The Federal Savings Bank Mortgage Lending & HMDA Data, 2016

In 2016, The Federal Savings Bank of Chicago, IL reported 18,141 mortgage applications totaling $5.2 billion, up 36% from 2015. The average application was for $286,356, and applicants reported an average income of $50,070. 76% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,490), New York-Jersey City-White Plains, NY-NJ (1,615) and Phoenix-Mesa-Scottsdale, AZ (652) (applications in parentheses).

Mortgage Company & Address The Federal Savings Bank
300 N Elizabeth Street, Ste 3e
Chicago, IL 60639
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 18,141
Total Mortgage Loan Application Amount $5,194,791,000
Average Mortgage Loan Application Amount $286,356
Highest Mortgage Loan Application Amount $2,389,000
Average Applicant Income $50,070
Highest Applicant Income $3,649,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Federal Savings Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,795 $ 423,288,000 $ 235,815 $ 91,000
Maricopa, Arizona 583 $ 156,126,000 $ 267,797 $ 26,000
Clark, Nevada 502 $ 130,281,000 $ 259,523 $ 29,000
Kings, New York 450 $ 278,740,000 $ 619,422 $ 196,000
Queens, New York 373 $ 178,613,000 $ 478,855 $ 106,000
DuPage, Illinois 299 $ 77,764,000 $ 260,080 $ 106,000
Will, Illinois 268 $ 58,664,000 $ 218,895 $ 79,000
San Diego, California 242 $ 105,489,000 $ 435,904 $ 23,000
Riverside, California 234 $ 76,136,000 $ 325,367 $ 9,000
Los Angeles, California 218 $ 90,737,000 $ 416,224 $ 33,000
Nassau, New York 206 $ 81,959,000 $ 397,859 $ 145,000
Suffolk, New York 194 $ 58,898,000 $ 303,597 $ 88,000
Pierce, Washington 188 $ 51,722,000 $ 275,117 $ 8,000
El Paso, Colorado 182 $ 48,764,000 $ 267,934 $ 9,000
Orange, New York 156 $ 43,727,000 $ 280,301 $ 131,000
Prince George's, Maryland 152 $ 40,456,000 $ 266,157 $ 51,000
Honolulu, Hawaii 150 $ 76,401,000 $ 509,340 $ 20,000
Ocean, New Jersey 149 $ 44,429,000 $ 298,181 $ 130,000
Kane, Illinois 119 $ 27,004,000 $ 226,924 $ 77,000
San Bernardino, California 117 $ 37,027,000 $ 316,470 $ 15,000
Bronx, New York 117 $ 55,995,000 $ 478,589 $ 109,000
Pima, Arizona 115 $ 28,227,000 $ 245,452 $ 8,000
Franklin, Ohio 114 $ 19,541,000 $ 171,412 $ 55,000
Prince William, Virginia 108 $ 35,767,000 $ 331,175 $ 45,000
Arapahoe, Colorado 97 $ 27,720,000 $ 285,773 $ 31,000
Sacramento, California 95 $ 29,038,000 $ 305,663 $ 16,000
Washoe, Nevada 94 $ 27,079,000 $ 288,074 $ 15,000
Lake, Illinois 91 $ 24,171,000 $ 265,615 $ 120,000
Bergen, New Jersey 88 $ 31,983,000 $ 363,443 $ 110,000
Bexar, Texas 88 $ 21,799,000 $ 247,715 $ 20,000
King, Washington 88 $ 29,170,000 $ 331,477 $ 12,000
Orange, Florida 87 $ 17,751,000 $ 204,034 $ 71,000
Salt Lake, Utah 85 $ 24,808,000 $ 291,858 $ 15,000
Anchorage, Alaska 83 $ 26,483,000 $ 319,072 $ 8,000
Rockland, New York 83 $ 29,293,000 $ 352,927 $ 169,000
Snohomish, Washington 81 $ 25,303,000 $ 312,382 $ 11,000
Adams, Colorado 75 $ 20,076,000 $ 267,680 $ 9,000
Anne Arundel, Maryland 74 $ 24,409,000 $ 329,851 $ 44,000
Brevard, Florida 73 $ 15,985,000 $ 218,972 $ 78,000
Ada, Idaho 72 $ 17,344,000 $ 240,888 $ 6,000
DeKalb, Georgia 71 $ 18,910,000 $ 266,338 $ 132,000
Osceola, Florida 70 $ 12,293,000 $ 175,614 $ 57,000
Pinal, Arizona 69 $ 13,799,000 $ 199,985 $ 6,000
Fairfax, Virginia 69 $ 29,801,000 $ 431,898 $ 54,000
Contra Costa, California 68 $ 28,897,000 $ 424,955 $ 10,000
Solano, California 68 $ 25,443,000 $ 374,161 $ 12,000
Jefferson, Colorado 67 $ 18,819,000 $ 280,880 $ 28,000
Middlesex, Massachusetts 67 $ 25,109,000 $ 374,761 $ 46,000
Williamson, Texas 67 $ 16,188,000 $ 241,611 $ 87,000
Thurston, Washington 65 $ 17,186,000 $ 264,400 $ 13,000
