Thrivent Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Thrivent Federal Credit Union 625 Fourth Ave S Appleton, WI 55415 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,000 |
| Total Mortgage Loan Application Amount | $153,018,000 |
| Average Mortgage Loan Application Amount | $138,666 |
| Highest Mortgage Loan Application Amount | $1,145,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Thrivent Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Thrivent Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Thrivent Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Thrivent Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Thrivent Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Thrivent Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 64 | $ 8,699,000 | $ 135,000 | $ 105,000 |
| Ramsey County Minnesota | 25 | $ 4,169,000 | $ 166,000 | $ 114,000 |
| Maricopa County Arizona | 18 | $ 3,119,000 | $ 173,000 | $ 101,000 |
| Dakota County Minnesota | 18 | $ 2,934,000 | $ 163,000 | $ 129,000 |
| Outagamie County Wisconsin | 18 | $ 2,097,000 | $ 116,000 | $ 90,000 |
| Cook County Illinois | 15 | $ 2,744,000 | $ 182,000 | $ 99,000 |
| Los Angeles County California | 14 | $ 3,010,000 | $ 215,000 | $ 103,000 |
| Anoka County Minnesota | 12 | $ 2,415,000 | $ 201,000 | $ 136,000 |
| Washington County Minnesota | 10 | $ 1,446,000 | $ 144,000 | $ 78,000 |
| Winnebago County Wisconsin | 9 | $ 1,094,000 | $ 121,000 | $ 109,000 |
| Scott County Minnesota | 8 | $ 1,984,000 | $ 248,000 | $ 99,000 |
| Harris County Texas | 8 | $ 962,000 | $ 120,000 | $ 101,000 |
| Travis County Texas | 8 | $ 960,000 | $ 120,000 | $ 85,000 |
| Brown County Wisconsin | 8 | $ 880,000 | $ 110,000 | $ 82,000 |
| San Diego County California | 7 | $ 1,555,000 | $ 222,000 | $ 105,000 |
| Allen County Indiana | 7 | $ 612,000 | $ 87,000 | $ 59,000 |
| Mower County Minnesota | 7 | $ 870,000 | $ 124,000 | $ 128,000 |
| San Bernardino County California | 6 | $ 1,262,000 | $ 210,000 | $ 103,000 |
| Carver County Minnesota | 6 | $ 1,071,000 | $ 178,000 | $ 199,000 |
| Ventura County California | 5 | $ 2,261,000 | $ 452,000 | $ 361,000 |
| Madison County Illinois | 5 | $ 944,000 | $ 188,000 | $ 112,000 |
| Sherburne County Minnesota | 5 | $ 719,000 | $ 143,000 | $ 92,000 |
| Dane County Wisconsin | 5 | $ 928,000 | $ 185,000 | $ 100,000 |
| Milwaukee County Wisconsin | 5 | $ 337,000 | $ 67,000 | $ 62,000 |
| Pima County Arizona | 4 | $ 525,000 | $ 131,000 | $ 79,000 |
| Lee County Florida | 4 | $ 820,000 | $ 205,000 | $ 124,000 |
| Seminole County Florida | 4 | $ 897,000 | $ 224,000 | $ 138,000 |
| Gwinnett County Georgia | 4 | $ 511,000 | $ 127,000 | $ 94,000 |
| DuPage County Illinois | 4 | $ 566,000 | $ 141,000 | $ 80,000 |
| Crow Wing County Minnesota | 4 | $ 598,000 | $ 149,000 | $ 75,000 |
| Olmsted County Minnesota | 4 | $ 446,000 | $ 111,000 | $ 67,000 |
| Nassau County New York | 4 | $ 762,000 | $ 190,000 | $ 123,000 |
| Erie County Ohio | 4 | $ 337,000 | $ 84,000 | $ 90,000 |
| Washington County Oregon | 4 | $ 401,000 | $ 100,000 | $ 86,000 |
| Williamson County Texas | 4 | $ 522,000 | $ 130,000 | $ 138,000 |
| Pierce County Washington | 4 | $ 852,000 | $ 213,000 | $ 123,000 |
| Thurston County Washington | 4 | $ 889,000 | $ 222,000 | $ 100,000 |
| Calumet County Wisconsin | 4 | $ 596,000 | $ 149,000 | $ 71,000 |
| Lincoln County Wisconsin | 4 | $ 92,000 | $ 23,000 | $ 55,000 |
| Alameda County California | 3 | $ 624,000 | $ 208,000 | $ 121,000 |
| Orange County California | 3 | $ 729,000 | $ 243,000 | $ 142,000 |
| Brevard County Florida | 3 | $ 373,000 | $ 124,000 | $ 73,000 |
| Hillsborough County Florida | 3 | $ 191,000 | $ 63,000 | $ 63,000 |
| Orange County Florida | 3 | $ 233,000 | $ 77,000 | $ 71,000 |
| Chatham County Georgia | 3 | $ 588,000 | $ 196,000 | $ 100,000 |
| McHenry County Illinois | 3 | $ 247,000 | $ 82,000 | $ 66,000 |
| Anne Arundel County Maryland | 3 | $ 1,063,000 | $ 354,000 | $ 364,000 |
| Livingston County Michigan | 3 | $ 343,000 | $ 114,000 | $ 79,000 |
| Marquette County Michigan | 3 | $ 90,000 | $ 30,000 | $ 12,000 |
| Oakland County Michigan | 3 | $ 365,000 | $ 121,000 | $ 74,000 |
| Wayne County Michigan | 3 | $ 568,000 | $ 189,000 | $ 305,000 |
| Lyon County Minnesota | 3 | $ 479,000 | $ 159,000 | $ 256,000 |
| McLeod County Minnesota | 3 | $ 268,000 | $ 89,000 | $ 64,000 |
| Meeker County Minnesota | 3 | $ 280,000 | $ 93,000 | $ 92,000 |
