Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2016

In 2016, Third Federal Savings and Loan of Cleveland, OH reported 27,058 mortgage applications totaling $5.6 billion, up 11% from 2015. The average application was for $207,864, and applicants reported an average income of $114,416. 52% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Cleveland-Elyria, OH (5,910), Columbus, OH (2,062) and Cincinnati, OH-KY-IN (1,718) (applications in parentheses).

Mortgage Company & Address Third Federal Savings and Loan
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 27,058
Total Mortgage Loan Application Amount $5,624,385,000
Average Mortgage Loan Application Amount $207,864
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $114,416
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Third Federal Savings and Loan by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 3,441 $ 525,901,000 $ 152,833 $ 105,000
Franklin, Ohio 1,189 $ 232,661,000 $ 195,677 $ 120,000
Summit, Ohio 973 $ 156,286,000 $ 160,622 $ 110,000
Lorain, Ohio 786 $ 133,204,000 $ 169,470 $ 108,000
Medina, Ohio 769 $ 132,492,000 $ 172,291 $ 98,000
Hamilton, Ohio 687 $ 132,003,000 $ 192,144 $ 121,000
Palm Beach, Florida 677 $ 142,306,000 $ 210,200 $ 106,000
Lake, Ohio 650 $ 104,663,000 $ 161,020 $ 98,000
Broward, Florida 553 $ 118,882,000 $ 214,976 $ 112,000
Pinellas, Florida 533 $ 98,951,000 $ 185,649 $ 104,000
Delaware, Ohio 503 $ 128,647,000 $ 255,759 $ 143,000
Lee, Florida 413 $ 82,957,000 $ 200,864 $ 120,000
Hillsborough, Florida 310 $ 62,163,000 $ 200,525 $ 114,000
Butler, Ohio 304 $ 56,181,000 $ 184,805 $ 109,000
Warren, Ohio 286 $ 58,933,000 $ 206,059 $ 126,000
Geauga, Ohio 264 $ 56,564,000 $ 214,257 $ 128,000
Los Angeles, California 244 $ 84,605,000 $ 346,741 $ 175,000
Sarasota, Florida 243 $ 48,991,000 $ 201,609 $ 105,000
Collier, Florida 215 $ 56,699,000 $ 263,716 $ 145,000
Portage, Ohio 208 $ 36,437,000 $ 175,177 $ 99,000
Pasco, Florida 191 $ 27,830,000 $ 145,706 $ 82,000
Clermont, Ohio 189 $ 36,632,000 $ 193,820 $ 116,000
Manatee, Florida 180 $ 36,877,000 $ 204,872 $ 98,000
Wake, North Carolina 173 $ 41,191,000 $ 238,098 $ 141,000
Cook, Illinois 164 $ 42,744,000 $ 260,634 $ 136,000
King, Washington 142 $ 51,899,000 $ 365,485 $ 163,000
Stark, Ohio 138 $ 22,380,000 $ 162,173 $ 100,000
Fairfax, Virginia 133 $ 48,753,000 $ 366,563 $ 156,000
Miami-Dade, Florida 126 $ 30,300,000 $ 240,476 $ 120,000
Orange, California 124 $ 50,826,000 $ 409,887 $ 159,000
San Diego, California 109 $ 39,700,000 $ 364,220 $ 147,000
Bucks, Pennsylvania 108 $ 26,910,000 $ 249,166 $ 165,000
Licking, Ohio 107 $ 20,575,000 $ 192,289 $ 115,000
Middlesex, Massachusetts 104 $ 37,620,000 $ 361,730 $ 203,000
Fairfield, Ohio 101 $ 17,910,000 $ 177,326 $ 109,000
Union, Ohio 101 $ 28,106,000 $ 278,277 $ 149,000
Middlesex, New Jersey 97 $ 23,959,000 $ 247,000 $ 153,000
Santa Clara, California 96 $ 49,112,000 $ 511,583 $ 175,000
Montgomery, Pennsylvania 95 $ 21,394,000 $ 225,200 $ 152,000
Kenton, Kentucky 86 $ 17,240,000 $ 200,465 $ 107,000
Boone, Kentucky 85 $ 17,341,000 $ 204,011 $ 119,000
Mecklenburg, North Carolina 83 $ 23,935,000 $ 288,373 $ 160,000
Chester, Pennsylvania 82 $ 19,797,000 $ 241,426 $ 161,000
Loudoun, Virginia 81 $ 34,007,000 $ 419,839 $ 164,000
Bergen, New Jersey 78 $ 26,493,000 $ 339,653 $ 190,000
Montgomery, Maryland 76 $ 23,395,000 $ 307,828 $ 154,000
DuPage, Illinois 75 $ 18,244,000 $ 243,253 $ 146,000
Monmouth, New Jersey 75 $ 21,004,000 $ 280,053 $ 178,000
Alameda, California 71 $ 30,949,000 $ 435,901 $ 172,000
Fulton, Georgia 71 $ 21,913,000 $ 308,633 $ 180,000
Campbell, Kentucky 69 $ 11,629,000 $ 168,536 $ 97,000
Orange, Florida 68 $ 15,352,000 $ 225,764 $ 120,000
