Thrivent Federal Credit Union Mortgage Lending & HMDA Data, 2015

In 2015, Thrivent Federal Credit Union of Shakopee, MN reported 1,000 mortgage applications totaling $153.0 million, up 10% from 2014. The average application was for $153,018, and applicants reported an average income of $97,237. 52% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (149), Chicago-Naperville-Arlington Heights, IL (23) and Appleton, WI (21) (applications in parentheses).

Mortgage Company & Address Thrivent Federal Credit Union

Shakopee, MN 55379
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,000
Total Mortgage Loan Application Amount $153,018,000
Average Mortgage Loan Application Amount $153,018
Highest Mortgage Loan Application Amount $1,145,000
Average Applicant Income $97,237
Highest Applicant Income $900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Thrivent Federal Credit Union by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 64 $ 8,699,000 $ 135,921 $ 105,000
Ramsey, Minnesota 25 $ 4,169,000 $ 166,760 $ 114,000
Maricopa, Arizona 18 $ 3,119,000 $ 173,277 $ 101,000
Dakota, Minnesota 18 $ 2,934,000 $ 163,000 $ 129,000
Outagamie, Wisconsin 18 $ 2,097,000 $ 116,500 $ 90,000
Cook, Illinois 15 $ 2,744,000 $ 182,933 $ 99,000
Los Angeles, California 14 $ 3,010,000 $ 215,000 $ 103,000
Anoka, Minnesota 12 $ 2,415,000 $ 201,250 $ 136,000
Washington, Minnesota 10 $ 1,446,000 $ 144,600 $ 78,000
Winnebago, Wisconsin 9 $ 1,094,000 $ 121,555 $ 109,000
Scott, Minnesota 8 $ 1,984,000 $ 248,000 $ 99,000
Harris, Texas 8 $ 962,000 $ 120,250 $ 101,000
Travis, Texas 8 $ 960,000 $ 120,000 $ 85,000
Brown, Wisconsin 8 $ 880,000 $ 110,000 $ 82,000
San Diego, California 7 $ 1,555,000 $ 222,142 $ 105,000
Allen, Indiana 7 $ 612,000 $ 87,428 $ 59,000
Mower, Minnesota 7 $ 870,000 $ 124,285 $ 128,000
San Bernardino, California 6 $ 1,262,000 $ 210,333 $ 103,000
Carver, Minnesota 6 $ 1,071,000 $ 178,500 $ 199,000
Ventura, California 5 $ 2,261,000 $ 452,200 $ 361,000
Madison, Illinois 5 $ 944,000 $ 188,800 $ 112,000
Sherburne, Minnesota 5 $ 719,000 $ 143,800 $ 92,000
Dane, Wisconsin 5 $ 928,000 $ 185,600 $ 100,000
Milwaukee, Wisconsin 5 $ 337,000 $ 67,400 $ 62,000
Pima, Arizona 4 $ 525,000 $ 131,250 $ 79,000
Lee, Florida 4 $ 820,000 $ 205,000 $ 124,000
Seminole, Florida 4 $ 897,000 $ 224,250 $ 138,000
Gwinnett, Georgia 4 $ 511,000 $ 127,750 $ 94,000
DuPage, Illinois 4 $ 566,000 $ 141,500 $ 80,000
Crow Wing, Minnesota 4 $ 598,000 $ 149,500 $ 75,000
Olmsted, Minnesota 4 $ 446,000 $ 111,500 $ 67,000
Nassau, New York 4 $ 762,000 $ 190,500 $ 123,000
Erie, Ohio 4 $ 337,000 $ 84,250 $ 90,000
Washington, Oregon 4 $ 401,000 $ 100,250 $ 86,000
Williamson, Texas 4 $ 522,000 $ 130,500 $ 138,000
Pierce, Washington 4 $ 852,000 $ 213,000 $ 123,000
Thurston, Washington 4 $ 889,000 $ 222,250 $ 100,000
Calumet, Wisconsin 4 $ 596,000 $ 149,000 $ 71,000
