Tib the Independent Bankersban Mortgage Lending & HMDA Data, 2013

In 2013, Tib the Independent Bankersban of Farmers Branch, TX reported 3,313 mortgage applications totaling $544.7 million, down 7% from 2012. The average application was for $164,412, and applicants reported an average income of $92,827. 67% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Springfield, MO (224), San Angelo, TX (144) and Austin-Round Rock-San Marcos, TX (134) (applications in parentheses).

Mortgage Company & Address Tib the Independent Bankersban
11701 Luna Road
Farmers Branch, TX 75234
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,313
Total Mortgage Loan Application Amount $544,699,000
Average Mortgage Loan Application Amount $164,412
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $92,827
Highest Applicant Income $1,299,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tib the Independent Bankersban filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tib the Independent Bankersban by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tom Green, Texas 143 $ 22,118,000 $ 154,671 $ 99,000
Greene, Missouri 106 $ 13,902,000 $ 131,150 $ 73,000
Polk, Missouri 90 $ 11,574,000 $ 128,600 $ 73,000
Cole, Missouri 74 $ 11,804,000 $ 159,513 $ 78,000
Mohave, Arizona 67 $ 10,809,000 $ 161,328 $ 89,000
Montgomery, Texas 65 $ 13,800,000 $ 212,307 $ 120,000
Bastrop, Texas 61 $ 10,015,000 $ 164,180 $ 107,000
Walker, Texas 61 $ 8,938,000 $ 146,524 $ 81,000
Pope, Arkansas 59 $ 8,919,000 $ 151,169 $ 102,000
Comal, Texas 56 $ 12,237,000 $ 218,517 $ 124,000
Cape Girardeau, Missouri 52 $ 8,463,000 $ 162,750 $ 79,000
Laclede, Missouri 47 $ 5,661,000 $ 120,446 $ 61,000
La Plata, Colorado 46 $ 10,695,000 $ 232,500 $ 85,000
Carroll, Arkansas 45 $ 6,573,000 $ 146,066 $ 80,000
Ouachita, Louisiana 43 $ 8,523,000 $ 198,209 $ 93,000
St. James, Louisiana 43 $ 8,386,000 $ 195,023 $ 99,000
Pontotoc, Oklahoma 42 $ 4,754,000 $ 113,190 $ 46,000
Gregg, Texas 42 $ 8,542,000 $ 203,380 $ 141,000
Grayson, Texas 40 $ 5,450,000 $ 136,250 $ 79,000
Lafayette, Louisiana 36 $ 7,539,000 $ 209,416 $ 105,000
Pima, Arizona 34 $ 6,797,000 $ 199,911 $ 107,000
Lea, New Mexico 31 $ 4,362,000 $ 140,709 $ 66,000
Randall, Texas 31 $ 4,594,000 $ 148,193 $ 68,000
Hays, Texas 30 $ 7,643,000 $ 254,766 $ 189,000
Rapides, Louisiana 29 $ 5,017,000 $ 173,000 $ 83,000
Osage, Missouri 29 $ 4,129,000 $ 142,379 $ 71,000
Smith, Texas 29 $ 5,146,000 $ 177,448 $ 94,000
Boone, Arkansas 27 $ 3,988,000 $ 147,703 $ 88,000
Washington, Arkansas 27 $ 6,699,000 $ 248,111 $ 131,000
Jefferson, Missouri 26 $ 3,155,000 $ 121,346 $ 61,000
Luna, New Mexico 26 $ 3,182,000 $ 122,384 $ 56,000
