UBS Bank USA Mortgage Lending & HMDA Data, 2018

In 2018, UBS Bank USA of Salt Lake City, UT reported 6,286 mortgage applications totaling $6.0 billion, up 57% from 2017. The average application was for $956,506, and applicants reported an average income of $486,070. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (511), Los Angeles-Long Beach-Glendale, CA (408) and Anaheim-Santa Ana-Irvine, CA (161) (applications in parentheses).

Mortgage Company & Address UBS Bank USA
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,286
Total Mortgage Loan Application Amount $6,012,600,000
Average Mortgage Loan Application Amount $956,506
Highest Mortgage Loan Application Amount $47,455,000
Average Applicant Income $486,070
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Bank USA by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 408 $ 790,110,000 $ 1,936,544 $ 864,000
New York, New York 194 $ 408,520,000 $ 2,105,773 $ 1,044,000
Orange, California 161 $ 188,615,000 $ 1,171,521 $ 816,000
King, Washington 131 $ 135,545,000 $ 1,034,694 $ 492,000
San Diego, California 128 $ 121,740,000 $ 951,093 $ 333,000
Palm Beach, Florida 121 $ 118,075,000 $ 975,826 $ 459,000
Cook, Illinois 119 $ 97,685,000 $ 820,882 $ 386,000
Maricopa, Arizona 116 $ 95,770,000 $ 825,603 $ 542,000
Suffolk, New York 99 $ 127,965,000 $ 1,292,575 $ 788,000
Miami-Dade, Florida 93 $ 125,115,000 $ 1,345,322 $ 574,000
Fairfield, Connecticut 90 $ 112,060,000 $ 1,245,111 $ 600,000
Westchester, New York 84 $ 74,750,000 $ 889,880 $ 470,000
Harris, Texas 79 $ 66,335,000 $ 839,683 $ 359,000
Kings, New York 71 $ 101,755,000 $ 1,433,169 $ 901,000
Santa Clara, California 65 $ 74,535,000 $ 1,146,692 $ 427,000
Travis, Texas 62 $ 42,460,000 $ 684,838 $ 462,000
Collier, Florida 61 $ 58,525,000 $ 959,426 $ 679,000
Fulton, Georgia 60 $ 47,960,000 $ 799,333 $ 489,000
Dallas, Texas 60 $ 53,860,000 $ 897,666 $ 607,000
Oakland, Michigan 56 $ 32,840,000 $ 586,428 $ 251,000
Bergen, New Jersey 56 $ 53,400,000 $ 953,571 $ 389,000
Hennepin, Minnesota 55 $ 38,745,000 $ 704,454 $ 628,000
San Francisco, California 51 $ 57,705,000 $ 1,131,470 $ 586,000
Nassau, New York 51 $ 51,665,000 $ 1,013,039 $ 650,000
Middlesex, Massachusetts 50 $ 46,180,000 $ 923,600 $ 328,000
Denver, Colorado 49 $ 52,325,000 $ 1,067,857 $ 461,000
Riverside, California 47 $ 32,465,000 $ 690,744 $ 435,000
Lee, Florida 44 $ 29,180,000 $ 663,181 $ 357,000
San Mateo, California 43 $ 109,265,000 $ 2,541,046 $ 960,000
Contra Costa, California 42 $ 43,670,000 $ 1,039,761 $ 329,000