Lincoln, Wisconsin 4 $ 92,000 $ 23,000 $ 55,000
Alameda, California 3 $ 624,000 $ 208,000 $ 121,000
Orange, California 3 $ 729,000 $ 243,000 $ 142,000
Brevard, Florida 3 $ 373,000 $ 124,333 $ 73,000
Hillsborough, Florida 3 $ 191,000 $ 63,666 $ 63,000
Orange, Florida 3 $ 233,000 $ 77,666 $ 71,000
Chatham, Georgia 3 $ 588,000 $ 196,000 $ 100,000
McHenry, Illinois 3 $ 247,000 $ 82,333 $ 66,000
Anne Arundel, Maryland 3 $ 1,063,000 $ 354,333 $ 364,000
Livingston, Michigan 3 $ 343,000 $ 114,333 $ 79,000
Marquette, Michigan 3 $ 90,000 $ 30,000 $ 12,000
Oakland, Michigan 3 $ 365,000 $ 121,666 $ 74,000
Wayne, Michigan 3 $ 568,000 $ 189,333 $ 305,000
Lyon, Minnesota 3 $ 479,000 $ 159,666 $ 256,000
McLeod, Minnesota 3 $ 268,000 $ 89,333 $ 64,000
Meeker, Minnesota 3 $ 280,000 $ 93,333 $ 92,000
Stearns, Minnesota 3 $ 326,000 $ 108,666 $ 67,000
Perry, Missouri 3 $ 332,000 $ 110,666 $ 99,000
Clark, Nevada 3 $ 539,000 $ 179,666 $ 62,000
Suffolk, New York 3 $ 674,000 $ 224,666 $ 75,000
Williams, North Dakota 3 $ 99,000 $ 33,000 $ 50,000
Franklin, Ohio 3 $ 82,000 $ 27,333 $ 132,000
Bucks, Pennsylvania 3 $ 301,000 $ 100,333 $ 73,000
Dauphin, Pennsylvania 3 $ 280,000 $ 93,333 $ 81,000
Lexington, South Carolina 3 $ 355,000 $ 118,333 $ 127,000
Davidson, Tennessee 3 $ 490,000 $ 163,333 $ 84,000
Dallas, Texas 3 $ 640,000 $ 213,333 $ 265,000
Hays, Texas 3 $ 712,000 $ 237,333 $ 154,000
Tarrant, Texas 3 $ 131,000 $ 43,666 $ 44,000
Clark, Washington 3 $ 655,000 $ 218,333 $ 146,000
King, Washington 3 $ 802,000 $ 267,333 $ 384,000
Dodge, Wisconsin 3 $ 149,000 $ 49,666 $ 57,000
Manitowoc, Wisconsin 3 $ 416,000 $ 138,666 $ 132,000
Marquette, Wisconsin 3 $ 247,000 $ 82,333 $ 33,000
Baldwin, Alabama 2 $ 72,000 $ 36,000 $ 94,000
Shelby, Alabama 2 $ 294,000 $ 147,000 $ 57,000
Pinal, Arizona 2 $ 262,000 $ 131,000 $ 37,000
Independence, Arkansas 2 $ 267,000 $ 133,500 $ 77,000
Riverside, California 2 $ 339,000 $ 169,500 $ 82,000
San Mateo, California 2 $ 160,000 $ 80,000 $ 62,000
Santa Clara, California 2 $ 796,000 $ 398,000 $ 79,000
Arapahoe, Colorado 2 $ 540,000 $ 270,000 $ 113,000
Larimer, Colorado 2 $ 140,000 $ 70,000 $ 51,000
Weld, Colorado 2 $ 295,000 $ 147,500 $ 49,000
Fairfield, Connecticut 2 $ 783,000 $ 391,500 $ 202,000
Broward, Florida 2 $ 82,000 $ 41,000 $ 82,000
Hernando, Florida 2 $ 220,000 $ 110,000 $ 194,000
Manatee, Florida 2 $ 335,000 $ 167,500 $ 94,000
Pinellas, Florida 2 $ 259,000 $ 129,500 $ 57,000
Volusia, Florida 2 $ 186,000 $ 93,000 $ 69,000
Forsyth, Georgia 2 $ 293,000 $ 146,500 $ 52,000
Fulton, Georgia 2 $ 198,000 $ 99,000 $ 126,000
Jo Daviess, Illinois 2 $ 143,000 $ 71,500 $ 25,000
Lake, Illinois 2 $ 196,000 $ 98,000 $ 67,000
Randolph, Illinois 2 $ 87,000 $ 43,500 $ 53,000
St. Clair, Illinois 2 $ 176,000 $ 88,000 $ 96,000
Adams, Indiana 2 $ 231,000 $ 115,500 $ 54,000
Jackson, Kansas 2 $ 126,000 $ 63,000 $ 47,000
