Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2015

In 2015, Third Federal Savings and Loan of Cleveland, OH reported 24,429 mortgage applications totaling $5.1 billion, down 1% from 2014. The average application was for $209,505, and applicants reported an average income of $110,220. 46% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Cleveland-Elyria, OH (4,602), Columbus, OH (1,658) and Cincinnati, OH-KY-IN (1,364) (applications in parentheses).

Mortgage Company & Address Third Federal Savings and Loan
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 24,429
Total Mortgage Loan Application Amount $5,118,018,000
Average Mortgage Loan Application Amount $209,505
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $110,220
Highest Applicant Income $7,046,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Third Federal Savings and Loan by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 2,596 $ 394,741,000 $ 152,057 $ 106,000
Franklin, Ohio 1,005 $ 203,117,000 $ 202,106 $ 118,000
Summit, Ohio 827 $ 137,221,000 $ 165,926 $ 103,000
Palm Beach, Florida 666 $ 140,816,000 $ 211,435 $ 105,000
Medina, Ohio 643 $ 109,131,000 $ 169,721 $ 98,000
Lorain, Ohio 587 $ 101,328,000 $ 172,620 $ 104,000
Hamilton, Ohio 577 $ 110,488,000 $ 191,487 $ 118,000
Lake, Ohio 571 $ 87,514,000 $ 153,264 $ 93,000
Pinellas, Florida 516 $ 98,868,000 $ 191,604 $ 100,000
Broward, Florida 507 $ 118,922,000 $ 234,560 $ 108,000
Delaware, Ohio 391 $ 94,893,000 $ 242,693 $ 138,000
Lee, Florida 355 $ 68,322,000 $ 192,456 $ 111,000
Hillsborough, Florida 274 $ 57,300,000 $ 209,124 $ 111,000
Los Angeles, California 245 $ 93,804,000 $ 382,873 $ 119,000
Collier, Florida 243 $ 61,704,000 $ 253,925 $ 118,000
Butler, Ohio 237 $ 42,869,000 $ 180,881 $ 110,000
Sarasota, Florida 221 $ 42,650,000 $ 192,986 $ 105,000
Warren, Ohio 211 $ 45,035,000 $ 213,436 $ 120,000
Geauga, Ohio 205 $ 45,992,000 $ 224,351 $ 132,000
Portage, Ohio 189 $ 31,952,000 $ 169,058 $ 118,000
Cook, Illinois 178 $ 43,917,000 $ 246,724 $ 136,000
Orange, California 168 $ 71,778,000 $ 427,250 $ 134,000
Clermont, Ohio 154 $ 29,482,000 $ 191,441 $ 111,000
Pasco, Florida 152 $ 24,171,000 $ 159,019 $ 79,000
Miami-Dade, Florida 151 $ 36,464,000 $ 241,483 $ 119,000
King, Washington 141 $ 53,971,000 $ 382,773 $ 143,000
Fairfax, Virginia 135 $ 52,965,000 $ 392,333 $ 154,000
Wake, North Carolina 133 $ 30,121,000 $ 226,473 $ 158,000
Manatee, Florida 131 $ 29,240,000 $ 223,206 $ 104,000
San Diego, California 111 $ 40,578,000 $ 365,567 $ 130,000
Cobb, Georgia 102 $ 21,485,000 $ 210,637 $ 134,000
Montgomery, Maryland 100 $ 35,281,000 $ 352,810 $ 228,000
Santa Clara, California 99 $ 46,537,000 $ 470,070 $ 147,000
Stark, Ohio 99 $ 15,850,000 $ 160,101 $ 99,000
Bucks, Pennsylvania 99 $ 23,731,000 $ 239,707 $ 151,000
Alameda, California 87 $ 38,683,000 $ 444,632 $ 145,000
Middlesex, Massachusetts 87 $ 28,096,000 $ 322,942 $ 186,000
Middlesex, New Jersey 84 $ 19,687,000 $ 234,369 $ 137,000
Montgomery, Pennsylvania 84 $ 19,414,000 $ 231,119 $ 157,000
Licking, Ohio 83 $ 14,852,000 $ 178,939 $ 107,000
Fulton, Georgia 81 $ 26,573,000 $ 328,061 $ 178,000
Fairfield, Ohio 76 $ 12,699,000 $ 167,092 $ 94,000
DuPage, Illinois 74 $ 19,249,000 $ 260,121 $ 138,000
Orange, Florida 71 $ 18,027,000 $ 253,901 $ 136,000
Boone, Kentucky 69 $ 14,264,000 $ 206,724 $ 133,000
Loudoun, Virginia 68 $ 28,656,000 $ 421,411 $ 176,000
Contra Costa, California 67 $ 30,606,000 $ 456,805 $ 171,000
Mecklenburg, North Carolina 66 $ 15,788,000 $ 239,212 $ 137,000
Gwinnett, Georgia 62 $ 10,927,000 $ 176,241 $ 176,000
Bergen, New Jersey 61 $ 20,597,000 $ 337,655 $ 151,000
Union, Ohio 59 $ 16,587,000 $ 281,135 $ 141,000
