Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Towne Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,349 |
| Total Mortgage Loan Application Amount | $5,917,685,000 |
| Average Mortgage Loan Application Amount | $273,400 |
| Highest Mortgage Loan Application Amount | $44,175,000 |
| Average Applicant Income | $190,400 |
| Highest Applicant Income | $3,734,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 1,072 | $ 418,750,000 | $ 390,000 | $ 145,000 |
| Anne Arundel County Maryland | 1,064 | $ 369,000,000 | $ 346,000 | $ 123,000 |
| Virginia Beach County Virginia | 1,053 | $ 352,535,000 | $ 334,000 | $ 185,000 |
| Charles County Maryland | 706 | $ 224,110,000 | $ 317,000 | $ 116,000 |
| Prince George's County Maryland | 699 | $ 217,525,000 | $ 311,000 | $ 102,000 |
| Fairfax County Virginia | 647 | $ 298,345,000 | $ 461,000 | $ 163,000 |
| Wake County North Carolina | 640 | $ 241,230,000 | $ 376,000 | $ 192,000 |
| Frederick County Maryland | 615 | $ 205,675,000 | $ 334,000 | $ 120,000 |
| Chesapeake County Virginia | 572 | $ 150,870,000 | $ 263,000 | $ 132,000 |
| Mecklenburg County North Carolina | 563 | $ 202,025,000 | $ 358,000 | $ 215,000 |
| Howard County Maryland | 537 | $ 196,895,000 | $ 366,000 | $ 149,000 |
| Baltimore County Maryland | 514 | $ 130,760,000 | $ 254,000 | $ 98,000 |
| New Hanover County North Carolina | 477 | $ 161,105,000 | $ 337,000 | $ 140,000 |
| Dare County North Carolina | 438 | $ 136,840,000 | $ 312,000 | $ 191,000 |
| St. Mary's County Maryland | 405 | $ 123,635,000 | $ 305,000 | $ 130,000 |
| Norfolk County Virginia | 394 | $ 149,350,000 | $ 379,000 | $ 147,000 |
| Henrico County Virginia | 388 | $ 90,630,000 | $ 233,000 | $ 103,000 |
| Chesterfield County Virginia | 325 | $ 81,025,000 | $ 249,000 | $ 110,000 |
| Harford County Maryland | 324 | $ 96,050,000 | $ 296,000 | $ 110,000 |
| Carroll County Maryland | 310 | $ 99,340,000 | $ 320,000 | $ 130,000 |
| Suffolk County Virginia | 272 | $ 81,930,000 | $ 301,000 | $ 163,000 |
| Calvert County Maryland | 269 | $ 95,895,000 | $ 356,000 | $ 131,000 |
| Brunswick County North Carolina | 267 | $ 86,585,000 | $ 324,000 | $ 161,000 |
| District of Columbia County District Of Columbia | 266 | $ 117,480,000 | $ 441,000 | $ 164,000 |
| Prince William County Virginia | 253 | $ 99,285,000 | $ 392,000 | $ 120,000 |
| Union County North Carolina | 249 | $ 78,425,000 | $ 314,000 | $ 130,000 |
| James City County Virginia | 227 | $ 74,745,000 | $ 329,000 | $ 194,000 |
| Johnston County North Carolina | 212 | $ 54,030,000 | $ 254,000 | $ 92,000 |
| Pitt County North Carolina | 199 | $ 40,935,000 | $ 205,000 | $ 119,000 |
| Richmond City County Virginia | 198 | $ 49,980,000 | $ 252,000 | $ 145,000 |
| Currituck County North Carolina | 194 | $ 59,890,000 | $ 308,000 | $ 175,000 |
| Portsmouth County Virginia | 189 | $ 29,415,000 | $ 155,000 | $ 87,000 |
| Newport News County Virginia | 183 | $ 41,405,000 | $ 226,000 | $ 177,000 |
| Baltimore City County Maryland | 156 | $ 33,800,000 | $ 216,000 | $ 104,000 |
| Hampton County Virginia | 148 | $ 33,750,000 | $ 228,000 | $ 112,000 |
| Loudoun County Virginia | 137 | $ 60,745,000 | $ 443,000 | $ 158,000 |
| Alexandria County Virginia | 124 | $ 54,150,000 | $ 436,000 | $ 158,000 |
| York County Virginia | 121 | $ 37,815,000 | $ 312,000 | $ 139,000 |
| Isle of Wight County Virginia | 117 | $ 33,085,000 | $ 282,000 | $ 150,000 |
| Hanover County Virginia | 99 | $ 25,855,000 | $ 261,000 | $ 115,000 |
| Arlington County Virginia | 97 | $ 52,255,000 | $ 538,000 | $ 204,000 |
| Washington County Maryland | 87 | $ 21,085,000 | $ 242,000 | $ 101,000 |
| York County South Carolina | 81 | $ 25,045,000 | $ 309,000 | $ 119,000 |
| Sussex County Delaware | 79 | $ 24,615,000 | $ 311,000 | $ 201,000 |
| Queen Anne's County Maryland | 75 | $ 25,205,000 | $ 336,000 | $ 133,000 |
