Tiaa-Cref Trust Company Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Tiaa-Cref Trust Company Fsb 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tiaa-Cref Trust Company Fsb 211 North Broadway, Ste 1000 St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 941 |
| Total Mortgage Loan Application Amount | $273,366,000 |
| Average Mortgage Loan Application Amount | $289,000 |
| Highest Mortgage Loan Application Amount | $1,638,000 |
| Average Applicant Income | $128,666 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Tiaa-Cref Trust Company Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tiaa-Cref Trust Company Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Tiaa-Cref Trust Company Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tiaa-Cref Trust Company Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Tiaa-Cref Trust Company Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tiaa-Cref Trust Company Fsb's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 105 | $ 23,854,000 | $ 227,000 | $ 142,000 |
| Cabarrus County North Carolina | 42 | $ 8,374,000 | $ 199,000 | $ 120,000 |
| Denver County Colorado | 25 | $ 6,590,000 | $ 263,000 | $ 129,000 |
| King County Washington | 21 | $ 15,063,000 | $ 717,000 | $ 32,000 |
| New York County New York | 19 | $ 7,210,000 | $ 379,000 | $ 199,000 |
| Arapahoe County Colorado | 18 | $ 2,698,000 | $ 149,000 | $ 95,000 |
| Jefferson County Colorado | 18 | $ 3,278,000 | $ 182,000 | $ 109,000 |
| Los Angeles County California | 16 | $ 7,151,000 | $ 446,000 | $ 101,000 |
| Cook County Illinois | 15 | $ 6,500,000 | $ 433,000 | $ 96,000 |
| Nassau County New York | 15 | $ 4,479,000 | $ 298,000 | $ 159,000 |
| Westchester County New York | 15 | $ 5,154,000 | $ 343,000 | $ 174,000 |
| Union County North Carolina | 15 | $ 4,811,000 | $ 320,000 | $ 194,000 |
| Douglas County Colorado | 13 | $ 3,825,000 | $ 294,000 | $ 109,000 |
| St. Louis County Missouri | 11 | $ 1,249,000 | $ 113,000 | $ 20,000 |
| Queens County New York | 11 | $ 3,542,000 | $ 322,000 | $ 150,000 |
| Suffolk County New York | 11 | $ 3,553,000 | $ 323,000 | $ 173,000 |
| Alameda County California | 9 | $ 7,071,000 | $ 785,000 | $ 48,000 |
| Contra Costa County California | 9 | $ 6,317,000 | $ 701,000 | $ 54,000 |
| Middlesex County Massachusetts | 9 | $ 2,961,000 | $ 329,000 | $ 154,000 |
| Fairfield County Connecticut | 8 | $ 4,643,000 | $ 580,000 | $ 284,000 |
| Montgomery County Maryland | 8 | $ 3,533,000 | $ 441,000 | $ 129,000 |
| St. Charles County Missouri | 8 | $ 1,171,000 | $ 146,000 | $ 21,000 |
| Denton County Texas | 8 | $ 1,454,000 | $ 181,000 | $ 84,000 |
| Orange County California | 7 | $ 5,434,000 | $ 776,000 | $ 98,000 |
| Adams County Colorado | 7 | $ 1,265,000 | $ 180,000 | $ 73,000 |
| Essex County New Jersey | 7 | $ 2,114,000 | $ 302,000 | $ 186,000 |
| Hudson County New Jersey | 7 | $ 2,079,000 | $ 297,000 | $ 151,000 |
| Kings County New York | 7 | $ 1,931,000 | $ 275,000 | $ 91,000 |
| Gaston County North Carolina | 7 | $ 1,127,000 | $ 161,000 | $ 106,000 |
| Iredell County North Carolina | 7 | $ 1,560,000 | $ 222,000 | $ 121,000 |
| Fairfax County Virginia | 7 | $ 3,139,000 | $ 448,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 6 | $ 3,511,000 | $ 585,000 | $ 61,000 |
| Monmouth County New Jersey | 6 | $ 2,380,000 | $ 396,000 | $ 228,000 |
| Bronx County New York | 6 | $ 1,326,000 | $ 221,000 | $ 143,000 |
| Dallas County Texas | 6 | $ 1,265,000 | $ 210,000 | $ 111,000 |
| Maricopa County Arizona | 5 | $ 1,332,000 | $ 266,000 | $ 110,000 |
| Boulder County Colorado | 5 | $ 1,524,000 | $ 304,000 | $ 69,000 |
| New Haven County Connecticut | 5 | $ 1,185,000 | $ 237,000 | $ 79,000 |
| DuPage County Illinois | 5 | $ 2,690,000 | $ 538,000 | $ 32,000 |
| Bergen County New Jersey | 5 | $ 1,786,000 | $ 357,000 | $ 132,000 |
| Middlesex County New Jersey | 5 | $ 2,479,000 | $ 495,000 | $ 310,000 |
| Somerset County New Jersey | 5 | $ 2,032,000 | $ 406,000 | $ 259,000 |
| Rockland County New York | 5 | $ 1,571,000 | $ 314,000 | $ 148,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,051,000 | $ 210,000 | $ 115,000 |
