Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2020

In 2020, Third Federal Savings and Loan of Cleveland, OH reported 57,211 mortgage applications totaling $10.3 billion, up 8% from 2019. The average application was for $180,401, and applicants reported an average income of $139,283. 49% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Cleveland-Elyria, OH (10,860), Columbus, OH (4,256) and Cincinnati, OH-KY-IN (3,558) (applications in parentheses).

Mortgage Company & Address Third Federal Savings and Loan
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 57,211
Total Mortgage Loan Application Amount $10,320,965,000
Average Mortgage Loan Application Amount $180,401
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $139,283
Highest Applicant Income $9,863,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Third Federal Savings and Loan by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 6,241 $ 865,695,000 $ 138,710 $ 118,000
Franklin, Ohio 2,470 $ 450,340,000 $ 182,323 $ 135,000
Summit, Ohio 1,903 $ 279,495,000 $ 146,870 $ 119,000
Palm Beach, Florida 1,701 $ 308,005,000 $ 181,072 $ 131,000
Hamilton, Ohio 1,513 $ 269,925,000 $ 178,403 $ 140,000
Medina, Ohio 1,408 $ 210,490,000 $ 149,495 $ 123,000
Lorain, Ohio 1,396 $ 214,910,000 $ 153,946 $ 125,000
Pinellas, Florida 1,390 $ 230,240,000 $ 165,640 $ 113,000
Broward, Florida 1,360 $ 245,060,000 $ 180,191 $ 127,000
Lake, Ohio 1,326 $ 186,950,000 $ 140,987 $ 106,000
Delaware, Ohio 974 $ 221,230,000 $ 227,135 $ 165,000
Hillsborough, Florida 904 $ 155,500,000 $ 172,013 $ 131,000
Lee, Florida 885 $ 149,705,000 $ 169,158 $ 110,000
Los Angeles, California 881 $ 160,185,000 $ 181,821 $ 179,000
Sarasota, Florida 628 $ 117,640,000 $ 187,324 $ 118,000
Butler, Ohio 619 $ 100,155,000 $ 161,801 $ 126,000
Pasco, Florida 591 $ 88,345,000 $ 149,483 $ 100,000
Collier, Florida 560 $ 113,060,000 $ 201,892 $ 138,000
Warren, Ohio 537 $ 103,965,000 $ 193,603 $ 149,000
Orange, California 519 $ 109,385,000 $ 210,761 $ 202,000
Geauga, Ohio 489 $ 85,265,000 $ 174,366 $ 143,000
King, Washington 486 $ 133,200,000 $ 274,074 $ 207,000
Portage, Ohio 481 $ 72,515,000 $ 150,758 $ 124,000
Cook, Illinois 453 $ 91,085,000 $ 201,070 $ 228,000
Miami-Dade, Florida 429 $ 79,695,000 $ 185,769 $ 163,000
Clermont, Ohio 416 $ 68,790,000 $ 165,360 $ 120,000
Manatee, Florida 406 $ 69,930,000 $ 172,241 $ 119,000
San Diego, California 389 $ 76,015,000 $ 195,411 $ 187,000
Wake, North Carolina 369 $ 82,365,000 $ 223,211 $ 167,000
Fairfax, Virginia 328 $ 80,170,000 $ 244,420 $ 199,000
Alameda, California 302 $ 86,420,000 $ 286,158 $ 222,000
Mecklenburg, North Carolina 296 $ 62,050,000 $ 209,628 $ 207,000
Santa Clara, California 288 $ 91,880,000 $ 319,027 $ 220,000
Bergen, New Jersey 276 $ 63,000,000 $ 228,260 $ 193,000
Orange, Florida 265 $ 52,665,000 $ 198,735 $ 154,000
Fairfield, Ohio 264 $ 44,590,000 $ 168,901 $ 127,000
Stark, Ohio 259 $ 41,015,000 $ 158,359 $ 129,000
Contra Costa, California 245 $ 55,675,000 $ 227,244 $ 190,000
Fulton, Georgia 238 $ 47,610,000 $ 200,042 $ 187,000
Licking, Ohio 237 $ 43,755,000 $ 184,620 $ 139,000
Riverside, California 203 $ 30,995,000 $ 152,684 $ 153,000
Middlesex, Massachusetts 193 $ 54,275,000 $ 281,217 $ 204,000
Montgomery, Maryland 189 $ 41,975,000 $ 222,089 $ 202,000
Monmouth, New Jersey 186 $ 34,220,000 $ 183,978 $ 211,000
Bucks, Pennsylvania 180 $ 34,160,000 $ 189,777 $ 178,000
Montgomery, Pennsylvania 179 $ 32,595,000 $ 182,094 $ 194,000
DuPage, Illinois 176 $ 32,510,000 $ 184,715 $ 173,000
Loudoun, Virginia 172 $ 39,700,000 $ 230,813 $ 195,000
Boone, Kentucky 167 $ 26,655,000 $ 159,610 $ 140,000
Jefferson, Colorado 164 $ 28,760,000 $ 175,365 $ 176,000
Snohomish, Washington 162 $ 37,660,000 $ 232,469 $ 211,000
Douglas, Colorado 161 $ 32,855,000 $ 204,068 $ 183,000