| Durham County North Carolina | 69 | $ 19,645,000 | $ 284,000 | $ 169,000 |
| Worcester County Maryland | 68 | $ 18,530,000 | $ 272,000 | $ 245,000 |
| Pender County North Carolina | 64 | $ 19,290,000 | $ 301,000 | $ 117,000 |
| Stafford County Virginia | 62 | $ 21,570,000 | $ 347,000 | $ 123,000 |
| Pasquotank County North Carolina | 61 | $ 9,125,000 | $ 149,000 | $ 69,000 |
| York County Pennsylvania | 54 | $ 12,050,000 | $ 223,000 | $ 106,000 |
| Lancaster County South Carolina | 53 | $ 15,245,000 | $ 287,000 | $ 121,000 |
| Beaufort County North Carolina | 49 | $ 10,725,000 | $ 218,000 | $ 111,000 |
| Gloucester County Virginia | 46 | $ 10,890,000 | $ 236,000 | $ 119,000 |
| King George County Virginia | 43 | $ 12,685,000 | $ 295,000 | $ 111,000 |
| Gaston County North Carolina | 40 | $ 9,600,000 | $ 240,000 | $ 130,000 |
| Franklin County North Carolina | 36 | $ 8,960,000 | $ 248,000 | $ 123,000 |
| Guilford County North Carolina | 36 | $ 12,070,000 | $ 335,000 | $ 277,000 |
| Cabarrus County North Carolina | 35 | $ 9,165,000 | $ 261,000 | $ 104,000 |
| Fauquier County Virginia | 32 | $ 13,130,000 | $ 410,000 | $ 136,000 |
| Camden County North Carolina | 31 | $ 5,905,000 | $ 190,000 | $ 76,000 |
| Lincoln County North Carolina | 29 | $ 10,725,000 | $ 369,000 | $ 213,000 |
| Iredell County North Carolina | 28 | $ 7,580,000 | $ 270,000 | $ 137,000 |
| Goochland County Virginia | 28 | $ 7,940,000 | $ 283,000 | $ 133,000 |
| Horry County South Carolina | 27 | $ 6,125,000 | $ 226,000 | $ 152,000 |
| Cecil County Maryland | 26 | $ 6,580,000 | $ 253,000 | $ 97,000 |
| Carteret County North Carolina | 26 | $ 11,440,000 | $ 440,000 | $ 410,000 |
| Cumberland County North Carolina | 26 | $ 4,060,000 | $ 156,000 | $ 71,000 |
| Poquoson County Virginia | 25 | $ 10,615,000 | $ 424,000 | $ 279,000 |
| Petersburg County Virginia | 24 | $ 1,920,000 | $ 80,000 | $ 44,000 |
| Orange County North Carolina | 23 | $ 14,735,000 | $ 640,000 | $ 240,000 |
| Spotsylvania County Virginia | 23 | $ 7,695,000 | $ 334,000 | $ 105,000 |
| Harnett County North Carolina | 22 | $ 5,230,000 | $ 237,000 | $ 99,000 |
| Onslow County North Carolina | 22 | $ 5,080,000 | $ 230,000 | $ 105,000 |
| Chatham County North Carolina | 21 | $ 9,605,000 | $ 457,000 | $ 170,000 |
| Dinwiddie County Virginia | 21 | $ 3,535,000 | $ 168,000 | $ 62,000 |
| Prince George County Virginia | 21 | $ 3,375,000 | $ 160,000 | $ 75,000 |
| Northumberland County Virginia | 20 | $ 4,310,000 | $ 215,000 | $ 147,000 |
| Berkeley County West Virginia | 20 | $ 4,780,000 | $ 239,000 | $ 89,000 |
| Sampson County North Carolina | 19 | $ 2,585,000 | $ 136,000 | $ 49,000 |
| Perquimans County North Carolina | 18 | $ 3,890,000 | $ 216,000 | $ 81,000 |
| New Kent County Virginia | 18 | $ 3,990,000 | $ 221,000 | $ 113,000 |
| King William County Virginia | 17 | $ 3,175,000 | $ 186,000 | $ 132,000 |
| Charleston County South Carolina | 16 | $ 9,370,000 | $ 585,000 | $ 397,000 |
| Williamsburg County Virginia | 16 | $ 3,820,000 | $ 238,000 | $ 113,000 |
| Talbot County Maryland | 15 | $ 5,115,000 | $ 341,000 | $ 286,000 |
| Franklin County Pennsylvania | 15 | $ 3,805,000 | $ 253,000 | $ 109,000 |
| Hopewell County Virginia | 15 | $ 1,395,000 | $ 93,000 | $ 42,000 |
| Middlesex County Virginia | 15 | $ 4,105,000 | $ 273,000 | $ 223,000 |
| Westmoreland County Virginia | 15 | $ 3,475,000 | $ 231,000 | $ 102,000 |
| Jefferson County West Virginia | 15 | $ 3,525,000 | $ 235,000 | $ 81,000 |
| Watauga County North Carolina | 14 | $ 5,390,000 | $ 385,000 | $ 250,000 |
| Adams County Pennsylvania | 14 | $ 3,180,000 | $ 227,000 | $ 75,000 |
| Louisa County Virginia | 14 | $ 2,710,000 | $ 193,000 | $ 115,000 |
| Powhatan County Virginia | 14 | $ 4,840,000 | $ 345,000 | $ 180,000 |
| Dorchester County Maryland | 12 | $ 2,710,000 | $ 225,000 | $ 216,000 |
