Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Towne Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,438 |
| Total Mortgage Loan Application Amount | $3,361,120,000 |
| Average Mortgage Loan Application Amount | $251,400 |
| Highest Mortgage Loan Application Amount | $17,355,000 |
| Average Applicant Income | $180,000 |
| Highest Applicant Income | $9,524,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 806 | $ 229,620,000 | $ 284,000 | $ 198,000 |
| Anne Arundel County Maryland | 567 | $ 188,215,000 | $ 331,000 | $ 117,000 |
| Montgomery County Maryland | 548 | $ 192,170,000 | $ 350,000 | $ 129,000 |
| Prince George's County Maryland | 477 | $ 136,465,000 | $ 286,000 | $ 97,000 |
| Wake County North Carolina | 476 | $ 189,480,000 | $ 398,000 | $ 232,000 |
| Chesapeake County Virginia | 450 | $ 105,120,000 | $ 233,000 | $ 123,000 |
| Dare County North Carolina | 379 | $ 104,595,000 | $ 275,000 | $ 166,000 |
| Mecklenburg County North Carolina | 369 | $ 118,635,000 | $ 321,000 | $ 212,000 |
| Charles County Maryland | 361 | $ 108,295,000 | $ 299,000 | $ 102,000 |
| Baltimore County Maryland | 352 | $ 82,150,000 | $ 233,000 | $ 92,000 |
| Henrico County Virginia | 324 | $ 67,420,000 | $ 208,000 | $ 101,000 |
| New Hanover County North Carolina | 317 | $ 92,495,000 | $ 291,000 | $ 135,000 |
| Norfolk County Virginia | 305 | $ 63,135,000 | $ 207,000 | $ 163,000 |
| Frederick County Maryland | 285 | $ 91,575,000 | $ 321,000 | $ 117,000 |
| Fairfax County Virginia | 252 | $ 111,020,000 | $ 440,000 | $ 160,000 |
| Howard County Maryland | 248 | $ 91,930,000 | $ 370,000 | $ 138,000 |
| Chesterfield County Virginia | 248 | $ 54,380,000 | $ 219,000 | $ 100,000 |
| Harford County Maryland | 210 | $ 56,800,000 | $ 270,000 | $ 105,000 |
| St. Mary's County Maryland | 190 | $ 52,090,000 | $ 274,000 | $ 104,000 |
| Suffolk County Virginia | 187 | $ 55,655,000 | $ 297,000 | $ 169,000 |
| Johnston County North Carolina | 175 | $ 59,535,000 | $ 340,000 | $ 85,000 |
| Portsmouth County Virginia | 173 | $ 23,675,000 | $ 136,000 | $ 98,000 |
| Currituck County North Carolina | 168 | $ 54,370,000 | $ 323,000 | $ 211,000 |
| Richmond City County Virginia | 166 | $ 50,420,000 | $ 303,000 | $ 174,000 |
| Carroll County Maryland | 164 | $ 48,620,000 | $ 296,000 | $ 109,000 |
| Calvert County Maryland | 159 | $ 46,615,000 | $ 293,000 | $ 110,000 |
| Brunswick County North Carolina | 156 | $ 44,830,000 | $ 287,000 | $ 151,000 |
| District of Columbia County District Of Columbia | 140 | $ 65,300,000 | $ 466,000 | $ 168,000 |
| Newport News County Virginia | 140 | $ 41,330,000 | $ 295,000 | $ 137,000 |
| Union County North Carolina | 137 | $ 40,935,000 | $ 298,000 | $ 141,000 |
| James City County Virginia | 117 | $ 36,735,000 | $ 313,000 | $ 165,000 |
| York County Virginia | 113 | $ 41,235,000 | $ 364,000 | $ 212,000 |
| Baltimore City County Maryland | 112 | $ 22,080,000 | $ 197,000 | $ 96,000 |
| Prince William County Virginia | 110 | $ 40,840,000 | $ 371,000 | $ 114,000 |
| Hampton County Virginia | 100 | $ 18,300,000 | $ 183,000 | $ 162,000 |
| Pitt County North Carolina | 91 | $ 14,235,000 | $ 156,000 | $ 107,000 |
| Isle of Wight County Virginia | 73 | $ 19,835,000 | $ 271,000 | $ 153,000 |
| Hanover County Virginia | 68 | $ 14,870,000 | $ 218,000 | $ 89,000 |
| York County South Carolina | 67 | $ 17,625,000 | $ 263,000 | $ 96,000 |
| Loudoun County Virginia | 58 | $ 25,860,000 | $ 445,000 | $ 143,000 |
| Washington County Maryland | 52 | $ 11,920,000 | $ 229,000 | $ 89,000 |
| Alexandria County Virginia | 44 | $ 19,610,000 | $ 445,000 | $ 179,000 |
| Durham County North Carolina | 39 | $ 15,995,000 | $ 410,000 | $ 159,000 |
| Gaston County North Carolina | 38 | $ 9,280,000 | $ 244,000 | $ 67,000 |
| Arlington County Virginia | 37 | $ 19,215,000 | $ 519,000 | $ 180,000 |
| Queen Anne's County Maryland | 36 | $ 12,170,000 | $ 338,000 | $ 134,000 |
