Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Cibc Bank Usa 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,827 |
| Total Mortgage Loan Application Amount | $1,888,515,000 |
| Average Mortgage Loan Application Amount | $614,800 |
| Highest Mortgage Loan Application Amount | $71,005,000 |
| Average Applicant Income | $242,400 |
| Highest Applicant Income | $6,324,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,454 | $ 513,730,000 | $ 353,000 | $ 168,000 |
| Lake County Illinois | 174 | $ 61,940,000 | $ 355,000 | $ 203,000 |
| Los Angeles County California | 150 | $ 161,240,000 | $ 1,074,000 | $ 423,000 |
| St. Louis County Missouri | 103 | $ 29,115,000 | $ 282,000 | $ 144,000 |
| DuPage County Illinois | 96 | $ 128,320,000 | $ 1,336,000 | $ 147,000 |
| Will County Illinois | 88 | $ 18,120,000 | $ 205,000 | $ 89,000 |
| Kane County Illinois | 50 | $ 12,030,000 | $ 240,000 | $ 123,000 |
| Milwaukee County Wisconsin | 37 | $ 9,765,000 | $ 263,000 | $ 208,000 |
| Wayne County Michigan | 26 | $ 3,770,000 | $ 145,000 | $ 63,000 |
| St. Charles County Missouri | 26 | $ 6,250,000 | $ 240,000 | $ 92,000 |
| Oakland County Michigan | 24 | $ 10,720,000 | $ 446,000 | $ 288,000 |
| Macomb County Michigan | 23 | $ 2,755,000 | $ 119,000 | $ 63,000 |
| McHenry County Illinois | 22 | $ 16,870,000 | $ 766,000 | $ 96,000 |
| Walworth County Wisconsin | 21 | $ 9,385,000 | $ 446,000 | $ 409,000 |
| Maricopa County Arizona | 19 | $ 129,495,000 | $ 6,815,000 | $ 345,000 |
| St. Louis City County Missouri | 19 | $ 20,215,000 | $ 1,063,000 | $ 91,000 |
| Kendall County Illinois | 15 | $ 3,265,000 | $ 217,000 | $ 84,000 |
| Palm Beach County Florida | 13 | $ 19,535,000 | $ 1,502,000 | $ 781,000 |
| Waukesha County Wisconsin | 13 | $ 6,565,000 | $ 505,000 | $ 297,000 |
| Grundy County Illinois | 10 | $ 2,110,000 | $ 211,000 | $ 106,000 |
| Lake County Indiana | 10 | $ 2,230,000 | $ 223,000 | $ 80,000 |
| Orange County Florida | 9 | $ 78,955,000 | $ 8,772,000 | $ 165,000 |
| Orange County California | 8 | $ 9,030,000 | $ 1,128,000 | $ 527,000 |
| Riverside County California | 8 | $ 4,430,000 | $ 553,000 | $ 525,000 |
| Miami-Dade County Florida | 8 | $ 9,660,000 | $ 1,207,000 | $ 1,049,000 |
| Collier County Florida | 7 | $ 7,035,000 | $ 1,005,000 | $ 611,000 |
| Lee County Florida | 7 | $ 5,645,000 | $ 806,000 | $ 482,000 |
| Middlesex County Massachusetts | 7 | $ 4,195,000 | $ 599,000 | $ 774,000 |
| Van Buren County Michigan | 7 | $ 5,545,000 | $ 792,000 | $ 547,000 |
| District of Columbia County District Of Columbia | 6 | $ 4,680,000 | $ 780,000 | $ 215,000 |
| Cobb County Georgia | 6 | $ 1,610,000 | $ 268,000 | $ 149,000 |
| Hennepin County Minnesota | 6 | $ 5,600,000 | $ 933,000 | $ 676,000 |
| Harris County Texas | 6 | $ 2,510,000 | $ 418,000 | $ 262,000 |
| Santa Clara County California | 5 | $ 6,535,000 | $ 1,307,000 | $ 338,000 |
| Denver County Colorado | 5 | $ 35,025,000 | $ 7,005,000 | $ 491,000 |
| Douglas County Colorado | 5 | $ 65,305,000 | $ 13,061,000 | $ 201,000 |
| Pinellas County Florida | 5 | $ 2,085,000 | $ 417,000 | $ 674,000 |
| Sarasota County Florida | 5 | $ 3,925,000 | $ 785,000 | $ 385,000 |
| Fulton County Georgia | 5 | $ 3,525,000 | $ 705,000 | $ 253,000 |
| Berrien County Michigan | 5 | $ 2,695,000 | $ 539,000 | $ 538,000 |
| Hamilton County Indiana | 4 | $ 2,230,000 | $ 557,000 | $ 491,000 |
| Marion County Indiana | 4 | $ 980,000 | $ 245,000 | $ 188,000 |
| Dallas County Texas | 4 | $ 2,510,000 | $ 627,000 | $ 442,000 |
| Summit County Utah | 4 | $ 3,190,000 | $ 797,000 | $ 359,000 |
| King County Washington | 4 | $ 6,580,000 | $ 1,645,000 | $ 416,000 |
| Kenosha County Wisconsin | 4 | $ 1,040,000 | $ 260,000 | $ 450,000 |
| Ozaukee County Wisconsin | 4 | $ 5,020,000 | $ 1,255,000 | $ 643,000 |
| Jefferson County Alabama | 3 | $ 11,525,000 | $ 3,841,000 | $ 225,000 |
| Pima County Arizona | 3 | $ 1,195,000 | $ 398,000 | $ 300,000 |
| Pinal County Arizona | 3 | $ 875,000 | $ 291,000 | $ 167,000 |