Benton, Arkansas 25 $ 4,029,000 $ 161,160 $ 79,000
Boone, Missouri 25 $ 3,856,000 $ 154,240 $ 61,000
St. Francois, Missouri 25 $ 3,787,000 $ 151,480 $ 89,000
Texas, Oklahoma 25 $ 2,882,000 $ 115,280 $ 76,000
Burnet, Texas 25 $ 4,278,000 $ 171,120 $ 109,000
Williamson, Texas 25 $ 5,228,000 $ 209,120 $ 106,000
Caldwell, Louisiana 24 $ 3,971,000 $ 165,458 $ 100,000
Jasper, Missouri 24 $ 2,595,000 $ 108,125 $ 55,000
Guadalupe, Texas 24 $ 4,978,000 $ 207,416 $ 137,000
Van Buren, Arkansas 23 $ 2,916,000 $ 126,782 $ 79,000
Grant, Louisiana 23 $ 3,385,000 $ 147,173 $ 89,000
Taney, Missouri 22 $ 3,882,000 $ 176,454 $ 91,000
Bell, Texas 22 $ 3,451,000 $ 156,863 $ 146,000
Taylor, Texas 22 $ 3,593,000 $ 163,318 $ 79,000
Callaway, Missouri 20 $ 2,769,000 $ 138,450 $ 69,000
Franklin, Missouri 20 $ 3,620,000 $ 181,000 $ 83,000
Harris, Texas 20 $ 3,838,000 $ 191,900 $ 104,000
Lafourche, Louisiana 19 $ 4,166,000 $ 219,263 $ 92,000
Grant, New Mexico 19 $ 2,756,000 $ 145,052 $ 65,000
Richland, Louisiana 18 $ 2,941,000 $ 163,388 $ 77,000
Perry, Missouri 18 $ 2,534,000 $ 140,777 $ 53,000
Gillespie, Texas 18 $ 3,617,000 $ 200,944 $ 101,000
Jack, Texas 18 $ 2,474,000 $ 137,444 $ 74,000
Navarro, Texas 18 $ 2,488,000 $ 138,222 $ 80,000
Travis, Texas 18 $ 4,126,000 $ 229,222 $ 203,000
Baxter, Arkansas 17 $ 2,070,000 $ 121,764 $ 56,000
Denton, Texas 17 $ 4,018,000 $ 236,352 $ 86,000
Harrison, Texas 17 $ 3,254,000 $ 191,411 $ 99,000
Medina, Texas 17 $ 3,248,000 $ 191,058 $ 143,000
Wilson, Texas 17 $ 5,015,000 $ 295,000 $ 140,000
Faulkner, Arkansas 16 $ 2,865,000 $ 179,062 $ 72,000
Camden, Missouri 16 $ 3,071,000 $ 191,937 $ 107,000
Flathead, Montana 16 $ 2,882,000 $ 180,125 $ 112,000
Dallas, Texas 16 $ 3,603,000 $ 225,187 $ 126,000
Hansford, Texas 16 $ 1,996,000 $ 124,750 $ 86,000
Ochiltree, Texas 16 $ 1,947,000 $ 121,687 $ 74,000
Jackson, Missouri 15 $ 3,415,000 $ 227,666 $ 269,000
Miller, Missouri 15 $ 2,864,000 $ 190,933 $ 77,000
Scott, Missouri 15 $ 1,975,000 $ 131,666 $ 53,000
Brazoria, Texas 15 $ 2,660,000 $ 177,333 $ 137,000
La Salle, Louisiana 14 $ 2,368,000 $ 169,142 $ 130,000
Marion, Arkansas 13 $ 1,420,000 $ 109,230 $ 68,000
Christian, Missouri 13 $ 1,843,000 $ 141,769 $ 54,000
Hartley, Texas 13 $ 2,069,000 $ 159,153 $ 79,000
Franklin, Louisiana 12 $ 1,859,000 $ 154,916 $ 58,000
Vermilion, Louisiana 12 $ 1,898,000 $ 158,166 $ 107,000
Okmulgee, Oklahoma 12 $ 1,494,000 $ 124,500 $ 62,000
Wise, Texas 12 $ 1,814,000 $ 151,166 $ 84,000
Newton, Arkansas 11 $ 1,630,000 $ 148,181 $ 77,000
Yell, Arkansas 11 $ 1,589,000 $ 144,454 $ 89,000
Bexar, Texas 11 $ 2,116,000 $ 192,363 $ 130,000
Bowie, Texas 11 $ 1,667,000 $ 151,545 $ 102,000
Brazos, Texas 11 $ 1,739,000 $ 158,090 $ 103,000
