The Union Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

The Union Bank Company 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address The Union Bank Company
105 Progressive Drive
Columbus Grove, OH 45830
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,872
Total Mortgage Loan Application Amount $755,660,000
Average Mortgage Loan Application Amount $205,400
Highest Mortgage Loan Application Amount $12,275,000
Average Applicant Income $100,000
Highest Applicant Income $1,396,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with The Union Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Union Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down The Union Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Union Bank Company serves its applicants.

Each category highlights the total number of mortgage applications processed by The Union Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Union Bank Company's mortgage activity for 2021.

Mortgage Loan Application Totals for The Union Bank Company by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin County Ohio 400 $ 126,750,000 $ 316,000 $ 108,000
Allen County Ohio 222 $ 40,780,000 $ 183,000 $ 86,000
Putnam County Ohio 206 $ 36,180,000 $ 175,000 $ 82,000
Delaware County Ohio 107 $ 43,745,000 $ 408,000 $ 138,000
Licking County Ohio 56 $ 14,120,000 $ 252,000 $ 99,000
Wood County Ohio 48 $ 9,290,000 $ 193,000 $ 110,000
Marion County Ohio 41 $ 5,215,000 $ 127,000 $ 66,000
Hancock County Ohio 35 $ 7,005,000 $ 200,000 $ 93,000
Van Wert County Ohio 34 $ 4,130,000 $ 121,000 $ 58,000
Auglaize County Ohio 33 $ 4,985,000 $ 151,000 $ 67,000
Hamilton County Ohio 31 $ 6,975,000 $ 225,000 $ 105,000
Kenton County Kentucky 30 $ 4,610,000 $ 153,000 $ 70,000
Cook County Illinois 29 $ 7,765,000 $ 267,000 $ 136,000
Boone County Kentucky 26 $ 4,270,000 $ 164,000 $ 77,000
Fairfield County Ohio 26 $ 6,600,000 $ 253,000 $ 105,000
Paulding County Ohio 25 $ 3,095,000 $ 123,000 $ 61,000
Union County Ohio 25 $ 6,435,000 $ 257,000 $ 98,000
Nassau County New York 23 $ 9,205,000 $ 400,000 $ 139,000
Suffolk County New York 23 $ 8,745,000 $ 380,000 $ 158,000
Prince George's County Maryland 21 $ 6,365,000 $ 303,000 $ 108,000
Clermont County Ohio 21 $ 3,675,000 $ 175,000 $ 77,000
Queens County New York 20 $ 8,410,000 $ 420,000 $ 113,000
Clark County Nevada 19 $ 5,555,000 $ 292,000 $ 93,000
Hardin County Ohio 17 $ 2,555,000 $ 150,000 $ 65,000
Maricopa County Arizona 16 $ 4,290,000 $ 268,000 $ 129,000
Butler County Ohio 15 $ 2,825,000 $ 188,000 $ 90,000
Lucas County Ohio 15 $ 3,395,000 $ 226,000 $ 116,000
Montgomery County Ohio 15 $ 2,235,000 $ 149,000 $ 95,000
Sandusky County Ohio 15 $ 1,755,000 $ 117,000 $ 64,000
Broward County Florida 14 $ 3,660,000 $ 261,000 $ 150,000
Campbell County Kentucky 14 $ 2,200,000 $ 157,000 $ 67,000
Westchester County New York 14 $ 6,200,000 $ 442,000 $ 148,000
Logan County Ohio 13 $ 3,065,000 $ 235,000 $ 200,000
Dutchess County New York 12 $ 3,740,000 $ 311,000 $ 119,000
Kings County New York 12 $ 5,720,000 $ 476,000 $ 187,000
Miami-Dade County Florida 11 $ 3,705,000 $ 336,000 $ 119,000
Richmond County New York 11 $ 4,605,000 $ 418,000 $ 118,000
Morrow County Ohio 11 $ 1,705,000 $ 155,000 $ 57,000
Monmouth County New Jersey 10 $ 3,560,000 $ 356,000 $ 184,000
Bronx County New York 10 $ 4,540,000 $ 454,000 $ 124,000
Knox County Ohio 10 $ 2,760,000 $ 276,000 $ 97,000
Palm Beach County Florida 9 $ 2,605,000 $ 289,000 $ 112,000
Belmont County Ohio 9 $ 1,105,000 $ 122,000 $ 48,000
Cuyahoga County Ohio 9 $ 2,355,000 $ 261,000 $ 135,000
Greene County Ohio 9 $ 2,205,000 $ 245,000 $ 125,000
Warren County Ohio 9 $ 2,345,000 $ 260,000 $ 124,000
Los Angeles County California 8 $ 3,420,000 $ 427,000 $ 138,000
District of Columbia County District Of Columbia 8 $ 2,990,000 $ 373,000 $ 154,000
Sarasota County Florida 8 $ 3,010,000 $ 376,000 $ 144,000
Gwinnett County Georgia 8 $ 2,490,000 $ 311,000 $ 99,000
Rockingham County New Hampshire 8 $ 2,400,000 $ 300,000 $ 127,000