McHenry, Illinois 63 $ 13,580,000 $ 215,555 $ 75,000
Bernalillo, New Mexico 61 $ 15,742,000 $ 258,065 $ 20,000
Washington, Oregon 61 $ 18,938,000 $ 310,459 $ 15,000
Harris, Texas 61 $ 15,471,000 $ 253,622 $ 25,000
Fairfield, Connecticut 60 $ 22,465,000 $ 374,416 $ 105,000
Baltimore, Maryland 59 $ 14,282,000 $ 242,067 $ 81,000
Hennepin, Minnesota 59 $ 14,755,000 $ 250,084 $ 14,000
Denver, Colorado 56 $ 18,183,000 $ 324,696 $ 59,000
San Joaquin, California 55 $ 15,216,000 $ 276,654 $ 16,000
Kendall, Illinois 54 $ 10,812,000 $ 200,222 $ 56,000
Orange, California 53 $ 24,333,000 $ 459,113 $ 22,000
Larimer, Colorado 52 $ 15,611,000 $ 300,211 $ 13,000
Clark, Washington 51 $ 13,013,000 $ 255,156 $ 9,000
Multnomah, Oregon 50 $ 15,167,000 $ 303,340 $ 9,000
Kern, California 49 $ 12,114,000 $ 247,224 $ 8,000
Virginia Beach, Virginia 49 $ 14,145,000 $ 288,673 $ 14,000
Essex, Massachusetts 47 $ 15,049,000 $ 320,191 $ 31,000
Gwinnett, Georgia 46 $ 10,118,000 $ 219,956 $ 50,000
Kitsap, Washington 46 $ 12,807,000 $ 278,413 $ 14,000
Worcester, Massachusetts 45 $ 11,544,000 $ 256,533 $ 16,000
Polk, Florida 44 $ 6,746,000 $ 153,318 $ 51,000
Fulton, Georgia 44 $ 14,511,000 $ 329,795 $ 155,000
Montgomery, Tennessee 43 $ 10,118,000 $ 235,302 $ 7,000
Tarrant, Texas 43 $ 10,999,000 $ 255,790 $ 34,000
Loudoun, Virginia 43 $ 14,703,000 $ 341,930 $ 73,000
Broward, Florida 42 $ 14,246,000 $ 339,190 $ 93,000
Bell, Texas 42 $ 8,147,000 $ 193,976 $ 10,000
Douglas, Colorado 41 $ 15,504,000 $ 378,146 $ 35,000
Bristol, Massachusetts 41 $ 11,050,000 $ 269,512 $ 13,000
Clackamas, Oregon 40 $ 12,100,000 $ 302,500 $ 16,000
Plymouth, Massachusetts 39 $ 11,323,000 $ 290,333 $ 10,000
Hillsborough, New Hampshire 39 $ 9,457,000 $ 242,487 $ 26,000
Monmouth, New Jersey 39 $ 12,667,000 $ 324,794 $ 74,000
District of Columbia, District Of Columbia 38 $ 15,479,000 $ 407,342 $ 80,000
Montgomery, Maryland 38 $ 15,138,000 $ 398,368 $ 86,000
Richmond, New York 38 $ 17,254,000 $ 454,052 $ 147,000
Spokane, Washington 38 $ 8,204,000 $ 215,894 $ 5,000
Ventura, California 37 $ 16,929,000 $ 457,540 $ 17,000
St. Louis, Missouri 37 $ 9,720,000 $ 262,702 $ 31,000
Jackson, Oregon 37 $ 9,267,000 $ 250,459 $ 5,000
Marion, Oregon 36 $ 8,659,000 $ 240,527 $ 3,000
Milwaukee, Wisconsin 36 $ 7,035,000 $ 195,416 $ 24,000
Alameda, California 35 $ 19,551,000 $ 558,600 $ 34,000
Hillsborough, Florida 35 $ 9,031,000 $ 258,028 $ 54,000
Westchester, New York 35 $ 14,777,000 $ 422,200 $ 178,000
Denton, Texas 35 $ 9,267,000 $ 264,771 $ 16,000
Weld, Colorado 34 $ 8,698,000 $ 255,823 $ 16,000
Palm Beach, Florida 34 $ 9,413,000 $ 276,852 $ 78,000
Cumberland, North Carolina 34 $ 7,441,000 $ 218,852 $ 9,000
Pulaski, Arkansas 33 $ 7,163,000 $ 217,060 $ 9,000
Placer, California 33 $ 11,772,000 $ 356,727 $ 3,000
Baltimore City, Maryland 33 $ 6,548,000 $ 198,424 $ 86,000
Washington, Minnesota 33 $ 8,733,000 $ 264,636 $ 16,000
Jackson, Missouri 33 $ 6,572,000 $ 199,151 $ 11,000
Charleston, South Carolina 33 $ 7,664,000 $ 232,242 $ 23,000
Travis, Texas 33 $ 9,303,000 $ 281,909 $ 57,000
Madison, Alabama 32 $ 8,755,000 $ 273,593 $ 23,000
Oakland, Michigan 32 $ 7,347,000 $ 229,593 $ 27,000
Hudson, New Jersey 32 $ 8,716,000 $ 272,375 $ 112,000
Chesapeake, Virginia 32 $ 9,259,000 $ 289,343 $ 24,000
Dane, Wisconsin 32 $ 8,228,000 $ 257,125 $ 14,000
Cochise, Arizona 31 $ 7,188,000 $ 231,870 $ 1,000
Fresno, California 31 $ 8,277,000 $ 267,000 $ 14,000
Canyon, Idaho 31 $ 7,447,000 $ 240,225 $ 2,000
Hampden, Massachusetts 31 $ 7,156,000 $ 230,838 $ 14,000
Middlesex, New Jersey 31 $ 8,926,000 $ 287,935 $ 78,000
Santa Clara, California 30 $ 18,960,000 $ 632,000 $ 25,000
Lake, Indiana 30 $ 6,418,000 $ 213,933 $ 56,000
