Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Top Flite Financial, Inc. of Williamston, MI reported 9,148 mortgage applications totaling $2.1 billion, down 10% from 2020. The average application was for $231,288, and applicants reported an average income of $88,217. 32% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (566), Atlanta-Sandy Springs-Roswell, GA (529) and Tampa-St. Petersburg-Clearwater, FL (289) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 9,148
Total Mortgage Loan Application Amount $2,115,830,000
Average Mortgage Loan Application Amount $231,288
Highest Mortgage Loan Application Amount $3,055,000
Average Applicant Income $88,217
Highest Applicant Income $5,918,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 496 $ 132,270,000 $ 266,673 $ 93,000
Los Angeles, California 202 $ 81,470,000 $ 403,316 $ 123,000
Clark, Nevada 191 $ 52,215,000 $ 273,376 $ 92,000
Snohomish, Washington 166 $ 68,960,000 $ 415,421 $ 131,000
Riverside, California 138 $ 43,790,000 $ 317,318 $ 102,000
Kent, Michigan 112 $ 25,200,000 $ 225,000 $ 66,000
Hillsborough, Florida 98 $ 22,410,000 $ 228,673 $ 91,000
San Bernardino, California 97 $ 29,315,000 $ 302,216 $ 86,000
Palm Beach, Florida 93 $ 24,195,000 $ 260,161 $ 108,000
Pinellas, Florida 93 $ 19,415,000 $ 208,763 $ 77,000
Gwinnett, Georgia 92 $ 20,800,000 $ 226,086 $ 121,000
Broward, Florida 86 $ 22,480,000 $ 261,395 $ 102,000
Macomb, Michigan 85 $ 12,635,000 $ 148,647 $ 137,000
King, Washington 82 $ 33,570,000 $ 409,390 $ 112,000
Miami-Dade, Florida 80 $ 16,980,000 $ 212,250 $ 97,000
Pima, Arizona 79 $ 15,495,000 $ 196,139 $ 85,000
Orange, Florida 79 $ 18,965,000 $ 240,063 $ 76,000
San Diego, California 73 $ 30,405,000 $ 416,506 $ 116,000
Cobb, Georgia 73 $ 17,395,000 $ 238,287 $ 119,000
Pierce, Washington 72 $ 24,340,000 $ 338,055 $ 111,000
Summit, Ohio 71 $ 11,295,000 $ 159,084 $ 77,000
Pinal, Arizona 70 $ 17,060,000 $ 243,714 $ 76,000
Pasco, Florida 67 $ 12,875,000 $ 192,164 $ 79,000
St. Louis, Missouri 66 $ 15,040,000 $ 227,878 $ 97,000
Wake, North Carolina 66 $ 14,090,000 $ 213,484 $ 74,000
Mecosta, Michigan 65 $ 9,105,000 $ 140,076 $ 47,000
Cuyahoga, Ohio 65 $ 11,715,000 $ 180,230 $ 126,000
Sacramento, California 60 $ 19,320,000 $ 322,000 $ 95,000
Duval, Florida 60 $ 11,770,000 $ 196,166 $ 78,000
Fulton, Georgia 59 $ 14,025,000 $ 237,711 $ 94,000
Marion, Indiana 59 $ 10,395,000 $ 176,186 $ 78,000
Wayne, Ohio 59 $ 8,815,000 $ 149,406 $ 83,000
Montcalm, Michigan 58 $ 9,280,000 $ 160,000 $ 49,000
El Paso, Colorado 56 $ 14,070,000 $ 251,250 $ 77,000
Philadelphia, Pennsylvania 56 $ 10,420,000 $ 186,071 $ 68,000
Mecklenburg, North Carolina 55 $ 12,395,000 $ 225,363 $ 74,000
Brevard, Florida 54 $ 11,040,000 $ 204,444 $ 75,000
DeKalb, Georgia 54 $ 9,720,000 $ 180,000 $ 59,000
Ashtabula, Ohio 54 $ 6,910,000 $ 127,962 $ 64,000
Volusia, Florida 53 $ 9,675,000 $ 182,547 $ 65,000
Lake, Indiana 53 $ 9,945,000 $ 187,641 $ 81,000
Polk, Florida 50 $ 8,760,000 $ 175,200 $ 62,000
Lee, Florida 49 $ 10,245,000 $ 209,081 $ 76,000
Allegan, Michigan 47 $ 9,545,000 $ 203,085 $ 66,000
Kern, California 45 $ 9,265,000 $ 205,888 $ 85,000
Hopkins, Kentucky 45 $ 5,615,000 $ 124,777 $ 56,000
Franklin, Ohio 44 $ 8,230,000 $ 187,045 $ 72,000
Montgomery, Pennsylvania 41 $ 11,415,000 $ 278,414 $ 151,000
Delaware, Pennsylvania 40 $ 7,620,000 $ 190,500 $ 81,000
St. Lucie, Florida 39 $ 7,985,000 $ 204,743 $ 64,000
Jackson, Missouri 39 $ 7,035,000 $ 180,384 $ 68,000
Contra Costa, California 37 $ 16,205,000 $ 437,972 $ 123,000
Garland, Arkansas 36 $ 5,760,000 $ 160,000 $ 86,000
Sarasota, Florida 36 $ 7,290,000 $ 202,500 $ 80,000
