Trustmark Bank Mortgage Lending & HMDA Data, 2023

In 2023, Trustmark Bank of Jackson, MS reported 13,088 mortgage applications totaling $2.3 billion, down 33% from 2022. The average application was for $175,855, and applicants reported an average income of $110,011. 69% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Jackson, MS (2,560), Memphis, TN-MS-AR (1,629) and Birmingham-Hoover, AL (926) (applications in parentheses).

Mortgage Company & Address Trustmark Bank
Po Box 291
Jackson, MS 39201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 13,088
Total Mortgage Loan Application Amount $2,301,600,000
Average Mortgage Loan Application Amount $175,855
Highest Mortgage Loan Application Amount $2,915,000
Average Applicant Income $110,011
Highest Applicant Income $3,707,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 947 $ 133,725,000 $ 141,209 $ 83,000
Hinds, Mississippi 930 $ 99,380,000 $ 106,860 $ 91,000
Rankin, Mississippi 838 $ 124,500,000 $ 148,568 $ 103,000
Jefferson, Alabama 653 $ 127,195,000 $ 194,785 $ 94,000
Mobile, Alabama 635 $ 121,075,000 $ 190,669 $ 104,000
Madison, Mississippi 616 $ 124,900,000 $ 202,759 $ 166,000
DeSoto, Mississippi 528 $ 92,550,000 $ 175,284 $ 90,000
Montgomery, Alabama 502 $ 86,570,000 $ 172,450 $ 87,000
Baldwin, Alabama 411 $ 104,835,000 $ 255,072 $ 154,000
Bay, Florida 384 $ 88,500,000 $ 230,468 $ 143,000
Harris, Texas 295 $ 91,565,000 $ 310,389 $ 171,000
Madison, Alabama 290 $ 71,910,000 $ 247,965 $ 138,000
Harrison, Mississippi 284 $ 42,340,000 $ 149,084 $ 88,000
Lauderdale, Mississippi 249 $ 33,275,000 $ 133,634 $ 97,000
Jackson, Mississippi 247 $ 39,225,000 $ 158,805 $ 88,000
Lee, Alabama 238 $ 62,120,000 $ 261,008 $ 128,000
Lamar, Mississippi 215 $ 37,025,000 $ 172,209 $ 99,000
Forrest, Mississippi 213 $ 25,395,000 $ 119,225 $ 79,000
Shelby, Alabama 204 $ 53,400,000 $ 261,764 $ 111,000
Warren, Mississippi 201 $ 26,975,000 $ 134,203 $ 105,000
Autauga, Alabama 179 $ 38,415,000 $ 214,608 $ 114,000
Lauderdale, Alabama 150 $ 27,440,000 $ 182,933 $ 86,000
Limestone, Alabama 146 $ 35,720,000 $ 244,657 $ 116,000
Elmore, Alabama 145 $ 28,595,000 $ 197,206 $ 109,000
Jones, Mississippi 144 $ 18,270,000 $ 126,875 $ 94,000
Lowndes, Mississippi 144 $ 17,200,000 $ 119,444 $ 84,000
Colbert, Alabama 139 $ 24,985,000 $ 179,748 $ 80,000
Walton, Florida 127 $ 42,615,000 $ 335,551 $ 245,000
Lincoln, Mississippi 124 $ 12,720,000 $ 102,580 $ 113,000
George, Mississippi 119 $ 23,285,000 $ 195,672 $ 97,000
Lee, Mississippi 102 $ 11,330,000 $ 111,078 $ 87,000
Marion, Mississippi 80 $ 6,210,000 $ 77,625 $ 81,000
Lafayette, Mississippi 79 $ 16,355,000 $ 207,025 $ 132,000