District of Columbia, District Of Columbia 42 $ 44,340,000 $ 1,055,714 $ 395,000
Broward, Florida 42 $ 32,610,000 $ 776,428 $ 523,000
Clark, Nevada 42 $ 39,720,000 $ 945,714 $ 576,000
Suffolk, Massachusetts 41 $ 40,095,000 $ 977,926 $ 493,000
Charleston, South Carolina 41 $ 37,375,000 $ 911,585 $ 346,000
Ventura, California 39 $ 36,955,000 $ 947,564 $ 437,000
Pinellas, Florida 39 $ 23,325,000 $ 598,076 $ 287,000
Norfolk, Massachusetts 37 $ 38,775,000 $ 1,047,972 $ 482,000
Montgomery, Maryland 36 $ 29,280,000 $ 813,333 $ 376,000
Monmouth, New Jersey 36 $ 26,630,000 $ 739,722 $ 523,000
Alameda, California 34 $ 27,070,000 $ 796,176 $ 366,000
Douglas, Colorado 33 $ 21,945,000 $ 665,000 $ 218,000
Marin, California 30 $ 31,860,000 $ 1,062,000 $ 381,000
Arapahoe, Colorado 29 $ 22,345,000 $ 770,517 $ 281,000
Morris, New Jersey 28 $ 27,900,000 $ 996,428 $ 533,000
Hillsborough, Florida 27 $ 17,135,000 $ 634,629 $ 504,000
Barnstable, Massachusetts 27 $ 34,585,000 $ 1,280,925 $ 1,014,000
Mecklenburg, North Carolina 27 $ 19,485,000 $ 721,666 $ 301,000
Hamilton, Ohio 27 $ 12,825,000 $ 475,000 $ 242,000
Allegheny, Pennsylvania 26 $ 17,130,000 $ 658,846 $ 330,000
Jefferson, Colorado 25 $ 13,965,000 $ 558,600 $ 180,000
Ocean, New Jersey 25 $ 19,235,000 $ 769,400 $ 465,000
Davidson, Tennessee 25 $ 14,845,000 $ 593,800 $ 466,000
Pima, Arizona 24 $ 9,590,000 $ 399,583 $ 292,000
Multnomah, Oregon 24 $ 14,560,000 $ 606,666 $ 440,000
Boulder, Colorado 22 $ 20,440,000 $ 929,090 $ 349,000
DuPage, Illinois 22 $ 14,370,000 $ 653,181 $ 241,000
St. Louis, Missouri 22 $ 16,030,000 $ 728,636 $ 953,000
Tarrant, Texas 22 $ 19,430,000 $ 883,181 $ 336,000
Fairfax, Virginia 22 $ 25,700,000 $ 1,168,181 $ 416,000
Santa Barbara, California 21 $ 20,865,000 $ 993,571 $ 512,000
Sarasota, Florida 21 $ 13,135,000 $ 625,476 $ 269,000
Sonoma, California 20 $ 19,920,000 $ 996,000 $ 818,000
Essex, New Jersey 20 $ 15,720,000 $ 786,000 $ 462,000
Philadelphia, Pennsylvania 20 $ 13,450,000 $ 672,500 $ 463,000
Beaufort, South Carolina 20 $ 11,140,000 $ 557,000 $ 266,000
Summit, Utah 20 $ 34,990,000 $ 1,749,500 $ 808,000
Lake, Illinois 19 $ 15,605,000 $ 821,315 $ 314,000
Williamson, Tennessee 19 $ 16,565,000 $ 871,842 $ 345,000
Eagle, Colorado 18 $ 32,310,000 $ 1,795,000 $ 731,000
Franklin, Ohio 18 $ 10,550,000 $ 586,111 $ 419,000
Pitkin, Colorado 17 $ 37,385,000 $ 2,199,117 $ 804,000
Sussex, Delaware 17 $ 15,875,000 $ 933,823 $ 1,017,000
Walton, Florida 17 $ 13,375,000 $ 786,764 $ 344,000
Essex, Massachusetts 17 $ 17,845,000 $ 1,049,705 $ 1,040,000