Allegheny, Pennsylvania 35 $ 5,795,000 $ 165,571 $ 79,000
Bucks, Pennsylvania 35 $ 9,405,000 $ 268,714 $ 102,000
Jefferson, Colorado 34 $ 9,120,000 $ 268,235 $ 149,000
Seminole, Florida 34 $ 7,730,000 $ 227,352 $ 83,000
Medina, Ohio 34 $ 6,340,000 $ 186,470 $ 77,000
Orange, California 33 $ 15,445,000 $ 468,030 $ 159,000
Henry, Georgia 33 $ 6,685,000 $ 202,575 $ 92,000
Monroe, Pennsylvania 33 $ 6,305,000 $ 191,060 $ 88,000
Yavapai, Arizona 31 $ 7,575,000 $ 244,354 $ 74,000
Hernando, Florida 31 $ 5,525,000 $ 178,225 $ 64,000
Weld, Colorado 30 $ 8,190,000 $ 273,000 $ 97,000
Bell, Kentucky 30 $ 4,130,000 $ 137,666 $ 49,000
St. Charles, Missouri 30 $ 6,700,000 $ 223,333 $ 103,000
Union, North Carolina 30 $ 8,030,000 $ 267,666 $ 100,000
Stark, Ohio 30 $ 4,980,000 $ 166,000 $ 83,000
Fresno, California 29 $ 7,045,000 $ 242,931 $ 96,000
Clay, Florida 29 $ 6,235,000 $ 215,000 $ 71,000
Berks, Pennsylvania 29 $ 5,445,000 $ 187,758 $ 74,000
Tulare, California 28 $ 5,550,000 $ 198,214 $ 79,000
Arapahoe, Colorado 28 $ 8,070,000 $ 288,214 $ 84,000
Douglas, Georgia 28 $ 6,030,000 $ 215,357 $ 76,000
Jefferson, Missouri 28 $ 5,670,000 $ 202,500 $ 81,000
Lancaster, Pennsylvania 28 $ 6,040,000 $ 215,714 $ 123,000
Harris, Texas 28 $ 7,680,000 $ 274,285 $ 105,000
Porter, Indiana 27 $ 4,635,000 $ 171,666 $ 86,000
Polk, Iowa 27 $ 5,075,000 $ 187,962 $ 88,000
Daviess, Kentucky 27 $ 4,195,000 $ 155,370 $ 56,000
San Joaquin, California 26 $ 6,580,000 $ 253,076 $ 81,000
Guilford, North Carolina 26 $ 4,440,000 $ 170,769 $ 83,000
Chester, Pennsylvania 26 $ 7,800,000 $ 300,000 $ 164,000
Northampton, Pennsylvania 26 $ 5,370,000 $ 206,538 $ 96,000
Spokane, Washington 26 $ 5,190,000 $ 199,615 $ 71,000
Manatee, Florida 25 $ 5,335,000 $ 213,400 $ 69,000
Cherokee, Georgia 25 $ 5,385,000 $ 215,400 $ 85,000
Gaston, North Carolina 25 $ 4,935,000 $ 197,400 $ 68,000
Claiborne, Tennessee 25 $ 3,745,000 $ 149,800 $ 56,000
Shelby, Tennessee 25 $ 5,045,000 $ 201,800 $ 93,000
Alameda, California 24 $ 12,200,000 $ 508,333 $ 140,000
Stanislaus, California 24 $ 5,180,000 $ 215,833 $ 67,000
Adams, Colorado 24 $ 6,080,000 $ 253,333 $ 83,000
Marion, Florida 24 $ 4,430,000 $ 184,583 $ 69,000
Paulding, Georgia 24 $ 4,390,000 $ 182,916 $ 71,000
Pulaski, Missouri 24 $ 3,880,000 $ 161,666 $ 62,000
Mahoning, Ohio 24 $ 4,210,000 $ 175,416 $ 98,000
Knox, Tennessee 24 $ 4,620,000 $ 192,500 $ 76,000
Solano, California 21 $ 7,155,000 $ 340,714 $ 103,000
Hamilton, Indiana 21 $ 4,685,000 $ 223,095 $ 106,000
Cumberland, Pennsylvania 21 $ 3,935,000 $ 187,380 $ 105,000
Lehigh, Pennsylvania 21 $ 4,655,000 $ 221,666 $ 86,000
York, Pennsylvania 21 $ 3,955,000 $ 188,333 $ 72,000
Forsyth, Georgia 20 $ 5,920,000 $ 296,000 $ 207,000
Allen, Indiana 20 $ 3,180,000 $ 159,000 $ 63,000
Plymouth, Massachusetts 20 $ 5,670,000 $ 283,500 $ 97,000
Osceola, Michigan 20 $ 2,900,000 $ 145,000 $ 41,000
Clark, Washington 20 $ 5,650,000 $ 282,500 $ 119,000
Douglas, Colorado 19 $ 6,045,000 $ 318,157 $ 98,000
Charlotte, Florida 19 $ 3,645,000 $ 191,842 $ 72,000
Lake, Florida 19 $ 4,295,000 $ 226,052 $ 137,000
Osceola, Florida 19 $ 4,115,000 $ 216,578 $ 84,000
Chatham, Georgia 19 $ 2,975,000 $ 156,578 $ 74,000
Ottawa, Michigan 19 $ 4,315,000 $ 227,105 $ 71,000
Johnston, North Carolina 19 $ 3,665,000 $ 192,894 $ 124,000
Mohave, Arizona 18 $ 3,880,000 $ 215,555 $ 83,000
Santa Clara, California 18 $ 9,580,000 $ 532,222 $ 138,000
Clayton, Georgia 18 $ 3,150,000 $ 175,000 $ 82,000
Hendricks, Indiana 18 $ 3,710,000 $ 206,111 $ 81,000
Washoe, Nevada 18 $ 4,780,000 $ 265,555 $ 92,000
Hamilton, Ohio 18 $ 3,010,000 $ 167,222 $ 163,000
Lorain, Ohio 18 $ 3,950,000 $ 219,444 $ 84,000
