The Home Loan Expert Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
The Home Loan Expert Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Home Loan Expert Llc 1600 S Brentwood St Louis, MO 63144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,168 |
| Total Mortgage Loan Application Amount | $1,274,610,000 |
| Average Mortgage Loan Application Amount | $279,500 |
| Highest Mortgage Loan Application Amount | $4,775,000 |
| Average Applicant Income | $123,500 |
| Highest Applicant Income | $2,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with The Home Loan Expert Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Home Loan Expert Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down The Home Loan Expert Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Home Loan Expert Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by The Home Loan Expert Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Home Loan Expert Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 445 | $ 94,105,000 | $ 211,000 | $ 101,000 |
| Cook County Illinois | 248 | $ 59,690,000 | $ 240,000 | $ 97,000 |
| Travis County Texas | 222 | $ 103,810,000 | $ 467,000 | $ 179,000 |
| St. Charles County Missouri | 191 | $ 47,855,000 | $ 250,000 | $ 107,000 |
| Williamson County Texas | 161 | $ 66,195,000 | $ 411,000 | $ 177,000 |
| Hillsborough County Florida | 133 | $ 49,885,000 | $ 375,000 | $ 138,000 |
| Tarrant County Texas | 131 | $ 47,795,000 | $ 364,000 | $ 128,000 |
| Denton County Texas | 112 | $ 53,860,000 | $ 480,000 | $ 171,000 |
| Jefferson County Missouri | 105 | $ 20,225,000 | $ 192,000 | $ 92,000 |
| St. Louis City County Missouri | 95 | $ 16,525,000 | $ 173,000 | $ 92,000 |
| Baldwin County Alabama | 78 | $ 23,670,000 | $ 303,000 | $ 135,000 |
| Shelby County Tennessee | 78 | $ 14,490,000 | $ 185,000 | $ 91,000 |
| Denver County Colorado | 75 | $ 44,565,000 | $ 594,000 | $ 215,000 |
| Sumner County Tennessee | 68 | $ 19,900,000 | $ 292,000 | $ 95,000 |
| Harris County Texas | 64 | $ 30,800,000 | $ 481,000 | $ 210,000 |
| Collin County Texas | 56 | $ 24,860,000 | $ 443,000 | $ 157,000 |
| St. Clair County Illinois | 54 | $ 11,730,000 | $ 217,000 | $ 102,000 |
| Marion County Indiana | 54 | $ 9,220,000 | $ 170,000 | $ 91,000 |
| Dallas County Texas | 53 | $ 21,155,000 | $ 399,000 | $ 160,000 |
| Linn County Iowa | 51 | $ 9,865,000 | $ 193,000 | $ 75,000 |
| Madison County Illinois | 47 | $ 8,595,000 | $ 182,000 | $ 96,000 |
| Bexar County Texas | 45 | $ 13,205,000 | $ 293,000 | $ 146,000 |
| El Paso County Colorado | 42 | $ 17,390,000 | $ 414,000 | $ 115,000 |
| Jefferson County Colorado | 37 | $ 18,945,000 | $ 512,000 | $ 166,000 |
| Yuma County Arizona | 36 | $ 9,540,000 | $ 265,000 | $ 116,000 |
| Hays County Texas | 35 | $ 14,335,000 | $ 409,000 | $ 159,000 |
| Will County Illinois | 33 | $ 8,225,000 | $ 249,000 | $ 111,000 |
| Hamilton County Indiana | 33 | $ 8,795,000 | $ 266,000 | $ 112,000 |
| Pinellas County Florida | 32 | $ 10,680,000 | $ 333,000 | $ 112,000 |
| Lincoln County Missouri | 32 | $ 6,720,000 | $ 210,000 | $ 86,000 |
| Pulaski County Arkansas | 30 | $ 6,120,000 | $ 204,000 | $ 90,000 |
| Maricopa County Arizona | 29 | $ 14,605,000 | $ 503,000 | $ 216,000 |
| Crittenden County Arkansas | 29 | $ 3,525,000 | $ 121,000 | $ 52,000 |
| Jackson County Missouri | 29 | $ 6,435,000 | $ 221,000 | $ 69,000 |
| Davidson County Tennessee | 29 | $ 9,595,000 | $ 330,000 | $ 114,000 |
| Arapahoe County Colorado | 27 | $ 13,365,000 | $ 495,000 | $ 154,000 |
| Pasco County Florida | 26 | $ 9,860,000 | $ 379,000 | $ 145,000 |
| Franklin County Missouri | 26 | $ 5,280,000 | $ 203,000 | $ 92,000 |
| Saline County Arkansas | 25 | $ 5,325,000 | $ 213,000 | $ 93,000 |
| Montgomery County Tennessee | 24 | $ 6,570,000 | $ 273,000 | $ 90,000 |
| Johnson County Indiana | 21 | $ 4,135,000 | $ 196,000 | $ 86,000 |
| DeSoto County Mississippi | 21 | $ 5,705,000 | $ 271,000 | $ 117,000 |
| DuPage County Illinois | 20 | $ 5,210,000 | $ 260,000 | $ 89,000 |
| Lake County Illinois | 20 | $ 5,830,000 | $ 291,000 | $ 148,000 |
| Pima County Arizona | 19 | $ 5,435,000 | $ 286,000 | $ 100,000 |
