The Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
The Federal Savings Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3E Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 59,149 |
| Total Mortgage Loan Application Amount | $19,570,485,000 |
| Average Mortgage Loan Application Amount | $278,200 |
| Highest Mortgage Loan Application Amount | $2,995,000 |
| Average Applicant Income | $122,600 |
| Highest Applicant Income | $5,424,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with The Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down The Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Federal Savings Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 5,051 | $ 1,385,865,000 | $ 274,000 | $ 100,000 |
| NA (OUTSIDE OF MSA/MD) | 4,257 | $ 1,163,625,000 | $ 279,083 | $ 100,744 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,493 | $ 1,080,985,000 | $ 413,000 | $ 127,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,398 | $ 1,302,690,000 | $ 489,000 | $ 143,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,434 | $ 462,400,000 | $ 322,000 | $ 97,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,278 | $ 554,590,000 | $ 433,000 | $ 133,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,228 | $ 359,690,000 | $ 292,000 | $ 94,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,115 | $ 354,875,000 | $ 318,000 | $ 96,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,052 | $ 291,280,000 | $ 316,500 | $ 93,000 |
| NEW YORK-NEWARK, NY | 1,022 | $ 369,550,000 | $ 332,500 | $ 131,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 981 | $ 350,965,000 | $ 357,000 | $ 101,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 908 | $ 454,740,000 | $ 500,000 | $ 131,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 778 | $ 273,620,000 | $ 351,000 | $ 130,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 755 | $ 337,235,000 | $ 446,000 | $ 128,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 740 | $ 162,020,000 | $ 218,000 | $ 76,000 |
| PROVIDENCE-WARWICK, RI-MA | 634 | $ 190,530,000 | $ 300,000 | $ 93,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 606 | $ 208,350,000 | $ 343,000 | $ 100,500 |
| DENVER-AURORA-LAKEWOOD, CO | 597 | $ 237,545,000 | $ 397,000 | $ 109,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 594 | $ 162,600,000 | $ 263,500 | $ 81,500 |
| TACOMA-LAKEWOOD, WA | 567 | $ 196,255,000 | $ 346,000 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 562 | $ 167,790,000 | $ 298,000 | $ 95,000 |
| SAN DIEGO-CARLSBAD, CA | 560 | $ 289,340,000 | $ 516,000 | $ 128,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 518 | $ 212,130,000 | $ 409,000 | $ 114,000 |
| BOSTON, MA | 495 | $ 208,675,000 | $ 421,000 | $ 113,000 |
| SALT LAKE CITY, UT | 477 | $ 151,135,000 | $ 316,000 | $ 74,000 |
| NEWARK, NJ-PA | 461 | $ 165,545,000 | $ 293,000 | $ 95,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 449 | $ 142,545,000 | $ 309,000 | $ 95,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 426 | $ 162,360,000 | $ 381,000 | $ 110,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 411 | $ 134,045,000 | $ 326,000 | $ 98,000 |
| RALEIGH, NC | 409 | $ 121,455,000 | $ 296,000 | $ 95,000 |
| COLUMBUS, OH | 389 | $ 99,565,000 | $ 255,000 | $ 101,000 |
| ELGIN, IL | 381 | $ 94,365,000 | $ 247,000 | $ 94,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 380 | $ 110,770,000 | $ 291,000 | $ 98,000 |
| URBAN HONOLULU, HI | 370 | $ 201,100,000 | $ 543,000 | $ 108,000 |
| ST. LOUIS, MO-IL | 364 | $ 92,180,000 | $ 241,000 | $ 95,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 355 | $ 139,335,000 | $ 392,000 | $ 181,000 |
| KANSAS CITY, MO-KS | 342 | $ 88,980,000 | $ 262,500 | $ 95,000 |
| ANCHORAGE, AK | 341 | $ 106,705,000 | $ 312,000 | $ 90,000 |
| JACKSONVILLE, FL | 336 | $ 92,060,000 | $ 273,000 | $ 88,000 |
