Texana Bank Mortgage Lending & HMDA Data, 2020

In 2020, Texana Bank of Linden, TX reported 1,994 mortgage applications totaling $566.3 million, up 219% from 2019. The average application was for $283,996, and applicants reported an average income of $107,151. 49% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Dallas-Plano-Irving, TX (189), Fort Worth-Arlington, TX (90) and Warren-Troy-Farmington Hills, MI (80) (applications in parentheses).

Mortgage Company & Address Texana Bank
124 E Rush St
Linden, TX 75563
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 1,994
Total Mortgage Loan Application Amount $566,290,000
Average Mortgage Loan Application Amount $283,996
Highest Mortgage Loan Application Amount $4,505,000
Average Applicant Income $107,151
Highest Applicant Income $650,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texana Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant, Texas 76 $ 21,490,000 $ 282,763 $ 124,000
Dallas, Texas 75 $ 22,115,000 $ 294,866 $ 118,000
Oakland, Michigan 57 $ 14,855,000 $ 260,614 $ 99,000
Denton, Texas 49 $ 16,035,000 $ 327,244 $ 139,000
Collin, Texas 44 $ 15,800,000 $ 359,090 $ 154,000
Los Angeles, California 38 $ 16,290,000 $ 428,684 $ 145,000
Riverside, California 32 $ 11,340,000 $ 354,375 $ 114,000
Maricopa, Arizona 30 $ 10,550,000 $ 351,666 $ 135,000
Travis, Texas 30 $ 14,770,000 $ 492,333 $ 142,000
Bowie, Texas 27 $ 5,285,000 $ 195,740 $ 128,000
Harris, Texas 25 $ 9,075,000 $ 363,000 $ 160,000
San Diego, California 23 $ 10,445,000 $ 454,130 $ 138,000
El Paso, Texas 23 $ 3,695,000 $ 160,652 $ 81,000
Macomb, Michigan 22 $ 5,020,000 $ 228,181 $ 65,000
Miller, Arkansas 21 $ 3,465,000 $ 165,000 $ 107,000
Orange, California 21 $ 8,745,000 $ 416,428 $ 131,000
Salt Lake, Utah 21 $ 8,085,000 $ 385,000 $ 116,000
Wake, North Carolina 18 $ 5,470,000 $ 303,888 $ 104,000
Gregg, Texas 17 $ 2,295,000 $ 135,000 $ 124,000
San Bernardino, California 16 $ 5,260,000 $ 328,750 $ 90,000
Lee, Florida 16 $ 3,670,000 $ 229,375 $ 79,000
Miami-Dade, Florida 16 $ 5,980,000 $ 373,750 $ 120,000
Contra Costa, California 14 $ 5,670,000 $ 405,000 $ 127,000
Brevard, Florida 14 $ 2,920,000 $ 208,571 $ 55,000
Broward, Florida 14 $ 4,990,000 $ 356,428 $ 114,000
Tulsa, Oklahoma 14 $ 3,270,000 $ 233,571 $ 113,000
Seminole, Florida 13 $ 3,485,000 $ 268,076 $ 84,000
Volusia, Florida 12 $ 2,120,000 $ 176,666 $ 63,000
Utah, Utah 12 $ 4,700,000 $ 391,666 $ 153,000
Sacramento, California 11 $ 3,505,000 $ 318,636 $ 86,000
Palm Beach, Florida 11 $ 2,975,000 $ 270,454 $ 112,000
Washington, Oregon 11 $ 4,315,000 $ 392,272 $ 125,000
King, Washington 11 $ 4,685,000 $ 425,909 $ 162,000
Alameda, California 10 $ 4,700,000 $ 470,000 $ 204,000
Santa Clara, California 10 $ 4,620,000 $ 462,000 $ 206,000
Orange, Florida 10 $ 2,800,000 $ 280,000 $ 101,000
Ellis, Texas 10 $ 2,690,000 $ 269,000 $ 109,000
Williamson, Texas 10 $ 4,100,000 $ 410,000 $ 237,000
Wise, Texas 10 $ 2,340,000 $ 234,000 $ 110,000
Davis, Utah 10 $ 3,700,000 $ 370,000 $ 144,000
Lake, Florida 9 $ 2,265,000 $ 251,666 $ 84,000
Clark, Nevada 9 $ 2,745,000 $ 305,000 $ 83,000
Mecklenburg, North Carolina 9 $ 1,975,000 $ 219,444 $ 95,000
Montgomery, Texas 9 $ 2,515,000 $ 279,444 $ 154,000
San Joaquin, California 8 $ 3,010,000 $ 376,250 $ 120,000
Collier, Florida 8 $ 1,990,000 $ 248,750 $ 87,000
Bexar, Texas 8 $ 2,460,000 $ 307,500 $ 116,000
Fort Bend, Texas 8 $ 2,930,000 $ 366,250 $ 139,000
Upshur, Texas 8 $ 660,000 $ 82,500 $ 132,000
El Dorado, California 7 $ 2,705,000 $ 386,428 $ 121,000
Gwinnett, Georgia 7 $ 1,865,000 $ 266,428 $ 57,000