| Los Angeles County California | 19 | $ 12,005,000 | $ 631,000 | $ 180,000 |
| Douglas County Colorado | 19 | $ 17,775,000 | $ 935,000 | $ 269,000 |
| Hendricks County Indiana | 18 | $ 4,010,000 | $ 222,000 | $ 103,000 |
| Lake County Indiana | 18 | $ 3,810,000 | $ 211,000 | $ 100,000 |
| Polk County Florida | 14 | $ 4,160,000 | $ 297,000 | $ 80,000 |
| Kane County Illinois | 14 | $ 3,410,000 | $ 243,000 | $ 99,000 |
| Hancock County Indiana | 14 | $ 2,840,000 | $ 202,000 | $ 100,000 |
| Rutherford County Tennessee | 14 | $ 4,060,000 | $ 290,000 | $ 81,000 |
| Bell County Texas | 13 | $ 3,255,000 | $ 250,000 | $ 99,000 |
| Adams County Colorado | 12 | $ 4,550,000 | $ 379,000 | $ 143,000 |
| Monroe County Illinois | 12 | $ 2,630,000 | $ 219,000 | $ 122,000 |
| Warren County Missouri | 12 | $ 2,710,000 | $ 225,000 | $ 103,000 |
| Robertson County Tennessee | 12 | $ 3,600,000 | $ 300,000 | $ 92,000 |
| Escambia County Florida | 11 | $ 2,405,000 | $ 218,000 | $ 131,000 |
| Lee County Florida | 11 | $ 3,455,000 | $ 314,000 | $ 86,000 |
| Guadalupe County Texas | 11 | $ 2,885,000 | $ 262,000 | $ 159,000 |
| McHenry County Illinois | 10 | $ 2,190,000 | $ 219,000 | $ 98,000 |
| Morgan County Indiana | 10 | $ 2,350,000 | $ 235,000 | $ 79,000 |
| Kendall County Illinois | 9 | $ 2,245,000 | $ 249,000 | $ 96,000 |
| Clay County Missouri | 9 | $ 2,135,000 | $ 237,000 | $ 199,000 |
| St. Francois County Missouri | 9 | $ 1,785,000 | $ 198,000 | $ 86,000 |
| Fort Bend County Texas | 9 | $ 2,695,000 | $ 299,000 | $ 136,000 |
| Parker County Texas | 9 | $ 3,045,000 | $ 338,000 | $ 125,000 |
| Weld County Colorado | 8 | $ 4,480,000 | $ 560,000 | $ 129,000 |
| Marion County Florida | 8 | $ 2,120,000 | $ 265,000 | $ 75,000 |
| Johnson County Kansas | 8 | $ 2,990,000 | $ 373,000 | $ 187,000 |
| Wyandotte County Kansas | 8 | $ 1,580,000 | $ 197,000 | $ 50,000 |
| Williamson County Tennessee | 8 | $ 5,380,000 | $ 672,000 | $ 233,000 |
| Wilson County Tennessee | 8 | $ 3,110,000 | $ 388,000 | $ 100,000 |
| Larimer County Colorado | 7 | $ 2,825,000 | $ 403,000 | $ 125,000 |
| Broward County Florida | 7 | $ 2,815,000 | $ 402,000 | $ 136,000 |
| Orange County Florida | 7 | $ 2,495,000 | $ 356,000 | $ 116,000 |
| Santa Rosa County Florida | 7 | $ 2,745,000 | $ 392,000 | $ 91,000 |
| Seminole County Florida | 7 | $ 2,345,000 | $ 335,000 | $ 110,000 |
| Clay County Illinois | 7 | $ 635,000 | $ 90,000 | $ 42,000 |
| Boone County Indiana | 7 | $ 1,495,000 | $ 213,000 | $ 64,000 |
| Madison County Indiana | 7 | $ 1,065,000 | $ 152,000 | $ 71,000 |
| Macon County Tennessee | 7 | $ 1,355,000 | $ 193,000 | $ 58,000 |
| Bastrop County Texas | 7 | $ 2,505,000 | $ 357,000 | $ 136,000 |
| Grayson County Texas | 7 | $ 2,045,000 | $ 292,000 | $ 82,000 |
| Faulkner County Arkansas | 6 | $ 1,800,000 | $ 300,000 | $ 113,000 |
| Volusia County Florida | 6 | $ 1,460,000 | $ 243,000 | $ 82,000 |
| Walton County Florida | 6 | $ 3,220,000 | $ 536,000 | $ 347,000 |
| Porter County Indiana | 6 | $ 1,740,000 | $ 290,000 | $ 96,000 |
| Christian County Kentucky | 6 | $ 1,050,000 | $ 175,000 | $ 77,000 |
| Simpson County Kentucky | 6 | $ 1,500,000 | $ 250,000 | $ 75,000 |
| Montgomery County Missouri | 6 | $ 810,000 | $ 135,000 | $ 45,000 |
| Fayette County Tennessee | 6 | $ 1,220,000 | $ 203,000 | $ 141,000 |
| Maury County Tennessee | 6 | $ 1,980,000 | $ 330,000 | $ 95,000 |
| Rockwall County Texas | 6 | $ 2,960,000 | $ 493,000 | $ 242,000 |
| Jefferson County Arkansas | 5 | $ 225,000 | $ 45,000 | $ 35,000 |
| Boulder County Colorado | 5 | $ 2,245,000 | $ 449,000 | $ 105,000 |
| La Plata County Colorado | 5 | $ 2,445,000 | $ 489,000 | $ 140,000 |
| Citrus County Florida | 5 | $ 1,445,000 | $ 289,000 | $ 157,000 |
| St. Johns County Florida | 5 | $ 1,125,000 | $ 225,000 | $ 95,000 |
| Clinton County Illinois | 5 | $ 1,305,000 | $ 261,000 | $ 101,000 |
| Henry County Indiana | 5 | $ 845,000 | $ 169,000 | $ 70,000 |
| Galveston County Texas | 5 | $ 1,935,000 | $ 387,000 | $ 177,000 |
| Montgomery County Texas | 5 | $ 2,035,000 | $ 407,000 | $ 175,000 |
| Garland County Arkansas | 4 | $ 1,330,000 | $ 332,000 | $ 180,000 |