Monmouth, New Jersey 58 $ 14,939,000 $ 257,568 $ 151,000
Kenton, Kentucky 56 $ 9,850,000 $ 175,892 $ 109,000
Morris, New Jersey 56 $ 16,446,000 $ 293,678 $ 182,000
Jefferson, Colorado 55 $ 14,859,000 $ 270,163 $ 133,000
Campbell, Kentucky 55 $ 8,390,000 $ 152,545 $ 92,000
Chester, Pennsylvania 55 $ 14,792,000 $ 268,945 $ 133,000
Charlotte, Florida 52 $ 8,386,000 $ 161,269 $ 88,000
Douglas, Colorado 50 $ 16,679,000 $ 333,580 $ 141,000
Somerset, New Jersey 50 $ 15,088,000 $ 301,760 $ 170,000
Nassau, New York 50 $ 17,234,000 $ 344,680 $ 150,000
Seminole, Florida 48 $ 10,089,000 $ 210,187 $ 133,000
Arapahoe, Colorado 46 $ 11,436,000 $ 248,608 $ 120,000
Lake, Illinois 45 $ 17,038,000 $ 378,622 $ 199,000
Fairfield, Connecticut 43 $ 16,777,000 $ 390,162 $ 150,000
Prince George's, Maryland 43 $ 9,491,000 $ 220,720 $ 103,000
St. Louis, Missouri 43 $ 10,732,000 $ 249,581 $ 136,000
Delaware, Pennsylvania 43 $ 10,274,000 $ 238,930 $ 126,000
Forsyth, Georgia 41 $ 9,235,000 $ 225,243 $ 117,000
Sacramento, California 40 $ 9,122,000 $ 228,050 $ 106,000
Mercer, New Jersey 40 $ 12,121,000 $ 303,025 $ 206,000
Suffolk, New York 40 $ 11,826,000 $ 295,650 $ 144,000
Washington, Oregon 40 $ 9,737,000 $ 243,425 $ 134,000
Denver, Colorado 39 $ 11,150,000 $ 285,897 $ 124,000
Westchester, New York 39 $ 13,369,000 $ 342,794 $ 195,000
Pierce, Washington 39 $ 8,407,000 $ 215,564 $ 119,000
Ventura, California 38 $ 12,788,000 $ 336,526 $ 142,000
Hartford, Connecticut 38 $ 7,224,000 $ 190,105 $ 129,000
Anne Arundel, Maryland 38 $ 11,928,000 $ 313,894 $ 140,000
Baltimore, Maryland 38 $ 7,593,000 $ 199,815 $ 129,000
Montgomery, Ohio 38 $ 5,636,000 $ 148,315 $ 127,000
Duval, Florida 37 $ 7,471,000 $ 201,918 $ 136,000
Polk, Florida 37 $ 5,505,000 $ 148,783 $ 81,000
Essex, New Jersey 37 $ 11,191,000 $ 302,459 $ 193,000
Boulder, Colorado 36 $ 11,186,000 $ 310,722 $ 130,000
Larimer, Colorado 36 $ 7,801,000 $ 216,694 $ 130,000
Will, Illinois 36 $ 7,401,000 $ 205,583 $ 118,000
Burlington, New Jersey 36 $ 7,762,000 $ 215,611 $ 134,000
El Paso, Colorado 35 $ 7,923,000 $ 226,371 $ 114,000
Martin, Florida 35 $ 9,454,000 $ 270,114 $ 136,000
Hamilton, Indiana 35 $ 6,998,000 $ 199,942 $ 124,000
Shelby, Tennessee 35 $ 7,914,000 $ 226,114 $ 179,000
Brevard, Florida 34 $ 6,489,000 $ 190,852 $ 102,000
Essex, Massachusetts 34 $ 9,307,000 $ 273,735 $ 117,000
Hernando, Florida 33 $ 4,059,000 $ 123,000 $ 66,000
Howard, Maryland 33 $ 12,447,000 $ 377,181 $ 169,000
Snohomish, Washington 33 $ 9,301,000 $ 281,848 $ 129,000
San Mateo, California 32 $ 14,028,000 $ 438,375 $ 166,000
New Haven, Connecticut 32 $ 7,064,000 $ 220,750 $ 152,000
Ocean, New Jersey 32 $ 7,134,000 $ 222,937 $ 119,000
Jefferson, Kentucky 30 $ 5,417,000 $ 180,566 $ 140,000
Wayne, Ohio 30 $ 4,454,000 $ 148,466 $ 92,000
Kane, Illinois 29 $ 6,856,000 $ 236,413 $ 161,000
Harford, Maryland 29 $ 5,509,000 $ 189,965 $ 104,000
Erie, Ohio 29 $ 4,410,000 $ 152,068 $ 120,000
Plymouth, Massachusetts 28 $ 6,209,000 $ 221,750 $ 111,000
Union, New Jersey 28 $ 7,715,000 $ 275,535 $ 107,000
Lucas, Ohio 28 $ 5,012,000 $ 179,000 $ 177,000
Williamson, Tennessee 28 $ 7,823,000 $ 279,392 $ 164,000
Clark, Washington 28 $ 5,954,000 $ 212,642 $ 114,000
Placer, California 27 $ 8,157,000 $ 302,111 $ 140,000
Henrico, Virginia 27 $ 7,003,000 $ 259,370 $ 152,000
St. Johns, Florida 26 $ 7,175,000 $ 275,961 $ 126,000
St. Lucie, Florida 26 $ 4,032,000 $ 155,076 $ 116,000
Worcester, Massachusetts 26 $ 5,906,000 $ 227,153 $ 129,000
Camden, New Jersey 26 $ 4,174,000 $ 160,538 $ 102,000
Prince William, Virginia 26 $ 8,995,000 $ 345,961 $ 146,000
DeKalb, Georgia 25 $ 6,592,000 $ 263,680 $ 107,000
Marion, Indiana 25 $ 4,696,000 $ 187,840 $ 78,000
