CIBC Bank USA Mortgage Lending & HMDA Data, 2019
In 2019, CIBC Bank USA of Chicago, IL reported 2,827 mortgage applications totaling $1.9 billion, up 59% from 2018. The average application was for $668,027, and applicants reported an average income of $210,325. 75% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (1,670), Lake County-Kenosha County, IL-WI (178) and St. Louis, MO-IL (156) (applications in parentheses).
| Mortgage Company & Address | CIBC Bank USA 120 South Lasalle Chicago, IL 60602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,827 |
| Total Mortgage Loan Application Amount | $1,888,515,000 |
| Average Mortgage Loan Application Amount | $668,027 |
| Highest Mortgage Loan Application Amount | $71,005,000 |
| Average Applicant Income | $210,325 |
| Highest Applicant Income | $6,324,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records CIBC Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 1,454 | $ 513,730,000 | $ 353,321 | $ 168,000 |
| Lake, Illinois | 174 | $ 61,940,000 | $ 355,977 | $ 203,000 |
| Los Angeles, California | 150 | $ 161,240,000 | $ 1,074,933 | $ 423,000 |
| St. Louis, Missouri | 103 | $ 29,115,000 | $ 282,669 | $ 144,000 |
| DuPage, Illinois | 96 | $ 128,320,000 | $ 1,336,666 | $ 147,000 |
| Will, Illinois | 88 | $ 18,120,000 | $ 205,909 | $ 89,000 |
| Kane, Illinois | 50 | $ 12,030,000 | $ 240,600 | $ 123,000 |
| Milwaukee, Wisconsin | 37 | $ 9,765,000 | $ 263,918 | $ 208,000 |
| Wayne, Michigan | 26 | $ 3,770,000 | $ 145,000 | $ 63,000 |
| St. Charles, Missouri | 26 | $ 6,250,000 | $ 240,384 | $ 92,000 |
| Oakland, Michigan | 24 | $ 10,720,000 | $ 446,666 | $ 288,000 |
| Macomb, Michigan | 23 | $ 2,755,000 | $ 119,782 | $ 63,000 |
| McHenry, Illinois | 22 | $ 16,870,000 | $ 766,818 | $ 96,000 |
| Walworth, Wisconsin | 21 | $ 9,385,000 | $ 446,904 | $ 409,000 |
| Maricopa, Arizona | 19 | $ 129,495,000 | $ 6,815,526 | $ 345,000 |
| St. Louis City, Missouri | 19 | $ 20,215,000 | $ 1,063,947 | $ 91,000 |
| Kendall, Illinois | 15 | $ 3,265,000 | $ 217,666 | $ 84,000 |
| Palm Beach, Florida | 13 | $ 19,535,000 | $ 1,502,692 | $ 781,000 |
| Waukesha, Wisconsin | 13 | $ 6,565,000 | $ 505,000 | $ 297,000 |
| Grundy, Illinois | 10 | $ 2,110,000 | $ 211,000 | $ 106,000 |
| Lake, Indiana | 10 | $ 2,230,000 | $ 223,000 | $ 80,000 |
| Orange, Florida | 9 | $ 78,955,000 | $ 8,772,777 | $ 165,000 |
| Orange, California | 8 | $ 9,030,000 | $ 1,128,750 | $ 527,000 |
| Riverside, California | 8 | $ 4,430,000 | $ 553,750 | $ 525,000 |
| Miami-Dade, Florida | 8 | $ 9,660,000 | $ 1,207,500 | $ 1,049,000 |
| Collier, Florida | 7 | $ 7,035,000 | $ 1,005,000 | $ 611,000 |
| Lee, Florida | 7 | $ 5,645,000 | $ 806,428 | $ 482,000 |
| Middlesex, Massachusetts | 7 | $ 4,195,000 | $ 599,285 | $ 774,000 |
| Van Buren, Michigan | 7 | $ 5,545,000 | $ 792,142 | $ 547,000 |
| District of Columbia, District Of Columbia | 6 | $ 4,680,000 | $ 780,000 | $ 215,000 |
| Cobb, Georgia | 6 | $ 1,610,000 | $ 268,333 | $ 149,000 |
| Hennepin, Minnesota | 6 | $ 5,600,000 | $ 933,333 | $ 676,000 |
| Harris, Texas | 6 | $ 2,510,000 | $ 418,333 | $ 262,000 |
| Santa Clara, California | 5 | $ 6,535,000 | $ 1,307,000 | $ 338,000 |
| Denver, Colorado | 5 | $ 35,025,000 | $ 7,005,000 | $ 491,000 |
| Douglas, Colorado | 5 | $ 65,305,000 | $ 13,061,000 | $ 201,000 |