Wake County North Carolina 8 $ 2,470,000 $ 308,000 $ 221,000
Mercer County Ohio 8 $ 1,630,000 $ 203,000 $ 132,000
Chatham County Georgia 7 $ 2,345,000 $ 335,000 $ 107,000
Cobb County Georgia 7 $ 1,795,000 $ 256,000 $ 115,000
Essex County Massachusetts 7 $ 2,725,000 $ 389,000 $ 110,000
Middlesex County Massachusetts 7 $ 2,745,000 $ 392,000 $ 117,000
Hillsborough County New Hampshire 7 $ 2,335,000 $ 333,000 $ 124,000
Orange County New York 7 $ 1,925,000 $ 275,000 $ 156,000
Salt Lake County Utah 7 $ 1,875,000 $ 267,000 $ 98,000
Pima County Arizona 6 $ 1,770,000 $ 295,000 $ 160,000
Arapahoe County Colorado 6 $ 1,770,000 $ 295,000 $ 85,000
El Paso County Colorado 6 $ 1,530,000 $ 255,000 $ 84,000
Fairfield County Connecticut 6 $ 1,800,000 $ 300,000 $ 77,000
New Haven County Connecticut 6 $ 1,140,000 $ 190,000 $ 139,000
Hillsborough County Florida 6 $ 1,630,000 $ 271,000 $ 96,000
Steuben County Indiana 6 $ 1,470,000 $ 245,000 $ 166,000
Anne Arundel County Maryland 6 $ 1,980,000 $ 330,000 $ 183,000
Bristol County Massachusetts 6 $ 1,760,000 $ 293,000 $ 124,000
Wayne County Michigan 6 $ 1,860,000 $ 310,000 $ 90,000
Bergen County New Jersey 6 $ 2,580,000 $ 430,000 $ 168,000
Ocean County New Jersey 6 $ 1,710,000 $ 285,000 $ 120,000
Mecklenburg County North Carolina 6 $ 1,340,000 $ 223,000 $ 75,000
Jefferson County Ohio 6 $ 670,000 $ 111,000 $ 43,000
Madison County Ohio 6 $ 1,100,000 $ 183,000 $ 64,000
Medina County Ohio 6 $ 1,120,000 $ 186,000 $ 92,000
Miami County Ohio 6 $ 1,010,000 $ 168,000 $ 120,000
Richland County Ohio 6 $ 950,000 $ 158,000 $ 63,000
Allegheny County Pennsylvania 6 $ 1,850,000 $ 308,000 $ 185,000
Fairfax County Virginia 6 $ 2,650,000 $ 441,000 $ 192,000
Pinal County Arizona 5 $ 1,005,000 $ 201,000 $ 91,000
Adams County Colorado 5 $ 1,965,000 $ 393,000 $ 108,000
Denver County Colorado 5 $ 1,995,000 $ 399,000 $ 133,000
Jefferson County Colorado 5 $ 1,815,000 $ 363,000 $ 104,000
Hartford County Connecticut 5 $ 1,035,000 $ 207,000 $ 121,000
Manatee County Florida 5 $ 1,425,000 $ 285,000 $ 113,000
Orange County Florida 5 $ 1,225,000 $ 245,000 $ 78,000
Polk County Florida 5 $ 1,125,000 $ 225,000 $ 68,000
Fulton County Georgia 5 $ 1,095,000 $ 219,000 $ 94,000
DuPage County Illinois 5 $ 1,545,000 $ 309,000 $ 179,000
Kane County Illinois 5 $ 1,245,000 $ 249,000 $ 128,000
Lake County Indiana 5 $ 1,055,000 $ 211,000 $ 101,000
Montgomery County Maryland 5 $ 2,365,000 $ 473,000 $ 142,000
Plymouth County Massachusetts 5 $ 2,145,000 $ 429,000 $ 132,000
Dakota County Minnesota 5 $ 1,295,000 $ 259,000 $ 119,000
Hennepin County Minnesota 5 $ 1,605,000 $ 321,000 $ 136,000
Washoe County Nevada 5 $ 1,585,000 $ 317,000 $ 99,000
Essex County New Jersey 5 $ 1,465,000 $ 293,000 $ 186,000
Middlesex County New Jersey 5 $ 1,365,000 $ 273,000 $ 82,000
Union County New Jersey 5 $ 1,595,000 $ 319,000 $ 108,000
Bernalillo County New Mexico 5 $ 1,345,000 $ 269,000 $ 130,000
Albany County New York 5 $ 1,205,000 $ 241,000 $ 114,000
Durham County North Carolina 5 $ 1,235,000 $ 247,000 $ 80,000
Bucks County Pennsylvania 5 $ 1,705,000 $ 341,000 $ 179,000
Delaware County Pennsylvania 5 $ 2,015,000 $ 403,000 $ 218,000
Davidson County Tennessee 5 $ 1,715,000 $ 343,000 $ 66,000
Loudoun County Virginia 5 $ 1,615,000 $ 323,000 $ 123,000
Brevard County Florida 4 $ 1,250,000 $ 312,000 $ 150,000
Lee County Florida 4 $ 1,270,000 $ 317,000 $ 261,000
Nassau County Florida 4 $ 1,630,000 $ 407,000 $ 107,000
Pasco County Florida 4 $ 1,170,000 $ 292,000 $ 101,000
St. Lucie County Florida 4 $ 880,000 $ 220,000 $ 91,000
Forsyth County Georgia 4 $ 1,170,000 $ 292,000 $ 98,000
Hall County Georgia 4 $ 930,000 $ 232,000 $ 81,000
McHenry County Illinois 4 $ 1,230,000 $ 307,000 $ 237,000
Will County Illinois 4 $ 1,030,000 $ 257,000 $ 155,000
Hamilton County Indiana 4 $ 1,230,000 $ 307,000 $ 132,000
Orleans County Louisiana 4 $ 1,000,000 $ 250,000 $ 186,000
Baltimore County Maryland 4 $ 1,490,000 $ 372,000 $ 130,000
Barnstable County Massachusetts 4 $ 1,190,000 $ 297,000 $ 79,000
