Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2015
In 2015, Third Federal Savings and Loan of Cleveland, OH reported 24,429 mortgage applications totaling $5.1 billion, down 1% from 2014. The average application was for $209,505, and applicants reported an average income of $110,220. 46% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Cleveland-Elyria, OH (4,602), Columbus, OH (1,658) and Cincinnati, OH-KY-IN (1,364) (applications in parentheses).
| Mortgage Company & Address | Third Federal Savings and Loan 7007 Broadway Avenue Cleveland, OH 44105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 24,429 |
| Total Mortgage Loan Application Amount | $5,118,018,000 |
| Average Mortgage Loan Application Amount | $209,505 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $110,220 |
| Highest Applicant Income | $7,046,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cleveland-Elyria, OH | 4,602 | $ 738,706,000 | $ 160,518 | $ 104,000 |
| Columbus, OH | 1,658 | $ 350,239,000 | $ 211,241 | $ 122,000 |
| Cincinnati, OH-KY-IN | 1,364 | $ 261,065,000 | $ 191,396 | $ 115,566 |
| Akron, OH | 1,016 | $ 169,173,000 | $ 166,508 | $ 106,000 |
| Tampa-St. Petersburg-Clearwater, FL | 975 | $ 184,398,000 | $ 189,126 | $ 99,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 666 | $ 140,816,000 | $ 211,435 | $ 105,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 507 | $ 118,922,000 | $ 234,560 | $ 108,000 |
| Atlanta-Sandy Springs-Roswell, GA | 386 | $ 87,701,000 | $ 227,204 | $ 140,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 375 | $ 137,733,000 | $ 367,288 | $ 152,656 |
| Cape Coral-Fort Myers, FL | 355 | $ 68,322,000 | $ 192,456 | $ 111,000 |
| North Port-Sarasota-Bradenton, FL | 352 | $ 71,890,000 | $ 204,232 | $ 105,000 |
| New York-Jersey City-White Plains, NY-NJ | 339 | $ 93,528,000 | $ 275,893 | $ 151,168 |
| Chicago-Naperville-Arlington Heights, IL | 312 | $ 74,458,000 | $ 238,647 | $ 134,000 |
| Los Angeles-Long Beach-Glendale, CA | 245 | $ 93,804,000 | $ 382,873 | $ 119,000 |
| Naples-Immokalee-Marco Island, FL | 243 | $ 61,704,000 | $ 253,925 | $ 118,000 |
| Montgomery County-Bucks County-Chester County, PA | 238 | $ 57,937,000 | $ 243,432 | $ 149,000 |
| Denver-Aurora-Lakewood, CO | 224 | $ 64,257,000 | $ 286,861 | $ 129,000 |
| Newark, NJ-PA | 200 | $ 57,327,000 | $ 286,635 | $ 163,000 |
| Baltimore-Columbia-Towson, MD | 175 | $ 46,673,000 | $ 266,702 | $ 134,000 |
| Seattle-Bellevue-Everett, WA | 174 | $ 63,272,000 | $ 363,632 | $ 141,000 |
| Anaheim-Santa Ana-Irvine, CA | 168 | $ 71,778,000 | $ 427,250 | $ 134,000 |
| Oakland-Hayward-Berkeley, CA | 154 | $ 69,289,000 | $ 449,928 | $ 156,000 |
| Miami-Miami Beach-Kendall, FL | 151 | $ 36,464,000 | $ 241,483 | $ 119,000 |
| Raleigh, NC | 143 | $ 31,831,000 | $ 222,594 | $ 155,000 |
| Orlando-Kissimmee-Sanford, FL | 140 | $ 31,429,000 | $ 224,492 | $ 142,000 |
| Charlotte-Concord-Gastonia, NC-SC | 131 | $ 30,085,000 | $ 229,656 | $ 125,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 123 | $ 28,466,000 | $ 231,430 | $ 129,447 |