| Pinellas, Florida | 5 | $ 2,085,000 | $ 417,000 | $ 674,000 |
| Sarasota, Florida | 5 | $ 3,925,000 | $ 785,000 | $ 385,000 |
| Fulton, Georgia | 5 | $ 3,525,000 | $ 705,000 | $ 253,000 |
| Berrien, Michigan | 5 | $ 2,695,000 | $ 539,000 | $ 538,000 |
| Hamilton, Indiana | 4 | $ 2,230,000 | $ 557,500 | $ 491,000 |
| Marion, Indiana | 4 | $ 980,000 | $ 245,000 | $ 188,000 |
| Dallas, Texas | 4 | $ 2,510,000 | $ 627,500 | $ 442,000 |
| Summit, Utah | 4 | $ 3,190,000 | $ 797,500 | $ 359,000 |
| King, Washington | 4 | $ 6,580,000 | $ 1,645,000 | $ 416,000 |
| Kenosha, Wisconsin | 4 | $ 1,040,000 | $ 260,000 | $ 450,000 |
| Ozaukee, Wisconsin | 4 | $ 5,020,000 | $ 1,255,000 | $ 643,000 |
| Jefferson, Alabama | 3 | $ 11,525,000 | $ 3,841,666 | $ 225,000 |
| Pima, Arizona | 3 | $ 1,195,000 | $ 398,333 | $ 300,000 |
| Pinal, Arizona | 3 | $ 875,000 | $ 291,666 | $ 167,000 |
| Alameda, California | 3 | $ 2,695,000 | $ 898,333 | $ 312,000 |
| Santa Barbara, California | 3 | $ 4,215,000 | $ 1,405,000 | $ 831,000 |
| Sonoma, California | 3 | $ 3,475,000 | $ 1,158,333 | $ 301,000 |
| Arapahoe, Colorado | 3 | $ 4,505,000 | $ 1,501,666 | $ 404,000 |
| Boulder, Colorado | 3 | $ 1,315,000 | $ 438,333 | $ 193,000 |
| Pitkin, Colorado | 3 | $ 5,775,000 | $ 1,925,000 | $ 573,000 |
| Hillsborough, Florida | 3 | $ 915,000 | $ 305,000 | $ 170,000 |
| Manatee, Florida | 3 | $ 1,055,000 | $ 351,666 | $ 178,000 |
| DeKalb, Georgia | 3 | $ 1,295,000 | $ 431,666 | $ 343,000 |
| LaPorte, Indiana | 3 | $ 975,000 | $ 325,000 | $ 334,000 |
| Porter, Indiana | 3 | $ 705,000 | $ 235,000 | $ 228,000 |
| Washtenaw, Michigan | 3 | $ 3,985,000 | $ 1,328,333 | $ 523,000 |
| Jefferson, Missouri | 3 | $ 345,000 | $ 115,000 | $ 74,000 |
| Clark, Nevada | 3 | $ 715,000 | $ 238,333 | $ 133,000 |
| Washoe, Nevada | 3 | $ 1,025,000 | $ 341,666 | $ 296,000 |
| New York, New York | 3 | $ 3,535,000 | $ 1,178,333 | $ 421,000 |
| Mecklenburg, North Carolina | 3 | $ 2,275,000 | $ 758,333 | $ 320,000 |
| Wake, North Carolina | 3 | $ 2,055,000 | $ 685,000 | $ 322,000 |
| Cuyahoga, Ohio | 3 | $ 16,625,000 | $ 5,541,666 | $ 82,000 |
| Hamilton, Ohio | 3 | $ 875,000 | $ 291,666 | $ 114,000 |
| Charleston, South Carolina | 3 | $ 4,395,000 | $ 1,465,000 | $ 752,000 |
| Bexar, Texas | 3 | $ 705,000 | $ 235,000 | $ 157,000 |
| Travis, Texas | 3 | $ 35,985,000 | $ 11,995,000 | $ 1,253,000 |
| Fairfax, Virginia | 3 | $ 1,485,000 | $ 495,000 | $ 134,000 |
| Dane, Wisconsin | 3 | $ 765,000 | $ 255,000 | $ 86,000 |
| Contra Costa, California | 2 | $ 1,380,000 | $ 690,000 | $ 187,000 |
| Fresno, California | 2 | $ 660,000 | $ 330,000 | $ 182,000 |
| Marin, California | 2 | $ 1,450,000 | $ 725,000 | $ 234,000 |
| San Bernardino, California | 2 | $ 470,000 | $ 235,000 | $ 442,000 |
| San Diego, California | 2 | $ 1,070,000 | $ 535,000 | $ 105,000 |
| San Francisco, California | 2 | $ 3,530,000 | $ 1,765,000 | $ 873,000 |
| Jefferson, Colorado | 2 | $ 1,940,000 | $ 970,000 | $ 210,000 |
| Fairfield, Connecticut | 2 | $ 5,130,000 | $ 2,565,000 | $ 877,000 |
| Indian River, Florida | 2 | $ 2,180,000 | $ 1,090,000 | $ 658,000 |
| Sumter, Florida | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Hawaii, Hawaii | 2 | $ 1,040,000 | $ 520,000 | $ 343,000 |
