Ubs Bank, Usa 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ubs Bank, Usa 299 South Main Street - Suite 2275 Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 |
| Total Number of Mortgage Applications | 1,554 |
| Total Mortgage Loan Application Amount | $1,781,447,000 |
| Average Mortgage Loan Application Amount | $1,178,000 |
| Highest Mortgage Loan Application Amount | $12,500,000 |
| Average Applicant Income | $610,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Ubs Bank, Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ubs Bank, Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Ubs Bank, Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ubs Bank, Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Ubs Bank, Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ubs Bank, Usa's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 217 | $ 342,044,000 | $ 1,576,000 | $ 724,000 |
| New York County New York | 111 | $ 164,011,000 | $ 1,477,000 | $ 783,000 |
| Orange County California | 58 | $ 105,643,000 | $ 1,821,000 | $ 787,000 |
| San Diego County California | 48 | $ 58,838,000 | $ 1,225,000 | $ 413,000 |
| Fairfield County Connecticut | 47 | $ 67,073,000 | $ 1,427,000 | $ 681,000 |
| Cook County Illinois | 42 | $ 35,463,000 | $ 844,000 | $ 407,000 |
| Santa Clara County California | 36 | $ 43,300,000 | $ 1,202,000 | $ 427,000 |
| Westchester County New York | 34 | $ 33,418,000 | $ 982,000 | $ 496,000 |
| Maricopa County Arizona | 33 | $ 31,780,000 | $ 963,000 | $ 489,000 |
| Suffolk County New York | 31 | $ 38,549,000 | $ 1,243,000 | $ 713,000 |
| King County Washington | 29 | $ 29,095,000 | $ 1,003,000 | $ 322,000 |
| Fulton County Georgia | 26 | $ 21,993,000 | $ 845,000 | $ 372,000 |
| Harris County Texas | 22 | $ 16,513,000 | $ 750,000 | $ 526,000 |
| Palm Beach County Florida | 20 | $ 17,776,000 | $ 888,000 | $ 331,000 |
| Miami-Dade County Florida | 19 | $ 19,214,000 | $ 1,011,000 | $ 490,000 |
| Middlesex County Massachusetts | 19 | $ 22,152,000 | $ 1,165,000 | $ 701,000 |
| San Francisco County California | 17 | $ 20,401,000 | $ 1,200,000 | $ 618,000 |
| Dallas County Texas | 17 | $ 15,046,000 | $ 885,000 | $ 418,000 |
| Bergen County New Jersey | 16 | $ 18,544,000 | $ 1,159,000 | $ 677,000 |
| San Mateo County California | 13 | $ 14,652,000 | $ 1,127,000 | $ 261,000 |
| Riverside County California | 12 | $ 12,303,000 | $ 1,025,000 | $ 1,095,000 |
| Ventura County California | 12 | $ 13,418,000 | $ 1,118,000 | $ 437,000 |
| Monterey County California | 11 | $ 21,977,000 | $ 1,997,000 | $ 500,000 |
| Hennepin County Minnesota | 11 | $ 9,944,000 | $ 904,000 | $ 377,000 |
| Collier County Florida | 10 | $ 9,933,000 | $ 993,000 | $ 981,000 |
| Sarasota County Florida | 10 | $ 9,691,000 | $ 969,000 | $ 363,000 |
| Lake County Illinois | 10 | $ 8,505,000 | $ 850,000 | $ 379,000 |