Pike, Mississippi 79 $ 8,815,000 $ 111,582 $ 96,000
Copiah, Mississippi 75 $ 7,075,000 $ 94,333 $ 91,000
Fayette, Tennessee 72 $ 14,320,000 $ 198,888 $ 129,000
Tuscaloosa, Alabama 71 $ 13,075,000 $ 184,154 $ 110,000
Sumter, South Carolina 65 $ 15,255,000 $ 234,692 $ 82,000
Simpson, Mississippi 64 $ 6,780,000 $ 105,937 $ 112,000
Itawamba, Mississippi 63 $ 6,225,000 $ 98,809 $ 78,000
Alcorn, Mississippi 61 $ 6,965,000 $ 114,180 $ 96,000
Smith, Mississippi 58 $ 6,650,000 $ 114,655 $ 82,000
Washington, Mississippi 57 $ 4,535,000 $ 79,561 $ 82,000
Okaloosa, Florida 52 $ 15,890,000 $ 305,576 $ 246,000
Dallas, Alabama 49 $ 5,335,000 $ 108,877 $ 124,000
Escambia, Alabama 46 $ 5,250,000 $ 114,130 $ 86,000
Walthall, Mississippi 41 $ 3,715,000 $ 90,609 $ 84,000
Leake, Mississippi 40 $ 3,480,000 $ 87,000 $ 72,000
Fort Bend, Texas 39 $ 12,305,000 $ 315,512 $ 159,000
Escambia, Florida 37 $ 8,465,000 $ 228,783 $ 163,000
Marengo, Alabama 36 $ 5,060,000 $ 140,555 $ 95,000
Tate, Mississippi 36 $ 5,740,000 $ 159,444 $ 78,000
Hancock, Mississippi 35 $ 5,365,000 $ 153,285 $ 92,000
Butler, Alabama 33 $ 3,725,000 $ 112,878 $ 92,000
Morgan, Alabama 30 $ 3,780,000 $ 126,000 $ 93,000
Leflore, Mississippi 30 $ 2,470,000 $ 82,333 $ 107,000
Montgomery, Texas 30 $ 8,810,000 $ 293,666 $ 277,000
Amite, Mississippi 29 $ 2,335,000 $ 80,517 $ 90,000
Neshoba, Mississippi 28 $ 2,990,000 $ 106,785 $ 66,000
Yazoo, Mississippi 28 $ 2,460,000 $ 87,857 $ 63,000
Covington, Mississippi 27 $ 3,285,000 $ 121,666 $ 105,000
Stone, Mississippi 27 $ 3,835,000 $ 142,037 $ 91,000
Monroe, Alabama 26 $ 2,800,000 $ 107,692 $ 82,000
Santa Rosa, Florida 26 $ 7,640,000 $ 293,846 $ 146,000
Newton, Mississippi 26 $ 3,350,000 $ 128,846 $ 59,000
Tallapoosa, Alabama 25 $ 10,795,000 $ 431,800 $ 271,000
Clarke, Mississippi 24 $ 2,290,000 $ 95,416 $ 91,000
Greene, Mississippi 24 $ 3,300,000 $ 137,500 $ 122,000
Lawrence, Mississippi 24 $ 1,840,000 $ 76,666 $ 104,000
Marshall, Mississippi 24 $ 4,670,000 $ 194,583 $ 92,000
St. Clair, Alabama 23 $ 5,565,000 $ 241,956 $ 97,000
Washington, Florida 23 $ 4,015,000 $ 174,565 $ 89,000
Oktibbeha, Mississippi 23 $ 4,985,000 $ 216,739 $ 277,000
Chilton, Alabama 20 $ 2,970,000 $ 148,500 $ 79,000
Scott, Mississippi 20 $ 4,650,000 $ 232,500 $ 94,000
Adams, Mississippi 19 $ 1,915,000 $ 100,789 $ 105,000
Panola, Mississippi 18 $ 3,800,000 $ 211,111 $ 90,000
Claiborne, Mississippi 17 $ 1,215,000 $ 71,470 $ 78,000
Bibb, Alabama 16 $ 2,410,000 $ 150,625 $ 94,000
Jasper, Mississippi 16 $ 2,260,000 $ 141,250 $ 109,000
Perry, Mississippi 16 $ 1,630,000 $ 101,875 $ 80,000