Dallam, Texas 11 $ 1,379,000 $ 125,363 $ 58,000
Titus, Texas 11 $ 1,880,000 $ 170,909 $ 112,000
St. Charles, Louisiana 10 $ 1,912,000 $ 191,200 $ 99,000
Missoula, Montana 10 $ 1,939,000 $ 193,900 $ 77,000
Macon, Tennessee 10 $ 1,043,000 $ 104,300 $ 48,000
Montague, Texas 10 $ 1,747,000 $ 174,700 $ 103,000
Potter, Texas 10 $ 1,610,000 $ 161,000 $ 76,000
Young, Texas 10 $ 1,639,000 $ 163,900 $ 89,000
Webster, Louisiana 9 $ 1,249,000 $ 138,777 $ 76,000
St. Louis, Missouri 9 $ 1,589,000 $ 176,555 $ 82,000
Webster, Missouri 9 $ 1,180,000 $ 131,111 $ 74,000
Angelina, Texas 9 $ 1,130,000 $ 125,555 $ 78,000
Fayette, Texas 9 $ 1,612,000 $ 179,111 $ 76,000
Freestone, Texas 9 $ 1,410,000 $ 156,666 $ 101,000
Galveston, Texas 9 $ 2,267,000 $ 251,888 $ 259,000
Hood, Texas 9 $ 1,805,000 $ 200,555 $ 143,000
Llano, Texas 9 $ 1,675,000 $ 186,111 $ 139,000
Wichita, Texas 9 $ 1,117,000 $ 124,111 $ 59,000
Ascension, Louisiana 8 $ 1,484,000 $ 185,500 $ 117,000
Deer Lodge, Montana 8 $ 1,507,000 $ 188,375 $ 72,000
Panola, Texas 8 $ 1,597,000 $ 199,625 $ 104,000
Tarrant, Texas 8 $ 1,532,000 $ 191,500 $ 99,000
Cochise, Arizona 7 $ 975,000 $ 139,285 $ 92,000
Maricopa, Arizona 7 $ 1,900,000 $ 271,428 $ 177,000
Morehouse, Louisiana 7 $ 943,000 $ 134,714 $ 87,000
Tangipahoa, Louisiana 7 $ 1,108,000 $ 158,285 $ 54,000
Maries, Missouri 7 $ 872,000 $ 124,571 $ 85,000
New Madrid, Missouri 7 $ 808,000 $ 115,428 $ 48,000
Ste. Genevieve, Missouri 7 $ 1,244,000 $ 177,714 $ 67,000
Collin, Texas 7 $ 1,766,000 $ 252,285 $ 114,000
Lamar, Texas 7 $ 867,000 $ 123,857 $ 67,000
Liberty, Texas 7 $ 909,000 $ 129,857 $ 70,000
Moore, Texas 7 $ 736,000 $ 105,142 $ 80,000
Rusk, Texas 7 $ 1,190,000 $ 170,000 $ 77,000
Cullman, Alabama 6 $ 785,000 $ 130,833 $ 65,000
Searcy, Arkansas 6 $ 831,000 $ 138,500 $ 64,000
Boone, Indiana 6 $ 738,000 $ 123,000 $ 65,000
Johnson, Kansas 6 $ 1,701,000 $ 283,500 $ 121,000
Dallas, Missouri 6 $ 510,000 $ 85,000 $ 94,000
Hickory, Missouri 6 $ 589,000 $ 98,166 $ 59,000
Washington, Missouri 6 $ 832,000 $ 138,666 $ 56,000
Silver Bow, Montana 6 $ 612,000 $ 102,000 $ 67,000
Camp, Texas 6 $ 1,157,000 $ 192,833 $ 229,000
Cherokee, Texas 6 $ 1,758,000 $ 293,000 $ 122,000
Henderson, Texas 6 $ 1,351,000 $ 225,166 $ 105,000
Parker, Texas 6 $ 1,269,000 $ 211,500 $ 113,000
Van Zandt, Texas 6 $ 697,000 $ 116,166 $ 78,000
Pinal, Arizona 5 $ 759,000 $ 151,800 $ 58,000
Miller, Arkansas 5 $ 935,000 $ 187,000 $ 104,000
Seward, Kansas 5 $ 650,000 $ 130,000 $ 132,000
Iberia, Louisiana 5 $ 809,000 $ 161,800 $ 51,000
St. John the Baptist, Louisiana 5 $ 728,000 $ 145,600 $ 50,000
Cedar, Missouri 5 $ 711,000 $ 142,200 $ 109,000