Wabaunsee, Kansas 2 $ 122,000 $ 61,000 $ 48,000
Allegan, Michigan 2 $ 368,000 $ 184,000 $ 123,000
Macomb, Michigan 2 $ 37,000 $ 18,500 $ 49,000
Chisago, Minnesota 2 $ 257,000 $ 128,500 $ 79,000
Faribault, Minnesota 2 $ 225,000 $ 112,500 $ 322,000
Renville, Minnesota 2 $ 198,000 $ 99,000 $ 74,000
Steele, Minnesota 2 $ 182,000 $ 91,000 $ 82,000
Stevens, Minnesota 2 $ 235,000 $ 117,500 $ 63,000
Waseca, Minnesota 2 $ 125,000 $ 62,500 $ 36,000
Winona, Minnesota 2 $ 223,000 $ 111,500 $ 64,000
Christian, Missouri 2 $ 253,000 $ 126,500 $ 39,000
Jackson, Missouri 2 $ 70,000 $ 35,000 $ 59,000
St. Louis, Missouri 2 $ 245,000 $ 122,500 $ 55,000
Douglas, Nebraska 2 $ 621,000 $ 310,500 $ 230,000
Bergen, New Jersey 2 $ 632,000 $ 316,000 $ 146,000
Burlington, New Jersey 2 $ 218,000 $ 109,000 $ 83,000
Camden, New Jersey 2 $ 11,000 $ 5,500 $ 0
Kings, New York 2 $ 643,000 $ 321,500 $ 327,000
Queens, New York 2 $ 1,012,000 $ 506,000 $ 75,000
Cabarrus, North Carolina 2 $ 180,000 $ 90,000 $ 58,000
Seneca, Ohio 2 $ 105,000 $ 52,500 $ 38,000
Clatsop, Oregon 2 $ 145,000 $ 72,500 $ 74,000
Lane, Oregon 2 $ 29,000 $ 14,500 $ 61,000
Allegheny, Pennsylvania 2 $ 88,000 $ 44,000 $ 33,000
Chester, Pennsylvania 2 $ 640,000 $ 320,000 $ 121,000
Cumberland, Pennsylvania 2 $ 381,000 $ 190,500 $ 379,000
Indiana, Pennsylvania 2 $ 105,000 $ 52,500 $ 11,000
McKean, Pennsylvania 2 $ 118,000 $ 59,000 $ 92,000
Montgomery, Pennsylvania 2 $ 245,000 $ 122,500 $ 94,000
Northampton, Pennsylvania 2 $ 239,000 $ 119,500 $ 65,000
Westmoreland, Pennsylvania 2 $ 206,000 $ 103,000 $ 62,000
Dorchester, South Carolina 2 $ 184,000 $ 92,000 $ 70,000
Minnehaha, South Dakota 2 $ 235,000 $ 117,500 $ 72,000
Shelby, Tennessee 2 $ 313,000 $ 156,500 $ 68,000
Bexar, Texas 2 $ 305,000 $ 152,500 $ 88,000
Denton, Texas 2 $ 124,000 $ 62,000 $ 74,000
Galveston, Texas 2 $ 241,000 $ 120,500 $ 63,000
Midland, Texas 2 $ 200,000 $ 100,000 $ 77,000
Frederick, Virginia 2 $ 525,000 $ 262,500 $ 113,000
Snohomish, Washington 2 $ 135,000 $ 67,500 $ 124,000
Yakima, Washington 2 $ 224,000 $ 112,000 $ 181,000
Door, Wisconsin 2 $ 172,000 $ 86,000 $ 93,000
Jefferson, Wisconsin 2 $ 626,000 $ 313,000 $ 119,000
Monroe, Wisconsin 2 $ 238,000 $ 119,000 $ 91,000
Oneida, Wisconsin 2 $ 205,000 $ 102,500 $ 93,000
Ozaukee, Wisconsin 2 $ 170,000 $ 85,000 $ 154,000
Rock, Wisconsin 2 $ 243,000 $ 121,500 $ 41,000
Sheboygan, Wisconsin 2 $ 200,000 $ 100,000 $ 60,000
Washburn, Wisconsin 2 $ 314,000 $ 157,000 $ 142,000
Washington, Wisconsin 2 $ 274,000 $ 137,000 $ 49,000
Jefferson, Alabama 1 $ 147,000 $ 147,000 $ 164,000
Mobile, Alabama 1 $ 68,000 $ 68,000 $ 54,000
Mohave, Arizona 1 $ 85,000 $ 85,000 $ 56,000
Yavapai, Arizona 1 $ 122,000 $ 122,000 $ 84,000
Yuma, Arizona 1 $ 78,000 $ 78,000 $ 58,000
Garland, Arkansas 1 $ 136,000 $ 136,000 $ 50,000
Sharp, Arkansas 1 $ 59,000 $ 59,000 $ 76,000
Fresno, California 1 $ 85,000 $ 85,000 $ 80,000
