Ubs Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Ubs Bank Usa 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ubs Bank Usa 299 S. Main St Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,566 |
| Total Mortgage Loan Application Amount | $4,726,050,000 |
| Average Mortgage Loan Application Amount | $952,000 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $502,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Ubs Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ubs Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Ubs Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ubs Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Ubs Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ubs Bank Usa's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 502 | $ 701,044,000 | $ 1,396,000 | $ 711,000 |
| New York County New York | 292 | $ 403,102,000 | $ 1,380,000 | $ 733,000 |
| San Diego County California | 173 | $ 177,042,000 | $ 1,023,000 | $ 452,000 |
| Fairfield County Connecticut | 150 | $ 170,711,000 | $ 1,138,000 | $ 559,000 |
| Orange County California | 146 | $ 193,897,000 | $ 1,328,000 | $ 582,000 |
| Cook County Illinois | 112 | $ 95,005,000 | $ 848,000 | $ 524,000 |
| Suffolk County New York | 96 | $ 147,514,000 | $ 1,536,000 | $ 896,000 |
| Santa Clara County California | 83 | $ 81,063,000 | $ 976,000 | $ 467,000 |
| Westchester County New York | 83 | $ 79,047,000 | $ 952,000 | $ 529,000 |
| Maricopa County Arizona | 80 | $ 72,056,000 | $ 900,000 | $ 471,000 |
| Palm Beach County Florida | 78 | $ 123,394,000 | $ 1,581,000 | $ 1,017,000 |
| Harris County Texas | 65 | $ 57,205,000 | $ 880,000 | $ 516,000 |
| King County Washington | 64 | $ 51,891,000 | $ 810,000 | $ 397,000 |
| San Francisco County California | 60 | $ 57,933,000 | $ 965,000 | $ 309,000 |
| Dallas County Texas | 54 | $ 37,365,000 | $ 691,000 | $ 499,000 |
| Miami-Dade County Florida | 51 | $ 98,851,000 | $ 1,938,000 | $ 841,000 |
| Fulton County Georgia | 49 | $ 43,531,000 | $ 888,000 | $ 608,000 |
| Bergen County New Jersey | 46 | $ 57,826,000 | $ 1,257,000 | $ 563,000 |
| San Mateo County California | 42 | $ 68,970,000 | $ 1,642,000 | $ 553,000 |
| District of Columbia County District Of Columbia | 42 | $ 47,972,000 | $ 1,142,000 | $ 440,000 |
| Collier County Florida | 42 | $ 34,209,000 | $ 814,000 | $ 566,000 |
| Marin County California | 41 | $ 45,213,000 | $ 1,102,000 | $ 501,000 |
| Middlesex County Massachusetts | 41 | $ 35,269,000 | $ 860,000 | $ 433,000 |
| Hennepin County Minnesota | 41 | $ 31,563,000 | $ 769,000 | $ 522,000 |
| Travis County Texas | 37 | $ 30,194,000 | $ 816,000 | $ 394,000 |
| Fairfax County Virginia | 36 | $ 37,771,000 | $ 1,049,000 | $ 606,000 |
| Contra Costa County California | 33 | $ 27,148,000 | $ 822,000 | $ 298,000 |
| Norfolk County Massachusetts | 33 | $ 28,384,000 | $ 860,000 | $ 363,000 |
| Oakland County Michigan | 33 | $ 24,202,000 | $ 733,000 | $ 427,000 |
| Monmouth County New Jersey | 33 | $ 31,447,000 | $ 952,000 | $ 715,000 |
| Montgomery County Maryland | 31 | $ 25,721,000 | $ 829,000 | $ 299,000 |
| Kings County New York | 31 | $ 28,761,000 | $ 927,000 | $ 377,000 |
| Nassau County New York | 31 | $ 24,735,000 | $ 797,000 | $ 556,000 |
| Riverside County California | 30 | $ 31,158,000 | $ 1,038,000 | $ 572,000 |
| Broward County Florida | 30 | $ 22,986,000 | $ 766,000 | $ 575,000 |
| Alameda County California | 29 | $ 30,850,000 | $ 1,063,000 | $ 608,000 |
| Lee County Florida | 29 | $ 27,911,000 | $ 962,000 | $ 352,000 |
| Suffolk County Massachusetts | 29 | $ 26,836,000 | $ 925,000 | $ 468,000 |
| Ventura County California | 26 | $ 24,901,000 | $ 957,000 | $ 363,000 |
| Clark County Nevada | 26 | $ 22,352,000 | $ 859,000 | $ 788,000 |
| DuPage County Illinois | 25 | $ 21,985,000 | $ 879,000 | $ 504,000 |
| Pitkin County Colorado | 24 | $ 55,108,000 | $ 2,296,000 | $ 969,000 |
| Barnstable County Massachusetts | 24 | $ 27,239,000 | $ 1,134,000 | $ 658,000 |
| Montgomery County Pennsylvania | 23 | $ 21,314,000 | $ 926,000 | $ 381,000 |
| Monterey County California | 22 | $ 19,681,000 | $ 894,000 | $ 405,000 |
| Santa Barbara County California | 22 | $ 30,039,000 | $ 1,365,000 | $ 807,000 |
| Sarasota County Florida | 21 | $ 18,240,000 | $ 868,000 | $ 395,000 |
