Teachers Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Teachers Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Teachers Federal Credit Union
102 Motor Parkway
Hauppauge, NY 11788
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,913
Total Mortgage Loan Application Amount $1,501,055,000
Average Mortgage Loan Application Amount $212,600
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $218,000
Highest Applicant Income $6,346,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Teachers Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teachers Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Teachers Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teachers Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Teachers Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teachers Federal Credit Union's mortgage activity for 2022.

Mortgage Loan Application Totals for Teachers Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk County New York 3,186 $ 583,090,000 $ 183,000 $ 149,000
Nassau County New York 606 $ 162,650,000 $ 268,000 $ 218,000
Maricopa County Arizona 278 $ 21,400,000 $ 76,000 $ 139,000
Los Angeles County California 209 $ 27,915,000 $ 133,000 $ 184,000
Queens County New York 172 $ 48,380,000 $ 281,000 $ 123,000
Riverside County California 155 $ 14,415,000 $ 93,000 $ 111,000
San Diego County California 147 $ 18,415,000 $ 125,000 $ 270,000
Clark County Nevada 125 $ 9,365,000 $ 74,000 $ 104,000
Orange County California 113 $ 30,135,000 $ 266,000 $ 171,000
Broward County Florida 91 $ 9,115,000 $ 100,000 $ 106,000
San Bernardino County California 88 $ 6,600,000 $ 75,000 $ 39,000
King County Washington 75 $ 8,415,000 $ 112,000 $ 208,000
Palm Beach County Florida 71 $ 9,425,000 $ 132,000 $ 144,000
Contra Costa County California 65 $ 7,585,000 $ 116,000 $ 0
Sacramento County California 65 $ 5,825,000 $ 89,000 $ 123,000
Mecklenburg County North Carolina 62 $ 6,510,000 $ 105,000 $ 182,000
Hillsborough County Florida 59 $ 7,485,000 $ 126,000 $ 133,000
Gwinnett County Georgia 58 $ 4,630,000 $ 79,000 $ 0
Orange County Florida 57 $ 7,085,000 $ 124,000 $ 118,000
Miami-Dade County Florida 55 $ 6,915,000 $ 125,000 $ 155,000
Cook County Illinois 52 $ 3,230,000 $ 62,000 $ 0
Wake County North Carolina 52 $ 3,920,000 $ 75,000 $ 60,000
Alameda County California 51 $ 8,875,000 $ 174,000 $ 293,000
Cobb County Georgia 48 $ 3,760,000 $ 78,000 $ 99,000
Pierce County Washington 48 $ 4,270,000 $ 88,000 $ 0
Snohomish County Washington 47 $ 3,845,000 $ 81,000 $ 0
Franklin County Ohio 46 $ 2,490,000 $ 54,000 $ 0
Kings County New York 43 $ 18,015,000 $ 418,000 $ 171,000
Fulton County Georgia 42 $ 4,010,000 $ 95,000 $ 150,000
Santa Clara County California 40 $ 6,260,000 $ 156,000 $ 67,000
Pinal County Arizona 39 $ 2,265,000 $ 58,000 $ 0
Jefferson County Colorado 37 $ 3,305,000 $ 89,000 $ 0
Pinellas County Florida 37 $ 5,025,000 $ 135,000 $ 172,000
Placer County California 36 $ 3,850,000 $ 106,000 $ 0
Westchester County New York 36 $ 8,650,000 $ 240,000 $ 179,000
Adams County Colorado 35 $ 2,105,000 $ 60,000 $ 0
Ocean County New Jersey 32 $ 3,060,000 $ 95,000 $ 152,000
Ventura County California 31 $ 4,255,000 $ 137,000 $ 439,000
Wayne County Michigan 31 $ 1,875,000 $ 60,000 $ 0
Loudoun County Virginia 31 $ 5,375,000 $ 173,000 $ 219,000
Pima County Arizona 30 $ 1,650,000 $ 55,000 $ 0
Arapahoe County Colorado 30 $ 1,910,000 $ 63,000 $ 0
Douglas County Colorado 29 $ 2,425,000 $ 83,000 $ 0
Marion County Indiana 29 $ 1,675,000 $ 57,000 $ 0
Washington County Oregon 29 $ 3,165,000 $ 109,000 $ 406,000
El Paso County Colorado 28 $ 2,120,000 $ 75,000 $ 0
Monmouth County New Jersey 28 $ 4,340,000 $ 155,000 $ 395,000
San Joaquin County California 27 $ 1,715,000 $ 63,000 $ 0