Gasconade, Missouri 5 $ 766,000 $ 153,200 $ 76,000
Howell, Missouri 5 $ 495,000 $ 99,000 $ 48,000
Lincoln, Montana 5 $ 900,000 $ 180,000 $ 147,000
San Juan, New Mexico 5 $ 765,000 $ 153,000 $ 70,000
Woodward, Oklahoma 5 $ 621,000 $ 124,200 $ 82,000
Sumner, Tennessee 5 $ 804,000 $ 160,800 $ 56,000
Callahan, Texas 5 $ 607,000 $ 121,400 $ 81,000
Clay, Texas 5 $ 1,044,000 $ 208,800 $ 105,000
Deaf Smith, Texas 5 $ 542,000 $ 108,400 $ 65,000
Lee, Texas 5 $ 743,000 $ 148,600 $ 85,000
Runnels, Texas 5 $ 273,000 $ 54,600 $ 44,000
Upshur, Texas 5 $ 929,000 $ 185,800 $ 89,000
Cross, Arkansas 4 $ 848,000 $ 212,000 $ 112,000
Stone, Arkansas 4 $ 267,000 $ 66,750 $ 40,000
Acadia, Louisiana 4 $ 622,000 $ 155,500 $ 67,000
Terrebonne, Louisiana 4 $ 839,000 $ 209,750 $ 93,000
Crawford, Missouri 4 $ 367,000 $ 91,750 $ 52,000
Dade, Missouri 4 $ 593,000 $ 148,250 $ 81,000
Moniteau, Missouri 4 $ 627,000 $ 156,750 $ 43,000
Pulaski, Missouri 4 $ 618,000 $ 154,500 $ 83,000
Texas, Missouri 4 $ 462,000 $ 115,500 $ 66,000
Warren, Missouri 4 $ 965,000 $ 241,250 $ 77,000
Wright, Missouri 4 $ 434,000 $ 108,500 $ 62,000
Ravalli, Montana 4 $ 710,000 $ 177,500 $ 80,000
Taos, New Mexico 4 $ 693,000 $ 173,250 $ 81,000
Johnston, Oklahoma 4 $ 281,000 $ 70,250 $ 41,000
McIntosh, Oklahoma 4 $ 510,000 $ 127,500 $ 109,000
Pottawatomie, Oklahoma 4 $ 763,000 $ 190,750 $ 104,000
Jackson, Tennessee 4 $ 415,000 $ 103,750 $ 45,000
Cooke, Texas 4 $ 600,000 $ 150,000 $ 113,000
Franklin, Texas 4 $ 516,000 $ 129,000 $ 77,000
Houston, Texas 4 $ 490,000 $ 122,500 $ 83,000
Kaufman, Texas 4 $ 538,000 $ 134,500 $ 127,000
Lubbock, Texas 4 $ 445,000 $ 111,250 $ 180,000
McLennan, Texas 4 $ 788,000 $ 197,000 $ 96,000
Morgan, Alabama 3 $ 224,000 $ 74,666 $ 62,000
Cleburne, Arkansas 3 $ 922,000 $ 307,333 $ 241,000
Assumption, Louisiana 3 $ 499,000 $ 166,333 $ 102,000
Catahoula, Louisiana 3 $ 409,000 $ 136,333 $ 85,000
Orleans, Louisiana 3 $ 949,000 $ 316,333 $ 131,000
Union, Louisiana 3 $ 545,000 $ 181,666 $ 95,000
West Carroll, Louisiana 3 $ 320,000 $ 106,666 $ 53,000
Bollinger, Missouri 3 $ 487,000 $ 162,333 $ 90,000
Phelps, Missouri 3 $ 372,000 $ 124,000 $ 90,000
Stone, Missouri 3 $ 690,000 $ 230,000 $ 84,000
Beaver, Oklahoma 3 $ 290,000 $ 96,666 $ 114,000
Garvin, Oklahoma 3 $ 252,000 $ 84,000 $ 37,000
Murray, Oklahoma 3 $ 354,000 $ 118,000 $ 51,000
Austin, Texas 3 $ 575,000 $ 191,666 $ 83,000
Blanco, Texas 3 $ 610,000 $ 203,333 $ 73,000
Fort Bend, Texas 3 $ 855,000 $ 285,000 $ 185,000
Hopkins, Texas 3 $ 247,000 $ 82,333 $ 59,000
Jefferson, Texas 3 $ 734,000 $ 244,666 $ 122,000
Johnson, Texas 3 $ 388,000 $ 129,333 $ 66,000
Leon, Texas 3 $ 384,000 $ 128,000 $ 68,000
Limestone, Texas 3 $ 348,000 $ 116,000 $ 80,000