Davidson, Tennessee 25 $ 5,707,000 $ 228,280 $ 152,000
District of Columbia, District Of Columbia 24 $ 9,534,000 $ 397,250 $ 131,000
Norfolk, Massachusetts 24 $ 6,506,000 $ 271,083 $ 165,000
Rockingham, New Hampshire 24 $ 5,387,000 $ 224,458 $ 141,000
Clackamas, Oregon 24 $ 5,313,000 $ 221,375 $ 115,000
St. Charles, Missouri 23 $ 4,447,000 $ 193,347 $ 109,000
San Bernardino, California 22 $ 3,928,000 $ 178,545 $ 108,000
San Francisco, California 22 $ 12,013,000 $ 546,045 $ 156,000
Adams, Colorado 22 $ 6,178,000 $ 280,818 $ 123,000
Ashtabula, Ohio 22 $ 3,046,000 $ 138,454 $ 75,000
Lancaster, Pennsylvania 22 $ 3,930,000 $ 178,636 $ 98,000
Arlington, Virginia 22 $ 9,311,000 $ 423,227 $ 188,000
Riverside, California 21 $ 5,279,000 $ 251,380 $ 137,000
Sumter, Florida 21 $ 3,718,000 $ 177,047 $ 107,000
Madison, Ohio 21 $ 4,327,000 $ 206,047 $ 96,000
Multnomah, Oregon 21 $ 5,582,000 $ 265,809 $ 135,000
Carroll, Maryland 20 $ 5,169,000 $ 258,450 $ 137,000
New Hanover, North Carolina 20 $ 5,326,000 $ 266,300 $ 126,000
Union, North Carolina 20 $ 4,917,000 $ 245,850 $ 112,000
Lehigh, Pennsylvania 20 $ 4,019,000 $ 200,950 $ 127,000
Alexandria, Virginia 20 $ 7,972,000 $ 398,600 $ 206,000
McHenry, Illinois 19 $ 3,176,000 $ 167,157 $ 123,000
Hillsborough, New Hampshire 19 $ 3,397,000 $ 178,789 $ 147,000
Erie, New York 19 $ 4,148,000 $ 218,315 $ 157,000
Rockland, New York 19 $ 5,819,000 $ 306,263 $ 180,000
Guilford, North Carolina 19 $ 3,221,000 $ 169,526 $ 165,000
Allegheny, Pennsylvania 19 $ 4,244,000 $ 223,368 $ 201,000
Dauphin, Pennsylvania 19 $ 3,498,000 $ 184,105 $ 122,000
Chesterfield, Virginia 19 $ 3,837,000 $ 201,947 $ 111,000
Cherokee, Georgia 18 $ 2,893,000 $ 160,722 $ 107,000
Passaic, New Jersey 18 $ 4,149,000 $ 230,500 $ 158,000
Knox, Tennessee 18 $ 3,183,000 $ 176,833 $ 114,000
Frederick, Maryland 17 $ 4,638,000 $ 272,823 $ 143,000
Bristol, Massachusetts 17 $ 3,164,000 $ 186,117 $ 81,000
Durham, North Carolina 17 $ 3,541,000 $ 208,294 $ 147,000
Pickaway, Ohio 17 $ 2,967,000 $ 174,529 $ 93,000
Berks, Pennsylvania 17 $ 2,300,000 $ 135,294 $ 128,000
Northampton, Pennsylvania 17 $ 3,056,000 $ 179,764 $ 100,000
Philadelphia, Pennsylvania 17 $ 3,938,000 $ 231,647 $ 143,000
York, Pennsylvania 17 $ 2,459,000 $ 144,647 $ 98,000
Wilson, Tennessee 17 $ 3,565,000 $ 209,705 $ 120,000
Fayette, Georgia 16 $ 4,049,000 $ 253,062 $ 149,000
Lake, Indiana 16 $ 2,964,000 $ 185,250 $ 139,000
Iredell, North Carolina 16 $ 3,187,000 $ 199,187 $ 103,000
Mahoning, Ohio 16 $ 2,374,000 $ 148,375 $ 90,000
Lake, Florida 15 $ 2,527,000 $ 168,466 $ 120,000
Gloucester, New Jersey 15 $ 2,615,000 $ 174,333 $ 111,000
Hunterdon, New Jersey 15 $ 4,614,000 $ 307,600 $ 145,000
Forsyth, North Carolina 15 $ 2,772,000 $ 184,800 $ 97,000
Spokane, Washington 15 $ 2,508,000 $ 167,200 $ 105,000
Fresno, California 14 $ 3,465,000 $ 247,500 $ 131,000
Indian River, Florida 14 $ 3,763,000 $ 268,785 $ 144,000
Leon, Florida 14 $ 2,972,000 $ 212,285 $ 121,000
Allen, Indiana 14 $ 2,252,000 $ 160,857 $ 96,000
Suffolk, Massachusetts 14 $ 3,650,000 $ 260,714 $ 166,000
Jackson, Missouri 14 $ 3,352,000 $ 239,428 $ 127,000
Sussex, New Jersey 14 $ 2,273,000 $ 162,357 $ 108,000
Cabarrus, North Carolina 14 $ 2,875,000 $ 205,357 $ 115,000
Trumbull, Ohio 14 $ 1,781,000 $ 127,214 $ 93,000
Marion, Florida 13 $ 2,192,000 $ 168,615 $ 99,000
Volusia, Florida 13 $ 2,651,000 $ 203,923 $ 119,000
Chatham, Georgia 13 $ 3,141,000 $ 241,615 $ 155,000
St. Joseph, Indiana 13 $ 2,042,000 $ 157,076 $ 101,000
Cumberland, North Carolina 13 $ 2,055,000 $ 158,076 $ 111,000
Hamilton, Tennessee 13 $ 1,954,000 $ 150,307 $ 104,000
Kitsap, Washington 13 $ 3,100,000 $ 238,461 $ 99,000
