The Central Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
The Central Trust Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Central Trust Bank 238 Madison St. Jefferson City, MO 65101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 11,279 |
| Total Mortgage Loan Application Amount | $2,765,815,000 |
| Average Mortgage Loan Application Amount | $213,833 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $144,666 |
| Highest Applicant Income | $3,231,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with The Central Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Central Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down The Central Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Central Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Central Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Central Trust Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Missouri | 917 | $ 182,985,000 | $ 199,000 | $ 135,000 |
| Cole County Missouri | 693 | $ 96,565,000 | $ 139,000 | $ 106,000 |
| St. Louis County Missouri | 508 | $ 122,990,000 | $ 242,000 | $ 141,000 |
| Camden County Missouri | 498 | $ 110,430,000 | $ 221,000 | $ 158,000 |
| Greene County Missouri | 493 | $ 78,205,000 | $ 158,000 | $ 114,000 |
| Jackson County Missouri | 370 | $ 59,660,000 | $ 161,000 | $ 104,000 |
| Johnson County Kansas | 295 | $ 63,295,000 | $ 214,000 | $ 141,000 |
| El Paso County Colorado | 282 | $ 107,920,000 | $ 382,000 | $ 136,000 |
| Callaway County Missouri | 251 | $ 31,625,000 | $ 125,000 | $ 95,000 |
| Taney County Missouri | 235 | $ 37,555,000 | $ 159,000 | $ 99,000 |
| Christian County Missouri | 233 | $ 42,055,000 | $ 180,000 | $ 110,000 |
| St. Charles County Missouri | 232 | $ 60,080,000 | $ 258,000 | $ 149,000 |
| Oklahoma County Oklahoma | 225 | $ 67,145,000 | $ 298,000 | $ 182,000 |
| St. Louis City County Missouri | 224 | $ 48,850,000 | $ 218,000 | $ 130,000 |
| Polk County Iowa | 215 | $ 49,365,000 | $ 229,000 | $ 113,000 |
| Miller County Missouri | 211 | $ 31,275,000 | $ 148,000 | $ 100,000 |
| Pettis County Missouri | 199 | $ 18,475,000 | $ 92,000 | $ 82,000 |
| Clay County Missouri | 168 | $ 29,600,000 | $ 176,000 | $ 109,000 |
| Wake County North Carolina | 142 | $ 58,330,000 | $ 410,000 | $ 188,000 |
| Tulsa County Oklahoma | 140 | $ 30,170,000 | $ 215,000 | $ 111,000 |
| Morgan County Missouri | 133 | $ 20,395,000 | $ 153,000 | $ 103,000 |
| Benton County Arkansas | 128 | $ 39,330,000 | $ 307,000 | $ 167,000 |
| Johnson County Missouri | 103 | $ 18,655,000 | $ 181,000 | $ 99,000 |
| Stone County Missouri | 102 | $ 18,490,000 | $ 181,000 | $ 125,000 |
| Randolph County Missouri | 95 | $ 11,215,000 | $ 118,000 | $ 85,000 |
| La Plata County Colorado | 92 | $ 34,470,000 | $ 374,000 | $ 175,000 |
| Platte County Missouri | 91 | $ 15,485,000 | $ 170,000 | $ 125,000 |
| Archuleta County Colorado | 83 | $ 23,135,000 | $ 278,000 | $ 134,000 |
| Moniteau County Missouri | 75 | $ 7,785,000 | $ 103,000 | $ 76,000 |
| Webster County Missouri | 75 | $ 12,305,000 | $ 164,000 | $ 81,000 |
| Audrain County Missouri | 70 | $ 7,370,000 | $ 105,000 | $ 92,000 |
| Cass County Missouri | 68 | $ 9,880,000 | $ 145,000 | $ 116,000 |
| Lafayette County Missouri | 66 | $ 8,730,000 | $ 132,000 | $ 91,000 |
| Williamson County Tennessee | 62 | $ 42,530,000 | $ 685,000 | $ 217,000 |
| Cooper County Missouri | 60 | $ 6,230,000 | $ 103,000 | $ 92,000 |
| Wyandotte County Kansas | 58 | $ 11,490,000 | $ 198,000 | $ 82,000 |
| Collier County Florida | 57 | $ 22,505,000 | $ 394,000 | $ 211,000 |
| Douglas County Kansas | 54 | $ 7,750,000 | $ 143,000 | $ 116,000 |
| Franklin County Missouri | 54 | $ 10,420,000 | $ 192,000 | $ 92,000 |
| Fremont County Colorado | 52 | $ 13,910,000 | $ 267,000 | $ 100,000 |
| Davidson County Tennessee | 51 | $ 19,255,000 | $ 377,000 | $ 129,000 |
| Harris County Texas | 51 | $ 21,215,000 | $ 415,000 | $ 192,000 |
| Cherokee County North Carolina | 50 | $ 12,020,000 | $ 240,000 | $ 115,000 |
| Jefferson County Missouri | 49 | $ 9,915,000 | $ 202,000 | $ 123,000 |
| Canadian County Oklahoma | 46 | $ 13,430,000 | $ 291,000 | $ 156,000 |
| Jasper County Missouri | 42 | $ 7,430,000 | $ 176,000 | $ 97,000 |
| Washington County Arkansas | 41 | $ 13,075,000 | $ 318,000 | $ 160,000 |
| Sedgwick County Kansas | 41 | $ 10,035,000 | $ 244,000 | $ 109,000 |
| Durham County North Carolina | 38 | $ 14,810,000 | $ 389,000 | $ 193,000 |
| Cook County Illinois | 37 | $ 15,035,000 | $ 406,000 | $ 184,000 |
| Benton County Missouri | 34 | $ 3,810,000 | $ 112,000 | $ 109,000 |
| Cleveland County Oklahoma | 34 | $ 13,330,000 | $ 392,000 | $ 134,000 |
| Maricopa County Arizona | 31 | $ 15,765,000 | $ 508,000 | $ 173,000 |
| Lee County Florida | 30 | $ 12,440,000 | $ 414,000 | $ 225,000 |
| St. Clair County Illinois | 30 | $ 4,840,000 | $ 161,000 | $ 135,000 |
| Collin County Texas | 30 | $ 15,330,000 | $ 511,000 | $ 194,000 |
| Dallas County Iowa | 29 | $ 8,045,000 | $ 277,000 | $ 141,000 |
