Think Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Think Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Think Federal Credit Union
5200 Members Parkway Nw
Rochester, MN 55901
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 2,398
Total Mortgage Loan Application Amount $227,335,000
Average Mortgage Loan Application Amount $88,820
Highest Mortgage Loan Application Amount $649,000
Average Applicant Income $92,025
Highest Applicant Income $980,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Think Federal Credit Union by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Olmsted County Minnesota 958 $ 83,262,000 $ 86,000 $ 66,000
Hennepin County Minnesota 154 $ 14,771,000 $ 95,000 $ 75,000
Dodge County Minnesota 118 $ 9,307,000 $ 78,000 $ 65,000
Cook County Illinois 116 $ 13,871,000 $ 119,000 $ 96,000
Dakota County Minnesota 61 $ 7,219,000 $ 118,000 $ 84,000
Goodhue County Minnesota 60 $ 4,714,000 $ 78,000 $ 69,000
Wabasha County Minnesota 58 $ 4,688,000 $ 80,000 $ 58,000
Mower County Minnesota 48 $ 3,189,000 $ 66,000 $ 72,000
DuPage County Illinois 43 $ 6,333,000 $ 147,000 $ 127,000
Maricopa County Arizona 34 $ 4,023,000 $ 118,000 $ 95,000
Ramsey County Minnesota 33 $ 3,061,000 $ 92,000 $ 91,000
Johnson County Kansas 31 $ 2,491,000 $ 80,000 $ 91,000
Anoka County Minnesota 29 $ 3,188,000 $ 109,000 $ 79,000
Fillmore County Minnesota 28 $ 1,972,000 $ 70,000 $ 72,000
Winona County Minnesota 26 $ 2,124,000 $ 81,000 $ 61,000
Washington County Minnesota 24 $ 2,768,000 $ 115,000 $ 84,000
Jackson County Missouri 23 $ 2,187,000 $ 95,000 $ 115,000
Scott County Minnesota 22 $ 2,450,000 $ 111,000 $ 94,000
St. Charles County Missouri 19 $ 1,596,000 $ 84,000 $ 96,000
Will County Illinois 17 $ 1,667,000 $ 98,000 $ 118,000
Clay County Missouri 17 $ 781,000 $ 45,000 $ 57,000
St. Louis County Missouri 17 $ 1,901,000 $ 111,000 $ 81,000
Milwaukee County Wisconsin 17 $ 2,944,000 $ 173,000 $ 95,000
Lake County Illinois 15 $ 2,575,000 $ 171,000 $ 125,000
Kane County Illinois 13 $ 1,916,000 $ 147,000 $ 116,000
McHenry County Illinois 12 $ 1,650,000 $ 137,000 $ 85,000
Wright County Minnesota 12 $ 1,523,000 $ 126,000 $ 86,000
Douglas County Nebraska 12 $ 1,232,000 $ 102,000 $ 165,000
Steele County Minnesota 11 $ 977,000 $ 88,000 $ 89,000
Waukesha County Wisconsin 10 $ 904,000 $ 90,000 $ 107,000
McLean County Illinois 7 $ 543,000 $ 77,000 $ 109,000
Carver County Minnesota 7 $ 418,000 $ 59,000 $ 117,000
Dane County Wisconsin 7 $ 880,000 $ 125,000 $ 93,000
Kenosha County Wisconsin 7 $ 726,000 $ 103,000 $ 86,000
Lake County Indiana 6 $ 491,000 $ 81,000 $ 45,000
Polk County Iowa 6 $ 460,000 $ 76,000 $ 130,000
Crow Wing County Minnesota 6 $ 875,000 $ 145,000 $ 92,000
St. Louis County Minnesota 6 $ 273,000 $ 45,000 $ 62,000
Stearns County Minnesota 6 $ 359,000 $ 59,000 $ 52,000
Ray County Missouri 6 $ 390,000 $ 65,000 $ 60,000
Madison County Illinois 5 $ 322,000 $ 64,000 $ 124,000
Howard County Iowa 5 $ 310,000 $ 62,000 $ 54,000
Douglas County Minnesota 5 $ 875,000 $ 175,000 $ 106,000
Freeborn County Minnesota 5 $ 228,000 $ 45,000 $ 67,000
St. Louis City County Missouri 5 $ 233,000 $ 46,000 $ 56,000