| Buncombe County North Carolina | 12 | $ 3,590,000 | $ 299,000 | $ 145,000 |
| Chowan County North Carolina | 12 | $ 2,660,000 | $ 221,000 | $ 204,000 |
| Montgomery County Pennsylvania | 12 | $ 3,620,000 | $ 301,000 | $ 166,000 |
| Warren County Virginia | 12 | $ 3,180,000 | $ 265,000 | $ 79,000 |
| Duplin County North Carolina | 11 | $ 1,735,000 | $ 157,000 | $ 71,000 |
| Granville County North Carolina | 11 | $ 1,745,000 | $ 158,000 | $ 91,000 |
| Albemarle County Virginia | 11 | $ 4,165,000 | $ 378,000 | $ 113,000 |
| Fairfax City County Virginia | 11 | $ 4,365,000 | $ 396,000 | $ 165,000 |
| Manassas County Virginia | 11 | $ 3,345,000 | $ 304,000 | $ 100,000 |
| Northampton County Virginia | 11 | $ 3,775,000 | $ 343,000 | $ 170,000 |
| Lee County Florida | 10 | $ 3,970,000 | $ 397,000 | $ 411,000 |
| Palm Beach County Florida | 10 | $ 2,410,000 | $ 241,000 | $ 143,000 |
| Pinellas County Florida | 10 | $ 3,410,000 | $ 341,000 | $ 141,000 |
| Wicomico County Maryland | 10 | $ 1,950,000 | $ 195,000 | $ 95,000 |
| Forsyth County North Carolina | 10 | $ 2,730,000 | $ 273,000 | $ 220,000 |
| Culpeper County Virginia | 10 | $ 3,140,000 | $ 314,000 | $ 85,000 |
| Frederick County Virginia | 10 | $ 2,990,000 | $ 299,000 | $ 117,000 |
| Escambia County Florida | 9 | $ 2,535,000 | $ 281,000 | $ 71,000 |
| Rowan County North Carolina | 9 | $ 1,825,000 | $ 202,000 | $ 56,000 |
| Stanly County North Carolina | 9 | $ 1,695,000 | $ 188,000 | $ 55,000 |
| Colonial Heights County Virginia | 9 | $ 1,115,000 | $ 123,000 | $ 60,000 |
| Orange County Virginia | 9 | $ 2,075,000 | $ 230,000 | $ 64,000 |
| Brevard County Florida | 8 | $ 2,950,000 | $ 368,000 | $ 252,000 |
| Caroline County Maryland | 8 | $ 1,620,000 | $ 202,000 | $ 75,000 |
| Kent County Maryland | 8 | $ 2,140,000 | $ 267,000 | $ 243,000 |
| Craven County North Carolina | 8 | $ 2,460,000 | $ 307,000 | $ 97,000 |
| Davidson County North Carolina | 8 | $ 1,770,000 | $ 221,000 | $ 120,000 |
| Cumberland County Pennsylvania | 8 | $ 1,820,000 | $ 227,000 | $ 98,000 |
| Accomack County Virginia | 8 | $ 2,420,000 | $ 302,000 | $ 175,000 |
| Bedford County Virginia | 8 | $ 1,120,000 | $ 140,000 | $ 69,000 |
| Essex County Virginia | 8 | $ 2,060,000 | $ 257,000 | $ 296,000 |
| Lancaster County Virginia | 8 | $ 2,320,000 | $ 290,000 | $ 157,000 |
| Nelson County Virginia | 8 | $ 2,800,000 | $ 350,000 | $ 287,000 |
| Southampton County Virginia | 8 | $ 1,420,000 | $ 177,000 | $ 72,000 |
| Charlotte County Florida | 7 | $ 1,575,000 | $ 225,000 | $ 118,000 |
| Hillsborough County Florida | 7 | $ 2,675,000 | $ 382,000 | $ 135,000 |
| Manatee County Florida | 7 | $ 1,725,000 | $ 246,000 | $ 129,000 |
| Garrett County Maryland | 7 | $ 2,445,000 | $ 349,000 | $ 381,000 |
| Nash County North Carolina | 7 | $ 1,035,000 | $ 147,000 | $ 80,000 |
| Warren County North Carolina | 7 | $ 2,455,000 | $ 350,000 | $ 243,000 |
| Caroline County Virginia | 7 | $ 1,215,000 | $ 173,000 | $ 61,000 |
| Charles City County Virginia | 7 | $ 1,615,000 | $ 230,000 | $ 83,000 |
| Manassas Park County Virginia | 7 | $ 1,415,000 | $ 202,000 | $ 83,000 |
| Kent County Delaware | 6 | $ 1,090,000 | $ 181,000 | $ 85,000 |
| Broward County Florida | 6 | $ 1,880,000 | $ 313,000 | $ 170,000 |
| Collier County Florida | 6 | $ 2,130,000 | $ 355,000 | $ 137,000 |
| Pasco County Florida | 6 | $ 1,850,000 | $ 308,000 | $ 128,000 |
| Caldwell County North Carolina | 6 | $ 2,590,000 | $ 431,000 | $ 170,000 |
| Hoke County North Carolina | 6 | $ 1,450,000 | $ 241,000 | $ 69,000 |
| Lee County North Carolina | 6 | $ 1,270,000 | $ 211,000 | $ 59,000 |
| Randolph County North Carolina | 6 | $ 2,950,000 | $ 491,000 | $ 250,000 |
| Wayne County North Carolina | 6 | $ 1,430,000 | $ 238,000 | $ 66,000 |
| Davidson County Tennessee | 6 | $ 1,630,000 | $ 271,000 | $ 73,000 |
| Amelia County Virginia | 6 | $ 1,040,000 | $ 173,000 | $ 47,000 |
