Texana Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texana Bank, National Association Po Box 546 Linden, TX 75563 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 625 |
| Total Mortgage Loan Application Amount | $137,915,000 |
| Average Mortgage Loan Application Amount | $238,750 |
| Highest Mortgage Loan Application Amount | $2,755,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Texana Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texana Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Texana Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texana Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Texana Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texana Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 31 | $ 8,375,000 | $ 270,000 | $ 119,000 |
| Bowie County Texas | 18 | $ 2,370,000 | $ 131,000 | $ 131,000 |
| Tarrant County Texas | 18 | $ 4,300,000 | $ 238,000 | $ 86,000 |
| Macomb County Michigan | 17 | $ 3,155,000 | $ 185,000 | $ 50,000 |
| Brown County Texas | 15 | $ 1,775,000 | $ 118,000 | $ 59,000 |
| Miller County Arkansas | 14 | $ 2,190,000 | $ 156,000 | $ 103,000 |
| Dallas County Texas | 14 | $ 2,900,000 | $ 207,000 | $ 83,000 |
| Denton County Texas | 14 | $ 3,300,000 | $ 235,000 | $ 83,000 |
| El Paso County Texas | 12 | $ 1,480,000 | $ 123,000 | $ 72,000 |
| Gregg County Texas | 11 | $ 2,575,000 | $ 234,000 | $ 91,000 |
| Tulsa County Oklahoma | 10 | $ 2,260,000 | $ 226,000 | $ 82,000 |
| San Bernardino County California | 8 | $ 2,050,000 | $ 256,000 | $ 79,000 |
| Harrison County Texas | 8 | $ 1,280,000 | $ 160,000 | $ 102,000 |
| Oklahoma County Oklahoma | 7 | $ 1,085,000 | $ 155,000 | $ 61,000 |
| Cass County Texas | 7 | $ 475,000 | $ 67,000 | $ 47,000 |
| Clark County Nevada | 6 | $ 1,480,000 | $ 246,000 | $ 68,000 |
| Franklin County Ohio | 6 | $ 2,260,000 | $ 376,000 | $ 116,000 |
| McLennan County Texas | 6 | $ 1,070,000 | $ 178,000 | $ 51,000 |
| Riverside County California | 5 | $ 3,785,000 | $ 757,000 | $ 173,000 |
| Seminole County Florida | 5 | $ 1,215,000 | $ 243,000 | $ 59,000 |
| Volusia County Florida | 5 | $ 795,000 | $ 159,000 | $ 50,000 |
| Upshur County Texas | 5 | $ 415,000 | $ 83,000 | $ 65,000 |
| Pierce County Washington | 5 | $ 1,565,000 | $ 313,000 | $ 54,000 |
| Maricopa County Arizona | 4 | $ 700,000 | $ 175,000 | $ 49,000 |
| Los Angeles County California | 4 | $ 1,600,000 | $ 400,000 | $ 126,000 |
| Arapahoe County Colorado | 4 | $ 1,000,000 | $ 250,000 | $ 60,000 |
| Cumberland County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 4 | $ 940,000 | $ 235,000 | $ 59,000 |
| Thurston County Washington | 4 | $ 950,000 | $ 237,000 | $ 61,000 |
| San Joaquin County California | 3 | $ 855,000 | $ 285,000 | $ 75,000 |
| Miami-Dade County Florida | 3 | $ 535,000 | $ 178,000 | $ 46,000 |
| Polk County Florida | 3 | $ 445,000 | $ 148,000 | $ 41,000 |
| St. Lucie County Florida | 3 | $ 865,000 | $ 288,000 | $ 149,000 |
| York County Maine | 3 | $ 795,000 | $ 265,000 | $ 82,000 |
| Baltimore County Maryland | 3 | $ 645,000 | $ 215,000 | $ 64,000 |
| Forsyth County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 60,000 |
| Mecklenburg County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 39,000 |
| Pittsburg County Oklahoma | 3 | $ 445,000 | $ 148,000 | $ 63,000 |
| Greenville County South Carolina | 3 | $ 565,000 | $ 188,000 | $ 69,000 |
| Harris County Texas | 3 | $ 615,000 | $ 205,000 | $ 78,000 |
| Henrico County Virginia | 3 | $ 575,000 | $ 191,000 | $ 75,000 |
| Mason County Washington | 3 | $ 935,000 | $ 311,000 | $ 93,000 |
| Spokane County Washington | 3 | $ 575,000 | $ 191,000 | $ 50,000 |
| Baldwin County Alabama | 2 | $ 360,000 | $ 180,000 | $ 37,000 |
| Madison County Alabama | 2 | $ 310,000 | $ 155,000 | $ 28,000 |
| Russell County Alabama | 2 | $ 500,000 | $ 250,000 | $ 79,000 |
| Pinal County Arizona | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| Benton County Arkansas | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Little River County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Saline County Arkansas | 2 | $ 390,000 | $ 195,000 | $ 48,000 |
| Contra Costa County California | 2 | $ 790,000 | $ 395,000 | $ 93,000 |
| Kern County California | 2 | $ 640,000 | $ 320,000 | $ 124,000 |
| San Diego County California | 2 | $ 980,000 | $ 490,000 | $ 104,000 |
| Denver County Colorado | 2 | $ 450,000 | $ 225,000 | $ 42,000 |
| Jefferson County Colorado | 2 | $ 730,000 | $ 365,000 | $ 58,000 |
| Mesa County Colorado | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Hartford County Connecticut | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Brevard County Florida | 2 | $ 460,000 | $ 230,000 | $ 44,000 |
| Broward County Florida | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Lake County Florida | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| Lee County Florida | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Orange County Florida | 2 | $ 550,000 | $ 275,000 | $ 62,000 |
| Newton County Georgia | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| Ada County Idaho | 2 | $ 420,000 | $ 210,000 | $ 34,000 |
| Johnson County Kansas | 2 | $ 470,000 | $ 235,000 | $ 96,000 |
| Jefferson County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 61,000 |
| Penobscot County Maine | 2 | $ 460,000 | $ 230,000 | $ 63,000 |
| Charles County Maryland | 2 | $ 540,000 | $ 270,000 | $ 152,000 |
| Middlesex County Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 126,000 |
| Suffolk County Massachusetts | 2 | $ 650,000 | $ 325,000 | $ 58,000 |
| Genesee County Michigan | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| Boone County Missouri | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| St. Louis County Missouri | 2 | $ 320,000 | $ 160,000 | $ 47,000 |
| Essex County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 142,000 |