| Randolph County Arkansas | 4 | $ 710,000 | $ 177,000 | $ 79,000 |
| Orange County California | 4 | $ 2,740,000 | $ 685,000 | $ 170,000 |
| Eagle County Colorado | 4 | $ 2,360,000 | $ 590,000 | $ 331,000 |
| Grand County Colorado | 4 | $ 2,140,000 | $ 535,000 | $ 206,000 |
| Brevard County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 120,000 |
| Hernando County Florida | 4 | $ 890,000 | $ 222,000 | $ 53,000 |
| Indian River County Florida | 4 | $ 1,220,000 | $ 305,000 | $ 65,000 |
| Lake County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 105,000 |
| Manatee County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 107,000 |
| St. Lucie County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 71,000 |
| Shelby County Indiana | 4 | $ 800,000 | $ 200,000 | $ 117,000 |
| Benton County Iowa | 4 | $ 1,130,000 | $ 282,000 | $ 90,000 |
| Johnson County Iowa | 4 | $ 980,000 | $ 245,000 | $ 109,000 |
| Warren County Kentucky | 4 | $ 550,000 | $ 137,000 | $ 59,000 |
| Cheatham County Tennessee | 4 | $ 1,360,000 | $ 340,000 | $ 99,000 |
| Brazos County Texas | 4 | $ 600,000 | $ 150,000 | $ 124,000 |
| Burnet County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 159,000 |
| Caldwell County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 167,000 |
| Comal County Texas | 4 | $ 1,600,000 | $ 400,000 | $ 115,000 |
| Hunt County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 84,000 |
| Kaufman County Texas | 4 | $ 1,610,000 | $ 402,000 | $ 133,000 |
| McLennan County Texas | 4 | $ 1,300,000 | $ 325,000 | $ 136,000 |
| Presidio County Texas | 4 | $ 1,210,000 | $ 302,000 | $ 158,000 |
| Lauderdale County Alabama | 3 | $ 405,000 | $ 135,000 | $ 61,000 |
| Benton County Arkansas | 3 | $ 705,000 | $ 235,000 | $ 73,000 |
| Hot Spring County Arkansas | 3 | $ 135,000 | $ 45,000 | $ 39,000 |
| White County Arkansas | 3 | $ 475,000 | $ 158,000 | $ 53,000 |
| San Bernardino County California | 3 | $ 995,000 | $ 331,000 | $ 130,000 |
| Duval County Florida | 3 | $ 675,000 | $ 225,000 | $ 98,000 |
| Miami-Dade County Florida | 3 | $ 2,165,000 | $ 721,000 | $ 167,000 |
| Okaloosa County Florida | 3 | $ 965,000 | $ 321,000 | $ 70,000 |
| Osceola County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 157,000 |
| Effingham County Illinois | 3 | $ 405,000 | $ 135,000 | $ 59,000 |
| Jefferson County Illinois | 3 | $ 365,000 | $ 121,000 | $ 104,000 |
| Winnebago County Illinois | 3 | $ 375,000 | $ 125,000 | $ 59,000 |
| Delaware County Indiana | 3 | $ 525,000 | $ 175,000 | $ 128,000 |
| Tippecanoe County Indiana | 3 | $ 635,000 | $ 211,000 | $ 104,000 |
| Scott County Iowa | 3 | $ 845,000 | $ 281,000 | $ 119,000 |
| Audrain County Missouri | 3 | $ 155,000 | $ 51,000 | $ 43,000 |
| Buchanan County Missouri | 3 | $ 825,000 | $ 275,000 | $ 86,000 |
| Cass County Missouri | 3 | $ 835,000 | $ 278,000 | $ 71,000 |
| Cole County Missouri | 3 | $ 545,000 | $ 181,000 | $ 93,000 |
| Crawford County Missouri | 3 | $ 545,000 | $ 181,000 | $ 160,000 |
| Anderson County Tennessee | 3 | $ 665,000 | $ 221,000 | $ 56,000 |
| Coffee County Tennessee | 3 | $ 1,365,000 | $ 455,000 | $ 138,000 |
| Brazoria County Texas | 3 | $ 855,000 | $ 285,000 | $ 143,000 |
| Ellis County Texas | 3 | $ 635,000 | $ 211,000 | $ 62,000 |
| Llano County Texas | 3 | $ 2,275,000 | $ 758,000 | $ 237,000 |
| Smith County Texas | 3 | $ 625,000 | $ 208,000 | $ 120,000 |
| Wise County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 143,000 |
| Escambia County Alabama | 2 | $ 450,000 | $ 225,000 | $ 73,000 |
| Baxter County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Cleburne County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Cross County Arkansas | 2 | $ 450,000 | $ 225,000 | $ 189,000 |
| Little River County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 69,000 |
| St. Francis County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| Sacramento County California | 2 | $ 740,000 | $ 370,000 | $ 70,000 |
| Archuleta County Colorado | 2 | $ 680,000 | $ 340,000 | $ 356,000 |
| Chaffee County Colorado | 2 | $ 970,000 | $ 485,000 | $ 328,000 |