| Lancaster County South Carolina | 35 | $ 8,275,000 | $ 236,000 | $ 103,000 |
| Cabarrus County North Carolina | 34 | $ 7,310,000 | $ 215,000 | $ 96,000 |
| York County Pennsylvania | 34 | $ 6,900,000 | $ 202,000 | $ 89,000 |
| Pender County North Carolina | 32 | $ 9,150,000 | $ 285,000 | $ 159,000 |
| Stafford County Virginia | 32 | $ 10,940,000 | $ 341,000 | $ 110,000 |
| Gloucester County Virginia | 31 | $ 6,705,000 | $ 216,000 | $ 84,000 |
| Cecil County Maryland | 29 | $ 6,665,000 | $ 229,000 | $ 92,000 |
| Worcester County Maryland | 29 | $ 8,075,000 | $ 278,000 | $ 295,000 |
| Franklin County North Carolina | 29 | $ 5,495,000 | $ 189,000 | $ 81,000 |
| Cumberland County North Carolina | 28 | $ 5,080,000 | $ 181,000 | $ 81,000 |
| Pasquotank County North Carolina | 27 | $ 3,155,000 | $ 116,000 | $ 55,000 |
| Beaufort County North Carolina | 26 | $ 6,440,000 | $ 247,000 | $ 120,000 |
| Poquoson County Virginia | 26 | $ 8,460,000 | $ 325,000 | $ 231,000 |
| Spotsylvania County Virginia | 26 | $ 8,420,000 | $ 323,000 | $ 125,000 |
| Camden County North Carolina | 25 | $ 3,955,000 | $ 158,000 | $ 106,000 |
| Sussex County Delaware | 24 | $ 8,700,000 | $ 362,000 | $ 244,000 |
| Goochland County Virginia | 24 | $ 11,290,000 | $ 470,000 | $ 284,000 |
| King George County Virginia | 24 | $ 6,980,000 | $ 290,000 | $ 97,000 |
| Colonial Heights County Virginia | 21 | $ 2,495,000 | $ 118,000 | $ 60,000 |
| Carteret County North Carolina | 20 | $ 5,970,000 | $ 298,000 | $ 231,000 |
| Chatham County North Carolina | 18 | $ 6,230,000 | $ 346,000 | $ 196,000 |
| Iredell County North Carolina | 18 | $ 4,200,000 | $ 233,000 | $ 129,000 |
| Charleston County South Carolina | 18 | $ 5,530,000 | $ 307,000 | $ 104,000 |
| New Kent County Virginia | 18 | $ 6,720,000 | $ 373,000 | $ 171,000 |
| Adams County Pennsylvania | 16 | $ 3,550,000 | $ 221,000 | $ 67,000 |
| Fauquier County Virginia | 16 | $ 5,980,000 | $ 373,000 | $ 162,000 |
| Dorchester County South Carolina | 14 | $ 2,240,000 | $ 160,000 | $ 97,000 |
| Prince George County Virginia | 14 | $ 2,890,000 | $ 206,000 | $ 78,000 |
| Williamsburg County Virginia | 13 | $ 4,345,000 | $ 334,000 | $ 220,000 |
| Horry County South Carolina | 12 | $ 2,080,000 | $ 173,000 | $ 168,000 |
| Harnett County North Carolina | 11 | $ 1,675,000 | $ 152,000 | $ 63,000 |
| Orange County North Carolina | 11 | $ 6,405,000 | $ 582,000 | $ 249,000 |
| Stanly County North Carolina | 11 | $ 1,765,000 | $ 160,000 | $ 61,000 |
| Berkeley County South Carolina | 11 | $ 1,875,000 | $ 170,000 | $ 77,000 |
| Louisa County Virginia | 11 | $ 2,565,000 | $ 233,000 | $ 88,000 |
| Powhatan County Virginia | 11 | $ 3,695,000 | $ 335,000 | $ 211,000 |
| Wicomico County Maryland | 10 | $ 850,000 | $ 85,000 | $ 48,000 |
| Guilford County North Carolina | 10 | $ 1,710,000 | $ 171,000 | $ 162,000 |
| Albemarle County Virginia | 10 | $ 2,390,000 | $ 239,000 | $ 67,000 |
| Broward County Florida | 9 | $ 2,865,000 | $ 318,000 | $ 196,000 |
| Catawba County North Carolina | 9 | $ 2,105,000 | $ 233,000 | $ 136,000 |
| Onslow County North Carolina | 9 | $ 3,025,000 | $ 336,000 | $ 181,000 |
| Perquimans County North Carolina | 9 | $ 1,765,000 | $ 196,000 | $ 92,000 |
| Warren County North Carolina | 9 | $ 2,715,000 | $ 301,000 | $ 231,000 |
| Beaufort County South Carolina | 9 | $ 2,975,000 | $ 330,000 | $ 94,000 |
| Middlesex County Virginia | 9 | $ 2,215,000 | $ 246,000 | $ 124,000 |
| Caroline County Maryland | 8 | $ 2,130,000 | $ 266,000 | $ 70,000 |
| Davidson County North Carolina | 8 | $ 1,240,000 | $ 155,000 | $ 225,000 |
| Forsyth County North Carolina | 8 | $ 3,350,000 | $ 418,000 | $ 134,000 |
| Nash County North Carolina | 8 | $ 1,260,000 | $ 157,000 | $ 73,000 |
| Rowan County North Carolina | 8 | $ 1,000,000 | $ 125,000 | $ 60,000 |
| Sampson County North Carolina | 8 | $ 800,000 | $ 100,000 | $ 37,000 |