Merced, California 17 $ 4,515,000 $ 265,588 $ 93,000
Collier, Florida 17 $ 3,805,000 $ 223,823 $ 64,000
Okaloosa, Florida 17 $ 3,395,000 $ 199,705 $ 77,000
Barrow, Georgia 17 $ 2,855,000 $ 167,941 $ 50,000
Hall, Georgia 17 $ 3,205,000 $ 188,529 $ 66,000
Luzerne, Pennsylvania 17 $ 2,505,000 $ 147,352 $ 159,000
Davidson, Tennessee 17 $ 3,435,000 $ 202,058 $ 64,000
Kitsap, Washington 17 $ 4,335,000 $ 255,000 $ 82,000
Ventura, California 16 $ 6,590,000 $ 411,875 $ 135,000
Larimer, Colorado 16 $ 5,030,000 $ 314,375 $ 90,000
Santa Rosa, Florida 16 $ 2,770,000 $ 173,125 $ 78,000
Clark, Indiana 16 $ 2,500,000 $ 156,250 $ 76,000
Johnson, Indiana 16 $ 4,130,000 $ 258,125 $ 121,000
St. Joseph, Indiana 16 $ 2,710,000 $ 169,375 $ 78,000
Laurel, Kentucky 16 $ 2,610,000 $ 163,125 $ 53,000
Webster, Kentucky 16 $ 1,800,000 $ 112,500 $ 56,000
Cabarrus, North Carolina 16 $ 3,260,000 $ 203,750 $ 93,000
Trumbull, Ohio 16 $ 2,750,000 $ 171,875 $ 65,000
Thurston, Washington 16 $ 3,560,000 $ 222,500 $ 76,000
St. Johns, Florida 15 $ 4,225,000 $ 281,666 $ 106,000
Warrick, Indiana 15 $ 2,615,000 $ 174,333 $ 67,000
Worcester, Massachusetts 15 $ 3,375,000 $ 225,000 $ 104,000
Clay, Missouri 15 $ 2,455,000 $ 163,666 $ 83,000
St. Louis City, Missouri 15 $ 2,765,000 $ 184,333 $ 100,000
New Hanover, North Carolina 15 $ 3,115,000 $ 207,666 $ 76,000
Ashland, Ohio 15 $ 2,155,000 $ 143,666 $ 59,000
Washington, Pennsylvania 15 $ 3,035,000 $ 202,333 $ 82,000
Rutherford, Tennessee 15 $ 4,025,000 $ 268,333 $ 80,000
Sumner, Tennessee 15 $ 3,115,000 $ 207,666 $ 69,000
Elkhart, Indiana 14 $ 2,180,000 $ 155,714 $ 67,000
Henderson, Kentucky 14 $ 2,090,000 $ 149,285 $ 64,000
Catawba, North Carolina 14 $ 3,490,000 $ 249,285 $ 86,000
Forsyth, North Carolina 14 $ 2,160,000 $ 154,285 $ 74,000
Iredell, North Carolina 14 $ 2,760,000 $ 197,142 $ 86,000
Shasta, California 13 $ 3,045,000 $ 234,230 $ 74,000
Indian River, Florida 13 $ 2,555,000 $ 196,538 $ 72,000
Warren, Iowa 13 $ 3,455,000 $ 265,769 $ 95,000
Newaygo, Michigan 13 $ 2,345,000 $ 180,384 $ 51,000
Oakland, Michigan 13 $ 3,685,000 $ 283,461 $ 76,000
Wayne, Michigan 13 $ 2,795,000 $ 215,000 $ 91,000
Greene, Missouri 13 $ 1,855,000 $ 142,692 $ 70,000
Durham, North Carolina 13 $ 2,625,000 $ 201,923 $ 91,000
Whatcom, Washington 13 $ 4,835,000 $ 371,923 $ 118,000
Monterey, California 12 $ 4,410,000 $ 367,500 $ 93,000
Placer, California 12 $ 4,480,000 $ 373,333 $ 142,000
San Francisco, California 12 $ 9,360,000 $ 780,000 $ 179,000
Denver, Colorado 12 $ 3,200,000 $ 266,666 $ 65,000
Mesa, Colorado 12 $ 2,720,000 $ 226,666 $ 57,000
Carroll, Georgia 12 $ 2,120,000 $ 176,666 $ 50,000
Coweta, Georgia 12 $ 2,240,000 $ 186,666 $ 80,000
Knox, Kentucky 12 $ 1,530,000 $ 127,500 $ 63,000
Ingham, Michigan 12 $ 1,980,000 $ 165,000 $ 69,000
Muskegon, Michigan 12 $ 1,870,000 $ 155,833 $ 54,000
Cumberland, North Carolina 12 $ 2,280,000 $ 190,000 $ 89,000
Butler, Ohio 12 $ 1,730,000 $ 144,166 $ 72,000
Lake, Ohio 12 $ 2,010,000 $ 167,500 $ 87,000
Portage, Ohio 12 $ 1,960,000 $ 163,333 $ 60,000
Dauphin, Pennsylvania 12 $ 1,730,000 $ 144,166 $ 69,000
Kings, California 11 $ 2,425,000 $ 220,454 $ 86,000
Pueblo, Colorado 11 $ 2,445,000 $ 222,272 $ 81,000
Alachua, Florida 11 $ 1,875,000 $ 170,454 $ 75,000
Whitley, Kentucky 11 $ 1,215,000 $ 110,454 $ 42,000
Essex, Massachusetts 11 $ 3,115,000 $ 283,181 $ 106,000
Hampden, Massachusetts 11 $ 2,065,000 $ 187,727 $ 68,000
Barry, Michigan 11 $ 2,225,000 $ 202,272 $ 75,000
Isabella, Michigan 11 $ 1,565,000 $ 142,272 $ 46,000
Lincoln, Missouri 11 $ 2,355,000 $ 214,090 $ 102,000
Alamance, North Carolina 11 $ 1,965,000 $ 178,636 $ 77,000