Tipton, Tennessee 16 $ 1,850,000 $ 115,625 $ 70,000
Franklin, Alabama 15 $ 2,275,000 $ 151,666 $ 94,000
Pike, Alabama 15 $ 3,965,000 $ 264,333 $ 150,000
Humphreys, Mississippi 15 $ 1,235,000 $ 82,333 $ 57,000
Barbour, Alabama 14 $ 1,030,000 $ 73,571 $ 76,000
Choctaw, Alabama 14 $ 2,390,000 $ 170,714 $ 102,000
Bossier, Louisiana 14 $ 3,460,000 $ 247,142 $ 188,000
Houston, Alabama 13 $ 1,815,000 $ 139,615 $ 94,000
Wilcox, Alabama 13 $ 1,605,000 $ 123,461 $ 74,000
Sunflower, Mississippi 13 $ 1,145,000 $ 88,076 $ 372,000
Cherokee, Alabama 12 $ 2,150,000 $ 179,166 $ 121,000
Cullman, Alabama 12 $ 3,030,000 $ 252,500 $ 146,000
Calhoun, Alabama 11 $ 1,695,000 $ 154,090 $ 75,000
Conecuh, Alabama 11 $ 1,255,000 $ 114,090 $ 68,000
Attala, Mississippi 11 $ 1,155,000 $ 105,000 $ 80,000
Carroll, Mississippi 11 $ 645,000 $ 58,636 $ 79,000
Chickasaw, Mississippi 11 $ 485,000 $ 44,090 $ 75,000
Tippah, Mississippi 11 $ 1,205,000 $ 109,545 $ 67,000
Lexington, South Carolina 11 $ 2,645,000 $ 240,454 $ 90,000
Blount, Alabama 10 $ 1,730,000 $ 173,000 $ 58,000
Washington, Alabama 10 $ 1,500,000 $ 150,000 $ 80,000
Tishomingo, Mississippi 10 $ 1,180,000 $ 118,000 $ 97,000
Clay, Mississippi 9 $ 885,000 $ 98,333 $ 107,000
Holmes, Mississippi 9 $ 515,000 $ 57,222 $ 59,000
Montgomery, Mississippi 9 $ 1,045,000 $ 116,111 $ 82,000
Pearl River, Mississippi 9 $ 1,415,000 $ 157,222 $ 85,000
Pontotoc, Mississippi 9 $ 965,000 $ 107,222 $ 68,000
McNairy, Tennessee 9 $ 1,175,000 $ 130,555 $ 96,000
Waller, Texas 9 $ 2,145,000 $ 238,333 $ 192,000
Chambers, Alabama 8 $ 1,060,000 $ 132,500 $ 61,000
Clarke, Alabama 8 $ 1,500,000 $ 187,500 $ 102,000
Talladega, Alabama 8 $ 1,160,000 $ 145,000 $ 54,000
Orleans, Louisiana 8 $ 2,130,000 $ 266,250 $ 221,000
Richland, South Carolina 8 $ 1,670,000 $ 208,750 $ 75,000
Brazoria, Texas 8 $ 2,380,000 $ 297,500 $ 186,000
Walker, Alabama 7 $ 1,115,000 $ 159,285 $ 106,000
Gulf, Florida 7 $ 1,175,000 $ 167,857 $ 106,000
Harris, Georgia 7 $ 2,325,000 $ 332,142 $ 132,000
Jefferson Davis, Mississippi 7 $ 295,000 $ 42,142 $ 71,000
Prentiss, Mississippi 7 $ 625,000 $ 89,285 $ 100,000
Galveston, Texas 7 $ 2,995,000 $ 427,857 $ 423,000
Etowah, Alabama 6 $ 1,240,000 $ 206,666 $ 98,000
Lowndes, Alabama 6 $ 330,000 $ 55,000 $ 81,000
Macon, Alabama 6 $ 540,000 $ 90,000 $ 61,000
Marshall, Alabama 6 $ 1,180,000 $ 196,666 $ 270,000
Jefferson, Louisiana 6 $ 1,400,000 $ 233,333 $ 177,000
Coahoma, Mississippi 6 $ 320,000 $ 53,333 $ 74,000
Yalobusha, Mississippi 6 $ 690,000 $ 115,000 $ 88,000
Dale, Alabama 5 $ 865,000 $ 173,000 $ 67,000
Lawrence, Alabama 5 $ 1,055,000 $ 211,000 $ 112,000
Pickens, Alabama 5 $ 765,000 $ 153,000 $ 71,000