Burlington, New Jersey 62 $ 12,742,000 $ 205,516 $ 129,000
Contra Costa, California 61 $ 25,810,000 $ 423,114 $ 169,000
Gwinnett, Georgia 58 $ 11,268,000 $ 194,275 $ 122,000
Morris, New Jersey 58 $ 18,949,000 $ 326,706 $ 192,000
Sacramento, California 57 $ 12,423,000 $ 217,947 $ 108,000
Jefferson, Colorado 54 $ 13,769,000 $ 254,981 $ 137,000
Martin, Florida 54 $ 11,942,000 $ 221,148 $ 113,000
Fairfield, Connecticut 53 $ 21,153,000 $ 399,113 $ 186,000
Hernando, Florida 53 $ 7,625,000 $ 143,867 $ 81,000
Douglas, Colorado 50 $ 17,527,000 $ 350,540 $ 268,000
Cobb, Georgia 50 $ 11,298,000 $ 225,960 $ 142,000
Lake, Illinois 47 $ 13,644,000 $ 290,297 $ 191,000
Hartford, Connecticut 46 $ 8,718,000 $ 189,521 $ 183,000
Charlotte, Florida 46 $ 7,261,000 $ 157,847 $ 85,000
Washington, Oregon 46 $ 11,436,000 $ 248,608 $ 110,000
Mercer, New Jersey 44 $ 11,267,000 $ 256,068 $ 184,000
Seminole, Florida 43 $ 8,965,000 $ 208,488 $ 114,000
St. Louis, Missouri 42 $ 9,490,000 $ 225,952 $ 168,000
Somerset, New Jersey 41 $ 12,921,000 $ 315,146 $ 208,000
Philadelphia, Pennsylvania 41 $ 8,293,000 $ 202,268 $ 122,000
Brevard, Florida 40 $ 8,475,000 $ 211,875 $ 122,000
Baltimore, Maryland 40 $ 11,597,000 $ 289,925 $ 177,000
Norfolk, Massachusetts 39 $ 11,621,000 $ 297,974 $ 173,000
Boulder, Colorado 37 $ 10,296,000 $ 278,270 $ 142,000
Montgomery, Ohio 37 $ 5,937,000 $ 160,459 $ 126,000
Multnomah, Oregon 37 $ 10,130,000 $ 273,783 $ 143,000
Snohomish, Washington 37 $ 10,420,000 $ 281,621 $ 113,000
Forsyth, Georgia 36 $ 9,175,000 $ 254,861 $ 136,000
Ocean, New Jersey 36 $ 8,338,000 $ 231,611 $ 116,000
Ventura, California 34 $ 11,863,000 $ 348,911 $ 130,000
Shelby, Tennessee 34 $ 7,285,000 $ 214,264 $ 160,000
Kane, Illinois 33 $ 6,830,000 $ 206,969 $ 153,000
Essex, New Jersey 33 $ 10,261,000 $ 310,939 $ 219,000
Howard, Maryland 32 $ 11,893,000 $ 371,656 $ 205,000
Nassau, New York 32 $ 9,977,000 $ 311,781 $ 179,000
Henrico, Virginia 32 $ 7,712,000 $ 241,000 $ 143,000
Polk, Florida 31 $ 4,983,000 $ 160,741 $ 93,000
Will, Illinois 31 $ 6,452,000 $ 208,129 $ 134,000
Delaware, Pennsylvania 31 $ 6,934,000 $ 223,677 $ 182,000
DeKalb, Georgia 29 $ 7,326,000 $ 252,620 $ 125,000
Anne Arundel, Maryland 29 $ 9,701,000 $ 334,517 $ 141,000
St. Charles, Missouri 29 $ 5,899,000 $ 203,413 $ 146,000
Camden, New Jersey 29 $ 4,357,000 $ 150,241 $ 115,000
Erie, Ohio 29 $ 5,038,000 $ 173,724 $ 126,000
Jefferson, Kentucky 28 $ 4,799,000 $ 171,392 $ 123,000
Prince George's, Maryland 28 $ 5,513,000 $ 196,892 $ 126,000
Wayne, Ohio 28 $ 3,855,000 $ 137,678 $ 70,000
Allegheny, Pennsylvania 28 $ 5,799,000 $ 207,107 $ 142,000
York, Pennsylvania 28 $ 4,819,000 $ 172,107 $ 116,000
Prince William, Virginia 28 $ 7,811,000 $ 278,964 $ 129,000
San Mateo, California 27 $ 11,471,000 $ 424,851 $ 162,000
Denver, Colorado 27 $ 8,958,000 $ 331,777 $ 153,000
El Paso, Colorado 27 $ 6,049,000 $ 224,037 $ 119,000
Worcester, Massachusetts 27 $ 7,160,000 $ 265,185 $ 158,000
Suffolk, New York 27 $ 7,670,000 $ 284,074 $ 118,000
Duval, Florida 26 $ 5,401,000 $ 207,730 $ 116,000
Pierce, Washington 26 $ 7,824,000 $ 300,923 $ 142,000
Arapahoe, Colorado 25 $ 6,568,000 $ 262,720 $ 131,000
St. Lucie, Florida 25 $ 4,380,000 $ 175,200 $ 122,000
Harford, Maryland 25 $ 5,442,000 $ 217,680 $ 167,000
Madison, Ohio 25 $ 4,721,000 $ 188,840 $ 97,000
Volusia, Florida 24 $ 3,748,000 $ 156,166 $ 168,000
Guilford, North Carolina 24 $ 4,966,000 $ 206,916 $ 166,000
Davidson, Tennessee 24 $ 5,436,000 $ 226,500 $ 181,000
St. Johns, Florida 23 $ 6,720,000 $ 292,173 $ 162,000
Westchester, New York 23 $ 8,018,000 $ 348,608 $ 185,000
Northampton, Pennsylvania 23 $ 4,842,000 $ 210,521 $ 147,000
Williamson, Tennessee 23 $ 6,137,000 $ 266,826 $ 157,000