| Passaic County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 77,000 |
| Albany County New York | 2 | $ 520,000 | $ 260,000 | $ 61,000 |
| Queens County New York | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Suffolk County New York | 2 | $ 1,030,000 | $ 515,000 | $ 177,000 |
| Buncombe County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 59,000 |
| Durham County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 90,000 |
| Gaston County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Guilford County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 104,000 |
| Kay County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 117,000 |
| Mayes County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Montgomery County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 112,000 |
| Kent County Rhode Island | 2 | $ 650,000 | $ 325,000 | $ 128,000 |
| Providence County Rhode Island | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Aiken County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Dorchester County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 49,000 |
| Horry County South Carolina | 2 | $ 700,000 | $ 350,000 | $ 217,000 |
| Richland County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Davidson County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 33,000 |
| Shelby County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 41,000 |
| Bexar County Texas | 2 | $ 610,000 | $ 305,000 | $ 80,000 |
| Brazoria County Texas | 2 | $ 490,000 | $ 245,000 | $ 133,000 |
| Galveston County Texas | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| Hays County Texas | 2 | $ 450,000 | $ 225,000 | $ 67,000 |
| Henderson County Texas | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Prince George County Virginia | 2 | $ 440,000 | $ 220,000 | $ 58,000 |
| Salem County Virginia | 2 | $ 550,000 | $ 275,000 | $ 141,000 |
| Spotsylvania County Virginia | 2 | $ 720,000 | $ 360,000 | $ 147,000 |
| Snohomish County Washington | 2 | $ 590,000 | $ 295,000 | $ 65,000 |
| Milwaukee County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Jefferson County Alabama | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Mohave County Arizona | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Yavapai County Arizona | 1 | $ 315,000 | $ 315,000 | $ 41,000 |
| Faulkner County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 137,000 |
| Pulaski County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Sevier County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 387,000 |
| Humboldt County California | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| Monterey County California | 1 | $ 355,000 | $ 355,000 | $ 60,000 |
| Sacramento County California | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Solano County California | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Sonoma County California | 1 | $ 435,000 | $ 435,000 | $ 158,000 |
| Archuleta County Colorado | 1 | $ 395,000 | $ 395,000 | $ 62,000 |
| Clear Creek County Colorado | 1 | $ 395,000 | $ 395,000 | $ 42,000 |
| Delta County Colorado | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fremont County Colorado | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Las Animas County Colorado | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| San Juan County Colorado | 1 | $ 285,000 | $ 285,000 | $ 51,000 |
| Teller County Colorado | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| New Haven County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kent County Delaware | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| New Castle County Delaware | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Clay County Florida | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Collier County Florida | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| DeSoto County Florida | 1 | $ 155,000 | $ 155,000 | $ 14,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Hernando County Florida | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Indian River County Florida | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Manatee County Florida | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Palm Beach County Florida | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Pasco County Florida | 1 | $ 315,000 | $ 315,000 | $ 174,000 |
| Pinellas County Florida | 1 | $ 485,000 | $ 485,000 | $ 151,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Wakulla County Florida | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Catoosa County Georgia | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Cherokee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Columbia County Georgia | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Fulton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Gwinnett County Georgia | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Habersham County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hall County Georgia | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Henry County Georgia | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Liberty County Georgia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Paulding County Georgia | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Richmond County Georgia | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Rockdale County Georgia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Union County Georgia | 1 | $ 395,000 | $ 395,000 | $ 115,000 |
