UBS Bank USA Mortgage Lending & HMDA Data, 2012
In 2012, UBS Bank USA of Salt Lake City, UT reported 4,566 mortgage applications totaling $4.7 billion, up 96% from 2011. The average application was for $1,035,052, and applicants reported an average income of $557,142. 62% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (502), New York-White Plains-Wayne, NY-NJ (498) and San Diego-Carlsbad-San Marcos, CA (173) (applications in parentheses).
| Mortgage Company & Address | UBS Bank USA 299 S. Main St Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,566 |
| Total Mortgage Loan Application Amount | $4,726,050,000 |
| Average Mortgage Loan Application Amount | $1,035,052 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $557,142 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 502 | $ 701,044,000 | $ 1,396,501 | $ 711,000 |
| New York, New York | 292 | $ 403,102,000 | $ 1,380,486 | $ 733,000 |
| San Diego, California | 173 | $ 177,042,000 | $ 1,023,364 | $ 452,000 |
| Fairfield, Connecticut | 150 | $ 170,711,000 | $ 1,138,073 | $ 559,000 |
| Orange, California | 146 | $ 193,897,000 | $ 1,328,061 | $ 582,000 |
| Cook, Illinois | 112 | $ 95,005,000 | $ 848,258 | $ 524,000 |
| Suffolk, New York | 96 | $ 147,514,000 | $ 1,536,604 | $ 896,000 |
| Santa Clara, California | 83 | $ 81,063,000 | $ 976,662 | $ 467,000 |
| Westchester, New York | 83 | $ 79,047,000 | $ 952,373 | $ 529,000 |
| Maricopa, Arizona | 80 | $ 72,056,000 | $ 900,700 | $ 471,000 |
| Palm Beach, Florida | 78 | $ 123,394,000 | $ 1,581,974 | $ 1,017,000 |
| Harris, Texas | 65 | $ 57,205,000 | $ 880,076 | $ 516,000 |
| King, Washington | 64 | $ 51,891,000 | $ 810,796 | $ 397,000 |
| San Francisco, California | 60 | $ 57,933,000 | $ 965,550 | $ 309,000 |
| Dallas, Texas | 54 | $ 37,365,000 | $ 691,944 | $ 499,000 |
| Miami-Dade, Florida | 51 | $ 98,851,000 | $ 1,938,254 | $ 841,000 |
| Fulton, Georgia | 49 | $ 43,531,000 | $ 888,387 | $ 608,000 |
| Bergen, New Jersey | 46 | $ 57,826,000 | $ 1,257,086 | $ 563,000 |
| San Mateo, California | 42 | $ 68,970,000 | $ 1,642,142 | $ 553,000 |
| District of Columbia, District Of Columbia | 42 | $ 47,972,000 | $ 1,142,190 | $ 440,000 |
| Collier, Florida | 42 | $ 34,209,000 | $ 814,500 | $ 566,000 |
| Marin, California | 41 | $ 45,213,000 | $ 1,102,756 | $ 501,000 |
| Middlesex, Massachusetts | 41 | $ 35,269,000 | $ 860,219 | $ 433,000 |
| Hennepin, Minnesota | 41 | $ 31,563,000 | $ 769,829 | $ 522,000 |
| Travis, Texas | 37 | $ 30,194,000 | $ 816,054 | $ 394,000 |
| Fairfax, Virginia | 36 | $ 37,771,000 | $ 1,049,194 | $ 606,000 |
| Contra Costa, California | 33 | $ 27,148,000 | $ 822,666 | $ 298,000 |
| Norfolk, Massachusetts | 33 | $ 28,384,000 | $ 860,121 | $ 363,000 |
| Oakland, Michigan | 33 | $ 24,202,000 | $ 733,393 | $ 427,000 |
| Monmouth, New Jersey | 33 | $ 31,447,000 | $ 952,939 | $ 715,000 |
| Montgomery, Maryland | 31 | $ 25,721,000 | $ 829,709 | $ 299,000 |
| Kings, New York | 31 | $ 28,761,000 | $ 927,774 | $ 377,000 |
| Nassau, New York | 31 | $ 24,735,000 | $ 797,903 | $ 556,000 |
| Riverside, California | 30 | $ 31,158,000 | $ 1,038,600 | $ 572,000 |
| Broward, Florida | 30 | $ 22,986,000 | $ 766,200 | $ 575,000 |
| Alameda, California | 29 | $ 30,850,000 | $ 1,063,793 | $ 608,000 |
| Lee, Florida | 29 | $ 27,911,000 | $ 962,448 | $ 352,000 |
| Suffolk, Massachusetts | 29 | $ 26,836,000 | $ 925,379 | $ 468,000 |
| Ventura, California | 26 | $ 24,901,000 | $ 957,730 | $ 363,000 |
| Clark, Nevada | 26 | $ 22,352,000 | $ 859,692 | $ 788,000 |
| DuPage, Illinois | 25 | $ 21,985,000 | $ 879,400 | $ 504,000 |
| Pitkin, Colorado | 24 | $ 55,108,000 | $ 2,296,166 | $ 969,000 |
| Barnstable, Massachusetts | 24 | $ 27,239,000 | $ 1,134,958 | $ 658,000 |
| Montgomery, Pennsylvania | 23 | $ 21,314,000 | $ 926,695 | $ 381,000 |
| Monterey, California | 22 | $ 19,681,000 | $ 894,590 | $ 405,000 |
| Santa Barbara, California | 22 | $ 30,039,000 | $ 1,365,409 | $ 807,000 |
