Town & Country Credit Mortgage Lending & HMDA Data, 2003

In 2003, Town & Country Credit of Irvine, CA reported 134,365 mortgage applications totaling $23.2 billion. The average application was for $172,377, and applicants reported an average income of $74,026. 10% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Los Angeles-Long Beach, CA (15,702), Chicago, IL (13,087) and Minneapolis-St. Paul, MN-WI (11,577) (applications in parentheses).

Mortgage Company & Address Town & Country Credit
2010 Main Street, Suite 800
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 134,365
Total Mortgage Loan Application Amount $23,161,519,000
Average Mortgage Loan Application Amount $172,377
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $74,026
Highest Applicant Income $996,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Town & Country Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Town & Country Credit by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 15,702 $ 3,259,754,000 $ 207,601 $ 79,000
San Diego, California 6,318 $ 1,505,957,000 $ 238,359 $ 85,000
Cook, Illinois 5,332 $ 807,401,000 $ 151,425 $ 68,000
Harris, Texas 5,104 $ 524,023,000 $ 102,669 $ 73,000
Orange, California 4,737 $ 1,171,077,000 $ 247,219 $ 89,000
Riverside, California 4,193 $ 769,336,000 $ 183,481 $ 73,000
Hennepin, Minnesota 4,023 $ 609,891,000 $ 151,601 $ 59,000
San Bernardino, California 3,479 $ 560,474,000 $ 161,102 $ 70,000
Providence, Rhode Island 2,761 $ 421,841,000 $ 152,785 $ 62,000
Dallas, Texas 2,408 $ 266,880,000 $ 110,830 $ 64,000
Denver, Colorado 2,123 $ 358,594,000 $ 168,909 $ 51,000
DuPage, Illinois 2,122 $ 364,754,000 $ 171,891 $ 74,000
Sacramento, California 2,100 $ 362,401,000 $ 172,571 $ 76,000
Alameda, California 1,984 $ 547,901,000 $ 276,159 $ 97,000
Tarrant, Texas 1,960 $ 218,017,000 $ 111,233 $ 70,000
Adams, Colorado 1,930 $ 325,045,000 $ 168,417 $ 64,000
El Paso, Colorado 1,774 $ 270,102,000 $ 152,255 $ 66,000
San Joaquin, California 1,763 $ 331,011,000 $ 187,754 $ 72,000
Ramsey, Minnesota 1,736 $ 247,745,000 $ 142,710 $ 53,000
Arapahoe, Colorado 1,711 $ 304,946,000 $ 178,226 $ 63,000
Lake, Illinois 1,700 $ 283,851,000 $ 166,971 $ 75,000
Jefferson, Colorado 1,590 $ 300,353,000 $ 188,901 $ 68,000
Will, Illinois 1,314 $ 204,525,000 $ 155,650 $ 70,000
Anoka, Minnesota 1,287 $ 205,225,000 $ 159,459 $ 84,000
Contra Costa, California 1,284 $ 320,883,000 $ 249,908 $ 89,000
Larimer, Colorado 1,265 $ 223,350,000 $ 176,561 $ 67,000
Fort Bend, Texas 1,233 $ 136,286,000 $ 110,532 $ 86,000
Weld, Colorado 1,221 $ 186,591,000 $ 152,818 $ 55,000
Dakota, Minnesota 1,213 $ 212,124,000 $ 174,875 $ 71,000
Ventura, California 1,169 $ 283,375,000 $ 242,408 $ 96,000
Santa Clara, California 1,139 $ 366,042,000 $ 321,371 $ 90,000
McHenry, Illinois 1,103 $ 180,772,000 $ 163,891 $ 88,000
Kent, Rhode Island 1,098 $ 156,814,000 $ 142,817 $ 69,000
Kane, Illinois 980 $ 159,868,000 $ 163,130 $ 68,000
Wayne, Michigan 958 $ 101,783,000 $ 106,245 $ 59,000
Washington, Minnesota 945 $ 169,665,000 $ 179,539 $ 64,000
San Mateo, California 924 $ 315,535,000 $ 341,488 $ 98,000
Kern, California 825 $ 98,096,000 $ 118,904 $ 90,000
Denton, Texas 794 $ 112,569,000 $ 141,774 $ 73,000
Stanislaus, California 735 $ 124,188,000 $ 168,963 $ 73,000
Solano, California 728 $ 166,869,000 $ 229,215 $ 92,000
Collin, Texas 662 $ 98,836,000 $ 149,299 $ 83,000
San Francisco, California 650 $ 225,696,000 $ 347,224 $ 94,000
Wright, Minnesota 608 $ 97,932,000 $ 161,072 $ 79,000
Washington, Rhode Island 590 $ 100,150,000 $ 169,745 $ 88,000
Oakland, Michigan 564 $ 94,351,000 $ 167,289 $ 95,000
Fresno, California 555 $ 76,009,000 $ 136,953 $ 68,000