Chester, Pennsylvania 158 $ 33,060,000 $ 209,240 $ 183,000
Union, Ohio 156 $ 38,800,000 $ 248,717 $ 157,000
Queens, New York 155 $ 43,595,000 $ 281,258 $ 187,000
Denver, Colorado 153 $ 36,625,000 $ 239,379 $ 185,000
Sacramento, California 152 $ 22,110,000 $ 145,460 $ 141,000
Middlesex, New Jersey 152 $ 30,710,000 $ 202,039 $ 178,000
Arapahoe, Colorado 151 $ 19,865,000 $ 131,556 $ 174,000
San Bernardino, California 148 $ 25,650,000 $ 173,310 $ 151,000
Nassau, New York 148 $ 34,110,000 $ 230,472 $ 190,000
Kenton, Kentucky 145 $ 21,005,000 $ 144,862 $ 112,000
Charlotte, Florida 142 $ 19,940,000 $ 140,422 $ 99,000
Cobb, Georgia 141 $ 23,865,000 $ 169,255 $ 187,000
Ventura, California 140 $ 27,510,000 $ 196,500 $ 188,000
Seminole, Florida 127 $ 21,745,000 $ 171,220 $ 152,000
DeKalb, Georgia 127 $ 26,245,000 $ 206,653 $ 168,000
Morris, New Jersey 127 $ 26,375,000 $ 207,677 $ 199,000
St. Johns, Florida 125 $ 26,175,000 $ 209,400 $ 169,000
Gwinnett, Georgia 124 $ 17,720,000 $ 142,903 $ 128,000
Hernando, Florida 117 $ 14,115,000 $ 120,641 $ 85,000
Fairfield, Connecticut 116 $ 25,880,000 $ 223,103 $ 215,000
San Mateo, California 114 $ 29,200,000 $ 256,140 $ 232,000
Essex, New Jersey 113 $ 24,825,000 $ 219,690 $ 225,000
Westchester, New York 113 $ 25,995,000 $ 230,044 $ 249,000
Montgomery, Ohio 110 $ 16,440,000 $ 149,454 $ 114,000
Martin, Florida 109 $ 22,515,000 $ 206,559 $ 149,000
Brevard, Florida 108 $ 17,070,000 $ 158,055 $ 120,000
Duval, Florida 105 $ 15,285,000 $ 145,571 $ 132,000
Campbell, Kentucky 103 $ 16,455,000 $ 159,757 $ 111,000
Ocean, New Jersey 101 $ 14,115,000 $ 139,752 $ 125,000
Boulder, Colorado 100 $ 19,020,000 $ 190,200 $ 187,000
Volusia, Florida 99 $ 13,605,000 $ 137,424 $ 116,000
St. Louis, Missouri 99 $ 17,705,000 $ 178,838 $ 171,000
Will, Illinois 94 $ 13,780,000 $ 146,595 $ 154,000
Suffolk, New York 94 $ 20,970,000 $ 223,085 $ 179,000
District of Columbia, District Of Columbia 93 $ 20,895,000 $ 224,677 $ 245,000
Somerset, New Jersey 93 $ 20,405,000 $ 219,408 $ 177,000
Williamson, Tennessee 92 $ 21,150,000 $ 229,891 $ 204,000
Washington, Oregon 91 $ 20,815,000 $ 228,736 $ 154,000
Multnomah, Oregon 89 $ 16,455,000 $ 184,887 $ 162,000
Polk, Florida 88 $ 11,870,000 $ 134,886 $ 123,000
Davidson, Tennessee 88 $ 19,640,000 $ 223,181 $ 164,000
Pierce, Washington 85 $ 16,085,000 $ 189,235 $ 155,000
Lake, Illinois 82 $ 17,060,000 $ 208,048 $ 220,000
Mercer, New Jersey 82 $ 18,460,000 $ 225,121 $ 195,000
Forsyth, Georgia 81 $ 17,175,000 $ 212,037 $ 178,000
Essex, Massachusetts 80 $ 16,220,000 $ 202,750 $ 194,000
Placer, California 79 $ 16,415,000 $ 207,784 $ 179,000
Union, North Carolina 77 $ 19,635,000 $ 255,000 $ 207,000
Clark, Washington 77 $ 13,455,000 $ 174,740 $ 148,000
St. Lucie, Florida 76 $ 10,630,000 $ 139,868 $ 127,000
Madison, Ohio 76 $ 12,140,000 $ 159,736 $ 124,000
Delaware, Pennsylvania 75 $ 15,745,000 $ 209,933 $ 190,000
Anne Arundel, Maryland 74 $ 14,370,000 $ 194,189 $ 281,000
Norfolk, Massachusetts 74 $ 16,450,000 $ 222,297 $ 225,000
Union, New Jersey 73 $ 13,415,000 $ 183,767 $ 201,000
Prince William, Virginia 72 $ 11,930,000 $ 165,694 $ 158,000
Philadelphia, Pennsylvania 70 $ 10,390,000 $ 148,428 $ 112,000
Burlington, New Jersey 68 $ 10,250,000 $ 150,735 $ 165,000
Durham, North Carolina 68 $ 12,290,000 $ 180,735 $ 175,000
Clackamas, Oregon 68 $ 16,040,000 $ 235,882 $ 180,000
San Francisco, California 67 $ 19,975,000 $ 298,134 $ 210,000
Prince George's, Maryland 67 $ 9,675,000 $ 144,402 $ 146,000
Adams, Colorado 66 $ 9,990,000 $ 151,363 $ 125,000
Camden, New Jersey 66 $ 9,810,000 $ 148,636 $ 156,000
El Paso, Colorado 65 $ 11,615,000 $ 178,692 $ 149,000
Howard, Maryland 65 $ 17,865,000 $ 274,846 $ 219,000
Hartford, Connecticut 63 $ 10,295,000 $ 163,412 $ 164,000
Lake, Florida 63 $ 9,165,000 $ 145,476 $ 110,000
Hamilton, Indiana 63 $ 12,065,000 $ 191,507 $ 190,000