| Sarasota, Florida | 21 | $ 18,240,000 | $ 868,571 | $ 395,000 |
| Lake, Illinois | 21 | $ 17,972,000 | $ 855,809 | $ 422,000 |
| Morris, New Jersey | 21 | $ 23,541,000 | $ 1,121,000 | $ 984,000 |
| Mecklenburg, North Carolina | 21 | $ 19,718,000 | $ 938,952 | $ 625,000 |
| Summit, Utah | 21 | $ 24,682,000 | $ 1,175,333 | $ 954,000 |
| Denver, Colorado | 20 | $ 15,179,000 | $ 758,950 | $ 373,000 |
| Collin, Texas | 20 | $ 14,175,000 | $ 708,750 | $ 344,000 |
| Hudson, New Jersey | 19 | $ 10,821,000 | $ 569,526 | $ 721,000 |
| Eagle, Colorado | 18 | $ 49,009,000 | $ 2,722,722 | $ 642,000 |
| Essex, New Jersey | 18 | $ 15,487,000 | $ 860,388 | $ 501,000 |
| Ocean, New Jersey | 17 | $ 11,325,000 | $ 666,176 | $ 376,000 |
| Beaufort, South Carolina | 17 | $ 13,711,000 | $ 806,529 | $ 384,000 |
| Tarrant, Texas | 17 | $ 11,166,000 | $ 656,823 | $ 657,000 |
| Anne Arundel, Maryland | 16 | $ 13,173,000 | $ 823,312 | $ 608,000 |
| Essex, Massachusetts | 16 | $ 12,190,000 | $ 761,875 | $ 640,000 |
| Somerset, New Jersey | 16 | $ 9,971,000 | $ 623,187 | $ 398,000 |
| Charleston, South Carolina | 16 | $ 15,608,000 | $ 975,500 | $ 607,000 |
| Arapahoe, Colorado | 15 | $ 18,202,000 | $ 1,213,466 | $ 680,000 |
| Philadelphia, Pennsylvania | 15 | $ 11,914,000 | $ 794,266 | $ 997,000 |
| Pima, Arizona | 14 | $ 8,315,000 | $ 593,928 | $ 227,000 |
| Santa Cruz, California | 14 | $ 12,118,000 | $ 865,571 | $ 370,000 |
| Cape May, New Jersey | 14 | $ 12,264,000 | $ 876,000 | $ 576,000 |
| Wake, North Carolina | 14 | $ 9,637,000 | $ 688,357 | $ 406,000 |
| Martin, Florida | 13 | $ 10,188,000 | $ 783,692 | $ 363,000 |
| Johnson, Kansas | 13 | $ 11,062,000 | $ 850,923 | $ 433,000 |
| Santa Fe, New Mexico | 13 | $ 11,520,000 | $ 886,153 | $ 401,000 |
| Multnomah, Oregon | 13 | $ 8,434,000 | $ 648,769 | $ 311,000 |
| Queens, New York | 12 | $ 6,674,000 | $ 556,166 | $ 223,000 |
| Chester, Pennsylvania | 12 | $ 10,856,000 | $ 904,666 | $ 450,000 |
| Sonoma, California | 11 | $ 12,518,000 | $ 1,138,000 | $ 741,000 |
| Orange, Florida | 11 | $ 8,752,000 | $ 795,636 | $ 276,000 |
| Plymouth, Massachusetts | 11 | $ 8,137,000 | $ 739,727 | $ 527,000 |
| Cuyahoga, Ohio | 11 | $ 5,883,000 | $ 534,818 | $ 317,000 |
| Davidson, Tennessee | 11 | $ 7,028,000 | $ 638,909 | $ 321,000 |
| Jefferson, Alabama | 10 | $ 7,659,000 | $ 765,900 | $ 430,000 |
| Boulder, Colorado | 10 | $ 9,096,000 | $ 909,600 | $ 291,000 |
| Douglas, Colorado | 10 | $ 8,536,000 | $ 853,600 | $ 487,000 |
| Walton, Florida | 10 | $ 7,418,000 | $ 741,800 | $ 580,000 |
| Talbot, Maryland | 10 | $ 10,700,000 | $ 1,070,000 | $ 285,000 |
| Berkshire, Massachusetts | 10 | $ 6,393,000 | $ 639,300 | $ 489,000 |
| Union, New Jersey | 10 | $ 7,505,000 | $ 750,500 | $ 413,000 |
| Montgomery, Texas | 10 | $ 8,839,000 | $ 883,900 | $ 496,000 |
| Teton, Wyoming | 10 | $ 18,242,000 | $ 1,824,200 | $ 1,175,000 |
| Litchfield, Connecticut | 9 | $ 6,791,000 | $ 754,555 | $ 305,000 |
| Duval, Florida | 9 | $ 4,531,000 | $ 503,444 | $ 280,000 |
| Pinellas, Florida | 9 | $ 6,051,000 | $ 672,333 | $ 476,000 |
| Jefferson, Kentucky | 9 | $ 6,769,000 | $ 752,111 | $ 371,000 |
| Nantucket, Massachusetts | 9 | $ 15,786,000 | $ 1,754,000 | $ 1,352,000 |
| St. Louis, Missouri | 9 | $ 5,887,000 | $ 654,111 | $ 415,000 |
| Atlantic, New Jersey | 9 | $ 9,771,000 | $ 1,085,666 | $ 531,000 |
| Orange, North Carolina | 9 | $ 6,203,000 | $ 689,222 | $ 339,000 |
| Tulsa, Oklahoma | 9 | $ 5,101,000 | $ 566,777 | $ 386,000 |
| Monroe, Florida | 8 | $ 8,311,000 | $ 1,038,875 | $ 267,000 |
| Honolulu, Hawaii | 8 | $ 8,308,000 | $ 1,038,500 | $ 451,000 |
| Washoe, Nevada | 8 | $ 9,010,000 | $ 1,126,250 | $ 843,000 |
| Mercer, New Jersey | 8 | $ 5,021,000 | $ 627,625 | $ 538,000 |
| Dutchess, New York | 8 | $ 4,148,000 | $ 518,500 | $ 421,000 |
| Rockland, New York | 8 | $ 4,515,000 | $ 564,375 | $ 338,000 |
| Williamson, Tennessee | 8 | $ 6,093,000 | $ 761,625 | $ 305,000 |
| New Haven, Connecticut | 7 | $ 5,314,000 | $ 759,142 | $ 316,000 |
