Town & Country Credit Mortgage Lending & HMDA Data, 2003
In 2003, Town & Country Credit of Irvine, CA reported 134,365 mortgage applications totaling $23.2 billion. The average application was for $172,377, and applicants reported an average income of $74,026. 10% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Los Angeles-Long Beach, CA (15,702), Chicago, IL (13,087) and Minneapolis-St. Paul, MN-WI (11,577) (applications in parentheses).
| Mortgage Company & Address | Town & Country Credit 2010 Main Street, Suite 800 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 134,365 |
| Total Mortgage Loan Application Amount | $23,161,519,000 |
| Average Mortgage Loan Application Amount | $172,377 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $74,026 |
| Highest Applicant Income | $996,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Town & Country Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach, CA | 15,702 | $ 3,259,754,000 | $ 207,601 | $ 79,000 |
| Chicago, IL | 13,087 | $ 2,083,827,000 | $ 159,228 | $ 73,000 |
| Minneapolis-St. Paul, MN-WI | 11,577 | $ 1,840,216,000 | $ 158,954 | $ 65,000 |
| Denver, CO | 7,889 | $ 1,412,773,000 | $ 179,081 | $ 63,000 |
| Riverside-San Bernardino, CA | 7,672 | $ 1,329,810,000 | $ 173,332 | $ 71,000 |
| Houston, TX | 7,003 | $ 739,870,000 | $ 105,650 | $ 74,000 |
| San Diego, CA | 6,318 | $ 1,505,957,000 | $ 238,359 | $ 85,000 |
| Orange County, CA | 4,737 | $ 1,171,077,000 | $ 247,219 | $ 89,000 |
| Providence-Fall River-Warwick, RI-MA | 4,657 | $ 714,593,000 | $ 153,444 | $ 78,000 |
| Dallas, TX | 4,259 | $ 528,170,000 | $ 124,012 | $ 71,000 |
| Oakland, CA | 3,268 | $ 868,784,000 | $ 265,845 | $ 93,000 |
| Sacramento, CA | 2,608 | $ 476,080,000 | $ 182,546 | $ 80,000 |
| Fort Worth-Arlington, TX | 2,224 | $ 248,275,000 | $ 111,634 | $ 68,000 |
| Detroit, MI | 1,960 | $ 252,766,000 | $ 128,962 | $ 75,000 |
| San Francisco, CA | 1,878 | $ 655,660,000 | $ 349,126 | $ 100,000 |
| Colorado Springs, CO | 1,774 | $ 270,102,000 | $ 152,255 | $ 66,000 |
| Stockton-Lodi, CA | 1,763 | $ 331,011,000 | $ 187,754 | $ 72,000 |
| Fort Collins-Loveland, CO | 1,265 | $ 223,350,000 | $ 176,561 | $ 67,000 |
| Greeley, CO | 1,221 | $ 186,591,000 | $ 152,818 | $ 55,000 |
| Ventura, CA | 1,169 | $ 283,375,000 | $ 242,408 | $ 96,000 |
| San Jose, CA | 1,139 | $ 366,042,000 | $ 321,371 | $ 90,000 |
| Austin-San Marcos, TX | 875 | $ 107,895,000 | $ 123,308 | $ 87,000 |
| Vallejo-Fairfield-Napa, CA | 829 | $ 192,560,000 | $ 232,279 | $ 91,000 |
| Bakersfield, CA | 825 | $ 98,096,000 | $ 118,904 | $ 90,000 |
| Seattle-Bellevue-Everett, WA | 814 | $ 160,648,000 | $ 197,356 | $ 77,000 |
| Modesto, CA | 735 | $ 124,188,000 | $ 168,963 | $ 73,000 |
| Fresno, CA | 713 | $ 99,138,000 | $ 139,043 | $ 69,000 |