Plymouth, Massachusetts 63 $ 10,645,000 $ 168,968 $ 269,000
Fresno, California 62 $ 9,100,000 $ 146,774 $ 141,000
Marin, California 62 $ 15,770,000 $ 254,354 $ 266,000
Kane, Illinois 62 $ 10,550,000 $ 170,161 $ 165,000
Jefferson, Kentucky 62 $ 10,320,000 $ 166,451 $ 144,000
Guilford, North Carolina 61 $ 9,195,000 $ 150,737 $ 149,000
Arlington, Virginia 61 $ 13,575,000 $ 222,540 $ 244,000
Henrico, Virginia 61 $ 11,065,000 $ 181,393 $ 201,000
Larimer, Colorado 60 $ 12,210,000 $ 203,500 $ 161,000
Sonoma, California 59 $ 10,735,000 $ 181,949 $ 189,000
Allegheny, Pennsylvania 59 $ 9,295,000 $ 157,542 $ 170,000
San Joaquin, California 58 $ 9,370,000 $ 161,551 $ 126,000
El Dorado, California 57 $ 12,505,000 $ 219,385 $ 178,000
Baltimore, Maryland 56 $ 9,990,000 $ 178,392 $ 146,000
Kings, New York 56 $ 11,860,000 $ 211,785 $ 168,000
Wayne, Ohio 55 $ 8,325,000 $ 151,363 $ 101,000
Oakland, Michigan 54 $ 5,580,000 $ 103,333 $ 152,000
Richmond, New York 54 $ 13,420,000 $ 248,518 $ 247,000
Erie, Ohio 53 $ 7,365,000 $ 138,962 $ 128,000
Lehigh, Pennsylvania 53 $ 8,255,000 $ 155,754 $ 164,000
Shelby, Tennessee 53 $ 10,245,000 $ 193,301 $ 153,000
Marion, Florida 52 $ 7,170,000 $ 137,884 $ 83,000
Sumter, Florida 51 $ 9,175,000 $ 179,901 $ 126,000
Hennepin, Minnesota 51 $ 5,685,000 $ 111,470 $ 176,000
Cherokee, Georgia 50 $ 6,480,000 $ 129,600 $ 159,000
Marion, Indiana 50 $ 6,420,000 $ 128,400 $ 140,000
Worcester, Massachusetts 50 $ 11,720,000 $ 234,400 $ 193,000
Erie, New York 50 $ 6,340,000 $ 126,800 $ 104,000
Ashtabula, Ohio 49 $ 6,255,000 $ 127,653 $ 118,000
Spokane, Washington 48 $ 6,570,000 $ 136,875 $ 150,000
Pickaway, Ohio 47 $ 7,945,000 $ 169,042 $ 123,000
New Haven, Connecticut 46 $ 7,610,000 $ 165,434 $ 156,000
Solano, California 45 $ 7,375,000 $ 163,888 $ 183,000
Suffolk, Massachusetts 45 $ 12,185,000 $ 270,777 $ 258,000
Gloucester, New Jersey 45 $ 6,345,000 $ 141,000 $ 191,000
Passaic, New Jersey 45 $ 8,245,000 $ 183,222 $ 155,000
Knox, Ohio 44 $ 7,490,000 $ 170,227 $ 87,000
Northampton, Pennsylvania 44 $ 5,600,000 $ 127,272 $ 158,000
Weld, Colorado 43 $ 6,565,000 $ 152,674 $ 151,000
Rockingham, New Hampshire 43 $ 8,995,000 $ 209,186 $ 150,000
Hudson, New Jersey 43 $ 10,845,000 $ 252,209 $ 175,000
Lucas, Ohio 43 $ 6,405,000 $ 148,953 $ 116,000
Buncombe, North Carolina 42 $ 7,960,000 $ 189,523 $ 131,000
New Hanover, North Carolina 42 $ 8,190,000 $ 195,000 $ 129,000
Mahoning, Ohio 42 $ 6,200,000 $ 147,619 $ 112,000
Santa Cruz, California 41 $ 8,105,000 $ 197,682 $ 167,000
Indian River, Florida 41 $ 6,755,000 $ 164,756 $ 104,000
Leon, Florida 41 $ 6,175,000 $ 150,609 $ 154,000
Chesterfield, Virginia 41 $ 8,165,000 $ 199,146 $ 168,000
Santa Barbara, California 40 $ 7,010,000 $ 175,250 $ 147,000
St. Charles, Missouri 40 $ 5,760,000 $ 144,000 $ 150,000
Deschutes, Oregon 40 $ 8,370,000 $ 209,250 $ 193,000
Knox, Tennessee 40 $ 6,210,000 $ 155,250 $ 151,000
Cabarrus, North Carolina 38 $ 7,570,000 $ 199,210 $ 132,000
Rockland, New York 37 $ 8,035,000 $ 217,162 $ 192,000
Osceola, Florida 35 $ 6,265,000 $ 179,000 $ 122,000
Alexandria, Virginia 35 $ 9,645,000 $ 275,571 $ 208,000
Forsyth, North Carolina 34 $ 4,940,000 $ 145,294 $ 156,000
Hillsborough, New Hampshire 33 $ 6,095,000 $ 184,696 $ 153,000
Trumbull, Ohio 33 $ 4,045,000 $ 122,575 $ 86,000
Virginia Beach, Virginia 33 $ 6,265,000 $ 189,848 $ 129,000
Whatcom, Washington 33 $ 4,995,000 $ 151,363 $ 124,000
San Luis Obispo, California 32 $ 5,400,000 $ 168,750 $ 118,000
Dearborn, Indiana 32 $ 5,310,000 $ 165,937 $ 90,000
Wayne, Michigan 32 $ 3,010,000 $ 94,062 $ 163,000
Monroe, New York 32 $ 3,810,000 $ 119,062 $ 160,000
Greene, Ohio 32 $ 4,530,000 $ 141,562 $ 129,000
Lane, Oregon 32 $ 4,850,000 $ 151,562 $ 115,000
Lancaster, Pennsylvania 32 $ 4,090,000 $ 127,812 $ 112,000
