, NY-NJ | 381 | $ 111,325,000 | $ 292,191 | $ 156,874 |
| Phoenix-Mesa-Scottsdale, AZ | 317 | $ 23,665,000 | $ 74,652 | $ 139,000 |
| Atlanta-Sandy Springs-Roswell, GA | 299 | $ 26,225,000 | $ 87,709 | $ 143,000 |
| Riverside-San Bernardino-Ontario, CA | 243 | $ 21,015,000 | $ 86,481 | $ 99,000 |
| Los Angeles-Long Beach-Glendale, CA | 209 | $ 27,915,000 | $ 133,564 | $ 184,000 |
| Denver-Aurora-Lakewood, CO | 159 | $ 13,245,000 | $ 83,301 | $ 48,000 |
| San Diego-Carlsbad, CA | 147 | $ 18,415,000 | $ 125,272 | $ 270,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 126 | $ 15,600,000 | $ 123,809 | $ 250,746 |
| Las Vegas-Henderson-Paradise, NV | 125 | $ 9,365,000 | $ 74,920 | $ 104,000 |
| Seattle-Bellevue-Everett, WA | 122 | $ 12,260,000 | $ 100,491 | $ 208,000 |
| Tampa-St. Petersburg-Clearwater, FL | 122 | $ 15,150,000 | $ 124,180 | $ 151,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 121 | $ 11,475,000 | $ 94,834 | $ 123,000 |
| Charlotte-Concord-Gastonia, NC-SC | 116 | $ 11,440,000 | $ 98,620 | $ 174,172 |
| Oakland-Hayward-Berkeley, CA | 116 | $ 16,460,000 | $ 141,896 | $ 293,000 |
| Orlando-Kissimmee-Sanford, FL | 114 | $ 12,440,000 | $ 109,122 | $ 106,000 |
| Anaheim-Santa Ana-Irvine, CA | 113 | $ 30,135,000 | $ 266,681 | $ 171,000 |
| New York-Newark, NY | 112 | $ 15,440,000 | $ 137,857 | $ 241,160 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 91 | $ 9,115,000 | $ 100,164 | $ 106,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 91 | $ 7,925,000 | $ 87,087 | $ 406,000 |
| Chicago-Naperville, IL | 86 | $ 5,350,000 | $ 62,209 | $ 62,000 |
| Newark, NJ-PA | 82 | $ 12,200,000 | $ 148,780 | $ 370,280 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 81 | $ 4,415,000 | $ 54,506 | $ 77,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 76 | $ 4,810,000 | $ 63,289 | $ 0 |
| Columbus, OH | 72 | $ 4,100,000 | $ 56,944 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 71 | $ 4,105,000 | $ 57,816 | $ 98,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 71 | $ 9,425,000 | $ 132,746 | $ 144,000 |
| Kansas City, MO-KS | 69 | $ 3,925,000 | $ 56,884 | $ 56,000 |
| Raleigh, NC | 68 | $ 4,960,000 | $ 72,941 | $ 91,000 |
| Miami-Miami Beach-Kendall, FL | 55 | $ 6,915,000 | $ 125,727 | $ 155,000 |
| Jacksonville, FL | 54 | $ 6,360,000 | $ 117,777 | $ 126,000 |
| Warren-Troy-Farmington Hills, MI | 52 | $ 3,390,000 | $ 65,192 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 48 | $ 4,110,000 | $ 85,625 | $ 383,000 |
| Tacoma-Lakewood, WA | 48 | $ 4,270,000 | $ 88,958 | $ 0 |
| Richmond, VA | 47 | $ 3,585,000 | $ 76,276 | $ 72,000 |
| St. Louis, MO-IL | 47 | $ 2,965,000 | $ 63,085 | $ 67,000 |
| Cambridge-Newton-Framingham, MA | 46 | $ 5,120,000 | $ 111,304 | $ 108,000 |
| Cleveland-Elyria, OH | 46 | $ 1,980,000 | $ 43,043 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 42 | $ 6,530,000 | $ 155,476 | $ 78,000 |
| Cincinnati, OH-KY-IN | 39 | $ 2,035,000 | $ 52,179 | $ 154,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 37 | $ 2,105,000 | $ 56,891 | $ 0 |
| Camden, NJ | 35 | $ 3,195,000 | $ 91,285 | $ 123,000 |
| Memphis, TN-MS-AR | 33 | $ 1,995,000 | $ 60,454 | $ 97,000 |
| Detroit-Dearborn-Livonia, MI | 31 | $ 1,875,000 | $ 60,483 | $ 0 |
| Knoxville, TN | 31 | $ 1,945,000 | $ 62,741 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 31 | $ 4,255,000 | $ 137,258 | $ 439,000 |
| Boston, MA | 30 | $ 3,250,000 | $ 108,333 | $ 114,000 |
| Hartford-West Hartford-East Hartford, CT | 30 | $ 2,350,000 | $ 78,333 | $ 152,000 |
| Providence-Warwick, RI-MA | 30 | $ 2,870,000 | $ 95,666 | $ 87,666 |
| Tucson, AZ | 30 | $ 1,650,000 | $ 55,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 29 | $ 3,815,000 | $ 131,551 | $ 172,000 |
| Colorado Springs, CO | 28 | $ 2,120,000 | $ 75,714 | $ 0 |