Placer, California 22 $ 5,723,000 $ 260,136 $ 109,000
Hudson, New Jersey 22 $ 6,608,000 $ 300,363 $ 201,000
Hunterdon, New Jersey 22 $ 5,395,000 $ 245,227 $ 144,000
Union, New Jersey 22 $ 7,183,000 $ 326,500 $ 169,000
Arlington, Virginia 22 $ 10,416,000 $ 473,454 $ 234,000
Larimer, Colorado 21 $ 5,578,000 $ 265,619 $ 128,000
Cherokee, Georgia 21 $ 5,140,000 $ 244,761 $ 105,000
Essex, Massachusetts 21 $ 5,627,000 $ 267,952 $ 129,000
Hillsborough, New Hampshire 21 $ 4,241,000 $ 201,952 $ 117,000
Passaic, New Jersey 21 $ 5,033,000 $ 239,666 $ 141,000
Berks, Pennsylvania 21 $ 3,552,000 $ 169,142 $ 135,000
Lancaster, Pennsylvania 21 $ 4,153,000 $ 197,761 $ 131,000
Gloucester, New Jersey 20 $ 5,191,000 $ 259,550 $ 161,000
Sussex, New Jersey 20 $ 3,044,000 $ 152,200 $ 114,000
Forsyth, North Carolina 20 $ 3,597,000 $ 179,850 $ 107,000
Union, North Carolina 20 $ 5,977,000 $ 298,850 $ 191,000
Ashtabula, Ohio 20 $ 3,281,000 $ 164,050 $ 102,000
Pickaway, Ohio 20 $ 3,595,000 $ 179,750 $ 98,000
Plymouth, Massachusetts 19 $ 4,657,000 $ 245,105 $ 106,000
Butler, Pennsylvania 19 $ 4,728,000 $ 248,842 $ 151,000
Clark, Washington 19 $ 4,586,000 $ 241,368 $ 123,000
Spokane, Washington 19 $ 2,847,000 $ 149,842 $ 102,000
San Francisco, California 18 $ 9,392,000 $ 521,777 $ 229,000
District of Columbia, District Of Columbia 18 $ 7,233,000 $ 401,833 $ 167,000
Lake, Florida 18 $ 3,006,000 $ 167,000 $ 86,000
Sumter, Florida 18 $ 3,691,000 $ 205,055 $ 165,000
Jackson, Missouri 18 $ 2,943,000 $ 163,500 $ 118,000
Lane, Oregon 18 $ 4,344,000 $ 241,333 $ 154,000
Lehigh, Pennsylvania 18 $ 3,198,000 $ 177,666 $ 122,000
New Haven, Connecticut 17 $ 3,935,000 $ 231,470 $ 179,000
Clackamas, Oregon 17 $ 4,278,000 $ 251,647 $ 145,000
Frederick, Maryland 16 $ 4,483,000 $ 280,187 $ 186,000
Atlantic, New Jersey 16 $ 2,730,000 $ 170,625 $ 143,000
Erie, New York 16 $ 2,703,000 $ 168,937 $ 149,000
Lucas, Ohio 16 $ 3,584,000 $ 224,000 $ 192,000
Chesterfield, Virginia 16 $ 4,107,000 $ 256,687 $ 141,000
Rockland, New York 15 $ 3,649,000 $ 243,266 $ 169,000
Ottawa, Ohio 15 $ 2,458,000 $ 163,866 $ 161,000
Wood, Ohio 15 $ 2,220,000 $ 148,000 $ 121,000
Hamilton, Indiana 14 $ 2,491,000 $ 177,928 $ 117,000
Marion, Indiana 14 $ 2,670,000 $ 190,714 $ 159,000
Carroll, Maryland 14 $ 3,203,000 $ 228,785 $ 115,000
Rockingham, New Hampshire 14 $ 3,503,000 $ 250,214 $ 157,000
Monroe, New York 14 $ 2,523,000 $ 180,214 $ 190,000
Iredell, North Carolina 14 $ 3,673,000 $ 262,357 $ 169,000
Kitsap, Washington 14 $ 3,231,000 $ 230,785 $ 134,000
Riverside, California 13 $ 2,459,000 $ 189,153 $ 106,000
San Bernardino, California 13 $ 2,806,000 $ 215,846 $ 99,000
Santa Cruz, California 13 $ 5,462,000 $ 420,153 $ 163,000
Hampden, Massachusetts 13 $ 2,502,000 $ 192,461 $ 116,000
Suffolk, Massachusetts 13 $ 4,268,000 $ 328,307 $ 177,000
Cabarrus, North Carolina 13 $ 2,616,000 $ 201,230 $ 133,000
Ashland, Ohio 13 $ 2,077,000 $ 159,769 $ 124,000
Trumbull, Ohio 13 $ 1,736,000 $ 133,538 $ 111,000
Dauphin, Pennsylvania 13 $ 2,277,000 $ 175,153 $ 136,000
Knox, Tennessee 13 $ 2,072,000 $ 159,384 $ 105,000
Middlesex, Connecticut 12 $ 2,651,000 $ 220,916 $ 177,000
Bristol, Massachusetts 12 $ 2,025,000 $ 168,750 $ 126,000
Brunswick, North Carolina 12 $ 2,254,000 $ 187,833 $ 115,000
Durham, North Carolina 12 $ 2,343,000 $ 195,250 $ 96,000
Mahoning, Ohio 12 $ 1,743,000 $ 145,250 $ 113,000
Westmoreland, Pennsylvania 12 $ 2,049,000 $ 170,750 $ 111,000
Hamilton, Tennessee 12 $ 1,730,000 $ 144,166 $ 102,000
El Dorado, California 11 $ 3,463,000 $ 314,818 $ 117,000
San Luis Obispo, California 11 $ 3,355,000 $ 305,000 $ 116,000
Santa Barbara, California 11 $ 4,827,000 $ 438,818 $ 194,000
