Teachers Federal Credit Union Mortgage Lending & HMDA Data, 2022
In 2022, Teachers Federal Credit Union of Hauppauge, NY reported 10,913 mortgage applications totaling $1.5 billion, up 53% from 2021. The average application was for $137,547, and applicants reported an average income of $226,219. 32% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Nassau County-Suffolk County, NY (3,792), New York-Jersey City-White Plains, NY-NJ (381) and Phoenix-Mesa-Scottsdale, AZ (317) (applications in parentheses).
| Mortgage Company & Address | Teachers Federal Credit Union 102 Motor Parkway Hauppauge, NY 11788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,913 |
| Total Mortgage Loan Application Amount | $1,501,055,000 |
| Average Mortgage Loan Application Amount | $137,547 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $226,219 |
| Highest Applicant Income | $6,346,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Teachers Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 3,186 | $ 583,090,000 | $ 183,016 | $ 149,000 |
| Nassau, New York | 606 | $ 162,650,000 | $ 268,399 | $ 218,000 |
| Maricopa, Arizona | 278 | $ 21,400,000 | $ 76,978 | $ 139,000 |
| Los Angeles, California | 209 | $ 27,915,000 | $ 133,564 | $ 184,000 |
| Queens, New York | 172 | $ 48,380,000 | $ 281,279 | $ 123,000 |
| Riverside, California | 155 | $ 14,415,000 | $ 93,000 | $ 111,000 |
| San Diego, California | 147 | $ 18,415,000 | $ 125,272 | $ 270,000 |
| Clark, Nevada | 125 | $ 9,365,000 | $ 74,920 | $ 104,000 |
| Orange, California | 113 | $ 30,135,000 | $ 266,681 | $ 171,000 |
| Broward, Florida | 91 | $ 9,115,000 | $ 100,164 | $ 106,000 |
| San Bernardino, California | 88 | $ 6,600,000 | $ 75,000 | $ 39,000 |
| King, Washington | 75 | $ 8,415,000 | $ 112,200 | $ 208,000 |
| Palm Beach, Florida | 71 | $ 9,425,000 | $ 132,746 | $ 144,000 |
| Contra Costa, California | 65 | $ 7,585,000 | $ 116,692 | $ 0 |
| Sacramento, California | 65 | $ 5,825,000 | $ 89,615 | $ 123,000 |
| Mecklenburg, North Carolina | 62 | $ 6,510,000 | $ 105,000 | $ 182,000 |
| Hillsborough, Florida | 59 | $ 7,485,000 | $ 126,864 | $ 133,000 |
| Gwinnett, Georgia | 58 | $ 4,630,000 | $ 79,827 | $ 0 |
| Orange, Florida | 57 | $ 7,085,000 | $ 124,298 | $ 118,000 |
| Miami-Dade, Florida | 55 | $ 6,915,000 | $ 125,727 | $ 155,000 |
| Cook, Illinois | 52 | $ 3,230,000 | $ 62,115 | $ 0 |
| Wake, North Carolina | 52 | $ 3,920,000 | $ 75,384 | $ 60,000 |
| Alameda, California | 51 | $ 8,875,000 | $ 174,019 | $ 293,000 |
| Cobb, Georgia | 48 | $ 3,760,000 | $ 78,333 | $ 99,000 |
| Pierce, Washington | 48 | $ 4,270,000 | $ 88,958 | $ 0 |
| Snohomish, Washington | 47 | $ 3,845,000 | $ 81,808 | $ 0 |
| Franklin, Ohio | 46 | $ 2,490,000 | $ 54,130 | $ 0 |
| Kings, New York | 43 | $ 18,015,000 | $ 418,953 | $ 171,000 |
| Fulton, Georgia | 42 | $ 4,010,000 | $ 95,476 | $ 150,000 |
| Santa Clara, California | 40 | $ 6,260,000 | $ 156,500 | $ 67,000 |
| Pinal, Arizona | 39 | $ 2,265,000 | $ 58,076 | $ 0 |
| Jefferson, Colorado | 37 | $ 3,305,000 | $ 89,324 | $ 0 |
| Pinellas, Florida | 37 | $ 5,025,000 | $ 135,810 | $ 172,000 |
| Placer, California | 36 | $ 3,850,000 | $ 106,944 | $ 0 |
| Westchester, New York | 36 | $ 8,650,000 | $ 240,277 | $ 179,000 |
| Adams, Colorado | 35 | $ 2,105,000 | $ 60,142 | $ 0 |
| Ocean, New Jersey | 32 | $ 3,060,000 | $ 95,625 | $ 152,000 |
| Ventura, California | 31 | $ 4,255,000 | $ 137,258 | $ 439,000 |
| Wayne, Michigan | 31 | $ 1,875,000 | $ 60,483 | $ 0 |
| Loudoun, Virginia | 31 | $ 5,375,000 | $ 173,387 | $ 219,000 |
| Pima, Arizona | 30 | $ 1,650,000 | $ 55,000 | $ 0 |
| Arapahoe, Colorado | 30 | $ 1,910,000 | $ 63,666 | $ 0 |
| Douglas, Colorado | 29 | $ 2,425,000 | $ 83,620 | $ 0 |
| Marion, Indiana | 29 | $ 1,675,000 | $ 57,758 | $ 0 |
| Washington, Oregon | 29 | $ 3,165,000 | $ 109,137 | $ 406,000 |
| El Paso, Colorado | 28 | $ 2,120,000 | $ 75,714 | $ 0 |
| Monmouth, New Jersey | 28 | $ 4,340,000 | $ 155,000 | $ 395,000 |
| San Joaquin, California | 27 | $ 1,715,000 | $ 63,518 | $ 0 |
| Oakland, Michigan | 27 | $ 2,205,000 | $ 81,666 | $ 0 |
| Washoe, Nevada | 27 | $ 2,515,000 | $ 93,148 | $ 0 |
| Bergen, New Jersey | 27 | $ 5,885,000 | $ 217,962 | $ 227,000 |
| Forsyth, Georgia | 26 | $ 2,510,000 | $ 96,538 | $ 0 |
| Essex, New Jersey | 26 | $ 4,640,000 | $ 178,461 | $ 287,000 |
| Davidson, Tennessee | 25 | $ 1,585,000 | $ 63,400 | $ 0 |
| Lake, Florida | 24 | $ 1,790,000 | $ 74,583 | $ 45,000 |
