Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2019

In 2019, Top Flite Financial, Inc. of Williamston, MI reported 8,584 mortgage applications totaling $2.1 billion, up 11% from 2018. The average application was for $250,119, and applicants reported an average income of $86,665. 22% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (518), Los Angeles-Long Beach-Glendale, CA (453) and Riverside-San Bernardino-Ontario, CA (393) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 8,584
Total Mortgage Loan Application Amount $2,147,030,000
Average Mortgage Loan Application Amount $250,119
Highest Mortgage Loan Application Amount $13,005,000
Average Applicant Income $86,665
Highest Applicant Income $1,176,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 453 $ 184,575,000 $ 407,450 $ 110,000
Maricopa, Arizona 268 $ 61,560,000 $ 229,701 $ 79,000
Riverside, California 212 $ 67,950,000 $ 320,518 $ 100,000
San Bernardino, California 181 $ 57,695,000 $ 318,756 $ 86,000
Broward, Florida 159 $ 40,565,000 $ 255,125 $ 83,000
Miami-Dade, Florida 154 $ 39,780,000 $ 258,311 $ 83,000
San Diego, California 142 $ 62,980,000 $ 443,521 $ 110,000
Snohomish, Washington 139 $ 55,495,000 $ 399,244 $ 119,000
Sacramento, California 137 $ 40,835,000 $ 298,065 $ 94,000
Hillsborough, Florida 122 $ 25,570,000 $ 209,590 $ 92,000
Palm Beach, Florida 121 $ 29,115,000 $ 240,619 $ 82,000
Orange, Florida 110 $ 23,090,000 $ 209,909 $ 74,000
Contra Costa, California 100 $ 49,900,000 $ 499,000 $ 142,000
Orange, California 96 $ 49,100,000 $ 511,458 $ 138,000
Gwinnett, Georgia 86 $ 17,960,000 $ 208,837 $ 76,000
Solano, California 82 $ 31,140,000 $ 379,756 $ 117,000
St. Louis, Missouri 80 $ 15,770,000 $ 197,125 $ 89,000
Fulton, Georgia 77 $ 22,335,000 $ 290,064 $ 95,000
Pinellas, Florida 76 $ 16,420,000 $ 216,052 $ 71,000
San Joaquin, California 74 $ 22,900,000 $ 309,459 $ 95,000
Lee, Florida 74 $ 15,540,000 $ 210,000 $ 73,000
Duval, Florida 72 $ 13,400,000 $ 186,111 $ 65,000
Lake, Indiana 70 $ 14,540,000 $ 207,714 $ 89,000
Fresno, California 68 $ 15,780,000 $ 232,058 $ 95,000
Mecosta, Michigan 67 $ 7,205,000 $ 107,537 $ 45,000
Philadelphia, Pennsylvania 67 $ 12,765,000 $ 190,522 $ 67,000
Kern, California 65 $ 13,975,000 $ 215,000 $ 79,000
El Paso, Colorado 63 $ 16,245,000 $ 257,857 $ 96,000
Alameda, California 60 $ 27,080,000 $ 451,333 $ 119,000
Kent, Michigan 60 $ 11,280,000 $ 188,000 $ 78,000
Polk, Florida 58 $ 11,900,000 $ 205,172 $ 66,000
Cobb, Georgia 57 $ 13,045,000 $ 228,859 $ 91,000
Ventura, California 56 $ 26,740,000 $ 477,500 $ 135,000
Pasco, Florida 56 $ 11,010,000 $ 196,607 $ 75,000
Tulare, California 55 $ 11,115,000 $ 202,090 $ 80,000
Brevard, Florida 53 $ 10,515,000 $ 198,396 $ 72,000
Stanislaus, California 51 $ 12,875,000 $ 252,450 $ 76,000
St. Charles, Missouri 51 $ 10,265,000 $ 201,274 $ 95,000
King, Washington 51 $ 21,145,000 $ 414,607 $ 155,000
St. Lucie, Florida 50 $ 9,870,000 $ 197,400 $ 78,000
Marion, Indiana 49 $ 8,165,000 $ 166,632 $ 69,000
Adams, Colorado 48 $ 12,450,000 $ 259,375 $ 73,000
Volusia, Florida 47 $ 7,585,000 $ 161,382 $ 62,000
Bucks, Pennsylvania 47 $ 11,245,000 $ 239,255 $ 88,000
Arapahoe, Colorado 45 $ 13,975,000 $ 310,555 $ 87,000
Lake, Florida 45 $ 9,475,000 $ 210,555 $ 76,000
Summit, Ohio 45 $ 5,795,000 $ 128,777 $ 63,000
DeKalb, Georgia 43 $ 7,815,000 $ 181,744 $ 71,000
Cook, Illinois 43 $ 8,335,000 $ 193,837 $ 78,000
Macomb, Michigan 43 $ 6,955,000 $ 161,744 $ 74,000
Wayne, Ohio 43 $ 6,185,000 $ 143,837 $ 73,000
Osceola, Florida 42 $ 7,790,000 $ 185,476 $ 66,000
Jefferson, Missouri 41 $ 6,775,000 $ 165,243 $ 79,000