| Falls Church County Virginia | 6 | $ 4,200,000 | $ 700,000 | $ 261,000 |
| Lynchburg County Virginia | 6 | $ 670,000 | $ 111,000 | $ 53,000 |
| Santa Rosa County Florida | 5 | $ 1,415,000 | $ 283,000 | $ 88,000 |
| Gwinnett County Georgia | 5 | $ 1,715,000 | $ 343,000 | $ 117,000 |
| Alamance County North Carolina | 5 | $ 3,795,000 | $ 759,000 | $ 45,000 |
| Avery County North Carolina | 5 | $ 1,545,000 | $ 309,000 | $ 329,000 |
| Northampton County North Carolina | 5 | $ 1,615,000 | $ 323,000 | $ 666,000 |
| Bucks County Pennsylvania | 5 | $ 1,335,000 | $ 267,000 | $ 210,000 |
| Chester County Pennsylvania | 5 | $ 1,815,000 | $ 363,000 | $ 164,000 |
| Beaufort County South Carolina | 5 | $ 2,075,000 | $ 415,000 | $ 217,000 |
| Williamson County Tennessee | 5 | $ 1,905,000 | $ 381,000 | $ 151,000 |
| Franklin County Virginia | 5 | $ 2,065,000 | $ 413,000 | $ 158,000 |
| Montgomery County Virginia | 5 | $ 1,005,000 | $ 201,000 | $ 353,000 |
| Richmond County Virginia | 5 | $ 1,625,000 | $ 325,000 | $ 401,000 |
| New Castle County Delaware | 4 | $ 1,010,000 | $ 252,000 | $ 91,000 |
| St. Johns County Florida | 4 | $ 1,530,000 | $ 382,000 | $ 264,000 |
| Cobb County Georgia | 4 | $ 1,450,000 | $ 362,000 | $ 95,000 |
| Glynn County Georgia | 4 | $ 2,570,000 | $ 642,000 | $ 156,000 |
| Anson County North Carolina | 4 | $ 320,000 | $ 80,000 | $ 37,000 |
| Columbus County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 60,000 |
| Greene County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 53,000 |
| Lenoir County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 77,000 |
| Moore County North Carolina | 4 | $ 1,550,000 | $ 387,000 | $ 275,000 |
| Wilson County North Carolina | 4 | $ 640,000 | $ 160,000 | $ 75,000 |
| Allegheny County Pennsylvania | 4 | $ 820,000 | $ 205,000 | $ 131,000 |
| Lancaster County Pennsylvania | 4 | $ 1,080,000 | $ 270,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 4 | $ 850,000 | $ 212,000 | $ 104,000 |
| Clarke County Virginia | 4 | $ 1,830,000 | $ 457,000 | $ 135,000 |
| Fluvanna County Virginia | 4 | $ 1,210,000 | $ 302,000 | $ 294,000 |
| Franklin City County Virginia | 4 | $ 1,500,000 | $ 375,000 | $ 47,000 |
| Winchester County Virginia | 4 | $ 1,430,000 | $ 357,000 | $ 122,000 |
| Indian River County Florida | 3 | $ 925,000 | $ 308,000 | $ 216,000 |
| Miami-Dade County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 154,000 |
| Cherokee County Georgia | 3 | $ 885,000 | $ 295,000 | $ 199,000 |
| Columbia County Georgia | 3 | $ 435,000 | $ 145,000 | $ 31,000 |
| Fulton County Georgia | 3 | $ 1,365,000 | $ 455,000 | $ 205,000 |
| Alleghany County North Carolina | 3 | $ 755,000 | $ 251,000 | $ 169,000 |
| Catawba County North Carolina | 3 | $ 1,645,000 | $ 548,000 | $ 232,000 |
| Cleveland County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 30,000 |
| Edgecombe County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 67,000 |
| Halifax County North Carolina | 3 | $ 1,675,000 | $ 558,000 | $ 497,000 |
| Henderson County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 117,000 |
| Jackson County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 57,000 |
| Vance County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 104,000 |
| Wilkes County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 110,000 |
| Delaware County Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 76,000 |
| Berkeley County South Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 196,000 |
| Chester County South Carolina | 3 | $ 635,000 | $ 211,000 | $ 70,000 |
| Chesterfield County South Carolina | 3 | $ 345,000 | $ 115,000 | $ 114,000 |
| Greenville County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 98,000 |
| Richland County South Carolina | 3 | $ 595,000 | $ 198,000 | $ 63,000 |
| Shelby County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 269,000 |