| Gasconade County Missouri | 29 | $ 4,135,000 | $ 142,000 | $ 89,000 |
| Clark County Nevada | 29 | $ 15,685,000 | $ 540,000 | $ 317,000 |
| Phelps County Missouri | 28 | $ 4,200,000 | $ 150,000 | $ 85,000 |
| Ray County Missouri | 28 | $ 2,930,000 | $ 104,000 | $ 82,000 |
| Creek County Oklahoma | 28 | $ 4,910,000 | $ 175,000 | $ 94,000 |
| Rogers County Oklahoma | 26 | $ 5,310,000 | $ 204,000 | $ 99,000 |
| Osage County Missouri | 25 | $ 11,755,000 | $ 470,000 | $ 81,000 |
| Polk County Missouri | 23 | $ 2,875,000 | $ 125,000 | $ 64,000 |
| Arapahoe County Colorado | 22 | $ 9,400,000 | $ 427,000 | $ 179,000 |
| Warren County Iowa | 21 | $ 5,435,000 | $ 258,000 | $ 113,000 |
| Leavenworth County Kansas | 21 | $ 3,805,000 | $ 181,000 | $ 120,000 |
| Lincoln County Missouri | 21 | $ 4,105,000 | $ 195,000 | $ 105,000 |
| Wagoner County Oklahoma | 21 | $ 5,405,000 | $ 257,000 | $ 148,000 |
| Johnston County North Carolina | 20 | $ 5,980,000 | $ 299,000 | $ 130,000 |
| Denton County Texas | 20 | $ 8,930,000 | $ 446,000 | $ 168,000 |
| Travis County Texas | 20 | $ 10,250,000 | $ 512,000 | $ 205,000 |
| Williamson County Texas | 20 | $ 8,950,000 | $ 447,000 | $ 192,000 |
| Pueblo County Colorado | 19 | $ 4,845,000 | $ 255,000 | $ 81,000 |
| Rutherford County Tennessee | 19 | $ 7,545,000 | $ 397,000 | $ 147,000 |
| Bexar County Texas | 19 | $ 9,505,000 | $ 500,000 | $ 299,000 |
| King County Washington | 19 | $ 12,295,000 | $ 647,000 | $ 282,000 |
| Denver County Colorado | 18 | $ 6,740,000 | $ 374,000 | $ 192,000 |
| Broward County Florida | 18 | $ 12,880,000 | $ 715,000 | $ 242,000 |
| Clinton County Missouri | 18 | $ 1,850,000 | $ 102,000 | $ 81,000 |
| Mecklenburg County North Carolina | 18 | $ 7,770,000 | $ 431,000 | $ 166,000 |
| Fairfax County Virginia | 18 | $ 13,550,000 | $ 752,000 | $ 275,000 |
| Orange County Florida | 17 | $ 9,795,000 | $ 576,000 | $ 169,000 |
| Buchanan County Missouri | 17 | $ 1,705,000 | $ 100,000 | $ 140,000 |
| Gwinnett County Georgia | 15 | $ 5,595,000 | $ 373,000 | $ 137,000 |
| Pulaski County Missouri | 15 | $ 2,985,000 | $ 199,000 | $ 91,000 |
| Warren County Missouri | 15 | $ 1,955,000 | $ 130,000 | $ 112,000 |
| Logan County Oklahoma | 15 | $ 3,725,000 | $ 248,000 | $ 132,000 |
| Hennepin County Minnesota | 14 | $ 5,680,000 | $ 405,000 | $ 146,000 |
| Howard County Missouri | 14 | $ 1,590,000 | $ 113,000 | $ 81,000 |
| Laclede County Missouri | 14 | $ 2,310,000 | $ 165,000 | $ 48,000 |
| Dallas County Texas | 14 | $ 6,500,000 | $ 464,000 | $ 193,000 |
| Douglas County Colorado | 13 | $ 8,025,000 | $ 617,000 | $ 265,000 |
| Hillsborough County Florida | 13 | $ 6,285,000 | $ 483,000 | $ 175,000 |
| Miami County Kansas | 13 | $ 2,085,000 | $ 160,000 | $ 120,000 |
| Tarrant County Texas | 13 | $ 5,475,000 | $ 421,000 | $ 181,000 |
| Franklin County Kansas | 12 | $ 2,580,000 | $ 215,000 | $ 96,000 |
| Dallas County Missouri | 12 | $ 1,210,000 | $ 100,000 | $ 63,000 |
| Jefferson County Alabama | 11 | $ 4,865,000 | $ 442,000 | $ 172,000 |
| Jefferson County Colorado | 11 | $ 4,845,000 | $ 440,000 | $ 147,000 |
| Miami-Dade County Florida | 11 | $ 2,935,000 | $ 266,000 | $ 172,000 |
| Palm Beach County Florida | 11 | $ 6,285,000 | $ 571,000 | $ 220,000 |
| Will County Illinois | 11 | $ 5,025,000 | $ 456,000 | $ 175,000 |
| Butler County Missouri | 11 | $ 1,375,000 | $ 125,000 | $ 65,000 |
| Crawford County Missouri | 11 | $ 1,655,000 | $ 150,000 | $ 90,000 |
| Lawrence County Missouri | 11 | $ 2,065,000 | $ 187,000 | $ 105,000 |
| Newton County Missouri | 11 | $ 2,595,000 | $ 235,000 | $ 122,000 |
| Saline County Missouri | 11 | $ 1,155,000 | $ 105,000 | $ 80,000 |
| Bergen County New Jersey | 11 | $ 5,125,000 | $ 465,000 | $ 189,000 |
| Duval County Florida | 10 | $ 3,460,000 | $ 346,000 | $ 225,000 |
| Madison County Illinois | 10 | $ 1,770,000 | $ 177,000 | $ 108,000 |
| Barry County Missouri | 10 | $ 1,450,000 | $ 145,000 | $ 89,000 |
| Washoe County Nevada | 10 | $ 4,250,000 | $ 425,000 | $ 114,000 |
| Harnett County North Carolina | 10 | $ 3,210,000 | $ 321,000 | $ 116,000 |
| Osage County Oklahoma | 10 | $ 2,300,000 | $ 230,000 | $ 107,000 |
| Los Angeles County California | 9 | $ 8,075,000 | $ 897,000 | $ 402,000 |
| Adams County Colorado | 9 | $ 3,345,000 | $ 371,000 | $ 158,000 |
| Pasco County Florida | 9 | $ 4,845,000 | $ 538,000 | $ 202,000 |
| Sarasota County Florida | 9 | $ 3,805,000 | $ 422,000 | $ 214,000 |
| Cobb County Georgia | 9 | $ 3,715,000 | $ 412,000 | $ 165,000 |
| Butler County Kansas | 9 | $ 2,505,000 | $ 278,000 | $ 102,000 |
| Henry County Missouri | 9 | $ 945,000 | $ 105,000 | $ 57,000 |
| Chatham County North Carolina | 9 | $ 3,765,000 | $ 418,000 | $ 169,000 |
| Sumner County Tennessee | 9 | $ 4,905,000 | $ 545,000 | $ 160,000 |
| Prince William County Virginia | 9 | $ 5,745,000 | $ 638,000 | $ 212,000 |
| Boone County Arkansas | 8 | $ 1,070,000 | $ 133,000 | $ 102,000 |
| Hartford County Connecticut | 8 | $ 3,350,000 | $ 418,000 | $ 208,000 |