| Lake County Illinois | 21 | $ 17,972,000 | $ 855,000 | $ 422,000 |
| Morris County New Jersey | 21 | $ 23,541,000 | $ 1,121,000 | $ 984,000 |
| Mecklenburg County North Carolina | 21 | $ 19,718,000 | $ 938,000 | $ 625,000 |
| Summit County Utah | 21 | $ 24,682,000 | $ 1,175,000 | $ 954,000 |
| Denver County Colorado | 20 | $ 15,179,000 | $ 758,000 | $ 373,000 |
| Collin County Texas | 20 | $ 14,175,000 | $ 708,000 | $ 344,000 |
| Hudson County New Jersey | 19 | $ 10,821,000 | $ 569,000 | $ 721,000 |
| Eagle County Colorado | 18 | $ 49,009,000 | $ 2,722,000 | $ 642,000 |
| Essex County New Jersey | 18 | $ 15,487,000 | $ 860,000 | $ 501,000 |
| Ocean County New Jersey | 17 | $ 11,325,000 | $ 666,000 | $ 376,000 |
| Beaufort County South Carolina | 17 | $ 13,711,000 | $ 806,000 | $ 384,000 |
| Tarrant County Texas | 17 | $ 11,166,000 | $ 656,000 | $ 657,000 |
| Anne Arundel County Maryland | 16 | $ 13,173,000 | $ 823,000 | $ 608,000 |
| Essex County Massachusetts | 16 | $ 12,190,000 | $ 761,000 | $ 640,000 |
| Somerset County New Jersey | 16 | $ 9,971,000 | $ 623,000 | $ 398,000 |
| Charleston County South Carolina | 16 | $ 15,608,000 | $ 975,000 | $ 607,000 |
| Arapahoe County Colorado | 15 | $ 18,202,000 | $ 1,213,000 | $ 680,000 |
| Philadelphia County Pennsylvania | 15 | $ 11,914,000 | $ 794,000 | $ 997,000 |
| Pima County Arizona | 14 | $ 8,315,000 | $ 593,000 | $ 227,000 |
| Santa Cruz County California | 14 | $ 12,118,000 | $ 865,000 | $ 370,000 |
| Cape May County New Jersey | 14 | $ 12,264,000 | $ 876,000 | $ 576,000 |
| Wake County North Carolina | 14 | $ 9,637,000 | $ 688,000 | $ 406,000 |
| Martin County Florida | 13 | $ 10,188,000 | $ 783,000 | $ 363,000 |
| Johnson County Kansas | 13 | $ 11,062,000 | $ 850,000 | $ 433,000 |
| Santa Fe County New Mexico | 13 | $ 11,520,000 | $ 886,000 | $ 401,000 |
| Multnomah County Oregon | 13 | $ 8,434,000 | $ 648,000 | $ 311,000 |
| Queens County New York | 12 | $ 6,674,000 | $ 556,000 | $ 223,000 |
| Chester County Pennsylvania | 12 | $ 10,856,000 | $ 904,000 | $ 450,000 |
| Sonoma County California | 11 | $ 12,518,000 | $ 1,138,000 | $ 741,000 |
| Orange County Florida | 11 | $ 8,752,000 | $ 795,000 | $ 276,000 |
| Plymouth County Massachusetts | 11 | $ 8,137,000 | $ 739,000 | $ 527,000 |
| Cuyahoga County Ohio | 11 | $ 5,883,000 | $ 534,000 | $ 317,000 |
| Davidson County Tennessee | 11 | $ 7,028,000 | $ 638,000 | $ 321,000 |
| Jefferson County Alabama | 10 | $ 7,659,000 | $ 765,000 | $ 430,000 |
| Boulder County Colorado | 10 | $ 9,096,000 | $ 909,000 | $ 291,000 |
| Douglas County Colorado | 10 | $ 8,536,000 | $ 853,000 | $ 487,000 |
| Walton County Florida | 10 | $ 7,418,000 | $ 741,000 | $ 580,000 |
| Talbot County Maryland | 10 | $ 10,700,000 | $ 1,070,000 | $ 285,000 |
| Berkshire County Massachusetts | 10 | $ 6,393,000 | $ 639,000 | $ 489,000 |
| Union County New Jersey | 10 | $ 7,505,000 | $ 750,000 | $ 413,000 |
| Montgomery County Texas | 10 | $ 8,839,000 | $ 883,000 | $ 496,000 |
| Teton County Wyoming | 10 | $ 18,242,000 | $ 1,824,000 | $ 1,175,000 |
| Litchfield County Connecticut | 9 | $ 6,791,000 | $ 754,000 | $ 305,000 |
| Duval County Florida | 9 | $ 4,531,000 | $ 503,000 | $ 280,000 |
| Pinellas County Florida | 9 | $ 6,051,000 | $ 672,000 | $ 476,000 |
| Jefferson County Kentucky | 9 | $ 6,769,000 | $ 752,000 | $ 371,000 |
| Nantucket County Massachusetts | 9 | $ 15,786,000 | $ 1,754,000 | $ 1,352,000 |
| St. Louis County Missouri | 9 | $ 5,887,000 | $ 654,000 | $ 415,000 |
| Atlantic County New Jersey | 9 | $ 9,771,000 | $ 1,085,000 | $ 531,000 |
| Orange County North Carolina | 9 | $ 6,203,000 | $ 689,000 | $ 339,000 |
| Tulsa County Oklahoma | 9 | $ 5,101,000 | $ 566,000 | $ 386,000 |
| Monroe County Florida | 8 | $ 8,311,000 | $ 1,038,000 | $ 267,000 |
| Honolulu County Hawaii | 8 | $ 8,308,000 | $ 1,038,000 | $ 451,000 |
| Washoe County Nevada | 8 | $ 9,010,000 | $ 1,126,000 | $ 843,000 |
| Mercer County New Jersey | 8 | $ 5,021,000 | $ 627,000 | $ 538,000 |
| Dutchess County New York | 8 | $ 4,148,000 | $ 518,000 | $ 421,000 |
| Rockland County New York | 8 | $ 4,515,000 | $ 564,000 | $ 338,000 |
| Williamson County Tennessee | 8 | $ 6,093,000 | $ 761,000 | $ 305,000 |
| New Haven County Connecticut | 7 | $ 5,314,000 | $ 759,000 | $ 316,000 |
