Texana Bank Mortgage Lending & HMDA Data, 2019

In 2019, Texana Bank of Linden, TX reported 625 mortgage applications totaling $137.9 million, up 88% from 2018. The average application was for $220,664, and applicants reported an average income of $81,964. 43% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (50), Texarkana, TX-AR (34) and Dallas-Plano-Irving, TX (30) (applications in parentheses).

Mortgage Company & Address Texana Bank
124 E Rush St
Linden, TX 75563
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 625
Total Mortgage Loan Application Amount $137,915,000
Average Mortgage Loan Application Amount $220,664
Highest Mortgage Loan Application Amount $2,755,000
Average Applicant Income $81,964
Highest Applicant Income $1,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texana Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 31 $ 8,375,000 $ 270,161 $ 119,000
Bowie, Texas 18 $ 2,370,000 $ 131,666 $ 131,000
Tarrant, Texas 18 $ 4,300,000 $ 238,888 $ 86,000
Macomb, Michigan 17 $ 3,155,000 $ 185,588 $ 50,000
Brown, Texas 15 $ 1,775,000 $ 118,333 $ 59,000
Miller, Arkansas 14 $ 2,190,000 $ 156,428 $ 103,000
Dallas, Texas 14 $ 2,900,000 $ 207,142 $ 83,000
Denton, Texas 14 $ 3,300,000 $ 235,714 $ 83,000
El Paso, Texas 12 $ 1,480,000 $ 123,333 $ 72,000
Gregg, Texas 11 $ 2,575,000 $ 234,090 $ 91,000
Tulsa, Oklahoma 10 $ 2,260,000 $ 226,000 $ 82,000
San Bernardino, California 8 $ 2,050,000 $ 256,250 $ 79,000
Harrison, Texas 8 $ 1,280,000 $ 160,000 $ 102,000
Oklahoma, Oklahoma 7 $ 1,085,000 $ 155,000 $ 61,000
Cass, Texas 7 $ 475,000 $ 67,857 $ 47,000
Clark, Nevada 6 $ 1,480,000 $ 246,666 $ 68,000
Franklin, Ohio 6 $ 2,260,000 $ 376,666 $ 116,000
McLennan, Texas 6 $ 1,070,000 $ 178,333 $ 51,000
Riverside, California 5 $ 3,785,000 $ 757,000 $ 173,000
Seminole, Florida 5 $ 1,215,000 $ 243,000 $ 59,000
Volusia, Florida 5 $ 795,000 $ 159,000 $ 50,000
Upshur, Texas 5 $ 415,000 $ 83,000 $ 65,000
Pierce, Washington 5 $ 1,565,000 $ 313,000 $ 54,000
Maricopa, Arizona 4 $ 700,000 $ 175,000 $ 49,000
Los Angeles, California 4 $ 1,600,000 $ 400,000 $ 126,000
Arapahoe, Colorado 4 $ 1,000,000 $ 250,000 $ 60,000
Cumberland, North Carolina 4 $ 710,000 $ 177,500 $ 65,000
Philadelphia, Pennsylvania 4 $ 940,000 $ 235,000 $ 59,000
Thurston, Washington 4 $ 950,000 $ 237,500 $ 61,000
San Joaquin, California 3 $ 855,000 $ 285,000 $ 75,000
Miami-Dade, Florida 3 $ 535,000 $ 178,333 $ 46,000
Polk, Florida 3 $ 445,000 $ 148,333 $ 41,000
St. Lucie, Florida 3 $ 865,000 $ 288,333 $ 149,000