| District of Columbia County District Of Columbia | 8 | $ 5,710,000 | $ 713,000 | $ 237,000 |
| Fulton County Georgia | 8 | $ 3,570,000 | $ 446,000 | $ 178,000 |
| Maries County Missouri | 8 | $ 1,170,000 | $ 146,000 | $ 85,000 |
| Pitt County North Carolina | 8 | $ 3,590,000 | $ 448,000 | $ 153,000 |
| Delaware County Oklahoma | 8 | $ 3,700,000 | $ 462,000 | $ 248,000 |
| Washington County Oklahoma | 8 | $ 1,680,000 | $ 210,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 8 | $ 3,820,000 | $ 477,000 | $ 255,000 |
| Fort Bend County Texas | 8 | $ 3,390,000 | $ 423,000 | $ 220,000 |
| Montgomery County Texas | 8 | $ 3,440,000 | $ 430,000 | $ 175,000 |
| Pierce County Washington | 8 | $ 4,370,000 | $ 546,000 | $ 178,000 |
| Pinal County Arizona | 7 | $ 2,985,000 | $ 426,000 | $ 123,000 |
| Carroll County Arkansas | 7 | $ 1,515,000 | $ 216,000 | $ 97,000 |
| Montrose County Colorado | 7 | $ 2,125,000 | $ 303,000 | $ 171,000 |
| Teller County Colorado | 7 | $ 2,745,000 | $ 392,000 | $ 115,000 |
| Brevard County Florida | 7 | $ 3,605,000 | $ 515,000 | $ 269,000 |
| Osceola County Florida | 7 | $ 2,235,000 | $ 319,000 | $ 178,000 |
| Marion County Iowa | 7 | $ 1,115,000 | $ 159,000 | $ 65,000 |
| Essex County New Jersey | 7 | $ 2,965,000 | $ 423,000 | $ 217,000 |
| Clay County North Carolina | 7 | $ 2,315,000 | $ 330,000 | $ 148,000 |
| New Hanover County North Carolina | 7 | $ 2,385,000 | $ 340,000 | $ 153,000 |
| Orange County North Carolina | 7 | $ 3,615,000 | $ 516,000 | $ 206,000 |
| Comanche County Oklahoma | 7 | $ 1,625,000 | $ 232,000 | $ 109,000 |
| Greenville County South Carolina | 7 | $ 2,775,000 | $ 396,000 | $ 152,000 |
| Comal County Texas | 7 | $ 3,675,000 | $ 525,000 | $ 269,000 |
| Clark County Washington | 7 | $ 3,895,000 | $ 556,000 | $ 225,000 |
| Madison County Alabama | 6 | $ 2,060,000 | $ 343,000 | $ 157,000 |
| Pulaski County Arkansas | 6 | $ 1,880,000 | $ 313,000 | $ 174,000 |
| San Diego County California | 6 | $ 4,040,000 | $ 673,000 | $ 215,000 |
| Larimer County Colorado | 6 | $ 1,560,000 | $ 260,000 | $ 145,000 |
| St. Johns County Florida | 6 | $ 3,780,000 | $ 630,000 | $ 228,000 |
| Volusia County Florida | 6 | $ 1,960,000 | $ 326,000 | $ 156,000 |
| DeKalb County Georgia | 6 | $ 3,250,000 | $ 541,000 | $ 216,000 |
| Story County Iowa | 6 | $ 1,450,000 | $ 241,000 | $ 71,000 |
| Oakland County Michigan | 6 | $ 2,660,000 | $ 443,000 | $ 154,000 |
| Wright County Missouri | 6 | $ 880,000 | $ 146,000 | $ 82,000 |
| Hillsborough County New Hampshire | 6 | $ 1,880,000 | $ 313,000 | $ 105,000 |
| Bernalillo County New Mexico | 6 | $ 3,040,000 | $ 506,000 | $ 190,000 |
| Alamance County North Carolina | 6 | $ 2,290,000 | $ 381,000 | $ 125,000 |
| Brunswick County North Carolina | 6 | $ 2,440,000 | $ 406,000 | $ 180,000 |
| Guilford County North Carolina | 6 | $ 1,110,000 | $ 185,000 | $ 99,000 |
| Onslow County North Carolina | 6 | $ 1,880,000 | $ 313,000 | $ 120,000 |
| Okmulgee County Oklahoma | 6 | $ 1,290,000 | $ 215,000 | $ 92,000 |
| Multnomah County Oregon | 6 | $ 2,440,000 | $ 406,000 | $ 142,000 |
| Horry County South Carolina | 6 | $ 2,120,000 | $ 353,000 | $ 168,000 |
| Salt Lake County Utah | 6 | $ 3,490,000 | $ 581,000 | $ 191,000 |
| Utah County Utah | 6 | $ 1,870,000 | $ 311,000 | $ 173,000 |
| Virginia Beach County Virginia | 6 | $ 2,670,000 | $ 445,000 | $ 149,000 |
| Baldwin County Alabama | 5 | $ 2,595,000 | $ 519,000 | $ 213,000 |
| Shelby County Alabama | 5 | $ 2,055,000 | $ 411,000 | $ 266,000 |
| Pima County Arizona | 5 | $ 2,215,000 | $ 443,000 | $ 170,000 |
| Alameda County California | 5 | $ 3,395,000 | $ 679,000 | $ 235,000 |
| Riverside County California | 5 | $ 3,075,000 | $ 615,000 | $ 215,000 |
| Boulder County Colorado | 5 | $ 2,355,000 | $ 471,000 | $ 170,000 |
| Montezuma County Colorado | 5 | $ 1,205,000 | $ 241,000 | $ 140,000 |
| Fairfield County Connecticut | 5 | $ 2,915,000 | $ 583,000 | $ 348,000 |
| Bay County Florida | 5 | $ 1,345,000 | $ 269,000 | $ 126,000 |
| Pinellas County Florida | 5 | $ 2,075,000 | $ 415,000 | $ 379,000 |
| Polk County Florida | 5 | $ 1,865,000 | $ 373,000 | $ 138,000 |
| Seminole County Florida | 5 | $ 1,635,000 | $ 327,000 | $ 143,000 |
| Cherokee County Georgia | 5 | $ 2,565,000 | $ 513,000 | $ 187,000 |
| Fayette County Georgia | 5 | $ 3,025,000 | $ 605,000 | $ 265,000 |
| Towns County Georgia | 5 | $ 1,545,000 | $ 309,000 | $ 127,000 |
| Union County Georgia | 5 | $ 1,035,000 | $ 207,000 | $ 98,000 |
| DuPage County Illinois | 5 | $ 1,755,000 | $ 351,000 | $ 118,000 |
| Kane County Illinois | 5 | $ 1,725,000 | $ 345,000 | $ 128,000 |
| Jefferson County Louisiana | 5 | $ 1,475,000 | $ 295,000 | $ 96,000 |
| Orleans County Louisiana | 5 | $ 1,805,000 | $ 361,000 | $ 244,000 |
| Cumberland County Maine | 5 | $ 2,455,000 | $ 491,000 | $ 198,000 |
| Dade County Missouri | 5 | $ 825,000 | $ 165,000 | $ 121,000 |
| Monroe County Missouri | 5 | $ 1,095,000 | $ 219,000 | $ 104,000 |
| St. Francois County Missouri | 5 | $ 905,000 | $ 181,000 | $ 108,000 |
