Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Top Flite Financial, Inc. of Williamston, MI reported 8,980 mortgage applications totaling $2.1 billion, down 2% from 2021. The average application was for $233,826, and applicants reported an average income of $86,244. 31% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (532), Phoenix-Mesa-Scottsdale, AZ (371) and Tampa-St. Petersburg-Clearwater, FL (261) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 8,980
Total Mortgage Loan Application Amount $2,099,760,000
Average Mortgage Loan Application Amount $233,826
Highest Mortgage Loan Application Amount $3,055,000
Average Applicant Income $86,244
Highest Applicant Income $2,172,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 312 $ 92,300,000 $ 295,833 $ 99,000
Clark, Nevada 183 $ 51,905,000 $ 283,633 $ 91,000
Los Angeles, California 109 $ 50,395,000 $ 462,339 $ 153,000
Riverside, California 106 $ 36,760,000 $ 346,792 $ 119,000
Hillsborough, Florida 99 $ 25,445,000 $ 257,020 $ 79,000
Philadelphia, Pennsylvania 90 $ 14,780,000 $ 164,222 $ 66,000
Mecklenburg, North Carolina 83 $ 20,365,000 $ 245,361 $ 108,000
Broward, Florida 82 $ 23,840,000 $ 290,731 $ 93,000
San Bernardino, California 81 $ 25,245,000 $ 311,666 $ 93,000
Orange, Florida 79 $ 20,535,000 $ 259,936 $ 89,000
Polk, Florida 79 $ 16,285,000 $ 206,139 $ 73,000
Palm Beach, Florida 76 $ 22,530,000 $ 296,447 $ 97,000
Gwinnett, Georgia 75 $ 21,645,000 $ 288,600 $ 120,000
Pinellas, Florida 73 $ 19,245,000 $ 263,630 $ 101,000
Franklin, Ohio 71 $ 12,385,000 $ 174,436 $ 80,000
Allegheny, Pennsylvania 70 $ 11,410,000 $ 163,000 $ 83,000
Duval, Florida 67 $ 14,305,000 $ 213,507 $ 73,000
Volusia, Florida 66 $ 14,580,000 $ 220,909 $ 75,000
Cuyahoga, Ohio 66 $ 11,350,000 $ 171,969 $ 101,000
Fulton, Georgia 65 $ 14,275,000 $ 219,615 $ 82,000
Brevard, Florida 64 $ 13,370,000 $ 208,906 $ 72,000
Pima, Arizona 62 $ 12,370,000 $ 199,516 $ 62,000
DeKalb, Georgia 62 $ 11,790,000 $ 190,161 $ 74,000
Pinal, Arizona 59 $ 15,765,000 $ 267,203 $ 78,000
Miami-Dade, Florida 58 $ 17,990,000 $ 310,172 $ 112,000
Pasco, Florida 58 $ 13,900,000 $ 239,655 $ 106,000
Pierce, Washington 58 $ 20,570,000 $ 354,655 $ 104,000
Kent, Michigan 57 $ 13,935,000 $ 244,473 $ 78,000
Wake, North Carolina 57 $ 13,065,000 $ 229,210 $ 81,000
Lee, Florida 54 $ 12,140,000 $ 224,814 $ 72,000
Jackson, Missouri 53 $ 7,845,000 $ 148,018 $ 74,000
Sacramento, California 51 $ 14,925,000 $ 292,647 $ 84,000
Lake, Indiana 51 $ 10,385,000 $ 203,627 $ 89,000
San Diego, California 50 $ 24,480,000 $ 489,600 $ 140,000
Marion, Indiana 50 $ 8,410,000 $ 168,200 $ 66,000
St. Louis, Missouri 50 $ 8,700,000 $ 174,000 $ 90,000
Summit, Ohio 50 $ 10,180,000 $ 203,600 $ 95,000
Montgomery, Pennsylvania 50 $ 11,670,000 $ 233,400 $ 99,000
Shelby, Tennessee 49 $ 9,115,000 $ 186,020 $ 84,000
St. Lucie, Florida 48 $ 11,860,000 $ 247,083 $ 80,000
Marion, Florida 45 $ 8,545,000 $ 189,888 $ 66,000
Worcester, Massachusetts 45 $ 10,675,000 $ 237,222 $ 80,000
King, Washington 45 $ 19,175,000 $ 426,111 $ 117,000
Cobb, Georgia 44 $ 10,530,000 $ 239,318 $ 102,000
Hamilton, Ohio 42 $ 7,690,000 $ 183,095 $ 83,000
Snohomish, Washington 41 $ 19,595,000 $ 477,926 $ 133,000
Garland, Arkansas 39 $ 7,705,000 $ 197,564 $ 110,000
Fresno, California 38 $ 9,920,000 $ 261,052 $ 83,000
Kern, California 38 $ 9,150,000 $ 240,789 $ 88,000
Middlesex, Massachusetts 38 $ 16,170,000 $ 425,526 $ 127,000
Wayne, Ohio 37 $ 6,625,000 $ 179,054 $ 86,000
Knox, Tennessee 37 $ 8,175,000 $ 220,945 $ 75,000
El Paso, Colorado 36 $ 11,590,000 $ 321,944 $ 80,000
Henry, Georgia 36 $ 9,270,000 $ 257,500 $ 84,000