| Suffolk County Massachusetts | 10 | $ 9,149,000 | $ 914,000 | $ 457,000 |
| Clark County Nevada | 10 | $ 16,158,000 | $ 1,615,000 | $ 620,000 |
| Kings County New York | 10 | $ 8,503,000 | $ 850,000 | $ 307,000 |
| Montgomery County Pennsylvania | 10 | $ 7,907,000 | $ 790,000 | $ 358,000 |
| Travis County Texas | 10 | $ 8,257,000 | $ 825,000 | $ 487,000 |
| Marin County California | 9 | $ 16,276,000 | $ 1,808,000 | $ 1,383,000 |
| Washoe County Nevada | 9 | $ 9,707,000 | $ 1,078,000 | $ 569,000 |
| Cape May County New Jersey | 9 | $ 8,665,000 | $ 962,000 | $ 802,000 |
| Nassau County New York | 9 | $ 10,332,000 | $ 1,148,000 | $ 333,000 |
| Charleston County South Carolina | 9 | $ 6,490,000 | $ 721,000 | $ 230,000 |
| Alameda County California | 8 | $ 7,704,000 | $ 963,000 | $ 325,000 |
| Contra Costa County California | 8 | $ 8,068,000 | $ 1,008,000 | $ 370,000 |
| Multnomah County Oregon | 8 | $ 6,346,000 | $ 793,000 | $ 300,000 |
| Arapahoe County Colorado | 7 | $ 8,391,000 | $ 1,198,000 | $ 657,000 |
| Jefferson County Kentucky | 7 | $ 6,131,000 | $ 875,000 | $ 515,000 |
| Somerset County New Jersey | 7 | $ 4,926,000 | $ 703,000 | $ 196,000 |
| Chester County Pennsylvania | 7 | $ 7,382,000 | $ 1,054,000 | $ 629,000 |
| Santa Barbara County California | 6 | $ 8,512,000 | $ 1,418,000 | $ 838,000 |
| Pitkin County Colorado | 6 | $ 12,504,000 | $ 2,084,000 | $ 622,000 |
| Broward County Florida | 6 | $ 4,164,000 | $ 694,000 | $ 400,000 |
| Johnson County Kansas | 6 | $ 8,231,000 | $ 1,371,000 | $ 629,000 |
| Cumberland County Maine | 6 | $ 5,182,000 | $ 863,000 | $ 556,000 |
| Montgomery County Maryland | 6 | $ 5,134,000 | $ 855,000 | $ 433,000 |
| Barnstable County Massachusetts | 6 | $ 5,091,000 | $ 848,000 | $ 807,000 |
| Norfolk County Massachusetts | 6 | $ 6,663,000 | $ 1,110,000 | $ 444,000 |
| Oakland County Michigan | 6 | $ 5,879,000 | $ 979,000 | $ 209,000 |
| Essex County New Jersey | 6 | $ 5,739,000 | $ 956,000 | $ 375,000 |
| Monmouth County New Jersey | 6 | $ 5,904,000 | $ 984,000 | $ 564,000 |
| Morris County New Jersey | 6 | $ 11,029,000 | $ 1,838,000 | $ 1,415,000 |
| Philadelphia County Pennsylvania | 6 | $ 5,039,000 | $ 839,000 | $ 1,230,000 |
| Summit County Utah | 6 | $ 5,361,000 | $ 893,000 | $ 907,000 |
| Placer County California | 5 | $ 6,197,000 | $ 1,239,000 | $ 423,000 |
| District of Columbia County District Of Columbia | 5 | $ 4,887,000 | $ 977,000 | $ 741,000 |
| Cobb County Georgia | 5 | $ 4,035,000 | $ 807,000 | $ 245,000 |
| Honolulu County Hawaii | 5 | $ 6,410,000 | $ 1,282,000 | $ 217,000 |
| Atlantic County New Jersey | 5 | $ 5,175,000 | $ 1,035,000 | $ 471,000 |
| Cuyahoga County Ohio | 5 | $ 4,621,000 | $ 924,000 | $ 620,000 |
| Franklin County Ohio | 5 | $ 2,955,000 | $ 591,000 | $ 460,000 |
| Deschutes County Oregon | 5 | $ 3,221,000 | $ 644,000 | $ 199,000 |
| Bucks County Pennsylvania | 5 | $ 4,046,000 | $ 809,000 | $ 2,217,000 |