| Gallatin County Montana | 5 | $ 4,955,000 | $ 991,000 | $ 273,000 |
| Middlesex County New Jersey | 5 | $ 2,575,000 | $ 515,000 | $ 171,000 |
| Buncombe County North Carolina | 5 | $ 1,735,000 | $ 347,000 | $ 129,000 |
| Carteret County North Carolina | 5 | $ 1,545,000 | $ 309,000 | $ 169,000 |
| Cumberland County North Carolina | 5 | $ 1,265,000 | $ 253,000 | $ 123,000 |
| Dare County North Carolina | 5 | $ 1,625,000 | $ 325,000 | $ 157,000 |
| Franklin County North Carolina | 5 | $ 1,245,000 | $ 249,000 | $ 139,000 |
| Moore County North Carolina | 5 | $ 2,345,000 | $ 469,000 | $ 153,000 |
| Pender County North Carolina | 5 | $ 2,505,000 | $ 501,000 | $ 261,000 |
| Mayes County Oklahoma | 5 | $ 1,025,000 | $ 205,000 | $ 120,000 |
| Washington County Oregon | 5 | $ 2,395,000 | $ 479,000 | $ 186,000 |
| Beaufort County South Carolina | 5 | $ 2,135,000 | $ 427,000 | $ 233,000 |
| Arlington County Virginia | 5 | $ 3,265,000 | $ 653,000 | $ 231,000 |
| Snohomish County Washington | 5 | $ 3,355,000 | $ 671,000 | $ 193,000 |
| Newton County Arkansas | 4 | $ 660,000 | $ 165,000 | $ 57,000 |
| Pope County Arkansas | 4 | $ 510,000 | $ 127,000 | $ 50,000 |
| San Bernardino County California | 4 | $ 1,280,000 | $ 320,000 | $ 92,000 |
| Custer County Colorado | 4 | $ 1,090,000 | $ 272,000 | $ 139,000 |
| San Juan County Colorado | 4 | $ 1,160,000 | $ 290,000 | $ 123,000 |
| Weld County Colorado | 4 | $ 1,620,000 | $ 405,000 | $ 93,000 |
| Sumter County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 207,000 |
| Houston County Georgia | 4 | $ 1,350,000 | $ 337,000 | $ 130,000 |
| Ada County Idaho | 4 | $ 2,090,000 | $ 522,000 | $ 150,000 |
| Lake County Illinois | 4 | $ 2,130,000 | $ 532,000 | $ 260,000 |
| Monroe County Illinois | 4 | $ 780,000 | $ 195,000 | $ 112,000 |
| Hamilton County Indiana | 4 | $ 1,880,000 | $ 470,000 | $ 133,000 |
| Jasper County Iowa | 4 | $ 690,000 | $ 172,000 | $ 82,000 |
| Fayette County Kentucky | 4 | $ 1,000,000 | $ 250,000 | $ 187,000 |
| Anoka County Minnesota | 4 | $ 1,430,000 | $ 357,000 | $ 141,000 |
| Cedar County Missouri | 4 | $ 490,000 | $ 122,000 | $ 120,000 |
| DeKalb County Missouri | 4 | $ 190,000 | $ 47,000 | $ 102,000 |
| Dent County Missouri | 4 | $ 870,000 | $ 217,000 | $ 67,000 |
| Montgomery County Missouri | 4 | $ 650,000 | $ 162,000 | $ 125,000 |
| Burlington County New Jersey | 4 | $ 1,550,000 | $ 387,000 | $ 169,000 |
| Mercer County New Jersey | 4 | $ 1,950,000 | $ 487,000 | $ 240,000 |
| Monmouth County New Jersey | 4 | $ 2,990,000 | $ 747,000 | $ 282,000 |
| Morris County New Jersey | 4 | $ 2,440,000 | $ 610,000 | $ 312,000 |
| Passaic County New Jersey | 4 | $ 1,890,000 | $ 472,000 | $ 125,000 |
| Dona Ana County New Mexico | 4 | $ 1,700,000 | $ 425,000 | $ 217,000 |
| Forsyth County North Carolina | 4 | $ 1,700,000 | $ 425,000 | $ 140,000 |
| Henderson County North Carolina | 4 | $ 1,430,000 | $ 357,000 | $ 153,000 |
| Watauga County North Carolina | 4 | $ 940,000 | $ 235,000 | $ 165,000 |
| Franklin County Ohio | 4 | $ 2,070,000 | $ 517,000 | $ 257,000 |
| Clackamas County Oregon | 4 | $ 2,040,000 | $ 510,000 | $ 231,000 |
| Chester County Pennsylvania | 4 | $ 1,610,000 | $ 402,000 | $ 122,000 |
| Richland County South Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 214,000 |
| Montgomery County Tennessee | 4 | $ 950,000 | $ 237,000 | $ 85,000 |
| Wilson County Tennessee | 4 | $ 1,260,000 | $ 315,000 | $ 96,000 |
| Hays County Texas | 4 | $ 2,140,000 | $ 535,000 | $ 221,000 |
| Henrico County Virginia | 4 | $ 1,760,000 | $ 440,000 | $ 103,000 |
| Richmond City County Virginia | 4 | $ 1,280,000 | $ 320,000 | $ 255,000 |
| Stafford County Virginia | 4 | $ 2,120,000 | $ 530,000 | $ 151,000 |
| Crawford County Arkansas | 3 | $ 605,000 | $ 201,000 | $ 78,000 |
| Madison County Arkansas | 3 | $ 595,000 | $ 198,000 | $ 113,000 |
| Orange County California | 3 | $ 2,265,000 | $ 755,000 | $ 198,000 |
| Sacramento County California | 3 | $ 1,225,000 | $ 408,000 | $ 121,000 |
| Santa Clara County California | 3 | $ 1,615,000 | $ 538,000 | $ 151,000 |
| New London County Connecticut | 3 | $ 1,195,000 | $ 398,000 | $ 260,000 |
| Charlotte County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 189,000 |
| Manatee County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 170,000 |
| Marion County Florida | 3 | $ 1,535,000 | $ 511,000 | $ 162,000 |
| Monroe County Florida | 3 | $ 4,235,000 | $ 1,411,000 | $ 608,000 |
| Okaloosa County Florida | 3 | $ 2,705,000 | $ 901,000 | $ 359,000 |
| Bulloch County Georgia | 3 | $ 1,085,000 | $ 361,000 | $ 85,000 |
| Catoosa County Georgia | 3 | $ 825,000 | $ 275,000 | $ 191,000 |
| Columbia County Georgia | 3 | $ 1,155,000 | $ 385,000 | $ 152,000 |
| Forsyth County Georgia | 3 | $ 1,735,000 | $ 578,000 | $ 204,000 |
| Marion County Indiana | 3 | $ 1,285,000 | $ 428,000 | $ 181,000 |
| Johnson County Iowa | 3 | $ 935,000 | $ 311,000 | $ 166,000 |
| Madison County Iowa | 3 | $ 655,000 | $ 218,000 | $ 139,000 |