| Hillsborough County Florida | 7 | $ 5,042,000 | $ 720,000 | $ 437,000 |
| Indian River County Florida | 7 | $ 9,979,000 | $ 1,425,000 | $ 716,000 |
| St. Johns County Florida | 7 | $ 6,848,000 | $ 978,000 | $ 623,000 |
| Worcester County Massachusetts | 7 | $ 6,684,000 | $ 954,000 | $ 809,000 |
| Hamilton County Tennessee | 7 | $ 5,974,000 | $ 853,000 | $ 518,000 |
| Yavapai County Arizona | 6 | $ 4,207,000 | $ 701,000 | $ 2,120,000 |
| Placer County California | 6 | $ 5,508,000 | $ 918,000 | $ 416,000 |
| Jefferson County Colorado | 6 | $ 5,274,000 | $ 879,000 | $ 329,000 |
| Larimer County Colorado | 6 | $ 3,254,000 | $ 542,000 | $ 243,000 |
| Hartford County Connecticut | 6 | $ 4,263,000 | $ 710,000 | $ 330,000 |
| Brevard County Florida | 6 | $ 2,781,000 | $ 463,000 | $ 411,000 |
| Cobb County Georgia | 6 | $ 3,453,000 | $ 575,000 | $ 860,000 |
| Glynn County Georgia | 6 | $ 5,702,000 | $ 950,000 | $ 477,000 |
| Maui County Hawaii | 6 | $ 4,189,000 | $ 698,000 | $ 731,000 |
| Orleans County Louisiana | 6 | $ 3,883,000 | $ 647,000 | $ 680,000 |
| Dukes County Massachusetts | 6 | $ 6,245,000 | $ 1,040,000 | $ 456,000 |
| Franklin County Ohio | 6 | $ 3,364,000 | $ 560,000 | $ 269,000 |
| Hamilton County Ohio | 6 | $ 5,045,000 | $ 840,000 | $ 392,000 |
| Fort Bend County Texas | 6 | $ 5,526,000 | $ 921,000 | $ 1,685,000 |
| Arlington County Virginia | 6 | $ 3,503,000 | $ 583,000 | $ 382,000 |
| Napa County California | 5 | $ 4,898,000 | $ 979,000 | $ 335,000 |
| San Miguel County Colorado | 5 | $ 5,213,000 | $ 1,042,000 | $ 512,000 |
| Summit County Colorado | 5 | $ 3,581,000 | $ 716,000 | $ 329,000 |
| DeKalb County Georgia | 5 | $ 3,487,000 | $ 697,000 | $ 430,000 |
| Gwinnett County Georgia | 5 | $ 5,169,000 | $ 1,033,000 | $ 223,000 |
| Kane County Illinois | 5 | $ 2,621,000 | $ 524,000 | $ 561,000 |
| Hamilton County Indiana | 5 | $ 6,109,000 | $ 1,221,000 | $ 515,000 |
| East Baton Rouge County Louisiana | 5 | $ 3,463,000 | $ 692,000 | $ 322,000 |
| Baltimore County Maryland | 5 | $ 5,275,000 | $ 1,055,000 | $ 933,000 |
| Wayne County Michigan | 5 | $ 1,618,000 | $ 323,000 | $ 310,000 |
| Rockingham County New Hampshire | 5 | $ 1,883,000 | $ 376,000 | $ 253,000 |
| Bernalillo County New Mexico | 5 | $ 3,041,000 | $ 608,000 | $ 186,000 |
| Chautauqua County New York | 5 | $ 1,722,000 | $ 344,000 | $ 377,000 |
| Richmond County New York | 5 | $ 2,838,000 | $ 567,000 | $ 218,000 |
| Buncombe County North Carolina | 5 | $ 4,148,000 | $ 829,000 | $ 429,000 |
| Washington County Rhode Island | 5 | $ 4,553,000 | $ 910,000 | $ 440,000 |
| Greenville County South Carolina | 5 | $ 3,491,000 | $ 698,000 | $ 297,000 |
| Shelby County Tennessee | 5 | $ 4,136,000 | $ 827,000 | $ 564,000 |
| Windham County Vermont | 5 | $ 3,011,000 | $ 602,000 | $ 781,000 |
| Loudoun County Virginia | 5 | $ 5,210,000 | $ 1,042,000 | $ 303,000 |
| Kitsap County Washington | 5 | $ 3,226,000 | $ 645,000 | $ 304,000 |
| Pierce County Washington | 5 | $ 4,661,000 | $ 932,000 | $ 325,000 |
| Baldwin County Alabama | 4 | $ 1,597,000 | $ 399,000 | $ 304,000 |
| Sacramento County California | 4 | $ 2,613,000 | $ 653,000 | $ 156,000 |
| Routt County Colorado | 4 | $ 2,297,000 | $ 574,000 | $ 363,000 |
| Manatee County Florida | 4 | $ 1,610,000 | $ 402,000 | $ 272,000 |
| Ada County Idaho | 4 | $ 2,231,000 | $ 557,000 | $ 222,000 |
| Blaine County Idaho | 4 | $ 4,239,000 | $ 1,059,000 | $ 509,000 |
| Porter County Indiana | 4 | $ 2,283,000 | $ 570,000 | $ 373,000 |
| Oldham County Kentucky | 4 | $ 5,008,000 | $ 1,252,000 | $ 755,000 |
| Ramsey County Minnesota | 4 | $ 2,620,000 | $ 655,000 | $ 283,000 |
| Washington County Minnesota | 4 | $ 2,861,000 | $ 715,000 | $ 255,000 |
| Gallatin County Montana | 4 | $ 6,902,000 | $ 1,725,000 | $ 1,077,000 |
| Lancaster County Nebraska | 4 | $ 2,247,000 | $ 561,000 | $ 219,000 |
| Douglas County Nevada | 4 | $ 2,506,000 | $ 626,000 | $ 168,000 |
| Burlington County New Jersey | 4 | $ 1,347,000 | $ 336,000 | $ 734,000 |
| Delaware County Ohio | 4 | $ 2,146,000 | $ 536,000 | $ 539,000 |
| Oklahoma County Oklahoma | 4 | $ 4,561,000 | $ 1,140,000 | $ 532,000 |
| Jackson County Oregon | 4 | $ 2,042,000 | $ 510,000 | $ 342,000 |
| Bucks County Pennsylvania | 4 | $ 3,363,000 | $ 840,000 | $ 305,000 |
| Bexar County Texas | 4 | $ 2,778,000 | $ 694,000 | $ 2,938,000 |