Collin, Texas 17 $ 8,695,000 $ 511,470 $ 270,000
Snohomish, Washington 17 $ 9,095,000 $ 535,000 $ 289,000
Monroe, Florida 16 $ 12,380,000 $ 773,750 $ 626,000
Cape May, New Jersey 16 $ 18,240,000 $ 1,140,000 $ 759,000
Cuyahoga, Ohio 16 $ 15,510,000 $ 969,375 $ 756,000
Placer, California 15 $ 10,455,000 $ 697,000 $ 340,000
Cobb, Georgia 15 $ 7,135,000 $ 475,666 $ 206,000
DeKalb, Georgia 15 $ 7,295,000 $ 486,333 $ 268,000
Orleans, Louisiana 15 $ 8,205,000 $ 547,000 $ 522,000
Washoe, Nevada 15 $ 16,135,000 $ 1,075,666 $ 492,000
Arlington, Virginia 15 $ 14,725,000 $ 981,666 $ 328,000
Sacramento, California 14 $ 8,710,000 $ 622,142 $ 412,000
San Miguel, Colorado 14 $ 21,900,000 $ 1,564,285 $ 599,000
St. Johns, Florida 14 $ 10,000,000 $ 714,285 $ 338,000
Denton, Texas 14 $ 7,570,000 $ 540,714 $ 192,000
Salt Lake, Utah 14 $ 11,670,000 $ 833,571 $ 395,000
Jefferson, Alabama 13 $ 8,285,000 $ 637,307 $ 303,000
Santa Cruz, California 13 $ 8,165,000 $ 628,076 $ 254,000
Larimer, Colorado 13 $ 6,075,000 $ 467,307 $ 243,000
Nantucket, Massachusetts 13 $ 20,485,000 $ 1,575,769 $ 907,000
Somerset, New Jersey 13 $ 11,565,000 $ 889,615 $ 518,000
Clackamas, Oregon 13 $ 11,895,000 $ 915,000 $ 234,000
Deschutes, Oregon 13 $ 6,405,000 $ 492,692 $ 274,000
Bucks, Pennsylvania 13 $ 11,665,000 $ 897,307 $ 311,000
Delaware, Pennsylvania 13 $ 6,625,000 $ 509,615 $ 261,000
Newport, Rhode Island 13 $ 19,405,000 $ 1,492,692 $ 987,000
Hartford, Connecticut 12 $ 4,880,000 $ 406,666 $ 293,000
Dukes, Massachusetts 12 $ 12,840,000 $ 1,070,000 $ 487,000
Atlantic, New Jersey 12 $ 7,990,000 $ 665,833 $ 511,000
Hudson, New Jersey 12 $ 11,640,000 $ 970,000 $ 427,000
Santa Fe, New Mexico 12 $ 6,860,000 $ 571,666 $ 237,000
Queens, New York 12 $ 7,720,000 $ 643,333 $ 360,000
Hamilton, Tennessee 12 $ 5,590,000 $ 465,833 $ 241,000
Monterey, California 11 $ 16,335,000 $ 1,485,000 $ 537,000
San Luis Obispo, California 11 $ 11,905,000 $ 1,082,272 $ 547,000
Summit, Colorado 11 $ 5,905,000 $ 536,818 $ 294,000
New London, Connecticut 11 $ 7,165,000 $ 651,363 $ 288,000
Duval, Florida 11 $ 5,315,000 $ 483,181 $ 215,000
Manatee, Florida 11 $ 6,995,000 $ 635,909 $ 329,000
Jefferson, Louisiana 11 $ 4,915,000 $ 446,818 $ 282,000
Anne Arundel, Maryland 11 $ 8,685,000 $ 789,545 $ 417,000
Buncombe, North Carolina 11 $ 6,585,000 $ 598,636 $ 325,000
Wake, North Carolina 11 $ 7,515,000 $ 683,181 $ 302,000
Washington, Oregon 11 $ 6,785,000 $ 616,818 $ 359,000
Chester, Pennsylvania 11 $ 7,175,000 $ 652,272 $ 559,000