| Brunswick County Virginia | 3 | $ 815,000 | $ 271,000 | $ 225,000 |
| Fredericksburg County Virginia | 3 | $ 1,215,000 | $ 405,000 | $ 93,000 |
| Greene County Virginia | 3 | $ 785,000 | $ 261,000 | $ 61,000 |
| Mecklenburg County Virginia | 3 | $ 755,000 | $ 251,000 | $ 101,000 |
| Nottoway County Virginia | 3 | $ 355,000 | $ 118,000 | $ 43,000 |
| Prince Edward County Virginia | 3 | $ 325,000 | $ 108,000 | $ 67,000 |
| Rockingham County Virginia | 3 | $ 535,000 | $ 178,000 | $ 85,000 |
| Morgan County West Virginia | 3 | $ 645,000 | $ 215,000 | $ 184,000 |
| Bay County Florida | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Marion County Florida | 2 | $ 710,000 | $ 355,000 | $ 103,000 |
| Monroe County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 1,046,000 |
| Orange County Florida | 2 | $ 790,000 | $ 395,000 | $ 234,000 |
| Sarasota County Florida | 2 | $ 670,000 | $ 335,000 | $ 89,000 |
| St. Lucie County Florida | 2 | $ 760,000 | $ 380,000 | $ 250,000 |
| Volusia County Florida | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| DeKalb County Georgia | 2 | $ 640,000 | $ 320,000 | $ 158,000 |
| Douglas County Georgia | 2 | $ 420,000 | $ 210,000 | $ 86,000 |
| Henry County Georgia | 2 | $ 620,000 | $ 310,000 | $ 180,000 |
| Allegany County Maryland | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Somerset County Maryland | 2 | $ 250,000 | $ 125,000 | $ 117,000 |
| Bertie County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 126,000 |
| Caswell County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Hyde County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 227,000 |
| Montgomery County North Carolina | 2 | $ 1,390,000 | $ 695,000 | $ 1,107,000 |
| Person County North Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 408,000 |
| Rutherford County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 330,000 |
| Scotland County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 160,000 |
| Berks County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 140,000 |
| Centre County Pennsylvania | 2 | $ 1,810,000 | $ 905,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 107,000 |
| Dorchester County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 165,000 |
| Lexington County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Hamilton County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 45,000 |
| Wilson County Tennessee | 2 | $ 770,000 | $ 385,000 | $ 103,000 |
| Augusta County Virginia | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| Charlottesville County Virginia | 2 | $ 440,000 | $ 220,000 | $ 245,000 |
| Greensville County Virginia | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| King and Queen County Virginia | 2 | $ 240,000 | $ 120,000 | $ 34,000 |
| Mathews County Virginia | 2 | $ 780,000 | $ 390,000 | $ 138,000 |
| Rappahannock County Virginia | 2 | $ 670,000 | $ 335,000 | $ 197,000 |
| Roanoke County Virginia | 2 | $ 470,000 | $ 235,000 | $ 119,000 |
| Shenandoah County Virginia | 2 | $ 250,000 | $ 125,000 | $ 120,000 |
| Staunton County Virginia | 2 | $ 420,000 | $ 210,000 | $ 111,000 |
| Surry County Virginia | 2 | $ 580,000 | $ 290,000 | $ 81,000 |
| Pocahontas County West Virginia | 2 | $ 680,000 | $ 340,000 | $ 66,000 |
| Putnam County West Virginia | 2 | $ 440,000 | $ 220,000 | $ 115,000 |
| Denver County Colorado | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Alachua County Florida | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Hernando County Florida | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Okaloosa County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 247,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Walton County Florida | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Barrow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 170,000 |
