Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Cibc Bank Usa 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,729 |
| Total Mortgage Loan Application Amount | $625,468,000 |
| Average Mortgage Loan Application Amount | $335,333 |
| Highest Mortgage Loan Application Amount | $33,600,000 |
| Average Applicant Income | $140,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 799 | $ 217,137,000 | $ 271,000 | $ 147,000 |
| St. Louis County Missouri | 195 | $ 42,780,000 | $ 219,000 | $ 117,000 |
| DuPage County Illinois | 117 | $ 32,789,000 | $ 280,000 | $ 175,000 |
| Will County Illinois | 80 | $ 14,031,000 | $ 175,000 | $ 85,000 |
| Lake County Illinois | 67 | $ 18,788,000 | $ 280,000 | $ 201,000 |
| St. Louis City County Missouri | 60 | $ 7,992,000 | $ 133,000 | $ 77,000 |
| Kane County Illinois | 43 | $ 8,736,000 | $ 203,000 | $ 114,000 |
| Oakland County Michigan | 40 | $ 7,419,000 | $ 185,000 | $ 93,000 |
| Wayne County Michigan | 22 | $ 1,063,000 | $ 48,000 | $ 49,000 |
| Macomb County Michigan | 21 | $ 2,467,000 | $ 117,000 | $ 56,000 |
| Milwaukee County Wisconsin | 19 | $ 22,006,000 | $ 1,158,000 | $ 65,000 |
| McHenry County Illinois | 16 | $ 4,264,000 | $ 266,000 | $ 136,000 |
| St. Charles County Missouri | 16 | $ 3,201,000 | $ 200,000 | $ 107,000 |
| Waukesha County Wisconsin | 10 | $ 3,514,000 | $ 351,000 | $ 170,000 |
| Lake County Indiana | 7 | $ 1,292,000 | $ 184,000 | $ 63,000 |
| Walworth County Wisconsin | 7 | $ 1,415,000 | $ 202,000 | $ 77,000 |
| Maricopa County Arizona | 6 | $ 1,290,000 | $ 215,000 | $ 112,000 |
| Kendall County Illinois | 6 | $ 1,242,000 | $ 207,000 | $ 95,000 |
| Fulton County Georgia | 5 | $ 1,398,000 | $ 279,000 | $ 161,000 |
| Grundy County Illinois | 5 | $ 618,000 | $ 123,000 | $ 58,000 |
| Ozaukee County Wisconsin | 5 | $ 2,051,000 | $ 410,000 | $ 174,000 |
| Los Angeles County California | 4 | $ 2,839,000 | $ 709,000 | $ 3,052,000 |
| Broward County Florida | 4 | $ 1,262,000 | $ 315,000 | $ 226,000 |
| Collier County Florida | 4 | $ 6,531,000 | $ 1,632,000 | $ 822,000 |
| Hillsborough County Florida | 4 | $ 22,253,000 | $ 5,563,000 | $ 800,000 |
| Manatee County Florida | 4 | $ 1,422,000 | $ 355,000 | $ 320,000 |
| Miami-Dade County Florida | 4 | $ 1,319,000 | $ 329,000 | $ 735,000 |
| Madison County Illinois | 4 | $ 465,000 | $ 116,000 | $ 122,000 |
| Johnson County Kansas | 4 | $ 991,000 | $ 247,000 | $ 69,000 |
| Camden County Missouri | 4 | $ 1,063,000 | $ 265,000 | $ 501,000 |
| Franklin County Missouri | 4 | $ 1,123,000 | $ 280,000 | $ 80,000 |
| Kenosha County Wisconsin | 4 | $ 957,000 | $ 239,000 | $ 206,000 |
| Porter County Indiana | 3 | $ 1,070,000 | $ 356,000 | $ 598,000 |
| Berrien County Michigan | 3 | $ 1,580,000 | $ 526,000 | $ 420,000 |
| San Diego County California | 2 | $ 1,752,000 | $ 876,000 | $ 793,000 |
| Arapahoe County Colorado | 2 | $ 1,092,000 | $ 546,000 | $ 4,834,000 |
| Boulder County Colorado | 2 | $ 350,000 | $ 175,000 | $ 125,000 |
| Pueblo County Colorado | 2 | $ 596,000 | $ 298,000 | $ 361,000 |
| Brevard County Florida | 2 | $ 328,000 | $ 164,000 | $ 182,000 |
| Lee County Florida | 2 | $ 350,000 | $ 175,000 | $ 217,000 |
| Okaloosa County Florida | 2 | $ 756,000 | $ 378,000 | $ 286,000 |
| Palm Beach County Florida | 2 | $ 1,742,000 | $ 871,000 | $ 792,000 |
| Pinellas County Florida | 2 | $ 723,000 | $ 361,000 | $ 505,000 |
| Sarasota County Florida | 2 | $ 1,472,000 | $ 736,000 | $ 704,000 |
| Gwinnett County Georgia | 2 | $ 141,000 | $ 70,000 | $ 28,000 |
| Kankakee County Illinois | 2 | $ 238,000 | $ 119,000 | $ 64,000 |
| Monroe County Illinois | 2 | $ 718,000 | $ 359,000 | $ 531,000 |
| Winnebago County Illinois | 2 | $ 231,000 | $ 115,000 | $ 74,000 |
| Polk County Iowa | 2 | $ 406,000 | $ 203,000 | $ 137,000 |
| Barnstable County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 517,000 |
| Allegan County Michigan | 2 | $ 538,000 | $ 269,000 | $ 107,000 |
| Kent County Michigan | 2 | $ 977,000 | $ 488,000 | $ 980,000 |
| St. Joseph County Michigan | 2 | $ 367,000 | $ 183,000 | $ 146,000 |
| Van Buren County Michigan | 2 | $ 1,287,000 | $ 643,000 | $ 266,000 |