Shelby, Tennessee 11 $ 5,185,000 $ 471,363 $ 231,000
Bexar, Texas 11 $ 6,095,000 $ 554,090 $ 290,000
Montgomery, Texas 11 $ 5,475,000 $ 497,727 $ 290,000
Teton, Wyoming 11 $ 34,595,000 $ 3,145,000 $ 1,244,000
Hamilton, Indiana 10 $ 5,900,000 $ 590,000 $ 197,000
Baltimore, Maryland 10 $ 4,790,000 $ 479,000 $ 223,000
Plymouth, Massachusetts 10 $ 9,560,000 $ 956,000 $ 632,000
Washtenaw, Michigan 10 $ 5,040,000 $ 504,000 $ 324,000
Wayne, Michigan 10 $ 3,980,000 $ 398,000 $ 202,000
Gallatin, Montana 10 $ 8,610,000 $ 861,000 $ 460,000
Mercer, New Jersey 10 $ 5,720,000 $ 572,000 $ 276,000
Montgomery, Pennsylvania 10 $ 8,640,000 $ 864,000 $ 412,000
Washington, Rhode Island 10 $ 6,860,000 $ 686,000 $ 458,000
Richmond City, Virginia 10 $ 5,940,000 $ 594,000 $ 367,000
San Bernardino, California 9 $ 4,925,000 $ 547,222 $ 259,000
Solano, California 9 $ 4,985,000 $ 553,888 $ 209,000
Litchfield, Connecticut 9 $ 4,395,000 $ 488,333 $ 303,000
New Haven, Connecticut 9 $ 3,785,000 $ 420,555 $ 226,000
Orange, Florida 9 $ 7,705,000 $ 856,111 $ 393,000
Hawaii, Hawaii 9 $ 11,375,000 $ 1,263,888 $ 853,000
Jefferson, Kentucky 9 $ 4,245,000 $ 471,666 $ 177,000
Cumberland, Maine 9 $ 4,855,000 $ 539,444 $ 237,000
Warren, Ohio 9 $ 3,985,000 $ 442,777 $ 183,000
Pierce, Washington 9 $ 3,505,000 $ 389,444 $ 161,000
Yavapai, Arizona 8 $ 3,600,000 $ 450,000 $ 212,000
Napa, California 8 $ 6,580,000 $ 822,500 $ 283,000
New Castle, Delaware 8 $ 4,120,000 $ 515,000 $ 325,000
Brevard, Florida 8 $ 3,650,000 $ 456,250 $ 238,000
Martin, Florida 8 $ 5,700,000 $ 712,500 $ 290,000
Kauai, Hawaii 8 $ 9,950,000 $ 1,243,750 $ 786,000
Blaine, Idaho 8 $ 6,780,000 $ 847,500 $ 413,000
Rockingham, New Hampshire 8 $ 6,010,000 $ 751,250 $ 333,000
Union, New Jersey 8 $ 6,950,000 $ 868,750 $ 513,000
Erie, New York 8 $ 1,790,000 $ 223,750 $ 147,000
Orange, North Carolina 8 $ 4,890,000 $ 611,250 $ 504,000
Montgomery, Ohio 8 $ 2,040,000 $ 255,000 $ 237,000
Greenville, South Carolina 8 $ 3,860,000 $ 482,500 $ 296,000
Baldwin, Alabama 7 $ 3,895,000 $ 556,428 $ 157,000
Nevada, California 7 $ 5,135,000 $ 733,571 $ 465,000
Greene, Georgia 7 $ 5,495,000 $ 785,000 $ 835,000
Ada, Idaho 7 $ 2,275,000 $ 325,000 $ 145,000
Hampden, Massachusetts 7 $ 2,675,000 $ 382,142 $ 189,000
Ramsey, Minnesota 7 $ 2,975,000 $ 425,000 $ 156,000
Carroll, New Hampshire 7 $ 6,475,000 $ 925,000 $ 455,000
Guilford, North Carolina 7 $ 2,795,000 $ 399,285 $ 196,000
New Hanover, North Carolina 7 $ 3,125,000 $ 446,428 $ 253,000
Middlesex, Connecticut 6 $ 4,440,000 $ 740,000 $ 425,000