| Ware County Georgia | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Bonneville County Idaho | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Idaho County Idaho | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Jefferson County Idaho | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Nez Perce County Idaho | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Lake County Indiana | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Boone County Iowa | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Campbell County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Madison County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Montgomery County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Ohio County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Woodford County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Assumption County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Caddo County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 36,000 |
| Jefferson County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Union County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Cumberland County Maine | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Frederick County Maryland | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Prince George's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Bristol County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Essex County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Worcester County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Branch County Michigan | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Eaton County Michigan | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Lapeer County Michigan | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Livingston County Michigan | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Midland County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wayne County Michigan | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Hennepin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Mower County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Olmsted County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| DeSoto County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Marion County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Simpson County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Dallas County Missouri | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Jackson County Missouri | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Flathead County Montana | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Saline County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Lyon County Nevada | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Carroll County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Hillsborough County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Union County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Bernalillo County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Otero County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Allegany County New York | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Genesee County New York | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Kings County New York | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Monroe County New York | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Nassau County New York | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Richmond County New York | 1 | $ 555,000 | $ 555,000 | $ 240,000 |
| Sullivan County New York | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Ulster County New York | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
| Camden County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Iredell County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Union County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Wayne County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 48,000 |
| Butler County Ohio | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Greene County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Huron County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Licking County Ohio | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Ross County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Summit County Ohio | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Canadian County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Carter County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Comanche County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Creek County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Custer County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Delaware County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Haskell County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Okmulgee County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Payne County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Rogers County Oklahoma | 1 | $ 715,000 | $ 715,000 | $ 340,000 |
| Wagoner County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Clackamas County Oregon | 1 | $ 385,000 | $ 385,000 | $ 49,000 |
| Coos County Oregon | 1 | $ 195,000 | $ 195,000 | $ 31,000 |
| Josephine County Oregon | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Lane County Oregon | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Marion County Oregon | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Allegheny County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 1,000,000 |
| Carbon County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Cumberland County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Lancaster County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Washington County Rhode Island | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Anderson County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 241,000 |
| Beaufort County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Berkeley County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Charleston County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 191,000 |
| Clarendon County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Florence County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Greenwood County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Kershaw County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 41,000 |