Oakland County Michigan 27 $ 2,205,000 $ 81,000 $ 0
Washoe County Nevada 27 $ 2,515,000 $ 93,000 $ 0
Bergen County New Jersey 27 $ 5,885,000 $ 217,000 $ 227,000
Forsyth County Georgia 26 $ 2,510,000 $ 96,000 $ 0
Essex County New Jersey 26 $ 4,640,000 $ 178,000 $ 287,000
Davidson County Tennessee 25 $ 1,585,000 $ 63,000 $ 0
Lake County Florida 24 $ 1,790,000 $ 74,000 $ 45,000
Lee County Florida 24 $ 3,360,000 $ 140,000 $ 159,000
Hennepin County Minnesota 24 $ 1,050,000 $ 43,000 $ 0
Cuyahoga County Ohio 24 $ 1,170,000 $ 48,000 $ 0
Shelby County Tennessee 24 $ 1,630,000 $ 67,000 $ 97,000
Fairfield County Connecticut 23 $ 5,595,000 $ 243,000 $ 162,000
Duval County Florida 23 $ 2,345,000 $ 101,000 $ 135,000
Johnson County Kansas 23 $ 1,825,000 $ 79,000 $ 0
Essex County Massachusetts 23 $ 1,985,000 $ 86,000 $ 87,000
Middlesex County Massachusetts 23 $ 3,135,000 $ 136,000 $ 119,000
Jackson County Missouri 23 $ 875,000 $ 38,000 $ 0
Middlesex County New Jersey 23 $ 3,025,000 $ 131,000 $ 109,000
New York County New York 23 $ 12,985,000 $ 564,000 $ 252,000
Fresno County California 22 $ 1,680,000 $ 76,000 $ 0
Denver County Colorado 22 $ 2,690,000 $ 122,000 $ 48,000
Hartford County Connecticut 22 $ 1,920,000 $ 87,000 $ 179,000
DeKalb County Georgia 22 $ 3,350,000 $ 152,000 $ 173,000
Worcester County Massachusetts 22 $ 1,620,000 $ 73,000 $ 0
St. Louis County Missouri 22 $ 1,440,000 $ 65,000 $ 0
Multnomah County Oregon 22 $ 1,650,000 $ 75,000 $ 0
Fairfax County Virginia 22 $ 2,320,000 $ 105,000 $ 0
Bronx County New York 21 $ 4,665,000 $ 222,000 $ 141,000
Buncombe County North Carolina 21 $ 2,005,000 $ 95,000 $ 63,000
Montgomery County Pennsylvania 21 $ 1,295,000 $ 61,000 $ 791,000
Knox County Tennessee 21 $ 1,245,000 $ 59,000 $ 0
Stanislaus County California 20 $ 1,720,000 $ 86,000 $ 0
New Haven County Connecticut 20 $ 2,350,000 $ 117,000 $ 157,000
District of Columbia County District Of Columbia 20 $ 3,290,000 $ 164,000 $ 366,000
Pasco County Florida 20 $ 2,020,000 $ 101,000 $ 158,000
St. Johns County Florida 20 $ 3,200,000 $ 160,000 $ 127,000
Volusia County Florida 20 $ 1,770,000 $ 88,000 $ 99,000
Ada County Idaho 20 $ 1,800,000 $ 90,000 $ 0
Morris County New Jersey 20 $ 2,800,000 $ 140,000 $ 648,000
Prince William County Virginia 20 $ 1,460,000 $ 73,000 $ 0
Kern County California 19 $ 1,125,000 $ 59,000 $ 0
Larimer County Colorado 19 $ 1,225,000 $ 64,000 $ 0
Polk County Florida 19 $ 3,095,000 $ 162,000 $ 153,000
St. Lucie County Florida 19 $ 2,295,000 $ 120,000 $ 92,000
Clark County Washington 19 $ 1,265,000 $ 66,000 $ 0
Osceola County Florida 18 $ 2,200,000 $ 122,000 $ 92,000
Henry County Georgia 18 $ 1,300,000 $ 72,000 $ 0
Weld County Colorado 17 $ 1,175,000 $ 69,000 $ 118,000
Manatee County Florida 17 $ 2,525,000 $ 148,000 $ 217,000
DuPage County Illinois 17 $ 1,335,000 $ 78,000 $ 0
Kane County Illinois 17 $ 775,000 $ 45,000 $ 0
Hillsborough County New Hampshire 17 $ 995,000 $ 58,000 $ 0
Virginia Beach County Virginia 17 $ 965,000 $ 56,000 $ 0
Santa Barbara County California 16 $ 1,200,000 $ 75,000 $ 0
Solano County California 16 $ 1,860,000 $ 116,000 $ 0
Lake County Indiana 16 $ 770,000 $ 48,000 $ 0
Norfolk County Massachusetts 16 $ 1,540,000 $ 96,000 $ 0
Macomb County Michigan 16 $ 850,000 $ 53,000 $ 0
Guilford County North Carolina 16 $ 1,420,000 $ 88,000 $ 160,000
Bucks County Pennsylvania 16 $ 1,610,000 $ 100,000 $ 280,000
Kitsap County Washington 16 $ 1,730,000 $ 108,000 $ 0
Jefferson County Alabama 15 $ 855,000 $ 57,000 $ 0
San Mateo County California 15 $ 2,715,000 $ 181,000 $ 0
Seminole County Florida 15 $ 1,365,000 $ 91,000 $ 114,000
Clay County Missouri 15 $ 825,000 $ 55,000 $ 0
St. Charles County Missouri 15 $ 1,145,000 $ 76,000 $ 67,000