Onslow, North Carolina 30 $ 6,755,000 $ 225,166 $ 5,000
Cuyahoga, Ohio 30 $ 5,843,000 $ 194,766 $ 49,000
Collin, Texas 30 $ 9,649,000 $ 321,633 $ 56,000
Laramie, Wyoming 30 $ 7,544,000 $ 251,466 $ 14,000
Yavapai, Arizona 29 $ 7,145,000 $ 246,379 $ 11,000
Hall, Georgia 29 $ 6,829,000 $ 235,482 $ 53,000
Marion, Indiana 29 $ 6,176,000 $ 212,965 $ 14,000
Dakota, Minnesota 29 $ 7,708,000 $ 265,793 $ 13,000
Fairfield, Ohio 29 $ 6,221,000 $ 214,517 $ 79,000
Lake, Florida 28 $ 6,082,000 $ 217,214 $ 75,000
Clay, Missouri 28 $ 7,034,000 $ 251,214 $ 10,000
Rockingham, New Hampshire 28 $ 6,627,000 $ 236,678 $ 33,000
New Haven, Connecticut 27 $ 6,429,000 $ 238,111 $ 45,000
New Castle, Delaware 27 $ 7,378,000 $ 273,259 $ 12,000
Macomb, Michigan 27 $ 6,178,000 $ 228,814 $ 13,000
Lane, Oregon 27 $ 6,397,000 $ 236,925 $ 6,000
Dallas, Texas 27 $ 6,760,000 $ 250,370 $ 26,000
El Paso, Texas 27 $ 5,130,000 $ 190,000 $ 8,000
Santa Barbara, California 26 $ 9,617,000 $ 369,884 $ 14,000
Kent, Delaware 26 $ 6,014,000 $ 231,307 $ 2,000
Cobb, Georgia 26 $ 6,773,000 $ 260,500 $ 59,000
Charles, Maryland 26 $ 8,645,000 $ 332,500 $ 28,000
Delaware, Ohio 26 $ 6,815,000 $ 262,115 $ 70,000
Providence, Rhode Island 26 $ 5,622,000 $ 216,230 $ 26,000
Richland, South Carolina 26 $ 6,193,000 $ 238,192 $ 20,000
Sonoma, California 25 $ 10,265,000 $ 410,600 $ 18,000
Hartford, Connecticut 25 $ 5,838,000 $ 233,520 $ 21,000
Johnson, Kansas 25 $ 6,205,000 $ 248,200 $ 16,000
Montgomery, Texas 25 $ 5,937,000 $ 237,480 $ 33,000
Davis, Utah 25 $ 5,867,000 $ 234,680 $ 17,000
Stafford, Virginia 25 $ 7,126,000 $ 285,040 $ 12,000
Harford, Maryland 24 $ 7,566,000 $ 315,250 $ 58,000
Kent, Michigan 24 $ 5,200,000 $ 216,666 $ 33,000
Oklahoma, Oklahoma 24 $ 4,811,000 $ 200,458 $ 26,000
Miami-Dade, Florida 23 $ 8,132,000 $ 353,565 $ 225,000
Dorchester, South Carolina 23 $ 4,934,000 $ 214,521 $ 24,000
Kootenai, Idaho 22 $ 6,100,000 $ 277,272 $ 24,000
Barnstable, Massachusetts 22 $ 6,528,000 $ 296,727 $ 16,000
Anoka, Minnesota 22 $ 5,631,000 $ 255,954 $ 22,000
Davidson, Tennessee 22 $ 5,474,000 $ 248,818 $ 45,000
Shelby, Tennessee 22 $ 5,322,000 $ 241,909 $ 17,000
Fort Bend, Texas 22 $ 5,992,000 $ 272,363 $ 36,000
Fairbanks North Star, Alaska 21 $ 5,673,000 $ 270,142 $ 9,000
Matanuska-Susitna, Alaska 21 $ 5,351,000 $ 254,809 $ 16,000
Mohave, Arizona 21 $ 4,355,000 $ 207,380 $ 17,000
Shasta, California 21 $ 5,546,000 $ 264,095 $ 42,000
St. Clair, Illinois 21 $ 5,205,000 $ 247,857 $ 0
Norfolk, Massachusetts 21 $ 7,392,000 $ 352,000 $ 19,000
Sarpy, Nebraska 21 $ 4,655,000 $ 221,666 $ 14,000
Nye, Nevada 21 $ 4,930,000 $ 234,761 $ 20,000
Morris, New Jersey 21 $ 6,291,000 $ 299,571 $ 50,000
Mecklenburg, North Carolina 21 $ 5,908,000 $ 281,333 $ 33,000
Wake, North Carolina 21 $ 5,577,000 $ 265,571 $ 50,000
Butler, Ohio 21 $ 5,039,000 $ 239,952 $ 17,000
Summit, Ohio 21 $ 4,200,000 $ 200,000 $ 41,000
Greenville, South Carolina 21 $ 5,708,000 $ 271,809 $ 45,000
Yuma, Arizona 20 $ 4,453,000 $ 222,650 $ 20,000
Tulare, California 20 $ 4,551,000 $ 227,550 $ 2,000
Mesa, Colorado 20 $ 5,055,000 $ 252,750 $ 33,000
Suffolk, Massachusetts 20 $ 7,326,000 $ 366,300 $ 78,000
Union, New Jersey 20 $ 6,711,000 $ 335,550 $ 149,000
Manassas, Virginia 20 $ 4,840,000 $ 242,000 $ 50,000
Saline, Arkansas 19 $ 3,602,000 $ 189,578 $ 11,000
Merced, California 19 $ 4,799,000 $ 252,578 $ 13,000
Pasco, Florida 19 $ 4,296,000 $ 226,105 $ 57,000
Lyon, Nevada 19 $ 4,504,000 $ 237,052 $ 0
Dona Ana, New Mexico 19 $ 4,187,000 $ 220,368 $ 10,000
Sandoval, New Mexico 19 $ 4,954,000 $ 260,736 $ 43,000
Deschutes, Oregon 19 $ 5,152,000 $ 271,157 $ 11,000
Allegheny, Pennsylvania 19 $ 4,941,000 $ 260,052 $ 48,000