Suffolk County Massachusetts 4 $ 1,140,000 $ 285,000 $ 92,000
Douglas County Nebraska 4 $ 1,150,000 $ 287,000 $ 134,000
Hudson County New Jersey 4 $ 1,850,000 $ 462,000 $ 181,000
Morris County New Jersey 4 $ 1,460,000 $ 365,000 $ 137,000
Somerset County New Jersey 4 $ 1,170,000 $ 292,000 $ 103,000
Monroe County New York 4 $ 1,040,000 $ 260,000 $ 124,000
Rockland County New York 4 $ 1,380,000 $ 345,000 $ 134,000
Saratoga County New York 4 $ 1,030,000 $ 257,000 $ 129,000
Brown County Ohio 4 $ 940,000 $ 235,000 $ 77,000
Defiance County Ohio 4 $ 480,000 $ 120,000 $ 46,000
Pickaway County Ohio 4 $ 630,000 $ 157,000 $ 63,000
York County Pennsylvania 4 $ 900,000 $ 225,000 $ 97,000
Providence County Rhode Island 4 $ 970,000 $ 242,000 $ 82,000
Charleston County South Carolina 4 $ 1,020,000 $ 255,000 $ 84,000
Williamson County Tennessee 4 $ 1,670,000 $ 417,000 $ 159,000
Davis County Utah 4 $ 950,000 $ 237,000 $ 70,000
Chesterfield County Virginia 4 $ 1,170,000 $ 292,000 $ 76,000
Prince William County Virginia 4 $ 1,660,000 $ 415,000 $ 117,000
Snohomish County Washington 4 $ 1,720,000 $ 430,000 $ 111,000
Larimer County Colorado 3 $ 1,135,000 $ 378,000 $ 88,000
Weld County Colorado 3 $ 735,000 $ 245,000 $ 105,000
New Castle County Delaware 3 $ 945,000 $ 315,000 $ 86,000
Sussex County Delaware 3 $ 925,000 $ 308,000 $ 47,000
Seminole County Florida 3 $ 775,000 $ 258,000 $ 100,000
Clayton County Georgia 3 $ 735,000 $ 245,000 $ 107,000
Ada County Idaho 3 $ 975,000 $ 325,000 $ 285,000
Shoshone County Idaho 3 $ 525,000 $ 175,000 $ 77,000
Dearborn County Indiana 3 $ 685,000 $ 228,000 $ 119,000
Elkhart County Indiana 3 $ 485,000 $ 161,000 $ 50,000
Porter County Indiana 3 $ 765,000 $ 255,000 $ 88,000
Johnson County Kansas 3 $ 895,000 $ 298,000 $ 242,000
Charles County Maryland 3 $ 815,000 $ 271,000 $ 92,000
Frederick County Maryland 3 $ 1,215,000 $ 405,000 $ 209,000
Norfolk County Massachusetts 3 $ 1,205,000 $ 401,000 $ 291,000
Kent County Michigan 3 $ 875,000 $ 291,000 $ 83,000
Oakland County Michigan 3 $ 625,000 $ 208,000 $ 105,000
Anoka County Minnesota 3 $ 745,000 $ 248,000 $ 111,000
Jackson County Mississippi 3 $ 865,000 $ 288,000 $ 89,000
Madison County Mississippi 3 $ 715,000 $ 238,000 $ 78,000
Newton County Missouri 3 $ 675,000 $ 225,000 $ 140,000
St. Charles County Missouri 3 $ 925,000 $ 308,000 $ 108,000
Missoula County Montana 3 $ 825,000 $ 275,000 $ 71,000
Burlington County New Jersey 3 $ 925,000 $ 308,000 $ 158,000
Santa Fe County New Mexico 3 $ 815,000 $ 271,000 $ 62,000
Ulster County New York 3 $ 705,000 $ 235,000 $ 122,000
New Hanover County North Carolina 3 $ 775,000 $ 258,000 $ 66,000
Champaign County Ohio 3 $ 925,000 $ 308,000 $ 128,000
Henry County Ohio 3 $ 265,000 $ 88,000 $ 68,000
Muskingum County Ohio 3 $ 685,000 $ 228,000 $ 80,000
Ottawa County Ohio 3 $ 435,000 $ 145,000 $ 94,000
Ross County Ohio 3 $ 755,000 $ 251,000 $ 105,000
Wyandot County Ohio 3 $ 535,000 $ 178,000 $ 86,000
Montgomery County Pennsylvania 3 $ 1,325,000 $ 441,000 $ 153,000
Washington County Pennsylvania 3 $ 615,000 $ 205,000 $ 117,000
Kent County Rhode Island 3 $ 855,000 $ 285,000 $ 87,000
Horry County South Carolina 3 $ 625,000 $ 208,000 $ 104,000
Rutherford County Tennessee 3 $ 685,000 $ 228,000 $ 63,000
Shelby County Tennessee 3 $ 815,000 $ 271,000 $ 160,000
Chesapeake County Virginia 3 $ 695,000 $ 231,000 $ 92,000
Spotsylvania County Virginia 3 $ 735,000 $ 245,000 $ 87,000
Clark County Washington 3 $ 895,000 $ 298,000 $ 147,000
King County Washington 3 $ 1,015,000 $ 338,000 $ 92,000
Skagit County Washington 3 $ 855,000 $ 285,000 $ 81,000
Jefferson County West Virginia 3 $ 1,085,000 $ 361,000 $ 181,000
Racine County Wisconsin 3 $ 1,005,000 $ 335,000 $ 143,000
Saline County Arkansas 2 $ 430,000 $ 215,000 $ 105,000
Orange County California 2 $ 620,000 $ 310,000 $ 114,000
Sacramento County California 2 $ 850,000 $ 425,000 $ 117,000
San Bernardino County California 2 $ 560,000 $ 280,000 $ 45,000
Boulder County Colorado 2 $ 680,000 $ 340,000 $ 70,000