Santa Clara, California 40 $ 36,000,000 $ 900,000 $ 164,000
Medina, Ohio 40 $ 7,230,000 $ 180,750 $ 75,000
Jackson, Missouri 38 $ 8,020,000 $ 211,052 $ 89,000
Mahoning, Ohio 38 $ 4,880,000 $ 128,421 $ 71,000
Sarasota, Florida 36 $ 7,800,000 $ 216,666 $ 71,000
San Mateo, California 35 $ 21,145,000 $ 604,142 $ 119,000
Weld, Colorado 35 $ 8,775,000 $ 250,714 $ 72,000
Hopkins, Kentucky 35 $ 4,125,000 $ 117,857 $ 53,000
Ashtabula, Ohio 35 $ 4,255,000 $ 121,571 $ 55,000
Delaware, Pennsylvania 35 $ 7,095,000 $ 202,714 $ 98,000
Hamilton, Indiana 34 $ 7,560,000 $ 222,352 $ 91,000
Cuyahoga, Ohio 34 $ 5,300,000 $ 155,882 $ 64,000
Pima, Arizona 33 $ 6,025,000 $ 182,575 $ 84,000
Seminole, Florida 32 $ 7,780,000 $ 243,125 $ 86,000
Cherokee, Georgia 32 $ 8,410,000 $ 262,812 $ 107,000
Montgomery, Pennsylvania 31 $ 7,175,000 $ 231,451 $ 94,000
Placer, California 30 $ 12,010,000 $ 400,333 $ 136,000
Santa Barbara, California 30 $ 12,100,000 $ 403,333 $ 98,000
Jefferson, Colorado 30 $ 9,000,000 $ 300,000 $ 105,000
Marion, Florida 30 $ 5,790,000 $ 193,000 $ 94,000
Henry, Georgia 30 $ 5,830,000 $ 194,333 $ 69,000
Hendricks, Indiana 30 $ 6,130,000 $ 204,333 $ 90,000
St. Louis City, Missouri 30 $ 4,560,000 $ 152,000 $ 62,000
Pierce, Washington 30 $ 6,360,000 $ 212,000 $ 87,000
Merced, California 28 $ 7,700,000 $ 275,000 $ 68,000
Douglas, Colorado 28 $ 10,860,000 $ 387,857 $ 102,000
Manatee, Florida 28 $ 6,310,000 $ 225,357 $ 85,000
Newaygo, Michigan 28 $ 3,360,000 $ 120,000 $ 59,000
Denver, Colorado 27 $ 8,125,000 $ 300,925 $ 100,000
Allegan, Michigan 27 $ 4,125,000 $ 152,777 $ 56,000
Montcalm, Michigan 27 $ 3,465,000 $ 128,333 $ 51,000
Knox, Tennessee 27 $ 6,735,000 $ 249,444 $ 109,000
Allegheny, Pennsylvania 26 $ 4,770,000 $ 183,461 $ 86,000
Northampton, Pennsylvania 25 $ 5,625,000 $ 225,000 $ 83,000
Garland, Arkansas 24 $ 2,450,000 $ 102,083 $ 58,000
St. Johns, Florida 24 $ 6,300,000 $ 262,500 $ 97,000
Paulding, Georgia 24 $ 4,490,000 $ 187,083 $ 105,000
Allen, Indiana 24 $ 4,340,000 $ 180,833 $ 90,000
York, Pennsylvania 24 $ 4,020,000 $ 167,500 $ 61,000
Clay, Missouri 23 $ 4,835,000 $ 210,217 $ 97,000
Lancaster, Pennsylvania 23 $ 4,385,000 $ 190,652 $ 64,000
Clay, Florida 22 $ 4,290,000 $ 195,000 $ 70,000
Douglas, Georgia 22 $ 4,250,000 $ 193,181 $ 74,000
Porter, Indiana 22 $ 4,000,000 $ 181,818 $ 88,000
Johnson, Indiana 21 $ 4,085,000 $ 194,523 $ 85,000
Oakland, Michigan 21 $ 3,355,000 $ 159,761 $ 85,000
Stark, Ohio 21 $ 2,985,000 $ 142,142 $ 63,000
Pinal, Arizona 20 $ 4,320,000 $ 216,000 $ 63,000
Butte, California 20 $ 4,560,000 $ 228,000 $ 90,000
Larimer, Colorado 20 $ 5,220,000 $ 261,000 $ 109,000
Will, Illinois 20 $ 4,100,000 $ 205,000 $ 97,000
Bell, Kentucky 20 $ 2,200,000 $ 110,000 $ 55,000
Whitley, Kentucky 20 $ 2,090,000 $ 104,500 $ 50,000
San Luis Obispo, California 19 $ 6,315,000 $ 332,368 $ 111,000
Mesa, Colorado 19 $ 3,945,000 $ 207,631 $ 55,000
Charlotte, Florida 19 $ 4,505,000 $ 237,105 $ 73,000
Escambia, Florida 19 $ 3,795,000 $ 199,736 $ 71,000
Claiborne, Tennessee 19 $ 3,365,000 $ 177,105 $ 78,000
Hernando, Florida 18 $ 3,910,000 $ 217,222 $ 87,000
Forsyth, Georgia 18 $ 5,340,000 $ 296,666 $ 84,000
Monroe, Indiana 18 $ 3,170,000 $ 176,111 $ 86,000
Wayne, Michigan 18 $ 3,790,000 $ 210,555 $ 82,000
Monroe, Pennsylvania 18 $ 3,050,000 $ 169,444 $ 80,000
Washington, Pennsylvania 18 $ 4,120,000 $ 228,888 $ 82,000
Harris, Texas 18 $ 4,360,000 $ 242,222 $ 168,000
Yuba, California 17 $ 4,225,000 $ 248,529 $ 99,000
Collier, Florida 17 $ 4,545,000 $ 267,352 $ 82,000
Morgan, Illinois 17 $ 1,765,000 $ 103,823 $ 52,000
Daviess, Kentucky 17 $ 2,415,000 $ 142,058 $ 61,000
