The Union Bank Company Mortgage Lending & HMDA Data, 2021

In 2021, The Union Bank Company of Columbus Grove, OH reported 2,872 mortgage applications totaling $755.7 million, down 28% from 2020. The average application was for $263,112, and applicants reported an average income of $107,207. 67% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Columbus, OH (636), Lima, OH (222) and Cincinnati, OH-KY-IN (158) (applications in parentheses).

Mortgage Company & Address The Union Bank Company
105 Progressive Drive
Columbus Grove, OH 45830
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,872
Total Mortgage Loan Application Amount $755,660,000
Average Mortgage Loan Application Amount $263,112
Highest Mortgage Loan Application Amount $12,275,000
Average Applicant Income $107,207
Highest Applicant Income $1,396,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Union Bank Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Union Bank Company by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 400 $ 126,750,000 $ 316,875 $ 108,000
Allen, Ohio 222 $ 40,780,000 $ 183,693 $ 86,000
Putnam, Ohio 206 $ 36,180,000 $ 175,631 $ 82,000
Delaware, Ohio 107 $ 43,745,000 $ 408,831 $ 138,000
Licking, Ohio 56 $ 14,120,000 $ 252,142 $ 99,000
Wood, Ohio 48 $ 9,290,000 $ 193,541 $ 110,000
Marion, Ohio 41 $ 5,215,000 $ 127,195 $ 66,000
Hancock, Ohio 35 $ 7,005,000 $ 200,142 $ 93,000
Van Wert, Ohio 34 $ 4,130,000 $ 121,470 $ 58,000
Auglaize, Ohio 33 $ 4,985,000 $ 151,060 $ 67,000
Hamilton, Ohio 31 $ 6,975,000 $ 225,000 $ 105,000
Kenton, Kentucky 30 $ 4,610,000 $ 153,666 $ 70,000
Cook, Illinois 29 $ 7,765,000 $ 267,758 $ 136,000
Boone, Kentucky 26 $ 4,270,000 $ 164,230 $ 77,000
Fairfield, Ohio 26 $ 6,600,000 $ 253,846 $ 105,000
Paulding, Ohio 25 $ 3,095,000 $ 123,800 $ 61,000
Union, Ohio 25 $ 6,435,000 $ 257,400 $ 98,000
Nassau, New York 23 $ 9,205,000 $ 400,217 $ 139,000
Suffolk, New York 23 $ 8,745,000 $ 380,217 $ 158,000
Prince George's, Maryland 21 $ 6,365,000 $ 303,095 $ 108,000
Clermont, Ohio 21 $ 3,675,000 $ 175,000 $ 77,000
Queens, New York 20 $ 8,410,000 $ 420,500 $ 113,000
Clark, Nevada 19 $ 5,555,000 $ 292,368 $ 93,000
Hardin, Ohio 17 $ 2,555,000 $ 150,294 $ 65,000
Maricopa, Arizona 16 $ 4,290,000 $ 268,125 $ 129,000
Butler, Ohio 15 $ 2,825,000 $ 188,333 $ 90,000
Lucas, Ohio 15 $ 3,395,000 $ 226,333 $ 116,000
Montgomery, Ohio 15 $ 2,235,000 $ 149,000 $ 95,000
Sandusky, Ohio 15 $ 1,755,000 $ 117,000 $ 64,000
Broward, Florida 14 $ 3,660,000 $ 261,428 $ 150,000
Campbell, Kentucky 14 $ 2,200,000 $ 157,142 $ 67,000
Westchester, New York 14 $ 6,200,000 $ 442,857 $ 148,000
Logan, Ohio 13 $ 3,065,000 $ 235,769 $ 200,000
Dutchess, New York 12 $ 3,740,000 $ 311,666 $ 119,000
Kings, New York 12 $ 5,720,000 $ 476,666 $ 187,000
Miami-Dade, Florida 11 $ 3,705,000 $ 336,818 $ 119,000
Richmond, New York 11 $ 4,605,000 $ 418,636 $ 118,000
Morrow, Ohio 11 $ 1,705,000 $ 155,000 $ 57,000
Monmouth, New Jersey 10 $ 3,560,000 $ 356,000 $ 184,000
Bronx, New York 10 $ 4,540,000 $ 454,000 $ 124,000
Knox, Ohio 10 $ 2,760,000 $ 276,000 $ 97,000
Palm Beach, Florida 9 $ 2,605,000 $ 289,444 $ 112,000
Belmont, Ohio 9 $ 1,105,000 $ 122,777 $ 48,000
Cuyahoga, Ohio 9 $ 2,355,000 $ 261,666 $ 135,000
Greene, Ohio 9 $ 2,205,000 $ 245,000 $ 125,000
Warren, Ohio 9 $ 2,345,000 $ 260,555 $ 124,000
Los Angeles, California 8 $ 3,420,000 $ 427,500 $ 138,000
District of Columbia, District Of Columbia 8 $ 2,990,000 $ 373,750 $ 154,000
Sarasota, Florida 8 $ 3,010,000 $ 376,250 $ 144,000
Gwinnett, Georgia 8 $ 2,490,000 $ 311,250 $ 99,000
Rockingham, New Hampshire 8 $ 2,400,000 $ 300,000 $ 127,000