Middlesex County Connecticut 2 $ 420,000 $ 210,000 $ 48,000
New London County Connecticut 2 $ 690,000 $ 345,000 $ 167,000
Kent County Delaware 2 $ 520,000 $ 260,000 $ 59,000
Charlotte County Florida 2 $ 820,000 $ 410,000 $ 119,000
Clay County Florida 2 $ 440,000 $ 220,000 $ 108,000
Collier County Florida 2 $ 680,000 $ 340,000 $ 126,000
Duval County Florida 2 $ 630,000 $ 315,000 $ 95,000
Hernando County Florida 2 $ 690,000 $ 345,000 $ 105,000
Leon County Florida 2 $ 510,000 $ 255,000 $ 123,000
Marion County Florida 2 $ 390,000 $ 195,000 $ 42,000
Okaloosa County Florida 2 $ 500,000 $ 250,000 $ 108,000
Osceola County Florida 2 $ 650,000 $ 325,000 $ 118,000
Pinellas County Florida 2 $ 570,000 $ 285,000 $ 111,000
St. Johns County Florida 2 $ 560,000 $ 280,000 $ 110,000
Carroll County Georgia 2 $ 530,000 $ 265,000 $ 76,000
Cherokee County Georgia 2 $ 520,000 $ 260,000 $ 186,000
Coweta County Georgia 2 $ 960,000 $ 480,000 $ 173,000
DeKalb County Georgia 2 $ 860,000 $ 430,000 $ 227,000
Douglas County Georgia 2 $ 390,000 $ 195,000 $ 39,000
Henry County Georgia 2 $ 550,000 $ 275,000 $ 90,000
Paulding County Georgia 2 $ 470,000 $ 235,000 $ 68,000
Bonner County Idaho 2 $ 440,000 $ 220,000 $ 69,000
Canyon County Idaho 2 $ 440,000 $ 220,000 $ 63,000
Twin Falls County Idaho 2 $ 510,000 $ 255,000 $ 88,000
Grundy County Illinois 2 $ 430,000 $ 215,000 $ 181,000
Polk County Iowa 2 $ 440,000 $ 220,000 $ 49,000
Scott County Iowa 2 $ 600,000 $ 300,000 $ 141,000
Clark County Kentucky 2 $ 490,000 $ 245,000 $ 112,000
Fayette County Kentucky 2 $ 320,000 $ 160,000 $ 44,000
Grant County Kentucky 2 $ 310,000 $ 155,000 $ 86,000
Madison County Kentucky 2 $ 350,000 $ 175,000 $ 81,000
Oldham County Kentucky 2 $ 680,000 $ 340,000 $ 173,000
Pendleton County Kentucky 2 $ 400,000 $ 200,000 $ 94,000
Cumberland County Maine 2 $ 540,000 $ 270,000 $ 208,000
Lincoln County Maine 2 $ 530,000 $ 265,000 $ 65,000
York County Maine 2 $ 540,000 $ 270,000 $ 77,000
Baltimore City County Maryland 2 $ 470,000 $ 235,000 $ 150,000
Calvert County Maryland 2 $ 540,000 $ 270,000 $ 113,000
Howard County Maryland 2 $ 740,000 $ 370,000 $ 93,000
Branch County Michigan 2 $ 620,000 $ 310,000 $ 258,000
Charlevoix County Michigan 2 $ 880,000 $ 440,000 $ 139,000
Muskegon County Michigan 2 $ 380,000 $ 190,000 $ 44,000
Sherburne County Minnesota 2 $ 320,000 $ 160,000 $ 85,000
Stearns County Minnesota 2 $ 550,000 $ 275,000 $ 166,000
Washington County Minnesota 2 $ 740,000 $ 370,000 $ 188,000
Harrison County Mississippi 2 $ 530,000 $ 265,000 $ 100,000
Warren County Mississippi 2 $ 480,000 $ 240,000 $ 112,000
Jackson County Missouri 2 $ 540,000 $ 270,000 $ 125,000
Gallatin County Montana 2 $ 770,000 $ 385,000 $ 107,000
Lewis and Clark County Montana 2 $ 490,000 $ 245,000 $ 108,000
Lancaster County Nebraska 2 $ 650,000 $ 325,000 $ 114,000
Strafford County New Hampshire 2 $ 650,000 $ 325,000 $ 85,000
Cape May County New Jersey 2 $ 730,000 $ 365,000 $ 85,000
Hunterdon County New Jersey 2 $ 710,000 $ 355,000 $ 108,000
Sandoval County New Mexico 2 $ 560,000 $ 280,000 $ 83,000
Cortland County New York 2 $ 630,000 $ 315,000 $ 117,000
Erie County New York 2 $ 580,000 $ 290,000 $ 93,000
Niagara County New York 2 $ 600,000 $ 300,000 $ 146,000
Onondaga County New York 2 $ 460,000 $ 230,000 $ 122,000
Oswego County New York 2 $ 360,000 $ 180,000 $ 134,000
Brunswick County North Carolina 2 $ 660,000 $ 330,000 $ 113,000
Buncombe County North Carolina 2 $ 730,000 $ 365,000 $ 151,000
Haywood County North Carolina 2 $ 450,000 $ 225,000 $ 124,000
Iredell County North Carolina 2 $ 310,000 $ 155,000 $ 61,000
Johnston County North Carolina 2 $ 490,000 $ 245,000 $ 87,000
Athens County Ohio 2 $ 170,000 $ 85,000 $ 116,000
Clark County Ohio 2 $ 490,000 $ 245,000 $ 59,000
Coshocton County Ohio 2 $ 450,000 $ 225,000 $ 100,000
Crawford County Ohio 2 $ 210,000 $ 105,000 $ 131,000
Darke County Ohio 2 $ 410,000 $ 205,000 $ 300,000
Erie County Ohio 2 $ 240,000 $ 120,000 $ 51,000
Geauga County Ohio 2 $ 700,000 $ 350,000 $ 121,000