| Lee, Florida | 24 | $ 3,360,000 | $ 140,000 | $ 159,000 |
| Hennepin, Minnesota | 24 | $ 1,050,000 | $ 43,750 | $ 0 |
| Cuyahoga, Ohio | 24 | $ 1,170,000 | $ 48,750 | $ 0 |
| Shelby, Tennessee | 24 | $ 1,630,000 | $ 67,916 | $ 97,000 |
| Fairfield, Connecticut | 23 | $ 5,595,000 | $ 243,260 | $ 162,000 |
| Duval, Florida | 23 | $ 2,345,000 | $ 101,956 | $ 135,000 |
| Johnson, Kansas | 23 | $ 1,825,000 | $ 79,347 | $ 0 |
| Essex, Massachusetts | 23 | $ 1,985,000 | $ 86,304 | $ 87,000 |
| Middlesex, Massachusetts | 23 | $ 3,135,000 | $ 136,304 | $ 119,000 |
| Jackson, Missouri | 23 | $ 875,000 | $ 38,043 | $ 0 |
| Middlesex, New Jersey | 23 | $ 3,025,000 | $ 131,521 | $ 109,000 |
| New York, New York | 23 | $ 12,985,000 | $ 564,565 | $ 252,000 |
| Fresno, California | 22 | $ 1,680,000 | $ 76,363 | $ 0 |
| Denver, Colorado | 22 | $ 2,690,000 | $ 122,272 | $ 48,000 |
| Hartford, Connecticut | 22 | $ 1,920,000 | $ 87,272 | $ 179,000 |
| DeKalb, Georgia | 22 | $ 3,350,000 | $ 152,272 | $ 173,000 |
| Worcester, Massachusetts | 22 | $ 1,620,000 | $ 73,636 | $ 0 |
| St. Louis, Missouri | 22 | $ 1,440,000 | $ 65,454 | $ 0 |
| Multnomah, Oregon | 22 | $ 1,650,000 | $ 75,000 | $ 0 |
| Fairfax, Virginia | 22 | $ 2,320,000 | $ 105,454 | $ 0 |
| Bronx, New York | 21 | $ 4,665,000 | $ 222,142 | $ 141,000 |
| Buncombe, North Carolina | 21 | $ 2,005,000 | $ 95,476 | $ 63,000 |
| Montgomery, Pennsylvania | 21 | $ 1,295,000 | $ 61,666 | $ 791,000 |
| Knox, Tennessee | 21 | $ 1,245,000 | $ 59,285 | $ 0 |
| Stanislaus, California | 20 | $ 1,720,000 | $ 86,000 | $ 0 |
| New Haven, Connecticut | 20 | $ 2,350,000 | $ 117,500 | $ 157,000 |
| District of Columbia, District Of Columbia | 20 | $ 3,290,000 | $ 164,500 | $ 366,000 |
| Pasco, Florida | 20 | $ 2,020,000 | $ 101,000 | $ 158,000 |
| St. Johns, Florida | 20 | $ 3,200,000 | $ 160,000 | $ 127,000 |
| Volusia, Florida | 20 | $ 1,770,000 | $ 88,500 | $ 99,000 |
| Ada, Idaho | 20 | $ 1,800,000 | $ 90,000 | $ 0 |
| Morris, New Jersey | 20 | $ 2,800,000 | $ 140,000 | $ 648,000 |
| Prince William, Virginia | 20 | $ 1,460,000 | $ 73,000 | $ 0 |
| Kern, California | 19 | $ 1,125,000 | $ 59,210 | $ 0 |
| Larimer, Colorado | 19 | $ 1,225,000 | $ 64,473 | $ 0 |
| Polk, Florida | 19 | $ 3,095,000 | $ 162,894 | $ 153,000 |
| St. Lucie, Florida | 19 | $ 2,295,000 | $ 120,789 | $ 92,000 |
| Clark, Washington | 19 | $ 1,265,000 | $ 66,578 | $ 0 |
| Osceola, Florida | 18 | $ 2,200,000 | $ 122,222 | $ 92,000 |
| Henry, Georgia | 18 | $ 1,300,000 | $ 72,222 | $ 0 |
| Weld, Colorado | 17 | $ 1,175,000 | $ 69,117 | $ 118,000 |
| Manatee, Florida | 17 | $ 2,525,000 | $ 148,529 | $ 217,000 |
| DuPage, Illinois | 17 | $ 1,335,000 | $ 78,529 | $ 0 |
| Kane, Illinois | 17 | $ 775,000 | $ 45,588 | $ 0 |
| Hillsborough, New Hampshire | 17 | $ 995,000 | $ 58,529 | $ 0 |
| Virginia Beach, Virginia | 17 | $ 965,000 | $ 56,764 | $ 0 |
| Santa Barbara, California | 16 | $ 1,200,000 | $ 75,000 | $ 0 |
| Solano, California | 16 | $ 1,860,000 | $ 116,250 | $ 0 |
| Lake, Indiana | 16 | $ 770,000 | $ 48,125 | $ 0 |
| Norfolk, Massachusetts | 16 | $ 1,540,000 | $ 96,250 | $ 0 |
| Macomb, Michigan | 16 | $ 850,000 | $ 53,125 | $ 0 |
| Guilford, North Carolina | 16 | $ 1,420,000 | $ 88,750 | $ 160,000 |
| Bucks, Pennsylvania | 16 | $ 1,610,000 | $ 100,625 | $ 280,000 |
| Kitsap, Washington | 16 | $ 1,730,000 | $ 108,125 | $ 0 |
| Jefferson, Alabama | 15 | $ 855,000 | $ 57,000 | $ 0 |
| San Mateo, California | 15 | $ 2,715,000 | $ 181,000 | $ 0 |
| Seminole, Florida | 15 | $ 1,365,000 | $ 91,000 | $ 114,000 |
| Clay, Missouri | 15 | $ 825,000 | $ 55,000 | $ 0 |
| St. Charles, Missouri | 15 | $ 1,145,000 | $ 76,333 | $ 67,000 |
| Burlington, New Jersey | 15 | $ 1,645,000 | $ 109,666 | $ 83,000 |
| Richmond, New York | 15 | $ 3,675,000 | $ 245,000 | $ 150,000 |
| Rockland, New York | 15 | $ 4,655,000 | $ 310,333 | $ 161,000 |
| Clackamas, Oregon | 15 | $ 1,475,000 | $ 98,333 | $ 0 |
| Allegheny, Pennsylvania | 15 | $ 985,000 | $ 65,666 | $ 229,000 |
| Sonoma, California | 14 | $ 1,300,000 | $ 92,857 | $ 0 |
| Collier, Florida | 14 | $ 4,980,000 | $ 355,714 | $ 628,000 |
| Rockingham, New Hampshire | 14 | $ 960,000 | $ 68,571 | $ 0 |
| Hudson, New Jersey | 14 | $ 2,120,000 | $ 151,428 | $ 180,000 |
| Somerset, New Jersey | 14 | $ 1,520,000 | $ 108,571 | $ 0 |
| Summit, Ohio | 14 | $ 730,000 | $ 52,142 | $ 0 |
| Philadelphia, Pennsylvania | 14 | $ 1,150,000 | $ 82,142 | $ 150,000 |
| El Dorado, California | 13 | $ 1,025,000 | $ 78,846 | $ 0 |