Osceola, Florida 11 $ 2,156,000 $ 196,000 $ 133,000
McHenry, Illinois 11 $ 1,773,000 $ 161,181 $ 116,000
Warren, New Jersey 11 $ 1,638,000 $ 148,909 $ 148,000
Clark, Ohio 11 $ 1,339,000 $ 121,727 $ 90,000
Marion, Oregon 11 $ 1,601,000 $ 145,545 $ 101,000
Alexandria, Virginia 11 $ 3,961,000 $ 360,090 $ 129,000
Fresno, California 10 $ 1,743,000 $ 174,300 $ 91,000
Leon, Florida 10 $ 2,027,000 $ 202,700 $ 127,000
Strafford, New Hampshire 10 $ 2,019,000 $ 201,900 $ 143,000
Buncombe, North Carolina 10 $ 1,751,000 $ 175,100 $ 83,000
New Hanover, North Carolina 10 $ 1,872,000 $ 187,200 $ 98,000
Benton, Oregon 10 $ 1,876,000 $ 187,600 $ 164,000
Hanover, Virginia 10 $ 1,868,000 $ 186,800 $ 113,000
Virginia Beach, Virginia 10 $ 2,746,000 $ 274,600 $ 103,000
Sonoma, California 9 $ 3,201,000 $ 355,666 $ 140,000
Yolo, California 9 $ 2,308,000 $ 256,444 $ 151,000
Alachua, Florida 9 $ 1,192,000 $ 132,444 $ 131,000
Indian River, Florida 9 $ 2,161,000 $ 240,111 $ 157,000
Marion, Florida 9 $ 941,000 $ 104,555 $ 61,000
St. Clair, Illinois 9 $ 1,796,000 $ 199,555 $ 132,000
Allen, Indiana 9 $ 1,815,000 $ 201,666 $ 136,000
Lake, Indiana 9 $ 1,368,000 $ 152,000 $ 108,000
Dutchess, New York 9 $ 2,655,000 $ 295,000 $ 142,000
Putnam, New York 9 $ 2,746,000 $ 305,111 $ 184,000
Richmond, New York 9 $ 2,786,000 $ 309,555 $ 127,000
Knox, Ohio 9 $ 1,571,000 $ 174,555 $ 103,000
Morrow, Ohio 9 $ 1,184,000 $ 131,555 $ 69,000
Luzerne, Pennsylvania 9 $ 1,837,000 $ 204,111 $ 106,000
Monroe, Pennsylvania 9 $ 1,466,000 $ 162,888 $ 135,000
Wilson, Tennessee 9 $ 1,890,000 $ 210,000 $ 185,000
Benton, Washington 9 $ 1,987,000 $ 220,777 $ 182,000
Marin, California 8 $ 4,230,000 $ 528,750 $ 251,000
New London, Connecticut 8 $ 1,993,000 $ 249,125 $ 118,000
Coweta, Georgia 8 $ 1,434,000 $ 179,250 $ 105,000
Belknap, New Hampshire 8 $ 1,458,000 $ 182,250 $ 74,000
Merrimack, New Hampshire 8 $ 1,274,000 $ 159,250 $ 152,000
Gaston, North Carolina 8 $ 1,792,000 $ 224,000 $ 92,000
Orange, North Carolina 8 $ 1,710,000 $ 213,750 $ 149,000
Huron, Ohio 8 $ 1,444,000 $ 180,500 $ 128,000
Marion, Ohio 8 $ 932,000 $ 116,500 $ 96,000
Tuscarawas, Ohio 8 $ 1,405,000 $ 175,625 $ 114,000
Deschutes, Oregon 8 $ 2,393,000 $ 299,125 $ 108,000
Erie, Pennsylvania 8 $ 1,602,000 $ 200,250 $ 87,000
Albemarle, Virginia 8 $ 1,739,000 $ 217,375 $ 128,000
Chesapeake, Virginia 8 $ 1,148,000 $ 143,500 $ 109,000
Richmond City, Virginia 8 $ 1,939,000 $ 242,375 $ 115,000
Thurston, Washington 8 $ 1,301,000 $ 162,625 $ 127,000
Stanislaus, California 7 $ 1,732,000 $ 247,428 $ 159,000
Adams, Colorado 7 $ 1,741,000 $ 248,714 $ 143,000
Bay, Florida 7 $ 1,728,000 $ 246,857 $ 109,000
Citrus, Florida 7 $ 1,135,000 $ 162,142 $ 103,000
Monroe, Florida 7 $ 3,254,000 $ 464,857 $ 111,000
Hall, Georgia 7 $ 1,710,000 $ 244,285 $ 177,000
Calvert, Maryland 7 $ 2,008,000 $ 286,857 $ 112,000
Barnstable, Massachusetts 7 $ 1,438,000 $ 205,428 $ 147,000
Cape May, New Jersey 7 $ 1,595,000 $ 227,857 $ 147,000
Queens, New York 7 $ 3,498,000 $ 499,714 $ 90,000
Chatham, North Carolina 7 $ 1,837,000 $ 262,428 $ 196,000
Johnston, North Carolina 7 $ 1,254,000 $ 179,142 $ 119,000
Brown, Ohio 7 $ 1,099,000 $ 157,000 $ 104,000
Crawford, Ohio 7 $ 722,000 $ 103,142 $ 32,000
Greene, Ohio 7 $ 837,000 $ 119,571 $ 111,000
Muskingum, Ohio 7 $ 1,235,000 $ 176,428 $ 185,000
Richland, Ohio 7 $ 1,102,000 $ 157,428 $ 91,000
Ross, Ohio 7 $ 2,114,000 $ 302,000 $ 189,000
Yamhill, Oregon 7 $ 2,343,000 $ 334,714 $ 89,000
Stafford, Virginia 7 $ 1,750,000 $ 250,000 $ 148,000
Yakima, Washington 7 $ 1,161,000 $ 165,857 $ 180,000
Monterey, California 6 $ 1,461,000 $ 243,500 $ 92,000
San Joaquin, California 6 $ 906,000 $ 151,000 $ 112,000
Shasta, California 6 $ 777,000 $ 129,500 $ 73,000