| Alameda County California | 3 | $ 2,695,000 | $ 898,000 | $ 312,000 |
| Santa Barbara County California | 3 | $ 4,215,000 | $ 1,405,000 | $ 831,000 |
| Sonoma County California | 3 | $ 3,475,000 | $ 1,158,000 | $ 301,000 |
| Arapahoe County Colorado | 3 | $ 4,505,000 | $ 1,501,000 | $ 404,000 |
| Boulder County Colorado | 3 | $ 1,315,000 | $ 438,000 | $ 193,000 |
| Pitkin County Colorado | 3 | $ 5,775,000 | $ 1,925,000 | $ 573,000 |
| Hillsborough County Florida | 3 | $ 915,000 | $ 305,000 | $ 170,000 |
| Manatee County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 178,000 |
| DeKalb County Georgia | 3 | $ 1,295,000 | $ 431,000 | $ 343,000 |
| LaPorte County Indiana | 3 | $ 975,000 | $ 325,000 | $ 334,000 |
| Porter County Indiana | 3 | $ 705,000 | $ 235,000 | $ 228,000 |
| Washtenaw County Michigan | 3 | $ 3,985,000 | $ 1,328,000 | $ 523,000 |
| Jefferson County Missouri | 3 | $ 345,000 | $ 115,000 | $ 74,000 |
| Clark County Nevada | 3 | $ 715,000 | $ 238,000 | $ 133,000 |
| Washoe County Nevada | 3 | $ 1,025,000 | $ 341,000 | $ 296,000 |
| New York County New York | 3 | $ 3,535,000 | $ 1,178,000 | $ 421,000 |
| Mecklenburg County North Carolina | 3 | $ 2,275,000 | $ 758,000 | $ 320,000 |
| Wake County North Carolina | 3 | $ 2,055,000 | $ 685,000 | $ 322,000 |
| Cuyahoga County Ohio | 3 | $ 16,625,000 | $ 5,541,000 | $ 82,000 |
| Hamilton County Ohio | 3 | $ 875,000 | $ 291,000 | $ 114,000 |
| Charleston County South Carolina | 3 | $ 4,395,000 | $ 1,465,000 | $ 752,000 |
| Bexar County Texas | 3 | $ 705,000 | $ 235,000 | $ 157,000 |
| Travis County Texas | 3 | $ 35,985,000 | $ 11,995,000 | $ 1,253,000 |
| Fairfax County Virginia | 3 | $ 1,485,000 | $ 495,000 | $ 134,000 |
| Dane County Wisconsin | 3 | $ 765,000 | $ 255,000 | $ 86,000 |
| Contra Costa County California | 2 | $ 1,380,000 | $ 690,000 | $ 187,000 |
| Fresno County California | 2 | $ 660,000 | $ 330,000 | $ 182,000 |
| Marin County California | 2 | $ 1,450,000 | $ 725,000 | $ 234,000 |
| San Bernardino County California | 2 | $ 470,000 | $ 235,000 | $ 442,000 |
| San Diego County California | 2 | $ 1,070,000 | $ 535,000 | $ 105,000 |
| San Francisco County California | 2 | $ 3,530,000 | $ 1,765,000 | $ 873,000 |
| Jefferson County Colorado | 2 | $ 1,940,000 | $ 970,000 | $ 210,000 |
| Fairfield County Connecticut | 2 | $ 5,130,000 | $ 2,565,000 | $ 877,000 |
| Indian River County Florida | 2 | $ 2,180,000 | $ 1,090,000 | $ 658,000 |
| Sumter County Florida | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Hawaii County Hawaii | 2 | $ 1,040,000 | $ 520,000 | $ 343,000 |
| Madison County Illinois | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| McLean County Illinois | 2 | $ 360,000 | $ 180,000 | $ 98,000 |
| Scott County Iowa | 2 | $ 590,000 | $ 295,000 | $ 133,000 |
| Johnson County Kansas | 2 | $ 860,000 | $ 430,000 | $ 144,000 |
| York County Maine | 2 | $ 1,790,000 | $ 895,000 | $ 153,000 |
| Anne Arundel County Maryland | 2 | $ 640,000 | $ 320,000 | $ 157,000 |
| Baltimore County Maryland | 2 | $ 830,000 | $ 415,000 | $ 205,000 |
| Norfolk County Massachusetts | 2 | $ 2,560,000 | $ 1,280,000 | $ 326,000 |
| Suffolk County Massachusetts | 2 | $ 1,710,000 | $ 855,000 | $ 254,000 |
| Alcona County Michigan | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Allegan County Michigan | 2 | $ 600,000 | $ 300,000 | $ 316,000 |
| Leelanau County Michigan | 2 | $ 2,020,000 | $ 1,010,000 | $ 498,000 |
| St. Louis County Minnesota | 2 | $ 67,810,000 | $ 33,905,000 | $ 0 |
| Lincoln County Missouri | 2 | $ 310,000 | $ 155,000 | $ 54,000 |
| Kings County New York | 2 | $ 1,250,000 | $ 625,000 | $ 153,000 |
| Suffolk County New York | 2 | $ 1,050,000 | $ 525,000 | $ 242,000 |
| Guilford County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 643,000 |
| New Hanover County North Carolina | 2 | $ 1,510,000 | $ 755,000 | $ 382,000 |
| Franklin County Ohio | 2 | $ 1,190,000 | $ 595,000 | $ 161,000 |
| Allegheny County Pennsylvania | 2 | $ 3,950,000 | $ 1,975,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 137,000 |