York, Maine 3 $ 795,000 $ 265,000 $ 82,000
Baltimore, Maryland 3 $ 645,000 $ 215,000 $ 64,000
Forsyth, North Carolina 3 $ 685,000 $ 228,333 $ 60,000
Mecklenburg, North Carolina 3 $ 525,000 $ 175,000 $ 39,000
Pittsburg, Oklahoma 3 $ 445,000 $ 148,333 $ 63,000
Greenville, South Carolina 3 $ 565,000 $ 188,333 $ 69,000
Harris, Texas 3 $ 615,000 $ 205,000 $ 78,000
Henrico, Virginia 3 $ 575,000 $ 191,666 $ 75,000
Mason, Washington 3 $ 935,000 $ 311,666 $ 93,000
Spokane, Washington 3 $ 575,000 $ 191,666 $ 50,000
Baldwin, Alabama 2 $ 360,000 $ 180,000 $ 37,000
Madison, Alabama 2 $ 310,000 $ 155,000 $ 28,000
Russell, Alabama 2 $ 500,000 $ 250,000 $ 79,000
Pinal, Arizona 2 $ 430,000 $ 215,000 $ 69,000
Benton, Arkansas 2 $ 530,000 $ 265,000 $ 118,000
Little River, Arkansas 2 $ 200,000 $ 100,000 $ 76,000
Saline, Arkansas 2 $ 390,000 $ 195,000 $ 48,000
Contra Costa, California 2 $ 790,000 $ 395,000 $ 93,000
Kern, California 2 $ 640,000 $ 320,000 $ 124,000
San Diego, California 2 $ 980,000 $ 490,000 $ 104,000
Denver, Colorado 2 $ 450,000 $ 225,000 $ 42,000
Jefferson, Colorado 2 $ 730,000 $ 365,000 $ 58,000
Mesa, Colorado 2 $ 340,000 $ 170,000 $ 49,000
Hartford, Connecticut 2 $ 390,000 $ 195,000 $ 81,000
Brevard, Florida 2 $ 460,000 $ 230,000 $ 44,000
Broward, Florida 2 $ 400,000 $ 200,000 $ 63,000
Lake, Florida 2 $ 450,000 $ 225,000 $ 50,000
Lee, Florida 2 $ 490,000 $ 245,000 $ 72,000
Orange, Florida 2 $ 550,000 $ 275,000 $ 62,000
Newton, Georgia 2 $ 340,000 $ 170,000 $ 60,000
Ada, Idaho 2 $ 420,000 $ 210,000 $ 34,000
Johnson, Kansas 2 $ 470,000 $ 235,000 $ 96,000
Jefferson, Kentucky 2 $ 420,000 $ 210,000 $ 61,000
Penobscot, Maine 2 $ 460,000 $ 230,000 $ 63,000
Charles, Maryland 2 $ 540,000 $ 270,000 $ 152,000
Middlesex, Massachusetts 2 $ 730,000 $ 365,000 $ 126,000
Suffolk, Massachusetts 2 $ 650,000 $ 325,000 $ 58,000
Genesee, Michigan 2 $ 410,000 $ 205,000 $ 65,000
Boone, Missouri 2 $ 400,000 $ 200,000 $ 48,000
St. Louis, Missouri 2 $ 320,000 $ 160,000 $ 47,000
Essex, New Jersey 2 $ 570,000 $ 285,000 $ 142,000
Passaic, New Jersey 2 $ 540,000 $ 270,000 $ 77,000
Albany, New York 2 $ 520,000 $ 260,000 $ 61,000
Queens, New York 2 $ 390,000 $ 195,000 $ 93,000
Suffolk, New York 2 $ 1,030,000 $ 515,000 $ 177,000
Buncombe, North Carolina 2 $ 500,000 $ 250,000 $ 59,000
Durham, North Carolina 2 $ 470,000 $ 235,000 $ 90,000
Gaston, North Carolina 2 $ 320,000 $ 160,000 $ 66,000
Guilford, North Carolina 2 $ 500,000 $ 250,000 $ 104,000
Kay, Oklahoma 2 $ 350,000 $ 175,000 $ 117,000
Mayes, Oklahoma 2 $ 390,000 $ 195,000 $ 50,000