| Madison, Illinois | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| McLean, Illinois | 2 | $ 360,000 | $ 180,000 | $ 98,000 |
| Scott, Iowa | 2 | $ 590,000 | $ 295,000 | $ 133,000 |
| Johnson, Kansas | 2 | $ 860,000 | $ 430,000 | $ 144,000 |
| York, Maine | 2 | $ 1,790,000 | $ 895,000 | $ 153,000 |
| Anne Arundel, Maryland | 2 | $ 640,000 | $ 320,000 | $ 157,000 |
| Baltimore, Maryland | 2 | $ 830,000 | $ 415,000 | $ 205,000 |
| Norfolk, Massachusetts | 2 | $ 2,560,000 | $ 1,280,000 | $ 326,000 |
| Suffolk, Massachusetts | 2 | $ 1,710,000 | $ 855,000 | $ 254,000 |
| Alcona, Michigan | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Allegan, Michigan | 2 | $ 600,000 | $ 300,000 | $ 316,000 |
| Leelanau, Michigan | 2 | $ 2,020,000 | $ 1,010,000 | $ 498,000 |
| St. Louis, Minnesota | 2 | $ 67,810,000 | $ 33,905,000 | $ 0 |
| Lincoln, Missouri | 2 | $ 310,000 | $ 155,000 | $ 54,000 |
| Kings, New York | 2 | $ 1,250,000 | $ 625,000 | $ 153,000 |
| Suffolk, New York | 2 | $ 1,050,000 | $ 525,000 | $ 242,000 |
| Guilford, North Carolina | 2 | $ 980,000 | $ 490,000 | $ 643,000 |
| New Hanover, North Carolina | 2 | $ 1,510,000 | $ 755,000 | $ 382,000 |
| Franklin, Ohio | 2 | $ 1,190,000 | $ 595,000 | $ 161,000 |
| Allegheny, Pennsylvania | 2 | $ 3,950,000 | $ 1,975,000 | $ 0 |
| Chester, Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 137,000 |
| Providence, Rhode Island | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Knox, Tennessee | 2 | $ 920,000 | $ 460,000 | $ 147,000 |
| Rutherford, Tennessee | 2 | $ 550,000 | $ 275,000 | $ 146,000 |
| Collin, Texas | 2 | $ 450,000 | $ 225,000 | $ 153,000 |
| Tarrant, Texas | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Salt Lake, Utah | 2 | $ 910,000 | $ 455,000 | $ 217,000 |
| Green Lake, Wisconsin | 2 | $ 1,150,000 | $ 575,000 | $ 662,000 |
| Racine, Wisconsin | 2 | $ 810,000 | $ 405,000 | $ 174,000 |
| Washington, Wisconsin | 2 | $ 1,450,000 | $ 725,000 | $ 420,000 |
| Winnebago, Wisconsin | 2 | $ 870,000 | $ 435,000 | $ 152,000 |
| Baldwin, Alabama | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Cullman, Alabama | 1 | $ 485,000 | $ 485,000 | $ 382,000 |
| Fairbanks North Star, Alaska | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Coconino, Arizona | 1 | $ 41,415,000 | $ 41,415,000 | $ 0 |
| Garland, Arkansas | 1 | $ 525,000 | $ 525,000 | $ 173,000 |
| Pulaski, Arkansas | 1 | $ 1,285,000 | $ 1,285,000 | $ 1,562,000 |
| Sacramento, California | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| Ventura, California | 1 | $ 625,000 | $ 625,000 | $ 143,000 |
| Adams, Colorado | 1 | $ 555,000 | $ 555,000 | $ 1,068,000 |
| El Paso, Colorado | 1 | $ 26,955,000 | $ 26,955,000 | $ 0 |
| La Plata, Colorado | 1 | $ 495,000 | $ 495,000 | $ 443,000 |
| Mesa, Colorado | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Routt, Colorado | 1 | $ 1,275,000 | $ 1,275,000 | $ 251,000 |
| Weld, Colorado | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Alachua, Florida | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Broward, Florida | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Charlotte, Florida | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Duval, Florida | 1 | $ 125,000 | $ 125,000 | $ 190,000 |
| Martin, Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 1,233,000 |