Midland, Texas 3 $ 840,000 $ 280,000 $ 137,000
Palo Pinto, Texas 3 $ 458,000 $ 152,666 $ 498,000
Rockwall, Texas 3 $ 726,000 $ 242,000 $ 120,000
San Jacinto, Texas 3 $ 400,000 $ 133,333 $ 103,000
Jefferson, Alabama 2 $ 490,000 $ 245,000 $ 78,000
Shelby, Alabama 2 $ 657,000 $ 328,500 $ 155,000
La Paz, Arizona 2 $ 297,000 $ 148,500 $ 99,000
Izard, Arkansas 2 $ 382,000 $ 191,000 $ 87,000
Lonoke, Arkansas 2 $ 334,000 $ 167,000 $ 71,000
Madison, Arkansas 2 $ 199,000 $ 99,500 $ 41,000
Pulaski, Arkansas 2 $ 585,000 $ 292,500 $ 186,000
Bossier, Louisiana 2 $ 304,000 $ 152,000 $ 100,000
Claiborne, Louisiana 2 $ 137,000 $ 68,500 $ 81,000
Jefferson, Louisiana 2 $ 296,000 $ 148,000 $ 79,000
St. Martin, Louisiana 2 $ 528,000 $ 264,000 $ 96,000
St. Mary, Louisiana 2 $ 370,000 $ 185,000 $ 84,000
St. Tammany, Louisiana 2 $ 309,000 $ 154,500 $ 54,000
Tensas, Louisiana 2 $ 478,000 $ 239,000 $ 110,000
Barry, Missouri 2 $ 232,000 $ 116,000 $ 43,000
Cass, Missouri 2 $ 238,000 $ 119,000 $ 68,000
Madison, Missouri 2 $ 112,000 $ 56,000 $ 20,000
Newton, Missouri 2 $ 344,000 $ 172,000 $ 88,000
St. Charles, Missouri 2 $ 335,000 $ 167,500 $ 47,000
St. Louis City, Missouri 2 $ 480,000 $ 240,000 $ 70,000
Stoddard, Missouri 2 $ 223,000 $ 111,500 $ 43,000
Cibola, New Mexico 2 $ 182,000 $ 91,000 $ 41,000
Dona Ana, New Mexico 2 $ 177,000 $ 88,500 $ 140,000
Marshall, Oklahoma 2 $ 224,000 $ 112,000 $ 65,000
McCurtain, Oklahoma 2 $ 384,000 $ 192,000 $ 137,000
Smith, Tennessee 2 $ 370,000 $ 185,000 $ 67,000
Aransas, Texas 2 $ 386,000 $ 193,000 $ 159,000
Archer, Texas 2 $ 138,000 $ 69,000 $ 87,000
Atascosa, Texas 2 $ 416,000 $ 208,000 $ 126,000
Coke, Texas 2 $ 329,000 $ 164,500 $ 93,000
Coleman, Texas 2 $ 250,000 $ 125,000 $ 172,000
Concho, Texas 2 $ 296,000 $ 148,000 $ 84,000
DeWitt, Texas 2 $ 144,000 $ 72,000 $ 43,000
Hamilton, Texas 2 $ 296,000 $ 148,000 $ 279,000
Hardin, Texas 2 $ 288,000 $ 144,000 $ 69,000
Haskell, Texas 2 $ 142,000 $ 71,000 $ 84,000
Howard, Texas 2 $ 282,000 $ 141,000 $ 69,000
Hunt, Texas 2 $ 184,000 $ 92,000 $ 69,000
Kerr, Texas 2 $ 351,000 $ 175,500 $ 139,000
Lampasas, Texas 2 $ 366,000 $ 183,000 $ 134,000
Lipscomb, Texas 2 $ 203,000 $ 101,500 $ 51,000
Nueces, Texas 2 $ 235,000 $ 117,500 $ 89,000
Parmer, Texas 2 $ 270,000 $ 135,000 $ 73,000
San Patricio, Texas 2 $ 282,000 $ 141,000 $ 79,000
Shelby, Texas 2 $ 230,000 $ 115,000 $ 78,000
Sherman, Texas 2 $ 308,000 $ 154,000 $ 89,000
Madison, Alabama 1 $ 126,000 $ 126,000 $ 42,000
Gila, Arizona 1 $ 269,000 $ 269,000 $ 131,000
Navajo, Arizona 1 $ 212,000 $ 212,000 $ 282,000
Conway, Arkansas 1 $ 42,000 $ 42,000 $ 42,000
Drew, Arkansas 1 $ 126,000 $ 126,000 $ 41,000