| Jefferson County Missouri | 2 | $ 338,000 | $ 169,000 | $ 78,000 |
| Platte County Missouri | 2 | $ 1,216,000 | $ 608,000 | $ 304,000 |
| Mecklenburg County North Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 302,000 |
| Cuyahoga County Ohio | 2 | $ 18,830,000 | $ 9,415,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 254,000 | $ 127,000 | $ 166,000 |
| Rutherford County Tennessee | 2 | $ 464,000 | $ 232,000 | $ 101,000 |
| Bexar County Texas | 2 | $ 521,000 | $ 260,000 | $ 129,000 |
| Dallas County Texas | 2 | $ 498,000 | $ 249,000 | $ 326,000 |
| Racine County Wisconsin | 2 | $ 429,000 | $ 214,000 | $ 135,000 |
| Pima County Arizona | 1 | $ 89,000 | $ 89,000 | $ 119,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Baxter County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 153,000 |
| Alameda County California | 1 | $ 394,000 | $ 394,000 | $ 116,000 |
| Contra Costa County California | 1 | $ 250,000 | $ 250,000 | $ 158,000 |
| Napa County California | 1 | $ 550,000 | $ 550,000 | $ 207,000 |
| Sacramento County California | 1 | $ 188,000 | $ 188,000 | $ 187,000 |
| Santa Barbara County California | 1 | $ 863,000 | $ 863,000 | $ 352,000 |
| Eagle County Colorado | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Pitkin County Colorado | 1 | $ 146,000 | $ 146,000 | $ 2,098,000 |
| Teller County Colorado | 1 | $ 240,000 | $ 240,000 | $ 125,000 |
| Bay County Florida | 1 | $ 184,000 | $ 184,000 | $ 319,000 |
| Monroe County Florida | 1 | $ 1,400,000 | $ 1,400,000 | $ 518,000 |
| Seminole County Florida | 1 | $ 270,000 | $ 270,000 | $ 108,000 |
| Sumter County Florida | 1 | $ 237,000 | $ 237,000 | $ 150,000 |
| Cherokee County Georgia | 1 | $ 5,400,000 | $ 5,400,000 | $ 0 |
| Cobb County Georgia | 1 | $ 183,000 | $ 183,000 | $ 72,000 |
| Crisp County Georgia | 1 | $ 20,500,000 | $ 20,500,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Paulding County Georgia | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Carroll County Illinois | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Champaign County Illinois | 1 | $ 3,600,000 | $ 3,600,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| LaSalle County Illinois | 1 | $ 183,000 | $ 183,000 | $ 49,000 |
| Livingston County Illinois | 1 | $ 53,000 | $ 53,000 | $ 145,000 |
| McDonough County Illinois | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Menard County Illinois | 1 | $ 142,000 | $ 142,000 | $ 44,000 |
| Ogle County Illinois | 1 | $ 161,000 | $ 161,000 | $ 259,000 |
| St. Clair County Illinois | 1 | $ 199,000 | $ 199,000 | $ 90,000 |
| Tazewell County Illinois | 1 | $ 126,000 | $ 126,000 | $ 112,000 |
| Hamilton County Indiana | 1 | $ 157,000 | $ 157,000 | $ 93,000 |
| LaPorte County Indiana | 1 | $ 33,600,000 | $ 33,600,000 | $ 0 |
| Marion County Indiana | 1 | $ 18,200,000 | $ 18,200,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 84,000 | $ 84,000 | $ 113,000 |
| Wyandotte County Kansas | 1 | $ 1,920,000 | $ 1,920,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Queen Anne's County Maryland | 1 | $ 291,000 | $ 291,000 | $ 78,000 |
| Emmet County Michigan | 1 | $ 1,500,000 | $ 1,500,000 | $ 2,495,000 |
| Grand Traverse County Michigan | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Kalamazoo County Michigan | 1 | $ 280,000 | $ 280,000 | $ 190,000 |
| Livingston County Michigan | 1 | $ 212,000 | $ 212,000 | $ 65,000 |
| Washtenaw County Michigan | 1 | $ 158,000 | $ 158,000 | $ 150,000 |
| Hennepin County Minnesota | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| Jackson County Missouri | 1 | $ 333,000 | $ 333,000 | $ 308,000 |
| Miller County Missouri | 1 | $ 143,000 | $ 143,000 | $ 320,000 |
| Taney County Missouri | 1 | $ 270,000 | $ 270,000 | $ 259,000 |
| Essex County New Jersey | 1 | $ 1,495,000 | $ 1,495,000 | $ 621,000 |
| Somerset County New Jersey | 1 | $ 26,759,000 | $ 26,759,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Union County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Delaware County Ohio | 1 | $ 189,000 | $ 189,000 | $ 91,000 |
| Franklin County Ohio | 1 | $ 226,000 | $ 226,000 | $ 135,000 |
