Ubs Bank, Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Ubs Bank, Usa 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ubs Bank, Usa
299 South Main Street - Suite 2275
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  
Total Number of Mortgage Applications 1,554
Total Mortgage Loan Application Amount $1,781,447,000
Average Mortgage Loan Application Amount $1,178,000
Highest Mortgage Loan Application Amount $12,500,000
Average Applicant Income $610,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Ubs Bank, Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ubs Bank, Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Ubs Bank, Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ubs Bank, Usa serves its applicants.

Each category highlights the total number of mortgage applications processed by Ubs Bank, Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ubs Bank, Usa's mortgage activity for 2010.

Mortgage Loan Application Totals for Ubs Bank, Usa by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 217 $ 342,044,000 $ 1,576,000 $ 724,000
New York County New York 111 $ 164,011,000 $ 1,477,000 $ 783,000
Orange County California 58 $ 105,643,000 $ 1,821,000 $ 787,000
San Diego County California 48 $ 58,838,000 $ 1,225,000 $ 413,000
Fairfield County Connecticut 47 $ 67,073,000 $ 1,427,000 $ 681,000
Cook County Illinois 42 $ 35,463,000 $ 844,000 $ 407,000
Santa Clara County California 36 $ 43,300,000 $ 1,202,000 $ 427,000
Westchester County New York 34 $ 33,418,000 $ 982,000 $ 496,000
Maricopa County Arizona 33 $ 31,780,000 $ 963,000 $ 489,000
Suffolk County New York 31 $ 38,549,000 $ 1,243,000 $ 713,000
King County Washington 29 $ 29,095,000 $ 1,003,000 $ 322,000
Fulton County Georgia 26 $ 21,993,000 $ 845,000 $ 372,000
Harris County Texas 22 $ 16,513,000 $ 750,000 $ 526,000
Palm Beach County Florida 20 $ 17,776,000 $ 888,000 $ 331,000
Miami-Dade County Florida 19 $ 19,214,000 $ 1,011,000 $ 490,000
Middlesex County Massachusetts 19 $ 22,152,000 $ 1,165,000 $ 701,000
San Francisco County California 17 $ 20,401,000 $ 1,200,000 $ 618,000
Dallas County Texas 17 $ 15,046,000 $ 885,000 $ 418,000
Bergen County New Jersey 16 $ 18,544,000 $ 1,159,000 $ 677,000
San Mateo County California 13 $ 14,652,000 $ 1,127,000 $ 261,000
Riverside County California 12 $ 12,303,000 $ 1,025,000 $ 1,095,000
Ventura County California 12 $ 13,418,000 $ 1,118,000 $ 437,000
Monterey County California 11 $ 21,977,000 $ 1,997,000 $ 500,000
Hennepin County Minnesota 11 $ 9,944,000 $ 904,000 $ 377,000
Collier County Florida 10 $ 9,933,000 $ 993,000 $ 981,000
Sarasota County Florida 10 $ 9,691,000 $ 969,000 $ 363,000
Lake County Illinois 10 $ 8,505,000 $ 850,000 $ 379,000
Suffolk County Massachusetts 10 $ 9,149,000 $ 914,000 $ 457,000
Clark County Nevada 10 $ 16,158,000 $ 1,615,000 $ 620,000
