Think Federal Credit Union Mortgage Lending & HMDA Data, 2005
In 2005, Think Federal Credit Union of Rochester, MN reported 2,398 mortgage applications totaling $227.3 million, down 9% from 2004. The average application was for $94,801, and applicants reported an average income of $78,334. 88% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Rochester, MN (1,134), Minneapolis-St. Paul-Bloomington, MN-WI (347) and Chicago-Naperville-Joliet, IL (205) (applications in parentheses).
| Mortgage Company & Address | Think Federal Credit Union 5200 Members Parkway Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,398 |
| Total Mortgage Loan Application Amount | $227,335,000 |
| Average Mortgage Loan Application Amount | $94,801 |
| Highest Mortgage Loan Application Amount | $649,000 |
| Average Applicant Income | $78,334 |
| Highest Applicant Income | $980,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Think Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted, Minnesota | 958 | $ 83,262,000 | $ 86,912 | $ 66,000 |
| Hennepin, Minnesota | 154 | $ 14,771,000 | $ 95,915 | $ 75,000 |
| Dodge, Minnesota | 118 | $ 9,307,000 | $ 78,872 | $ 65,000 |
| Cook, Illinois | 116 | $ 13,871,000 | $ 119,577 | $ 96,000 |
| Dakota, Minnesota | 61 | $ 7,219,000 | $ 118,344 | $ 84,000 |
| Goodhue, Minnesota | 60 | $ 4,714,000 | $ 78,566 | $ 69,000 |
| Wabasha, Minnesota | 58 | $ 4,688,000 | $ 80,827 | $ 58,000 |
| Mower, Minnesota | 48 | $ 3,189,000 | $ 66,437 | $ 72,000 |
| DuPage, Illinois | 43 | $ 6,333,000 | $ 147,279 | $ 127,000 |
| Maricopa, Arizona | 34 | $ 4,023,000 | $ 118,323 | $ 95,000 |
| Ramsey, Minnesota | 33 | $ 3,061,000 | $ 92,757 | $ 91,000 |
| Johnson, Kansas | 31 | $ 2,491,000 | $ 80,354 | $ 91,000 |
| Anoka, Minnesota | 29 | $ 3,188,000 | $ 109,931 | $ 79,000 |
| Fillmore, Minnesota | 28 | $ 1,972,000 | $ 70,428 | $ 72,000 |
| Winona, Minnesota | 26 | $ 2,124,000 | $ 81,692 | $ 61,000 |
| Washington, Minnesota | 24 | $ 2,768,000 | $ 115,333 | $ 84,000 |
| Jackson, Missouri | 23 | $ 2,187,000 | $ 95,086 | $ 115,000 |
| Scott, Minnesota | 22 | $ 2,450,000 | $ 111,363 | $ 94,000 |
| St. Charles, Missouri | 19 | $ 1,596,000 | $ 84,000 | $ 96,000 |
| Will, Illinois | 17 | $ 1,667,000 | $ 98,058 | $ 118,000 |
| Clay, Missouri | 17 | $ 781,000 | $ 45,941 | $ 57,000 |
| St. Louis, Missouri | 17 | $ 1,901,000 | $ 111,823 | $ 81,000 |
| Milwaukee, Wisconsin | 17 | $ 2,944,000 | $ 173,176 | $ 95,000 |
| Lake, Illinois | 15 | $ 2,575,000 | $ 171,666 | $ 125,000 |
| Kane, Illinois | 13 | $ 1,916,000 | $ 147,384 | $ 116,000 |
| McHenry, Illinois | 12 | $ 1,650,000 | $ 137,500 | $ 85,000 |
| Wright, Minnesota | 12 | $ 1,523,000 | $ 126,916 | $ 86,000 |
| Douglas, Nebraska | 12 | $ 1,232,000 | $ 102,666 | $ 165,000 |
| Steele, Minnesota | 11 | $ 977,000 | $ 88,818 | $ 89,000 |
| Waukesha, Wisconsin | 10 | $ 904,000 | $ 90,400 | $ 107,000 |
| McLean, Illinois | 7 | $ 543,000 | $ 77,571 | $ 109,000 |
| Carver, Minnesota | 7 | $ 418,000 | $ 59,714 | $ 117,000 |
| Dane, Wisconsin | 7 | $ 880,000 | $ 125,714 | $ 93,000 |
| Kenosha, Wisconsin | 7 | $ 726,000 | $ 103,714 | $ 86,000 |
| Lake, Indiana | 6 | $ 491,000 | $ 81,833 | $ 45,000 |
| Polk, Iowa | 6 | $ 460,000 | $ 76,666 | $ 130,000 |
| Crow Wing, Minnesota | 6 | $ 875,000 | $ 145,833 | $ 92,000 |
| St. Louis, Minnesota | 6 | $ 273,000 | $ 45,500 | $ 62,000 |
| Stearns, Minnesota | 6 | $ 359,000 | $ 59,833 | $ 52,000 |
| Ray, Missouri | 6 | $ 390,000 | $ 65,000 | $ 60,000 |
| Madison, Illinois | 5 | $ 322,000 | $ 64,400 | $ 124,000 |
| Howard, Iowa | 5 | $ 310,000 | $ 62,000 | $ 54,000 |
| Douglas, Minnesota | 5 | $ 875,000 | $ 175,000 | $ 106,000 |
| Freeborn, Minnesota | 5 | $ 228,000 | $ 45,600 | $ 67,000 |
| St. Louis City, Missouri | 5 | $ 233,000 | $ 46,600 | $ 56,000 |