| Beaufort County South Carolina | 5 | $ 3,110,000 | $ 622,000 | $ 166,000 |
| Fairfax County Virginia | 5 | $ 7,119,000 | $ 1,423,000 | $ 509,000 |
| Virginia Beach County Virginia | 5 | $ 4,160,000 | $ 832,000 | $ 333,000 |
| Denver County Colorado | 4 | $ 2,557,000 | $ 639,000 | $ 586,000 |
| Jefferson County Colorado | 4 | $ 3,467,000 | $ 866,000 | $ 385,000 |
| Litchfield County Connecticut | 4 | $ 4,880,000 | $ 1,220,000 | $ 521,000 |
| New Haven County Connecticut | 4 | $ 2,966,000 | $ 741,000 | $ 222,000 |
| Hillsborough County Florida | 4 | $ 1,890,000 | $ 472,000 | $ 200,000 |
| Okaloosa County Florida | 4 | $ 4,600,000 | $ 1,150,000 | $ 412,000 |
| Blaine County Idaho | 4 | $ 4,669,000 | $ 1,167,000 | $ 572,000 |
| DuPage County Illinois | 4 | $ 4,316,000 | $ 1,079,000 | $ 444,000 |
| Dukes County Massachusetts | 4 | $ 3,685,000 | $ 921,000 | $ 789,000 |
| Plymouth County Massachusetts | 4 | $ 3,239,000 | $ 809,000 | $ 687,000 |
| Hudson County New Jersey | 4 | $ 3,194,000 | $ 798,000 | $ 427,000 |
| Mecklenburg County North Carolina | 4 | $ 3,416,000 | $ 854,000 | $ 360,000 |
| Clackamas County Oregon | 4 | $ 3,164,000 | $ 791,000 | $ 168,000 |
| Denton County Texas | 4 | $ 2,647,000 | $ 661,000 | $ 423,000 |
| Sonoma County California | 3 | $ 2,150,000 | $ 716,000 | $ 160,000 |
| Eagle County Colorado | 3 | $ 3,400,000 | $ 1,133,000 | $ 855,000 |
| Duval County Florida | 3 | $ 2,392,000 | $ 797,000 | $ 87,000 |
| Lee County Florida | 3 | $ 2,174,000 | $ 724,000 | $ 165,000 |
| Pinellas County Florida | 3 | $ 2,652,000 | $ 884,000 | $ 228,000 |
| Maui County Hawaii | 3 | $ 2,576,000 | $ 858,000 | $ 1,032,000 |
| Hancock County Maine | 3 | $ 4,669,000 | $ 1,556,000 | $ 1,407,000 |
| Essex County Massachusetts | 3 | $ 2,048,000 | $ 682,000 | $ 281,000 |
| Ramsey County Minnesota | 3 | $ 2,818,000 | $ 939,000 | $ 322,000 |
| St. Louis County Missouri | 3 | $ 2,339,000 | $ 779,000 | $ 466,000 |
| Lancaster County Nebraska | 3 | $ 2,307,000 | $ 769,000 | $ 285,000 |
| Hunterdon County New Jersey | 3 | $ 3,801,000 | $ 1,267,000 | $ 460,000 |
| Mercer County New Jersey | 3 | $ 2,210,000 | $ 736,000 | $ 255,000 |
| Ocean County New Jersey | 3 | $ 4,099,000 | $ 1,366,000 | $ 450,000 |
| Santa Fe County New Mexico | 3 | $ 3,872,000 | $ 1,290,000 | $ 658,000 |
| Jackson County North Carolina | 3 | $ 2,598,000 | $ 866,000 | $ 242,000 |
| Delaware County Pennsylvania | 3 | $ 3,102,000 | $ 1,034,000 | $ 589,000 |
| Greenville County South Carolina | 3 | $ 2,495,000 | $ 831,000 | $ 355,000 |
| Davidson County Tennessee | 3 | $ 2,292,000 | $ 764,000 | $ 732,000 |
| Hamilton County Tennessee | 3 | $ 2,415,000 | $ 805,000 | $ 256,000 |
| Salt Lake County Utah | 3 | $ 1,792,000 | $ 597,000 | $ 217,000 |
| Tallapoosa County Alabama | 2 | $ 1,194,000 | $ 597,000 | $ 121,000 |
| Pima County Arizona | 2 | $ 1,449,000 | $ 724,000 | $ 318,000 |