Mecosta, Michigan 36 $ 5,790,000 $ 160,833 $ 61,000
Cherokee, Georgia 35 $ 9,875,000 $ 282,142 $ 95,000
Clayton, Georgia 35 $ 6,785,000 $ 193,857 $ 73,000
Guilford, North Carolina 35 $ 7,085,000 $ 202,428 $ 81,000
Jefferson, Missouri 33 $ 5,465,000 $ 165,606 $ 70,000
Rutherford, Tennessee 33 $ 7,505,000 $ 227,424 $ 88,000
Contra Costa, California 32 $ 12,970,000 $ 405,312 $ 111,000
Wayne, Michigan 32 $ 6,540,000 $ 204,375 $ 89,000
Stark, Ohio 32 $ 5,370,000 $ 167,812 $ 79,000
Bucks, Pennsylvania 32 $ 9,060,000 $ 283,125 $ 104,000
Hernando, Florida 31 $ 5,895,000 $ 190,161 $ 68,000
Lake, Florida 31 $ 7,175,000 $ 231,451 $ 74,000
Manatee, Florida 31 $ 8,245,000 $ 265,967 $ 92,000
Plymouth, Massachusetts 31 $ 8,855,000 $ 285,645 $ 93,000
Delaware, Pennsylvania 31 $ 6,055,000 $ 195,322 $ 78,000
Bristol, Massachusetts 30 $ 8,080,000 $ 269,333 $ 100,000
Hampden, Massachusetts 30 $ 5,640,000 $ 188,000 $ 72,000
Cabarrus, North Carolina 30 $ 7,460,000 $ 248,666 $ 96,000
Davidson, Tennessee 30 $ 6,700,000 $ 223,333 $ 71,000
San Joaquin, California 29 $ 9,245,000 $ 318,793 $ 93,000
Escambia, Florida 29 $ 6,035,000 $ 208,103 $ 125,000
St. Charles, Missouri 29 $ 6,335,000 $ 218,448 $ 98,000
Johnston, North Carolina 29 $ 6,345,000 $ 218,793 $ 76,000
Tulare, California 28 $ 7,130,000 $ 254,642 $ 88,000
Lorain, Ohio 28 $ 6,170,000 $ 220,357 $ 97,000
Stanislaus, California 27 $ 7,675,000 $ 284,259 $ 75,000
Weld, Colorado 27 $ 9,195,000 $ 340,555 $ 95,000
Charlotte, Florida 27 $ 5,345,000 $ 197,962 $ 75,000
Seminole, Florida 27 $ 6,965,000 $ 257,962 $ 87,000
Chatham, Georgia 27 $ 4,925,000 $ 182,407 $ 86,000
Douglas, Georgia 27 $ 6,425,000 $ 237,962 $ 91,000
Bell, Kentucky 27 $ 3,655,000 $ 135,370 $ 57,000
Forsyth, North Carolina 27 $ 5,235,000 $ 193,888 $ 67,000
Gaston, North Carolina 27 $ 5,005,000 $ 185,370 $ 77,000
Monroe, Pennsylvania 27 $ 5,575,000 $ 206,481 $ 83,000
Hamilton, Tennessee 27 $ 5,095,000 $ 188,703 $ 112,000
Osceola, Florida 26 $ 6,740,000 $ 259,230 $ 84,000
Sarasota, Florida 26 $ 5,680,000 $ 218,461 $ 80,000
Macomb, Michigan 26 $ 4,760,000 $ 183,076 $ 64,000
Berks, Pennsylvania 26 $ 4,650,000 $ 178,846 $ 77,000
Northampton, Pennsylvania 26 $ 5,870,000 $ 225,769 $ 109,000
Montgomery, Tennessee 26 $ 5,280,000 $ 203,076 $ 70,000
Sumner, Tennessee 26 $ 5,270,000 $ 202,692 $ 72,000
Paulding, Georgia 25 $ 5,985,000 $ 239,400 $ 76,000
Allen, Indiana 25 $ 3,955,000 $ 158,200 $ 80,000
Clay, Missouri 25 $ 5,255,000 $ 210,200 $ 85,000
Iredell, North Carolina 25 $ 5,305,000 $ 212,200 $ 83,000
Butler, Ohio 25 $ 4,255,000 $ 170,200 $ 70,000
Medina, Ohio 25 $ 4,835,000 $ 193,400 $ 86,000
Adams, Colorado 24 $ 8,180,000 $ 340,833 $ 114,000
Hendricks, Indiana 24 $ 5,420,000 $ 225,833 $ 98,000
Durham, North Carolina 24 $ 5,050,000 $ 210,416 $ 73,000
York, Pennsylvania 24 $ 4,900,000 $ 204,166 $ 94,000
Orange, California 23 $ 14,465,000 $ 628,913 $ 259,000
Clay, Florida 23 $ 5,205,000 $ 226,304 $ 69,000
St. Johns, Florida 23 $ 7,235,000 $ 314,565 $ 99,000
Essex, Massachusetts 23 $ 8,835,000 $ 384,130 $ 96,000
Ashtabula, Ohio 23 $ 2,955,000 $ 128,478 $ 86,000
Mahoning, Ohio 22 $ 3,310,000 $ 150,454 $ 78,000
Montgomery, Ohio 22 $ 3,150,000 $ 143,181 $ 68,000
Chester, Pennsylvania 22 $ 5,270,000 $ 239,545 $ 82,000
Mohave, Arizona 21 $ 3,525,000 $ 167,857 $ 52,000
Solano, California 21 $ 7,315,000 $ 348,333 $ 87,000
Hamilton, Indiana 21 $ 4,325,000 $ 205,952 $ 98,000
Warren, Ohio 21 $ 4,355,000 $ 207,380 $ 81,000
Citrus, Florida 20 $ 2,830,000 $ 141,500 $ 62,000
Hopkins, Kentucky 20 $ 2,660,000 $ 133,000 $ 114,000
Osceola, Michigan 20 $ 2,760,000 $ 138,000 $ 49,000
Washoe, Nevada 20 $ 6,970,000 $ 348,500 $ 76,000