Charlotte, Florida 6 $ 2,720,000 $ 453,333 $ 360,000
Okaloosa, Florida 6 $ 2,840,000 $ 473,333 $ 340,000
Sumter, Florida 6 $ 2,480,000 $ 413,333 $ 226,000
Cherokee, Georgia 6 $ 1,800,000 $ 300,000 $ 205,000
Marion, Indiana 6 $ 3,210,000 $ 535,000 $ 376,000
Fayette, Kentucky 6 $ 6,280,000 $ 1,046,666 $ 383,000
Baltimore City, Maryland 6 $ 6,370,000 $ 1,061,666 $ 467,000
Lancaster, Nebraska 6 $ 3,660,000 $ 610,000 $ 455,000
Durham, North Carolina 6 $ 2,190,000 $ 365,000 $ 215,000
Providence, Rhode Island 6 $ 1,670,000 $ 278,333 $ 99,000
Knox, Tennessee 6 $ 2,090,000 $ 348,333 $ 147,000
Wasatch, Utah 6 $ 4,510,000 $ 751,666 $ 240,000
Alexandria, Virginia 6 $ 4,950,000 $ 825,000 $ 315,000
Loudoun, Virginia 6 $ 2,850,000 $ 475,000 $ 263,000
Kitsap, Washington 6 $ 4,800,000 $ 800,000 $ 285,000
Dane, Wisconsin 6 $ 1,750,000 $ 291,666 $ 128,000
Shelby, Alabama 5 $ 1,655,000 $ 331,000 $ 109,000
Anchorage, Alaska 5 $ 3,015,000 $ 603,000 $ 196,000
Pulaski, Arkansas 5 $ 4,965,000 $ 993,000 $ 1,083,000
El Paso, Colorado 5 $ 2,165,000 $ 433,000 $ 266,000
Weld, Colorado 5 $ 2,305,000 $ 461,000 $ 158,000
Alachua, Florida 5 $ 5,945,000 $ 1,189,000 $ 2,935,000
Seminole, Florida 5 $ 2,355,000 $ 471,000 $ 292,000
Gwinnett, Georgia 5 $ 2,595,000 $ 519,000 $ 147,000
Honolulu, Hawaii 5 $ 4,455,000 $ 891,000 $ 341,000
Maui, Hawaii 5 $ 4,315,000 $ 863,000 $ 629,000
Bonner, Idaho 5 $ 2,455,000 $ 491,000 $ 496,000
Johnson, Kansas 5 $ 2,085,000 $ 417,000 $ 205,000
Howard, Maryland 5 $ 2,475,000 $ 495,000 $ 236,000
Worcester, Massachusetts 5 $ 1,895,000 $ 379,000 $ 225,000
Washington, Minnesota 5 $ 3,165,000 $ 633,000 $ 464,000
Missoula, Montana 5 $ 3,255,000 $ 651,000 $ 448,000
Hunterdon, New Jersey 5 $ 2,945,000 $ 589,000 $ 244,000
Bronx, New York 5 $ 2,905,000 $ 581,000 $ 585,000
Columbia, New York 5 $ 5,075,000 $ 1,015,000 $ 353,000
Greene, New York 5 $ 1,775,000 $ 355,000 $ 327,000
Jackson, North Carolina 5 $ 3,825,000 $ 765,000 $ 490,000
Butler, Ohio 5 $ 1,435,000 $ 287,000 $ 151,000
Summit, Ohio 5 $ 2,155,000 $ 431,000 $ 233,000
Kent, Rhode Island 5 $ 2,315,000 $ 463,000 $ 116,000
Fort Bend, Texas 5 $ 2,205,000 $ 441,000 $ 230,000
Williamson, Texas 5 $ 1,915,000 $ 383,000 $ 148,000
Albemarle, Virginia 5 $ 2,335,000 $ 467,000 $ 199,000
Virginia Beach, Virginia 5 $ 3,335,000 $ 667,000 $ 299,000
Clark, Washington 5 $ 3,215,000 $ 643,000 $ 121,000
Island, Washington 5 $ 3,005,000 $ 601,000 $ 473,000
Whatcom, Washington 5 $ 4,645,000 $ 929,000 $ 235,000
El Dorado, California 4 $ 2,620,000 $ 655,000 $ 232,000
