The Federal Savings Bank Mortgage Lending & HMDA Data, 2021
In 2021, The Federal Savings Bank of Chicago, IL reported 59,149 mortgage applications totaling $19.6 billion, up 14% from 2020. The average application was for $330,867, and applicants reported an average income of $111,101. 49% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Naperville, IL (5,051), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,493) and New York-Jersey City-White Plains, NY-NJ (2,398) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 59,149 |
| Total Mortgage Loan Application Amount | $19,570,485,000 |
| Average Mortgage Loan Application Amount | $330,867 |
| Highest Mortgage Loan Application Amount | $2,995,000 |
| Average Applicant Income | $111,101 |
| Highest Applicant Income | $5,424,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 5,051 | $ 1,385,865,000 | $ 274,374 | $ 100,000 |
| Outside any metro area | 4,257 | $ 1,163,625,000 | $ 273,343 | $ 95,106 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,493 | $ 1,080,985,000 | $ 433,608 | $ 137,015 |
| New York-Jersey City-White Plains, NY-NJ | 2,398 | $ 1,302,690,000 | $ 543,240 | $ 148,824 |
| Phoenix-Mesa-Scottsdale, AZ | 1,434 | $ 462,400,000 | $ 322,454 | $ 97,000 |
| Nassau County-Suffolk County, NY | 1,278 | $ 554,590,000 | $ 433,951 | $ 133,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,228 | $ 359,690,000 | $ 292,907 | $ 94,000 |
| Las Vegas-Henderson-Paradise, NV | 1,115 | $ 354,875,000 | $ 318,273 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,052 | $ 291,280,000 | $ 276,882 | $ 92,066 |
| New York-Newark, NY | 1,022 | $ 369,550,000 | $ 361,594 | $ 141,082 |
| Riverside-San Bernardino-Ontario, CA | 981 | $ 350,965,000 | $ 357,762 | $ 101,000 |
| Los Angeles-Long Beach-Glendale, CA | 908 | $ 454,740,000 | $ 500,814 | $ 131,000 |
| Baltimore-Columbia-Towson, MD | 778 | $ 273,620,000 | $ 351,696 | $ 130,000 |
| Seattle-Bellevue-Everett, WA | 755 | $ 337,235,000 | $ 446,668 | $ 128,000 |
| Indianapolis-Carmel-Anderson, IN | 740 | $ 162,020,000 | $ 218,945 | $ 76,000 |
| Providence-Warwick, RI-MA | 634 | $ 190,530,000 | $ 300,520 | $ 95,099 |
| Portland-Vancouver-Hillsboro, OR-WA | 606 | $ 208,350,000 | $ 343,811 | $ 101,333 |
| Denver-Aurora-Lakewood, CO | 597 | $ 237,545,000 | $ 397,897 | $ 109,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 594 | $ 162,600,000 | $ 273,737 | $ 82,949 |
| Tacoma-Lakewood, WA | 567 | $ 196,255,000 | $ 346,128 | $ 97,000 |
| Tampa-St. Petersburg-Clearwater, FL | 562 | $ 167,790,000 | $ 298,558 | $ 95,000 |
| San Diego-Carlsbad, CA | 560 | $ 289,340,000 | $ 516,678 | $ 128,000 |
| Cambridge-Newton-Framingham, MA | 518 | $ 212,130,000 | $ 409,517 | $ 114,000 |
| Boston, MA | 495 | $ 208,675,000 | $ 421,565 | $ 113,000 |
| Salt Lake City, UT | 477 | $ 151,135,000 | $ 316,844 | $ 74,000 |
| Newark, NJ-PA | 461 | $ 165,545,000 | $ 359,099 | $ 119,255 |
| Charlotte-Concord-Gastonia, NC-SC | 449 | $ 142,545,000 | $ 317,472 | $ 100,363 |
| Sacramento--Roseville--Arden-Arcade, CA | 426 | $ 162,360,000 | $ 381,126 | $ 110,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 411 | $ 134,045,000 | $ 326,143 | $ 98,000 |
| Raleigh, NC | 409 | $ 121,455,000 | $ 296,955 | $ 95,000 |
| Columbus, OH | 389 | $ 99,565,000 | $ 255,951 | $ 101,000 |
| Elgin, IL | 381 | $ 94,365,000 | $ 247,677 | $ 94,000 |
| Orlando-Kissimmee-Sanford, FL | 380 | $ 110,770,000 | $ 291,500 | $ 98,000 |
| Urban Honolulu, HI | 370 | $ 201,100,000 | $ 543,513 | $ 108,000 |
| St. Louis, MO-IL | 364 | $ 92,180,000 | $ 253,241 | $ 96,365 |
| Miami-Miami Beach-Kendall, FL | 355 | $ 139,335,000 | $ 392,492 | $ 181,000 |
| Kansas City, MO-KS | 342 | $ 88,980,000 | $ 260,175 | $ 91,654 |
| Anchorage, AK | 341 | $ 106,705,000 | $ 312,917 | $ 90,000 |
| Jacksonville, FL | 336 | $ 92,060,000 | $ 273,988 | $ 88,000 |
| Colorado Springs, CO | 332 | $ 106,110,000 | $ 319,608 | $ 87,000 |
