Toyota Financial Savings Bank Mortgage Lending & HMDA Data, 2019

In 2019, Toyota Financial Savings Bank of Henderson, NV reported 477 mortgage applications totaling $350.5 million, up 28% from 2018. The average application was for $734,790, and applicants reported an average income of $682,276. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (35), Dallas-Plano-Irving, TX (34) and Anaheim-Santa Ana-Irvine, CA (23) (applications in parentheses).

Mortgage Company & Address Toyota Financial Savings Bank
2485 Village View Drive, Suite 200
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 477
Total Mortgage Loan Application Amount $350,495,000
Average Mortgage Loan Application Amount $734,790
Highest Mortgage Loan Application Amount $13,875,000
Average Applicant Income $682,276
Highest Applicant Income $8,547,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Toyota Financial Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Toyota Financial Savings Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 35 $ 34,645,000 $ 989,857 $ 731,000
Orange, California 23 $ 27,295,000 $ 1,186,739 $ 845,000
Collin, Texas 15 $ 6,615,000 $ 441,000 $ 178,000
Riverside, California 13 $ 5,915,000 $ 455,000 $ 596,000
Denton, Texas 12 $ 4,260,000 $ 355,000 $ 204,000
San Diego, California 10 $ 9,930,000 $ 993,000 $ 449,000
San Bernardino, California 8 $ 9,670,000 $ 1,208,750 $ 701,000
Palm Beach, Florida 8 $ 41,430,000 $ 5,178,750 $ 2,684,000
Santa Clara, California 6 $ 5,670,000 $ 945,000 $ 314,000
Bergen, New Jersey 6 $ 2,650,000 $ 441,666 $ 155,000
Dallas, Texas 6 $ 4,090,000 $ 681,666 $ 709,000
Maricopa, Arizona 5 $ 2,765,000 $ 553,000 $ 561,000
Ada, Idaho 5 $ 1,755,000 $ 351,000 $ 456,000
Jefferson, Louisiana 5 $ 845,000 $ 169,000 $ 137,000
Morris, New Jersey 5 $ 2,975,000 $ 595,000 $ 388,000
Washington, Oregon 5 $ 2,855,000 $ 571,000 $ 287,000
Clark, Washington 5 $ 3,715,000 $ 743,000 $ 427,000
King, Washington 5 $ 3,195,000 $ 639,000 $ 393,000
Mohave, Arizona 4 $ 1,980,000 $ 495,000 $ 618,000
Contra Costa, California 4 $ 5,140,000 $ 1,285,000 $ 513,000
San Joaquin, California 4 $ 1,410,000 $ 352,500 $ 643,000
Broward, Florida 4 $ 5,770,000 $ 1,442,500 $ 1,386,000
Collier, Florida 4 $ 4,540,000 $ 1,135,000 $ 878,000
Johnson, Kansas 4 $ 3,090,000 $ 772,500 $ 286,000
Franklin, Ohio 4 $ 1,270,000 $ 317,500 $ 334,000
Montgomery, Pennsylvania 4 $ 1,610,000 $ 402,500 $ 445,000
Bexar, Texas 4 $ 2,580,000 $ 645,000 $ 505,000
Harris, Texas 4 $ 1,910,000 $ 477,500 $ 357,000
Placer, California 3 $ 8,805,000 $ 2,935,000 $ 3,977,000
Ventura, California 3 $ 1,585,000 $ 528,333 $ 223,000
Douglas, Colorado 3 $ 1,215,000 $ 405,000 $ 261,000
Sussex, Delaware 3 $ 3,105,000 $ 1,035,000 $ 2,520,000