Grenada, Mississippi 5 $ 385,000 $ 77,000 $ 50,000
Kemper, Mississippi 5 $ 635,000 $ 127,000 $ 77,000
Wayne, Mississippi 5 $ 915,000 $ 183,000 $ 91,000
Hardeman, Tennessee 5 $ 755,000 $ 151,000 $ 110,000
Williamson, Tennessee 5 $ 1,195,000 $ 239,000 $ 361,000
Collin, Texas 5 $ 2,375,000 $ 475,000 $ 832,000
Dallas, Texas 5 $ 1,915,000 $ 383,000 $ 220,000
Crenshaw, Alabama 4 $ 480,000 $ 120,000 $ 50,000
Faulkner, Arkansas 4 $ 290,000 $ 72,500 $ 61,000
Holmes, Florida 4 $ 590,000 $ 147,500 $ 63,000
Caddo, Louisiana 4 $ 610,000 $ 152,500 $ 65,000
Bolivar, Mississippi 4 $ 390,000 $ 97,500 $ 156,000
Davidson, Tennessee 4 $ 1,170,000 $ 292,500 $ 258,000
Wilson, Tennessee 4 $ 1,240,000 $ 310,000 $ 113,000
Coffee, Alabama 3 $ 865,000 $ 288,333 $ 143,000
Coosa, Alabama 3 $ 1,235,000 $ 411,666 $ 108,000
Covington, Alabama 3 $ 1,005,000 $ 335,000 $ 98,000
DeKalb, Alabama 3 $ 1,005,000 $ 335,000 $ 165,000
Hale, Alabama 3 $ 365,000 $ 121,666 $ 75,000
Jackson, Alabama 3 $ 485,000 $ 161,666 $ 116,000
Marion, Alabama 3 $ 515,000 $ 171,666 $ 73,000
Perry, Alabama 3 $ 465,000 $ 155,000 $ 62,000
Sumter, Alabama 3 $ 425,000 $ 141,666 $ 82,000
Winston, Alabama 3 $ 1,365,000 $ 455,000 $ 428,000
Crittenden, Arkansas 3 $ 425,000 $ 141,666 $ 50,000
Hillsborough, Florida 3 $ 1,075,000 $ 358,333 $ 240,000
Chatham, Georgia 3 $ 835,000 $ 278,333 $ 94,000
Fulton, Georgia 3 $ 415,000 $ 138,333 $ 117,000
Choctaw, Mississippi 3 $ 605,000 $ 201,666 $ 82,000
Franklin, Mississippi 3 $ 385,000 $ 128,333 $ 225,000
Monroe, Mississippi 3 $ 225,000 $ 75,000 $ 108,000
Noxubee, Mississippi 3 $ 185,000 $ 61,666 $ 70,000
Tunica, Mississippi 3 $ 145,000 $ 48,333 $ 157,000
Winston, Mississippi 3 $ 195,000 $ 65,000 $ 19,000
Chester, Tennessee 3 $ 545,000 $ 181,666 $ 66,000
Hardin, Tennessee 3 $ 635,000 $ 211,666 $ 72,000
Madison, Tennessee 3 $ 345,000 $ 115,000 $ 69,000
Bexar, Texas 3 $ 545,000 $ 181,666 $ 97,000
Ellis, Texas 3 $ 545,000 $ 181,666 $ 114,000
Kaufman, Texas 3 $ 815,000 $ 271,666 $ 72,000
Tarrant, Texas 3 $ 915,000 $ 305,000 $ 114,000
Henry, Alabama 2 $ 660,000 $ 330,000 $ 172,000
Lamar, Alabama 2 $ 200,000 $ 100,000 $ 40,000
Randolph, Alabama 2 $ 490,000 $ 245,000 $ 89,000
Russell, Alabama 2 $ 210,000 $ 105,000 $ 41,000
Cleburne, Arkansas 2 $ 350,000 $ 175,000 $ 81,000
White, Arkansas 2 $ 250,000 $ 125,000 $ 48,000
Calhoun, Florida 2 $ 220,000 $ 110,000 $ 138,000
Clay, Florida 2 $ 390,000 $ 195,000 $ 130,000
Duval, Florida 2 $ 160,000 $ 80,000 $ 52,000
Lake, Florida 2 $ 620,000 $ 310,000 $ 894,000
Palm Beach, Florida 2 $ 650,000 $ 325,000 $ 360,000
Pasco, Florida 2 $ 480,000 $ 240,000 $ 139,000