| Oakland-Hayward-Berkeley, CA | 332 | $ 192,270,000 | $ 579,126 | $ 158,000 |
| Washington-Baltimore-Arlington, DC | 316 | $ 137,350,000 | $ 434,651 | $ 157,000 |
| Anaheim-Santa Ana-Irvine, CA | 310 | $ 190,970,000 | $ 616,032 | $ 162,000 |
| Lake County-Kenosha County, IL-WI | 309 | $ 85,175,000 | $ 275,647 | $ 112,346 |
| Ogden-Clearfield, UT | 304 | $ 96,790,000 | $ 318,388 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 293 | $ 98,265,000 | $ 335,375 | $ 139,000 |
| Wilmington, DE-MD-NJ | 293 | $ 81,315,000 | $ 277,525 | $ 83,587 |
| Richmond, VA | 274 | $ 82,460,000 | $ 300,948 | $ 112,000 |
| Worcester, MA-CT | 273 | $ 79,175,000 | $ 290,018 | $ 84,831 |
| Albuquerque, NM | 257 | $ 66,795,000 | $ 259,902 | $ 84,000 |
| Montgomery County-Bucks County-Chester County, PA | 248 | $ 78,670,000 | $ 317,217 | $ 119,000 |
| North Port-Sarasota-Bradenton, FL | 243 | $ 72,635,000 | $ 298,909 | $ 104,000 |
| Cleveland-Elyria, OH | 228 | $ 53,770,000 | $ 235,833 | $ 110,000 |
| Fayetteville, NC | 221 | $ 52,435,000 | $ 237,262 | $ 84,000 |
| Houston-The Woodlands-Sugar Land, TX | 218 | $ 66,310,000 | $ 304,174 | $ 136,000 |
| Tucson, AZ | 215 | $ 57,245,000 | $ 266,255 | $ 86,000 |
| Salisbury, MD-DE | 212 | $ 68,720,000 | $ 324,150 | $ 163,452 |
| Bridgeport-Stamford-Norwalk, CT | 211 | $ 105,315,000 | $ 499,123 | $ 179,000 |
| Memphis, TN-MS-AR | 208 | $ 52,010,000 | $ 250,048 | $ 80,951 |
| Camden, NJ | 206 | $ 53,370,000 | $ 259,077 | $ 96,000 |
| Warren-Troy-Farmington Hills, MI | 204 | $ 55,870,000 | $ 273,872 | $ 94,000 |
| Charleston-North Charleston, SC | 203 | $ 67,575,000 | $ 332,881 | $ 116,000 |
| Bremerton-Silverdale, WA | 202 | $ 70,610,000 | $ 349,554 | $ 95,000 |
| Dallas-Plano-Irving, TX | 199 | $ 72,445,000 | $ 364,045 | $ 154,000 |
| Oklahoma City, OK | 195 | $ 50,705,000 | $ 260,025 | $ 110,000 |
| Spokane-Spokane Valley, WA | 193 | $ 51,435,000 | $ 266,502 | $ 81,000 |
| Provo-Orem, UT | 192 | $ 63,650,000 | $ 331,510 | $ 84,000 |
| Reno, NV | 192 | $ 68,410,000 | $ 356,302 | $ 82,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 192 | $ 71,910,000 | $ 374,531 | $ 149,000 |
| Cincinnati, OH-KY-IN | 188 | $ 50,410,000 | $ 268,138 | $ 88,058 |
| Savannah, GA | 185 | $ 47,285,000 | $ 255,594 | $ 92,000 |
| Boise City, ID | 179 | $ 58,305,000 | $ 325,726 | $ 80,000 |
| Gary, IN | 172 | $ 43,700,000 | $ 254,069 | $ 89,000 |
| New Orleans-Metairie, LA | 172 | $ 43,760,000 | $ 254,418 | $ 86,000 |
| Philadelphia, PA | 172 | $ 45,190,000 | $ 262,732 | $ 135,000 |
| Milwaukee-Waukesha-West Allis, WI | 170 | $ 36,770,000 | $ 216,294 | $ 72,000 |
| Olympia-Tumwater, WA | 168 | $ 54,950,000 | $ 327,083 | $ 108,000 |
| San Antonio-New Braunfels, TX | 168 | $ 52,910,000 | $ 314,940 | $ 119,000 |
| Hartford-West Hartford-East Hartford, CT | 163 | $ 41,215,000 | $ 252,852 | $ 96,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 160 | $ 120,040,000 | $ 750,250 | $ 198,000 |
| Huntsville, AL | 157 | $ 44,875,000 | $ 285,828 | $ 95,000 |
| Cape Coral-Fort Myers, FL | 146 | $ 40,770,000 | $ 279,246 | $ 93,000 |
| Manchester-Nashua, NH | 146 | $ 42,150,000 | $ 288,698 | $ 95,000 |
| Vallejo-Fairfield, CA | 146 | $ 58,310,000 | $ 399,383 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 144 | $ 37,000,000 | $ 256,944 | $ 76,000 |
| Augusta-Richmond County, GA-SC | 143 | $ 38,365,000 | $ 268,286 | $ 101,636 |
| Omaha-Council Bluffs, NE-IA | 143 | $ 37,895,000 | $ 265,000 | $ 90,167 |
| Greeley, CO | 140 | $ 47,980,000 | $ 342,714 | $ 106,000 |
| Pensacola-Ferry Pass-Brent, FL | 140 | $ 37,090,000 | $ 264,928 | $ 85,000 |
| Rockingham County-Strafford County, NH | 140 | $ 46,570,000 | $ 332,642 | $ 103,000 |
| San Francisco-Redwood City-South San Francisco, CA | 140 | $ 106,040,000 | $ 757,428 | $ 199,000 |
| Columbia, SC | 139 | $ 35,165,000 | $ 252,985 | $ 87,000 |
| Clarksville, TN-KY | 136 | $ 33,510,000 | $ 246,397 | $ 92,360 |