Wake, North Carolina 8 $ 2,470,000 $ 308,750 $ 221,000
Mercer, Ohio 8 $ 1,630,000 $ 203,750 $ 132,000
Chatham, Georgia 7 $ 2,345,000 $ 335,000 $ 107,000
Cobb, Georgia 7 $ 1,795,000 $ 256,428 $ 115,000
Essex, Massachusetts 7 $ 2,725,000 $ 389,285 $ 110,000
Middlesex, Massachusetts 7 $ 2,745,000 $ 392,142 $ 117,000
Hillsborough, New Hampshire 7 $ 2,335,000 $ 333,571 $ 124,000
Orange, New York 7 $ 1,925,000 $ 275,000 $ 156,000
Salt Lake, Utah 7 $ 1,875,000 $ 267,857 $ 98,000
Pima, Arizona 6 $ 1,770,000 $ 295,000 $ 160,000
Arapahoe, Colorado 6 $ 1,770,000 $ 295,000 $ 85,000
El Paso, Colorado 6 $ 1,530,000 $ 255,000 $ 84,000
Fairfield, Connecticut 6 $ 1,800,000 $ 300,000 $ 77,000
New Haven, Connecticut 6 $ 1,140,000 $ 190,000 $ 139,000
Hillsborough, Florida 6 $ 1,630,000 $ 271,666 $ 96,000
Steuben, Indiana 6 $ 1,470,000 $ 245,000 $ 166,000
Anne Arundel, Maryland 6 $ 1,980,000 $ 330,000 $ 183,000
Bristol, Massachusetts 6 $ 1,760,000 $ 293,333 $ 124,000
Wayne, Michigan 6 $ 1,860,000 $ 310,000 $ 90,000
Bergen, New Jersey 6 $ 2,580,000 $ 430,000 $ 168,000
Ocean, New Jersey 6 $ 1,710,000 $ 285,000 $ 120,000
Mecklenburg, North Carolina 6 $ 1,340,000 $ 223,333 $ 75,000
Jefferson, Ohio 6 $ 670,000 $ 111,666 $ 43,000
Madison, Ohio 6 $ 1,100,000 $ 183,333 $ 64,000
Medina, Ohio 6 $ 1,120,000 $ 186,666 $ 92,000
Miami, Ohio 6 $ 1,010,000 $ 168,333 $ 120,000
Richland, Ohio 6 $ 950,000 $ 158,333 $ 63,000
Allegheny, Pennsylvania 6 $ 1,850,000 $ 308,333 $ 185,000
Fairfax, Virginia 6 $ 2,650,000 $ 441,666 $ 192,000
Pinal, Arizona 5 $ 1,005,000 $ 201,000 $ 91,000
Adams, Colorado 5 $ 1,965,000 $ 393,000 $ 108,000
Denver, Colorado 5 $ 1,995,000 $ 399,000 $ 133,000
Jefferson, Colorado 5 $ 1,815,000 $ 363,000 $ 104,000
Hartford, Connecticut 5 $ 1,035,000 $ 207,000 $ 121,000
Manatee, Florida 5 $ 1,425,000 $ 285,000 $ 113,000
Orange, Florida 5 $ 1,225,000 $ 245,000 $ 78,000
Polk, Florida 5 $ 1,125,000 $ 225,000 $ 68,000
Fulton, Georgia 5 $ 1,095,000 $ 219,000 $ 94,000
DuPage, Illinois 5 $ 1,545,000 $ 309,000 $ 179,000
Kane, Illinois 5 $ 1,245,000 $ 249,000 $ 128,000
Lake, Indiana 5 $ 1,055,000 $ 211,000 $ 101,000
Montgomery, Maryland 5 $ 2,365,000 $ 473,000 $ 142,000
Plymouth, Massachusetts 5 $ 2,145,000 $ 429,000 $ 132,000
Dakota, Minnesota 5 $ 1,295,000 $ 259,000 $ 119,000
Hennepin, Minnesota 5 $ 1,605,000 $ 321,000 $ 136,000
Washoe, Nevada 5 $ 1,585,000 $ 317,000 $ 99,000
Essex, New Jersey 5 $ 1,465,000 $ 293,000 $ 186,000
Middlesex, New Jersey 5 $ 1,365,000 $ 273,000 $ 82,000
Union, New Jersey 5 $ 1,595,000 $ 319,000 $ 108,000
Bernalillo, New Mexico 5 $ 1,345,000 $ 269,000 $ 130,000
Albany, New York 5 $ 1,205,000 $ 241,000 $ 114,000
Durham, North Carolina 5 $ 1,235,000 $ 247,000 $ 80,000
Bucks, Pennsylvania 5 $ 1,705,000 $ 341,000 $ 179,000
Delaware, Pennsylvania 5 $ 2,015,000 $ 403,000 $ 218,000
Davidson, Tennessee 5 $ 1,715,000 $ 343,000 $ 66,000
Loudoun, Virginia 5 $ 1,615,000 $ 323,000 $ 123,000
Brevard, Florida 4 $ 1,250,000 $ 312,500 $ 150,000
Lee, Florida 4 $ 1,270,000 $ 317,500 $ 261,000
Nassau, Florida 4 $ 1,630,000 $ 407,500 $ 107,000
Pasco, Florida 4 $ 1,170,000 $ 292,500 $ 101,000
St. Lucie, Florida 4 $ 880,000 $ 220,000 $ 91,000
Forsyth, Georgia 4 $ 1,170,000 $ 292,500 $ 98,000
Hall, Georgia 4 $ 930,000 $ 232,500 $ 81,000
McHenry, Illinois 4 $ 1,230,000 $ 307,500 $ 237,000
Will, Illinois 4 $ 1,030,000 $ 257,500 $ 155,000
Hamilton, Indiana 4 $ 1,230,000 $ 307,500 $ 132,000
Orleans, Louisiana 4 $ 1,000,000 $ 250,000 $ 186,000
Baltimore, Maryland 4 $ 1,490,000 $ 372,500 $ 130,000
Barnstable, Massachusetts 4 $ 1,190,000 $ 297,500 $ 79,000
Suffolk, Massachusetts 4 $ 1,140,000 $ 285,000 $ 92,000