| COLORADO SPRINGS, CO | 332 | $ 106,110,000 | $ 319,000 | $ 87,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 332 | $ 192,270,000 | $ 579,000 | $ 158,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 316 | $ 137,350,000 | $ 434,000 | $ 157,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 310 | $ 190,970,000 | $ 616,000 | $ 162,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 309 | $ 85,175,000 | $ 273,000 | $ 124,500 |
| OGDEN-CLEARFIELD, UT | 304 | $ 96,790,000 | $ 318,000 | $ 86,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 293 | $ 98,265,000 | $ 335,000 | $ 139,000 |
| WILMINGTON, DE-MD-NJ | 293 | $ 81,315,000 | $ 263,666 | $ 91,333 |
| RICHMOND, VA | 274 | $ 82,460,000 | $ 300,000 | $ 112,000 |
| WORCESTER, MA-CT | 273 | $ 79,175,000 | $ 271,500 | $ 80,500 |
| ALBUQUERQUE, NM | 257 | $ 66,795,000 | $ 259,000 | $ 84,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 248 | $ 78,670,000 | $ 317,000 | $ 119,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 243 | $ 72,635,000 | $ 298,000 | $ 104,000 |
| CLEVELAND-ELYRIA, OH | 228 | $ 53,770,000 | $ 235,000 | $ 110,000 |
| FAYETTEVILLE, NC | 221 | $ 52,435,000 | $ 237,000 | $ 84,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 218 | $ 66,310,000 | $ 304,000 | $ 136,000 |
| TUCSON, AZ | 215 | $ 57,245,000 | $ 266,000 | $ 86,000 |
| SALISBURY, MD-DE | 212 | $ 68,720,000 | $ 311,500 | $ 158,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 211 | $ 105,315,000 | $ 499,000 | $ 179,000 |
| MEMPHIS, TN-MS-AR | 208 | $ 52,010,000 | $ 263,333 | $ 84,000 |
| CAMDEN, NJ | 206 | $ 53,370,000 | $ 259,000 | $ 96,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 204 | $ 55,870,000 | $ 273,000 | $ 94,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 203 | $ 67,575,000 | $ 332,000 | $ 116,000 |
| BREMERTON-SILVERDALE, WA | 202 | $ 70,610,000 | $ 349,000 | $ 95,000 |
| DALLAS-PLANO-IRVING, TX | 199 | $ 72,445,000 | $ 364,000 | $ 154,000 |
| OKLAHOMA CITY, OK | 195 | $ 50,705,000 | $ 260,000 | $ 110,000 |
| SPOKANE-SPOKANE VALLEY, WA | 193 | $ 51,435,000 | $ 266,000 | $ 81,000 |
| PROVO-OREM, UT | 192 | $ 63,650,000 | $ 331,000 | $ 84,000 |
| RENO, NV | 192 | $ 68,410,000 | $ 356,000 | $ 82,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 192 | $ 71,910,000 | $ 374,000 | $ 149,000 |
| CINCINNATI, OH-KY-IN | 188 | $ 50,410,000 | $ 291,666 | $ 85,333 |
| SAVANNAH, GA | 185 | $ 47,285,000 | $ 255,000 | $ 92,000 |
| BOISE CITY, ID | 179 | $ 58,305,000 | $ 325,000 | $ 80,000 |
| GARY, IN | 172 | $ 43,700,000 | $ 254,000 | $ 89,000 |
| NEW ORLEANS-METAIRIE, LA | 172 | $ 43,760,000 | $ 254,000 | $ 86,000 |
| PHILADELPHIA, PA | 172 | $ 45,190,000 | $ 262,000 | $ 135,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 170 | $ 36,770,000 | $ 216,000 | $ 72,000 |
| OLYMPIA-TUMWATER, WA | 168 | $ 54,950,000 | $ 327,000 | $ 108,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 168 | $ 52,910,000 | $ 314,000 | $ 119,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 163 | $ 41,215,000 | $ 252,000 | $ 96,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 160 | $ 120,040,000 | $ 750,000 | $ 198,000 |
| HUNTSVILLE, AL | 157 | $ 44,875,000 | $ 285,000 | $ 95,000 |
| CAPE CORAL-FORT MYERS, FL | 146 | $ 40,770,000 | $ 279,000 | $ 93,000 |
| MANCHESTER-NASHUA, NH | 146 | $ 42,150,000 | $ 288,000 | $ 95,000 |
| VALLEJO-FAIRFIELD, CA | 146 | $ 58,310,000 | $ 399,000 | $ 102,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 144 | $ 37,000,000 | $ 256,000 | $ 76,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 143 | $ 38,365,000 | $ 279,000 | $ 113,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 143 | $ 37,895,000 | $ 266,500 | $ 87,500 |
| GREELEY, CO | 140 | $ 47,980,000 | $ 342,000 | $ 106,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 140 | $ 37,090,000 | $ 264,000 | $ 85,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 140 | $ 46,570,000 | $ 332,000 | $ 103,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 140 | $ 106,040,000 | $ 757,000 | $ 199,000 |
| COLUMBIA, SC | 139 | $ 35,165,000 | $ 252,000 | $ 87,000 |