| Denton County Texas | 4 | $ 2,135,000 | $ 533,000 | $ 222,000 |
| Alexandria County Virginia | 4 | $ 3,466,000 | $ 866,000 | $ 639,000 |
| Virginia Beach County Virginia | 4 | $ 4,032,000 | $ 1,008,000 | $ 401,000 |
| Walworth County Wisconsin | 4 | $ 3,294,000 | $ 823,000 | $ 796,000 |
| Anchorage County Alaska | 3 | $ 2,222,000 | $ 740,000 | $ 672,000 |
| Fresno County California | 3 | $ 3,351,000 | $ 1,117,000 | $ 431,000 |
| Kern County California | 3 | $ 2,327,000 | $ 775,000 | $ 402,000 |
| Mono County California | 3 | $ 1,734,000 | $ 578,000 | $ 515,000 |
| El Paso County Colorado | 3 | $ 1,444,000 | $ 481,000 | $ 320,000 |
| Grand County Colorado | 3 | $ 1,260,000 | $ 420,000 | $ 309,000 |
| Hall County Georgia | 3 | $ 3,370,000 | $ 1,123,000 | $ 358,000 |
| Hawaii County Hawaii | 3 | $ 1,849,000 | $ 616,000 | $ 313,000 |
| Kootenai County Idaho | 3 | $ 2,996,000 | $ 998,000 | $ 534,000 |
| Polk County Iowa | 3 | $ 1,316,000 | $ 438,000 | $ 786,000 |
| Lafayette County Louisiana | 3 | $ 1,340,000 | $ 446,000 | $ 243,000 |
| Cumberland County Maine | 3 | $ 1,231,000 | $ 410,000 | $ 546,000 |
| Hancock County Maine | 3 | $ 5,303,000 | $ 1,767,000 | $ 1,535,000 |
| Howard County Maryland | 3 | $ 3,431,000 | $ 1,143,000 | $ 224,000 |
| Queen Anne's County Maryland | 3 | $ 2,972,000 | $ 990,000 | $ 292,000 |
| Charlevoix County Michigan | 3 | $ 2,710,000 | $ 903,000 | $ 1,002,000 |
| Emmet County Michigan | 3 | $ 4,033,000 | $ 1,344,000 | $ 791,000 |
| Genesee County Michigan | 3 | $ 1,863,000 | $ 621,000 | $ 385,000 |
| Washtenaw County Michigan | 3 | $ 1,291,000 | $ 430,000 | $ 338,000 |
| Carroll County New Hampshire | 3 | $ 1,731,000 | $ 577,000 | $ 162,000 |
| Camden County New Jersey | 3 | $ 1,471,000 | $ 490,000 | $ 245,000 |
| Hunterdon County New Jersey | 3 | $ 2,806,000 | $ 935,000 | $ 223,000 |
| Middlesex County New Jersey | 3 | $ 859,000 | $ 286,000 | $ 101,000 |
| Columbia County New York | 3 | $ 1,432,000 | $ 477,000 | $ 345,000 |
| Durham County North Carolina | 3 | $ 1,037,000 | $ 345,000 | $ 167,000 |
| Henderson County North Carolina | 3 | $ 1,552,000 | $ 517,000 | $ 153,000 |
| Macon County North Carolina | 3 | $ 1,963,000 | $ 654,000 | $ 521,000 |
| Moore County North Carolina | 3 | $ 1,165,000 | $ 388,000 | $ 467,000 |
| New Hanover County North Carolina | 3 | $ 2,153,000 | $ 717,000 | $ 591,000 |
| Lucas County Ohio | 3 | $ 1,258,000 | $ 419,000 | $ 215,000 |
| Deschutes County Oregon | 3 | $ 1,350,000 | $ 450,000 | $ 191,000 |
| Washington County Oregon | 3 | $ 2,074,000 | $ 691,000 | $ 388,000 |
| Delaware County Pennsylvania | 3 | $ 2,237,000 | $ 745,000 | $ 316,000 |
| Berkeley County South Carolina | 3 | $ 3,366,000 | $ 1,122,000 | $ 172,000 |
| Pickens County South Carolina | 3 | $ 2,744,000 | $ 914,000 | $ 532,000 |
| York County South Carolina | 3 | $ 1,450,000 | $ 483,000 | $ 246,000 |
| Salt Lake County Utah | 3 | $ 3,466,000 | $ 1,155,000 | $ 476,000 |
| Chittenden County Vermont | 3 | $ 2,521,000 | $ 840,000 | $ 507,000 |
| Clark County Washington | 3 | $ 1,574,000 | $ 524,000 | $ 375,000 |
| San Juan County Washington | 3 | $ 2,601,000 | $ 867,000 | $ 481,000 |
| Snohomish County Washington | 3 | $ 1,837,000 | $ 612,000 | $ 162,000 |
| San Bernardino County California | 2 | $ 1,016,000 | $ 508,000 | $ 163,000 |
| San Luis Obispo County California | 2 | $ 845,000 | $ 422,000 | $ 652,000 |
| Solano County California | 2 | $ 1,767,000 | $ 883,000 | $ 385,000 |
| Yolo County California | 2 | $ 1,079,000 | $ 539,000 | $ 217,000 |
| Broomfield County Colorado | 2 | $ 1,314,000 | $ 657,000 | $ 229,000 |
| Gunnison County Colorado | 2 | $ 1,378,000 | $ 689,000 | $ 246,000 |
| Weld County Colorado | 2 | $ 1,583,000 | $ 791,000 | $ 410,000 |
| New London County Connecticut | 2 | $ 1,691,000 | $ 845,000 | $ 424,000 |
| Sussex County Delaware | 2 | $ 980,000 | $ 490,000 | $ 170,000 |
| Charlotte County Florida | 2 | $ 609,000 | $ 304,000 | $ 540,000 |
| Marion County Florida | 2 | $ 1,356,000 | $ 678,000 | $ 569,000 |
| Forsyth County Georgia | 2 | $ 718,000 | $ 359,000 | $ 186,000 |
| Rabun County Georgia | 2 | $ 1,042,000 | $ 521,000 | $ 241,000 |
| Kauai County Hawaii | 2 | $ 2,180,000 | $ 1,090,000 | $ 1,927,000 |
| McHenry County Illinois | 2 | $ 7,010,000 | $ 3,505,000 | $ 475,000 |