| Hillsborough, Florida | 7 | $ 5,042,000 | $ 720,285 | $ 437,000 |
| Indian River, Florida | 7 | $ 9,979,000 | $ 1,425,571 | $ 716,000 |
| St. Johns, Florida | 7 | $ 6,848,000 | $ 978,285 | $ 623,000 |
| Worcester, Massachusetts | 7 | $ 6,684,000 | $ 954,857 | $ 809,000 |
| Hamilton, Tennessee | 7 | $ 5,974,000 | $ 853,428 | $ 518,000 |
| Yavapai, Arizona | 6 | $ 4,207,000 | $ 701,166 | $ 2,120,000 |
| Placer, California | 6 | $ 5,508,000 | $ 918,000 | $ 416,000 |
| Jefferson, Colorado | 6 | $ 5,274,000 | $ 879,000 | $ 329,000 |
| Larimer, Colorado | 6 | $ 3,254,000 | $ 542,333 | $ 243,000 |
| Hartford, Connecticut | 6 | $ 4,263,000 | $ 710,500 | $ 330,000 |
| Brevard, Florida | 6 | $ 2,781,000 | $ 463,500 | $ 411,000 |
| Cobb, Georgia | 6 | $ 3,453,000 | $ 575,500 | $ 860,000 |
| Glynn, Georgia | 6 | $ 5,702,000 | $ 950,333 | $ 477,000 |
| Maui, Hawaii | 6 | $ 4,189,000 | $ 698,166 | $ 731,000 |
| Orleans, Louisiana | 6 | $ 3,883,000 | $ 647,166 | $ 680,000 |
| Dukes, Massachusetts | 6 | $ 6,245,000 | $ 1,040,833 | $ 456,000 |
| Franklin, Ohio | 6 | $ 3,364,000 | $ 560,666 | $ 269,000 |
| Hamilton, Ohio | 6 | $ 5,045,000 | $ 840,833 | $ 392,000 |
| Fort Bend, Texas | 6 | $ 5,526,000 | $ 921,000 | $ 1,685,000 |
| Arlington, Virginia | 6 | $ 3,503,000 | $ 583,833 | $ 382,000 |
| Napa, California | 5 | $ 4,898,000 | $ 979,600 | $ 335,000 |
| San Miguel, Colorado | 5 | $ 5,213,000 | $ 1,042,600 | $ 512,000 |
| Summit, Colorado | 5 | $ 3,581,000 | $ 716,200 | $ 329,000 |
| DeKalb, Georgia | 5 | $ 3,487,000 | $ 697,400 | $ 430,000 |
| Gwinnett, Georgia | 5 | $ 5,169,000 | $ 1,033,800 | $ 223,000 |
| Kane, Illinois | 5 | $ 2,621,000 | $ 524,200 | $ 561,000 |
| Hamilton, Indiana | 5 | $ 6,109,000 | $ 1,221,800 | $ 515,000 |
| East Baton Rouge, Louisiana | 5 | $ 3,463,000 | $ 692,600 | $ 322,000 |
| Baltimore, Maryland | 5 | $ 5,275,000 | $ 1,055,000 | $ 933,000 |
| Wayne, Michigan | 5 | $ 1,618,000 | $ 323,600 | $ 310,000 |
| Rockingham, New Hampshire | 5 | $ 1,883,000 | $ 376,600 | $ 253,000 |
| Bernalillo, New Mexico | 5 | $ 3,041,000 | $ 608,200 | $ 186,000 |
| Chautauqua, New York | 5 | $ 1,722,000 | $ 344,400 | $ 377,000 |
| Richmond, New York | 5 | $ 2,838,000 | $ 567,600 | $ 218,000 |
| Buncombe, North Carolina | 5 | $ 4,148,000 | $ 829,600 | $ 429,000 |
| Washington, Rhode Island | 5 | $ 4,553,000 | $ 910,600 | $ 440,000 |
| Greenville, South Carolina | 5 | $ 3,491,000 | $ 698,200 | $ 297,000 |
| Shelby, Tennessee | 5 | $ 4,136,000 | $ 827,200 | $ 564,000 |
| Windham, Vermont | 5 | $ 3,011,000 | $ 602,200 | $ 781,000 |
| Loudoun, Virginia | 5 | $ 5,210,000 | $ 1,042,000 | $ 303,000 |
| Kitsap, Washington | 5 | $ 3,226,000 | $ 645,200 | $ 304,000 |
| Pierce, Washington | 5 | $ 4,661,000 | $ 932,200 | $ 325,000 |
| Baldwin, Alabama | 4 | $ 1,597,000 | $ 399,250 | $ 304,000 |
| Sacramento, California | 4 | $ 2,613,000 | $ 653,250 | $ 156,000 |
| Routt, Colorado | 4 | $ 2,297,000 | $ 574,250 | $ 363,000 |
| Manatee, Florida | 4 | $ 1,610,000 | $ 402,500 | $ 272,000 |
| Ada, Idaho | 4 | $ 2,231,000 | $ 557,750 | $ 222,000 |
| Blaine, Idaho | 4 | $ 4,239,000 | $ 1,059,750 | $ 509,000 |
| Porter, Indiana | 4 | $ 2,283,000 | $ 570,750 | $ 373,000 |
| Oldham, Kentucky | 4 | $ 5,008,000 | $ 1,252,000 | $ 755,000 |
| Ramsey, Minnesota | 4 | $ 2,620,000 | $ 655,000 | $ 283,000 |
| Washington, Minnesota | 4 | $ 2,861,000 | $ 715,250 | $ 255,000 |
| Gallatin, Montana | 4 | $ 6,902,000 | $ 1,725,500 | $ 1,077,000 |
| Lancaster, Nebraska | 4 | $ 2,247,000 | $ 561,750 | $ 219,000 |
| Douglas, Nevada | 4 | $ 2,506,000 | $ 626,500 | $ 168,000 |
| Burlington, New Jersey | 4 | $ 1,347,000 | $ 336,750 | $ 734,000 |
| Delaware, Ohio | 4 | $ 2,146,000 | $ 536,500 | $ 539,000 |
| Oklahoma, Oklahoma | 4 | $ 4,561,000 | $ 1,140,250 | $ 532,000 |
| Jackson, Oregon | 4 | $ 2,042,000 | $ 510,500 | $ 342,000 |
| Bucks, Pennsylvania | 4 | $ 3,363,000 | $ 840,750 | $ 305,000 |
| Bexar, Texas | 4 | $ 2,778,000 | $ 694,500 | $ 2,938,000 |