Cook, Illinois 7 $ 1,975,000 $ 282,142 $ 129,000
Prince George's, Maryland 7 $ 2,925,000 $ 417,857 $ 82,000
Queens, New York 7 $ 2,485,000 $ 355,000 $ 118,000
Multnomah, Oregon 7 $ 2,775,000 $ 396,428 $ 144,000
Solano, California 6 $ 2,220,000 $ 370,000 $ 182,000
Fairfield, Connecticut 6 $ 2,660,000 $ 443,333 $ 233,000
Hillsborough, Florida 6 $ 1,710,000 $ 285,000 $ 75,000
DeKalb, Georgia 6 $ 2,130,000 $ 355,000 $ 138,000
Ada, Idaho 6 $ 1,920,000 $ 320,000 $ 78,000
Wayne, Michigan 6 $ 1,140,000 $ 190,000 $ 83,000
Nassau, New York 6 $ 2,510,000 $ 418,333 $ 138,000
Johnston, North Carolina 6 $ 1,300,000 $ 216,666 $ 74,000
Berkeley, South Carolina 6 $ 1,650,000 $ 275,000 $ 73,000
Charleston, South Carolina 6 $ 3,000,000 $ 500,000 $ 224,000
Horry, South Carolina 6 $ 1,170,000 $ 195,000 $ 63,000
Richland, South Carolina 6 $ 1,350,000 $ 225,000 $ 190,000
Bell, Texas 6 $ 1,170,000 $ 195,000 $ 35,000
Cass, Texas 6 $ 480,000 $ 80,000 $ 84,000
Fairfax, Virginia 6 $ 2,190,000 $ 365,000 $ 121,000
Fresno, California 5 $ 1,785,000 $ 357,000 $ 126,000
Kern, California 5 $ 1,035,000 $ 207,000 $ 75,000
Marin, California 5 $ 2,405,000 $ 481,000 $ 133,000
Placer, California 5 $ 1,525,000 $ 305,000 $ 70,000
Stanislaus, California 5 $ 1,295,000 $ 259,000 $ 39,000
Duval, Florida 5 $ 1,585,000 $ 317,000 $ 115,000
Manatee, Florida 5 $ 1,375,000 $ 275,000 $ 103,000
Sarasota, Florida 5 $ 995,000 $ 199,000 $ 89,000
DuPage, Illinois 5 $ 1,295,000 $ 259,000 $ 82,000
Greene, Missouri 5 $ 965,000 $ 193,000 $ 54,000
Washoe, Nevada 5 $ 1,375,000 $ 275,000 $ 41,000
Guilford, North Carolina 5 $ 1,125,000 $ 225,000 $ 109,000
Union, North Carolina 5 $ 1,735,000 $ 347,000 $ 115,000
Lake, Ohio 5 $ 825,000 $ 165,000 $ 56,000
Allegheny, Pennsylvania 5 $ 1,745,000 $ 349,000 $ 127,000
Lexington, South Carolina 5 $ 1,245,000 $ 249,000 $ 80,000
Davidson, Tennessee 5 $ 1,575,000 $ 315,000 $ 121,000
Grayson, Texas 5 $ 685,000 $ 137,000 $ 39,000
Henderson, Texas 5 $ 1,025,000 $ 205,000 $ 151,000
Kaufman, Texas 5 $ 1,025,000 $ 205,000 $ 86,000
McLennan, Texas 5 $ 1,245,000 $ 249,000 $ 143,000
Rockwall, Texas 5 $ 1,695,000 $ 339,000 $ 148,000
Snohomish, Washington 5 $ 2,315,000 $ 463,000 $ 171,000
Mobile, Alabama 4 $ 790,000 $ 197,500 $ 36,000
Garland, Arkansas 4 $ 1,140,000 $ 285,000 $ 0
San Luis Obispo, California 4 $ 1,240,000 $ 310,000 $ 77,000
Ventura, California 4 $ 1,650,000 $ 412,500 $ 115,000
Hartford, Connecticut 4 $ 1,590,000 $ 397,500 $ 198,000
New Castle, Delaware 4 $ 1,250,000 $ 312,500 $ 105,000
Pinellas, Florida 4 $ 1,390,000 $ 347,500 $ 189,000
Polk, Florida 4 $ 1,050,000 $ 262,500 $ 67,000
Santa Rosa, Florida 4 $ 1,130,000 $ 282,500 $ 100,000
Johnson, Kansas 4 $ 1,520,000 $ 380,000 $ 122,000
Jefferson, Kentucky 4 $ 1,040,000 $ 260,000 $ 120,000
Baltimore, Maryland 4 $ 1,350,000 $ 337,500 $ 119,000
Ingham, Michigan 4 $ 730,000 $ 182,500 $ 56,000
Cumberland, North Carolina 4 $ 710,000 $ 177,500 $ 29,000
Canadian, Oklahoma 4 $ 1,050,000 $ 262,500 $ 127,000
Cleveland, Oklahoma 4 $ 810,000 $ 202,500 $ 103,000
Oklahoma, Oklahoma 4 $ 1,300,000 $ 325,000 $ 100,000
Clackamas, Oregon 4 $ 1,120,000 $ 280,000 $ 126,000
Jackson, Oregon 4 $ 1,020,000 $ 255,000 $ 56,000
Montgomery, Pennsylvania 4 $ 1,100,000 $ 275,000 $ 132,000
Williamson, Tennessee 4 $ 1,530,000 $ 382,500 $ 131,000
Hays, Texas 4 $ 1,500,000 $ 375,000 $ 122,000
Lamar, Texas 4 $ 1,020,000 $ 255,000 $ 83,000
Smith, Texas 4 $ 820,000 $ 205,000 $ 89,000
Van Zandt, Texas 4 $ 750,000 $ 187,500 $ 61,000
Clark, Washington 4 $ 970,000 $ 242,500 $ 57,000