| Hartford, CT | 626 | $ 87,682,000 | $ 140,067 | $ 77,000 |
| Orlando, FL | 597 | $ 66,569,000 | $ 111,505 | $ 74,000 |
| San Antonio, TX | 581 | $ 61,406,000 | $ 105,690 | $ 74,000 |
| Boston, MA-NH | 570 | $ 127,449,000 | $ 223,594 | $ 84,000 |
| Pueblo, CO | 539 | $ 59,455,000 | $ 110,306 | $ 44,000 |
| Boulder-Longmont, CO | 483 | $ 104,564,000 | $ 216,488 | $ 70,000 |
| Galveston-Texas City, TX | 446 | $ 45,136,000 | $ 101,201 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 440 | $ 47,004,000 | $ 106,827 | $ 70,000 |
| Brazoria, TX | 415 | $ 42,361,000 | $ 102,074 | $ 82,000 |
| Rockford, IL | 405 | $ 48,309,000 | $ 119,281 | $ 74,000 |
| New London-Norwich, CT-RI | 356 | $ 53,895,000 | $ 151,390 | $ 106,000 |
| New Haven-Meriden, CT | 332 | $ 51,337,000 | $ 154,629 | $ 88,000 |
| Visalia-Tulare-Porterville, CA | 320 | $ 39,163,000 | $ 122,384 | $ 81,000 |
| Santa Rosa, CA | 304 | $ 80,939,000 | $ 266,246 | $ 85,000 |
| Tacoma, WA | 295 | $ 44,842,000 | $ 152,006 | $ 78,000 |
| Merced, CA | 291 | $ 47,041,000 | $ 161,652 | $ 66,000 |
| Grand Junction, CO | 288 | $ 38,437,000 | $ 133,461 | $ 59,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 241 | $ 57,680,000 | $ 239,336 | $ 78,000 |
| Yuba City, CA | 240 | $ 35,501,000 | $ 147,920 | $ 62,000 |
| Duluth-Superior, MN-WI | 224 | $ 24,287,000 | $ 108,424 | $ 54,000 |
| St. Cloud, MN | 214 | $ 28,807,000 | $ 134,612 | $ 60,000 |
| Yolo, CA | 210 | $ 40,034,000 | $ 190,638 | $ 61,000 |
| Beaumont-Port Arthur, TX | 207 | $ 20,771,000 | $ 100,342 | $ 75,000 |
| Worcester, MA-CT | 199 | $ 35,762,000 | $ 179,708 | $ 69,000 |
| Killeen-Temple, TX | 188 | $ 17,999,000 | $ 95,739 | $ 70,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 179 | $ 43,026,000 | $ 240,368 | $ 91,000 |
| Salinas, CA | 176 | $ 48,937,000 | $ 278,051 | $ 104,000 |
| Bridgeport, CT | 169 | $ 30,556,000 | $ 180,804 | $ 109,000 |
| Chico-Paradise, CA | 169 | $ 24,002,000 | $ 142,023 | $ 71,000 |
| Grand Rapids-Muskegon-Holland, MI | 168 | $ 19,007,000 | $ 113,136 | $ 72,000 |
| Daytona Beach, FL | 166 | $ 16,875,000 | $ 101,656 | $ 71,000 |
| Ann Arbor, MI | 161 | $ 26,447,000 | $ 164,267 | $ 71,000 |
| Redding, CA | 152 | $ 21,102,000 | $ 138,828 | $ 60,000 |
| Rochester, MN | 146 | $ 18,777,000 | $ 128,609 | $ 53,000 |
| Waterbury, CT | 146 | $ 19,749,000 | $ 135,267 | $ 76,000 |
| El Paso, TX | 144 | $ 13,802,000 | $ 95,847 | $ 76,000 |
| Melbourne-Titusville-Palm Bay, FL | 144 | $ 14,511,000 | $ 100,770 | $ 98,000 |
| Corpus Christi, TX | 139 | $ 12,724,000 | $ 91,539 | $ 89,000 |
| Lubbock, TX | 139 | $ 15,304,000 | $ 110,100 | $ 67,000 |
| McAllen-Edinburg-Mission, TX | 135 | $ 13,355,000 | $ 98,925 | $ 58,000 |
| Kankakee, IL | 132 | $ 13,767,000 | $ 104,295 | $ 70,000 |
| Santa Cruz-Watsonville, CA | 119 | $ 36,289,000 | $ 304,949 | $ 89,000 |