Kern, California 1 $ 172,000 $ 172,000 $ 194,000
Monterey, California 1 $ 250,000 $ 250,000 $ 30,000
Napa, California 1 $ 257,000 $ 257,000 $ 321,000
Sacramento, California 1 $ 104,000 $ 104,000 $ 73,000
Shasta, California 1 $ 194,000 $ 194,000 $ 70,000
Solano, California 1 $ 190,000 $ 190,000 $ 80,000
Sonoma, California 1 $ 12,000 $ 12,000 $ 0
Stanislaus, California 1 $ 260,000 $ 260,000 $ 182,000
Tehama, California 1 $ 132,000 $ 132,000 $ 43,000
Archuleta, Colorado 1 $ 195,000 $ 195,000 $ 115,000
Boulder, Colorado 1 $ 258,000 $ 258,000 $ 85,000
Douglas, Colorado 1 $ 24,000 $ 24,000 $ 0
Jefferson, Colorado 1 $ 167,000 $ 167,000 $ 176,000
Park, Colorado 1 $ 290,000 $ 290,000 $ 54,000
Pueblo, Colorado 1 $ 93,000 $ 93,000 $ 58,000
Middlesex, Connecticut 1 $ 10,000 $ 10,000 $ 75,000
New Haven, Connecticut 1 $ 118,000 $ 118,000 $ 49,000
Charlotte, Florida 1 $ 159,000 $ 159,000 $ 84,000
Citrus, Florida 1 $ 55,000 $ 55,000 $ 38,000
Collier, Florida 1 $ 100,000 $ 100,000 $ 32,000
Duval, Florida 1 $ 148,000 $ 148,000 $ 34,000
Flagler, Florida 1 $ 115,000 $ 115,000 $ 23,000
Lake, Florida 1 $ 13,000 $ 13,000 $ 0
Marion, Florida 1 $ 82,000 $ 82,000 $ 90,000
Martin, Florida 1 $ 275,000 $ 275,000 $ 89,000
Miami-Dade, Florida 1 $ 110,000 $ 110,000 $ 83,000
Palm Beach, Florida 1 $ 63,000 $ 63,000 $ 36,000
Polk, Florida 1 $ 168,000 $ 168,000 $ 97,000
St. Lucie, Florida 1 $ 61,000 $ 61,000 $ 110,000
Bartow, Georgia 1 $ 3,000 $ 3,000 $ 26,000
Bibb, Georgia 1 $ 86,000 $ 86,000 $ 85,000
Carroll, Georgia 1 $ 40,000 $ 40,000 $ 48,000
Crawford, Georgia 1 $ 75,000 $ 75,000 $ 57,000
Fannin, Georgia 1 $ 176,000 $ 176,000 $ 38,000
Fayette, Georgia 1 $ 54,000 $ 54,000 $ 115,000
Habersham, Georgia 1 $ 20,000 $ 20,000 $ 128,000
Wayne, Georgia 1 $ 122,000 $ 122,000 $ 54,000
Hawaii, Hawaii 1 $ 195,000 $ 195,000 $ 107,000
Maui, Hawaii 1 $ 23,000 $ 23,000 $ 181,000
Ada, Idaho 1 $ 10,000 $ 10,000 $ 0
Bannock, Idaho 1 $ 22,000 $ 22,000 $ 91,000
Bonner, Idaho 1 $ 94,000 $ 94,000 $ 35,000
Washington, Idaho 1 $ 95,000 $ 95,000 $ 28,000
Adams, Illinois 1 $ 76,000 $ 76,000 $ 24,000
Champaign, Illinois 1 $ 94,000 $ 94,000 $ 62,000
Kankakee, Illinois 1 $ 119,000 $ 119,000 $ 43,000
Peoria, Illinois 1 $ 97,000 $ 97,000 $ 52,000
Piatt, Illinois 1 $ 187,000 $ 187,000 $ 104,000
Sangamon, Illinois 1 $ 99,000 $ 99,000 $ 140,000
Tazewell, Illinois 1 $ 85,000 $ 85,000 $ 61,000
Will, Illinois 1 $ 120,000 $ 120,000 $ 74,000
Williamson, Illinois 1 $ 174,000 $ 174,000 $ 55,000
Winnebago, Illinois 1 $ 104,000 $ 104,000 $ 103,000
Carroll, Indiana 1 $ 180,000 $ 180,000 $ 224,000
Lake, Indiana 1 $ 296,000 $ 296,000 $ 100,000
Marion, Indiana 1 $ 2,000 $ 2,000 $ 0
Porter, Indiana 1 $ 154,000 $ 154,000 $ 40,000
Putnam, Indiana 1 $ 45,000 $ 45,000 $ 23,000
Black Hawk, Iowa 1 $ 35,000 $ 35,000 $ 41,000
Boone, Iowa 1 $ 81,000 $ 81,000 $ 137,000