Thurston, Washington 13 $ 2,135,000 $ 164,230 $ 111,000
Atlantic, New Jersey 12 $ 2,415,000 $ 201,250 $ 98,000
Hudson, New Jersey 12 $ 3,120,000 $ 260,000 $ 136,000
Monroe, New York 12 $ 1,712,000 $ 142,666 $ 105,000
Buncombe, North Carolina 12 $ 2,474,000 $ 206,166 $ 116,000
Orange, North Carolina 12 $ 2,414,000 $ 201,166 $ 180,000
Ottawa, Ohio 12 $ 2,410,000 $ 200,833 $ 195,000
Sonoma, California 11 $ 3,522,000 $ 320,181 $ 113,000
Middlesex, Connecticut 11 $ 2,357,000 $ 214,272 $ 121,000
Flagler, Florida 11 $ 2,462,000 $ 223,818 $ 121,000
Hall, Georgia 11 $ 2,030,000 $ 184,545 $ 133,000
Hampden, Massachusetts 11 $ 1,925,000 $ 175,000 $ 84,000
Brunswick, North Carolina 11 $ 2,156,000 $ 196,000 $ 90,000
Erie, Pennsylvania 11 $ 1,628,000 $ 148,000 $ 153,000
Virginia Beach, Virginia 11 $ 2,627,000 $ 238,818 $ 108,000
Marin, California 10 $ 5,231,000 $ 523,100 $ 114,000
Santa Barbara, California 10 $ 4,941,000 $ 494,100 $ 85,000
Stanislaus, California 10 $ 1,485,000 $ 148,500 $ 137,000
Monroe, Florida 10 $ 3,447,000 $ 344,700 $ 214,000
Washington, Maryland 10 $ 1,806,000 $ 180,600 $ 116,000
Broomfield, Colorado 9 $ 3,161,000 $ 351,222 $ 145,000
Porter, Indiana 9 $ 1,276,000 $ 141,777 $ 76,000
Queen Anne's, Maryland 9 $ 2,374,000 $ 263,777 $ 119,000
Warren, New Jersey 9 $ 2,192,000 $ 243,555 $ 111,000
Dutchess, New York 9 $ 2,309,000 $ 256,555 $ 194,000
Catawba, North Carolina 9 $ 1,643,000 $ 182,555 $ 117,000
Johnston, North Carolina 9 $ 1,533,000 $ 170,333 $ 96,000
Moore, North Carolina 9 $ 2,076,000 $ 230,666 $ 93,000
Ashland, Ohio 9 $ 1,264,000 $ 140,444 $ 64,000
Madera, California 8 $ 1,508,000 $ 188,500 $ 92,000
Monterey, California 8 $ 2,362,000 $ 295,250 $ 130,000
San Joaquin, California 8 $ 1,848,000 $ 231,000 $ 97,000
Yolo, California 8 $ 2,738,000 $ 342,250 $ 85,000
Weld, Colorado 8 $ 2,010,000 $ 251,250 $ 120,000
Citrus, Florida 8 $ 1,011,000 $ 126,375 $ 65,000
McLean, Illinois 8 $ 1,396,000 $ 174,500 $ 121,000
Baltimore City, Maryland 8 $ 1,653,000 $ 206,625 $ 99,000
Strafford, New Hampshire 8 $ 1,601,000 $ 200,125 $ 133,000
Putnam, New York 8 $ 2,028,000 $ 253,500 $ 144,000
Chatham, North Carolina 8 $ 2,376,000 $ 297,000 $ 286,000
Deschutes, Oregon 8 $ 2,200,000 $ 275,000 $ 81,000
Lane, Oregon 8 $ 1,490,000 $ 186,250 $ 100,000
Butler, Pennsylvania 8 $ 1,816,000 $ 227,000 $ 165,000
Monroe, Pennsylvania 8 $ 1,007,000 $ 125,875 $ 103,000
Westmoreland, Pennsylvania 8 $ 1,518,000 $ 189,750 $ 121,000
Rutherford, Tennessee 8 $ 1,449,000 $ 181,125 $ 127,000
Norfolk, Virginia 8 $ 2,607,000 $ 325,875 $ 147,000
Richmond City, Virginia 8 $ 2,437,000 $ 304,625 $ 148,000
Benton, Washington 8 $ 1,484,000 $ 185,500 $ 205,000
Napa, California 7 $ 1,984,000 $ 283,428 $ 159,000
Tolland, Connecticut 7 $ 1,309,000 $ 187,000 $ 107,000
Alachua, Florida 7 $ 858,000 $ 122,571 $ 65,000
Columbia, Georgia 7 $ 1,110,000 $ 158,571 $ 92,000
Coweta, Georgia 7 $ 1,132,000 $ 161,714 $ 107,000
St. Clair, Illinois 7 $ 1,266,000 $ 180,857 $ 70,000
Barnstable, Massachusetts 7 $ 1,416,000 $ 202,285 $ 120,000
Hampshire, Massachusetts 7 $ 1,745,000 $ 249,285 $ 237,000
Clay, Missouri 7 $ 956,000 $ 136,571 $ 101,000
Cape May, New Jersey 7 $ 1,191,000 $ 170,142 $ 144,000
Watauga, North Carolina 7 $ 1,312,000 $ 187,428 $ 27,000
Marion, Oregon 7 $ 1,568,000 $ 224,000 $ 116,000
Luzerne, Pennsylvania 7 $ 1,241,000 $ 177,285 $ 132,000
Loudon, Tennessee 7 $ 1,586,000 $ 226,571 $ 276,000
Chesapeake, Virginia 7 $ 1,388,000 $ 198,285 $ 114,000
York, Virginia 7 $ 1,660,000 $ 237,142 $ 82,000
Santa Cruz, California 6 $ 2,715,000 $ 452,500 $ 153,000
Clay, Florida 6 $ 1,069,000 $ 178,166 $ 83,000
Osceola, Florida 6 $ 786,000 $ 131,000 $ 345,000
Paulding, Georgia 6 $ 843,000 $ 140,500 $ 79,000