| Port St. Lucie, FL | 28 | $ 3,040,000 | $ 108,571 | $ 95,000 |
| Asheville, NC | 27 | $ 2,315,000 | $ 85,740 | $ 61,000 |
| Reno, NV | 27 | $ 2,515,000 | $ 93,148 | $ 0 |
| Stockton-Lodi, CA | 27 | $ 1,715,000 | $ 63,518 | $ 0 |
| Oklahoma City, OK | 26 | $ 1,570,000 | $ 60,384 | $ 242,000 |
| Birmingham-Hoover, AL | 25 | $ 1,395,000 | $ 55,800 | $ 0 |
| Pittsburgh, PA | 25 | $ 1,425,000 | $ 57,000 | $ 229,000 |
| Cape Coral-Fort Myers, FL | 24 | $ 3,360,000 | $ 140,000 | $ 159,000 |
| Bridgeport-Stamford-Norwalk, CT | 23 | $ 5,595,000 | $ 243,260 | $ 162,000 |
| Grand Rapids-Wyoming, MI | 23 | $ 1,275,000 | $ 55,434 | $ 0 |
| Philadelphia, PA | 23 | $ 1,755,000 | $ 76,304 | $ 200,000 |
| Worcester, MA-CT | 23 | $ 1,675,000 | $ 72,826 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 1,830,000 | $ 83,181 | $ 99,000 |
| Fresno, CA | 22 | $ 1,680,000 | $ 76,363 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 22 | $ 3,370,000 | $ 153,181 | $ 147,500 |
| San Francisco-Redwood City-South San Francisco, CA | 22 | $ 3,610,000 | $ 164,090 | $ 0 |
| Durham-Chapel Hill, NC | 21 | $ 2,655,000 | $ 126,428 | $ 83,000 |
| Elgin, IL | 21 | $ 1,185,000 | $ 56,428 | $ 0 |
| Gary, IN | 21 | $ 975,000 | $ 46,428 | $ 0 |
| Tulsa, OK | 21 | $ 1,335,000 | $ 63,571 | $ 228,000 |
| Boise City, ID | 20 | $ 1,800,000 | $ 90,000 | $ 0 |
| Greensboro-High Point, NC | 20 | $ 1,630,000 | $ 81,500 | $ 160,000 |
| Modesto, CA | 20 | $ 1,720,000 | $ 86,000 | $ 0 |
| New Haven-Milford, CT | 20 | $ 2,350,000 | $ 117,500 | $ 157,000 |
| New Orleans-Metairie, LA | 20 | $ 1,640,000 | $ 82,000 | $ 69,000 |
| Rockingham County-Strafford County, NH | 20 | $ 1,200,000 | $ 60,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 19 | $ 2,325,000 | $ 122,368 | $ 836,631 |
| Bakersfield, CA | 19 | $ 1,125,000 | $ 59,210 | $ 0 |
| Fort Collins, CO | 19 | $ 1,225,000 | $ 64,473 | $ 0 |
| Lakeland-Winter Haven, FL | 19 | $ 3,095,000 | $ 162,894 | $ 153,000 |
| Dayton-Springfield-Kettering, OH | 18 | $ 860,000 | $ 47,777 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 950,000 | $ 52,777 | $ 0 |
| Akron, OH | 17 | $ 855,000 | $ 50,294 | $ 0 |
| Greeley, CO | 17 | $ 1,175,000 | $ 69,117 | $ 118,000 |
| Manchester-Nashua, NH | 17 | $ 995,000 | $ 58,529 | $ 0 |
| Savannah, GA | 17 | $ 915,000 | $ 53,823 | $ 0 |
| Bremerton-Silverdale, WA | 16 | $ 1,730,000 | $ 108,125 | $ 0 |
| Chattanooga, TN-GA | 16 | $ 920,000 | $ 57,500 | $ 0 |
| Santa Maria-Santa Barbara, CA | 16 | $ 1,200,000 | $ 75,000 | $ 0 |
| Vallejo-Fairfield, CA | 16 | $ 1,860,000 | $ 116,250 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 15 | $ 665,000 | $ 44,333 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 15 | $ 735,000 | $ 49,000 | $ 0 |
| Springfield, MA | 15 | $ 1,235,000 | $ 82,333 | $ 180,000 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 495,000 | $ 33,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 14 | $ 1,980,000 | $ 141,428 | $ 130,000 |
| Dallas-Plano-Irving, TX | 14 | $ 5,980,000 | $ 427,142 | $ 169,000 |
| Naples-Immokalee-Marco Island, FL | 14 | $ 4,980,000 | $ 355,714 | $ 628,000 |
| Salem, OR | 14 | $ 840,000 | $ 60,000 | $ 0 |
| Santa Rosa, CA | 14 | $ 1,300,000 | $ 92,857 | $ 0 |
| Washington-Baltimore-Arlington, DC | 14 | $ 4,900,000 | $ 350,000 | $ 205,000 |
| Barnstable Town, MA | 13 | $ 1,205,000 | $ 92,692 | $ 135,000 |
| Boulder, CO | 13 | $ 975,000 | $ 75,000 | $ 0 |
| Fayetteville, NC | 13 | $ 695,000 | $ 53,461 | $ 0 |
| Flint, MI | 13 | $ 515,000 | $ 39,615 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 885,000 | $ 68,076 | $ 0 |
| Toledo, OH | 13 | $ 805,000 | $ 61,923 | $ 28,000 |
| Bend-Redmond, OR | 12 | $ 970,000 | $ 80,833 | $ 0 |
| Canton-Massillon, OH | 12 | $ 690,000 | $ 57,500 | $ 0 |
| Des Moines-West Des Moines, IA | 12 | $ 750,000 | $ 62,500 | $ 0 |
