Think Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Think Federal Credit Union 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Think Federal Credit Union 5200 Members Parkway Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,398 |
| Total Mortgage Loan Application Amount | $227,335,000 |
| Average Mortgage Loan Application Amount | $88,820 |
| Highest Mortgage Loan Application Amount | $649,000 |
| Average Applicant Income | $92,025 |
| Highest Applicant Income | $980,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Think Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Think Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Think Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Federal Credit Union's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted County Minnesota | 958 | $ 83,262,000 | $ 86,000 | $ 66,000 |
| Hennepin County Minnesota | 154 | $ 14,771,000 | $ 95,000 | $ 75,000 |
| Dodge County Minnesota | 118 | $ 9,307,000 | $ 78,000 | $ 65,000 |
| Cook County Illinois | 116 | $ 13,871,000 | $ 119,000 | $ 96,000 |
| Dakota County Minnesota | 61 | $ 7,219,000 | $ 118,000 | $ 84,000 |
| Goodhue County Minnesota | 60 | $ 4,714,000 | $ 78,000 | $ 69,000 |
| Wabasha County Minnesota | 58 | $ 4,688,000 | $ 80,000 | $ 58,000 |
| Mower County Minnesota | 48 | $ 3,189,000 | $ 66,000 | $ 72,000 |
| DuPage County Illinois | 43 | $ 6,333,000 | $ 147,000 | $ 127,000 |
| Maricopa County Arizona | 34 | $ 4,023,000 | $ 118,000 | $ 95,000 |
| Ramsey County Minnesota | 33 | $ 3,061,000 | $ 92,000 | $ 91,000 |
| Johnson County Kansas | 31 | $ 2,491,000 | $ 80,000 | $ 91,000 |
| Anoka County Minnesota | 29 | $ 3,188,000 | $ 109,000 | $ 79,000 |
| Fillmore County Minnesota | 28 | $ 1,972,000 | $ 70,000 | $ 72,000 |
| Winona County Minnesota | 26 | $ 2,124,000 | $ 81,000 | $ 61,000 |
| Washington County Minnesota | 24 | $ 2,768,000 | $ 115,000 | $ 84,000 |
| Jackson County Missouri | 23 | $ 2,187,000 | $ 95,000 | $ 115,000 |
| Scott County Minnesota | 22 | $ 2,450,000 | $ 111,000 | $ 94,000 |
| St. Charles County Missouri | 19 | $ 1,596,000 | $ 84,000 | $ 96,000 |
| Will County Illinois | 17 | $ 1,667,000 | $ 98,000 | $ 118,000 |
| Clay County Missouri | 17 | $ 781,000 | $ 45,000 | $ 57,000 |
| St. Louis County Missouri | 17 | $ 1,901,000 | $ 111,000 | $ 81,000 |
| Milwaukee County Wisconsin | 17 | $ 2,944,000 | $ 173,000 | $ 95,000 |
| Lake County Illinois | 15 | $ 2,575,000 | $ 171,000 | $ 125,000 |
| Kane County Illinois | 13 | $ 1,916,000 | $ 147,000 | $ 116,000 |
| McHenry County Illinois | 12 | $ 1,650,000 | $ 137,000 | $ 85,000 |
| Wright County Minnesota | 12 | $ 1,523,000 | $ 126,000 | $ 86,000 |
| Douglas County Nebraska | 12 | $ 1,232,000 | $ 102,000 | $ 165,000 |
| Steele County Minnesota | 11 | $ 977,000 | $ 88,000 | $ 89,000 |
| Waukesha County Wisconsin | 10 | $ 904,000 | $ 90,000 | $ 107,000 |
| McLean County Illinois | 7 | $ 543,000 | $ 77,000 | $ 109,000 |
| Carver County Minnesota | 7 | $ 418,000 | $ 59,000 | $ 117,000 |
| Dane County Wisconsin | 7 | $ 880,000 | $ 125,000 | $ 93,000 |
| Kenosha County Wisconsin | 7 | $ 726,000 | $ 103,000 | $ 86,000 |
| Lake County Indiana | 6 | $ 491,000 | $ 81,000 | $ 45,000 |
| Polk County Iowa | 6 | $ 460,000 | $ 76,000 | $ 130,000 |
| Crow Wing County Minnesota | 6 | $ 875,000 | $ 145,000 | $ 92,000 |
| St. Louis County Minnesota | 6 | $ 273,000 | $ 45,000 | $ 62,000 |
| Stearns County Minnesota | 6 | $ 359,000 | $ 59,000 | $ 52,000 |
| Ray County Missouri | 6 | $ 390,000 | $ 65,000 | $ 60,000 |
| Madison County Illinois | 5 | $ 322,000 | $ 64,000 | $ 124,000 |
| Howard County Iowa | 5 | $ 310,000 | $ 62,000 | $ 54,000 |
| Douglas County Minnesota | 5 | $ 875,000 | $ 175,000 | $ 106,000 |
| Freeborn County Minnesota | 5 | $ 228,000 | $ 45,000 | $ 67,000 |
| St. Louis City County Missouri | 5 | $ 233,000 | $ 46,000 | $ 56,000 |
| St. Croix County Wisconsin | 5 | $ 718,000 | $ 143,000 | $ 104,000 |