| Pulaski County Arkansas | 2 | $ 1,309,000 | $ 654,000 | $ 274,000 |
| Fresno County California | 2 | $ 1,288,000 | $ 644,000 | $ 235,000 |
| Kern County California | 2 | $ 2,213,000 | $ 1,106,000 | $ 334,000 |
| Boulder County Colorado | 2 | $ 1,419,000 | $ 709,000 | $ 159,000 |
| Douglas County Colorado | 2 | $ 1,251,000 | $ 625,000 | $ 315,000 |
| Hartford County Connecticut | 2 | $ 2,025,000 | $ 1,012,000 | $ 331,000 |
| New London County Connecticut | 2 | $ 1,750,000 | $ 875,000 | $ 473,000 |
| New Castle County Delaware | 2 | $ 3,059,000 | $ 1,529,000 | $ 1,085,000 |
| Manatee County Florida | 2 | $ 1,531,000 | $ 765,000 | $ 187,000 |
| Martin County Florida | 2 | $ 1,699,000 | $ 849,000 | $ 700,000 |
| Walton County Florida | 2 | $ 1,148,000 | $ 574,000 | $ 470,000 |
| Ada County Idaho | 2 | $ 1,384,000 | $ 692,000 | $ 433,000 |
| Hamilton County Indiana | 2 | $ 1,606,000 | $ 803,000 | $ 435,000 |
| Howard County Maryland | 2 | $ 3,380,000 | $ 1,690,000 | $ 319,000 |
| Queen Anne's County Maryland | 2 | $ 2,383,000 | $ 1,191,000 | $ 391,000 |
| Talbot County Maryland | 2 | $ 1,936,000 | $ 968,000 | $ 396,000 |
| Nantucket County Massachusetts | 2 | $ 1,323,000 | $ 661,000 | $ 464,000 |
| Washtenaw County Michigan | 2 | $ 1,565,000 | $ 782,000 | $ 477,000 |
| Flathead County Montana | 2 | $ 1,000,000 | $ 500,000 | $ 105,000 |
| Gallatin County Montana | 2 | $ 2,683,000 | $ 1,341,000 | $ 735,000 |
| Hillsborough County New Hampshire | 2 | $ 1,411,000 | $ 705,000 | $ 323,000 |
| Burlington County New Jersey | 2 | $ 1,219,000 | $ 609,000 | $ 122,000 |
| Camden County New Jersey | 2 | $ 1,290,000 | $ 645,000 | $ 654,000 |
| Middlesex County New Jersey | 2 | $ 1,750,000 | $ 875,000 | $ 545,000 |
| Sussex County New Jersey | 2 | $ 1,663,000 | $ 831,000 | $ 659,000 |
| Union County New Jersey | 2 | $ 1,263,000 | $ 631,000 | $ 277,000 |
| Queens County New York | 2 | $ 607,000 | $ 303,000 | $ 329,000 |
| Richmond County New York | 2 | $ 2,480,000 | $ 1,240,000 | $ 864,000 |
| Warren County New York | 2 | $ 1,238,000 | $ 619,000 | $ 130,000 |
| Lincoln County North Carolina | 2 | $ 2,500,000 | $ 1,250,000 | $ 223,000 |
| Macon County North Carolina | 2 | $ 2,227,000 | $ 1,113,000 | $ 407,000 |
| Wake County North Carolina | 2 | $ 882,000 | $ 441,000 | $ 308,000 |
| Northampton County Pennsylvania | 2 | $ 1,151,000 | $ 575,000 | $ 215,000 |
| Montgomery County Texas | 2 | $ 1,017,000 | $ 508,000 | $ 213,000 |
| Tarrant County Texas | 2 | $ 811,000 | $ 405,000 | $ 354,000 |
| Wasatch County Utah | 2 | $ 2,696,000 | $ 1,348,000 | $ 550,000 |
| Washington County Utah | 2 | $ 1,604,000 | $ 802,000 | $ 184,000 |
| Grand Isle County Vermont | 2 | $ 1,805,000 | $ 902,000 | $ 1,145,000 |
| Arlington County Virginia | 2 | $ 1,803,000 | $ 901,000 | $ 318,000 |
| Loudoun County Virginia | 2 | $ 1,056,000 | $ 528,000 | $ 262,000 |
