The Union Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
The Union Bank Company 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Union Bank Company 105 Progressive Drive Columbus Grove, OH 45830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,872 |
| Total Mortgage Loan Application Amount | $755,660,000 |
| Average Mortgage Loan Application Amount | $205,400 |
| Highest Mortgage Loan Application Amount | $12,275,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $1,396,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with The Union Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Union Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down The Union Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Union Bank Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Union Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Union Bank Company's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 636 | $ 201,160,000 | $ 316,000 | $ 110,000 |
| NA (OUTSIDE OF MSA/MD) | 579 | $ 108,365,000 | $ 282,937 | $ 110,562 |
| LIMA, OH | 222 | $ 40,780,000 | $ 183,000 | $ 86,000 |
| CINCINNATI, OH-KY-IN | 158 | $ 29,350,000 | $ 189,333 | $ 91,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 84 | $ 36,320,000 | $ 433,000 | $ 146,000 |
| TOLEDO, OH | 67 | $ 13,255,000 | $ 197,000 | $ 110,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 61 | $ 20,345,000 | $ 346,500 | $ 141,250 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 46 | $ 17,950,000 | $ 390,000 | $ 149,000 |
| CHICAGO-NAPERVILLE, IL | 44 | $ 12,000,000 | $ 272,000 | $ 154,000 |
| NEW YORK-NEWARK, NY | 44 | $ 13,470,000 | $ 305,000 | $ 134,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 43 | $ 11,985,000 | $ 278,000 | $ 108,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 30 | $ 5,450,000 | $ 181,000 | $ 109,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 24 | $ 6,810,000 | $ 268,000 | $ 126,000 |
| DENVER-AURORA-LAKEWOOD, CO | 21 | $ 7,545,000 | $ 359,000 | $ 106,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 21 | $ 5,295,000 | $ 252,000 | $ 120,000 |
| CLEVELAND-ELYRIA, OH | 19 | $ 4,605,000 | $ 242,000 | $ 116,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 19 | $ 5,555,000 | $ 292,000 | $ 93,000 |
| PROVIDENCE-WARWICK, RI-MA | 18 | $ 4,890,000 | $ 276,500 | $ 111,500 |
| NEWARK, NJ-PA | 17 | $ 5,395,000 | $ 245,500 | $ 178,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 15 | $ 4,995,000 | $ 333,000 | $ 93,000 |
| PITTSBURGH, PA | 15 | $ 3,975,000 | $ 265,000 | $ 152,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 14 | $ 4,680,000 | $ 334,000 | $ 150,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 14 | $ 5,470,000 | $ 390,000 | $ 113,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 3,660,000 | $ 261,000 | $ 150,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 4,060,000 | $ 290,000 | $ 101,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 13 | $ 4,435,000 | $ 341,000 | $ 132,000 |
| BOSTON, MA | 12 | $ 4,490,000 | $ 374,000 | $ 158,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 12 | $ 2,960,000 | $ 276,000 | $ 103,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 11 | $ 3,275,000 | $ 297,000 | $ 131,000 |
| JACKSONVILLE, FL | 11 | $ 3,675,000 | $ 334,000 | $ 96,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 3,705,000 | $ 336,000 | $ 119,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 11 | $ 2,855,000 | $ 259,000 | $ 93,000 |
| RALEIGH, NC | 11 | $ 3,165,000 | $ 287,000 | $ 181,000 |
| ALBANY-SCHENECTADY-TROY, NY | 10 | $ 2,470,000 | $ 247,000 | $ 120,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 10 | $ 3,870,000 | $ 387,000 | $ 167,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 10 | $ 3,050,000 | $ 305,000 | $ 123,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 9 | $ 2,605,000 | $ 289,000 | $ 112,000 |
| WHEELING, WV-OH | 9 | $ 1,105,000 | $ 122,000 | $ 48,000 |
| GARY, IN | 8 | $ 1,820,000 | $ 227,000 | $ 96,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,730,000 | $ 216,000 | $ 102,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 8 | $ 3,420,000 | $ 427,000 | $ 138,000 |
| SAVANNAH, GA | 8 | $ 2,540,000 | $ 317,000 | $ 103,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 8 | $ 3,580,000 | $ 447,000 | $ 167,000 |
| ALBUQUERQUE, NM | 7 | $ 1,905,000 | $ 272,000 | $ 117,000 |
| KANSAS CITY, MO-KS | 7 | $ 1,775,000 | $ 259,000 | $ 205,000 |
| MANCHESTER-NASHUA, NH | 7 | $ 2,335,000 | $ 333,000 | $ 124,000 |
| NEW ORLEANS-METAIRIE, LA | 7 | $ 2,115,000 | $ 302,000 | $ 164,000 |