Douglas, Nebraska 4 $ 1,150,000 $ 287,500 $ 134,000
Hudson, New Jersey 4 $ 1,850,000 $ 462,500 $ 181,000
Morris, New Jersey 4 $ 1,460,000 $ 365,000 $ 137,000
Somerset, New Jersey 4 $ 1,170,000 $ 292,500 $ 103,000
Monroe, New York 4 $ 1,040,000 $ 260,000 $ 124,000
Rockland, New York 4 $ 1,380,000 $ 345,000 $ 134,000
Saratoga, New York 4 $ 1,030,000 $ 257,500 $ 129,000
Brown, Ohio 4 $ 940,000 $ 235,000 $ 77,000
Defiance, Ohio 4 $ 480,000 $ 120,000 $ 46,000
Pickaway, Ohio 4 $ 630,000 $ 157,500 $ 63,000
York, Pennsylvania 4 $ 900,000 $ 225,000 $ 97,000
Providence, Rhode Island 4 $ 970,000 $ 242,500 $ 82,000
Charleston, South Carolina 4 $ 1,020,000 $ 255,000 $ 84,000
Williamson, Tennessee 4 $ 1,670,000 $ 417,500 $ 159,000
Davis, Utah 4 $ 950,000 $ 237,500 $ 70,000
Chesterfield, Virginia 4 $ 1,170,000 $ 292,500 $ 76,000
Prince William, Virginia 4 $ 1,660,000 $ 415,000 $ 117,000
Snohomish, Washington 4 $ 1,720,000 $ 430,000 $ 111,000
Larimer, Colorado 3 $ 1,135,000 $ 378,333 $ 88,000
Weld, Colorado 3 $ 735,000 $ 245,000 $ 105,000
New Castle, Delaware 3 $ 945,000 $ 315,000 $ 86,000
Sussex, Delaware 3 $ 925,000 $ 308,333 $ 47,000
Seminole, Florida 3 $ 775,000 $ 258,333 $ 100,000
Clayton, Georgia 3 $ 735,000 $ 245,000 $ 107,000
Ada, Idaho 3 $ 975,000 $ 325,000 $ 285,000
Shoshone, Idaho 3 $ 525,000 $ 175,000 $ 77,000
Dearborn, Indiana 3 $ 685,000 $ 228,333 $ 119,000
Elkhart, Indiana 3 $ 485,000 $ 161,666 $ 50,000
Porter, Indiana 3 $ 765,000 $ 255,000 $ 88,000
Johnson, Kansas 3 $ 895,000 $ 298,333 $ 242,000
Charles, Maryland 3 $ 815,000 $ 271,666 $ 92,000
Frederick, Maryland 3 $ 1,215,000 $ 405,000 $ 209,000
Norfolk, Massachusetts 3 $ 1,205,000 $ 401,666 $ 291,000
Kent, Michigan 3 $ 875,000 $ 291,666 $ 83,000
Oakland, Michigan 3 $ 625,000 $ 208,333 $ 105,000
Anoka, Minnesota 3 $ 745,000 $ 248,333 $ 111,000
Jackson, Mississippi 3 $ 865,000 $ 288,333 $ 89,000
Madison, Mississippi 3 $ 715,000 $ 238,333 $ 78,000
Newton, Missouri 3 $ 675,000 $ 225,000 $ 140,000
St. Charles, Missouri 3 $ 925,000 $ 308,333 $ 108,000
Missoula, Montana 3 $ 825,000 $ 275,000 $ 71,000
Burlington, New Jersey 3 $ 925,000 $ 308,333 $ 158,000
Santa Fe, New Mexico 3 $ 815,000 $ 271,666 $ 62,000
Ulster, New York 3 $ 705,000 $ 235,000 $ 122,000
New Hanover, North Carolina 3 $ 775,000 $ 258,333 $ 66,000
Champaign, Ohio 3 $ 925,000 $ 308,333 $ 128,000
Henry, Ohio 3 $ 265,000 $ 88,333 $ 68,000
Muskingum, Ohio 3 $ 685,000 $ 228,333 $ 80,000
Ottawa, Ohio 3 $ 435,000 $ 145,000 $ 94,000
Ross, Ohio 3 $ 755,000 $ 251,666 $ 105,000
Wyandot, Ohio 3 $ 535,000 $ 178,333 $ 86,000
Montgomery, Pennsylvania 3 $ 1,325,000 $ 441,666 $ 153,000
Washington, Pennsylvania 3 $ 615,000 $ 205,000 $ 117,000
Kent, Rhode Island 3 $ 855,000 $ 285,000 $ 87,000
Horry, South Carolina 3 $ 625,000 $ 208,333 $ 104,000
Rutherford, Tennessee 3 $ 685,000 $ 228,333 $ 63,000
Shelby, Tennessee 3 $ 815,000 $ 271,666 $ 160,000
Chesapeake, Virginia 3 $ 695,000 $ 231,666 $ 92,000
Spotsylvania, Virginia 3 $ 735,000 $ 245,000 $ 87,000
Clark, Washington 3 $ 895,000 $ 298,333 $ 147,000
King, Washington 3 $ 1,015,000 $ 338,333 $ 92,000
Skagit, Washington 3 $ 855,000 $ 285,000 $ 81,000
Jefferson, West Virginia 3 $ 1,085,000 $ 361,666 $ 181,000
Racine, Wisconsin 3 $ 1,005,000 $ 335,000 $ 143,000
Saline, Arkansas 2 $ 430,000 $ 215,000 $ 105,000
Orange, California 2 $ 620,000 $ 310,000 $ 114,000
Sacramento, California 2 $ 850,000 $ 425,000 $ 117,000
San Bernardino, California 2 $ 560,000 $ 280,000 $ 45,000
Boulder, Colorado 2 $ 680,000 $ 340,000 $ 70,000
Middlesex, Connecticut 2 $ 420,000 $ 210,000 $ 48,000