Kings County New York 10 $ 8,503,000 $ 850,000 $ 307,000
Montgomery County Pennsylvania 10 $ 7,907,000 $ 790,000 $ 358,000
Travis County Texas 10 $ 8,257,000 $ 825,000 $ 487,000
Marin County California 9 $ 16,276,000 $ 1,808,000 $ 1,383,000
Washoe County Nevada 9 $ 9,707,000 $ 1,078,000 $ 569,000
Cape May County New Jersey 9 $ 8,665,000 $ 962,000 $ 802,000
Nassau County New York 9 $ 10,332,000 $ 1,148,000 $ 333,000
Charleston County South Carolina 9 $ 6,490,000 $ 721,000 $ 230,000
Alameda County California 8 $ 7,704,000 $ 963,000 $ 325,000
Contra Costa County California 8 $ 8,068,000 $ 1,008,000 $ 370,000
Multnomah County Oregon 8 $ 6,346,000 $ 793,000 $ 300,000
Arapahoe County Colorado 7 $ 8,391,000 $ 1,198,000 $ 657,000
Jefferson County Kentucky 7 $ 6,131,000 $ 875,000 $ 515,000
Somerset County New Jersey 7 $ 4,926,000 $ 703,000 $ 196,000
Chester County Pennsylvania 7 $ 7,382,000 $ 1,054,000 $ 629,000
Santa Barbara County California 6 $ 8,512,000 $ 1,418,000 $ 838,000
Pitkin County Colorado 6 $ 12,504,000 $ 2,084,000 $ 622,000
Broward County Florida 6 $ 4,164,000 $ 694,000 $ 400,000
Johnson County Kansas 6 $ 8,231,000 $ 1,371,000 $ 629,000
Cumberland County Maine 6 $ 5,182,000 $ 863,000 $ 556,000
Montgomery County Maryland 6 $ 5,134,000 $ 855,000 $ 433,000
Barnstable County Massachusetts 6 $ 5,091,000 $ 848,000 $ 807,000
Norfolk County Massachusetts 6 $ 6,663,000 $ 1,110,000 $ 444,000
Oakland County Michigan 6 $ 5,879,000 $ 979,000 $ 209,000
Essex County New Jersey 6 $ 5,739,000 $ 956,000 $ 375,000
Monmouth County New Jersey 6 $ 5,904,000 $ 984,000 $ 564,000
Morris County New Jersey 6 $ 11,029,000 $ 1,838,000 $ 1,415,000
Philadelphia County Pennsylvania 6 $ 5,039,000 $ 839,000 $ 1,230,000
Summit County Utah 6 $ 5,361,000 $ 893,000 $ 907,000
Placer County California 5 $ 6,197,000 $ 1,239,000 $ 423,000
District of Columbia County District Of Columbia 5 $ 4,887,000 $ 977,000 $ 741,000
Cobb County Georgia 5 $ 4,035,000 $ 807,000 $ 245,000
Honolulu County Hawaii 5 $ 6,410,000 $ 1,282,000 $ 217,000
Atlantic County New Jersey 5 $ 5,175,000 $ 1,035,000 $ 471,000
Cuyahoga County Ohio 5 $ 4,621,000 $ 924,000 $ 620,000
Franklin County Ohio 5 $ 2,955,000 $ 591,000 $ 460,000
Deschutes County Oregon 5 $ 3,221,000 $ 644,000 $ 199,000
Bucks County Pennsylvania 5 $ 4,046,000 $ 809,000 $ 2,217,000
Beaufort County South Carolina 5 $ 3,110,000 $ 622,000 $ 166,000
Fairfax County Virginia 5 $ 7,119,000 $ 1,423,000 $ 509,000
Virginia Beach County Virginia 5 $ 4,160,000 $ 832,000 $ 333,000
Denver County Colorado 4 $ 2,557,000 $ 639,000 $ 586,000
Jefferson County Colorado 4 $ 3,467,000 $ 866,000 $ 385,000
Litchfield County Connecticut 4 $ 4,880,000 $ 1,220,000 $ 521,000
New Haven County Connecticut 4 $ 2,966,000 $ 741,000 $ 222,000
