Texana Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Texana Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texana Bank, National Association Po Box 546 Linden, TX 75563 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,994 |
| Total Mortgage Loan Application Amount | $566,290,000 |
| Average Mortgage Loan Application Amount | $288,166 |
| Highest Mortgage Loan Application Amount | $4,505,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $650,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Texana Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texana Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Texana Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texana Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Texana Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texana Bank, National Association's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 199 | $ 37,815,000 | $ 195,425 | $ 63,850 |
| DALLAS-PLANO-IRVING, TX | 189 | $ 59,515,000 | $ 314,000 | $ 131,000 |
| FORT WORTH-ARLINGTON, TX | 90 | $ 24,790,000 | $ 275,000 | $ 121,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 80 | $ 20,060,000 | $ 250,000 | $ 90,000 |
| TEXARKANA, TX-AR | 49 | $ 8,825,000 | $ 177,500 | $ 117,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 48 | $ 16,600,000 | $ 345,000 | $ 106,000 |
| AUSTIN-ROUND ROCK, TX | 46 | $ 20,620,000 | $ 448,000 | $ 157,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 43 | $ 14,765,000 | $ 343,000 | $ 152,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 38 | $ 16,290,000 | $ 428,000 | $ 145,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 35 | $ 9,755,000 | $ 278,000 | $ 97,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 33 | $ 11,185,000 | $ 338,000 | $ 130,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 29 | $ 7,585,000 | $ 261,000 | $ 86,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 28 | $ 9,980,000 | $ 308,500 | $ 97,000 |
| LONGVIEW, TX | 27 | $ 3,385,000 | $ 125,000 | $ 140,000 |
| RALEIGH, NC | 25 | $ 6,925,000 | $ 277,000 | $ 96,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 25 | $ 8,885,000 | $ 331,666 | $ 88,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 24 | $ 10,370,000 | $ 432,000 | $ 159,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 24 | $ 7,880,000 | $ 328,000 | $ 93,000 |
| EL PASO, TX | 23 | $ 3,695,000 | $ 160,000 | $ 81,000 |
| SAN DIEGO-CARLSBAD, CA | 23 | $ 10,445,000 | $ 454,000 | $ 138,000 |
| SALT LAKE CITY, UT | 22 | $ 8,510,000 | $ 386,000 | $ 116,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 21 | $ 8,745,000 | $ 416,000 | $ 131,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 19 | $ 4,955,000 | $ 260,000 | $ 103,000 |
| TULSA, OK | 17 | $ 3,675,000 | $ 216,000 | $ 106,000 |
| CAPE CORAL-FORT MYERS, FL | 16 | $ 3,670,000 | $ 229,000 | $ 79,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 16 | $ 5,980,000 | $ 373,000 | $ 120,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 16 | $ 5,730,000 | $ 358,000 | $ 125,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 16 | $ 7,000,000 | $ 437,000 | $ 165,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 15 | $ 4,915,000 | $ 327,000 | $ 112,000 |
| CHICAGO-NAPERVILLE, IL | 14 | $ 3,890,000 | $ 277,000 | $ 113,000 |
| COLUMBIA, SC | 14 | $ 3,420,000 | $ 244,000 | $ 89,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 2,580,000 | $ 184,000 | $ 66,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 4,990,000 | $ 356,000 | $ 114,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $ 2,920,000 | $ 208,000 | $ 55,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 14 | $ 4,340,000 | $ 310,000 | $ 112,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 4,050,000 | $ 289,000 | $ 108,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 13 | $ 4,735,000 | $ 364,000 | $ 137,000 |
| OKLAHOMA CITY, OK | 12 | $ 3,160,000 | $ 263,000 | $ 110,000 |