Cumberland, North Carolina 20 $ 3,540,000 $ 177,000 $ 79,000
Ventura, California 19 $ 9,585,000 $ 504,473 $ 140,000
Collier, Florida 19 $ 5,325,000 $ 280,263 $ 118,000
Daviess, Kentucky 19 $ 3,995,000 $ 210,263 $ 88,000
Trumbull, Ohio 19 $ 2,585,000 $ 136,052 $ 80,000
Blount, Tennessee 19 $ 4,495,000 $ 236,578 $ 71,000
Norfolk, Massachusetts 18 $ 7,870,000 $ 437,222 $ 137,000
Montcalm, Michigan 18 $ 2,830,000 $ 157,222 $ 57,000
Alamance, North Carolina 18 $ 3,460,000 $ 192,222 $ 55,000
Lucas, Ohio 18 $ 3,210,000 $ 178,333 $ 86,000
Arapahoe, Colorado 17 $ 4,905,000 $ 288,529 $ 69,000
Okaloosa, Florida 17 $ 3,685,000 $ 216,764 $ 79,000
Forsyth, Georgia 17 $ 6,175,000 $ 363,235 $ 126,000
Onslow, North Carolina 17 $ 3,495,000 $ 205,588 $ 90,000
Rowan, North Carolina 17 $ 3,085,000 $ 181,470 $ 70,000
Union, North Carolina 17 $ 3,975,000 $ 233,823 $ 76,000
Portage, Ohio 17 $ 3,205,000 $ 188,529 $ 105,000
Lancaster, Pennsylvania 17 $ 3,135,000 $ 184,411 $ 74,000
Luzerne, Pennsylvania 17 $ 2,645,000 $ 155,588 $ 72,000
Douglas, Colorado 16 $ 6,020,000 $ 376,250 $ 101,000
Allegan, Michigan 16 $ 2,990,000 $ 186,875 $ 68,000
Cumberland, Pennsylvania 16 $ 2,920,000 $ 182,500 $ 88,000
Lackawanna, Pennsylvania 16 $ 2,290,000 $ 143,125 $ 63,000
Westmoreland, Pennsylvania 16 $ 2,860,000 $ 178,750 $ 79,000
Flagler, Florida 15 $ 3,815,000 $ 254,333 $ 80,000
Porter, Indiana 15 $ 3,135,000 $ 209,000 $ 102,000
Catawba, North Carolina 15 $ 2,755,000 $ 183,666 $ 66,000
Davidson, North Carolina 15 $ 2,625,000 $ 175,000 $ 62,000
New Hanover, North Carolina 15 $ 3,375,000 $ 225,000 $ 71,000
Washington, Pennsylvania 15 $ 2,935,000 $ 195,666 $ 74,000
Denver, Colorado 14 $ 5,220,000 $ 372,857 $ 83,000
Jefferson, Colorado 14 $ 4,840,000 $ 345,714 $ 105,000
Alachua, Florida 14 $ 2,500,000 $ 178,571 $ 67,000
Bartow, Georgia 14 $ 2,470,000 $ 176,428 $ 56,000
Coweta, Georgia 14 $ 3,270,000 $ 233,571 $ 67,000
Newton, Georgia 14 $ 2,680,000 $ 191,428 $ 76,000
Johnson, Indiana 14 $ 2,720,000 $ 194,285 $ 85,000
Tippecanoe, Indiana 14 $ 2,850,000 $ 203,571 $ 83,000
Polk, Iowa 14 $ 2,900,000 $ 207,142 $ 88,000
Clermont, Ohio 14 $ 3,020,000 $ 215,714 $ 72,000
Franklin, Pennsylvania 14 $ 2,700,000 $ 192,857 $ 62,000
Lehigh, Pennsylvania 14 $ 2,660,000 $ 190,000 $ 85,000
Kitsap, Washington 14 $ 4,080,000 $ 291,428 $ 92,000
Yavapai, Arizona 13 $ 3,465,000 $ 266,538 $ 91,000
Santa Rosa, Florida 13 $ 2,935,000 $ 225,769 $ 80,000
Laurel, Kentucky 13 $ 2,525,000 $ 194,230 $ 71,000
Berkshire, Massachusetts 13 $ 2,765,000 $ 212,692 $ 81,000
Muskegon, Michigan 13 $ 2,395,000 $ 184,230 $ 92,000
Buncombe, North Carolina 13 $ 2,735,000 $ 210,384 $ 65,000
Randolph, North Carolina 13 $ 2,465,000 $ 189,615 $ 71,000
Pike, Pennsylvania 13 $ 2,315,000 $ 178,076 $ 75,000
Claiborne, Tennessee 13 $ 3,095,000 $ 238,076 $ 90,000
Spokane, Washington 13 $ 2,965,000 $ 228,076 $ 66,000
Yuma, Arizona 12 $ 1,870,000 $ 155,833 $ 58,000
Placer, California 12 $ 4,940,000 $ 411,666 $ 123,000
Pueblo, Colorado 12 $ 2,880,000 $ 240,000 $ 74,000
Martin, Florida 12 $ 2,830,000 $ 235,833 $ 69,000
Columbia, Georgia 12 $ 2,940,000 $ 245,000 $ 102,000
Richmond, Georgia 12 $ 1,850,000 $ 154,166 $ 71,000
Morgan, Illinois 12 $ 1,130,000 $ 94,166 $ 49,000
St. Joseph, Indiana 12 $ 1,980,000 $ 165,000 $ 67,000
Knox, Kentucky 12 $ 2,000,000 $ 166,666 $ 61,000
Greene, Missouri 12 $ 1,860,000 $ 155,000 $ 63,000
Harnett, North Carolina 12 $ 2,510,000 $ 209,166 $ 89,000
Sullivan, Tennessee 12 $ 1,650,000 $ 137,500 $ 133,000
Williamson, Tennessee 12 $ 5,820,000 $ 485,000 $ 132,000
Carroll, Georgia 11 $ 2,015,000 $ 183,181 $ 61,000