Nueces, Texas 19 $ 4,223,000 $ 222,263 $ 18,000
Spotsylvania, Virginia 19 $ 6,210,000 $ 326,842 $ 63,000
Berkeley, West Virginia 19 $ 4,523,000 $ 238,052 $ 7,000
Montgomery, Alabama 18 $ 4,086,000 $ 227,000 $ 0
Yuba, California 18 $ 5,045,000 $ 280,277 $ 10,000
St. Tammany, Louisiana 18 $ 4,883,000 $ 271,277 $ 4,000
Harnett, North Carolina 18 $ 3,976,000 $ 220,888 $ 13,000
Licking, Ohio 18 $ 4,035,000 $ 224,166 $ 54,000
Utah, Utah 18 $ 4,648,000 $ 258,222 $ 4,000
Waukesha, Wisconsin 18 $ 4,806,000 $ 267,000 $ 18,000
Stanislaus, California 17 $ 4,122,000 $ 242,470 $ 0
Pueblo, Colorado 17 $ 3,456,000 $ 203,294 $ 0
Seminole, Florida 17 $ 3,767,000 $ 221,588 $ 73,000
Howard, Maryland 17 $ 6,731,000 $ 395,941 $ 110,000
Essex, New Jersey 17 $ 4,399,000 $ 258,764 $ 133,000
Guilford, North Carolina 17 $ 4,217,000 $ 248,058 $ 39,000
Cleveland, Oklahoma 17 $ 3,278,000 $ 192,823 $ 10,000
Polk, Oregon 17 $ 4,747,000 $ 279,235 $ 4,000
York, South Carolina 17 $ 3,792,000 $ 223,058 $ 10,000
Weber, Utah 17 $ 4,317,000 $ 253,941 $ 4,000
Benton, Arkansas 16 $ 3,964,000 $ 247,750 $ 24,000
Henry, Georgia 16 $ 3,564,000 $ 222,750 $ 36,000
Wayne, Michigan 16 $ 2,856,000 $ 178,500 $ 14,000
Ramsey, Minnesota 16 $ 4,001,000 $ 250,062 $ 0
Gallatin, Montana 16 $ 5,537,000 $ 346,062 $ 26,000
Berkeley, South Carolina 16 $ 4,021,000 $ 251,312 $ 16,000
San Luis Obispo, California 15 $ 5,520,000 $ 368,000 $ 8,000
Collier, Florida 15 $ 5,624,000 $ 374,933 $ 72,000
Lee, Florida 15 $ 3,119,000 $ 207,933 $ 65,000
Cherokee, Georgia 15 $ 3,171,000 $ 211,400 $ 57,000
Scott, Iowa 15 $ 3,699,000 $ 246,600 $ 30,000
Jefferson, Kentucky 15 $ 3,253,000 $ 216,866 $ 25,000
York, Maine 15 $ 3,164,000 $ 210,933 $ 12,000
DeSoto, Mississippi 15 $ 2,996,000 $ 199,733 $ 16,000
Lancaster, Nebraska 15 $ 3,922,000 $ 261,466 $ 21,000
Strafford, New Hampshire 15 $ 3,815,000 $ 254,333 $ 17,000
Passaic, New Jersey 15 $ 4,693,000 $ 312,866 $ 113,000
Sullivan, New York 15 $ 3,201,000 $ 213,400 $ 191,000
Yamhill, Oregon 15 $ 3,856,000 $ 257,066 $ 5,000
Bucks, Pennsylvania 15 $ 4,582,000 $ 305,466 $ 55,000
Williamson, Tennessee 15 $ 5,698,000 $ 379,866 $ 47,000
Brazoria, Texas 15 $ 3,850,000 $ 256,666 $ 15,000
Chesterfield, Virginia 15 $ 4,102,000 $ 273,466 $ 29,000
Monterey, California 14 $ 6,320,000 $ 451,428 $ 28,000
Hawaii, Hawaii 14 $ 4,428,000 $ 316,285 $ 0
Hamilton, Indiana 14 $ 4,330,000 $ 309,285 $ 19,000
Hendricks, Indiana 14 $ 3,216,000 $ 229,714 $ 26,000
Porter, Indiana 14 $ 3,484,000 $ 248,857 $ 24,000
Sedgwick, Kansas 14 $ 3,162,000 $ 225,857 $ 11,000
Madison, Mississippi 14 $ 4,176,000 $ 298,285 $ 41,000
Jefferson, Missouri 14 $ 2,956,000 $ 211,142 $ 8,000
St. Charles, Missouri 14 $ 3,043,000 $ 217,357 $ 31,000
Douglas, Nevada 14 $ 3,952,000 $ 282,285 $ 26,000
Burlington, New Jersey 14 $ 3,082,000 $ 220,142 $ 17,000
Valencia, New Mexico 14 $ 3,237,000 $ 231,214 $ 0
Craven, North Carolina 14 $ 2,781,000 $ 198,642 $ 15,000
Ward, North Dakota 14 $ 3,257,000 $ 232,642 $ 0
Greene, Ohio 14 $ 3,532,000 $ 252,285 $ 17,000
Medina, Ohio 14 $ 3,878,000 $ 277,000 $ 35,000
Linn, Oregon 14 $ 4,109,000 $ 293,500 $ 16,000
Philadelphia, Pennsylvania 14 $ 3,044,000 $ 217,428 $ 61,000
Beaufort, South Carolina 14 $ 3,531,000 $ 252,214 $ 13,000
Guadalupe, Texas 14 $ 3,489,000 $ 249,214 $ 13,000
El Dorado, California 13 $ 5,130,000 $ 394,615 $ 0
Kings, California 13 $ 2,783,000 $ 214,076 $ 32,000
New London, Connecticut 13 $ 2,950,000 $ 226,923 $ 9,000
Pinellas, Florida 13 $ 3,225,000 $ 248,076 $ 47,000
Volusia, Florida 13 $ 2,021,000 $ 155,461 $ 33,000
Polk, Iowa 13 $ 2,768,000 $ 212,923 $ 23,000
Boone, Kentucky 13 $ 2,822,000 $ 217,076 $ 38,000
Jefferson, Louisiana 13 $ 3,707,000 $ 285,153 $ 14,000