| PROVO-OREM, UT | 12 | $ 4,700,000 | $ 391,000 | $ 153,000 |
| BOISE CITY, ID | 11 | $ 2,925,000 | $ 265,000 | $ 72,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 11 | $ 3,015,000 | $ 321,000 | $ 228,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 4,015,000 | $ 365,000 | $ 141,000 |
| PITTSBURGH, PA | 11 | $ 2,415,000 | $ 219,000 | $ 83,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 11 | $ 2,975,000 | $ 270,000 | $ 112,000 |
| JACKSONVILLE, FL | 10 | $ 3,000,000 | $ 300,000 | $ 99,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 10 | $ 2,370,000 | $ 237,000 | $ 96,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 10 | $ 4,620,000 | $ 462,000 | $ 206,000 |
| DENVER-AURORA-LAKEWOOD, CO | 9 | $ 2,615,000 | $ 290,000 | $ 69,000 |
| KANSAS CITY, MO-KS | 9 | $ 2,655,000 | $ 287,000 | $ 82,500 |
| LANSING-EAST LANSING, MI | 9 | $ 1,325,000 | $ 147,000 | $ 54,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 9 | $ 2,745,000 | $ 305,000 | $ 83,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 9 | $ 3,405,000 | $ 378,000 | $ 124,000 |
| NEW ORLEANS-METAIRIE, LA | 9 | $ 2,535,000 | $ 281,000 | $ 97,000 |
| CLEVELAND-ELYRIA, OH | 8 | $ 1,270,000 | $ 158,000 | $ 53,000 |
| FAYETTEVILLE, NC | 8 | $ 1,540,000 | $ 192,000 | $ 47,000 |
| KILLEEN-TEMPLE, TX | 8 | $ 1,560,000 | $ 195,000 | $ 53,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 8 | $ 1,990,000 | $ 248,000 | $ 87,000 |
| STOCKTON-LODI, CA | 8 | $ 3,010,000 | $ 376,000 | $ 120,000 |
| GREENSBORO-HIGH POINT, NC | 7 | $ 1,545,000 | $ 220,000 | $ 101,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 2,395,000 | $ 342,000 | $ 131,000 |
| PROVIDENCE-WARWICK, RI-MA | 7 | $ 1,795,000 | $ 286,000 | $ 79,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 1,435,000 | $ 205,000 | $ 79,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 6 | $ 1,970,000 | $ 328,000 | $ 121,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 2,660,000 | $ 443,000 | $ 233,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 1,140,000 | $ 190,000 | $ 83,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 6 | $ 1,870,000 | $ 311,000 | $ 112,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 1,170,000 | $ 195,000 | $ 63,000 |
| RICHMOND, VA | 6 | $ 1,290,000 | $ 215,000 | $ 54,000 |
| ST. LOUIS, MO-IL | 6 | $ 1,480,000 | $ 246,500 | $ 79,500 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 2,220,000 | $ 370,000 | $ 182,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 1,760,000 | $ 283,500 | $ 52,500 |
| WINSTON-SALEM, NC | 6 | $ 1,610,000 | $ 268,000 | $ 45,000 |
| BAKERSFIELD, CA | 5 | $ 1,035,000 | $ 207,000 | $ 75,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 1,535,000 | $ 307,000 | $ 109,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,935,000 | $ 387,000 | $ 194,000 |
| FRESNO, CA | 5 | $ 1,785,000 | $ 357,000 | $ 126,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 1,235,000 | $ 227,500 | $ 120,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 1,495,000 | $ 303,666 | $ 72,333 |
| MODESTO, CA | 5 | $ 1,295,000 | $ 259,000 | $ 39,000 |
| RENO, NV | 5 | $ 1,375,000 | $ 275,000 | $ 41,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 2,465,000 | $ 493,000 | $ 153,000 |
| SAN RAFAEL, CA | 5 | $ 2,405,000 | $ 481,000 | $ 133,000 |
| SHERMAN-DENISON, TX | 5 | $ 685,000 | $ 137,000 | $ 39,000 |
| SPRINGFIELD, MO | 5 | $ 965,000 | $ 193,000 | $ 54,000 |
| WACO, TX | 5 | $ 1,245,000 | $ 249,000 | $ 143,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 820,000 | $ 205,000 | $ 74,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 1,590,000 | $ 397,000 | $ 198,000 |
| HOT SPRINGS, AR | 4 | $ 1,140,000 | $ 285,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4 | $ 810,000 | $ 202,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 1,050,000 | $ 262,000 | $ 67,000 |
| LYNCHBURG, VA | 4 | $ 850,000 | $ 212,000 | $ 102,000 |