| Nassau, Florida | 1 | $ 575,000 | $ 575,000 | $ 885,000 |
| Osceola, Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,390,000 |
| Polk, Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Volusia, Florida | 1 | $ 485,000 | $ 485,000 | $ 253,000 |
| Walton, Florida | 1 | $ 3,635,000 | $ 3,635,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Honolulu, Hawaii | 1 | $ 655,000 | $ 655,000 | $ 256,000 |
| Maui, Hawaii | 1 | $ 2,805,000 | $ 2,805,000 | $ 1,667,000 |
| Boone, Illinois | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Champaign, Illinois | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| DeKalb, Illinois | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Kankakee, Illinois | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| LaSalle, Illinois | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Lee, Illinois | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Sangamon, Illinois | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Tazewell, Illinois | 1 | $ 3,055,000 | $ 3,055,000 | $ 0 |
| Winnebago, Illinois | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Boone, Indiana | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Kosciusko, Indiana | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Noble, Indiana | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Tippecanoe, Indiana | 1 | $ 135,000 | $ 135,000 | $ 672,000 |
| McCracken, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| East Baton Rouge, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Jefferson, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Montgomery, Maryland | 1 | $ 635,000 | $ 635,000 | $ 310,000 |
| Barnstable, Massachusetts | 1 | $ 915,000 | $ 915,000 | $ 560,000 |
| Antrim, Michigan | 1 | $ 535,000 | $ 535,000 | $ 180,000 |
| Benzie, Michigan | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Genesee, Michigan | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Kent, Michigan | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Lapeer, Michigan | 1 | $ 235,000 | $ 235,000 | $ 315,000 |
| Missaukee, Michigan | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Montmorency, Michigan | 1 | $ 345,000 | $ 345,000 | $ 256,000 |
| Sanilac, Michigan | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| St. Joseph, Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Beltrami, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 13,000 |
| Ramsey, Minnesota | 1 | $ 495,000 | $ 495,000 | $ 396,000 |
| Wright, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Camden, Missouri | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Cape Girardeau, Missouri | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Christian, Missouri | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| Franklin, Missouri | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Jackson, Missouri | 1 | $ 39,005,000 | $ 39,005,000 | $ 0 |
| Flathead, Montana | 1 | $ 735,000 | $ 735,000 | $ 586,000 |
| Gallatin, Montana | 1 | $ 1,875,000 | $ 1,875,000 | $ 2,214,000 |
| Lancaster, Nebraska | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Bergen, New Jersey | 1 | $ 445,000 | $ 445,000 | $ 290,000 |
| Monmouth, New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 593,000 |
| Morris, New Jersey | 1 | $ 755,000 | $ 755,000 | $ 400,000 |