Clay, Florida 6 $ 1,122,000 $ 187,000 $ 135,000
Flagler, Florida 6 $ 1,466,000 $ 244,333 $ 207,000
Okaloosa, Florida 6 $ 972,000 $ 162,000 $ 98,000
Santa Rosa, Florida 6 $ 1,211,000 $ 201,833 $ 131,000
Fayette, Georgia 6 $ 1,484,000 $ 247,333 $ 197,000
Queen Anne's, Maryland 6 $ 1,812,000 $ 302,000 $ 207,000
Jefferson, Missouri 6 $ 821,000 $ 136,833 $ 128,000
Cumberland, New Jersey 6 $ 830,000 $ 138,333 $ 85,000
Lincoln, North Carolina 6 $ 2,345,000 $ 390,833 $ 191,000
Sumner, Tennessee 6 $ 957,000 $ 159,500 $ 153,000
York, Virginia 6 $ 1,355,000 $ 225,833 $ 141,000
Whatcom, Washington 6 $ 1,808,000 $ 301,333 $ 127,000
Nevada, California 5 $ 1,331,000 $ 266,200 $ 73,000
Solano, California 5 $ 1,311,000 $ 262,200 $ 105,000
Weld, Colorado 5 $ 880,000 $ 176,000 $ 94,000
Tolland, Connecticut 5 $ 973,000 $ 194,600 $ 226,000
Nassau, Florida 5 $ 1,382,000 $ 276,400 $ 171,000
McLean, Illinois 5 $ 839,000 $ 167,800 $ 143,000
Elkhart, Indiana 5 $ 1,435,000 $ 287,000 $ 246,000
Floyd, Indiana 5 $ 1,008,000 $ 201,600 $ 166,000
St. Joseph, Indiana 5 $ 1,325,000 $ 265,000 $ 285,000
Baltimore City, Maryland 5 $ 1,141,000 $ 228,200 $ 153,000
Cecil, Maryland 5 $ 769,000 $ 153,800 $ 110,000
Clay, Missouri 5 $ 872,000 $ 174,400 $ 141,000
Greene, Missouri 5 $ 857,000 $ 171,400 $ 99,000
Platte, Missouri 5 $ 1,537,000 $ 307,400 $ 217,000
Kings, New York 5 $ 2,097,000 $ 419,400 $ 154,000
Alamance, North Carolina 5 $ 1,036,000 $ 207,200 $ 174,000
Henderson, North Carolina 5 $ 967,000 $ 193,400 $ 104,000
Moore, North Carolina 5 $ 877,000 $ 175,400 $ 116,000
Pitt, North Carolina 5 $ 971,000 $ 194,200 $ 156,000
Clinton, Ohio 5 $ 629,000 $ 125,800 $ 78,000
Douglas, Oregon 5 $ 791,000 $ 158,200 $ 119,000
Jackson, Oregon 5 $ 752,000 $ 150,400 $ 102,000
Beaver, Pennsylvania 5 $ 708,000 $ 141,600 $ 130,000
Anderson, Tennessee 5 $ 575,000 $ 115,000 $ 79,000
Rutherford, Tennessee 5 $ 962,000 $ 192,400 $ 81,000
Chelan, Washington 5 $ 1,087,000 $ 217,400 $ 131,000
Skagit, Washington 5 $ 1,241,000 $ 248,200 $ 129,000
Kern, California 4 $ 828,000 $ 207,000 $ 139,000
Broomfield, Colorado 4 $ 981,000 $ 245,250 $ 75,000
Pueblo, Colorado 4 $ 1,228,000 $ 307,000 $ 280,000
Litchfield, Connecticut 4 $ 665,000 $ 166,250 $ 91,000
Highlands, Florida 4 $ 450,000 $ 112,500 $ 123,000
Columbia, Georgia 4 $ 539,000 $ 134,750 $ 91,000
Champaign, Illinois 4 $ 690,000 $ 172,500 $ 457,000
Hancock, Indiana 4 $ 765,000 $ 191,250 $ 85,000
Hendricks, Indiana 4 $ 644,000 $ 161,000 $ 125,000
LaPorte, Indiana 4 $ 615,000 $ 153,750 $ 100,000
Oldham, Kentucky 4 $ 879,000 $ 219,750 $ 122,000
Hampshire, Massachusetts 4 $ 792,000 $ 198,000 $ 161,000
Boone, Missouri 4 $ 564,000 $ 141,000 $ 102,000
Carteret, North Carolina 4 $ 1,328,000 $ 332,000 $ 86,000
Catawba, North Carolina 4 $ 628,000 $ 157,000 $ 120,000
Craven, North Carolina 4 $ 810,000 $ 202,500 $ 98,000
Cumberland, North Carolina 4 $ 374,000 $ 93,500 $ 92,000
Jackson, North Carolina 4 $ 1,983,000 $ 495,750 $ 210,000
Pender, North Carolina 4 $ 765,000 $ 191,250 $ 170,000
Rowan, North Carolina 4 $ 501,000 $ 125,250 $ 83,000
Carroll, Ohio 4 $ 469,000 $ 117,250 $ 71,000
Columbiana, Ohio 4 $ 987,000 $ 246,750 $ 220,000
Mercer, Ohio 4 $ 452,000 $ 113,000 $ 91,000
Perry, Ohio 4 $ 438,000 $ 109,500 $ 73,000
Josephine, Oregon 4 $ 716,000 $ 179,000 $ 40,000
Centre, Pennsylvania 4 $ 905,000 $ 226,250 $ 148,000
Fauquier, Virginia 4 $ 1,098,000 $ 274,500 $ 138,000
James City, Virginia 4 $ 1,131,000 $ 282,750 $ 147,000
Cowlitz, Washington 4 $ 595,000 $ 148,750 $ 120,000
Franklin, Washington 4 $ 626,000 $ 156,500 $ 89,000
Butte, California 3 $ 304,000 $ 101,333 $ 106,000
Mono, California 3 $ 1,007,000 $ 335,666 $ 77,000