Jackson, Michigan 17 $ 2,345,000 $ 137,941 $ 56,000
Chester, Pennsylvania 17 $ 5,985,000 $ 352,058 $ 105,000
Madera, California 16 $ 3,300,000 $ 206,250 $ 84,000
Bay, Florida 16 $ 3,290,000 $ 205,625 $ 63,000
Clayton, Georgia 16 $ 2,640,000 $ 165,000 $ 78,000
Warrick, Indiana 16 $ 2,670,000 $ 166,875 $ 72,000
Berks, Pennsylvania 16 $ 2,800,000 $ 175,000 $ 137,000
Santa Cruz, California 15 $ 6,345,000 $ 423,000 $ 124,000
Santa Rosa, Florida 15 $ 3,535,000 $ 235,666 $ 85,000
Barrow, Georgia 15 $ 2,525,000 $ 168,333 $ 71,000
Newton, Georgia 15 $ 2,605,000 $ 173,666 $ 60,000
El Dorado, California 14 $ 5,170,000 $ 369,285 $ 106,000
Alachua, Florida 14 $ 2,520,000 $ 180,000 $ 57,000
Flagler, Florida 14 $ 2,340,000 $ 167,142 $ 58,000
Carroll, Georgia 14 $ 2,440,000 $ 174,285 $ 68,000
Hall, Georgia 14 $ 2,980,000 $ 212,857 $ 74,000
Polk, Iowa 14 $ 2,120,000 $ 151,428 $ 96,000
Warren, Iowa 14 $ 2,490,000 $ 177,857 $ 86,000
Antrim, Michigan 14 $ 1,800,000 $ 128,571 $ 53,000
Westmoreland, Pennsylvania 14 $ 2,410,000 $ 172,142 $ 87,000
Monterey, California 13 $ 5,425,000 $ 417,307 $ 143,000
San Francisco, California 13 $ 7,725,000 $ 594,230 $ 129,000
Citrus, Florida 13 $ 2,305,000 $ 177,307 $ 63,000
Okaloosa, Florida 13 $ 2,345,000 $ 180,384 $ 62,000
Hancock, Indiana 13 $ 2,245,000 $ 172,692 $ 73,000
Henderson, Kentucky 13 $ 1,985,000 $ 152,692 $ 61,000
Adams, North Dakota 13 $ 1,575,000 $ 121,153 $ 57,000
Trumbull, Ohio 13 $ 1,675,000 $ 128,846 $ 66,000
Potter, Texas 13 $ 1,185,000 $ 91,153 $ 48,000
Sonoma, California 12 $ 5,230,000 $ 435,833 $ 99,000
Martin, Florida 12 $ 3,160,000 $ 263,333 $ 124,000
Coweta, Georgia 12 $ 3,170,000 $ 264,166 $ 87,000
Walton, Georgia 12 $ 2,070,000 $ 172,500 $ 95,000
Vanderburgh, Indiana 12 $ 2,310,000 $ 192,500 $ 67,000
Osceola, Michigan 12 $ 1,250,000 $ 104,166 $ 64,000
Columbiana, Ohio 12 $ 1,560,000 $ 130,000 $ 69,000
Smith, Texas 12 $ 2,880,000 $ 240,000 $ 149,000
Spokane, Washington 12 $ 2,520,000 $ 210,000 $ 57,000
Pueblo, Colorado 11 $ 1,915,000 $ 174,090 $ 54,000
Rockdale, Georgia 11 $ 2,405,000 $ 218,636 $ 78,000
St. Joseph, Indiana 11 $ 1,865,000 $ 169,545 $ 82,000
Laurel, Kentucky 11 $ 1,385,000 $ 125,909 $ 48,000
Barry, Michigan 11 $ 1,375,000 $ 125,000 $ 54,000
Kalamazoo, Michigan 11 $ 2,625,000 $ 238,636 $ 76,000
Lehigh, Pennsylvania 11 $ 2,135,000 $ 194,090 $ 75,000
Luzerne, Pennsylvania 11 $ 1,805,000 $ 164,090 $ 86,000
Stevens, Washington 11 $ 1,685,000 $ 153,181 $ 81,000
Tehama, California 10 $ 2,010,000 $ 201,000 $ 58,000
Effingham, Georgia 10 $ 1,870,000 $ 187,000 $ 64,000
Muscogee, Georgia 10 $ 1,690,000 $ 169,000 $ 163,000
Knox, Kentucky 10 $ 1,200,000 $ 120,000 $ 56,000
Cass, Missouri 10 $ 1,810,000 $ 181,000 $ 65,000
Portage, Ohio 10 $ 1,730,000 $ 173,000 $ 88,000
Cumberland, Pennsylvania 10 $ 1,880,000 $ 188,000 $ 82,000
Lebanon, Pennsylvania 10 $ 1,610,000 $ 161,000 $ 51,000
Lycoming, Pennsylvania 10 $ 1,750,000 $ 175,000 $ 67,000
Pulaski, Arkansas 9 $ 1,765,000 $ 196,111 $ 65,000
Calaveras, California 9 $ 1,835,000 $ 203,888 $ 85,000
Marin, California 9 $ 5,345,000 $ 593,888 $ 140,000
Tuolumne, California 9 $ 2,985,000 $ 331,666 $ 176,000
Yolo, California 9 $ 3,265,000 $ 362,777 $ 116,000
Boulder, Colorado 9 $ 2,845,000 $ 316,111 $ 111,000
Nassau, Florida 9 $ 2,155,000 $ 239,444 $ 100,000
Williamson, Illinois 9 $ 755,000 $ 83,888 $ 56,000
Elkhart, Indiana 9 $ 1,435,000 $ 159,444 $ 52,000
Morgan, Indiana 9 $ 1,555,000 $ 172,777 $ 74,000
Dallas, Iowa 9 $ 2,145,000 $ 238,333 $ 96,000
Warren, Kentucky 9 $ 1,925,000 $ 213,888 $ 68,000
Webster, Kentucky 9 $ 1,105,000 $ 122,777 $ 61,000