Houston, Georgia 11 $ 2,245,000 $ 204,090 $ 83,000
Kalamazoo, Michigan 11 $ 1,755,000 $ 159,545 $ 85,000
Newaygo, Michigan 11 $ 1,715,000 $ 155,909 $ 65,000
Oakland, Michigan 11 $ 3,365,000 $ 305,909 $ 156,000
Maury, Tennessee 11 $ 2,025,000 $ 184,090 $ 58,000
Robertson, Tennessee 11 $ 2,455,000 $ 223,181 $ 69,000
Wilson, Tennessee 11 $ 3,055,000 $ 277,727 $ 90,000
Benton, Washington 11 $ 2,725,000 $ 247,727 $ 82,000
Clark, Washington 11 $ 2,915,000 $ 265,000 $ 81,000
Merced, California 10 $ 2,520,000 $ 252,000 $ 79,000
Indian River, Florida 10 $ 2,180,000 $ 218,000 $ 64,000
Barrow, Georgia 10 $ 1,980,000 $ 198,000 $ 59,000
Jackson, Georgia 10 $ 2,250,000 $ 225,000 $ 90,000
Hancock, Indiana 10 $ 2,380,000 $ 238,000 $ 88,000
Jackson, Michigan 10 $ 1,450,000 $ 145,000 $ 52,000
Ottawa, Michigan 10 $ 3,180,000 $ 318,000 $ 91,000
St. Francois, Missouri 10 $ 1,640,000 $ 164,000 $ 72,000
St. Louis City, Missouri 10 $ 1,550,000 $ 155,000 $ 72,000
Columbiana, Ohio 10 $ 1,370,000 $ 137,000 $ 76,000
Lake, Ohio 10 $ 1,750,000 $ 175,000 $ 68,000
Licking, Ohio 10 $ 1,710,000 $ 171,000 $ 79,000
Ross, Ohio 10 $ 1,930,000 $ 193,000 $ 80,000
Beaver, Pennsylvania 10 $ 1,810,000 $ 181,000 $ 113,000
Carbon, Pennsylvania 10 $ 1,390,000 $ 139,000 $ 66,000
Schuylkill, Pennsylvania 10 $ 1,690,000 $ 169,000 $ 62,000
Wayne, Pennsylvania 10 $ 1,590,000 $ 159,000 $ 70,000
Madison, Tennessee 10 $ 1,450,000 $ 145,000 $ 61,000
Washington, Tennessee 10 $ 1,580,000 $ 158,000 $ 165,000
Lewis, Washington 10 $ 1,780,000 $ 178,000 $ 54,000
Whatcom, Washington 10 $ 4,540,000 $ 454,000 $ 115,000
Cochise, Arizona 9 $ 1,695,000 $ 188,333 $ 46,000
Santa Clara, California 9 $ 4,325,000 $ 480,555 $ 128,000
Troup, Georgia 9 $ 1,615,000 $ 179,444 $ 74,000
Walker, Georgia 9 $ 1,215,000 $ 135,000 $ 65,000
Clark, Indiana 9 $ 1,255,000 $ 139,444 $ 57,000
Elkhart, Indiana 9 $ 1,625,000 $ 180,555 $ 114,000
Vanderburgh, Indiana 9 $ 1,405,000 $ 156,111 $ 80,000
Barnstable, Massachusetts 9 $ 3,285,000 $ 365,000 $ 148,000
Ionia, Michigan 9 $ 1,385,000 $ 153,888 $ 56,000
Cass, Missouri 9 $ 2,115,000 $ 235,000 $ 97,000
Jasper, Missouri 9 $ 1,515,000 $ 168,333 $ 135,000
Brunswick, North Carolina 9 $ 1,805,000 $ 200,555 $ 62,000
Fairfield, Ohio 9 $ 1,565,000 $ 173,888 $ 79,000
Butler, Pennsylvania 9 $ 1,665,000 $ 185,000 $ 110,000
Dauphin, Pennsylvania 9 $ 1,465,000 $ 162,777 $ 61,000
Gila, Arizona 8 $ 1,430,000 $ 178,750 $ 49,000
Alameda, California 8 $ 4,610,000 $ 576,250 $ 152,000
Santa Barbara, California 8 $ 4,770,000 $ 596,250 $ 97,000
Larimer, Colorado 8 $ 2,530,000 $ 316,250 $ 128,000
Mesa, Colorado 8 $ 1,820,000 $ 227,500 $ 61,000
Highlands, Florida 8 $ 1,670,000 $ 208,750 $ 72,000
Nassau, Florida 8 $ 2,190,000 $ 273,750 $ 98,000
Fayette, Georgia 8 $ 2,120,000 $ 265,000 $ 117,000
Rockdale, Georgia 8 $ 2,310,000 $ 288,750 $ 94,000
Boone, Indiana 8 $ 1,340,000 $ 167,500 $ 71,000
Kosciusko, Indiana 8 $ 1,520,000 $ 190,000 $ 86,000
Madison, Indiana 8 $ 1,230,000 $ 153,750 $ 63,000
Warrick, Indiana 8 $ 1,850,000 $ 231,250 $ 96,000
Henderson, Kentucky 8 $ 1,170,000 $ 146,250 $ 49,000
Lincoln, Missouri 8 $ 1,430,000 $ 178,750 $ 72,000
Nye, Nevada 8 $ 1,470,000 $ 183,750 $ 63,000
Franklin, North Carolina 8 $ 2,320,000 $ 290,000 $ 104,000
Lincoln, North Carolina 8 $ 1,780,000 $ 222,500 $ 86,000
Moore, North Carolina 8 $ 1,550,000 $ 193,750 $ 64,000
Pasquotank, North Carolina 8 $ 1,250,000 $ 156,250 $ 76,000
Brown, Ohio 8 $ 1,550,000 $ 193,750 $ 97,000
Erie, Pennsylvania 8 $ 1,160,000 $ 145,000 $ 64,000
Bradley, Tennessee 8 $ 1,660,000 $ 207,500 $ 80,000
Franklin, Tennessee 8 $ 1,490,000 $ 186,250 $ 63,000
Hamblen, Tennessee 8 $ 1,200,000 $ 150,000 $ 63,000