Pueblo, Colorado 539 $ 59,455,000 $ 110,306 $ 44,000
Sherburne, Minnesota 538 $ 88,225,000 $ 163,986 $ 71,000
Douglas, Colorado 535 $ 123,835,000 $ 231,467 $ 80,000
King, Washington 534 $ 109,122,000 $ 204,348 $ 76,000
Montgomery, Texas 521 $ 64,816,000 $ 124,406 $ 71,000
New Haven, Connecticut 495 $ 73,693,000 $ 148,874 $ 86,000
Bexar, Texas 493 $ 51,398,000 $ 104,255 $ 72,000
Boulder, Colorado 483 $ 104,564,000 $ 216,488 $ 70,000
Galveston, Texas 446 $ 45,136,000 $ 101,201 $ 74,000
Travis, Texas 442 $ 56,270,000 $ 127,307 $ 97,000
Brazoria, Texas 415 $ 42,361,000 $ 102,074 $ 82,000
Chisago, Minnesota 407 $ 66,072,000 $ 162,339 $ 58,000
Hartford, Connecticut 404 $ 55,632,000 $ 137,702 $ 69,000
Scott, Minnesota 355 $ 66,041,000 $ 186,030 $ 74,000
Rice, Minnesota 352 $ 52,679,000 $ 149,656 $ 55,000
New London, Connecticut 351 $ 53,157,000 $ 151,444 $ 88,000
Tulare, California 320 $ 39,163,000 $ 122,384 $ 81,000
Orange, Florida 313 $ 34,704,000 $ 110,875 $ 65,000
Goodhue, Minnesota 312 $ 45,657,000 $ 146,336 $ 52,000
Marin, California 304 $ 114,429,000 $ 376,411 $ 110,000
Sonoma, California 304 $ 80,939,000 $ 266,246 $ 85,000
Macomb, Michigan 297 $ 38,536,000 $ 129,750 $ 70,000
Pierce, Washington 295 $ 44,842,000 $ 152,006 $ 78,000
Merced, California 291 $ 47,041,000 $ 161,652 $ 66,000
Williamson, Texas 290 $ 35,008,000 $ 120,717 $ 85,000
Placer, California 288 $ 64,484,000 $ 223,902 $ 88,000
Mesa, Colorado 288 $ 38,437,000 $ 133,461 $ 59,000
Winnebago, Illinois 279 $ 30,826,000 $ 110,487 $ 65,000
Fairfield, Connecticut 272 $ 61,520,000 $ 226,176 $ 94,000
Bristol, Rhode Island 272 $ 44,578,000 $ 163,889 $ 85,000
Newport, Rhode Island 270 $ 51,055,000 $ 189,092 $ 101,000
Worcester, Massachusetts 262 $ 45,671,000 $ 174,316 $ 70,000
Fremont, Colorado 256 $ 30,966,000 $ 120,960 $ 52,000
Snohomish, Washington 246 $ 46,364,000 $ 188,471 $ 86,000
Kendall, Illinois 242 $ 42,118,000 $ 174,041 $ 83,000
Santa Barbara, California 241 $ 57,680,000 $ 239,336 $ 78,000
Isanti, Minnesota 237 $ 32,765,000 $ 138,248 $ 51,000
DeKalb, Illinois 230 $ 31,007,000 $ 134,813 $ 72,000
Carver, Minnesota 228 $ 44,531,000 $ 195,311 $ 71,000
St. Louis, Minnesota 224 $ 24,287,000 $ 108,424 $ 54,000
El Dorado, California 220 $ 49,195,000 $ 223,613 $ 85,000
Yolo, California 210 $ 40,034,000 $ 190,638 $ 61,000
Middlesex, Massachusetts 205 $ 47,142,000 $ 229,960 $ 81,000
Bristol, Massachusetts 195 $ 37,610,000 $ 192,871 $ 75,000
San Luis Obispo, California 179 $ 43,026,000 $ 240,368 $ 91,000
Monterey, California 176 $ 48,937,000 $ 278,051 $ 104,000
Plymouth, Massachusetts 174 $ 34,946,000 $ 200,839 $ 72,000
Butte, California 169 $ 24,002,000 $ 142,023 $ 71,000
Pinellas, Florida 164 $ 18,624,000 $ 113,560 $ 58,000
Sutter, California 162 $ 25,626,000 $ 158,185 $ 76,000
LaSalle, Illinois 162 $ 20,173,000 $ 124,524 $ 51,000
Stearns, Minnesota 161 $ 21,233,000 $ 131,881 $ 66,000
Madera, California 158 $ 23,129,000 $ 146,386 $ 70,000
Volusia, Florida 155 $ 15,357,000 $ 99,077 $ 65,000
Shasta, California 152 $ 21,102,000 $ 138,828 $ 60,000
Essex, Massachusetts 146 $ 32,005,000 $ 219,212 $ 86,000
Olmsted, Minnesota 146 $ 18,777,000 $ 128,609 $ 53,000
Brevard, Florida 144 $ 14,511,000 $ 100,770 $ 98,000
El Paso, Texas 144 $ 13,802,000 $ 95,847 $ 76,000
Hillsborough, Florida 141 $ 14,895,000 $ 105,638 $ 94,000
McLeod, Minnesota 140 $ 17,903,000 $ 127,878 $ 50,000
Bell, Texas 139 $ 13,635,000 $ 98,093 $ 69,000
Ellis, Texas 139 $ 18,136,000 $ 130,474 $ 73,000
Lubbock, Texas 139 $ 15,304,000 $ 110,100 $ 67,000
Teller, Colorado 138 $ 23,334,000 $ 169,086 $ 54,000
Mille Lacs, Minnesota 138 $ 16,702,000 $ 121,028 $ 43,000