Hillsborough County Florida 4 $ 1,890,000 $ 472,000 $ 200,000
Okaloosa County Florida 4 $ 4,600,000 $ 1,150,000 $ 412,000
Blaine County Idaho 4 $ 4,669,000 $ 1,167,000 $ 572,000
DuPage County Illinois 4 $ 4,316,000 $ 1,079,000 $ 444,000
Dukes County Massachusetts 4 $ 3,685,000 $ 921,000 $ 789,000
Plymouth County Massachusetts 4 $ 3,239,000 $ 809,000 $ 687,000
Hudson County New Jersey 4 $ 3,194,000 $ 798,000 $ 427,000
Mecklenburg County North Carolina 4 $ 3,416,000 $ 854,000 $ 360,000
Clackamas County Oregon 4 $ 3,164,000 $ 791,000 $ 168,000
Denton County Texas 4 $ 2,647,000 $ 661,000 $ 423,000
Sonoma County California 3 $ 2,150,000 $ 716,000 $ 160,000
Eagle County Colorado 3 $ 3,400,000 $ 1,133,000 $ 855,000
Duval County Florida 3 $ 2,392,000 $ 797,000 $ 87,000
Lee County Florida 3 $ 2,174,000 $ 724,000 $ 165,000
Pinellas County Florida 3 $ 2,652,000 $ 884,000 $ 228,000
Maui County Hawaii 3 $ 2,576,000 $ 858,000 $ 1,032,000
Hancock County Maine 3 $ 4,669,000 $ 1,556,000 $ 1,407,000
Essex County Massachusetts 3 $ 2,048,000 $ 682,000 $ 281,000
Ramsey County Minnesota 3 $ 2,818,000 $ 939,000 $ 322,000
St. Louis County Missouri 3 $ 2,339,000 $ 779,000 $ 466,000
Lancaster County Nebraska 3 $ 2,307,000 $ 769,000 $ 285,000
Hunterdon County New Jersey 3 $ 3,801,000 $ 1,267,000 $ 460,000
Mercer County New Jersey 3 $ 2,210,000 $ 736,000 $ 255,000
Ocean County New Jersey 3 $ 4,099,000 $ 1,366,000 $ 450,000
Santa Fe County New Mexico 3 $ 3,872,000 $ 1,290,000 $ 658,000
Jackson County North Carolina 3 $ 2,598,000 $ 866,000 $ 242,000
Delaware County Pennsylvania 3 $ 3,102,000 $ 1,034,000 $ 589,000
Greenville County South Carolina 3 $ 2,495,000 $ 831,000 $ 355,000
Davidson County Tennessee 3 $ 2,292,000 $ 764,000 $ 732,000
Hamilton County Tennessee 3 $ 2,415,000 $ 805,000 $ 256,000
Salt Lake County Utah 3 $ 1,792,000 $ 597,000 $ 217,000
Tallapoosa County Alabama 2 $ 1,194,000 $ 597,000 $ 121,000
Pima County Arizona 2 $ 1,449,000 $ 724,000 $ 318,000
Pulaski County Arkansas 2 $ 1,309,000 $ 654,000 $ 274,000
Fresno County California 2 $ 1,288,000 $ 644,000 $ 235,000
Kern County California 2 $ 2,213,000 $ 1,106,000 $ 334,000
Boulder County Colorado 2 $ 1,419,000 $ 709,000 $ 159,000
Douglas County Colorado 2 $ 1,251,000 $ 625,000 $ 315,000
Hartford County Connecticut 2 $ 2,025,000 $ 1,012,000 $ 331,000
New London County Connecticut 2 $ 1,750,000 $ 875,000 $ 473,000
New Castle County Delaware 2 $ 3,059,000 $ 1,529,000 $ 1,085,000
Manatee County Florida 2 $ 1,531,000 $ 765,000 $ 187,000
Martin County Florida 2 $ 1,699,000 $ 849,000 $ 700,000
Walton County Florida 2 $ 1,148,000 $ 574,000 $ 470,000
Ada County Idaho 2 $ 1,384,000 $ 692,000 $ 433,000
Hamilton County Indiana 2 $ 1,606,000 $ 803,000 $ 435,000
Howard County Maryland 2 $ 3,380,000 $ 1,690,000 $ 319,000