St. Croix County Wisconsin 5 $ 718,000 $ 143,000 $ 104,000
Pima County Arizona 4 $ 479,000 $ 119,000 $ 78,000
Blue Earth County Minnesota 4 $ 412,000 $ 103,000 $ 54,000
Itasca County Minnesota 4 $ 341,000 $ 85,000 $ 95,000
Rice County Minnesota 4 $ 525,000 $ 131,000 $ 63,000
Johnson County Missouri 4 $ 377,000 $ 94,000 $ 84,000
Platte County Missouri 4 $ 264,000 $ 66,000 $ 109,000
Cass County North Dakota 4 $ 122,000 $ 30,000 $ 84,000
Jefferson County Wisconsin 4 $ 154,000 $ 38,000 $ 86,000
La Crosse County Wisconsin 4 $ 317,000 $ 79,000 $ 61,000
Hillsborough County Florida 3 $ 455,000 $ 151,000 $ 178,000
Lee County Florida 3 $ 363,000 $ 121,000 $ 94,000
Peoria County Illinois 3 $ 232,000 $ 77,000 $ 59,000
Rock Island County Illinois 3 $ 49,000 $ 16,000 $ 69,000
Douglas County Kansas 3 $ 263,000 $ 87,000 $ 95,000
Cass County Minnesota 3 $ 459,000 $ 153,000 $ 88,000
Le Sueur County Minnesota 3 $ 160,000 $ 53,000 $ 129,000
Sherburne County Minnesota 3 $ 411,000 $ 137,000 $ 107,000
Jefferson County Missouri 3 $ 208,000 $ 69,000 $ 69,000
Brown County South Dakota 3 $ 522,000 $ 174,000 $ 105,000
Chippewa County Wisconsin 3 $ 362,000 $ 120,000 $ 105,000
Ozaukee County Wisconsin 3 $ 645,000 $ 215,000 $ 90,000
Pierce County Wisconsin 3 $ 445,000 $ 148,000 $ 88,000
Polk County Wisconsin 3 $ 307,000 $ 102,000 $ 159,000
Walworth County Wisconsin 3 $ 485,000 $ 161,000 $ 72,000
Pinal County Arizona 2 $ 60,000 $ 30,000 $ 52,000
Brevard County Florida 2 $ 141,000 $ 70,000 $ 71,000
Collier County Florida 2 $ 475,000 $ 237,000 $ 143,000
Manatee County Florida 2 $ 537,000 $ 268,000 $ 92,000
Pasco County Florida 2 $ 190,000 $ 95,000 $ 67,000
Pinellas County Florida 2 $ 598,000 $ 299,000 $ 137,000
Volusia County Florida 2 $ 230,000 $ 115,000 $ 57,000
Wakulla County Florida 2 $ 175,000 $ 87,000 $ 89,000
Champaign County Illinois 2 $ 241,000 $ 120,000 $ 109,000
DeKalb County Illinois 2 $ 76,000 $ 38,000 $ 42,000
Kendall County Illinois 2 $ 141,000 $ 70,000 $ 49,000
Sangamon County Illinois 2 $ 74,000 $ 37,000 $ 88,000
Winnebago County Illinois 2 $ 302,000 $ 151,000 $ 91,000
Hamilton County Indiana 2 $ 641,000 $ 320,000 $ 555,000
Johnson County Iowa 2 $ 285,000 $ 142,000 $ 76,000
Linn County Iowa 2 $ 195,000 $ 97,000 $ 141,000
Scott County Iowa 2 $ 59,000 $ 29,000 $ 92,000
Miami County Kansas 2 $ 101,000 $ 50,000 $ 53,000
Shawnee County Kansas 2 $ 259,000 $ 129,000 $ 76,000
Wyandotte County Kansas 2 $ 43,000 $ 21,000 $ 79,000
Kandiyohi County Minnesota 2 $ 175,000 $ 87,000 $ 60,000
Martin County Minnesota 2 $ 107,000 $ 53,000 $ 77,000
Otter Tail County Minnesota 2 $ 325,000 $ 162,000 $ 170,000
Cass County Missouri 2 $ 15,000 $ 7,000 $ 75,000
Lincoln County Missouri 2 $ 195,000 $ 97,000 $ 138,000
Warren County Missouri 2 $ 204,000 $ 102,000 $ 54,000
Lancaster County Nebraska 2 $ 156,000 $ 78,000 $ 30,000
Minnehaha County South Dakota 2 $ 98,000 $ 49,000 $ 85,000
Pennington County South Dakota 2 $ 284,000 $ 142,000 $ 107,000
Buffalo County Wisconsin 2 $ 161,000 $ 80,000 $ 37,000
Burnett County Wisconsin 2 $ 104,000 $ 52,000 $ 83,000
Calumet County Wisconsin 2 $ 189,000 $ 94,000 $ 92,000
Eau Claire County Wisconsin 2 $ 154,000 $ 77,000 $ 72,000