Hidalgo, Texas 135 $ 13,355,000 $ 98,925 $ 58,000
Litchfield, Connecticut 132 $ 20,633,000 $ 156,310 $ 100,000
Kankakee, Illinois 132 $ 13,767,000 $ 104,295 $ 70,000
Jefferson, Texas 128 $ 12,541,000 $ 97,976 $ 86,000
Johnson, Texas 128 $ 13,672,000 $ 106,812 $ 59,000
Imperial, California 124 $ 16,910,000 $ 136,370 $ 80,000
Seminole, Florida 122 $ 14,757,000 $ 120,959 $ 88,000
Madison, Illinois 122 $ 13,646,000 $ 111,852 $ 61,000
Santa Cruz, California 119 $ 36,289,000 $ 304,949 $ 89,000
Park, Colorado 117 $ 21,585,000 $ 184,487 $ 57,000
Windham, Connecticut 117 $ 14,857,000 $ 126,982 $ 113,000
Nevada, California 116 $ 24,178,000 $ 208,431 $ 92,000
Polk, Florida 116 $ 11,124,000 $ 95,896 $ 59,000
Broward, Florida 114 $ 17,717,000 $ 155,412 $ 94,000
Norfolk, Massachusetts 114 $ 26,582,000 $ 233,175 $ 87,000
Genesee, Michigan 112 $ 12,986,000 $ 115,946 $ 109,000
Nueces, Texas 112 $ 10,426,000 $ 93,089 $ 94,000
Kitsap, Washington 110 $ 15,859,000 $ 144,172 $ 70,000
St. Clair, Illinois 109 $ 12,414,000 $ 113,889 $ 69,000
Le Sueur, Minnesota 108 $ 14,595,000 $ 135,138 $ 57,000
Elbert, Colorado 106 $ 24,252,000 $ 228,792 $ 96,000
Miami-Dade, Florida 106 $ 16,884,000 $ 159,283 $ 85,000
Thurston, Washington 104 $ 15,286,000 $ 146,980 $ 71,000
Middlesex, Connecticut 103 $ 17,853,000 $ 173,330 $ 122,000
Napa, California 101 $ 25,691,000 $ 254,366 $ 88,000
Palm Beach, Florida 101 $ 13,935,000 $ 137,970 $ 73,000
Clark, Nevada 101 $ 16,764,000 $ 165,980 $ 89,000
McLennan, Texas 101 $ 10,310,000 $ 102,079 $ 59,000
Parker, Texas 98 $ 12,304,000 $ 125,551 $ 65,000
Rock Island, Illinois 97 $ 9,598,000 $ 98,948 $ 55,000
Suffolk, Massachusetts 96 $ 22,604,000 $ 235,458 $ 95,000
Brazos, Texas 93 $ 9,578,000 $ 102,989 $ 64,000
Washtenaw, Michigan 91 $ 14,444,000 $ 158,725 $ 66,000
Tolland, Connecticut 88 $ 12,158,000 $ 138,159 $ 69,000
Pasco, Florida 87 $ 9,429,000 $ 108,379 $ 64,000
Bernalillo, New Mexico 86 $ 9,981,000 $ 116,058 $ 69,000
Laramie, Wyoming 86 $ 9,721,000 $ 113,034 $ 48,000
Humboldt, California 85 $ 13,248,000 $ 155,858 $ 68,000
Kings, California 85 $ 10,437,000 $ 122,788 $ 58,000
Hampden, Massachusetts 85 $ 10,699,000 $ 125,870 $ 106,000
Amador, California 84 $ 18,188,000 $ 216,523 $ 73,000
Garfield, Colorado 84 $ 17,722,000 $ 210,976 $ 77,000
Rockwall, Texas 84 $ 13,351,000 $ 158,940 $ 74,000
Champaign, Illinois 82 $ 9,327,000 $ 113,743 $ 76,000
Lake, Florida 81 $ 8,520,000 $ 105,185 $ 69,000
Osceola, Florida 81 $ 8,588,000 $ 106,024 $ 77,000
Kent, Michigan 81 $ 9,623,000 $ 118,802 $ 56,000
Crow Wing, Minnesota 80 $ 10,625,000 $ 132,812 $ 48,000
Sangamon, Illinois 79 $ 8,125,000 $ 102,848 $ 67,000
Yuba, California 78 $ 9,875,000 $ 126,602 $ 44,000
Kaufman, Texas 78 $ 9,193,000 $ 117,858 $ 72,000
Montrose, Colorado 77 $ 10,979,000 $ 142,584 $ 65,000
McLean, Illinois 77 $ 9,940,000 $ 129,090 $ 112,000
Hays, Texas 77 $ 8,991,000 $ 116,766 $ 63,000
Liberty, Texas 77 $ 7,034,000 $ 91,350 $ 63,000
Smith, Texas 76 $ 8,870,000 $ 116,710 $ 66,000
Spokane, Washington 76 $ 8,353,000 $ 109,907 $ 64,000
Tuolumne, California 75 $ 11,755,000 $ 156,733 $ 63,000
Lake, California 74 $ 11,301,000 $ 152,716 $ 74,000
Grayson, Texas 72 $ 7,204,000 $ 100,055 $ 53,000
Cameron, Texas 71 $ 7,533,000 $ 106,098 $ 62,000
Calaveras, California 69 $ 12,348,000 $ 178,956 $ 110,000
Wichita, Texas 69 $ 5,539,000 $ 80,275 $ 58,000
Boone, Illinois 68 $ 10,182,000 $ 149,735 $ 76,000
Tehama, California 67 $ 7,845,000 $ 117,089 $ 54,000
Otter Tail, Minnesota 67 $ 7,110,000 $ 106,119 $ 63,000
Clark, Washington 67 $ 10,994,000 $ 164,089 $ 94,000
Honolulu, Hawaii 65 $ 16,309,000 $ 250,907 $ 116,000
Grundy, Illinois 64 $ 9,531,000 $ 148,921 $ 55,000