Montgomery, Pennsylvania 2 $ 520,000 $ 260,000 $ 112,000
Kent, Rhode Island 2 $ 650,000 $ 325,000 $ 128,000
Providence, Rhode Island 2 $ 370,000 $ 185,000 $ 71,000
Aiken, South Carolina 2 $ 280,000 $ 140,000 $ 81,000
Dorchester, South Carolina 2 $ 530,000 $ 265,000 $ 49,000
Horry, South Carolina 2 $ 700,000 $ 350,000 $ 217,000
Richland, South Carolina 2 $ 300,000 $ 150,000 $ 49,000
Davidson, Tennessee 2 $ 440,000 $ 220,000 $ 33,000
Shelby, Tennessee 2 $ 280,000 $ 140,000 $ 41,000
Bexar, Texas 2 $ 610,000 $ 305,000 $ 80,000
Brazoria, Texas 2 $ 490,000 $ 245,000 $ 133,000
Galveston, Texas 2 $ 410,000 $ 205,000 $ 115,000
Hays, Texas 2 $ 450,000 $ 225,000 $ 67,000
Henderson, Texas 2 $ 260,000 $ 130,000 $ 55,000
Prince George, Virginia 2 $ 440,000 $ 220,000 $ 58,000
Salem, Virginia 2 $ 550,000 $ 275,000 $ 141,000
Spotsylvania, Virginia 2 $ 720,000 $ 360,000 $ 147,000
Snohomish, Washington 2 $ 590,000 $ 295,000 $ 65,000
Milwaukee, Wisconsin 2 $ 480,000 $ 240,000 $ 85,000
Jefferson, Alabama 1 $ 135,000 $ 135,000 $ 44,000
Mohave, Arizona 1 $ 185,000 $ 185,000 $ 60,000
Pima, Arizona 1 $ 155,000 $ 155,000 $ 60,000
Yavapai, Arizona 1 $ 315,000 $ 315,000 $ 41,000
Faulkner, Arkansas 1 $ 135,000 $ 135,000 $ 137,000
Pulaski, Arkansas 1 $ 105,000 $ 105,000 $ 64,000
Sevier, Arkansas 1 $ 215,000 $ 215,000 $ 387,000
Humboldt, California 1 $ 255,000 $ 255,000 $ 42,000
Monterey, California 1 $ 355,000 $ 355,000 $ 60,000
Sacramento, California 1 $ 135,000 $ 135,000 $ 35,000
Solano, California 1 $ 285,000 $ 285,000 $ 50,000
Sonoma, California 1 $ 435,000 $ 435,000 $ 158,000
Archuleta, Colorado 1 $ 395,000 $ 395,000 $ 62,000
Clear Creek, Colorado 1 $ 395,000 $ 395,000 $ 42,000
Delta, Colorado 1 $ 255,000 $ 255,000 $ 75,000
El Paso, Colorado 1 $ 255,000 $ 255,000 $ 0
Fremont, Colorado 1 $ 65,000 $ 65,000 $ 16,000
Las Animas, Colorado 1 $ 155,000 $ 155,000 $ 53,000
San Juan, Colorado 1 $ 285,000 $ 285,000 $ 51,000
Teller, Colorado 1 $ 225,000 $ 225,000 $ 60,000
New Haven, Connecticut 1 $ 185,000 $ 185,000 $ 0
Kent, Delaware 1 $ 215,000 $ 215,000 $ 77,000
New Castle, Delaware 1 $ 285,000 $ 285,000 $ 69,000
Clay, Florida 1 $ 205,000 $ 205,000 $ 80,000
Collier, Florida 1 $ 295,000 $ 295,000 $ 81,000
DeSoto, Florida 1 $ 155,000 $ 155,000 $ 14,000
Duval, Florida 1 $ 175,000 $ 175,000 $ 128,000
Hernando, Florida 1 $ 185,000 $ 185,000 $ 42,000
Hillsborough, Florida 1 $ 185,000 $ 185,000 $ 55,000
Indian River, Florida 1 $ 185,000 $ 185,000 $ 52,000
Manatee, Florida 1 $ 235,000 $ 235,000 $ 51,000