| Denton, Texas | 4 | $ 2,135,000 | $ 533,750 | $ 222,000 |
| Alexandria, Virginia | 4 | $ 3,466,000 | $ 866,500 | $ 639,000 |
| Virginia Beach, Virginia | 4 | $ 4,032,000 | $ 1,008,000 | $ 401,000 |
| Walworth, Wisconsin | 4 | $ 3,294,000 | $ 823,500 | $ 796,000 |
| Anchorage, Alaska | 3 | $ 2,222,000 | $ 740,666 | $ 672,000 |
| Fresno, California | 3 | $ 3,351,000 | $ 1,117,000 | $ 431,000 |
| Kern, California | 3 | $ 2,327,000 | $ 775,666 | $ 402,000 |
| Mono, California | 3 | $ 1,734,000 | $ 578,000 | $ 515,000 |
| El Paso, Colorado | 3 | $ 1,444,000 | $ 481,333 | $ 320,000 |
| Grand, Colorado | 3 | $ 1,260,000 | $ 420,000 | $ 309,000 |
| Hall, Georgia | 3 | $ 3,370,000 | $ 1,123,333 | $ 358,000 |
| Hawaii, Hawaii | 3 | $ 1,849,000 | $ 616,333 | $ 313,000 |
| Kootenai, Idaho | 3 | $ 2,996,000 | $ 998,666 | $ 534,000 |
| Polk, Iowa | 3 | $ 1,316,000 | $ 438,666 | $ 786,000 |
| Lafayette, Louisiana | 3 | $ 1,340,000 | $ 446,666 | $ 243,000 |
| Cumberland, Maine | 3 | $ 1,231,000 | $ 410,333 | $ 546,000 |
| Hancock, Maine | 3 | $ 5,303,000 | $ 1,767,666 | $ 1,535,000 |
| Howard, Maryland | 3 | $ 3,431,000 | $ 1,143,666 | $ 224,000 |
| Queen Anne's, Maryland | 3 | $ 2,972,000 | $ 990,666 | $ 292,000 |
| Charlevoix, Michigan | 3 | $ 2,710,000 | $ 903,333 | $ 1,002,000 |
| Emmet, Michigan | 3 | $ 4,033,000 | $ 1,344,333 | $ 791,000 |
| Genesee, Michigan | 3 | $ 1,863,000 | $ 621,000 | $ 385,000 |
| Washtenaw, Michigan | 3 | $ 1,291,000 | $ 430,333 | $ 338,000 |
| Carroll, New Hampshire | 3 | $ 1,731,000 | $ 577,000 | $ 162,000 |
| Camden, New Jersey | 3 | $ 1,471,000 | $ 490,333 | $ 245,000 |
| Hunterdon, New Jersey | 3 | $ 2,806,000 | $ 935,333 | $ 223,000 |
| Middlesex, New Jersey | 3 | $ 859,000 | $ 286,333 | $ 101,000 |
| Columbia, New York | 3 | $ 1,432,000 | $ 477,333 | $ 345,000 |
| Durham, North Carolina | 3 | $ 1,037,000 | $ 345,666 | $ 167,000 |
| Henderson, North Carolina | 3 | $ 1,552,000 | $ 517,333 | $ 153,000 |
| Macon, North Carolina | 3 | $ 1,963,000 | $ 654,333 | $ 521,000 |
| Moore, North Carolina | 3 | $ 1,165,000 | $ 388,333 | $ 467,000 |
| New Hanover, North Carolina | 3 | $ 2,153,000 | $ 717,666 | $ 591,000 |
| Lucas, Ohio | 3 | $ 1,258,000 | $ 419,333 | $ 215,000 |
| Deschutes, Oregon | 3 | $ 1,350,000 | $ 450,000 | $ 191,000 |
| Washington, Oregon | 3 | $ 2,074,000 | $ 691,333 | $ 388,000 |
| Delaware, Pennsylvania | 3 | $ 2,237,000 | $ 745,666 | $ 316,000 |
| Berkeley, South Carolina | 3 | $ 3,366,000 | $ 1,122,000 | $ 172,000 |
| Pickens, South Carolina | 3 | $ 2,744,000 | $ 914,666 | $ 532,000 |
| York, South Carolina | 3 | $ 1,450,000 | $ 483,333 | $ 246,000 |
| Salt Lake, Utah | 3 | $ 3,466,000 | $ 1,155,333 | $ 476,000 |
| Chittenden, Vermont | 3 | $ 2,521,000 | $ 840,333 | $ 507,000 |
| Clark, Washington | 3 | $ 1,574,000 | $ 524,666 | $ 375,000 |
| San Juan, Washington | 3 | $ 2,601,000 | $ 867,000 | $ 481,000 |
| Snohomish, Washington | 3 | $ 1,837,000 | $ 612,333 | $ 162,000 |
| San Bernardino, California | 2 | $ 1,016,000 | $ 508,000 | $ 163,000 |
| San Luis Obispo, California | 2 | $ 845,000 | $ 422,500 | $ 652,000 |
| Solano, California | 2 | $ 1,767,000 | $ 883,500 | $ 385,000 |
| Yolo, California | 2 | $ 1,079,000 | $ 539,500 | $ 217,000 |
| Broomfield, Colorado | 2 | $ 1,314,000 | $ 657,000 | $ 229,000 |
| Gunnison, Colorado | 2 | $ 1,378,000 | $ 689,000 | $ 246,000 |
| Weld, Colorado | 2 | $ 1,583,000 | $ 791,500 | $ 410,000 |
| New London, Connecticut | 2 | $ 1,691,000 | $ 845,500 | $ 424,000 |
| Sussex, Delaware | 2 | $ 980,000 | $ 490,000 | $ 170,000 |
| Charlotte, Florida | 2 | $ 609,000 | $ 304,500 | $ 540,000 |
| Marion, Florida | 2 | $ 1,356,000 | $ 678,000 | $ 569,000 |
| Forsyth, Georgia | 2 | $ 718,000 | $ 359,000 | $ 186,000 |
| Rabun, Georgia | 2 | $ 1,042,000 | $ 521,000 | $ 241,000 |
| Kauai, Hawaii | 2 | $ 2,180,000 | $ 1,090,000 | $ 1,927,000 |
| McHenry, Illinois | 2 | $ 7,010,000 | $ 3,505,000 | $ 475,000 |