Jackson, Missouri 31 $ 4,255,000 $ 137,258 $ 162,000
Chatham, North Carolina 31 $ 7,335,000 $ 236,612 $ 208,000
York, Pennsylvania 31 $ 4,145,000 $ 133,709 $ 127,000
Hunterdon, New Jersey 30 $ 4,900,000 $ 163,333 $ 190,000
Brunswick, North Carolina 30 $ 5,340,000 $ 178,000 $ 93,000
Berks, Pennsylvania 30 $ 3,730,000 $ 124,333 $ 117,000
Stanislaus, California 29 $ 4,035,000 $ 139,137 $ 140,000
Atlantic, New Jersey 29 $ 3,415,000 $ 117,758 $ 116,000
Iredell, North Carolina 29 $ 6,075,000 $ 209,482 $ 175,000
Hamilton, Tennessee 29 $ 5,085,000 $ 175,344 $ 129,000
Alachua, Florida 28 $ 3,830,000 $ 136,785 $ 144,000
Chatham, Georgia 28 $ 4,690,000 $ 167,500 $ 117,000
McHenry, Illinois 28 $ 4,200,000 $ 150,000 $ 445,000
Wood, Ohio 28 $ 4,010,000 $ 143,214 $ 97,000
Escambia, Florida 27 $ 4,525,000 $ 167,592 $ 166,000
Okaloosa, Florida 27 $ 6,205,000 $ 229,814 $ 156,000
Frederick, Maryland 27 $ 3,895,000 $ 144,259 $ 125,000
Orange, North Carolina 27 $ 4,775,000 $ 176,851 $ 184,000
Flagler, Florida 26 $ 3,870,000 $ 148,846 $ 92,000
Ashland, Ohio 26 $ 2,790,000 $ 107,307 $ 80,000
Sumner, Tennessee 26 $ 3,480,000 $ 133,846 $ 156,000
Kitsap, Washington 26 $ 7,970,000 $ 306,538 $ 169,000
Yolo, California 25 $ 4,075,000 $ 163,000 $ 149,000
Hall, Georgia 25 $ 4,205,000 $ 168,200 $ 179,000
Rutherford, Tennessee 25 $ 4,995,000 $ 199,800 $ 157,000
Citrus, Florida 24 $ 2,750,000 $ 114,583 $ 72,000
Barnstable, Massachusetts 24 $ 3,800,000 $ 158,333 $ 116,000
Bristol, Massachusetts 24 $ 3,400,000 $ 141,666 $ 134,000
Henderson, North Carolina 24 $ 3,800,000 $ 158,333 $ 90,000
Butler, Pennsylvania 24 $ 5,740,000 $ 239,166 $ 256,000
Fayette, Georgia 23 $ 3,445,000 $ 149,782 $ 134,000
Macomb, Michigan 23 $ 2,325,000 $ 101,086 $ 120,000
Sussex, New Jersey 23 $ 3,645,000 $ 158,478 $ 202,000
Richland, Ohio 23 $ 2,945,000 $ 128,043 $ 87,000
Westmoreland, Pennsylvania 23 $ 2,115,000 $ 91,956 $ 137,000
Benton, Washington 23 $ 3,645,000 $ 158,478 $ 115,000
Kern, California 22 $ 2,540,000 $ 115,454 $ 123,000
Lake, Indiana 22 $ 2,630,000 $ 119,545 $ 135,000
Morrow, Ohio 22 $ 3,030,000 $ 137,727 $ 81,000
Jackson, Oregon 22 $ 3,680,000 $ 167,272 $ 111,000
Santa Rosa, Florida 21 $ 3,555,000 $ 169,285 $ 107,000
Harford, Maryland 21 $ 3,365,000 $ 160,238 $ 184,000
Columbiana, Ohio 21 $ 3,715,000 $ 176,904 $ 113,000
Ottawa, Ohio 21 $ 4,415,000 $ 210,238 $ 186,000
Hanover, Virginia 21 $ 3,065,000 $ 145,952 $ 370,000
Richmond City, Virginia 21 $ 2,665,000 $ 126,904 $ 109,000
Monterey, California 20 $ 3,680,000 $ 184,000 $ 182,000
Carroll, Maryland 20 $ 3,150,000 $ 157,500 $ 164,000
Bronx, New York 20 $ 3,450,000 $ 172,500 $ 139,000
Lincoln, North Carolina 20 $ 3,440,000 $ 172,000 $ 135,000
Wilson, Tennessee 20 $ 3,850,000 $ 192,500 $ 156,000
Napa, California 19 $ 3,995,000 $ 210,263 $ 182,000
Clay, Florida 19 $ 3,185,000 $ 167,631 $ 175,000
Johnston, North Carolina 19 $ 2,835,000 $ 149,210 $ 110,000
Clark, Ohio 19 $ 2,395,000 $ 126,052 $ 115,000
Huron, Ohio 19 $ 3,055,000 $ 160,789 $ 99,000
Marion, Oregon 19 $ 1,645,000 $ 86,578 $ 97,000
Broomfield, Colorado 18 $ 2,950,000 $ 163,888 $ 178,000
Nassau, Florida 18 $ 3,310,000 $ 183,888 $ 119,000
Coweta, Georgia 18 $ 1,900,000 $ 105,555 $ 147,000
Hampden, Massachusetts 18 $ 3,810,000 $ 211,666 $ 216,000
Orange, New York 18 $ 2,530,000 $ 140,555 $ 181,000
Nevada, California 17 $ 5,125,000 $ 301,470 $ 150,000
Paulding, Georgia 17 $ 2,105,000 $ 123,823 $ 155,000
Dakota, Minnesota 17 $ 1,615,000 $ 95,000 $ 179,000
Logan, Ohio 17 $ 2,615,000 $ 153,823 $ 117,000
Washington, Pennsylvania 17 $ 2,835,000 $ 166,764 $ 162,000
Thurston, Washington 17 $ 2,535,000 $ 149,117 $ 123,000
Summit, Colorado 16 $ 3,750,000 $ 234,375 $ 185,000
New London, Connecticut 16 $ 2,470,000 $ 154,375 $ 94,000
Bay, Florida 16 $ 2,170,000 $ 135,625 $ 99,000
Allen, Indiana 16 $ 1,800,000 $ 112,500 $ 109,000