Burlington County New Jersey 15 $ 1,645,000 $ 109,000 $ 83,000
Richmond County New York 15 $ 3,675,000 $ 245,000 $ 150,000
Rockland County New York 15 $ 4,655,000 $ 310,000 $ 161,000
Clackamas County Oregon 15 $ 1,475,000 $ 98,000 $ 0
Allegheny County Pennsylvania 15 $ 985,000 $ 65,000 $ 229,000
Sonoma County California 14 $ 1,300,000 $ 92,000 $ 0
Collier County Florida 14 $ 4,980,000 $ 355,000 $ 628,000
Rockingham County New Hampshire 14 $ 960,000 $ 68,000 $ 0
Hudson County New Jersey 14 $ 2,120,000 $ 151,000 $ 180,000
Somerset County New Jersey 14 $ 1,520,000 $ 108,000 $ 0
Summit County Ohio 14 $ 730,000 $ 52,000 $ 0
Philadelphia County Pennsylvania 14 $ 1,150,000 $ 82,000 $ 150,000
El Dorado County California 13 $ 1,025,000 $ 78,000 $ 0
Boulder County Colorado 13 $ 975,000 $ 75,000 $ 0
Cherokee County Georgia 13 $ 1,395,000 $ 107,000 $ 190,000
Barnstable County Massachusetts 13 $ 1,205,000 $ 92,000 $ 135,000
Plymouth County Massachusetts 13 $ 1,605,000 $ 123,000 $ 114,000
Genesee County Michigan 13 $ 515,000 $ 39,000 $ 0
Kent County Michigan 13 $ 815,000 $ 62,000 $ 0
Johnston County North Carolina 13 $ 725,000 $ 55,000 $ 162,000
Union County North Carolina 13 $ 2,445,000 $ 188,000 $ 166,000
Rutherford County Tennessee 13 $ 875,000 $ 67,000 $ 0
Chesterfield County Virginia 13 $ 725,000 $ 55,000 $ 52,000
Henrico County Virginia 13 $ 1,485,000 $ 114,000 $ 83,000
Stafford County Virginia 13 $ 1,085,000 $ 83,000 $ 136,000
Benton County Arkansas 12 $ 620,000 $ 51,000 $ 0
Merced County California 12 $ 890,000 $ 74,000 $ 0
Marion County Florida 12 $ 810,000 $ 67,000 $ 25,000
Sarasota County Florida 12 $ 1,290,000 $ 107,000 $ 81,000
Paulding County Georgia 12 $ 720,000 $ 60,000 $ 94,000
Montgomery County Maryland 12 $ 4,300,000 $ 358,000 $ 191,000
Camden County New Jersey 12 $ 850,000 $ 70,000 $ 185,000
Union County New Jersey 12 $ 2,770,000 $ 230,000 $ 501,000
Hamilton County Ohio 12 $ 620,000 $ 51,000 $ 0
Montgomery County Ohio 12 $ 440,000 $ 36,000 $ 0
Stark County Ohio 12 $ 690,000 $ 57,000 $ 0
Tulsa County Oklahoma 12 $ 700,000 $ 58,000 $ 0
Deschutes County Oregon 12 $ 970,000 $ 80,000 $ 0
Marion County Oregon 12 $ 780,000 $ 65,000 $ 0
Monroe County Pennsylvania 12 $ 1,300,000 $ 108,000 $ 127,000
Bristol County Massachusetts 11 $ 1,215,000 $ 110,000 $ 170,000
Anoka County Minnesota 11 $ 685,000 $ 62,000 $ 0
Orange County New York 11 $ 2,305,000 $ 209,000 $ 213,000
Brunswick County North Carolina 11 $ 1,045,000 $ 95,000 $ 209,000
Gaston County North Carolina 11 $ 625,000 $ 56,000 $ 0
Oklahoma County Oklahoma 11 $ 775,000 $ 70,000 $ 242,000
Lane County Oregon 11 $ 705,000 $ 64,000 $ 142,000
Chester County Pennsylvania 11 $ 1,205,000 $ 109,000 $ 231,000
Pike County Pennsylvania 11 $ 1,065,000 $ 96,000 $ 101,000
Horry County South Carolina 11 $ 2,325,000 $ 211,000 $ 86,000
Mohave County Arizona 10 $ 870,000 $ 87,000 $ 0
Chatham County Georgia 10 $ 600,000 $ 60,000 $ 0
Hamilton County Indiana 10 $ 1,050,000 $ 105,000 $ 98,000
Dakota County Minnesota 10 $ 500,000 $ 50,000 $ 0
Cabarrus County North Carolina 10 $ 620,000 $ 62,000 $ 0
Durham County North Carolina 10 $ 1,180,000 $ 118,000 $ 94,000
Iredell County North Carolina 10 $ 610,000 $ 61,000 $ 213,000
New Hanover County North Carolina 10 $ 1,610,000 $ 161,000 $ 167,000
Butler County Ohio 10 $ 460,000 $ 46,000 $ 0
Clermont County Ohio 10 $ 490,000 $ 49,000 $ 0
Lucas County Ohio 10 $ 600,000 $ 60,000 $ 28,000
Providence County Rhode Island 10 $ 860,000 $ 86,000 $ 36,000
Hamilton County Tennessee 10 $ 630,000 $ 63,000 $ 0
Hanover County Virginia 10 $ 770,000 $ 77,000 $ 0
Island County Washington 10 $ 1,000,000 $ 100,000 $ 0
Madison County Alabama 9 $ 445,000 $ 49,000 $ 0