Sevier, Tennessee 8 $ 1,410,000 $ 176,250 $ 51,000
Skagit, Washington 8 $ 2,910,000 $ 363,750 $ 88,000
Thurston, Washington 8 $ 2,390,000 $ 298,750 $ 121,000
El Dorado, California 7 $ 2,245,000 $ 320,714 $ 101,000
Imperial, California 7 $ 1,285,000 $ 183,571 $ 57,000
Madera, California 7 $ 1,915,000 $ 273,571 $ 74,000
Shasta, California 7 $ 1,695,000 $ 242,142 $ 66,000
Boulder, Colorado 7 $ 3,205,000 $ 457,857 $ 94,000
Leon, Florida 7 $ 2,405,000 $ 343,571 $ 148,000
Catoosa, Georgia 7 $ 1,355,000 $ 193,571 $ 63,000
Gordon, Georgia 7 $ 1,025,000 $ 146,428 $ 46,000
White, Indiana 7 $ 915,000 $ 130,714 $ 77,000
Marion, Iowa 7 $ 1,065,000 $ 152,142 $ 57,000
Graves, Kentucky 7 $ 915,000 $ 130,714 $ 54,000
Van Buren, Michigan 7 $ 855,000 $ 122,142 $ 78,000
Lyon, Nevada 7 $ 1,265,000 $ 180,714 $ 72,000
Duplin, North Carolina 7 $ 1,145,000 $ 163,571 $ 78,000
Pender, North Carolina 7 $ 1,905,000 $ 272,142 $ 82,000
Rockingham, North Carolina 7 $ 985,000 $ 140,714 $ 57,000
Clark, Ohio 7 $ 885,000 $ 126,428 $ 66,000
Delaware, Ohio 7 $ 1,825,000 $ 260,714 $ 101,000
Greene, Ohio 7 $ 945,000 $ 135,000 $ 69,000
Richland, Ohio 7 $ 935,000 $ 133,571 $ 50,000
Adams, Pennsylvania 7 $ 1,255,000 $ 179,285 $ 61,000
Fayette, Pennsylvania 7 $ 1,355,000 $ 193,571 $ 93,000
Lycoming, Pennsylvania 7 $ 1,245,000 $ 177,857 $ 79,000
Hawkins, Tennessee 7 $ 1,165,000 $ 166,428 $ 64,000
McMinn, Tennessee 7 $ 995,000 $ 142,142 $ 75,000
Franklin, Washington 7 $ 1,545,000 $ 220,714 $ 86,000
Mason, Washington 7 $ 1,835,000 $ 262,142 $ 98,000
Yakima, Washington 7 $ 1,385,000 $ 197,857 $ 72,000
Graham, Arizona 6 $ 1,030,000 $ 171,666 $ 111,000
Craighead, Arkansas 6 $ 930,000 $ 155,000 $ 71,000
Kings, California 6 $ 1,250,000 $ 208,333 $ 67,000
San Luis Obispo, California 6 $ 3,220,000 $ 536,666 $ 135,000
Santa Cruz, California 6 $ 3,080,000 $ 513,333 $ 124,000
Bay, Florida 6 $ 1,330,000 $ 221,666 $ 67,000
Suwannee, Florida 6 $ 950,000 $ 158,333 $ 64,000
Dougherty, Georgia 6 $ 730,000 $ 121,666 $ 54,000
Hall, Georgia 6 $ 1,410,000 $ 235,000 $ 104,000
Muscogee, Georgia 6 $ 1,270,000 $ 211,666 $ 85,000
Bonneville, Idaho 6 $ 1,330,000 $ 221,666 $ 50,000
Canyon, Idaho 6 $ 1,440,000 $ 240,000 $ 85,000
Christian, Illinois 6 $ 510,000 $ 85,000 $ 58,000
Henry, Indiana 6 $ 740,000 $ 123,333 $ 70,000
LaPorte, Indiana 6 $ 1,110,000 $ 185,000 $ 64,000
Steuben, Indiana 6 $ 770,000 $ 128,333 $ 59,000
Dallas, Iowa 6 $ 1,180,000 $ 196,666 $ 104,000
McLean, Kentucky 6 $ 690,000 $ 115,000 $ 49,000
Webster, Kentucky 6 $ 660,000 $ 110,000 $ 48,000
Suffolk, Massachusetts 6 $ 2,670,000 $ 445,000 $ 191,000
Clare, Michigan 6 $ 610,000 $ 101,666 $ 49,000
Delta, Michigan 6 $ 950,000 $ 158,333 $ 47,000
Isabella, Michigan 6 $ 1,020,000 $ 170,000 $ 76,000
Luce, Michigan 6 $ 440,000 $ 73,333 $ 43,000
Carson City, Nevada 6 $ 1,320,000 $ 220,000 $ 69,000
Elko, Nevada 6 $ 1,520,000 $ 253,333 $ 128,000
Cleveland, North Carolina 6 $ 840,000 $ 140,000 $ 39,000
Craven, North Carolina 6 $ 1,210,000 $ 201,666 $ 73,000
Hoke, North Carolina 6 $ 1,100,000 $ 183,333 $ 67,000
Nash, North Carolina 6 $ 1,390,000 $ 231,666 $ 78,000
Pitt, North Carolina 6 $ 1,260,000 $ 210,000 $ 118,000
Stanly, North Carolina 6 $ 1,090,000 $ 181,666 $ 53,000
Wayne, North Carolina 6 $ 990,000 $ 165,000 $ 87,000
Ashland, Ohio 6 $ 780,000 $ 130,000 $ 56,000
Highland, Ohio 6 $ 930,000 $ 155,000 $ 76,000
Knox, Ohio 6 $ 1,380,000 $ 230,000 $ 83,000
Madison, Ohio 6 $ 1,070,000 $ 178,333 $ 64,000
Morrow, Ohio 6 $ 1,130,000 $ 188,333 $ 82,000
Muskingum, Ohio 6 $ 1,180,000 $ 196,666 $ 67,000
Campbell, Tennessee 6 $ 1,340,000 $ 223,333 $ 61,000