| Stearns County Minnesota | 3 | $ 326,000 | $ 108,000 | $ 67,000 |
| Perry County Missouri | 3 | $ 332,000 | $ 110,000 | $ 99,000 |
| Clark County Nevada | 3 | $ 539,000 | $ 179,000 | $ 62,000 |
| Suffolk County New York | 3 | $ 674,000 | $ 224,000 | $ 75,000 |
| Williams County North Dakota | 3 | $ 99,000 | $ 33,000 | $ 50,000 |
| Franklin County Ohio | 3 | $ 82,000 | $ 27,000 | $ 132,000 |
| Bucks County Pennsylvania | 3 | $ 301,000 | $ 100,000 | $ 73,000 |
| Dauphin County Pennsylvania | 3 | $ 280,000 | $ 93,000 | $ 81,000 |
| Lexington County South Carolina | 3 | $ 355,000 | $ 118,000 | $ 127,000 |
| Davidson County Tennessee | 3 | $ 490,000 | $ 163,000 | $ 84,000 |
| Dallas County Texas | 3 | $ 640,000 | $ 213,000 | $ 265,000 |
| Hays County Texas | 3 | $ 712,000 | $ 237,000 | $ 154,000 |
| Tarrant County Texas | 3 | $ 131,000 | $ 43,000 | $ 44,000 |
| Clark County Washington | 3 | $ 655,000 | $ 218,000 | $ 146,000 |
| King County Washington | 3 | $ 802,000 | $ 267,000 | $ 384,000 |
| Dodge County Wisconsin | 3 | $ 149,000 | $ 49,000 | $ 57,000 |
| Manitowoc County Wisconsin | 3 | $ 416,000 | $ 138,000 | $ 132,000 |
| Marquette County Wisconsin | 3 | $ 247,000 | $ 82,000 | $ 33,000 |
| Baldwin County Alabama | 2 | $ 72,000 | $ 36,000 | $ 94,000 |
| Shelby County Alabama | 2 | $ 294,000 | $ 147,000 | $ 57,000 |
| Pinal County Arizona | 2 | $ 262,000 | $ 131,000 | $ 37,000 |
| Independence County Arkansas | 2 | $ 267,000 | $ 133,000 | $ 77,000 |
| Riverside County California | 2 | $ 339,000 | $ 169,000 | $ 82,000 |
| San Mateo County California | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Santa Clara County California | 2 | $ 796,000 | $ 398,000 | $ 79,000 |
| Arapahoe County Colorado | 2 | $ 540,000 | $ 270,000 | $ 113,000 |
| Larimer County Colorado | 2 | $ 140,000 | $ 70,000 | $ 51,000 |
| Weld County Colorado | 2 | $ 295,000 | $ 147,000 | $ 49,000 |
| Fairfield County Connecticut | 2 | $ 783,000 | $ 391,000 | $ 202,000 |
| Broward County Florida | 2 | $ 82,000 | $ 41,000 | $ 82,000 |
| Hernando County Florida | 2 | $ 220,000 | $ 110,000 | $ 194,000 |
| Manatee County Florida | 2 | $ 335,000 | $ 167,000 | $ 94,000 |
| Pinellas County Florida | 2 | $ 259,000 | $ 129,000 | $ 57,000 |
| Volusia County Florida | 2 | $ 186,000 | $ 93,000 | $ 69,000 |
| Forsyth County Georgia | 2 | $ 293,000 | $ 146,000 | $ 52,000 |
| Fulton County Georgia | 2 | $ 198,000 | $ 99,000 | $ 126,000 |
| Jo Daviess County Illinois | 2 | $ 143,000 | $ 71,000 | $ 25,000 |
| Lake County Illinois | 2 | $ 196,000 | $ 98,000 | $ 67,000 |
| Randolph County Illinois | 2 | $ 87,000 | $ 43,000 | $ 53,000 |
| St. Clair County Illinois | 2 | $ 176,000 | $ 88,000 | $ 96,000 |
| Adams County Indiana | 2 | $ 231,000 | $ 115,000 | $ 54,000 |
| Jackson County Kansas | 2 | $ 126,000 | $ 63,000 | $ 47,000 |
| Wabaunsee County Kansas | 2 | $ 122,000 | $ 61,000 | $ 48,000 |
| Allegan County Michigan | 2 | $ 368,000 | $ 184,000 | $ 123,000 |
| Macomb County Michigan | 2 | $ 37,000 | $ 18,000 | $ 49,000 |
| Chisago County Minnesota | 2 | $ 257,000 | $ 128,000 | $ 79,000 |
| Faribault County Minnesota | 2 | $ 225,000 | $ 112,000 | $ 322,000 |
| Renville County Minnesota | 2 | $ 198,000 | $ 99,000 | $ 74,000 |
| Steele County Minnesota | 2 | $ 182,000 | $ 91,000 | $ 82,000 |
| Stevens County Minnesota | 2 | $ 235,000 | $ 117,000 | $ 63,000 |
| Waseca County Minnesota | 2 | $ 125,000 | $ 62,000 | $ 36,000 |
| Winona County Minnesota | 2 | $ 223,000 | $ 111,000 | $ 64,000 |
| Christian County Missouri | 2 | $ 253,000 | $ 126,000 | $ 39,000 |
| Jackson County Missouri | 2 | $ 70,000 | $ 35,000 | $ 59,000 |
| St. Louis County Missouri | 2 | $ 245,000 | $ 122,000 | $ 55,000 |
| Douglas County Nebraska | 2 | $ 621,000 | $ 310,000 | $ 230,000 |
| Bergen County New Jersey | 2 | $ 632,000 | $ 316,000 | $ 146,000 |
| Burlington County New Jersey | 2 | $ 218,000 | $ 109,000 | $ 83,000 |
| Camden County New Jersey | 2 | $ 11,000 | $ 5,000 | $ 0 |
| Kings County New York | 2 | $ 643,000 | $ 321,000 | $ 327,000 |
| Queens County New York | 2 | $ 1,012,000 | $ 506,000 | $ 75,000 |
| Cabarrus County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Seneca County Ohio | 2 | $ 105,000 | $ 52,000 | $ 38,000 |
| Clatsop County Oregon | 2 | $ 145,000 | $ 72,000 | $ 74,000 |
| Lane County Oregon | 2 | $ 29,000 | $ 14,000 | $ 61,000 |
| Allegheny County Pennsylvania | 2 | $ 88,000 | $ 44,000 | $ 33,000 |