Baltimore City, Maryland 16 $ 3,000,000 $ 187,500 $ 162,000
Washtenaw, Michigan 16 $ 1,780,000 $ 111,250 $ 349,000
Niagara, New York 16 $ 1,690,000 $ 105,625 $ 127,000
Putnam, New York 16 $ 2,480,000 $ 155,000 $ 301,000
Ross, Ohio 16 $ 2,090,000 $ 130,625 $ 188,000
Dauphin, Pennsylvania 16 $ 1,830,000 $ 114,375 $ 145,000
Mesa, Colorado 15 $ 1,735,000 $ 115,666 $ 115,000
Litchfield, Connecticut 15 $ 2,115,000 $ 141,000 $ 120,000
Fayette, Kentucky 15 $ 1,935,000 $ 129,000 $ 186,000
Moore, North Carolina 15 $ 2,165,000 $ 144,333 $ 139,000
Albemarle, Virginia 15 $ 2,095,000 $ 139,666 $ 166,000
Stafford, Virginia 15 $ 2,545,000 $ 169,666 $ 137,000
Tulare, California 14 $ 1,850,000 $ 132,142 $ 116,000
Tolland, Connecticut 14 $ 2,000,000 $ 142,857 $ 148,000
Hampshire, Massachusetts 14 $ 2,470,000 $ 176,428 $ 197,000
Albany, New York 14 $ 2,730,000 $ 195,000 $ 157,000
New York, New York 14 $ 2,360,000 $ 168,571 $ 193,000
Catawba, North Carolina 14 $ 2,250,000 $ 160,714 $ 108,000
Brown, Ohio 14 $ 1,970,000 $ 140,714 $ 118,000
James City, Virginia 14 $ 3,570,000 $ 255,000 $ 109,000
La Plata, Colorado 13 $ 2,375,000 $ 182,692 $ 115,000
Merrimack, New Hampshire 13 $ 2,615,000 $ 201,153 $ 148,000
Dutchess, New York 13 $ 2,195,000 $ 168,846 $ 265,000
Miami, Ohio 13 $ 2,045,000 $ 157,307 $ 133,000
Chesapeake, Virginia 13 $ 2,795,000 $ 215,000 $ 165,000
Middlesex, Connecticut 12 $ 1,610,000 $ 134,166 $ 191,000
Walton, Florida 12 $ 3,880,000 $ 323,333 $ 148,000
Columbia, Georgia 12 $ 2,410,000 $ 200,833 $ 145,000
Kendall, Illinois 12 $ 1,140,000 $ 95,000 $ 106,000
Tuscarawas, Ohio 12 $ 2,080,000 $ 173,333 $ 122,000
Cumberland, Pennsylvania 12 $ 2,420,000 $ 201,666 $ 116,000
Fauquier, Virginia 12 $ 3,300,000 $ 275,000 $ 134,000
Henry, Georgia 11 $ 1,395,000 $ 126,818 $ 117,000
Hendricks, Indiana 11 $ 1,875,000 $ 170,454 $ 101,000
Oldham, Kentucky 11 $ 1,305,000 $ 118,636 $ 123,000
Livingston, Michigan 11 $ 925,000 $ 84,090 $ 128,000
Ramsey, Minnesota 11 $ 1,435,000 $ 130,454 $ 120,000
Warren, New Jersey 11 $ 1,115,000 $ 101,363 $ 147,000
Saratoga, New York 11 $ 1,715,000 $ 155,909 $ 163,000
Cumberland, North Carolina 11 $ 1,535,000 $ 139,545 $ 121,000
Gaston, North Carolina 11 $ 1,095,000 $ 99,545 $ 113,000
Polk, Oregon 11 $ 1,925,000 $ 175,000 $ 128,000
Bradley, Tennessee 11 $ 2,485,000 $ 225,909 $ 136,000
Maury, Tennessee 11 $ 1,655,000 $ 150,454 $ 118,000
Yakima, Washington 11 $ 1,825,000 $ 165,909 $ 138,000
Carver, Minnesota 10 $ 1,130,000 $ 113,000 $ 206,000
Clay, Missouri 10 $ 870,000 $ 87,000 $ 133,000
Strafford, New Hampshire 10 $ 1,400,000 $ 140,000 $ 142,000
Marion, Ohio 10 $ 1,260,000 $ 126,000 $ 118,000
Linn, Oregon 10 $ 1,330,000 $ 133,000 $ 102,000
Monroe, Pennsylvania 10 $ 1,430,000 $ 143,000 $ 90,000
Skagit, Washington 10 $ 1,750,000 $ 175,000 $ 163,000
Waukesha, Wisconsin 10 $ 1,260,000 $ 126,000 $ 139,000
Butte, California 9 $ 1,705,000 $ 189,444 $ 141,000
McLean, Illinois 9 $ 1,045,000 $ 116,111 $ 131,000
Johnson, Indiana 9 $ 945,000 $ 105,000 $ 139,000
Porter, Indiana 9 $ 1,015,000 $ 112,777 $ 158,000
St. Joseph, Indiana 9 $ 665,000 $ 73,888 $ 112,000
Queen Anne's, Maryland 9 $ 2,235,000 $ 248,333 $ 178,000
Anoka, Minnesota 9 $ 975,000 $ 108,333 $ 171,000
Carroll, New Hampshire 9 $ 2,035,000 $ 226,111 $ 79,000
Clinton, Ohio 9 $ 1,145,000 $ 127,222 $ 115,000
Highland, Ohio 9 $ 1,425,000 $ 158,333 $ 220,000
Benton, Oregon 9 $ 1,345,000 $ 149,444 $ 139,000
Josephine, Oregon 9 $ 1,555,000 $ 172,777 $ 133,000
Yamhill, Oregon 9 $ 2,445,000 $ 271,666 $ 100,000
Schuylkill, Pennsylvania 9 $ 725,000 $ 80,555 $ 123,000
Cumberland, Tennessee 9 $ 1,175,000 $ 130,555 $ 93,000
Norfolk, Virginia 9 $ 825,000 $ 91,666 $ 177,000
Roanoke, Virginia 9 $ 1,035,000 $ 115,000 $ 82,000
Spotsylvania, Virginia 9 $ 2,045,000 $ 227,222 $ 208,000