| Snohomish County Washington | 2 | $ 1,092,000 | $ 546,000 | $ 178,000 |
| Dane County Wisconsin | 2 | $ 1,601,000 | $ 800,000 | $ 519,000 |
| Baldwin County Alabama | 1 | $ 368,000 | $ 368,000 | $ 2,918,000 |
| Jefferson County Alabama | 1 | $ 676,000 | $ 676,000 | $ 200,000 |
| Mobile County Alabama | 1 | $ 1,293,000 | $ 1,293,000 | $ 220,000 |
| Shelby County Alabama | 1 | $ 800,000 | $ 800,000 | $ 545,000 |
| Gila County Arizona | 1 | $ 480,000 | $ 480,000 | $ 174,000 |
| Pinal County Arizona | 1 | $ 799,000 | $ 799,000 | $ 115,000 |
| Benton County Arkansas | 1 | $ 890,000 | $ 890,000 | $ 404,000 |
| Merced County California | 1 | $ 597,000 | $ 597,000 | $ 144,000 |
| Napa County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 252,000 |
| Plumas County California | 1 | $ 926,000 | $ 926,000 | $ 525,000 |
| San Bernardino County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 901,000 |
| San Joaquin County California | 1 | $ 375,000 | $ 375,000 | $ 40,000 |
| Santa Cruz County California | 1 | $ 826,000 | $ 826,000 | $ 846,000 |
| Solano County California | 1 | $ 778,000 | $ 778,000 | $ 218,000 |
| Broomfield County Colorado | 1 | $ 672,000 | $ 672,000 | $ 269,000 |
| El Paso County Colorado | 1 | $ 543,000 | $ 543,000 | $ 322,000 |
| Grand County Colorado | 1 | $ 1,875,000 | $ 1,875,000 | $ 1,149,000 |
| Larimer County Colorado | 1 | $ 550,000 | $ 550,000 | $ 251,000 |
| Summit County Colorado | 1 | $ 811,000 | $ 811,000 | $ 193,000 |
| Weld County Colorado | 1 | $ 900,000 | $ 900,000 | $ 414,000 |
| Sussex County Delaware | 1 | $ 1,040,000 | $ 1,040,000 | $ 1,216,000 |
| Flagler County Florida | 1 | $ 319,000 | $ 319,000 | $ 400,000 |
| Highlands County Florida | 1 | $ 79,000 | $ 79,000 | $ 125,000 |
| Indian River County Florida | 1 | $ 833,000 | $ 833,000 | $ 667,000 |
| Lake County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 468,000 |
| Monroe County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 495,000 |
| Seminole County Florida | 1 | $ 600,000 | $ 600,000 | $ 183,000 |
| St. Johns County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 596,000 |
| St. Lucie County Florida | 1 | $ 417,000 | $ 417,000 | $ 654,000 |
| Cherokee County Georgia | 1 | $ 614,000 | $ 614,000 | $ 213,000 |
| Coweta County Georgia | 1 | $ 402,000 | $ 402,000 | $ 290,000 |
| Glynn County Georgia | 1 | $ 1,482,000 | $ 1,482,000 | $ 416,000 |
| Jasper County Georgia | 1 | $ 1,030,000 | $ 1,030,000 | $ 185,000 |
| Kootenai County Idaho | 1 | $ 554,000 | $ 554,000 | $ 651,000 |
| Kendall County Illinois | 1 | $ 417,000 | $ 417,000 | $ 233,000 |
| Hancock County Indiana | 1 | $ 676,000 | $ 676,000 | $ 1,153,000 |
| Harrison County Indiana | 1 | $ 680,000 | $ 680,000 | $ 450,000 |
| Lake County Indiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 400,000 |
| Sedgwick County Kansas | 1 | $ 774,000 | $ 774,000 | $ 619,000 |