| Boulder, Colorado | 13 | $ 975,000 | $ 75,000 | $ 0 |
| Cherokee, Georgia | 13 | $ 1,395,000 | $ 107,307 | $ 190,000 |
| Barnstable, Massachusetts | 13 | $ 1,205,000 | $ 92,692 | $ 135,000 |
| Plymouth, Massachusetts | 13 | $ 1,605,000 | $ 123,461 | $ 114,000 |
| Genesee, Michigan | 13 | $ 515,000 | $ 39,615 | $ 0 |
| Kent, Michigan | 13 | $ 815,000 | $ 62,692 | $ 0 |
| Johnston, North Carolina | 13 | $ 725,000 | $ 55,769 | $ 162,000 |
| Union, North Carolina | 13 | $ 2,445,000 | $ 188,076 | $ 166,000 |
| Rutherford, Tennessee | 13 | $ 875,000 | $ 67,307 | $ 0 |
| Chesterfield, Virginia | 13 | $ 725,000 | $ 55,769 | $ 52,000 |
| Henrico, Virginia | 13 | $ 1,485,000 | $ 114,230 | $ 83,000 |
| Stafford, Virginia | 13 | $ 1,085,000 | $ 83,461 | $ 136,000 |
| Benton, Arkansas | 12 | $ 620,000 | $ 51,666 | $ 0 |
| Merced, California | 12 | $ 890,000 | $ 74,166 | $ 0 |
| Marion, Florida | 12 | $ 810,000 | $ 67,500 | $ 25,000 |
| Sarasota, Florida | 12 | $ 1,290,000 | $ 107,500 | $ 81,000 |
| Paulding, Georgia | 12 | $ 720,000 | $ 60,000 | $ 94,000 |
| Montgomery, Maryland | 12 | $ 4,300,000 | $ 358,333 | $ 191,000 |
| Camden, New Jersey | 12 | $ 850,000 | $ 70,833 | $ 185,000 |
| Union, New Jersey | 12 | $ 2,770,000 | $ 230,833 | $ 501,000 |
| Hamilton, Ohio | 12 | $ 620,000 | $ 51,666 | $ 0 |
| Montgomery, Ohio | 12 | $ 440,000 | $ 36,666 | $ 0 |
| Stark, Ohio | 12 | $ 690,000 | $ 57,500 | $ 0 |
| Tulsa, Oklahoma | 12 | $ 700,000 | $ 58,333 | $ 0 |
| Deschutes, Oregon | 12 | $ 970,000 | $ 80,833 | $ 0 |
| Marion, Oregon | 12 | $ 780,000 | $ 65,000 | $ 0 |
| Monroe, Pennsylvania | 12 | $ 1,300,000 | $ 108,333 | $ 127,000 |
| Bristol, Massachusetts | 11 | $ 1,215,000 | $ 110,454 | $ 170,000 |
| Anoka, Minnesota | 11 | $ 685,000 | $ 62,272 | $ 0 |
| Orange, New York | 11 | $ 2,305,000 | $ 209,545 | $ 213,000 |
| Brunswick, North Carolina | 11 | $ 1,045,000 | $ 95,000 | $ 209,000 |
| Gaston, North Carolina | 11 | $ 625,000 | $ 56,818 | $ 0 |
| Oklahoma, Oklahoma | 11 | $ 775,000 | $ 70,454 | $ 242,000 |
| Lane, Oregon | 11 | $ 705,000 | $ 64,090 | $ 142,000 |
| Chester, Pennsylvania | 11 | $ 1,205,000 | $ 109,545 | $ 231,000 |
| Pike, Pennsylvania | 11 | $ 1,065,000 | $ 96,818 | $ 101,000 |
| Horry, South Carolina | 11 | $ 2,325,000 | $ 211,363 | $ 86,000 |
| Mohave, Arizona | 10 | $ 870,000 | $ 87,000 | $ 0 |
| Chatham, Georgia | 10 | $ 600,000 | $ 60,000 | $ 0 |
| Hamilton, Indiana | 10 | $ 1,050,000 | $ 105,000 | $ 98,000 |
| Dakota, Minnesota | 10 | $ 500,000 | $ 50,000 | $ 0 |
| Cabarrus, North Carolina | 10 | $ 620,000 | $ 62,000 | $ 0 |
| Durham, North Carolina | 10 | $ 1,180,000 | $ 118,000 | $ 94,000 |
| Iredell, North Carolina | 10 | $ 610,000 | $ 61,000 | $ 213,000 |
| New Hanover, North Carolina | 10 | $ 1,610,000 | $ 161,000 | $ 167,000 |
| Butler, Ohio | 10 | $ 460,000 | $ 46,000 | $ 0 |
| Clermont, Ohio | 10 | $ 490,000 | $ 49,000 | $ 0 |
| Lucas, Ohio | 10 | $ 600,000 | $ 60,000 | $ 28,000 |
| Providence, Rhode Island | 10 | $ 860,000 | $ 86,000 | $ 36,000 |
| Hamilton, Tennessee | 10 | $ 630,000 | $ 63,000 | $ 0 |
| Hanover, Virginia | 10 | $ 770,000 | $ 77,000 | $ 0 |
| Island, Washington | 10 | $ 1,000,000 | $ 100,000 | $ 0 |
| Madison, Alabama | 9 | $ 445,000 | $ 49,444 | $ 0 |
| Yavapai, Arizona | 9 | $ 945,000 | $ 105,000 | $ 0 |
| Brevard, Florida | 9 | $ 555,000 | $ 61,666 | $ 34,000 |
| Martin, Florida | 9 | $ 745,000 | $ 82,777 | $ 101,000 |
| Okaloosa, Florida | 9 | $ 1,335,000 | $ 148,333 | $ 130,000 |
| Coweta, Georgia | 9 | $ 655,000 | $ 72,777 | $ 137,000 |
| Fayette, Georgia | 9 | $ 1,285,000 | $ 142,777 | $ 151,000 |
| Hall, Georgia | 9 | $ 525,000 | $ 58,333 | $ 0 |
| Honolulu, Hawaii | 9 | $ 4,855,000 | $ 539,444 | $ 101,000 |
| McHenry, Illinois | 9 | $ 345,000 | $ 38,333 | $ 0 |
| Allen, Indiana | 9 | $ 345,000 | $ 38,333 | $ 0 |
| Ottawa, Michigan | 9 | $ 445,000 | $ 49,444 | $ 0 |
| Scott, Minnesota | 9 | $ 745,000 | $ 82,777 | $ 62,000 |
| Passaic, New Jersey | 9 | $ 735,000 | $ 81,666 | $ 187,000 |
| Sussex, New Jersey | 9 | $ 675,000 | $ 75,000 | $ 55,000 |
| Lorain, Ohio | 9 | $ 435,000 | $ 48,333 | $ 0 |
| Delaware, Pennsylvania | 9 | $ 605,000 | $ 67,222 | $ 450,000 |
| Luzerne, Pennsylvania | 9 | $ 905,000 | $ 100,555 | $ 109,000 |
| York, Pennsylvania | 9 | $ 445,000 | $ 49,444 | $ 0 |
| Wilson, Tennessee | 9 | $ 705,000 | $ 78,333 | $ 0 |
| Spokane, Washington | 9 | $ 785,000 | $ 87,222 | $ 0 |
| Yuma, Arizona | 8 | $ 390,000 | $ 48,750 | $ 0 |
| Pulaski, Arkansas | 8 | $ 390,000 | $ 48,750 | $ 0 |