Platte, Missouri 13 $ 3,292,000 $ 253,230 $ 16,000
Flathead, Montana 13 $ 3,460,000 $ 266,153 $ 17,000
Santa Fe, New Mexico 13 $ 3,119,000 $ 239,923 $ 11,000
Erie, New York 13 $ 2,452,000 $ 188,615 $ 40,000
Comanche, Oklahoma 13 $ 2,840,000 $ 218,461 $ 33,000
Klamath, Oregon 13 $ 2,599,000 $ 199,923 $ 5,000
Hamilton, Tennessee 13 $ 3,227,000 $ 248,230 $ 0
Rutherford, Tennessee 13 $ 2,846,000 $ 218,923 $ 4,000
Jefferson, Alabama 12 $ 3,007,000 $ 250,583 $ 3,000
Clay, Florida 12 $ 2,885,000 $ 240,416 $ 8,000
Sarasota, Florida 12 $ 2,934,000 $ 244,500 $ 76,000
Columbia, Georgia 12 $ 2,746,000 $ 228,833 $ 20,000
East Baton Rouge, Louisiana 12 $ 2,889,000 $ 240,750 $ 35,000
Vernon, Louisiana 12 $ 2,721,000 $ 226,750 $ 55,000
Carroll, Maryland 12 $ 4,244,000 $ 353,666 $ 325,000
Cass, Missouri 12 $ 2,556,000 $ 213,000 $ 15,000
Lewis and Clark, Montana 12 $ 2,985,000 $ 248,750 $ 14,000
Douglas, Nebraska 12 $ 2,998,000 $ 249,833 $ 7,000
Hoke, North Carolina 12 $ 2,885,000 $ 240,416 $ 4,000
Clermont, Ohio 12 $ 3,979,000 $ 331,583 $ 91,000
Lorain, Ohio 12 $ 3,079,000 $ 256,583 $ 73,000
Tulsa, Oklahoma 12 $ 3,689,000 $ 307,416 $ 21,000
Galveston, Texas 12 $ 2,935,000 $ 244,583 $ 15,000
Hampton, Virginia 12 $ 2,384,000 $ 198,666 $ 8,000
Benton, Washington 12 $ 2,480,000 $ 206,666 $ 0
Skagit, Washington 12 $ 3,499,000 $ 291,583 $ 9,000
Brown, Wisconsin 12 $ 2,544,000 $ 212,000 $ 18,000
Maui, Hawaii 11 $ 4,489,000 $ 408,090 $ 3,000
Elmore, Idaho 11 $ 1,728,000 $ 157,090 $ 9,000
Grundy, Illinois 11 $ 2,375,000 $ 215,909 $ 65,000
Hardin, Kentucky 11 $ 2,648,000 $ 240,727 $ 10,000
St. Mary's, Maryland 11 $ 3,563,000 $ 323,909 $ 0
Atlantic, New Jersey 11 $ 3,316,000 $ 301,454 $ 29,000
Somerset, New Jersey 11 $ 3,634,000 $ 330,363 $ 89,000
Douglas, Oregon 11 $ 2,267,000 $ 206,090 $ 3,000
Horry, South Carolina 11 $ 2,842,000 $ 258,363 $ 43,000
Norfolk, Virginia 11 $ 2,275,000 $ 206,818 $ 12,000
Cowlitz, Washington 11 $ 2,876,000 $ 261,454 $ 15,000
Racine, Wisconsin 11 $ 2,644,000 $ 240,363 $ 49,000
St. Croix, Wisconsin 11 $ 3,143,000 $ 285,727 $ 16,000
Baldwin, Alabama 10 $ 2,539,000 $ 253,900 $ 16,000
Boulder, Colorado 10 $ 3,226,000 $ 322,600 $ 50,000
Middlesex, Connecticut 10 $ 3,116,000 $ 311,600 $ 69,000
Sussex, Delaware 10 $ 2,768,000 $ 276,800 $ 71,000
Charlotte, Florida 10 $ 1,826,000 $ 182,600 $ 43,000
Manatee, Florida 10 $ 2,716,000 $ 271,600 $ 4,000
Okaloosa, Florida 10 $ 2,692,000 $ 269,200 $ 21,000
Chatham, Georgia 10 $ 1,910,000 $ 191,000 $ 51,000
Allen, Indiana 10 $ 2,168,000 $ 216,800 $ 2,000
Monroe, Michigan 10 $ 2,034,000 $ 203,400 $ 17,000
Scott, Minnesota 10 $ 2,835,000 $ 283,500 $ 4,000
Missoula, Montana 10 $ 2,743,000 $ 274,300 $ 0
Yellowstone, Montana 10 $ 2,105,000 $ 210,500 $ 6,000
Merrimack, New Hampshire 10 $ 2,039,000 $ 203,900 $ 3,000
Monroe, New York 10 $ 2,587,000 $ 258,700 $ 66,000
Union, North Carolina 10 $ 2,697,000 $ 269,700 $ 87,000
Hamilton, Ohio 10 $ 2,307,000 $ 230,700 $ 74,000
Union, Ohio 10 $ 2,964,000 $ 296,400 $ 66,000
Canadian, Oklahoma 10 $ 2,083,000 $ 208,300 $ 0
Montgomery, Pennsylvania 10 $ 3,008,000 $ 300,800 $ 19,000
Washington, Rhode Island 10 $ 3,244,000 $ 324,400 $ 33,000
Sumter, South Carolina 10 $ 1,986,000 $ 198,600 $ 5,000
Knox, Tennessee 10 $ 2,274,000 $ 227,400 $ 0
Sumner, Tennessee 10 $ 2,467,000 $ 246,700 $ 18,000
Tooele, Utah 10 $ 2,470,000 $ 247,000 $ 27,000
Fauquier, Virginia 10 $ 3,589,000 $ 358,900 $ 39,000
York, Virginia 10 $ 2,927,000 $ 292,700 $ 22,000
Navajo, Arizona 9 $ 2,657,000 $ 295,222 $ 11,000
Faulkner, Arkansas 9 $ 2,009,000 $ 223,222 $ 12,000
Washington, Arkansas 9 $ 2,443,000 $ 271,444 $ 19,000
Imperial, California 9 $ 2,227,000 $ 247,444 $ 10,000
