Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2015

In 2015, Top Flite Financial, Inc. of Williamston, MI reported 4,514 mortgage applications totaling $709.3 million, up 13% from 2014. The average application was for $157,134, and applicants reported an average income of $63,082. 52% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (782), Warren-Troy-Farmington Hills, MI (380) and Phoenix-Mesa-Scottsdale, AZ (225) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 4,514
Total Mortgage Loan Application Amount $709,303,000
Average Mortgage Loan Application Amount $157,134
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $63,082
Highest Applicant Income $1,050,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 503 $ 83,429,000 $ 165,862 $ 63,000
Maricopa, Arizona 220 $ 40,254,000 $ 182,972 $ 49,000
Macomb, Michigan 202 $ 28,112,000 $ 139,168 $ 66,000
Will, Illinois 193 $ 35,778,000 $ 185,378 $ 66,000
Polk, Iowa 146 $ 20,481,000 $ 140,280 $ 62,000
Oakland, Michigan 133 $ 24,510,000 $ 184,285 $ 90,000
Hampden, Massachusetts 126 $ 21,072,000 $ 167,238 $ 53,000
Kent, Michigan 120 $ 17,202,000 $ 143,350 $ 56,000
Vanderburgh, Indiana 114 $ 12,963,000 $ 113,710 $ 51,000
Snohomish, Washington 101 $ 29,134,000 $ 288,455 $ 89,000
Cuyahoga, Ohio 82 $ 10,164,000 $ 123,951 $ 52,000
Lake, Indiana 59 $ 9,766,000 $ 165,525 $ 67,000
DuPage, Illinois 58 $ 15,728,000 $ 271,172 $ 104,000
Henderson, Kentucky 55 $ 6,366,000 $ 115,745 $ 57,000
Wayne, Michigan 55 $ 8,084,000 $ 146,981 $ 105,000
Montgomery, Ohio 55 $ 5,673,000 $ 103,145 $ 55,000
King, Washington 55 $ 19,837,000 $ 360,672 $ 113,000
Summit, Ohio 54 $ 8,098,000 $ 149,962 $ 53,000
Pima, Arizona 53 $ 7,831,000 $ 147,754 $ 49,000
Hopkins, Kentucky 53 $ 6,078,000 $ 114,679 $ 51,000
Hinds, Mississippi 46 $ 5,580,000 $ 121,304 $ 44,000
Montcalm, Michigan 40 $ 4,141,000 $ 103,525 $ 48,000
Mecosta, Michigan 39 $ 3,693,000 $ 94,692 $ 48,000
Ingham, Michigan 36 $ 4,458,000 $ 123,833 $ 71,000
Warrick, Indiana 34 $ 4,872,000 $ 143,294 $ 58,000
Daviess, Kentucky 32 $ 3,397,000 $ 106,156 $ 57,000
Hennepin, Minnesota 32 $ 8,166,000 $ 255,187 $ 116,000
Valencia, New Mexico 30 $ 3,905,000 $ 130,166 $ 53,000
Kankakee, Illinois 27 $ 3,804,000 $ 140,888 $ 62,000
Warren, Iowa 27 $ 4,142,000 $ 153,407 $ 52,000
Laurel, Kentucky 26 $ 3,022,000 $ 116,230 $ 50,000
Shiawassee, Michigan 26 $ 2,585,000 $ 99,423 $ 45,000
Taney, Missouri 26 $ 2,921,000 $ 112,346 $ 41,000
Milwaukee, Wisconsin 26 $ 3,731,000 $ 143,500 $ 73,000
Kalamazoo, Michigan 25 $ 3,714,000 $ 148,560 $ 54,000
Livingston, Michigan 24 $ 4,672,000 $ 194,666 $ 78,000
Newaygo, Michigan 24 $ 2,665,000 $ 111,041 $ 46,000
Porter, Indiana 21 $ 3,855,000 $ 183,571 $ 62,000
Genesee, Michigan 21 $ 2,494,000 $ 118,761 $ 60,000
Grand Traverse, Michigan 21 $ 3,556,000 $ 169,333 $ 69,000
Knox, Indiana 20 $ 1,877,000 $ 93,850 $ 54,000
Allegan, Michigan 20 $ 2,536,000 $ 126,800 $ 47,000
Orange, Florida 19 $ 4,476,000 $ 235,578 $ 78,000
White, Georgia 19 $ 2,152,000 $ 113,263 $ 42,000