| CLARKSVILLE, TN-KY | 136 | $ 33,510,000 | $ 228,500 | $ 68,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 135 | $ 37,845,000 | $ 280,000 | $ 85,000 |
| STOCKTON-LODI, CA | 133 | $ 46,645,000 | $ 350,000 | $ 84,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 132 | $ 32,100,000 | $ 243,000 | $ 85,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 132 | $ 34,000,000 | $ 250,500 | $ 81,000 |
| FORT COLLINS, CO | 128 | $ 46,490,000 | $ 363,000 | $ 98,000 |
| BAKERSFIELD, CA | 127 | $ 32,785,000 | $ 258,000 | $ 76,000 |
| BIRMINGHAM-HOOVER, AL | 127 | $ 32,925,000 | $ 259,000 | $ 82,000 |
| BARNSTABLE TOWN, MA | 126 | $ 46,680,000 | $ 370,000 | $ 108,000 |
| FORT WORTH-ARLINGTON, TX | 125 | $ 36,615,000 | $ 292,000 | $ 134,000 |
| DOVER, DE | 124 | $ 32,170,000 | $ 259,000 | $ 78,000 |
| NEW HAVEN-MILFORD, CT | 123 | $ 31,395,000 | $ 255,000 | $ 94,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 122 | $ 35,810,000 | $ 293,000 | $ 109,000 |
| AUSTIN-ROUND ROCK, TX | 121 | $ 44,905,000 | $ 371,000 | $ 135,000 |
| SALEM, OR | 118 | $ 34,540,000 | $ 292,000 | $ 82,000 |
| SPRINGFIELD, MA | 117 | $ 27,775,000 | $ 237,000 | $ 82,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 115 | $ 28,895,000 | $ 252,000 | $ 81,000 |
| PITTSBURGH, PA | 115 | $ 31,085,000 | $ 270,000 | $ 111,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 113 | $ 53,175,000 | $ 470,000 | $ 120,000 |
| PORTLAND-SOUTH PORTLAND, ME | 112 | $ 32,870,000 | $ 293,000 | $ 88,000 |
| FRESNO, CA | 100 | $ 29,040,000 | $ 290,000 | $ 86,000 |
| GRAND RAPIDS-WYOMING, MI | 100 | $ 27,370,000 | $ 273,000 | $ 111,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 100 | $ 27,270,000 | $ 279,000 | $ 86,500 |
| LAKELAND-WINTER HAVEN, FL | 97 | $ 24,235,000 | $ 249,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 96 | $ 25,070,000 | $ 279,500 | $ 120,000 |
| BATON ROUGE, LA | 96 | $ 26,090,000 | $ 271,000 | $ 100,000 |
| PORT ST. LUCIE, FL | 96 | $ 24,910,000 | $ 259,000 | $ 69,000 |
| KENNEWICK-RICHLAND, WA | 94 | $ 28,030,000 | $ 298,000 | $ 89,000 |
| JACKSONVILLE, NC | 93 | $ 20,715,000 | $ 222,000 | $ 76,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 92 | $ 28,080,000 | $ 305,000 | $ 73,000 |
| ST. GEORGE, UT | 92 | $ 28,960,000 | $ 314,000 | $ 75,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 91 | $ 23,065,000 | $ 253,000 | $ 97,000 |
| DURHAM-CHAPEL HILL, NC | 89 | $ 24,405,000 | $ 274,000 | $ 86,000 |
| EUGENE, OR | 89 | $ 25,725,000 | $ 289,000 | $ 84,000 |
| MODESTO, CA | 89 | $ 26,525,000 | $ 298,000 | $ 115,000 |
| TULSA, OK | 89 | $ 20,655,000 | $ 232,000 | $ 82,000 |
| ALBANY-SCHENECTADY-TROY, NY | 88 | $ 23,480,000 | $ 266,000 | $ 100,000 |
| WINSTON-SALEM, NC | 88 | $ 19,570,000 | $ 222,000 | $ 100,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 86 | $ 21,990,000 | $ 255,000 | $ 93,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 82 | $ 25,560,000 | $ 311,000 | $ 200,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 81 | $ 19,035,000 | $ 235,000 | $ 98,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 79 | $ 32,525,000 | $ 411,000 | $ 152,000 |
| KILLEEN-TEMPLE, TX | 78 | $ 18,110,000 | $ 232,000 | $ 117,000 |
| CHEYENNE, WY | 77 | $ 20,395,000 | $ 264,000 | $ 83,000 |
| GREENSBORO-HIGH POINT, NC | 77 | $ 20,545,000 | $ 266,000 | $ 85,000 |
| COLUMBUS, GA-AL | 76 | $ 20,000,000 | $ 253,000 | $ 87,000 |
| KNOXVILLE, TN | 75 | $ 20,435,000 | $ 272,000 | $ 84,000 |
| WICHITA, KS | 73 | $ 16,525,000 | $ 226,000 | $ 87,000 |
| DES MOINES-WEST DES MOINES, IA | 71 | $ 19,825,000 | $ 279,000 | $ 119,000 |
| WILMINGTON, NC | 70 | $ 21,890,000 | $ 312,000 | $ 115,000 |
| ASHEVILLE, NC | 68 | $ 20,970,000 | $ 308,000 | $ 94,000 |
| YAKIMA, WA | 68 | $ 17,220,000 | $ 253,000 | $ 71,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 67 | $ 12,945,000 | $ 193,000 | $ 60,000 |
| LONGVIEW, WA | 66 | $ 17,180,000 | $ 260,000 | $ 68,000 |
| MEDFORD, OR | 65 | $ 19,125,000 | $ 294,000 | $ 70,000 |