Westmoreland, Pennsylvania 11 $ 1,685,000 $ 153,181 $ 69,000
Craighead, Arkansas 10 $ 2,360,000 $ 236,000 $ 54,000
Butte, California 10 $ 2,650,000 $ 265,000 $ 122,000
Madera, California 10 $ 2,170,000 $ 217,000 $ 72,000
Sonoma, California 10 $ 4,290,000 $ 429,000 $ 193,000
Bay, Florida 10 $ 2,470,000 $ 247,000 $ 98,000
Flagler, Florida 10 $ 1,980,000 $ 198,000 $ 75,000
Martin, Florida 10 $ 3,780,000 $ 378,000 $ 167,000
Bartow, Georgia 10 $ 2,100,000 $ 210,000 $ 96,000
Walton, Georgia 10 $ 2,320,000 $ 232,000 $ 84,000
Christian, Illinois 10 $ 1,210,000 $ 121,000 $ 54,000
Hancock, Indiana 10 $ 1,300,000 $ 130,000 $ 78,000
Jackson, Michigan 10 $ 2,060,000 $ 206,000 $ 61,000
Davidson, North Carolina 10 $ 1,610,000 $ 161,000 $ 58,000
Franklin, North Carolina 10 $ 2,050,000 $ 205,000 $ 83,000
Montgomery, Ohio 10 $ 1,570,000 $ 157,000 $ 62,000
Fort Bend, Texas 10 $ 2,360,000 $ 236,000 $ 95,000
Grays Harbor, Washington 10 $ 1,970,000 $ 197,000 $ 77,000
Citrus, Florida 9 $ 1,715,000 $ 190,555 $ 55,000
Columbia, Georgia 9 $ 1,425,000 $ 158,333 $ 78,000
Tippecanoe, Indiana 9 $ 1,475,000 $ 163,888 $ 87,000
Bristol, Massachusetts 9 $ 2,485,000 $ 276,111 $ 85,000
Norfolk, Massachusetts 9 $ 3,515,000 $ 390,555 $ 123,000
Franklin, Missouri 9 $ 1,575,000 $ 175,000 $ 89,000
Buncombe, North Carolina 9 $ 2,255,000 $ 250,555 $ 58,000
Lincoln, North Carolina 9 $ 1,545,000 $ 171,666 $ 81,000
Auglaize, Ohio 9 $ 1,425,000 $ 158,333 $ 62,000
Lane, Oregon 9 $ 3,745,000 $ 416,111 $ 94,000
Beaver, Pennsylvania 9 $ 1,355,000 $ 150,555 $ 129,000
Fayette, Pennsylvania 9 $ 1,275,000 $ 141,666 $ 60,000
Lycoming, Pennsylvania 9 $ 1,705,000 $ 189,444 $ 74,000
Roane, Tennessee 9 $ 1,535,000 $ 170,555 $ 67,000
Cowlitz, Washington 9 $ 1,695,000 $ 188,333 $ 59,000
Coconino, Arizona 8 $ 2,590,000 $ 323,750 $ 194,000
Faulkner, Arkansas 8 $ 1,400,000 $ 175,000 $ 55,000
Yolo, California 8 $ 2,310,000 $ 288,750 $ 81,000
Escambia, Florida 8 $ 1,550,000 $ 193,750 $ 81,000
Jackson, Georgia 8 $ 1,030,000 $ 128,750 $ 55,000
Newton, Georgia 8 $ 1,460,000 $ 182,500 $ 70,000
Cass, Illinois 8 $ 580,000 $ 72,500 $ 51,000
Morgan, Illinois 8 $ 750,000 $ 93,750 $ 40,000
LaPorte, Indiana 8 $ 1,240,000 $ 155,000 $ 104,000
Morgan, Indiana 8 $ 1,340,000 $ 167,500 $ 81,000
McLean, Kentucky 8 $ 1,020,000 $ 127,500 $ 45,000
Middlesex, Massachusetts 8 $ 3,150,000 $ 393,750 $ 108,000
Suffolk, Massachusetts 8 $ 4,220,000 $ 527,500 $ 160,000
Delta, Michigan 8 $ 920,000 $ 115,000 $ 53,000
Kalamazoo, Michigan 8 $ 1,410,000 $ 176,250 $ 65,000
Van Buren, Michigan 8 $ 1,240,000 $ 155,000 $ 70,000
Cass, Missouri 8 $ 2,150,000 $ 268,750 $ 90,000
Lyon, Nevada 8 $ 1,750,000 $ 218,750 $ 65,000
Brunswick, North Carolina 8 $ 1,300,000 $ 162,500 $ 60,000
Henderson, North Carolina 8 $ 1,940,000 $ 242,500 $ 72,000
Rowan, North Carolina 8 $ 1,490,000 $ 186,250 $ 64,000
Fairfield, Ohio 8 $ 1,530,000 $ 191,250 $ 88,000
Williamson, Tennessee 8 $ 3,900,000 $ 487,500 $ 190,000
Potter, Texas 8 $ 1,040,000 $ 130,000 $ 52,000
Grant, Washington 8 $ 1,530,000 $ 191,250 $ 67,000
Crenshaw, Alabama 7 $ 945,000 $ 135,000 $ 48,000
Pike, Alabama 7 $ 665,000 $ 95,000 $ 50,000
Cochise, Arizona 7 $ 1,605,000 $ 229,285 $ 114,000
Navajo, Arizona 7 $ 1,695,000 $ 242,142 $ 56,000
Santa Cruz, California 7 $ 4,025,000 $ 575,000 $ 146,000
Boulder, Colorado 7 $ 2,065,000 $ 295,000 $ 111,000
Leon, Florida 7 $ 1,515,000 $ 216,428 $ 81,000
Putnam, Florida 7 $ 1,195,000 $ 170,714 $ 108,000
Sumter, Florida 7 $ 1,325,000 $ 189,285 $ 56,000
Catoosa, Georgia 7 $ 1,385,000 $ 197,857 $ 67,000
Fayette, Georgia 7 $ 1,715,000 $ 245,000 $ 95,000
Rockdale, Georgia 7 $ 785,000 $ 112,142 $ 75,000