| Cambridge-Newton-Framingham, MA | 121 | $ 37,403,000 | $ 309,115 | $ 167,000 |
| Silver Spring-Frederick-Rockville, MD | 117 | $ 39,919,000 | $ 341,188 | $ 215,000 |
| San Diego-Carlsbad, CA | 111 | $ 40,578,000 | $ 365,567 | $ 130,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 101 | $ 47,731,000 | $ 472,584 | $ 146,000 |
| Canton-Massillon, OH | 100 | $ 15,966,000 | $ 159,660 | $ 100,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 90 | $ 20,669,000 | $ 229,655 | $ 141,000 |
| Nassau County-Suffolk County, NY | 90 | $ 29,060,000 | $ 322,888 | $ 147,000 |
| St. Louis, MO-IL | 90 | $ 19,149,000 | $ 212,766 | $ 119,211 |
| Sacramento--Roseville--Arden-Arcade, CA | 80 | $ 21,918,000 | $ 273,975 | $ 117,000 |
| Camden, NJ | 77 | $ 14,551,000 | $ 188,974 | $ 119,000 |
| Indianapolis-Carmel-Anderson, IN | 75 | $ 14,012,000 | $ 186,826 | $ 101,000 |
| Jacksonville, FL | 74 | $ 16,467,000 | $ 222,527 | $ 126,000 |
| Boston, MA | 66 | $ 16,365,000 | $ 247,954 | $ 142,000 |
| Richmond, VA | 64 | $ 16,033,000 | $ 250,515 | $ 132,000 |
| Port St. Lucie, FL | 61 | $ 13,486,000 | $ 221,081 | $ 128,000 |
| Philadelphia, PA | 60 | $ 14,212,000 | $ 236,866 | $ 131,000 |
| Hartford-West Hartford-East Hartford, CT | 56 | $ 10,890,000 | $ 194,464 | $ 125,000 |
| San Francisco-Redwood City-South San Francisco, CA | 54 | $ 26,041,000 | $ 482,240 | $ 162,000 |
| Punta Gorda, FL | 52 | $ 8,386,000 | $ 161,269 | $ 88,000 |
| Dayton, OH | 49 | $ 7,528,000 | $ 153,632 | $ 126,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 46 | $ 9,267,000 | $ 201,456 | $ 114,217 |
| Lake County-Kenosha County, IL-WI | 45 | $ 17,038,000 | $ 378,622 | $ 199,000 |
| Pittsburgh, PA | 45 | $ 8,782,000 | $ 195,155 | $ 155,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 45 | $ 11,014,000 | $ 244,755 | $ 121,000 |
| Bridgeport-Stamford-Norwalk, CT | 43 | $ 16,777,000 | $ 390,162 | $ 150,000 |
| Riverside-San Bernardino-Ontario, CA | 43 | $ 9,207,000 | $ 214,116 | $ 122,000 |
| Trenton, NJ | 40 | $ 12,121,000 | $ 303,025 | $ 206,000 |
| Tacoma-Lakewood, WA | 39 | $ 8,407,000 | $ 215,564 | $ 119,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 38 | $ 12,788,000 | $ 336,526 | $ 142,000 |
| Durham-Chapel Hill, NC | 37 | $ 8,331,000 | $ 225,162 | $ 188,000 |
| Lakeland-Winter Haven, FL | 37 | $ 5,505,000 | $ 148,783 | $ 81,000 |
| Louisville/Jefferson County, KY-IN | 37 | $ 7,329,000 | $ 198,081 | $ 130,405 |
| Boulder, CO | 36 | $ 11,186,000 | $ 310,722 | $ 130,000 |
| Colorado Springs, CO | 36 | $ 8,036,000 | $ 223,222 | $ 113,000 |
| Fort Collins, CO | 36 | $ 7,801,000 | $ 216,694 | $ 130,000 |
| Memphis, TN-MS-AR | 35 | $ 7,914,000 | $ 226,114 | $ 179,000 |
| Palm Bay-Melbourne-Titusville, FL | 34 | $ 6,489,000 | $ 190,852 | $ 102,000 |
| Toledo, OH | 34 | $ 6,667,000 | $ 196,088 | $ 180,000 |
| New Haven-Milford, CT | 32 | $ 7,064,000 | $ 220,750 | $ 152,000 |
| Rockingham County-Strafford County, NH | 32 | $ 6,988,000 | $ 218,375 | $ 139,000 |
| Youngstown-Warren-Boardman, OH-PA | 31 | $ 4,297,000 | $ 138,612 | $ 91,322 |
| Elgin, IL | 29 | $ 6,856,000 | $ 236,413 | $ 161,000 |