Huron County Ohio 2 $ 360,000 $ 180,000 $ 66,000
Lake County Ohio 2 $ 430,000 $ 215,000 $ 95,000
Mahoning County Ohio 2 $ 300,000 $ 150,000 $ 66,000
Summit County Ohio 2 $ 810,000 $ 405,000 $ 201,000
Rogers County Oklahoma 2 $ 660,000 $ 330,000 $ 173,000
Marion County Oregon 2 $ 510,000 $ 255,000 $ 68,000
Multnomah County Oregon 2 $ 400,000 $ 200,000 $ 92,000
Centre County Pennsylvania 2 $ 620,000 $ 310,000 $ 92,000
Chester County Pennsylvania 2 $ 840,000 $ 420,000 $ 160,000
Cumberland County Pennsylvania 2 $ 400,000 $ 200,000 $ 90,000
Erie County Pennsylvania 2 $ 490,000 $ 245,000 $ 43,000
Fayette County Pennsylvania 2 $ 620,000 $ 310,000 $ 160,000
Lancaster County Pennsylvania 2 $ 820,000 $ 410,000 $ 134,000
Westmoreland County Pennsylvania 2 $ 330,000 $ 165,000 $ 106,000
Wyoming County Pennsylvania 2 $ 400,000 $ 200,000 $ 106,000
Bristol County Rhode Island 2 $ 540,000 $ 270,000 $ 174,000
Washington County Rhode Island 2 $ 460,000 $ 230,000 $ 96,000
Anderson County South Carolina 2 $ 320,000 $ 160,000 $ 81,000
Greenville County South Carolina 2 $ 570,000 $ 285,000 $ 71,000
Lexington County South Carolina 2 $ 520,000 $ 260,000 $ 179,000
York County South Carolina 2 $ 740,000 $ 370,000 $ 150,000
Harris County Texas 2 $ 420,000 $ 210,000 $ 144,000
Jefferson County Texas 2 $ 250,000 $ 125,000 $ 154,000
Fauquier County Virginia 2 $ 570,000 $ 285,000 $ 64,000
Stafford County Virginia 2 $ 680,000 $ 340,000 $ 65,000
Pierce County Washington 2 $ 870,000 $ 435,000 $ 159,000
Dane County Wisconsin 2 $ 590,000 $ 295,000 $ 119,000
Dodge County Wisconsin 2 $ 730,000 $ 365,000 $ 104,000
Monroe County Wisconsin 2 $ 450,000 $ 225,000 $ 100,000
St. Croix County Wisconsin 2 $ 510,000 $ 255,000 $ 103,000
Washington County Wisconsin 2 $ 610,000 $ 305,000 $ 127,000
Waukesha County Wisconsin 2 $ 730,000 $ 365,000 $ 121,000
Baldwin County Alabama 1 $ 405,000 $ 405,000 $ 62,000
Jefferson County Alabama 1 $ 165,000 $ 165,000 $ 104,000
Madison County Alabama 1 $ 225,000 $ 225,000 $ 66,000
Marshall County Alabama 1 $ 335,000 $ 335,000 $ 185,000
Mobile County Alabama 1 $ 265,000 $ 265,000 $ 84,000
Yavapai County Arizona 1 $ 355,000 $ 355,000 $ 135,000
Boone County Arkansas 1 $ 255,000 $ 255,000 $ 46,000
Faulkner County Arkansas 1 $ 385,000 $ 385,000 $ 95,000
Miller County Arkansas 1 $ 175,000 $ 175,000 $ 79,000
Pope County Arkansas 1 $ 265,000 $ 265,000 $ 28,000
Contra Costa County California 1 $ 445,000 $ 445,000 $ 174,000
Fresno County California 1 $ 175,000 $ 175,000 $ 80,000
Madera County California 1 $ 225,000 $ 225,000 $ 25,000
Riverside County California 1 $ 525,000 $ 525,000 $ 216,000
San Diego County California 1 $ 505,000 $ 505,000 $ 135,000
Santa Clara County California 1 $ 275,000 $ 275,000 $ 101,000
La Plata County Colorado 1 $ 355,000 $ 355,000 $ 58,000
Mesa County Colorado 1 $ 105,000 $ 105,000 $ 118,000
Pitkin County Colorado 1 $ 305,000 $ 305,000 $ 32,000
Litchfield County Connecticut 1 $ 225,000 $ 225,000 $ 205,000
Tolland County Connecticut 1 $ 275,000 $ 275,000 $ 119,000
Alachua County Florida 1 $ 215,000 $ 215,000 $ 59,000
Baker County Florida 1 $ 415,000 $ 415,000 $ 0
Escambia County Florida 1 $ 185,000 $ 185,000 $ 93,000
Highlands County Florida 1 $ 425,000 $ 425,000 $ 245,000
Indian River County Florida 1 $ 495,000 $ 495,000 $ 241,000
Lake County Florida 1 $ 205,000 $ 205,000 $ 99,000
Martin County Florida 1 $ 325,000 $ 325,000 $ 133,000
Monroe County Florida 1 $ 175,000 $ 175,000 $ 201,000
Okeechobee County Florida 1 $ 475,000 $ 475,000 $ 113,000
Sumter County Florida 1 $ 195,000 $ 195,000 $ 112,000
Wakulla County Florida 1 $ 175,000 $ 175,000 $ 101,000
Bryan County Georgia 1 $ 195,000 $ 195,000 $ 79,000
Columbia County Georgia 1 $ 425,000 $ 425,000 $ 92,000
Fayette County Georgia 1 $ 295,000 $ 295,000 $ 130,000
Franklin County Georgia 1 $ 185,000 $ 185,000 $ 132,000
Lamar County Georgia 1 $ 125,000 $ 125,000 $ 37,000
Lowndes County Georgia 1 $ 265,000 $ 265,000 $ 113,000
Richmond County Georgia 1 $ 305,000 $ 305,000 $ 54,000