| Fremont County Colorado | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Pueblo County Colorado | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Palm Beach County Florida | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| Calhoun County Illinois | 2 | $ 480,000 | $ 240,000 | $ 122,000 |
| Jersey County Illinois | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Logan County Illinois | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| Macoupin County Illinois | 2 | $ 200,000 | $ 100,000 | $ 74,000 |
| McLean County Illinois | 2 | $ 500,000 | $ 250,000 | $ 106,000 |
| Sangamon County Illinois | 2 | $ 350,000 | $ 175,000 | $ 58,000 |
| Williamson County Illinois | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| Lawrence County Indiana | 2 | $ 250,000 | $ 125,000 | $ 92,000 |
| Polk County Iowa | 2 | $ 700,000 | $ 350,000 | $ 90,000 |
| Sedgwick County Kansas | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Allen County Kentucky | 2 | $ 550,000 | $ 275,000 | $ 97,000 |
| Kenton County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Norfolk County Massachusetts | 2 | $ 2,090,000 | $ 1,045,000 | $ 208,000 |
| Cooper County Missouri | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Miller County Missouri | 2 | $ 1,100,000 | $ 550,000 | $ 526,000 |
| Ste. Genevieve County Missouri | 2 | $ 340,000 | $ 170,000 | $ 88,000 |
| Hamilton County Ohio | 2 | $ 570,000 | $ 285,000 | $ 100,000 |
| Miami County Ohio | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Montgomery County Ohio | 2 | $ 530,000 | $ 265,000 | $ 153,000 |
| Cannon County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Hamilton County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 122,000 |
| Hickman County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| Madison County Tennessee | 2 | $ 1,230,000 | $ 615,000 | $ 206,000 |
| Smith County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Tipton County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 99,000 |
| Trousdale County Tennessee | 2 | $ 940,000 | $ 470,000 | $ 181,000 |
| Warren County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 42,000 |
| Bosque County Texas | 2 | $ 360,000 | $ 180,000 | $ 107,000 |
| Brewster County Texas | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Cameron County Texas | 2 | $ 670,000 | $ 335,000 | $ 111,000 |
| Fayette County Texas | 2 | $ 550,000 | $ 275,000 | $ 125,000 |
| Hood County Texas | 2 | $ 460,000 | $ 230,000 | $ 161,000 |
| Johnson County Texas | 2 | $ 1,190,000 | $ 595,000 | $ 131,000 |
| Lampasas County Texas | 2 | $ 510,000 | $ 255,000 | $ 54,000 |
| Lubbock County Texas | 2 | $ 840,000 | $ 420,000 | $ 158,000 |
| Milam County Texas | 2 | $ 480,000 | $ 240,000 | $ 44,000 |
| Randall County Texas | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Webb County Texas | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Door County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 228,000 |
| Milwaukee County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 210,000 |
| Chambers County Alabama | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Covington County Alabama | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Jefferson County Alabama | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Lawrence County Alabama | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Limestone County Alabama | 1 | $ 525,000 | $ 525,000 | $ 100,000 |
| Madison County Alabama | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Mobile County Alabama | 1 | $ 565,000 | $ 565,000 | $ 224,000 |
| Cochise County Arizona | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Coconino County Arizona | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Mohave County Arizona | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Navajo County Arizona | 1 | $ 455,000 | $ 455,000 | $ 830,000 |
| Pinal County Arizona | 1 | $ 475,000 | $ 475,000 | $ 115,000 |
