Top Flite Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Top Flite Financial, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Plymouth, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 4,514
Total Mortgage Loan Application Amount $709,303,000
Average Mortgage Loan Application Amount $160,500
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $63,500
Highest Applicant Income $1,050,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Top Flite Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Top Flite Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Top Flite Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Top Flite Financial, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Top Flite Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Top Flite Financial, Inc.'s mortgage activity for 2015.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 782 $ 140,289,000 $ 179,000 $ 67,000
WARREN-TROY-FARMINGTON HILLS, MI 380 $ 60,487,000 $ 159,000 $ 75,000
PHOENIX-MESA-SCOTTSDALE, AZ 225 $ 41,061,000 $ 182,000 $ 49,000
EVANSVILLE, IN-KY 217 $ 26,011,000 $ 118,000 $ 55,000
DES MOINES-WEST DES MOINES, IA 182 $ 26,313,000 $ 144,000 $ 62,000
GRAND RAPIDS-WYOMING, MI 181 $ 24,789,000 $ 136,000 $ 55,000
SEATTLE-BELLEVUE-EVERETT, WA 156 $ 48,971,000 $ 313,000 $ 97,000
SPRINGFIELD, MA 141 $ 24,327,000 $ 172,000 $ 54,000
CLEVELAND-ELYRIA, OH 122 $ 16,579,000 $ 135,000 $ 53,000
GARY, IN 88 $ 14,475,000 $ 164,000 $ 64,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 86 $ 18,397,000 $ 213,000 $ 83,000
JACKSON, MS 76 $ 10,311,000 $ 135,000 $ 43,000
AKRON, OH 72 $ 10,377,000 $ 144,000 $ 57,000
DAYTON, OH 72 $ 8,321,000 $ 115,000 $ 61,000
DETROIT-DEARBORN-LIVONIA, MI 55 $ 8,084,000 $ 146,000 $ 105,000
TUCSON, AZ 53 $ 7,831,000 $ 147,000 $ 49,000
LANSING-EAST LANSING, MI 52 $ 7,250,000 $ 139,000 $ 69,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 43 $ 6,597,000 $ 153,000 $ 70,000
ALBUQUERQUE, NM 38 $ 5,747,000 $ 151,000 $ 52,000
CARBONDALE-MARION, IL 35 $ 3,259,000 $ 93,000 $ 58,000
OWENSBORO, KY 35 $ 3,714,000 $ 106,000 $ 57,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 31 $ 4,605,000 $ 148,000 $ 61,000
ORLANDO-KISSIMMEE-SANFORD, FL 29 $ 6,518,000 $ 224,000 $ 70,000
KALAMAZOO-PORTAGE, MI 28 $ 4,233,000 $ 151,000 $ 55,000
KANKAKEE, IL 27 $ 3,804,000 $ 140,000 $ 62,000
ELGIN, IL 24 $ 4,973,000 $ 207,000 $ 124,000
FLINT, MI 21 $ 2,494,000 $ 118,000 $ 60,000
COLUMBIA, MO 16 $ 2,882,000 $ 180,000 $ 84,000
NILES-BENTON HARBOR, MI 15 $ 1,865,000 $ 124,000 $ 59,000
YUMA, AZ 15 $ 1,778,000 $ 118,000 $ 31,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 14 $ 2,422,000 $ 173,000 $ 69,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 13 $ 2,385,000 $ 183,000 $ 47,000
AMES, IA 12 $ 2,059,000 $ 171,000 $ 62,000
ANN ARBOR, MI 12 $ 1,573,000 $ 131,000 $ 110,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 12 $ 2,407,000 $ 200,000 $ 66,000
CINCINNATI, OH-KY-IN 11 $ 1,780,000 $ 155,500 $ 61,000
MONROE, MI 11 $ 1,934,000 $ 175,000 $ 69,000
MUSKEGON, MI 11 $ 1,663,000 $ 151,000 $ 97,000
ST. LOUIS, MO-IL 11 $ 2,323,000 $ 182,000 $ 82,000
PRESCOTT, AZ 10 $ 958,000 $ 95,000 $ 24,000
CANTON-MASSILLON, OH 9 $ 860,000 $ 95,000 $ 45,000
GAINESVILLE, GA 9 $ 1,227,000 $ 136,000 $ 46,000
JACKSON, MI 9 $ 1,046,000 $ 116,000 $ 57,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 9 $ 1,769,000 $ 202,000 $ 70,000
PORTLAND-SOUTH PORTLAND, ME 9 $ 1,880,000 $ 208,000 $ 74,000
OLYMPIA-TUMWATER, WA 8 $ 1,818,000 $ 227,000 $ 80,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 7 $ 2,617,000 $ 373,000 $ 107,000