District of Columbia, District Of Columbia 3 $ 8,775,000 $ 2,925,000 $ 4,488,000
Miami-Dade, Florida 3 $ 4,755,000 $ 1,585,000 $ 2,048,000
Sarasota, Florida 3 $ 1,355,000 $ 451,666 $ 705,000
Cook, Illinois 3 $ 475,000 $ 158,333 $ 170,000
Bristol, Massachusetts 3 $ 655,000 $ 218,333 $ 104,000
Essex, Massachusetts 3 $ 1,685,000 $ 561,666 $ 361,000
Clark, Nevada 3 $ 1,285,000 $ 428,333 $ 455,000
Richmond, New York 3 $ 1,495,000 $ 498,333 $ 159,000
Delaware, Ohio 3 $ 1,395,000 $ 465,000 $ 287,000
Bucks, Pennsylvania 3 $ 4,125,000 $ 1,375,000 $ 2,251,000
Williamson, Tennessee 3 $ 1,765,000 $ 588,333 $ 1,039,000
Tarrant, Texas 3 $ 2,225,000 $ 741,666 $ 855,000
Thurston, Washington 3 $ 2,935,000 $ 978,333 $ 1,390,000
Alameda, California 2 $ 1,630,000 $ 815,000 $ 1,098,000
El Dorado, California 2 $ 130,000 $ 65,000 $ 205,000
Monterey, California 2 $ 1,410,000 $ 705,000 $ 289,000
El Paso, Colorado 2 $ 850,000 $ 425,000 $ 258,000
Morgan, Colorado 2 $ 620,000 $ 310,000 $ 116,000
San Miguel, Colorado 2 $ 3,550,000 $ 1,775,000 $ 3,620,000
Weld, Colorado 2 $ 400,000 $ 200,000 $ 192,000
Okaloosa, Florida 2 $ 350,000 $ 175,000 $ 1,313,000
Walton, Florida 2 $ 1,710,000 $ 855,000 $ 2,877,000
Bingham, Idaho 2 $ 1,010,000 $ 505,000 $ 201,000
Kane, Illinois 2 $ 550,000 $ 275,000 $ 156,000
Allen, Indiana 2 $ 560,000 $ 280,000 $ 246,000
Kosciusko, Indiana 2 $ 610,000 $ 305,000 $ 204,000
Madison, Indiana 2 $ 180,000 $ 90,000 $ 131,000
York, Maine 2 $ 1,590,000 $ 795,000 $ 565,000
Baltimore, Maryland 2 $ 1,820,000 $ 910,000 $ 1,035,000
Calvert, Maryland 2 $ 470,000 $ 235,000 $ 1,166,000
Montgomery, Maryland 2 $ 1,920,000 $ 960,000 $ 406,000
Worcester, Maryland 2 $ 400,000 $ 200,000 $ 1,273,000
Worcester, Massachusetts 2 $ 330,000 $ 165,000 $ 159,000
Cheboygan, Michigan 2 $ 680,000 $ 340,000 $ 713,000
Washington, Minnesota 2 $ 660,000 $ 330,000 $ 124,000
St. Louis, Missouri 2 $ 870,000 $ 435,000 $ 173,000
Belknap, New Hampshire 2 $ 320,000 $ 160,000 $ 199,000
Hillsborough, New Hampshire 2 $ 720,000 $ 360,000 $ 255,000
Monmouth, New Jersey 2 $ 1,300,000 $ 650,000 $ 659,000
Ocean, New Jersey 2 $ 130,000 $ 65,000 $ 266,000
Kings, New York 2 $ 2,500,000 $ 1,250,000 $ 1,554,000
Suffolk, New York 2 $ 590,000 $ 295,000 $ 462,000
Westchester, New York 2 $ 1,670,000 $ 835,000 $ 398,000
Cabarrus, North Carolina 2 $ 660,000 $ 330,000 $ 124,000
Lucas, Ohio 2 $ 620,000 $ 310,000 $ 133,000
Trumbull, Ohio 2 $ 390,000 $ 195,000 $ 551,000
Oklahoma, Oklahoma 2 $ 910,000 $ 455,000 $ 316,000
Umatilla, Oregon 2 $ 500,000 $ 250,000 $ 107,000
Lawrence, Pennsylvania 2 $ 720,000 $ 360,000 $ 351,000
Shelby, Tennessee 2 $ 760,000 $ 380,000 $ 1,547,000
Aransas, Texas 2 $ 1,490,000 $ 745,000 $ 1,039,000
Fort Bend, Texas 2 $ 1,100,000 $ 550,000 $ 255,000