| Monterey, California | 8 | $ 1,020,000 | $ 127,500 | $ 0 |
| Tulare, California | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Indian River, Florida | 8 | $ 660,000 | $ 82,500 | $ 0 |
| Clark, Indiana | 8 | $ 400,000 | $ 50,000 | $ 0 |
| Hendricks, Indiana | 8 | $ 360,000 | $ 45,000 | $ 0 |
| Polk, Iowa | 8 | $ 350,000 | $ 43,750 | $ 0 |
| Woodbury, Iowa | 8 | $ 380,000 | $ 47,500 | $ 0 |
| Gloucester, New Jersey | 8 | $ 700,000 | $ 87,500 | $ 132,000 |
| Pitt, North Carolina | 8 | $ 1,050,000 | $ 131,250 | $ 117,000 |
| Lake, Ohio | 8 | $ 200,000 | $ 25,000 | $ 0 |
| Mahoning, Ohio | 8 | $ 230,000 | $ 28,750 | $ 0 |
| Berks, Pennsylvania | 8 | $ 390,000 | $ 48,750 | $ 0 |
| Lehigh, Pennsylvania | 8 | $ 480,000 | $ 60,000 | $ 0 |
| Montgomery, Tennessee | 8 | $ 400,000 | $ 50,000 | $ 0 |
| Sumner, Tennessee | 8 | $ 540,000 | $ 67,500 | $ 0 |
| Williamson, Tennessee | 8 | $ 470,000 | $ 58,750 | $ 0 |
| San Francisco, California | 7 | $ 895,000 | $ 127,857 | $ 0 |
| San Luis Obispo, California | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Yolo, California | 7 | $ 775,000 | $ 110,714 | $ 0 |
| Litchfield, Connecticut | 7 | $ 875,000 | $ 125,000 | $ 85,000 |
| Middlesex, Connecticut | 7 | $ 375,000 | $ 53,571 | $ 44,000 |
| New London, Connecticut | 7 | $ 305,000 | $ 43,571 | $ 114,000 |
| Santa Rosa, Florida | 7 | $ 505,000 | $ 72,142 | $ 0 |
| Clayton, Georgia | 7 | $ 505,000 | $ 72,142 | $ 0 |
| Douglas, Georgia | 7 | $ 595,000 | $ 85,000 | $ 0 |
| Rockdale, Georgia | 7 | $ 355,000 | $ 50,714 | $ 0 |
| Lake, Illinois | 7 | $ 385,000 | $ 55,000 | $ 106,000 |
| Winnebago, Illinois | 7 | $ 215,000 | $ 30,714 | $ 0 |
| St. Tammany, Louisiana | 7 | $ 355,000 | $ 50,714 | $ 0 |
| Washington, Minnesota | 7 | $ 235,000 | $ 33,571 | $ 0 |
| Merrimack, New Hampshire | 7 | $ 655,000 | $ 93,571 | $ 0 |
| Mercer, New Jersey | 7 | $ 475,000 | $ 67,857 | $ 203,000 |
| Cumberland, North Carolina | 7 | $ 345,000 | $ 49,285 | $ 0 |
| Delaware, Ohio | 7 | $ 675,000 | $ 96,428 | $ 0 |
| Licking, Ohio | 7 | $ 255,000 | $ 36,428 | $ 0 |
| Canadian, Oklahoma | 7 | $ 295,000 | $ 42,142 | $ 0 |
| Northampton, Pennsylvania | 7 | $ 955,000 | $ 136,428 | $ 1,156,000 |
| Kent, Rhode Island | 7 | $ 365,000 | $ 52,142 | $ 0 |
| Thurston, Washington | 7 | $ 665,000 | $ 95,000 | $ 0 |
| Milwaukee, Wisconsin | 7 | $ 315,000 | $ 45,000 | $ 0 |
| Waukesha, Wisconsin | 7 | $ 345,000 | $ 49,285 | $ 0 |
| Mobile, Alabama | 6 | $ 270,000 | $ 45,000 | $ 0 |
| Shelby, Alabama | 6 | $ 310,000 | $ 51,666 | $ 0 |
| Washington, Arkansas | 6 | $ 330,000 | $ 55,000 | $ 0 |
| Charlotte, Florida | 6 | $ 700,000 | $ 116,666 | $ 83,000 |
| Clay, Florida | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Hernando, Florida | 6 | $ 620,000 | $ 103,333 | $ 130,000 |
| Leon, Florida | 6 | $ 280,000 | $ 46,666 | $ 0 |
| Will, Illinois | 6 | $ 340,000 | $ 56,666 | $ 62,000 |
| Boone, Indiana | 6 | $ 320,000 | $ 53,333 | $ 0 |
| Hampden, Massachusetts | 6 | $ 440,000 | $ 73,333 | $ 0 |
| Muskegon, Michigan | 6 | $ 300,000 | $ 50,000 | $ 0 |
| Greene, Missouri | 6 | $ 300,000 | $ 50,000 | $ 0 |
| Yellowstone, Montana | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Sarpy, Nebraska | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Strafford, New Hampshire | 6 | $ 240,000 | $ 40,000 | $ 0 |
| Atlantic, New Jersey | 6 | $ 240,000 | $ 40,000 | $ 84,000 |
| Dona Ana, New Mexico | 6 | $ 310,000 | $ 51,666 | $ 19,000 |
| Santa Fe, New Mexico | 6 | $ 380,000 | $ 63,333 | $ 0 |
| Delaware, New York | 6 | $ 1,270,000 | $ 211,666 | $ 152,000 |
| Erie, New York | 6 | $ 1,160,000 | $ 193,333 | $ 144,000 |
| Putnam, New York | 6 | $ 1,560,000 | $ 260,000 | $ 155,000 |
| Alamance, North Carolina | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Allen, Ohio | 6 | $ 210,000 | $ 35,000 | $ 0 |
| Richland, Ohio | 6 | $ 290,000 | $ 48,333 | $ 0 |
| Trumbull, Ohio | 6 | $ 220,000 | $ 36,666 | $ 0 |
| Jackson, Oregon | 6 | $ 1,010,000 | $ 168,333 | $ 258,000 |
| Dauphin, Pennsylvania | 6 | $ 450,000 | $ 75,000 | $ 130,000 |
| Maury, Tennessee | 6 | $ 350,000 | $ 58,333 | $ 0 |
| Collin, Texas | 6 | $ 2,380,000 | $ 396,666 | $ 189,000 |
| Spotsylvania, Virginia | 6 | $ 470,000 | $ 78,333 | $ 0 |
| Navajo, Arizona | 5 | $ 145,000 | $ 29,000 | $ 0 |
| Saline, Arkansas | 5 | $ 145,000 | $ 29,000 | $ 0 |
| Marin, California | 5 | $ 905,000 | $ 181,000 | $ 0 |
| Nevada, California | 5 | $ 605,000 | $ 121,000 | $ 0 |