| Pima County Arizona | 4 | $ 479,000 | $ 119,000 | $ 78,000 |
| Blue Earth County Minnesota | 4 | $ 412,000 | $ 103,000 | $ 54,000 |
| Itasca County Minnesota | 4 | $ 341,000 | $ 85,000 | $ 95,000 |
| Rice County Minnesota | 4 | $ 525,000 | $ 131,000 | $ 63,000 |
| Johnson County Missouri | 4 | $ 377,000 | $ 94,000 | $ 84,000 |
| Platte County Missouri | 4 | $ 264,000 | $ 66,000 | $ 109,000 |
| Cass County North Dakota | 4 | $ 122,000 | $ 30,000 | $ 84,000 |
| Jefferson County Wisconsin | 4 | $ 154,000 | $ 38,000 | $ 86,000 |
| La Crosse County Wisconsin | 4 | $ 317,000 | $ 79,000 | $ 61,000 |
| Hillsborough County Florida | 3 | $ 455,000 | $ 151,000 | $ 178,000 |
| Lee County Florida | 3 | $ 363,000 | $ 121,000 | $ 94,000 |
| Peoria County Illinois | 3 | $ 232,000 | $ 77,000 | $ 59,000 |
| Rock Island County Illinois | 3 | $ 49,000 | $ 16,000 | $ 69,000 |
| Douglas County Kansas | 3 | $ 263,000 | $ 87,000 | $ 95,000 |
| Cass County Minnesota | 3 | $ 459,000 | $ 153,000 | $ 88,000 |
| Le Sueur County Minnesota | 3 | $ 160,000 | $ 53,000 | $ 129,000 |
| Sherburne County Minnesota | 3 | $ 411,000 | $ 137,000 | $ 107,000 |
| Jefferson County Missouri | 3 | $ 208,000 | $ 69,000 | $ 69,000 |
| Brown County South Dakota | 3 | $ 522,000 | $ 174,000 | $ 105,000 |
| Chippewa County Wisconsin | 3 | $ 362,000 | $ 120,000 | $ 105,000 |
| Ozaukee County Wisconsin | 3 | $ 645,000 | $ 215,000 | $ 90,000 |
| Pierce County Wisconsin | 3 | $ 445,000 | $ 148,000 | $ 88,000 |
| Polk County Wisconsin | 3 | $ 307,000 | $ 102,000 | $ 159,000 |
| Walworth County Wisconsin | 3 | $ 485,000 | $ 161,000 | $ 72,000 |
| Pinal County Arizona | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Brevard County Florida | 2 | $ 141,000 | $ 70,000 | $ 71,000 |
| Collier County Florida | 2 | $ 475,000 | $ 237,000 | $ 143,000 |
| Manatee County Florida | 2 | $ 537,000 | $ 268,000 | $ 92,000 |
| Pasco County Florida | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Pinellas County Florida | 2 | $ 598,000 | $ 299,000 | $ 137,000 |
| Volusia County Florida | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Wakulla County Florida | 2 | $ 175,000 | $ 87,000 | $ 89,000 |
| Champaign County Illinois | 2 | $ 241,000 | $ 120,000 | $ 109,000 |
| DeKalb County Illinois | 2 | $ 76,000 | $ 38,000 | $ 42,000 |
| Kendall County Illinois | 2 | $ 141,000 | $ 70,000 | $ 49,000 |
| Sangamon County Illinois | 2 | $ 74,000 | $ 37,000 | $ 88,000 |
| Winnebago County Illinois | 2 | $ 302,000 | $ 151,000 | $ 91,000 |
| Hamilton County Indiana | 2 | $ 641,000 | $ 320,000 | $ 555,000 |
| Johnson County Iowa | 2 | $ 285,000 | $ 142,000 | $ 76,000 |
| Linn County Iowa | 2 | $ 195,000 | $ 97,000 | $ 141,000 |
| Scott County Iowa | 2 | $ 59,000 | $ 29,000 | $ 92,000 |
| Miami County Kansas | 2 | $ 101,000 | $ 50,000 | $ 53,000 |
| Shawnee County Kansas | 2 | $ 259,000 | $ 129,000 | $ 76,000 |
| Wyandotte County Kansas | 2 | $ 43,000 | $ 21,000 | $ 79,000 |
| Kandiyohi County Minnesota | 2 | $ 175,000 | $ 87,000 | $ 60,000 |
| Martin County Minnesota | 2 | $ 107,000 | $ 53,000 | $ 77,000 |
| Otter Tail County Minnesota | 2 | $ 325,000 | $ 162,000 | $ 170,000 |
| Cass County Missouri | 2 | $ 15,000 | $ 7,000 | $ 75,000 |
| Lincoln County Missouri | 2 | $ 195,000 | $ 97,000 | $ 138,000 |
| Warren County Missouri | 2 | $ 204,000 | $ 102,000 | $ 54,000 |
| Lancaster County Nebraska | 2 | $ 156,000 | $ 78,000 | $ 30,000 |
| Minnehaha County South Dakota | 2 | $ 98,000 | $ 49,000 | $ 85,000 |
| Pennington County South Dakota | 2 | $ 284,000 | $ 142,000 | $ 107,000 |
| Buffalo County Wisconsin | 2 | $ 161,000 | $ 80,000 | $ 37,000 |
| Burnett County Wisconsin | 2 | $ 104,000 | $ 52,000 | $ 83,000 |
| Calumet County Wisconsin | 2 | $ 189,000 | $ 94,000 | $ 92,000 |
| Eau Claire County Wisconsin | 2 | $ 154,000 | $ 77,000 | $ 72,000 |
| Jackson County Wisconsin | 2 | $ 175,000 | $ 87,000 | $ 31,000 |
| Oneida County Wisconsin | 2 | $ 30,000 | $ 15,000 | $ 72,000 |