| Minnehaha County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Pennington County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Hamblen County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Hawkins County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Jefferson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Sevier County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 22,000 |
| Sullivan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Sumner County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Bee County Texas | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Bosque County Texas | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Cherokee County Texas | 1 | $ 155,000 | $ 155,000 | $ 15,000 |
| Duval County Texas | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Eastland County Texas | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Ellis County Texas | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Guadalupe County Texas | 1 | $ 265,000 | $ 265,000 | $ 139,000 |
| Kaufman County Texas | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Lamar County Texas | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Leon County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Limestone County Texas | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Llano County Texas | 1 | $ 125,000 | $ 125,000 | $ 190,000 |
| Parker County Texas | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Smith County Texas | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Van Zandt County Texas | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Ward County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Webb County Texas | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Wharton County Texas | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Wise County Texas | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Box Elder County Utah | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Davis County Utah | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Grand County Utah | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Salt Lake County Utah | 1 | $ 185,000 | $ 185,000 | $ 27,000 |
| Weber County Utah | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Windham County Vermont | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Caroline County Virginia | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Chesapeake County Virginia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Staunton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Suffolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Virginia Beach County Virginia | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Cowlitz County Washington | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Franklin County Washington | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Island County Washington | 1 | $ 365,000 | $ 365,000 | $ 0 |
| King County Washington | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
| Kitsap County Washington | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Berkeley County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mineral County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Dane County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| St. Croix County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Washakie County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 213 | $51,035,000 | $239,000 | $775,000 | $76,000 | $372,000 |
| Home Purchase | 196 | $35,870,000 | $183,000 | $485,000 | $80,000 | $387,000 |
| Refinancing | 194 | $44,300,000 | $228,000 | $1,235,000 | $88,000 | $1,000,000 |
| Home Improvement | 22 | $6,710,000 | $305,000 | $2,755,000 | $104,000 | $600,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 319 | $74,855,000 | $234,000 | $775,000 | $77,000 | $1,000,000 |
| White | 208 | $43,450,000 | $208,000 | $2,755,000 | $92,000 | $600,000 |
| Hispanic | 35 | $6,435,000 | $183,000 | $585,000 | $65,000 | $231,000 |
| Not applicable | 28 | $5,980,000 | $213,000 | $1,235,000 | $71,000 | $129,000 |
| Black or African American | 26 | $4,980,000 | $191,000 | $595,000 | $78,000 | $448,000 |
| Asian | 7 | $1,835,000 | $262,000 | $365,000 | $86,000 | $130,000 |
| American Indian or Alaskan Native | 2 | $380,000 | $190,000 | $265,000 | $44,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 285 | $64,395,000 | $225,000 | $2,755,000 | $102,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 165 | $38,445,000 | $233,000 | $595,000 | $61,000 | $144,000 |
| FHA-insured (Federal Housing Administration) | 163 | $33,155,000 | $203,000 | $585,000 | $67,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,920,000 | $160,000 | $225,000 | $47,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 297 | $67,375,000 | $226,000 | $775,000 | $81,000 | $1,000,000 |
| Loan Originated | 268 | $54,810,000 | $204,000 | $1,235,000 | $81,000 | $448,000 |
| Application Denied By Financial Institution | 37 | $9,935,000 | $268,000 | $2,755,000 | $82,000 | $600,000 |
| Application Approved But Not Accepted | 23 | $5,795,000 | $251,000 | $715,000 | $99,000 | $340,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 588 | $127,980,000 | $217,000 | $1,235,000 | $81,000 | $1,000,000 |
| Credit History | 13 | $3,175,000 | $244,000 | $515,000 | $74,000 | $151,000 |
| Debt-To-Income Ratio | 13 | $2,175,000 | $167,000 | $265,000 | $53,000 | $129,000 |
| Collateral | 8 | $1,460,000 | $182,000 | $355,000 | $81,000 | $190,000 |
| Other | 2 | $2,940,000 | $1,470,000 | $2,755,000 | $321,000 | $600,000 |
| Unverifiable Information | 1 | $185,000 | $185,000 | $185,000 | $80,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texana Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texana Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.