| BELLINGHAM, WA | 64 | $ 22,610,000 | $ 353,000 | $ 92,000 |
| CHATTANOOGA, TN-GA | 64 | $ 15,200,000 | $ 244,000 | $ 70,500 |
| SANTA MARIA-SANTA BARBARA, CA | 64 | $ 28,240,000 | $ 441,000 | $ 116,000 |
| WARNER ROBINS, GA | 64 | $ 15,890,000 | $ 248,000 | $ 96,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 63 | $ 15,235,000 | $ 241,000 | $ 95,000 |
| SALINAS, CA | 62 | $ 29,220,000 | $ 471,000 | $ 109,000 |
| SHREVEPORT-BOSSIER CITY, LA | 62 | $ 15,540,000 | $ 250,000 | $ 103,000 |
| VISALIA-PORTERVILLE, CA | 62 | $ 16,170,000 | $ 260,000 | $ 83,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 59 | $ 20,335,000 | $ 344,000 | $ 140,000 |
| AKRON, OH | 58 | $ 13,850,000 | $ 238,000 | $ 104,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 58 | $ 15,030,000 | $ 259,000 | $ 85,000 |
| BILLINGS, MT | 57 | $ 14,905,000 | $ 261,000 | $ 79,000 |
| COEUR D'ALENE, ID | 56 | $ 22,850,000 | $ 408,000 | $ 96,000 |
| YUBA CITY, CA | 55 | $ 15,785,000 | $ 287,000 | $ 71,000 |
| BLOOMINGTON, IN | 54 | $ 13,160,000 | $ 243,000 | $ 88,000 |
| MOUNT VERNON-ANACORTES, WA | 54 | $ 16,670,000 | $ 308,000 | $ 97,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 53 | $ 13,315,000 | $ 251,000 | $ 90,000 |
| FAIRBANKS, AK | 53 | $ 14,075,000 | $ 265,000 | $ 91,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 53 | $ 26,445,000 | $ 498,000 | $ 111,000 |
| MONTGOMERY, AL | 52 | $ 11,690,000 | $ 224,000 | $ 96,000 |
| PUNTA GORDA, FL | 52 | $ 12,860,000 | $ 247,000 | $ 80,000 |
| RACINE, WI | 52 | $ 9,960,000 | $ 191,000 | $ 61,000 |
| SANTA FE, NM | 52 | $ 17,390,000 | $ 334,000 | $ 90,000 |
| SANTA ROSA, CA | 52 | $ 24,360,000 | $ 468,000 | $ 104,000 |
| YORK-HANOVER, PA | 52 | $ 12,250,000 | $ 235,000 | $ 118,000 |
| HARRISBURG-CARLISLE, PA | 51 | $ 13,815,000 | $ 270,000 | $ 102,000 |
| LAS CRUCES, NM | 51 | $ 11,855,000 | $ 232,000 | $ 79,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 49 | $ 15,445,000 | $ 315,000 | $ 97,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 49 | $ 10,255,000 | $ 209,000 | $ 69,000 |
| HANFORD-CORCORAN, CA | 49 | $ 12,385,000 | $ 252,000 | $ 83,000 |
| CHARLOTTESVILLE, VA | 48 | $ 16,090,000 | $ 335,000 | $ 138,000 |
| ALBANY, OR | 47 | $ 13,845,000 | $ 294,000 | $ 72,000 |
| JACKSON, MS | 46 | $ 11,550,000 | $ 251,000 | $ 89,000 |
| PUEBLO, CO | 45 | $ 12,575,000 | $ 279,000 | $ 90,000 |
| ROANOKE, VA | 45 | $ 12,125,000 | $ 269,000 | $ 102,000 |
| LAWTON, OK | 44 | $ 11,320,000 | $ 257,000 | $ 103,000 |
| BEND-REDMOND, OR | 43 | $ 15,565,000 | $ 361,000 | $ 90,000 |
| GRAND JUNCTION, CO | 43 | $ 11,615,000 | $ 270,000 | $ 79,000 |
| HINESVILLE, GA | 43 | $ 8,895,000 | $ 206,000 | $ 67,000 |
| TOLEDO, OH | 43 | $ 10,885,000 | $ 253,000 | $ 106,000 |
| WINCHESTER, VA-WV | 43 | $ 12,895,000 | $ 262,000 | $ 75,000 |
| LOGAN, UT-ID | 42 | $ 11,580,000 | $ 269,500 | $ 77,500 |
| MADISON, WI | 42 | $ 12,840,000 | $ 305,000 | $ 98,000 |
| PANAMA CITY, FL | 42 | $ 10,100,000 | $ 240,000 | $ 81,000 |
| READING, PA | 42 | $ 9,520,000 | $ 226,000 | $ 85,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 42 | $ 20,380,000 | $ 485,000 | $ 130,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 40 | $ 8,280,000 | $ 201,000 | $ 74,500 |
| LEXINGTON-FAYETTE, KY | 40 | $ 10,990,000 | $ 274,000 | $ 90,000 |
| OCALA, FL | 40 | $ 8,900,000 | $ 222,000 | $ 65,000 |
| SIERRA VISTA-DOUGLAS, AZ | 40 | $ 8,910,000 | $ 222,000 | $ 74,000 |
| WENATCHEE, WA | 40 | $ 11,890,000 | $ 297,000 | $ 91,000 |
| EAST STROUDSBURG, PA | 39 | $ 9,215,000 | $ 236,000 | $ 106,000 |
| NORWICH-NEW LONDON, CT | 39 | $ 9,395,000 | $ 240,000 | $ 94,000 |
| EL PASO, TX | 38 | $ 7,990,000 | $ 210,000 | $ 99,000 |
| FORT WAYNE, IN | 38 | $ 8,830,000 | $ 232,000 | $ 81,000 |
| NEW BERN, NC | 38 | $ 8,330,000 | $ 219,000 | $ 74,000 |
| LAFAYETTE, LA | 37 | $ 8,485,000 | $ 229,000 | $ 76,000 |
| LANCASTER, PA | 37 | $ 10,085,000 | $ 272,000 | $ 88,000 |
| MERCED, CA | 37 | $ 10,615,000 | $ 286,000 | $ 69,000 |