Wicomico, Maryland 6 $ 1,619,000 $ 269,833 $ 74,000
Merrimack, New Hampshire 6 $ 973,000 $ 162,166 $ 158,000
Craven, North Carolina 6 $ 803,000 $ 133,833 $ 72,000
Gaston, North Carolina 6 $ 1,505,000 $ 250,833 $ 133,000
Rowan, North Carolina 6 $ 965,000 $ 160,833 $ 93,000
Athens, Ohio 6 $ 818,000 $ 136,333 $ 98,000
Greene, Ohio 6 $ 1,130,000 $ 188,333 $ 165,000
Huron, Ohio 6 $ 1,329,000 $ 221,500 $ 199,000
Knox, Ohio 6 $ 962,000 $ 160,333 $ 68,000
Richland, Ohio 6 $ 662,000 $ 110,333 $ 75,000
Wood, Ohio 6 $ 1,655,000 $ 275,833 $ 194,000
Yamhill, Oregon 6 $ 1,230,000 $ 205,000 $ 221,000
Beaver, Pennsylvania 6 $ 791,000 $ 131,833 $ 122,000
Spotsylvania, Virginia 6 $ 1,087,000 $ 181,166 $ 105,000
Stafford, Virginia 6 $ 1,350,000 $ 225,000 $ 85,000
Skagit, Washington 6 $ 1,220,000 $ 203,333 $ 68,000
Whatcom, Washington 6 $ 1,152,000 $ 192,000 $ 84,000
Butte, California 5 $ 932,000 $ 186,400 $ 149,000
El Dorado, California 5 $ 1,901,000 $ 380,200 $ 135,000
San Luis Obispo, California 5 $ 1,458,000 $ 291,600 $ 95,000
Litchfield, Connecticut 5 $ 1,674,000 $ 334,800 $ 71,000
Bay, Florida 5 $ 769,000 $ 153,800 $ 82,000
Escambia, Florida 5 $ 1,311,000 $ 262,200 $ 118,000
Nassau, Florida 5 $ 752,000 $ 150,400 $ 109,000
Henry, Georgia 5 $ 1,128,000 $ 225,600 $ 55,000
Muscogee, Georgia 5 $ 1,099,000 $ 219,800 $ 182,000
Rockdale, Georgia 5 $ 648,000 $ 129,600 $ 13,000
Winnebago, Illinois 5 $ 719,000 $ 143,800 $ 127,000
Hancock, Indiana 5 $ 672,000 $ 134,400 $ 60,000
LaPorte, Indiana 5 $ 589,000 $ 117,800 $ 101,000
Charles, Maryland 5 $ 1,318,000 $ 263,600 $ 85,000
Jefferson, Missouri 5 $ 800,000 $ 160,000 $ 119,000
Platte, Missouri 5 $ 747,000 $ 149,400 $ 135,000
Cumberland, New Jersey 5 $ 717,000 $ 143,400 $ 71,000
Queens, New York 5 $ 1,960,000 $ 392,000 $ 191,000
Schenectady, New York 5 $ 943,000 $ 188,600 $ 172,000
Clark, Ohio 5 $ 683,000 $ 136,600 $ 140,000
Logan, Ohio 5 $ 999,000 $ 199,800 $ 86,000
Miami, Ohio 5 $ 762,000 $ 152,400 $ 76,000
Morrow, Ohio 5 $ 687,000 $ 137,400 $ 82,000
Tuscarawas, Ohio 5 $ 926,000 $ 185,200 $ 81,000
Benton, Oregon 5 $ 1,100,000 $ 220,000 $ 203,000
Jackson, Oregon 5 $ 1,270,000 $ 254,000 $ 165,000
Fauquier, Virginia 5 $ 1,759,000 $ 351,800 $ 155,000
Frederick, Virginia 5 $ 753,000 $ 150,600 $ 79,000
Hanover, Virginia 5 $ 1,019,000 $ 203,800 $ 81,000
Shasta, California 4 $ 831,000 $ 207,750 $ 120,000
New London, Connecticut 4 $ 720,000 $ 180,000 $ 94,000
Douglas, Georgia 4 $ 397,000 $ 99,250 $ 115,000
Glynn, Georgia 4 $ 522,000 $ 130,500 $ 107,000
Oconee, Georgia 4 $ 1,123,000 $ 280,750 $ 261,000
Pickens, Georgia 4 $ 588,000 $ 147,000 $ 91,000
Walton, Georgia 4 $ 513,000 $ 128,250 $ 93,000
Kendall, Illinois 4 $ 574,000 $ 143,500 $ 117,000
Madison, Illinois 4 $ 531,000 $ 132,750 $ 60,000
St. Mary's, Maryland 4 $ 649,000 $ 162,250 $ 140,000
Berkshire, Massachusetts 4 $ 868,000 $ 217,000 $ 111,000
St. Louis City, Missouri 4 $ 544,000 $ 136,000 $ 137,000
Kings, New York 4 $ 1,198,000 $ 299,500 $ 141,000
Niagara, New York 4 $ 449,000 $ 112,250 $ 32,000
Orange, New York 4 $ 1,063,000 $ 265,750 $ 165,000
Alamance, North Carolina 4 $ 663,000 $ 165,750 $ 50,000
Carteret, North Carolina 4 $ 771,000 $ 192,750 $ 30,000
Davie, North Carolina 4 $ 780,000 $ 195,000 $ 116,000
Pitt, North Carolina 4 $ 848,000 $ 212,000 $ 87,000
Hancock, Ohio 4 $ 669,000 $ 167,250 $ 132,000
Marion, Ohio 4 $ 430,000 $ 107,500 $ 87,000
Muskingum, Ohio 4 $ 627,000 $ 156,750 $ 84,000
Columbia, Oregon 4 $ 650,000 $ 162,500 $ 110,000
Linn, Oregon 4 $ 471,000 $ 117,750 $ 79,000
Lackawanna, Pennsylvania 4 $ 403,000 $ 100,750 $ 74,000
Washington, Pennsylvania 4 $ 413,000 $ 103,250 $ 32,000
Robertson, Tennessee 4 $ 696,000 $ 174,000 $ 92,000