Gibson, Tennessee 6 $ 1,410,000 $ 235,000 $ 88,000
Sequatchie, Tennessee 6 $ 1,110,000 $ 185,000 $ 75,000
Navajo, Arizona 5 $ 1,075,000 $ 215,000 $ 70,000
Butte, California 5 $ 1,005,000 $ 201,000 $ 56,000
San Francisco, California 5 $ 3,325,000 $ 665,000 $ 222,000
Siskiyou, California 5 $ 835,000 $ 167,000 $ 135,000
Fremont, Colorado 5 $ 1,165,000 $ 233,000 $ 73,000
Columbia, Florida 5 $ 985,000 $ 197,000 $ 71,000
Putnam, Florida 5 $ 675,000 $ 135,000 $ 65,000
Dawson, Georgia 5 $ 1,205,000 $ 241,000 $ 94,000
Effingham, Georgia 5 $ 835,000 $ 167,000 $ 62,000
Floyd, Georgia 5 $ 705,000 $ 141,000 $ 46,000
Glynn, Georgia 5 $ 2,105,000 $ 421,000 $ 129,000
Madison, Georgia 5 $ 915,000 $ 183,000 $ 73,000
Oconee, Georgia 5 $ 1,405,000 $ 281,000 $ 89,000
Spalding, Georgia 5 $ 835,000 $ 167,000 $ 62,000
Cook, Illinois 5 $ 1,085,000 $ 217,000 $ 71,000
Scott, Illinois 5 $ 435,000 $ 87,000 $ 44,000
Dearborn, Indiana 5 $ 955,000 $ 191,000 $ 68,000
Delaware, Indiana 5 $ 865,000 $ 173,000 $ 60,000
Floyd, Indiana 5 $ 945,000 $ 189,000 $ 55,000
Morgan, Indiana 5 $ 625,000 $ 125,000 $ 49,000
Perry, Indiana 5 $ 475,000 $ 95,000 $ 44,000
Warren, Iowa 5 $ 2,335,000 $ 467,000 $ 128,000
Franklin, Kentucky 5 $ 855,000 $ 171,000 $ 51,000
Harrison, Kentucky 5 $ 805,000 $ 161,000 $ 55,000
Whitley, Kentucky 5 $ 955,000 $ 191,000 $ 49,000
Franklin, Massachusetts 5 $ 815,000 $ 163,000 $ 104,000
Barry, Michigan 5 $ 1,245,000 $ 249,000 $ 64,000
Berrien, Michigan 5 $ 1,105,000 $ 221,000 $ 59,000
Ingham, Michigan 5 $ 745,000 $ 149,000 $ 58,000
Boone, Missouri 5 $ 785,000 $ 157,000 $ 86,000
Cole, Missouri 5 $ 995,000 $ 199,000 $ 55,000
Franklin, Missouri 5 $ 955,000 $ 191,000 $ 73,000
Bladen, North Carolina 5 $ 565,000 $ 113,000 $ 39,000
Dare, North Carolina 5 $ 1,575,000 $ 315,000 $ 137,000
Henderson, North Carolina 5 $ 925,000 $ 185,000 $ 52,000
Lee, North Carolina 5 $ 945,000 $ 189,000 $ 78,000
Robeson, North Carolina 5 $ 785,000 $ 157,000 $ 62,000
Allen, Ohio 5 $ 765,000 $ 153,000 $ 77,000
Coshocton, Ohio 5 $ 845,000 $ 169,000 $ 60,000
Jackson, Ohio 5 $ 755,000 $ 151,000 $ 57,000
Marion, Ohio 5 $ 755,000 $ 151,000 $ 60,000
Ottawa, Ohio 5 $ 875,000 $ 175,000 $ 124,000
Pickaway, Ohio 5 $ 975,000 $ 195,000 $ 113,000
Lawrence, Pennsylvania 5 $ 505,000 $ 101,000 $ 91,000
Anderson, Tennessee 5 $ 985,000 $ 197,000 $ 110,000
Carter, Tennessee 5 $ 905,000 $ 181,000 $ 53,000
Cheatham, Tennessee 5 $ 1,175,000 $ 235,000 $ 82,000
Morgan, Tennessee 5 $ 755,000 $ 151,000 $ 68,000
White, Tennessee 5 $ 645,000 $ 129,000 $ 46,000
Denton, Texas 5 $ 965,000 $ 193,000 $ 65,000
Grays Harbor, Washington 5 $ 1,005,000 $ 201,000 $ 95,000
Baldwin, Alabama 4 $ 830,000 $ 207,500 $ 54,000
Jefferson, Alabama 4 $ 660,000 $ 165,000 $ 47,000
Coconino, Arizona 4 $ 1,800,000 $ 450,000 $ 227,000
Van Buren, Arkansas 4 $ 690,000 $ 172,500 $ 53,000
Amador, California 4 $ 1,250,000 $ 312,500 $ 87,000
Humboldt, California 4 $ 1,430,000 $ 357,500 $ 64,000
Monterey, California 4 $ 1,160,000 $ 290,000 $ 87,000
San Benito, California 4 $ 1,400,000 $ 350,000 $ 96,000
Sonoma, California 4 $ 1,840,000 $ 460,000 $ 140,000
Sutter, California 4 $ 950,000 $ 237,500 $ 71,000
Tehama, California 4 $ 900,000 $ 225,000 $ 68,000
Broomfield, Colorado 4 $ 1,230,000 $ 307,500 $ 97,000
Logan, Colorado 4 $ 650,000 $ 162,500 $ 48,000
Morgan, Colorado 4 $ 790,000 $ 197,500 $ 87,000
DeSoto, Florida 4 $ 490,000 $ 122,500 $ 54,000
Jackson, Florida 4 $ 730,000 $ 182,500 $ 73,000
Levy, Florida 4 $ 920,000 $ 230,000 $ 77,000
Bibb, Georgia 4 $ 540,000 $ 135,000 $ 185,000
Butts, Georgia 4 $ 1,040,000 $ 260,000 $ 78,000
Lamar, Georgia 4 $ 1,010,000 $ 252,500 $ 79,000