| RICHMOND, VA | 7 | $ 1,775,000 | $ 253,000 | $ 86,000 |
| SALT LAKE CITY, UT | 7 | $ 1,875,000 | $ 267,000 | $ 98,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 2,735,000 | $ 390,000 | $ 103,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 1,905,000 | $ 297,000 | $ 120,500 |
| BOISE CITY, ID | 6 | $ 1,840,000 | $ 306,000 | $ 196,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 1,800,000 | $ 300,000 | $ 77,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,530,000 | $ 255,000 | $ 84,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 1,860,000 | $ 310,000 | $ 90,000 |
| ELGIN, IL | 6 | $ 1,500,000 | $ 250,000 | $ 132,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 6 | $ 1,650,000 | $ 275,000 | $ 95,000 |
| MANSFIELD, OH | 6 | $ 950,000 | $ 158,000 | $ 63,000 |
| NEW HAVEN-MILFORD, CT | 6 | $ 1,140,000 | $ 190,000 | $ 139,000 |
| PHILADELPHIA, PA | 6 | $ 2,150,000 | $ 358,000 | $ 186,000 |
| TUCSON, AZ | 6 | $ 1,770,000 | $ 295,000 | $ 160,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 670,000 | $ 111,000 | $ 43,000 |
| CAMDEN, NJ | 5 | $ 1,515,000 | $ 303,000 | $ 135,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 1,205,000 | $ 241,000 | $ 81,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 1,235,000 | $ 247,000 | $ 80,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 1,335,000 | $ 267,000 | $ 104,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 1,125,000 | $ 225,000 | $ 68,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 1,445,000 | $ 257,500 | $ 126,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 1,645,000 | $ 329,000 | $ 122,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 1,285,000 | $ 269,000 | $ 108,500 |
| OGDEN-CLEARFIELD, UT | 5 | $ 1,065,000 | $ 213,000 | $ 62,000 |
| PORT ST. LUCIE, FL | 5 | $ 1,205,000 | $ 241,000 | $ 100,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,295,000 | $ 249,000 | $ 119,500 |
| RENO, NV | 5 | $ 1,585,000 | $ 317,000 | $ 99,000 |
| ASHEVILLE, NC | 4 | $ 1,180,000 | $ 295,000 | $ 138,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,190,000 | $ 297,000 | $ 79,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 4 | $ 1,180,000 | $ 295,000 | $ 119,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 1,270,000 | $ 317,000 | $ 261,000 |
| GAINESVILLE, GA | 4 | $ 930,000 | $ 232,000 | $ 81,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 4 | $ 890,000 | $ 222,000 | $ 76,000 |
| JOPLIN, MO | 4 | $ 920,000 | $ 230,000 | $ 135,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 810,000 | $ 202,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 1,020,000 | $ 238,000 | $ 116,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 1,150,000 | $ 287,000 | $ 134,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 1,250,000 | $ 312,000 | $ 150,000 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 1,080,000 | $ 270,000 | $ 142,000 |
| ROCHESTER, NY | 4 | $ 1,040,000 | $ 260,000 | $ 124,000 |
| ST. LOUIS, MO-IL | 4 | $ 1,170,000 | $ 292,000 | $ 119,000 |
| SYRACUSE, NY | 4 | $ 820,000 | $ 205,000 | $ 128,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,180,000 | $ 275,000 | $ 112,500 |
| YORK-HANOVER, PA | 4 | $ 900,000 | $ 225,000 | $ 97,000 |
| COLUMBIA, SC | 3 | $ 755,000 | $ 251,000 | $ 140,000 |
| ELKHART-GOSHEN, IN | 3 | $ 485,000 | $ 161,000 | $ 50,000 |
| FORT COLLINS, CO | 3 | $ 1,135,000 | $ 378,000 | $ 88,000 |
| GREELEY, CO | 3 | $ 735,000 | $ 245,000 | $ 105,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 685,000 | $ 228,000 | $ 110,000 |
| JACKSON, MS | 3 | $ 715,000 | $ 238,000 | $ 78,000 |
| KINGSTON, NY | 3 | $ 705,000 | $ 235,000 | $ 122,000 |
| LINCOLN, NE | 3 | $ 815,000 | $ 271,000 | $ 91,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 815,000 | $ 271,000 | $ 101,000 |
| MISSOULA, MT | 3 | $ 825,000 | $ 275,000 | $ 71,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 855,000 | $ 285,000 | $ 81,000 |
| RACINE, WI | 3 | $ 1,005,000 | $ 335,000 | $ 143,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3 | $ 1,085,000 | $ 361,000 | $ 102,000 |
| SALISBURY, MD-DE | 3 | $ 925,000 | $ 308,000 | $ 47,000 |
| SANTA FE, NM | 3 | $ 815,000 | $ 271,000 | $ 62,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 665,000 | $ 221,000 | $ 144,000 |
| TALLAHASSEE, FL | 3 | $ 685,000 | $ 228,000 | $ 116,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 625,000 | $ 208,000 | $ 105,000 |
| WILMINGTON, NC | 3 | $ 775,000 | $ 258,000 | $ 66,000 |