| Albuquerque, NM | 116 | $ 13,155,000 | $ 113,405 | $ 58,000 |
| Lakeland-Winter Haven, FL | 116 | $ 11,124,000 | $ 95,896 | $ 59,000 |
| Fort Lauderdale, FL | 114 | $ 17,717,000 | $ 155,412 | $ 94,000 |
| Peoria-Pekin, IL | 114 | $ 11,950,000 | $ 104,824 | $ 55,000 |
| Flint, MI | 112 | $ 12,986,000 | $ 115,946 | $ 109,000 |
| Bremerton, WA | 110 | $ 15,859,000 | $ 144,172 | $ 70,000 |
| Miami, FL | 106 | $ 16,884,000 | $ 159,283 | $ 85,000 |
| Olympia, WA | 104 | $ 15,286,000 | $ 146,980 | $ 71,000 |
| Las Vegas, NV-AZ | 102 | $ 16,917,000 | $ 165,852 | $ 89,000 |
| Waco, TX | 101 | $ 10,310,000 | $ 102,079 | $ 59,000 |
| West Palm Beach-Boca Raton, FL | 101 | $ 13,935,000 | $ 137,970 | $ 73,000 |
| Longview-Marshall, TX | 100 | $ 9,461,000 | $ 94,610 | $ 60,000 |
| Brockton, MA | 99 | $ 21,011,000 | $ 212,232 | $ 69,000 |
| Jacksonville, FL | 98 | $ 11,402,000 | $ 116,346 | $ 65,000 |
| Stamford-Norwalk, CT | 96 | $ 27,272,000 | $ 284,083 | $ 95,000 |
| Bryan-College Station, TX | 93 | $ 9,578,000 | $ 102,989 | $ 64,000 |
| Danbury, CT | 93 | $ 18,907,000 | $ 203,301 | $ 97,000 |
| Amarillo, TX | 91 | $ 8,583,000 | $ 94,318 | $ 86,000 |
| Springfield, MA | 91 | $ 11,332,000 | $ 124,527 | $ 97,000 |
| Springfield, IL | 88 | $ 9,044,000 | $ 102,772 | $ 64,000 |
| Cheyenne, WY | 86 | $ 9,721,000 | $ 113,034 | $ 48,000 |
| Champaign-Urbana, IL | 82 | $ 9,327,000 | $ 113,743 | $ 76,000 |
| Sarasota-Bradenton, FL | 82 | $ 9,570,000 | $ 116,707 | $ 51,000 |
| Lowell, MA-NH | 80 | $ 16,862,000 | $ 210,775 | $ 76,000 |
| Wichita Falls, TX | 78 | $ 6,278,000 | $ 80,487 | $ 57,000 |
| Bloomington-Normal, IL | 77 | $ 9,940,000 | $ 129,090 | $ 112,000 |
| Spokane, WA | 76 | $ 8,353,000 | $ 109,907 | $ 64,000 |
| Tyler, TX | 76 | $ 8,870,000 | $ 116,710 | $ 66,000 |
| Kalamazoo-Battle Creek, MI | 73 | $ 8,331,000 | $ 114,123 | $ 68,000 |
| Sherman-Denison, TX | 72 | $ 7,204,000 | $ 100,055 | $ 53,000 |
| Brownsville-Harlingen-San Benito, TX | 71 | $ 7,533,000 | $ 106,098 | $ 62,000 |
| Lansing-East Lansing, MI | 71 | $ 8,568,000 | $ 120,676 | $ 87,000 |
| Honolulu, HI | 65 | $ 16,309,000 | $ 250,907 | $ 116,000 |
| Lawrence, MA-NH | 63 | $ 13,726,000 | $ 217,873 | $ 93,000 |
| Decatur, IL | 60 | $ 6,509,000 | $ 108,483 | $ 82,000 |
| Abilene, TX | 55 | $ 5,281,000 | $ 96,018 | $ 85,000 |
| Fort Myers-Cape Coral, FL | 53 | $ 7,158,000 | $ 135,056 | $ 111,000 |
| Portland-Vancouver, OR-WA | 53 | $ 9,290,000 | $ 175,283 | $ 66,000 |
| Baltimore, MD | 52 | $ 8,376,000 | $ 161,076 | $ 71,000 |
| Odessa-Midland, TX | 52 | $ 4,999,000 | $ 96,134 | $ 69,000 |
| Texarkana, TX-AR | 50 | $ 4,906,000 | $ 98,120 | $ 56,000 |
| Fitchburg-Leominster, MA | 48 | $ 6,825,000 | $ 142,187 | $ 60,000 |
| Benton Harbor, MI | 47 | $ 5,047,000 | $ 107,382 | $ 67,000 |