Skagit, Washington 4 $ 1,400,000 $ 350,000 $ 95,000
Baldwin, Alabama 3 $ 895,000 $ 298,333 $ 426,000
Pinal, Arizona 3 $ 635,000 $ 211,666 $ 69,000
Pulaski, Arkansas 3 $ 905,000 $ 301,666 $ 263,000
Washington, Arkansas 3 $ 1,385,000 $ 461,666 $ 255,000
San Francisco, California 3 $ 1,505,000 $ 501,666 $ 121,000
Santa Barbara, California 3 $ 925,000 $ 308,333 $ 100,000
Sonoma, California 3 $ 1,045,000 $ 348,333 $ 63,000
Yuba, California 3 $ 685,000 $ 228,333 $ 69,000
Arapahoe, Colorado 3 $ 925,000 $ 308,333 $ 27,000
Kent, Delaware 3 $ 715,000 $ 238,333 $ 58,000
Clay, Florida 3 $ 795,000 $ 265,000 $ 58,000
Osceola, Florida 3 $ 1,205,000 $ 401,666 $ 177,000
Pasco, Florida 3 $ 765,000 $ 255,000 $ 93,000
Sumter, Florida 3 $ 855,000 $ 285,000 $ 94,000
Fulton, Georgia 3 $ 655,000 $ 218,333 $ 66,000
Rockdale, Georgia 3 $ 455,000 $ 151,666 $ 50,000
Bonner, Idaho 3 $ 725,000 $ 241,666 $ 59,000
Bonneville, Idaho 3 $ 945,000 $ 315,000 $ 115,000
Canyon, Idaho 3 $ 515,000 $ 171,666 $ 64,000
Marion, Indiana 3 $ 505,000 $ 168,333 $ 0
Jefferson, Louisiana 3 $ 555,000 $ 185,000 $ 27,000
Orleans, Louisiana 3 $ 1,045,000 $ 348,333 $ 195,000
Charles, Maryland 3 $ 1,085,000 $ 361,666 $ 73,000
Hennepin, Minnesota 3 $ 1,005,000 $ 335,000 $ 280,000
Jackson, Missouri 3 $ 675,000 $ 225,000 $ 58,000
Gallatin, Montana 3 $ 1,405,000 $ 468,333 $ 248,000
Saline, Nebraska 3 $ 545,000 $ 181,666 $ 74,000
Gloucester, New Jersey 3 $ 725,000 $ 241,666 $ 65,000
Suffolk, New York 3 $ 895,000 $ 298,333 $ 94,000
Ulster, New York 3 $ 635,000 $ 211,666 $ 55,000
Davidson, North Carolina 3 $ 885,000 $ 295,000 $ 39,000
Forsyth, North Carolina 3 $ 725,000 $ 241,666 $ 55,000
Harnett, North Carolina 3 $ 585,000 $ 195,000 $ 59,000
Franklin, Ohio 3 $ 395,000 $ 131,666 $ 46,000
Montgomery, Ohio 3 $ 515,000 $ 171,666 $ 67,000
McCurtain, Oklahoma 3 $ 1,505,000 $ 501,666 $ 0
Washington, Oklahoma 3 $ 455,000 $ 151,666 $ 52,000
Polk, Oregon 3 $ 855,000 $ 285,000 $ 83,000
Anderson, South Carolina 3 $ 855,000 $ 285,000 $ 65,000
Rutherford, Tennessee 3 $ 915,000 $ 305,000 $ 87,000
Shelby, Tennessee 3 $ 875,000 $ 291,666 $ 117,000
Guadalupe, Texas 3 $ 695,000 $ 231,666 $ 71,000
Henrico, Virginia 3 $ 685,000 $ 228,333 $ 110,000
Chelan, Washington 3 $ 665,000 $ 221,666 $ 88,000
Pierce, Washington 3 $ 795,000 $ 265,000 $ 80,000
Elmore, Alabama 2 $ 410,000 $ 205,000 $ 72,000
Jefferson, Alabama 2 $ 400,000 $ 200,000 $ 0
Lee, Alabama 2 $ 380,000 $ 190,000 $ 17,000
Madison, Alabama 2 $ 450,000 $ 225,000 $ 0
Montgomery, Alabama 2 $ 510,000 $ 255,000 $ 30,000
Cochise, Arizona 2 $ 270,000 $ 135,000 $ 51,000
Pima, Arizona 2 $ 580,000 $ 290,000 $ 130,000
Benton, Arkansas 2 $ 550,000 $ 275,000 $ 103,000
Pike, Arkansas 2 $ 120,000 $ 60,000 $ 139,000
San Mateo, California 2 $ 960,000 $ 480,000 $ 202,000
Adams, Colorado 2 $ 660,000 $ 330,000 $ 177,000
Boulder, Colorado 2 $ 580,000 $ 290,000 $ 49,000
Denver, Colorado 2 $ 590,000 $ 295,000 $ 104,000
El Paso, Colorado 2 $ 560,000 $ 280,000 $ 0
Larimer, Colorado 2 $ 730,000 $ 365,000 $ 115,000
Montrose, Colorado 2 $ 350,000 $ 175,000 $ 43,000
New Haven, Connecticut 2 $ 480,000 $ 240,000 $ 66,000
Sussex, Delaware 2 $ 400,000 $ 200,000 $ 54,000
Bay, Florida 2 $ 370,000 $ 185,000 $ 136,000
Citrus, Florida 2 $ 420,000 $ 210,000 $ 0
Flagler, Florida 2 $ 460,000 $ 230,000 $ 96,000
Indian River, Florida 2 $ 390,000 $ 195,000 $ 80,000
Cobb, Georgia 2 $ 440,000 $ 220,000 $ 156,000
Harris, Georgia 2 $ 490,000 $ 245,000 $ 0
Henry, Georgia 2 $ 420,000 $ 210,000 $ 93,000
Kane, Illinois 2 $ 410,000 $ 205,000 $ 0
Sangamon, Illinois 2 $ 430,000 $ 215,000 $ 0