DANVILLE, IL 7 $ 623,000 $ 89,000 $ 65,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 7 $ 936,000 $ 133,000 $ 55,000
LA CROSSE-ONALASKA, WI-MN 7 $ 1,375,000 $ 196,000 $ 60,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 7 $ 1,256,000 $ 166,500 $ 60,500
LAKE HAVASU CITY-KINGMAN, AZ 7 $ 835,000 $ 119,000 $ 19,000
MEMPHIS, TN-MS-AR 7 $ 1,027,000 $ 152,000 $ 66,333
SAGINAW, MI 7 $ 640,000 $ 91,000 $ 33,000
SPRINGFIELD, MO 7 $ 665,000 $ 95,000 $ 38,000
DALLAS-PLANO-IRVING, TX 6 $ 793,000 $ 132,000 $ 120,000
ROCKFORD, IL 6 $ 444,000 $ 74,000 $ 59,000
SAN DIEGO-CARLSBAD, CA 6 $ 2,089,000 $ 348,000 $ 72,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 908,000 $ 151,000 $ 81,000
WORCESTER, MA-CT 6 $ 1,163,000 $ 209,000 $ 70,000
LAFAYETTE-WEST LAFAYETTE, IN 5 $ 588,000 $ 117,000 $ 44,000
SIERRA VISTA-DOUGLAS, AZ 5 $ 467,000 $ 93,000 $ 0
SPRINGFIELD, IL 5 $ 746,000 $ 149,000 $ 52,000
BOWLING GREEN, KY 4 $ 903,000 $ 225,000 $ 84,000
HOT SPRINGS, AR 4 $ 519,000 $ 129,000 $ 38,000
JONESBORO, AR 4 $ 299,000 $ 74,000 $ 52,000
JOPLIN, MO 4 $ 365,000 $ 91,000 $ 40,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 4 $ 1,041,000 $ 260,000 $ 132,000
BANGOR, ME 3 $ 650,000 $ 216,000 $ 93,000
BROWNSVILLE-HARLINGEN, TX 3 $ 784,000 $ 261,000 $ 123,000
DUBUQUE, IA 3 $ 364,000 $ 121,000 $ 28,000
FLAGSTAFF, AZ 3 $ 576,000 $ 192,000 $ 147,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 3 $ 427,000 $ 142,000 $ 78,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 1,034,000 $ 344,000 $ 125,000
MIDLAND, MI 3 $ 199,000 $ 66,000 $ 30,000
MOUNT VERNON-ANACORTES, WA 3 $ 683,000 $ 227,000 $ 66,000
OSHKOSH-NEENAH, WI 3 $ 812,000 $ 270,000 $ 200,000
SOUTH BEND-MISHAWAKA, IN-MI 3 $ 322,000 $ 107,000 $ 40,000
SPRINGFIELD, OH 3 $ 360,000 $ 120,000 $ 54,000
ST. CLOUD, MN 3 $ 450,000 $ 150,000 $ 60,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 3 $ 227,000 $ 75,000 $ 44,000
ANAHEIM-SANTA ANA-IRVINE, CA 2 $ 586,000 $ 293,000 $ 88,000
AUSTIN-ROUND ROCK, TX 2 $ 325,000 $ 162,000 $ 67,000
BIRMINGHAM-HOOVER, AL 2 $ 538,000 $ 269,000 $ 52,000
BLOOMINGTON, IL 2 $ 206,000 $ 103,000 $ 41,000
BOSTON, MA 2 $ 609,000 $ 304,000 $ 182,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 437,000 $ 218,000 $ 161,000
HATTIESBURG, MS 2 $ 354,000 $ 177,000 $ 53,000
IOWA CITY, IA 2 $ 351,000 $ 175,000 $ 40,000
LAFAYETTE, LA 2 $ 345,000 $ 172,000 $ 55,000
LONGVIEW, TX 2 $ 308,000 $ 154,000 $ 35,000
MICHIGAN CITY-LA PORTE, IN 2 $ 294,000 $ 147,000 $ 42,000
MIDLAND, TX 2 $ 440,000 $ 220,000 $ 123,000
SAN ANTONIO-NEW BRAUNFELS, TX 2 $ 138,000 $ 69,000 $ 42,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 2 $ 888,000 $ 444,000 $ 124,000
SANTA MARIA-SANTA BARBARA, CA 2 $ 327,000 $ 163,000 $ 58,000
TACOMA-LAKEWOOD, WA 2 $ 459,000 $ 229,000 $ 61,000
TERRE HAUTE, IN 2 $ 326,000 $ 163,000 $ 86,000
WATERLOO-CEDAR FALLS, IA 2 $ 238,000 $ 119,000 $ 59,000
ALBANY, GA 1 $ 155,000 $ 155,000 $ 48,000
ATHENS-CLARKE COUNTY, GA 1 $ 123,000 $ 123,000 $ 32,000
BAKERSFIELD, CA 1 $ 46,000 $ 46,000 $ 27,000
BATTLE CREEK, MI 1 $ 49,000 $ 49,000 $ 97,000
BLOOMINGTON, IN 1 $ 129,000 $ 129,000 $ 37,000
CAPE CORAL-FORT MYERS, FL 1 $ 169,000 $ 169,000 $ 106,000
COLORADO SPRINGS, CO 1 $ 216,000 $ 216,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 188,000 $ 188,000 $ 59,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 279,000 $ 279,000 $ 168,000
DULUTH, MN-WI 1 $ 286,000 $ 286,000 $ 137,000
EUGENE, OR 1 $ 417,000 $ 417,000 $ 259,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 280,000 $ 280,000 $ 144,000
FORT SMITH, AR-OK 1 $ 85,000 $ 85,000 $ 45,000
FORT WAYNE, IN 1 $ 79,000 $ 79,000 $ 14,000