| York County South Carolina | 5 | $ 1,038,000 | $ 207,000 | $ 159,000 |
| Collin County Texas | 5 | $ 885,000 | $ 177,000 | $ 90,000 |
| Arlington County Virginia | 5 | $ 3,503,000 | $ 700,000 | $ 126,000 |
| Santa Clara County California | 4 | $ 2,869,000 | $ 717,000 | $ 21,000 |
| Fulton County Georgia | 4 | $ 838,000 | $ 209,000 | $ 107,000 |
| Baltimore County Maryland | 4 | $ 775,000 | $ 193,000 | $ 77,000 |
| Suffolk County Massachusetts | 4 | $ 1,057,000 | $ 264,000 | $ 108,000 |
| Hennepin County Minnesota | 4 | $ 945,000 | $ 236,000 | $ 78,000 |
| Passaic County New Jersey | 4 | $ 705,000 | $ 176,000 | $ 82,000 |
| Union County New Jersey | 4 | $ 925,000 | $ 231,000 | $ 120,000 |
| Putnam County New York | 4 | $ 645,000 | $ 161,000 | $ 53,000 |
| Richmond County New York | 4 | $ 1,319,000 | $ 329,000 | $ 110,000 |
| Durham County North Carolina | 4 | $ 772,000 | $ 193,000 | $ 67,000 |
| Allegheny County Pennsylvania | 4 | $ 828,000 | $ 207,000 | $ 126,000 |
| Delaware County Pennsylvania | 4 | $ 535,000 | $ 133,000 | $ 125,000 |
| Harris County Texas | 4 | $ 1,656,000 | $ 414,000 | $ 171,000 |
| Travis County Texas | 4 | $ 821,000 | $ 205,000 | $ 153,000 |
| Salt Lake County Utah | 4 | $ 949,000 | $ 237,000 | $ 64,000 |
| San Diego County California | 3 | $ 2,206,000 | $ 735,000 | $ 63,000 |
| San Francisco County California | 3 | $ 2,684,000 | $ 894,000 | $ 0 |
| Santa Barbara County California | 3 | $ 1,210,000 | $ 403,000 | $ 129,000 |
| Palm Beach County Florida | 3 | $ 395,000 | $ 131,000 | $ 96,000 |
| Volusia County Florida | 3 | $ 401,000 | $ 133,000 | $ 46,000 |
| Cobb County Georgia | 3 | $ 711,000 | $ 237,000 | $ 113,000 |
| Norfolk County Massachusetts | 3 | $ 1,636,000 | $ 545,000 | $ 166,000 |
| Oakland County Michigan | 3 | $ 756,000 | $ 252,000 | $ 82,000 |
| Dakota County Minnesota | 3 | $ 658,000 | $ 219,000 | $ 126,000 |
| Jefferson County Missouri | 3 | $ 279,000 | $ 93,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 912,000 | $ 304,000 | $ 123,000 |
| Franklin County Ohio | 3 | $ 588,000 | $ 196,000 | $ 100,000 |
| Oklahoma County Oklahoma | 3 | $ 598,000 | $ 199,000 | $ 147,000 |
| Bucks County Pennsylvania | 3 | $ 964,000 | $ 321,000 | $ 180,000 |
| Chester County Pennsylvania | 3 | $ 703,000 | $ 234,000 | $ 147,000 |
| Davidson County Tennessee | 3 | $ 720,000 | $ 240,000 | $ 101,000 |
| Williamson County Texas | 3 | $ 470,000 | $ 156,000 | $ 163,000 |
| Jefferson County Alabama | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Shelby County Alabama | 2 | $ 471,000 | $ 235,000 | $ 118,000 |
| Marin County California | 2 | $ 1,470,000 | $ 735,000 | $ 0 |
| Santa Cruz County California | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Broomfield County Colorado | 2 | $ 398,000 | $ 199,000 | $ 96,000 |
| El Paso County Colorado | 2 | $ 934,000 | $ 467,000 | $ 181,000 |
| Hartford County Connecticut | 2 | $ 671,000 | $ 335,000 | $ 358,000 |
| New Castle County Delaware | 2 | $ 487,000 | $ 243,000 | $ 259,000 |
| Hillsborough County Florida | 2 | $ 397,000 | $ 198,000 | $ 140,000 |
| Seminole County Florida | 2 | $ 406,000 | $ 203,000 | $ 99,000 |
| St. Johns County Florida | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Sumter County Florida | 2 | $ 344,000 | $ 172,000 | $ 61,000 |
| DeKalb County Georgia | 2 | $ 281,000 | $ 140,000 | $ 51,000 |
| Gwinnett County Georgia | 2 | $ 435,000 | $ 217,000 | $ 182,000 |
| Lake County Illinois | 2 | $ 1,245,000 | $ 622,000 | $ 0 |
| Madison County Illinois | 2 | $ 250,000 | $ 125,000 | $ 226,000 |
| St. Clair County Illinois | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 389,000 | $ 194,000 | $ 203,000 |
| Cumberland County Maine | 2 | $ 445,000 | $ 222,000 | $ 98,000 |
| Anne Arundel County Maryland | 2 | $ 780,000 | $ 390,000 | $ 157,000 |
| Barnstable County Massachusetts | 2 | $ 676,000 | $ 338,000 | $ 67,000 |
| Berkshire County Massachusetts | 2 | $ 455,000 | $ 227,000 | $ 70,000 |
| Clark County Nevada | 2 | $ 235,000 | $ 117,000 | $ 144,000 |
| Washoe County Nevada | 2 | $ 205,000 | $ 102,000 | $ 97,000 |