Whiteside, Illinois 64 $ 6,178,000 $ 96,531 $ 60,000
Wise, Texas 64 $ 8,397,000 $ 131,203 $ 73,000
Morgan, Colorado 63 $ 7,033,000 $ 111,634 $ 41,000
Duval, Florida 63 $ 6,281,000 $ 99,698 $ 62,000
Peoria, Illinois 61 $ 6,619,000 $ 108,508 $ 56,000
Macon, Illinois 60 $ 6,509,000 $ 108,483 $ 82,000
Ogle, Illinois 58 $ 7,301,000 $ 125,879 $ 89,000
Montezuma, Colorado 56 $ 6,830,000 $ 121,964 $ 48,000
Mower, Minnesota 56 $ 5,949,000 $ 106,232 $ 50,000
St. Clair, Michigan 55 $ 8,012,000 $ 145,672 $ 54,000
Randall, Texas 55 $ 5,462,000 $ 99,309 $ 88,000
Taylor, Texas 55 $ 5,281,000 $ 96,018 $ 85,000
Lee, Florida 53 $ 7,158,000 $ 135,056 $ 111,000
Manatee, Florida 53 $ 6,080,000 $ 114,716 $ 52,000
Benton, Minnesota 53 $ 7,574,000 $ 142,905 $ 52,000
Pine, Minnesota 53 $ 6,453,000 $ 121,754 $ 54,000
Monroe, Michigan 52 $ 4,842,000 $ 93,115 $ 44,000
Kandiyohi, Minnesota 52 $ 6,124,000 $ 117,769 $ 51,000
Sibley, Minnesota 52 $ 6,183,000 $ 118,903 $ 52,000
Winona, Minnesota 51 $ 6,366,000 $ 124,823 $ 59,000
Gregg, Texas 51 $ 5,158,000 $ 101,137 $ 67,000
Delta, Colorado 50 $ 6,572,000 $ 131,440 $ 64,000
Livingston, Michigan 50 $ 9,815,000 $ 196,300 $ 85,000
Steele, Minnesota 50 $ 6,631,000 $ 132,620 $ 59,000
Bastrop, Texas 50 $ 6,067,000 $ 121,340 $ 99,000
Bowie, Texas 50 $ 4,906,000 $ 98,120 $ 56,000
Coryell, Texas 49 $ 4,364,000 $ 89,061 $ 74,000
Eagle, Colorado 48 $ 12,589,000 $ 262,270 $ 102,000
Hernando, Florida 48 $ 4,056,000 $ 84,500 $ 44,000
Hunt, Texas 48 $ 4,425,000 $ 92,187 $ 43,000
Berrien, Michigan 47 $ 5,047,000 $ 107,382 $ 67,000
Skagit, Washington 47 $ 6,687,000 $ 142,276 $ 49,000
Henderson, Texas 46 $ 4,780,000 $ 103,913 $ 73,000
Mendocino, California 45 $ 8,699,000 $ 193,311 $ 87,000
Marion, Florida 45 $ 4,436,000 $ 98,577 $ 49,000
Carlton, Minnesota 45 $ 5,231,000 $ 116,244 $ 61,000
Natrona, Wyoming 45 $ 3,918,000 $ 87,066 $ 58,000
Clear Creek, Colorado 44 $ 8,178,000 $ 185,863 $ 164,000
La Plata, Colorado 44 $ 9,299,000 $ 211,340 $ 85,000
Barnstable, Massachusetts 44 $ 7,990,000 $ 181,590 $ 77,000
Stephenson, Illinois 43 $ 4,517,000 $ 105,046 $ 58,000
Blue Earth, Minnesota 43 $ 5,640,000 $ 131,162 $ 67,000
Kanabec, Minnesota 43 $ 5,505,000 $ 128,023 $ 67,000
Chambers, Texas 43 $ 4,589,000 $ 106,720 $ 58,000
Summit, Colorado 42 $ 10,254,000 $ 244,142 $ 91,000
Del Norte, California 41 $ 4,720,000 $ 115,121 $ 69,000
Tazewell, Illinois 41 $ 3,938,000 $ 96,048 $ 39,000
Ingham, Michigan 41 $ 5,230,000 $ 127,560 $ 107,000
Itasca, Minnesota 41 $ 3,889,000 $ 94,853 $ 45,000
San Benito, California 40 $ 12,550,000 $ 313,750 $ 85,000
Siskiyou, California 40 $ 4,611,000 $ 115,275 $ 60,000
Lee, Illinois 40 $ 3,518,000 $ 87,950 $ 49,000
Hardin, Texas 40 $ 3,963,000 $ 99,075 $ 74,000
Mason, Washington 40 $ 4,864,000 $ 121,600 $ 62,000
Jackson, Michigan 39 $ 4,467,000 $ 114,538 $ 73,000
Kalamazoo, Michigan 39 $ 4,817,000 $ 123,512 $ 75,000
Clay, Minnesota 39 $ 4,269,000 $ 109,461 $ 57,000
Polk, Minnesota 39 $ 4,414,000 $ 113,179 $ 50,000
Comal, Texas 39 $ 4,517,000 $ 115,820 $ 77,000
Orange, Texas 39 $ 4,267,000 $ 109,410 $ 56,000
Chaffee, Colorado 38 $ 5,816,000 $ 153,052 $ 69,000
Logan, Colorado 38 $ 3,792,000 $ 99,789 $ 39,000
Ottawa, Michigan 38 $ 4,852,000 $ 127,684 $ 106,000
Brown, Minnesota 38 $ 3,956,000 $ 104,105 $ 58,000
Guadalupe, Texas 38 $ 4,370,000 $ 115,000 $ 75,000
Hood, Texas 38 $ 4,282,000 $ 112,684 $ 78,000
Freeborn, Minnesota 37 $ 4,126,000 $ 111,513 $ 40,000
Salt Lake, Utah 37 $ 3,873,000 $ 104,675 $ 61,000
Meeker, Minnesota 36 $ 4,451,000 $ 123,638 $ 49,000
Potter, Texas 36 $ 3,121,000 $ 86,694 $ 84,000
Benton, Washington 36 $ 4,664,000 $ 129,555 $ 67,000