| Carroll County Georgia | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Chatham County Georgia | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Clarke County Georgia | 1 | $ 315,000 | $ 315,000 | $ 152,000 |
| Fannin County Georgia | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Forsyth County Georgia | 1 | $ 515,000 | $ 515,000 | $ 128,000 |
| Hall County Georgia | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Paulding County Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Walker County Georgia | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Ashe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 128,000 |
| Bladen County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Cherokee County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Davie County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 147,000 |
| Gates County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Hertford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| McDowell County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 227,000 |
| Mitchell County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 129,000 |
| Pamlico County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 324,000 |
| Robeson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Tyrrell County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Washington County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Yancey County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 137,000 |
| Armstrong County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Beaver County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| Bedford County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Blair County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 171,000 |
| Butler County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Carbon County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Dauphin County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Erie County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Lebanon County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Luzerne County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Lycoming County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 257,000 |
| Pike County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Aiken County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Florence County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Georgetown County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 318,000 |
| Oconee County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 1,355,000 | $ 1,355,000 | $ 690,000 |
| Campbell County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Carter County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 373,000 |
| Dickson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Johnson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Knox County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Marshall County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Maury County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Rutherford County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| Sevier County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 215,000 |
| Sullivan County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Sumner County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Unicoi County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Travis County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Campbell County Virginia | 1 | $ 355,000 | $ 355,000 | $ 154,000 |
| Cumberland County Virginia | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Giles County Virginia | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Harrisonburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Madison County Virginia | 1 | $ 595,000 | $ 595,000 | $ 336,000 |
| Pittsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Roanoke City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Sussex County Virginia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Washington County Virginia | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Waynesboro County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Grant County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 270,000 |
| Greenbrier County West Virginia | 1 | $ 515,000 | $ 515,000 | $ 600,000 |
| Monongalia County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Wayne County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,349 | $2,979,835,000 | $318,000 | $44,175,000 | $126,000 | $3,250,000 |
| Refinancing | 6,769 | $2,309,695,000 | $341,000 | $4,145,000 | $153,000 | $3,734,000 |
| Cash-out Refinancing | 1,492 | $487,690,000 | $326,000 | $2,705,000 | $143,000 | $2,400,000 |
| Other Purpose | 435 | $80,175,000 | $184,000 | $3,055,000 | $261,000 | $2,363,000 |
| Home Improvement | 304 | $60,290,000 | $198,000 | $3,365,000 | $269,000 | $3,324,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,316 | $3,654,830,000 | $322,000 | $3,505,000 | $149,000 | $3,324,000 |
| Not Provided | 2,462 | $808,220,000 | $328,000 | $2,825,000 | $175,000 | $3,734,000 |
| Black or African American | 1,998 | $566,790,000 | $283,000 | $2,205,000 | $98,000 | $890,000 |
| Asian | 1,002 | $343,340,000 | $342,000 | $1,445,000 | $122,000 | $1,214,000 |
| Hispanic | 980 | $286,050,000 | $291,000 | $1,255,000 | $95,000 | $1,115,000 |
| Not applicable | 479 | $225,065,000 | $469,000 | $44,175,000 | $109,000 | $327,000 |
| American Indian or Alaskan Native | 47 | $14,835,000 | $315,000 | $2,835,000 | $118,000 | $1,067,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,990,000 | $268,000 | $525,000 | $109,000 | $371,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,974 | $4,452,100,000 | $318,000 | $44,175,000 | $156,000 | $3,734,000 |
| VA-guaranteed (Veterans Administration) | 2,416 | $941,200,000 | $389,000 | $1,585,000 | $107,000 | $936,000 |
| FHA-insured (Federal Housing Administration) | 1,622 | $441,190,000 | $272,000 | $855,000 | $80,000 | $688,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 337 | $83,195,000 | $246,000 | $505,000 | $66,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,004 | $4,843,920,000 | $322,000 | $44,175,000 | $145,000 | $3,591,000 |
| Application Withdrawn By Applicant | 2,198 | $726,520,000 | $330,000 | $2,855,000 | $133,000 | $2,400,000 |
| File Closed For Incompleteness | 550 | $197,760,000 | $359,000 | $2,705,000 | $145,000 | $2,400,000 |
| Application Denied By Financial Institution | 447 | $111,685,000 | $249,000 | $2,155,000 | $107,000 | $2,514,000 |
| Application Approved But Not Accepted | 142 | $35,690,000 | $251,000 | $1,005,000 | $182,000 | $3,734,000 |
| Loan Purchased By The Institution | 8 | $2,110,000 | $263,000 | $635,000 | $109,000 | $327,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,902 | $5,806,000,000 | $324,000 | $44,175,000 | $143,000 | $3,734,000 |
| Credit History | 169 | $38,185,000 | $225,000 | $845,000 | $100,000 | $1,048,000 |
| Debt-To-Income Ratio | 98 | $26,090,000 | $266,000 | $1,235,000 | $84,000 | $771,000 |
| Credit Application Incomplete | 56 | $17,120,000 | $305,000 | $1,015,000 | $140,000 | $889,000 |
| Collateral | 55 | $16,065,000 | $292,000 | $2,155,000 | $142,000 | $780,000 |
| Other | 26 | $3,190,000 | $122,000 | $545,000 | $187,000 | $2,514,000 |
| Employment History | 22 | $4,940,000 | $224,000 | $565,000 | $34,000 | $360,000 |
| Unverifiable Information | 14 | $4,610,000 | $329,000 | $1,225,000 | $98,000 | $385,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,485,000 | $212,000 | $365,000 | $66,000 | $116,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.