St. Clair, Illinois 2 $ 520,000 $ 260,000 $ 0
Will, Illinois 2 $ 620,000 $ 310,000 $ 174,000
Jasper, Indiana 2 $ 150,000 $ 75,000 $ 30,000
Polk, Iowa 2 $ 380,000 $ 190,000 $ 39,000
Rapides, Louisiana 2 $ 150,000 $ 75,000 $ 29,000
St. Tammany, Louisiana 2 $ 740,000 $ 370,000 $ 103,000
Cumberland, Maine 2 $ 730,000 $ 365,000 $ 130,000
Cecil, Maryland 2 $ 510,000 $ 255,000 $ 0
Montgomery, Maryland 2 $ 730,000 $ 365,000 $ 109,000
Bristol, Massachusetts 2 $ 710,000 $ 355,000 $ 82,000
Clinton, Michigan 2 $ 350,000 $ 175,000 $ 83,000
Gratiot, Michigan 2 $ 170,000 $ 85,000 $ 25,000
Monroe, Michigan 2 $ 550,000 $ 275,000 $ 139,000
Shiawassee, Michigan 2 $ 140,000 $ 70,000 $ 26,000
Chisago, Minnesota 2 $ 460,000 $ 230,000 $ 66,000
Pine, Minnesota 2 $ 380,000 $ 190,000 $ 0
Carson City, Nevada 2 $ 460,000 $ 230,000 $ 50,000
Elko, Nevada 2 $ 480,000 $ 240,000 $ 53,000
Bernalillo, New Mexico 2 $ 450,000 $ 225,000 $ 78,000
Santa Fe, New Mexico 2 $ 800,000 $ 400,000 $ 330,000
Albany, New York 2 $ 390,000 $ 195,000 $ 0
Kings, New York 2 $ 770,000 $ 385,000 $ 63,000
Richmond, New York 2 $ 720,000 $ 360,000 $ 190,000
Rockland, New York 2 $ 770,000 $ 385,000 $ 180,000
Wayne, New York 2 $ 330,000 $ 165,000 $ 55,000
Alamance, North Carolina 2 $ 280,000 $ 140,000 $ 33,000
Cabarrus, North Carolina 2 $ 600,000 $ 300,000 $ 142,000
Durham, North Carolina 2 $ 330,000 $ 165,000 $ 88,000
Iredell, North Carolina 2 $ 470,000 $ 235,000 $ 99,000
New Hanover, North Carolina 2 $ 620,000 $ 310,000 $ 98,000
Randolph, North Carolina 2 $ 420,000 $ 210,000 $ 82,000
Wayne, North Carolina 2 $ 320,000 $ 160,000 $ 83,000
Grand Forks, North Dakota 2 $ 440,000 $ 220,000 $ 47,000
Clark, Ohio 2 $ 320,000 $ 160,000 $ 25,000
Cuyahoga, Ohio 2 $ 300,000 $ 150,000 $ 48,000
Hamilton, Ohio 2 $ 420,000 $ 210,000 $ 90,000
Muskingum, Ohio 2 $ 280,000 $ 140,000 $ 49,000
Kay, Oklahoma 2 $ 400,000 $ 200,000 $ 81,000
Deschutes, Oregon 2 $ 730,000 $ 365,000 $ 160,000
Douglas, Oregon 2 $ 710,000 $ 355,000 $ 81,000
Union, Oregon 2 $ 630,000 $ 315,000 $ 156,000
Adams, Pennsylvania 2 $ 620,000 $ 310,000 $ 33,000
Bucks, Pennsylvania 2 $ 770,000 $ 385,000 $ 84,000
Cumberland, Pennsylvania 2 $ 490,000 $ 245,000 $ 39,000
Fayette, Pennsylvania 2 $ 210,000 $ 105,000 $ 45,000
Snyder, Pennsylvania 2 $ 320,000 $ 160,000 $ 37,000
Westmoreland, Pennsylvania 2 $ 200,000 $ 100,000 $ 45,000
Providence, Rhode Island 2 $ 360,000 $ 180,000 $ 44,000
Washington, Rhode Island 2 $ 530,000 $ 265,000 $ 127,000
Greenville, South Carolina 2 $ 1,010,000 $ 505,000 $ 228,000
Kershaw, South Carolina 2 $ 580,000 $ 290,000 $ 120,000
Pickens, South Carolina 2 $ 530,000 $ 265,000 $ 135,000
Sumter, South Carolina 2 $ 350,000 $ 175,000 $ 81,000
Bradley, Tennessee 2 $ 540,000 $ 270,000 $ 84,000
Obion, Tennessee 2 $ 210,000 $ 105,000 $ 36,000
Burnet, Texas 2 $ 320,000 $ 160,000 $ 39,000
Comal, Texas 2 $ 870,000 $ 435,000 $ 159,000
Harrison, Texas 2 $ 430,000 $ 215,000 $ 191,000
Johnson, Texas 2 $ 520,000 $ 260,000 $ 110,000
Lampasas, Texas 2 $ 390,000 $ 195,000 $ 141,000
Parker, Texas 2 $ 440,000 $ 220,000 $ 86,000
Wood, Texas 2 $ 230,000 $ 115,000 $ 39,000
Washington, Utah 2 $ 570,000 $ 285,000 $ 58,000
Campbell, Virginia 2 $ 390,000 $ 195,000 $ 97,000
Isle of Wight, Virginia 2 $ 340,000 $ 170,000 $ 60,000
Prince William, Virginia 2 $ 770,000 $ 385,000 $ 53,000
Stafford, Virginia 2 $ 490,000 $ 245,000 $ 52,000
Virginia Beach, Virginia 2 $ 550,000 $ 275,000 $ 61,000
Whatcom, Washington 2 $ 510,000 $ 255,000 $ 76,000
St. Croix, Wisconsin 2 $ 790,000 $ 395,000 $ 293,000