Van Buren, Michigan 9 $ 1,365,000 $ 151,666 $ 65,000
Rio Arriba, New Mexico 9 $ 2,075,000 $ 230,555 $ 76,000
Centre, Pennsylvania 9 $ 1,585,000 $ 176,111 $ 60,000
Lackawanna, Pennsylvania 9 $ 1,385,000 $ 153,888 $ 49,000
Randall, Texas 9 $ 1,425,000 $ 158,333 $ 70,000
Mason, Washington 9 $ 1,395,000 $ 155,000 $ 88,000
Lake, California 8 $ 2,170,000 $ 271,250 $ 81,000
Highlands, Florida 8 $ 1,310,000 $ 163,750 $ 53,000
Leon, Florida 8 $ 1,460,000 $ 182,500 $ 67,000
Columbia, Georgia 8 $ 1,460,000 $ 182,500 $ 72,000
Fayette, Georgia 8 $ 2,140,000 $ 267,500 $ 102,000
Howard, Indiana 8 $ 1,370,000 $ 171,250 $ 114,000
Madison, Indiana 8 $ 1,230,000 $ 153,750 $ 64,000
Perry, Indiana 8 $ 740,000 $ 92,500 $ 60,000
McLean, Kentucky 8 $ 830,000 $ 103,750 $ 53,000
Ionia, Michigan 8 $ 1,290,000 $ 161,250 $ 66,000
Kalkaska, Michigan 8 $ 920,000 $ 115,000 $ 46,000
Hennepin, Minnesota 8 $ 3,400,000 $ 425,000 $ 249,000
Camden, Missouri 8 $ 1,750,000 $ 218,750 $ 91,000
Greene, Missouri 8 $ 1,340,000 $ 167,500 $ 67,000
St. Francois, Missouri 8 $ 1,360,000 $ 170,000 $ 52,000
Santa Fe, New Mexico 8 $ 1,990,000 $ 248,750 $ 80,000
Mercer, Ohio 8 $ 1,130,000 $ 141,250 $ 73,000
Marion, Oregon 8 $ 2,150,000 $ 268,750 $ 80,000
Adams, Pennsylvania 8 $ 1,310,000 $ 163,750 $ 65,000
Beaver, Pennsylvania 8 $ 1,290,000 $ 161,250 $ 63,000
Dauphin, Pennsylvania 8 $ 1,320,000 $ 165,000 $ 62,000
Erie, Pennsylvania 8 $ 1,050,000 $ 131,250 $ 63,000
Fort Bend, Texas 8 $ 1,410,000 $ 176,250 $ 58,000
Mohave, Arizona 7 $ 1,585,000 $ 226,428 $ 115,000
Napa, California 7 $ 3,215,000 $ 459,285 $ 99,000
San Benito, California 7 $ 3,965,000 $ 566,428 $ 135,000
Glynn, Georgia 7 $ 2,125,000 $ 303,571 $ 104,000
Lee, Georgia 7 $ 1,005,000 $ 143,571 $ 96,000
Christian, Illinois 7 $ 675,000 $ 96,428 $ 46,000
Cass, Indiana 7 $ 645,000 $ 92,142 $ 49,000
Hancock, Kentucky 7 $ 955,000 $ 136,428 $ 55,000
Monroe, Michigan 7 $ 1,295,000 $ 185,000 $ 84,000
Muskegon, Michigan 7 $ 1,175,000 $ 167,857 $ 66,000
Ottawa, Michigan 7 $ 1,585,000 $ 226,428 $ 78,000
Sanilac, Michigan 7 $ 785,000 $ 112,142 $ 66,000
Buchanan, Missouri 7 $ 1,105,000 $ 157,857 $ 74,000
Franklin, Missouri 7 $ 975,000 $ 139,285 $ 56,000
Platte, Missouri 7 $ 1,655,000 $ 236,428 $ 70,000
Imperial, California 6 $ 1,060,000 $ 176,666 $ 112,000
Kings, California 6 $ 1,120,000 $ 186,666 $ 72,000
Fremont, Colorado 6 $ 1,270,000 $ 211,666 $ 61,000
Montezuma, Colorado 6 $ 1,150,000 $ 191,666 $ 82,000
Wakulla, Florida 6 $ 1,280,000 $ 213,333 $ 74,000
Walton, Florida 6 $ 1,840,000 $ 306,666 $ 84,000
Bartow, Georgia 6 $ 1,310,000 $ 218,333 $ 65,000
Haralson, Georgia 6 $ 1,060,000 $ 176,666 $ 77,000
Jackson, Georgia 6 $ 1,320,000 $ 220,000 $ 74,000
Jackson, Illinois 6 $ 460,000 $ 76,666 $ 42,000
Clark, Indiana 6 $ 1,080,000 $ 180,000 $ 112,000
Floyd, Indiana 6 $ 960,000 $ 160,000 $ 73,000
Steuben, Indiana 6 $ 1,410,000 $ 235,000 $ 79,000
McCracken, Kentucky 6 $ 1,000,000 $ 166,666 $ 76,000
Dakota, Minnesota 6 $ 1,920,000 $ 320,000 $ 101,000
Johnson, Missouri 6 $ 810,000 $ 135,000 $ 42,000
Taney, Missouri 6 $ 810,000 $ 135,000 $ 80,000
Lake, Ohio 6 $ 900,000 $ 150,000 $ 85,000
Lorain, Ohio 6 $ 1,130,000 $ 188,333 $ 91,000
Lane, Oregon 6 $ 1,790,000 $ 298,333 $ 82,000
Butler, Pennsylvania 6 $ 1,130,000 $ 188,333 $ 72,000
Franklin, Pennsylvania 6 $ 1,070,000 $ 178,333 $ 73,000
Yavapai, Arizona 5 $ 1,215,000 $ 243,000 $ 69,000
Humboldt, California 5 $ 1,205,000 $ 241,000 $ 112,000
Nevada, California 5 $ 815,000 $ 163,000 $ 87,000
Shasta, California 5 $ 1,105,000 $ 221,000 $ 53,000
Sutter, California 5 $ 2,705,000 $ 541,000 $ 127,000