New London, Connecticut 2 $ 690,000 $ 345,000 $ 167,000
Kent, Delaware 2 $ 520,000 $ 260,000 $ 59,000
Charlotte, Florida 2 $ 820,000 $ 410,000 $ 119,000
Clay, Florida 2 $ 440,000 $ 220,000 $ 108,000
Collier, Florida 2 $ 680,000 $ 340,000 $ 126,000
Duval, Florida 2 $ 630,000 $ 315,000 $ 95,000
Hernando, Florida 2 $ 690,000 $ 345,000 $ 105,000
Leon, Florida 2 $ 510,000 $ 255,000 $ 123,000
Marion, Florida 2 $ 390,000 $ 195,000 $ 42,000
Okaloosa, Florida 2 $ 500,000 $ 250,000 $ 108,000
Osceola, Florida 2 $ 650,000 $ 325,000 $ 118,000
Pinellas, Florida 2 $ 570,000 $ 285,000 $ 111,000
St. Johns, Florida 2 $ 560,000 $ 280,000 $ 110,000
Carroll, Georgia 2 $ 530,000 $ 265,000 $ 76,000
Cherokee, Georgia 2 $ 520,000 $ 260,000 $ 186,000
Coweta, Georgia 2 $ 960,000 $ 480,000 $ 173,000
DeKalb, Georgia 2 $ 860,000 $ 430,000 $ 227,000
Douglas, Georgia 2 $ 390,000 $ 195,000 $ 39,000
Henry, Georgia 2 $ 550,000 $ 275,000 $ 90,000
Paulding, Georgia 2 $ 470,000 $ 235,000 $ 68,000
Bonner, Idaho 2 $ 440,000 $ 220,000 $ 69,000
Canyon, Idaho 2 $ 440,000 $ 220,000 $ 63,000
Twin Falls, Idaho 2 $ 510,000 $ 255,000 $ 88,000
Grundy, Illinois 2 $ 430,000 $ 215,000 $ 181,000
Polk, Iowa 2 $ 440,000 $ 220,000 $ 49,000
Scott, Iowa 2 $ 600,000 $ 300,000 $ 141,000
Clark, Kentucky 2 $ 490,000 $ 245,000 $ 112,000
Fayette, Kentucky 2 $ 320,000 $ 160,000 $ 44,000
Grant, Kentucky 2 $ 310,000 $ 155,000 $ 86,000
Madison, Kentucky 2 $ 350,000 $ 175,000 $ 81,000
Oldham, Kentucky 2 $ 680,000 $ 340,000 $ 173,000
Pendleton, Kentucky 2 $ 400,000 $ 200,000 $ 94,000
Cumberland, Maine 2 $ 540,000 $ 270,000 $ 208,000
Lincoln, Maine 2 $ 530,000 $ 265,000 $ 65,000
York, Maine 2 $ 540,000 $ 270,000 $ 77,000
Baltimore City, Maryland 2 $ 470,000 $ 235,000 $ 150,000
Calvert, Maryland 2 $ 540,000 $ 270,000 $ 113,000
Howard, Maryland 2 $ 740,000 $ 370,000 $ 93,000
Branch, Michigan 2 $ 620,000 $ 310,000 $ 258,000
Charlevoix, Michigan 2 $ 880,000 $ 440,000 $ 139,000
Muskegon, Michigan 2 $ 380,000 $ 190,000 $ 44,000
Sherburne, Minnesota 2 $ 320,000 $ 160,000 $ 85,000
Stearns, Minnesota 2 $ 550,000 $ 275,000 $ 166,000
Washington, Minnesota 2 $ 740,000 $ 370,000 $ 188,000
Harrison, Mississippi 2 $ 530,000 $ 265,000 $ 100,000
Warren, Mississippi 2 $ 480,000 $ 240,000 $ 112,000
Jackson, Missouri 2 $ 540,000 $ 270,000 $ 125,000
Gallatin, Montana 2 $ 770,000 $ 385,000 $ 107,000
Lewis and Clark, Montana 2 $ 490,000 $ 245,000 $ 108,000
Lancaster, Nebraska 2 $ 650,000 $ 325,000 $ 114,000
Strafford, New Hampshire 2 $ 650,000 $ 325,000 $ 85,000
Cape May, New Jersey 2 $ 730,000 $ 365,000 $ 85,000
Hunterdon, New Jersey 2 $ 710,000 $ 355,000 $ 108,000
Sandoval, New Mexico 2 $ 560,000 $ 280,000 $ 83,000
Cortland, New York 2 $ 630,000 $ 315,000 $ 117,000
Erie, New York 2 $ 580,000 $ 290,000 $ 93,000
Niagara, New York 2 $ 600,000 $ 300,000 $ 146,000
Onondaga, New York 2 $ 460,000 $ 230,000 $ 122,000
Oswego, New York 2 $ 360,000 $ 180,000 $ 134,000
Brunswick, North Carolina 2 $ 660,000 $ 330,000 $ 113,000
Buncombe, North Carolina 2 $ 730,000 $ 365,000 $ 151,000
Haywood, North Carolina 2 $ 450,000 $ 225,000 $ 124,000
Iredell, North Carolina 2 $ 310,000 $ 155,000 $ 61,000
Johnston, North Carolina 2 $ 490,000 $ 245,000 $ 87,000
Athens, Ohio 2 $ 170,000 $ 85,000 $ 116,000
Clark, Ohio 2 $ 490,000 $ 245,000 $ 59,000
Coshocton, Ohio 2 $ 450,000 $ 225,000 $ 100,000
Crawford, Ohio 2 $ 210,000 $ 105,000 $ 131,000
Darke, Ohio 2 $ 410,000 $ 205,000 $ 300,000
Erie, Ohio 2 $ 240,000 $ 120,000 $ 51,000
Geauga, Ohio 2 $ 700,000 $ 350,000 $ 121,000
Huron, Ohio 2 $ 360,000 $ 180,000 $ 66,000
Lake, Ohio 2 $ 430,000 $ 215,000 $ 95,000
Mahoning, Ohio 2 $ 300,000 $ 150,000 $ 66,000