| AKRON, OH | 2 | $ 810,000 | $ 405,000 | $ 201,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 620,000 | $ 310,000 | $ 114,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 730,000 | $ 365,000 | $ 73,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 250,000 | $ 125,000 | $ 154,000 |
| BOULDER, CO | 2 | $ 680,000 | $ 340,000 | $ 70,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 500,000 | $ 250,000 | $ 108,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 600,000 | $ 300,000 | $ 141,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 440,000 | $ 220,000 | $ 49,000 |
| DOVER, DE | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| ERIE, PA | 2 | $ 490,000 | $ 245,000 | $ 43,000 |
| FORT WAYNE, IN | 2 | $ 1,000,000 | $ 500,000 | $ 134,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2 | $ 420,000 | $ 210,000 | $ 144,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 590,000 | $ 295,000 | $ 211,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 400,000 | $ 200,000 | $ 97,500 |
| LANCASTER, PA | 2 | $ 820,000 | $ 410,000 | $ 134,000 |
| MADISON, WI | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| MUSKEGON, MI | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 680,000 | $ 340,000 | $ 126,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 690,000 | $ 345,000 | $ 167,000 |
| OCALA, FL | 2 | $ 390,000 | $ 195,000 | $ 42,000 |
| OCEAN CITY, NJ | 2 | $ 730,000 | $ 365,000 | $ 85,000 |
| PUNTA GORDA, FL | 2 | $ 820,000 | $ 410,000 | $ 119,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2 | $ 850,000 | $ 425,000 | $ 117,000 |
| SALEM, OR | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| SPRINGFIELD, MO | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| SPRINGFIELD, OH | 2 | $ 490,000 | $ 245,000 | $ 59,000 |
| ST. CLOUD, MN | 2 | $ 550,000 | $ 275,000 | $ 166,000 |
| STATE COLLEGE, PA | 2 | $ 620,000 | $ 310,000 | $ 92,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 870,000 | $ 435,000 | $ 159,000 |
| TULSA, OK | 2 | $ 660,000 | $ 330,000 | $ 173,000 |
| TWIN FALLS, ID | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| ALEXANDRIA, LA | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| ANN ARBOR, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 275,000 | $ 275,000 | $ 258,000 |
| BANGOR, ME | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| BATON ROUGE, LA | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| BEND-REDMOND, OR | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| CANTON-MASSILLON, OH | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| CEDAR RAPIDS, IA | 1 | $ 545,000 | $ 545,000 | $ 92,000 |
| CHARLESTON, WV | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| CHARLOTTESVILLE, VA | 1 | $ 395,000 | $ 395,000 | $ 112,000 |
| CHEYENNE, WY | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| COEUR D'ALENE, ID | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| COLUMBUS, GA-AL | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 405,000 | $ 405,000 | $ 62,000 |
| DUBUQUE, IA | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| DULUTH, MN-WI | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| EAST STROUDSBURG, PA | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| FAYETTEVILLE, NC | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| FLINT, MI | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| FRESNO, CA | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| GAINESVILLE, FL | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| GOLDSBORO, NC | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| GRAND JUNCTION, CO | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| GREAT FALLS, MT | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| HATTIESBURG, MS | 1 | $ 345,000 | $ 345,000 | $ 183,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 305,000 | $ 305,000 | $ 290,000 |
| HUNTSVILLE, AL | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| KANKAKEE, IL | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| KNOXVILLE, TN | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| LAKE CHARLES, LA | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| LEBANON, PA | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| LEWISTON, ID-WA | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| LUBBOCK, TX | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| MADERA, CA | 1 | $ 225,000 | $ 225,000 | $ 25,000 |
| MIDLAND, MI | 1 | $ 235,000 | $ 235,000 | $ 230,000 |
| MOBILE, AL | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| MONROE, LA | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| MONROE, MI | 1 | $ 675,000 | $ 675,000 | $ 389,000 |