| MEDFORD, OR | 4 | $ 1,020,000 | $ 255,000 | $ 56,000 |
| MOBILE, AL | 4 | $ 790,000 | $ 197,000 | $ 36,000 |
| MONTGOMERY, AL | 4 | $ 920,000 | $ 230,000 | $ 44,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 1,400,000 | $ 350,000 | $ 95,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,650,000 | $ 412,000 | $ 115,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 1,130,000 | $ 282,000 | $ 100,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,240,000 | $ 310,000 | $ 77,000 |
| TYLER, TX | 4 | $ 820,000 | $ 205,000 | $ 89,000 |
| WENATCHEE, WA | 4 | $ 980,000 | $ 245,000 | $ 83,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 685,000 | $ 228,000 | $ 0 |
| CAMDEN, NJ | 3 | $ 725,000 | $ 241,000 | $ 65,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 755,000 | $ 272,500 | $ 90,000 |
| COLUMBUS, GA-AL | 3 | $ 745,000 | $ 250,000 | $ 0 |
| COLUMBUS, OH | 3 | $ 395,000 | $ 131,000 | $ 46,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 895,000 | $ 298,000 | $ 426,000 |
| DOVER, DE | 3 | $ 715,000 | $ 238,000 | $ 58,000 |
| GARY, IN | 3 | $ 315,000 | $ 105,000 | $ 30,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 605,000 | $ 201,000 | $ 43,000 |
| IDAHO FALLS, ID | 3 | $ 945,000 | $ 315,000 | $ 115,000 |
| KINGSTON, NY | 3 | $ 635,000 | $ 211,000 | $ 55,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 905,000 | $ 301,000 | $ 263,000 |
| NEW YORK-NEWARK, NY | 3 | $ 955,000 | $ 307,500 | $ 155,500 |
| NEWARK, NJ-PA | 3 | $ 555,000 | $ 187,500 | $ 72,000 |
| SALEM, OR | 3 | $ 855,000 | $ 285,000 | $ 83,000 |
| SALISBURY, MD-DE | 3 | $ 595,000 | $ 197,500 | $ 46,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 925,000 | $ 308,000 | $ 100,000 |
| SANTA ROSA, CA | 3 | $ 1,045,000 | $ 348,000 | $ 63,000 |
| TACOMA-LAKEWOOD, WA | 3 | $ 795,000 | $ 265,000 | $ 80,000 |
| THE VILLAGES, FL | 3 | $ 855,000 | $ 285,000 | $ 94,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3 | $ 975,000 | $ 325,000 | $ 88,000 |
| WILMINGTON, NC | 3 | $ 975,000 | $ 325,000 | $ 144,000 |
| YUBA CITY, CA | 3 | $ 685,000 | $ 228,000 | $ 69,000 |
| ALBUQUERQUE, NM | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| ALEXANDRIA, LA | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 390,000 | $ 195,000 | $ 147,000 |
| ASHEVILLE, NC | 2 | $ 690,000 | $ 345,000 | $ 125,000 |
| AUBURN-OPELIKA, AL | 2 | $ 380,000 | $ 190,000 | $ 17,000 |
| BELLINGHAM, WA | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| BEND-REDMOND, OR | 2 | $ 730,000 | $ 365,000 | $ 160,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 400,000 | $ 200,000 | $ 0 |
| BOULDER, CO | 2 | $ 580,000 | $ 290,000 | $ 49,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| BURLINGTON, NC | 2 | $ 280,000 | $ 140,000 | $ 33,000 |
| CARSON CITY, NV | 2 | $ 460,000 | $ 230,000 | $ 50,000 |
| CLEVELAND, TN | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| COLORADO SPRINGS, CO | 2 | $ 560,000 | $ 280,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 380,000 | $ 190,000 | $ 39,000 |
| ELGIN, IL | 2 | $ 410,000 | $ 205,000 | $ 0 |
| FORT COLLINS, CO | 2 | $ 730,000 | $ 365,000 | $ 115,000 |
| GETTYSBURG, PA | 2 | $ 620,000 | $ 310,000 | $ 33,000 |
| GOLDSBORO, NC | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| GRAND FORKS, ND-MN | 2 | $ 440,000 | $ 220,000 | $ 47,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 420,000 | $ 210,000 | $ 0 |
| HUNTSVILLE, AL | 2 | $ 450,000 | $ 225,000 | $ 0 |
| JACKSON, MS | 2 | $ 390,000 | $ 195,000 | $ 26,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 380,000 | $ 190,000 | $ 20,000 |
| MONROE, MI | 2 | $ 550,000 | $ 275,000 | $ 139,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| PANAMA CITY, FL | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| PHILADELPHIA, PA | 2 | $ 710,000 | $ 355,000 | $ 97,000 |
| PORT ST. LUCIE, FL | 2 | $ 560,000 | $ 280,000 | $ 139,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 730,000 | $ 365,000 | $ 130,000 |