| ROCKFORD, IL | 37 | $ 7,035,000 | $ 190,000 | $ 75,000 |
| SPRINGFIELD, MO | 37 | $ 8,755,000 | $ 236,000 | $ 80,000 |
| LINCOLN, NE | 36 | $ 8,890,000 | $ 246,000 | $ 84,000 |
| MOBILE, AL | 36 | $ 7,730,000 | $ 214,000 | $ 73,000 |
| SAN RAFAEL, CA | 36 | $ 27,630,000 | $ 767,000 | $ 218,000 |
| YUMA, AZ | 36 | $ 8,700,000 | $ 241,000 | $ 77,000 |
| CHICO, CA | 35 | $ 10,995,000 | $ 314,000 | $ 88,000 |
| GAINESVILLE, GA | 35 | $ 11,115,000 | $ 317,000 | $ 95,000 |
| TRENTON, NJ | 35 | $ 10,325,000 | $ 295,000 | $ 128,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 34 | $ 9,670,000 | $ 284,000 | $ 88,000 |
| DULUTH, MN-WI | 34 | $ 8,340,000 | $ 206,000 | $ 61,000 |
| GRANTS PASS, OR | 34 | $ 9,890,000 | $ 290,000 | $ 62,000 |
| THE VILLAGES, FL | 34 | $ 8,770,000 | $ 257,000 | $ 80,000 |
| LANSING-EAST LANSING, MI | 33 | $ 7,335,000 | $ 222,000 | $ 72,000 |
| ROCHESTER, NY | 33 | $ 7,135,000 | $ 216,000 | $ 89,000 |
| BOULDER, CO | 32 | $ 15,730,000 | $ 491,000 | $ 151,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 31 | $ 7,945,000 | $ 256,000 | $ 103,000 |
| MANHATTAN, KS | 31 | $ 7,335,000 | $ 236,000 | $ 99,000 |
| ROCHESTER, MN | 31 | $ 7,955,000 | $ 256,000 | $ 85,000 |
| TUSCALOOSA, AL | 31 | $ 6,525,000 | $ 210,000 | $ 68,000 |
| CASPER, WY | 30 | $ 7,330,000 | $ 244,000 | $ 72,000 |
| FARGO, ND-MN | 30 | $ 6,500,000 | $ 228,500 | $ 63,500 |
| GAINESVILLE, FL | 30 | $ 6,940,000 | $ 231,000 | $ 82,000 |
| GOLDSBORO, NC | 30 | $ 6,380,000 | $ 212,000 | $ 63,000 |
| HOMOSASSA SPRINGS, FL | 30 | $ 6,790,000 | $ 226,000 | $ 74,000 |
| LYNCHBURG, VA | 30 | $ 7,190,000 | $ 239,000 | $ 64,000 |
| ANN ARBOR, MI | 29 | $ 9,995,000 | $ 344,000 | $ 132,000 |
| HICKORY-LENOIR-MORGANTON, NC | 29 | $ 8,095,000 | $ 279,000 | $ 86,000 |
| KANKAKEE, IL | 29 | $ 5,845,000 | $ 201,000 | $ 73,000 |
| MACON-BIBB COUNTY, GA | 29 | $ 7,045,000 | $ 242,000 | $ 86,000 |
| SPARTANBURG, SC | 29 | $ 7,515,000 | $ 259,000 | $ 73,000 |
| KINGSTON, NY | 28 | $ 7,890,000 | $ 281,000 | $ 109,000 |
| RAPID CITY, SD | 28 | $ 7,400,000 | $ 264,000 | $ 79,000 |
| REDDING, CA | 28 | $ 7,680,000 | $ 274,000 | $ 81,000 |
| SYRACUSE, NY | 28 | $ 6,340,000 | $ 226,000 | $ 98,000 |
| TOPEKA, KS | 27 | $ 6,405,000 | $ 237,000 | $ 82,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 26 | $ 7,230,000 | $ 278,000 | $ 95,000 |
| MADERA, CA | 26 | $ 7,930,000 | $ 305,000 | $ 71,000 |
| SANTA CRUZ-WATSONVILLE, CA | 26 | $ 14,710,000 | $ 565,000 | $ 126,000 |
| TALLAHASSEE, FL | 26 | $ 7,450,000 | $ 286,000 | $ 70,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 25 | $ 6,235,000 | $ 249,000 | $ 119,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 25 | $ 6,685,000 | $ 277,000 | $ 165,500 |
| BISMARCK, ND | 24 | $ 6,200,000 | $ 258,000 | $ 44,000 |
| FLAGSTAFF, AZ | 24 | $ 6,960,000 | $ 290,000 | $ 94,000 |
| LAKE CHARLES, LA | 24 | $ 5,120,000 | $ 213,000 | $ 82,000 |
| CANTON-MASSILLON, OH | 23 | $ 5,295,000 | $ 230,000 | $ 66,000 |
| NAPA, CA | 23 | $ 9,815,000 | $ 426,000 | $ 95,000 |
| OCEAN CITY, NJ | 23 | $ 8,605,000 | $ 374,000 | $ 161,000 |
| SUMTER, SC | 23 | $ 4,675,000 | $ 203,000 | $ 66,000 |
| ALEXANDRIA, LA | 22 | $ 5,120,000 | $ 232,000 | $ 76,000 |
| IDAHO FALLS, ID | 22 | $ 5,970,000 | $ 271,000 | $ 71,000 |
| PEORIA, IL | 22 | $ 4,960,000 | $ 225,000 | $ 87,000 |
| PITTSFIELD, MA | 22 | $ 6,480,000 | $ 294,000 | $ 127,000 |
| SEBASTIAN-VERO BEACH, FL | 22 | $ 5,240,000 | $ 238,000 | $ 97,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 21 | $ 4,915,000 | $ 225,000 | $ 98,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 21 | $ 4,965,000 | $ 259,500 | $ 58,000 |
| ATHENS-CLARKE COUNTY, GA | 20 | $ 5,100,000 | $ 255,000 | $ 77,000 |
| BURLINGTON, NC | 20 | $ 4,800,000 | $ 240,000 | $ 71,000 |
| LEBANON, PA | 20 | $ 6,220,000 | $ 311,000 | $ 85,000 |
| WALLA WALLA, WA | 20 | $ 5,020,000 | $ 251,000 | $ 75,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 20 | $ 4,880,000 | $ 248,000 | $ 96,500 |