Calhoun, Iowa 1 $ 8,000 $ 8,000 $ 0
Fayette, Iowa 1 $ 10,000 $ 10,000 $ 20,000
Jackson, Iowa 1 $ 68,000 $ 68,000 $ 51,000
Polk, Iowa 1 $ 80,000 $ 80,000 $ 56,000
Warren, Iowa 1 $ 300,000 $ 300,000 $ 140,000
Decatur, Kansas 1 $ 95,000 $ 95,000 $ 32,000
Johnson, Kansas 1 $ 111,000 $ 111,000 $ 80,000
Lyon, Kansas 1 $ 88,000 $ 88,000 $ 79,000
McPherson, Kansas 1 $ 35,000 $ 35,000 $ 36,000
Sedgwick, Kansas 1 $ 18,000 $ 18,000 $ 139,000
Shawnee, Kansas 1 $ 80,000 $ 80,000 $ 28,000
Calloway, Kentucky 1 $ 98,000 $ 98,000 $ 36,000
Warren, Kentucky 1 $ 105,000 $ 105,000 $ 52,000
Jefferson, Louisiana 1 $ 158,000 $ 158,000 $ 259,000
St. Tammany, Louisiana 1 $ 70,000 $ 70,000 $ 103,000
Baltimore, Maryland 1 $ 171,000 $ 171,000 $ 79,000
Calvert, Maryland 1 $ 84,000 $ 84,000 $ 137,000
Cecil, Maryland 1 $ 3,000 $ 3,000 $ 78,000
Frederick, Maryland 1 $ 10,000 $ 10,000 $ 84,000
Harford, Maryland 1 $ 154,000 $ 154,000 $ 221,000
Montgomery, Maryland 1 $ 295,000 $ 295,000 $ 118,000
Prince George's, Maryland 1 $ 25,000 $ 25,000 $ 55,000
Talbot, Maryland 1 $ 214,000 $ 214,000 $ 109,000
Washington, Maryland 1 $ 8,000 $ 8,000 $ 54,000
Cheboygan, Michigan 1 $ 42,000 $ 42,000 $ 28,000
Genesee, Michigan 1 $ 70,000 $ 70,000 $ 50,000
Gladwin, Michigan 1 $ 21,000 $ 21,000 $ 27,000
Ingham, Michigan 1 $ 100,000 $ 100,000 $ 41,000
Iron, Michigan 1 $ 169,000 $ 169,000 $ 75,000
Jackson, Michigan 1 $ 126,000 $ 126,000 $ 63,000
Kalamazoo, Michigan 1 $ 163,000 $ 163,000 $ 83,000
Montcalm, Michigan 1 $ 55,000 $ 55,000 $ 41,000
Newaygo, Michigan 1 $ 180,000 $ 180,000 $ 56,000
Ogemaw, Michigan 1 $ 95,000 $ 95,000 $ 67,000
Otsego, Michigan 1 $ 368,000 $ 368,000 $ 296,000
Saginaw, Michigan 1 $ 84,000 $ 84,000 $ 70,000
Washtenaw, Michigan 1 $ 284,000 $ 284,000 $ 185,000
Becker, Minnesota 1 $ 20,000 $ 20,000 $ 34,000
Beltrami, Minnesota 1 $ 208,000 $ 208,000 $ 111,000
Carlton, Minnesota 1 $ 48,000 $ 48,000 $ 21,000
Fillmore, Minnesota 1 $ 100,000 $ 100,000 $ 79,000
Freeborn, Minnesota 1 $ 117,000 $ 117,000 $ 54,000
Hubbard, Minnesota 1 $ 380,000 $ 380,000 $ 61,000
Itasca, Minnesota 1 $ 310,000 $ 310,000 $ 190,000
Kandiyohi, Minnesota 1 $ 180,000 $ 180,000 $ 97,000
Lake of the Woods, Minnesota 1 $ 180,000 $ 180,000 $ 91,000
Mille Lacs, Minnesota 1 $ 171,000 $ 171,000 $ 30,000
Morrison, Minnesota 1 $ 152,000 $ 152,000 $ 119,000
Nicollet, Minnesota 1 $ 149,000 $ 149,000 $ 99,000
Nobles, Minnesota 1 $ 113,000 $ 113,000 $ 48,000
Redwood, Minnesota 1 $ 130,000 $ 130,000 $ 65,000
Roseau, Minnesota 1 $ 21,000 $ 21,000 $ 33,000
Todd, Minnesota 1 $ 70,000 $ 70,000 $ 39,000
Wabasha, Minnesota 1 $ 167,000 $ 167,000 $ 82,000
Watonwan, Minnesota 1 $ 234,000 $ 234,000 $ 78,000
Wright, Minnesota 1 $ 192,000 $ 192,000 $ 53,000
Harrison, Mississippi 1 $ 128,000 $ 128,000 $ 30,000
Camden, Missouri 1 $ 228,000 $ 228,000 $ 67,000
Clay, Missouri 1 $ 270,000 $ 270,000 $ 46,000