Washington, Utah 2 $ 3,020,000 $ 1,510,000 $ 1,171,000
Windsor, Vermont 2 $ 330,000 $ 165,000 $ 251,000
Botetourt, Virginia 2 $ 610,000 $ 305,000 $ 295,000
Fairfax, Virginia 2 $ 2,190,000 $ 1,095,000 $ 1,052,000
Virginia Beach, Virginia 2 $ 540,000 $ 270,000 $ 242,000
Benton, Washington 2 $ 1,070,000 $ 535,000 $ 251,000
Spokane, Washington 2 $ 980,000 $ 490,000 $ 181,000
Limestone, Alabama 1 $ 305,000 $ 305,000 $ 279,000
Juneau, Alaska 1 $ 495,000 $ 495,000 $ 90,000
Gila, Arizona 1 $ 355,000 $ 355,000 $ 359,000
Benton, Arkansas 1 $ 555,000 $ 555,000 $ 678,000
Kern, California 1 $ 495,000 $ 495,000 $ 249,000
Lake, California 1 $ 485,000 $ 485,000 $ 4,355,000
Marin, California 1 $ 1,895,000 $ 1,895,000 $ 451,000
Mendocino, California 1 $ 675,000 $ 675,000 $ 391,000
Sacramento, California 1 $ 105,000 $ 105,000 $ 226,000
San Francisco, California 1 $ 1,305,000 $ 1,305,000 $ 449,000
San Luis Obispo, California 1 $ 465,000 $ 465,000 $ 168,000
Santa Barbara, California 1 $ 235,000 $ 235,000 $ 1,385,000
Santa Cruz, California 1 $ 1,855,000 $ 1,855,000 $ 1,202,000
Sonoma, California 1 $ 515,000 $ 515,000 $ 276,000
Stanislaus, California 1 $ 545,000 $ 545,000 $ 384,000
Sutter, California 1 $ 315,000 $ 315,000 $ 225,000
Tuolumne, California 1 $ 265,000 $ 265,000 $ 162,000
Boulder, Colorado 1 $ 345,000 $ 345,000 $ 0
Jefferson, Colorado 1 $ 65,000 $ 65,000 $ 254,000
Larimer, Colorado 1 $ 1,025,000 $ 1,025,000 $ 766,000
Pueblo, Colorado 1 $ 395,000 $ 395,000 $ 154,000
Fairfield, Connecticut 1 $ 665,000 $ 665,000 $ 283,000
Hartford, Connecticut 1 $ 395,000 $ 395,000 $ 120,000
New Haven, Connecticut 1 $ 145,000 $ 145,000 $ 144,000
Brevard, Florida 1 $ 255,000 $ 255,000 $ 605,000
Indian River, Florida 1 $ 1,875,000 $ 1,875,000 $ 6,255,000
Lee, Florida 1 $ 725,000 $ 725,000 $ 642,000
Martin, Florida 1 $ 505,000 $ 505,000 $ 3,972,000
Monroe, Florida 1 $ 425,000 $ 425,000 $ 279,000
St. Johns, Florida 1 $ 175,000 $ 175,000 $ 240,000
Coweta, Georgia 1 $ 555,000 $ 555,000 $ 200,000
DeKalb, Georgia 1 $ 355,000 $ 355,000 $ 124,000
Fayette, Georgia 1 $ 585,000 $ 585,000 $ 441,000
Gwinnett, Georgia 1 $ 545,000 $ 545,000 $ 314,000
Honolulu, Hawaii 1 $ 735,000 $ 735,000 $ 763,000
DuPage, Illinois 1 $ 155,000 $ 155,000 $ 301,000
Lake, Illinois 1 $ 675,000 $ 675,000 $ 417,000
Williamson, Illinois 1 $ 25,000 $ 25,000 $ 117,000
Winnebago, Illinois 1 $ 325,000 $ 325,000 $ 256,000
Jefferson, Indiana 1 $ 115,000 $ 115,000 $ 89,000
St. Joseph, Indiana 1 $ 275,000 $ 275,000 $ 375,000
Woodbury, Iowa 1 $ 25,000 $ 25,000 $ 260,000
Montgomery, Kansas 1 $ 115,000 $ 115,000 $ 38,000
Sedgwick, Kansas 1 $ 365,000 $ 365,000 $ 266,000
Boone, Kentucky 1 $ 265,000 $ 265,000 $ 146,000
Fayette, Kentucky 1 $ 165,000 $ 165,000 $ 328,000