Spalding, Georgia 7 $ 1,055,000 $ 150,714 $ 77,000
Vanderburgh, Indiana 7 $ 1,275,000 $ 182,142 $ 77,000
White, Indiana 7 $ 1,005,000 $ 143,571 $ 73,000
Hancock, Kentucky 7 $ 1,015,000 $ 145,000 $ 59,000
Adams, North Dakota 7 $ 935,000 $ 133,571 $ 78,000
Belmont, Ohio 7 $ 1,035,000 $ 147,857 $ 62,000
Clark, Ohio 7 $ 1,155,000 $ 165,000 $ 64,000
Clermont, Ohio 7 $ 1,215,000 $ 173,571 $ 44,000
Columbiana, Ohio 7 $ 1,175,000 $ 167,857 $ 79,000
Darke, Ohio 7 $ 965,000 $ 137,857 $ 55,000
Perry, Ohio 7 $ 1,395,000 $ 199,285 $ 90,000
Adams, Pennsylvania 7 $ 1,205,000 $ 172,142 $ 87,000
Franklin, Pennsylvania 7 $ 1,245,000 $ 177,857 $ 67,000
Lackawanna, Pennsylvania 7 $ 955,000 $ 136,428 $ 62,000
Schuylkill, Pennsylvania 7 $ 1,205,000 $ 172,142 $ 63,000
Chelan, Washington 7 $ 1,905,000 $ 272,142 $ 98,000
Island, Washington 7 $ 2,615,000 $ 373,571 $ 91,000
Skagit, Washington 7 $ 2,205,000 $ 315,000 $ 108,000
Yakima, Washington 7 $ 1,275,000 $ 182,142 $ 69,000
Clark, Arkansas 6 $ 800,000 $ 133,333 $ 63,000
Poinsett, Arkansas 6 $ 820,000 $ 136,666 $ 39,000
Van Buren, Arkansas 6 $ 1,490,000 $ 248,333 $ 103,000
Santa Barbara, California 6 $ 2,500,000 $ 416,666 $ 126,000
Tuolumne, California 6 $ 1,100,000 $ 183,333 $ 55,000
Yuba, California 6 $ 1,510,000 $ 251,666 $ 67,000
Eagle, Colorado 6 $ 4,010,000 $ 668,333 $ 154,000
Highlands, Florida 6 $ 950,000 $ 158,333 $ 61,000
Bibb, Georgia 6 $ 1,030,000 $ 171,666 $ 65,000
Walker, Georgia 6 $ 1,000,000 $ 166,666 $ 71,000
White, Georgia 6 $ 1,210,000 $ 201,666 $ 59,000
Boone, Indiana 6 $ 1,180,000 $ 196,666 $ 71,000
Dallas, Iowa 6 $ 1,750,000 $ 291,666 $ 106,000
Fayette, Kentucky 6 $ 1,120,000 $ 186,666 $ 68,000
East Baton Rouge, Louisiana 6 $ 1,250,000 $ 208,333 $ 55,000
Clare, Michigan 6 $ 1,380,000 $ 230,000 $ 44,000
Genesee, Michigan 6 $ 1,180,000 $ 196,666 $ 89,000
Hennepin, Minnesota 6 $ 1,130,000 $ 188,333 $ 197,000
Platte, Missouri 6 $ 1,100,000 $ 183,333 $ 86,000
Eddy, New Mexico 6 $ 1,190,000 $ 198,333 $ 56,000
Rio Arriba, New Mexico 6 $ 1,560,000 $ 260,000 $ 71,000
Harnett, North Carolina 6 $ 700,000 $ 116,666 $ 75,000
Licking, Ohio 6 $ 1,250,000 $ 208,333 $ 70,000
Butler, Pennsylvania 6 $ 1,300,000 $ 216,666 $ 87,000
Wayne, Pennsylvania 6 $ 1,280,000 $ 213,333 $ 82,000
Hamilton, Tennessee 6 $ 940,000 $ 156,666 $ 77,000
Montgomery, Tennessee 6 $ 970,000 $ 161,666 $ 102,000
Dallas, Texas 6 $ 1,710,000 $ 285,000 $ 88,000
Denton, Texas 6 $ 1,450,000 $ 241,666 $ 94,000
Benton, Washington 6 $ 1,430,000 $ 238,333 $ 69,000
Lewis, Washington 6 $ 1,090,000 $ 181,666 $ 57,000
Gila, Arizona 5 $ 1,275,000 $ 255,000 $ 95,000
Hot Spring, Arkansas 5 $ 695,000 $ 139,000 $ 85,000
Calaveras, California 5 $ 1,095,000 $ 219,000 $ 68,000
El Dorado, California 5 $ 1,805,000 $ 361,000 $ 102,000
Lake, California 5 $ 1,125,000 $ 225,000 $ 79,000
San Luis Obispo, California 5 $ 1,535,000 $ 307,000 $ 88,000
San Mateo, California 5 $ 3,175,000 $ 635,000 $ 176,000
Montezuma, Colorado 5 $ 1,075,000 $ 215,000 $ 49,000
Park, Colorado 5 $ 1,555,000 $ 311,000 $ 74,000
Bulloch, Georgia 5 $ 635,000 $ 127,000 $ 109,000
Gilmer, Georgia 5 $ 1,215,000 $ 243,000 $ 79,000
Houston, Georgia 5 $ 865,000 $ 173,000 $ 70,000
Richmond, Georgia 5 $ 1,045,000 $ 209,000 $ 80,000
Toombs, Georgia 5 $ 795,000 $ 159,000 $ 57,000
Macoupin, Illinois 5 $ 485,000 $ 97,000 $ 44,000
DeKalb, Indiana 5 $ 885,000 $ 177,000 $ 77,000
Harrison, Indiana 5 $ 945,000 $ 189,000 $ 56,000
Howard, Indiana 5 $ 665,000 $ 133,000 $ 85,000
Jackson, Indiana 5 $ 865,000 $ 173,000 $ 60,000
Noble, Indiana 5 $ 565,000 $ 113,000 $ 98,000
Perry, Indiana 5 $ 705,000 $ 141,000 $ 47,000
Graves, Kentucky 5 $ 425,000 $ 85,000 $ 73,000
