Tiaa-Cref Trust Company Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Tiaa-Cref Trust Company Fsb 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tiaa-Cref Trust Company Fsb 211 North Broadway, Ste 1000 St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 941 |
| Total Mortgage Loan Application Amount | $273,366,000 |
| Average Mortgage Loan Application Amount | $289,000 |
| Highest Mortgage Loan Application Amount | $1,638,000 |
| Average Applicant Income | $128,666 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Tiaa-Cref Trust Company Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tiaa-Cref Trust Company Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Tiaa-Cref Trust Company Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tiaa-Cref Trust Company Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Tiaa-Cref Trust Company Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tiaa-Cref Trust Company Fsb's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 174 | $ 39,204,000 | $ 216,000 | $ 149,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 87 | $ 27,268,000 | $ 302,000 | $ 141,000 |
| DENVER-AURORA-BROOMFIELD, CO | 84 | $ 18,214,000 | $ 216,000 | $ 108,000 |
| ST. LOUIS, MO-IL | 28 | $ 3,422,000 | $ 124,500 | $ 64,500 |
| NASSAU-SUFFOLK, NY | 26 | $ 8,032,000 | $ 308,000 | $ 165,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 22 | $ 15,715,000 | $ 714,000 | $ 30,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 21 | $ 11,004,000 | $ 498,000 | $ 96,333 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 20 | $ 9,190,000 | $ 459,000 | $ 80,000 |
| DALLAS-PLANO-IRVING, TX | 19 | $ 3,604,000 | $ 189,000 | $ 94,000 |
| EDISON-NEW BRUNSWICK, NJ | 19 | $ 7,803,000 | $ 410,000 | $ 241,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 18 | $ 13,388,000 | $ 743,000 | $ 51,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 16 | $ 3,081,000 | $ 192,000 | $ 115,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 16 | $ 7,151,000 | $ 446,000 | $ 101,000 |
| PHILADELPHIA, PA | 16 | $ 3,469,000 | $ 216,000 | $ 137,000 |
| NEWARK-UNION, NJ-PA | 13 | $ 3,598,000 | $ 276,000 | $ 162,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 11 | $ 2,379,000 | $ 198,000 | $ 103,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 9 | $ 3,937,000 | $ 437,000 | $ 125,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 9 | $ 2,961,000 | $ 329,000 | $ 154,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 4,643,000 | $ 580,000 | $ 284,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 7 | $ 1,291,000 | $ 184,000 | $ 157,000 |
| BOSTON-QUINCY, MA | 7 | $ 2,693,000 | $ 384,000 | $ 133,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 7 | $ 5,434,000 | $ 776,000 | $ 98,000 |
| BALTIMORE-TOWSON, MD | 6 | $ 1,555,000 | $ 259,000 | $ 104,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 6 | $ 2,173,000 | $ 362,000 | $ 144,000 |
| PITTSBURGH, PA | 6 | $ 1,014,000 | $ 169,000 | $ 97,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 6 | $ 5,132,000 | $ 855,000 | $ 0 |
| BOULDER, CO | 5 | $ 1,524,000 | $ 304,000 | $ 69,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 848,000 | $ 169,000 | $ 61,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 1,132,000 | $ 226,000 | $ 107,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 1,185,000 | $ 237,000 | $ 79,000 |
| PHOENIX-MESA-GLENDALE, AZ | 5 | $ 1,332,000 | $ 266,000 | $ 110,000 |
| SALT LAKE CITY, UT | 5 | $ 1,942,000 | $ 388,000 | $ 51,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5 | $ 1,062,000 | $ 212,000 | $ 85,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 811,000 | $ 202,000 | $ 98,000 |
| CAMDEN, NJ | 4 | $ 894,000 | $ 223,000 | $ 141,000 |
| COLUMBUS, OH | 4 | $ 731,000 | $ 182,000 | $ 92,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 784,000 | $ 196,000 | $ 94,000 |
| OKLAHOMA CITY, OK | 4 | $ 785,000 | $ 196,000 | $ 125,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4 | $ 1,998,000 | $ 499,000 | $ 58,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 4 | $ 949,000 | $ 237,000 | $ 184,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 2,869,000 | $ 717,000 | $ 21,000 |
| WINSTON-SALEM, NC | 4 | $ 988,000 | $ 247,000 | $ 180,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 733,000 | $ 244,000 | $ 145,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 401,000 | $ 133,000 | $ 46,000 |
