Tyndall Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Tyndall Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tyndall Federal Credit Union 3109 Minnesota Ave Panama City, FL 32405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,189 |
| Total Mortgage Loan Application Amount | $140,934,000 |
| Average Mortgage Loan Application Amount | $109,000 |
| Highest Mortgage Loan Application Amount | $1,275,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $499,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Tyndall Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tyndall Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Tyndall Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tyndall Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tyndall Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tyndall Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 630 | $ 79,086,000 | $ 125,000 | $ 76,000 |
| Jackson County Florida | 61 | $ 6,184,000 | $ 101,000 | $ 77,000 |
| Mobile County Alabama | 53 | $ 5,129,000 | $ 96,000 | $ 74,000 |
| Baldwin County Alabama | 48 | $ 5,987,000 | $ 124,000 | $ 86,000 |
| Washington County Florida | 47 | $ 4,027,000 | $ 85,000 | $ 57,000 |
| Houston County Alabama | 41 | $ 4,170,000 | $ 101,000 | $ 56,000 |
| Gulf County Florida | 31 | $ 3,754,000 | $ 121,000 | $ 77,000 |
| Walton County Florida | 23 | $ 3,731,000 | $ 162,000 | $ 81,000 |
| Leon County Florida | 19 | $ 2,133,000 | $ 112,000 | $ 68,000 |
| Okaloosa County Florida | 16 | $ 2,407,000 | $ 150,000 | $ 107,000 |
| Holmes County Florida | 15 | $ 1,124,000 | $ 74,000 | $ 58,000 |
| Franklin County Florida | 14 | $ 1,238,000 | $ 88,000 | $ 76,000 |
| Dale County Alabama | 11 | $ 799,000 | $ 72,000 | $ 53,000 |
| Calhoun County Florida | 11 | $ 951,000 | $ 86,000 | $ 51,000 |
| Geneva County Alabama | 7 | $ 799,000 | $ 114,000 | $ 90,000 |
| Santa Rosa County Florida | 6 | $ 668,000 | $ 111,000 | $ 103,000 |
| Hillsborough County Florida | 5 | $ 461,000 | $ 92,000 | $ 63,000 |
| Lee County Florida | 5 | $ 785,000 | $ 157,000 | $ 153,000 |
| Liberty County Florida | 5 | $ 316,000 | $ 63,000 | $ 57,000 |
| Coffee County Alabama | 4 | $ 375,000 | $ 93,000 | $ 61,000 |
| Henry County Alabama | 4 | $ 402,000 | $ 100,000 | $ 52,000 |
| Escambia County Florida | 4 | $ 349,000 | $ 87,000 | $ 40,000 |
| Pasco County Florida | 4 | $ 547,000 | $ 136,000 | $ 47,000 |
| Wakulla County Florida | 4 | $ 710,000 | $ 177,000 | $ 69,000 |
| Alachua County Florida | 3 | $ 250,000 | $ 83,000 | $ 40,000 |
| Broward County Florida | 3 | $ 878,000 | $ 292,000 | $ 94,000 |
| Pinellas County Florida | 3 | $ 128,000 | $ 42,000 | $ 10,000 |
| Clarke County Alabama | 2 | $ 71,000 | $ 35,000 | $ 40,000 |
| Walker County Alabama | 2 | $ 85,000 | $ 42,000 | $ 0 |
| Washington County Alabama | 2 | $ 111,000 | $ 55,000 | $ 15,000 |
| Duval County Florida | 2 | $ 163,000 | $ 81,000 | $ 145,000 |
| Hernando County Florida | 2 | $ 111,000 | $ 55,000 | $ 20,000 |
| Miami-Dade County Florida | 2 | $ 245,000 | $ 122,000 | $ 56,000 |
| Orange County Florida | 2 | $ 313,000 | $ 156,000 | $ 149,000 |
| Polk County Florida | 2 | $ 147,000 | $ 73,000 | $ 0 |
| Suwannee County Florida | 2 | $ 149,000 | $ 74,000 | $ 0 |
| Houston County Georgia | 2 | $ 504,000 | $ 252,000 | $ 79,000 |
| Elmore County Idaho | 2 | $ 321,000 | $ 160,000 | $ 95,000 |
| Catahoula County Louisiana | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| Clark County Ohio | 2 | $ 204,000 | $ 102,000 | $ 70,000 |
| Berkeley County South Carolina | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Roanoke City County Virginia | 2 | $ 339,000 | $ 169,000 | $ 93,000 |
| Autauga County Alabama | 1 | $ 168,000 | $ 168,000 | $ 158,000 |
| Barbour County Alabama | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Blount County Alabama | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Calhoun County Alabama | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Coosa County Alabama | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Cullman County Alabama | 1 | $ 88,000 | $ 88,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Madison County Alabama | 1 | $ 93,000 | $ 93,000 | $ 63,000 |
| Marion County Alabama | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Marshall County Alabama | 1 | $ 392,000 | $ 392,000 | $ 109,000 |
| Montgomery County Alabama | 1 | $ 178,000 | $ 178,000 | $ 68,000 |
| Randolph County Alabama | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
| Sumter County Alabama | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
| Pima County Arizona | 1 | $ 138,000 | $ 138,000 | $ 130,000 |
| Arapahoe County Colorado | 1 | $ 247,000 | $ 247,000 | $ 216,000 |
| El Paso County Colorado | 1 | $ 228,000 | $ 228,000 | $ 110,000 |
| Hinsdale County Colorado | 1 | $ 124,000 | $ 124,000 | $ 139,000 |
| Citrus County Florida | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Clay County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Collier County Florida | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Columbia County Florida | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Gadsden County Florida | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Lake County Florida | 1 | $ 176,000 | $ 176,000 | $ 89,000 |
| Monroe County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Nassau County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Osceola County Florida | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Putnam County Florida | 1 | $ 43,000 | $ 43,000 | $ 52,000 |
| St. Johns County Florida | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Appling County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chatham County Georgia | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Cherokee County Georgia | 1 | $ 107,000 | $ 107,000 | $ 53,000 |