Palm Beach, Florida 1 $ 215,000 $ 215,000 $ 59,000
Pasco, Florida 1 $ 315,000 $ 315,000 $ 174,000
Pinellas, Florida 1 $ 485,000 $ 485,000 $ 151,000
Sarasota, Florida 1 $ 275,000 $ 275,000 $ 58,000
Wakulla, Florida 1 $ 245,000 $ 245,000 $ 78,000
Catoosa, Georgia 1 $ 225,000 $ 225,000 $ 107,000
Cherokee, Georgia 1 $ 135,000 $ 135,000 $ 0
Columbia, Georgia 1 $ 175,000 $ 175,000 $ 45,000
Fulton, Georgia 1 $ 165,000 $ 165,000 $ 73,000
Gwinnett, Georgia 1 $ 265,000 $ 265,000 $ 70,000
Habersham, Georgia 1 $ 165,000 $ 165,000 $ 0
Hall, Georgia 1 $ 245,000 $ 245,000 $ 53,000
Henry, Georgia 1 $ 185,000 $ 185,000 $ 155,000
Liberty, Georgia 1 $ 145,000 $ 145,000 $ 60,000
Paulding, Georgia 1 $ 265,000 $ 265,000 $ 110,000
Richmond, Georgia 1 $ 285,000 $ 285,000 $ 83,000
Rockdale, Georgia 1 $ 115,000 $ 115,000 $ 39,000
Union, Georgia 1 $ 395,000 $ 395,000 $ 115,000
Ware, Georgia 1 $ 165,000 $ 165,000 $ 39,000
Bonneville, Idaho 1 $ 265,000 $ 265,000 $ 99,000
Idaho, Idaho 1 $ 195,000 $ 195,000 $ 65,000
Jefferson, Idaho 1 $ 275,000 $ 275,000 $ 62,000
Nez Perce, Idaho 1 $ 165,000 $ 165,000 $ 40,000
Lake, Indiana 1 $ 175,000 $ 175,000 $ 76,000
Boone, Iowa 1 $ 175,000 $ 175,000 $ 57,000
Campbell, Kentucky 1 $ 185,000 $ 185,000 $ 55,000
Madison, Kentucky 1 $ 225,000 $ 225,000 $ 0
Montgomery, Kentucky 1 $ 215,000 $ 215,000 $ 87,000
Ohio, Kentucky 1 $ 165,000 $ 165,000 $ 29,000
Woodford, Kentucky 1 $ 105,000 $ 105,000 $ 32,000
Assumption, Louisiana 1 $ 105,000 $ 105,000 $ 73,000
Caddo, Louisiana 1 $ 235,000 $ 235,000 $ 36,000
Jefferson, Louisiana 1 $ 155,000 $ 155,000 $ 0
Union, Louisiana 1 $ 185,000 $ 185,000 $ 78,000
Cumberland, Maine 1 $ 365,000 $ 365,000 $ 110,000
Frederick, Maryland 1 $ 245,000 $ 245,000 $ 83,000
Prince George's, Maryland 1 $ 195,000 $ 195,000 $ 35,000
Bristol, Massachusetts 1 $ 235,000 $ 235,000 $ 94,000
Essex, Massachusetts 1 $ 335,000 $ 335,000 $ 108,000
Worcester, Massachusetts 1 $ 195,000 $ 195,000 $ 54,000
Branch, Michigan 1 $ 75,000 $ 75,000 $ 21,000
Eaton, Michigan 1 $ 115,000 $ 115,000 $ 50,000
Lapeer, Michigan 1 $ 215,000 $ 215,000 $ 58,000
Livingston, Michigan 1 $ 265,000 $ 265,000 $ 61,000
Midland, Michigan 1 $ 125,000 $ 125,000 $ 0
Wayne, Michigan 1 $ 215,000 $ 215,000 $ 78,000
Hennepin, Minnesota 1 $ 205,000 $ 205,000 $ 0
Mower, Minnesota 1 $ 225,000 $ 225,000 $ 72,000
Olmsted, Minnesota 1 $ 345,000 $ 345,000 $ 103,000
DeSoto, Mississippi 1 $ 275,000 $ 275,000 $ 60,000
Marion, Mississippi 1 $ 155,000 $ 155,000 $ 135,000
Simpson, Mississippi 1 $ 305,000 $ 305,000 $ 94,000