| MORGANTOWN, WV | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| MORRISTOWN, TN | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 265,000 | $ 265,000 | $ 42,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1 | $ 445,000 | $ 445,000 | $ 174,000 |
| OKLAHOMA CITY, OK | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| OWENSBORO, KY | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 505,000 | $ 505,000 | $ 71,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| POCATELLO, ID | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| PROVO-OREM, UT | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| ROANOKE, VA | 1 | $ 305,000 | $ 305,000 | $ 40,000 |
| ROCKFORD, IL | 1 | $ 265,000 | $ 265,000 | $ 216,000 |
| SAN DIEGO-CARLSBAD, CA | 1 | $ 505,000 | $ 505,000 | $ 135,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 495,000 | $ 495,000 | $ 241,000 |
| SEBRING, FL | 1 | $ 425,000 | $ 425,000 | $ 245,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| SIOUX FALLS, SD | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| ST. GEORGE, UT | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| SUMTER, SC | 1 | $ 205,000 | $ 205,000 | $ 179,000 |
| TEXARKANA, TX-AR | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| THE VILLAGES, FL | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| TOPEKA, KS | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| VALDOSTA, GA | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 195,000 | $ 195,000 | $ 119,000 |
| WAUSAU, WI | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| WILLIAMSPORT, PA | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| WINSTON-SALEM, NC | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| WORCESTER, MA-CT | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for The Union Bank Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,202 | $334,610,000 | $278,000 | $895,000 | $113,000 | $882,000 |
| Home Purchase | 867 | $220,305,000 | $254,000 | $12,275,000 | $95,000 | $958,000 |
| Refinancing | 795 | $199,775,000 | $251,000 | $2,995,000 | $112,000 | $1,396,000 |
| Other Purpose | 5 | $595,000 | $119,000 | $305,000 | $64,000 | $107,000 |
| Home Improvement | 3 | $375,000 | $125,000 | $155,000 | $116,000 | $116,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,988 | $472,560,000 | $237,000 | $1,125,000 | $105,000 | $910,000 |
| Not Provided | 484 | $135,220,000 | $279,000 | $805,000 | $118,000 | $1,396,000 |
| Black or African American | 144 | $36,410,000 | $252,000 | $705,000 | $95,000 | $299,000 |
| Hispanic | 94 | $26,930,000 | $286,000 | $615,000 | $95,000 | $254,000 |
| Not applicable | 69 | $57,785,000 | $837,000 | $12,275,000 | $0 | $0 |
| Asian | 63 | $18,525,000 | $294,000 | $895,000 | $111,000 | $424,000 |
| American Indian or Alaskan Native | 10 | $2,640,000 | $264,000 | $455,000 | $112,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $355,000 | $355,000 | $355,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,550 | $677,530,000 | $265,000 | $12,275,000 | $111,000 | $1,396,000 |
| FHA-insured (Federal Housing Administration) | 192 | $42,710,000 | $222,000 | $675,000 | $74,000 | $221,000 |
| VA-guaranteed (Veterans Administration) | 120 | $33,650,000 | $280,000 | $895,000 | $87,000 | $347,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,770,000 | $177,000 | $295,000 | $55,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,920 | $493,340,000 | $256,000 | $12,275,000 | $105,000 | $1,396,000 |
| File Closed For Incompleteness | 415 | $122,165,000 | $294,000 | $895,000 | $129,000 | $882,000 |
| Application Withdrawn By Applicant | 334 | $89,540,000 | $268,000 | $1,445,000 | $106,000 | $636,000 |
| Application Denied By Financial Institution | 184 | $45,580,000 | $247,000 | $665,000 | $81,000 | $226,000 |
| Application Approved But Not Accepted | 19 | $5,035,000 | $265,000 | $535,000 | $98,000 | $226,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,688 | $710,080,000 | $264,000 | $12,275,000 | $109,000 | $1,396,000 |
| Debt-To-Income Ratio | 83 | $24,275,000 | $292,000 | $665,000 | $75,000 | $226,000 |
| Credit History | 56 | $10,870,000 | $194,000 | $475,000 | $76,000 | $221,000 |
| Collateral | 23 | $5,515,000 | $239,000 | $565,000 | $106,000 | $192,000 |
| Unverifiable Information | 10 | $2,630,000 | $263,000 | $625,000 | $105,000 | $203,000 |
| Other | 8 | $1,580,000 | $197,000 | $305,000 | $91,000 | $159,000 |
| Employment History | 3 | $645,000 | $215,000 | $405,000 | $51,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Union Bank Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.