Franklin, Arkansas 1 $ 272,000 $ 272,000 $ 43,000
Little River, Arkansas 1 $ 89,000 $ 89,000 $ 54,000
Logan, Arkansas 1 $ 166,000 $ 166,000 $ 100,000
Perry, Arkansas 1 $ 52,000 $ 52,000 $ 106,000
Saline, Arkansas 1 $ 264,000 $ 264,000 $ 0
Archuleta, Colorado 1 $ 130,000 $ 130,000 $ 137,000
Gunnison, Colorado 1 $ 328,000 $ 328,000 $ 407,000
Hinsdale, Colorado 1 $ 225,000 $ 225,000 $ 116,000
Larimer, Colorado 1 $ 80,000 $ 80,000 $ 28,000
Montezuma, Colorado 1 $ 108,000 $ 108,000 $ 78,000
San Juan, Colorado 1 $ 240,000 $ 240,000 $ 52,000
Fairfield, Connecticut 1 $ 198,000 $ 198,000 $ 42,000
New Haven, Connecticut 1 $ 391,000 $ 391,000 $ 88,000
Orange, Florida 1 $ 241,000 $ 241,000 $ 109,000
Osceola, Florida 1 $ 194,000 $ 194,000 $ 43,000
St. Johns, Florida 1 $ 92,000 $ 92,000 $ 58,000
Volusia, Florida 1 $ 417,000 $ 417,000 $ 255,000
St. Clair, Illinois 1 $ 162,000 $ 162,000 $ 97,000
Clinton, Indiana 1 $ 61,000 $ 61,000 $ 24,000
Hendricks, Indiana 1 $ 162,000 $ 162,000 $ 99,000
Marion, Indiana 1 $ 150,000 $ 150,000 $ 120,000
Butler, Kansas 1 $ 207,000 $ 207,000 $ 84,000
Sedgwick, Kansas 1 $ 123,000 $ 123,000 $ 72,000
Allen, Louisiana 1 $ 148,000 $ 148,000 $ 33,000
Avoyelles, Louisiana 1 $ 127,000 $ 127,000 $ 48,000
East Baton Rouge, Louisiana 1 $ 417,000 $ 417,000 $ 298,000
Iberville, Louisiana 1 $ 194,000 $ 194,000 $ 120,000
Jackson, Louisiana 1 $ 400,000 $ 400,000 $ 104,000
Lincoln, Louisiana 1 $ 125,000 $ 125,000 $ 60,000
Livingston, Louisiana 1 $ 100,000 $ 100,000 $ 31,000
Madison, Louisiana 1 $ 79,000 $ 79,000 $ 94,000
Natchitoches, Louisiana 1 $ 184,000 $ 184,000 $ 105,000
Vernon, Louisiana 1 $ 216,000 $ 216,000 $ 82,000
Washington, Louisiana 1 $ 125,000 $ 125,000 $ 144,000
West Baton Rouge, Louisiana 1 $ 340,000 $ 340,000 $ 146,000
Adams, Mississippi 1 $ 121,000 $ 121,000 $ 39,000
Claiborne, Mississippi 1 $ 76,000 $ 76,000 $ 67,000
Leflore, Mississippi 1 $ 272,000 $ 272,000 $ 276,000
Barton, Missouri 1 $ 147,000 $ 147,000 $ 54,000
Benton, Missouri 1 $ 138,000 $ 138,000 $ 40,000
Buchanan, Missouri 1 $ 229,000 $ 229,000 $ 57,000
Clay, Missouri 1 $ 233,000 $ 233,000 $ 114,000
Douglas, Missouri 1 $ 210,000 $ 210,000 $ 143,000
Dunklin, Missouri 1 $ 52,000 $ 52,000 $ 36,000
Henry, Missouri 1 $ 30,000 $ 30,000 $ 71,000
Johnson, Missouri 1 $ 252,000 $ 252,000 $ 122,000
Morgan, Missouri 1 $ 120,000 $ 120,000 $ 94,000
Ozark, Missouri 1 $ 102,000 $ 102,000 $ 97,000
Pemiscot, Missouri 1 $ 180,000 $ 180,000 $ 88,000
Randolph, Missouri 1 $ 261,000 $ 261,000 $ 107,000
Shannon, Missouri 1 $ 97,000 $ 97,000 $ 29,000
St. Clair, Missouri 1 $ 111,000 $ 111,000 $ 58,000
Granite, Montana 1 $ 193,000 $ 193,000 $ 71,000
Lake, Montana 1 $ 350,000 $ 350,000 $ 86,000