Yavapai County Arizona 9 $ 945,000 $ 105,000 $ 0
Brevard County Florida 9 $ 555,000 $ 61,000 $ 34,000
Martin County Florida 9 $ 745,000 $ 82,000 $ 101,000
Okaloosa County Florida 9 $ 1,335,000 $ 148,000 $ 130,000
Coweta County Georgia 9 $ 655,000 $ 72,000 $ 137,000
Fayette County Georgia 9 $ 1,285,000 $ 142,000 $ 151,000
Hall County Georgia 9 $ 525,000 $ 58,000 $ 0
Honolulu County Hawaii 9 $ 4,855,000 $ 539,000 $ 101,000
McHenry County Illinois 9 $ 345,000 $ 38,000 $ 0
Allen County Indiana 9 $ 345,000 $ 38,000 $ 0
Ottawa County Michigan 9 $ 445,000 $ 49,000 $ 0
Scott County Minnesota 9 $ 745,000 $ 82,000 $ 62,000
Passaic County New Jersey 9 $ 735,000 $ 81,000 $ 187,000
Sussex County New Jersey 9 $ 675,000 $ 75,000 $ 55,000
Lorain County Ohio 9 $ 435,000 $ 48,000 $ 0
Delaware County Pennsylvania 9 $ 605,000 $ 67,000 $ 450,000
Luzerne County Pennsylvania 9 $ 905,000 $ 100,000 $ 109,000
York County Pennsylvania 9 $ 445,000 $ 49,000 $ 0
Wilson County Tennessee 9 $ 705,000 $ 78,000 $ 0
Spokane County Washington 9 $ 785,000 $ 87,000 $ 0
Yuma County Arizona 8 $ 390,000 $ 48,000 $ 0
Pulaski County Arkansas 8 $ 390,000 $ 48,000 $ 0
Monterey County California 8 $ 1,020,000 $ 127,000 $ 0
Tulare County California 8 $ 520,000 $ 65,000 $ 0
Indian River County Florida 8 $ 660,000 $ 82,000 $ 0
Clark County Indiana 8 $ 400,000 $ 50,000 $ 0
Hendricks County Indiana 8 $ 360,000 $ 45,000 $ 0
Polk County Iowa 8 $ 350,000 $ 43,000 $ 0
Woodbury County Iowa 8 $ 380,000 $ 47,000 $ 0
Gloucester County New Jersey 8 $ 700,000 $ 87,000 $ 132,000
Pitt County North Carolina 8 $ 1,050,000 $ 131,000 $ 117,000
Lake County Ohio 8 $ 200,000 $ 25,000 $ 0
Mahoning County Ohio 8 $ 230,000 $ 28,000 $ 0
Berks County Pennsylvania 8 $ 390,000 $ 48,000 $ 0
Lehigh County Pennsylvania 8 $ 480,000 $ 60,000 $ 0
Montgomery County Tennessee 8 $ 400,000 $ 50,000 $ 0
Sumner County Tennessee 8 $ 540,000 $ 67,000 $ 0
Williamson County Tennessee 8 $ 470,000 $ 58,000 $ 0
San Francisco County California 7 $ 895,000 $ 127,000 $ 0
San Luis Obispo County California 7 $ 475,000 $ 67,000 $ 0
Yolo County California 7 $ 775,000 $ 110,000 $ 0
Litchfield County Connecticut 7 $ 875,000 $ 125,000 $ 85,000
Middlesex County Connecticut 7 $ 375,000 $ 53,000 $ 44,000
New London County Connecticut 7 $ 305,000 $ 43,000 $ 114,000
Santa Rosa County Florida 7 $ 505,000 $ 72,000 $ 0
Clayton County Georgia 7 $ 505,000 $ 72,000 $ 0
Douglas County Georgia 7 $ 595,000 $ 85,000 $ 0
Rockdale County Georgia 7 $ 355,000 $ 50,000 $ 0
Lake County Illinois 7 $ 385,000 $ 55,000 $ 106,000
Winnebago County Illinois 7 $ 215,000 $ 30,000 $ 0
St. Tammany County Louisiana 7 $ 355,000 $ 50,000 $ 0
Washington County Minnesota 7 $ 235,000 $ 33,000 $ 0
Merrimack County New Hampshire 7 $ 655,000 $ 93,000 $ 0
Mercer County New Jersey 7 $ 475,000 $ 67,000 $ 203,000
Cumberland County North Carolina 7 $ 345,000 $ 49,000 $ 0
Delaware County Ohio 7 $ 675,000 $ 96,000 $ 0
Licking County Ohio 7 $ 255,000 $ 36,000 $ 0
Canadian County Oklahoma 7 $ 295,000 $ 42,000 $ 0
Northampton County Pennsylvania 7 $ 955,000 $ 136,000 $ 1,156,000
Kent County Rhode Island 7 $ 365,000 $ 52,000 $ 0
Thurston County Washington 7 $ 665,000 $ 95,000 $ 0
Milwaukee County Wisconsin 7 $ 315,000 $ 45,000 $ 0
Waukesha County Wisconsin 7 $ 345,000 $ 49,000 $ 0
Mobile County Alabama 6 $ 270,000 $ 45,000 $ 0
Shelby County Alabama 6 $ 310,000 $ 51,000 $ 0
Washington County Arkansas 6 $ 330,000 $ 55,000 $ 0
Charlotte County Florida 6 $ 700,000 $ 116,000 $ 83,000
Clay County Florida 6 $ 260,000 $ 43,000 $ 0
Hernando County Florida 6 $ 620,000 $ 103,000 $ 130,000
Leon County Florida 6 $ 280,000 $ 46,000 $ 0
Will County Illinois 6 $ 340,000 $ 56,000 $ 62,000
Boone County Indiana 6 $ 320,000 $ 53,000 $ 0