| Providence County Rhode Island | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Knox County Tennessee | 2 | $ 920,000 | $ 460,000 | $ 147,000 |
| Rutherford County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 146,000 |
| Collin County Texas | 2 | $ 450,000 | $ 225,000 | $ 153,000 |
| Tarrant County Texas | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Salt Lake County Utah | 2 | $ 910,000 | $ 455,000 | $ 217,000 |
| Green Lake County Wisconsin | 2 | $ 1,150,000 | $ 575,000 | $ 662,000 |
| Racine County Wisconsin | 2 | $ 810,000 | $ 405,000 | $ 174,000 |
| Washington County Wisconsin | 2 | $ 1,450,000 | $ 725,000 | $ 420,000 |
| Winnebago County Wisconsin | 2 | $ 870,000 | $ 435,000 | $ 152,000 |
| Baldwin County Alabama | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Cullman County Alabama | 1 | $ 485,000 | $ 485,000 | $ 382,000 |
| Fairbanks North Star County Alaska | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Coconino County Arizona | 1 | $ 41,415,000 | $ 41,415,000 | $ 0 |
| Garland County Arkansas | 1 | $ 525,000 | $ 525,000 | $ 173,000 |
| Pulaski County Arkansas | 1 | $ 1,285,000 | $ 1,285,000 | $ 1,562,000 |
| Sacramento County California | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| Ventura County California | 1 | $ 625,000 | $ 625,000 | $ 143,000 |
| Adams County Colorado | 1 | $ 555,000 | $ 555,000 | $ 1,068,000 |
| El Paso County Colorado | 1 | $ 26,955,000 | $ 26,955,000 | $ 0 |
| La Plata County Colorado | 1 | $ 495,000 | $ 495,000 | $ 443,000 |
| Mesa County Colorado | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Routt County Colorado | 1 | $ 1,275,000 | $ 1,275,000 | $ 251,000 |
| Weld County Colorado | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Alachua County Florida | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Charlotte County Florida | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Duval County Florida | 1 | $ 125,000 | $ 125,000 | $ 190,000 |
| Martin County Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 1,233,000 |
| Nassau County Florida | 1 | $ 575,000 | $ 575,000 | $ 885,000 |
| Osceola County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,390,000 |
| Polk County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Volusia County Florida | 1 | $ 485,000 | $ 485,000 | $ 253,000 |
| Walton County Florida | 1 | $ 3,635,000 | $ 3,635,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Honolulu County Hawaii | 1 | $ 655,000 | $ 655,000 | $ 256,000 |
| Maui County Hawaii | 1 | $ 2,805,000 | $ 2,805,000 | $ 1,667,000 |
| Boone County Illinois | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Champaign County Illinois | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| DeKalb County Illinois | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Kankakee County Illinois | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| LaSalle County Illinois | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Lee County Illinois | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Sangamon County Illinois | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Tazewell County Illinois | 1 | $ 3,055,000 | $ 3,055,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Boone County Indiana | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Kosciusko County Indiana | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Noble County Indiana | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Tippecanoe County Indiana | 1 | $ 135,000 | $ 135,000 | $ 672,000 |
| McCracken County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| East Baton Rouge County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Jefferson County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Montgomery County Maryland | 1 | $ 635,000 | $ 635,000 | $ 310,000 |
| Barnstable County Massachusetts | 1 | $ 915,000 | $ 915,000 | $ 560,000 |
| Antrim County Michigan | 1 | $ 535,000 | $ 535,000 | $ 180,000 |