Scott, Kentucky 1 $ 255,000 $ 255,000 $ 224,000
Calcasieu, Louisiana 1 $ 315,000 $ 315,000 $ 571,000
East Baton Rouge, Louisiana 1 $ 265,000 $ 265,000 $ 2,215,000
Lafayette, Louisiana 1 $ 205,000 $ 205,000 $ 180,000
Plaquemines, Louisiana 1 $ 145,000 $ 145,000 $ 225,000
Frederick, Maryland 1 $ 115,000 $ 115,000 $ 280,000
Garrett, Maryland 1 $ 1,005,000 $ 1,005,000 $ 3,162,000
Harford, Maryland 1 $ 265,000 $ 265,000 $ 283,000
Queen Anne's, Maryland 1 $ 1,505,000 $ 1,505,000 $ 4,345,000
Barnstable, Massachusetts 1 $ 445,000 $ 445,000 $ 270,000
Hampden, Massachusetts 1 $ 355,000 $ 355,000 $ 133,000
Berrien, Michigan 1 $ 265,000 $ 265,000 $ 240,000
Missaukee, Michigan 1 $ 145,000 $ 145,000 $ 182,000
Monroe, Michigan 1 $ 265,000 $ 265,000 $ 182,000
Van Buren, Michigan 1 $ 345,000 $ 345,000 $ 248,000
Washtenaw, Michigan 1 $ 105,000 $ 105,000 $ 297,000
Wayne, Michigan 1 $ 55,000 $ 55,000 $ 207,000
Hennepin, Minnesota 1 $ 435,000 $ 435,000 $ 262,000
Newton, Missouri 1 $ 155,000 $ 155,000 $ 260,000
Carbon, Montana 1 $ 725,000 $ 725,000 $ 1,521,000
Flathead, Montana 1 $ 535,000 $ 535,000 $ 83,000
Douglas, Nebraska 1 $ 645,000 $ 645,000 $ 860,000
Elko, Nevada 1 $ 275,000 $ 275,000 $ 740,000
Cheshire, New Hampshire 1 $ 1,015,000 $ 1,015,000 $ 186,000
Rockingham, New Hampshire 1 $ 305,000 $ 305,000 $ 600,000
Burlington, New Jersey 1 $ 735,000 $ 735,000 $ 653,000
Cape May, New Jersey 1 $ 1,555,000 $ 1,555,000 $ 1,985,000
Essex, New Jersey 1 $ 415,000 $ 415,000 $ 180,000
Hudson, New Jersey 1 $ 2,855,000 $ 2,855,000 $ 5,687,000
Hunterdon, New Jersey 1 $ 505,000 $ 505,000 $ 266,000
Middlesex, New Jersey 1 $ 215,000 $ 215,000 $ 81,000
Erie, New York 1 $ 305,000 $ 305,000 $ 651,000
Chatham, North Carolina 1 $ 85,000 $ 85,000 $ 414,000
Forsyth, North Carolina 1 $ 465,000 $ 465,000 $ 259,000
Geauga, Ohio 1 $ 545,000 $ 545,000 $ 217,000
Hamilton, Ohio 1 $ 535,000 $ 535,000 $ 174,000
Lorain, Ohio 1 $ 405,000 $ 405,000 $ 421,000
Mahoning, Ohio 1 $ 315,000 $ 315,000 $ 0
Logan, Oklahoma 1 $ 325,000 $ 325,000 $ 211,000
Tulsa, Oklahoma 1 $ 245,000 $ 245,000 $ 226,000
Wagoner, Oklahoma 1 $ 565,000 $ 565,000 $ 356,000
Deschutes, Oregon 1 $ 485,000 $ 485,000 $ 407,000
Yamhill, Oregon 1 $ 335,000 $ 335,000 $ 132,000
Allegheny, Pennsylvania 1 $ 45,000 $ 45,000 $ 120,000
Chester, Pennsylvania 1 $ 85,000 $ 85,000 $ 375,000
Providence, Rhode Island 1 $ 235,000 $ 235,000 $ 118,000
Washington, Rhode Island 1 $ 535,000 $ 535,000 $ 375,000
Charleston, South Carolina 1 $ 215,000 $ 215,000 $ 50,000
Giles, Tennessee 1 $ 225,000 $ 225,000 $ 148,000
Rutherford, Tennessee 1 $ 485,000 $ 485,000 $ 3,345,000
Sumner, Tennessee 1 $ 235,000 $ 235,000 $ 90,000
Rockwall, Texas 1 $ 395,000 $ 395,000 $ 146,000
Travis, Texas 1 $ 495,000 $ 495,000 $ 328,000