Williamson, Illinois 19 $ 1,773,000 $ 93,315 $ 61,000
Isabella, Michigan 19 $ 1,857,000 $ 97,736 $ 40,000
Lee, Mississippi 18 $ 1,872,000 $ 104,000 $ 40,000
Madison, Mississippi 18 $ 3,114,000 $ 173,000 $ 36,000
Portage, Ohio 18 $ 2,279,000 $ 126,611 $ 69,000
Kendall, Illinois 17 $ 3,074,000 $ 180,823 $ 64,000
Whitley, Kentucky 17 $ 1,590,000 $ 93,529 $ 42,000
Medina, Ohio 17 $ 3,380,000 $ 198,823 $ 69,000
Jackson, Illinois 16 $ 1,486,000 $ 92,875 $ 55,000
Boone, Missouri 16 $ 2,882,000 $ 180,125 $ 84,000
Yuma, Arizona 15 $ 1,778,000 $ 118,533 $ 31,000
Knox, Kentucky 15 $ 1,820,000 $ 121,333 $ 56,000
Hampshire, Massachusetts 15 $ 3,255,000 $ 217,000 $ 65,000
Berrien, Michigan 15 $ 1,865,000 $ 124,333 $ 59,000
Ottawa, Michigan 15 $ 2,727,000 $ 181,800 $ 62,000
Gibson, Indiana 14 $ 1,763,000 $ 125,928 $ 59,000
Posey, Indiana 14 $ 1,810,000 $ 129,285 $ 54,000
Tuscola, Michigan 14 $ 1,390,000 $ 99,285 $ 48,000
Dakota, Minnesota 14 $ 2,988,000 $ 213,428 $ 64,000
Washington, Minnesota 14 $ 2,907,000 $ 207,642 $ 68,000
Kane, Illinois 13 $ 3,193,000 $ 245,615 $ 172,000
Hartford, Connecticut 12 $ 2,086,000 $ 173,833 $ 69,000
Story, Iowa 12 $ 2,059,000 $ 171,583 $ 62,000
Washtenaw, Michigan 12 $ 1,573,000 $ 131,083 $ 110,000
Greene, Ohio 12 $ 2,092,000 $ 174,333 $ 98,000
Ozaukee, Wisconsin 12 $ 2,255,000 $ 187,916 $ 81,000
Mississippi, Arkansas 11 $ 828,000 $ 75,272 $ 41,000
DeKalb, Illinois 11 $ 1,780,000 $ 161,818 $ 67,000
Lapeer, Michigan 11 $ 1,905,000 $ 173,181 $ 63,000
Monroe, Michigan 11 $ 1,934,000 $ 175,818 $ 69,000
Muskegon, Michigan 11 $ 1,663,000 $ 151,181 $ 97,000
Yavapai, Arizona 10 $ 958,000 $ 95,800 $ 24,000
Pulaski, Arkansas 10 $ 1,455,000 $ 145,500 $ 83,000
Ionia, Michigan 10 $ 737,000 $ 73,700 $ 33,000
St. Clair, Michigan 10 $ 1,288,000 $ 128,800 $ 47,000
Lorain, Ohio 10 $ 990,000 $ 99,000 $ 34,000
Saline, Arkansas 9 $ 1,234,000 $ 137,111 $ 36,000
Osceola, Florida 9 $ 1,868,000 $ 207,555 $ 54,000
Hall, Georgia 9 $ 1,227,000 $ 136,333 $ 46,000
McHenry, Illinois 9 $ 1,781,000 $ 197,888 $ 74,000
Perry, Illinois 9 $ 775,000 $ 86,111 $ 38,000
Union, Illinois 9 $ 1,015,000 $ 112,777 $ 63,000
Eaton, Michigan 9 $ 1,792,000 $ 199,111 $ 63,000
Jackson, Michigan 9 $ 1,046,000 $ 116,222 $ 57,000
Lenawee, Michigan 9 $ 1,335,000 $ 148,333 $ 78,000
Warren, Ohio 9 $ 1,475,000 $ 163,888 $ 62,000
Lawrence, Illinois 8 $ 814,000 $ 101,750 $ 49,000
Pike, Indiana 8 $ 574,000 $ 71,750 $ 28,000
Ramsey, Minnesota 8 $ 1,378,000 $ 172,250 $ 54,000
Rankin, Mississippi 8 $ 1,264,000 $ 158,000 $ 44,000
Stark, Ohio 8 $ 816,000 $ 102,000 $ 50,000
Thurston, Washington 8 $ 1,818,000 $ 227,250 $ 80,000
Mohave, Arizona 7 $ 835,000 $ 119,285 $ 19,000
Greene, Arkansas 7 $ 680,000 $ 97,142 $ 44,000
Habersham, Georgia 7 $ 1,120,000 $ 160,000 $ 51,000
Vermilion, Illinois 7 $ 623,000 $ 89,000 $ 65,000
Appanoose, Iowa 7 $ 483,000 $ 69,000 $ 48,000
Cumberland, Maine 7 $ 1,470,000 $ 210,000 $ 77,000
Chippewa, Michigan 7 $ 712,000 $ 101,714 $ 43,000
Clinton, Michigan 7 $ 1,000,000 $ 142,857 $ 65,000