| Chester County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| Cumberland County Pennsylvania | 2 | $ 381,000 | $ 190,000 | $ 379,000 |
| Indiana County Pennsylvania | 2 | $ 105,000 | $ 52,000 | $ 11,000 |
| McKean County Pennsylvania | 2 | $ 118,000 | $ 59,000 | $ 92,000 |
| Montgomery County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 94,000 |
| Northampton County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 2 | $ 206,000 | $ 103,000 | $ 62,000 |
| Dorchester County South Carolina | 2 | $ 184,000 | $ 92,000 | $ 70,000 |
| Minnehaha County South Dakota | 2 | $ 235,000 | $ 117,000 | $ 72,000 |
| Shelby County Tennessee | 2 | $ 313,000 | $ 156,000 | $ 68,000 |
| Bexar County Texas | 2 | $ 305,000 | $ 152,000 | $ 88,000 |
| Denton County Texas | 2 | $ 124,000 | $ 62,000 | $ 74,000 |
| Galveston County Texas | 2 | $ 241,000 | $ 120,000 | $ 63,000 |
| Midland County Texas | 2 | $ 200,000 | $ 100,000 | $ 77,000 |
| Frederick County Virginia | 2 | $ 525,000 | $ 262,000 | $ 113,000 |
| Snohomish County Washington | 2 | $ 135,000 | $ 67,000 | $ 124,000 |
| Yakima County Washington | 2 | $ 224,000 | $ 112,000 | $ 181,000 |
| Door County Wisconsin | 2 | $ 172,000 | $ 86,000 | $ 93,000 |
| Jefferson County Wisconsin | 2 | $ 626,000 | $ 313,000 | $ 119,000 |
| Monroe County Wisconsin | 2 | $ 238,000 | $ 119,000 | $ 91,000 |
| Oneida County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 93,000 |
| Ozaukee County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 154,000 |
| Rock County Wisconsin | 2 | $ 243,000 | $ 121,000 | $ 41,000 |
| Sheboygan County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Washburn County Wisconsin | 2 | $ 314,000 | $ 157,000 | $ 142,000 |
| Washington County Wisconsin | 2 | $ 274,000 | $ 137,000 | $ 49,000 |
| Jefferson County Alabama | 1 | $ 147,000 | $ 147,000 | $ 164,000 |
| Mobile County Alabama | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Mohave County Arizona | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Yavapai County Arizona | 1 | $ 122,000 | $ 122,000 | $ 84,000 |
| Yuma County Arizona | 1 | $ 78,000 | $ 78,000 | $ 58,000 |
| Garland County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Sharp County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 76,000 |
| Fresno County California | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Kern County California | 1 | $ 172,000 | $ 172,000 | $ 194,000 |
| Monterey County California | 1 | $ 250,000 | $ 250,000 | $ 30,000 |
| Napa County California | 1 | $ 257,000 | $ 257,000 | $ 321,000 |
| Sacramento County California | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| Shasta County California | 1 | $ 194,000 | $ 194,000 | $ 70,000 |
| Solano County California | 1 | $ 190,000 | $ 190,000 | $ 80,000 |
| Sonoma County California | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Stanislaus County California | 1 | $ 260,000 | $ 260,000 | $ 182,000 |
| Tehama County California | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Archuleta County Colorado | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Boulder County Colorado | 1 | $ 258,000 | $ 258,000 | $ 85,000 |
| Douglas County Colorado | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 167,000 | $ 167,000 | $ 176,000 |
| Park County Colorado | 1 | $ 290,000 | $ 290,000 | $ 54,000 |
| Pueblo County Colorado | 1 | $ 93,000 | $ 93,000 | $ 58,000 |
| Middlesex County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| New Haven County Connecticut | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Charlotte County Florida | 1 | $ 159,000 | $ 159,000 | $ 84,000 |
| Citrus County Florida | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Collier County Florida | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Duval County Florida | 1 | $ 148,000 | $ 148,000 | $ 34,000 |
| Flagler County Florida | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Lake County Florida | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Marion County Florida | 1 | $ 82,000 | $ 82,000 | $ 90,000 |
| Martin County Florida | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Miami-Dade County Florida | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
| Palm Beach County Florida | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Polk County Florida | 1 | $ 168,000 | $ 168,000 | $ 97,000 |
| St. Lucie County Florida | 1 | $ 61,000 | $ 61,000 | $ 110,000 |
| Bartow County Georgia | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| Bibb County Georgia | 1 | $ 86,000 | $ 86,000 | $ 85,000 |