| Kosciusko County Indiana | 2 | $ 1,769,000 | $ 884,000 | $ 378,000 |
| Sedgwick County Kansas | 2 | $ 2,092,000 | $ 1,046,000 | $ 638,000 |
| York County Maine | 2 | $ 1,900,000 | $ 950,000 | $ 244,000 |
| Baltimore City County Maryland | 2 | $ 1,275,000 | $ 637,000 | $ 338,000 |
| Cecil County Maryland | 2 | $ 1,118,000 | $ 559,000 | $ 1,520,000 |
| Hampden County Massachusetts | 2 | $ 386,000 | $ 193,000 | $ 190,000 |
| Berrien County Michigan | 2 | $ 951,000 | $ 475,000 | $ 314,000 |
| Lapeer County Michigan | 2 | $ 316,000 | $ 158,000 | $ 369,000 |
| Livingston County Michigan | 2 | $ 529,000 | $ 264,000 | $ 211,000 |
| Mille Lacs County Minnesota | 2 | $ 922,000 | $ 461,000 | $ 42,000 |
| Scott County Minnesota | 2 | $ 853,000 | $ 426,000 | $ 513,000 |
| Greene County Missouri | 2 | $ 1,249,000 | $ 624,000 | $ 380,000 |
| St. Charles County Missouri | 2 | $ 571,000 | $ 285,000 | $ 145,000 |
| Douglas County Nebraska | 2 | $ 562,000 | $ 281,000 | $ 942,000 |
| Sandoval County New Mexico | 2 | $ 790,000 | $ 395,000 | $ 150,000 |
| Warren County New York | 2 | $ 3,267,000 | $ 1,633,000 | $ 363,000 |
| Avery County North Carolina | 2 | $ 749,000 | $ 374,000 | $ 314,000 |
| Brunswick County North Carolina | 2 | $ 1,405,000 | $ 702,000 | $ 274,000 |
| Jackson County North Carolina | 2 | $ 1,770,000 | $ 885,000 | $ 278,000 |
| Pender County North Carolina | 2 | $ 1,780,000 | $ 890,000 | $ 560,000 |
| Watauga County North Carolina | 2 | $ 221,000 | $ 110,000 | $ 572,000 |
| Delaware County Oklahoma | 2 | $ 2,101,000 | $ 1,050,000 | $ 349,000 |
| Clackamas County Oregon | 2 | $ 1,622,000 | $ 811,000 | $ 343,000 |
| Bristol County Rhode Island | 2 | $ 849,000 | $ 424,000 | $ 174,000 |
| Kent County Rhode Island | 2 | $ 1,025,000 | $ 512,000 | $ 99,000 |
| Georgetown County South Carolina | 2 | $ 443,000 | $ 221,000 | $ 212,000 |
| Horry County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 294,000 |
| Knox County Tennessee | 2 | $ 2,599,000 | $ 1,299,000 | $ 444,000 |
| Sullivan County Tennessee | 2 | $ 1,255,000 | $ 627,000 | $ 302,000 |
| Llano County Texas | 2 | $ 1,112,000 | $ 556,000 | $ 86,000 |
| Morgan County Utah | 2 | $ 4,322,000 | $ 2,161,000 | $ 656,000 |
| Wasatch County Utah | 2 | $ 2,011,000 | $ 1,005,000 | $ 357,000 |
| Washington County Utah | 2 | $ 741,000 | $ 370,000 | $ 241,000 |
| Grand Isle County Vermont | 2 | $ 1,501,000 | $ 750,000 | $ 325,000 |
| Windsor County Vermont | 2 | $ 1,124,000 | $ 562,000 | $ 194,000 |
| Chesterfield County Virginia | 2 | $ 925,000 | $ 462,000 | $ 231,000 |
| Norfolk County Virginia | 2 | $ 1,206,000 | $ 603,000 | $ 242,000 |
| Richmond City County Virginia | 2 | $ 1,818,000 | $ 909,000 | $ 452,000 |
| Roanoke City County Virginia | 2 | $ 550,000 | $ 275,000 | $ 108,000 |
| Dane County Wisconsin | 2 | $ 1,196,000 | $ 598,000 | $ 340,000 |
| Milwaukee County Wisconsin | 2 | $ 1,090,000 | $ 545,000 | $ 360,000 |
| Polk County Wisconsin | 2 | $ 1,425,000 | $ 712,000 | $ 271,000 |
| Madison County Alabama | 1 | $ 168,000 | $ 168,000 | $ 35,000 |
| St. Clair County Alabama | 1 | $ 525,000 | $ 525,000 | $ 300,000 |
| Amador County California | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Merced County California | 1 | $ 165,000 | $ 165,000 | $ 331,000 |
| Nevada County California | 1 | $ 152,000 | $ 152,000 | $ 251,000 |
| Stanislaus County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 352,000 |
| Adams County Colorado | 1 | $ 714,000 | $ 714,000 | $ 683,000 |
| Garfield County Colorado | 1 | $ 415,000 | $ 415,000 | $ 348,000 |
| La Plata County Colorado | 1 | $ 675,000 | $ 675,000 | $ 288,000 |
| Montrose County Colorado | 1 | $ 787,000 | $ 787,000 | $ 409,000 |
| Middlesex County Connecticut | 1 | $ 1,215,000 | $ 1,215,000 | $ 376,000 |
| Tolland County Connecticut | 1 | $ 450,000 | $ 450,000 | $ 275,000 |
| New Castle County Delaware | 1 | $ 539,000 | $ 539,000 | $ 350,000 |
| Alachua County Florida | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Bay County Florida | 1 | $ 977,000 | $ 977,000 | $ 322,000 |
| Flagler County Florida | 1 | $ 1,350,000 | $ 1,350,000 | $ 622,000 |
| Hendry County Florida | 1 | $ 800,000 | $ 800,000 | $ 220,000 |
| Okaloosa County Florida | 1 | $ 441,000 | $ 441,000 | $ 80,000 |