Garfield, Colorado 5 $ 1,375,000 $ 275,000 $ 135,000
Sumter, Florida 5 $ 1,205,000 $ 241,000 $ 95,000
Chatham, Georgia 5 $ 1,095,000 $ 219,000 $ 47,000
Troup, Georgia 5 $ 745,000 $ 149,000 $ 57,000
Kankakee, Illinois 5 $ 615,000 $ 123,000 $ 53,000
Madison, Illinois 5 $ 1,175,000 $ 235,000 $ 96,000
Decatur, Indiana 5 $ 875,000 $ 175,000 $ 82,000
LaPorte, Indiana 5 $ 745,000 $ 149,000 $ 47,000
Noble, Indiana 5 $ 555,000 $ 111,000 $ 37,000
Tippecanoe, Indiana 5 $ 675,000 $ 135,000 $ 79,000
Calloway, Kentucky 5 $ 515,000 $ 103,000 $ 40,000
Delta, Michigan 5 $ 385,000 $ 77,000 $ 38,000
Ingham, Michigan 5 $ 825,000 $ 165,000 $ 76,000
Isabella, Michigan 5 $ 595,000 $ 119,000 $ 45,000
Boone, Missouri 5 $ 835,000 $ 167,000 $ 121,000
Jasper, Missouri 5 $ 625,000 $ 125,000 $ 59,000
Multnomah, Oregon 5 $ 1,185,000 $ 237,000 $ 50,000
Carbon, Pennsylvania 5 $ 855,000 $ 171,000 $ 82,000
Tarrant, Texas 5 $ 1,455,000 $ 291,000 $ 110,000
Thurston, Washington 5 $ 1,745,000 $ 349,000 $ 79,000
Montgomery, Alabama 4 $ 270,000 $ 67,500 $ 359,000
Yuma, Arizona 4 $ 310,000 $ 77,500 $ 26,000
Greene, Arkansas 4 $ 460,000 $ 115,000 $ 64,000
Mendocino, California 4 $ 1,080,000 $ 270,000 $ 63,000
Baker, Florida 4 $ 800,000 $ 200,000 $ 102,000
Indian River, Florida 4 $ 620,000 $ 155,000 $ 43,000
Monroe, Florida 4 $ 950,000 $ 237,500 $ 80,000
Catoosa, Georgia 4 $ 730,000 $ 182,500 $ 107,000
Dawson, Georgia 4 $ 870,000 $ 217,500 $ 114,000
Habersham, Georgia 4 $ 710,000 $ 177,500 $ 54,000
Houston, Georgia 4 $ 540,000 $ 135,000 $ 91,000
Madison, Georgia 4 $ 510,000 $ 127,500 $ 50,000
Franklin, Illinois 4 $ 330,000 $ 82,500 $ 52,000
Kendall, Illinois 4 $ 690,000 $ 172,500 $ 57,000
Montgomery, Illinois 4 $ 270,000 $ 67,500 $ 46,000
Harrison, Indiana 4 $ 670,000 $ 167,500 $ 80,000
Henry, Indiana 4 $ 500,000 $ 125,000 $ 43,000
Chippewa, Michigan 4 $ 410,000 $ 102,500 $ 43,000
Iron, Michigan 4 $ 580,000 $ 145,000 $ 45,000
Shiawassee, Michigan 4 $ 520,000 $ 130,000 $ 61,000
Cole, Missouri 4 $ 570,000 $ 142,500 $ 67,000
Hardin, Ohio 4 $ 250,000 $ 62,500 $ 36,000
Washington, Oregon 4 $ 1,600,000 $ 400,000 $ 95,000
Blair, Pennsylvania 4 $ 750,000 $ 187,500 $ 47,000
Mercer, Pennsylvania 4 $ 480,000 $ 120,000 $ 60,000
Abbeville, South Carolina 4 $ 260,000 $ 65,000 $ 227,000
Grant, Washington 4 $ 1,530,000 $ 382,500 $ 111,000
Coconino, Arizona 3 $ 1,285,000 $ 428,333 $ 387,000
Santa Cruz, Arizona 3 $ 555,000 $ 185,000 $ 65,000
Craighead, Arkansas 3 $ 445,000 $ 148,333 $ 50,000
Jefferson, Arkansas 3 $ 495,000 $ 165,000 $ 54,000
Madison, Arkansas 3 $ 475,000 $ 158,333 $ 89,000
Amador, California 3 $ 1,205,000 $ 401,666 $ 106,000
Morgan, Colorado 3 $ 855,000 $ 285,000 $ 82,000
Columbia, Florida 3 $ 315,000 $ 105,000 $ 46,000
Levy, Florida 3 $ 405,000 $ 135,000 $ 123,000
Okeechobee, Florida 3 $ 555,000 $ 185,000 $ 82,000
Putnam, Florida 3 $ 525,000 $ 175,000 $ 55,000
Banks, Georgia 3 $ 745,000 $ 248,333 $ 72,000
Butts, Georgia 3 $ 335,000 $ 111,666 $ 59,000
Decatur, Georgia 3 $ 395,000 $ 131,666 $ 43,000
Floyd, Georgia 3 $ 365,000 $ 121,666 $ 41,000
Spalding, Georgia 3 $ 285,000 $ 95,000 $ 33,000
Toombs, Georgia 3 $ 485,000 $ 161,666 $ 59,000
Union, Georgia 3 $ 835,000 $ 278,333 $ 62,000
White, Georgia 3 $ 425,000 $ 141,666 $ 101,000
Whitfield, Georgia 3 $ 615,000 $ 205,000 $ 75,000
Macoupin, Illinois 3 $ 265,000 $ 88,333 $ 53,000
Bartholomew, Indiana 3 $ 625,000 $ 208,333 $ 48,000
Boone, Indiana 3 $ 505,000 $ 168,333 $ 65,000
Franklin, Indiana 3 $ 535,000 $ 178,333 $ 66,000
Kosciusko, Indiana 3 $ 795,000 $ 265,000 $ 117,000
Miami, Indiana 3 $ 265,000 $ 88,333 $ 60,000