| East Stroudsburg, PA | 12 | $ 1,300,000 | $ 108,333 | $ 127,000 |
| Merced, CA | 12 | $ 890,000 | $ 74,166 | $ 0 |
| Ocala, FL | 12 | $ 810,000 | $ 67,500 | $ 25,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 12 | $ 1,110,000 | $ 92,500 | $ 100,000 |
| Wilmington, NC | 12 | $ 1,720,000 | $ 143,333 | $ 167,000 |
| Eugene, OR | 11 | $ 705,000 | $ 64,090 | $ 142,000 |
| Louisville/Jefferson County, KY-IN | 11 | $ 735,000 | $ 66,818 | $ 0 |
| Spokane-Spokane Valley, WA | 11 | $ 905,000 | $ 82,272 | $ 0 |
| Huntsville, AL | 10 | $ 490,000 | $ 49,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 10 | $ 870,000 | $ 87,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 730,000 | $ 73,000 | $ 0 |
| Albuquerque, NM | 9 | $ 635,000 | $ 70,555 | $ 0 |
| Baton Rouge, LA | 9 | $ 745,000 | $ 82,777 | $ 0 |
| Fort Wayne, IN | 9 | $ 345,000 | $ 38,333 | $ 0 |
| Gainesville, GA | 9 | $ 525,000 | $ 58,333 | $ 0 |
| Lake County-Kenosha County, IL-WI | 9 | $ 485,000 | $ 53,888 | $ 106,000 |
| Lansing-East Lansing, MI | 9 | $ 325,000 | $ 36,111 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 555,000 | $ 61,666 | $ 34,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 945,000 | $ 105,000 | $ 0 |
| Sioux City, IA-NE-SD | 9 | $ 435,000 | $ 48,333 | $ 0 |
| Urban Honolulu, HI | 9 | $ 4,855,000 | $ 539,444 | $ 101,000 |
| Winston-Salem, NC | 9 | $ 345,000 | $ 38,333 | $ 0 |
| York-Hanover, PA | 9 | $ 445,000 | $ 49,444 | $ 0 |
| Baltimore-Columbia-Towson, MD | 8 | $ 3,020,000 | $ 377,500 | $ 589,000 |
| Clarksville, TN-KY | 8 | $ 400,000 | $ 50,000 | $ 0 |
| Columbus, GA-AL | 8 | $ 580,000 | $ 72,500 | $ 175,000 |
| Greenville, NC | 8 | $ 1,050,000 | $ 131,250 | $ 117,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 330,000 | $ 41,250 | $ 0 |
| Reading, PA | 8 | $ 390,000 | $ 48,750 | $ 0 |
| Roanoke, VA | 8 | $ 410,000 | $ 51,250 | $ 0 |
| Salinas, CA | 8 | $ 1,020,000 | $ 127,500 | $ 0 |
| Sebastian-Vero Beach, FL | 8 | $ 660,000 | $ 82,500 | $ 0 |
| Visalia-Porterville, CA | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Yuba City, CA | 8 | $ 410,000 | $ 51,250 | $ 0 |
| Yuma, AZ | 8 | $ 390,000 | $ 48,750 | $ 0 |
| Augusta-Richmond County, GA-SC | 7 | $ 295,000 | $ 42,142 | $ 0 |
| Charlottesville, VA | 7 | $ 425,000 | $ 60,714 | $ 0 |
| Harrisburg-Carlisle, PA | 7 | $ 485,000 | $ 69,285 | $ 130,000 |
| Norwich-New London, CT | 7 | $ 305,000 | $ 43,571 | $ 114,000 |
| Olympia-Tumwater, WA | 7 | $ 665,000 | $ 95,000 | $ 0 |
| Portland-South Portland, ME | 7 | $ 455,000 | $ 65,000 | $ 0 |
| Rockford, IL | 7 | $ 215,000 | $ 30,714 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Tallahassee, FL | 7 | $ 535,000 | $ 76,428 | $ 0 |
| Trenton, NJ | 7 | $ 475,000 | $ 67,857 | $ 203,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 240,000 | $ 40,000 | $ 84,000 |
| Billings, MT | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 6 | $ 1,160,000 | $ 193,333 | $ 144,000 |
| Burlington, NC | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Duluth, MN-WI | 6 | $ 270,000 | $ 45,000 | $ 0 |
| Evansville, IN-KY | 6 | $ 270,000 | $ 45,000 | $ 69,000 |
| Green Bay, WI | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Lafayette, LA | 6 | $ 230,000 | $ 38,333 | $ 0 |
| Las Cruces, NM | 6 | $ 310,000 | $ 51,666 | $ 19,000 |
| Lima, OH | 6 | $ 210,000 | $ 35,000 | $ 0 |
| Lynchburg, VA | 6 | $ 350,000 | $ 58,333 | $ 0 |
| Mansfield, OH | 6 | $ 290,000 | $ 48,333 | $ 0 |
| Medford, OR | 6 | $ 1,010,000 | $ 168,333 | $ 258,000 |
| Mobile, AL | 6 | $ 270,000 | $ 45,000 | $ 0 |
| Muskegon, MI | 6 | $ 300,000 | $ 50,000 | $ 0 |
| Punta Gorda, FL | 6 | $ 700,000 | $ 116,666 | $ 83,000 |
| Santa Fe, NM | 6 | $ 380,000 | $ 63,333 | $ 0 |
| South Bend-Mishawaka, IN-MI | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Springfield, MO | 6 | $ 300,000 | $ 50,000 | $ 0 |