Jackson County Wisconsin 2 $ 175,000 $ 87,000 $ 31,000
Oneida County Wisconsin 2 $ 30,000 $ 15,000 $ 72,000
Outagamie County Wisconsin 2 $ 120,000 $ 60,000 $ 82,000
Racine County Wisconsin 2 $ 248,000 $ 124,000 $ 92,000
Winnebago County Wisconsin 2 $ 244,000 $ 122,000 $ 139,000
Douglas County Colorado 1 $ 55,000 $ 55,000 $ 102,000
Alachua County Florida 1 $ 163,000 $ 163,000 $ 41,000
Broward County Florida 1 $ 16,000 $ 16,000 $ 56,000
Clay County Florida 1 $ 65,000 $ 65,000 $ 31,000
Duval County Florida 1 $ 81,000 $ 81,000 $ 181,000
Lake County Florida 1 $ 117,000 $ 117,000 $ 41,000
Marion County Florida 1 $ 86,000 $ 86,000 $ 29,000
Nassau County Florida 1 $ 100,000 $ 100,000 $ 70,000
Orange County Florida 1 $ 172,000 $ 172,000 $ 53,000
Palm Beach County Florida 1 $ 148,000 $ 148,000 $ 36,000
Santa Rosa County Florida 1 $ 44,000 $ 44,000 $ 85,000
Sumter County Florida 1 $ 210,000 $ 210,000 $ 160,000
Liberty County Georgia 1 $ 62,000 $ 62,000 $ 85,000
Calhoun County Illinois 1 $ 72,000 $ 72,000 $ 43,000
Clinton County Illinois 1 $ 225,000 $ 225,000 $ 77,000
Jackson County Illinois 1 $ 75,000 $ 75,000 $ 166,000
Johnson County Illinois 1 $ 30,000 $ 30,000 $ 180,000
LaSalle County Illinois 1 $ 100,000 $ 100,000 $ 44,000
Macon County Illinois 1 $ 50,000 $ 50,000 $ 31,000
Mercer County Illinois 1 $ 44,000 $ 44,000 $ 96,000
Montgomery County Illinois 1 $ 66,000 $ 66,000 $ 80,000
Whiteside County Illinois 1 $ 102,000 $ 102,000 $ 42,000
Hendricks County Indiana 1 $ 22,000 $ 22,000 $ 91,000
LaPorte County Indiana 1 $ 58,000 $ 58,000 $ 105,000
Porter County Indiana 1 $ 185,000 $ 185,000 $ 147,000
Black Hawk County Iowa 1 $ 31,000 $ 31,000 $ 47,000
Iowa County Iowa 1 $ 11,000 $ 11,000 $ 0
Mahaska County Iowa 1 $ 15,000 $ 15,000 $ 47,000
Marshall County Iowa 1 $ 60,000 $ 60,000 $ 141,000
Mitchell County Iowa 1 $ 60,000 $ 60,000 $ 21,000
Story County Iowa 1 $ 247,000 $ 247,000 $ 101,000
Winneshiek County Iowa 1 $ 9,000 $ 9,000 $ 45,000
Anderson County Kansas 1 $ 16,000 $ 16,000 $ 110,000
Aitkin County Minnesota 1 $ 20,000 $ 20,000 $ 24,000
Becker County Minnesota 1 $ 200,000 $ 200,000 $ 45,000
Beltrami County Minnesota 1 $ 120,000 $ 120,000 $ 73,000
Brown County Minnesota 1 $ 16,000 $ 16,000 $ 64,000
Chisago County Minnesota 1 $ 299,000 $ 299,000 $ 129,000
Faribault County Minnesota 1 $ 10,000 $ 10,000 $ 39,000
Houston County Minnesota 1 $ 85,000 $ 85,000 $ 23,000
Hubbard County Minnesota 1 $ 52,000 $ 52,000 $ 52,000
Isanti County Minnesota 1 $ 58,000 $ 58,000 $ 97,000
Koochiching County Minnesota 1 $ 98,000 $ 98,000 $ 30,000
Lake County Minnesota 1 $ 65,000 $ 65,000 $ 47,000
Lyon County Minnesota 1 $ 350,000 $ 350,000 $ 161,000
McLeod County Minnesota 1 $ 24,000 $ 24,000 $ 58,000
Nicollet County Minnesota 1 $ 182,000 $ 182,000 $ 47,000
Pope County Minnesota 1 $ 137,000 $ 137,000 $ 82,000
Renville County Minnesota 1 $ 152,000 $ 152,000 $ 90,000
Roseau County Minnesota 1 $ 38,000 $ 38,000 $ 47,000
Waseca County Minnesota 1 $ 65,000 $ 65,000 $ 112,000
DeSoto County Mississippi 1 $ 8,000 $ 8,000 $ 73,000
Adair County Missouri 1 $ 124,000 $ 124,000 $ 79,000
Boone County Missouri 1 $ 63,000 $ 63,000 $ 113,000
Newton County Missouri 1 $ 27,000 $ 27,000 $ 106,000