Dallas, Missouri 1 $ 225,000 $ 225,000 $ 51,000
Jackson, Missouri 1 $ 235,000 $ 235,000 $ 46,000
Jasper, Missouri 1 $ 105,000 $ 105,000 $ 65,000
Flathead, Montana 1 $ 195,000 $ 195,000 $ 48,000
Douglas, Nebraska 1 $ 165,000 $ 165,000 $ 0
Lancaster, Nebraska 1 $ 165,000 $ 165,000 $ 0
Saline, Nebraska 1 $ 145,000 $ 145,000 $ 86,000
Lyon, Nevada 1 $ 245,000 $ 245,000 $ 64,000
Carroll, New Hampshire 1 $ 255,000 $ 255,000 $ 78,000
Hillsborough, New Hampshire 1 $ 255,000 $ 255,000 $ 68,000
Union, New Jersey 1 $ 205,000 $ 205,000 $ 65,000
Bernalillo, New Mexico 1 $ 155,000 $ 155,000 $ 46,000
Otero, New Mexico 1 $ 155,000 $ 155,000 $ 70,000
Allegany, New York 1 $ 165,000 $ 165,000 $ 47,000
Genesee, New York 1 $ 135,000 $ 135,000 $ 49,000
Kings, New York 1 $ 315,000 $ 315,000 $ 73,000
Monroe, New York 1 $ 115,000 $ 115,000 $ 52,000
Nassau, New York 1 $ 215,000 $ 215,000 $ 62,000
Richmond, New York 1 $ 555,000 $ 555,000 $ 240,000
Sullivan, New York 1 $ 165,000 $ 165,000 $ 134,000
Ulster, New York 1 $ 255,000 $ 255,000 $ 43,000
Camden, North Carolina 1 $ 255,000 $ 255,000 $ 103,000
Catawba, North Carolina 1 $ 145,000 $ 145,000 $ 54,000
Iredell, North Carolina 1 $ 235,000 $ 235,000 $ 108,000
Union, North Carolina 1 $ 285,000 $ 285,000 $ 71,000
Wayne, North Carolina 1 $ 285,000 $ 285,000 $ 48,000
Butler, Ohio 1 $ 155,000 $ 155,000 $ 30,000
Greene, Ohio 1 $ 165,000 $ 165,000 $ 0
Huron, Ohio 1 $ 115,000 $ 115,000 $ 0
Licking, Ohio 1 $ 215,000 $ 215,000 $ 48,000
Ross, Ohio 1 $ 125,000 $ 125,000 $ 0
Summit, Ohio 1 $ 185,000 $ 185,000 $ 46,000
Canadian, Oklahoma 1 $ 245,000 $ 245,000 $ 84,000
Carter, Oklahoma 1 $ 105,000 $ 105,000 $ 103,000
Comanche, Oklahoma 1 $ 245,000 $ 245,000 $ 63,000
Creek, Oklahoma 1 $ 115,000 $ 115,000 $ 52,000
Custer, Oklahoma 1 $ 75,000 $ 75,000 $ 35,000
Delaware, Oklahoma 1 $ 185,000 $ 185,000 $ 90,000
Haskell, Oklahoma 1 $ 95,000 $ 95,000 $ 38,000
Okmulgee, Oklahoma 1 $ 215,000 $ 215,000 $ 91,000
Payne, Oklahoma 1 $ 115,000 $ 115,000 $ 43,000
Rogers, Oklahoma 1 $ 715,000 $ 715,000 $ 340,000
Wagoner, Oklahoma 1 $ 185,000 $ 185,000 $ 70,000
Clackamas, Oregon 1 $ 385,000 $ 385,000 $ 49,000
Coos, Oregon 1 $ 195,000 $ 195,000 $ 31,000
Josephine, Oregon 1 $ 335,000 $ 335,000 $ 68,000
Lane, Oregon 1 $ 255,000 $ 255,000 $ 0
Marion, Oregon 1 $ 165,000 $ 165,000 $ 73,000
Allegheny, Pennsylvania 1 $ 485,000 $ 485,000 $ 1,000,000
Carbon, Pennsylvania 1 $ 195,000 $ 195,000 $ 54,000
Cumberland, Pennsylvania 1 $ 175,000 $ 175,000 $ 50,000
Lancaster, Pennsylvania 1 $ 325,000 $ 325,000 $ 70,000