Newton, Indiana 3 $ 615,000 $ 205,000 $ 82,000
Pulaski, Indiana 3 $ 265,000 $ 88,333 $ 64,000
Putnam, Indiana 3 $ 465,000 $ 155,000 $ 81,000
Scott, Indiana 3 $ 315,000 $ 105,000 $ 78,000
Vigo, Indiana 3 $ 665,000 $ 221,666 $ 83,000
Marion, Iowa 3 $ 855,000 $ 285,000 $ 113,000
Wayne, Iowa 3 $ 425,000 $ 141,666 $ 59,000
Barren, Kentucky 3 $ 465,000 $ 155,000 $ 81,000
Breckinridge, Kentucky 3 $ 305,000 $ 101,666 $ 40,000
Jefferson, Kentucky 3 $ 475,000 $ 158,333 $ 55,000
Berrien, Michigan 3 $ 435,000 $ 145,000 $ 43,000
Clinton, Michigan 3 $ 405,000 $ 135,000 $ 48,000
Dickinson, Michigan 3 $ 295,000 $ 98,333 $ 56,000
Lake, Michigan 3 $ 235,000 $ 78,333 $ 39,000
Mackinac, Michigan 3 $ 275,000 $ 91,666 $ 42,000
Oceana, Michigan 3 $ 285,000 $ 95,000 $ 16,000
Goodhue, Minnesota 3 $ 525,000 $ 175,000 $ 59,000
Cape Girardeau, Missouri 3 $ 595,000 $ 198,333 $ 51,000
Christian, Missouri 3 $ 615,000 $ 205,000 $ 95,000
Crawford, Missouri 3 $ 815,000 $ 271,666 $ 128,000
Dunklin, Missouri 3 $ 225,000 $ 75,000 $ 35,000
Howell, Missouri 3 $ 635,000 $ 211,666 $ 76,000
Lincoln, Missouri 3 $ 555,000 $ 185,000 $ 55,000
Marion, Missouri 3 $ 125,000 $ 41,666 $ 116,000
Ripley, Missouri 3 $ 625,000 $ 208,333 $ 78,000
Wright, Missouri 3 $ 495,000 $ 165,000 $ 63,000
Auglaize, Ohio 3 $ 395,000 $ 131,666 $ 56,000
Polk, Oregon 3 $ 1,185,000 $ 395,000 $ 112,000
Bedford, Pennsylvania 3 $ 465,000 $ 155,000 $ 123,000
Columbia, Pennsylvania 3 $ 515,000 $ 171,666 $ 75,000
Indiana, Pennsylvania 3 $ 465,000 $ 155,000 $ 61,000
Pike, Pennsylvania 3 $ 525,000 $ 175,000 $ 87,000
Wayne, Pennsylvania 3 $ 715,000 $ 238,333 $ 69,000
Anderson, Tennessee 3 $ 515,000 $ 171,666 $ 62,000
Grainger, Tennessee 3 $ 385,000 $ 128,333 $ 47,000
Deaf Smith, Texas 3 $ 335,000 $ 111,666 $ 43,000
Ferry, Washington 3 $ 605,000 $ 201,666 $ 76,000
Island, Washington 3 $ 775,000 $ 258,333 $ 190,000
Kitsap, Washington 3 $ 965,000 $ 321,666 $ 122,000
Skagit, Washington 3 $ 815,000 $ 271,666 $ 54,000
Marinette, Wisconsin 3 $ 405,000 $ 135,000 $ 37,000
Cochise, Arizona 2 $ 270,000 $ 135,000 $ 69,000
Gila, Arizona 2 $ 970,000 $ 485,000 $ 129,000
Cleburne, Arkansas 2 $ 270,000 $ 135,000 $ 58,000
Faulkner, Arkansas 2 $ 380,000 $ 190,000 $ 88,000
Miller, Arkansas 2 $ 370,000 $ 185,000 $ 107,000
Poinsett, Arkansas 2 $ 230,000 $ 115,000 $ 34,000
Saline, Arkansas 2 $ 220,000 $ 110,000 $ 48,000
Van Buren, Arkansas 2 $ 240,000 $ 120,000 $ 41,000
Colusa, California 2 $ 450,000 $ 225,000 $ 100,000
Broomfield, Colorado 2 $ 790,000 $ 395,000 $ 177,000
La Plata, Colorado 2 $ 540,000 $ 270,000 $ 80,000
Moffat, Colorado 2 $ 400,000 $ 200,000 $ 38,000
Park, Colorado 2 $ 560,000 $ 280,000 $ 140,000
San Miguel, Colorado 2 $ 2,260,000 $ 1,130,000 $ 441,000
Bradford, Florida 2 $ 320,000 $ 160,000 $ 72,000
Suwannee, Florida 2 $ 190,000 $ 95,000 $ 47,000
Taylor, Florida 2 $ 360,000 $ 180,000 $ 76,000
Washington, Florida 2 $ 380,000 $ 190,000 $ 75,000
Baldwin, Georgia 2 $ 230,000 $ 115,000 $ 26,000
Bibb, Georgia 2 $ 360,000 $ 180,000 $ 61,000
Bulloch, Georgia 2 $ 270,000 $ 135,000 $ 95,000
Clarke, Georgia 2 $ 380,000 $ 190,000 $ 80,000
Colquitt, Georgia 2 $ 230,000 $ 115,000 $ 47,000
Fannin, Georgia 2 $ 340,000 $ 170,000 $ 84,000
Gilmer, Georgia 2 $ 240,000 $ 120,000 $ 63,000
Gordon, Georgia 2 $ 370,000 $ 185,000 $ 112,000
Harris, Georgia 2 $ 390,000 $ 195,000 $ 65,000
Liberty, Georgia 2 $ 530,000 $ 265,000 $ 102,000
Oconee, Georgia 2 $ 280,000 $ 140,000 $ 55,000
Pike, Georgia 2 $ 330,000 $ 165,000 $ 64,000
Richmond, Georgia 2 $ 270,000 $ 135,000 $ 30,000
Talbot, Georgia 2 $ 290,000 $ 145,000 $ 105,000