Morrison, Minnesota 35 $ 3,905,000 $ 111,571 $ 45,000
Las Animas, Colorado 34 $ 4,053,000 $ 119,205 $ 41,000
Lapeer, Michigan 34 $ 5,242,000 $ 154,176 $ 168,000
Beltrami, Minnesota 34 $ 3,332,000 $ 98,000 $ 60,000
Dodge, Minnesota 34 $ 4,212,000 $ 123,882 $ 72,000
Island, Washington 34 $ 5,162,000 $ 151,823 $ 55,000
Yakima, Washington 34 $ 4,336,000 $ 127,529 $ 65,000
Becker, Minnesota 33 $ 3,100,000 $ 93,939 $ 54,000
Wabasha, Minnesota 33 $ 3,401,000 $ 103,060 $ 52,000
Webb, Texas 33 $ 3,404,000 $ 103,151 $ 115,000
Cowlitz, Washington 33 $ 4,748,000 $ 143,878 $ 45,000
Whatcom, Washington 33 $ 4,887,000 $ 148,090 $ 83,000
Moffat, Colorado 32 $ 3,523,000 $ 110,093 $ 43,000
Otero, Colorado 32 $ 3,311,000 $ 103,468 $ 60,000
Christian, Illinois 32 $ 2,830,000 $ 88,437 $ 82,000
Vermilion, Illinois 32 $ 3,123,000 $ 97,593 $ 59,000
Walker, Texas 31 $ 2,710,000 $ 87,419 $ 97,000
Campbell, Wyoming 31 $ 3,339,000 $ 107,709 $ 62,000
Lassen, California 30 $ 3,538,000 $ 117,933 $ 78,000
Collier, Florida 30 $ 6,222,000 $ 207,400 $ 147,000
Lake, Indiana 30 $ 3,170,000 $ 105,666 $ 59,000
Cass, Minnesota 30 $ 5,087,000 $ 169,566 $ 59,000
Angelina, Texas 30 $ 2,703,000 $ 90,100 $ 54,000
Lake, Colorado 29 $ 4,016,000 $ 138,482 $ 136,000
Sarasota, Florida 29 $ 3,490,000 $ 120,344 $ 48,000
Nicollet, Minnesota 29 $ 3,673,000 $ 126,655 $ 61,000
Multnomah, Oregon 29 $ 5,219,000 $ 179,965 $ 68,000
Nacogdoches, Texas 29 $ 2,717,000 $ 93,689 $ 52,000
Mariposa, California 28 $ 3,699,000 $ 132,107 $ 59,000
St. Lucie, Florida 28 $ 2,752,000 $ 98,285 $ 59,000
Douglas, Minnesota 28 $ 3,252,000 $ 116,142 $ 60,000
Lyon, Minnesota 28 $ 3,006,000 $ 107,357 $ 52,000
Waseca, Minnesota 28 $ 3,440,000 $ 122,857 $ 71,000
Matagorda, Texas 28 $ 2,408,000 $ 86,000 $ 57,000
Midland, Texas 28 $ 2,874,000 $ 102,642 $ 68,000
Tom Green, Texas 28 $ 2,360,000 $ 84,285 $ 54,000
Adams, Illinois 27 $ 2,228,000 $ 82,518 $ 43,000
Austin, Texas 27 $ 3,405,000 $ 126,111 $ 73,000
Palo Pinto, Texas 27 $ 2,280,000 $ 84,444 $ 62,000
San Patricio, Texas 27 $ 2,298,000 $ 85,111 $ 79,000
Inyo, California 26 $ 4,479,000 $ 172,269 $ 55,000
Huerfano, Colorado 26 $ 3,661,000 $ 140,807 $ 52,000
Prince George's, Maryland 26 $ 4,017,000 $ 154,500 $ 71,000
Hubbard, Minnesota 26 $ 3,111,000 $ 119,653 $ 40,000
Lampasas, Texas 26 $ 2,276,000 $ 87,538 $ 53,000
Grays Harbor, Washington 26 $ 2,702,000 $ 103,923 $ 68,000
Franklin, Illinois 25 $ 2,506,000 $ 100,240 $ 88,000
Williamson, Illinois 25 $ 2,801,000 $ 112,040 $ 94,000
Allegan, Michigan 25 $ 2,540,000 $ 101,600 $ 50,000
Montcalm, Michigan 25 $ 2,481,000 $ 99,240 $ 51,000
St. Joseph, Michigan 25 $ 2,360,000 $ 94,400 $ 84,000
Cottonwood, Minnesota 25 $ 2,329,000 $ 93,160 $ 51,000
Martin, Minnesota 25 $ 2,698,000 $ 107,920 $ 35,000
Harrison, Texas 25 $ 2,203,000 $ 88,120 $ 58,000
Waller, Texas 25 $ 3,122,000 $ 124,880 $ 57,000
Wood, Texas 25 $ 1,968,000 $ 78,720 $ 62,000
Glenn, California 24 $ 3,228,000 $ 134,500 $ 78,000
Alamosa, Colorado 24 $ 2,441,000 $ 101,708 $ 60,000
Grand, Colorado 24 $ 4,886,000 $ 203,583 $ 63,000
Routt, Colorado 24 $ 5,814,000 $ 242,250 $ 113,000
Bureau, Illinois 24 $ 2,352,000 $ 98,000 $ 75,000
Muskegon, Michigan 24 $ 1,992,000 $ 83,000 $ 71,000
Tulsa, Oklahoma 24 $ 2,802,000 $ 116,750 $ 80,000
Ector, Texas 24 $ 2,125,000 $ 88,541 $ 70,000
Lamar, Texas 24 $ 2,237,000 $ 93,208 $ 62,000
Upshur, Texas 24 $ 2,100,000 $ 87,500 $ 51,000
Wharton, Texas 24 $ 1,907,000 $ 79,458 $ 82,000
Plumas, California 23 $ 3,333,000 $ 144,913 $ 63,000
Gilpin, Colorado 23 $ 3,765,000 $ 163,695 $ 155,000
Henry, Illinois 23 $ 2,236,000 $ 97,217 $ 64,000
Aitkin, Minnesota 23 $ 2,624,000 $ 114,086 $ 38,000