Mineral, Montana 1 $ 158,000 $ 158,000 $ 172,000
Eddy, New Mexico 1 $ 122,000 $ 122,000 $ 47,000
Hidalgo, New Mexico 1 $ 62,000 $ 62,000 $ 69,000
Lincoln, New Mexico 1 $ 308,000 $ 308,000 $ 568,000
Sandoval, New Mexico 1 $ 184,000 $ 184,000 $ 73,000
Carter, Oklahoma 1 $ 124,000 $ 124,000 $ 40,000
Coal, Oklahoma 1 $ 70,000 $ 70,000 $ 52,000
Creek, Oklahoma 1 $ 376,000 $ 376,000 $ 85,000
Harper, Oklahoma 1 $ 38,000 $ 38,000 $ 75,000
Logan, Oklahoma 1 $ 218,000 $ 218,000 $ 153,000
Oklahoma, Oklahoma 1 $ 138,000 $ 138,000 $ 38,000
Pittsburg, Oklahoma 1 $ 140,000 $ 140,000 $ 45,000
Pushmataha, Oklahoma 1 $ 128,000 $ 128,000 $ 66,000
Seminole, Oklahoma 1 $ 257,000 $ 257,000 $ 202,000
Stephens, Oklahoma 1 $ 170,000 $ 170,000 $ 86,000
Tulsa, Oklahoma 1 $ 56,000 $ 56,000 $ 42,000
Wagoner, Oklahoma 1 $ 74,000 $ 74,000 $ 39,000
Lexington, South Carolina 1 $ 320,000 $ 320,000 $ 98,000
Lawrence, South Dakota 1 $ 186,000 $ 186,000 $ 46,000
Clay, Tennessee 1 $ 95,000 $ 95,000 $ 55,000
Anderson, Texas 1 $ 74,000 $ 74,000 $ 64,000
Baylor, Texas 1 $ 166,000 $ 166,000 $ 100,000
Burleson, Texas 1 $ 178,000 $ 178,000 $ 76,000
Carson, Texas 1 $ 91,000 $ 91,000 $ 44,000
Cass, Texas 1 $ 181,000 $ 181,000 $ 108,000
Chambers, Texas 1 $ 270,000 $ 270,000 $ 170,000
Colorado, Texas 1 $ 99,000 $ 99,000 $ 236,000
Coryell, Texas 1 $ 87,000 $ 87,000 $ 74,000
Delta, Texas 1 $ 72,000 $ 72,000 $ 26,000
Donley, Texas 1 $ 114,000 $ 114,000 $ 47,000
Eastland, Texas 1 $ 63,000 $ 63,000 $ 36,000
Ellis, Texas 1 $ 331,000 $ 331,000 $ 120,000
Erath, Texas 1 $ 94,000 $ 94,000 $ 23,000
Fannin, Texas 1 $ 46,000 $ 46,000 $ 35,000
Glasscock, Texas 1 $ 353,000 $ 353,000 $ 109,000
Grimes, Texas 1 $ 379,000 $ 379,000 $ 104,000
Hale, Texas 1 $ 106,000 $ 106,000 $ 87,000
Hemphill, Texas 1 $ 124,000 $ 124,000 $ 105,000
Irion, Texas 1 $ 104,000 $ 104,000 $ 102,000
Jones, Texas 1 $ 276,000 $ 276,000 $ 269,000
Kendall, Texas 1 $ 150,000 $ 150,000 $ 51,000
Kimble, Texas 1 $ 333,000 $ 333,000 $ 239,000
Madison, Texas 1 $ 136,000 $ 136,000 $ 52,000
Milam, Texas 1 $ 126,000 $ 126,000 $ 92,000
Mitchell, Texas 1 $ 200,000 $ 200,000 $ 104,000
Morris, Texas 1 $ 107,000 $ 107,000 $ 101,000
Nacogdoches, Texas 1 $ 104,000 $ 104,000 $ 33,000
Oldham, Texas 1 $ 180,000 $ 180,000 $ 389,000
Pecos, Texas 1 $ 132,000 $ 132,000 $ 52,000
Polk, Texas 1 $ 90,000 $ 90,000 $ 113,000
Reagan, Texas 1 $ 155,000 $ 155,000 $ 72,000
Robertson, Texas 1 $ 200,000 $ 200,000 $ 136,000
Schleicher, Texas 1 $ 71,000 $ 71,000 $ 102,000
Scurry, Texas 1 $ 86,000 $ 86,000 $ 38,000
Stephens, Texas 1 $ 89,000 $ 89,000 $ 37,000
Sterling, Texas 1 $ 172,000 $ 172,000 $ 88,000
Sutton, Texas 1 $ 165,000 $ 165,000 $ 199,000