| Woodford County Kentucky | 1 | $ 1,000,000 | $ 1,000,000 | $ 459,000 |
| East Baton Rouge County Louisiana | 1 | $ 596,000 | $ 596,000 | $ 104,000 |
| Jefferson County Louisiana | 1 | $ 539,000 | $ 539,000 | $ 34,000 |
| Orleans County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 16,000 |
| St. Landry County Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 716,000 |
| Knox County Maine | 1 | $ 1,500,000 | $ 1,500,000 | $ 363,000 |
| Sagadahoc County Maine | 1 | $ 700,000 | $ 700,000 | $ 400,000 |
| York County Maine | 1 | $ 519,000 | $ 519,000 | $ 156,000 |
| Anne Arundel County Maryland | 1 | $ 800,000 | $ 800,000 | $ 248,000 |
| Baltimore County Maryland | 1 | $ 1,203,000 | $ 1,203,000 | $ 252,000 |
| Cecil County Maryland | 1 | $ 2,000,000 | $ 2,000,000 | $ 319,000 |
| Berkshire County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| Bristol County Massachusetts | 1 | $ 764,000 | $ 764,000 | $ 374,000 |
| Hampden County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Hampshire County Massachusetts | 1 | $ 910,000 | $ 910,000 | $ 35,000 |
| Worcester County Massachusetts | 1 | $ 749,000 | $ 749,000 | $ 206,000 |
| Charlevoix County Michigan | 1 | $ 1,475,000 | $ 1,475,000 | $ 707,000 |
| Genesee County Michigan | 1 | $ 2,013,000 | $ 2,013,000 | $ 820,000 |
| Kent County Michigan | 1 | $ 1,000,000 | $ 1,000,000 | $ 85,000 |
| Anoka County Minnesota | 1 | $ 1,223,000 | $ 1,223,000 | $ 361,000 |
| Carver County Minnesota | 1 | $ 633,000 | $ 633,000 | $ 435,000 |
| Dakota County Minnesota | 1 | $ 558,000 | $ 558,000 | $ 400,000 |
| Clay County Mississippi | 1 | $ 508,000 | $ 508,000 | $ 111,000 |
| Franklin County Missouri | 1 | $ 736,000 | $ 736,000 | $ 897,000 |
| Greene County Missouri | 1 | $ 707,000 | $ 707,000 | $ 452,000 |
| Jackson County Missouri | 1 | $ 1,500,000 | $ 1,500,000 | $ 88,000 |
| Missoula County Montana | 1 | $ 1,283,000 | $ 1,283,000 | $ 7,000 |
| Douglas County Nevada | 1 | $ 1,013,000 | $ 1,013,000 | $ 266,000 |
| Belknap County New Hampshire | 1 | $ 479,000 | $ 479,000 | $ 122,000 |
| Carroll County New Hampshire | 1 | $ 486,000 | $ 486,000 | $ 200,000 |
| Passaic County New Jersey | 1 | $ 1,313,000 | $ 1,313,000 | $ 914,000 |
| Bernalillo County New Mexico | 1 | $ 1,635,000 | $ 1,635,000 | $ 220,000 |
| Colfax County New Mexico | 1 | $ 566,000 | $ 566,000 | $ 267,000 |
| Lincoln County New Mexico | 1 | $ 1,157,000 | $ 1,157,000 | $ 236,000 |
| Sandoval County New Mexico | 1 | $ 719,000 | $ 719,000 | $ 304,000 |
| Bronx County New York | 1 | $ 750,000 | $ 750,000 | $ 397,000 |
| Columbia County New York | 1 | $ 469,000 | $ 469,000 | $ 263,000 |
| Erie County New York | 1 | $ 660,000 | $ 660,000 | $ 234,000 |
| Rockland County New York | 1 | $ 960,000 | $ 960,000 | $ 703,000 |
| Sullivan County New York | 1 | $ 399,000 | $ 399,000 | $ 312,000 |