Jasper, Missouri 1 $ 100,000 $ 100,000 $ 12,000
Jefferson, Missouri 1 $ 25,000 $ 25,000 $ 76,000
Lawrence, Missouri 1 $ 76,000 $ 76,000 $ 82,000
Marion, Missouri 1 $ 125,000 $ 125,000 $ 98,000
Pettis, Missouri 1 $ 106,000 $ 106,000 $ 30,000
St. Charles, Missouri 1 $ 222,000 $ 222,000 $ 107,000
Flathead, Montana 1 $ 15,000 $ 15,000 $ 0
Gallatin, Montana 1 $ 180,000 $ 180,000 $ 120,000
Lewis and Clark, Montana 1 $ 68,000 $ 68,000 $ 89,000
Meagher, Montana 1 $ 126,000 $ 126,000 $ 72,000
Missoula, Montana 1 $ 341,000 $ 341,000 $ 99,000
Ravalli, Montana 1 $ 110,000 $ 110,000 $ 53,000
Yellowstone, Montana 1 $ 175,000 $ 175,000 $ 145,000
Burt, Nebraska 1 $ 92,000 $ 92,000 $ 86,000
Dawson, Nebraska 1 $ 100,000 $ 100,000 $ 120,000
Hall, Nebraska 1 $ 8,000 $ 8,000 $ 0
Lancaster, Nebraska 1 $ 205,000 $ 205,000 $ 56,000
Madison, Nebraska 1 $ 306,000 $ 306,000 $ 0
Sarpy, Nebraska 1 $ 20,000 $ 20,000 $ 190,000
Carson City, Nevada 1 $ 189,000 $ 189,000 $ 112,000
Washoe, Nevada 1 $ 240,000 $ 240,000 $ 54,000
Sullivan, New Hampshire 1 $ 95,000 $ 95,000 $ 52,000
Atlantic, New Jersey 1 $ 12,000 $ 12,000 $ 138,000
Gloucester, New Jersey 1 $ 250,000 $ 250,000 $ 111,000
Hudson, New Jersey 1 $ 130,000 $ 130,000 $ 73,000
Hunterdon, New Jersey 1 $ 200,000 $ 200,000 $ 146,000
Mercer, New Jersey 1 $ 49,000 $ 49,000 $ 0
Salem, New Jersey 1 $ 152,000 $ 152,000 $ 150,000
Sussex, New Jersey 1 $ 232,000 $ 232,000 $ 82,000
Warren, New Jersey 1 $ 94,000 $ 94,000 $ 37,000
Sandoval, New Mexico 1 $ 205,000 $ 205,000 $ 74,000
Broome, New York 1 $ 44,000 $ 44,000 $ 135,000
Chautauqua, New York 1 $ 92,000 $ 92,000 $ 109,000
Dutchess, New York 1 $ 324,000 $ 324,000 $ 137,000
Erie, New York 1 $ 92,000 $ 92,000 $ 81,000
New York, New York 1 $ 16,000 $ 16,000 $ 58,000
Onondaga, New York 1 $ 76,000 $ 76,000 $ 35,000
Saratoga, New York 1 $ 17,000 $ 17,000 $ 195,000
Alamance, North Carolina 1 $ 304,000 $ 304,000 $ 164,000
Carteret, North Carolina 1 $ 112,000 $ 112,000 $ 51,000
Catawba, North Carolina 1 $ 90,000 $ 90,000 $ 30,000
Durham, North Carolina 1 $ 126,000 $ 126,000 $ 65,000
Gaston, North Carolina 1 $ 56,000 $ 56,000 $ 44,000
Henderson, North Carolina 1 $ 97,000 $ 97,000 $ 43,000
Union, North Carolina 1 $ 136,000 $ 136,000 $ 87,000
Wake, North Carolina 1 $ 192,000 $ 192,000 $ 54,000
Wayne, North Carolina 1 $ 20,000 $ 20,000 $ 34,000
Bottineau, North Dakota 1 $ 220,000 $ 220,000 $ 55,000
Traill, North Dakota 1 $ 120,000 $ 120,000 $ 74,000
Ward, North Dakota 1 $ 111,000 $ 111,000 $ 48,000
Cuyahoga, Ohio 1 $ 5,000 $ 5,000 $ 0
Delaware, Ohio 1 $ 224,000 $ 224,000 $ 127,000
Greene, Ohio 1 $ 144,000 $ 144,000 $ 117,000
Hancock, Ohio 1 $ 101,000 $ 101,000 $ 99,000
Lorain, Ohio 1 $ 150,000 $ 150,000 $ 40,000
Lucas, Ohio 1 $ 96,000 $ 96,000 $ 54,000
Miami, Ohio 1 $ 275,000 $ 275,000 $ 210,000
Montgomery, Ohio 1 $ 79,000 $ 79,000 $ 180,000
Noble, Ohio 1 $ 70,000 $ 70,000 $ 50,000