| Kosciusko, Indiana | 2 | $ 1,769,000 | $ 884,500 | $ 378,000 |
| Sedgwick, Kansas | 2 | $ 2,092,000 | $ 1,046,000 | $ 638,000 |
| York, Maine | 2 | $ 1,900,000 | $ 950,000 | $ 244,000 |
| Baltimore City, Maryland | 2 | $ 1,275,000 | $ 637,500 | $ 338,000 |
| Cecil, Maryland | 2 | $ 1,118,000 | $ 559,000 | $ 1,520,000 |
| Hampden, Massachusetts | 2 | $ 386,000 | $ 193,000 | $ 190,000 |
| Berrien, Michigan | 2 | $ 951,000 | $ 475,500 | $ 314,000 |
| Lapeer, Michigan | 2 | $ 316,000 | $ 158,000 | $ 369,000 |
| Livingston, Michigan | 2 | $ 529,000 | $ 264,500 | $ 211,000 |
| Mille Lacs, Minnesota | 2 | $ 922,000 | $ 461,000 | $ 42,000 |
| Scott, Minnesota | 2 | $ 853,000 | $ 426,500 | $ 513,000 |
| Greene, Missouri | 2 | $ 1,249,000 | $ 624,500 | $ 380,000 |
| St. Charles, Missouri | 2 | $ 571,000 | $ 285,500 | $ 145,000 |
| Douglas, Nebraska | 2 | $ 562,000 | $ 281,000 | $ 942,000 |
| Sandoval, New Mexico | 2 | $ 790,000 | $ 395,000 | $ 150,000 |
| Warren, New York | 2 | $ 3,267,000 | $ 1,633,500 | $ 363,000 |
| Avery, North Carolina | 2 | $ 749,000 | $ 374,500 | $ 314,000 |
| Brunswick, North Carolina | 2 | $ 1,405,000 | $ 702,500 | $ 274,000 |
| Jackson, North Carolina | 2 | $ 1,770,000 | $ 885,000 | $ 278,000 |
| Pender, North Carolina | 2 | $ 1,780,000 | $ 890,000 | $ 560,000 |
| Watauga, North Carolina | 2 | $ 221,000 | $ 110,500 | $ 572,000 |
| Delaware, Oklahoma | 2 | $ 2,101,000 | $ 1,050,500 | $ 349,000 |
| Clackamas, Oregon | 2 | $ 1,622,000 | $ 811,000 | $ 343,000 |
| Bristol, Rhode Island | 2 | $ 849,000 | $ 424,500 | $ 174,000 |
| Kent, Rhode Island | 2 | $ 1,025,000 | $ 512,500 | $ 99,000 |
| Georgetown, South Carolina | 2 | $ 443,000 | $ 221,500 | $ 212,000 |
| Horry, South Carolina | 2 | $ 640,000 | $ 320,000 | $ 294,000 |
| Knox, Tennessee | 2 | $ 2,599,000 | $ 1,299,500 | $ 444,000 |
| Sullivan, Tennessee | 2 | $ 1,255,000 | $ 627,500 | $ 302,000 |
| Llano, Texas | 2 | $ 1,112,000 | $ 556,000 | $ 86,000 |
| Morgan, Utah | 2 | $ 4,322,000 | $ 2,161,000 | $ 656,000 |
| Wasatch, Utah | 2 | $ 2,011,000 | $ 1,005,500 | $ 357,000 |
| Washington, Utah | 2 | $ 741,000 | $ 370,500 | $ 241,000 |
| Grand Isle, Vermont | 2 | $ 1,501,000 | $ 750,500 | $ 325,000 |
| Windsor, Vermont | 2 | $ 1,124,000 | $ 562,000 | $ 194,000 |
| Chesterfield, Virginia | 2 | $ 925,000 | $ 462,500 | $ 231,000 |
| Norfolk, Virginia | 2 | $ 1,206,000 | $ 603,000 | $ 242,000 |
| Richmond City, Virginia | 2 | $ 1,818,000 | $ 909,000 | $ 452,000 |
| Roanoke City, Virginia | 2 | $ 550,000 | $ 275,000 | $ 108,000 |
| Dane, Wisconsin | 2 | $ 1,196,000 | $ 598,000 | $ 340,000 |
| Milwaukee, Wisconsin | 2 | $ 1,090,000 | $ 545,000 | $ 360,000 |
| Polk, Wisconsin | 2 | $ 1,425,000 | $ 712,500 | $ 271,000 |
| Madison, Alabama | 1 | $ 168,000 | $ 168,000 | $ 35,000 |
| St. Clair, Alabama | 1 | $ 525,000 | $ 525,000 | $ 300,000 |
| Amador, California | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Merced, California | 1 | $ 165,000 | $ 165,000 | $ 331,000 |
| Nevada, California | 1 | $ 152,000 | $ 152,000 | $ 251,000 |
| Stanislaus, California | 1 | $ 1,500,000 | $ 1,500,000 | $ 352,000 |
| Adams, Colorado | 1 | $ 714,000 | $ 714,000 | $ 683,000 |
| Garfield, Colorado | 1 | $ 415,000 | $ 415,000 | $ 348,000 |
| La Plata, Colorado | 1 | $ 675,000 | $ 675,000 | $ 288,000 |
| Montrose, Colorado | 1 | $ 787,000 | $ 787,000 | $ 409,000 |
| Middlesex, Connecticut | 1 | $ 1,215,000 | $ 1,215,000 | $ 376,000 |
| Tolland, Connecticut | 1 | $ 450,000 | $ 450,000 | $ 275,000 |
| New Castle, Delaware | 1 | $ 539,000 | $ 539,000 | $ 350,000 |
| Alachua, Florida | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Bay, Florida | 1 | $ 977,000 | $ 977,000 | $ 322,000 |
| Flagler, Florida | 1 | $ 1,350,000 | $ 1,350,000 | $ 622,000 |
| Hendry, Florida | 1 | $ 800,000 | $ 800,000 | $ 220,000 |
| Okaloosa, Florida | 1 | $ 441,000 | $ 441,000 | $ 80,000 |
| Osceola, Florida | 1 | $ 351,000 | $ 351,000 | $ 2,207,000 |
| Seminole, Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 299,000 |