Washington, Tennessee 4 $ 533,000 $ 133,250 $ 37,000
Manassas, Virginia 4 $ 820,000 $ 205,000 $ 137,000
Island, Washington 4 $ 966,000 $ 241,500 $ 32,000
Kern, California 3 $ 610,000 $ 203,333 $ 91,000
Delta, Colorado 3 $ 684,000 $ 228,000 $ 24,000
Garfield, Colorado 3 $ 1,838,000 $ 612,666 $ 530,000
Levy, Florida 3 $ 415,000 $ 138,333 $ 28,000
Okaloosa, Florida 3 $ 526,000 $ 175,333 $ 129,000
Santa Rosa, Florida 3 $ 663,000 $ 221,000 $ 94,000
Walton, Florida 3 $ 600,000 $ 200,000 $ 188,000
Bibb, Georgia 3 $ 532,000 $ 177,333 $ 85,000
Camden, Georgia 3 $ 613,000 $ 204,333 $ 105,000
Clarke, Georgia 3 $ 998,000 $ 332,666 $ 112,000
Houston, Georgia 3 $ 595,000 $ 198,333 $ 247,000
Delaware, Indiana 3 $ 450,000 $ 150,000 $ 163,000
Johnson, Indiana 3 $ 511,000 $ 170,333 $ 73,000
Madison, Indiana 3 $ 410,000 $ 136,666 $ 103,000
Tippecanoe, Indiana 3 $ 503,000 $ 167,666 $ 164,000
Oldham, Kentucky 3 $ 1,216,000 $ 405,333 $ 139,000
Scott, Kentucky 3 $ 410,000 $ 136,666 $ 183,000
Calvert, Maryland 3 $ 638,000 $ 212,666 $ 118,000
Cecil, Maryland 3 $ 517,000 $ 172,333 $ 70,000
Kent, Maryland 3 $ 564,000 $ 188,000 $ 97,000
Worcester, Maryland 3 $ 447,000 $ 149,000 $ 174,000
Greene, Missouri 3 $ 322,000 $ 107,333 $ 90,000
Coos, New Hampshire 3 $ 585,000 $ 195,000 $ 140,000
Richmond, New York 3 $ 493,000 $ 164,333 $ 144,000
Henderson, North Carolina 3 $ 379,000 $ 126,333 $ 122,000
Lincoln, North Carolina 3 $ 848,000 $ 282,666 $ 168,000
Auglaize, Ohio 3 $ 583,000 $ 194,333 $ 285,000
Brown, Ohio 3 $ 424,000 $ 141,333 $ 126,000
Clinton, Ohio 3 $ 423,000 $ 141,000 $ 39,000
Preble, Ohio 3 $ 385,000 $ 128,333 $ 114,000
Ross, Ohio 3 $ 456,000 $ 152,000 $ 190,000
Washington, Ohio 3 $ 400,000 $ 133,333 $ 43,000
Josephine, Oregon 3 $ 839,000 $ 279,666 $ 108,000
Lincoln, Oregon 3 $ 914,000 $ 304,666 $ 120,000
Centre, Pennsylvania 3 $ 635,000 $ 211,666 $ 139,000
Montgomery, Tennessee 3 $ 316,000 $ 105,333 $ 82,000
Sevier, Tennessee 3 $ 594,000 $ 198,000 $ 137,000
Sullivan, Tennessee 3 $ 470,000 $ 156,666 $ 167,000
Sumner, Tennessee 3 $ 448,000 $ 149,333 $ 107,000
Albemarle, Virginia 3 $ 1,055,000 $ 351,666 $ 204,000
Fairfax City, Virginia 3 $ 1,958,000 $ 652,666 $ 234,000
Roanoke, Virginia 3 $ 682,000 $ 227,333 $ 100,000
Suffolk, Virginia 3 $ 652,000 $ 217,333 $ 179,000
Yakima, Washington 3 $ 568,000 $ 189,333 $ 69,000
Calaveras, California 2 $ 478,000 $ 239,000 $ 54,000
San Benito, California 2 $ 1,194,000 $ 597,000 $ 77,000
Tulare, California 2 $ 231,000 $ 115,500 $ 91,000
Tuolumne, California 2 $ 475,000 $ 237,500 $ 189,000
La Plata, Colorado 2 $ 401,000 $ 200,500 $ 43,000
Park, Colorado 2 $ 530,000 $ 265,000 $ 50,000
Highlands, Florida 2 $ 187,000 $ 93,500 $ 51,000
Okeechobee, Florida 2 $ 256,000 $ 128,000 $ 157,000
Greene, Georgia 2 $ 886,000 $ 443,000 $ 43,000
Jackson, Georgia 2 $ 337,000 $ 168,500 $ 81,000
McDuffie, Georgia 2 $ 364,000 $ 182,000 $ 159,000
Newton, Georgia 2 $ 225,000 $ 112,500 $ 134,000
Walker, Georgia 2 $ 370,000 $ 185,000 $ 272,000
Whitfield, Georgia 2 $ 343,000 $ 171,500 $ 342,000
Champaign, Illinois 2 $ 348,000 $ 174,000 $ 169,000
Jackson, Illinois 2 $ 369,000 $ 184,500 $ 196,000
Monroe, Illinois 2 $ 233,000 $ 116,500 $ 146,000
Peoria, Illinois 2 $ 311,000 $ 155,500 $ 138,000
Tazewell, Illinois 2 $ 227,000 $ 113,500 $ 149,000
Bartholomew, Indiana 2 $ 429,000 $ 214,500 $ 43,000
Clark, Indiana 2 $ 264,000 $ 132,000 $ 66,000
Hendricks, Indiana 2 $ 380,000 $ 190,000 $ 155,000
Vanderburgh, Indiana 2 $ 222,000 $ 111,000 $ 45,000
Vigo, Indiana 2 $ 483,000 $ 241,500 $ 274,000
Fayette, Kentucky 2 $ 383,000 $ 191,500 $ 177,000
Hardin, Kentucky 2 $ 183,000 $ 91,500 $ 132,000
Magoffin, Kentucky 2 $ 80,000 $ 40,000 $ 0