| Osceola County Florida | 1 | $ 351,000 | $ 351,000 | $ 2,207,000 |
| Seminole County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 299,000 |
| Cherokee County Georgia | 1 | $ 490,000 | $ 490,000 | $ 107,000 |
| Clarke County Georgia | 1 | $ 640,000 | $ 640,000 | $ 309,000 |
| Clayton County Georgia | 1 | $ 998,000 | $ 998,000 | $ 0 |
| Coweta County Georgia | 1 | $ 338,000 | $ 338,000 | $ 121,000 |
| Fayette County Georgia | 1 | $ 907,000 | $ 907,000 | $ 760,000 |
| Greene County Georgia | 1 | $ 943,000 | $ 943,000 | $ 291,000 |
| Henry County Georgia | 1 | $ 640,000 | $ 640,000 | $ 1,410,000 |
| Lumpkin County Georgia | 1 | $ 244,000 | $ 244,000 | $ 389,000 |
| Muscogee County Georgia | 1 | $ 1,225,000 | $ 1,225,000 | $ 687,000 |
| Pickens County Georgia | 1 | $ 206,000 | $ 206,000 | $ 130,000 |
| Putnam County Georgia | 1 | $ 549,000 | $ 549,000 | $ 253,000 |
| Towns County Georgia | 1 | $ 506,000 | $ 506,000 | $ 379,000 |
| Whitfield County Georgia | 1 | $ 233,000 | $ 233,000 | $ 161,000 |
| Teton County Idaho | 1 | $ 575,000 | $ 575,000 | $ 120,000 |
| Champaign County Illinois | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Edgar County Illinois | 1 | $ 838,000 | $ 838,000 | $ 258,000 |
| Washington County Illinois | 1 | $ 255,000 | $ 255,000 | $ 265,000 |
| Will County Illinois | 1 | $ 244,000 | $ 244,000 | $ 113,000 |
| Allen County Indiana | 1 | $ 600,000 | $ 600,000 | $ 240,000 |
| Bartholomew County Indiana | 1 | $ 521,000 | $ 521,000 | $ 485,000 |
| Floyd County Indiana | 1 | $ 1,201,000 | $ 1,201,000 | $ 390,000 |
| Hancock County Indiana | 1 | $ 805,000 | $ 805,000 | $ 288,000 |
| Lake County Indiana | 1 | $ 1,108,000 | $ 1,108,000 | $ 546,000 |
| Marion County Indiana | 1 | $ 754,000 | $ 754,000 | $ 300,000 |
| Marshall County Indiana | 1 | $ 900,000 | $ 900,000 | $ 158,000 |
| Dallas County Iowa | 1 | $ 122,000 | $ 122,000 | $ 203,000 |
| Dickinson County Iowa | 1 | $ 654,000 | $ 654,000 | $ 307,000 |
| Kenton County Kentucky | 1 | $ 703,000 | $ 703,000 | $ 732,000 |
| Ascension County Louisiana | 1 | $ 346,000 | $ 346,000 | $ 106,000 |
| Jefferson County Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 600,000 | $ 600,000 | $ 235,000 |
| St. Tammany County Louisiana | 1 | $ 585,000 | $ 585,000 | $ 266,000 |
| Franklin County Maine | 1 | $ 1,500,000 | $ 1,500,000 | $ 138,000 |
| Knox County Maine | 1 | $ 1,164,000 | $ 1,164,000 | $ 286,000 |
| Lincoln County Maine | 1 | $ 1,200,000 | $ 1,200,000 | $ 598,000 |
| Waldo County Maine | 1 | $ 500,000 | $ 500,000 | $ 489,000 |
| Dorchester County Maryland | 1 | $ 1,520,000 | $ 1,520,000 | $ 319,000 |
| Harford County Maryland | 1 | $ 580,000 | $ 580,000 | $ 146,000 |
| Kent County Maryland | 1 | $ 663,000 | $ 663,000 | $ 127,000 |
| Prince George's County Maryland | 1 | $ 400,000 | $ 400,000 | $ 175,000 |
| St. Mary's County Maryland | 1 | $ 323,000 | $ 323,000 | $ 83,000 |
| Worcester County Maryland | 1 | $ 238,000 | $ 238,000 | $ 210,000 |
| Franklin County Massachusetts | 1 | $ 613,000 | $ 613,000 | $ 133,000 |
| Allegan County Michigan | 1 | $ 600,000 | $ 600,000 | $ 117,000 |
| Grand Traverse County Michigan | 1 | $ 461,000 | $ 461,000 | $ 540,000 |
| Leelanau County Michigan | 1 | $ 512,000 | $ 512,000 | $ 659,000 |
| Monroe County Michigan | 1 | $ 156,000 | $ 156,000 | $ 91,000 |
| Muskegon County Michigan | 1 | $ 496,000 | $ 496,000 | $ 188,000 |
| Shiawassee County Michigan | 1 | $ 189,000 | $ 189,000 | $ 64,000 |
| Cass County Minnesota | 1 | $ 772,000 | $ 772,000 | $ 273,000 |
| Wabasha County Minnesota | 1 | $ 918,000 | $ 918,000 | $ 257,000 |
| Hinds County Mississippi | 1 | $ 748,000 | $ 748,000 | $ 289,000 |
| Oktibbeha County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 260,000 |
| Cass County Missouri | 1 | $ 497,000 | $ 497,000 | $ 170,000 |
| Franklin County Missouri | 1 | $ 716,000 | $ 716,000 | $ 721,000 |
| St. Louis City County Missouri | 1 | $ 110,000 | $ 110,000 | $ 170,000 |
| Missoula County Montana | 1 | $ 901,000 | $ 901,000 | $ 296,000 |
| Keith County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 24,000 |
| Belknap County New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 264,000 |
| Grafton County New Hampshire | 1 | $ 504,000 | $ 504,000 | $ 254,000 |
| Merrimack County New Hampshire | 1 | $ 394,000 | $ 394,000 | $ 249,000 |