Sumter, Florida 2 $ 250,000 $ 125,000 $ 85,000
Cobb, Georgia 2 $ 540,000 $ 270,000 $ 345,000
Fayette, Georgia 2 $ 440,000 $ 220,000 $ 1,576,000
Hall, Georgia 2 $ 560,000 $ 280,000 $ 87,000
Muscogee, Georgia 2 $ 590,000 $ 295,000 $ 97,000
Lafayette, Louisiana 2 $ 940,000 $ 470,000 $ 310,000
Livingston, Louisiana 2 $ 380,000 $ 190,000 $ 1,149,000
St. Tammany, Louisiana 2 $ 610,000 $ 305,000 $ 178,000
Tangipahoa, Louisiana 2 $ 200,000 $ 100,000 $ 55,000
Benton, Mississippi 2 $ 510,000 $ 255,000 $ 98,000
Jefferson, Mississippi 2 $ 220,000 $ 110,000 $ 93,000
Quitman, Mississippi 2 $ 130,000 $ 65,000 $ 51,000
Sharkey, Mississippi 2 $ 110,000 $ 55,000 $ 106,000
Tallahatchie, Mississippi 2 $ 40,000 $ 20,000 $ 35,000
Buncombe, North Carolina 2 $ 1,080,000 $ 540,000 $ 207,000
Yancey, North Carolina 2 $ 2,860,000 $ 1,430,000 $ 1,155,000
Clarendon, South Carolina 2 $ 620,000 $ 310,000 $ 98,000
Florence, South Carolina 2 $ 360,000 $ 180,000 $ 83,000
Horry, South Carolina 2 $ 620,000 $ 310,000 $ 144,000
Kershaw, South Carolina 2 $ 400,000 $ 200,000 $ 67,000
Pickens, South Carolina 2 $ 410,000 $ 205,000 $ 82,000
Blount, Tennessee 2 $ 290,000 $ 145,000 $ 83,000
Giles, Tennessee 2 $ 370,000 $ 185,000 $ 200,000
Lincoln, Tennessee 2 $ 460,000 $ 230,000 $ 111,000
Sevier, Tennessee 2 $ 730,000 $ 365,000 $ 299,000
Jefferson, Texas 2 $ 630,000 $ 315,000 $ 194,000
Travis, Texas 2 $ 730,000 $ 365,000 $ 111,000
Washington, Texas 2 $ 810,000 $ 405,000 $ 127,000
Williamson, Texas 2 $ 1,210,000 $ 605,000 $ 342,000
Fayette, Alabama 1 $ 85,000 $ 85,000 $ 40,000
Geneva, Alabama 1 $ 135,000 $ 135,000 $ 75,000
Greene, Alabama 1 $ 145,000 $ 145,000 $ 79,000
Cleveland, Arkansas 1 $ 395,000 $ 395,000 $ 126,000
Conway, Arkansas 1 $ 25,000 $ 25,000 $ 116,000
Saline, Arkansas 1 $ 405,000 $ 405,000 $ 197,000
Union, Arkansas 1 $ 275,000 $ 275,000 $ 95,000
Denver, Colorado 1 $ 385,000 $ 385,000 $ 0
Alachua, Florida 1 $ 355,000 $ 355,000 $ 105,000
Brevard, Florida 1 $ 335,000 $ 335,000 $ 91,000
Marion, Florida 1 $ 185,000 $ 185,000 $ 65,000
Pinellas, Florida 1 $ 295,000 $ 295,000 $ 87,000
Barrow, Georgia 1 $ 325,000 $ 325,000 $ 172,000
Coweta, Georgia 1 $ 375,000 $ 375,000 $ 100,000
DeKalb, Georgia 1 $ 415,000 $ 415,000 $ 142,000
Gwinnett, Georgia 1 $ 345,000 $ 345,000 $ 80,000
Houston, Georgia 1 $ 395,000 $ 395,000 $ 146,000
Paulding, Georgia 1 $ 535,000 $ 535,000 $ 102,000
Quitman, Georgia 1 $ 105,000 $ 105,000 $ 140,000
Troup, Georgia 1 $ 305,000 $ 305,000 $ 101,000
Walton, Georgia 1 $ 405,000 $ 405,000 $ 163,000
Cook, Illinois 1 $ 5,000 $ 5,000 $ 17,000
Fayette, Kentucky 1 $ 295,000 $ 295,000 $ 0