| Craighead County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Grant County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Lee County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Lonoke County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Washington County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Fresno County California | 1 | $ 455,000 | $ 455,000 | $ 136,000 |
| Riverside County California | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| San Diego County California | 1 | $ 625,000 | $ 625,000 | $ 93,000 |
| San Francisco County California | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| San Joaquin County California | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Broomfield County Colorado | 1 | $ 485,000 | $ 485,000 | $ 85,000 |
| Lake County Colorado | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Lincoln County Colorado | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Moffat County Colorado | 1 | $ 455,000 | $ 455,000 | $ 123,000 |
| Montezuma County Colorado | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Park County Colorado | 1 | $ 345,000 | $ 345,000 | $ 211,000 |
| Rio Grande County Colorado | 1 | $ 285,000 | $ 285,000 | $ 241,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Charlotte County Florida | 1 | $ 315,000 | $ 315,000 | $ 322,000 |
| Collier County Florida | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Gilchrist County Florida | 1 | $ 135,000 | $ 135,000 | $ 215,000 |
| Gulf County Florida | 1 | $ 435,000 | $ 435,000 | $ 301,000 |
| Jackson County Florida | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Leon County Florida | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Levy County Florida | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Sumter County Florida | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| Boone County Illinois | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Christian County Illinois | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Coles County Illinois | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| DeKalb County Illinois | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Franklin County Illinois | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Kankakee County Illinois | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| LaSalle County Illinois | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Marion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Montgomery County Illinois | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Washington County Illinois | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Brown County Indiana | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Clay County Indiana | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Grant County Indiana | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Jasper County Indiana | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Jennings County Indiana | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| LaPorte County Indiana | 1 | $ 345,000 | $ 345,000 | $ 179,000 |
| Montgomery County Indiana | 1 | $ 485,000 | $ 485,000 | $ 67,000 |
| Newton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Orange County Indiana | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Putnam County Indiana | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Rush County Indiana | 1 | $ 385,000 | $ 385,000 | $ 164,000 |
| St. Joseph County Indiana | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Wayne County Indiana | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Butler County Iowa | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Clayton County Iowa | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Dallas County Iowa | 1 | $ 435,000 | $ 435,000 | $ 97,000 |
| Emmet County Iowa | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Jones County Iowa | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Kossuth County Iowa | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Lee County Iowa | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Tama County Iowa | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Chase County Kansas | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Douglas County Kansas | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Jackson County Kansas | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Leavenworth County Kansas | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Campbell County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Carter County Kentucky | 1 | $ 595,000 | $ 595,000 | $ 520,000 |