| COLUMBIA, MO | 19 | $ 4,505,000 | $ 237,000 | $ 72,000 |
| FLINT, MI | 19 | $ 4,145,000 | $ 218,000 | $ 74,000 |
| FORT SMITH, AR-OK | 19 | $ 3,605,000 | $ 194,000 | $ 64,000 |
| MISSOULA, MT | 19 | $ 5,605,000 | $ 295,000 | $ 68,000 |
| SIOUX FALLS, SD | 19 | $ 4,935,000 | $ 259,000 | $ 78,000 |
| TWIN FALLS, ID | 19 | $ 5,305,000 | $ 279,000 | $ 68,000 |
| CEDAR RAPIDS, IA | 18 | $ 3,970,000 | $ 220,000 | $ 81,000 |
| EVANSVILLE, IN-KY | 18 | $ 3,800,000 | $ 236,000 | $ 75,000 |
| LEWISTON-AUBURN, ME | 18 | $ 4,030,000 | $ 223,000 | $ 95,000 |
| MICHIGAN CITY-LA PORTE, IN | 18 | $ 5,130,000 | $ 285,000 | $ 194,000 |
| BANGOR, ME | 17 | $ 4,165,000 | $ 245,000 | $ 94,000 |
| BOWLING GREEN, KY | 17 | $ 3,955,000 | $ 232,000 | $ 109,000 |
| BRUNSWICK, GA | 17 | $ 4,725,000 | $ 277,000 | $ 99,000 |
| DECATUR, AL | 17 | $ 3,865,000 | $ 227,000 | $ 87,000 |
| GREEN BAY, WI | 17 | $ 3,815,000 | $ 224,000 | $ 87,000 |
| NILES-BENTON HARBOR, MI | 17 | $ 3,225,000 | $ 189,000 | $ 129,000 |
| SPRINGFIELD, OH | 17 | $ 4,145,000 | $ 243,000 | $ 101,000 |
| ST. CLOUD, MN | 17 | $ 4,915,000 | $ 289,000 | $ 90,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 16 | $ 3,840,000 | $ 240,000 | $ 85,000 |
| GETTYSBURG, PA | 16 | $ 3,560,000 | $ 222,000 | $ 78,000 |
| JACKSON, TN | 16 | $ 3,360,000 | $ 210,000 | $ 62,000 |
| CLEVELAND, TN | 15 | $ 4,295,000 | $ 286,000 | $ 85,000 |
| GREAT FALLS, MT | 15 | $ 3,445,000 | $ 229,000 | $ 87,000 |
| HATTIESBURG, MS | 15 | $ 3,715,000 | $ 247,000 | $ 116,000 |
| HOT SPRINGS, AR | 15 | $ 3,275,000 | $ 218,000 | $ 65,000 |
| IOWA CITY, IA | 15 | $ 4,145,000 | $ 276,000 | $ 100,000 |
| LA CROSSE-ONALASKA, WI-MN | 15 | $ 3,595,000 | $ 228,000 | $ 118,500 |
| MONROE, LA | 15 | $ 3,265,000 | $ 217,000 | $ 89,000 |
| VALDOSTA, GA | 15 | $ 3,195,000 | $ 213,000 | $ 59,000 |
| WATERTOWN-FORT DRUM, NY | 15 | $ 3,905,000 | $ 260,000 | $ 81,000 |
| COLUMBUS, IN | 14 | $ 3,960,000 | $ 282,000 | $ 63,000 |
| CORVALLIS, OR | 14 | $ 5,060,000 | $ 361,000 | $ 107,000 |
| GREENVILLE, NC | 14 | $ 3,320,000 | $ 237,000 | $ 66,000 |
| JOHNSON CITY, TN | 14 | $ 4,360,000 | $ 311,000 | $ 82,000 |
| MORRISTOWN, TN | 14 | $ 3,000,000 | $ 214,000 | $ 86,000 |
| ROCKY MOUNT, NC | 14 | $ 3,290,000 | $ 235,000 | $ 71,000 |
| AMES, IA | 13 | $ 3,635,000 | $ 279,000 | $ 120,000 |
| AUBURN-OPELIKA, AL | 13 | $ 2,985,000 | $ 229,000 | $ 125,000 |
| CARSON CITY, NV | 13 | $ 4,475,000 | $ 344,000 | $ 74,000 |
| CHARLESTON, WV | 13 | $ 3,345,000 | $ 257,000 | $ 100,000 |
| CORPUS CHRISTI, TX | 13 | $ 2,965,000 | $ 228,000 | $ 149,000 |
| FARMINGTON, NM | 13 | $ 2,885,000 | $ 221,000 | $ 64,000 |
| HOUMA-THIBODAUX, LA | 13 | $ 3,195,000 | $ 245,000 | $ 75,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 13 | $ 2,965,000 | $ 228,000 | $ 72,000 |
| OSHKOSH-NEENAH, WI | 13 | $ 2,915,000 | $ 224,000 | $ 74,000 |
| SHEBOYGAN, WI | 13 | $ 2,465,000 | $ 189,000 | $ 86,000 |
| SIOUX CITY, IA-NE-SD | 13 | $ 2,645,000 | $ 204,000 | $ 62,000 |
| ALBANY, GA | 12 | $ 2,810,000 | $ 234,000 | $ 86,000 |
| CAPE GIRARDEAU, MO-IL | 12 | $ 2,730,000 | $ 227,000 | $ 78,000 |
| DOTHAN, AL | 12 | $ 3,780,000 | $ 315,000 | $ 110,000 |
| FLORENCE, SC | 12 | $ 3,040,000 | $ 253,000 | $ 104,000 |
| MORGANTOWN, WV | 12 | $ 4,080,000 | $ 340,000 | $ 113,000 |
| MUSKEGON, MI | 12 | $ 2,870,000 | $ 239,000 | $ 85,000 |
| PARKERSBURG-VIENNA, WV | 12 | $ 2,550,000 | $ 212,000 | $ 69,000 |
| ST. JOSEPH, MO-KS | 12 | $ 2,530,000 | $ 210,000 | $ 67,000 |
| BROWNSVILLE-HARLINGEN, TX | 11 | $ 2,245,000 | $ 204,000 | $ 131,000 |
| DUBUQUE, IA | 11 | $ 2,185,000 | $ 198,000 | $ 50,000 |
| GRAND FORKS, ND-MN | 11 | $ 2,825,000 | $ 256,000 | $ 101,000 |
| HAMMOND, LA | 11 | $ 2,485,000 | $ 225,000 | $ 51,000 |
| LEWISTON, ID-WA | 11 | $ 2,965,000 | $ 257,500 | $ 66,500 |
| MCALLEN-EDINBURG-MISSION, TX | 11 | $ 2,095,000 | $ 190,000 | $ 87,000 |
| MONROE, MI | 11 | $ 2,635,000 | $ 239,000 | $ 77,000 |
| SEBRING, FL | 11 | $ 2,905,000 | $ 264,000 | $ 86,000 |