McCracken, Kentucky 5 $ 525,000 $ 105,000 $ 58,000
Barnstable, Massachusetts 5 $ 1,575,000 $ 315,000 $ 64,000
Berrien, Michigan 5 $ 855,000 $ 171,000 $ 39,000
Gratiot, Michigan 5 $ 825,000 $ 165,000 $ 47,000
Kalkaska, Michigan 5 $ 805,000 $ 161,000 $ 55,000
Lenawee, Michigan 5 $ 1,045,000 $ 209,000 $ 81,000
Livingston, Michigan 5 $ 1,295,000 $ 259,000 $ 142,000
Monroe, Michigan 5 $ 1,155,000 $ 231,000 $ 78,000
Wexford, Michigan 5 $ 1,015,000 $ 203,000 $ 52,000
Boone, Missouri 5 $ 815,000 $ 163,000 $ 57,000
Callaway, Missouri 5 $ 865,000 $ 173,000 $ 75,000
Douglas, Nevada 5 $ 1,015,000 $ 203,000 $ 122,000
Nye, Nevada 5 $ 885,000 $ 177,000 $ 46,000
Santa Fe, New Mexico 5 $ 1,605,000 $ 321,000 $ 86,000
Carteret, North Carolina 5 $ 1,465,000 $ 293,000 $ 77,000
Moore, North Carolina 5 $ 1,375,000 $ 275,000 $ 89,000
Pitt, North Carolina 5 $ 1,065,000 $ 213,000 $ 86,000
Geauga, Ohio 5 $ 1,035,000 $ 207,000 $ 100,000
Mercer, Ohio 5 $ 635,000 $ 127,000 $ 66,000
Pike, Pennsylvania 5 $ 775,000 $ 155,000 $ 47,000
Washington, Tennessee 5 $ 815,000 $ 163,000 $ 70,000
Graham, Arizona 4 $ 760,000 $ 190,000 $ 61,000
Santa Cruz, Arizona 4 $ 630,000 $ 157,500 $ 58,000
Yuma, Arizona 4 $ 580,000 $ 145,000 $ 73,000
Saline, Arkansas 4 $ 770,000 $ 192,500 $ 53,000
Marin, California 4 $ 4,150,000 $ 1,037,500 $ 221,000
Mendocino, California 4 $ 1,080,000 $ 270,000 $ 82,000
Broomfield, Colorado 4 $ 980,000 $ 245,000 $ 52,000
Garfield, Colorado 4 $ 1,350,000 $ 337,500 $ 78,000
Levy, Florida 4 $ 470,000 $ 117,500 $ 44,000
Nassau, Florida 4 $ 690,000 $ 172,500 $ 53,000
Dawson, Georgia 4 $ 650,000 $ 162,500 $ 66,000
Decatur, Georgia 4 $ 560,000 $ 140,000 $ 87,000
Lowndes, Georgia 4 $ 630,000 $ 157,500 $ 52,000
Lumpkin, Georgia 4 $ 550,000 $ 137,500 $ 63,000
Oconee, Georgia 4 $ 830,000 $ 207,500 $ 118,000
Madison, Illinois 4 $ 590,000 $ 147,500 $ 81,000
Scott, Illinois 4 $ 350,000 $ 87,500 $ 63,000
Dearborn, Indiana 4 $ 700,000 $ 175,000 $ 126,000
Jasper, Indiana 4 $ 570,000 $ 142,500 $ 70,000
Kosciusko, Indiana 4 $ 580,000 $ 145,000 $ 55,000
Madison, Indiana 4 $ 520,000 $ 130,000 $ 95,000
Marshall, Indiana 4 $ 1,170,000 $ 292,500 $ 96,000
Putnam, Indiana 4 $ 540,000 $ 135,000 $ 80,000
Pulaski, Kentucky 4 $ 760,000 $ 190,000 $ 65,000
Calhoun, Michigan 4 $ 980,000 $ 245,000 $ 64,000
Ionia, Michigan 4 $ 560,000 $ 140,000 $ 53,000
Camden, Missouri 4 $ 930,000 $ 232,500 $ 79,000
Cape Girardeau, Missouri 4 $ 730,000 $ 182,500 $ 104,000
Morgan, Missouri 4 $ 690,000 $ 172,500 $ 80,000
Ray, Missouri 4 $ 830,000 $ 207,500 $ 83,000
Churchill, Nevada 4 $ 1,030,000 $ 257,500 $ 108,000
Burke, North Carolina 4 $ 580,000 $ 145,000 $ 43,000
Caldwell, North Carolina 4 $ 890,000 $ 222,500 $ 82,000
Cleveland, North Carolina 4 $ 850,000 $ 212,500 $ 69,000
Currituck, North Carolina 4 $ 1,030,000 $ 257,500 $ 86,000
Nash, North Carolina 4 $ 720,000 $ 180,000 $ 60,000
Orange, North Carolina 4 $ 740,000 $ 185,000 $ 62,000
Richmond, North Carolina 4 $ 460,000 $ 115,000 $ 71,000
Stanly, North Carolina 4 $ 830,000 $ 207,500 $ 78,000
Stokes, North Carolina 4 $ 510,000 $ 127,500 $ 49,000
Wayne, North Carolina 4 $ 510,000 $ 127,500 $ 66,000
Wilkes, North Carolina 4 $ 500,000 $ 125,000 $ 70,000
Wilson, North Carolina 4 $ 640,000 $ 160,000 $ 80,000
Knox, Ohio 4 $ 940,000 $ 235,000 $ 49,000
Ottawa, Ohio 4 $ 770,000 $ 192,500 $ 166,000
Richland, Ohio 4 $ 630,000 $ 157,500 $ 40,000
Deschutes, Oregon 4 $ 1,940,000 $ 485,000 $ 161,000
Marion, Oregon 4 $ 1,400,000 $ 350,000 $ 121,000
Cambria, Pennsylvania 4 $ 450,000 $ 112,500 $ 62,000
Erie, Pennsylvania 4 $ 580,000 $ 145,000 $ 69,000
Lawrence, Pennsylvania 4 $ 820,000 $ 205,000 $ 84,000