Washington, Rhode Island 1 $ 355,000 $ 355,000 $ 146,000
Anderson, South Carolina 1 $ 585,000 $ 585,000 $ 241,000
Beaufort, South Carolina 1 $ 265,000 $ 265,000 $ 130,000
Berkeley, South Carolina 1 $ 155,000 $ 155,000 $ 97,000
Charleston, South Carolina 1 $ 485,000 $ 485,000 $ 191,000
Clarendon, South Carolina 1 $ 185,000 $ 185,000 $ 55,000
Florence, South Carolina 1 $ 145,000 $ 145,000 $ 52,000
Greenwood, South Carolina 1 $ 215,000 $ 215,000 $ 44,000
Kershaw, South Carolina 1 $ 255,000 $ 255,000 $ 41,000
Minnehaha, South Dakota 1 $ 165,000 $ 165,000 $ 45,000
Pennington, South Dakota 1 $ 205,000 $ 205,000 $ 80,000
Hamblen, Tennessee 1 $ 195,000 $ 195,000 $ 79,000
Hawkins, Tennessee 1 $ 55,000 $ 55,000 $ 22,000
Jefferson, Tennessee 1 $ 175,000 $ 175,000 $ 43,000
Sevier, Tennessee 1 $ 165,000 $ 165,000 $ 22,000
Sullivan, Tennessee 1 $ 125,000 $ 125,000 $ 62,000
Sumner, Tennessee 1 $ 185,000 $ 185,000 $ 47,000
Bee, Texas 1 $ 205,000 $ 205,000 $ 104,000
Bosque, Texas 1 $ 195,000 $ 195,000 $ 95,000
Cherokee, Texas 1 $ 155,000 $ 155,000 $ 15,000
Duval, Texas 1 $ 155,000 $ 155,000 $ 91,000
Eastland, Texas 1 $ 115,000 $ 115,000 $ 114,000
Ellis, Texas 1 $ 265,000 $ 265,000 $ 100,000
Guadalupe, Texas 1 $ 265,000 $ 265,000 $ 139,000
Kaufman, Texas 1 $ 245,000 $ 245,000 $ 94,000
Lamar, Texas 1 $ 115,000 $ 115,000 $ 47,000
Leon, Texas 1 $ 165,000 $ 165,000 $ 0
Limestone, Texas 1 $ 125,000 $ 125,000 $ 57,000
Llano, Texas 1 $ 125,000 $ 125,000 $ 190,000
Parker, Texas 1 $ 175,000 $ 175,000 $ 68,000
Smith, Texas 1 $ 235,000 $ 235,000 $ 49,000
Van Zandt, Texas 1 $ 225,000 $ 225,000 $ 78,000
Ward, Texas 1 $ 65,000 $ 65,000 $ 52,000
Webb, Texas 1 $ 155,000 $ 155,000 $ 71,000
Wharton, Texas 1 $ 95,000 $ 95,000 $ 50,000
Wise, Texas 1 $ 275,000 $ 275,000 $ 97,000
Box Elder, Utah 1 $ 225,000 $ 225,000 $ 63,000
Davis, Utah 1 $ 155,000 $ 155,000 $ 63,000
Grand, Utah 1 $ 265,000 $ 265,000 $ 46,000
Salt Lake, Utah 1 $ 185,000 $ 185,000 $ 27,000
Weber, Utah 1 $ 135,000 $ 135,000 $ 0
Windham, Vermont 1 $ 175,000 $ 175,000 $ 58,000
Caroline, Virginia 1 $ 165,000 $ 165,000 $ 44,000
Chesapeake, Virginia 1 $ 165,000 $ 165,000 $ 46,000
Staunton, Virginia 1 $ 125,000 $ 125,000 $ 33,000
Suffolk, Virginia 1 $ 215,000 $ 215,000 $ 65,000
Virginia Beach, Virginia 1 $ 315,000 $ 315,000 $ 56,000
Cowlitz, Washington 1 $ 185,000 $ 185,000 $ 61,000
Franklin, Washington 1 $ 155,000 $ 155,000 $ 40,000
Island, Washington 1 $ 365,000 $ 365,000 $ 0
King, Washington 1 $ 375,000 $ 375,000 $ 66,000