| Palm Bay-Melbourne-Titusville, FL | 135 | $ 37,845,000 | $ 280,333 | $ 85,000 |
| Stockton-Lodi, CA | 133 | $ 46,645,000 | $ 350,714 | $ 84,000 |
| Little Rock-North Little Rock-Conway, AR | 132 | $ 32,100,000 | $ 243,181 | $ 85,000 |
| Louisville/Jefferson County, KY-IN | 132 | $ 34,000,000 | $ 257,575 | $ 81,939 |
| Fort Collins, CO | 128 | $ 46,490,000 | $ 363,203 | $ 98,000 |
| Bakersfield, CA | 127 | $ 32,785,000 | $ 258,149 | $ 76,000 |
| Birmingham-Hoover, AL | 127 | $ 32,925,000 | $ 259,251 | $ 82,000 |
| Barnstable Town, MA | 126 | $ 46,680,000 | $ 370,476 | $ 108,000 |
| Fort Worth-Arlington, TX | 125 | $ 36,615,000 | $ 292,920 | $ 134,000 |
| Dover, DE | 124 | $ 32,170,000 | $ 259,435 | $ 78,000 |
| New Haven-Milford, CT | 123 | $ 31,395,000 | $ 255,243 | $ 94,000 |
| Crestview-Fort Walton Beach-Destin, FL | 122 | $ 35,810,000 | $ 293,524 | $ 109,000 |
| Austin-Round Rock, TX | 121 | $ 44,905,000 | $ 371,115 | $ 135,000 |
| Salem, OR | 118 | $ 34,540,000 | $ 292,711 | $ 82,000 |
| Springfield, MA | 117 | $ 27,775,000 | $ 237,393 | $ 82,000 |
| Hagerstown-Martinsburg, MD-WV | 115 | $ 28,895,000 | $ 251,260 | $ 80,191 |
| Pittsburgh, PA | 115 | $ 31,085,000 | $ 270,304 | $ 111,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 113 | $ 53,175,000 | $ 470,575 | $ 120,000 |
| Portland-South Portland, ME | 112 | $ 32,870,000 | $ 293,482 | $ 88,000 |
| Fresno, CA | 100 | $ 29,040,000 | $ 290,400 | $ 86,000 |
| Grand Rapids-Wyoming, MI | 100 | $ 27,370,000 | $ 273,700 | $ 111,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 100 | $ 27,270,000 | $ 272,700 | $ 83,770 |
| Lakeland-Winter Haven, FL | 97 | $ 24,235,000 | $ 249,845 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 96 | $ 25,070,000 | $ 261,145 | $ 122,000 |
| Baton Rouge, LA | 96 | $ 26,090,000 | $ 271,770 | $ 100,000 |
| Port St. Lucie, FL | 96 | $ 24,910,000 | $ 259,479 | $ 69,000 |
| Kennewick-Richland, WA | 94 | $ 28,030,000 | $ 298,191 | $ 89,000 |
| Jacksonville, NC | 93 | $ 20,715,000 | $ 222,741 | $ 76,000 |
| Prescott Valley-Prescott, AZ | 92 | $ 28,080,000 | $ 305,217 | $ 73,000 |
| St. George, UT | 92 | $ 28,960,000 | $ 314,782 | $ 75,000 |
| Greenville-Anderson-Mauldin, SC | 91 | $ 23,065,000 | $ 253,461 | $ 97,000 |
| Durham-Chapel Hill, NC | 89 | $ 24,405,000 | $ 274,213 | $ 86,000 |
| Eugene, OR | 89 | $ 25,725,000 | $ 289,044 | $ 84,000 |
| Modesto, CA | 89 | $ 26,525,000 | $ 298,033 | $ 115,000 |
| Tulsa, OK | 89 | $ 20,655,000 | $ 232,078 | $ 82,000 |
| Albany-Schenectady-Troy, NY | 88 | $ 23,480,000 | $ 266,818 | $ 100,000 |
| Winston-Salem, NC | 88 | $ 19,570,000 | $ 222,386 | $ 100,000 |
| Dayton-Springfield-Kettering, OH | 86 | $ 21,990,000 | $ 255,697 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 82 | $ 25,560,000 | $ 311,707 | $ 200,000 |
| Detroit-Dearborn-Livonia, MI | 81 | $ 19,035,000 | $ 235,000 | $ 98,000 |
| Naples-Immokalee-Marco Island, FL | 79 | $ 32,525,000 | $ 411,708 | $ 152,000 |
| Killeen-Temple, TX | 78 | $ 18,110,000 | $ 232,179 | $ 117,000 |
| Cheyenne, WY | 77 | $ 20,395,000 | $ 264,870 | $ 83,000 |
| Greensboro-High Point, NC | 77 | $ 20,545,000 | $ 266,818 | $ 85,000 |
| Columbus, GA-AL | 76 | $ 20,000,000 | $ 263,157 | $ 81,947 |
| Knoxville, TN | 75 | $ 20,435,000 | $ 272,466 | $ 84,000 |
| Wichita, KS | 73 | $ 16,525,000 | $ 226,369 | $ 87,000 |
| Des Moines-West Des Moines, IA | 71 | $ 19,825,000 | $ 279,225 | $ 119,000 |
| Wilmington, NC | 70 | $ 21,890,000 | $ 312,714 | $ 115,000 |
| Asheville, NC | 68 | $ 20,970,000 | $ 308,382 | $ 94,000 |
| Yakima, WA | 68 | $ 17,220,000 | $ 253,235 | $ 71,000 |
| Blacksburg-Christiansburg-Radford, VA | 67 | $ 12,945,000 | $ 193,208 | $ 60,000 |
| Longview, WA | 66 | $ 17,180,000 | $ 260,303 | $ 68,000 |
| Medford, OR | 65 | $ 19,125,000 | $ 294,230 | $ 70,000 |
| Bellingham, WA | 64 | $ 22,610,000 | $ 353,281 | $ 92,000 |
| Chattanooga, TN-GA | 64 | $ 15,200,000 | $ 237,500 | $ 75,281 |