| Carroll County Georgia | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Crawford County Georgia | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Fannin County Georgia | 1 | $ 176,000 | $ 176,000 | $ 38,000 |
| Fayette County Georgia | 1 | $ 54,000 | $ 54,000 | $ 115,000 |
| Habersham County Georgia | 1 | $ 20,000 | $ 20,000 | $ 128,000 |
| Wayne County Georgia | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Hawaii County Hawaii | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Maui County Hawaii | 1 | $ 23,000 | $ 23,000 | $ 181,000 |
| Ada County Idaho | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Bannock County Idaho | 1 | $ 22,000 | $ 22,000 | $ 91,000 |
| Bonner County Idaho | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Washington County Idaho | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Adams County Illinois | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Champaign County Illinois | 1 | $ 94,000 | $ 94,000 | $ 62,000 |
| Kankakee County Illinois | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Peoria County Illinois | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
| Piatt County Illinois | 1 | $ 187,000 | $ 187,000 | $ 104,000 |
| Sangamon County Illinois | 1 | $ 99,000 | $ 99,000 | $ 140,000 |
| Tazewell County Illinois | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Will County Illinois | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| Williamson County Illinois | 1 | $ 174,000 | $ 174,000 | $ 55,000 |
| Winnebago County Illinois | 1 | $ 104,000 | $ 104,000 | $ 103,000 |
| Carroll County Indiana | 1 | $ 180,000 | $ 180,000 | $ 224,000 |
| Lake County Indiana | 1 | $ 296,000 | $ 296,000 | $ 100,000 |
| Marion County Indiana | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Porter County Indiana | 1 | $ 154,000 | $ 154,000 | $ 40,000 |
| Putnam County Indiana | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Black Hawk County Iowa | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Boone County Iowa | 1 | $ 81,000 | $ 81,000 | $ 137,000 |
| Calhoun County Iowa | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Fayette County Iowa | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Jackson County Iowa | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Polk County Iowa | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Warren County Iowa | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Decatur County Kansas | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Johnson County Kansas | 1 | $ 111,000 | $ 111,000 | $ 80,000 |
| Lyon County Kansas | 1 | $ 88,000 | $ 88,000 | $ 79,000 |
| McPherson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Sedgwick County Kansas | 1 | $ 18,000 | $ 18,000 | $ 139,000 |
| Shawnee County Kansas | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Calloway County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Warren County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Jefferson County Louisiana | 1 | $ 158,000 | $ 158,000 | $ 259,000 |
| St. Tammany County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Baltimore County Maryland | 1 | $ 171,000 | $ 171,000 | $ 79,000 |
| Calvert County Maryland | 1 | $ 84,000 | $ 84,000 | $ 137,000 |
| Cecil County Maryland | 1 | $ 3,000 | $ 3,000 | $ 78,000 |
| Frederick County Maryland | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Harford County Maryland | 1 | $ 154,000 | $ 154,000 | $ 221,000 |
| Montgomery County Maryland | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Prince George's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Talbot County Maryland | 1 | $ 214,000 | $ 214,000 | $ 109,000 |
| Washington County Maryland | 1 | $ 8,000 | $ 8,000 | $ 54,000 |
| Cheboygan County Michigan | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
| Genesee County Michigan | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Gladwin County Michigan | 1 | $ 21,000 | $ 21,000 | $ 27,000 |
| Ingham County Michigan | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Iron County Michigan | 1 | $ 169,000 | $ 169,000 | $ 75,000 |
| Jackson County Michigan | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Kalamazoo County Michigan | 1 | $ 163,000 | $ 163,000 | $ 83,000 |
| Montcalm County Michigan | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Newaygo County Michigan | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Ogemaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Otsego County Michigan | 1 | $ 368,000 | $ 368,000 | $ 296,000 |