| Outagamie County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Racine County Wisconsin | 2 | $ 248,000 | $ 124,000 | $ 92,000 |
| Winnebago County Wisconsin | 2 | $ 244,000 | $ 122,000 | $ 139,000 |
| Douglas County Colorado | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Alachua County Florida | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Broward County Florida | 1 | $ 16,000 | $ 16,000 | $ 56,000 |
| Clay County Florida | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Duval County Florida | 1 | $ 81,000 | $ 81,000 | $ 181,000 |
| Lake County Florida | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Marion County Florida | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Nassau County Florida | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Orange County Florida | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Palm Beach County Florida | 1 | $ 148,000 | $ 148,000 | $ 36,000 |
| Santa Rosa County Florida | 1 | $ 44,000 | $ 44,000 | $ 85,000 |
| Sumter County Florida | 1 | $ 210,000 | $ 210,000 | $ 160,000 |
| Liberty County Georgia | 1 | $ 62,000 | $ 62,000 | $ 85,000 |
| Calhoun County Illinois | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Clinton County Illinois | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Jackson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Johnson County Illinois | 1 | $ 30,000 | $ 30,000 | $ 180,000 |
| LaSalle County Illinois | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Macon County Illinois | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Mercer County Illinois | 1 | $ 44,000 | $ 44,000 | $ 96,000 |
| Montgomery County Illinois | 1 | $ 66,000 | $ 66,000 | $ 80,000 |
| Whiteside County Illinois | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Hendricks County Indiana | 1 | $ 22,000 | $ 22,000 | $ 91,000 |
| LaPorte County Indiana | 1 | $ 58,000 | $ 58,000 | $ 105,000 |
| Porter County Indiana | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Black Hawk County Iowa | 1 | $ 31,000 | $ 31,000 | $ 47,000 |
| Iowa County Iowa | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Mahaska County Iowa | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Marshall County Iowa | 1 | $ 60,000 | $ 60,000 | $ 141,000 |
| Mitchell County Iowa | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Story County Iowa | 1 | $ 247,000 | $ 247,000 | $ 101,000 |
| Winneshiek County Iowa | 1 | $ 9,000 | $ 9,000 | $ 45,000 |
| Anderson County Kansas | 1 | $ 16,000 | $ 16,000 | $ 110,000 |
| Aitkin County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Becker County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Beltrami County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Brown County Minnesota | 1 | $ 16,000 | $ 16,000 | $ 64,000 |
| Chisago County Minnesota | 1 | $ 299,000 | $ 299,000 | $ 129,000 |
| Faribault County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Houston County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Hubbard County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 52,000 |
| Isanti County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 97,000 |
| Koochiching County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Lake County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Lyon County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 161,000 |
| McLeod County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 58,000 |
| Nicollet County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Pope County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Renville County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Roseau County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| Waseca County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| DeSoto County Mississippi | 1 | $ 8,000 | $ 8,000 | $ 73,000 |
| Adair County Missouri | 1 | $ 124,000 | $ 124,000 | $ 79,000 |