| Santa Maria-Santa Barbara, CA | 64 | $ 28,240,000 | $ 441,250 | $ 116,000 |
| Warner Robins, GA | 64 | $ 15,890,000 | $ 248,281 | $ 96,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 63 | $ 15,235,000 | $ 241,825 | $ 95,000 |
| Salinas, CA | 62 | $ 29,220,000 | $ 471,290 | $ 109,000 |
| Shreveport-Bossier City, LA | 62 | $ 15,540,000 | $ 250,645 | $ 103,000 |
| Visalia-Porterville, CA | 62 | $ 16,170,000 | $ 260,806 | $ 83,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 59 | $ 20,335,000 | $ 344,661 | $ 140,000 |
| Akron, OH | 58 | $ 13,850,000 | $ 238,793 | $ 104,000 |
| Lake Havasu City-Kingman, AZ | 58 | $ 15,030,000 | $ 259,137 | $ 85,000 |
| Billings, MT | 57 | $ 14,905,000 | $ 261,491 | $ 79,000 |
| Coeur D'Alene, ID | 56 | $ 22,850,000 | $ 408,035 | $ 96,000 |
| Yuba City, CA | 55 | $ 15,785,000 | $ 287,000 | $ 71,000 |
| Bloomington, IN | 54 | $ 13,160,000 | $ 243,703 | $ 88,000 |
| Mount Vernon-Anacortes, WA | 54 | $ 16,670,000 | $ 308,703 | $ 97,000 |
| Elizabethtown-Fort Knox, KY | 53 | $ 13,315,000 | $ 251,226 | $ 90,000 |
| Fairbanks, AK | 53 | $ 14,075,000 | $ 265,566 | $ 91,000 |
| Kahului-Wailuku-Lahaina, HI | 53 | $ 26,445,000 | $ 498,962 | $ 111,000 |
| Montgomery, AL | 52 | $ 11,690,000 | $ 224,807 | $ 96,000 |
| Punta Gorda, FL | 52 | $ 12,860,000 | $ 247,307 | $ 80,000 |
| Racine, WI | 52 | $ 9,960,000 | $ 191,538 | $ 61,000 |
| Santa Fe, NM | 52 | $ 17,390,000 | $ 334,423 | $ 90,000 |
| Santa Rosa, CA | 52 | $ 24,360,000 | $ 468,461 | $ 104,000 |
| York-Hanover, PA | 52 | $ 12,250,000 | $ 235,576 | $ 118,000 |
| Harrisburg-Carlisle, PA | 51 | $ 13,815,000 | $ 270,882 | $ 102,000 |
| Las Cruces, NM | 51 | $ 11,855,000 | $ 232,450 | $ 79,000 |
| California-Lexington Park, MD | 49 | $ 15,445,000 | $ 315,204 | $ 97,000 |
| Gulfport-Biloxi-Pascagoula, MS | 49 | $ 10,255,000 | $ 209,285 | $ 69,000 |
| Hanford-Corcoran, CA | 49 | $ 12,385,000 | $ 252,755 | $ 83,000 |
| Charlottesville, VA | 48 | $ 16,090,000 | $ 335,208 | $ 138,000 |
| Albany, OR | 47 | $ 13,845,000 | $ 294,574 | $ 72,000 |
| Jackson, MS | 46 | $ 11,550,000 | $ 251,086 | $ 89,000 |
| Pueblo, CO | 45 | $ 12,575,000 | $ 279,444 | $ 90,000 |
| Roanoke, VA | 45 | $ 12,125,000 | $ 269,444 | $ 102,000 |
| Lawton, OK | 44 | $ 11,320,000 | $ 257,272 | $ 103,000 |
| Bend-Redmond, OR | 43 | $ 15,565,000 | $ 361,976 | $ 90,000 |
| Grand Junction, CO | 43 | $ 11,615,000 | $ 270,116 | $ 79,000 |
| Hinesville, GA | 43 | $ 8,895,000 | $ 206,860 | $ 67,000 |
| Toledo, OH | 43 | $ 10,885,000 | $ 253,139 | $ 106,000 |
| Winchester, VA-WV | 43 | $ 12,895,000 | $ 299,883 | $ 102,534 |
| Logan, UT-ID | 42 | $ 11,580,000 | $ 275,714 | $ 82,857 |
| Madison, WI | 42 | $ 12,840,000 | $ 305,714 | $ 98,000 |
| Panama City, FL | 42 | $ 10,100,000 | $ 240,476 | $ 81,000 |
| Reading, PA | 42 | $ 9,520,000 | $ 226,666 | $ 85,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 42 | $ 20,380,000 | $ 485,238 | $ 130,000 |
| Davenport-Moline-Rock Island, IA-IL | 40 | $ 8,280,000 | $ 207,000 | $ 79,225 |
| Lexington-Fayette, KY | 40 | $ 10,990,000 | $ 274,750 | $ 90,000 |
| Ocala, FL | 40 | $ 8,900,000 | $ 222,500 | $ 65,000 |
| Sierra Vista-Douglas, AZ | 40 | $ 8,910,000 | $ 222,750 | $ 74,000 |
| Wenatchee, WA | 40 | $ 11,890,000 | $ 297,250 | $ 91,000 |
| East Stroudsburg, PA | 39 | $ 9,215,000 | $ 236,282 | $ 106,000 |
| Norwich-New London, CT | 39 | $ 9,395,000 | $ 240,897 | $ 94,000 |
| El Paso, TX | 38 | $ 7,990,000 | $ 210,263 | $ 99,000 |
| Fort Wayne, IN | 38 | $ 8,830,000 | $ 232,368 | $ 81,000 |
| New Bern, NC | 38 | $ 8,330,000 | $ 219,210 | $ 74,000 |
| Lafayette, LA | 37 | $ 8,485,000 | $ 229,324 | $ 76,000 |
| Lancaster, PA | 37 | $ 10,085,000 | $ 272,567 | $ 88,000 |
| Merced, CA | 37 | $ 10,615,000 | $ 286,891 | $ 69,000 |
| Rockford, IL | 37 | $ 7,035,000 | $ 190,135 | $ 75,000 |
| Springfield, MO | 37 | $ 8,755,000 | $ 236,621 | $ 80,000 |