Queen Anne's County Maryland 2 $ 2,383,000 $ 1,191,000 $ 391,000
Talbot County Maryland 2 $ 1,936,000 $ 968,000 $ 396,000
Nantucket County Massachusetts 2 $ 1,323,000 $ 661,000 $ 464,000
Washtenaw County Michigan 2 $ 1,565,000 $ 782,000 $ 477,000
Flathead County Montana 2 $ 1,000,000 $ 500,000 $ 105,000
Gallatin County Montana 2 $ 2,683,000 $ 1,341,000 $ 735,000
Hillsborough County New Hampshire 2 $ 1,411,000 $ 705,000 $ 323,000
Burlington County New Jersey 2 $ 1,219,000 $ 609,000 $ 122,000
Camden County New Jersey 2 $ 1,290,000 $ 645,000 $ 654,000
Middlesex County New Jersey 2 $ 1,750,000 $ 875,000 $ 545,000
Sussex County New Jersey 2 $ 1,663,000 $ 831,000 $ 659,000
Union County New Jersey 2 $ 1,263,000 $ 631,000 $ 277,000
Queens County New York 2 $ 607,000 $ 303,000 $ 329,000
Richmond County New York 2 $ 2,480,000 $ 1,240,000 $ 864,000
Warren County New York 2 $ 1,238,000 $ 619,000 $ 130,000
Lincoln County North Carolina 2 $ 2,500,000 $ 1,250,000 $ 223,000
Macon County North Carolina 2 $ 2,227,000 $ 1,113,000 $ 407,000
Wake County North Carolina 2 $ 882,000 $ 441,000 $ 308,000
Northampton County Pennsylvania 2 $ 1,151,000 $ 575,000 $ 215,000
Montgomery County Texas 2 $ 1,017,000 $ 508,000 $ 213,000
Tarrant County Texas 2 $ 811,000 $ 405,000 $ 354,000
Wasatch County Utah 2 $ 2,696,000 $ 1,348,000 $ 550,000
Washington County Utah 2 $ 1,604,000 $ 802,000 $ 184,000
Grand Isle County Vermont 2 $ 1,805,000 $ 902,000 $ 1,145,000
Arlington County Virginia 2 $ 1,803,000 $ 901,000 $ 318,000
Loudoun County Virginia 2 $ 1,056,000 $ 528,000 $ 262,000
Snohomish County Washington 2 $ 1,092,000 $ 546,000 $ 178,000
Dane County Wisconsin 2 $ 1,601,000 $ 800,000 $ 519,000
Baldwin County Alabama 1 $ 368,000 $ 368,000 $ 2,918,000
Jefferson County Alabama 1 $ 676,000 $ 676,000 $ 200,000
Mobile County Alabama 1 $ 1,293,000 $ 1,293,000 $ 220,000
Shelby County Alabama 1 $ 800,000 $ 800,000 $ 545,000
Gila County Arizona 1 $ 480,000 $ 480,000 $ 174,000
Pinal County Arizona 1 $ 799,000 $ 799,000 $ 115,000
Benton County Arkansas 1 $ 890,000 $ 890,000 $ 404,000
Merced County California 1 $ 597,000 $ 597,000 $ 144,000
Napa County California 1 $ 1,000,000 $ 1,000,000 $ 252,000
Plumas County California 1 $ 926,000 $ 926,000 $ 525,000
San Bernardino County California 1 $ 1,000,000 $ 1,000,000 $ 901,000
San Joaquin County California 1 $ 375,000 $ 375,000 $ 40,000
Santa Cruz County California 1 $ 826,000 $ 826,000 $ 846,000
Solano County California 1 $ 778,000 $ 778,000 $ 218,000
Broomfield County Colorado 1 $ 672,000 $ 672,000 $ 269,000
El Paso County Colorado 1 $ 543,000 $ 543,000 $ 322,000
Grand County Colorado 1 $ 1,875,000 $ 1,875,000 $ 1,149,000
Larimer County Colorado 1 $ 550,000 $ 550,000 $ 251,000
Summit County Colorado 1 $ 811,000 $ 811,000 $ 193,000
Weld County Colorado 1 $ 900,000 $ 900,000 $ 414,000