| Saginaw County Michigan | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
| Washtenaw County Michigan | 1 | $ 284,000 | $ 284,000 | $ 185,000 |
| Becker County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Beltrami County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 111,000 |
| Carlton County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 21,000 |
| Fillmore County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Freeborn County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Hubbard County Minnesota | 1 | $ 380,000 | $ 380,000 | $ 61,000 |
| Itasca County Minnesota | 1 | $ 310,000 | $ 310,000 | $ 190,000 |
| Kandiyohi County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 97,000 |
| Lake of the Woods County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 91,000 |
| Mille Lacs County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 30,000 |
| Morrison County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 119,000 |
| Nicollet County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Nobles County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Redwood County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 65,000 |
| Roseau County Minnesota | 1 | $ 21,000 | $ 21,000 | $ 33,000 |
| Todd County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Wabasha County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 82,000 |
| Watonwan County Minnesota | 1 | $ 234,000 | $ 234,000 | $ 78,000 |
| Wright County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 53,000 |
| Harrison County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Camden County Missouri | 1 | $ 228,000 | $ 228,000 | $ 67,000 |
| Clay County Missouri | 1 | $ 270,000 | $ 270,000 | $ 46,000 |
| Jasper County Missouri | 1 | $ 100,000 | $ 100,000 | $ 12,000 |
| Jefferson County Missouri | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Lawrence County Missouri | 1 | $ 76,000 | $ 76,000 | $ 82,000 |
| Marion County Missouri | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Pettis County Missouri | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| St. Charles County Missouri | 1 | $ 222,000 | $ 222,000 | $ 107,000 |
| Flathead County Montana | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Gallatin County Montana | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Lewis and Clark County Montana | 1 | $ 68,000 | $ 68,000 | $ 89,000 |
| Meagher County Montana | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Missoula County Montana | 1 | $ 341,000 | $ 341,000 | $ 99,000 |
| Ravalli County Montana | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Yellowstone County Montana | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Burt County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 86,000 |
| Dawson County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Hall County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Madison County Nebraska | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 190,000 |
| Carson City County Nevada | 1 | $ 189,000 | $ 189,000 | $ 112,000 |
| Washoe County Nevada | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
| Sullivan County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Atlantic County New Jersey | 1 | $ 12,000 | $ 12,000 | $ 138,000 |
| Gloucester County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 111,000 |
| Hudson County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Hunterdon County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 146,000 |
| Mercer County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Salem County New Jersey | 1 | $ 152,000 | $ 152,000 | $ 150,000 |
| Sussex County New Jersey | 1 | $ 232,000 | $ 232,000 | $ 82,000 |
| Warren County New Jersey | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Sandoval County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Broome County New York | 1 | $ 44,000 | $ 44,000 | $ 135,000 |
| Chautauqua County New York | 1 | $ 92,000 | $ 92,000 | $ 109,000 |
| Dutchess County New York | 1 | $ 324,000 | $ 324,000 | $ 137,000 |
| Erie County New York | 1 | $ 92,000 | $ 92,000 | $ 81,000 |
| New York County New York | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Onondaga County New York | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Saratoga County New York | 1 | $ 17,000 | $ 17,000 | $ 195,000 |