Hampden County Massachusetts 6 $ 440,000 $ 73,000 $ 0
Muskegon County Michigan 6 $ 300,000 $ 50,000 $ 0
Greene County Missouri 6 $ 300,000 $ 50,000 $ 0
Yellowstone County Montana 6 $ 260,000 $ 43,000 $ 0
Sarpy County Nebraska 6 $ 260,000 $ 43,000 $ 0
Strafford County New Hampshire 6 $ 240,000 $ 40,000 $ 0
Atlantic County New Jersey 6 $ 240,000 $ 40,000 $ 84,000
Dona Ana County New Mexico 6 $ 310,000 $ 51,000 $ 19,000
Santa Fe County New Mexico 6 $ 380,000 $ 63,000 $ 0
Delaware County New York 6 $ 1,270,000 $ 211,000 $ 152,000
Erie County New York 6 $ 1,160,000 $ 193,000 $ 144,000
Putnam County New York 6 $ 1,560,000 $ 260,000 $ 155,000
Alamance County North Carolina 6 $ 260,000 $ 43,000 $ 0
Allen County Ohio 6 $ 210,000 $ 35,000 $ 0
Richland County Ohio 6 $ 290,000 $ 48,000 $ 0
Trumbull County Ohio 6 $ 220,000 $ 36,000 $ 0
Jackson County Oregon 6 $ 1,010,000 $ 168,000 $ 258,000
Dauphin County Pennsylvania 6 $ 450,000 $ 75,000 $ 130,000
Maury County Tennessee 6 $ 350,000 $ 58,000 $ 0
Collin County Texas 6 $ 2,380,000 $ 396,000 $ 189,000
Spotsylvania County Virginia 6 $ 470,000 $ 78,000 $ 0
Navajo County Arizona 5 $ 145,000 $ 29,000 $ 0
Saline County Arkansas 5 $ 145,000 $ 29,000 $ 0
Marin County California 5 $ 905,000 $ 181,000 $ 0
Nevada County California 5 $ 605,000 $ 121,000 $ 0
Yuba County California 5 $ 235,000 $ 47,000 $ 0
Mesa County Colorado 5 $ 205,000 $ 41,000 $ 0
Pueblo County Colorado 5 $ 255,000 $ 51,000 $ 0
Citrus County Florida 5 $ 285,000 $ 57,000 $ 73,000
Walton County Florida 5 $ 645,000 $ 129,000 $ 0
Muscogee County Georgia 5 $ 185,000 $ 37,000 $ 0
Richmond County Georgia 5 $ 205,000 $ 41,000 $ 0
Kootenai County Idaho 5 $ 615,000 $ 123,000 $ 0
Elkhart County Indiana 5 $ 295,000 $ 59,000 $ 0
Johnson County Indiana 5 $ 215,000 $ 43,000 $ 0
Morgan County Indiana 5 $ 215,000 $ 43,000 $ 0
St. Joseph County Indiana 5 $ 215,000 $ 43,000 $ 0
Vanderburgh County Indiana 5 $ 235,000 $ 47,000 $ 69,000
Lafayette County Louisiana 5 $ 205,000 $ 41,000 $ 0
Livingston County Louisiana 5 $ 505,000 $ 101,000 $ 0
Hampshire County Massachusetts 5 $ 505,000 $ 101,000 $ 180,000
Livingston County Michigan 5 $ 185,000 $ 37,000 $ 0
Ramsey County Minnesota 5 $ 225,000 $ 45,000 $ 93,000
DeSoto County Mississippi 5 $ 205,000 $ 41,000 $ 0
Douglas County Nevada 5 $ 335,000 $ 67,000 $ 0
Sandoval County New Mexico 5 $ 425,000 $ 85,000 $ 0
Ulster County New York 5 $ 1,435,000 $ 287,000 $ 202,000
Chatham County North Carolina 5 $ 935,000 $ 187,000 $ 120,000
Davidson County North Carolina 5 $ 205,000 $ 41,000 $ 0
Henderson County North Carolina 5 $ 265,000 $ 53,000 $ 56,000
Warren County Ohio 5 $ 275,000 $ 55,000 $ 154,000
Cleveland County Oklahoma 5 $ 295,000 $ 59,000 $ 0
Linn County Oregon 5 $ 305,000 $ 61,000 $ 0
Blount County Tennessee 5 $ 345,000 $ 69,000 $ 0
Sevier County Tennessee 5 $ 385,000 $ 77,000 $ 74,000
Norfolk County Virginia 5 $ 255,000 $ 51,000 $ 0
Powhatan County Virginia 5 $ 315,000 $ 63,000 $ 0
Whatcom County Washington 5 $ 575,000 $ 115,000 $ 0
Brown County Wisconsin 5 $ 215,000 $ 43,000 $ 0
Rock County Wisconsin 5 $ 285,000 $ 57,000 $ 0
Baldwin County Alabama 4 $ 340,000 $ 85,000 $ 121,000
Coconino County Arizona 4 $ 520,000 $ 130,000 $ 0
Imperial County California 4 $ 160,000 $ 40,000 $ 0
Madera County California 4 $ 180,000 $ 45,000 $ 0
Napa County California 4 $ 480,000 $ 120,000 $ 0
Monroe County Florida 4 $ 1,950,000 $ 487,000 $ 504,000
Nassau County Florida 4 $ 510,000 $ 127,000 $ 66,000
Barrow County Georgia 4 $ 130,000 $ 32,000 $ 0
Bryan County Georgia 4 $ 210,000 $ 52,000 $ 0
Catoosa County Georgia 4 $ 160,000 $ 40,000 $ 0
Glynn County Georgia 4 $ 290,000 $ 72,000 $ 0
Newton County Georgia 4 $ 240,000 $ 60,000 $ 0