| Knoxville, TN | 29 | $ 5,239,000 | $ 180,655 | $ 149,000 |
| Kansas City, MO-KS | 28 | $ 5,279,000 | $ 188,535 | $ 116,000 |
| Worcester, MA-CT | 27 | $ 6,034,000 | $ 223,481 | $ 127,851 |
| Gary, IN | 26 | $ 4,405,000 | $ 169,423 | $ 115,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 24 | $ 5,113,000 | $ 213,041 | $ 120,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 23 | $ 4,597,000 | $ 199,869 | $ 135,000 |
| Harrisburg-Carlisle, PA | 22 | $ 4,297,000 | $ 195,318 | $ 145,000 |
| Lancaster, PA | 22 | $ 3,930,000 | $ 178,636 | $ 98,000 |
| Winston-Salem, NC | 22 | $ 4,158,000 | $ 189,000 | $ 103,000 |
| Greensboro-High Point, NC | 21 | $ 3,466,000 | $ 165,047 | $ 154,000 |
| The Villages, FL | 21 | $ 3,718,000 | $ 177,047 | $ 107,000 |
| Wilmington, NC | 20 | $ 5,326,000 | $ 266,300 | $ 126,000 |
| Manchester-Nashua, NH | 19 | $ 3,397,000 | $ 178,789 | $ 147,000 |
| Springfield, MA | 18 | $ 3,670,000 | $ 203,888 | $ 144,000 |
| Asheville, NC | 17 | $ 3,333,000 | $ 196,058 | $ 104,000 |
| Dutchess County-Putnam County, NY | 17 | $ 4,337,000 | $ 255,117 | $ 170,000 |
| Providence-Warwick, RI-MA | 17 | $ 3,164,000 | $ 186,117 | $ 81,000 |
| Reading, PA | 17 | $ 2,300,000 | $ 135,294 | $ 128,000 |
| York-Hanover, PA | 17 | $ 2,459,000 | $ 144,647 | $ 98,000 |
| Chattanooga, TN-GA | 16 | $ 2,514,000 | $ 157,125 | $ 126,125 |
| Spokane-Spokane Valley, WA | 16 | $ 2,623,000 | $ 163,937 | $ 102,000 |
| Fayetteville, NC | 14 | $ 2,165,000 | $ 154,642 | $ 108,000 |
| Fort Wayne, IN | 14 | $ 2,252,000 | $ 160,857 | $ 96,000 |
| Fresno, CA | 14 | $ 3,465,000 | $ 247,500 | $ 131,000 |
| Rochester, NY | 14 | $ 1,883,000 | $ 134,500 | $ 97,000 |
| Savannah, GA | 14 | $ 3,456,000 | $ 246,857 | $ 158,000 |
| Sebastian-Vero Beach, FL | 14 | $ 3,763,000 | $ 268,785 | $ 144,000 |
| Tallahassee, FL | 14 | $ 2,972,000 | $ 212,285 | $ 121,000 |
| Bremerton-Silverdale, WA | 13 | $ 3,100,000 | $ 238,461 | $ 99,000 |
| Ocala, FL | 13 | $ 2,192,000 | $ 168,615 | $ 99,000 |
| Olympia-Tumwater, WA | 13 | $ 2,135,000 | $ 164,230 | $ 111,000 |
| South Bend-Mishawaka, IN-MI | 13 | $ 2,042,000 | $ 157,076 | $ 101,000 |
| Atlantic City-Hammonton, NJ | 12 | $ 2,415,000 | $ 201,250 | $ 98,000 |
| Erie, PA | 11 | $ 1,628,000 | $ 148,000 | $ 153,000 |
| Gainesville, GA | 11 | $ 2,030,000 | $ 184,545 | $ 133,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 1,968,000 | $ 178,909 | $ 100,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 2,156,000 | $ 196,000 | $ 90,000 |
| Santa Rosa, CA | 11 | $ 3,522,000 | $ 320,181 | $ 113,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 11 | $ 1,644,000 | $ 149,454 | $ 111,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,609,000 | $ 160,900 | $ 108,000 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 1,806,000 | $ 180,600 | $ 116,000 |
| Modesto, CA | 10 | $ 1,485,000 | $ 148,500 | $ 137,000 |
| San Rafael, CA | 10 | $ 5,231,000 | $ 523,100 | $ 114,000 |
| Santa Maria-Santa Barbara, CA | 10 | $ 4,941,000 | $ 494,100 | $ 85,000 |
| Athens-Clarke County, GA | 9 | $ 2,377,000 | $ 264,111 | $ 167,000 |