Napa, California 3 $ 1,963,000 $ 654,333 $ 250,000
San Benito, California 3 $ 610,000 $ 203,333 $ 89,000
Mesa, Colorado 3 $ 1,073,000 $ 357,666 $ 58,000
Windham, Connecticut 3 $ 654,000 $ 218,000 $ 156,000
Carroll, Georgia 3 $ 510,000 $ 170,000 $ 146,000
Catoosa, Georgia 3 $ 572,000 $ 190,666 $ 97,000
Chatham, Georgia 3 $ 484,000 $ 161,333 $ 116,000
Douglas, Georgia 3 $ 425,000 $ 141,666 $ 112,000
Effingham, Georgia 3 $ 462,000 $ 154,000 $ 133,000
Houston, Georgia 3 $ 892,000 $ 297,333 $ 153,000
Rockdale, Georgia 3 $ 586,000 $ 195,333 $ 170,000
DeKalb, Illinois 3 $ 380,000 $ 126,666 $ 70,000
Winnebago, Illinois 3 $ 676,000 $ 225,333 $ 166,000
Clark, Indiana 3 $ 349,000 $ 116,333 $ 78,000
Howard, Indiana 3 $ 476,000 $ 158,666 $ 85,000
Fayette, Kentucky 3 $ 413,000 $ 137,666 $ 109,000
Charles, Maryland 3 $ 621,000 $ 207,000 $ 209,000
St. Louis City, Missouri 3 $ 620,000 $ 206,666 $ 171,000
Salem, New Jersey 3 $ 543,000 $ 181,000 $ 118,000
Albany, New York 3 $ 642,000 $ 214,000 $ 230,000
Niagara, New York 3 $ 476,000 $ 158,666 $ 141,000
Orange, New York 3 $ 469,000 $ 156,333 $ 147,000
Saratoga, New York 3 $ 852,000 $ 284,000 $ 142,000
Schenectady, New York 3 $ 475,000 $ 158,333 $ 121,000
Alexander, North Carolina 3 $ 385,000 $ 128,333 $ 70,000
Davie, North Carolina 3 $ 418,000 $ 139,333 $ 148,000
Franklin, North Carolina 3 $ 397,000 $ 132,333 $ 30,000
Randolph, North Carolina 3 $ 412,000 $ 137,333 $ 141,000
Wilson, North Carolina 3 $ 834,000 $ 278,000 $ 50,000
Champaign, Ohio 3 $ 611,000 $ 203,666 $ 51,000
Hancock, Ohio 3 $ 459,000 $ 153,000 $ 77,000
Hocking, Ohio 3 $ 309,000 $ 103,000 $ 94,000
Logan, Ohio 3 $ 547,000 $ 182,333 $ 102,000
Preble, Ohio 3 $ 456,000 $ 152,000 $ 97,000
Hood River, Oregon 3 $ 1,214,000 $ 404,666 $ 216,000
Blair, Pennsylvania 3 $ 630,000 $ 210,000 $ 161,000
Lebanon, Pennsylvania 3 $ 420,000 $ 140,000 $ 120,000
Lycoming, Pennsylvania 3 $ 415,000 $ 138,333 $ 64,000
Cumberland, Tennessee 3 $ 565,000 $ 188,333 $ 70,000
Hamblen, Tennessee 3 $ 428,000 $ 142,666 $ 138,000
Frederick, Virginia 3 $ 458,000 $ 152,666 $ 146,000
Fredericksburg, Virginia 3 $ 870,000 $ 290,000 $ 167,000
Newport News, Virginia 3 $ 605,000 $ 201,666 $ 88,000
Roanoke, Virginia 3 $ 426,000 $ 142,000 $ 113,000
Island, Washington 3 $ 662,000 $ 220,666 $ 101,000
Lake, California 2 $ 228,000 $ 114,000 $ 48,000
Merced, California 2 $ 336,000 $ 168,000 $ 187,000
Chaffee, Colorado 2 $ 383,000 $ 191,500 $ 46,000
Elbert, Colorado 2 $ 677,000 $ 338,500 $ 192,000
Escambia, Florida 2 $ 439,000 $ 219,500 $ 98,000
Putnam, Florida 2 $ 291,000 $ 145,500 $ 102,000
Walton, Florida 2 $ 315,000 $ 157,500 $ 64,000
Bibb, Georgia 2 $ 292,000 $ 146,000 $ 134,000
Clayton, Georgia 2 $ 260,000 $ 130,000 $ 6,000
Dawson, Georgia 2 $ 374,000 $ 187,000 $ 122,000
Henry, Georgia 2 $ 266,000 $ 133,000 $ 115,000
Jackson, Georgia 2 $ 453,000 $ 226,500 $ 175,000
Lumpkin, Georgia 2 $ 192,000 $ 96,000 $ 63,000
Newton, Georgia 2 $ 277,000 $ 138,500 $ 101,000
Oconee, Georgia 2 $ 313,000 $ 156,500 $ 148,000
Paulding, Georgia 2 $ 310,000 $ 155,000 $ 160,000
Pickens, Georgia 2 $ 392,000 $ 196,000 $ 125,000
Troup, Georgia 2 $ 374,000 $ 187,000 $ 110,000
Kendall, Illinois 2 $ 476,000 $ 238,000 $ 98,000
Madison, Illinois 2 $ 274,000 $ 137,000 $ 105,000
Morgan, Illinois 2 $ 355,000 $ 177,500 $ 78,000
Peoria, Illinois 2 $ 278,000 $ 139,000 $ 150,000
Rock Island, Illinois 2 $ 257,000 $ 128,500 $ 117,000
Sangamon, Illinois 2 $ 345,000 $ 172,500 $ 123,000
Tazewell, Illinois 2 $ 347,000 $ 173,500 $ 90,000
Dearborn, Indiana 2 $ 259,000 $ 129,500 $ 62,000
Madison, Indiana 2 $ 292,000 $ 146,000 $ 61,000
Monroe, Indiana 2 $ 667,000 $ 333,500 $ 208,000
Porter, Indiana 2 $ 780,000 $ 390,000 $ 116,000