| New Bedford, MA | 47 | $ 7,822,000 | $ 166,425 | $ 64,000 |
| Casper, WY | 45 | $ 3,918,000 | $ 87,066 | $ 58,000 |
| Ocala, FL | 45 | $ 4,436,000 | $ 98,577 | $ 49,000 |
| Salt Lake City-Ogden, UT | 44 | $ 4,818,000 | $ 109,500 | $ 63,000 |
| Richland-Kennewick-Pasco, WA | 42 | $ 5,226,000 | $ 124,428 | $ 65,000 |
| Saginaw-Bay City-Midland, MI | 42 | $ 4,114,000 | $ 97,952 | $ 54,000 |
| Pensacola, FL | 40 | $ 4,228,000 | $ 105,700 | $ 90,000 |
| Jackson, MI | 39 | $ 4,467,000 | $ 114,538 | $ 73,000 |
| Barnstable-Yarmouth, MA | 34 | $ 6,192,000 | $ 182,117 | $ 76,000 |
| Oklahoma City, OK | 34 | $ 3,015,000 | $ 88,676 | $ 44,000 |
| Yakima, WA | 34 | $ 4,336,000 | $ 127,529 | $ 65,000 |
| Bellingham, WA | 33 | $ 4,887,000 | $ 148,090 | $ 83,000 |
| Gary, IN | 33 | $ 3,531,000 | $ 107,000 | $ 63,000 |
| Laredo, TX | 33 | $ 3,404,000 | $ 103,151 | $ 115,000 |
| Tulsa, OK | 33 | $ 3,878,000 | $ 117,515 | $ 66,000 |
| Fort Pierce-Port St. Lucie, FL | 31 | $ 3,158,000 | $ 101,870 | $ 59,000 |
| Naples, FL | 30 | $ 6,222,000 | $ 207,400 | $ 147,000 |
| San Angelo, TX | 28 | $ 2,360,000 | $ 84,285 | $ 54,000 |
| Indianapolis, IN | 23 | $ 2,740,000 | $ 119,130 | $ 54,000 |
| St. Louis, MO-IL | 22 | $ 2,037,000 | $ 92,590 | $ 45,000 |
| Tallahassee, FL | 21 | $ 1,941,000 | $ 92,428 | $ 115,000 |
| Greenville-Spartanburg-Anderson, SC | 19 | $ 1,868,000 | $ 98,315 | $ 52,000 |
| Las Cruces, NM | 19 | $ 1,774,000 | $ 93,368 | $ 56,000 |
| Punta Gorda, FL | 18 | $ 2,210,000 | $ 122,777 | $ 58,000 |
| Victoria, TX | 17 | $ 1,586,000 | $ 93,294 | $ 149,000 |
| Gainesville, FL | 16 | $ 1,736,000 | $ 108,500 | $ 75,000 |
| Kansas City, MO-KS | 16 | $ 1,538,000 | $ 96,125 | $ 78,000 |
| Phoenix-Mesa, AZ | 16 | $ 2,299,000 | $ 143,687 | $ 81,000 |
| Pittsfield, MA | 15 | $ 1,733,000 | $ 115,533 | $ 45,000 |
| Santa Fe, NM | 15 | $ 2,861,000 | $ 190,733 | $ 62,000 |
| Fort Walton Beach, FL | 13 | $ 1,592,000 | $ 122,461 | $ 127,000 |
| Panama City, FL | 11 | $ 1,189,000 | $ 108,090 | $ 44,000 |
| Provo-Orem, UT | 11 | $ 1,655,000 | $ 150,454 | $ 46,000 |
| Wilmington-Newark, DE-MD | 11 | $ 1,879,000 | $ 170,818 | $ 70,000 |
| Des Moines, IA | 10 | $ 1,354,000 | $ 135,400 | $ 150,000 |
| Portland, ME | 10 | $ 1,459,000 | $ 145,900 | $ 66,000 |
| Salem, OR | 10 | $ 1,246,000 | $ 124,600 | $ 55,000 |
| Charleston-North Charleston, SC | 9 | $ 906,000 | $ 100,666 | $ 44,000 |
| Eugene-Springfield, OR | 8 | $ 1,326,000 | $ 165,750 | $ 67,000 |
| Medford-Ashland, OR | 8 | $ 1,189,000 | $ 148,625 | $ 63,000 |
| Wichita, KS | 8 | $ 730,000 | $ 91,250 | $ 90,000 |
| Columbia, SC | 7 | $ 608,000 | $ 86,857 | $ 44,000 |
| Dover, DE | 7 | $ 878,000 | $ 125,428 | $ 119,000 |
| Anchorage, AK | 6 | $ 815,000 | $ 135,833 | $ 55,000 |
| Atlanta, GA | 5 | $ 916,000 | $ 183,200 | $ 56,000 |