| Cherokee, Georgia | 1 | $ 490,000 | $ 490,000 | $ 107,000 |
| Clarke, Georgia | 1 | $ 640,000 | $ 640,000 | $ 309,000 |
| Clayton, Georgia | 1 | $ 998,000 | $ 998,000 | $ 0 |
| Coweta, Georgia | 1 | $ 338,000 | $ 338,000 | $ 121,000 |
| Fayette, Georgia | 1 | $ 907,000 | $ 907,000 | $ 760,000 |
| Greene, Georgia | 1 | $ 943,000 | $ 943,000 | $ 291,000 |
| Henry, Georgia | 1 | $ 640,000 | $ 640,000 | $ 1,410,000 |
| Lumpkin, Georgia | 1 | $ 244,000 | $ 244,000 | $ 389,000 |
| Muscogee, Georgia | 1 | $ 1,225,000 | $ 1,225,000 | $ 687,000 |
| Pickens, Georgia | 1 | $ 206,000 | $ 206,000 | $ 130,000 |
| Putnam, Georgia | 1 | $ 549,000 | $ 549,000 | $ 253,000 |
| Towns, Georgia | 1 | $ 506,000 | $ 506,000 | $ 379,000 |
| Whitfield, Georgia | 1 | $ 233,000 | $ 233,000 | $ 161,000 |
| Teton, Idaho | 1 | $ 575,000 | $ 575,000 | $ 120,000 |
| Champaign, Illinois | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Edgar, Illinois | 1 | $ 838,000 | $ 838,000 | $ 258,000 |
| Washington, Illinois | 1 | $ 255,000 | $ 255,000 | $ 265,000 |
| Will, Illinois | 1 | $ 244,000 | $ 244,000 | $ 113,000 |
| Allen, Indiana | 1 | $ 600,000 | $ 600,000 | $ 240,000 |
| Bartholomew, Indiana | 1 | $ 521,000 | $ 521,000 | $ 485,000 |
| Floyd, Indiana | 1 | $ 1,201,000 | $ 1,201,000 | $ 390,000 |
| Hancock, Indiana | 1 | $ 805,000 | $ 805,000 | $ 288,000 |
| Lake, Indiana | 1 | $ 1,108,000 | $ 1,108,000 | $ 546,000 |
| Marion, Indiana | 1 | $ 754,000 | $ 754,000 | $ 300,000 |
| Marshall, Indiana | 1 | $ 900,000 | $ 900,000 | $ 158,000 |
| Dallas, Iowa | 1 | $ 122,000 | $ 122,000 | $ 203,000 |
| Dickinson, Iowa | 1 | $ 654,000 | $ 654,000 | $ 307,000 |
| Kenton, Kentucky | 1 | $ 703,000 | $ 703,000 | $ 732,000 |
| Ascension, Louisiana | 1 | $ 346,000 | $ 346,000 | $ 106,000 |
| Jefferson, Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Rapides, Louisiana | 1 | $ 600,000 | $ 600,000 | $ 235,000 |
| St. Tammany, Louisiana | 1 | $ 585,000 | $ 585,000 | $ 266,000 |
| Franklin, Maine | 1 | $ 1,500,000 | $ 1,500,000 | $ 138,000 |
| Knox, Maine | 1 | $ 1,164,000 | $ 1,164,000 | $ 286,000 |
| Lincoln, Maine | 1 | $ 1,200,000 | $ 1,200,000 | $ 598,000 |
| Waldo, Maine | 1 | $ 500,000 | $ 500,000 | $ 489,000 |
| Dorchester, Maryland | 1 | $ 1,520,000 | $ 1,520,000 | $ 319,000 |
| Harford, Maryland | 1 | $ 580,000 | $ 580,000 | $ 146,000 |
| Kent, Maryland | 1 | $ 663,000 | $ 663,000 | $ 127,000 |
| Prince George's, Maryland | 1 | $ 400,000 | $ 400,000 | $ 175,000 |
| St. Mary's, Maryland | 1 | $ 323,000 | $ 323,000 | $ 83,000 |
| Worcester, Maryland | 1 | $ 238,000 | $ 238,000 | $ 210,000 |
| Franklin, Massachusetts | 1 | $ 613,000 | $ 613,000 | $ 133,000 |
| Allegan, Michigan | 1 | $ 600,000 | $ 600,000 | $ 117,000 |
| Grand Traverse, Michigan | 1 | $ 461,000 | $ 461,000 | $ 540,000 |
| Leelanau, Michigan | 1 | $ 512,000 | $ 512,000 | $ 659,000 |
| Monroe, Michigan | 1 | $ 156,000 | $ 156,000 | $ 91,000 |
| Muskegon, Michigan | 1 | $ 496,000 | $ 496,000 | $ 188,000 |
| Shiawassee, Michigan | 1 | $ 189,000 | $ 189,000 | $ 64,000 |
| Cass, Minnesota | 1 | $ 772,000 | $ 772,000 | $ 273,000 |
| Wabasha, Minnesota | 1 | $ 918,000 | $ 918,000 | $ 257,000 |
| Hinds, Mississippi | 1 | $ 748,000 | $ 748,000 | $ 289,000 |
| Oktibbeha, Mississippi | 1 | $ 168,000 | $ 168,000 | $ 260,000 |
| Cass, Missouri | 1 | $ 497,000 | $ 497,000 | $ 170,000 |
| Franklin, Missouri | 1 | $ 716,000 | $ 716,000 | $ 721,000 |
| St. Louis City, Missouri | 1 | $ 110,000 | $ 110,000 | $ 170,000 |
| Missoula, Montana | 1 | $ 901,000 | $ 901,000 | $ 296,000 |
| Keith, Nebraska | 1 | $ 124,000 | $ 124,000 | $ 24,000 |
| Belknap, New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 264,000 |
| Grafton, New Hampshire | 1 | $ 504,000 | $ 504,000 | $ 254,000 |
| Merrimack, New Hampshire | 1 | $ 394,000 | $ 394,000 | $ 249,000 |
| Strafford, New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Sullivan, New Hampshire | 1 | $ 1,114,000 | $ 1,114,000 | $ 352,000 |