| Clayton County Georgia | 1 | $ 57,000 | $ 57,000 | $ 118,000 |
| DeKalb County Georgia | 1 | $ 139,000 | $ 139,000 | $ 177,000 |
| Early County Georgia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Floyd County Georgia | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Heard County Georgia | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Laurens County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Long County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 84,000 | $ 84,000 | $ 81,000 |
| Towns County Georgia | 1 | $ 113,000 | $ 113,000 | $ 249,000 |
| Jackson County Illinois | 1 | $ 276,000 | $ 276,000 | $ 107,000 |
| Williamson County Illinois | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Madison County Indiana | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Garrard County Kentucky | 1 | $ 263,000 | $ 263,000 | $ 124,000 |
| Hardin County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Jefferson County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Livingston County Louisiana | 1 | $ 149,000 | $ 149,000 | $ 82,000 |
| St. Tammany County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 96,000 |
| Charles County Maryland | 1 | $ 229,000 | $ 229,000 | $ 149,000 |
| Montgomery County Maryland | 1 | $ 409,000 | $ 409,000 | $ 135,000 |
| Cass County Michigan | 1 | $ 4,000 | $ 4,000 | $ 39,000 |
| Grenada County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Harrison County Mississippi | 1 | $ 151,000 | $ 151,000 | $ 53,000 |
| Cass County Missouri | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Otero County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 71,000 |
| Henderson County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 102,000 |
| Ashtabula County Ohio | 1 | $ 134,000 | $ 134,000 | $ 12,000 |
| Cleveland County Oklahoma | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| Jackson County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Bucks County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 82,000 |
| Montgomery County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 92,000 |
| Wayne County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Anderson County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 22,000 |
| Chesterfield County South Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Pickens County South Carolina | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Coffee County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 149,000 |
| Davidson County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 183,000 |
| Decatur County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 119,000 |
| Lincoln County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 94,000 |
| Robertson County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Shelby County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 81,000 |
| Amherst County Virginia | 1 | $ 140,000 | $ 140,000 | $ 105,000 |
| Newport News County Virginia | 1 | $ 148,000 | $ 148,000 | $ 174,000 |
| York County Virginia | 1 | $ 213,000 | $ 213,000 | $ 169,000 |
| Webster County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Tyndall Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 554 | $71,362,000 | $128,000 | $424,000 | $68,000 | $442,000 |
| Refinancing | 494 | $57,960,000 | $117,000 | $1,275,000 | $78,000 | $308,000 |
| Home Improvement | 141 | $11,612,000 | $82,000 | $412,000 | $78,000 | $499,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 869 | $102,621,000 | $118,000 | $1,275,000 | $73,000 | $499,000 |
| Not Provided | 212 | $25,667,000 | $121,000 | $424,000 | $80,000 | $308,000 |
| Black or African American | 47 | $5,160,000 | $109,000 | $298,000 | $63,000 | $177,000 |
| Hispanic | 25 | $3,322,000 | $132,000 | $299,000 | $66,000 | $129,000 |
| Asian | 22 | $2,901,000 | $131,000 | $392,000 | $61,000 | $143,000 |
| American Indian or Alaskan Native | 12 | $1,064,000 | $88,000 | $280,000 | $71,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $199,000 | $99,000 | $165,000 | $69,000 | $99,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 932 | $100,573,000 | $107,000 | $1,275,000 | $74,000 | $499,000 |
| VA-guaranteed (Veterans Administration) | 163 | $29,169,000 | $178,000 | $424,000 | $79,000 | $219,000 |
| FHA-insured (Federal Housing Administration) | 69 | $8,432,000 | $122,000 | $270,000 | $57,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,760,000 | $110,000 | $204,000 | $42,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 478 | $61,533,000 | $128,000 | $417,000 | $83,000 | $442,000 |
| Application Denied By Financial Institution | 308 | $34,086,000 | $110,000 | $1,275,000 | $60,000 | $499,000 |
| Application Withdrawn By Applicant | 243 | $30,157,000 | $124,000 | $417,000 | $79,000 | $368,000 |
| File Closed For Incompleteness | 72 | $8,044,000 | $111,000 | $424,000 | $77,000 | $265,000 |
| Application Approved But Not Accepted | 50 | $4,795,000 | $95,000 | $282,000 | $82,000 | $217,000 |
| Loan Purchased By The Institution | 38 | $2,319,000 | $61,000 | $225,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 98 | $13,471,000 | $137,000 | $1,275,000 | $51,000 | $184,000 |
| Credit History | 63 | $6,347,000 | $100,000 | $409,000 | $73,000 | $499,000 |
| Other | 50 | $5,613,000 | $112,000 | $417,000 | $58,000 | $161,000 |
| Collateral | 28 | $3,158,000 | $112,000 | $344,000 | $85,000 | $324,000 |
| Employment History | 2 | $185,000 | $92,000 | $125,000 | $55,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tyndall Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tyndall Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.