Fillmore, Minnesota 23 $ 2,524,000 $ 109,739 $ 62,000
Anderson, Texas 23 $ 1,836,000 $ 79,826 $ 57,000
Cooke, Texas 23 $ 3,396,000 $ 147,652 $ 71,000
Navarro, Texas 23 $ 2,245,000 $ 97,608 $ 77,000
Van Zandt, Texas 23 $ 2,300,000 $ 100,000 $ 85,000
Iroquois, Illinois 22 $ 2,358,000 $ 107,181 $ 75,000
Knox, Illinois 22 $ 1,694,000 $ 77,000 $ 48,000
Macoupin, Illinois 22 $ 2,280,000 $ 103,636 $ 73,000
Eaton, Michigan 22 $ 2,598,000 $ 118,090 $ 76,000
Yellow Medicine, Minnesota 22 $ 2,035,000 $ 92,500 $ 63,000
Burnet, Texas 22 $ 3,437,000 $ 156,227 $ 80,000
Santa Rosa, Florida 21 $ 2,123,000 $ 101,095 $ 88,000
Jackson, Illinois 21 $ 2,343,000 $ 111,571 $ 66,000
Montgomery, Illinois 21 $ 1,966,000 $ 93,619 $ 47,000
Berkshire, Massachusetts 21 $ 2,473,000 $ 117,761 $ 43,000
Saginaw, Michigan 21 $ 2,114,000 $ 100,666 $ 57,000
Lake, Minnesota 21 $ 1,965,000 $ 93,571 $ 57,000
Todd, Minnesota 21 $ 2,606,000 $ 124,095 $ 46,000
Oklahoma, Oklahoma 21 $ 1,926,000 $ 91,714 $ 38,000
Grimes, Texas 21 $ 1,706,000 $ 81,238 $ 57,000
Calhoun, Michigan 20 $ 2,306,000 $ 115,300 $ 72,000
Lenawee, Michigan 20 $ 2,188,000 $ 109,400 $ 70,000
Pope, Minnesota 20 $ 2,222,000 $ 111,100 $ 43,000
Tyler, Texas 20 $ 2,144,000 $ 107,200 $ 69,000
Kit Carson, Colorado 19 $ 1,783,000 $ 93,842 $ 49,000
Escambia, Florida 19 $ 2,105,000 $ 110,789 $ 96,000
Livingston, Illinois 19 $ 1,812,000 $ 95,368 $ 77,000
Houston, Minnesota 19 $ 1,939,000 $ 102,052 $ 49,000
Renville, Minnesota 19 $ 2,061,000 $ 108,473 $ 53,000
Dona Ana, New Mexico 19 $ 1,774,000 $ 93,368 $ 56,000
Mono, California 18 $ 4,286,000 $ 238,111 $ 127,000
Gunnison, Colorado 18 $ 2,944,000 $ 163,555 $ 57,000
Saguache, Colorado 18 $ 2,066,000 $ 114,777 $ 32,000
Charlotte, Florida 18 $ 2,210,000 $ 122,777 $ 58,000
Jefferson, Illinois 18 $ 1,797,000 $ 99,833 $ 91,000
Lewis, Washington 18 $ 2,042,000 $ 113,444 $ 59,000
Prowers, Colorado 17 $ 1,820,000 $ 107,058 $ 59,000
Rio Grande, Colorado 17 $ 1,916,000 $ 112,705 $ 65,000
Marion, Illinois 17 $ 1,717,000 $ 101,000 $ 63,000
Morgan, Illinois 17 $ 1,824,000 $ 107,294 $ 55,000
Sandoval, New Mexico 17 $ 1,584,000 $ 93,176 $ 29,000
Jasper, Texas 17 $ 2,818,000 $ 165,764 $ 82,000
Limestone, Texas 17 $ 1,717,000 $ 101,000 $ 75,000
Victoria, Texas 17 $ 1,586,000 $ 93,294 $ 149,000
Sheridan, Wyoming 17 $ 2,484,000 $ 146,117 $ 77,000
Archuleta, Colorado 16 $ 2,253,000 $ 140,812 $ 50,000
Phillips, Colorado 16 $ 1,556,000 $ 97,250 $ 48,000
Alachua, Florida 16 $ 1,736,000 $ 108,500 $ 75,000
Clay, Florida 16 $ 2,795,000 $ 174,687 $ 78,000
St. Johns, Florida 16 $ 1,958,000 $ 122,375 $ 55,000
Branch, Michigan 16 $ 2,285,000 $ 142,812 $ 62,000
Koochiching, Minnesota 16 $ 1,273,000 $ 79,562 $ 38,000
Watonwan, Minnesota 16 $ 1,431,000 $ 89,437 $ 41,000
Bandera, Texas 16 $ 1,502,000 $ 93,875 $ 89,000
Caldwell, Texas 16 $ 1,559,000 $ 97,437 $ 76,000
Polk, Texas 16 $ 1,436,000 $ 89,750 $ 146,000
Chelan, Washington 16 $ 2,461,000 $ 153,812 $ 68,000
Maricopa, Arizona 15 $ 1,962,000 $ 130,800 $ 58,000
Leon, Florida 15 $ 1,451,000 $ 96,733 $ 151,000
Carroll, Illinois 15 $ 1,551,000 $ 103,400 $ 51,000
Marion, Indiana 15 $ 1,592,000 $ 106,133 $ 62,000
Cass, Michigan 15 $ 1,407,000 $ 93,800 $ 42,000
Wadena, Minnesota 15 $ 2,429,000 $ 161,933 $ 40,000
Hill, Texas 15 $ 1,469,000 $ 97,933 $ 48,000
Clallam, Washington 15 $ 1,964,000 $ 130,933 $ 86,000
Yuma, Colorado 14 $ 1,925,000 $ 137,500 $ 106,000
Citrus, Florida 14 $ 1,166,000 $ 83,285 $ 124,000
Maui, Hawaii 14 $ 4,077,000 $ 291,214 $ 79,000
Clinton, Illinois 14 $ 1,963,000 $ 140,214 $ 84,000
Coles, Illinois 14 $ 1,425,000 $ 101,785 $ 50,000
Van Buren, Michigan 14 $ 1,208,000 $ 86,285 $ 57,000