| Albany, OR | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Bellingham, WA | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Coeur D'Alene, ID | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Elkhart-Goshen, IN | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Grand Junction, CO | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Homosassa Springs, FL | 5 | $ 285,000 | $ 57,000 | $ 73,000 |
| Jackson, MS | 5 | $ 175,000 | $ 35,000 | $ 0 |
| Janesville-Beloit, WI | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Kennewick-Richland, WA | 5 | $ 355,000 | $ 71,000 | $ 0 |
| Kingston, NY | 5 | $ 1,435,000 | $ 287,000 | $ 202,000 |
| Madison, WI | 5 | $ 455,000 | $ 91,000 | $ 159,000 |
| Pueblo, CO | 5 | $ 255,000 | $ 51,000 | $ 0 |
| San Rafael, CA | 5 | $ 905,000 | $ 181,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 4 | $ 730,000 | $ 182,500 | $ 173,000 |
| Appleton, WI | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Brunswick, GA | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Cheyenne, WY | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Columbia, MO | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 4 | $ 340,000 | $ 85,000 | $ 121,000 |
| El Centro, CA | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Flagstaff, AZ | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Fort Smith, AR-OK | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Grants Pass, OR | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 1,630,000 | $ 407,500 | $ 705,000 |
| Jacksonville, NC | 4 | $ 370,000 | $ 92,500 | $ 0 |
| Kalamazoo-Portage, MI | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Lancaster, PA | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Madera, CA | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Montgomery, AL | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Mount Vernon-Anacortes, WA | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Napa, CA | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Peoria, IL | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Rochester, NY | 4 | $ 810,000 | $ 202,500 | $ 125,000 |
| Springfield, OH | 4 | $ 130,000 | $ 32,500 | $ 0 |
| Terre Haute, IN | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Vineland-Bridgeton, NJ | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Wilmington, DE-MD-NJ | 4 | $ 570,000 | $ 142,500 | $ 139,750 |
| Winchester, VA-WV | 4 | $ 470,000 | $ 117,500 | $ 41,000 |
| Yakima, WA | 4 | $ 270,000 | $ 67,500 | $ 0 |
| Anchorage, AK | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Austin-Round Rock, TX | 3 | $ 945,000 | $ 315,000 | $ 100,000 |
| Carson City, NV | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Chico, CA | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 965,000 | $ 321,666 | $ 300,000 |
| Hinesville, GA | 3 | $ 345,000 | $ 115,000 | $ 61,000 |
| Johnson City, TN | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Lebanon, PA | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Lincoln, NE | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Morristown, TN | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Muncie, IN | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Ocean City, NJ | 3 | $ 115,000 | $ 38,333 | $ 129,000 |
| Panama City, FL | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Racine, WI | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Redding, CA | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Rocky Mount, NC | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Salisbury, MD-DE | 3 | $ 815,000 | $ 271,666 | $ 141,000 |
| San Antonio-New Braunfels, TX | 3 | $ 945,000 | $ 315,000 | $ 158,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Shreveport-Bossier City, LA | 3 | $ 325,000 | $ 108,333 | $ 112,000 |