| Strafford County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Sullivan County New Hampshire | 1 | $ 1,114,000 | $ 1,114,000 | $ 352,000 |
| Passaic County New Jersey | 1 | $ 1,245,000 | $ 1,245,000 | $ 914,000 |
| Sussex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 143,000 |
| Chaves County New Mexico | 1 | $ 786,000 | $ 786,000 | $ 550,000 |
| Erie County New York | 1 | $ 559,000 | $ 559,000 | $ 301,000 |
| Greene County New York | 1 | $ 194,000 | $ 194,000 | $ 650,000 |
| Madison County New York | 1 | $ 340,000 | $ 340,000 | $ 100,000 |
| Monroe County New York | 1 | $ 574,000 | $ 574,000 | $ 417,000 |
| Onondaga County New York | 1 | $ 1,050,000 | $ 1,050,000 | $ 297,000 |
| Ontario County New York | 1 | $ 508,000 | $ 508,000 | $ 243,000 |
| Orange County New York | 1 | $ 580,000 | $ 580,000 | $ 203,000 |
| Putnam County New York | 1 | $ 696,000 | $ 696,000 | $ 139,000 |
| Saratoga County New York | 1 | $ 588,000 | $ 588,000 | $ 175,000 |
| Schoharie County New York | 1 | $ 245,000 | $ 245,000 | $ 315,000 |
| Ulster County New York | 1 | $ 631,000 | $ 631,000 | $ 520,000 |
| Yates County New York | 1 | $ 529,000 | $ 529,000 | $ 900,000 |
| Ashe County North Carolina | 1 | $ 975,000 | $ 975,000 | $ 833,000 |
| Carteret County North Carolina | 1 | $ 467,000 | $ 467,000 | $ 528,000 |
| Craven County North Carolina | 1 | $ 512,000 | $ 512,000 | $ 545,000 |
| Currituck County North Carolina | 1 | $ 777,000 | $ 777,000 | $ 1,227,000 |
| Dare County North Carolina | 1 | $ 446,000 | $ 446,000 | $ 100,000 |
| Forsyth County North Carolina | 1 | $ 616,000 | $ 616,000 | $ 240,000 |
| Haywood County North Carolina | 1 | $ 512,000 | $ 512,000 | $ 130,000 |
| Iredell County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 126,000 |
| Lincoln County North Carolina | 1 | $ 551,000 | $ 551,000 | $ 131,000 |
| Nash County North Carolina | 1 | $ 483,000 | $ 483,000 | $ 396,000 |
| Warren County North Carolina | 1 | $ 580,000 | $ 580,000 | $ 449,000 |
| Williams County North Dakota | 1 | $ 162,000 | $ 162,000 | $ 119,000 |
| Butler County Ohio | 1 | $ 79,000 | $ 79,000 | $ 75,000 |
| Clermont County Ohio | 1 | $ 736,000 | $ 736,000 | $ 158,000 |
| Erie County Ohio | 1 | $ 528,000 | $ 528,000 | $ 325,000 |
| Geauga County Ohio | 1 | $ 414,000 | $ 414,000 | $ 250,000 |
| Ottawa County Ohio | 1 | $ 563,000 | $ 563,000 | $ 2,205,000 |
| Scioto County Ohio | 1 | $ 465,000 | $ 465,000 | $ 756,000 |
| Lincoln County Oregon | 1 | $ 555,000 | $ 555,000 | $ 306,000 |
| Tillamook County Oregon | 1 | $ 407,000 | $ 407,000 | $ 184,000 |
| Allegheny County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 220,000 |
| Berks County Pennsylvania | 1 | $ 422,000 | $ 422,000 | $ 500,000 |
| Butler County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Centre County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Erie County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Lehigh County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Monroe County Pennsylvania | 1 | $ 443,000 | $ 443,000 | $ 253,000 |
| Westmoreland County Pennsylvania | 1 | $ 413,000 | $ 413,000 | $ 329,000 |
| Newport County Rhode Island | 1 | $ 600,000 | $ 600,000 | $ 145,000 |
| Anderson County South Carolina | 1 | $ 783,000 | $ 783,000 | $ 245,000 |
| Greenwood County South Carolina | 1 | $ 937,000 | $ 937,000 | $ 193,000 |
| Lexington County South Carolina | 1 | $ 635,000 | $ 635,000 | $ 317,000 |
| Oconee County South Carolina | 1 | $ 863,000 | $ 863,000 | $ 277,000 |
| Bedford County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 345,000 |
| Loudon County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 228,000 |
| Bastrop County Texas | 1 | $ 840,000 | $ 840,000 | $ 9,186,000 |
| Blanco County Texas | 1 | $ 500,000 | $ 500,000 | $ 110,000 |
| Brazos County Texas | 1 | $ 177,000 | $ 177,000 | $ 226,000 |
| Burnet County Texas | 1 | $ 525,000 | $ 525,000 | $ 167,000 |
| Comal County Texas | 1 | $ 417,000 | $ 417,000 | $ 636,000 |
| Franklin County Texas | 1 | $ 1,120,000 | $ 1,120,000 | $ 915,000 |
| Galveston County Texas | 1 | $ 455,000 | $ 455,000 | $ 350,000 |
| Hays County Texas | 1 | $ 218,000 | $ 218,000 | $ 161,000 |
| Hood County Texas | 1 | $ 860,000 | $ 860,000 | $ 203,000 |
| McLennan County Texas | 1 | $ 613,000 | $ 613,000 | $ 379,000 |