Shelby, Indiana 2 $ 249,000 $ 124,500 $ 45,000
Greenup, Kentucky 2 $ 95,000 $ 47,500 $ 0
St. Mary's, Maryland 2 $ 562,000 $ 281,000 $ 161,000
Washington, Maryland 2 $ 422,000 $ 211,000 $ 89,000
Worcester, Maryland 2 $ 405,000 $ 202,500 $ 95,000
Berkshire, Massachusetts 2 $ 1,248,000 $ 624,000 $ 212,000
Cape Girardeau, Missouri 2 $ 725,000 $ 362,500 $ 141,000
Franklin, Missouri 2 $ 638,000 $ 319,000 $ 105,000
Chautauqua, New York 2 $ 398,000 $ 199,000 $ 292,000
New York, New York 2 $ 1,324,000 $ 662,000 $ 218,000
Ulster, New York 2 $ 263,000 $ 131,500 $ 70,000
Burke, North Carolina 2 $ 247,000 $ 123,500 $ 56,000
Cherokee, North Carolina 2 $ 231,000 $ 115,500 $ 31,000
Davidson, North Carolina 2 $ 340,000 $ 170,000 $ 144,000
Nash, North Carolina 2 $ 355,000 $ 177,500 $ 143,000
Onslow, North Carolina 2 $ 237,000 $ 118,500 $ 53,000
Pamlico, North Carolina 2 $ 587,000 $ 293,500 $ 74,000
Wayne, North Carolina 2 $ 456,000 $ 228,000 $ 140,000
Allen, Ohio 2 $ 197,000 $ 98,500 $ 70,000
Athens, Ohio 2 $ 221,000 $ 110,500 $ 45,000
Belmont, Ohio 2 $ 161,000 $ 80,500 $ 35,000
Fayette, Ohio 2 $ 349,000 $ 174,500 $ 73,000
Lawrence, Ohio 2 $ 260,000 $ 130,000 $ 95,000
Miami, Ohio 2 $ 245,000 $ 122,500 $ 95,000
Seneca, Ohio 2 $ 338,000 $ 169,000 $ 96,000
Linn, Oregon 2 $ 230,000 $ 115,000 $ 89,000
Adams, Pennsylvania 2 $ 346,000 $ 173,000 $ 104,000
Franklin, Pennsylvania 2 $ 293,000 $ 146,500 $ 133,000
Lackawanna, Pennsylvania 2 $ 366,000 $ 183,000 $ 57,000
Lawrence, Pennsylvania 2 $ 229,000 $ 114,500 $ 99,000
Susquehanna, Pennsylvania 2 $ 222,000 $ 111,000 $ 89,000
Washington, Pennsylvania 2 $ 794,000 $ 397,000 $ 184,000
Cheatham, Tennessee 2 $ 250,000 $ 125,000 $ 114,000
Dickson, Tennessee 2 $ 296,000 $ 148,000 $ 100,000
Marion, Tennessee 2 $ 202,000 $ 101,000 $ 240,000
Maury, Tennessee 2 $ 312,000 $ 156,000 $ 111,000
Clarke, Virginia 2 $ 621,000 $ 310,500 $ 188,000
Gloucester, Virginia 2 $ 558,000 $ 279,000 $ 251,000
Louisa, Virginia 2 $ 285,000 $ 142,500 $ 83,000
Manassas, Virginia 2 $ 260,000 $ 130,000 $ 36,000
New Kent, Virginia 2 $ 578,000 $ 289,000 $ 101,000
Norfolk, Virginia 2 $ 285,000 $ 142,500 $ 87,000
Orange, Virginia 2 $ 142,000 $ 71,000 $ 68,000
Portsmouth, Virginia 2 $ 277,000 $ 138,500 $ 88,000
Winchester, Virginia 2 $ 384,000 $ 192,000 $ 144,000
Grant, Washington 2 $ 226,000 $ 113,000 $ 141,000
Kittitas, Washington 2 $ 944,000 $ 472,000 $ 76,000
Okanogan, Washington 2 $ 226,000 $ 113,000 $ 118,000
Calaveras, California 1 $ 165,000 $ 165,000 $ 105,000
Humboldt, California 1 $ 80,000 $ 80,000 $ 35,000
Imperial, California 1 $ 235,000 $ 235,000 $ 135,000
Madera, California 1 $ 152,000 $ 152,000 $ 119,000
Mariposa, California 1 $ 159,000 $ 159,000 $ 70,000
Tulare, California 1 $ 307,000 $ 307,000 $ 164,000
Yuba, California 1 $ 241,000 $ 241,000 $ 91,000
Alamosa, Colorado 1 $ 240,000 $ 240,000 $ 118,000
Clear Creek, Colorado 1 $ 150,000 $ 150,000 $ 145,000
Eagle, Colorado 1 $ 240,000 $ 240,000 $ 136,000
Garfield, Colorado 1 $ 400,000 $ 400,000 $ 225,000
Montrose, Colorado 1 $ 192,000 $ 192,000 $ 136,000
Rio Blanco, Colorado 1 $ 138,000 $ 138,000 $ 142,000
Teller, Colorado 1 $ 157,000 $ 157,000 $ 46,000
Columbia, Florida 1 $ 160,000 $ 160,000 $ 100,000
Dixie, Florida 1 $ 75,000 $ 75,000 $ 69,000
Gadsden, Florida 1 $ 102,000 $ 102,000 $ 59,000
Lafayette, Florida 1 $ 70,000 $ 70,000 $ 89,000
Liberty, Florida 1 $ 30,000 $ 30,000 $ 0
Wakulla, Florida 1 $ 165,000 $ 165,000 $ 0
Barrow, Georgia 1 $ 275,000 $ 275,000 $ 95,000
Bartow, Georgia 1 $ 240,000 $ 240,000 $ 101,000
Bryan, Georgia 1 $ 185,000 $ 185,000 $ 154,000
Bulloch, Georgia 1 $ 142,000 $ 142,000 $ 212,000
Camden, Georgia 1 $ 120,000 $ 120,000 $ 71,000
Clarke, Georgia 1 $ 110,000 $ 110,000 $ 225,000