Teller, Colorado 9 $ 2,662,000 $ 295,777 $ 0
Santa Rosa, Florida 9 $ 2,275,000 $ 252,777 $ 37,000
Forsyth, Georgia 9 $ 2,426,000 $ 269,555 $ 75,000
LaSalle, Illinois 9 $ 1,963,000 $ 218,111 $ 43,000
Orleans, Louisiana 9 $ 2,189,000 $ 243,222 $ 11,000
Calvert, Maryland 9 $ 2,843,000 $ 315,888 $ 27,000
Frederick, Maryland 9 $ 2,961,000 $ 329,000 $ 23,000
Churchill, Nevada 9 $ 2,057,000 $ 228,555 $ 9,000
Camden, New Jersey 9 $ 2,434,000 $ 270,444 $ 0
Otero, New Mexico 9 $ 2,263,000 $ 251,444 $ 8,000
New York, New York 9 $ 4,260,000 $ 473,333 $ 198,000
Brunswick, North Carolina 9 $ 2,711,000 $ 301,222 $ 51,000
Erie, Ohio 9 $ 2,147,000 $ 238,555 $ 47,000
Miami, Ohio 9 $ 1,921,000 $ 213,444 $ 24,000
Warren, Ohio 9 $ 2,229,000 $ 247,666 $ 91,000
Coos, Oregon 9 $ 1,698,000 $ 188,666 $ 9,000
Comal, Texas 9 $ 2,801,000 $ 311,222 $ 0
McLennan, Texas 9 $ 1,594,000 $ 177,111 $ 0
Midland, Texas 9 $ 2,275,000 $ 252,777 $ 7,000
Washington, Utah 9 $ 2,393,000 $ 265,888 $ 5,000
Manassas Park, Virginia 9 $ 2,397,000 $ 266,333 $ 61,000
Newport News, Virginia 9 $ 1,975,000 $ 219,444 $ 21,000
Island, Washington 9 $ 2,123,000 $ 235,888 $ 0
Butte, California 8 $ 2,136,000 $ 267,000 $ 0
Humboldt, California 8 $ 2,155,000 $ 269,375 $ 114,000
Nevada, California 8 $ 2,735,000 $ 341,875 $ 25,000
Yolo, California 8 $ 2,594,000 $ 324,250 $ 11,000
Elbert, Colorado 8 $ 2,552,000 $ 319,000 $ 0
Flagler, Florida 8 $ 1,546,000 $ 193,250 $ 37,000
Douglas, Georgia 8 $ 1,878,000 $ 234,750 $ 14,000
Houston, Georgia 8 $ 1,735,000 $ 216,875 $ 21,000
Twin Falls, Idaho 8 $ 1,793,000 $ 224,125 $ 10,000
Champaign, Illinois 8 $ 1,642,000 $ 205,250 $ 18,000
Kankakee, Illinois 8 $ 1,431,000 $ 178,875 $ 33,000
Dallas, Iowa 8 $ 1,996,000 $ 249,500 $ 32,000
Bossier, Louisiana 8 $ 1,887,000 $ 235,875 $ 19,000
Livingston, Louisiana 8 $ 1,993,000 $ 249,125 $ 37,000
Penobscot, Maine 8 $ 1,771,000 $ 221,375 $ 37,000
Livingston, Michigan 8 $ 1,875,000 $ 234,375 $ 31,000
St. Louis, Minnesota 8 $ 2,011,000 $ 251,375 $ 0
Greene, Missouri 8 $ 1,681,000 $ 210,125 $ 0
Iredell, North Carolina 8 $ 2,869,000 $ 358,625 $ 40,000
Moore, North Carolina 8 $ 1,833,000 $ 229,125 $ 12,000
New Hanover, North Carolina 8 $ 1,948,000 $ 243,500 $ 6,000
Allen, Ohio 8 $ 1,774,000 $ 221,750 $ 30,000
Lucas, Ohio 8 $ 1,791,000 $ 223,875 $ 22,000
Logan, Oklahoma 8 $ 2,528,000 $ 316,000 $ 0
Columbia, Oregon 8 $ 2,271,000 $ 283,875 $ 22,000
Lincoln, Oregon 8 $ 1,500,000 $ 187,500 $ 0
York, Pennsylvania 8 $ 1,973,000 $ 246,625 $ 25,000
Kent, Rhode Island 8 $ 2,019,000 $ 252,375 $ 10,000
Newport, Rhode Island 8 $ 3,009,000 $ 376,125 $ 18,000
Spartanburg, South Carolina 8 $ 1,762,000 $ 220,250 $ 45,000
Washington, Tennessee 8 $ 1,323,000 $ 165,375 $ 9,000
Wilson, Tennessee 8 $ 2,322,000 $ 290,250 $ 0
Parker, Texas 8 $ 2,314,000 $ 289,250 $ 0
Rockwall, Texas 8 $ 2,202,000 $ 275,250 $ 15,000
Alexandria, Virginia 8 $ 4,272,000 $ 534,000 $ 66,000
Arlington, Virginia 8 $ 2,715,000 $ 339,375 $ 47,000
Chelan, Washington 8 $ 2,402,000 $ 300,250 $ 18,000
Whatcom, Washington 8 $ 2,448,000 $ 306,000 $ 22,000
Jefferson, West Virginia 8 $ 2,061,000 $ 257,625 $ 8,000
Kenosha, Wisconsin 8 $ 1,812,000 $ 226,500 $ 65,000
Marathon, Wisconsin 8 $ 1,986,000 $ 248,250 $ 18,000
Walworth, Wisconsin 8 $ 1,919,000 $ 239,875 $ 15,000
Coffee, Alabama 7 $ 1,788,000 $ 255,428 $ 0
Lonoke, Arkansas 7 $ 1,804,000 $ 257,714 $ 22,000
Marin, California 7 $ 4,636,000 $ 662,285 $ 20,000
Duval, Florida 7 $ 1,383,000 $ 197,571 $ 36,000
St. Lucie, Florida 7 $ 1,262,000 $ 180,285 $ 71,000
Paulding, Georgia 7 $ 1,445,000 $ 206,428 $ 30,000
Walton, Georgia 7 $ 1,848,000 $ 264,000 $ 64,000
Floyd, Indiana 7 $ 1,680,000 $ 240,000 $ 30,000