Sussex County Delaware 1 $ 1,040,000 $ 1,040,000 $ 1,216,000
Flagler County Florida 1 $ 319,000 $ 319,000 $ 400,000
Highlands County Florida 1 $ 79,000 $ 79,000 $ 125,000
Indian River County Florida 1 $ 833,000 $ 833,000 $ 667,000
Lake County Florida 1 $ 1,000,000 $ 1,000,000 $ 468,000
Monroe County Florida 1 $ 1,000,000 $ 1,000,000 $ 495,000
Seminole County Florida 1 $ 600,000 $ 600,000 $ 183,000
St. Johns County Florida 1 $ 2,000,000 $ 2,000,000 $ 596,000
St. Lucie County Florida 1 $ 417,000 $ 417,000 $ 654,000
Cherokee County Georgia 1 $ 614,000 $ 614,000 $ 213,000
Coweta County Georgia 1 $ 402,000 $ 402,000 $ 290,000
Glynn County Georgia 1 $ 1,482,000 $ 1,482,000 $ 416,000
Jasper County Georgia 1 $ 1,030,000 $ 1,030,000 $ 185,000
Kootenai County Idaho 1 $ 554,000 $ 554,000 $ 651,000
Kendall County Illinois 1 $ 417,000 $ 417,000 $ 233,000
Hancock County Indiana 1 $ 676,000 $ 676,000 $ 1,153,000
Harrison County Indiana 1 $ 680,000 $ 680,000 $ 450,000
Lake County Indiana 1 $ 1,000,000 $ 1,000,000 $ 400,000
Sedgwick County Kansas 1 $ 774,000 $ 774,000 $ 619,000
Woodford County Kentucky 1 $ 1,000,000 $ 1,000,000 $ 459,000
East Baton Rouge County Louisiana 1 $ 596,000 $ 596,000 $ 104,000
Jefferson County Louisiana 1 $ 539,000 $ 539,000 $ 34,000
Orleans County Louisiana 1 $ 385,000 $ 385,000 $ 16,000
St. Landry County Louisiana 1 $ 1,000,000 $ 1,000,000 $ 716,000
Knox County Maine 1 $ 1,500,000 $ 1,500,000 $ 363,000
Sagadahoc County Maine 1 $ 700,000 $ 700,000 $ 400,000
York County Maine 1 $ 519,000 $ 519,000 $ 156,000
Anne Arundel County Maryland 1 $ 800,000 $ 800,000 $ 248,000
Baltimore County Maryland 1 $ 1,203,000 $ 1,203,000 $ 252,000
Cecil County Maryland 1 $ 2,000,000 $ 2,000,000 $ 319,000
Berkshire County Massachusetts 1 $ 190,000 $ 190,000 $ 68,000
Bristol County Massachusetts 1 $ 764,000 $ 764,000 $ 374,000
Hampden County Massachusetts 1 $ 120,000 $ 120,000 $ 27,000
Hampshire County Massachusetts 1 $ 910,000 $ 910,000 $ 35,000
Worcester County Massachusetts 1 $ 749,000 $ 749,000 $ 206,000
Charlevoix County Michigan 1 $ 1,475,000 $ 1,475,000 $ 707,000
Genesee County Michigan 1 $ 2,013,000 $ 2,013,000 $ 820,000
Kent County Michigan 1 $ 1,000,000 $ 1,000,000 $ 85,000
Anoka County Minnesota 1 $ 1,223,000 $ 1,223,000 $ 361,000
Carver County Minnesota 1 $ 633,000 $ 633,000 $ 435,000
Dakota County Minnesota 1 $ 558,000 $ 558,000 $ 400,000
Clay County Mississippi 1 $ 508,000 $ 508,000 $ 111,000
Franklin County Missouri 1 $ 736,000 $ 736,000 $ 897,000
Greene County Missouri 1 $ 707,000 $ 707,000 $ 452,000
Jackson County Missouri 1 $ 1,500,000 $ 1,500,000 $ 88,000
Missoula County Montana 1 $ 1,283,000 $ 1,283,000 $ 7,000
Douglas County Nevada 1 $ 1,013,000 $ 1,013,000 $ 266,000
Belknap County New Hampshire 1 $ 479,000 $ 479,000 $ 122,000