Chelan, Washington 9 $ 1,105,000 $ 122,777 $ 134,000
Merced, California 8 $ 1,380,000 $ 172,500 $ 119,000
Shasta, California 8 $ 1,070,000 $ 133,750 $ 119,000
Sutter, California 8 $ 850,000 $ 106,250 $ 106,000
Monroe, Florida 8 $ 2,490,000 $ 311,250 $ 175,000
Jackson, Georgia 8 $ 1,360,000 $ 170,000 $ 134,000
Franklin, Missouri 8 $ 1,270,000 $ 158,750 $ 76,000
St. Louis City, Missouri 8 $ 1,380,000 $ 172,500 $ 235,000
Person, North Carolina 8 $ 1,480,000 $ 185,000 $ 105,000
Pitt, North Carolina 8 $ 1,700,000 $ 212,500 $ 178,000
Randolph, North Carolina 8 $ 1,260,000 $ 157,500 $ 124,000
Watauga, North Carolina 8 $ 1,010,000 $ 126,250 $ 94,000
Athens, Ohio 8 $ 1,170,000 $ 146,250 $ 141,000
Erie, Pennsylvania 8 $ 1,230,000 $ 153,750 $ 97,000
Luzerne, Pennsylvania 8 $ 1,270,000 $ 158,750 $ 129,000
Cheatham, Tennessee 8 $ 980,000 $ 122,500 $ 205,000
Washington, Tennessee 8 $ 1,270,000 $ 158,750 $ 157,000
Clallam, Washington 8 $ 1,200,000 $ 150,000 $ 79,000
Franklin, Washington 8 $ 1,480,000 $ 185,000 $ 125,000
Milwaukee, Wisconsin 8 $ 480,000 $ 60,000 $ 136,000
Eagle, Colorado 7 $ 625,000 $ 89,285 $ 141,000
Columbia, Florida 7 $ 1,175,000 $ 167,857 $ 126,000
Putnam, Florida 7 $ 995,000 $ 142,142 $ 108,000
Barrow, Georgia 7 $ 865,000 $ 123,571 $ 120,000
Bartow, Georgia 7 $ 1,105,000 $ 157,857 $ 104,000
Clarke, Georgia 7 $ 1,645,000 $ 235,000 $ 213,000
Oconee, Georgia 7 $ 895,000 $ 127,857 $ 248,000
Winnebago, Illinois 7 $ 625,000 $ 89,285 $ 67,000
Cecil, Maryland 7 $ 1,225,000 $ 175,000 $ 126,000
Washington, Maryland 7 $ 1,435,000 $ 205,000 $ 116,000
Worcester, Maryland 7 $ 1,185,000 $ 169,285 $ 193,000
Berkshire, Massachusetts 7 $ 1,215,000 $ 173,571 $ 110,000
Cape May, New Jersey 7 $ 905,000 $ 129,285 $ 160,000
Sullivan, New York 7 $ 1,165,000 $ 166,428 $ 142,000
Carteret, North Carolina 7 $ 1,285,000 $ 183,571 $ 171,000
Rowan, North Carolina 7 $ 785,000 $ 112,142 $ 123,000
Shelby, Ohio 7 $ 1,085,000 $ 155,000 $ 112,000
Washington, Ohio 7 $ 985,000 $ 140,714 $ 119,000
Sevier, Tennessee 7 $ 1,095,000 $ 156,428 $ 92,000
Goochland, Virginia 7 $ 1,965,000 $ 280,714 $ 230,000
Manassas, Virginia 7 $ 595,000 $ 85,000 $ 108,000
Roanoke City, Virginia 7 $ 675,000 $ 96,428 $ 85,000
Calaveras, California 6 $ 760,000 $ 126,666 $ 98,000
Madera, California 6 $ 650,000 $ 108,333 $ 141,000
Garfield, Colorado 6 $ 1,130,000 $ 188,333 $ 129,000
Park, Colorado 6 $ 840,000 $ 140,000 $ 131,000
Clayton, Georgia 6 $ 440,000 $ 73,333 $ 34,000
Walker, Georgia 6 $ 660,000 $ 110,000 $ 64,000
Elkhart, Indiana 6 $ 890,000 $ 148,333 $ 104,000
Floyd, Indiana 6 $ 690,000 $ 115,000 $ 101,000
Monroe, Indiana 6 $ 1,360,000 $ 226,666 $ 184,000
Tippecanoe, Indiana 6 $ 720,000 $ 120,000 $ 149,000
Grant, Kentucky 6 $ 750,000 $ 125,000 $ 117,000
Scott, Kentucky 6 $ 870,000 $ 145,000 $ 72,000
Calvert, Maryland 6 $ 1,580,000 $ 263,333 $ 132,000
Charles, Maryland 6 $ 800,000 $ 133,333 $ 110,000
St. Mary's, Maryland 6 $ 910,000 $ 151,666 $ 122,000
Scott, Minnesota 6 $ 600,000 $ 100,000 $ 159,000
Washington, Minnesota 6 $ 660,000 $ 110,000 $ 173,000
Cheshire, New Hampshire 6 $ 620,000 $ 103,333 $ 98,000
Cumberland, New Jersey 6 $ 570,000 $ 95,000 $ 73,000
Ulster, New York 6 $ 920,000 $ 153,333 $ 119,000
Caldwell, North Carolina 6 $ 480,000 $ 80,000 $ 83,000
Craven, North Carolina 6 $ 590,000 $ 98,333 $ 141,000
Franklin, North Carolina 6 $ 590,000 $ 98,333 $ 147,000
Granville, North Carolina 6 $ 640,000 $ 106,666 $ 60,000
Rockingham, North Carolina 6 $ 520,000 $ 86,666 $ 73,000
Scioto, Ohio 6 $ 680,000 $ 113,333 $ 74,000
Centre, Pennsylvania 6 $ 690,000 $ 115,000 $ 90,000
Augusta, Virginia 6 $ 1,080,000 $ 180,000 $ 129,000
Lynchburg, Virginia 6 $ 650,000 $ 108,333 $ 54,000
Montgomery, Virginia 6 $ 640,000 $ 106,666 $ 104,000
Powhatan, Virginia 6 $ 1,350,000 $ 225,000 $ 221,000
Suffolk, Virginia 6 $ 1,400,000 $ 233,333 $ 209,000