Kitsap, Washington 1 $ 195,000 $ 195,000 $ 49,000
Berkeley, West Virginia 1 $ 225,000 $ 225,000 $ 0
Mineral, West Virginia 1 $ 135,000 $ 135,000 $ 56,000
Dane, Wisconsin 1 $ 225,000 $ 225,000 $ 240,000
St. Croix, Wisconsin 1 $ 195,000 $ 195,000 $ 68,000
Washakie, Wyoming 1 $ 325,000 $ 325,000 $ 88,000

Mortgage Loan Application Detail Totals for Texana Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 213 $51,035,000 $239,000 $775,000 $76,000 $372,000
Home Purchase 196 $35,870,000 $183,000 $485,000 $80,000 $387,000
Refinancing 194 $44,300,000 $228,000 $1,235,000 $88,000 $1,000,000
Home Improvement 22 $6,710,000 $305,000 $2,755,000 $104,000 $600,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 319 $74,855,000 $234,000 $775,000 $77,000 $1,000,000
White 208 $43,450,000 $208,000 $2,755,000 $92,000 $600,000
Hispanic 35 $6,435,000 $183,000 $585,000 $65,000 $231,000
Not applicable 28 $5,980,000 $213,000 $1,235,000 $71,000 $129,000
Black or African American 26 $4,980,000 $191,000 $595,000 $78,000 $448,000
Asian 7 $1,835,000 $262,000 $365,000 $86,000 $130,000
American Indian or Alaskan Native 2 $380,000 $190,000 $265,000 $44,000 $46,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 285 $64,395,000 $225,000 $2,755,000 $102,000 $1,000,000
VA-guaranteed (Veterans Administration) 165 $38,445,000 $233,000 $595,000 $61,000 $144,000
FHA-insured (Federal Housing Administration) 163 $33,155,000 $203,000 $585,000 $67,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,920,000 $160,000 $225,000 $47,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 297 $67,375,000 $226,000 $775,000 $81,000 $1,000,000
Loan Originated 268 $54,810,000 $204,000 $1,235,000 $81,000 $448,000
Application Denied By Financial Institution 37 $9,935,000 $268,000 $2,755,000 $82,000 $600,000
Application Approved But Not Accepted 23 $5,795,000 $251,000 $715,000 $99,000 $340,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 588 $127,980,000 $217,000 $1,235,000 $81,000 $1,000,000
Credit History 13 $3,175,000 $244,000 $515,000 $74,000 $151,000
Debt-To-Income Ratio 13 $2,175,000 $167,000 $265,000 $53,000 $129,000
Collateral 8 $1,460,000 $182,000 $355,000 $81,000 $190,000
Other 2 $2,940,000 $1,470,000 $2,755,000 $321,000 $600,000
Unverifiable Information 1 $185,000 $185,000 $185,000 $80,000 $80,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texana Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texana Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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