| Alamance County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 164,000 |
| Carteret County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Catawba County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Durham County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Gaston County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Henderson County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 43,000 |
| Union County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 87,000 |
| Wake County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 54,000 |
| Wayne County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Bottineau County North Dakota | 1 | $ 220,000 | $ 220,000 | $ 55,000 |
| Traill County North Dakota | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| Ward County North Dakota | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Cuyahoga County Ohio | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Delaware County Ohio | 1 | $ 224,000 | $ 224,000 | $ 127,000 |
| Greene County Ohio | 1 | $ 144,000 | $ 144,000 | $ 117,000 |
| Hancock County Ohio | 1 | $ 101,000 | $ 101,000 | $ 99,000 |
| Lorain County Ohio | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Lucas County Ohio | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| Miami County Ohio | 1 | $ 275,000 | $ 275,000 | $ 210,000 |
| Montgomery County Ohio | 1 | $ 79,000 | $ 79,000 | $ 180,000 |
| Noble County Ohio | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Summit County Ohio | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| Clackamas County Oregon | 1 | $ 240,000 | $ 240,000 | $ 89,000 |
| Marion County Oregon | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Multnomah County Oregon | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Yamhill County Oregon | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Adams County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Beaver County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 96,000 |
| Butler County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 150,000 |
| Lancaster County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 69,000 |
| Lehigh County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 58,000 |
| Schuylkill County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 90,000 |
| Somerset County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Greenville County South Carolina | 1 | $ 301,000 | $ 301,000 | $ 126,000 |
| Horry County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| York County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 174,000 |
| Brookings County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Lawrence County South Dakota | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Lincoln County South Dakota | 1 | $ 8,000 | $ 8,000 | $ 59,000 |
| Pennington County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 216,000 |
| Bradley County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Henry County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 32,000 |
| Perry County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Rutherford County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 62,000 |
| Sumner County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Bastrop County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Bell County Texas | 1 | $ 41,000 | $ 41,000 | $ 64,000 |
| Brazoria County Texas | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
| Brazos County Texas | 1 | $ 142,000 | $ 142,000 | $ 92,000 |
| Ellis County Texas | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Fayette County Texas | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Fort Bend County Texas | 1 | $ 363,000 | $ 363,000 | $ 200,000 |
| Franklin County Texas | 1 | $ 30,000 | $ 30,000 | $ 125,000 |
| Guadalupe County Texas | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Lubbock County Texas | 1 | $ 222,000 | $ 222,000 | $ 114,000 |
| Montague County Texas | 1 | $ 136,000 | $ 136,000 | $ 100,000 |
| Montgomery County Texas | 1 | $ 5,000 | $ 5,000 | $ 127,000 |
| San Patricio County Texas | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Smith County Texas | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Wheeler County Texas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Wichita County Texas | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Bath County Virginia | 1 | $ 299,000 | $ 299,000 | $ 143,000 |