Warren, Virginia 6 $ 1,090,000 $ 181,666 $ 125,000
York, Virginia 6 $ 1,030,000 $ 171,666 $ 191,000
Island, Washington 6 $ 430,000 $ 71,666 $ 73,000
Dane, Wisconsin 6 $ 580,000 $ 96,666 $ 123,000
Kings, California 5 $ 705,000 $ 141,000 $ 128,000
San Benito, California 5 $ 1,115,000 $ 223,000 $ 178,000
Elbert, Colorado 5 $ 795,000 $ 159,000 $ 105,000
Pueblo, Colorado 5 $ 525,000 $ 105,000 $ 59,000
Windham, Connecticut 5 $ 635,000 $ 127,000 $ 178,000
Bryan, Georgia 5 $ 825,000 $ 165,000 $ 186,000
Camden, Georgia 5 $ 605,000 $ 121,000 $ 100,000
Hart, Georgia 5 $ 555,000 $ 111,000 $ 115,000
Newton, Georgia 5 $ 665,000 $ 133,000 $ 113,000
Putnam, Georgia 5 $ 1,275,000 $ 255,000 $ 595,000
Walton, Georgia 5 $ 805,000 $ 161,000 $ 111,000
Boone, Illinois 5 $ 455,000 $ 91,000 $ 240,000
Champaign, Illinois 5 $ 1,005,000 $ 201,000 $ 186,000
Madison, Illinois 5 $ 395,000 $ 79,000 $ 177,000
Clark, Indiana 5 $ 855,000 $ 171,000 $ 135,000
LaPorte, Indiana 5 $ 595,000 $ 119,000 $ 113,000
Madison, Indiana 5 $ 675,000 $ 135,000 $ 119,000
Morgan, Indiana 5 $ 645,000 $ 129,000 $ 86,000
Polk, Iowa 5 $ 625,000 $ 125,000 $ 122,000
Wicomico, Maryland 5 $ 495,000 $ 99,000 $ 204,000
Jackson, Michigan 5 $ 735,000 $ 147,000 $ 99,000
Kalamazoo, Michigan 5 $ 635,000 $ 127,000 $ 293,000
Kent, Michigan 5 $ 825,000 $ 165,000 $ 221,000
Boone, Missouri 5 $ 905,000 $ 181,000 $ 105,000
Belknap, New Hampshire 5 $ 635,000 $ 127,000 $ 146,000
Grafton, New Hampshire 5 $ 1,115,000 $ 223,000 $ 171,000
Alamance, North Carolina 5 $ 835,000 $ 167,000 $ 123,000
Pender, North Carolina 5 $ 375,000 $ 75,000 $ 102,000
Wilson, North Carolina 5 $ 685,000 $ 137,000 $ 248,000
Belmont, Ohio 5 $ 555,000 $ 111,000 $ 116,000
Hocking, Ohio 5 $ 695,000 $ 139,000 $ 78,000
Muskingum, Ohio 5 $ 735,000 $ 147,000 $ 124,000
Perry, Ohio 5 $ 725,000 $ 145,000 $ 125,000
Lincoln, Oregon 5 $ 575,000 $ 115,000 $ 93,000
Beaver, Pennsylvania 5 $ 325,000 $ 65,000 $ 117,000
Lackawanna, Pennsylvania 5 $ 435,000 $ 87,000 $ 145,000
Lawrence, Pennsylvania 5 $ 265,000 $ 53,000 $ 62,000
Lebanon, Pennsylvania 5 $ 635,000 $ 127,000 $ 125,000
Blount, Tennessee 5 $ 875,000 $ 175,000 $ 308,000
Fayette, Tennessee 5 $ 1,055,000 $ 211,000 $ 330,000
Charlottesville, Virginia 5 $ 535,000 $ 107,000 $ 112,000
Manassas Park, Virginia 5 $ 1,435,000 $ 287,000 $ 138,000
Rockingham, Virginia 5 $ 995,000 $ 199,000 $ 139,000
Mason, Washington 5 $ 965,000 $ 193,000 $ 108,000
Stevens, Washington 5 $ 435,000 $ 87,000 $ 77,000
Imperial, California 4 $ 450,000 $ 112,500 $ 84,000
Lake, California 4 $ 770,000 $ 192,500 $ 105,000
Mono, California 4 $ 410,000 $ 102,500 $ 95,000
Hendry, Florida 4 $ 570,000 $ 142,500 $ 24,000
Suwannee, Florida 4 $ 330,000 $ 82,500 $ 51,000
Catoosa, Georgia 4 $ 340,000 $ 85,000 $ 122,000
Floyd, Georgia 4 $ 700,000 $ 175,000 $ 113,000
Greene, Georgia 4 $ 500,000 $ 125,000 $ 126,000
Monroe, Georgia 4 $ 940,000 $ 235,000 $ 167,000
Pickens, Georgia 4 $ 740,000 $ 185,000 $ 117,000
Ogle, Illinois 4 $ 470,000 $ 117,500 $ 133,000
Boone, Indiana 4 $ 570,000 $ 142,500 $ 140,000
Kosciusko, Indiana 4 $ 830,000 $ 207,500 $ 191,000
Madison, Kentucky 4 $ 760,000 $ 190,000 $ 111,000
Shelby, Kentucky 4 $ 790,000 $ 197,500 $ 174,000
Ottawa, Michigan 4 $ 500,000 $ 125,000 $ 70,000
Wright, Minnesota 4 $ 540,000 $ 135,000 $ 221,000
Camden, Missouri 4 $ 480,000 $ 120,000 $ 73,000
Greene, Missouri 4 $ 150,000 $ 37,500 $ 109,000
Jefferson, Missouri 4 $ 880,000 $ 220,000 $ 119,000
Platte, Missouri 4 $ 830,000 $ 207,500 $ 160,000
Salem, New Jersey 4 $ 760,000 $ 190,000 $ 118,000
Chautauqua, New York 4 $ 490,000 $ 122,500 $ 411,000
Columbia, New York 4 $ 310,000 $ 77,500 $ 449,000
Greene, New York 4 $ 390,000 $ 97,500 $ 289,000
Burke, North Carolina 4 $ 240,000 $ 60,000 $ 75,000
Clay, North Carolina 4 $ 530,000 $ 132,500 $ 88,000