| Caroline County Virginia | 8 | $ 1,290,000 | $ 161,000 | $ 66,000 |
| Hopewell County Virginia | 8 | $ 840,000 | $ 105,000 | $ 47,000 |
| Talbot County Maryland | 7 | $ 5,855,000 | $ 836,000 | $ 243,000 |
| Dinwiddie County Virginia | 7 | $ 1,195,000 | $ 170,000 | $ 70,000 |
| Fairfax City County Virginia | 7 | $ 2,955,000 | $ 422,000 | $ 119,000 |
| Mathews County Virginia | 7 | $ 2,275,000 | $ 325,000 | $ 95,000 |
| Northampton County Virginia | 7 | $ 3,675,000 | $ 525,000 | $ 420,000 |
| Petersburg County Virginia | 7 | $ 715,000 | $ 102,000 | $ 43,000 |
| Northampton County North Carolina | 6 | $ 1,640,000 | $ 273,000 | $ 204,000 |
| Watauga County North Carolina | 6 | $ 2,950,000 | $ 491,000 | $ 399,000 |
| King William County Virginia | 6 | $ 790,000 | $ 131,000 | $ 70,000 |
| Manassas County Virginia | 6 | $ 1,410,000 | $ 235,000 | $ 65,000 |
| Northumberland County Virginia | 6 | $ 1,490,000 | $ 248,000 | $ 553,000 |
| Orange County Virginia | 6 | $ 1,300,000 | $ 216,000 | $ 65,000 |
| Jefferson County West Virginia | 6 | $ 2,160,000 | $ 360,000 | $ 146,000 |
| Charlotte County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 92,000 |
| Hillsborough County Florida | 5 | $ 1,925,000 | $ 385,000 | $ 151,000 |
| Miami-Dade County Florida | 5 | $ 2,015,000 | $ 403,000 | $ 832,000 |
| Palm Beach County Florida | 5 | $ 925,000 | $ 185,000 | $ 152,000 |
| St. Johns County Florida | 5 | $ 2,715,000 | $ 543,000 | $ 292,000 |
| Dorchester County Maryland | 5 | $ 865,000 | $ 173,000 | $ 105,000 |
| Hyde County North Carolina | 5 | $ 1,445,000 | $ 289,000 | $ 313,000 |
| Lee County North Carolina | 5 | $ 935,000 | $ 187,000 | $ 58,000 |
| Moore County North Carolina | 5 | $ 2,195,000 | $ 439,000 | $ 68,000 |
| Wilson County North Carolina | 5 | $ 625,000 | $ 125,000 | $ 51,000 |
| Aiken County South Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 71,000 |
| Culpeper County Virginia | 5 | $ 1,345,000 | $ 269,000 | $ 143,000 |
| Fredericksburg County Virginia | 5 | $ 1,595,000 | $ 319,000 | $ 95,000 |
| Manassas Park County Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 79,000 |
| Warren County Virginia | 5 | $ 1,085,000 | $ 217,000 | $ 58,000 |
| Waynesboro County Virginia | 5 | $ 785,000 | $ 157,000 | $ 45,000 |
| Berkeley County West Virginia | 5 | $ 1,445,000 | $ 289,000 | $ 91,000 |
| Escambia County Florida | 4 | $ 960,000 | $ 240,000 | $ 141,000 |
| Lee County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 132,000 |
| Pinellas County Florida | 4 | $ 550,000 | $ 137,000 | $ 141,000 |
| Sarasota County Florida | 4 | $ 630,000 | $ 157,000 | $ 62,000 |
| Garrett County Maryland | 4 | $ 1,070,000 | $ 267,000 | $ 287,000 |
| Chowan County North Carolina | 4 | $ 500,000 | $ 125,000 | $ 69,000 |
| Accomack County Virginia | 4 | $ 520,000 | $ 130,000 | $ 122,000 |
| Augusta County Virginia | 4 | $ 900,000 | $ 225,000 | $ 87,000 |
| Charlottesville County Virginia | 4 | $ 890,000 | $ 222,000 | $ 117,000 |
| Essex County Virginia | 4 | $ 680,000 | $ 170,000 | $ 116,000 |
| Lancaster County Virginia | 4 | $ 2,020,000 | $ 505,000 | $ 190,000 |
| Nelson County Virginia | 4 | $ 1,190,000 | $ 297,000 | $ 132,000 |
| Prince Edward County Virginia | 4 | $ 310,000 | $ 77,000 | $ 42,000 |
| Staunton County Virginia | 4 | $ 600,000 | $ 150,000 | $ 96,000 |
| Collier County Florida | 3 | $ 905,000 | $ 301,000 | $ 143,000 |
| Pasco County Florida | 3 | $ 825,000 | $ 275,000 | $ 146,000 |
| Somerset County Maryland | 3 | $ 235,000 | $ 78,000 | $ 49,000 |
| Alamance County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 63,000 |
| Anson County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 54,000 |
| Bertie County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 178,000 |
| Rutherford County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 64,000 |
| Berks County Pennsylvania | 3 | $ 805,000 | $ 268,000 | $ 59,000 |