| Campbell County Virginia | 1 | $ 22,000 | $ 22,000 | $ 90,000 |
| Fairfax County Virginia | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Warren County Virginia | 1 | $ 300,000 | $ 300,000 | $ 106,000 |
| Okanogan County Washington | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Skagit County Washington | 1 | $ 116,000 | $ 116,000 | $ 86,000 |
| Spokane County Washington | 1 | $ 20,000 | $ 20,000 | $ 6,000 |
| Cabell County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Buffalo County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 28,000 |
| Burnett County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Columbia County Wisconsin | 1 | $ 4,000 | $ 4,000 | $ 50,000 |
| Dunn County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 95,000 |
| Green Lake County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Juneau County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 150,000 |
| La Crosse County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Marinette County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 14,000 |
| Oconto County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Polk County Wisconsin | 1 | $ 254,000 | $ 254,000 | $ 299,000 |
| Racine County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Shawano County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| St. Croix County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 144,000 |
| Waukesha County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 101,000 |
| Waupaca County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Waushara County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Wood County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 54,000 |
| Albany County Wyoming | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Johnson County Wyoming | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Sheridan County Wyoming | 1 | $ 350,000 | $ 350,000 | $ 80,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 448 | $69,845,000 | $155,000 | $1,145,000 | $103,000 | $860,000 |
| Home Purchase | 359 | $70,537,000 | $196,000 | $975,000 | $102,000 | $583,000 |
| Home Improvement | 193 | $12,636,000 | $65,000 | $700,000 | $75,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 764 | $117,727,000 | $154,000 | $1,145,000 | $96,000 | $900,000 |
| Not Provided | 203 | $30,261,000 | $149,000 | $700,000 | $102,000 | $656,000 |
| Black or African American | 15 | $1,814,000 | $120,000 | $363,000 | $112,000 | $274,000 |
| Hispanic | 11 | $2,258,000 | $205,000 | $450,000 | $106,000 | $220,000 |
| American Indian or Alaskan Native | 3 | $220,000 | $73,000 | $200,000 | $24,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $415,000 | $207,000 | $210,000 | $71,000 | $74,000 |
| Not applicable | 1 | $150,000 | $150,000 | $150,000 | $0 | $0 |
| Asian | 1 | $173,000 | $173,000 | $173,000 | $114,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 979 | $149,005,000 | $152,000 | $1,145,000 | $98,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 21 | $4,013,000 | $191,000 | $398,000 | $69,000 | $201,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 522 | $76,082,000 | $145,000 | $1,145,000 | $100,000 | $900,000 |
| Application Approved But Not Accepted | 194 | $30,424,000 | $156,000 | $820,000 | $108,000 | $543,000 |
| Application Denied By Financial Institution | 140 | $15,616,000 | $111,000 | $625,000 | $75,000 | $710,000 |
| Preapproval Approved but not Accepted | 96 | $22,147,000 | $230,000 | $975,000 | $105,000 | $583,000 |
| Preapproval Denied by Financial Institution | 44 | $8,608,000 | $195,000 | $630,000 | $80,000 | $368,000 |
| Application Withdrawn By Applicant | 4 | $141,000 | $35,000 | $75,000 | $46,000 | $154,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 90 | $11,289,000 | $125,000 | $630,000 | $84,000 | $368,000 |
| Debt-To-Income Ratio | 66 | $9,148,000 | $138,000 | $625,000 | $54,000 | $193,000 |
| Collateral | 14 | $2,059,000 | $147,000 | $318,000 | $136,000 | $710,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $594,000 | $148,000 | $238,000 | $52,000 | $82,000 |
| Unverifiable Information | 2 | $166,000 | $83,000 | $121,000 | $52,000 | $55,000 |
| Other | 1 | $152,000 | $152,000 | $152,000 | $32,000 | $32,000 |
| Credit Application Incomplete | 1 | $220,000 | $220,000 | $220,000 | $53,000 | $53,000 |
| Employment History | 1 | $20,000 | $20,000 | $20,000 | $190,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.