| Washington County New York | 1 | $ 780,000 | $ 780,000 | $ 200,000 |
| Buncombe County North Carolina | 1 | $ 1,690,000 | $ 1,690,000 | $ 1,320,000 |
| Chatham County North Carolina | 1 | $ 650,000 | $ 650,000 | $ 229,000 |
| Craven County North Carolina | 1 | $ 560,000 | $ 560,000 | $ 556,000 |
| Durham County North Carolina | 1 | $ 719,000 | $ 719,000 | $ 210,000 |
| Orange County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 257,000 |
| Erie County Ohio | 1 | $ 674,000 | $ 674,000 | $ 250,000 |
| Hamilton County Ohio | 1 | $ 610,000 | $ 610,000 | $ 200,000 |
| Knox County Ohio | 1 | $ 342,000 | $ 342,000 | $ 98,000 |
| Montgomery County Ohio | 1 | $ 544,000 | $ 544,000 | $ 959,000 |
| Summit County Ohio | 1 | $ 700,000 | $ 700,000 | $ 227,000 |
| Lincoln County Oregon | 1 | $ 591,000 | $ 591,000 | $ 300,000 |
| Cumberland County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 195,000 |
| Bristol County Rhode Island | 1 | $ 901,000 | $ 901,000 | $ 370,000 |
| Anderson County South Carolina | 1 | $ 806,000 | $ 806,000 | $ 219,000 |
| Oconee County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 534,000 |
| Pickens County South Carolina | 1 | $ 1,977,000 | $ 1,977,000 | $ 290,000 |
| York County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Minnehaha County South Dakota | 1 | $ 750,000 | $ 750,000 | $ 518,000 |
| Knox County Tennessee | 1 | $ 550,000 | $ 550,000 | $ 317,000 |
| Williamson County Tennessee | 1 | $ 720,000 | $ 720,000 | $ 215,000 |
| Bexar County Texas | 1 | $ 1,300,000 | $ 1,300,000 | $ 550,000 |
| Brazos County Texas | 1 | $ 104,000 | $ 104,000 | $ 113,000 |
| Burnet County Texas | 1 | $ 532,000 | $ 532,000 | $ 192,000 |
| Fort Bend County Texas | 1 | $ 470,000 | $ 470,000 | $ 150,000 |
| Hood County Texas | 1 | $ 880,000 | $ 880,000 | $ 221,000 |
| Kendall County Texas | 1 | $ 587,000 | $ 587,000 | $ 500,000 |
| Nueces County Texas | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Webb County Texas | 1 | $ 472,000 | $ 472,000 | $ 173,000 |
| Davis County Utah | 1 | $ 584,000 | $ 584,000 | $ 330,000 |
| Chittenden County Vermont | 1 | $ 600,000 | $ 600,000 | $ 195,000 |
| Washington County Vermont | 1 | $ 540,000 | $ 540,000 | $ 568,000 |
| Windsor County Vermont | 1 | $ 3,350,000 | $ 3,350,000 | $ 397,000 |
| James City County Virginia | 1 | $ 720,000 | $ 720,000 | $ 526,000 |
| Norfolk County Virginia | 1 | $ 750,000 | $ 750,000 | $ 280,000 |
| Spotsylvania County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 497,000 |
| Clark County Washington | 1 | $ 662,000 | $ 662,000 | $ 440,000 |
| Island County Washington | 1 | $ 869,000 | $ 869,000 | $ 178,000 |
| Kitsap County Washington | 1 | $ 960,000 | $ 960,000 | $ 205,000 |
| Kittitas County Washington | 1 | $ 665,000 | $ 665,000 | $ 343,000 |
| Skagit County Washington | 1 | $ 945,000 | $ 945,000 | $ 421,000 |
| Spokane County Washington | 1 | $ 440,000 | $ 440,000 | $ 116,000 |