| Sioux Falls, SD | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Utica-Rome, NY | 3 | $ 295,000 | $ 98,333 | $ 198,000 |
| Walla Walla, WA | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Wausau, WI | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Weirton-Steubenville, WV-OH | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Wenatchee, WA | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Wichita, KS | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Albany, GA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Amarillo, TX | 2 | $ 490,000 | $ 245,000 | $ 233,000 |
| Ann Arbor, MI | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Auburn-Opelika, AL | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Cape Girardeau, MO-IL | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Casper, WY | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Columbia, SC | 2 | $ 460,000 | $ 230,000 | $ 288,000 |
| Columbus, IN | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Corvallis, OR | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Decatur, AL | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Fargo, ND-MN | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Gainesville, FL | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Glens Falls, NY | 2 | $ 610,000 | $ 305,000 | $ 232,000 |
| Goldsboro, NC | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Great Falls, MT | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Hattiesburg, MS | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Hot Springs, AR | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Houma-Thibodaux, LA | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Idaho Falls, ID | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Jackson, TN | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Lafayette-West Lafayette, IN | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Macon-Bibb County, GA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| New Bern, NC | 2 | $ 380,000 | $ 190,000 | $ 202,000 |
| Niles-Benton Harbor, MI | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Pocatello, ID | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Rome, GA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Saginaw, MI | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Sheboygan, WI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Topeka, KS | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Tuscaloosa, AL | 2 | $ 870,000 | $ 435,000 | $ 425,000 |
| Valdosta, GA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Warner Robins, GA | 2 | $ 160,000 | $ 80,000 | $ 153,000 |
| Athens-Clarke County, GA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bangor, ME | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Battle Creek, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bay City, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Binghamton, NY | 1 | $ 75,000 | $ 75,000 | $ 306,000 |
| Bloomington, IL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bloomington, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Cleveland, TN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dalton, GA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Danville, IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Decatur, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Eau Claire, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fairbanks, AK | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Farmington, NM | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Fort Worth-Arlington, TX | 1 | $ 485,000 | $ 485,000 | $ 225,000 |