| JACKSONVILLE, FL | 3 | $ 542,000 | $ 180,000 | $ 58,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 1,307,000 | $ 342,000 | $ 41,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 3 | $ 575,000 | $ 191,000 | $ 94,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 3 | $ 742,000 | $ 246,500 | $ 112,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 3 | $ 2,206,000 | $ 735,000 | $ 63,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 1,210,000 | $ 403,000 | $ 129,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3 | $ 662,000 | $ 220,000 | $ 114,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 511,000 | $ 170,000 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3 | $ 395,000 | $ 131,000 | $ 96,000 |
| WILMINGTON, NC | 3 | $ 762,000 | $ 254,000 | $ 42,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 563,000 | $ 281,500 | $ 230,500 |
| BARNSTABLE TOWN, MA | 2 | $ 676,000 | $ 338,000 | $ 67,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 377,000 | $ 188,000 | $ 165,000 |
| COLORADO SPRINGS, CO | 2 | $ 934,000 | $ 467,000 | $ 181,000 |
| FAYETTEVILLE, NC | 2 | $ 273,000 | $ 136,000 | $ 87,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 314,000 | $ 157,000 | $ 81,000 |
| GRAND FORKS, ND-MN | 2 | $ 209,000 | $ 104,000 | $ 52,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 355,000 | $ 177,000 | $ 93,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 671,000 | $ 335,000 | $ 358,000 |
| KANSAS CITY, MO-KS | 2 | $ 474,000 | $ 237,000 | $ 119,500 |
| LANSING-EAST LANSING, MI | 2 | $ 299,000 | $ 149,000 | $ 163,000 |
| LAS VEGAS-PARADISE, NV | 2 | $ 235,000 | $ 117,000 | $ 144,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 528,000 | $ 264,000 | $ 172,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 453,000 | $ 226,000 | $ 108,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2 | $ 389,000 | $ 194,000 | $ 203,000 |
| PITTSFIELD, MA | 2 | $ 455,000 | $ 227,000 | $ 70,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 445,000 | $ 222,000 | $ 98,000 |
| RENO-SPARKS, NV | 2 | $ 205,000 | $ 102,000 | $ 97,000 |
| ROCHESTER, NY | 2 | $ 344,000 | $ 172,000 | $ 121,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 381,000 | $ 190,000 | $ 79,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| TRENTON-EWING, NJ | 2 | $ 554,000 | $ 277,000 | $ 136,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 487,000 | $ 243,000 | $ 259,000 |
| ALBUQUERQUE, NM | 1 | $ 259,000 | $ 259,000 | $ 206,000 |
| AMES, IA | 1 | $ 196,000 | $ 196,000 | $ 120,000 |
| ANCHORAGE, AK | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| ANN ARBOR, MI | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| ANNISTON-OXFORD, AL | 1 | $ 139,000 | $ 139,000 | $ 98,000 |
| ASHEVILLE, NC | 1 | $ 273,000 | $ 273,000 | $ 127,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 100,000 | $ 100,000 | $ 138,000 |
| BAY CITY, MI | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| BELLINGHAM, WA | 1 | $ 167,000 | $ 167,000 | $ 53,000 |
| BEND, OR | 1 | $ 168,000 | $ 168,000 | $ 190,000 |
| BINGHAMTON, NY | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 232,000 | $ 232,000 | $ 95,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 282,000 | $ 282,000 | $ 135,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 146,000 | $ 146,000 | $ 110,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 53,000 | $ 53,000 | $ 61,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 278,000 | $ 278,000 | $ 180,000 |
| COLUMBIA, SC | 1 | $ 159,000 | $ 159,000 | $ 135,000 |
| CORPUS CHRISTI, TX | 1 | $ 204,000 | $ 204,000 | $ 189,000 |
| DAYTON, OH | 1 | $ 83,000 | $ 83,000 | $ 85,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 202,000 | $ 202,000 | $ 128,000 |
| FARGO, ND-MN | 1 | $ 222,000 | $ 222,000 | $ 143,000 |
| FLINT, MI | 1 | $ 61,000 | $ 61,000 | $ 74,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 138,000 | $ 138,000 | $ 79,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 137,000 | $ 137,000 | $ 189,000 |
| GAINESVILLE, FL | 1 | $ 131,000 | $ 131,000 | $ 99,000 |
| GARY, IN | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| ITHACA, NY | 1 | $ 359,000 | $ 359,000 | $ 96,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 214,000 | $ 214,000 | $ 106,000 |
| LAFAYETTE, IN | 1 | $ 125,000 | $ 125,000 | $ 220,000 |
| LAKE CHARLES, LA | 1 | $ 169,000 | $ 169,000 | $ 101,000 |
| LANCASTER, PA | 1 | $ 257,000 | $ 257,000 | $ 35,000 |