| Atchison County Kansas | 3 | $ 345,000 | $ 115,000 | $ 62,000 |
| Jefferson County Kansas | 3 | $ 405,000 | $ 135,000 | $ 83,000 |
| Jefferson County Kentucky | 3 | $ 725,000 | $ 241,000 | $ 96,000 |
| Pulaski County Kentucky | 3 | $ 505,000 | $ 168,000 | $ 76,000 |
| Dakota County Minnesota | 3 | $ 975,000 | $ 325,000 | $ 142,000 |
| Ramsey County Minnesota | 3 | $ 785,000 | $ 261,000 | $ 117,000 |
| Washington County Minnesota | 3 | $ 1,185,000 | $ 395,000 | $ 155,000 |
| Lafayette County Mississippi | 3 | $ 555,000 | $ 185,000 | $ 75,000 |
| Newton County Mississippi | 3 | $ 1,295,000 | $ 431,000 | $ 114,000 |
| Adair County Missouri | 3 | $ 415,000 | $ 138,000 | $ 67,000 |
| Bates County Missouri | 3 | $ 355,000 | $ 118,000 | $ 68,000 |
| Douglas County Missouri | 3 | $ 285,000 | $ 95,000 | $ 82,000 |
| Howell County Missouri | 3 | $ 375,000 | $ 125,000 | $ 95,000 |
| Missoula County Montana | 3 | $ 1,405,000 | $ 468,000 | $ 61,000 |
| Sarpy County Nebraska | 3 | $ 1,135,000 | $ 378,000 | $ 166,000 |
| Hudson County New Jersey | 3 | $ 1,465,000 | $ 488,000 | $ 215,000 |
| Hunterdon County New Jersey | 3 | $ 1,995,000 | $ 665,000 | $ 194,000 |
| Santa Fe County New Mexico | 3 | $ 845,000 | $ 281,000 | $ 64,000 |
| Hoke County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 88,000 |
| Cuyahoga County Ohio | 3 | $ 555,000 | $ 185,000 | $ 115,000 |
| Greene County Ohio | 3 | $ 995,000 | $ 331,000 | $ 138,000 |
| Warren County Ohio | 3 | $ 1,425,000 | $ 475,000 | $ 229,000 |
| Grady County Oklahoma | 3 | $ 915,000 | $ 305,000 | $ 131,000 |
| McClain County Oklahoma | 3 | $ 1,205,000 | $ 401,000 | $ 196,000 |
| Muskogee County Oklahoma | 3 | $ 665,000 | $ 221,000 | $ 85,000 |
| Pottawatomie County Oklahoma | 3 | $ 725,000 | $ 241,000 | $ 117,000 |
| Deschutes County Oregon | 3 | $ 2,045,000 | $ 681,000 | $ 156,000 |
| Bucks County Pennsylvania | 3 | $ 1,275,000 | $ 425,000 | $ 146,000 |
| Montgomery County Pennsylvania | 3 | $ 1,445,000 | $ 481,000 | $ 183,000 |
| Newport County Rhode Island | 3 | $ 1,575,000 | $ 525,000 | $ 315,000 |
| Aiken County South Carolina | 3 | $ 945,000 | $ 315,000 | $ 122,000 |
| Dorchester County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 133,000 |
| Lexington County South Carolina | 3 | $ 615,000 | $ 205,000 | $ 136,000 |
| Oconee County South Carolina | 3 | $ 1,445,000 | $ 481,000 | $ 274,000 |
| Dickson County Tennessee | 3 | $ 1,695,000 | $ 565,000 | $ 119,000 |
| Hamilton County Tennessee | 3 | $ 2,645,000 | $ 881,000 | $ 265,000 |
| Galveston County Texas | 3 | $ 1,105,000 | $ 368,000 | $ 167,000 |
| McLennan County Texas | 3 | $ 1,625,000 | $ 541,000 | $ 206,000 |
| Parker County Texas | 3 | $ 2,635,000 | $ 878,000 | $ 367,000 |
| Albemarle County Virginia | 3 | $ 1,125,000 | $ 375,000 | $ 186,000 |
| Loudoun County Virginia | 3 | $ 2,335,000 | $ 778,000 | $ 169,000 |
| Calhoun County Alabama | 2 | $ 680,000 | $ 340,000 | $ 120,000 |
| Houston County Alabama | 2 | $ 370,000 | $ 185,000 | $ 146,000 |
| Yavapai County Arizona | 2 | $ 860,000 | $ 430,000 | $ 118,000 |
| Baxter County Arkansas | 2 | $ 740,000 | $ 370,000 | $ 156,000 |
| Greene County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 35,000 |
| Saline County Arkansas | 2 | $ 830,000 | $ 415,000 | $ 132,000 |
| Sebastian County Arkansas | 2 | $ 660,000 | $ 330,000 | $ 210,000 |
| Contra Costa County California | 2 | $ 1,340,000 | $ 670,000 | $ 397,000 |
| Placer County California | 2 | $ 940,000 | $ 470,000 | $ 342,000 |
| Crowley County Colorado | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Gunnison County Colorado | 2 | $ 840,000 | $ 420,000 | $ 199,000 |
| Summit County Colorado | 2 | $ 1,460,000 | $ 730,000 | $ 305,000 |
| New Haven County Connecticut | 2 | $ 810,000 | $ 405,000 | $ 208,000 |
| New Castle County Delaware | 2 | $ 770,000 | $ 385,000 | $ 155,000 |
| Sussex County Delaware | 2 | $ 1,630,000 | $ 815,000 | $ 369,000 |
| Escambia County Florida | 2 | $ 690,000 | $ 345,000 | $ 98,000 |
| Flagler County Florida | 2 | $ 550,000 | $ 275,000 | $ 133,000 |
| Hernando County Florida | 2 | $ 790,000 | $ 395,000 | $ 145,000 |
| Lake County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 181,000 |
| Santa Rosa County Florida | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Walton County Florida | 2 | $ 1,420,000 | $ 710,000 | $ 490,000 |
| Camden County Georgia | 2 | $ 820,000 | $ 410,000 | $ 144,000 |
| Clarke County Georgia | 2 | $ 590,000 | $ 295,000 | $ 132,000 |
| Coweta County Georgia | 2 | $ 750,000 | $ 375,000 | $ 266,000 |
| Gilmer County Georgia | 2 | $ 1,000,000 | $ 500,000 | $ 137,000 |
| Muscogee County Georgia | 2 | $ 870,000 | $ 435,000 | $ 121,000 |
| Rabun County Georgia | 2 | $ 1,060,000 | $ 530,000 | $ 206,000 |
| Richmond County Georgia | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Troup County Georgia | 2 | $ 320,000 | $ 160,000 | $ 166,000 |
| Whitfield County Georgia | 2 | $ 590,000 | $ 295,000 | $ 104,000 |
| Honolulu County Hawaii | 2 | $ 1,450,000 | $ 725,000 | $ 141,000 |