| St. Croix, Wisconsin | 5 | $ 718,000 | $ 143,600 | $ 104,000 |
| Pima, Arizona | 4 | $ 479,000 | $ 119,750 | $ 78,000 |
| Blue Earth, Minnesota | 4 | $ 412,000 | $ 103,000 | $ 54,000 |
| Itasca, Minnesota | 4 | $ 341,000 | $ 85,250 | $ 95,000 |
| Rice, Minnesota | 4 | $ 525,000 | $ 131,250 | $ 63,000 |
| Johnson, Missouri | 4 | $ 377,000 | $ 94,250 | $ 84,000 |
| Platte, Missouri | 4 | $ 264,000 | $ 66,000 | $ 109,000 |
| Cass, North Dakota | 4 | $ 122,000 | $ 30,500 | $ 84,000 |
| Jefferson, Wisconsin | 4 | $ 154,000 | $ 38,500 | $ 86,000 |
| La Crosse, Wisconsin | 4 | $ 317,000 | $ 79,250 | $ 61,000 |
| Hillsborough, Florida | 3 | $ 455,000 | $ 151,666 | $ 178,000 |
| Lee, Florida | 3 | $ 363,000 | $ 121,000 | $ 94,000 |
| Peoria, Illinois | 3 | $ 232,000 | $ 77,333 | $ 59,000 |
| Rock Island, Illinois | 3 | $ 49,000 | $ 16,333 | $ 69,000 |
| Douglas, Kansas | 3 | $ 263,000 | $ 87,666 | $ 95,000 |
| Cass, Minnesota | 3 | $ 459,000 | $ 153,000 | $ 88,000 |
| Le Sueur, Minnesota | 3 | $ 160,000 | $ 53,333 | $ 129,000 |
| Sherburne, Minnesota | 3 | $ 411,000 | $ 137,000 | $ 107,000 |
| Jefferson, Missouri | 3 | $ 208,000 | $ 69,333 | $ 69,000 |
| Brown, South Dakota | 3 | $ 522,000 | $ 174,000 | $ 105,000 |
| Chippewa, Wisconsin | 3 | $ 362,000 | $ 120,666 | $ 105,000 |
| Ozaukee, Wisconsin | 3 | $ 645,000 | $ 215,000 | $ 90,000 |
| Pierce, Wisconsin | 3 | $ 445,000 | $ 148,333 | $ 88,000 |
| Polk, Wisconsin | 3 | $ 307,000 | $ 102,333 | $ 159,000 |
| Walworth, Wisconsin | 3 | $ 485,000 | $ 161,666 | $ 72,000 |
| Pinal, Arizona | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Brevard, Florida | 2 | $ 141,000 | $ 70,500 | $ 71,000 |
| Collier, Florida | 2 | $ 475,000 | $ 237,500 | $ 143,000 |
| Manatee, Florida | 2 | $ 537,000 | $ 268,500 | $ 92,000 |
| Pasco, Florida | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Pinellas, Florida | 2 | $ 598,000 | $ 299,000 | $ 137,000 |
| Volusia, Florida | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Wakulla, Florida | 2 | $ 175,000 | $ 87,500 | $ 89,000 |
| Champaign, Illinois | 2 | $ 241,000 | $ 120,500 | $ 109,000 |
| DeKalb, Illinois | 2 | $ 76,000 | $ 38,000 | $ 42,000 |
| Kendall, Illinois | 2 | $ 141,000 | $ 70,500 | $ 49,000 |
| Sangamon, Illinois | 2 | $ 74,000 | $ 37,000 | $ 88,000 |
| Winnebago, Illinois | 2 | $ 302,000 | $ 151,000 | $ 91,000 |
| Hamilton, Indiana | 2 | $ 641,000 | $ 320,500 | $ 555,000 |
| Johnson, Iowa | 2 | $ 285,000 | $ 142,500 | $ 76,000 |
| Linn, Iowa | 2 | $ 195,000 | $ 97,500 | $ 141,000 |
| Scott, Iowa | 2 | $ 59,000 | $ 29,500 | $ 92,000 |
| Miami, Kansas | 2 | $ 101,000 | $ 50,500 | $ 53,000 |
| Shawnee, Kansas | 2 | $ 259,000 | $ 129,500 | $ 76,000 |
| Wyandotte, Kansas | 2 | $ 43,000 | $ 21,500 | $ 79,000 |
| Kandiyohi, Minnesota | 2 | $ 175,000 | $ 87,500 | $ 60,000 |
| Martin, Minnesota | 2 | $ 107,000 | $ 53,500 | $ 77,000 |
| Otter Tail, Minnesota | 2 | $ 325,000 | $ 162,500 | $ 170,000 |
| Cass, Missouri | 2 | $ 15,000 | $ 7,500 | $ 75,000 |
| Lincoln, Missouri | 2 | $ 195,000 | $ 97,500 | $ 138,000 |
| Warren, Missouri | 2 | $ 204,000 | $ 102,000 | $ 54,000 |
| Lancaster, Nebraska | 2 | $ 156,000 | $ 78,000 | $ 30,000 |
| Minnehaha, South Dakota | 2 | $ 98,000 | $ 49,000 | $ 85,000 |
| Pennington, South Dakota | 2 | $ 284,000 | $ 142,000 | $ 107,000 |
| Buffalo, Wisconsin | 2 | $ 161,000 | $ 80,500 | $ 37,000 |
| Burnett, Wisconsin | 2 | $ 104,000 | $ 52,000 | $ 83,000 |
| Calumet, Wisconsin | 2 | $ 189,000 | $ 94,500 | $ 92,000 |
| Eau Claire, Wisconsin | 2 | $ 154,000 | $ 77,000 | $ 72,000 |
| Jackson, Wisconsin | 2 | $ 175,000 | $ 87,500 | $ 31,000 |
| Oneida, Wisconsin | 2 | $ 30,000 | $ 15,000 | $ 72,000 |
| Outagamie, Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Racine, Wisconsin | 2 | $ 248,000 | $ 124,000 | $ 92,000 |