| Lincoln, NE | 36 | $ 8,890,000 | $ 246,944 | $ 84,000 |
| Mobile, AL | 36 | $ 7,730,000 | $ 214,722 | $ 73,000 |
| San Rafael, CA | 36 | $ 27,630,000 | $ 767,500 | $ 218,000 |
| Yuma, AZ | 36 | $ 8,700,000 | $ 241,666 | $ 77,000 |
| Chico, CA | 35 | $ 10,995,000 | $ 314,142 | $ 88,000 |
| Gainesville, GA | 35 | $ 11,115,000 | $ 317,571 | $ 95,000 |
| Trenton, NJ | 35 | $ 10,325,000 | $ 295,000 | $ 128,000 |
| Daphne-Fairhope-Foley, AL | 34 | $ 9,670,000 | $ 284,411 | $ 88,000 |
| Duluth, MN-WI | 34 | $ 8,340,000 | $ 245,294 | $ 61,941 |
| Grants Pass, OR | 34 | $ 9,890,000 | $ 290,882 | $ 62,000 |
| The Villages, FL | 34 | $ 8,770,000 | $ 257,941 | $ 80,000 |
| Lansing-East Lansing, MI | 33 | $ 7,335,000 | $ 222,272 | $ 72,000 |
| Rochester, NY | 33 | $ 7,135,000 | $ 216,212 | $ 89,000 |
| Boulder, CO | 32 | $ 15,730,000 | $ 491,562 | $ 151,000 |
| Atlantic City-Hammonton, NJ | 31 | $ 7,945,000 | $ 256,290 | $ 103,000 |
| Manhattan, KS | 31 | $ 7,335,000 | $ 236,612 | $ 99,000 |
| Rochester, MN | 31 | $ 7,955,000 | $ 256,612 | $ 85,000 |
| Tuscaloosa, AL | 31 | $ 6,525,000 | $ 210,483 | $ 68,000 |
| Casper, WY | 30 | $ 7,330,000 | $ 244,333 | $ 72,000 |
| Fargo, ND-MN | 30 | $ 6,500,000 | $ 216,666 | $ 71,833 |
| Gainesville, FL | 30 | $ 6,940,000 | $ 231,333 | $ 82,000 |
| Goldsboro, NC | 30 | $ 6,380,000 | $ 212,666 | $ 63,000 |
| Homosassa Springs, FL | 30 | $ 6,790,000 | $ 226,333 | $ 74,000 |
| Lynchburg, VA | 30 | $ 7,190,000 | $ 239,666 | $ 64,000 |
| Ann Arbor, MI | 29 | $ 9,995,000 | $ 344,655 | $ 132,000 |
| Hickory-Lenoir-Morganton, NC | 29 | $ 8,095,000 | $ 279,137 | $ 86,000 |
| Kankakee, IL | 29 | $ 5,845,000 | $ 201,551 | $ 73,000 |
| Macon-Bibb County, GA | 29 | $ 7,045,000 | $ 242,931 | $ 86,000 |
| Spartanburg, SC | 29 | $ 7,515,000 | $ 259,137 | $ 73,000 |
| Kingston, NY | 28 | $ 7,890,000 | $ 281,785 | $ 109,000 |
| Rapid City, SD | 28 | $ 7,400,000 | $ 264,285 | $ 79,000 |
| Redding, CA | 28 | $ 7,680,000 | $ 274,285 | $ 81,000 |
| Syracuse, NY | 28 | $ 6,340,000 | $ 226,428 | $ 98,000 |
| Topeka, KS | 27 | $ 6,405,000 | $ 237,222 | $ 82,000 |
| Burlington-South Burlington, VT | 26 | $ 7,230,000 | $ 278,076 | $ 95,000 |
| Madera, CA | 26 | $ 7,930,000 | $ 305,000 | $ 71,000 |
| Santa Cruz-Watsonville, CA | 26 | $ 14,710,000 | $ 565,769 | $ 126,000 |
| Tallahassee, FL | 26 | $ 7,450,000 | $ 286,538 | $ 70,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 25 | $ 6,235,000 | $ 249,400 | $ 119,000 |
| South Bend-Mishawaka, IN-MI | 25 | $ 6,685,000 | $ 267,400 | $ 138,880 |
| Bismarck, ND | 24 | $ 6,200,000 | $ 258,333 | $ 44,000 |
| Flagstaff, AZ | 24 | $ 6,960,000 | $ 290,000 | $ 94,000 |
| Lake Charles, LA | 24 | $ 5,120,000 | $ 213,333 | $ 82,000 |
| Canton-Massillon, OH | 23 | $ 5,295,000 | $ 230,217 | $ 66,000 |
| Napa, CA | 23 | $ 9,815,000 | $ 426,739 | $ 95,000 |
| Ocean City, NJ | 23 | $ 8,605,000 | $ 374,130 | $ 161,000 |
| Sumter, SC | 23 | $ 4,675,000 | $ 203,260 | $ 66,000 |
| Alexandria, LA | 22 | $ 5,120,000 | $ 232,727 | $ 76,000 |
| Idaho Falls, ID | 22 | $ 5,970,000 | $ 271,363 | $ 71,000 |
| Peoria, IL | 22 | $ 4,960,000 | $ 225,454 | $ 87,000 |
| Pittsfield, MA | 22 | $ 6,480,000 | $ 294,545 | $ 127,000 |
| Sebastian-Vero Beach, FL | 22 | $ 5,240,000 | $ 238,181 | $ 97,000 |
| Huntington-Ashland, WV-KY-OH | 21 | $ 4,915,000 | $ 234,047 | $ 94,380 |
| Kingsport-Bristol-Bristol, TN-VA | 21 | $ 4,965,000 | $ 236,428 | $ 70,666 |
| Athens-Clarke County, GA | 20 | $ 5,100,000 | $ 255,000 | $ 77,000 |
| Burlington, NC | 20 | $ 4,800,000 | $ 240,000 | $ 71,000 |
| Lebanon, PA | 20 | $ 6,220,000 | $ 311,000 | $ 85,000 |
| Walla Walla, WA | 20 | $ 5,020,000 | $ 251,000 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 20 | $ 4,880,000 | $ 244,000 | $ 80,000 |
| Columbia, MO | 19 | $ 4,505,000 | $ 237,105 | $ 72,000 |
| Flint, MI | 19 | $ 4,145,000 | $ 218,157 | $ 74,000 |
| Fort Smith, AR-OK | 19 | $ 3,605,000 | $ 189,736 | $ 67,421 |