Walton County Georgia 4 $ 210,000 $ 52,000 $ 0
Kendall County Illinois 4 $ 410,000 $ 102,000 $ 0
St. Clair County Illinois 4 $ 140,000 $ 35,000 $ 0
Madison County Indiana 4 $ 140,000 $ 35,000 $ 0
Porter County Indiana 4 $ 190,000 $ 47,000 $ 0
East Baton Rouge County Louisiana 4 $ 240,000 $ 60,000 $ 0
Jefferson County Louisiana 4 $ 470,000 $ 117,000 $ 65,000
Orleans County Louisiana 4 $ 230,000 $ 57,000 $ 0
Franklin County Massachusetts 4 $ 290,000 $ 72,000 $ 0
Ingham County Michigan 4 $ 150,000 $ 37,000 $ 0
Kalamazoo County Michigan 4 $ 190,000 $ 47,000 $ 0
St. Louis County Minnesota 4 $ 190,000 $ 47,000 $ 0
Wright County Minnesota 4 $ 180,000 $ 45,000 $ 0
Hinds County Mississippi 4 $ 160,000 $ 40,000 $ 0
Lee County Mississippi 4 $ 80,000 $ 20,000 $ 0
Boone County Missouri 4 $ 200,000 $ 50,000 $ 0
Gallatin County Montana 4 $ 410,000 $ 102,000 $ 0
Lyon County Nevada 4 $ 230,000 $ 57,000 $ 0
Carroll County New Hampshire 4 $ 440,000 $ 110,000 $ 0
Cumberland County New Jersey 4 $ 210,000 $ 52,000 $ 0
Hunterdon County New Jersey 4 $ 250,000 $ 62,000 $ 0
Bernalillo County New Mexico 4 $ 210,000 $ 52,000 $ 0
Dutchess County New York 4 $ 1,190,000 $ 297,000 $ 104,000
Monroe County New York 4 $ 810,000 $ 202,000 $ 125,000
Harnett County North Carolina 4 $ 210,000 $ 52,000 $ 0
Lincoln County North Carolina 4 $ 360,000 $ 90,000 $ 0
Onslow County North Carolina 4 $ 370,000 $ 92,000 $ 0
Rowan County North Carolina 4 $ 110,000 $ 27,000 $ 0
Clark County Ohio 4 $ 130,000 $ 32,000 $ 0
Medina County Ohio 4 $ 150,000 $ 37,000 $ 0
Pickaway County Ohio 4 $ 180,000 $ 45,000 $ 0
Douglas County Oregon 4 $ 210,000 $ 52,000 $ 0
Josephine County Oregon 4 $ 480,000 $ 120,000 $ 0
Yamhill County Oregon 4 $ 280,000 $ 70,000 $ 0
Lancaster County Pennsylvania 4 $ 170,000 $ 42,000 $ 0
Washington County Pennsylvania 4 $ 230,000 $ 57,000 $ 0
Robertson County Tennessee 4 $ 200,000 $ 50,000 $ 0
Denton County Texas 4 $ 2,430,000 $ 607,000 $ 218,000
Alexandria County Virginia 4 $ 370,000 $ 92,000 $ 351,000
Chesapeake County Virginia 4 $ 260,000 $ 65,000 $ 0
Roanoke County Virginia 4 $ 290,000 $ 72,000 $ 0
Benton County Washington 4 $ 330,000 $ 82,000 $ 0
Skagit County Washington 4 $ 550,000 $ 137,000 $ 0
Yakima County Washington 4 $ 270,000 $ 67,000 $ 0
Dane County Wisconsin 4 $ 410,000 $ 102,000 $ 159,000
Outagamie County Wisconsin 4 $ 190,000 $ 47,000 $ 0
Walworth County Wisconsin 4 $ 140,000 $ 35,000 $ 0
Laramie County Wyoming 4 $ 200,000 $ 50,000 $ 0
St. Clair County Alabama 3 $ 195,000 $ 65,000 $ 0
Anchorage County Alaska 3 $ 405,000 $ 135,000 $ 0
Sebastian County Arkansas 3 $ 175,000 $ 58,000 $ 0
Butte County California 3 $ 125,000 $ 41,000 $ 0
Calaveras County California 3 $ 265,000 $ 88,000 $ 0
Humboldt County California 3 $ 115,000 $ 38,000 $ 0
Mariposa County California 3 $ 155,000 $ 51,000 $ 0
Santa Cruz County California 3 $ 465,000 $ 155,000 $ 0
Shasta County California 3 $ 125,000 $ 41,000 $ 0
Sutter County California 3 $ 175,000 $ 58,000 $ 0
Tehama County California 3 $ 155,000 $ 51,000 $ 0
Garfield County Colorado 3 $ 135,000 $ 45,000 $ 0
Sussex County Delaware 3 $ 815,000 $ 271,000 $ 141,000
Bay County Florida 3 $ 185,000 $ 61,000 $ 0
Escambia County Florida 3 $ 225,000 $ 75,000 $ 0
Camden County Georgia 3 $ 215,000 $ 71,000 $ 0
Effingham County Georgia 3 $ 105,000 $ 35,000 $ 0
Harris County Georgia 3 $ 395,000 $ 131,000 $ 175,000
Jackson County Georgia 3 $ 165,000 $ 55,000 $ 46,000
Polk County Georgia 3 $ 95,000 $ 31,000 $ 0
Delaware County Indiana 3 $ 125,000 $ 41,000 $ 0
Floyd County Indiana 3 $ 335,000 $ 111,000 $ 0
Vigo County Indiana 3 $ 115,000 $ 38,000 $ 0
Caddo County Louisiana 3 $ 325,000 $ 108,000 $ 112,000
St. Charles County Louisiana 3 $ 355,000 $ 118,000 $ 0