Summit, Ohio 2 $ 810,000 $ 405,000 $ 201,000
Rogers, Oklahoma 2 $ 660,000 $ 330,000 $ 173,000
Marion, Oregon 2 $ 510,000 $ 255,000 $ 68,000
Multnomah, Oregon 2 $ 400,000 $ 200,000 $ 92,000
Centre, Pennsylvania 2 $ 620,000 $ 310,000 $ 92,000
Chester, Pennsylvania 2 $ 840,000 $ 420,000 $ 160,000
Cumberland, Pennsylvania 2 $ 400,000 $ 200,000 $ 90,000
Erie, Pennsylvania 2 $ 490,000 $ 245,000 $ 43,000
Fayette, Pennsylvania 2 $ 620,000 $ 310,000 $ 160,000
Lancaster, Pennsylvania 2 $ 820,000 $ 410,000 $ 134,000
Westmoreland, Pennsylvania 2 $ 330,000 $ 165,000 $ 106,000
Wyoming, Pennsylvania 2 $ 400,000 $ 200,000 $ 106,000
Bristol, Rhode Island 2 $ 540,000 $ 270,000 $ 174,000
Washington, Rhode Island 2 $ 460,000 $ 230,000 $ 96,000
Anderson, South Carolina 2 $ 320,000 $ 160,000 $ 81,000
Greenville, South Carolina 2 $ 570,000 $ 285,000 $ 71,000
Lexington, South Carolina 2 $ 520,000 $ 260,000 $ 179,000
York, South Carolina 2 $ 740,000 $ 370,000 $ 150,000
Harris, Texas 2 $ 420,000 $ 210,000 $ 144,000
Jefferson, Texas 2 $ 250,000 $ 125,000 $ 154,000
Fauquier, Virginia 2 $ 570,000 $ 285,000 $ 64,000
Stafford, Virginia 2 $ 680,000 $ 340,000 $ 65,000
Pierce, Washington 2 $ 870,000 $ 435,000 $ 159,000
Dane, Wisconsin 2 $ 590,000 $ 295,000 $ 119,000
Dodge, Wisconsin 2 $ 730,000 $ 365,000 $ 104,000
Monroe, Wisconsin 2 $ 450,000 $ 225,000 $ 100,000
St. Croix, Wisconsin 2 $ 510,000 $ 255,000 $ 103,000
Washington, Wisconsin 2 $ 610,000 $ 305,000 $ 127,000
Waukesha, Wisconsin 2 $ 730,000 $ 365,000 $ 121,000
Baldwin, Alabama 1 $ 405,000 $ 405,000 $ 62,000
Jefferson, Alabama 1 $ 165,000 $ 165,000 $ 104,000
Madison, Alabama 1 $ 225,000 $ 225,000 $ 66,000
Marshall, Alabama 1 $ 335,000 $ 335,000 $ 185,000
Mobile, Alabama 1 $ 265,000 $ 265,000 $ 84,000
Yavapai, Arizona 1 $ 355,000 $ 355,000 $ 135,000
Boone, Arkansas 1 $ 255,000 $ 255,000 $ 46,000
Faulkner, Arkansas 1 $ 385,000 $ 385,000 $ 95,000
Miller, Arkansas 1 $ 175,000 $ 175,000 $ 79,000
Pope, Arkansas 1 $ 265,000 $ 265,000 $ 28,000
Contra Costa, California 1 $ 445,000 $ 445,000 $ 174,000
Fresno, California 1 $ 175,000 $ 175,000 $ 80,000
Madera, California 1 $ 225,000 $ 225,000 $ 25,000
Riverside, California 1 $ 525,000 $ 525,000 $ 216,000
San Diego, California 1 $ 505,000 $ 505,000 $ 135,000
Santa Clara, California 1 $ 275,000 $ 275,000 $ 101,000
La Plata, Colorado 1 $ 355,000 $ 355,000 $ 58,000
Mesa, Colorado 1 $ 105,000 $ 105,000 $ 118,000
Pitkin, Colorado 1 $ 305,000 $ 305,000 $ 32,000
Litchfield, Connecticut 1 $ 225,000 $ 225,000 $ 205,000
Tolland, Connecticut 1 $ 275,000 $ 275,000 $ 119,000
Alachua, Florida 1 $ 215,000 $ 215,000 $ 59,000
Baker, Florida 1 $ 415,000 $ 415,000 $ 0
Escambia, Florida 1 $ 185,000 $ 185,000 $ 93,000
Highlands, Florida 1 $ 425,000 $ 425,000 $ 245,000
Indian River, Florida 1 $ 495,000 $ 495,000 $ 241,000
Lake, Florida 1 $ 205,000 $ 205,000 $ 99,000
Martin, Florida 1 $ 325,000 $ 325,000 $ 133,000
Monroe, Florida 1 $ 175,000 $ 175,000 $ 201,000
Okeechobee, Florida 1 $ 475,000 $ 475,000 $ 113,000
Sumter, Florida 1 $ 195,000 $ 195,000 $ 112,000
Wakulla, Florida 1 $ 175,000 $ 175,000 $ 101,000
Bryan, Georgia 1 $ 195,000 $ 195,000 $ 79,000
Columbia, Georgia 1 $ 425,000 $ 425,000 $ 92,000
Fayette, Georgia 1 $ 295,000 $ 295,000 $ 130,000
Franklin, Georgia 1 $ 185,000 $ 185,000 $ 132,000
Lamar, Georgia 1 $ 125,000 $ 125,000 $ 37,000
Lowndes, Georgia 1 $ 265,000 $ 265,000 $ 113,000
Richmond, Georgia 1 $ 305,000 $ 305,000 $ 54,000
Talbot, Georgia 1 $ 405,000 $ 405,000 $ 128,000
Troup, Georgia 1 $ 195,000 $ 195,000 $ 115,000
Bingham, Idaho 1 $ 265,000 $ 265,000 $ 149,000