| Camden County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 179,000 |
| Mercer County New Jersey | 2 | $ 554,000 | $ 277,000 | $ 136,000 |
| Morris County New Jersey | 2 | $ 559,000 | $ 279,000 | $ 165,000 |
| Columbia County New York | 2 | $ 156,000 | $ 78,000 | $ 116,000 |
| Dutchess County New York | 2 | $ 503,000 | $ 251,000 | $ 137,000 |
| Monroe County New York | 2 | $ 344,000 | $ 172,000 | $ 121,000 |
| Orange County New York | 2 | $ 446,000 | $ 223,000 | $ 231,000 |
| Cumberland County North Carolina | 2 | $ 273,000 | $ 136,000 | $ 87,000 |
| Forsyth County North Carolina | 2 | $ 656,000 | $ 328,000 | $ 226,000 |
| Guilford County North Carolina | 2 | $ 355,000 | $ 177,000 | $ 93,000 |
| New Hanover County North Carolina | 2 | $ 568,000 | $ 284,000 | $ 40,000 |
| Rowan County North Carolina | 2 | $ 282,000 | $ 141,000 | $ 84,000 |
| Grand Forks County North Dakota | 2 | $ 209,000 | $ 104,000 | $ 52,000 |
| Clackamas County Oregon | 2 | $ 1,484,000 | $ 742,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 514,000 | $ 257,000 | $ 117,000 |
| Brazos County Texas | 2 | $ 377,000 | $ 188,000 | $ 165,000 |
| Montgomery County Texas | 2 | $ 517,000 | $ 258,000 | $ 89,000 |
| Tarrant County Texas | 2 | $ 314,000 | $ 157,000 | $ 81,000 |
| Windsor County Vermont | 2 | $ 268,000 | $ 134,000 | $ 41,000 |
| Ozaukee County Wisconsin | 2 | $ 453,000 | $ 226,000 | $ 108,000 |
| Baldwin County Alabama | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Calhoun County Alabama | 1 | $ 139,000 | $ 139,000 | $ 98,000 |
| Chambers County Alabama | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Anchorage County Alaska | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| Pima County Arizona | 1 | $ 393,000 | $ 393,000 | $ 225,000 |
| Pulaski County Arkansas | 1 | $ 223,000 | $ 223,000 | $ 68,000 |
| Monterey County California | 1 | $ 1,462,000 | $ 1,462,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 343,000 | $ 343,000 | $ 113,000 |
| San Mateo County California | 1 | $ 978,000 | $ 978,000 | $ 0 |
| Solano County California | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
| Sonoma County California | 1 | $ 673,000 | $ 673,000 | $ 0 |
| Yolo County California | 1 | $ 253,000 | $ 253,000 | $ 82,000 |
| Grand County Colorado | 1 | $ 347,000 | $ 347,000 | $ 392,000 |
| Larimer County Colorado | 1 | $ 138,000 | $ 138,000 | $ 79,000 |
| Montezuma County Colorado | 1 | $ 141,000 | $ 141,000 | $ 84,000 |
| Park County Colorado | 1 | $ 160,000 | $ 160,000 | $ 28,000 |
| Pueblo County Colorado | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Litchfield County Connecticut | 1 | $ 272,000 | $ 272,000 | $ 458,000 |
| Sussex County Delaware | 1 | $ 200,000 | $ 200,000 | $ 174,000 |
| Alachua County Florida | 1 | $ 131,000 | $ 131,000 | $ 99,000 |
| Brevard County Florida | 1 | $ 488,000 | $ 488,000 | $ 247,000 |
| Broward County Florida | 1 | $ 137,000 | $ 137,000 | $ 189,000 |
| Clay County Florida | 1 | $ 122,000 | $ 122,000 | $ 69,000 |
| Collier County Florida | 1 | $ 110,000 | $ 110,000 | $ 73,000 |
| Indian River County Florida | 1 | $ 100,000 | $ 100,000 | $ 239,000 |
| Lee County Florida | 1 | $ 146,000 | $ 146,000 | $ 110,000 |
| Leon County Florida | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Miami-Dade County Florida | 1 | $ 165,000 | $ 165,000 | $ 310,000 |
| Orange County Florida | 1 | $ 169,000 | $ 169,000 | $ 85,000 |
| Pasco County Florida | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Sarasota County Florida | 1 | $ 131,000 | $ 131,000 | $ 121,000 |
| St. Lucie County Florida | 1 | $ 244,000 | $ 244,000 | $ 143,000 |
| Walton County Florida | 1 | $ 415,000 | $ 415,000 | $ 12,000 |
| Forsyth County Georgia | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Henry County Georgia | 1 | $ 201,000 | $ 201,000 | $ 75,000 |
| Lowndes County Georgia | 1 | $ 89,000 | $ 89,000 | $ 67,000 |
| Oconee County Georgia | 1 | $ 100,000 | $ 100,000 | $ 138,000 |
| Paulding County Georgia | 1 | $ 108,000 | $ 108,000 | $ 84,000 |
| Rockdale County Georgia | 1 | $ 157,000 | $ 157,000 | $ 157,000 |