Dorchester, Maryland 2 $ 919,000 $ 459,500 $ 199,000
Talbot, Maryland 2 $ 306,000 $ 153,000 $ 94,000
Boone, Missouri 2 $ 328,000 $ 164,000 $ 60,000
Cass, Missouri 2 $ 224,000 $ 112,000 $ 45,000
Christian, Missouri 2 $ 275,000 $ 137,500 $ 98,000
Franklin, Missouri 2 $ 596,000 $ 298,000 $ 92,000
Salem, New Jersey 2 $ 289,000 $ 144,500 $ 119,000
Albany, New York 2 $ 431,000 $ 215,500 $ 262,000
Broome, New York 2 $ 450,000 $ 225,000 $ 232,000
Herkimer, New York 2 $ 135,000 $ 67,500 $ 0
Ulster, New York 2 $ 330,000 $ 165,000 $ 138,000
Warren, New York 2 $ 346,000 $ 173,000 $ 80,000
Burke, North Carolina 2 $ 325,000 $ 162,500 $ 25,000
Clay, North Carolina 2 $ 538,000 $ 269,000 $ 106,000
Davidson, North Carolina 2 $ 301,000 $ 150,500 $ 103,000
Harnett, North Carolina 2 $ 280,000 $ 140,000 $ 116,000
Haywood, North Carolina 2 $ 480,000 $ 240,000 $ 0
Nash, North Carolina 2 $ 337,000 $ 168,500 $ 107,000
Onslow, North Carolina 2 $ 276,000 $ 138,000 $ 33,000
Randolph, North Carolina 2 $ 245,000 $ 122,500 $ 44,000
Wilkes, North Carolina 2 $ 193,000 $ 96,500 $ 65,000
Champaign, Ohio 2 $ 376,000 $ 188,000 $ 86,000
Holmes, Ohio 2 $ 173,000 $ 86,500 $ 99,000
Hood River, Oregon 2 $ 665,000 $ 332,500 $ 132,000
Polk, Oregon 2 $ 338,000 $ 169,000 $ 107,000
Cumberland, Pennsylvania 2 $ 639,000 $ 319,500 $ 371,000
Schuylkill, Pennsylvania 2 $ 842,000 $ 421,000 $ 281,000
Cheatham, Tennessee 2 $ 461,000 $ 230,500 $ 98,000
Dyer, Tennessee 2 $ 366,000 $ 183,000 $ 166,000
Hamblen, Tennessee 2 $ 413,000 $ 206,500 $ 84,000
Maury, Tennessee 2 $ 408,000 $ 204,000 $ 146,000
Putnam, Tennessee 2 $ 285,000 $ 142,500 $ 49,000
Falls Church, Virginia 2 $ 1,119,000 $ 559,500 $ 213,000
Hampton, Virginia 2 $ 286,000 $ 143,000 $ 50,000
New Kent, Virginia 2 $ 607,000 $ 303,500 $ 119,000
Williamsburg, Virginia 2 $ 301,000 $ 150,500 $ 85,000
Douglas, Washington 2 $ 490,000 $ 245,000 $ 137,000
Mason, Washington 2 $ 390,000 $ 195,000 $ 78,000
Amador, California 1 $ 179,000 $ 179,000 $ 124,000
Humboldt, California 1 $ 168,000 $ 168,000 $ 83,000
Lake, California 1 $ 75,000 $ 75,000 $ 73,000
Nevada, California 1 $ 132,000 $ 132,000 $ 112,000
Plumas, California 1 $ 128,000 $ 128,000 $ 154,000
Siskiyou, California 1 $ 310,000 $ 310,000 $ 0
Solano, California 1 $ 595,000 $ 595,000 $ 184,000
Yuba, California 1 $ 179,000 $ 179,000 $ 191,000
Alamosa, Colorado 1 $ 103,000 $ 103,000 $ 70,000
Archuleta, Colorado 1 $ 200,000 $ 200,000 $ 35,000
Chaffee, Colorado 1 $ 280,000 $ 280,000 $ 59,000
Elbert, Colorado 1 $ 264,000 $ 264,000 $ 140,000
Las Animas, Colorado 1 $ 85,000 $ 85,000 $ 37,000
Mesa, Colorado 1 $ 420,000 $ 420,000 $ 113,000
Montezuma, Colorado 1 $ 190,000 $ 190,000 $ 132,000
Montrose, Colorado 1 $ 212,000 $ 212,000 $ 0
Pueblo, Colorado 1 $ 144,000 $ 144,000 $ 98,000
Teller, Colorado 1 $ 113,000 $ 113,000 $ 84,000
Windham, Connecticut 1 $ 128,000 $ 128,000 $ 98,000
Calhoun, Florida 1 $ 38,000 $ 38,000 $ 0
Gulf, Florida 1 $ 150,000 $ 150,000 $ 51,000
Hendry, Florida 1 $ 160,000 $ 160,000 $ 148,000
Bryan, Georgia 1 $ 315,000 $ 315,000 $ 187,000
Carroll, Georgia 1 $ 117,000 $ 117,000 $ 84,000
Catoosa, Georgia 1 $ 190,000 $ 190,000 $ 124,000
Dawson, Georgia 1 $ 113,000 $ 113,000 $ 143,000
Elbert, Georgia 1 $ 108,000 $ 108,000 $ 49,000
Fannin, Georgia 1 $ 55,000 $ 55,000 $ 0
Gilmer, Georgia 1 $ 500,000 $ 500,000 $ 172,000
Hancock, Georgia 1 $ 295,000 $ 295,000 $ 0
Haralson, Georgia 1 $ 131,000 $ 131,000 $ 119,000
Hart, Georgia 1 $ 152,000 $ 152,000 $ 62,000
Jefferson, Georgia 1 $ 155,000 $ 155,000 $ 111,000
Lee, Georgia 1 $ 216,000 $ 216,000 $ 262,000
Lowndes, Georgia 1 $ 140,000 $ 140,000 $ 130,000
Madison, Georgia 1 $ 111,000 $ 111,000 $ 0