| Boone County Missouri | 1 | $ 63,000 | $ 63,000 | $ 113,000 |
| Newton County Missouri | 1 | $ 27,000 | $ 27,000 | $ 106,000 |
| Randolph County Missouri | 1 | $ 159,000 | $ 159,000 | $ 67,000 |
| Scotland County Missouri | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Stone County Missouri | 1 | $ 78,000 | $ 78,000 | $ 97,000 |
| Madison County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Sarpy County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Adams County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 330,000 |
| Barron County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 154,000 |
| Brown County Wisconsin | 1 | $ 282,000 | $ 282,000 | $ 105,000 |
| Douglas County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Grant County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| Green Lake County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 111,000 |
| Manitowoc County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Monroe County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Rock County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Rusk County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 66,000 |
| Sawyer County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 182,000 |
| Trempealeau County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Vernon County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Washburn County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 21,000 |
| Washington County Wisconsin | 1 | $ 6,000 | $ 6,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Think Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,158 | $101,497,000 | $77,307 | $510,000 | $108,384 | $951,000 |
| Home Purchase | 778 | $113,467,000 | $150,928 | $649,000 | $78,000 | $618,000 |
| Home Improvement | 462 | $12,371,000 | $28,833 | $150,000 | $90,666 | $980,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,820 | $172,795,000 | $103,615 | $584,000 | $94,538 | $980,000 |
| Not Provided | 443 | $40,685,000 | $89,923 | $480,000 | $81,538 | $287,000 |
| Black or African American | 52 | $5,732,000 | $115,666 | $649,000 | $88,166 | $334,000 |
| Hispanic | 39 | $2,762,000 | $53,400 | $418,000 | $79,200 | $193,000 |
| Asian | 39 | $4,832,000 | $177,166 | $425,000 | $102,000 | $187,000 |
| American Indian or Alaskan Native | 4 | $504,000 | $133,333 | $267,000 | $137,000 | $215,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $77,000 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,398 | $227,335,000 | $91,187 | $649,000 | $89,750 | $980,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,114 | $200,527,000 | $101,000 | $584,000 | $102,583 | $980,000 |
| Application Withdrawn By Applicant | 148 | $13,593,000 | $91,500 | $649,000 | $78,333 | $334,000 |
| Application Denied By Financial Institution | 126 | $12,406,000 | $104,090 | $480,000 | $58,272 | $287,000 |
| File Closed For Incompleteness | 5 | $203,000 | $28,000 | $99,000 | $65,000 | $75,000 |
| Application Approved But Not Accepted | 4 | $545,000 | $136,000 | $360,000 | $116,000 | $154,000 |
| Preapproval Denied by Financial Institution | 1 | $61,000 | $61,000 | $61,000 | $45,000 | $45,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 67 | $6,745,000 | $100,250 | $480,000 | $50,000 | $190,000 |
| Credit History | 48 | $4,598,000 | $129,333 | $267,000 | $58,833 | $175,000 |
| Employment History | 3 | $180,000 | $47,000 | $159,000 | $54,000 | $85,000 |
| Unverifiable Information | 3 | $293,000 | $110,500 | $150,000 | $148,500 | $287,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $385,000 | $192,500 | $250,000 | $23,500 | $30,000 |
| Other | 2 | $202,000 | $101,000 | $140,000 | $71,000 | $85,000 |
| Collateral | 2 | $64,000 | $32,000 | $40,000 | $99,000 | $149,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Federal Credit Union's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Think Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.