Lake, Michigan 7 $ 804,000 $ 114,857 $ 83,000
Osceola, Michigan 7 $ 489,000 $ 69,857 $ 33,000
Saginaw, Michigan 7 $ 640,000 $ 91,428 $ 33,000
St. Louis, Missouri 7 $ 2,008,000 $ 286,857 $ 119,000
Geauga, Ohio 7 $ 1,201,000 $ 171,571 $ 51,000
La Crosse, Wisconsin 7 $ 1,375,000 $ 196,428 $ 60,000
Faulkner, Arkansas 6 $ 723,000 $ 120,500 $ 59,000
Lonoke, Arkansas 6 $ 1,193,000 $ 198,833 $ 64,000
San Diego, California 6 $ 2,089,000 $ 348,166 $ 72,000
Lake, Illinois 6 $ 1,107,000 $ 184,500 $ 66,000
Winnebago, Illinois 6 $ 444,000 $ 74,000 $ 59,000
Dallas, Iowa 6 $ 1,150,000 $ 191,666 $ 98,000
Marion, Iowa 6 $ 600,000 $ 100,000 $ 49,000
Calloway, Kentucky 6 $ 810,000 $ 135,000 $ 47,000
Jefferson, Kentucky 6 $ 1,177,000 $ 196,166 $ 91,000
Ohio, Kentucky 6 $ 562,000 $ 93,666 $ 47,000
Middlesex, Massachusetts 6 $ 2,526,000 $ 421,000 $ 119,000
Barry, Michigan 6 $ 719,000 $ 119,833 $ 56,000
Hillsdale, Michigan 6 $ 696,000 $ 116,000 $ 51,000
Warren, Mississippi 6 $ 835,000 $ 139,166 $ 43,000
Bernalillo, New Mexico 6 $ 1,432,000 $ 238,666 $ 40,000
Lake, Ohio 6 $ 844,000 $ 140,666 $ 57,000
Cochise, Arizona 5 $ 467,000 $ 93,400 $ 0
Pinal, Arizona 5 $ 807,000 $ 161,400 $ 27,000
Pinellas, Florida 5 $ 593,000 $ 118,600 $ 76,000
Franklin, Illinois 5 $ 464,000 $ 92,800 $ 43,000
Fulton, Illinois 5 $ 554,000 $ 110,800 $ 74,000
Montgomery, Illinois 5 $ 380,000 $ 76,000 $ 45,000
Jasper, Indiana 5 $ 633,000 $ 126,600 $ 47,000
Tippecanoe, Indiana 5 $ 588,000 $ 117,600 $ 44,000
Muhlenberg, Kentucky 5 $ 437,000 $ 87,400 $ 46,000
Webster, Kentucky 5 $ 555,000 $ 111,000 $ 36,000
Clare, Michigan 5 $ 445,000 $ 89,000 $ 56,000
Mackinac, Michigan 5 $ 437,000 $ 87,400 $ 45,000
Anoka, Minnesota 5 $ 795,000 $ 159,000 $ 58,000
Scott, Minnesota 5 $ 893,000 $ 178,600 $ 84,000
Miami, Ohio 5 $ 556,000 $ 111,200 $ 43,000
Preble, Ohio 5 $ 466,000 $ 93,200 $ 43,000
Williamson, Tennessee 5 $ 1,520,000 $ 304,000 $ 114,000
Waukesha, Wisconsin 5 $ 611,000 $ 122,200 $ 27,000
Desha, Arkansas 4 $ 370,000 $ 92,500 $ 62,000
Garland, Arkansas 4 $ 519,000 $ 129,750 $ 38,000
Windham, Connecticut 4 $ 651,000 $ 162,750 $ 40,000
Jackson, Georgia 4 $ 395,000 $ 98,750 $ 47,000
Iroquois, Illinois 4 $ 380,000 $ 95,000 $ 69,000
Macoupin, Illinois 4 $ 315,000 $ 78,750 $ 45,000
Ogle, Illinois 4 $ 302,000 $ 75,500 $ 44,000
Sangamon, Illinois 4 $ 646,000 $ 161,500 $ 59,000
Starke, Indiana 4 $ 364,000 $ 91,000 $ 55,000
Decatur, Iowa 4 $ 685,000 $ 171,250 $ 67,000
Jasper, Iowa 4 $ 376,000 $ 94,000 $ 55,000
Warren, Kentucky 4 $ 903,000 $ 225,750 $ 84,000
Hancock, Maine 4 $ 782,000 $ 195,500 $ 74,000
Emmet, Michigan 4 $ 712,000 $ 178,000 $ 71,000
Gratiot, Michigan 4 $ 420,000 $ 105,000 $ 91,000
Wright, Minnesota 4 $ 645,000 $ 161,250 $ 50,000
Simpson, Mississippi 4 $ 353,000 $ 88,250 $ 54,000
Christian, Missouri 4 $ 441,000 $ 110,250 $ 32,000
Jasper, Missouri 4 $ 365,000 $ 91,250 $ 40,000
Champaign, Ohio 4 $ 549,000 $ 137,250 $ 68,000
Rutherford, Tennessee 4 $ 530,000 $ 132,500 $ 50,000
Harris, Texas 4 $ 508,000 $ 127,000 $ 65,000