Cumberland County Maine 3 $ 155,000 $ 51,000 $ 0
Baltimore City County Maryland 3 $ 535,000 $ 178,000 $ 79,000
Howard County Maryland 3 $ 1,515,000 $ 505,000 $ 284,000
Eaton County Michigan 3 $ 105,000 $ 35,000 $ 0
Sanilac County Michigan 3 $ 145,000 $ 48,000 $ 0
Carver County Minnesota 3 $ 245,000 $ 81,000 $ 0
Pettis County Missouri 3 $ 115,000 $ 38,000 $ 0
Platte County Missouri 3 $ 175,000 $ 58,000 $ 56,000
St. Louis City County Missouri 3 $ 125,000 $ 41,000 $ 0
Cass County Nebraska 3 $ 395,000 $ 131,000 $ 0
Douglas County Nebraska 3 $ 165,000 $ 55,000 $ 0
Carson City County Nevada 3 $ 145,000 $ 48,000 $ 0
Elko County Nevada 3 $ 385,000 $ 128,000 $ 0
Cheshire County New Hampshire 3 $ 115,000 $ 38,000 $ 0
Cape May County New Jersey 3 $ 115,000 $ 38,000 $ 129,000
Warren County New Jersey 3 $ 525,000 $ 175,000 $ 216,000
Oneida County New York 3 $ 295,000 $ 98,000 $ 198,000
Caldwell County North Carolina 3 $ 135,000 $ 45,000 $ 0
Forsyth County North Carolina 3 $ 115,000 $ 38,000 $ 0
Franklin County North Carolina 3 $ 315,000 $ 105,000 $ 83,000
Granville County North Carolina 3 $ 405,000 $ 135,000 $ 36,000
Nash County North Carolina 3 $ 185,000 $ 61,000 $ 0
Randolph County North Carolina 3 $ 185,000 $ 61,000 $ 0
Rutherford County North Carolina 3 $ 925,000 $ 308,000 $ 357,000
Wilkes County North Carolina 3 $ 215,000 $ 71,000 $ 0
Fairfield County Ohio 3 $ 135,000 $ 45,000 $ 0
Fayette County Ohio 3 $ 95,000 $ 31,000 $ 0
Greene County Ohio 3 $ 295,000 $ 98,000 $ 0
Jefferson County Ohio 3 $ 175,000 $ 58,000 $ 0
Knox County Ohio 3 $ 75,000 $ 25,000 $ 0
Madison County Ohio 3 $ 155,000 $ 51,000 $ 0
Miami County Ohio 3 $ 125,000 $ 41,000 $ 0
Portage County Ohio 3 $ 125,000 $ 41,000 $ 0
Tuscarawas County Ohio 3 $ 95,000 $ 31,000 $ 0
Washington County Ohio 3 $ 125,000 $ 41,000 $ 0
Wood County Ohio 3 $ 205,000 $ 68,000 $ 0
Pottawatomie County Oklahoma 3 $ 135,000 $ 45,000 $ 0
Wagoner County Oklahoma 3 $ 125,000 $ 41,000 $ 0
Klamath County Oregon 3 $ 225,000 $ 75,000 $ 0
Beaver County Pennsylvania 3 $ 85,000 $ 28,000 $ 0
Indiana County Pennsylvania 3 $ 75,000 $ 25,000 $ 0
Lackawanna County Pennsylvania 3 $ 205,000 $ 68,000 $ 65,000
Lebanon County Pennsylvania 3 $ 205,000 $ 68,000 $ 0
Georgetown County South Carolina 3 $ 745,000 $ 248,000 $ 129,000
Minnehaha County South Dakota 3 $ 95,000 $ 31,000 $ 0
Hamblen County Tennessee 3 $ 85,000 $ 28,000 $ 0
Tipton County Tennessee 3 $ 135,000 $ 45,000 $ 0
Dallas County Texas 3 $ 585,000 $ 195,000 $ 84,000
Harris County Texas 3 $ 1,355,000 $ 451,000 $ 233,000
Frederick County Virginia 3 $ 395,000 $ 131,000 $ 49,000
Greene County Virginia 3 $ 275,000 $ 91,000 $ 0
Richmond City County Virginia 3 $ 185,000 $ 61,000 $ 0
Jefferson County Washington 3 $ 175,000 $ 58,000 $ 0
Mason County Washington 3 $ 215,000 $ 71,000 $ 0
Walla Walla County Washington 3 $ 85,000 $ 28,000 $ 0
Racine County Wisconsin 3 $ 125,000 $ 41,000 $ 0
St. Croix County Wisconsin 3 $ 195,000 $ 65,000 $ 0
Calhoun County Alabama 2 $ 60,000 $ 30,000 $ 0
Lee County Alabama 2 $ 160,000 $ 80,000 $ 0
Montgomery County Alabama 2 $ 160,000 $ 80,000 $ 0
Morgan County Alabama 2 $ 130,000 $ 65,000 $ 0
Tuscaloosa County Alabama 2 $ 870,000 $ 435,000 $ 425,000
Boone County Arkansas 2 $ 110,000 $ 55,000 $ 0
Garland County Arkansas 2 $ 90,000 $ 45,000 $ 0
Lonoke County Arkansas 2 $ 130,000 $ 65,000 $ 0
Mono County California 2 $ 460,000 $ 230,000 $ 218,000
San Benito County California 2 $ 270,000 $ 135,000 $ 100,000
Broomfield County Colorado 2 $ 390,000 $ 195,000 $ 0
Delta County Colorado 2 $ 160,000 $ 80,000 $ 0
Fremont County Colorado 2 $ 110,000 $ 55,000 $ 0
Montezuma County Colorado 2 $ 110,000 $ 55,000 $ 0
Park County Colorado 2 $ 220,000 $ 110,000 $ 0