Faribault, Minnesota 14 $ 1,250,000 $ 89,285 $ 63,000
Nobles, Minnesota 14 $ 1,163,000 $ 83,071 $ 77,000
Roseau, Minnesota 14 $ 1,315,000 $ 93,928 $ 60,000
Santa Fe, New Mexico 14 $ 2,642,000 $ 188,714 $ 61,000
San Jacinto, Texas 14 $ 1,244,000 $ 88,857 $ 62,000
Grant, Washington 14 $ 1,516,000 $ 108,285 $ 57,000
Jefferson, Washington 14 $ 2,971,000 $ 212,214 $ 67,000
Albany, Wyoming 14 $ 1,464,000 $ 104,571 $ 55,000
Pitkin, Colorado 13 $ 3,407,000 $ 262,076 $ 131,000
Indian River, Florida 13 $ 2,290,000 $ 176,153 $ 131,000
Okaloosa, Florida 13 $ 1,592,000 $ 122,461 $ 127,000
Hawaii, Hawaii 13 $ 2,013,000 $ 154,846 $ 72,000
Fulton, Illinois 13 $ 1,144,000 $ 88,000 $ 41,000
Baltimore, Maryland 13 $ 1,449,000 $ 111,461 $ 53,000
Montgomery, Maryland 13 $ 2,686,000 $ 206,615 $ 76,000
Newaygo, Michigan 13 $ 1,041,000 $ 80,076 $ 46,000
Redwood, Minnesota 13 $ 1,207,000 $ 92,846 $ 60,000
Valencia, New Mexico 13 $ 1,590,000 $ 122,307 $ 54,000
Cass, Texas 13 $ 1,122,000 $ 86,307 $ 69,000
Cherokee, Texas 13 $ 1,175,000 $ 90,384 $ 52,000
Rusk, Texas 13 $ 988,000 $ 76,000 $ 79,000
Shelby, Texas 13 $ 1,540,000 $ 118,461 $ 68,000
Okanogan, Washington 13 $ 1,321,000 $ 101,615 $ 50,000
Colusa, California 12 $ 1,211,000 $ 100,916 $ 49,000
Trinity, California 12 $ 2,129,000 $ 177,416 $ 41,000
Custer, Colorado 12 $ 2,483,000 $ 206,916 $ 101,000
Logan, Illinois 12 $ 1,331,000 $ 110,916 $ 87,000
Woodford, Illinois 12 $ 1,393,000 $ 116,083 $ 91,000
Anne Arundel, Maryland 12 $ 2,084,000 $ 173,666 $ 75,000
Grand Traverse, Michigan 12 $ 1,354,000 $ 112,833 $ 94,000
Gratiot, Michigan 12 $ 1,224,000 $ 102,000 $ 106,000
Pennington, Minnesota 12 $ 1,421,000 $ 118,416 $ 52,000
St. Louis, Missouri 12 $ 1,152,000 $ 96,000 $ 45,000
San Juan, New Mexico 12 $ 1,318,000 $ 109,833 $ 61,000
Washington, Oregon 12 $ 2,000,000 $ 166,666 $ 64,000
Montague, Texas 12 $ 1,570,000 $ 130,833 $ 70,000
Stevens, Washington 12 $ 1,015,000 $ 84,583 $ 62,000
New Castle, Delaware 11 $ 1,879,000 $ 170,818 $ 70,000
Bay, Florida 11 $ 1,189,000 $ 108,090 $ 44,000
Flagler, Florida 11 $ 1,518,000 $ 138,000 $ 93,000
Douglas, Illinois 11 $ 1,201,000 $ 109,181 $ 48,000
Ford, Illinois 11 $ 1,223,000 $ 111,181 $ 65,000
Marshall, Illinois 11 $ 1,026,000 $ 93,272 $ 36,000
Massac, Illinois 11 $ 1,021,000 $ 92,818 $ 77,000
Piatt, Illinois 11 $ 1,148,000 $ 104,363 $ 63,000
Randolph, Illinois 11 $ 1,208,000 $ 109,818 $ 118,000
Howard, Maryland 11 $ 1,760,000 $ 160,000 $ 80,000
Bay, Michigan 11 $ 1,032,000 $ 93,818 $ 64,000
Ionia, Michigan 11 $ 1,040,000 $ 94,545 $ 46,000
Chippewa, Minnesota 11 $ 934,000 $ 84,909 $ 63,000
Lac qui Parle, Minnesota 11 $ 838,000 $ 76,181 $ 48,000
Aransas, Texas 11 $ 989,000 $ 89,909 $ 80,000
Atascosa, Texas 11 $ 1,018,000 $ 92,545 $ 89,000
Brown, Texas 11 $ 962,000 $ 87,454 $ 63,000
Hockley, Texas 11 $ 777,000 $ 70,636 $ 49,000
Howard, Texas 11 $ 813,000 $ 73,909 $ 54,000
Panola, Texas 11 $ 1,135,000 $ 103,181 $ 49,000
Wilson, Texas 11 $ 1,121,000 $ 101,909 $ 74,000
Utah, Utah 11 $ 1,655,000 $ 150,454 $ 46,000
Pacific, Washington 11 $ 1,150,000 $ 104,545 $ 51,000
Washington, Colorado 10 $ 986,000 $ 98,600 $ 54,000
Monroe, Florida 10 $ 3,499,000 $ 349,900 $ 190,000
Alexander, Illinois 10 $ 1,210,000 $ 121,000 $ 85,000
Bond, Illinois 10 $ 1,044,000 $ 104,400 $ 66,000
Perry, Illinois 10 $ 856,000 $ 85,600 $ 59,000
Union, Illinois 10 $ 959,000 $ 95,900 $ 62,000
Polk, Iowa 10 $ 1,354,000 $ 135,400 $ 150,000
Alpena, Michigan 10 $ 656,000 $ 65,600 $ 52,000
Emmet, Michigan 10 $ 1,219,000 $ 121,900 $ 69,000
Hillsdale, Michigan 10 $ 676,000 $ 67,600 $ 45,000
Mecosta, Michigan 10 $ 815,000 $ 81,500 $ 58,000
Midland, Michigan 10 $ 968,000 $ 96,800 $ 41,000