Ascension, Louisiana 1 $ 425,000 $ 425,000 $ 113,000
Concordia, Louisiana 1 $ 255,000 $ 255,000 $ 0
East Baton Rouge, Louisiana 1 $ 185,000 $ 185,000 $ 0
Madison, Louisiana 1 $ 15,000 $ 15,000 $ 45,000
Rapides, Louisiana 1 $ 225,000 $ 225,000 $ 57,000
Richland, Louisiana 1 $ 425,000 $ 425,000 $ 197,000
St. Mary, Louisiana 1 $ 125,000 $ 125,000 $ 91,000
Vernon, Louisiana 1 $ 235,000 $ 235,000 $ 77,000
Washington, Louisiana 1 $ 165,000 $ 165,000 $ 62,000
Calhoun, Mississippi 1 $ 35,000 $ 35,000 $ 123,000
Union, Mississippi 1 $ 195,000 $ 195,000 $ 61,000
Webster, Mississippi 1 $ 245,000 $ 245,000 $ 120,000
Wilkinson, Mississippi 1 $ 75,000 $ 75,000 $ 29,000
Greene, Missouri 1 $ 235,000 $ 235,000 $ 190,000
Guilford, North Carolina 1 $ 95,000 $ 95,000 $ 185,000
Jackson, North Carolina 1 $ 155,000 $ 155,000 $ 345,000
Macon, North Carolina 1 $ 615,000 $ 615,000 $ 383,000
McDowell, North Carolina 1 $ 235,000 $ 235,000 $ 59,000
Wake, North Carolina 1 $ 455,000 $ 455,000 $ 0
Anderson, South Carolina 1 $ 285,000 $ 285,000 $ 0
Beaufort, South Carolina 1 $ 525,000 $ 525,000 $ 210,000
Calhoun, South Carolina 1 $ 305,000 $ 305,000 $ 150,000
Charleston, South Carolina 1 $ 1,355,000 $ 1,355,000 $ 0
Greenville, South Carolina 1 $ 325,000 $ 325,000 $ 112,000
Lancaster, South Carolina 1 $ 345,000 $ 345,000 $ 141,000
Marion, South Carolina 1 $ 165,000 $ 165,000 $ 41,000
Cannon, Tennessee 1 $ 155,000 $ 155,000 $ 103,000
Cheatham, Tennessee 1 $ 455,000 $ 455,000 $ 158,000
Decatur, Tennessee 1 $ 135,000 $ 135,000 $ 40,000
Dickson, Tennessee 1 $ 445,000 $ 445,000 $ 90,000
Gibson, Tennessee 1 $ 35,000 $ 35,000 $ 64,000
Haywood, Tennessee 1 $ 25,000 $ 25,000 $ 43,000
Henderson, Tennessee 1 $ 165,000 $ 165,000 $ 62,000
Knox, Tennessee 1 $ 245,000 $ 245,000 $ 65,000
Marshall, Tennessee 1 $ 375,000 $ 375,000 $ 130,000
Putnam, Tennessee 1 $ 155,000 $ 155,000 $ 166,000
Robertson, Tennessee 1 $ 55,000 $ 55,000 $ 74,000
Rutherford, Tennessee 1 $ 75,000 $ 75,000 $ 159,000
Sullivan, Tennessee 1 $ 235,000 $ 235,000 $ 91,000
Sumner, Tennessee 1 $ 495,000 $ 495,000 $ 174,000
Austin, Texas 1 $ 775,000 $ 775,000 $ 666,000
Cameron, Texas 1 $ 55,000 $ 55,000 $ 0
Fayette, Texas 1 $ 505,000 $ 505,000 $ 580,000
Hardin, Texas 1 $ 295,000 $ 295,000 $ 155,000
Hunt, Texas 1 $ 295,000 $ 295,000 $ 78,000
Johnson, Texas 1 $ 405,000 $ 405,000 $ 152,000
Nueces, Texas 1 $ 105,000 $ 105,000 $ 80,000
Polk, Texas 1 $ 155,000 $ 155,000 $ 132,000
Wharton, Texas 1 $ 75,000 $ 75,000 $ 240,000
Frederick, Virginia 1 $ 275,000 $ 275,000 $ 160,000

Mortgage Loan Application Detail Totals for Trustmark Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,233 $1,847,235,000 $224,000 $2,915,000 $101,000 $1,944,000