Coconino, Arizona 3 $ 576,000 $ 192,000 $ 147,000
Gila, Arizona 3 $ 412,000 $ 137,333 $ 36,000
Graham, Arizona 3 $ 330,000 $ 110,000 $ 0
La Paz, Arizona 3 $ 395,000 $ 131,666 $ 0
Craighead, Arkansas 3 $ 227,000 $ 75,666 $ 54,000
Randolph, Arkansas 3 $ 266,000 $ 88,666 $ 46,000
Stone, Arkansas 3 $ 453,000 $ 151,000 $ 73,000
Los Angeles, California 3 $ 1,034,000 $ 344,666 $ 125,000
Riverside, California 3 $ 834,000 $ 278,000 $ 152,000
Towns, Georgia 3 $ 528,000 $ 176,000 $ 188,000
Johnson, Illinois 3 $ 459,000 $ 153,000 $ 87,000
Logan, Illinois 3 $ 157,000 $ 52,333 $ 33,000
Massac, Illinois 3 $ 221,000 $ 73,666 $ 43,000
Daviess, Indiana 3 $ 843,000 $ 281,000 $ 109,000
Newton, Indiana 3 $ 221,000 $ 73,666 $ 26,000
Spencer, Indiana 3 $ 349,000 $ 116,333 $ 41,000
Boone, Iowa 3 $ 489,000 $ 163,000 $ 7,000
Dubuque, Iowa 3 $ 364,000 $ 121,333 $ 28,000
Madison, Iowa 3 $ 540,000 $ 180,000 $ 99,000
Union, Kentucky 3 $ 349,000 $ 116,333 $ 51,000
Franklin, Maine 3 $ 406,000 $ 135,333 $ 50,000
Penobscot, Maine 3 $ 650,000 $ 216,666 $ 93,000
Antrim, Michigan 3 $ 751,000 $ 250,333 $ 214,000
Cass, Michigan 3 $ 322,000 $ 107,333 $ 40,000
Manistee, Michigan 3 $ 452,000 $ 150,666 $ 66,000
Midland, Michigan 3 $ 199,000 $ 66,333 $ 30,000
Roscommon, Michigan 3 $ 220,000 $ 73,333 $ 57,000
Sanilac, Michigan 3 $ 214,000 $ 71,333 $ 69,000
Van Buren, Michigan 3 $ 519,000 $ 173,000 $ 64,000
Wexford, Michigan 3 $ 407,000 $ 135,666 $ 39,000
Stearns, Minnesota 3 $ 450,000 $ 150,000 $ 60,000
DeSoto, Mississippi 3 $ 415,000 $ 138,333 $ 51,000
Cooper, Missouri 3 $ 284,000 $ 94,666 $ 52,000
Stone, Missouri 3 $ 346,000 $ 115,333 $ 53,000
Stark, North Dakota 3 $ 324,000 $ 108,000 $ 67,000
Clark, Ohio 3 $ 360,000 $ 120,000 $ 54,000
Shelby, Tennessee 3 $ 440,000 $ 146,666 $ 57,000
Cameron, Texas 3 $ 784,000 $ 261,333 $ 123,000
Collin, Texas 3 $ 494,000 $ 164,666 $ 91,000
Skagit, Washington 3 $ 683,000 $ 227,666 $ 66,000
Winnebago, Wisconsin 3 $ 812,000 $ 270,666 $ 200,000
Jefferson, Alabama 2 $ 538,000 $ 269,000 $ 52,000
Navajo, Arizona 2 $ 296,000 $ 148,000 $ 70,000
Ashley, Arkansas 2 $ 153,000 $ 76,500 $ 47,000
Independence, Arkansas 2 $ 146,000 $ 73,000 $ 34,000
Van Buren, Arkansas 2 $ 159,000 $ 79,500 $ 12,000
Orange, California 2 $ 586,000 $ 293,000 $ 88,000
Santa Barbara, California 2 $ 327,000 $ 163,500 $ 58,000
Tolland, Connecticut 2 $ 336,000 $ 168,000 $ 66,000
Broward, Florida 2 $ 437,000 $ 218,500 $ 161,000
Banks, Georgia 2 $ 141,000 $ 70,500 $ 21,000
Barrow, Georgia 2 $ 257,000 $ 128,500 $ 46,000
Cobb, Georgia 2 $ 400,000 $ 200,000 $ 66,000
Dawson, Georgia 2 $ 443,000 $ 221,500 $ 53,000
Fulton, Georgia 2 $ 357,000 $ 178,500 $ 27,000
Henry, Georgia 2 $ 422,000 $ 211,000 $ 58,000
Christian, Illinois 2 $ 279,000 $ 139,500 $ 51,000
Edwards, Illinois 2 $ 197,000 $ 98,500 $ 74,000
Grundy, Illinois 2 $ 499,000 $ 249,500 $ 77,000
McLean, Illinois 2 $ 206,000 $ 103,000 $ 41,000
Morgan, Illinois 2 $ 162,000 $ 81,000 $ 45,000
Randolph, Illinois 2 $ 201,000 $ 100,500 $ 47,000