| Benzie County Michigan | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Genesee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Kent County Michigan | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Lapeer County Michigan | 1 | $ 235,000 | $ 235,000 | $ 315,000 |
| Missaukee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Montmorency County Michigan | 1 | $ 345,000 | $ 345,000 | $ 256,000 |
| Sanilac County Michigan | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| St. Joseph County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 13,000 |
| Ramsey County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 396,000 |
| Wright County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Camden County Missouri | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Cape Girardeau County Missouri | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Christian County Missouri | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| Franklin County Missouri | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Jackson County Missouri | 1 | $ 39,005,000 | $ 39,005,000 | $ 0 |
| Flathead County Montana | 1 | $ 735,000 | $ 735,000 | $ 586,000 |
| Gallatin County Montana | 1 | $ 1,875,000 | $ 1,875,000 | $ 2,214,000 |
| Lancaster County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Bergen County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 290,000 |
| Monmouth County New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 593,000 |
| Morris County New Jersey | 1 | $ 755,000 | $ 755,000 | $ 400,000 |
| Sandoval County New Mexico | 1 | $ 465,000 | $ 465,000 | $ 199,000 |
| Santa Fe County New Mexico | 1 | $ 695,000 | $ 695,000 | $ 253,000 |
| Putnam County New York | 1 | $ 755,000 | $ 755,000 | $ 476,000 |
| Westchester County New York | 1 | $ 485,000 | $ 485,000 | $ 151,000 |
| Ashe County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Durham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Orange County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Delaware County Ohio | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Summit County Ohio | 1 | $ 605,000 | $ 605,000 | $ 180,000 |
| Union County Ohio | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Wood County Ohio | 1 | $ 185,000 | $ 185,000 | $ 235,000 |
| Rogers County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Linn County Oregon | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| Philadelphia County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 157,000 |
| Kent County Rhode Island | 1 | $ 485,000 | $ 485,000 | $ 221,000 |
| Newport County Rhode Island | 1 | $ 1,005,000 | $ 1,005,000 | $ 547,000 |
| Washington County Rhode Island | 1 | $ 1,005,000 | $ 1,005,000 | $ 325,000 |
| Georgetown County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Greenville County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 87,000 |
| Horry County South Carolina | 1 | $ 31,125,000 | $ 31,125,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Pickens County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Spartanburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Blount County Tennessee | 1 | $ 745,000 | $ 745,000 | $ 187,000 |
| Davidson County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Humphreys County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Lawrence County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Lewis County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Putnam County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 312,000 |
| Shelby County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 250,000 |
| Denton County Texas | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Fort Bend County Texas | 1 | $ 435,000 | $ 435,000 | $ 215,000 |
| Galveston County Texas | 1 | $ 1,275,000 | $ 1,275,000 | $ 542,000 |
| Medina County Texas | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Parker County Texas | 1 | $ 385,000 | $ 385,000 | $ 178,000 |
| Utah County Utah | 1 | $ 635,000 | $ 635,000 | $ 216,000 |