Clarke, Alabama 1 $ 235,000 $ 235,000 $ 113,000
Coffee, Alabama 1 $ 335,000 $ 335,000 $ 290,000
Russell, Alabama 1 $ 255,000 $ 255,000 $ 0
Tallapoosa, Alabama 1 $ 135,000 $ 135,000 $ 0
Tuscaloosa, Alabama 1 $ 175,000 $ 175,000 $ 86,000
Mohave, Arizona 1 $ 265,000 $ 265,000 $ 120,000
Navajo, Arizona 1 $ 375,000 $ 375,000 $ 207,000
Columbia, Arkansas 1 $ 395,000 $ 395,000 $ 142,000
Crittenden, Arkansas 1 $ 325,000 $ 325,000 $ 100,000
Hot Spring, Arkansas 1 $ 195,000 $ 195,000 $ 0
Lawrence, Arkansas 1 $ 75,000 $ 75,000 $ 27,000
Little River, Arkansas 1 $ 75,000 $ 75,000 $ 122,000
Pope, Arkansas 1 $ 155,000 $ 155,000 $ 0
Stone, Arkansas 1 $ 195,000 $ 195,000 $ 44,000
Butte, California 1 $ 195,000 $ 195,000 $ 60,000
Del Norte, California 1 $ 195,000 $ 195,000 $ 35,000
Humboldt, California 1 $ 275,000 $ 275,000 $ 0
Lake, California 1 $ 185,000 $ 185,000 $ 44,000
Napa, California 1 $ 405,000 $ 405,000 $ 279,000
Santa Cruz, California 1 $ 385,000 $ 385,000 $ 83,000
Shasta, California 1 $ 185,000 $ 185,000 $ 75,000
Tehama, California 1 $ 235,000 $ 235,000 $ 0
Yolo, California 1 $ 145,000 $ 145,000 $ 92,000
Elbert, Colorado 1 $ 185,000 $ 185,000 $ 90,000
Jefferson, Colorado 1 $ 255,000 $ 255,000 $ 0
La Plata, Colorado 1 $ 305,000 $ 305,000 $ 84,000
Mesa, Colorado 1 $ 185,000 $ 185,000 $ 52,000
Morgan, Colorado 1 $ 195,000 $ 195,000 $ 45,000
Pueblo, Colorado 1 $ 185,000 $ 185,000 $ 34,000
Weld, Colorado 1 $ 325,000 $ 325,000 $ 62,000
Yuma, Colorado 1 $ 165,000 $ 165,000 $ 72,000
Litchfield, Connecticut 1 $ 165,000 $ 165,000 $ 45,000
Windham, Connecticut 1 $ 135,000 $ 135,000 $ 47,000
District of Columbia, District Of Columbia 1 $ 265,000 $ 265,000 $ 94,000
Charlotte, Florida 1 $ 315,000 $ 315,000 $ 0
Glades, Florida 1 $ 55,000 $ 55,000 $ 40,000
Hendry, Florida 1 $ 215,000 $ 215,000 $ 37,000
Hernando, Florida 1 $ 185,000 $ 185,000 $ 28,000
Leon, Florida 1 $ 285,000 $ 285,000 $ 88,000
Marion, Florida 1 $ 145,000 $ 145,000 $ 64,000
Martin, Florida 1 $ 425,000 $ 425,000 $ 240,000
Monroe, Florida 1 $ 155,000 $ 155,000 $ 187,000
Nassau, Florida 1 $ 175,000 $ 175,000 $ 0
Okaloosa, Florida 1 $ 405,000 $ 405,000 $ 212,000
Putnam, Florida 1 $ 115,000 $ 115,000 $ 28,000
St. Johns, Florida 1 $ 445,000 $ 445,000 $ 0
St. Lucie, Florida 1 $ 135,000 $ 135,000 $ 39,000
Chatham, Georgia 1 $ 365,000 $ 365,000 $ 152,000
Cherokee, Georgia 1 $ 165,000 $ 165,000 $ 44,000
Colquitt, Georgia 1 $ 145,000 $ 145,000 $ 0
Coweta, Georgia 1 $ 235,000 $ 235,000 $ 129,000
Douglas, Georgia 1 $ 265,000 $ 265,000 $ 110,000
Fayette, Georgia 1 $ 255,000 $ 255,000 $ 0
Mitchell, Georgia 1 $ 105,000 $ 105,000 $ 30,000
Newton, Georgia 1 $ 365,000 $ 365,000 $ 0
Rabun, Georgia 1 $ 145,000 $ 145,000 $ 43,000
Richmond, Georgia 1 $ 145,000 $ 145,000 $ 62,000
Toombs, Georgia 1 $ 185,000 $ 185,000 $ 42,000
Walton, Georgia 1 $ 335,000 $ 335,000 $ 99,000
Benewah, Idaho 1 $ 195,000 $ 195,000 $ 0
Blaine, Idaho 1 $ 515,000 $ 515,000 $ 122,000
Boise, Idaho 1 $ 265,000 $ 265,000 $ 86,000
Franklin, Idaho 1 $ 185,000 $ 185,000 $ 55,000
Kootenai, Idaho 1 $ 455,000 $ 455,000 $ 77,000
Owyhee, Idaho 1 $ 225,000 $ 225,000 $ 46,000
Payette, Idaho 1 $ 225,000 $ 225,000 $ 0
Twin Falls, Idaho 1 $ 355,000 $ 355,000 $ 108,000
Bond, Illinois 1 $ 65,000 $ 65,000 $ 42,000
Christian, Illinois 1 $ 105,000 $ 105,000 $ 29,000
Jefferson, Illinois 1 $ 135,000 $ 135,000 $ 67,000
Lake, Illinois 1 $ 405,000 $ 405,000 $ 286,000
Logan, Illinois 1 $ 95,000 $ 95,000 $ 45,000
Peoria, Illinois 1 $ 75,000 $ 75,000 $ 28,000
Saline, Illinois 1 $ 45,000 $ 45,000 $ 33,000
Warren, Illinois 1 $ 125,000 $ 125,000 $ 44,000