Talbot County Georgia 1 $ 405,000 $ 405,000 $ 128,000
Troup County Georgia 1 $ 195,000 $ 195,000 $ 115,000
Bingham County Idaho 1 $ 265,000 $ 265,000 $ 149,000
Boise County Idaho 1 $ 425,000 $ 425,000 $ 198,000
Caribou County Idaho 1 $ 385,000 $ 385,000 $ 135,000
Kootenai County Idaho 1 $ 375,000 $ 375,000 $ 114,000
Nez Perce County Idaho 1 $ 245,000 $ 245,000 $ 96,000
Power County Idaho 1 $ 265,000 $ 265,000 $ 78,000
Kankakee County Illinois 1 $ 255,000 $ 255,000 $ 151,000
Kendall County Illinois 1 $ 255,000 $ 255,000 $ 151,000
Lake County Illinois 1 $ 315,000 $ 315,000 $ 104,000
Washington County Illinois 1 $ 285,000 $ 285,000 $ 139,000
Winnebago County Illinois 1 $ 265,000 $ 265,000 $ 216,000
Allen County Indiana 1 $ 375,000 $ 375,000 $ 117,000
Boone County Indiana 1 $ 545,000 $ 545,000 $ 347,000
Clark County Indiana 1 $ 205,000 $ 205,000 $ 100,000
DeKalb County Indiana 1 $ 385,000 $ 385,000 $ 144,000
Franklin County Indiana 1 $ 115,000 $ 115,000 $ 63,000
Hancock County Indiana 1 $ 305,000 $ 305,000 $ 140,000
Hendricks County Indiana 1 $ 145,000 $ 145,000 $ 88,000
Johnson County Indiana 1 $ 185,000 $ 185,000 $ 51,000
Kosciusko County Indiana 1 $ 695,000 $ 695,000 $ 301,000
Madison County Indiana 1 $ 215,000 $ 215,000 $ 55,000
Marion County Indiana 1 $ 225,000 $ 225,000 $ 154,000
Morgan County Indiana 1 $ 425,000 $ 425,000 $ 85,000
St. Joseph County Indiana 1 $ 145,000 $ 145,000 $ 64,000
Whitley County Indiana 1 $ 625,000 $ 625,000 $ 152,000
Allamakee County Iowa 1 $ 315,000 $ 315,000 $ 67,000
Dubuque County Iowa 1 $ 275,000 $ 275,000 $ 113,000
Linn County Iowa 1 $ 545,000 $ 545,000 $ 92,000
Shawnee County Kansas 1 $ 295,000 $ 295,000 $ 109,000
Daviess County Kentucky 1 $ 185,000 $ 185,000 $ 75,000
Graves County Kentucky 1 $ 285,000 $ 285,000 $ 135,000
Hardin County Kentucky 1 $ 275,000 $ 275,000 $ 75,000
Henry County Kentucky 1 $ 285,000 $ 285,000 $ 169,000
Jefferson County Kentucky 1 $ 275,000 $ 275,000 $ 100,000
Montgomery County Kentucky 1 $ 425,000 $ 425,000 $ 157,000
Owen County Kentucky 1 $ 105,000 $ 105,000 $ 50,000
Owsley County Kentucky 1 $ 265,000 $ 265,000 $ 41,000
Pulaski County Kentucky 1 $ 165,000 $ 165,000 $ 38,000
Simpson County Kentucky 1 $ 225,000 $ 225,000 $ 55,000
Caddo County Louisiana 1 $ 165,000 $ 165,000 $ 44,000
Calcasieu County Louisiana 1 $ 225,000 $ 225,000 $ 50,000
East Baton Rouge County Louisiana 1 $ 185,000 $ 185,000 $ 67,000
Jefferson County Louisiana 1 $ 385,000 $ 385,000 $ 210,000
Rapides County Louisiana 1 $ 225,000 $ 225,000 $ 188,000
St. James County Louisiana 1 $ 275,000 $ 275,000 $ 97,000
St. Tammany County Louisiana 1 $ 455,000 $ 455,000 $ 100,000
Union County Louisiana 1 $ 215,000 $ 215,000 $ 126,000
Penobscot County Maine 1 $ 365,000 $ 365,000 $ 220,000
Cecil County Maryland 1 $ 235,000 $ 235,000 $ 139,000
St. Mary's County Maryland 1 $ 215,000 $ 215,000 $ 81,000
Worcester County Massachusetts 1 $ 265,000 $ 265,000 $ 114,000
Berrien County Michigan 1 $ 265,000 $ 265,000 $ 42,000
Delta County Michigan 1 $ 315,000 $ 315,000 $ 71,000
Genesee County Michigan 1 $ 175,000 $ 175,000 $ 90,000
Grand Traverse County Michigan 1 $ 225,000 $ 225,000 $ 720,000
Lenawee County Michigan 1 $ 195,000 $ 195,000 $ 62,000
Midland County Michigan 1 $ 235,000 $ 235,000 $ 230,000
Monroe County Michigan 1 $ 675,000 $ 675,000 $ 389,000
Montcalm County Michigan 1 $ 275,000 $ 275,000 $ 158,000
Ottawa County Michigan 1 $ 185,000 $ 185,000 $ 114,000
Van Buren County Michigan 1 $ 195,000 $ 195,000 $ 0
Washtenaw County Michigan 1 $ 205,000 $ 205,000 $ 0
Carver County Minnesota 1 $ 285,000 $ 285,000 $ 135,000
Cass County Minnesota 1 $ 205,000 $ 205,000 $ 130,000
Chisago County Minnesota 1 $ 345,000 $ 345,000 $ 115,000
Itasca County Minnesota 1 $ 195,000 $ 195,000 $ 57,000
Scott County Minnesota 1 $ 495,000 $ 495,000 $ 205,000
St. Louis County Minnesota 1 $ 255,000 $ 255,000 $ 160,000
Todd County Minnesota 1 $ 195,000 $ 195,000 $ 98,000
Winona County Minnesota 1 $ 325,000 $ 325,000 $ 104,000