| Wasatch County Utah | 1 | $ 1,475,000 | $ 1,475,000 | $ 996,000 |
| Bennington County Vermont | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,233,000 |
| Charlottesville County Virginia | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Culpeper County Virginia | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Pend Oreille County Washington | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Pierce County Washington | 1 | $ 285,000 | $ 285,000 | $ 422,000 |
| Spokane County Washington | 1 | $ 895,000 | $ 895,000 | $ 407,000 |
| Whatcom County Washington | 1 | $ 195,000 | $ 195,000 | $ 193,000 |
| Door County Wisconsin | 1 | $ 1,205,000 | $ 1,205,000 | $ 2,058,000 |
| Jefferson County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 587,000 |
| Marathon County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Marquette County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 341,000 |
| Outagamie County Wisconsin | 1 | $ 11,505,000 | $ 11,505,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 421,000 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,681 | $1,000,155,000 | $594,000 | $51,685,000 | $171,000 | $6,324,000 |
| Refinancing | 671 | $471,255,000 | $702,000 | $63,005,000 | $253,000 | $5,172,000 |
| Cash-out Refinancing | 360 | $370,200,000 | $1,028,000 | $71,005,000 | $293,000 | $4,073,000 |
| Other Purpose | 89 | $38,685,000 | $434,000 | $2,805,000 | $302,000 | $1,800,000 |
| Home Improvement | 26 | $8,220,000 | $316,000 | $1,605,000 | $193,000 | $569,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,778 | $858,690,000 | $482,000 | $5,925,000 | $258,000 | $6,324,000 |
| Hispanic | 409 | $95,525,000 | $233,000 | $3,505,000 | $98,000 | $1,886,000 |
| Black or African American | 314 | $65,350,000 | $208,000 | $3,845,000 | $109,000 | $3,200,000 |
| Asian | 134 | $48,490,000 | $361,000 | $2,325,000 | $163,000 | $768,000 |
| Not Provided | 128 | $52,150,000 | $407,000 | $2,505,000 | $213,000 | $1,800,000 |
| Not applicable | 47 | $761,005,000 | $16,191,000 | $71,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $1,150,000 | $287,000 | $585,000 | $109,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $580,000 | $290,000 | $305,000 | $157,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,421 | $1,802,805,000 | $744,000 | $71,005,000 | $234,000 | $6,324,000 |
| FHA-insured (Federal Housing Administration) | 364 | $71,970,000 | $197,000 | $625,000 | $68,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 40 | $13,350,000 | $333,000 | $655,000 | $119,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $390,000 | $195,000 | $225,000 | $47,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,125 | $1,610,295,000 | $757,000 | $71,005,000 | $228,000 | $6,324,000 |
| Application Withdrawn By Applicant | 383 | $191,155,000 | $499,000 | $31,125,000 | $190,000 | $1,886,000 |
| Loan Purchased By The Institution | 145 | $20,855,000 | $143,000 | $455,000 | $59,000 | $278,000 |
| Application Denied By Financial Institution | 83 | $22,315,000 | $268,000 | $1,645,000 | $115,000 | $890,000 |
| File Closed For Incompleteness | 70 | $32,470,000 | $463,000 | $2,405,000 | $216,000 | $1,800,000 |
| Application Approved But Not Accepted | 21 | $11,425,000 | $544,000 | $2,345,000 | $221,000 | $1,097,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,744 | $1,866,200,000 | $680,000 | $71,005,000 | $213,000 | $6,324,000 |
| Debt-To-Income Ratio | 23 | $6,825,000 | $296,000 | $1,645,000 | $68,000 | $380,000 |
| Collateral | 16 | $5,500,000 | $343,000 | $1,295,000 | $200,000 | $890,000 |
| Credit History | 15 | $2,135,000 | $142,000 | $375,000 | $117,000 | $650,000 |
| Other | 13 | $2,825,000 | $217,000 | $485,000 | $73,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,160,000 | $270,000 | $585,000 | $114,000 | $324,000 |
| Credit Application Incomplete | 6 | $2,380,000 | $396,000 | $1,445,000 | $157,000 | $622,000 |
| Unverifiable Information | 2 | $490,000 | $245,000 | $335,000 | $90,000 | $140,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.