| Yuba, California | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Mesa, Colorado | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Pueblo, Colorado | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Citrus, Florida | 5 | $ 285,000 | $ 57,000 | $ 73,000 |
| Walton, Florida | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Muscogee, Georgia | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Richmond, Georgia | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Kootenai, Idaho | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Elkhart, Indiana | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Johnson, Indiana | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Morgan, Indiana | 5 | $ 215,000 | $ 43,000 | $ 0 |
| St. Joseph, Indiana | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Vanderburgh, Indiana | 5 | $ 235,000 | $ 47,000 | $ 69,000 |
| Lafayette, Louisiana | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Livingston, Louisiana | 5 | $ 505,000 | $ 101,000 | $ 0 |
| Hampshire, Massachusetts | 5 | $ 505,000 | $ 101,000 | $ 180,000 |
| Livingston, Michigan | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Ramsey, Minnesota | 5 | $ 225,000 | $ 45,000 | $ 93,000 |
| DeSoto, Mississippi | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Douglas, Nevada | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Sandoval, New Mexico | 5 | $ 425,000 | $ 85,000 | $ 0 |
| Ulster, New York | 5 | $ 1,435,000 | $ 287,000 | $ 202,000 |
| Chatham, North Carolina | 5 | $ 935,000 | $ 187,000 | $ 120,000 |
| Davidson, North Carolina | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Henderson, North Carolina | 5 | $ 265,000 | $ 53,000 | $ 56,000 |
| Warren, Ohio | 5 | $ 275,000 | $ 55,000 | $ 154,000 |
| Cleveland, Oklahoma | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Linn, Oregon | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Blount, Tennessee | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Sevier, Tennessee | 5 | $ 385,000 | $ 77,000 | $ 74,000 |
| Norfolk, Virginia | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Powhatan, Virginia | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Whatcom, Washington | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Brown, Wisconsin | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Rock, Wisconsin | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Baldwin, Alabama | 4 | $ 340,000 | $ 85,000 | $ 121,000 |
| Coconino, Arizona | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Imperial, California | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Madera, California | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Napa, California | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Monroe, Florida | 4 | $ 1,950,000 | $ 487,500 | $ 504,000 |
| Nassau, Florida | 4 | $ 510,000 | $ 127,500 | $ 66,000 |
| Barrow, Georgia | 4 | $ 130,000 | $ 32,500 | $ 0 |
| Bryan, Georgia | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Catoosa, Georgia | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Glynn, Georgia | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Newton, Georgia | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Walton, Georgia | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Kendall, Illinois | 4 | $ 410,000 | $ 102,500 | $ 0 |
| St. Clair, Illinois | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Madison, Indiana | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Porter, Indiana | 4 | $ 190,000 | $ 47,500 | $ 0 |
| East Baton Rouge, Louisiana | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Jefferson, Louisiana | 4 | $ 470,000 | $ 117,500 | $ 65,000 |
| Orleans, Louisiana | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Franklin, Massachusetts | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Ingham, Michigan | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Kalamazoo, Michigan | 4 | $ 190,000 | $ 47,500 | $ 0 |
| St. Louis, Minnesota | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Wright, Minnesota | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Hinds, Mississippi | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Lee, Mississippi | 4 | $ 80,000 | $ 20,000 | $ 0 |
| Boone, Missouri | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Gallatin, Montana | 4 | $ 410,000 | $ 102,500 | $ 0 |