Carroll County New Hampshire 1 $ 486,000 $ 486,000 $ 200,000
Passaic County New Jersey 1 $ 1,313,000 $ 1,313,000 $ 914,000
Bernalillo County New Mexico 1 $ 1,635,000 $ 1,635,000 $ 220,000
Colfax County New Mexico 1 $ 566,000 $ 566,000 $ 267,000
Lincoln County New Mexico 1 $ 1,157,000 $ 1,157,000 $ 236,000
Sandoval County New Mexico 1 $ 719,000 $ 719,000 $ 304,000
Bronx County New York 1 $ 750,000 $ 750,000 $ 397,000
Columbia County New York 1 $ 469,000 $ 469,000 $ 263,000
Erie County New York 1 $ 660,000 $ 660,000 $ 234,000
Rockland County New York 1 $ 960,000 $ 960,000 $ 703,000
Sullivan County New York 1 $ 399,000 $ 399,000 $ 312,000
Washington County New York 1 $ 780,000 $ 780,000 $ 200,000
Buncombe County North Carolina 1 $ 1,690,000 $ 1,690,000 $ 1,320,000
Chatham County North Carolina 1 $ 650,000 $ 650,000 $ 229,000
Craven County North Carolina 1 $ 560,000 $ 560,000 $ 556,000
Durham County North Carolina 1 $ 719,000 $ 719,000 $ 210,000
Orange County North Carolina 1 $ 700,000 $ 700,000 $ 257,000
Erie County Ohio 1 $ 674,000 $ 674,000 $ 250,000
Hamilton County Ohio 1 $ 610,000 $ 610,000 $ 200,000
Knox County Ohio 1 $ 342,000 $ 342,000 $ 98,000
Montgomery County Ohio 1 $ 544,000 $ 544,000 $ 959,000
Summit County Ohio 1 $ 700,000 $ 700,000 $ 227,000
Lincoln County Oregon 1 $ 591,000 $ 591,000 $ 300,000
Cumberland County Pennsylvania 1 $ 600,000 $ 600,000 $ 195,000
Bristol County Rhode Island 1 $ 901,000 $ 901,000 $ 370,000
Anderson County South Carolina 1 $ 806,000 $ 806,000 $ 219,000
Oconee County South Carolina 1 $ 415,000 $ 415,000 $ 534,000
Pickens County South Carolina 1 $ 1,977,000 $ 1,977,000 $ 290,000
York County South Carolina 1 $ 109,000 $ 109,000 $ 68,000
Minnehaha County South Dakota 1 $ 750,000 $ 750,000 $ 518,000
Knox County Tennessee 1 $ 550,000 $ 550,000 $ 317,000
Williamson County Tennessee 1 $ 720,000 $ 720,000 $ 215,000
Bexar County Texas 1 $ 1,300,000 $ 1,300,000 $ 550,000
Brazos County Texas 1 $ 104,000 $ 104,000 $ 113,000
Burnet County Texas 1 $ 532,000 $ 532,000 $ 192,000
Fort Bend County Texas 1 $ 470,000 $ 470,000 $ 150,000
Hood County Texas 1 $ 880,000 $ 880,000 $ 221,000
Kendall County Texas 1 $ 587,000 $ 587,000 $ 500,000
Nueces County Texas 1 $ 176,000 $ 176,000 $ 80,000
Webb County Texas 1 $ 472,000 $ 472,000 $ 173,000
Davis County Utah 1 $ 584,000 $ 584,000 $ 330,000
Chittenden County Vermont 1 $ 600,000 $ 600,000 $ 195,000
Washington County Vermont 1 $ 540,000 $ 540,000 $ 568,000
Windsor County Vermont 1 $ 3,350,000 $ 3,350,000 $ 397,000
James City County Virginia 1 $ 720,000 $ 720,000 $ 526,000
Norfolk County Virginia 1 $ 750,000 $ 750,000 $ 280,000
Spotsylvania County Virginia 1 $ 1,000,000 $ 1,000,000 $ 497,000
Clark County Washington 1 $ 662,000 $ 662,000 $ 440,000
Island County Washington 1 $ 869,000 $ 869,000 $ 178,000