| Passaic, New Jersey | 1 | $ 1,245,000 | $ 1,245,000 | $ 914,000 |
| Sussex, New Jersey | 1 | $ 250,000 | $ 250,000 | $ 143,000 |
| Chaves, New Mexico | 1 | $ 786,000 | $ 786,000 | $ 550,000 |
| Erie, New York | 1 | $ 559,000 | $ 559,000 | $ 301,000 |
| Greene, New York | 1 | $ 194,000 | $ 194,000 | $ 650,000 |
| Madison, New York | 1 | $ 340,000 | $ 340,000 | $ 100,000 |
| Monroe, New York | 1 | $ 574,000 | $ 574,000 | $ 417,000 |
| Onondaga, New York | 1 | $ 1,050,000 | $ 1,050,000 | $ 297,000 |
| Ontario, New York | 1 | $ 508,000 | $ 508,000 | $ 243,000 |
| Orange, New York | 1 | $ 580,000 | $ 580,000 | $ 203,000 |
| Putnam, New York | 1 | $ 696,000 | $ 696,000 | $ 139,000 |
| Saratoga, New York | 1 | $ 588,000 | $ 588,000 | $ 175,000 |
| Schoharie, New York | 1 | $ 245,000 | $ 245,000 | $ 315,000 |
| Ulster, New York | 1 | $ 631,000 | $ 631,000 | $ 520,000 |
| Yates, New York | 1 | $ 529,000 | $ 529,000 | $ 900,000 |
| Ashe, North Carolina | 1 | $ 975,000 | $ 975,000 | $ 833,000 |
| Carteret, North Carolina | 1 | $ 467,000 | $ 467,000 | $ 528,000 |
| Craven, North Carolina | 1 | $ 512,000 | $ 512,000 | $ 545,000 |
| Currituck, North Carolina | 1 | $ 777,000 | $ 777,000 | $ 1,227,000 |
| Dare, North Carolina | 1 | $ 446,000 | $ 446,000 | $ 100,000 |
| Forsyth, North Carolina | 1 | $ 616,000 | $ 616,000 | $ 240,000 |
| Haywood, North Carolina | 1 | $ 512,000 | $ 512,000 | $ 130,000 |
| Iredell, North Carolina | 1 | $ 655,000 | $ 655,000 | $ 126,000 |
| Lincoln, North Carolina | 1 | $ 551,000 | $ 551,000 | $ 131,000 |
| Nash, North Carolina | 1 | $ 483,000 | $ 483,000 | $ 396,000 |
| Warren, North Carolina | 1 | $ 580,000 | $ 580,000 | $ 449,000 |
| Williams, North Dakota | 1 | $ 162,000 | $ 162,000 | $ 119,000 |
| Butler, Ohio | 1 | $ 79,000 | $ 79,000 | $ 75,000 |
| Clermont, Ohio | 1 | $ 736,000 | $ 736,000 | $ 158,000 |
| Erie, Ohio | 1 | $ 528,000 | $ 528,000 | $ 325,000 |
| Geauga, Ohio | 1 | $ 414,000 | $ 414,000 | $ 250,000 |
| Ottawa, Ohio | 1 | $ 563,000 | $ 563,000 | $ 2,205,000 |
| Scioto, Ohio | 1 | $ 465,000 | $ 465,000 | $ 756,000 |
| Lincoln, Oregon | 1 | $ 555,000 | $ 555,000 | $ 306,000 |
| Tillamook, Oregon | 1 | $ 407,000 | $ 407,000 | $ 184,000 |
| Allegheny, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 220,000 |
| Berks, Pennsylvania | 1 | $ 422,000 | $ 422,000 | $ 500,000 |
| Butler, Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Centre, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Erie, Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Lehigh, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Monroe, Pennsylvania | 1 | $ 443,000 | $ 443,000 | $ 253,000 |
| Westmoreland, Pennsylvania | 1 | $ 413,000 | $ 413,000 | $ 329,000 |
| Newport, Rhode Island | 1 | $ 600,000 | $ 600,000 | $ 145,000 |
| Anderson, South Carolina | 1 | $ 783,000 | $ 783,000 | $ 245,000 |
| Greenwood, South Carolina | 1 | $ 937,000 | $ 937,000 | $ 193,000 |
| Lexington, South Carolina | 1 | $ 635,000 | $ 635,000 | $ 317,000 |
| Oconee, South Carolina | 1 | $ 863,000 | $ 863,000 | $ 277,000 |
| Bedford, Tennessee | 1 | $ 505,000 | $ 505,000 | $ 345,000 |
| Loudon, Tennessee | 1 | $ 625,000 | $ 625,000 | $ 228,000 |
| Bastrop, Texas | 1 | $ 840,000 | $ 840,000 | $ 9,186,000 |
| Blanco, Texas | 1 | $ 500,000 | $ 500,000 | $ 110,000 |
| Brazos, Texas | 1 | $ 177,000 | $ 177,000 | $ 226,000 |
| Burnet, Texas | 1 | $ 525,000 | $ 525,000 | $ 167,000 |
| Comal, Texas | 1 | $ 417,000 | $ 417,000 | $ 636,000 |
| Franklin, Texas | 1 | $ 1,120,000 | $ 1,120,000 | $ 915,000 |
| Galveston, Texas | 1 | $ 455,000 | $ 455,000 | $ 350,000 |
| Hays, Texas | 1 | $ 218,000 | $ 218,000 | $ 161,000 |
| Hood, Texas | 1 | $ 860,000 | $ 860,000 | $ 203,000 |
| McLennan, Texas | 1 | $ 613,000 | $ 613,000 | $ 379,000 |
| Nueces, Texas | 1 | $ 559,000 | $ 559,000 | $ 149,000 |
| Palo Pinto, Texas | 1 | $ 952,000 | $ 952,000 | $ 865,000 |
| Smith, Texas | 1 | $ 879,000 | $ 879,000 | $ 556,000 |