| SPRINGFIELD, IL | 11 | $ 2,525,000 | $ 229,000 | $ 125,000 |
| TERRE HAUTE, IN | 11 | $ 2,265,000 | $ 205,000 | $ 63,000 |
| VINELAND-BRIDGETON, NJ | 11 | $ 2,405,000 | $ 218,000 | $ 81,000 |
| ELKHART-GOSHEN, IN | 10 | $ 2,250,000 | $ 225,000 | $ 91,000 |
| JONESBORO, AR | 10 | $ 2,610,000 | $ 261,000 | $ 115,000 |
| LAWRENCE, KS | 10 | $ 2,720,000 | $ 272,000 | $ 82,000 |
| POCATELLO, ID | 10 | $ 3,170,000 | $ 317,000 | $ 84,000 |
| STAUNTON-WAYNESBORO, VA | 10 | $ 2,370,000 | $ 237,000 | $ 65,000 |
| UTICA-ROME, NY | 10 | $ 2,370,000 | $ 237,000 | $ 137,000 |
| WAUSAU, WI | 10 | $ 2,480,000 | $ 248,000 | $ 74,000 |
| WHEELING, WV-OH | 10 | $ 2,600,000 | $ 278,500 | $ 122,000 |
| CHAMPAIGN-URBANA, IL | 9 | $ 2,135,000 | $ 237,000 | $ 74,000 |
| GLENS FALLS, NY | 9 | $ 2,275,000 | $ 252,000 | $ 36,000 |
| HARRISONBURG, VA | 9 | $ 2,485,000 | $ 276,000 | $ 85,000 |
| JANESVILLE-BELOIT, WI | 9 | $ 1,965,000 | $ 218,000 | $ 52,000 |
| JOPLIN, MO | 9 | $ 2,215,000 | $ 246,000 | $ 58,000 |
| KALAMAZOO-PORTAGE, MI | 9 | $ 1,925,000 | $ 213,000 | $ 92,000 |
| MIDLAND, TX | 9 | $ 2,965,000 | $ 329,000 | $ 109,000 |
| ODESSA, TX | 9 | $ 2,205,000 | $ 245,000 | $ 100,000 |
| APPLETON, WI | 8 | $ 2,330,000 | $ 291,000 | $ 89,000 |
| ERIE, PA | 8 | $ 1,350,000 | $ 168,000 | $ 88,000 |
| GRAND ISLAND, NE | 8 | $ 2,010,000 | $ 251,000 | $ 100,000 |
| JEFFERSON CITY, MO | 8 | $ 1,950,000 | $ 243,000 | $ 79,000 |
| STATE COLLEGE, PA | 8 | $ 2,200,000 | $ 275,000 | $ 181,000 |
| ABILENE, TX | 7 | $ 1,725,000 | $ 246,000 | $ 99,000 |
| BATTLE CREEK, MI | 7 | $ 1,245,000 | $ 177,000 | $ 77,000 |
| BAY CITY, MI | 7 | $ 1,195,000 | $ 170,000 | $ 47,000 |
| BEAUMONT-PORT ARTHUR, TX | 7 | $ 1,765,000 | $ 252,000 | $ 98,000 |
| EAU CLAIRE, WI | 7 | $ 1,675,000 | $ 239,000 | $ 54,000 |
| ENID, OK | 7 | $ 1,535,000 | $ 219,000 | $ 59,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 1,565,000 | $ 223,000 | $ 63,000 |
| JACKSON, MI | 7 | $ 1,545,000 | $ 220,000 | $ 104,000 |
| MANSFIELD, OH | 7 | $ 1,525,000 | $ 217,000 | $ 65,000 |
| WILLIAMSPORT, PA | 7 | $ 1,875,000 | $ 267,000 | $ 63,000 |
| EL CENTRO, CA | 6 | $ 1,410,000 | $ 235,000 | $ 83,000 |
| TYLER, TX | 6 | $ 1,640,000 | $ 273,000 | $ 101,000 |
| WACO, TX | 6 | $ 1,470,000 | $ 245,000 | $ 144,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 1,040,000 | $ 173,000 | $ 78,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 1,330,000 | $ 207,000 | $ 104,000 |
| ALTOONA, PA | 5 | $ 1,125,000 | $ 225,000 | $ 102,000 |
| AMARILLO, TX | 5 | $ 1,365,000 | $ 273,000 | $ 140,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 5 | $ 1,205,000 | $ 241,000 | $ 85,000 |
| BLOOMINGTON, IL | 5 | $ 1,015,000 | $ 203,000 | $ 89,000 |
| CARBONDALE-MARION, IL | 5 | $ 1,415,000 | $ 283,000 | $ 106,000 |
| FOND DU LAC, WI | 5 | $ 1,395,000 | $ 279,000 | $ 65,000 |
| LAREDO, TX | 5 | $ 965,000 | $ 193,000 | $ 110,000 |
| MIDLAND, MI | 5 | $ 1,115,000 | $ 223,000 | $ 86,000 |
| ROME, GA | 5 | $ 1,045,000 | $ 209,000 | $ 67,000 |
| SAGINAW, MI | 5 | $ 1,575,000 | $ 315,000 | $ 75,000 |
| SAN ANGELO, TX | 5 | $ 1,415,000 | $ 283,000 | $ 73,000 |
| TEXARKANA, TX-AR | 5 | $ 1,345,000 | $ 265,500 | $ 73,000 |
| BINGHAMTON, NY | 4 | $ 600,000 | $ 150,000 | $ 52,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 1,040,000 | $ 260,000 | $ 185,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 3,000,000 | $ 750,000 | $ 119,000 |
| DECATUR, IL | 4 | $ 720,000 | $ 180,000 | $ 93,000 |
| GADSDEN, AL | 4 | $ 810,000 | $ 202,000 | $ 56,000 |
| KOKOMO, IN | 4 | $ 720,000 | $ 180,000 | $ 65,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 1,120,000 | $ 280,000 | $ 71,000 |
| OWENSBORO, KY | 4 | $ 820,000 | $ 205,000 | $ 69,000 |
| SHERMAN-DENISON, TX | 4 | $ 1,640,000 | $ 410,000 | $ 157,000 |
| VICTORIA, TX | 4 | $ 1,060,000 | $ 265,000 | $ 115,000 |
| DALTON, GA | 3 | $ 665,000 | $ 221,000 | $ 75,000 |
| MUNCIE, IN | 3 | $ 605,000 | $ 201,000 | $ 59,000 |