| Georgetown County South Carolina | 3 | $ 915,000 | $ 305,000 | $ 148,000 |
| Amelia County Virginia | 3 | $ 305,000 | $ 101,000 | $ 59,000 |
| Bedford County Virginia | 3 | $ 885,000 | $ 295,000 | $ 396,000 |
| Falls Church County Virginia | 3 | $ 2,745,000 | $ 915,000 | $ 309,000 |
| Franklin County Virginia | 3 | $ 995,000 | $ 331,000 | $ 87,000 |
| Southampton County Virginia | 3 | $ 675,000 | $ 225,000 | $ 83,000 |
| Surry County Virginia | 3 | $ 695,000 | $ 231,000 | $ 88,000 |
| New Castle County Delaware | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Flagler County Florida | 2 | $ 770,000 | $ 385,000 | $ 222,000 |
| Manatee County Florida | 2 | $ 650,000 | $ 325,000 | $ 262,000 |
| Marion County Florida | 2 | $ 600,000 | $ 300,000 | $ 157,000 |
| Orange County Florida | 2 | $ 550,000 | $ 275,000 | $ 161,000 |
| Seminole County Florida | 2 | $ 600,000 | $ 300,000 | $ 93,000 |
| DeKalb County Georgia | 2 | $ 310,000 | $ 155,000 | $ 181,000 |
| Jackson County Georgia | 2 | $ 730,000 | $ 365,000 | $ 113,000 |
| Kent County Maryland | 2 | $ 760,000 | $ 380,000 | $ 840,000 |
| Buncombe County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Gates County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 183,000 |
| Greene County North Carolina | 2 | $ 760,000 | $ 380,000 | $ 100,000 |
| Halifax County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 170,000 |
| Henderson County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 199,000 |
| Hoke County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 55,000 |
| Lincoln County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 66,000 |
| Pamlico County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| Transylvania County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| Tyrrell County North Carolina | 2 | $ 1,700,000 | $ 850,000 | $ 35,000 |
| Chester County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| Delaware County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 180,000 |
| Franklin County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| Lancaster County Pennsylvania | 2 | $ 690,000 | $ 345,000 | $ 135,000 |
| Northampton County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 123,000 |
| Chesterfield County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Pickens County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Sullivan County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 107,000 |
| Williamson County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 165,000 |
| Carroll County Virginia | 2 | $ 160,000 | $ 80,000 | $ 105,000 |
| Franklin City County Virginia | 2 | $ 290,000 | $ 145,000 | $ 120,000 |
| Lynchburg County Virginia | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Rockbridge County Virginia | 2 | $ 1,180,000 | $ 590,000 | $ 702,000 |
| Rockingham County Virginia | 2 | $ 490,000 | $ 245,000 | $ 163,000 |
| Shenandoah County Virginia | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Westmoreland County Virginia | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Napa County California | 1 | $ 3,495,000 | $ 3,495,000 | $ 0 |
| Kent County Delaware | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Alachua County Florida | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Brevard County Florida | 1 | $ 465,000 | $ 465,000 | $ 182,000 |
| Citrus County Florida | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 281,000 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
| Nassau County Florida | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Polk County Florida | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| St. Lucie County Florida | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Sumter County Florida | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Suwannee County Florida | 1 | $ 285,000 | $ 285,000 | $ 37,000 |