| Sandoval, New Mexico | 1 | $ 465,000 | $ 465,000 | $ 199,000 |
| Santa Fe, New Mexico | 1 | $ 695,000 | $ 695,000 | $ 253,000 |
| Putnam, New York | 1 | $ 755,000 | $ 755,000 | $ 476,000 |
| Westchester, New York | 1 | $ 485,000 | $ 485,000 | $ 151,000 |
| Ashe, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Durham, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Orange, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Delaware, Ohio | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Summit, Ohio | 1 | $ 605,000 | $ 605,000 | $ 180,000 |
| Union, Ohio | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Wood, Ohio | 1 | $ 185,000 | $ 185,000 | $ 235,000 |
| Rogers, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Linn, Oregon | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| Philadelphia, Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 157,000 |
| Kent, Rhode Island | 1 | $ 485,000 | $ 485,000 | $ 221,000 |
| Newport, Rhode Island | 1 | $ 1,005,000 | $ 1,005,000 | $ 547,000 |
| Washington, Rhode Island | 1 | $ 1,005,000 | $ 1,005,000 | $ 325,000 |
| Georgetown, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Greenville, South Carolina | 1 | $ 555,000 | $ 555,000 | $ 87,000 |
| Horry, South Carolina | 1 | $ 31,125,000 | $ 31,125,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Pickens, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Spartanburg, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Blount, Tennessee | 1 | $ 745,000 | $ 745,000 | $ 187,000 |
| Davidson, Tennessee | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Humphreys, Tennessee | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Lawrence, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Lewis, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Putnam, Tennessee | 1 | $ 425,000 | $ 425,000 | $ 312,000 |
| Shelby, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 250,000 |
| Denton, Texas | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Fort Bend, Texas | 1 | $ 435,000 | $ 435,000 | $ 215,000 |
| Galveston, Texas | 1 | $ 1,275,000 | $ 1,275,000 | $ 542,000 |
| Medina, Texas | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Parker, Texas | 1 | $ 385,000 | $ 385,000 | $ 178,000 |
| Utah, Utah | 1 | $ 635,000 | $ 635,000 | $ 216,000 |
| Wasatch, Utah | 1 | $ 1,475,000 | $ 1,475,000 | $ 996,000 |
| Bennington, Vermont | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,233,000 |
| Charlottesville, Virginia | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Culpeper, Virginia | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Pend Oreille, Washington | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Pierce, Washington | 1 | $ 285,000 | $ 285,000 | $ 422,000 |
| Spokane, Washington | 1 | $ 895,000 | $ 895,000 | $ 407,000 |
| Whatcom, Washington | 1 | $ 195,000 | $ 195,000 | $ 193,000 |
| Door, Wisconsin | 1 | $ 1,205,000 | $ 1,205,000 | $ 2,058,000 |
| Jefferson, Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 587,000 |
| Marathon, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Marquette, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 341,000 |
| Outagamie, Wisconsin | 1 | $ 11,505,000 | $ 11,505,000 | $ 0 |
| Vilas, Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 421,000 |