| Walton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 165,000 |
| Maui County Hawaii | 1 | $ 600,000 | $ 600,000 | $ 160,000 |
| Latah County Idaho | 1 | $ 124,000 | $ 124,000 | $ 78,000 |
| Adams County Illinois | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
| Champaign County Illinois | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Hamilton County Indiana | 1 | $ 258,000 | $ 258,000 | $ 54,000 |
| Lake County Indiana | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| Marion County Indiana | 1 | $ 282,000 | $ 282,000 | $ 144,000 |
| Morgan County Indiana | 1 | $ 157,000 | $ 157,000 | $ 144,000 |
| Putnam County Indiana | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Tippecanoe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 220,000 |
| Boone County Iowa | 1 | $ 316,000 | $ 316,000 | $ 90,000 |
| Polk County Iowa | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Story County Iowa | 1 | $ 196,000 | $ 196,000 | $ 120,000 |
| Douglas County Kansas | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Johnson County Kansas | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Jefferson County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 77,000 |
| Oldham County Kentucky | 1 | $ 414,000 | $ 414,000 | $ 267,000 |
| Calcasieu County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 101,000 |
| Lincoln County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Kennebec County Maine | 1 | $ 42,000 | $ 42,000 | $ 24,000 |
| Frederick County Maryland | 1 | $ 404,000 | $ 404,000 | $ 93,000 |
| Bristol County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Hampshire County Massachusetts | 1 | $ 139,000 | $ 139,000 | $ 143,000 |
| Worcester County Massachusetts | 1 | $ 192,000 | $ 192,000 | $ 273,000 |
| Bay County Michigan | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Clinton County Michigan | 1 | $ 195,000 | $ 195,000 | $ 277,000 |
| Genesee County Michigan | 1 | $ 61,000 | $ 61,000 | $ 74,000 |
| Ingham County Michigan | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Livingston County Michigan | 1 | $ 181,000 | $ 181,000 | $ 92,000 |
| Macomb County Michigan | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Washtenaw County Michigan | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Wayne County Michigan | 1 | $ 202,000 | $ 202,000 | $ 128,000 |
| Anoka County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 158,000 |
| Beltrami County Minnesota | 1 | $ 213,000 | $ 213,000 | $ 214,000 |
| Rice County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Scott County Minnesota | 1 | $ 163,000 | $ 163,000 | $ 78,000 |
| Wright County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Cape Girardeau County Missouri | 1 | $ 53,000 | $ 53,000 | $ 61,000 |
| Clay County Missouri | 1 | $ 284,000 | $ 284,000 | $ 136,000 |
| Franklin County Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Dawes County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 83,000 |
| Douglas County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Lyon County Nevada | 1 | $ 111,000 | $ 111,000 | $ 105,000 |
| Grafton County New Hampshire | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Hillsborough County New Hampshire | 1 | $ 684,000 | $ 684,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Rockingham County New Hampshire | 1 | $ 119,000 | $ 119,000 | $ 75,000 |
| Sullivan County New Hampshire | 1 | $ 346,000 | $ 346,000 | $ 145,000 |
| Burlington County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Cape May County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 76,000 |
| Gloucester County New Jersey | 1 | $ 309,000 | $ 309,000 | $ 120,000 |
| Warren County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 241,000 |
| Bernalillo County New Mexico | 1 | $ 259,000 | $ 259,000 | $ 206,000 |
| Los Alamos County New Mexico | 1 | $ 278,000 | $ 278,000 | $ 180,000 |
| Roosevelt County New Mexico | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Albany County New York | 1 | $ 285,000 | $ 285,000 | $ 181,000 |