| Lyon, Nevada | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Carroll, New Hampshire | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Cumberland, New Jersey | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Hunterdon, New Jersey | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Bernalillo, New Mexico | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Dutchess, New York | 4 | $ 1,190,000 | $ 297,500 | $ 104,000 |
| Monroe, New York | 4 | $ 810,000 | $ 202,500 | $ 125,000 |
| Harnett, North Carolina | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Lincoln, North Carolina | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Onslow, North Carolina | 4 | $ 370,000 | $ 92,500 | $ 0 |
| Rowan, North Carolina | 4 | $ 110,000 | $ 27,500 | $ 0 |
| Clark, Ohio | 4 | $ 130,000 | $ 32,500 | $ 0 |
| Medina, Ohio | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Pickaway, Ohio | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Douglas, Oregon | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Josephine, Oregon | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Yamhill, Oregon | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Lancaster, Pennsylvania | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Washington, Pennsylvania | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Robertson, Tennessee | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Denton, Texas | 4 | $ 2,430,000 | $ 607,500 | $ 218,000 |
| Alexandria, Virginia | 4 | $ 370,000 | $ 92,500 | $ 351,000 |
| Chesapeake, Virginia | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Roanoke, Virginia | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Benton, Washington | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Skagit, Washington | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Yakima, Washington | 4 | $ 270,000 | $ 67,500 | $ 0 |
| Dane, Wisconsin | 4 | $ 410,000 | $ 102,500 | $ 159,000 |
| Outagamie, Wisconsin | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Walworth, Wisconsin | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Laramie, Wyoming | 4 | $ 200,000 | $ 50,000 | $ 0 |
| St. Clair, Alabama | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Anchorage, Alaska | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Sebastian, Arkansas | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Butte, California | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Calaveras, California | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Humboldt, California | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Mariposa, California | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Santa Cruz, California | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Shasta, California | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Sutter, California | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Tehama, California | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Garfield, Colorado | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Sussex, Delaware | 3 | $ 815,000 | $ 271,666 | $ 141,000 |
| Bay, Florida | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Escambia, Florida | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Camden, Georgia | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Effingham, Georgia | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Harris, Georgia | 3 | $ 395,000 | $ 131,666 | $ 175,000 |
| Jackson, Georgia | 3 | $ 165,000 | $ 55,000 | $ 46,000 |
| Polk, Georgia | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Delaware, Indiana | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Floyd, Indiana | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Vigo, Indiana | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Caddo, Louisiana | 3 | $ 325,000 | $ 108,333 | $ 112,000 |
| St. Charles, Louisiana | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Cumberland, Maine | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Baltimore City, Maryland | 3 | $ 535,000 | $ 178,333 | $ 79,000 |
| Howard, Maryland | 3 | $ 1,515,000 | $ 505,000 | $ 284,000 |
| Eaton, Michigan | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Sanilac, Michigan | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Carver, Minnesota | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Pettis, Missouri | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Platte, Missouri | 3 | $ 175,000 | $ 58,333 | $ 56,000 |