Wright County Minnesota 1 $ 235,000 $ 235,000 $ 141,000
Bolivar County Mississippi 1 $ 175,000 $ 175,000 $ 112,000
DeSoto County Mississippi 1 $ 205,000 $ 205,000 $ 72,000
Forrest County Mississippi 1 $ 345,000 $ 345,000 $ 183,000
Hancock County Mississippi 1 $ 255,000 $ 255,000 $ 104,000
Lincoln County Mississippi 1 $ 265,000 $ 265,000 $ 93,000
Camden County Missouri 1 $ 395,000 $ 395,000 $ 126,000
Cape Girardeau County Missouri 1 $ 215,000 $ 215,000 $ 142,000
Cass County Missouri 1 $ 175,000 $ 175,000 $ 86,000
Clay County Missouri 1 $ 165,000 $ 165,000 $ 335,000
Greene County Missouri 1 $ 265,000 $ 265,000 $ 88,000
Jasper County Missouri 1 $ 245,000 $ 245,000 $ 120,000
St. Louis County Missouri 1 $ 245,000 $ 245,000 $ 150,000
Webster County Missouri 1 $ 165,000 $ 165,000 $ 70,000
Broadwater County Montana 1 $ 305,000 $ 305,000 $ 64,000
Cascade County Montana 1 $ 365,000 $ 365,000 $ 124,000
Deer Lodge County Montana 1 $ 445,000 $ 445,000 $ 306,000
Lake County Montana 1 $ 215,000 $ 215,000 $ 72,000
Ravalli County Montana 1 $ 225,000 $ 225,000 $ 120,000
Dodge County Nebraska 1 $ 385,000 $ 385,000 $ 148,000
Platte County Nebraska 1 $ 215,000 $ 215,000 $ 59,000
Seward County Nebraska 1 $ 165,000 $ 165,000 $ 46,000
Belknap County New Hampshire 1 $ 255,000 $ 255,000 $ 69,000
Carroll County New Hampshire 1 $ 245,000 $ 245,000 $ 112,000
Grafton County New Hampshire 1 $ 405,000 $ 405,000 $ 258,000
Sullivan County New Hampshire 1 $ 365,000 $ 365,000 $ 56,000
Atlantic County New Jersey 1 $ 205,000 $ 205,000 $ 133,000
Camden County New Jersey 1 $ 285,000 $ 285,000 $ 81,000
Cumberland County New Jersey 1 $ 195,000 $ 195,000 $ 119,000
Gloucester County New Jersey 1 $ 305,000 $ 305,000 $ 118,000
Passaic County New Jersey 1 $ 355,000 $ 355,000 $ 0
Essex County New York 1 $ 265,000 $ 265,000 $ 191,000
Genesee County New York 1 $ 195,000 $ 195,000 $ 84,000
New York County New York 1 $ 445,000 $ 445,000 $ 76,000
Putnam County New York 1 $ 235,000 $ 235,000 $ 92,000
Schoharie County New York 1 $ 235,000 $ 235,000 $ 110,000
St. Lawrence County New York 1 $ 255,000 $ 255,000 $ 120,000
Sullivan County New York 1 $ 145,000 $ 145,000 $ 64,000
Wyoming County New York 1 $ 265,000 $ 265,000 $ 109,000
Camden County North Carolina 1 $ 435,000 $ 435,000 $ 220,000
Catawba County North Carolina 1 $ 255,000 $ 255,000 $ 72,000
Cumberland County North Carolina 1 $ 245,000 $ 245,000 $ 156,000
Currituck County North Carolina 1 $ 275,000 $ 275,000 $ 92,000
Dare County North Carolina 1 $ 235,000 $ 235,000 $ 151,000
Forsyth County North Carolina 1 $ 245,000 $ 245,000 $ 85,000
Franklin County North Carolina 1 $ 205,000 $ 205,000 $ 52,000
Gaston County North Carolina 1 $ 305,000 $ 305,000 $ 127,000
Guilford County North Carolina 1 $ 265,000 $ 265,000 $ 73,000
Hyde County North Carolina 1 $ 325,000 $ 325,000 $ 94,000
Randolph County North Carolina 1 $ 195,000 $ 195,000 $ 77,000
Swain County North Carolina 1 $ 215,000 $ 215,000 $ 152,000
Wayne County North Carolina 1 $ 175,000 $ 175,000 $ 52,000
Clinton County Ohio 1 $ 155,000 $ 155,000 $ 51,000
Columbiana County Ohio 1 $ 275,000 $ 275,000 $ 98,000
Fulton County Ohio 1 $ 135,000 $ 135,000 $ 47,000
Guernsey County Ohio 1 $ 145,000 $ 145,000 $ 21,000
Highland County Ohio 1 $ 245,000 $ 245,000 $ 55,000
Hocking County Ohio 1 $ 75,000 $ 75,000 $ 66,000
Jackson County Ohio 1 $ 245,000 $ 245,000 $ 52,000
Meigs County Ohio 1 $ 155,000 $ 155,000 $ 66,000
Shelby County Ohio 1 $ 55,000 $ 55,000 $ 114,000
Stark County Ohio 1 $ 155,000 $ 155,000 $ 118,000
Tuscarawas County Ohio 1 $ 145,000 $ 145,000 $ 72,000
Wayne County Ohio 1 $ 285,000 $ 285,000 $ 115,000
Williams County Ohio 1 $ 495,000 $ 495,000 $ 198,000
Carter County Oklahoma 1 $ 165,000 $ 165,000 $ 79,000
McCurtain County Oklahoma 1 $ 95,000 $ 95,000 $ 79,000
Oklahoma County Oklahoma 1 $ 275,000 $ 275,000 $ 140,000
Deschutes County Oregon 1 $ 315,000 $ 315,000 $ 67,000
Klamath County Oregon 1 $ 195,000 $ 195,000 $ 85,000
Armstrong County Pennsylvania 1 $ 235,000 $ 235,000 $ 215,000