| Missoula, MT | 19 | $ 5,605,000 | $ 295,000 | $ 68,000 |
| Sioux Falls, SD | 19 | $ 4,935,000 | $ 259,736 | $ 78,000 |
| Twin Falls, ID | 19 | $ 5,305,000 | $ 279,210 | $ 68,000 |
| Cedar Rapids, IA | 18 | $ 3,970,000 | $ 220,555 | $ 81,000 |
| Evansville, IN-KY | 18 | $ 3,800,000 | $ 211,111 | $ 75,000 |
| Lewiston-Auburn, ME | 18 | $ 4,030,000 | $ 223,888 | $ 95,000 |
| Michigan City-La Porte, IN | 18 | $ 5,130,000 | $ 285,000 | $ 194,000 |
| Bangor, ME | 17 | $ 4,165,000 | $ 245,000 | $ 94,000 |
| Bowling Green, KY | 17 | $ 3,955,000 | $ 232,647 | $ 109,000 |
| Brunswick, GA | 17 | $ 4,725,000 | $ 277,941 | $ 99,000 |
| Decatur, AL | 17 | $ 3,865,000 | $ 227,352 | $ 87,000 |
| Green Bay, WI | 17 | $ 3,815,000 | $ 224,411 | $ 87,000 |
| Niles-Benton Harbor, MI | 17 | $ 3,225,000 | $ 189,705 | $ 129,000 |
| Springfield, OH | 17 | $ 4,145,000 | $ 243,823 | $ 101,000 |
| St. Cloud, MN | 17 | $ 4,915,000 | $ 289,117 | $ 90,000 |
| Chambersburg-Waynesboro, PA | 16 | $ 3,840,000 | $ 240,000 | $ 85,000 |
| Gettysburg, PA | 16 | $ 3,560,000 | $ 222,500 | $ 78,000 |
| Jackson, TN | 16 | $ 3,360,000 | $ 210,000 | $ 62,000 |
| Cleveland, TN | 15 | $ 4,295,000 | $ 286,333 | $ 85,000 |
| Great Falls, MT | 15 | $ 3,445,000 | $ 229,666 | $ 87,000 |
| Hattiesburg, MS | 15 | $ 3,715,000 | $ 247,666 | $ 116,000 |
| Hot Springs, AR | 15 | $ 3,275,000 | $ 218,333 | $ 65,000 |
| Iowa City, IA | 15 | $ 4,145,000 | $ 276,333 | $ 100,000 |
| La Crosse-Onalaska, WI-MN | 15 | $ 3,595,000 | $ 239,666 | $ 97,266 |
| Monroe, LA | 15 | $ 3,265,000 | $ 217,666 | $ 89,000 |
| Valdosta, GA | 15 | $ 3,195,000 | $ 213,000 | $ 59,000 |
| Watertown-Fort Drum, NY | 15 | $ 3,905,000 | $ 260,333 | $ 81,000 |
| Columbus, IN | 14 | $ 3,960,000 | $ 282,857 | $ 63,000 |
| Corvallis, OR | 14 | $ 5,060,000 | $ 361,428 | $ 107,000 |
| Greenville, NC | 14 | $ 3,320,000 | $ 237,142 | $ 66,000 |
| Johnson City, TN | 14 | $ 4,360,000 | $ 311,428 | $ 82,000 |
| Morristown, TN | 14 | $ 3,000,000 | $ 214,285 | $ 86,000 |
| Rocky Mount, NC | 14 | $ 3,290,000 | $ 235,000 | $ 71,000 |
| Ames, IA | 13 | $ 3,635,000 | $ 279,615 | $ 120,000 |
| Auburn-Opelika, AL | 13 | $ 2,985,000 | $ 229,615 | $ 125,000 |
| Carson City, NV | 13 | $ 4,475,000 | $ 344,230 | $ 74,000 |
| Charleston, WV | 13 | $ 3,345,000 | $ 257,307 | $ 100,000 |
| Corpus Christi, TX | 13 | $ 2,965,000 | $ 228,076 | $ 149,000 |
| Farmington, NM | 13 | $ 2,885,000 | $ 221,923 | $ 64,000 |
| Houma-Thibodaux, LA | 13 | $ 3,195,000 | $ 245,769 | $ 75,000 |
| Lafayette-West Lafayette, IN | 13 | $ 2,965,000 | $ 228,076 | $ 72,000 |
| Oshkosh-Neenah, WI | 13 | $ 2,915,000 | $ 224,230 | $ 74,000 |
| Sheboygan, WI | 13 | $ 2,465,000 | $ 189,615 | $ 86,000 |
| Sioux City, IA-NE-SD | 13 | $ 2,645,000 | $ 203,461 | $ 64,538 |
| Albany, GA | 12 | $ 2,810,000 | $ 234,166 | $ 86,000 |
| Cape Girardeau, MO-IL | 12 | $ 2,730,000 | $ 227,500 | $ 78,000 |
| Dothan, AL | 12 | $ 3,780,000 | $ 315,000 | $ 110,000 |
| Florence, SC | 12 | $ 3,040,000 | $ 253,333 | $ 104,000 |
| Morgantown, WV | 12 | $ 4,080,000 | $ 340,000 | $ 113,000 |
| Muskegon, MI | 12 | $ 2,870,000 | $ 239,166 | $ 85,000 |
| Parkersburg-Vienna, WV | 12 | $ 2,550,000 | $ 212,500 | $ 69,000 |
| St. Joseph, MO-KS | 12 | $ 2,530,000 | $ 210,833 | $ 67,000 |
| Brownsville-Harlingen, TX | 11 | $ 2,245,000 | $ 204,090 | $ 131,000 |
| Dubuque, IA | 11 | $ 2,185,000 | $ 198,636 | $ 50,000 |
| Grand Forks, ND-MN | 11 | $ 2,825,000 | $ 256,818 | $ 101,000 |
| Hammond, LA | 11 | $ 2,485,000 | $ 225,909 | $ 51,000 |
| Lewiston, ID-WA | 11 | $ 2,965,000 | $ 269,545 | $ 70,727 |
| McAllen-Edinburg-Mission, TX | 11 | $ 2,095,000 | $ 190,454 | $ 87,000 |
| Monroe, MI | 11 | $ 2,635,000 | $ 239,545 | $ 77,000 |
| Sebring, FL | 11 | $ 2,905,000 | $ 264,090 | $ 86,000 |
| Springfield, IL | 11 | $ 2,525,000 | $ 229,545 | $ 125,000 |
| Terre Haute, IN | 11 | $ 2,265,000 | $ 205,909 | $ 63,000 |