| ROCHESTER, NY | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| SANTA FE, NM | 2 | $ 800,000 | $ 400,000 | $ 330,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| SPRINGFIELD, IL | 2 | $ 430,000 | $ 215,000 | $ 0 |
| SPRINGFIELD, OH | 2 | $ 320,000 | $ 160,000 | $ 25,000 |
| ST. GEORGE, UT | 2 | $ 570,000 | $ 285,000 | $ 58,000 |
| SUMTER, SC | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| TUCSON, AZ | 2 | $ 580,000 | $ 290,000 | $ 130,000 |
| WORCESTER, MA-CT | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| ABILENE, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| AKRON, OH | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| ALBANY, OR | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| AMARILLO, TX | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| BANGOR, ME | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| BATON ROUGE, LA | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| BATTLE CREEK, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| CASPER, WY | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| CHARLESTON, WV | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| CHEYENNE, WY | 1 | $ 445,000 | $ 445,000 | $ 64,000 |
| CHICO, CA | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| CLARKSVILLE, TN-KY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 455,000 | $ 455,000 | $ 77,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 405,000 | $ 405,000 | $ 212,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| DULUTH, MN-WI | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ELMIRA, NY | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| EUGENE, OR | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| EVANSVILLE, IN-KY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| FLINT, MI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| FLORENCE, SC | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| GRAND JUNCTION, CO | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| GREAT FALLS, MT | 1 | $ 225,000 | $ 225,000 | $ 0 |
| GREELEY, CO | 1 | $ 325,000 | $ 325,000 | $ 62,000 |
| GREENVILLE, NC | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| HAMMOND, LA | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| HATTIESBURG, MS | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| JACKSONVILLE, NC | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| KNOXVILLE, TN | 1 | $ 455,000 | $ 455,000 | $ 107,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 405,000 | $ 405,000 | $ 286,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| LAREDO, TX | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| LAS CRUCES, NM | 1 | $ 265,000 | $ 265,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| LOGAN, UT-ID | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| MANHATTAN, KS | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| MISSOULA, MT | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| MUNCIE, IN | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| NAPA, CA | 1 | $ 405,000 | $ 405,000 | $ 279,000 |
| NEW BERN, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| OCALA, FL | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| OCEAN CITY, NJ | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| PEORIA, IL | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| PITTSFIELD, MA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| PUEBLO, CO | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| PUNTA GORDA, FL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| RACINE, WI | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| REDDING, CA | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| ROCKY MOUNT, NC | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| SAGINAW, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 385,000 | $ 385,000 | $ 83,000 |