Saline, Illinois 2 $ 306,000 $ 153,000 $ 41,000
Dubois, Indiana 2 $ 153,000 $ 76,500 $ 38,000
LaPorte, Indiana 2 $ 294,000 $ 147,000 $ 42,000
Sullivan, Indiana 2 $ 326,000 $ 163,000 $ 86,000
Johnson, Iowa 2 $ 351,000 $ 175,500 $ 40,000
Union, Iowa 2 $ 179,000 $ 89,500 $ 45,000
Wayne, Iowa 2 $ 168,000 $ 84,000 $ 38,000
Neosho, Kansas 2 $ 168,000 $ 84,000 $ 45,000
Hancock, Kentucky 2 $ 199,000 $ 99,500 $ 51,000
Nelson, Kentucky 2 $ 670,000 $ 335,000 $ 71,000
Somerset, Maine 2 $ 233,000 $ 116,500 $ 40,000
York, Maine 2 $ 410,000 $ 205,000 $ 63,000
Worcester, Massachusetts 2 $ 512,000 $ 256,000 $ 100,000
Gladwin, Michigan 2 $ 292,000 $ 146,000 $ 150,000
Iosco, Michigan 2 $ 107,000 $ 53,500 $ 72,000
Leelanau, Michigan 2 $ 356,000 $ 178,000 $ 68,000
Mason, Michigan 2 $ 522,000 $ 261,000 $ 254,000
Missaukee, Michigan 2 $ 460,000 $ 230,000 $ 54,000
Crow Wing, Minnesota 2 $ 442,000 $ 221,000 $ 92,000
Steele, Minnesota 2 $ 354,000 $ 177,000 $ 48,000
Lamar, Mississippi 2 $ 354,000 $ 177,000 $ 53,000
Leake, Mississippi 2 $ 207,000 $ 103,500 $ 43,000
Pontotoc, Mississippi 2 $ 324,000 $ 162,000 $ 60,000
Prentiss, Mississippi 2 $ 192,000 $ 96,000 $ 68,000
Greene, Missouri 2 $ 160,000 $ 80,000 $ 56,000
Sandoval, New Mexico 2 $ 410,000 $ 205,000 $ 86,000
Adams, North Dakota 2 $ 431,000 $ 215,500 $ 87,000
Dunn, North Dakota 2 $ 465,000 $ 232,500 $ 68,000
Trumbull, Ohio 2 $ 177,000 $ 88,500 $ 47,000
Bexar, Texas 2 $ 138,000 $ 69,000 $ 42,000
Dallas, Texas 2 $ 175,000 $ 87,500 $ 41,000
Midland, Texas 2 $ 440,000 $ 220,000 $ 123,000
Montgomery, Texas 2 $ 243,000 $ 121,500 $ 40,000
Williamson, Texas 2 $ 325,000 $ 162,500 $ 67,000
Young, Texas 2 $ 213,000 $ 106,500 $ 59,000
Island, Washington 2 $ 678,000 $ 339,000 $ 100,000
Pierce, Washington 2 $ 459,000 $ 229,500 $ 61,000
Wood, Wisconsin 2 $ 437,000 $ 218,500 $ 70,000
Marion, Alabama 1 $ 85,000 $ 85,000 $ 25,000
Tuscaloosa, Alabama 1 $ 278,000 $ 278,000 $ 84,000
Santa Cruz, Arizona 1 $ 155,000 $ 155,000 $ 0
Benton, Arkansas 1 $ 280,000 $ 280,000 $ 144,000
Boone, Arkansas 1 $ 171,000 $ 171,000 $ 59,000
Chicot, Arkansas 1 $ 138,000 $ 138,000 $ 25,000
Clay, Arkansas 1 $ 53,000 $ 53,000 $ 56,000
Cleburne, Arkansas 1 $ 220,000 $ 220,000 $ 73,000
Crittenden, Arkansas 1 $ 172,000 $ 172,000 $ 91,000
Fulton, Arkansas 1 $ 189,000 $ 189,000 $ 88,000
Jefferson, Arkansas 1 $ 126,000 $ 126,000 $ 77,000
Poinsett, Arkansas 1 $ 72,000 $ 72,000 $ 44,000
Prairie, Arkansas 1 $ 294,000 $ 294,000 $ 123,000
Sebastian, Arkansas 1 $ 85,000 $ 85,000 $ 45,000
St. Francis, Arkansas 1 $ 219,000 $ 219,000 $ 79,000
White, Arkansas 1 $ 70,000 $ 70,000 $ 22,000
Contra Costa, California 1 $ 980,000 $ 980,000 $ 205,000
Fresno, California 1 $ 141,000 $ 141,000 $ 33,000
Kern, California 1 $ 46,000 $ 46,000 $ 27,000
Placer, California 1 $ 300,000 $ 300,000 $ 0
San Bernardino, California 1 $ 207,000 $ 207,000 $ 74,000
San Francisco, California 1 $ 645,000 $ 645,000 $ 101,000
San Mateo, California 1 $ 243,000 $ 243,000 $ 148,000
El Paso, Colorado 1 $ 216,000 $ 216,000 $ 0