| Somervell, Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Wichita, Texas | 1 | $ 960,000 | $ 960,000 | $ 568,000 |
| Rutland, Vermont | 1 | $ 585,000 | $ 585,000 | $ 400,000 |
| Washington, Vermont | 1 | $ 491,000 | $ 491,000 | $ 398,000 |
| Fairfax City, Virginia | 1 | $ 880,000 | $ 880,000 | $ 212,000 |
| Fauquier, Virginia | 1 | $ 1,299,000 | $ 1,299,000 | $ 360,000 |
| Gloucester, Virginia | 1 | $ 741,000 | $ 741,000 | $ 179,000 |
| Goochland, Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 190,000 |
| Hanover, Virginia | 1 | $ 970,000 | $ 970,000 | $ 385,000 |
| Henrico, Virginia | 1 | $ 579,000 | $ 579,000 | $ 370,000 |
| James City, Virginia | 1 | $ 767,000 | $ 767,000 | $ 386,000 |
| Middlesex, Virginia | 1 | $ 1,375,000 | $ 1,375,000 | $ 583,000 |
| Northampton, Virginia | 1 | $ 1,470,000 | $ 1,470,000 | $ 482,000 |
| Spotsylvania, Virginia | 1 | $ 265,000 | $ 265,000 | $ 379,000 |
| Washington, Virginia | 1 | $ 2,345,000 | $ 2,345,000 | $ 236,000 |
| Westmoreland, Virginia | 1 | $ 317,000 | $ 317,000 | $ 108,000 |
| Thurston, Washington | 1 | $ 517,000 | $ 517,000 | $ 127,000 |
| Upshur, West Virginia | 1 | $ 564,000 | $ 564,000 | $ 498,000 |
| Sheboygan, Wisconsin | 1 | $ 418,000 | $ 418,000 | $ 1,411,000 |
| Waukesha, Wisconsin | 1 | $ 893,000 | $ 893,000 | $ 282,000 |
Mortgage Loan Application Detail Totals for UBS Bank USA in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,738 | $3,849,133,000 | $1,029,000 | $25,000,000 | $551,000 | $9,999,000 |
| Home Purchase | 802 | $857,162,000 | $1,068,000 | $13,875,000 | $592,000 | $9,999,000 |
| Home Improvement | 26 | $19,755,000 | $759,000 | $2,100,000 | $365,000 | $1,455,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,116 | $3,132,514,000 | $1,005,000 | $25,000,000 | $535,000 | $9,999,000 |
| Not Provided | 1,205 | $1,348,602,000 | $1,119,000 | $20,000,000 | $611,000 | $9,785,000 |
| Asian | 131 | $127,439,000 | $972,000 | $3,840,000 | $482,000 | $7,651,000 |
| Hispanic | 72 | $72,890,000 | $1,012,000 | $6,650,000 | $613,000 | $9,999,000 |
| Black or African American | 30 | $30,408,000 | $1,013,000 | $4,243,000 | $831,000 | $8,253,000 |
| American Indian or Alaskan Native | 7 | $9,952,000 | $1,421,000 | $2,000,000 | $647,000 | $1,399,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $4,245,000 | $849,000 | $1,547,000 | $774,000 | $2,207,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,566 | $4,726,050,000 | $1,035,000 | $25,000,000 | $557,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,817 | $2,786,171,000 | $989,000 | $14,000,000 | $571,000 | $9,999,000 |
| Application Approved But Not Accepted | 643 | $638,495,000 | $992,000 | $6,503,000 | $565,000 | $9,999,000 |
| Application Denied By Financial Institution | 481 | $502,189,000 | $1,044,000 | $9,999,000 | $502,000 | $9,999,000 |
| Application Withdrawn By Applicant | 365 | $462,769,000 | $1,267,000 | $25,000,000 | $488,000 | $9,999,000 |
| File Closed For Incompleteness | 260 | $336,426,000 | $1,293,000 | $20,000,000 | $589,000 | $8,050,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 242 | $236,773,000 | $978,000 | $7,326,000 | $544,000 | $4,778,000 |
| Debt-To-Income Ratio | 155 | $164,206,000 | $1,059,000 | $6,500,000 | $160,000 | $1,425,000 |
| Other | 40 | $42,266,000 | $1,056,000 | $2,792,000 | $671,000 | $3,500,000 |
| Credit History | 25 | $42,311,000 | $1,692,000 | $9,999,000 | $2,078,000 | $9,999,000 |
| Credit Application Incomplete | 7 | $6,381,000 | $911,000 | $1,800,000 | $463,000 | $1,498,000 |
| Unverifiable Information | 5 | $5,101,000 | $1,020,000 | $1,500,000 | $226,000 | $298,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $4,136,000 | $827,000 | $1,201,000 | $296,000 | $390,000 |
| Employment History | 2 | $1,015,000 | $507,000 | $524,000 | $152,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess UBS Bank USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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