Boise, Idaho 1 $ 425,000 $ 425,000 $ 198,000
Caribou, Idaho 1 $ 385,000 $ 385,000 $ 135,000
Kootenai, Idaho 1 $ 375,000 $ 375,000 $ 114,000
Nez Perce, Idaho 1 $ 245,000 $ 245,000 $ 96,000
Power, Idaho 1 $ 265,000 $ 265,000 $ 78,000
Kankakee, Illinois 1 $ 255,000 $ 255,000 $ 151,000
Kendall, Illinois 1 $ 255,000 $ 255,000 $ 151,000
Lake, Illinois 1 $ 315,000 $ 315,000 $ 104,000
Washington, Illinois 1 $ 285,000 $ 285,000 $ 139,000
Winnebago, Illinois 1 $ 265,000 $ 265,000 $ 216,000
Allen, Indiana 1 $ 375,000 $ 375,000 $ 117,000
Boone, Indiana 1 $ 545,000 $ 545,000 $ 347,000
Clark, Indiana 1 $ 205,000 $ 205,000 $ 100,000
DeKalb, Indiana 1 $ 385,000 $ 385,000 $ 144,000
Franklin, Indiana 1 $ 115,000 $ 115,000 $ 63,000
Hancock, Indiana 1 $ 305,000 $ 305,000 $ 140,000
Hendricks, Indiana 1 $ 145,000 $ 145,000 $ 88,000
Johnson, Indiana 1 $ 185,000 $ 185,000 $ 51,000
Kosciusko, Indiana 1 $ 695,000 $ 695,000 $ 301,000
Madison, Indiana 1 $ 215,000 $ 215,000 $ 55,000
Marion, Indiana 1 $ 225,000 $ 225,000 $ 154,000
Morgan, Indiana 1 $ 425,000 $ 425,000 $ 85,000
St. Joseph, Indiana 1 $ 145,000 $ 145,000 $ 64,000
Whitley, Indiana 1 $ 625,000 $ 625,000 $ 152,000
Allamakee, Iowa 1 $ 315,000 $ 315,000 $ 67,000
Dubuque, Iowa 1 $ 275,000 $ 275,000 $ 113,000
Linn, Iowa 1 $ 545,000 $ 545,000 $ 92,000
Shawnee, Kansas 1 $ 295,000 $ 295,000 $ 109,000
Daviess, Kentucky 1 $ 185,000 $ 185,000 $ 75,000
Graves, Kentucky 1 $ 285,000 $ 285,000 $ 135,000
Hardin, Kentucky 1 $ 275,000 $ 275,000 $ 75,000
Henry, Kentucky 1 $ 285,000 $ 285,000 $ 169,000
Jefferson, Kentucky 1 $ 275,000 $ 275,000 $ 100,000
Montgomery, Kentucky 1 $ 425,000 $ 425,000 $ 157,000
Owen, Kentucky 1 $ 105,000 $ 105,000 $ 50,000
Owsley, Kentucky 1 $ 265,000 $ 265,000 $ 41,000
Pulaski, Kentucky 1 $ 165,000 $ 165,000 $ 38,000
Simpson, Kentucky 1 $ 225,000 $ 225,000 $ 55,000
Caddo, Louisiana 1 $ 165,000 $ 165,000 $ 44,000
Calcasieu, Louisiana 1 $ 225,000 $ 225,000 $ 50,000
East Baton Rouge, Louisiana 1 $ 185,000 $ 185,000 $ 67,000
Jefferson, Louisiana 1 $ 385,000 $ 385,000 $ 210,000
Rapides, Louisiana 1 $ 225,000 $ 225,000 $ 188,000
St. James, Louisiana 1 $ 275,000 $ 275,000 $ 97,000
St. Tammany, Louisiana 1 $ 455,000 $ 455,000 $ 100,000
Union, Louisiana 1 $ 215,000 $ 215,000 $ 126,000
Penobscot, Maine 1 $ 365,000 $ 365,000 $ 220,000
Cecil, Maryland 1 $ 235,000 $ 235,000 $ 139,000
St. Mary's, Maryland 1 $ 215,000 $ 215,000 $ 81,000
Worcester, Massachusetts 1 $ 265,000 $ 265,000 $ 114,000
Berrien, Michigan 1 $ 265,000 $ 265,000 $ 42,000
Delta, Michigan 1 $ 315,000 $ 315,000 $ 71,000
Genesee, Michigan 1 $ 175,000 $ 175,000 $ 90,000
Grand Traverse, Michigan 1 $ 225,000 $ 225,000 $ 720,000
Lenawee, Michigan 1 $ 195,000 $ 195,000 $ 62,000
Midland, Michigan 1 $ 235,000 $ 235,000 $ 230,000
Monroe, Michigan 1 $ 675,000 $ 675,000 $ 389,000
Montcalm, Michigan 1 $ 275,000 $ 275,000 $ 158,000
Ottawa, Michigan 1 $ 185,000 $ 185,000 $ 114,000
Van Buren, Michigan 1 $ 195,000 $ 195,000 $ 0
Washtenaw, Michigan 1 $ 205,000 $ 205,000 $ 0
Carver, Minnesota 1 $ 285,000 $ 285,000 $ 135,000
Cass, Minnesota 1 $ 205,000 $ 205,000 $ 130,000
Chisago, Minnesota 1 $ 345,000 $ 345,000 $ 115,000
Itasca, Minnesota 1 $ 195,000 $ 195,000 $ 57,000
Scott, Minnesota 1 $ 495,000 $ 495,000 $ 205,000
St. Louis, Minnesota 1 $ 255,000 $ 255,000 $ 160,000
Todd, Minnesota 1 $ 195,000 $ 195,000 $ 98,000
Winona, Minnesota 1 $ 325,000 $ 325,000 $ 104,000
Wright, Minnesota 1 $ 235,000 $ 235,000 $ 141,000
Bolivar, Mississippi 1 $ 175,000 $ 175,000 $ 112,000
DeSoto, Mississippi 1 $ 205,000 $ 205,000 $ 72,000
Forrest, Mississippi 1 $ 345,000 $ 345,000 $ 183,000