Clark, Indiana 1 $ 195,000 $ 195,000 $ 0
Dearborn, Indiana 1 $ 335,000 $ 335,000 $ 0
Delaware, Indiana 1 $ 145,000 $ 145,000 $ 40,000
Fulton, Indiana 1 $ 165,000 $ 165,000 $ 0
Johnson, Indiana 1 $ 305,000 $ 305,000 $ 0
Lake, Indiana 1 $ 165,000 $ 165,000 $ 31,000
LaPorte, Indiana 1 $ 135,000 $ 135,000 $ 52,000
Vanderburgh, Indiana 1 $ 155,000 $ 155,000 $ 0
Appanoose, Iowa 1 $ 145,000 $ 145,000 $ 50,000
Black Hawk, Iowa 1 $ 205,000 $ 205,000 $ 84,000
Dubuque, Iowa 1 $ 205,000 $ 205,000 $ 51,000
Emmet, Iowa 1 $ 155,000 $ 155,000 $ 0
Fremont, Iowa 1 $ 155,000 $ 155,000 $ 0
Plymouth, Iowa 1 $ 175,000 $ 175,000 $ 0
Scott, Iowa 1 $ 135,000 $ 135,000 $ 0
Miami, Kansas 1 $ 275,000 $ 275,000 $ 63,000
Neosho, Kansas 1 $ 75,000 $ 75,000 $ 43,000
Pottawatomie, Kansas 1 $ 145,000 $ 145,000 $ 94,000
Meade, Kentucky 1 $ 205,000 $ 205,000 $ 0
Scott, Kentucky 1 $ 345,000 $ 345,000 $ 156,000
Assumption, Louisiana 1 $ 135,000 $ 135,000 $ 22,000
De Soto, Louisiana 1 $ 395,000 $ 395,000 $ 215,000
St. Charles, Louisiana 1 $ 195,000 $ 195,000 $ 0
Tangipahoa, Louisiana 1 $ 165,000 $ 165,000 $ 68,000
Washington, Louisiana 1 $ 385,000 $ 385,000 $ 171,000
Hancock, Maine 1 $ 225,000 $ 225,000 $ 54,000
Knox, Maine 1 $ 275,000 $ 275,000 $ 0
Penobscot, Maine 1 $ 75,000 $ 75,000 $ 22,000
Waldo, Maine 1 $ 145,000 $ 145,000 $ 37,000
Washington, Maine 1 $ 275,000 $ 275,000 $ 91,000
Anne Arundel, Maryland 1 $ 235,000 $ 235,000 $ 96,000
Frederick, Maryland 1 $ 245,000 $ 245,000 $ 67,000
Howard, Maryland 1 $ 385,000 $ 385,000 $ 154,000
Washington, Maryland 1 $ 245,000 $ 245,000 $ 61,000
Wicomico, Maryland 1 $ 195,000 $ 195,000 $ 38,000
Berkshire, Massachusetts 1 $ 455,000 $ 455,000 $ 0
Essex, Massachusetts 1 $ 135,000 $ 135,000 $ 58,000
Franklin, Massachusetts 1 $ 165,000 $ 165,000 $ 47,000
Worcester, Massachusetts 1 $ 195,000 $ 195,000 $ 65,000
Calhoun, Michigan 1 $ 205,000 $ 205,000 $ 0
Eaton, Michigan 1 $ 105,000 $ 105,000 $ 48,000
Genesee, Michigan 1 $ 195,000 $ 195,000 $ 0
Huron, Michigan 1 $ 65,000 $ 65,000 $ 39,000
Iosco, Michigan 1 $ 145,000 $ 145,000 $ 33,000
Kent, Michigan 1 $ 155,000 $ 155,000 $ 54,000
Livingston, Michigan 1 $ 185,000 $ 185,000 $ 72,000
Marquette, Michigan 1 $ 195,000 $ 195,000 $ 52,000
Newaygo, Michigan 1 $ 235,000 $ 235,000 $ 0
Ogemaw, Michigan 1 $ 75,000 $ 75,000 $ 92,000
Saginaw, Michigan 1 $ 185,000 $ 185,000 $ 0
Anoka, Minnesota 1 $ 195,000 $ 195,000 $ 120,000
Carver, Minnesota 1 $ 195,000 $ 195,000 $ 52,000
Hubbard, Minnesota 1 $ 165,000 $ 165,000 $ 48,000
Itasca, Minnesota 1 $ 125,000 $ 125,000 $ 61,000
Lake, Minnesota 1 $ 375,000 $ 375,000 $ 84,000
Ramsey, Minnesota 1 $ 175,000 $ 175,000 $ 0
Stearns, Minnesota 1 $ 155,000 $ 155,000 $ 48,000
Winona, Minnesota 1 $ 285,000 $ 285,000 $ 62,000
Wright, Minnesota 1 $ 195,000 $ 195,000 $ 0
Copiah, Mississippi 1 $ 135,000 $ 135,000 $ 52,000
DeSoto, Mississippi 1 $ 295,000 $ 295,000 $ 0
Grenada, Mississippi 1 $ 265,000 $ 265,000 $ 0
Lamar, Mississippi 1 $ 145,000 $ 145,000 $ 51,000
Lee, Mississippi 1 $ 155,000 $ 155,000 $ 0
Lowndes, Mississippi 1 $ 145,000 $ 145,000 $ 60,000
Monroe, Mississippi 1 $ 205,000 $ 205,000 $ 84,000
Pearl River, Mississippi 1 $ 135,000 $ 135,000 $ 244,000
Rankin, Mississippi 1 $ 255,000 $ 255,000 $ 0
Smith, Mississippi 1 $ 175,000 $ 175,000 $ 55,000
Benton, Missouri 1 $ 195,000 $ 195,000 $ 0
Cass, Missouri 1 $ 185,000 $ 185,000 $ 46,000
Jefferson, Missouri 1 $ 295,000 $ 295,000 $ 0
Lawrence, Missouri 1 $ 75,000 $ 75,000 $ 34,000
Mississippi, Missouri 1 $ 95,000 $ 95,000 $ 29,000
Randolph, Missouri 1 $ 65,000 $ 65,000 $ 21,000