Summit, Ohio 1 $ 21,000 $ 21,000 $ 19,000
Clackamas, Oregon 1 $ 240,000 $ 240,000 $ 89,000
Marion, Oregon 1 $ 115,000 $ 115,000 $ 97,000
Multnomah, Oregon 1 $ 205,000 $ 205,000 $ 93,000
Yamhill, Oregon 1 $ 200,000 $ 200,000 $ 34,000
Adams, Pennsylvania 1 $ 114,000 $ 114,000 $ 38,000
Beaver, Pennsylvania 1 $ 104,000 $ 104,000 $ 96,000
Butler, Pennsylvania 1 $ 140,000 $ 140,000 $ 150,000
Lancaster, Pennsylvania 1 $ 199,000 $ 199,000 $ 69,000
Lehigh, Pennsylvania 1 $ 190,000 $ 190,000 $ 58,000
Schuylkill, Pennsylvania 1 $ 17,000 $ 17,000 $ 90,000
Somerset, Pennsylvania 1 $ 50,000 $ 50,000 $ 100,000
Greenville, South Carolina 1 $ 301,000 $ 301,000 $ 126,000
Horry, South Carolina 1 $ 150,000 $ 150,000 $ 109,000
York, South Carolina 1 $ 270,000 $ 270,000 $ 174,000
Brookings, South Dakota 1 $ 120,000 $ 120,000 $ 46,000
Lawrence, South Dakota 1 $ 113,000 $ 113,000 $ 65,000
Lincoln, South Dakota 1 $ 8,000 $ 8,000 $ 59,000
Pennington, South Dakota 1 $ 10,000 $ 10,000 $ 0
Anderson, Tennessee 1 $ 240,000 $ 240,000 $ 216,000
Bradley, Tennessee 1 $ 275,000 $ 275,000 $ 51,000
Henry, Tennessee 1 $ 35,000 $ 35,000 $ 0
Lawrence, Tennessee 1 $ 212,000 $ 212,000 $ 32,000
Perry, Tennessee 1 $ 80,000 $ 80,000 $ 25,000
Rutherford, Tennessee 1 $ 268,000 $ 268,000 $ 62,000
Sumner, Tennessee 1 $ 172,000 $ 172,000 $ 60,000
Bastrop, Texas 1 $ 22,000 $ 22,000 $ 0
Bell, Texas 1 $ 41,000 $ 41,000 $ 64,000
Brazoria, Texas 1 $ 10,000 $ 10,000 $ 90,000
Brazos, Texas 1 $ 142,000 $ 142,000 $ 92,000
Ellis, Texas 1 $ 67,000 $ 67,000 $ 31,000
Fayette, Texas 1 $ 90,000 $ 90,000 $ 46,000
Fort Bend, Texas 1 $ 363,000 $ 363,000 $ 200,000
Franklin, Texas 1 $ 30,000 $ 30,000 $ 125,000
Guadalupe, Texas 1 $ 142,000 $ 142,000 $ 56,000
Lubbock, Texas 1 $ 222,000 $ 222,000 $ 114,000
Montague, Texas 1 $ 136,000 $ 136,000 $ 100,000
Montgomery, Texas 1 $ 5,000 $ 5,000 $ 127,000
San Patricio, Texas 1 $ 5,000 $ 5,000 $ 0
Smith, Texas 1 $ 120,000 $ 120,000 $ 80,000
Wheeler, Texas 1 $ 98,000 $ 98,000 $ 0
Wichita, Texas 1 $ 175,000 $ 175,000 $ 113,000
Bath, Virginia 1 $ 299,000 $ 299,000 $ 143,000
Campbell, Virginia 1 $ 22,000 $ 22,000 $ 90,000
Fairfax, Virginia 1 $ 200,000 $ 200,000 $ 109,000
Warren, Virginia 1 $ 300,000 $ 300,000 $ 106,000
Okanogan, Washington 1 $ 86,000 $ 86,000 $ 28,000
Skagit, Washington 1 $ 116,000 $ 116,000 $ 86,000
Spokane, Washington 1 $ 20,000 $ 20,000 $ 6,000
Cabell, West Virginia 1 $ 86,000 $ 86,000 $ 43,000
Buffalo, Wisconsin 1 $ 22,000 $ 22,000 $ 28,000
Burnett, Wisconsin 1 $ 110,000 $ 110,000 $ 55,000
Columbia, Wisconsin 1 $ 4,000 $ 4,000 $ 50,000
Dunn, Wisconsin 1 $ 22,000 $ 22,000 $ 95,000
Green Lake, Wisconsin 1 $ 59,000 $ 59,000 $ 44,000
Juneau, Wisconsin 1 $ 18,000 $ 18,000 $ 150,000
La Crosse, Wisconsin 1 $ 98,000 $ 98,000 $ 46,000
Marinette, Wisconsin 1 $ 24,000 $ 24,000 $ 14,000
Oconto, Wisconsin 1 $ 104,000 $ 104,000 $ 34,000