| Clackamas County Oregon | 1 | $ 366,000 | $ 366,000 | $ 132,000 |
| Montgomery County Pennsylvania | 1 | $ 1,092,000 | $ 1,092,000 | $ 656,000 |
| Newport County Rhode Island | 1 | $ 392,000 | $ 392,000 | $ 172,000 |
| Anderson County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 136,000 |
| Berkeley County South Carolina | 1 | $ 2,800,000 | $ 2,800,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 408,000 | $ 408,000 | $ 148,000 |
| Hamilton County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 75,000 |
| Shelby County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Collin County Texas | 1 | $ 360,000 | $ 360,000 | $ 99,000 |
| Harris County Texas | 1 | $ 172,000 | $ 172,000 | $ 107,000 |
| Montgomery County Texas | 1 | $ 632,000 | $ 632,000 | $ 370,000 |
| Tarrant County Texas | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Salt Lake County Utah | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Chesterfield County Virginia | 1 | $ 500,000 | $ 500,000 | $ 248,000 |
| Grant County Washington | 1 | $ 167,000 | $ 167,000 | $ 408,000 |
| Dane County Wisconsin | 1 | $ 336,000 | $ 336,000 | $ 118,000 |
| Oneida County Wisconsin | 1 | $ 624,000 | $ 624,000 | $ 513,000 |
| Sheboygan County Wisconsin | 1 | $ 338,000 | $ 338,000 | $ 290,000 |
| Winnebago County Wisconsin | 1 | $ 776,000 | $ 776,000 | $ 208,000 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,114 | $432,578,000 | $388,000 | $33,600,000 | $148,000 | $9,999,000 |
| Refinancing | 528 | $166,496,000 | $315,000 | $15,000,000 | $208,000 | $5,877,000 |
| Home Improvement | 87 | $26,394,000 | $303,000 | $18,000,000 | $65,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,188 | $313,808,000 | $264,000 | $2,500,000 | $189,000 | $5,877,000 |
| Hispanic | 219 | $34,896,000 | $159,000 | $1,562,000 | $67,000 | $805,000 |
| Black or African American | 163 | $19,517,000 | $119,000 | $1,425,000 | $75,000 | $1,416,000 |
| Asian | 66 | $14,241,000 | $215,000 | $1,000,000 | $143,000 | $1,482,000 |
| Not Provided | 64 | $14,762,000 | $230,000 | $1,337,000 | $290,000 | $9,999,000 |
| Not applicable | 22 | $226,639,000 | $10,301,000 | $33,600,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $914,000 | $182,000 | $305,000 | $65,000 | $111,000 |
| American Indian or Alaskan Native | 2 | $691,000 | $345,000 | $359,000 | $183,000 | $249,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,569 | $602,365,000 | $383,000 | $33,600,000 | $172,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 151 | $21,381,000 | $141,000 | $442,000 | $58,000 | $272,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,722,000 | $191,000 | $306,000 | $78,000 | $141,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,009 | $473,157,000 | $468,000 | $33,600,000 | $172,000 | $5,877,000 |
| Loan Purchased By The Institution | 327 | $35,988,000 | $110,000 | $393,000 | $52,000 | $279,000 |
| Application Withdrawn By Applicant | 210 | $72,299,000 | $344,000 | $1,750,000 | $278,000 | $9,999,000 |
| Application Denied By Financial Institution | 134 | $26,419,000 | $197,000 | $2,350,000 | $110,000 | $1,192,000 |
| File Closed For Incompleteness | 30 | $13,754,000 | $458,000 | $1,200,000 | $444,000 | $4,834,000 |
| Application Approved But Not Accepted | 15 | $3,188,000 | $212,000 | $938,000 | $209,000 | $1,416,000 |
| Preapproval Denied by Financial Institution | 4 | $663,000 | $165,000 | $295,000 | $61,000 | $106,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 40 | $9,271,000 | $231,000 | $2,025,000 | $66,000 | $373,000 |
| Collateral | 37 | $8,030,000 | $217,000 | $1,337,000 | $132,000 | $539,000 |
| Credit History | 37 | $3,496,000 | $94,000 | $535,000 | $90,000 | $660,000 |
| Other | 10 | $644,000 | $64,000 | $183,000 | $101,000 | $443,000 |
| Credit Application Incomplete | 7 | $1,545,000 | $220,000 | $433,000 | $130,000 | $408,000 |
| Employment History | 4 | $212,000 | $53,000 | $64,000 | $31,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,534,000 | $767,000 | $1,500,000 | $625,000 | $1,192,000 |
| Unverifiable Information | 1 | $2,350,000 | $2,350,000 | $2,350,000 | $870,000 | $870,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.