Dare, North Carolina 4 $ 610,000 $ 152,500 $ 141,000
Davidson, North Carolina 4 $ 650,000 $ 162,500 $ 133,000
Haywood, North Carolina 4 $ 440,000 $ 110,000 $ 109,000
Macon, North Carolina 4 $ 510,000 $ 127,500 $ 117,000
Madison, North Carolina 4 $ 400,000 $ 100,000 $ 104,000
Polk, North Carolina 4 $ 620,000 $ 155,000 $ 173,000
Transylvania, North Carolina 4 $ 470,000 $ 117,500 $ 120,000
Champaign, Ohio 4 $ 320,000 $ 80,000 $ 76,000
Coshocton, Ohio 4 $ 290,000 $ 72,500 $ 92,000
Lawrence, Ohio 4 $ 460,000 $ 115,000 $ 92,000
Mercer, Ohio 4 $ 660,000 $ 165,000 $ 130,000
Preble, Ohio 4 $ 320,000 $ 80,000 $ 68,000
Sandusky, Ohio 4 $ 320,000 $ 80,000 $ 84,000
Seneca, Ohio 4 $ 170,000 $ 42,500 $ 94,000
Wyandot, Ohio 4 $ 450,000 $ 112,500 $ 143,000
Coos, Oregon 4 $ 360,000 $ 90,000 $ 48,000
Franklin, Pennsylvania 4 $ 690,000 $ 172,500 $ 107,000
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Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,654 $2,663,260,000 $181,000 $1,005,000 $141,000 $5,811,000
Home Purchase 13,019 $2,984,645,000 $229,000 $1,005,000 $115,000 $4,282,000
Other Purpose 11,589 $1,248,045,000 $107,000 $1,005,000 $149,000 $9,863,000
Cash-out Refinancing 10,372 $2,724,870,000 $262,000 $1,005,000 $145,000 $4,508,000
Home Improvement 7,577 $700,145,000 $92,000 $1,005,000 $155,000 $6,150,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 40,304 $7,062,510,000 $175,000 $1,005,000 $137,000 $9,863,000
Not Provided 8,044 $1,523,360,000 $189,000 $1,005,000 $154,000 $3,822,000
Asian 3,098 $713,870,000 $230,000 $1,005,000 $155,000 $1,716,000
Hispanic 2,299 $382,735,000 $166,000 $1,005,000 $121,000 $1,982,000
Black or African American 1,797 $252,495,000 $140,000 $895,000 $95,000 $1,567,000
American Indian or Alaskan Native 172 $30,350,000 $176,000 $1,005,000 $129,000 $527,000
Not applicable 94 $11,020,000 $117,000 $425,000 $55,000 $222,000
Native Hawaiian or Other Pacific Islander 41 $6,865,000 $167,000 $505,000 $141,000 $971,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 57,211 $10,320,965,000 $180,000 $1,005,000 $139,000 $9,863,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,798 $4,739,240,000 $170,000 $1,005,000 $150,000 $2,207,000
Application Denied By Financial Institution 12,174 $1,995,330,000 $163,000 $1,005,000 $117,000 $9,863,000
Application Withdrawn By Applicant 6,463 $1,279,265,000 $197,000 $1,005,000 $158,000 $7,800,000
Preapproval Approved but not Accepted 3,356 $827,980,000 $246,000 $1,005,000 $114,000 $1,674,000
Preapproval Denied by Financial Institution 2,779 $574,325,000 $206,000 $1,005,000 $80,000 $1,116,000
File Closed For Incompleteness 2,694 $539,960,000 $200,000 $1,005,000 $169,000 $4,180,000
Application Approved But Not Accepted 1,853 $353,845,000 $190,000 $1,005,000 $154,000 $1,509,000
Loan Purchased By The Institution 94 $11,020,000 $117,000 $425,000 $55,000 $222,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 42,258 $7,751,310,000 $183,000 $1,005,000 $150,000 $7,800,000
Debt-To-Income Ratio 6,722 $1,308,860,000 $194,000 $1,005,000 $77,000 $1,200,000
Credit History 6,460 $939,760,000 $145,000 $1,005,000 $128,000 $9,863,000
Collateral 922 $165,150,000 $179,000 $1,005,000 $173,000 $1,716,000
Credit Application Incomplete 502 $95,600,000 $190,000 $1,005,000 $184,000 $5,811,000
Other 229 $35,925,000 $156,000 $1,005,000 $133,000 $883,000
Insufficient Cash (Downpayment, Closing Cost) 72 $14,120,000 $196,000 $1,005,000 $86,000 $446,000
Unverifiable Information 24 $5,660,000 $235,000 $595,000 $154,000 $425,000
Mortgage Insurance Denied 17 $3,975,000 $233,000 $385,000 $106,000 $220,000
Employment History 5 $605,000 $121,000 $365,000 $125,000 $314,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings and Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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