| Bonneville County Idaho | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| Canyon County Idaho | 2 | $ 760,000 | $ 380,000 | $ 72,000 |
| Elmore County Idaho | 2 | $ 770,000 | $ 385,000 | $ 81,000 |
| Teton County Idaho | 2 | $ 1,110,000 | $ 555,000 | $ 124,000 |
| Peoria County Illinois | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| Calhoun County Iowa | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Guthrie County Iowa | 2 | $ 690,000 | $ 345,000 | $ 105,000 |
| Woodbury County Iowa | 2 | $ 390,000 | $ 195,000 | $ 151,000 |
| Ellis County Kansas | 2 | $ 120,000 | $ 60,000 | $ 173,000 |
| Geary County Kansas | 2 | $ 410,000 | $ 205,000 | $ 291,000 |
| Harvey County Kansas | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Shawnee County Kansas | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Daviess County Kentucky | 2 | $ 550,000 | $ 275,000 | $ 180,000 |
| Madison County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 535,000 |
| Scott County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| Lafayette County Louisiana | 2 | $ 650,000 | $ 325,000 | $ 116,000 |
| St. Tammany County Louisiana | 2 | $ 930,000 | $ 465,000 | $ 336,000 |
| Penobscot County Maine | 2 | $ 520,000 | $ 260,000 | $ 218,000 |
| Livingston County Michigan | 2 | $ 890,000 | $ 445,000 | $ 165,000 |
| Macomb County Michigan | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Washtenaw County Michigan | 2 | $ 660,000 | $ 330,000 | $ 207,000 |
| Wayne County Michigan | 2 | $ 480,000 | $ 240,000 | $ 181,000 |
| Harrison County Mississippi | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
| Jackson County Mississippi | 2 | $ 430,000 | $ 215,000 | $ 95,000 |
| Lowndes County Mississippi | 2 | $ 580,000 | $ 290,000 | $ 86,000 |
| Cape Girardeau County Missouri | 2 | $ 300,000 | $ 150,000 | $ 75,000 |
| Carter County Missouri | 2 | $ 570,000 | $ 285,000 | $ 402,000 |
| Daviess County Missouri | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Dunklin County Missouri | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Livingston County Missouri | 2 | $ 240,000 | $ 120,000 | $ 302,000 |
| Macon County Missouri | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Marion County Missouri | 2 | $ 300,000 | $ 150,000 | $ 190,000 |
| McDonald County Missouri | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Ralls County Missouri | 2 | $ 380,000 | $ 190,000 | $ 231,000 |
| Washington County Missouri | 2 | $ 220,000 | $ 110,000 | $ 39,000 |
| Wayne County Missouri | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Dodge County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Douglas County Nebraska | 2 | $ 780,000 | $ 390,000 | $ 165,000 |
| Madison County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 441,000 |
| Rockingham County New Hampshire | 2 | $ 1,080,000 | $ 540,000 | $ 267,000 |
| Camden County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 96,000 |
| Somerset County New Jersey | 2 | $ 1,180,000 | $ 590,000 | $ 275,000 |
| Union County New Jersey | 2 | $ 1,120,000 | $ 560,000 | $ 188,000 |
| Colfax County New Mexico | 2 | $ 330,000 | $ 165,000 | $ 177,000 |
| San Juan County New Mexico | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Cabarrus County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 196,000 |
| Davie County North Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 157,000 |
| Gaston County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 196,000 |
| Granville County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 92,000 |
| Haywood County North Carolina | 2 | $ 760,000 | $ 380,000 | $ 115,000 |
| Iredell County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 155,000 |
| Lee County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Wilson County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 126,000 |
| Butler County Ohio | 2 | $ 940,000 | $ 470,000 | $ 255,000 |
| Hamilton County Ohio | 2 | $ 700,000 | $ 350,000 | $ 191,000 |
| Montgomery County Ohio | 2 | $ 650,000 | $ 325,000 | $ 137,000 |
| Summit County Ohio | 2 | $ 680,000 | $ 340,000 | $ 164,000 |
| Carter County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Cherokee County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 193,000 |
| Kay County Oklahoma | 2 | $ 1,150,000 | $ 575,000 | $ 104,000 |
| McIntosh County Oklahoma | 2 | $ 690,000 | $ 345,000 | $ 224,000 |
| Pawnee County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 93,000 |
| Payne County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 181,000 |
| Coos County Oregon | 2 | $ 610,000 | $ 305,000 | $ 133,000 |
| Allegheny County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 265,000 |
| Delaware County Pennsylvania | 2 | $ 890,000 | $ 445,000 | $ 252,000 |
| Lehigh County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Luzerne County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 123,000 |
| Schuylkill County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 142,000 |