| St. Louis City, Missouri | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Cass, Nebraska | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Douglas, Nebraska | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Carson City, Nevada | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Elko, Nevada | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Cheshire, New Hampshire | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Cape May, New Jersey | 3 | $ 115,000 | $ 38,333 | $ 129,000 |
| Warren, New Jersey | 3 | $ 525,000 | $ 175,000 | $ 216,000 |
| Oneida, New York | 3 | $ 295,000 | $ 98,333 | $ 198,000 |
| Caldwell, North Carolina | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Forsyth, North Carolina | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Franklin, North Carolina | 3 | $ 315,000 | $ 105,000 | $ 83,000 |
| Granville, North Carolina | 3 | $ 405,000 | $ 135,000 | $ 36,000 |
| Nash, North Carolina | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Randolph, North Carolina | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Rutherford, North Carolina | 3 | $ 925,000 | $ 308,333 | $ 357,000 |
| Wilkes, North Carolina | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Fairfield, Ohio | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Fayette, Ohio | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Greene, Ohio | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Jefferson, Ohio | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Knox, Ohio | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Madison, Ohio | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Miami, Ohio | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Portage, Ohio | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Tuscarawas, Ohio | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Washington, Ohio | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Wood, Ohio | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Pottawatomie, Oklahoma | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Wagoner, Oklahoma | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Klamath, Oregon | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Beaver, Pennsylvania | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Indiana, Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Lackawanna, Pennsylvania | 3 | $ 205,000 | $ 68,333 | $ 65,000 |
| Lebanon, Pennsylvania | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Georgetown, South Carolina | 3 | $ 745,000 | $ 248,333 | $ 129,000 |
| Minnehaha, South Dakota | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Hamblen, Tennessee | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Tipton, Tennessee | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Dallas, Texas | 3 | $ 585,000 | $ 195,000 | $ 84,000 |
| Harris, Texas | 3 | $ 1,355,000 | $ 451,666 | $ 233,000 |
| Frederick, Virginia | 3 | $ 395,000 | $ 131,666 | $ 49,000 |
| Greene, Virginia | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Richmond City, Virginia | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Jefferson, Washington | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Mason, Washington | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Walla Walla, Washington | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Racine, Wisconsin | 3 | $ 125,000 | $ 41,666 | $ 0 |
| St. Croix, Wisconsin | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Calhoun, Alabama | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Lee, Alabama | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Montgomery, Alabama | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Morgan, Alabama | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Tuscaloosa, Alabama | 2 | $ 870,000 | $ 435,000 | $ 425,000 |
| Boone, Arkansas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Garland, Arkansas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Lonoke, Arkansas | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Mono, California | 2 | $ 460,000 | $ 230,000 | $ 218,000 |
| San Benito, California | 2 | $ 270,000 | $ 135,000 | $ 100,000 |
| Broomfield, Colorado | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Delta, Colorado | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Fremont, Colorado | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Montezuma, Colorado | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Park, Colorado | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Routt, Colorado | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Flagler, Florida | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Columbia, Georgia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Dawson, Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Floyd, Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Gordon, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Houston, Georgia | 2 | $ 160,000 | $ 80,000 | $ 153,000 |