| Nueces County Texas | 1 | $ 559,000 | $ 559,000 | $ 149,000 |
| Palo Pinto County Texas | 1 | $ 952,000 | $ 952,000 | $ 865,000 |
| Smith County Texas | 1 | $ 879,000 | $ 879,000 | $ 556,000 |
| Somervell County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Wichita County Texas | 1 | $ 960,000 | $ 960,000 | $ 568,000 |
| Rutland County Vermont | 1 | $ 585,000 | $ 585,000 | $ 400,000 |
| Washington County Vermont | 1 | $ 491,000 | $ 491,000 | $ 398,000 |
| Fairfax City County Virginia | 1 | $ 880,000 | $ 880,000 | $ 212,000 |
| Fauquier County Virginia | 1 | $ 1,299,000 | $ 1,299,000 | $ 360,000 |
| Gloucester County Virginia | 1 | $ 741,000 | $ 741,000 | $ 179,000 |
| Goochland County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 190,000 |
| Hanover County Virginia | 1 | $ 970,000 | $ 970,000 | $ 385,000 |
| Henrico County Virginia | 1 | $ 579,000 | $ 579,000 | $ 370,000 |
| James City County Virginia | 1 | $ 767,000 | $ 767,000 | $ 386,000 |
| Middlesex County Virginia | 1 | $ 1,375,000 | $ 1,375,000 | $ 583,000 |
| Northampton County Virginia | 1 | $ 1,470,000 | $ 1,470,000 | $ 482,000 |
| Spotsylvania County Virginia | 1 | $ 265,000 | $ 265,000 | $ 379,000 |
| Washington County Virginia | 1 | $ 2,345,000 | $ 2,345,000 | $ 236,000 |
| Westmoreland County Virginia | 1 | $ 317,000 | $ 317,000 | $ 108,000 |
| Thurston County Washington | 1 | $ 517,000 | $ 517,000 | $ 127,000 |
| Upshur County West Virginia | 1 | $ 564,000 | $ 564,000 | $ 498,000 |
| Sheboygan County Wisconsin | 1 | $ 418,000 | $ 418,000 | $ 1,411,000 |
| Waukesha County Wisconsin | 1 | $ 893,000 | $ 893,000 | $ 282,000 |
Mortgage Loan Application Detail Totals for Ubs Bank Usa in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,738 | $3,849,133,000 | $1,029,000 | $25,000,000 | $551,000 | $9,999,000 |
| Home Purchase | 802 | $857,162,000 | $1,068,000 | $13,875,000 | $592,000 | $9,999,000 |
| Home Improvement | 26 | $19,755,000 | $759,000 | $2,100,000 | $365,000 | $1,455,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,116 | $3,132,514,000 | $1,005,000 | $25,000,000 | $535,000 | $9,999,000 |
| Not Provided | 1,205 | $1,348,602,000 | $1,119,000 | $20,000,000 | $611,000 | $9,785,000 |
| Asian | 131 | $127,439,000 | $972,000 | $3,840,000 | $482,000 | $7,651,000 |
| Hispanic | 72 | $72,890,000 | $1,012,000 | $6,650,000 | $613,000 | $9,999,000 |
| Black or African American | 30 | $30,408,000 | $1,013,000 | $4,243,000 | $831,000 | $8,253,000 |
| American Indian or Alaskan Native | 7 | $9,952,000 | $1,421,000 | $2,000,000 | $647,000 | $1,399,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $4,245,000 | $849,000 | $1,547,000 | $774,000 | $2,207,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,566 | $4,726,050,000 | $1,035,000 | $25,000,000 | $557,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,817 | $2,786,171,000 | $989,000 | $14,000,000 | $571,000 | $9,999,000 |
| Application Approved But Not Accepted | 643 | $638,495,000 | $992,000 | $6,503,000 | $565,000 | $9,999,000 |
| Application Denied By Financial Institution | 481 | $502,189,000 | $1,044,000 | $9,999,000 | $502,000 | $9,999,000 |
| Application Withdrawn By Applicant | 365 | $462,769,000 | $1,267,000 | $25,000,000 | $488,000 | $9,999,000 |
| File Closed For Incompleteness | 260 | $336,426,000 | $1,293,000 | $20,000,000 | $589,000 | $8,050,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 242 | $236,773,000 | $978,000 | $7,326,000 | $544,000 | $4,778,000 |
| Debt-To-Income Ratio | 155 | $164,206,000 | $1,059,000 | $6,500,000 | $160,000 | $1,425,000 |
| Other | 40 | $42,266,000 | $1,056,000 | $2,792,000 | $671,000 | $3,500,000 |
| Credit History | 25 | $42,311,000 | $1,692,000 | $9,999,000 | $2,078,000 | $9,999,000 |
| Credit Application Incomplete | 7 | $6,381,000 | $911,000 | $1,800,000 | $463,000 | $1,498,000 |
| Unverifiable Information | 5 | $5,101,000 | $1,020,000 | $1,500,000 | $226,000 | $298,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $4,136,000 | $827,000 | $1,201,000 | $296,000 | $390,000 |
| Employment History | 2 | $1,015,000 | $507,000 | $524,000 | $152,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ubs Bank Usa's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ubs Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.