Murray, Minnesota 10 $ 1,138,000 $ 113,800 $ 31,000
Stevens, Minnesota 10 $ 1,039,000 $ 103,900 $ 50,000
Swift, Minnesota 10 $ 870,000 $ 87,000 $ 49,000
Curry, New Mexico 10 $ 614,000 $ 61,400 $ 51,000
Eddy, New Mexico 10 $ 787,000 $ 78,700 $ 43,000
Hopkins, Texas 10 $ 1,210,000 $ 121,000 $ 58,000
Houston, Texas 10 $ 745,000 $ 74,500 $ 103,000
Jim Wells, Texas 10 $ 898,000 $ 89,800 $ 69,000
Baca, Colorado 9 $ 1,072,000 $ 119,111 $ 66,000
Putnam, Florida 9 $ 715,000 $ 79,444 $ 88,000
Effingham, Illinois 9 $ 1,093,000 $ 121,444 $ 80,000
Jersey, Illinois 9 $ 708,000 $ 78,666 $ 67,000
Menard, Illinois 9 $ 919,000 $ 102,111 $ 57,000
Pike, Illinois 9 $ 852,000 $ 94,666 $ 43,000
Cumberland, Maine 9 $ 1,314,000 $ 146,000 $ 69,000
Hampshire, Massachusetts 9 $ 1,083,000 $ 120,333 $ 52,000
Mason, Michigan 9 $ 906,000 $ 100,666 $ 41,000
Otsego, Michigan 9 $ 1,015,000 $ 112,777 $ 48,000
Shiawassee, Michigan 9 $ 876,000 $ 97,333 $ 48,000
Grant, Minnesota 9 $ 1,054,000 $ 117,111 $ 57,000
Chaves, New Mexico 9 $ 652,000 $ 72,444 $ 36,000
Clackamas, Oregon 9 $ 1,768,000 $ 196,444 $ 60,000
Marion, Oregon 9 $ 1,181,000 $ 131,222 $ 54,000
Archer, Texas 9 $ 739,000 $ 82,111 $ 52,000
Erath, Texas 9 $ 1,170,000 $ 130,000 $ 83,000
Lee, Texas 9 $ 986,000 $ 109,555 $ 65,000
Washington, Texas 9 $ 899,000 $ 99,888 $ 71,000
Whitman, Washington 9 $ 912,000 $ 101,333 $ 70,000
Sedgwick, Colorado 8 $ 588,000 $ 73,500 $ 36,000
De Witt, Illinois 8 $ 710,000 $ 88,750 $ 83,000
Shelby, Illinois 8 $ 734,000 $ 91,750 $ 74,000
Johnson, Kansas 8 $ 1,259,000 $ 157,375 $ 97,000
Clinton, Michigan 8 $ 740,000 $ 92,500 $ 40,000
Page:

Mortgage Loan Application Detail Totals for Town & Country Credit in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 128,587 $22,211,189,000 $135,288 $5,000,000 $69,177 $996,000
Home Purchase (one-to-four family) 5,778 $950,330,000 $134,290 $1,000,000 $68,741 $787,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 84,214 $14,382,129,000 $128,837 $4,000,000 $67,953 $996,000
Hispanic 21,937 $3,726,529,000 $136,928 $3,000,000 $62,357 $960,000
Black 12,126 $1,765,136,000 $129,218 $1,000,000 $71,562 $972,000
Asian or Pacific Islander 5,508 $1,240,922,000 $169,857 $1,000,000 $69,857 $996,000
Other 5,273 $1,010,261,000 $135,428 $5,000,000 $75,714 $964,000
Information not provided by applicant in mail or telephone application 4,564 $909,321,000 $157,121 $903,000 $81,424 $900,000
American Indian or Alaskan Native 743 $127,221,000 $156,954 $2,000,000 $61,363 $768,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 134,365 $23,161,519,000 $135,933 $5,000,000 $68,555 $996,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 60,524 $9,845,421,000 $119,214 $5,000,000 $63,785 $996,000
Application Withdrawn By Applicant 55,579 $9,885,133,000 $136,923 $3,000,000 $73,282 $996,000
Loan Originated 14,039 $2,592,867,000 $146,500 $900,000 $70,100 $957,000
Application Approved But Not Accepted 4,223 $838,098,000 $169,437 $825,000 $76,375 $767,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 31,614 $5,449,672,000 $143,961 $3,000,000 $76,461 $984,000
Other 14,190 $2,216,202,000 $123,179 $5,000,000 $63,102 $960,000
Credit History 7,894 $1,082,091,000 $128,294 $2,000,000 $63,529 $996,000
Collateral 4,210 $705,126,000 $117,814 $2,000,000 $65,074 $960,000
Debt-To-Income Ratio 422 $68,834,000 $127,388 $1,000,000 $45,388 $600,000
Employment History 1 $100,000 $100,000 $100,000 $36,000 $36,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Town & Country Credit's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Town & Country Credit's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List