Polk, Wisconsin 1 $ 254,000 $ 254,000 $ 299,000
Racine, Wisconsin 1 $ 275,000 $ 275,000 $ 181,000
Shawano, Wisconsin 1 $ 167,000 $ 167,000 $ 72,000
St. Croix, Wisconsin 1 $ 47,000 $ 47,000 $ 144,000
Waukesha, Wisconsin 1 $ 234,000 $ 234,000 $ 101,000
Waupaca, Wisconsin 1 $ 145,000 $ 145,000 $ 56,000
Waushara, Wisconsin 1 $ 105,000 $ 105,000 $ 65,000
Wood, Wisconsin 1 $ 23,000 $ 23,000 $ 54,000
Albany, Wyoming 1 $ 136,000 $ 136,000 $ 55,000
Johnson, Wyoming 1 $ 66,000 $ 66,000 $ 33,000
Sheridan, Wyoming 1 $ 350,000 $ 350,000 $ 80,000

Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 448 $69,845,000 $155,000 $1,145,000 $103,000 $860,000
Home Purchase 359 $70,537,000 $196,000 $975,000 $102,000 $583,000
Home Improvement 193 $12,636,000 $65,000 $700,000 $75,000 $900,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 764 $117,727,000 $154,000 $1,145,000 $96,000 $900,000
Not Provided 203 $30,261,000 $149,000 $700,000 $102,000 $656,000
Black or African American 15 $1,814,000 $120,000 $363,000 $112,000 $274,000
Hispanic 11 $2,258,000 $205,000 $450,000 $106,000 $220,000
American Indian or Alaskan Native 3 $220,000 $73,000 $200,000 $24,000 $39,000
Native Hawaiian or Other Pacific Islander 2 $415,000 $207,000 $210,000 $71,000 $74,000
Not applicable 1 $150,000 $150,000 $150,000 $0 $0
Asian 1 $173,000 $173,000 $173,000 $114,000 $114,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 979 $149,005,000 $152,000 $1,145,000 $98,000 $900,000
VA-guaranteed (Veterans Administration) 21 $4,013,000 $191,000 $398,000 $69,000 $201,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 522 $76,082,000 $145,000 $1,145,000 $100,000 $900,000
Application Approved But Not Accepted 194 $30,424,000 $156,000 $820,000 $108,000 $543,000
Application Denied By Financial Institution 140 $15,616,000 $111,000 $625,000 $75,000 $710,000
Preapproval Approved but not Accepted 96 $22,147,000 $230,000 $975,000 $105,000 $583,000
Preapproval Denied by Financial Institution 44 $8,608,000 $195,000 $630,000 $80,000 $368,000
Application Withdrawn By Applicant 4 $141,000 $35,000 $75,000 $46,000 $154,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 90 $11,289,000 $125,000 $630,000 $84,000 $368,000
Debt-To-Income Ratio 66 $9,148,000 $138,000 $625,000 $54,000 $193,000
Collateral 14 $2,059,000 $147,000 $318,000 $136,000 $710,000
Insufficient Cash (Downpayment, Closing Cost) 4 $594,000 $148,000 $238,000 $52,000 $82,000
Unverifiable Information 2 $166,000 $83,000 $121,000 $52,000 $55,000
Other 1 $152,000 $152,000 $152,000 $32,000 $32,000
Credit Application Incomplete 1 $220,000 $220,000 $220,000 $53,000 $53,000
Employment History 1 $20,000 $20,000 $20,000 $190,000 $190,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thrivent Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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