Mortgage Loan Application Detail Totals for CIBC Bank USA in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,681 | $1,000,155,000 | $594,000 | $51,685,000 | $171,000 | $6,324,000 |
| Refinancing | 671 | $471,255,000 | $702,000 | $63,005,000 | $253,000 | $5,172,000 |
| Cash-out Refinancing | 360 | $370,200,000 | $1,028,000 | $71,005,000 | $293,000 | $4,073,000 |
| Other Purpose | 89 | $38,685,000 | $434,000 | $2,805,000 | $302,000 | $1,800,000 |
| Home Improvement | 26 | $8,220,000 | $316,000 | $1,605,000 | $193,000 | $569,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,778 | $858,690,000 | $482,000 | $5,925,000 | $258,000 | $6,324,000 |
| Hispanic | 409 | $95,525,000 | $233,000 | $3,505,000 | $98,000 | $1,886,000 |
| Black or African American | 314 | $65,350,000 | $208,000 | $3,845,000 | $109,000 | $3,200,000 |
| Asian | 134 | $48,490,000 | $361,000 | $2,325,000 | $163,000 | $768,000 |
| Not Provided | 128 | $52,150,000 | $407,000 | $2,505,000 | $213,000 | $1,800,000 |
| Not applicable | 47 | $761,005,000 | $16,191,000 | $71,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $1,150,000 | $287,000 | $585,000 | $109,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $580,000 | $290,000 | $305,000 | $157,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,421 | $1,802,805,000 | $744,000 | $71,005,000 | $234,000 | $6,324,000 |
| FHA-insured (Federal Housing Administration) | 364 | $71,970,000 | $197,000 | $625,000 | $68,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 40 | $13,350,000 | $333,000 | $655,000 | $119,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $390,000 | $195,000 | $225,000 | $47,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,125 | $1,610,295,000 | $757,000 | $71,005,000 | $228,000 | $6,324,000 |
| Application Withdrawn By Applicant | 383 | $191,155,000 | $499,000 | $31,125,000 | $190,000 | $1,886,000 |
| Loan Purchased By The Institution | 145 | $20,855,000 | $143,000 | $455,000 | $59,000 | $278,000 |
| Application Denied By Financial Institution | 83 | $22,315,000 | $268,000 | $1,645,000 | $115,000 | $890,000 |
| File Closed For Incompleteness | 70 | $32,470,000 | $463,000 | $2,405,000 | $216,000 | $1,800,000 |
| Application Approved But Not Accepted | 21 | $11,425,000 | $544,000 | $2,345,000 | $221,000 | $1,097,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,744 | $1,866,200,000 | $680,000 | $71,005,000 | $213,000 | $6,324,000 |
| Debt-To-Income Ratio | 23 | $6,825,000 | $296,000 | $1,645,000 | $68,000 | $380,000 |
| Collateral | 16 | $5,500,000 | $343,000 | $1,295,000 | $200,000 | $890,000 |
| Credit History | 15 | $2,135,000 | $142,000 | $375,000 | $117,000 | $650,000 |
| Other | 13 | $2,825,000 | $217,000 | $485,000 | $73,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,160,000 | $270,000 | $585,000 | $114,000 | $324,000 |
| Credit Application Incomplete | 6 | $2,380,000 | $396,000 | $1,445,000 | $157,000 | $622,000 |
| Unverifiable Information | 2 | $490,000 | $245,000 | $335,000 | $90,000 | $140,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into CIBC Bank USA's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess CIBC Bank USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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