| Hopkins County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Logan County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Madison County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 225,000 |
| McCracken County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 347,000 |
| Benton County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Jackson County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Marshall County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Adair County Missouri | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Bates County Missouri | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
| Boone County Missouri | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Cape Girardeau County Missouri | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Jasper County Missouri | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Lafayette County Missouri | 1 | $ 485,000 | $ 485,000 | $ 102,000 |
| Marion County Missouri | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Newton County Missouri | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Perry County Missouri | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Pettis County Missouri | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Platte County Missouri | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Pulaski County Missouri | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Ralls County Missouri | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Ripley County Missouri | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Stone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 193,000 |
| Taney County Missouri | 1 | $ 415,000 | $ 415,000 | $ 163,000 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Allen County Ohio | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Clermont County Ohio | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Mahoning County Ohio | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Richland County Ohio | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Stark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Summit County Ohio | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Blount County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Bradley County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Cocke County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Dickson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Hawkins County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Jackson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Knox County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 167,000 |
| Lawrence County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Lewis County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Loudon County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| McMinn County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Morgan County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Roane County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Washington County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Wayne County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Weakley County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 645,000 |
| Brown County Texas | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
| Calhoun County Texas | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Clay County Texas | 1 | $ 395,000 | $ 395,000 | $ 92,000 |
| Coryell County Texas | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Gregg County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hardin County Texas | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Henderson County Texas | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| Hockley County Texas | 1 | $ 295,000 | $ 295,000 | $ 169,000 |