| SAVANNAH, GA | 1 | $ 365,000 | $ 365,000 | $ 152,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 395,000 | $ 395,000 | $ 215,000 |
| SPARTANBURG, SC | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| SPRINGFIELD, MA | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| ST. CLOUD, MN | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| STATE COLLEGE, PA | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| TALLAHASSEE, FL | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| TUSCALOOSA, AL | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| TWIN FALLS, ID | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| UTICA-ROME, NY | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| WHEELING, WV-OH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 265,000 | $ 265,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| YORK-HANOVER, PA | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Texana Bank, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,123 | $340,525,000 | $303,000 | $725,000 | $116,000 | $650,000 |
| Home Purchase | 512 | $116,140,000 | $226,000 | $4,505,000 | $89,000 | $600,000 |
| Cash-out Refinancing | 169 | $45,005,000 | $266,000 | $1,205,000 | $87,000 | $416,000 |
| Home Improvement | 127 | $39,635,000 | $312,000 | $1,235,000 | $107,000 | $430,000 |
| Other Purpose | 61 | $24,545,000 | $402,000 | $605,000 | $153,000 | $460,000 |
| Not Applicable | 2 | $440,000 | $220,000 | $235,000 | $100,000 | $126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 848 | $228,210,000 | $269,000 | $1,205,000 | $87,000 | $571,000 |
| White | 748 | $219,040,000 | $292,000 | $4,505,000 | $120,000 | $650,000 |
| Hispanic | 127 | $32,445,000 | $255,000 | $565,000 | $98,000 | $298,000 |
| Asian | 119 | $45,755,000 | $384,000 | $685,000 | $143,000 | $611,000 |
| Black or African American | 79 | $22,225,000 | $281,000 | $725,000 | $98,000 | $375,000 |
| Not applicable | 58 | $13,420,000 | $231,000 | $615,000 | $107,000 | $318,000 |
| American Indian or Alaskan Native | 7 | $1,805,000 | $257,000 | $345,000 | $76,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $465,000 | $465,000 | $465,000 | $156,000 | $156,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,269 | $402,605,000 | $317,000 | $4,505,000 | $128,000 | $650,000 |
| VA-guaranteed (Veterans Administration) | 421 | $102,875,000 | $244,000 | $725,000 | $49,000 | $260,000 |
| FHA-insured (Federal Housing Administration) | 229 | $50,535,000 | $220,000 | $575,000 | $70,000 | $430,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 75 | $10,275,000 | $137,000 | $395,000 | $48,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 983 | $277,725,000 | $282,000 | $725,000 | $118,000 | $650,000 |
| Application Withdrawn By Applicant | 884 | $253,700,000 | $286,000 | $4,505,000 | $98,000 | $600,000 |
| Application Denied By Financial Institution | 112 | $31,700,000 | $283,000 | $1,205,000 | $88,000 | $420,000 |
| Application Approved But Not Accepted | 14 | $3,110,000 | $222,000 | $435,000 | $78,000 | $228,000 |
| File Closed For Incompleteness | 1 | $55,000 | $55,000 | $55,000 | $95,000 | $95,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,882 | $534,590,000 | $284,000 | $4,505,000 | $108,000 | $650,000 |
| Credit History | 43 | $11,045,000 | $256,000 | $525,000 | $92,000 | $420,000 |
| Debt-To-Income Ratio | 39 | $10,635,000 | $272,000 | $515,000 | $63,000 | $230,000 |
| Collateral | 11 | $2,855,000 | $259,000 | $445,000 | $102,000 | $250,000 |
| Unverifiable Information | 10 | $2,930,000 | $293,000 | $465,000 | $85,000 | $164,000 |
| Other | 6 | $3,020,000 | $503,000 | $1,205,000 | $178,000 | $322,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,215,000 | $405,000 | $515,000 | $122,000 | $159,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texana Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texana Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.