| Liberty, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Lowndes, Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Putnam, Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Spalding, Georgia | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Tift, Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Troup, Georgia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Walker, Georgia | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Bannock, Idaho | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Bonneville, Idaho | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Payette, Idaho | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Grundy, Illinois | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Ogle, Illinois | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Peoria, Illinois | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Bartholomew, Indiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Hancock, Indiana | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Huntington, Indiana | 2 | $ 50,000 | $ 25,000 | $ 0 |
| LaGrange, Indiana | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Lawrence, Indiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Tippecanoe, Indiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Muscatine, Iowa | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Warren, Iowa | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Sedgwick, Kansas | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Terrebonne, Louisiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Knox, Maine | 2 | $ 200,000 | $ 100,000 | $ 0 |
Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 5,804 | $546,920,000 | $94,000 | $505,000 | $165,000 | $6,346,000 |
| Home Improvement | 2,433 | $199,665,000 | $82,000 | $405,000 | $446,000 | $2,390,000 |
| Cash-out Refinancing | 1,533 | $312,095,000 | $203,000 | $1,655,000 | $144,000 | $3,065,000 |
| Home Purchase | 877 | $373,355,000 | $425,000 | $4,005,000 | $190,000 | $5,391,000 |
| Refinancing | 266 | $69,020,000 | $259,000 | $1,735,000 | $145,000 | $864,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,146 | $459,350,000 | $74,000 | $405,000 | $0 | $0 |
| White | 3,218 | $684,000,000 | $212,000 | $4,005,000 | $168,000 | $6,346,000 |
| Not Provided | 511 | $105,135,000 | $205,000 | $1,715,000 | $174,000 | $3,160,000 |
| Hispanic | 440 | $88,980,000 | $202,000 | $1,685,000 | $129,000 | $2,492,000 |
| Black or African American | 253 | $50,645,000 | $200,000 | $755,000 | $112,000 | $361,000 |
| Asian | 246 | $85,880,000 | $349,000 | $1,825,000 | $176,000 | $1,575,000 |
| American Indian or Alaskan Native | 23 | $3,965,000 | $172,000 | $545,000 | $134,000 | $578,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,913 | $1,501,055,000 | $137,000 | $4,005,000 | $162,000 | $6,346,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 6,146 | $459,350,000 | $74,000 | $405,000 | $0 | $0 |
| Loan Originated | 3,463 | $735,095,000 | $212,000 | $4,005,000 | $154,000 | $2,997,000 |
| Application Withdrawn By Applicant | 720 | $181,110,000 | $251,000 | $1,595,000 | $182,000 | $6,346,000 |
| File Closed For Incompleteness | 306 | $66,980,000 | $218,000 | $1,715,000 | $254,000 | $5,391,000 |
| Application Denied By Financial Institution | 181 | $33,515,000 | $185,000 | $1,045,000 | $108,000 | $1,918,000 |
| Application Approved But Not Accepted | 97 | $25,005,000 | $257,000 | $965,000 | $118,000 | $616,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,732 | $1,467,540,000 | $136,000 | $4,005,000 | $164,000 | $6,346,000 |
| Debt-To-Income Ratio | 99 | $20,675,000 | $208,000 | $1,045,000 | $70,000 | $245,000 |
| Collateral | 35 | $4,755,000 | $135,000 | $505,000 | $203,000 | $1,918,000 |
| Credit History | 27 | $4,235,000 | $156,000 | $505,000 | $136,000 | $570,000 |
| Other | 12 | $2,270,000 | $189,000 | $375,000 | $106,000 | $246,000 |
| Unverifiable Information | 6 | $1,070,000 | $178,000 | $505,000 | $60,000 | $125,000 |
| Mortgage Insurance Denied | 1 | $445,000 | $445,000 | $445,000 | $177,000 | $177,000 |
| Employment History | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Teachers Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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