Lebanon, Pennsylvania 4 $ 610,000 $ 152,500 $ 121,000
Blount, Tennessee 4 $ 940,000 $ 235,000 $ 73,000
Cheatham, Tennessee 4 $ 670,000 $ 167,500 $ 63,000
Fayette, Tennessee 4 $ 840,000 $ 210,000 $ 101,000
Mason, Washington 4 $ 1,140,000 $ 285,000 $ 397,000
Walla Walla, Washington 4 $ 770,000 $ 192,500 $ 110,000
Randolph, Arkansas 3 $ 575,000 $ 191,666 $ 58,000
Amador, California 3 $ 685,000 $ 228,333 $ 75,000
Humboldt, California 3 $ 1,035,000 $ 345,000 $ 126,000
Imperial, California 3 $ 605,000 $ 201,666 $ 233,000
Sutter, California 3 $ 445,000 $ 148,333 $ 70,000
Tehama, California 3 $ 625,000 $ 208,333 $ 44,000
Fremont, Colorado 3 $ 485,000 $ 161,666 $ 72,000
Morgan, Colorado 3 $ 1,035,000 $ 345,000 $ 155,000
Routt, Colorado 3 $ 1,325,000 $ 441,666 $ 155,000
Gadsden, Florida 3 $ 505,000 $ 168,333 $ 97,000
Gulf, Florida 3 $ 495,000 $ 165,000 $ 106,000
Lafayette, Florida 3 $ 505,000 $ 168,333 $ 81,000
Okeechobee, Florida 3 $ 545,000 $ 181,666 $ 50,000
Walton, Florida 3 $ 975,000 $ 325,000 $ 126,000
Banks, Georgia 3 $ 545,000 $ 181,666 $ 78,000
Charlton, Georgia 3 $ 435,000 $ 145,000 $ 145,000
Clarke, Georgia 3 $ 455,000 $ 151,666 $ 70,000
Effingham, Georgia 3 $ 625,000 $ 208,333 $ 87,000
Glynn, Georgia 3 $ 1,595,000 $ 531,666 $ 168,000
Lee, Georgia 3 $ 1,135,000 $ 378,333 $ 121,000
Morgan, Georgia 3 $ 505,000 $ 168,333 $ 70,000
Tift, Georgia 3 $ 695,000 $ 231,666 $ 108,000
Troup, Georgia 3 $ 525,000 $ 175,000 $ 84,000
Greene, Illinois 3 $ 315,000 $ 105,000 $ 33,000
Jersey, Illinois 3 $ 395,000 $ 131,666 $ 63,000
Montgomery, Illinois 3 $ 275,000 $ 91,666 $ 29,000
Shelby, Indiana 3 $ 445,000 $ 148,333 $ 90,000
Starke, Indiana 3 $ 455,000 $ 151,666 $ 109,000
Steuben, Indiana 3 $ 535,000 $ 178,333 $ 98,000
Madison, Iowa 3 $ 695,000 $ 231,666 $ 109,000
Breckinridge, Kentucky 3 $ 275,000 $ 91,666 $ 39,000
Jefferson, Kentucky 3 $ 1,105,000 $ 368,333 $ 220,000
Jessamine, Kentucky 3 $ 875,000 $ 291,666 $ 161,000
Marshall, Kentucky 3 $ 475,000 $ 158,333 $ 76,000
Scott, Kentucky 3 $ 695,000 $ 231,666 $ 64,000
St. Tammany, Louisiana 3 $ 945,000 $ 315,000 $ 60,000
Hampshire, Massachusetts 3 $ 615,000 $ 205,000 $ 72,000
Antrim, Michigan 3 $ 625,000 $ 208,333 $ 89,000
Cass, Michigan 3 $ 485,000 $ 161,666 $ 62,000
Eaton, Michigan 3 $ 295,000 $ 98,333 $ 40,000
Huron, Michigan 3 $ 455,000 $ 151,666 $ 50,000
Lapeer, Michigan 3 $ 615,000 $ 205,000 $ 84,000
Luce, Michigan 3 $ 195,000 $ 65,000 $ 40,000
Sanilac, Michigan 3 $ 575,000 $ 191,666 $ 113,000
St. Clair, Michigan 3 $ 615,000 $ 205,000 $ 75,000
Dakota, Minnesota 3 $ 905,000 $ 301,666 $ 63,000
Itawamba, Mississippi 3 $ 565,000 $ 188,333 $ 108,000
Dent, Missouri 3 $ 695,000 $ 231,666 $ 57,000
Jasper, Missouri 3 $ 375,000 $ 125,000 $ 32,000
Laclede, Missouri 3 $ 785,000 $ 261,666 $ 81,000
Lafayette, Missouri 3 $ 415,000 $ 138,333 $ 66,000
Nodaway, Missouri 3 $ 725,000 $ 241,666 $ 92,000
Polk, Missouri 3 $ 835,000 $ 278,333 $ 80,000
Stone, Missouri 3 $ 825,000 $ 275,000 $ 153,000
Taney, Missouri 3 $ 575,000 $ 191,666 $ 95,000
Carson City, Nevada 3 $ 1,035,000 $ 345,000 $ 114,000
Humboldt, Nevada 3 $ 525,000 $ 175,000 $ 88,000
San Juan, New Mexico 3 $ 465,000 $ 155,000 $ 26,000
Chatham, North Carolina 3 $ 1,015,000 $ 338,333 $ 97,000
Columbus, North Carolina 3 $ 735,000 $ 245,000 $ 76,000
Craven, North Carolina 3 $ 645,000 $ 215,000 $ 120,000
Onslow, North Carolina 3 $ 565,000 $ 188,333 $ 70,000
Randolph, North Carolina 3 $ 475,000 $ 158,333 $ 75,000
Surry, North Carolina 3 $ 445,000 $ 148,333 $ 57,000
Brown, Ohio 3 $ 475,000 $ 158,333 $ 130,000
Fayette, Ohio 3 $ 325,000 $ 108,333 $ 82,000
Highland, Ohio 3 $ 445,000 $ 148,333 $ 40,000