Hancock, Mississippi 1 $ 255,000 $ 255,000 $ 104,000
Lincoln, Mississippi 1 $ 265,000 $ 265,000 $ 93,000
Camden, Missouri 1 $ 395,000 $ 395,000 $ 126,000
Cape Girardeau, Missouri 1 $ 215,000 $ 215,000 $ 142,000
Cass, Missouri 1 $ 175,000 $ 175,000 $ 86,000
Clay, Missouri 1 $ 165,000 $ 165,000 $ 335,000
Greene, Missouri 1 $ 265,000 $ 265,000 $ 88,000
Jasper, Missouri 1 $ 245,000 $ 245,000 $ 120,000
St. Louis, Missouri 1 $ 245,000 $ 245,000 $ 150,000
Webster, Missouri 1 $ 165,000 $ 165,000 $ 70,000
Broadwater, Montana 1 $ 305,000 $ 305,000 $ 64,000
Cascade, Montana 1 $ 365,000 $ 365,000 $ 124,000
Deer Lodge, Montana 1 $ 445,000 $ 445,000 $ 306,000
Lake, Montana 1 $ 215,000 $ 215,000 $ 72,000
Ravalli, Montana 1 $ 225,000 $ 225,000 $ 120,000
Dodge, Nebraska 1 $ 385,000 $ 385,000 $ 148,000
Platte, Nebraska 1 $ 215,000 $ 215,000 $ 59,000
Seward, Nebraska 1 $ 165,000 $ 165,000 $ 46,000
Belknap, New Hampshire 1 $ 255,000 $ 255,000 $ 69,000
Carroll, New Hampshire 1 $ 245,000 $ 245,000 $ 112,000
Grafton, New Hampshire 1 $ 405,000 $ 405,000 $ 258,000
Sullivan, New Hampshire 1 $ 365,000 $ 365,000 $ 56,000
Atlantic, New Jersey 1 $ 205,000 $ 205,000 $ 133,000
Camden, New Jersey 1 $ 285,000 $ 285,000 $ 81,000
Cumberland, New Jersey 1 $ 195,000 $ 195,000 $ 119,000
Gloucester, New Jersey 1 $ 305,000 $ 305,000 $ 118,000
Passaic, New Jersey 1 $ 355,000 $ 355,000 $ 0
Essex, New York 1 $ 265,000 $ 265,000 $ 191,000
Genesee, New York 1 $ 195,000 $ 195,000 $ 84,000
New York, New York 1 $ 445,000 $ 445,000 $ 76,000
Putnam, New York 1 $ 235,000 $ 235,000 $ 92,000
Schoharie, New York 1 $ 235,000 $ 235,000 $ 110,000
St. Lawrence, New York 1 $ 255,000 $ 255,000 $ 120,000
Sullivan, New York 1 $ 145,000 $ 145,000 $ 64,000
Wyoming, New York 1 $ 265,000 $ 265,000 $ 109,000
Camden, North Carolina 1 $ 435,000 $ 435,000 $ 220,000
Catawba, North Carolina 1 $ 255,000 $ 255,000 $ 72,000
Cumberland, North Carolina 1 $ 245,000 $ 245,000 $ 156,000
Currituck, North Carolina 1 $ 275,000 $ 275,000 $ 92,000
Dare, North Carolina 1 $ 235,000 $ 235,000 $ 151,000
Forsyth, North Carolina 1 $ 245,000 $ 245,000 $ 85,000
Franklin, North Carolina 1 $ 205,000 $ 205,000 $ 52,000
Gaston, North Carolina 1 $ 305,000 $ 305,000 $ 127,000
Guilford, North Carolina 1 $ 265,000 $ 265,000 $ 73,000
Hyde, North Carolina 1 $ 325,000 $ 325,000 $ 94,000
Randolph, North Carolina 1 $ 195,000 $ 195,000 $ 77,000
Swain, North Carolina 1 $ 215,000 $ 215,000 $ 152,000
Wayne, North Carolina 1 $ 175,000 $ 175,000 $ 52,000
Clinton, Ohio 1 $ 155,000 $ 155,000 $ 51,000
Columbiana, Ohio 1 $ 275,000 $ 275,000 $ 98,000
Fulton, Ohio 1 $ 135,000 $ 135,000 $ 47,000
Guernsey, Ohio 1 $ 145,000 $ 145,000 $ 21,000
Highland, Ohio 1 $ 245,000 $ 245,000 $ 55,000
Hocking, Ohio 1 $ 75,000 $ 75,000 $ 66,000
Jackson, Ohio 1 $ 245,000 $ 245,000 $ 52,000
Meigs, Ohio 1 $ 155,000 $ 155,000 $ 66,000
Shelby, Ohio 1 $ 55,000 $ 55,000 $ 114,000
Stark, Ohio 1 $ 155,000 $ 155,000 $ 118,000
Tuscarawas, Ohio 1 $ 145,000 $ 145,000 $ 72,000
Wayne, Ohio 1 $ 285,000 $ 285,000 $ 115,000
Williams, Ohio 1 $ 495,000 $ 495,000 $ 198,000
Carter, Oklahoma 1 $ 165,000 $ 165,000 $ 79,000
McCurtain, Oklahoma 1 $ 95,000 $ 95,000 $ 79,000
Oklahoma, Oklahoma 1 $ 275,000 $ 275,000 $ 140,000
Deschutes, Oregon 1 $ 315,000 $ 315,000 $ 67,000
Klamath, Oregon 1 $ 195,000 $ 195,000 $ 85,000
Armstrong, Pennsylvania 1 $ 235,000 $ 235,000 $ 215,000
Beaver, Pennsylvania 1 $ 325,000 $ 325,000 $ 66,000
Dauphin, Pennsylvania 1 $ 285,000 $ 285,000 $ 151,000
Lackawanna, Pennsylvania 1 $ 265,000 $ 265,000 $ 220,000
Lebanon, Pennsylvania 1 $ 195,000 $ 195,000 $ 96,000
Lycoming, Pennsylvania 1 $ 185,000 $ 185,000 $ 90,000