| Bryan County Georgia | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Carroll County Georgia | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Chatham County Georgia | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Cobb County Georgia | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Coweta County Georgia | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Fulton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Gwinnett County Georgia | 1 | $ 375,000 | $ 375,000 | $ 247,000 |
| Muscogee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Rockdale County Georgia | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Burke County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 236,000 |
| Caldwell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Cleveland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Craven County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 167,000 |
| Davie County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 188,000 |
| Duplin County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Granville County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Haywood County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| Jones County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Lenoir County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| McDowell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Montgomery County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 429,000 |
| Polk County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Robeson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Vance County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Washington County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Wayne County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Yadkin County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Bedford County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Bucks County Pennsylvania | 1 | $ 885,000 | $ 885,000 | $ 467,000 |
| Butler County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 212,000 |
| Centre County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Cumberland County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 274,000 |
| Montgomery County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Westmoreland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Anderson County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 323,000 |
| Cherokee County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Colleton County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 182,000 |
| Fairfield County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 188,000 |
| Jasper County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Marion County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Richland County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 179,000 |
| Anderson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Davidson County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 636,000 |
| Hamilton County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 604,000 |
| Knox County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Maury County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Robertson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Sevier County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Shelby County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Washington County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 245,000 |
| Amherst County Virginia | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Appomattox County Virginia | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Buckingham County Virginia | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Campbell County Virginia | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Charles City County Virginia | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Cumberland County Virginia | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Frederick County Virginia | 1 | $ 245,000 | $ 245,000 | $ 233,000 |