New Haven, Connecticut 1 $ 417,000 $ 417,000 $ 180,000
Brevard, Florida 1 $ 164,000 $ 164,000 $ 111,000
Citrus, Florida 1 $ 128,000 $ 128,000 $ 29,000
Hillsborough, Florida 1 $ 315,000 $ 315,000 $ 105,000
Lee, Florida 1 $ 169,000 $ 169,000 $ 106,000
Polk, Florida 1 $ 173,000 $ 173,000 $ 34,000
Sarasota, Florida 1 $ 63,000 $ 63,000 $ 74,000
Seminole, Florida 1 $ 174,000 $ 174,000 $ 51,000
Volusia, Florida 1 $ 279,000 $ 279,000 $ 168,000
Bryan, Georgia 1 $ 260,000 $ 260,000 $ 37,000
Cherokee, Georgia 1 $ 108,000 $ 108,000 $ 51,000
Fayette, Georgia 1 $ 255,000 $ 255,000 $ 43,000
Franklin, Georgia 1 $ 68,000 $ 68,000 $ 42,000
Lee, Georgia 1 $ 155,000 $ 155,000 $ 48,000
Lumpkin, Georgia 1 $ 127,000 $ 127,000 $ 37,000
Oglethorpe, Georgia 1 $ 123,000 $ 123,000 $ 32,000
Rockdale, Georgia 1 $ 143,000 $ 143,000 $ 23,000
Stephens, Georgia 1 $ 74,000 $ 74,000 $ 19,000
Cass, Illinois 1 $ 89,000 $ 89,000 $ 31,000
Edgar, Illinois 1 $ 80,000 $ 80,000 $ 75,000
Livingston, Illinois 1 $ 85,000 $ 85,000 $ 40,000
Mason, Illinois 1 $ 69,000 $ 69,000 $ 33,000
McDonough, Illinois 1 $ 47,000 $ 47,000 $ 37,000
Menard, Illinois 1 $ 100,000 $ 100,000 $ 28,000
Richland, Illinois 1 $ 314,000 $ 314,000 $ 183,000
Scott, Illinois 1 $ 56,000 $ 56,000 $ 59,000
Shelby, Illinois 1 $ 65,000 $ 65,000 $ 46,000
Wabash, Illinois 1 $ 68,000 $ 68,000 $ 88,000
Wayne, Illinois 1 $ 87,000 $ 87,000 $ 50,000
White, Illinois 1 $ 63,000 $ 63,000 $ 36,000
Allen, Indiana 1 $ 79,000 $ 79,000 $ 14,000
Boone, Indiana 1 $ 195,000 $ 195,000 $ 140,000
Floyd, Indiana 1 $ 235,000 $ 235,000 $ 72,000
Harrison, Indiana 1 $ 190,000 $ 190,000 $ 38,000
Hendricks, Indiana 1 $ 72,000 $ 72,000 $ 52,000
Marion, Indiana 1 $ 160,000 $ 160,000 $ 42,000
Monroe, Indiana 1 $ 129,000 $ 129,000 $ 37,000
Perry, Indiana 1 $ 123,000 $ 123,000 $ 33,000
White, Indiana 1 $ 182,000 $ 182,000 $ 67,000
Black Hawk, Iowa 1 $ 131,000 $ 131,000 $ 56,000
Cerro Gordo, Iowa 1 $ 74,000 $ 74,000 $ 42,000
Grundy, Iowa 1 $ 107,000 $ 107,000 $ 63,000
Hamilton, Iowa 1 $ 83,000 $ 83,000 $ 62,000
Hardin, Iowa 1 $ 163,000 $ 163,000 $ 62,000
Lucas, Iowa 1 $ 122,000 $ 122,000 $ 75,000
Mills, Iowa 1 $ 143,000 $ 143,000 $ 98,000
Muscatine, Iowa 1 $ 126,000 $ 126,000 $ 45,000
Plymouth, Iowa 1 $ 133,000 $ 133,000 $ 62,000
Ringgold, Iowa 1 $ 163,000 $ 163,000 $ 246,000
Scott, Iowa 1 $ 188,000 $ 188,000 $ 59,000
Tama, Iowa 1 $ 116,000 $ 116,000 $ 96,000
Wapello, Iowa 1 $ 147,000 $ 147,000 $ 73,000
Webster, Iowa 1 $ 86,000 $ 86,000 $ 67,000
Cherokee, Kansas 1 $ 40,000 $ 40,000 $ 40,000
Crawford, Kansas 1 $ 41,000 $ 41,000 $ 11,000
Ballard, Kentucky 1 $ 225,000 $ 225,000 $ 137,000
Caldwell, Kentucky 1 $ 31,000 $ 31,000 $ 28,000
Kenton, Kentucky 1 $ 148,000 $ 148,000 $ 57,000
Lincoln, Kentucky 1 $ 142,000 $ 142,000 $ 40,000
Madison, Kentucky 1 $ 125,000 $ 125,000 $ 37,000
McCracken, Kentucky 1 $ 247,000 $ 247,000 $ 302,000
McLean, Kentucky 1 $ 118,000 $ 118,000 $ 60,000
Pulaski, Kentucky 1 $ 86,000 $ 86,000 $ 47,000
Shelby, Kentucky 1 $ 167,000 $ 167,000 $ 48,000
Bienville, Louisiana 1 $ 214,000 $ 214,000 $ 150,000