Beaver County Pennsylvania 1 $ 325,000 $ 325,000 $ 66,000
Dauphin County Pennsylvania 1 $ 285,000 $ 285,000 $ 151,000
Lackawanna County Pennsylvania 1 $ 265,000 $ 265,000 $ 220,000
Lebanon County Pennsylvania 1 $ 195,000 $ 195,000 $ 96,000
Lycoming County Pennsylvania 1 $ 185,000 $ 185,000 $ 90,000
Monroe County Pennsylvania 1 $ 205,000 $ 205,000 $ 120,000
Northampton County Pennsylvania 1 $ 305,000 $ 305,000 $ 109,000
Philadelphia County Pennsylvania 1 $ 135,000 $ 135,000 $ 26,000
Pike County Pennsylvania 1 $ 165,000 $ 165,000 $ 217,000
Newport County Rhode Island 1 $ 305,000 $ 305,000 $ 65,000
Beaufort County South Carolina 1 $ 305,000 $ 305,000 $ 290,000
Berkeley County South Carolina 1 $ 185,000 $ 185,000 $ 67,000
Greenwood County South Carolina 1 $ 115,000 $ 115,000 $ 85,000
Lancaster County South Carolina 1 $ 265,000 $ 265,000 $ 85,000
Richland County South Carolina 1 $ 235,000 $ 235,000 $ 61,000
Sumter County South Carolina 1 $ 205,000 $ 205,000 $ 179,000
Lincoln County South Dakota 1 $ 215,000 $ 215,000 $ 85,000
Dickson County Tennessee 1 $ 355,000 $ 355,000 $ 91,000
Greene County Tennessee 1 $ 255,000 $ 255,000 $ 87,000
Jefferson County Tennessee 1 $ 275,000 $ 275,000 $ 120,000
Knox County Tennessee 1 $ 265,000 $ 265,000 $ 62,000
Lincoln County Tennessee 1 $ 235,000 $ 235,000 $ 104,000
Putnam County Tennessee 1 $ 225,000 $ 225,000 $ 117,000
Robertson County Tennessee 1 $ 325,000 $ 325,000 $ 66,000
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Mortgage Loan Application Detail Totals for The Union Bank Company in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,202 $334,610,000 $278,000 $895,000 $113,000 $882,000
Home Purchase 867 $220,305,000 $254,000 $12,275,000 $95,000 $958,000
Refinancing 795 $199,775,000 $251,000 $2,995,000 $112,000 $1,396,000
Other Purpose 5 $595,000 $119,000 $305,000 $64,000 $107,000
Home Improvement 3 $375,000 $125,000 $155,000 $116,000 $116,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,988 $472,560,000 $237,000 $1,125,000 $105,000 $910,000
Not Provided 484 $135,220,000 $279,000 $805,000 $118,000 $1,396,000
Black or African American 144 $36,410,000 $252,000 $705,000 $95,000 $299,000
Hispanic 94 $26,930,000 $286,000 $615,000 $95,000 $254,000
Not applicable 69 $57,785,000 $837,000 $12,275,000 $0 $0
Asian 63 $18,525,000 $294,000 $895,000 $111,000 $424,000
American Indian or Alaskan Native 10 $2,640,000 $264,000 $455,000 $112,000 $230,000
Native Hawaiian or Other Pacific Islander 1 $355,000 $355,000 $355,000 $120,000 $120,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,550 $677,530,000 $265,000 $12,275,000 $111,000 $1,396,000
FHA-insured (Federal Housing Administration) 192 $42,710,000 $222,000 $675,000 $74,000 $221,000
VA-guaranteed (Veterans Administration) 120 $33,650,000 $280,000 $895,000 $87,000 $347,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,770,000 $177,000 $295,000 $55,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,920 $493,340,000 $256,000 $12,275,000 $105,000 $1,396,000
File Closed For Incompleteness 415 $122,165,000 $294,000 $895,000 $129,000 $882,000
Application Withdrawn By Applicant 334 $89,540,000 $268,000 $1,445,000 $106,000 $636,000
Application Denied By Financial Institution 184 $45,580,000 $247,000 $665,000 $81,000 $226,000
Application Approved But Not Accepted 19 $5,035,000 $265,000 $535,000 $98,000 $226,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,688 $710,080,000 $264,000 $12,275,000 $109,000 $1,396,000
Debt-To-Income Ratio 83 $24,275,000 $292,000 $665,000 $75,000 $226,000
Credit History 56 $10,870,000 $194,000 $475,000 $76,000 $221,000
Collateral 23 $5,515,000 $239,000 $565,000 $106,000 $192,000
Unverifiable Information 10 $2,630,000 $263,000 $625,000 $105,000 $203,000
Other 8 $1,580,000 $197,000 $305,000 $91,000 $159,000
Employment History 3 $645,000 $215,000 $405,000 $51,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Union Bank Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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