Randolph County Missouri 1 $ 159,000 $ 159,000 $ 67,000
Scotland County Missouri 1 $ 45,000 $ 45,000 $ 12,000
Stone County Missouri 1 $ 78,000 $ 78,000 $ 97,000
Madison County Nebraska 1 $ 95,000 $ 95,000 $ 66,000
Sarpy County Nebraska 1 $ 10,000 $ 10,000 $ 30,000
Adams County Wisconsin 1 $ 305,000 $ 305,000 $ 330,000
Barron County Wisconsin 1 $ 204,000 $ 204,000 $ 154,000
Brown County Wisconsin 1 $ 282,000 $ 282,000 $ 105,000
Douglas County Wisconsin 1 $ 275,000 $ 275,000 $ 146,000
Grant County Wisconsin 1 $ 76,000 $ 76,000 $ 43,000
Green Lake County Wisconsin 1 $ 108,000 $ 108,000 $ 111,000
Manitowoc County Wisconsin 1 $ 80,000 $ 80,000 $ 43,000
Monroe County Wisconsin 1 $ 15,000 $ 15,000 $ 0
Oconto County Wisconsin 1 $ 20,000 $ 20,000 $ 41,000
Rock County Wisconsin 1 $ 180,000 $ 180,000 $ 72,000
Rusk County Wisconsin 1 $ 73,000 $ 73,000 $ 66,000
Sawyer County Wisconsin 1 $ 144,000 $ 144,000 $ 182,000
Trempealeau County Wisconsin 1 $ 132,000 $ 132,000 $ 71,000
Vernon County Wisconsin 1 $ 45,000 $ 45,000 $ 90,000
Washburn County Wisconsin 1 $ 18,000 $ 18,000 $ 21,000
Washington County Wisconsin 1 $ 6,000 $ 6,000 $ 103,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Think Federal Credit Union in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,158 $101,497,000 $77,307 $510,000 $108,384 $951,000
Home Purchase 778 $113,467,000 $150,928 $649,000 $78,000 $618,000
Home Improvement 462 $12,371,000 $28,833 $150,000 $90,666 $980,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,820 $172,795,000 $103,615 $584,000 $94,538 $980,000
Not Provided 443 $40,685,000 $89,923 $480,000 $81,538 $287,000
Black or African American 52 $5,732,000 $115,666 $649,000 $88,166 $334,000
Hispanic 39 $2,762,000 $53,400 $418,000 $79,200 $193,000
Asian 39 $4,832,000 $177,166 $425,000 $102,000 $187,000
American Indian or Alaskan Native 4 $504,000 $133,333 $267,000 $137,000 $215,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $77,000 $77,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,398 $227,335,000 $91,187 $649,000 $89,750 $980,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,114 $200,527,000 $101,000 $584,000 $102,583 $980,000
Application Withdrawn By Applicant 148 $13,593,000 $91,500 $649,000 $78,333 $334,000
Application Denied By Financial Institution 126 $12,406,000 $104,090 $480,000 $58,272 $287,000
File Closed For Incompleteness 5 $203,000 $28,000 $99,000 $65,000 $75,000
Application Approved But Not Accepted 4 $545,000 $136,000 $360,000 $116,000 $154,000
Preapproval Denied by Financial Institution 1 $61,000 $61,000 $61,000 $45,000 $45,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 67 $6,745,000 $100,250 $480,000 $50,000 $190,000
Credit History 48 $4,598,000 $129,333 $267,000 $58,833 $175,000
Employment History 3 $180,000 $47,000 $159,000 $54,000 $85,000
Unverifiable Information 3 $293,000 $110,500 $150,000 $148,500 $287,000
Insufficient Cash (Downpayment, Closing Cost) 2 $385,000 $192,500 $250,000 $23,500 $30,000
Other 2 $202,000 $101,000 $140,000 $71,000 $85,000
Collateral 2 $64,000 $32,000 $40,000 $99,000 $149,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.

Download the Minnesota Lender List