FORT WORTH-ARLINGTON, TX 1 $ 97,000 $ 97,000 $ 42,000
FRESNO, CA 1 $ 141,000 $ 141,000 $ 33,000
GRAND FORKS, ND-MN 1 $ 224,000 $ 224,000 $ 91,000
GREEN BAY, WI 1 $ 226,000 $ 226,000 $ 69,000
HOMOSASSA SPRINGS, FL 1 $ 128,000 $ 128,000 $ 29,000
HOUMA-THIBODAUX, LA 1 $ 265,000 $ 265,000 $ 74,000
KILLEEN-TEMPLE, TX 1 $ 133,000 $ 133,000 $ 144,000
KNOXVILLE, TN 1 $ 118,000 $ 118,000 $ 162,000
LAKELAND-WINTER HAVEN, FL 1 $ 173,000 $ 173,000 $ 34,000
LAS CRUCES, NM 1 $ 171,000 $ 171,000 $ 25,000
NEW HAVEN-MILFORD, CT 1 $ 417,000 $ 417,000 $ 180,000
NEW ORLEANS-METAIRIE, LA 1 $ 179,000 $ 179,000 $ 48,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 63,000 $ 63,000 $ 74,000
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 980,000 $ 980,000 $ 205,000
ODESSA, TX 1 $ 75,000 $ 75,000 $ 43,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 143,000 $ 143,000 $ 98,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 164,000 $ 164,000 $ 111,000
PINE BLUFF, AR 1 $ 126,000 $ 126,000 $ 77,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 200,000 $ 200,000 $ 43,000
ROCHESTER, MN 1 $ 160,000 $ 160,000 $ 45,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 1 $ 300,000 $ 300,000 $ 0
SALEM, OR 1 $ 304,000 $ 304,000 $ 122,000
SAVANNAH, GA 1 $ 260,000 $ 260,000 $ 37,000
SIOUX CITY, IA-NE-SD 1 $ 133,000 $ 133,000 $ 62,000
TUSCALOOSA, AL 1 $ 278,000 $ 278,000 $ 84,000
TYLER, TX 1 $ 146,000 $ 146,000 $ 46,000

Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,885 $423,816,000 $146,000 $980,000 $62,000 $1,050,000
Refinancing 1,629 $285,487,000 $175,000 $1,200,000 $65,000 $540,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,224 $507,936,000 $157,000 $1,080,000 $66,000 $540,000
Black or African American 495 $69,026,000 $139,000 $425,000 $53,000 $483,000
Hispanic 385 $60,877,000 $158,000 $421,000 $52,000 $399,000
Not Provided 295 $46,335,000 $157,000 $775,000 $52,000 $420,000
Asian 91 $21,074,000 $231,000 $1,200,000 $102,000 $1,050,000
American Indian or Alaskan Native 16 $2,388,000 $149,000 $327,000 $65,000 $189,000
Native Hawaiian or Other Pacific Islander 8 $1,667,000 $208,000 $417,000 $77,000 $158,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,332 $334,273,000 $143,000 $527,000 $49,000 $293,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,538 $280,874,000 $182,000 $1,200,000 $89,000 $1,050,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 367 $42,612,000 $116,000 $329,000 $45,000 $95,000
VA-guaranteed (Veterans Administration) 277 $51,544,000 $186,000 $815,000 $68,000 $410,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,351 $376,960,000 $160,000 $980,000 $65,000 $536,000
Application Withdrawn By Applicant 1,342 $215,824,000 $160,000 $1,200,000 $63,000 $1,050,000
Application Denied By Financial Institution 817 $115,919,000 $141,000 $1,080,000 $59,000 $540,000
Application Approved But Not Accepted 3 $487,000 $162,000 $260,000 $32,000 $61,000
File Closed For Incompleteness 1 $113,000 $113,000 $113,000 $34,000 $34,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 256 $37,296,000 $145,000 $1,080,000 $61,000 $501,000
Collateral 115 $14,792,000 $128,000 $372,000 $61,000 $422,000
Debt-To-Income Ratio 112 $16,301,000 $145,000 $575,000 $50,000 $244,000
Other 80 $10,665,000 $133,000 $648,000 $62,000 $540,000
Credit History 58 $9,335,000 $160,000 $815,000 $66,000 $177,000
Unverifiable Information 28 $3,735,000 $133,000 $320,000 $69,000 $275,000
Employment History 16 $1,792,000 $112,000 $208,000 $62,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 9 $950,000 $105,000 $172,000 $46,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List