| York County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
| Washington County Rhode Island | 2 | $ 1,010,000 | $ 505,000 | $ 199,000 |
| Berkeley County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 102,000 |
| Charleston County South Carolina | 2 | $ 890,000 | $ 445,000 | $ 168,000 |
| Minnehaha County South Dakota | 2 | $ 940,000 | $ 470,000 | $ 376,000 |
| Pennington County South Dakota | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Knox County Tennessee | 2 | $ 970,000 | $ 485,000 | $ 178,000 |
| Maury County Tennessee | 2 | $ 880,000 | $ 440,000 | $ 119,000 |
| Shelby County Tennessee | 2 | $ 980,000 | $ 490,000 | $ 188,000 |
| Blanco County Texas | 2 | $ 900,000 | $ 450,000 | $ 213,000 |
| Ellis County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 129,000 |
| Nueces County Texas | 2 | $ 900,000 | $ 450,000 | $ 142,000 |
| Davis County Utah | 2 | $ 1,340,000 | $ 670,000 | $ 283,000 |
| Charlottesville County Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 215,000 |
| Chesapeake County Virginia | 2 | $ 810,000 | $ 405,000 | $ 88,000 |
| Chesterfield County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 122,000 |
| Franklin County Virginia | 2 | $ 780,000 | $ 390,000 | $ 99,000 |
| James City County Virginia | 2 | $ 1,160,000 | $ 580,000 | $ 170,000 |
| Norfolk County Virginia | 2 | $ 700,000 | $ 350,000 | $ 94,000 |
| Prince George County Virginia | 2 | $ 630,000 | $ 315,000 | $ 75,000 |
| Roanoke County Virginia | 2 | $ 780,000 | $ 390,000 | $ 163,000 |
| Roanoke City County Virginia | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| Suffolk County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 96,000 |
| Spokane County Washington | 2 | $ 1,000,000 | $ 500,000 | $ 162,000 |
| Thurston County Washington | 2 | $ 1,240,000 | $ 620,000 | $ 117,000 |
| Yakima County Washington | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Berkeley County West Virginia | 2 | $ 630,000 | $ 315,000 | $ 104,000 |
| Dane County Wisconsin | 2 | $ 610,000 | $ 305,000 | $ 104,000 |
| Kenosha County Wisconsin | 2 | $ 880,000 | $ 440,000 | $ 144,000 |
| Milwaukee County Wisconsin | 2 | $ 670,000 | $ 335,000 | $ 156,000 |
| Laramie County Wyoming | 2 | $ 970,000 | $ 485,000 | $ 182,000 |
| Natrona County Wyoming | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Dale County Alabama | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Franklin County Alabama | 1 | $ 395,000 | $ 395,000 | $ 142,000 |
| Jackson County Alabama | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Lawrence County Alabama | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Lee County Alabama | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Limestone County Alabama | 1 | $ 595,000 | $ 595,000 | $ 287,000 |
| Mobile County Alabama | 1 | $ 505,000 | $ 505,000 | $ 301,000 |
| Montgomery County Alabama | 1 | $ 255,000 | $ 255,000 | $ 225,000 |
| Morgan County Alabama | 1 | $ 345,000 | $ 345,000 | $ 236,000 |
| Tallapoosa County Alabama | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Fairbanks North Star County Alaska | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Kenai Peninsula County Alaska | 1 | $ 855,000 | $ 855,000 | $ 795,000 |
| Kodiak Island County Alaska | 1 | $ 705,000 | $ 705,000 | $ 187,000 |
| Cochise County Arizona | 1 | $ 435,000 | $ 435,000 | $ 76,000 |
| Gila County Arizona | 1 | $ 225,000 | $ 225,000 | $ 282,000 |
| Mohave County Arizona | 1 | $ 135,000 | $ 135,000 | $ 190,000 |
| Navajo County Arizona | 1 | $ 285,000 | $ 285,000 | $ 406,000 |
| Faulkner County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Franklin County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Fulton County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Garland County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Johnson County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| White County Arkansas | 1 | $ 405,000 | $ 405,000 | $ 89,000 |
| Amador County California | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Inyo County California | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Kern County California | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Marin County California | 1 | $ 955,000 | $ 955,000 | $ 224,000 |
| Monterey County California | 1 | $ 525,000 | $ 525,000 | $ 246,000 |
| Nevada County California | 1 | $ 615,000 | $ 615,000 | $ 181,000 |
| San Francisco County California | 1 | $ 905,000 | $ 905,000 | $ 202,000 |
| Santa Cruz County California | 1 | $ 1,095,000 | $ 1,095,000 | $ 274,000 |
| Stanislaus County California | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Ventura County California | 1 | $ 485,000 | $ 485,000 | $ 116,000 |
| Alamosa County Colorado | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Baca County Colorado | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Broomfield County Colorado | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Elbert County Colorado | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Grand County Colorado | 1 | $ 575,000 | $ 575,000 | $ 398,000 |