Cook, Georgia 1 $ 181,000 $ 181,000 $ 89,000
Floyd, Georgia 1 $ 327,000 $ 327,000 $ 0
Gordon, Georgia 1 $ 233,000 $ 233,000 $ 188,000
Grady, Georgia 1 $ 128,000 $ 128,000 $ 121,000
Habersham, Georgia 1 $ 115,000 $ 115,000 $ 9,000
Lowndes, Georgia 1 $ 150,000 $ 150,000 $ 95,000
Muscogee, Georgia 1 $ 141,000 $ 141,000 $ 66,000
Seminole, Georgia 1 $ 161,000 $ 161,000 $ 189,000
Sumter, Georgia 1 $ 160,000 $ 160,000 $ 118,000
Talbot, Georgia 1 $ 180,000 $ 180,000 $ 130,000
Thomas, Georgia 1 $ 110,000 $ 110,000 $ 89,000
Walton, Georgia 1 $ 97,000 $ 97,000 $ 103,000
Whitfield, Georgia 1 $ 138,000 $ 138,000 $ 145,000
Clinton, Illinois 1 $ 130,000 $ 130,000 $ 154,000
Coles, Illinois 1 $ 115,000 $ 115,000 $ 82,000
Cumberland, Illinois 1 $ 129,000 $ 129,000 $ 108,000
Douglas, Illinois 1 $ 112,000 $ 112,000 $ 142,000
Grundy, Illinois 1 $ 366,000 $ 366,000 $ 195,000
Johnson, Illinois 1 $ 80,000 $ 80,000 $ 60,000
Kankakee, Illinois 1 $ 55,000 $ 55,000 $ 123,000
Lee, Illinois 1 $ 210,000 $ 210,000 $ 152,000
Monroe, Illinois 1 $ 162,000 $ 162,000 $ 140,000
Randolph, Illinois 1 $ 130,000 $ 130,000 $ 167,000
Bartholomew, Indiana 1 $ 115,000 $ 115,000 $ 82,000
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Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,019 $3,235,399,000 $215,000 $1,000,000 $123,000 $9,999,000
Home Purchase 10,486 $2,125,373,000 $202,000 $1,000,000 $101,000 $5,121,000
Home Improvement 1,553 $263,613,000 $169,000 $1,000,000 $122,000 $3,744,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,299 $4,050,913,000 $199,000 $1,000,000 $113,000 $9,999,000
Not Provided 2,971 $692,146,000 $232,000 $1,000,000 $130,000 $1,144,000
Asian 2,014 $560,711,000 $278,000 $1,000,000 $131,000 $900,000
Hispanic 985 $196,963,000 $199,000 $1,000,000 $93,000 $1,625,000
Black or African American 681 $103,703,000 $152,000 $900,000 $66,000 $645,000
American Indian or Alaskan Native 77 $12,754,000 $165,000 $800,000 $86,000 $415,000
Native Hawaiin or Other Pacific Islander 31 $7,195,000 $232,000 $644,000 $97,000 $351,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,058 $5,624,385,000 $207,000 $1,000,000 $115,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,022 $2,893,083,000 $206,000 $1,000,000 $134,000 $3,977,000
Application Denied By Financial Institution 3,831 $849,069,000 $221,000 $1,000,000 $59,000 $4,881,000
Preapproval Approved but not Accepted 3,317 $723,223,000 $218,000 $1,000,000 $114,000 $5,121,000
Application Withdrawn By Applicant 2,334 $468,638,000 $200,000 $1,000,000 $132,000 $3,744,000
Preapproval Denied by Financial Institution 2,132 $374,009,000 $175,000 $941,000 $35,000 $430,000
File Closed For Incompleteness 798 $182,608,000 $228,000 $1,000,000 $179,000 $9,999,000
Application Approved But Not Accepted 624 $133,755,000 $214,000 $1,000,000 $141,000 $1,533,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,825 $507,962,000 $179,000 $1,000,000 $20,000 $4,881,000
Debt-To-Income Ratio 2,532 $603,153,000 $238,000 $1,000,000 $71,000 $440,000
Collateral 410 $80,476,000 $196,000 $993,000 $121,000 $649,000
Other 74 $9,905,000 $133,000 $670,000 $97,000 $428,000
Insufficient Cash (Downpayment, Closing Cost) 42 $5,699,000 $135,000 $346,000 $67,000 $197,000
Credit Application Incomplete 35 $7,926,000 $226,000 $726,000 $8,000 $122,000
Unverifiable Information 23 $3,949,000 $171,000 $680,000 $135,000 $629,000
Mortgage Insurance Denied 15 $2,646,000 $176,000 $339,000 $85,000 $148,000
Employment History 7 $1,362,000 $194,000 $490,000 $80,000 $204,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings and Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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