Yolo, California 4 $ 2,870,000 $ 717,500 $ 210,000
Delta, Colorado 4 $ 5,410,000 $ 1,352,500 $ 423,000
La Plata, Colorado 4 $ 2,570,000 $ 642,500 $ 368,000
Routt, Colorado 4 $ 3,470,000 $ 867,500 $ 399,000
Valley, Idaho 4 $ 2,350,000 $ 587,500 $ 459,000
Boone, Indiana 4 $ 1,200,000 $ 300,000 $ 119,000
East Baton Rouge, Louisiana 4 $ 2,750,000 $ 687,500 $ 415,000
Knox, Maine 4 $ 1,410,000 $ 352,500 $ 179,000
Talbot, Maryland 4 $ 3,210,000 $ 802,500 $ 252,000
Worcester, Maryland 4 $ 2,010,000 $ 502,500 $ 288,000
Berkshire, Massachusetts 4 $ 2,010,000 $ 502,500 $ 150,000
Berrien, Michigan 4 $ 2,210,000 $ 552,500 $ 421,000
Livingston, Michigan 4 $ 1,570,000 $ 392,500 $ 147,000
Macomb, Michigan 4 $ 1,060,000 $ 265,000 $ 111,000
Anoka, Minnesota 4 $ 1,550,000 $ 387,500 $ 223,000
Carver, Minnesota 4 $ 2,650,000 $ 662,500 $ 251,000
Jackson, Missouri 4 $ 1,420,000 $ 355,000 $ 121,000
Platte, Missouri 4 $ 1,710,000 $ 427,500 $ 102,000
St. Charles, Missouri 4 $ 1,470,000 $ 367,500 $ 227,000
Douglas, Nevada 4 $ 2,070,000 $ 517,500 $ 132,000
Burlington, New Jersey 4 $ 2,100,000 $ 525,000 $ 510,000
Middlesex, New Jersey 4 $ 1,790,000 $ 447,500 $ 319,000
Passaic, New Jersey 4 $ 1,600,000 $ 400,000 $ 151,000
Putnam, New York 4 $ 1,920,000 $ 480,000 $ 363,000
Rockland, New York 4 $ 2,190,000 $ 547,500 $ 257,000
Geauga, Ohio 4 $ 1,830,000 $ 457,500 $ 178,000
Stark, Ohio 4 $ 3,720,000 $ 930,000 $ 376,000
Tulsa, Oklahoma 4 $ 2,870,000 $ 717,500 $ 266,000
Cumberland, Pennsylvania 4 $ 2,290,000 $ 572,500 $ 151,000
Westmoreland, Pennsylvania 4 $ 1,280,000 $ 320,000 $ 81,000
York, South Carolina 4 $ 1,560,000 $ 390,000 $ 117,000
Loudon, Tennessee 4 $ 1,920,000 $ 480,000 $ 174,000
Galveston, Texas 4 $ 2,310,000 $ 577,500 $ 345,000
Jefferson, Texas 4 $ 1,360,000 $ 340,000 $ 276,000
Midland, Texas 4 $ 2,020,000 $ 505,000 $ 277,000
Chesterfield, Virginia 4 $ 1,590,000 $ 397,500 $ 216,000
Coconino, Arizona 3 $ 725,000 $ 241,666 $ 120,000
Mohave, Arizona 3 $ 925,000 $ 308,333 $ 107,000
Fresno, California 3 $ 1,475,000 $ 491,666 $ 186,000
Mono, California 3 $ 1,415,000 $ 471,666 $ 921,000
Adams, Colorado 3 $ 1,565,000 $ 521,666 $ 186,000
Broomfield, Colorado 3 $ 1,735,000 $ 578,333 $ 166,000
Gunnison, Colorado 3 $ 3,075,000 $ 1,025,000 $ 422,000
Escambia, Florida 3 $ 1,675,000 $ 558,333 $ 276,000
Indian River, Florida 3 $ 2,615,000 $ 871,666 $ 409,000
Lake, Florida 3 $ 1,745,000 $ 581,666 $ 323,000
Pasco, Florida 3 $ 1,205,000 $ 401,666 $ 115,000
St. Lucie, Florida 3 $ 3,125,000 $ 1,041,666 $ 390,000