| Grand Island, NE | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Hanford-Corcoran, CA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jackson, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Jefferson City, MO | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Johnstown, PA | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Kankakee, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kokomo, IN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lake Charles, LA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lawton, OK | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Logan, UT-ID | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Longview, WA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Monroe, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pittsfield, MA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Rochester, MN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sebring, FL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 395,000 | $ 395,000 | $ 119,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 65,000 | $ 65,000 | $ 0 |
| St. Cloud, MN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| St. George, UT | 1 | $ 95,000 | $ 95,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Syracuse, NY | 1 | $ 545,000 | $ 545,000 | $ 486,000 |
| The Villages, FL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Waco, TX | 1 | $ 175,000 | $ 175,000 | $ 178,000 |
| Williamsport, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 5,804 | $546,920,000 | $94,000 | $505,000 | $165,000 | $6,346,000 |
| Home Improvement | 2,433 | $199,665,000 | $82,000 | $405,000 | $446,000 | $2,390,000 |
| Cash-out Refinancing | 1,533 | $312,095,000 | $203,000 | $1,655,000 | $144,000 | $3,065,000 |
| Home Purchase | 877 | $373,355,000 | $425,000 | $4,005,000 | $190,000 | $5,391,000 |
| Refinancing | 266 | $69,020,000 | $259,000 | $1,735,000 | $145,000 | $864,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,146 | $459,350,000 | $74,000 | $405,000 | $0 | $0 |
| White | 3,218 | $684,000,000 | $212,000 | $4,005,000 | $168,000 | $6,346,000 |
| Not Provided | 511 | $105,135,000 | $205,000 | $1,715,000 | $174,000 | $3,160,000 |
| Hispanic | 440 | $88,980,000 | $202,000 | $1,685,000 | $129,000 | $2,492,000 |
| Black or African American | 253 | $50,645,000 | $200,000 | $755,000 | $112,000 | $361,000 |
| Asian | 246 | $85,880,000 | $349,000 | $1,825,000 | $176,000 | $1,575,000 |
| American Indian or Alaskan Native | 23 | $3,965,000 | $172,000 | $545,000 | $134,000 | $578,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,913 | $1,501,055,000 | $137,000 | $4,005,000 | $162,000 | $6,346,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 6,146 | $459,350,000 | $74,000 | $405,000 | $0 | $0 |
| Loan Originated | 3,463 | $735,095,000 | $212,000 | $4,005,000 | $154,000 | $2,997,000 |
| Application Withdrawn By Applicant | 720 | $181,110,000 | $251,000 | $1,595,000 | $182,000 | $6,346,000 |
| File Closed For Incompleteness | 306 | $66,980,000 | $218,000 | $1,715,000 | $254,000 | $5,391,000 |
| Application Denied By Financial Institution | 181 | $33,515,000 | $185,000 | $1,045,000 | $108,000 | $1,918,000 |
| Application Approved But Not Accepted | 97 | $25,005,000 | $257,000 | $965,000 | $118,000 | $616,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,732 | $1,467,540,000 | $136,000 | $4,005,000 | $164,000 | $6,346,000 |
| Debt-To-Income Ratio | 99 | $20,675,000 | $208,000 | $1,045,000 | $70,000 | $245,000 |
| Collateral | 35 | $4,755,000 | $135,000 | $505,000 | $203,000 | $1,918,000 |
| Credit History | 27 | $4,235,000 | $156,000 | $505,000 | $136,000 | $570,000 |
| Other | 12 | $2,270,000 | $189,000 | $375,000 | $106,000 | $246,000 |
| Unverifiable Information | 6 | $1,070,000 | $178,000 | $505,000 | $60,000 | $125,000 |
| Mortgage Insurance Denied | 1 | $445,000 | $445,000 | $445,000 | $177,000 | $177,000 |
| Employment History | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Teachers Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About