St. Louis, Missouri 1 $ 435,000 $ 435,000 $ 300,000
Taney, Missouri 1 $ 165,000 $ 165,000 $ 58,000
Warren, Missouri 1 $ 165,000 $ 165,000 $ 53,000
Carter, Montana 1 $ 145,000 $ 145,000 $ 63,000
Cascade, Montana 1 $ 225,000 $ 225,000 $ 0
Missoula, Montana 1 $ 275,000 $ 275,000 $ 54,000
Musselshell, Montana 1 $ 105,000 $ 105,000 $ 46,000
Custer, Nebraska 1 $ 85,000 $ 85,000 $ 34,000
Holt, Nebraska 1 $ 95,000 $ 95,000 $ 36,000
Nye, Nevada 1 $ 145,000 $ 145,000 $ 58,000
Belknap, New Hampshire 1 $ 235,000 $ 235,000 $ 46,000
Carroll, New Hampshire 1 $ 255,000 $ 255,000 $ 0
Hillsborough, New Hampshire 1 $ 235,000 $ 235,000 $ 67,000
Cape May, New Jersey 1 $ 125,000 $ 125,000 $ 38,000
Essex, New Jersey 1 $ 155,000 $ 155,000 $ 41,000
Middlesex, New Jersey 1 $ 315,000 $ 315,000 $ 132,000
Monmouth, New Jersey 1 $ 365,000 $ 365,000 $ 162,000
Sussex, New Jersey 1 $ 205,000 $ 205,000 $ 104,000
Warren, New Jersey 1 $ 105,000 $ 105,000 $ 44,000
Dona Ana, New Mexico 1 $ 265,000 $ 265,000 $ 0
Bronx, New York 1 $ 395,000 $ 395,000 $ 0
Chemung, New York 1 $ 125,000 $ 125,000 $ 65,000
Columbia, New York 1 $ 105,000 $ 105,000 $ 30,000
Dutchess, New York 1 $ 275,000 $ 275,000 $ 164,000
Erie, New York 1 $ 165,000 $ 165,000 $ 35,000
Essex, New York 1 $ 205,000 $ 205,000 $ 62,000
Niagara, New York 1 $ 195,000 $ 195,000 $ 120,000
Oneida, New York 1 $ 135,000 $ 135,000 $ 44,000
Putnam, New York 1 $ 345,000 $ 345,000 $ 0
Saratoga, New York 1 $ 295,000 $ 295,000 $ 0
Westchester, New York 1 $ 245,000 $ 245,000 $ 117,000
Alleghany, North Carolina 1 $ 85,000 $ 85,000 $ 20,000
Beaufort, North Carolina 1 $ 165,000 $ 165,000 $ 0
Buncombe, North Carolina 1 $ 365,000 $ 365,000 $ 204,000
Catawba, North Carolina 1 $ 285,000 $ 285,000 $ 81,000
Chatham, North Carolina 1 $ 475,000 $ 475,000 $ 160,000
Cleveland, North Carolina 1 $ 145,000 $ 145,000 $ 0
Franklin, North Carolina 1 $ 155,000 $ 155,000 $ 63,000
Granville, North Carolina 1 $ 215,000 $ 215,000 $ 0
Hoke, North Carolina 1 $ 245,000 $ 245,000 $ 63,000
Lincoln, North Carolina 1 $ 175,000 $ 175,000 $ 40,000
Macon, North Carolina 1 $ 185,000 $ 185,000 $ 77,000
Madison, North Carolina 1 $ 325,000 $ 325,000 $ 47,000
McDowell, North Carolina 1 $ 125,000 $ 125,000 $ 49,000
Moore, North Carolina 1 $ 275,000 $ 275,000 $ 0
Nash, North Carolina 1 $ 115,000 $ 115,000 $ 48,000
Onslow, North Carolina 1 $ 255,000 $ 255,000 $ 83,000
Orange, North Carolina 1 $ 515,000 $ 515,000 $ 100,000
Pamlico, North Carolina 1 $ 155,000 $ 155,000 $ 0
Pender, North Carolina 1 $ 355,000 $ 355,000 $ 235,000
Perquimans, North Carolina 1 $ 175,000 $ 175,000 $ 54,000
Pitt, North Carolina 1 $ 195,000 $ 195,000 $ 54,000
Robeson, North Carolina 1 $ 225,000 $ 225,000 $ 0
Sampson, North Carolina 1 $ 165,000 $ 165,000 $ 44,000
Vance, North Carolina 1 $ 195,000 $ 195,000 $ 0
Warren, North Carolina 1 $ 205,000 $ 205,000 $ 50,000
Cass, North Dakota 1 $ 175,000 $ 175,000 $ 31,000
Belmont, Ohio 1 $ 195,000 $ 195,000 $ 0
Columbiana, Ohio 1 $ 125,000 $ 125,000 $ 0
Gallia, Ohio 1 $ 105,000 $ 105,000 $ 0
Medina, Ohio 1 $ 145,000 $ 145,000 $ 0
Miami, Ohio 1 $ 305,000 $ 305,000 $ 97,000
Sandusky, Ohio 1 $ 155,000 $ 155,000 $ 0
Summit, Ohio 1 $ 305,000 $ 305,000 $ 99,000
Cherokee, Oklahoma 1 $ 515,000 $ 515,000 $ 460,000
Custer, Oklahoma 1 $ 225,000 $ 225,000 $ 42,000
Kingfisher, Oklahoma 1 $ 85,000 $ 85,000 $ 33,000
Le Flore, Oklahoma 1 $ 105,000 $ 105,000 $ 20,000
Okmulgee, Oklahoma 1 $ 75,000 $ 75,000 $ 62,000
Payne, Oklahoma 1 $ 515,000 $ 515,000 $ 76,000
Pittsburg, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Pottawatomie, Oklahoma 1 $ 325,000 $ 325,000 $ 95,000