| Broome County New York | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| Delaware County New York | 1 | $ 179,000 | $ 179,000 | $ 110,000 |
| Erie County New York | 1 | $ 282,000 | $ 282,000 | $ 135,000 |
| Onondaga County New York | 1 | $ 211,000 | $ 211,000 | $ 100,000 |
| Rensselaer County New York | 1 | $ 158,000 | $ 158,000 | $ 131,000 |
| Schenectady County New York | 1 | $ 290,000 | $ 290,000 | $ 123,000 |
| Seneca County New York | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Tompkins County New York | 1 | $ 359,000 | $ 359,000 | $ 96,000 |
| Ashe County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 85,000 |
| Brunswick County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 47,000 |
| Carteret County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 205,000 |
| Haywood County North Carolina | 1 | $ 273,000 | $ 273,000 | $ 127,000 |
| Jackson County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Lincoln County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 84,000 |
| Montgomery County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 144,000 |
| Moore County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 140,000 |
| Orange County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Pamlico County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 300,000 |
| Stokes County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Yadkin County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| Cass County North Dakota | 1 | $ 222,000 | $ 222,000 | $ 143,000 |
| Cuyahoga County Ohio | 1 | $ 278,000 | $ 278,000 | $ 180,000 |
| Delaware County Ohio | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Hamilton County Ohio | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Montgomery County Ohio | 1 | $ 83,000 | $ 83,000 | $ 85,000 |
| Cleveland County Oklahoma | 1 | $ 187,000 | $ 187,000 | $ 59,000 |
| Deschutes County Oregon | 1 | $ 168,000 | $ 168,000 | $ 190,000 |
| Marion County Oregon | 1 | $ 181,000 | $ 181,000 | $ 72,000 |
| Tillamook County Oregon | 1 | $ 148,000 | $ 148,000 | $ 194,000 |
| Fayette County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 41,000 |
| Lackawanna County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| Lancaster County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 35,000 |
| Lycoming County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| Monroe County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Montgomery County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 140,000 |
| Northampton County Pennsylvania | 1 | $ 263,000 | $ 263,000 | $ 220,000 |
| Wayne County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Westmoreland County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Bristol County Rhode Island | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Providence County Rhode Island | 1 | $ 417,000 | $ 417,000 | $ 280,000 |
| Beaufort County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Horry County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 100,000 |
| Richland County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 135,000 |
| Rutherford County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 94,000 |
| Sumner County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 139,000 |
| Bexar County Texas | 1 | $ 186,000 | $ 186,000 | $ 73,000 |
| Cameron County Texas | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Guadalupe County Texas | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Hidalgo County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Nueces County Texas | 1 | $ 204,000 | $ 204,000 | $ 189,000 |
| Summit County Utah | 1 | $ 993,000 | $ 993,000 | $ 0 |
| Bennington County Vermont | 1 | $ 200,000 | $ 200,000 | $ 403,000 |
| Orange County Vermont | 1 | $ 188,000 | $ 188,000 | $ 180,000 |
| Windham County Vermont | 1 | $ 219,000 | $ 219,000 | $ 249,000 |
| Chesapeake County Virginia | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Chesterfield County Virginia | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| James City County Virginia | 1 | $ 253,000 | $ 253,000 | $ 106,000 |