Volusia, Florida 3 $ 605,000 $ 201,666 $ 147,000
Chatham, Georgia 3 $ 1,805,000 $ 601,666 $ 128,000
McHenry, Illinois 3 $ 1,155,000 $ 385,000 $ 232,000
Will, Illinois 3 $ 1,265,000 $ 421,666 $ 173,000
Lake, Indiana 3 $ 715,000 $ 238,333 $ 106,000
Monroe, Indiana 3 $ 465,000 $ 155,000 $ 76,000
Boone, Kentucky 3 $ 735,000 $ 245,000 $ 106,000
Kenton, Kentucky 3 $ 1,395,000 $ 465,000 $ 163,000
Lafayette, Louisiana 3 $ 675,000 $ 225,000 $ 149,000
St. Tammany, Louisiana 3 $ 2,645,000 $ 881,666 $ 373,000
Lincoln, Maine 3 $ 915,000 $ 305,000 $ 264,000
York, Maine 3 $ 2,055,000 $ 685,000 $ 396,000
Garrett, Maryland 3 $ 1,535,000 $ 511,666 $ 372,000
Lapeer, Michigan 3 $ 1,345,000 $ 448,333 $ 266,000
Leelanau, Michigan 3 $ 1,515,000 $ 505,000 $ 1,051,000
St. Louis City, Missouri 3 $ 995,000 $ 331,666 $ 138,000
Carbon, Montana 3 $ 1,505,000 $ 501,666 $ 413,000
Madison, Montana 3 $ 5,945,000 $ 1,981,666 $ 1,634,000
Strafford, New Hampshire 3 $ 1,255,000 $ 418,333 $ 317,000
Camden, New Jersey 3 $ 2,085,000 $ 695,000 $ 3,392,000
Dutchess, New York 3 $ 3,025,000 $ 1,008,333 $ 559,000
Monroe, New York 3 $ 895,000 $ 298,333 $ 440,000
Dare, North Carolina 3 $ 2,925,000 $ 975,000 $ 621,000
Macon, North Carolina 3 $ 3,445,000 $ 1,148,333 $ 731,000
Onslow, North Carolina 3 $ 1,065,000 $ 355,000 $ 183,000
Transylvania, North Carolina 3 $ 845,000 $ 281,666 $ 140,000
Union, North Carolina 3 $ 4,125,000 $ 1,375,000 $ 559,000
Erie, Ohio 3 $ 2,565,000 $ 855,000 $ 487,000
Ottawa, Ohio 3 $ 1,275,000 $ 425,000 $ 345,000
Washington, Pennsylvania 3 $ 2,705,000 $ 901,666 $ 241,000
Wayne, Pennsylvania 3 $ 2,835,000 $ 945,000 $ 1,363,000
Bristol, Rhode Island 3 $ 2,275,000 $ 758,333 $ 297,000
Horry, South Carolina 3 $ 745,000 $ 248,333 $ 103,000
Lancaster, South Carolina 3 $ 1,165,000 $ 388,333 $ 141,000
Lincoln, South Dakota 3 $ 2,595,000 $ 865,000 $ 1,079,000
Comal, Texas 3 $ 1,705,000 $ 568,333 $ 335,000
Hays, Texas 3 $ 1,585,000 $ 528,333 $ 213,000
Lubbock, Texas 3 $ 795,000 $ 265,000 $ 1,385,000
Smith, Texas 3 $ 1,565,000 $ 521,666 $ 75,000
Washington, Utah 3 $ 2,825,000 $ 941,666 $ 205,000
Bennington, Vermont 3 $ 3,855,000 $ 1,285,000 $ 441,000
Windsor, Vermont 3 $ 795,000 $ 265,000 $ 183,000
Spotsylvania, Virginia 3 $ 525,000 $ 175,000 $ 73,000
Pend Oreille, Washington 3 $ 765,000 $ 255,000 $ 183,000
Spokane, Washington 3 $ 855,000 $ 285,000 $ 150,000
Polk, Wisconsin 3 $ 1,015,000 $ 338,333 $ 261,000
Lee, Alabama 2 $ 920,000 $ 460,000 $ 309,000
Madison, Alabama 2 $ 370,000 $ 185,000 $ 56,000