Routt County Colorado 2 $ 130,000 $ 65,000 $ 0
Flagler County Florida 2 $ 60,000 $ 30,000 $ 0
Columbia County Georgia 2 $ 90,000 $ 45,000 $ 0
Dawson County Georgia 2 $ 70,000 $ 35,000 $ 0
Floyd County Georgia 2 $ 110,000 $ 55,000 $ 0
Gordon County Georgia 2 $ 80,000 $ 40,000 $ 0
Houston County Georgia 2 $ 160,000 $ 80,000 $ 153,000
Liberty County Georgia 2 $ 80,000 $ 40,000 $ 0
Lowndes County Georgia 2 $ 110,000 $ 55,000 $ 0
Putnam County Georgia 2 $ 160,000 $ 80,000 $ 0
Spalding County Georgia 2 $ 270,000 $ 135,000 $ 74,000
Tift County Georgia 2 $ 110,000 $ 55,000 $ 0
Troup County Georgia 2 $ 150,000 $ 75,000 $ 0
Walker County Georgia 2 $ 130,000 $ 65,000 $ 0
Bannock County Idaho 2 $ 150,000 $ 75,000 $ 0
Bonneville County Idaho 2 $ 70,000 $ 35,000 $ 0
Payette County Idaho 2 $ 130,000 $ 65,000 $ 0
Grundy County Illinois 2 $ 100,000 $ 50,000 $ 0
Ogle County Illinois 2 $ 90,000 $ 45,000 $ 0
Peoria County Illinois 2 $ 70,000 $ 35,000 $ 0
Bartholomew County Indiana 2 $ 80,000 $ 40,000 $ 0
Hancock County Indiana 2 $ 50,000 $ 25,000 $ 0
Huntington County Indiana 2 $ 50,000 $ 25,000 $ 0
LaGrange County Indiana 2 $ 60,000 $ 30,000 $ 0
Lawrence County Indiana 2 $ 90,000 $ 45,000 $ 0
Tippecanoe County Indiana 2 $ 80,000 $ 40,000 $ 0
Muscatine County Iowa 2 $ 80,000 $ 40,000 $ 0
Warren County Iowa 2 $ 60,000 $ 30,000 $ 0
Sedgwick County Kansas 2 $ 100,000 $ 50,000 $ 0
Terrebonne County Louisiana 2 $ 140,000 $ 70,000 $ 0
Knox County Maine 2 $ 200,000 $ 100,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 5,804 $546,920,000 $94,000 $505,000 $165,000 $6,346,000
Home Improvement 2,433 $199,665,000 $82,000 $405,000 $446,000 $2,390,000
Cash-out Refinancing 1,533 $312,095,000 $203,000 $1,655,000 $144,000 $3,065,000
Home Purchase 877 $373,355,000 $425,000 $4,005,000 $190,000 $5,391,000
Refinancing 266 $69,020,000 $259,000 $1,735,000 $145,000 $864,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,146 $459,350,000 $74,000 $405,000 $0 $0
White 3,218 $684,000,000 $212,000 $4,005,000 $168,000 $6,346,000
Not Provided 511 $105,135,000 $205,000 $1,715,000 $174,000 $3,160,000
Hispanic 440 $88,980,000 $202,000 $1,685,000 $129,000 $2,492,000
Black or African American 253 $50,645,000 $200,000 $755,000 $112,000 $361,000
Asian 246 $85,880,000 $349,000 $1,825,000 $176,000 $1,575,000
American Indian or Alaskan Native 23 $3,965,000 $172,000 $545,000 $134,000 $578,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,913 $1,501,055,000 $137,000 $4,005,000 $162,000 $6,346,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,146 $459,350,000 $74,000 $405,000 $0 $0
Loan Originated 3,463 $735,095,000 $212,000 $4,005,000 $154,000 $2,997,000
Application Withdrawn By Applicant 720 $181,110,000 $251,000 $1,595,000 $182,000 $6,346,000
File Closed For Incompleteness 306 $66,980,000 $218,000 $1,715,000 $254,000 $5,391,000
Application Denied By Financial Institution 181 $33,515,000 $185,000 $1,045,000 $108,000 $1,918,000
Application Approved But Not Accepted 97 $25,005,000 $257,000 $965,000 $118,000 $616,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,732 $1,467,540,000 $136,000 $4,005,000 $164,000 $6,346,000
Debt-To-Income Ratio 99 $20,675,000 $208,000 $1,045,000 $70,000 $245,000
Collateral 35 $4,755,000 $135,000 $505,000 $203,000 $1,918,000
Credit History 27 $4,235,000 $156,000 $505,000 $136,000 $570,000
Other 12 $2,270,000 $189,000 $375,000 $106,000 $246,000
Unverifiable Information 6 $1,070,000 $178,000 $505,000 $60,000 $125,000
Mortgage Insurance Denied 1 $445,000 $445,000 $445,000 $177,000 $177,000
Employment History 1 $65,000 $65,000 $65,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Teachers Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List