LaPorte, Indiana 7 $ 1,422,000 $ 203,142 $ 9,000
Kenton, Kentucky 7 $ 1,508,000 $ 215,428 $ 15,000
Calhoun, Michigan 7 $ 1,510,000 $ 215,714 $ 10,000
Hinds, Mississippi 7 $ 1,442,000 $ 206,000 $ 43,000
Cascade, Montana 7 $ 1,507,000 $ 215,285 $ 24,000
Carson City, Nevada 7 $ 1,751,000 $ 250,142 $ 2,000
Cheshire, New Hampshire 7 $ 1,716,000 $ 245,142 $ 16,000
Buncombe, North Carolina 7 $ 1,890,000 $ 270,000 $ 118,000
Cabarrus, North Carolina 7 $ 2,334,000 $ 333,428 $ 0
Carteret, North Carolina 7 $ 1,635,000 $ 233,571 $ 0
Forsyth, North Carolina 7 $ 1,532,000 $ 218,857 $ 5,000
Lake, Ohio 7 $ 1,351,000 $ 193,000 $ 6,000
Montgomery, Ohio 7 $ 1,563,000 $ 223,285 $ 61,000
Portage, Ohio 7 $ 1,523,000 $ 217,571 $ 57,000
Wood, Ohio 7 $ 1,761,000 $ 251,571 $ 51,000
Umatilla, Oregon 7 $ 1,478,000 $ 211,142 $ 0
Lehigh, Pennsylvania 7 $ 1,670,000 $ 238,571 $ 11,000
Greenwood, South Carolina 7 $ 1,318,000 $ 188,285 $ 37,000
Lexington, South Carolina 7 $ 1,795,000 $ 256,428 $ 23,000
Cameron, Texas 7 $ 1,448,000 $ 206,857 $ 0
Ellis, Texas 7 $ 1,815,000 $ 259,285 $ 20,000
Hays, Texas 7 $ 1,784,000 $ 254,857 $ 42,000
Hood, Texas 7 $ 2,244,000 $ 320,571 $ 11,000
Jefferson, Wisconsin 7 $ 1,409,000 $ 201,285 $ 25,000
Tuscaloosa, Alabama 6 $ 1,221,000 $ 203,500 $ 10,000
Kenai Peninsula, Alaska 6 $ 1,427,000 $ 237,833 $ 22,000
Garland, Arkansas 6 $ 1,272,000 $ 212,000 $ 7,000
Mendocino, California 6 $ 1,977,000 $ 329,500 $ 7,000
Sutter, California 6 $ 1,606,000 $ 267,666 $ 0
Fremont, Colorado 6 $ 1,233,000 $ 205,500 $ 0
Tolland, Connecticut 6 $ 1,249,000 $ 208,166 $ 14,000
Fayette, Georgia 6 $ 1,963,000 $ 327,166 $ 122,000
Lowndes, Georgia 6 $ 1,136,000 $ 189,333 $ 0
Oconee, Georgia 6 $ 1,806,000 $ 301,000 $ 82,000
Hampshire, Massachusetts 6 $ 1,314,000 $ 219,000 $ 7,000
Berrien, Michigan 6 $ 1,608,000 $ 268,000 $ 129,000
Muskegon, Michigan 6 $ 1,453,000 $ 242,166 $ 7,000
Jackson, Mississippi 6 $ 1,041,000 $ 173,500 $ 0
Johnson, Missouri 6 $ 997,000 $ 166,166 $ 0
Elko, Nevada 6 $ 1,363,000 $ 227,166 $ 0
Gloucester, New Jersey 6 $ 1,423,000 $ 237,166 $ 0
Sussex, New Jersey 6 $ 1,457,000 $ 242,833 $ 48,000
Eddy, New Mexico 6 $ 1,632,000 $ 272,000 $ 0
San Juan, New Mexico 6 $ 1,455,000 $ 242,500 $ 0
Dutchess, New York 6 $ 1,642,000 $ 273,666 $ 92,000
Huron, Ohio 6 $ 1,503,000 $ 250,500 $ 96,000
Crook, Oregon 6 $ 1,337,000 $ 222,833 $ 0
Josephine, Oregon 6 $ 1,697,000 $ 282,833 $ 0
Delaware, Pennsylvania 6 $ 1,317,000 $ 219,500 $ 32,000
Northampton, Pennsylvania 6 $ 1,652,000 $ 275,333 $ 30,000
Westmoreland, Pennsylvania 6 $ 1,396,000 $ 232,666 $ 23,000
Minnehaha, South Dakota 6 $ 1,244,000 $ 207,333 $ 0
Blount, Tennessee 6 $ 1,559,000 $ 259,833 $ 0
Culpeper, Virginia 6 $ 1,645,000 $ 274,166 $ 6,000
Henrico, Virginia 6 $ 1,215,000 $ 202,500 $ 20,000
James City, Virginia 6 $ 2,162,000 $ 360,333 $ 41,000
Portsmouth, Virginia 6 $ 1,108,000 $ 184,666 $ 50,000
Suffolk, Virginia 6 $ 1,534,000 $ 255,666 $ 24,000
Grant, Washington 6 $ 1,167,000 $ 194,500 $ 0
Pacific, Washington 6 $ 1,365,000 $ 227,500 $ 33,000
Walla Walla, Washington 6 $ 1,198,000 $ 199,666 $ 0
Dodge, Wisconsin 6 $ 1,158,000 $ 193,000 $ 28,000
La Crosse, Wisconsin 6 $ 1,073,000 $ 178,833 $ 0
Campbell, Wyoming 6 $ 1,491,000 $ 248,500 $ 0
Limestone, Alabama 5 $ 1,303,000 $ 260,600 $ 37,000
Coconino, Arizona 5 $ 871,000 $ 174,200 $ 17,000
Baxter, Arkansas 5 $ 741,000 $ 148,200 $ 42,000
Madera, California 5 $ 1,233,000 $ 246,600 $ 0
Napa, California 5 $ 2,541,000 $ 508,200 $ 21,000
San Mateo, California 5 $ 2,138,000 $ 427,600 $ 24,000
Park, Colorado 5 $ 1,284,000 $ 256,800 $ 18,000
Escambia, Florida 5 $ 1,211,000 $ 242,200 $ 38,000
Clarke, Georgia 5 $ 985,000 $ 197,000 $ 101,000