| Winnebago, Wisconsin | 2 | $ 244,000 | $ 122,000 | $ 139,000 |
| Douglas, Colorado | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Alachua, Florida | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Broward, Florida | 1 | $ 16,000 | $ 16,000 | $ 56,000 |
| Clay, Florida | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Duval, Florida | 1 | $ 81,000 | $ 81,000 | $ 181,000 |
| Lake, Florida | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Marion, Florida | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Nassau, Florida | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Orange, Florida | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Palm Beach, Florida | 1 | $ 148,000 | $ 148,000 | $ 36,000 |
| Santa Rosa, Florida | 1 | $ 44,000 | $ 44,000 | $ 85,000 |
| Sumter, Florida | 1 | $ 210,000 | $ 210,000 | $ 160,000 |
| Liberty, Georgia | 1 | $ 62,000 | $ 62,000 | $ 85,000 |
| Calhoun, Illinois | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Clinton, Illinois | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Jackson, Illinois | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Johnson, Illinois | 1 | $ 30,000 | $ 30,000 | $ 180,000 |
| LaSalle, Illinois | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Macon, Illinois | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Mercer, Illinois | 1 | $ 44,000 | $ 44,000 | $ 96,000 |
| Montgomery, Illinois | 1 | $ 66,000 | $ 66,000 | $ 80,000 |
| Whiteside, Illinois | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Hendricks, Indiana | 1 | $ 22,000 | $ 22,000 | $ 91,000 |
| LaPorte, Indiana | 1 | $ 58,000 | $ 58,000 | $ 105,000 |
| Porter, Indiana | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Black Hawk, Iowa | 1 | $ 31,000 | $ 31,000 | $ 47,000 |
| Iowa, Iowa | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Mahaska, Iowa | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Marshall, Iowa | 1 | $ 60,000 | $ 60,000 | $ 141,000 |
| Mitchell, Iowa | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Story, Iowa | 1 | $ 247,000 | $ 247,000 | $ 101,000 |
| Winneshiek, Iowa | 1 | $ 9,000 | $ 9,000 | $ 45,000 |
| Anderson, Kansas | 1 | $ 16,000 | $ 16,000 | $ 110,000 |
| Aitkin, Minnesota | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Becker, Minnesota | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Beltrami, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Brown, Minnesota | 1 | $ 16,000 | $ 16,000 | $ 64,000 |
| Chisago, Minnesota | 1 | $ 299,000 | $ 299,000 | $ 129,000 |
| Faribault, Minnesota | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Houston, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Hubbard, Minnesota | 1 | $ 52,000 | $ 52,000 | $ 52,000 |
| Isanti, Minnesota | 1 | $ 58,000 | $ 58,000 | $ 97,000 |
| Koochiching, Minnesota | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Lake, Minnesota | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Lyon, Minnesota | 1 | $ 350,000 | $ 350,000 | $ 161,000 |
| McLeod, Minnesota | 1 | $ 24,000 | $ 24,000 | $ 58,000 |
| Nicollet, Minnesota | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Pope, Minnesota | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Renville, Minnesota | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Roseau, Minnesota | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| Waseca, Minnesota | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| DeSoto, Mississippi | 1 | $ 8,000 | $ 8,000 | $ 73,000 |
| Adair, Missouri | 1 | $ 124,000 | $ 124,000 | $ 79,000 |
| Boone, Missouri | 1 | $ 63,000 | $ 63,000 | $ 113,000 |
| Newton, Missouri | 1 | $ 27,000 | $ 27,000 | $ 106,000 |
| Randolph, Missouri | 1 | $ 159,000 | $ 159,000 | $ 67,000 |