| Fort Wayne, IN | 5 | $ 583,000 | $ 116,600 | $ 52,000 |
| Hagerstown, MD | 5 | $ 766,000 | $ 153,200 | $ 68,000 |
| Augusta-Aiken, GA-SC | 4 | $ 341,000 | $ 85,250 | $ 45,000 |
| Boise City, ID | 4 | $ 561,000 | $ 140,250 | $ 79,000 |
| Lawrence, KS | 4 | $ 464,000 | $ 116,000 | $ 60,000 |
| Myrtle Beach, SC | 4 | $ 836,000 | $ 209,000 | $ 73,000 |
| Reno, NV | 4 | $ 530,000 | $ 132,500 | $ 49,000 |
| South Bend, IN | 4 | $ 350,000 | $ 87,500 | $ 44,000 |
| Springfield, MO | 4 | $ 346,000 | $ 86,500 | $ 30,000 |
| Cedar Rapids, IA | 3 | $ 244,000 | $ 81,333 | $ 55,000 |
| Elkhart-Goshen, IN | 3 | $ 258,000 | $ 86,000 | $ 40,000 |
| Lawton, OK | 3 | $ 230,000 | $ 76,666 | $ 29,000 |
| New York, NY | 3 | $ 912,000 | $ 304,000 | $ 176,000 |
| Omaha, NE-IA | 3 | $ 458,000 | $ 152,666 | $ 77,000 |
| Philadelphia, PA-NJ | 3 | $ 273,000 | $ 91,000 | $ 38,000 |
| Tucson, AZ | 3 | $ 199,000 | $ 66,333 | $ 72,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 315,000 | $ 157,500 | $ 79,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 190,000 | $ 95,000 | $ 22,000 |
| Enid, OK | 2 | $ 116,000 | $ 58,000 | $ 24,000 |
| Sumter, SC | 2 | $ 206,000 | $ 103,000 | $ 23,000 |
| Terre Haute, IN | 2 | $ 218,000 | $ 109,000 | $ 47,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 79,000 | $ 39,500 | $ 131,000 |
| Albany, GA | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Allentown-Bethlehem-Easton, PA | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Bangor, ME | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Billings, MT | 1 | $ 127,000 | $ 127,000 | $ 28,000 |
| Bloomington, IN | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Cincinnati, OH-KY-IN | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Columbia, MO | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Corvallis, OR | 1 | $ 182,000 | $ 182,000 | $ 38,000 |
| Dubuque, IA | 1 | $ 99,000 | $ 99,000 | $ 24,000 |
| Eau Claire, WI | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Florence, SC | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Greensboro--Winston-Salem--High Point, NC | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Jersey City, NJ | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Joplin, MO | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Knoxville, TN | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Kokomo, IN | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
| Lafayette, IN | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Lima, OH | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Lincoln, NE | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Little Rock-North Little Rock, AR | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Macon, GA | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Missoula, MT | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Muncie, IN | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Newark, NJ | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Savannah, GA | 1 | $ 263,000 | $ 263,000 | $ 78,000 |