Bonneville, Idaho 5 $ 1,239,000 $ 247,800 $ 7,000
Nez Perce, Idaho 5 $ 1,112,000 $ 222,400 $ 0
DeKalb, Illinois 5 $ 828,000 $ 165,600 $ 29,000
Winnebago, Illinois 5 $ 844,000 $ 168,800 $ 108,000
Monroe, Indiana 5 $ 1,184,000 $ 236,800 $ 13,000
Riley, Kansas 5 $ 1,345,000 $ 269,000 $ 36,000
Shawnee, Kansas 5 $ 1,451,000 $ 290,200 $ 20,000
Androscoggin, Maine 5 $ 883,000 $ 176,600 $ 0
Washington, Maryland 5 $ 1,234,000 $ 246,800 $ 26,000
Genesee, Michigan 5 $ 1,100,000 $ 220,000 $ 0
Jackson, Michigan 5 $ 827,000 $ 165,400 $ 18,000
Midland, Michigan 5 $ 929,000 $ 185,800 $ 31,000
St. Clair, Michigan 5 $ 835,000 $ 167,000 $ 0
St. Joseph, Michigan 5 $ 1,028,000 $ 205,600 $ 0
Washtenaw, Michigan 5 $ 1,122,000 $ 224,400 $ 32,000
Carver, Minnesota 5 $ 1,399,000 $ 279,800 $ 0
Pulaski, Missouri 5 $ 766,000 $ 153,200 $ 0
Belknap, New Hampshire 5 $ 920,000 $ 184,000 $ 57,000
Henderson, North Carolina 5 $ 1,143,000 $ 228,600 $ 25,000
Johnston, North Carolina 5 $ 1,100,000 $ 220,000 $ 0
Wayne, North Carolina 5 $ 1,167,000 $ 233,400 $ 32,000
Burleigh, North Dakota 5 $ 1,166,000 $ 233,200 $ 0
Cass, North Dakota 5 $ 1,240,000 $ 248,000 $ 0
Marion, Ohio 5 $ 1,121,000 $ 224,200 $ 49,000
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Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,135 $3,765,163,000 $286,000 $2,389,000 $31,000 $3,649,000
Home Purchase 4,951 $1,411,497,000 $285,000 $2,000,000 $100,000 $1,564,000
Home Improvement 55 $18,131,000 $329,000 $1,400,000 $110,000 $359,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,376 $3,002,581,000 $289,000 $2,389,000 $58,000 $3,649,000
Not Provided 2,573 $738,935,000 $287,000 $2,000,000 $19,000 $838,000
Hispanic 2,279 $586,500,000 $257,000 $1,200,000 $50,000 $645,000
Black or African American 2,048 $590,318,000 $288,000 $1,062,000 $44,000 $440,000
Asian 611 $200,839,000 $328,000 $1,854,000 $88,000 $658,000
Native Hawaiin or Other Pacific Islander 133 $43,633,000 $328,000 $886,000 $29,000 $201,000
American Indian or Alaskan Native 121 $31,985,000 $264,000 $587,000 $18,000 $180,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 11,158 $3,141,291,000 $281,000 $1,830,000 $14,000 $3,036,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,226 $1,306,720,000 $309,000 $2,389,000 $138,000 $3,649,000
FHA-insured (Federal Housing Administration) 2,747 $745,151,000 $271,000 $1,224,000 $62,000 $431,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,629,000 $162,000 $226,000 $52,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,838 $3,975,855,000 $287,000 $1,950,000 $52,000 $3,649,000
Application Withdrawn By Applicant 2,328 $679,910,000 $292,000 $2,000,000 $48,000 $1,168,000
File Closed For Incompleteness 1,150 $307,374,000 $267,000 $1,350,000 $22,000 $709,000
Application Denied By Financial Institution 700 $196,020,000 $280,000 $2,389,000 $77,000 $3,036,000
Application Approved But Not Accepted 125 $35,632,000 $285,000 $988,000 $36,000 $398,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 204 $52,917,000 $259,000 $1,000,000 $97,000 $1,564,000
Credit History 169 $46,907,000 $277,000 $1,540,000 $56,000 $706,000
Debt-To-Income Ratio 162 $50,458,000 $311,000 $2,389,000 $71,000 $438,000
Other 67 $19,645,000 $293,000 $965,000 $101,000 $3,036,000
Unverifiable Information 39 $10,305,000 $264,000 $800,000 $82,000 $212,000
Credit Application Incomplete 25 $5,941,000 $237,000 $450,000 $39,000 $147,000
Employment History 20 $5,056,000 $252,000 $589,000 $71,000 $139,000
Insufficient Cash (Downpayment, Closing Cost) 14 $4,791,000 $342,000 $1,144,000 $70,000 $164,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

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