Other Purpose 2,195 $152,745,000 $69,000 $645,000 $126,000 $2,736,000
Refinancing 1,737 $210,405,000 $121,000 $1,275,000 $132,000 $3,707,000
Home Improvement 615 $31,855,000 $51,000 $645,000 $114,000 $2,879,000
Cash-out Refinancing 308 $59,360,000 $192,000 $1,065,000 $105,000 $1,531,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,010 $1,348,690,000 $192,000 $2,915,000 $129,000 $3,707,000
Black or African American 4,155 $563,625,000 $135,000 $985,000 $77,000 $2,879,000
Not Provided 716 $141,280,000 $197,000 $1,345,000 $110,000 $2,736,000
Not applicable 519 $96,705,000 $186,000 $1,355,000 $0 $0
Hispanic 354 $73,470,000 $207,000 $1,275,000 $115,000 $1,072,000
Asian 202 $52,310,000 $258,000 $1,005,000 $148,000 $1,734,000
American Indian or Alaskan Native 84 $12,880,000 $153,000 $485,000 $78,000 $240,000
Native Hawaiian or Other Pacific Islander 2 $410,000 $205,000 $235,000 $74,000 $108,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,213 $1,637,355,000 $160,000 $2,915,000 $118,000 $3,707,000
FHA-insured (Federal Housing Administration) 2,056 $436,110,000 $212,000 $605,000 $77,000 $394,000
VA-guaranteed (Veterans Administration) 619 $190,475,000 $307,000 $905,000 $106,000 $500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 200 $37,660,000 $188,000 $355,000 $70,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,063 $1,645,725,000 $181,000 $2,645,000 $115,000 $3,523,000
Application Denied By Financial Institution 1,798 $219,090,000 $121,000 $2,345,000 $82,000 $2,879,000
Application Withdrawn By Applicant 1,203 $247,535,000 $205,000 $1,345,000 $106,000 $2,228,000
Application Approved But Not Accepted 434 $65,200,000 $150,000 $2,915,000 $112,000 $1,392,000
File Closed For Incompleteness 350 $65,170,000 $186,000 $1,065,000 $156,000 $3,707,000
Loan Purchased By The Institution 240 $58,880,000 $245,000 $675,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,290 $2,082,510,000 $184,000 $2,915,000 $115,000 $3,707,000
Credit History 740 $65,200,000 $88,000 $655,000 $84,000 $2,879,000
Collateral 393 $37,635,000 $95,000 $785,000 $102,000 $2,691,000
Debt-To-Income Ratio 375 $68,095,000 $181,000 $2,345,000 $55,000 $602,000
Other 117 $16,955,000 $144,000 $825,000 $108,000 $868,000
Insufficient Cash (Downpayment, Closing Cost) 83 $15,445,000 $186,000 $725,000 $70,000 $240,000
Unverifiable Information 58 $10,740,000 $185,000 $645,000 $82,000 $350,000
Employment History 32 $5,020,000 $156,000 $345,000 $60,000 $167,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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