| PINE BLUFF, AR | 3 | $ 505,000 | $ 168,000 | $ 95,000 |
| WICHITA FALLS, TX | 3 | $ 745,000 | $ 248,000 | $ 156,000 |
| BECKLEY, WV | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| CUMBERLAND, MD-WV | 2 | $ 790,000 | $ 395,000 | $ 95,000 |
| JOHNSTOWN, PA | 2 | $ 300,000 | $ 150,000 | $ 99,000 |
| LIMA, OH | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| LONGVIEW, TX | 2 | $ 470,000 | $ 235,000 | $ 0 |
| DANVILLE, IL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| ELMIRA, NY | 1 | $ 605,000 | $ 605,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 27,431 | $8,892,565,000 | $324,000 | $2,885,000 | $121,000 | $5,424,000 |
| Cash-out Refinancing | 20,340 | $6,671,820,000 | $328,000 | $2,855,000 | $96,000 | $4,800,000 |
| Home Purchase | 10,341 | $3,691,015,000 | $356,000 | $2,995,000 | $114,000 | $3,180,000 |
| Other Purpose | 1,006 | $312,810,000 | $310,000 | $2,005,000 | $115,000 | $1,440,000 |
| Home Improvement | 31 | $2,275,000 | $73,000 | $195,000 | $167,000 | $685,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,142 | $8,136,780,000 | $337,000 | $2,855,000 | $121,000 | $5,424,000 |
| Not Provided | 20,308 | $6,638,060,000 | $326,000 | $2,885,000 | $101,000 | $2,400,000 |
| Hispanic | 6,439 | $1,933,025,000 | $300,000 | $1,665,000 | $83,000 | $1,299,000 |
| Black or African American | 5,990 | $1,904,410,000 | $317,000 | $2,995,000 | $93,000 | $878,000 |
| Asian | 1,781 | $786,445,000 | $441,000 | $2,725,000 | $142,000 | $1,313,000 |
| American Indian or Alaskan Native | 276 | $83,810,000 | $303,000 | $1,505,000 | $97,000 | $2,081,000 |
| Native Hawaiian or Other Pacific Islander | 186 | $73,350,000 | $394,000 | $1,475,000 | $95,000 | $534,000 |
| Not applicable | 1 | $2,165,000 | $2,165,000 | $2,165,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 26,768 | $8,589,440,000 | $320,000 | $2,995,000 | $86,000 | $1,353,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,202 | $8,814,720,000 | $349,000 | $2,885,000 | $128,000 | $5,424,000 |
| FHA-insured (Federal Housing Administration) | 7,078 | $2,145,500,000 | $303,000 | $1,605,000 | $76,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 101 | $20,825,000 | $206,000 | $405,000 | $55,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29,182 | $9,867,380,000 | $338,000 | $2,725,000 | $112,000 | $4,058,000 |
| Application Denied By Financial Institution | 12,248 | $3,910,020,000 | $319,000 | $2,995,000 | $101,000 | $3,642,000 |
| Application Withdrawn By Applicant | 11,310 | $3,722,870,000 | $329,000 | $2,855,000 | $105,000 | $4,496,000 |
| File Closed For Incompleteness | 5,432 | $1,758,930,000 | $323,000 | $2,885,000 | $104,000 | $4,800,000 |
| Application Approved But Not Accepted | 670 | $212,650,000 | $317,000 | $2,225,000 | $117,000 | $5,424,000 |
| Preapproval Denied by Financial Institution | 264 | $82,020,000 | $310,000 | $2,005,000 | $94,000 | $1,288,000 |
| Preapproval Approved but not Accepted | 43 | $16,615,000 | $386,000 | $1,325,000 | $106,000 | $475,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 46,637 | $15,578,445,000 | $334,000 | $2,885,000 | $110,000 | $5,424,000 |
| Credit Application Incomplete | 9,150 | $2,857,510,000 | $312,000 | $2,665,000 | $108,000 | $3,642,000 |
| Debt-To-Income Ratio | 1,062 | $393,240,000 | $370,000 | $2,565,000 | $73,000 | $658,000 |
| Credit History | 796 | $249,070,000 | $312,000 | $2,995,000 | $89,000 | $1,200,000 |
| Collateral | 600 | $191,310,000 | $318,000 | $1,815,000 | $100,000 | $878,000 |
| Other | 516 | $166,110,000 | $321,000 | $1,505,000 | $97,000 | $606,000 |
| Unverifiable Information | 245 | $88,825,000 | $362,000 | $2,205,000 | $97,000 | $737,000 |
| Employment History | 90 | $28,300,000 | $314,000 | $915,000 | $73,000 | $353,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $17,155,000 | $336,000 | $1,065,000 | $88,000 | $272,000 |
| Mortgage Insurance Denied | 2 | $520,000 | $260,000 | $295,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.