| St. Joseph, MO | 1 | $ 65,000 | $ 65,000 | $ 306,000 |
| Toledo, OH | 1 | $ 91,000 | $ 91,000 | $ 61,000 |
| Topeka, KS | 1 | $ 124,000 | $ 124,000 | $ 26,000 |
| Washington, DC-MD-VA-WV | 1 | $ 101,000 | $ 101,000 | $ 17,000 |
| Yuma, AZ | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Town & Country Credit in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 128,587 | $22,211,189,000 | $135,288 | $5,000,000 | $69,177 | $996,000 |
| Home Purchase (one-to-four family) | 5,778 | $950,330,000 | $134,290 | $1,000,000 | $68,741 | $787,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 84,214 | $14,382,129,000 | $128,837 | $4,000,000 | $67,953 | $996,000 |
| Hispanic | 21,937 | $3,726,529,000 | $136,928 | $3,000,000 | $62,357 | $960,000 |
| Black | 12,126 | $1,765,136,000 | $129,218 | $1,000,000 | $71,562 | $972,000 |
| Asian or Pacific Islander | 5,508 | $1,240,922,000 | $169,857 | $1,000,000 | $69,857 | $996,000 |
| Other | 5,273 | $1,010,261,000 | $135,428 | $5,000,000 | $75,714 | $964,000 |
| Information not provided by applicant in mail or telephone application | 4,564 | $909,321,000 | $157,121 | $903,000 | $81,424 | $900,000 |
| American Indian or Alaskan Native | 743 | $127,221,000 | $156,954 | $2,000,000 | $61,363 | $768,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 134,365 | $23,161,519,000 | $135,933 | $5,000,000 | $68,555 | $996,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 60,524 | $9,845,421,000 | $119,214 | $5,000,000 | $63,785 | $996,000 |
| Application Withdrawn By Applicant | 55,579 | $9,885,133,000 | $136,923 | $3,000,000 | $73,282 | $996,000 |
| Loan Originated | 14,039 | $2,592,867,000 | $146,500 | $900,000 | $70,100 | $957,000 |
| Application Approved But Not Accepted | 4,223 | $838,098,000 | $169,437 | $825,000 | $76,375 | $767,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 31,614 | $5,449,672,000 | $143,961 | $3,000,000 | $76,461 | $984,000 |
| Other | 14,190 | $2,216,202,000 | $123,179 | $5,000,000 | $63,102 | $960,000 |
| Credit History | 7,894 | $1,082,091,000 | $128,294 | $2,000,000 | $63,529 | $996,000 |
| Collateral | 4,210 | $705,126,000 | $117,814 | $2,000,000 | $65,074 | $960,000 |
| Debt-To-Income Ratio | 422 | $68,834,000 | $127,388 | $1,000,000 | $45,388 | $600,000 |
| Employment History | 1 | $100,000 | $100,000 | $100,000 | $36,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Town & Country Credit's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Town & Country Credit's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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