Pickens, Georgia 4 $ 660,000 $ 165,000 $ 54,000
Polk, Georgia 4 $ 740,000 $ 185,000 $ 65,000
Thomas, Georgia 4 $ 820,000 $ 205,000 $ 88,000
Walton, Georgia 4 $ 540,000 $ 135,000 $ 70,000
Wayne, Georgia 4 $ 790,000 $ 197,500 $ 97,000
Whitfield, Georgia 4 $ 750,000 $ 187,500 $ 104,000
Ada, Idaho 4 $ 1,110,000 $ 277,500 $ 85,000
Bingham, Idaho 4 $ 450,000 $ 112,500 $ 28,000
McLean, Illinois 4 $ 1,270,000 $ 317,500 $ 134,000
Howard, Indiana 4 $ 580,000 $ 145,000 $ 89,000
Huntington, Indiana 4 $ 550,000 $ 137,500 $ 58,000
Monroe, Indiana 4 $ 800,000 $ 200,000 $ 120,000
Montgomery, Indiana 4 $ 810,000 $ 202,500 $ 60,000
Shelby, Indiana 4 $ 700,000 $ 175,000 $ 59,000
Hancock, Kentucky 4 $ 530,000 $ 132,500 $ 45,000
Scott, Kentucky 4 $ 980,000 $ 245,000 $ 60,000
Warren, Kentucky 4 $ 820,000 $ 205,000 $ 44,000
East Baton Rouge, Louisiana 4 $ 870,000 $ 217,500 $ 46,000
Gratiot, Michigan 4 $ 640,000 $ 160,000 $ 64,000
Lake, Michigan 4 $ 590,000 $ 147,500 $ 40,000
Lapeer, Michigan 4 $ 880,000 $ 220,000 $ 63,000
Lenawee, Michigan 4 $ 620,000 $ 155,000 $ 60,000
Monroe, Michigan 4 $ 570,000 $ 142,500 $ 75,000
Sanilac, Michigan 4 $ 660,000 $ 165,000 $ 54,000
Barry, Missouri 4 $ 1,180,000 $ 295,000 $ 90,000
Benton, Missouri 4 $ 510,000 $ 127,500 $ 55,000
Buchanan, Missouri 4 $ 760,000 $ 190,000 $ 69,000
Camden, Missouri 4 $ 1,110,000 $ 277,500 $ 105,000
Henry, Missouri 4 $ 740,000 $ 185,000 $ 107,000
Lafayette, Missouri 4 $ 720,000 $ 180,000 $ 84,000
Newton, Missouri 4 $ 510,000 $ 127,500 $ 47,000
Pettis, Missouri 4 $ 480,000 $ 120,000 $ 44,000
Phelps, Missouri 4 $ 630,000 $ 157,500 $ 61,000
Polk, Missouri 4 $ 640,000 $ 160,000 $ 55,000
Randolph, Missouri 4 $ 640,000 $ 160,000 $ 45,000
Stone, Missouri 4 $ 1,430,000 $ 357,500 $ 178,000
Douglas, Nevada 4 $ 1,470,000 $ 367,500 $ 162,000
Ashe, North Carolina 4 $ 760,000 $ 190,000 $ 110,000
Burke, North Carolina 4 $ 700,000 $ 175,000 $ 55,000
Caldwell, North Carolina 4 $ 560,000 $ 140,000 $ 69,000
Lenoir, North Carolina 4 $ 520,000 $ 130,000 $ 42,000
McDowell, North Carolina 4 $ 490,000 $ 122,500 $ 56,000
Rutherford, North Carolina 4 $ 620,000 $ 155,000 $ 59,000
Darke, Ohio 4 $ 580,000 $ 145,000 $ 63,000
Geauga, Ohio 4 $ 1,060,000 $ 265,000 $ 91,000
Guernsey, Ohio 4 $ 690,000 $ 172,500 $ 74,000
Hardin, Ohio 4 $ 480,000 $ 120,000 $ 190,000
Lawrence, Ohio 4 $ 440,000 $ 110,000 $ 54,000
Miami, Ohio 4 $ 720,000 $ 180,000 $ 77,000
Wood, Ohio 4 $ 500,000 $ 125,000 $ 61,000
Lane, Oregon 4 $ 1,360,000 $ 340,000 $ 99,000
Columbia, Pennsylvania 4 $ 610,000 $ 152,500 $ 67,000
Lebanon, Pennsylvania 4 $ 600,000 $ 150,000 $ 62,000
Mercer, Pennsylvania 4 $ 610,000 $ 152,500 $ 54,000
Venango, Pennsylvania 4 $ 500,000 $ 125,000 $ 76,000
Cumberland, Tennessee 4 $ 670,000 $ 167,500 $ 38,000
Fayette, Tennessee 4 $ 1,690,000 $ 422,500 $ 178,000
Grainger, Tennessee 4 $ 630,000 $ 157,500 $ 43,000
Hardin, Tennessee 4 $ 450,000 $ 112,500 $ 70,000
Jefferson, Tennessee 4 $ 920,000 $ 230,000 $ 81,000
Monroe, Tennessee 4 $ 620,000 $ 155,000 $ 56,000
Putnam, Tennessee 4 $ 630,000 $ 157,500 $ 61,000
Chelan, Washington 4 $ 2,260,000 $ 565,000 $ 127,000
Cowlitz, Washington 4 $ 1,770,000 $ 442,500 $ 79,000
Island, Washington 4 $ 1,210,000 $ 302,500 $ 73,000
Okanogan, Washington 4 $ 780,000 $ 195,000 $ 62,000
Walla Walla, Washington 4 $ 690,000 $ 172,500 $ 88,000
Tuscaloosa, Alabama 3 $ 915,000 $ 305,000 $ 90,000
Santa Cruz, Arizona 3 $ 845,000 $ 281,666 $ 80,000
Clark, Arkansas 3 $ 285,000 $ 95,000 $ 31,000
Faulkner, Arkansas 3 $ 625,000 $ 208,333 $ 73,000
Greene, Arkansas 3 $ 445,000 $ 148,333 $ 67,000
Pulaski, Arkansas 3 $ 765,000 $ 255,000 $ 61,000
Calaveras, California 3 $ 765,000 $ 255,000 $ 73,000