| Montgomery County Virginia | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Prince William County Virginia | 1 | $ 104,000 | $ 104,000 | $ 71,000 |
| Stafford County Virginia | 1 | $ 344,000 | $ 344,000 | $ 127,000 |
| Staunton County Virginia | 1 | $ 126,000 | $ 126,000 | $ 123,000 |
| Williamsburg County Virginia | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Benton County Washington | 1 | $ 214,000 | $ 214,000 | $ 106,000 |
| Chelan County Washington | 1 | $ 666,000 | $ 666,000 | $ 0 |
| Jefferson County Washington | 1 | $ 313,000 | $ 313,000 | $ 150,000 |
| Kitsap County Washington | 1 | $ 232,000 | $ 232,000 | $ 95,000 |
| Kittitas County Washington | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Snohomish County Washington | 1 | $ 652,000 | $ 652,000 | $ 0 |
| Spokane County Washington | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| Whatcom County Washington | 1 | $ 167,000 | $ 167,000 | $ 53,000 |
| Jefferson County West Virginia | 1 | $ 403,000 | $ 403,000 | $ 119,000 |
| Randolph County West Virginia | 1 | $ 118,000 | $ 118,000 | $ 129,000 |
| Kenosha County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 82,000 |
| St. Croix County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 108,000 |
| Albany County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 17,000 |
| Carbon County Wyoming | 1 | $ 79,000 | $ 79,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company Fsb in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 768 | $208,158,000 | $271,000 | $1,495,000 | $118,000 | $1,000,000 |
| Home Purchase | 160 | $62,530,000 | $390,000 | $1,638,000 | $117,000 | $679,000 |
| Home Improvement | 13 | $2,678,000 | $206,000 | $417,000 | $151,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 596 | $143,603,000 | $240,000 | $1,470,000 | $133,000 | $775,000 |
| Not applicable | 105 | $70,389,000 | $670,000 | $1,638,000 | $3,000 | $379,000 |
| Not Provided | 94 | $23,334,000 | $248,000 | $1,000,000 | $131,000 | $750,000 |
| Asian | 62 | $17,818,000 | $287,000 | $975,000 | $145,000 | $415,000 |
| Black or African American | 43 | $9,517,000 | $221,000 | $1,215,000 | $136,000 | $1,000,000 |
| Hispanic | 37 | $7,922,000 | $214,000 | $725,000 | $103,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $671,000 | $223,000 | $272,000 | $198,000 | $276,000 |
| American Indian or Alaskan Native | 1 | $112,000 | $112,000 | $112,000 | $363,000 | $363,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 941 | $273,366,000 | $290,000 | $1,638,000 | $118,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 349 | $83,543,000 | $239,000 | $1,120,000 | $137,000 | $775,000 |
| Application Denied By Financial Institution | 271 | $67,595,000 | $249,000 | $1,215,000 | $128,000 | $1,000,000 |
| Application Withdrawn By Applicant | 162 | $38,811,000 | $239,000 | $725,000 | $134,000 | $750,000 |
| Loan Purchased By The Institution | 106 | $70,562,000 | $665,000 | $1,638,000 | $3,000 | $379,000 |
| File Closed For Incompleteness | 38 | $9,220,000 | $242,000 | $1,470,000 | $134,000 | $425,000 |
| Application Approved But Not Accepted | 15 | $3,635,000 | $242,000 | $475,000 | $129,000 | $239,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 107 | $25,614,000 | $239,000 | $902,000 | $138,000 | $500,000 |
| Collateral | 60 | $15,085,000 | $251,000 | $1,215,000 | $151,000 | $1,000,000 |
| Debt-To-Income Ratio | 55 | $15,503,000 | $281,000 | $1,000,000 | $76,000 | $229,000 |
| Other | 28 | $6,599,000 | $235,000 | $658,000 | $153,000 | $621,000 |
| Credit History | 11 | $2,336,000 | $212,000 | $494,000 | $103,000 | $296,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,899,000 | $316,000 | $715,000 | $153,000 | $284,000 |
| Unverifiable Information | 2 | $276,000 | $138,000 | $188,000 | $82,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $98,000 | $98,000 | $98,000 | $67,000 | $67,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $47,000 | $47,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company Fsb's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tiaa-Cref Trust Company Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.