| Scotland, Missouri | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Stone, Missouri | 1 | $ 78,000 | $ 78,000 | $ 97,000 |
| Madison, Nebraska | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Sarpy, Nebraska | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Adams, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 330,000 |
| Barron, Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 154,000 |
| Brown, Wisconsin | 1 | $ 282,000 | $ 282,000 | $ 105,000 |
| Douglas, Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Grant, Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| Green Lake, Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 111,000 |
| Manitowoc, Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Monroe, Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Oconto, Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Rock, Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Rusk, Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 66,000 |
| Sawyer, Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 182,000 |
| Trempealeau, Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Vernon, Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Washburn, Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 21,000 |
| Washington, Wisconsin | 1 | $ 6,000 | $ 6,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Think Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,158 | $101,497,000 | $77,307 | $510,000 | $108,384 | $951,000 |
| Home Purchase | 778 | $113,467,000 | $150,928 | $649,000 | $78,000 | $618,000 |
| Home Improvement | 462 | $12,371,000 | $28,833 | $150,000 | $90,666 | $980,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,820 | $172,795,000 | $103,615 | $584,000 | $94,538 | $980,000 |
| Not Provided | 443 | $40,685,000 | $89,923 | $480,000 | $81,538 | $287,000 |
| Black or African American | 52 | $5,732,000 | $115,666 | $649,000 | $88,166 | $334,000 |
| Hispanic | 39 | $2,762,000 | $53,400 | $418,000 | $79,200 | $193,000 |
| Asian | 39 | $4,832,000 | $177,166 | $425,000 | $102,000 | $187,000 |
| American Indian or Alaskan Native | 4 | $504,000 | $133,333 | $267,000 | $137,000 | $215,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $77,000 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,398 | $227,335,000 | $91,187 | $649,000 | $89,750 | $980,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,114 | $200,527,000 | $101,000 | $584,000 | $102,583 | $980,000 |
| Application Withdrawn By Applicant | 148 | $13,593,000 | $91,500 | $649,000 | $78,333 | $334,000 |
| Application Denied By Financial Institution | 126 | $12,406,000 | $104,090 | $480,000 | $58,272 | $287,000 |
| File Closed For Incompleteness | 5 | $203,000 | $28,000 | $99,000 | $65,000 | $75,000 |
| Application Approved But Not Accepted | 4 | $545,000 | $136,000 | $360,000 | $116,000 | $154,000 |
| Preapproval Denied by Financial Institution | 1 | $61,000 | $61,000 | $61,000 | $45,000 | $45,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 67 | $6,745,000 | $100,250 | $480,000 | $50,000 | $190,000 |
| Credit History | 48 | $4,598,000 | $129,333 | $267,000 | $58,833 | $175,000 |
| Employment History | 3 | $180,000 | $47,000 | $159,000 | $54,000 | $85,000 |
| Unverifiable Information | 3 | $293,000 | $110,500 | $150,000 | $148,500 | $287,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $385,000 | $192,500 | $250,000 | $23,500 | $30,000 |
| Other | 2 | $202,000 | $101,000 | $140,000 | $71,000 | $85,000 |
| Collateral | 2 | $64,000 | $32,000 | $40,000 | $99,000 | $149,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Federal Credit Union's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Think Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.
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