| Salem, OR | 9 | $ 1,906,000 | $ 211,777 | $ 114,000 |
| Salisbury, MD-DE | 9 | $ 2,066,000 | $ 229,555 | $ 108,000 |
| Albany-Schenectady-Troy, NY | 8 | $ 1,562,000 | $ 195,250 | $ 196,000 |
| Bend-Redmond, OR | 8 | $ 2,200,000 | $ 275,000 | $ 81,000 |
| Bloomington, IL | 8 | $ 1,396,000 | $ 174,500 | $ 121,000 |
| East Stroudsburg, PA | 8 | $ 1,007,000 | $ 125,875 | $ 103,000 |
| Eugene, OR | 8 | $ 1,490,000 | $ 186,250 | $ 100,000 |
| Greeley, CO | 8 | $ 2,010,000 | $ 251,250 | $ 120,000 |
| Homosassa Springs, FL | 8 | $ 1,011,000 | $ 126,375 | $ 65,000 |
| Kennewick-Richland, WA | 8 | $ 1,484,000 | $ 185,500 | $ 205,000 |
| Madera, CA | 8 | $ 1,508,000 | $ 188,500 | $ 92,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,974,000 | $ 246,750 | $ 109,000 |
| Salinas, CA | 8 | $ 2,362,000 | $ 295,250 | $ 130,000 |
| Stockton-Lodi, CA | 8 | $ 1,848,000 | $ 231,000 | $ 97,000 |
| Barnstable Town, MA | 7 | $ 1,416,000 | $ 202,285 | $ 120,000 |
| Gainesville, FL | 7 | $ 858,000 | $ 122,571 | $ 65,000 |
| Napa, CA | 7 | $ 1,984,000 | $ 283,428 | $ 159,000 |
| Ocean City, NJ | 7 | $ 1,191,000 | $ 170,142 | $ 144,000 |
| Bellingham, WA | 6 | $ 1,152,000 | $ 192,000 | $ 84,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,126,000 | $ 187,666 | $ 159,000 |
| Mansfield, OH | 6 | $ 662,000 | $ 110,333 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,220,000 | $ 203,333 | $ 68,000 |
| New Bern, NC | 6 | $ 803,000 | $ 133,833 | $ 72,000 |
| Panama City, FL | 6 | $ 919,000 | $ 153,166 | $ 77,000 |
| Rockford, IL | 6 | $ 857,000 | $ 142,833 | $ 130,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 2,715,000 | $ 452,500 | $ 153,000 |
| Chico, CA | 5 | $ 932,000 | $ 186,400 | $ 149,000 |
| Columbus, GA-AL | 5 | $ 1,099,000 | $ 219,800 | $ 182,000 |
| Corvallis, OR | 5 | $ 1,100,000 | $ 220,000 | $ 203,000 |
| Lexington-Fayette, KY | 5 | $ 793,000 | $ 158,600 | $ 180,000 |
| Medford, OR | 5 | $ 1,270,000 | $ 254,000 | $ 165,000 |
| Michigan City-La Porte, IN | 5 | $ 589,000 | $ 117,800 | $ 101,000 |
| Roanoke, VA | 5 | $ 1,022,000 | $ 204,400 | $ 125,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 1,458,000 | $ 291,600 | $ 95,000 |
| Springfield, MO | 5 | $ 597,000 | $ 119,400 | $ 93,000 |
| Springfield, OH | 5 | $ 683,000 | $ 136,600 | $ 140,000 |
| Vineland-Bridgeton, NJ | 5 | $ 717,000 | $ 143,400 | $ 71,000 |
| Wilmington, DE-MD-NJ | 5 | $ 806,000 | $ 161,200 | $ 89,600 |
| Winchester, VA-WV | 5 | $ 753,000 | $ 150,600 | $ 79,000 |
| Albany, OR | 4 | $ 471,000 | $ 117,750 | $ 79,000 |
| Brunswick, GA | 4 | $ 522,000 | $ 130,500 | $ 107,000 |
| Burlington, NC | 4 | $ 663,000 | $ 165,750 | $ 50,000 |
| California-Lexington Park, MD | 4 | $ 649,000 | $ 162,250 | $ 140,000 |
| Greenville, NC | 4 | $ 848,000 | $ 212,000 | $ 87,000 |
| Johnson City, TN | 4 | $ 533,000 | $ 133,250 | $ 37,000 |
| Macon, GA | 4 | $ 720,000 | $ 180,000 | $ 88,000 |
| Norwich-New London, CT | 4 | $ 720,000 | $ 180,000 | $ 94,000 |
| Peoria, IL | 4 | $ 538,000 | $ 134,500 | $ 144,000 |
| Pittsfield, MA | 4 | $ 868,000 | $ 217,000 | $ 111,000 |
| Redding, CA | 4 | $ 831,000 | $ 207,750 | $ 120,000 |