Wise, Texas 1 $ 255,000 $ 255,000 $ 68,000
Davis, Utah 1 $ 905,000 $ 905,000 $ 216,000
Salt Lake, Utah 1 $ 345,000 $ 345,000 $ 80,000
Summit, Utah 1 $ 2,765,000 $ 2,765,000 $ 1,810,000
Utah, Utah 1 $ 315,000 $ 315,000 $ 184,000
Addison, Vermont 1 $ 265,000 $ 265,000 $ 177,000
Chesapeake, Virginia 1 $ 355,000 $ 355,000 $ 287,000
Galax, Virginia 1 $ 575,000 $ 575,000 $ 259,000
Richmond City, Virginia 1 $ 635,000 $ 635,000 $ 801,000
Rockingham, Virginia 1 $ 65,000 $ 65,000 $ 187,000
Stafford, Virginia 1 $ 865,000 $ 865,000 $ 229,000
Grays Harbor, Washington 1 $ 505,000 $ 505,000 $ 1,022,000
Lewis, Washington 1 $ 445,000 $ 445,000 $ 238,000
Snohomish, Washington 1 $ 915,000 $ 915,000 $ 225,000
Harrison, West Virginia 1 $ 255,000 $ 255,000 $ 120,000
Dane, Wisconsin 1 $ 555,000 $ 555,000 $ 139,000
Waukesha, Wisconsin 1 $ 495,000 $ 495,000 $ 275,000
Albany, Wyoming 1 $ 225,000 $ 225,000 $ 48,000

Mortgage Loan Application Detail Totals for Toyota Financial Savings Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 217 $181,085,000 $834,000 $13,875,000 $698,000 $6,255,000
Cash-out Refinancing 122 $86,610,000 $709,000 $5,255,000 $598,000 $6,255,000
Refinancing 93 $73,465,000 $789,000 $5,005,000 $877,000 $8,547,000
Other Purpose 34 $8,150,000 $239,000 $825,000 $499,000 $2,202,000
Home Improvement 11 $1,185,000 $107,000 $345,000 $227,000 $375,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 356 $272,650,000 $765,000 $13,875,000 $716,000 $6,255,000
Not Provided 66 $40,870,000 $619,000 $5,005,000 $779,000 $8,547,000
Hispanic 24 $15,320,000 $638,000 $1,845,000 $356,000 $1,095,000
Asian 18 $10,130,000 $562,000 $1,425,000 $274,000 $791,000
Black or African American 10 $9,710,000 $971,000 $1,585,000 $512,000 $2,019,000
American Indian or Alaskan Native 1 $315,000 $315,000 $315,000 $225,000 $225,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 477 $350,495,000 $734,000 $13,875,000 $682,000 $8,547,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 363 $268,285,000 $739,000 $13,875,000 $708,000 $8,547,000
Application Withdrawn By Applicant 72 $56,630,000 $786,000 $10,215,000 $770,000 $6,000,000
Application Denied By Financial Institution 39 $24,755,000 $634,000 $5,255,000 $325,000 $4,674,000
Application Approved But Not Accepted 2 $800,000 $400,000 $455,000 $143,000 $207,000
File Closed For Incompleteness 1 $25,000 $25,000 $25,000 $260,000 $260,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 477 $350,495,000 $734,000 $13,875,000 $682,000 $8,547,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Toyota Financial Savings Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Toyota Financial Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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