| Jasper County Texas | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Jeff Davis County Texas | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Jefferson County Texas | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Lamar County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Liberty County Texas | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Limestone County Texas | 1 | $ 255,000 | $ 255,000 | $ 195,000 |
| Midland County Texas | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Navarro County Texas | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Nueces County Texas | 1 | $ 305,000 | $ 305,000 | $ 257,000 |
| Titus County Texas | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Upshur County Texas | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Victoria County Texas | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Waller County Texas | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Wilson County Texas | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Rock County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Vilas County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 308,000 |
| Walworth County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for The Home Loan Expert Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,592 | $875,630,000 | $337,000 | $4,775,000 | $127,000 | $1,346,000 |
| Cash-out Refinancing | 924 | $222,480,000 | $240,000 | $1,305,000 | $108,000 | $650,000 |
| Refinancing | 338 | $87,750,000 | $259,000 | $1,745,000 | $126,000 | $2,300,000 |
| Home Improvement | 314 | $88,750,000 | $282,000 | $1,955,000 | $133,000 | $963,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,466 | $781,980,000 | $317,000 | $4,775,000 | $129,000 | $2,300,000 |
| Black or African American | 656 | $138,400,000 | $210,000 | $1,755,000 | $84,000 | $772,000 |
| Not Provided | 562 | $176,310,000 | $313,000 | $1,745,000 | $131,000 | $990,000 |
| Hispanic | 288 | $94,070,000 | $326,000 | $1,305,000 | $121,000 | $852,000 |
| Asian | 157 | $66,645,000 | $424,000 | $1,755,000 | $161,000 | $891,000 |
| American Indian or Alaskan Native | 16 | $4,940,000 | $308,000 | $625,000 | $108,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $3,045,000 | $609,000 | $1,115,000 | $144,000 | $270,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,739 | $896,025,000 | $327,000 | $4,775,000 | $142,000 | $2,300,000 |
| FHA-insured (Federal Housing Administration) | 1,000 | $232,950,000 | $232,000 | $685,000 | $80,000 | $564,000 |
| VA-guaranteed (Veterans Administration) | 403 | $140,015,000 | $347,000 | $1,655,000 | $104,000 | $704,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $5,620,000 | $216,000 | $375,000 | $67,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,542 | $800,030,000 | $314,000 | $1,955,000 | $128,000 | $1,193,000 |
| Application Withdrawn By Applicant | 860 | $280,640,000 | $326,000 | $4,775,000 | $130,000 | $2,300,000 |
| Application Approved But Not Accepted | 377 | $104,595,000 | $277,000 | $1,205,000 | $110,000 | $556,000 |
| Application Denied By Financial Institution | 289 | $64,025,000 | $221,000 | $1,755,000 | $83,000 | $990,000 |
| File Closed For Incompleteness | 100 | $25,320,000 | $253,000 | $1,305,000 | $117,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,879 | $1,210,585,000 | $312,000 | $4,775,000 | $126,000 | $2,300,000 |
| Credit History | 123 | $23,645,000 | $192,000 | $635,000 | $78,000 | $270,000 |
| Debt-To-Income Ratio | 123 | $29,725,000 | $241,000 | $905,000 | $70,000 | $645,000 |
| Employment History | 12 | $2,580,000 | $215,000 | $415,000 | $158,000 | $990,000 |
| Collateral | 10 | $3,700,000 | $370,000 | $1,755,000 | $155,000 | $482,000 |
| Other | 7 | $825,000 | $117,000 | $175,000 | $84,000 | $151,000 |
| Unverifiable Information | 7 | $1,565,000 | $223,000 | $645,000 | $145,000 | $527,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,985,000 | $283,000 | $495,000 | $82,000 | $148,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Loan Expert Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Loan Expert Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.