Walker, Georgia 2 $ 210,000 $ 105,000 $ 35,000
Cass, Illinois 2 $ 190,000 $ 95,000 $ 49,000
DuPage, Illinois 2 $ 350,000 $ 175,000 $ 81,000
Greene, Illinois 2 $ 110,000 $ 55,000 $ 44,000
Saline, Illinois 2 $ 230,000 $ 115,000 $ 65,000
Union, Illinois 2 $ 230,000 $ 115,000 $ 110,000
Adams, Indiana 2 $ 310,000 $ 155,000 $ 71,000
Clinton, Indiana 2 $ 390,000 $ 195,000 $ 98,000
Delaware, Indiana 2 $ 400,000 $ 200,000 $ 82,000
Gibson, Indiana 2 $ 320,000 $ 160,000 $ 75,000
Grant, Indiana 2 $ 260,000 $ 130,000 $ 35,000
Jackson, Indiana 2 $ 280,000 $ 140,000 $ 69,000
Jefferson, Indiana 2 $ 190,000 $ 95,000 $ 46,000
Knox, Indiana 2 $ 240,000 $ 120,000 $ 42,000
Lawrence, Indiana 2 $ 190,000 $ 95,000 $ 73,000
Montgomery, Indiana 2 $ 250,000 $ 125,000 $ 61,000
Spencer, Indiana 2 $ 250,000 $ 125,000 $ 45,000
Wells, Indiana 2 $ 440,000 $ 220,000 $ 94,000
White, Indiana 2 $ 220,000 $ 110,000 $ 65,000
Whitley, Indiana 2 $ 280,000 $ 140,000 $ 76,000
Clarke, Iowa 2 $ 290,000 $ 145,000 $ 135,000
Linn, Iowa 2 $ 940,000 $ 470,000 $ 85,000
Caldwell, Kentucky 2 $ 70,000 $ 35,000 $ 30,000
Christian, Kentucky 2 $ 270,000 $ 135,000 $ 40,000
Ohio, Kentucky 2 $ 410,000 $ 205,000 $ 44,000
Russell, Kentucky 2 $ 610,000 $ 305,000 $ 111,000
Waldo, Maine 2 $ 500,000 $ 250,000 $ 66,000
Calhoun, Michigan 2 $ 170,000 $ 85,000 $ 85,000
Genesee, Michigan 2 $ 380,000 $ 190,000 $ 48,000
Lenawee, Michigan 2 $ 290,000 $ 145,000 $ 86,000
Luce, Michigan 2 $ 180,000 $ 90,000 $ 46,000
Midland, Michigan 2 $ 350,000 $ 175,000 $ 43,000
St. Clair, Michigan 2 $ 250,000 $ 125,000 $ 31,000
Wexford, Michigan 2 $ 230,000 $ 115,000 $ 48,000
Otter Tail, Minnesota 2 $ 260,000 $ 130,000 $ 34,000
Washington, Minnesota 2 $ 720,000 $ 360,000 $ 225,000
Hinds, Mississippi 2 $ 230,000 $ 115,000 $ 40,000
Oktibbeha, Mississippi 2 $ 250,000 $ 125,000 $ 87,000
Barry, Missouri 2 $ 300,000 $ 150,000 $ 47,000
Caldwell, Missouri 2 $ 250,000 $ 125,000 $ 46,000
Carroll, Missouri 2 $ 360,000 $ 180,000 $ 79,000
Clinton, Missouri 2 $ 450,000 $ 225,000 $ 96,000
Dallas, Missouri 2 $ 230,000 $ 115,000 $ 58,000
Lafayette, Missouri 2 $ 420,000 $ 210,000 $ 127,000
Lewis, Missouri 2 $ 290,000 $ 145,000 $ 29,000
Newton, Missouri 2 $ 280,000 $ 140,000 $ 122,000
Osage, Missouri 2 $ 350,000 $ 175,000 $ 90,000
Phelps, Missouri 2 $ 280,000 $ 140,000 $ 63,000
Polk, Missouri 2 $ 360,000 $ 180,000 $ 76,000
Ralls, Missouri 2 $ 230,000 $ 115,000 $ 49,000
Shannon, Missouri 2 $ 440,000 $ 220,000 $ 61,000
Stone, Missouri 2 $ 420,000 $ 210,000 $ 52,000
Warren, Missouri 2 $ 300,000 $ 150,000 $ 42,000
Washington, Missouri 2 $ 200,000 $ 100,000 $ 29,000
Webster, Missouri 2 $ 480,000 $ 240,000 $ 145,000
Grand Forks, North Dakota 2 $ 620,000 $ 310,000 $ 106,000
Stark, North Dakota 2 $ 280,000 $ 140,000 $ 76,000
Ashland, Ohio 2 $ 260,000 $ 130,000 $ 62,000
Champaign, Ohio 2 $ 170,000 $ 85,000 $ 38,000
Ross, Ohio 2 $ 210,000 $ 105,000 $ 77,000
Clackamas, Oregon 2 $ 770,000 $ 385,000 $ 183,000
Josephine, Oregon 2 $ 520,000 $ 260,000 $ 65,000
Lincoln, Oregon 2 $ 560,000 $ 280,000 $ 68,000
Bradford, Pennsylvania 2 $ 320,000 $ 160,000 $ 76,000
Cambria, Pennsylvania 2 $ 340,000 $ 170,000 $ 57,000
Fayette, Pennsylvania 2 $ 230,000 $ 115,000 $ 55,000
Jefferson, Pennsylvania 2 $ 140,000 $ 70,000 $ 39,000
Juniata, Pennsylvania 2 $ 340,000 $ 170,000 $ 92,000
Lawrence, Pennsylvania 2 $ 180,000 $ 90,000 $ 81,000
Northumberland, Pennsylvania 2 $ 340,000 $ 170,000 $ 72,000
Campbell, Tennessee 2 $ 380,000 $ 190,000 $ 44,000
Hawkins, Tennessee 2 $ 250,000 $ 125,000 $ 38,000
Sevier, Tennessee 2 $ 230,000 $ 115,000 $ 55,000
Denton, Texas 2 $ 610,000 $ 305,000 $ 85,000