Iberia, Louisiana 1 $ 145,000 $ 145,000 $ 64,000
Jefferson, Louisiana 1 $ 179,000 $ 179,000 $ 48,000
Lafayette, Louisiana 1 $ 200,000 $ 200,000 $ 47,000
Lafourche, Louisiana 1 $ 265,000 $ 265,000 $ 74,000
St. Landry, Louisiana 1 $ 100,000 $ 100,000 $ 57,000
Lincoln, Maine 1 $ 186,000 $ 186,000 $ 56,000
Washington, Maine 1 $ 238,000 $ 238,000 $ 108,000
Essex, Massachusetts 1 $ 91,000 $ 91,000 $ 34,000
Norfolk, Massachusetts 1 $ 417,000 $ 417,000 $ 290,000
Plymouth, Massachusetts 1 $ 192,000 $ 192,000 $ 74,000
Alcona, Michigan 1 $ 145,000 $ 145,000 $ 48,000
Calhoun, Michigan 1 $ 49,000 $ 49,000 $ 97,000
Crawford, Michigan 1 $ 72,000 $ 72,000 $ 76,000
Kalkaska, Michigan 1 $ 66,000 $ 66,000 $ 37,000
Ogemaw, Michigan 1 $ 70,000 $ 70,000 $ 32,000
Carver, Minnesota 1 $ 147,000 $ 147,000 $ 44,000
Cass, Minnesota 1 $ 122,000 $ 122,000 $ 47,000
Chisago, Minnesota 1 $ 224,000 $ 224,000 $ 102,000
Isanti, Minnesota 1 $ 142,000 $ 142,000 $ 43,000
Kittson, Minnesota 1 $ 175,000 $ 175,000 $ 90,000
Olmsted, Minnesota 1 $ 160,000 $ 160,000 $ 45,000
Sherburne, Minnesota 1 $ 112,000 $ 112,000 $ 54,000
St. Louis, Minnesota 1 $ 286,000 $ 286,000 $ 137,000
Lawrence, Mississippi 1 $ 38,000 $ 38,000 $ 23,000
Noxubee, Mississippi 1 $ 71,000 $ 71,000 $ 180,000
Pike, Mississippi 1 $ 140,000 $ 140,000 $ 68,000
Sharkey, Mississippi 1 $ 147,000 $ 147,000 $ 49,000
Union, Mississippi 1 $ 108,000 $ 108,000 $ 27,000
Winston, Mississippi 1 $ 174,000 $ 174,000 $ 65,000
Audrain, Missouri 1 $ 67,000 $ 67,000 $ 27,000
Monroe, Missouri 1 $ 72,000 $ 72,000 $ 65,000
Perry, Missouri 1 $ 138,000 $ 138,000 $ 31,000
Ste. Genevieve, Missouri 1 $ 92,000 $ 92,000 $ 70,000
Webster, Missouri 1 $ 64,000 $ 64,000 $ 24,000
Dona Ana, New Mexico 1 $ 171,000 $ 171,000 $ 25,000
Grant, New Mexico 1 $ 89,000 $ 89,000 $ 34,000
Grand Forks, North Dakota 1 $ 224,000 $ 224,000 $ 91,000
Traill, North Dakota 1 $ 72,000 $ 72,000 $ 46,000
Williams, North Dakota 1 $ 301,000 $ 301,000 $ 91,000
Ashland, Ohio 1 $ 86,000 $ 86,000 $ 64,000
Ashtabula, Ohio 1 $ 86,000 $ 86,000 $ 57,000
Butler, Ohio 1 $ 157,000 $ 157,000 $ 95,000
Carroll, Ohio 1 $ 44,000 $ 44,000 $ 11,000
Erie, Ohio 1 $ 103,000 $ 103,000 $ 35,000
Mahoning, Ohio 1 $ 50,000 $ 50,000 $ 40,000
Sandusky, Ohio 1 $ 130,000 $ 130,000 $ 83,000
Shelby, Ohio 1 $ 61,000 $ 61,000 $ 26,000
Wayne, Ohio 1 $ 94,000 $ 94,000 $ 35,000
Delaware, Oklahoma 1 $ 120,000 $ 120,000 $ 105,000
Clackamas, Oregon 1 $ 200,000 $ 200,000 $ 43,000
Lane, Oregon 1 $ 417,000 $ 417,000 $ 259,000
Marion, Oregon 1 $ 304,000 $ 304,000 $ 122,000
Cheatham, Tennessee 1 $ 101,000 $ 101,000 $ 0
Dickson, Tennessee 1 $ 87,000 $ 87,000 $ 30,000
Knox, Tennessee 1 $ 118,000 $ 118,000 $ 162,000
Marshall, Tennessee 1 $ 122,000 $ 122,000 $ 35,000
Putnam, Tennessee 1 $ 138,000 $ 138,000 $ 40,000
Sumner, Tennessee 1 $ 169,000 $ 169,000 $ 0
Bell, Texas 1 $ 133,000 $ 133,000 $ 144,000
Calhoun, Texas 1 $ 154,000 $ 154,000 $ 149,000
Denton, Texas 1 $ 124,000 $ 124,000 $ 367,000
Ector, Texas 1 $ 75,000 $ 75,000 $ 43,000