| Huerfano County Colorado | 1 | $ 295,000 | $ 295,000 | $ 200,000 |
| Las Animas County Colorado | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Lincoln County Colorado | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Mesa County Colorado | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Otero County Colorado | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Pitkin County Colorado | 1 | $ 855,000 | $ 855,000 | $ 415,000 |
| Rio Grande County Colorado | 1 | $ 305,000 | $ 305,000 | $ 349,000 |
| Saguache County Colorado | 1 | $ 465,000 | $ 465,000 | $ 105,000 |
| Middlesex County Connecticut | 1 | $ 445,000 | $ 445,000 | $ 200,000 |
| Tolland County Connecticut | 1 | $ 395,000 | $ 395,000 | $ 84,000 |
| Windham County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Clay County Florida | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Franklin County Florida | 1 | $ 835,000 | $ 835,000 | $ 273,000 |
| Jefferson County Florida | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Martin County Florida | 1 | $ 585,000 | $ 585,000 | $ 443,000 |
| Putnam County Florida | 1 | $ 215,000 | $ 215,000 | $ 192,000 |
| St. Lucie County Florida | 1 | $ 335,000 | $ 335,000 | $ 122,000 |
| Bryan County Georgia | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Butts County Georgia | 1 | $ 405,000 | $ 405,000 | $ 184,000 |
| Carroll County Georgia | 1 | $ 295,000 | $ 295,000 | $ 187,000 |
Mortgage Loan Application Detail Totals for The Central Trust Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,814 | $2,202,920,000 | $323,000 | $4,445,000 | $145,000 | $3,231,000 |
| Other Purpose | 1,905 | $173,055,000 | $90,000 | $3,005,000 | $113,000 | $1,843,000 |
| Home Improvement | 1,209 | $94,815,000 | $78,000 | $3,445,000 | $108,000 | $1,210,000 |
| Cash-out Refinancing | 955 | $187,065,000 | $195,000 | $4,305,000 | $125,000 | $2,822,000 |
| Refinancing | 395 | $107,635,000 | $272,000 | $5,005,000 | $129,000 | $1,021,000 |
| Not Applicable | 1 | $325,000 | $325,000 | $325,000 | $248,000 | $248,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,243 | $1,829,675,000 | $221,000 | $4,445,000 | $130,000 | $2,412,000 |
| Not Provided | 1,023 | $323,705,000 | $316,000 | $3,445,000 | $154,000 | $2,822,000 |
| Hispanic | 479 | $131,605,000 | $274,000 | $1,365,000 | $117,000 | $1,480,000 |
| Not applicable | 463 | $142,675,000 | $308,000 | $5,005,000 | $0 | $0 |
| Black or African American | 432 | $100,220,000 | $231,000 | $1,995,000 | $112,000 | $3,231,000 |
| Asian | 360 | $146,630,000 | $407,000 | $2,885,000 | $173,000 | $704,000 |
| American Indian or Alaskan Native | 127 | $25,425,000 | $200,000 | $665,000 | $107,000 | $543,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,000,000 | $250,000 | $545,000 | $96,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,835 | $2,288,775,000 | $232,000 | $5,005,000 | $137,000 | $3,231,000 |
| FHA-insured (Federal Housing Administration) | 708 | $184,350,000 | $260,000 | $1,105,000 | $95,000 | $728,000 |
| VA-guaranteed (Veterans Administration) | 647 | $276,915,000 | $427,000 | $2,255,000 | $136,000 | $576,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $15,775,000 | $177,000 | $345,000 | $66,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,550 | $1,850,240,000 | $245,000 | $5,005,000 | $137,000 | $3,231,000 |
| Application Withdrawn By Applicant | 2,603 | $778,345,000 | $299,000 | $3,005,000 | $145,000 | $2,412,000 |
| Application Denied By Financial Institution | 995 | $107,455,000 | $107,000 | $2,025,000 | $80,000 | $562,000 |
| Application Approved But Not Accepted | 62 | $14,440,000 | $232,000 | $1,365,000 | $122,000 | $463,000 |
| File Closed For Incompleteness | 54 | $8,950,000 | $165,000 | $945,000 | $123,000 | $700,000 |
| Preapproval Approved but not Accepted | 9 | $4,705,000 | $522,000 | $2,805,000 | $257,000 | $1,571,000 |
| Loan Purchased By The Institution | 6 | $1,680,000 | $280,000 | $465,000 | $125,000 | $175,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,284 | $2,658,360,000 | $258,000 | $5,005,000 | $139,000 | $3,231,000 |
| Credit History | 468 | $33,830,000 | $72,000 | $1,405,000 | $87,000 | $546,000 |
| Debt-To-Income Ratio | 370 | $49,960,000 | $135,000 | $2,025,000 | $61,000 | $525,000 |
| Collateral | 94 | $10,920,000 | $116,000 | $625,000 | $115,000 | $562,000 |
| Other | 24 | $4,610,000 | $192,000 | $625,000 | $93,000 | $270,000 |
| Employment History | 17 | $3,645,000 | $214,000 | $485,000 | $67,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,475,000 | $231,000 | $505,000 | $95,000 | $176,000 |
| Unverifiable Information | 6 | $1,000,000 | $166,000 | $395,000 | $90,000 | $157,000 |
| Mortgage Insurance Denied | 1 | $15,000 | $15,000 | $15,000 | $93,000 | $93,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Central Trust Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Central Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.