| Greensville County Virginia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| King and Queen County Virginia | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Page County Virginia | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Richmond County Virginia | 1 | $ 285,000 | $ 285,000 | $ 560,000 |
| Winchester County Virginia | 1 | $ 215,000 | $ 215,000 | $ 407,000 |
| Greenbrier County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Kanawha County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 261,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,731 | $2,190,285,000 | $283,000 | $17,355,000 | $122,000 | $3,166,000 |
| Refinancing | 2,050 | $758,800,000 | $370,000 | $14,505,000 | $184,000 | $9,524,000 |
| Cash-out Refinancing | 1,007 | $315,145,000 | $312,000 | $2,495,000 | $135,000 | $1,745,000 |
| Other Purpose | 382 | $61,670,000 | $161,000 | $1,125,000 | $237,000 | $3,144,000 |
| Home Improvement | 268 | $35,220,000 | $131,000 | $1,505,000 | $222,000 | $3,200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,024 | $2,093,270,000 | $298,000 | $2,585,000 | $150,000 | $4,536,000 |
| Black or African American | 1,502 | $376,140,000 | $250,000 | $1,035,000 | $91,000 | $2,621,000 |
| Not Provided | 1,120 | $328,080,000 | $292,000 | $2,765,000 | $186,000 | $9,524,000 |
| Hispanic | 712 | $187,840,000 | $263,000 | $1,485,000 | $88,000 | $1,231,000 |
| Asian | 558 | $178,570,000 | $320,000 | $3,005,000 | $124,000 | $2,047,000 |
| Not applicable | 466 | $182,170,000 | $390,000 | $17,355,000 | $101,000 | $296,000 |
| American Indian or Alaskan Native | 29 | $6,345,000 | $218,000 | $435,000 | $75,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,740,000 | $311,000 | $445,000 | $128,000 | $225,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,378 | $2,472,070,000 | $295,000 | $17,355,000 | $158,000 | $9,524,000 |
| FHA-insured (Federal Housing Administration) | 1,657 | $422,625,000 | $255,000 | $865,000 | $81,000 | $1,295,000 |
| VA-guaranteed (Veterans Administration) | 1,182 | $416,300,000 | $352,000 | $1,235,000 | $108,000 | $445,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 221 | $50,125,000 | $226,000 | $445,000 | $67,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,071 | $2,666,335,000 | $293,000 | $17,355,000 | $142,000 | $9,524,000 |
| Application Withdrawn By Applicant | 1,450 | $435,710,000 | $300,000 | $2,585,000 | $133,000 | $4,224,000 |
| Application Denied By Financial Institution | 475 | $110,755,000 | $233,000 | $2,085,000 | $105,000 | $1,670,000 |
| File Closed For Incompleteness | 322 | $118,800,000 | $368,000 | $2,005,000 | $145,000 | $960,000 |
| Application Approved But Not Accepted | 110 | $27,050,000 | $245,000 | $1,265,000 | $207,000 | $3,200,000 |
| Loan Purchased By The Institution | 10 | $2,470,000 | $247,000 | $415,000 | $101,000 | $296,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,963 | $3,250,365,000 | $296,000 | $17,355,000 | $141,000 | $9,524,000 |
| Credit History | 146 | $33,080,000 | $226,000 | $755,000 | $92,000 | $567,000 |
| Debt-To-Income Ratio | 124 | $33,880,000 | $273,000 | $2,085,000 | $86,000 | $507,000 |
| Collateral | 109 | $22,545,000 | $206,000 | $1,755,000 | $153,000 | $1,670,000 |
| Other | 35 | $4,325,000 | $123,000 | $655,000 | $84,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $5,080,000 | $254,000 | $525,000 | $69,000 | $133,000 |
| Credit Application Incomplete | 14 | $3,470,000 | $247,000 | $695,000 | $171,000 | $1,147,000 |
| Employment History | 14 | $2,940,000 | $210,000 | $385,000 | $38,000 | $117,000 |
| Unverifiable Information | 13 | $5,435,000 | $418,000 | $1,505,000 | $141,000 | $353,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.