Fort Bend, Texas 1 $ 185,000 $ 185,000 $ 46,000
Gregg, Texas 1 $ 155,000 $ 155,000 $ 0
Parker, Texas 1 $ 97,000 $ 97,000 $ 42,000
Rusk, Texas 1 $ 153,000 $ 153,000 $ 70,000
Shelby, Texas 1 $ 40,000 $ 40,000 $ 22,000
Smith, Texas 1 $ 146,000 $ 146,000 $ 46,000
Grays Harbor, Washington 1 $ 255,000 $ 255,000 $ 190,000
Jefferson, Washington 1 $ 241,000 $ 241,000 $ 90,000
San Juan, Washington 1 $ 165,000 $ 165,000 $ 175,000
Brown, Wisconsin 1 $ 226,000 $ 226,000 $ 69,000
Juneau, Wisconsin 1 $ 78,000 $ 78,000 $ 30,000
Kenosha, Wisconsin 1 $ 149,000 $ 149,000 $ 55,000
Langlade, Wisconsin 1 $ 70,000 $ 70,000 $ 26,000
Monroe, Wisconsin 1 $ 61,000 $ 61,000 $ 16,000
Oneida, Wisconsin 1 $ 64,000 $ 64,000 $ 37,000
Portage, Wisconsin 1 $ 158,000 $ 158,000 $ 72,000

Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,885 $423,816,000 $146,000 $980,000 $62,000 $1,050,000
Refinancing 1,629 $285,487,000 $175,000 $1,200,000 $65,000 $540,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,224 $507,936,000 $157,000 $1,080,000 $66,000 $540,000
Black or African American 495 $69,026,000 $139,000 $425,000 $53,000 $483,000
Hispanic 385 $60,877,000 $158,000 $421,000 $52,000 $399,000
Not Provided 295 $46,335,000 $157,000 $775,000 $52,000 $420,000
Asian 91 $21,074,000 $231,000 $1,200,000 $102,000 $1,050,000
American Indian or Alaskan Native 16 $2,388,000 $149,000 $327,000 $65,000 $189,000
Native Hawaiian or Other Pacific Islander 8 $1,667,000 $208,000 $417,000 $77,000 $158,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,332 $334,273,000 $143,000 $527,000 $49,000 $293,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,538 $280,874,000 $182,000 $1,200,000 $89,000 $1,050,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 367 $42,612,000 $116,000 $329,000 $45,000 $95,000
VA-guaranteed (Veterans Administration) 277 $51,544,000 $186,000 $815,000 $68,000 $410,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,351 $376,960,000 $160,000 $980,000 $65,000 $536,000
Application Withdrawn By Applicant 1,342 $215,824,000 $160,000 $1,200,000 $63,000 $1,050,000
Application Denied By Financial Institution 817 $115,919,000 $141,000 $1,080,000 $59,000 $540,000
Application Approved But Not Accepted 3 $487,000 $162,000 $260,000 $32,000 $61,000
File Closed For Incompleteness 1 $113,000 $113,000 $113,000 $34,000 $34,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 256 $37,296,000 $145,000 $1,080,000 $61,000 $501,000
Collateral 115 $14,792,000 $128,000 $372,000 $61,000 $422,000
Debt-To-Income Ratio 112 $16,301,000 $145,000 $575,000 $50,000 $244,000
Other 80 $10,665,000 $133,000 $648,000 $62,000 $540,000
Credit History 58 $9,335,000 $160,000 $815,000 $66,000 $177,000
Unverifiable Information 28 $3,735,000 $133,000 $320,000 $69,000 $275,000
Employment History 16 $1,792,000 $112,000 $208,000 $62,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 9 $950,000 $105,000 $172,000 $46,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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