| Bakersfield, CA | 3 | $ 610,000 | $ 203,333 | $ 91,000 |
| Charlottesville, VA | 3 | $ 1,055,000 | $ 351,666 | $ 204,000 |
| Clarksville, TN-KY | 3 | $ 316,000 | $ 105,333 | $ 82,000 |
| Evansville, IN-KY | 3 | $ 412,000 | $ 137,333 | $ 55,000 |
| Grants Pass, OR | 3 | $ 839,000 | $ 279,666 | $ 108,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 470,000 | $ 156,666 | $ 167,000 |
| Lafayette-West Lafayette, IN | 3 | $ 503,000 | $ 167,666 | $ 164,000 |
| Morristown, TN | 3 | $ 523,000 | $ 174,333 | $ 85,000 |
| Muncie, IN | 3 | $ 450,000 | $ 150,000 | $ 163,000 |
| Rocky Mount, NC | 3 | $ 532,000 | $ 177,333 | $ 118,000 |
| State College, PA | 3 | $ 635,000 | $ 211,666 | $ 139,000 |
| Warner Robins, GA | 3 | $ 595,000 | $ 198,333 | $ 247,000 |
| Wenatchee, WA | 3 | $ 644,000 | $ 214,666 | $ 181,000 |
| Yakima, WA | 3 | $ 568,000 | $ 189,333 | $ 69,000 |
| Binghamton, NY | 2 | $ 450,000 | $ 225,000 | $ 232,000 |
| Carbondale-Marion, IL | 2 | $ 369,000 | $ 184,500 | $ 196,000 |
| Champaign-Urbana, IL | 2 | $ 348,000 | $ 174,000 | $ 169,000 |
| Columbia, MO | 2 | $ 328,000 | $ 164,000 | $ 60,000 |
| Columbus, IN | 2 | $ 429,000 | $ 214,500 | $ 43,000 |
| Dalton, GA | 2 | $ 343,000 | $ 171,500 | $ 342,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 183,000 | $ 91,500 | $ 132,000 |
| Glens Falls, NY | 2 | $ 346,000 | $ 173,000 | $ 80,000 |
| Harrisonburg, VA | 2 | $ 495,000 | $ 247,500 | $ 346,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 310,000 | $ 155,000 | $ 36,000 |
| Jacksonville, NC | 2 | $ 276,000 | $ 138,000 | $ 33,000 |
| Kingston, NY | 2 | $ 330,000 | $ 165,000 | $ 138,000 |
| Sebring, FL | 2 | $ 187,000 | $ 93,500 | $ 51,000 |
| Terre Haute, IN | 2 | $ 483,000 | $ 241,500 | $ 274,000 |
| Utica-Rome, NY | 2 | $ 135,000 | $ 67,500 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 231,000 | $ 115,500 | $ 91,000 |
| Albany, GA | 1 | $ 216,000 | $ 216,000 | $ 262,000 |
| Altoona, PA | 1 | $ 127,000 | $ 127,000 | $ 150,000 |
| Cape Girardeau, MO-IL | 1 | $ 254,000 | $ 254,000 | $ 170,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 127,000 | $ 127,000 | $ 80,000 |
| Decatur, IL | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Gettysburg, PA | 1 | $ 150,000 | $ 150,000 | $ 281,000 |
| Goldsboro, NC | 1 | $ 110,000 | $ 110,000 | $ 122,000 |
| Grand Junction, CO | 1 | $ 420,000 | $ 420,000 | $ 113,000 |
| Ithaca, NY | 1 | $ 200,000 | $ 200,000 | $ 166,000 |
| Lebanon, PA | 1 | $ 193,000 | $ 193,000 | $ 168,000 |
| Lima, OH | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Longview, WA | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Pueblo, CO | 1 | $ 144,000 | $ 144,000 | $ 98,000 |
| Springfield, IL | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| St. Joseph, MO-KS | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Syracuse, NY | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Valdosta, GA | 1 | $ 140,000 | $ 140,000 | $ 130,000 |
| Vallejo-Fairfield, CA | 1 | $ 595,000 | $ 595,000 | $ 184,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 300,000 | $ 300,000 | $ 70,000 |