Rogers, Oklahoma 1 $ 85,000 $ 85,000 $ 33,000
Stephens, Oklahoma 1 $ 45,000 $ 45,000 $ 49,000
Wagoner, Oklahoma 1 $ 245,000 $ 245,000 $ 115,000
Benton, Oregon 1 $ 335,000 $ 335,000 $ 118,000
Clatsop, Oregon 1 $ 315,000 $ 315,000 $ 62,000
Columbia, Oregon 1 $ 345,000 $ 345,000 $ 114,000
Lane, Oregon 1 $ 175,000 $ 175,000 $ 37,000
Linn, Oregon 1 $ 165,000 $ 165,000 $ 46,000
Tillamook, Oregon 1 $ 145,000 $ 145,000 $ 70,000
Wallowa, Oregon 1 $ 165,000 $ 165,000 $ 49,000
Yamhill, Oregon 1 $ 455,000 $ 455,000 $ 305,000
Armstrong, Pennsylvania 1 $ 105,000 $ 105,000 $ 60,000
Bradford, Pennsylvania 1 $ 135,000 $ 135,000 $ 40,000
Butler, Pennsylvania 1 $ 155,000 $ 155,000 $ 45,000
Centre, Pennsylvania 1 $ 115,000 $ 115,000 $ 39,000
Dauphin, Pennsylvania 1 $ 115,000 $ 115,000 $ 50,000
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Mortgage Loan Application Detail Totals for Texana Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,123 $340,525,000 $303,000 $725,000 $116,000 $650,000
Home Purchase 512 $116,140,000 $226,000 $4,505,000 $89,000 $600,000
Cash-out Refinancing 169 $45,005,000 $266,000 $1,205,000 $87,000 $416,000
Home Improvement 127 $39,635,000 $312,000 $1,235,000 $107,000 $430,000
Other Purpose 61 $24,545,000 $402,000 $605,000 $153,000 $460,000
Not Applicable 2 $440,000 $220,000 $235,000 $100,000 $126,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 848 $228,210,000 $269,000 $1,205,000 $87,000 $571,000
White 748 $219,040,000 $292,000 $4,505,000 $120,000 $650,000
Hispanic 127 $32,445,000 $255,000 $565,000 $98,000 $298,000
Asian 119 $45,755,000 $384,000 $685,000 $143,000 $611,000
Black or African American 79 $22,225,000 $281,000 $725,000 $98,000 $375,000
Not applicable 58 $13,420,000 $231,000 $615,000 $107,000 $318,000
American Indian or Alaskan Native 7 $1,805,000 $257,000 $345,000 $76,000 $178,000
Native Hawaiian or Other Pacific Islander 1 $465,000 $465,000 $465,000 $156,000 $156,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,269 $402,605,000 $317,000 $4,505,000 $128,000 $650,000
VA-guaranteed (Veterans Administration) 421 $102,875,000 $244,000 $725,000 $49,000 $260,000
FHA-insured (Federal Housing Administration) 229 $50,535,000 $220,000 $575,000 $70,000 $430,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 75 $10,275,000 $137,000 $395,000 $48,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 983 $277,725,000 $282,000 $725,000 $118,000 $650,000
Application Withdrawn By Applicant 884 $253,700,000 $286,000 $4,505,000 $98,000 $600,000
Application Denied By Financial Institution 112 $31,700,000 $283,000 $1,205,000 $88,000 $420,000
Application Approved But Not Accepted 14 $3,110,000 $222,000 $435,000 $78,000 $228,000
File Closed For Incompleteness 1 $55,000 $55,000 $55,000 $95,000 $95,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,882 $534,590,000 $284,000 $4,505,000 $108,000 $650,000
Credit History 43 $11,045,000 $256,000 $525,000 $92,000 $420,000
Debt-To-Income Ratio 39 $10,635,000 $272,000 $515,000 $63,000 $230,000
Collateral 11 $2,855,000 $259,000 $445,000 $102,000 $250,000
Unverifiable Information 10 $2,930,000 $293,000 $465,000 $85,000 $164,000
Other 6 $3,020,000 $503,000 $1,205,000 $178,000 $322,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,215,000 $405,000 $515,000 $122,000 $159,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texana Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texana Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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