Monroe, Georgia 1 $ 188,000 $ 188,000 $ 99,000
Oglethorpe, Georgia 1 $ 145,000 $ 145,000 $ 127,000
Putnam, Georgia 1 $ 235,000 $ 235,000 $ 88,000
Rabun, Georgia 1 $ 135,000 $ 135,000 $ 47,000
Richmond, Georgia 1 $ 135,000 $ 135,000 $ 119,000
Spalding, Georgia 1 $ 112,000 $ 112,000 $ 63,000
Stephens, Georgia 1 $ 113,000 $ 113,000 $ 69,000
Tift, Georgia 1 $ 65,000 $ 65,000 $ 0
Union, Georgia 1 $ 124,000 $ 124,000 $ 145,000
White, Georgia 1 $ 110,000 $ 110,000 $ 80,000
Boone, Illinois 1 $ 138,000 $ 138,000 $ 148,000
Grundy, Illinois 1 $ 141,000 $ 141,000 $ 203,000
Henry, Illinois 1 $ 127,000 $ 127,000 $ 80,000
Lee, Illinois 1 $ 200,000 $ 200,000 $ 0
Logan, Illinois 1 $ 81,000 $ 81,000 $ 88,000
Macon, Illinois 1 $ 132,000 $ 132,000 $ 0
Sangamon, Illinois 1 $ 120,000 $ 120,000 $ 62,000
Boone, Indiana 1 $ 190,000 $ 190,000 $ 169,000
Dearborn, Indiana 1 $ 148,000 $ 148,000 $ 68,000
Floyd, Indiana 1 $ 170,000 $ 170,000 $ 71,000
Grant, Indiana 1 $ 135,000 $ 135,000 $ 45,000
Huntington, Indiana 1 $ 112,000 $ 112,000 $ 193,000
Jasper, Indiana 1 $ 165,000 $ 165,000 $ 86,000
Noble, Indiana 1 $ 95,000 $ 95,000 $ 105,000
Shelby, Indiana 1 $ 155,000 $ 155,000 $ 0
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Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,054 $3,114,152,000 $221,000 $1,000,000 $119,000 $7,046,000
Home Purchase 9,315 $1,799,284,000 $193,000 $1,000,000 $97,000 $2,580,000
Home Improvement 1,060 $204,582,000 $193,000 $1,000,000 $110,000 $2,350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,523 $3,720,055,000 $200,000 $1,000,000 $108,000 $6,300,000
Not Provided 2,637 $635,843,000 $241,000 $1,000,000 $130,000 $3,793,000
Asian 1,555 $428,687,000 $275,000 $1,000,000 $133,000 $7,046,000
Hispanic 971 $206,644,000 $212,000 $1,000,000 $95,000 $1,004,000
Black or African American 604 $96,587,000 $159,000 $850,000 $65,000 $499,000
American Indian or Alaskan Native 99 $19,235,000 $194,000 $1,000,000 $95,000 $489,000
Native Hawaiian or Other Pacific Islander 40 $10,967,000 $274,000 $950,000 $97,000 $290,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,429 $5,118,018,000 $209,000 $1,000,000 $110,000 $7,046,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,265 $2,275,938,000 $202,000 $1,000,000 $136,000 $1,425,000
Application Denied By Financial Institution 5,084 $1,229,556,000 $241,000 $1,000,000 $61,000 $3,793,000
Preapproval Approved but not Accepted 2,784 $561,110,000 $201,000 $1,000,000 $107,000 $1,602,000
Preapproval Denied by Financial Institution 2,343 $399,548,000 $170,000 $965,000 $42,000 $1,842,000
Application Withdrawn By Applicant 1,685 $359,855,000 $213,000 $1,000,000 $144,000 $6,300,000
File Closed For Incompleteness 692 $170,170,000 $245,000 $1,000,000 $181,000 $7,046,000
Application Approved But Not Accepted 576 $121,841,000 $211,000 $950,000 $148,000 $1,139,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,472 $682,465,000 $196,000 $1,000,000 $22,000 $3,793,000
Debt-To-Income Ratio 3,256 $804,233,000 $247,000 $1,000,000 $76,000 $777,000
Collateral 438 $96,173,000 $219,000 $1,000,000 $135,000 $640,000
Other 142 $25,240,000 $177,000 $800,000 $133,000 $1,842,000
Insufficient Cash (Downpayment, Closing Cost) 53 $7,055,000 $133,000 $333,000 $72,000 $187,000
Unverifiable Information 26 $6,643,000 $255,000 $950,000 $110,000 $194,000
Credit Application Incomplete 25 $4,481,000 $179,000 $425,000 $2,000 $64,000
Mortgage Insurance Denied 11 $2,003,000 $182,000 $378,000 $108,000 $275,000
Employment History 4 $811,000 $202,000 $266,000 $85,000 $123,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings and Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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