Monroe, Pennsylvania 1 $ 205,000 $ 205,000 $ 120,000
Northampton, Pennsylvania 1 $ 305,000 $ 305,000 $ 109,000
Philadelphia, Pennsylvania 1 $ 135,000 $ 135,000 $ 26,000
Pike, Pennsylvania 1 $ 165,000 $ 165,000 $ 217,000
Newport, Rhode Island 1 $ 305,000 $ 305,000 $ 65,000
Beaufort, South Carolina 1 $ 305,000 $ 305,000 $ 290,000
Berkeley, South Carolina 1 $ 185,000 $ 185,000 $ 67,000
Greenwood, South Carolina 1 $ 115,000 $ 115,000 $ 85,000
Lancaster, South Carolina 1 $ 265,000 $ 265,000 $ 85,000
Richland, South Carolina 1 $ 235,000 $ 235,000 $ 61,000
Sumter, South Carolina 1 $ 205,000 $ 205,000 $ 179,000
Lincoln, South Dakota 1 $ 215,000 $ 215,000 $ 85,000
Dickson, Tennessee 1 $ 355,000 $ 355,000 $ 91,000
Greene, Tennessee 1 $ 255,000 $ 255,000 $ 87,000
Jefferson, Tennessee 1 $ 275,000 $ 275,000 $ 120,000
Knox, Tennessee 1 $ 265,000 $ 265,000 $ 62,000
Lincoln, Tennessee 1 $ 235,000 $ 235,000 $ 104,000
Putnam, Tennessee 1 $ 225,000 $ 225,000 $ 117,000
Robertson, Tennessee 1 $ 325,000 $ 325,000 $ 66,000
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Mortgage Loan Application Detail Totals for The Union Bank Company in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,202 $334,610,000 $278,000 $895,000 $113,000 $882,000
Home Purchase 867 $220,305,000 $254,000 $12,275,000 $95,000 $958,000
Refinancing 795 $199,775,000 $251,000 $2,995,000 $112,000 $1,396,000
Other Purpose 5 $595,000 $119,000 $305,000 $64,000 $107,000
Home Improvement 3 $375,000 $125,000 $155,000 $116,000 $116,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,988 $472,560,000 $237,000 $1,125,000 $105,000 $910,000
Not Provided 484 $135,220,000 $279,000 $805,000 $118,000 $1,396,000
Black or African American 144 $36,410,000 $252,000 $705,000 $95,000 $299,000
Hispanic 94 $26,930,000 $286,000 $615,000 $95,000 $254,000
Not applicable 69 $57,785,000 $837,000 $12,275,000 $0 $0
Asian 63 $18,525,000 $294,000 $895,000 $111,000 $424,000
American Indian or Alaskan Native 10 $2,640,000 $264,000 $455,000 $112,000 $230,000
Native Hawaiian or Other Pacific Islander 1 $355,000 $355,000 $355,000 $120,000 $120,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,550 $677,530,000 $265,000 $12,275,000 $111,000 $1,396,000
FHA-insured (Federal Housing Administration) 192 $42,710,000 $222,000 $675,000 $74,000 $221,000
VA-guaranteed (Veterans Administration) 120 $33,650,000 $280,000 $895,000 $87,000 $347,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,770,000 $177,000 $295,000 $55,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,920 $493,340,000 $256,000 $12,275,000 $105,000 $1,396,000
File Closed For Incompleteness 415 $122,165,000 $294,000 $895,000 $129,000 $882,000
Application Withdrawn By Applicant 334 $89,540,000 $268,000 $1,445,000 $106,000 $636,000
Application Denied By Financial Institution 184 $45,580,000 $247,000 $665,000 $81,000 $226,000
Application Approved But Not Accepted 19 $5,035,000 $265,000 $535,000 $98,000 $226,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,688 $710,080,000 $264,000 $12,275,000 $109,000 $1,396,000
Debt-To-Income Ratio 83 $24,275,000 $292,000 $665,000 $75,000 $226,000
Credit History 56 $10,870,000 $194,000 $475,000 $76,000 $221,000
Collateral 23 $5,515,000 $239,000 $565,000 $106,000 $192,000
Unverifiable Information 10 $2,630,000 $263,000 $625,000 $105,000 $203,000
Other 8 $1,580,000 $197,000 $305,000 $91,000 $159,000
Employment History 3 $645,000 $215,000 $405,000 $51,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Union Bank Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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