| Vineland-Bridgeton, NJ | 11 | $ 2,405,000 | $ 218,636 | $ 81,000 |
| Elkhart-Goshen, IN | 10 | $ 2,250,000 | $ 225,000 | $ 91,000 |
| Jonesboro, AR | 10 | $ 2,610,000 | $ 261,000 | $ 115,000 |
| Lawrence, KS | 10 | $ 2,720,000 | $ 272,000 | $ 82,000 |
| Pocatello, ID | 10 | $ 3,170,000 | $ 317,000 | $ 84,000 |
| Staunton-Waynesboro, VA | 10 | $ 2,370,000 | $ 237,000 | $ 65,000 |
| Utica-Rome, NY | 10 | $ 2,370,000 | $ 237,000 | $ 137,000 |
| Wausau, WI | 10 | $ 2,480,000 | $ 248,000 | $ 74,000 |
| Wheeling, WV-OH | 10 | $ 2,600,000 | $ 260,000 | $ 113,600 |
| Champaign-Urbana, IL | 9 | $ 2,135,000 | $ 237,222 | $ 74,000 |
| Glens Falls, NY | 9 | $ 2,275,000 | $ 252,777 | $ 36,000 |
| Harrisonburg, VA | 9 | $ 2,485,000 | $ 276,111 | $ 85,000 |
| Janesville-Beloit, WI | 9 | $ 1,965,000 | $ 218,333 | $ 52,000 |
| Joplin, MO | 9 | $ 2,215,000 | $ 246,111 | $ 58,000 |
| Kalamazoo-Portage, MI | 9 | $ 1,925,000 | $ 213,888 | $ 92,000 |
| Midland, TX | 9 | $ 2,965,000 | $ 329,444 | $ 109,000 |
| Odessa, TX | 9 | $ 2,205,000 | $ 245,000 | $ 100,000 |
| Appleton, WI | 8 | $ 2,330,000 | $ 291,250 | $ 89,000 |
| Erie, PA | 8 | $ 1,350,000 | $ 168,750 | $ 88,000 |
| Grand Island, NE | 8 | $ 2,010,000 | $ 251,250 | $ 100,000 |
| Jefferson City, MO | 8 | $ 1,950,000 | $ 243,750 | $ 79,000 |
| State College, PA | 8 | $ 2,200,000 | $ 275,000 | $ 181,000 |
| Abilene, TX | 7 | $ 1,725,000 | $ 246,428 | $ 99,000 |
| Battle Creek, MI | 7 | $ 1,245,000 | $ 177,857 | $ 77,000 |
| Bay City, MI | 7 | $ 1,195,000 | $ 170,714 | $ 47,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,765,000 | $ 252,142 | $ 98,000 |
| Eau Claire, WI | 7 | $ 1,675,000 | $ 239,285 | $ 54,000 |
| Enid, OK | 7 | $ 1,535,000 | $ 219,285 | $ 59,000 |
| Florence-Muscle Shoals, AL | 7 | $ 1,565,000 | $ 223,571 | $ 63,000 |
| Jackson, MI | 7 | $ 1,545,000 | $ 220,714 | $ 104,000 |
| Mansfield, OH | 7 | $ 1,525,000 | $ 217,857 | $ 65,000 |
| Williamsport, PA | 7 | $ 1,875,000 | $ 267,857 | $ 63,000 |
| El Centro, CA | 6 | $ 1,410,000 | $ 235,000 | $ 83,000 |
| Tyler, TX | 6 | $ 1,640,000 | $ 273,333 | $ 101,000 |
| Waco, TX | 6 | $ 1,470,000 | $ 245,000 | $ 144,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 1,040,000 | $ 173,333 | $ 78,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 1,330,000 | $ 221,666 | $ 119,333 |
| Altoona, PA | 5 | $ 1,125,000 | $ 225,000 | $ 102,000 |
| Amarillo, TX | 5 | $ 1,365,000 | $ 273,000 | $ 140,000 |
| Anniston-Oxford-Jacksonville, AL | 5 | $ 1,205,000 | $ 241,000 | $ 85,000 |
| Bloomington, IL | 5 | $ 1,015,000 | $ 203,000 | $ 89,000 |
| Carbondale-Marion, IL | 5 | $ 1,415,000 | $ 283,000 | $ 106,000 |
| Fond Du Lac, WI | 5 | $ 1,395,000 | $ 279,000 | $ 65,000 |
| Laredo, TX | 5 | $ 965,000 | $ 193,000 | $ 110,000 |
| Midland, MI | 5 | $ 1,115,000 | $ 223,000 | $ 86,000 |
| Rome, GA | 5 | $ 1,045,000 | $ 209,000 | $ 67,000 |
| Saginaw, MI | 5 | $ 1,575,000 | $ 315,000 | $ 75,000 |
| San Angelo, TX | 5 | $ 1,415,000 | $ 283,000 | $ 73,000 |
| Texarkana, TX-AR | 5 | $ 1,345,000 | $ 269,000 | $ 73,000 |
| Binghamton, NY | 4 | $ 600,000 | $ 150,000 | $ 52,000 |
| Bloomsburg-Berwick, PA | 4 | $ 1,040,000 | $ 260,000 | $ 185,000 |
| College Station-Bryan, TX | 4 | $ 3,000,000 | $ 750,000 | $ 119,000 |
| Decatur, IL | 4 | $ 720,000 | $ 180,000 | $ 93,000 |
| Gadsden, AL | 4 | $ 810,000 | $ 202,500 | $ 56,000 |
| Kokomo, IN | 4 | $ 720,000 | $ 180,000 | $ 65,000 |
| Mankato-North Mankato, MN | 4 | $ 1,120,000 | $ 280,000 | $ 71,000 |
| Owensboro, KY | 4 | $ 820,000 | $ 205,000 | $ 69,000 |
| Sherman-Denison, TX | 4 | $ 1,640,000 | $ 410,000 | $ 157,000 |
| Victoria, TX | 4 | $ 1,060,000 | $ 265,000 | $ 115,000 |
| Dalton, GA | 3 | $ 665,000 | $ 221,666 | $ 75,000 |
| Muncie, IN | 3 | $ 605,000 | $ 201,666 | $ 59,000 |
| Pine Bluff, AR | 3 | $ 505,000 | $ 168,333 | $ 95,000 |
| Wichita Falls, TX | 3 | $ 745,000 | $ 248,333 | $ 156,000 |