Galveston, Texas 2 $ 320,000 $ 160,000 $ 109,000
Jim Wells, Texas 2 $ 390,000 $ 195,000 $ 75,000
Benton, Washington 2 $ 230,000 $ 115,000 $ 84,000
Lincoln, Washington 2 $ 350,000 $ 175,000 $ 42,000
Graham, Arizona 1 $ 175,000 $ 175,000 $ 48,000
Navajo, Arizona 1 $ 275,000 $ 275,000 $ 89,000
Clay, Arkansas 1 $ 45,000 $ 45,000 $ 33,000
Hot Spring, Arkansas 1 $ 95,000 $ 95,000 $ 37,000
Pike, Arkansas 1 $ 105,000 $ 105,000 $ 54,000
Sharp, Arkansas 1 $ 55,000 $ 55,000 $ 33,000
Stone, Arkansas 1 $ 115,000 $ 115,000 $ 24,000
Glenn, California 1 $ 205,000 $ 205,000 $ 103,000
Lassen, California 1 $ 315,000 $ 315,000 $ 130,000
Mariposa, California 1 $ 385,000 $ 385,000 $ 96,000
Mono, California 1 $ 355,000 $ 355,000 $ 82,000
Trinity, California 1 $ 165,000 $ 165,000 $ 66,000
Clear Creek, Colorado 1 $ 485,000 $ 485,000 $ 200,000
Delta, Colorado 1 $ 105,000 $ 105,000 $ 48,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 5,397 $1,449,905,000 $268,000 $13,005,000 $89,000 $1,020,000
Home Purchase 1,808 $320,720,000 $177,000 $1,355,000 $74,000 $1,176,000
Refinancing 690 $199,210,000 $288,000 $1,755,000 $103,000 $856,000
Other Purpose 640 $165,670,000 $258,000 $1,355,000 $86,000 $548,000
Home Improvement 47 $10,865,000 $231,000 $605,000 $75,000 $204,000
Not Applicable 2 $660,000 $330,000 $615,000 $87,000 $120,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,015 $1,453,865,000 $241,000 $4,655,000 $87,000 $1,176,000
Hispanic 1,159 $313,695,000 $270,000 $1,365,000 $81,000 $523,000
Black or African American 676 $159,310,000 $235,000 $1,225,000 $77,000 $548,000
Not Provided 547 $149,175,000 $272,000 $1,755,000 $96,000 $1,020,000
Asian 134 $57,460,000 $428,000 $13,005,000 $115,000 $698,000
American Indian or Alaskan Native 23 $4,745,000 $206,000 $435,000 $84,000 $180,000
Native Hawaiian or Other Pacific Islander 16 $4,540,000 $283,000 $565,000 $97,000 $222,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,057 $1,170,365,000 $231,000 $1,275,000 $78,000 $1,020,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,518 $743,060,000 $295,000 $13,005,000 $109,000 $1,176,000
VA-guaranteed (Veterans Administration) 724 $200,230,000 $276,000 $935,000 $86,000 $503,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 285 $33,375,000 $117,000 $425,000 $48,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 4,469 $1,201,275,000 $268,000 $13,005,000 $91,000 $1,176,000
Application Denied By Financial Institution 2,079 $512,945,000 $246,000 $1,755,000 $79,000 $1,020,000
Loan Originated 1,862 $385,900,000 $207,000 $805,000 $82,000 $747,000
File Closed For Incompleteness 153 $41,975,000 $274,000 $1,035,000 $101,000 $614,000
Application Approved But Not Accepted 21 $4,935,000 $235,000 $555,000 $98,000 $235,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,505 $1,634,085,000 $251,000 $13,005,000 $89,000 $1,176,000
Credit History 754 $184,770,000 $245,000 $1,755,000 $88,000 $1,020,000
Debt-To-Income Ratio 712 $182,860,000 $256,000 $1,155,000 $71,000 $856,000
Other 285 $74,485,000 $261,000 $1,165,000 $78,000 $548,000
Collateral 217 $45,165,000 $208,000 $965,000 $79,000 $252,000
Credit Application Incomplete 61 $16,485,000 $270,000 $935,000 $97,000 $363,000
Unverifiable Information 24 $4,560,000 $190,000 $475,000 $75,000 $229,000
Insufficient Cash (Downpayment, Closing Cost) 15 $2,885,000 $192,000 $485,000 $66,000 $208,000
Employment History 10 $1,640,000 $164,000 $375,000 $57,000 $124,000
Mortgage Insurance Denied 1 $95,000 $95,000 $95,000 $51,000 $51,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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