| LAWRENCE, KS | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 223,000 | $ 223,000 | $ 68,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 684,000 | $ 684,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 165,000 | $ 165,000 | $ 310,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 98,000 | $ 98,000 | $ 100,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 110,000 | $ 110,000 | $ 73,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 1 | $ 131,000 | $ 131,000 | $ 121,000 |
| OCEAN CITY, NJ | 1 | $ 240,000 | $ 240,000 | $ 76,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 488,000 | $ 488,000 | $ 247,000 |
| PORT ST. LUCIE, FL | 1 | $ 244,000 | $ 244,000 | $ 143,000 |
| PUEBLO, CO | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| RICHMOND, VA | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 119,000 | $ 119,000 | $ 75,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1 | $ 253,000 | $ 253,000 | $ 82,000 |
| SALEM, OR | 1 | $ 181,000 | $ 181,000 | $ 72,000 |
| SALINAS, CA | 1 | $ 1,462,000 | $ 1,462,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 343,000 | $ 343,000 | $ 113,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 673,000 | $ 673,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 100,000 | $ 100,000 | $ 239,000 |
| SPOKANE, WA | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| SPRINGFIELD, MA | 1 | $ 139,000 | $ 139,000 | $ 143,000 |
| SYRACUSE, NY | 1 | $ 211,000 | $ 211,000 | $ 100,000 |
| TALLAHASSEE, FL | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| TUCSON, AZ | 1 | $ 393,000 | $ 393,000 | $ 225,000 |
| VALDOSTA, GA | 1 | $ 89,000 | $ 89,000 | $ 67,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 666,000 | $ 666,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| WORCESTER, MA | 1 | $ 192,000 | $ 192,000 | $ 273,000 |
Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company Fsb in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 768 | $208,158,000 | $271,000 | $1,495,000 | $118,000 | $1,000,000 |
| Home Purchase | 160 | $62,530,000 | $390,000 | $1,638,000 | $117,000 | $679,000 |
| Home Improvement | 13 | $2,678,000 | $206,000 | $417,000 | $151,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 596 | $143,603,000 | $240,000 | $1,470,000 | $133,000 | $775,000 |
| Not applicable | 105 | $70,389,000 | $670,000 | $1,638,000 | $3,000 | $379,000 |
| Not Provided | 94 | $23,334,000 | $248,000 | $1,000,000 | $131,000 | $750,000 |
| Asian | 62 | $17,818,000 | $287,000 | $975,000 | $145,000 | $415,000 |
| Black or African American | 43 | $9,517,000 | $221,000 | $1,215,000 | $136,000 | $1,000,000 |
| Hispanic | 37 | $7,922,000 | $214,000 | $725,000 | $103,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $671,000 | $223,000 | $272,000 | $198,000 | $276,000 |
| American Indian or Alaskan Native | 1 | $112,000 | $112,000 | $112,000 | $363,000 | $363,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 941 | $273,366,000 | $290,000 | $1,638,000 | $118,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 349 | $83,543,000 | $239,000 | $1,120,000 | $137,000 | $775,000 |
| Application Denied By Financial Institution | 271 | $67,595,000 | $249,000 | $1,215,000 | $128,000 | $1,000,000 |
| Application Withdrawn By Applicant | 162 | $38,811,000 | $239,000 | $725,000 | $134,000 | $750,000 |
| Loan Purchased By The Institution | 106 | $70,562,000 | $665,000 | $1,638,000 | $3,000 | $379,000 |
| File Closed For Incompleteness | 38 | $9,220,000 | $242,000 | $1,470,000 | $134,000 | $425,000 |
| Application Approved But Not Accepted | 15 | $3,635,000 | $242,000 | $475,000 | $129,000 | $239,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 107 | $25,614,000 | $239,000 | $902,000 | $138,000 | $500,000 |
| Collateral | 60 | $15,085,000 | $251,000 | $1,215,000 | $151,000 | $1,000,000 |
| Debt-To-Income Ratio | 55 | $15,503,000 | $281,000 | $1,000,000 | $76,000 | $229,000 |
| Other | 28 | $6,599,000 | $235,000 | $658,000 | $153,000 | $621,000 |
| Credit History | 11 | $2,336,000 | $212,000 | $494,000 | $103,000 | $296,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,899,000 | $316,000 | $715,000 | $153,000 | $284,000 |
| Unverifiable Information | 2 | $276,000 | $138,000 | $188,000 | $82,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $98,000 | $98,000 | $98,000 | $67,000 | $67,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $47,000 | $47,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company Fsb's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tiaa-Cref Trust Company Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.