| Beckley, WV | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| Cumberland, MD-WV | 2 | $ 790,000 | $ 395,000 | $ 95,000 |
| Johnstown, PA | 2 | $ 300,000 | $ 150,000 | $ 99,000 |
| Lima, OH | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| Longview, TX | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Danville, IL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Elmira, NY | 1 | $ 605,000 | $ 605,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 27,431 | $8,892,565,000 | $324,000 | $2,885,000 | $121,000 | $5,424,000 |
| Cash-out Refinancing | 20,340 | $6,671,820,000 | $328,000 | $2,855,000 | $96,000 | $4,800,000 |
| Home Purchase | 10,341 | $3,691,015,000 | $356,000 | $2,995,000 | $114,000 | $3,180,000 |
| Other Purpose | 1,006 | $312,810,000 | $310,000 | $2,005,000 | $115,000 | $1,440,000 |
| Home Improvement | 31 | $2,275,000 | $73,000 | $195,000 | $167,000 | $685,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,142 | $8,136,780,000 | $337,000 | $2,855,000 | $121,000 | $5,424,000 |
| Not Provided | 20,308 | $6,638,060,000 | $326,000 | $2,885,000 | $101,000 | $2,400,000 |
| Hispanic | 6,439 | $1,933,025,000 | $300,000 | $1,665,000 | $83,000 | $1,299,000 |
| Black or African American | 5,990 | $1,904,410,000 | $317,000 | $2,995,000 | $93,000 | $878,000 |
| Asian | 1,781 | $786,445,000 | $441,000 | $2,725,000 | $142,000 | $1,313,000 |
| American Indian or Alaskan Native | 276 | $83,810,000 | $303,000 | $1,505,000 | $97,000 | $2,081,000 |
| Native Hawaiian or Other Pacific Islander | 186 | $73,350,000 | $394,000 | $1,475,000 | $95,000 | $534,000 |
| Not applicable | 1 | $2,165,000 | $2,165,000 | $2,165,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 26,768 | $8,589,440,000 | $320,000 | $2,995,000 | $86,000 | $1,353,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,202 | $8,814,720,000 | $349,000 | $2,885,000 | $128,000 | $5,424,000 |
| FHA-insured (Federal Housing Administration) | 7,078 | $2,145,500,000 | $303,000 | $1,605,000 | $76,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 101 | $20,825,000 | $206,000 | $405,000 | $55,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29,182 | $9,867,380,000 | $338,000 | $2,725,000 | $112,000 | $4,058,000 |
| Application Denied By Financial Institution | 12,248 | $3,910,020,000 | $319,000 | $2,995,000 | $101,000 | $3,642,000 |
| Application Withdrawn By Applicant | 11,310 | $3,722,870,000 | $329,000 | $2,855,000 | $105,000 | $4,496,000 |
| File Closed For Incompleteness | 5,432 | $1,758,930,000 | $323,000 | $2,885,000 | $104,000 | $4,800,000 |
| Application Approved But Not Accepted | 670 | $212,650,000 | $317,000 | $2,225,000 | $117,000 | $5,424,000 |
| Preapproval Denied by Financial Institution | 264 | $82,020,000 | $310,000 | $2,005,000 | $94,000 | $1,288,000 |
| Preapproval Approved but not Accepted | 43 | $16,615,000 | $386,000 | $1,325,000 | $106,000 | $475,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 46,637 | $15,578,445,000 | $334,000 | $2,885,000 | $110,000 | $5,424,000 |
| Credit Application Incomplete | 9,150 | $2,857,510,000 | $312,000 | $2,665,000 | $108,000 | $3,642,000 |
| Debt-To-Income Ratio | 1,062 | $393,240,000 | $370,000 | $2,565,000 | $73,000 | $658,000 |
| Credit History | 796 | $249,070,000 | $312,000 | $2,995,000 | $89,000 | $1,200,000 |
| Collateral | 600 | $191,310,000 | $318,000 | $1,815,000 | $100,000 | $878,000 |
| Other | 516 | $166,110,000 | $321,000 | $1,505,000 | $97,000 | $606,000 |
| Unverifiable Information | 245 | $88,825,000 | $362,000 | $2,205,000 | $97,000 | $737,000 |
| Employment History | 90 | $28,300,000 | $314,000 | $915,000 | $73,000 | $353,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $17,155,000 | $336,000 | $1,065,000 | $88,000 | $272,000 |
| Mortgage Insurance Denied | 2 | $520,000 | $260,000 | $295,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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