| Wheeling, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 133,000 |
| Williamsport, PA | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Yuba City, CA | 1 | $ 179,000 | $ 179,000 | $ 191,000 |
Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,054 | $3,114,152,000 | $221,000 | $1,000,000 | $119,000 | $7,046,000 |
| Home Purchase | 9,315 | $1,799,284,000 | $193,000 | $1,000,000 | $97,000 | $2,580,000 |
| Home Improvement | 1,060 | $204,582,000 | $193,000 | $1,000,000 | $110,000 | $2,350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,523 | $3,720,055,000 | $200,000 | $1,000,000 | $108,000 | $6,300,000 |
| Not Provided | 2,637 | $635,843,000 | $241,000 | $1,000,000 | $130,000 | $3,793,000 |
| Asian | 1,555 | $428,687,000 | $275,000 | $1,000,000 | $133,000 | $7,046,000 |
| Hispanic | 971 | $206,644,000 | $212,000 | $1,000,000 | $95,000 | $1,004,000 |
| Black or African American | 604 | $96,587,000 | $159,000 | $850,000 | $65,000 | $499,000 |
| American Indian or Alaskan Native | 99 | $19,235,000 | $194,000 | $1,000,000 | $95,000 | $489,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $10,967,000 | $274,000 | $950,000 | $97,000 | $290,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,429 | $5,118,018,000 | $209,000 | $1,000,000 | $110,000 | $7,046,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,265 | $2,275,938,000 | $202,000 | $1,000,000 | $136,000 | $1,425,000 |
| Application Denied By Financial Institution | 5,084 | $1,229,556,000 | $241,000 | $1,000,000 | $61,000 | $3,793,000 |
| Preapproval Approved but not Accepted | 2,784 | $561,110,000 | $201,000 | $1,000,000 | $107,000 | $1,602,000 |
| Preapproval Denied by Financial Institution | 2,343 | $399,548,000 | $170,000 | $965,000 | $42,000 | $1,842,000 |
| Application Withdrawn By Applicant | 1,685 | $359,855,000 | $213,000 | $1,000,000 | $144,000 | $6,300,000 |
| File Closed For Incompleteness | 692 | $170,170,000 | $245,000 | $1,000,000 | $181,000 | $7,046,000 |
| Application Approved But Not Accepted | 576 | $121,841,000 | $211,000 | $950,000 | $148,000 | $1,139,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,472 | $682,465,000 | $196,000 | $1,000,000 | $22,000 | $3,793,000 |
| Debt-To-Income Ratio | 3,256 | $804,233,000 | $247,000 | $1,000,000 | $76,000 | $777,000 |
| Collateral | 438 | $96,173,000 | $219,000 | $1,000,000 | $135,000 | $640,000 |
| Other | 142 | $25,240,000 | $177,000 | $800,000 | $133,000 | $1,842,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 53 | $7,055,000 | $133,000 | $333,000 | $72,000 | $187,000 |
| Unverifiable Information | 26 | $6,643,000 | $255,000 | $950,000 | $110,000 | $194,000 |
| Credit Application Incomplete | 25 | $4,481,000 | $179,000 | $425,000 | $2,000 | $64,000 |
| Mortgage Insurance Denied | 11 | $2,003,000 | $182,000 | $378,000 | $108,000 | $275,000 |
| Employment History | 4 | $811,000 | $202,000 | $266,000 | $85,000 | $123,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Third Federal Savings and Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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