Jefferson, Ohio 3 $ 345,000 $ 115,000 $ 124,000
Lucas, Ohio 3 $ 415,000 $ 138,333 $ 50,000
Madison, Ohio 3 $ 585,000 $ 195,000 $ 87,000
Marion, Ohio 3 $ 475,000 $ 158,333 $ 84,000
Muskingum, Ohio 3 $ 435,000 $ 145,000 $ 79,000
Pickaway, Ohio 3 $ 495,000 $ 165,000 $ 116,000
Seneca, Ohio 3 $ 555,000 $ 185,000 $ 123,000
Union, Ohio 3 $ 665,000 $ 221,666 $ 68,000
Warren, Ohio 3 $ 565,000 $ 188,333 $ 112,000
Wood, Ohio 3 $ 585,000 $ 195,000 $ 110,000
Clackamas, Oregon 3 $ 1,035,000 $ 345,000 $ 111,000
Armstrong, Pennsylvania 3 $ 425,000 $ 141,666 $ 70,000
Blair, Pennsylvania 3 $ 435,000 $ 145,000 $ 52,000
Centre, Pennsylvania 3 $ 435,000 $ 145,000 $ 132,000
Anderson, Tennessee 3 $ 655,000 $ 218,333 $ 87,000
Bradley, Tennessee 3 $ 525,000 $ 175,000 $ 97,000
Dickson, Tennessee 3 $ 505,000 $ 168,333 $ 30,000
Hamblen, Tennessee 3 $ 695,000 $ 231,666 $ 53,000
Lincoln, Tennessee 3 $ 535,000 $ 178,333 $ 71,000
McMinn, Tennessee 3 $ 425,000 $ 141,666 $ 45,000
Wilson, Tennessee 3 $ 725,000 $ 241,666 $ 95,000
Randall, Texas 3 $ 565,000 $ 188,333 $ 56,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 5,596 $1,342,840,000 $239,000 $3,055,000 $89,000 $3,858,000
Home Purchase 1,600 $326,180,000 $203,000 $1,505,000 $78,000 $5,918,000
Refinancing 1,093 $276,165,000 $252,000 $1,205,000 $105,000 $1,680,000
Other Purpose 840 $166,610,000 $198,000 $1,175,000 $80,000 $1,287,000
Home Improvement 19 $4,035,000 $212,000 $655,000 $116,000 $360,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,022 $1,351,470,000 $224,000 $3,055,000 $88,000 $5,918,000
Not Provided 1,529 $367,105,000 $240,000 $1,505,000 $89,000 $3,858,000
Hispanic 673 $165,255,000 $245,000 $965,000 $88,000 $2,400,000
Black or African American 635 $145,015,000 $228,000 $755,000 $86,000 $1,296,000
Asian 193 $61,225,000 $317,000 $1,315,000 $108,000 $600,000
American Indian or Alaskan Native 56 $12,300,000 $219,000 $655,000 $85,000 $503,000
Native Hawaiian or Other Pacific Islander 22 $7,700,000 $350,000 $755,000 $107,000 $209,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,380 $936,200,000 $213,000 $3,055,000 $80,000 $2,400,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,774 $954,410,000 $252,000 $1,805,000 $103,000 $5,918,000
VA-guaranteed (Veterans Administration) 683 $181,885,000 $266,000 $1,315,000 $81,000 $417,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 311 $43,335,000 $139,000 $475,000 $48,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 5,406 $1,261,500,000 $233,000 $3,055,000 $90,000 $3,858,000
Loan Originated 2,892 $652,330,000 $225,000 $1,315,000 $86,000 $5,918,000
Application Denied By Financial Institution 609 $141,465,000 $232,000 $1,105,000 $76,000 $960,000
Application Approved But Not Accepted 155 $39,095,000 $252,000 $845,000 $91,000 $497,000
File Closed For Incompleteness 86 $21,440,000 $249,000 $1,105,000 $102,000 $950,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,539 $1,974,365,000 $231,000 $3,055,000 $89,000 $5,918,000
Debt-To-Income Ratio 326 $78,910,000 $242,000 $1,105,000 $62,000 $350,000
Credit History 200 $45,680,000 $228,000 $855,000 $101,000 $960,000
Collateral 33 $5,605,000 $169,000 $455,000 $66,000 $175,000
Other 30 $6,730,000 $224,000 $545,000 $75,000 $240,000
Unverifiable Information 10 $2,740,000 $274,000 $365,000 $68,000 $111,000
Employment History 5 $825,000 $165,000 $255,000 $42,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 4 $440,000 $110,000 $165,000 $121,000 $327,000
Credit Application Incomplete 1 $535,000 $535,000 $535,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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