Trinity, Texas 1 $ 73,000 $ 73,000 $ 82,000
Tyler, Texas 1 $ 220,000 $ 220,000 $ 73,000
Upton, Texas 1 $ 66,000 $ 66,000 $ 40,000
Val Verde, Texas 1 $ 109,000 $ 109,000 $ 41,000
Washington, Texas 1 $ 260,000 $ 260,000 $ 79,000
Wilbarger, Texas 1 $ 121,000 $ 121,000 $ 125,000
Clark, Washington 1 $ 299,000 $ 299,000 $ 66,000
Skagit, Washington 1 $ 40,000 $ 40,000 $ 117,000

Mortgage Loan Application Detail Totals for Tib the Independent Bankersban in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,787 $304,921,000 $170,000 $417,000 $91,000 $1,299,000
Refinancing 1,368 $214,310,000 $156,000 $417,000 $93,000 $734,000
Home Improvement 158 $25,468,000 $161,000 $417,000 $112,000 $845,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,973 $490,187,000 $164,000 $417,000 $93,000 $1,299,000
Hispanic 173 $23,477,000 $135,000 $417,000 $67,000 $423,000
Not Provided 77 $14,831,000 $192,000 $417,000 $118,000 $429,000
Black or African American 36 $6,383,000 $177,000 $417,000 $80,000 $322,000
Asian 30 $5,815,000 $193,000 $417,000 $103,000 $260,000
American Indian or Alaskan Native 20 $3,507,000 $175,000 $392,000 $103,000 $734,000
Native Hawaiian or Other Pacific Islander 4 $499,000 $124,000 $130,000 $87,000 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,789 $477,887,000 $171,000 $417,000 $100,000 $1,299,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 257 $29,375,000 $114,000 $357,000 $44,000 $95,000
FHA-insured (Federal Housing Administration) 203 $26,615,000 $131,000 $391,000 $61,000 $134,000
VA-guaranteed (Veterans Administration) 64 $10,822,000 $169,000 $407,000 $70,000 $156,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,219 $365,422,000 $164,000 $417,000 $94,000 $1,299,000
Loan Purchased By The Institution 1,045 $170,075,000 $162,000 $417,000 $90,000 $519,000
Application Denied By Financial Institution 46 $8,774,000 $190,000 $417,000 $82,000 $311,000
Application Approved But Not Accepted 3 $428,000 $142,000 $200,000 $120,000 $136,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 23 $4,524,000 $196,000 $417,000 $56,000 $156,000
Collateral 12 $2,244,000 $187,000 $407,000 $109,000 $311,000
Other 3 $851,000 $283,000 $417,000 $188,000 $250,000
Employment History 3 $546,000 $182,000 $320,000 $123,000 $187,000
Credit History 3 $393,000 $131,000 $192,000 $63,000 $77,000
Unverifiable Information 2 $216,000 $108,000 $147,000 $33,000 $54,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib the Independent Bankersban's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tib the Independent Bankersban's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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