Lake, California 3 $ 475,000 $ 158,333 $ 61,000
San Mateo, California 3 $ 1,155,000 $ 385,000 $ 131,000
Yuba, California 3 $ 625,000 $ 208,333 $ 56,000
Elbert, Colorado 3 $ 965,000 $ 321,666 $ 106,000
Las Animas, Colorado 3 $ 295,000 $ 98,333 $ 60,000
Yuma, Colorado 3 $ 735,000 $ 245,000 $ 87,000
Bradford, Florida 3 $ 685,000 $ 228,333 $ 75,000
Gadsden, Florida 3 $ 505,000 $ 168,333 $ 75,000
Okeechobee, Florida 3 $ 345,000 $ 115,000 $ 26,000
Sumter, Florida 3 $ 725,000 $ 241,666 $ 90,000
Walton, Florida 3 $ 1,095,000 $ 365,000 $ 98,000
Washington, Florida 3 $ 265,000 $ 88,333 $ 80,000
Camden, Georgia 3 $ 615,000 $ 205,000 $ 115,000
Charlton, Georgia 3 $ 415,000 $ 138,333 $ 98,000
Clarke, Georgia 3 $ 515,000 $ 171,666 $ 71,000
Colquitt, Georgia 3 $ 555,000 $ 185,000 $ 70,000
Gilmer, Georgia 3 $ 635,000 $ 211,666 $ 73,000
Liberty, Georgia 3 $ 455,000 $ 151,666 $ 56,000
Lowndes, Georgia 3 $ 735,000 $ 245,000 $ 69,000
Lumpkin, Georgia 3 $ 615,000 $ 205,000 $ 66,000
Murray, Georgia 3 $ 415,000 $ 138,333 $ 66,000
Taylor, Georgia 3 $ 525,000 $ 175,000 $ 93,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 6,892 $1,634,580,000 $237,000 $3,055,000 $85,000 $2,172,000
Home Purchase 1,440 $319,780,000 $222,000 $2,495,000 $89,000 $1,978,000
Refinancing 414 $108,440,000 $261,000 $1,255,000 $110,000 $1,464,000
Home Improvement 156 $24,740,000 $158,000 $505,000 $60,000 $195,000
Other Purpose 74 $11,140,000 $150,000 $425,000 $66,000 $193,000
Not Applicable 4 $1,080,000 $270,000 $615,000 $177,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,983 $1,357,015,000 $226,000 $2,495,000 $87,000 $1,992,000
Black or African American 1,182 $269,840,000 $228,000 $1,445,000 $77,000 $840,000
Not Provided 813 $189,205,000 $232,000 $1,245,000 $80,000 $1,202,000
Hispanic 761 $201,885,000 $265,000 $1,505,000 $87,000 $860,000
Asian 126 $52,030,000 $412,000 $3,055,000 $136,000 $1,978,000
American Indian or Alaskan Native 84 $21,290,000 $253,000 $785,000 $109,000 $2,172,000
Native Hawaiian or Other Pacific Islander 16 $3,990,000 $249,000 $405,000 $73,000 $107,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 6,196 $1,363,370,000 $220,000 $3,055,000 $80,000 $2,172,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,051 $545,215,000 $265,000 $1,875,000 $107,000 $1,992,000
VA-guaranteed (Veterans Administration) 563 $165,885,000 $294,000 $1,445,000 $91,000 $1,978,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 170 $25,290,000 $148,000 $305,000 $54,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 5,343 $1,265,545,000 $236,000 $3,055,000 $88,000 $2,172,000
Loan Originated 2,761 $622,345,000 $225,000 $1,325,000 $86,000 $860,000
Application Denied By Financial Institution 577 $142,565,000 $247,000 $1,765,000 $73,000 $653,000
Application Approved But Not Accepted 290 $67,080,000 $231,000 $615,000 $84,000 $608,000
File Closed For Incompleteness 9 $2,225,000 $247,000 $605,000 $85,000 $280,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,403 $1,957,195,000 $232,000 $3,055,000 $87,000 $2,172,000
Debt-To-Income Ratio 326 $83,220,000 $255,000 $1,765,000 $66,000 $653,000
Other 154 $38,290,000 $248,000 $1,505,000 $84,000 $350,000
Credit History 44 $9,980,000 $226,000 $625,000 $87,000 $191,000
Collateral 29 $5,905,000 $203,000 $525,000 $68,000 $174,000
Unverifiable Information 16 $3,880,000 $242,000 $415,000 $84,000 $244,000
Employment History 4 $490,000 $122,000 $165,000 $48,000 $101,000
Insufficient Cash (Downpayment, Closing Cost) 4 $800,000 $200,000 $285,000 $58,000 $81,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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