Kitsap County Washington 1 $ 960,000 $ 960,000 $ 205,000
Kittitas County Washington 1 $ 665,000 $ 665,000 $ 343,000
Skagit County Washington 1 $ 945,000 $ 945,000 $ 421,000
Spokane County Washington 1 $ 440,000 $ 440,000 $ 116,000
Thurston County Washington 1 $ 407,000 $ 407,000 $ 181,000
Polk County Wisconsin 1 $ 932,000 $ 932,000 $ 144,000
Walworth County Wisconsin 1 $ 500,000 $ 500,000 $ 344,000
Teton County Wyoming 1 $ 633,000 $ 633,000 $ 345,000

Mortgage Loan Application Detail Totals for Ubs Bank, Usa in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,284 $1,488,801,000 $1,159,000 $12,500,000 $523,000 $5,742,000
Home Purchase 257 $275,704,000 $1,072,000 $9,000,000 $725,000 $9,999,000
Home Improvement 13 $16,942,000 $1,303,000 $3,650,000 $582,000 $2,052,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 954 $1,021,614,000 $1,070,000 $12,500,000 $520,000 $9,999,000
Not Provided 501 $642,084,000 $1,281,000 $10,000,000 $634,000 $9,999,000
Asian 52 $73,217,000 $1,408,000 $6,500,000 $611,000 $2,510,000
Hispanic 31 $31,618,000 $1,019,000 $2,576,000 $395,000 $806,000
Black or African American 8 $7,003,000 $875,000 $1,470,000 $604,000 $2,918,000
Native Hawaiian or Other Pacific Islander 4 $3,045,000 $761,000 $863,000 $265,000 $327,000
American Indian or Alaskan Native 4 $2,866,000 $716,000 $1,190,000 $404,000 $902,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,554 $1,781,447,000 $1,146,000 $12,500,000 $557,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 713 $788,764,000 $1,106,000 $9,400,000 $605,000 $9,999,000
Application Withdrawn By Applicant 336 $392,431,000 $1,167,000 $12,500,000 $558,000 $9,999,000
Application Denied By Financial Institution 288 $356,364,000 $1,237,000 $12,205,000 $351,000 $3,550,000
Application Approved But Not Accepted 216 $243,214,000 $1,125,000 $10,000,000 $670,000 $5,742,000
File Closed For Incompleteness 1 $674,000 $674,000 $674,000 $245,000 $245,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 149 $192,837,000 $1,294,000 $12,205,000 $196,000 $1,401,000
Collateral 103 $113,147,000 $1,098,000 $3,000,000 $495,000 $2,474,000
Credit Application Incomplete 13 $24,918,000 $1,916,000 $5,000,000 $860,000 $3,550,000
Credit History 9 $10,003,000 $1,111,000 $2,342,000 $396,000 $820,000
Other 6 $3,886,000 $647,000 $860,000 $386,000 $898,000
Unverifiable Information 3 $3,749,000 $1,249,000 $2,429,000 $359,000 $558,000
Employment History 3 $2,399,000 $799,000 $1,000,000 $267,000 $491,000
Insufficient Cash (Downpayment, Closing Cost) 2 $5,425,000 $2,712,000 $4,125,000 $1,005,000 $1,767,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ubs Bank, Usa's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ubs Bank, Usa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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