| Thurston County Washington | 1 | $ 407,000 | $ 407,000 | $ 181,000 |
| Polk County Wisconsin | 1 | $ 932,000 | $ 932,000 | $ 144,000 |
| Walworth County Wisconsin | 1 | $ 500,000 | $ 500,000 | $ 344,000 |
| Teton County Wyoming | 1 | $ 633,000 | $ 633,000 | $ 345,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,284 | $1,488,801,000 | $1,159,000 | $12,500,000 | $523,000 | $5,742,000 |
| Home Purchase | 257 | $275,704,000 | $1,072,000 | $9,000,000 | $725,000 | $9,999,000 |
| Home Improvement | 13 | $16,942,000 | $1,303,000 | $3,650,000 | $582,000 | $2,052,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 954 | $1,021,614,000 | $1,070,000 | $12,500,000 | $520,000 | $9,999,000 |
| Not Provided | 501 | $642,084,000 | $1,281,000 | $10,000,000 | $634,000 | $9,999,000 |
| Asian | 52 | $73,217,000 | $1,408,000 | $6,500,000 | $611,000 | $2,510,000 |
| Hispanic | 31 | $31,618,000 | $1,019,000 | $2,576,000 | $395,000 | $806,000 |
| Black or African American | 8 | $7,003,000 | $875,000 | $1,470,000 | $604,000 | $2,918,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $3,045,000 | $761,000 | $863,000 | $265,000 | $327,000 |
| American Indian or Alaskan Native | 4 | $2,866,000 | $716,000 | $1,190,000 | $404,000 | $902,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,554 | $1,781,447,000 | $1,146,000 | $12,500,000 | $557,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 713 | $788,764,000 | $1,106,000 | $9,400,000 | $605,000 | $9,999,000 |
| Application Withdrawn By Applicant | 336 | $392,431,000 | $1,167,000 | $12,500,000 | $558,000 | $9,999,000 |
| Application Denied By Financial Institution | 288 | $356,364,000 | $1,237,000 | $12,205,000 | $351,000 | $3,550,000 |
| Application Approved But Not Accepted | 216 | $243,214,000 | $1,125,000 | $10,000,000 | $670,000 | $5,742,000 |
| File Closed For Incompleteness | 1 | $674,000 | $674,000 | $674,000 | $245,000 | $245,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 149 | $192,837,000 | $1,294,000 | $12,205,000 | $196,000 | $1,401,000 |
| Collateral | 103 | $113,147,000 | $1,098,000 | $3,000,000 | $495,000 | $2,474,000 |
| Credit Application Incomplete | 13 | $24,918,000 | $1,916,000 | $5,000,000 | $860,000 | $3,550,000 |
| Credit History | 9 | $10,003,000 | $1,111,000 | $2,342,000 | $396,000 | $820,000 |
| Other | 6 | $3,886,000 | $647,000 | $860,000 | $386,000 | $898,000 |
| Unverifiable Information | 3 | $3,749,000 | $1,249,000 | $2,429,000 | $359,000 | $558,000 |
| Employment History | 3 | $2,399,000 | $799,000 | $1,000,000 | $267,000 | $491,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $5,425,000 | $2,712,000 | $4,125,000 | $1,005,000 | $1,767,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ubs Bank, Usa's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ubs Bank, Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.