Pinal, Arizona 2 $ 630,000 $ 315,000 $ 95,000
Butte, California 2 $ 890,000 $ 445,000 $ 120,000
Merced, California 2 $ 850,000 $ 425,000 $ 1,131,000
Tulare, California 2 $ 640,000 $ 320,000 $ 74,000
Chaffee, Colorado 2 $ 1,010,000 $ 505,000 $ 154,000
Garfield, Colorado 2 $ 1,240,000 $ 620,000 $ 143,000
Grand, Colorado 2 $ 1,080,000 $ 540,000 $ 415,000
Bay, Florida 2 $ 420,000 $ 210,000 $ 111,000
Citrus, Florida 2 $ 1,060,000 $ 530,000 $ 238,000
Nassau, Florida 2 $ 800,000 $ 400,000 $ 188,000
Polk, Florida 2 $ 630,000 $ 315,000 $ 613,000
Santa Rosa, Florida 2 $ 1,750,000 $ 875,000 $ 419,000
Fayette, Georgia 2 $ 870,000 $ 435,000 $ 66,000
Forsyth, Georgia 2 $ 710,000 $ 355,000 $ 169,000
Monroe, Georgia 2 $ 710,000 $ 355,000 $ 197,000
Pickens, Georgia 2 $ 600,000 $ 300,000 $ 183,000
Rabun, Georgia 2 $ 1,610,000 $ 805,000 $ 387,000
Kootenai, Idaho 2 $ 1,610,000 $ 805,000 $ 460,000
Kendall, Illinois 2 $ 500,000 $ 250,000 $ 49,000
Allen, Indiana 2 $ 280,000 $ 140,000 $ 74,000
Elkhart, Indiana 2 $ 330,000 $ 165,000 $ 180,000
St. Joseph, Indiana 2 $ 360,000 $ 180,000 $ 67,000
McCracken, Kentucky 2 $ 1,190,000 $ 595,000 $ 176,000
Caddo, Louisiana 2 $ 1,850,000 $ 925,000 $ 357,000
Kennebec, Maine 2 $ 880,000 $ 440,000 $ 168,000
Frederick, Maryland 2 $ 780,000 $ 390,000 $ 86,000
Charlevoix, Michigan 2 $ 2,460,000 $ 1,230,000 $ 891,000
Genesee, Michigan 2 $ 290,000 $ 145,000 $ 64,000
Kalamazoo, Michigan 2 $ 1,350,000 $ 675,000 $ 222,000
Ottawa, Michigan 2 $ 590,000 $ 295,000 $ 76,000
St. Clair, Michigan 2 $ 700,000 $ 350,000 $ 106,000
Dakota, Minnesota 2 $ 760,000 $ 380,000 $ 344,000
Itasca, Minnesota 2 $ 330,000 $ 165,000 $ 185,000
Olmsted, Minnesota 2 $ 1,150,000 $ 575,000 $ 100,000
Scott, Minnesota 2 $ 970,000 $ 485,000 $ 110,000
Wright, Minnesota 2 $ 2,580,000 $ 1,290,000 $ 422,000
Camden, Missouri 2 $ 420,000 $ 210,000 $ 105,000
Yellowstone, Montana 2 $ 950,000 $ 475,000 $ 184,000
Buffalo, Nebraska 2 $ 650,000 $ 325,000 $ 591,000
Douglas, Nebraska 2 $ 910,000 $ 455,000 $ 323,000
Carson City, Nevada 2 $ 500,000 $ 250,000 $ 177,000
Belknap, New Hampshire 2 $ 2,680,000 $ 1,340,000 $ 384,000
Grafton, New Hampshire 2 $ 190,000 $ 95,000 $ 60,000
Gloucester, New Jersey 2 $ 650,000 $ 325,000 $ 180,000
Sussex, New Jersey 2 $ 660,000 $ 330,000 $ 104,000
Bernalillo, New Mexico 2 $ 780,000 $ 390,000 $ 164,000
Chautauqua, New York 2 $ 1,100,000 $ 550,000 $ 205,000
Herkimer, New York 2 $ 2,860,000 $ 1,430,000 $ 1,734,000
Onondaga, New York 2 $ 680,000 $ 340,000 $ 123,000
Orange, New York 2 $ 440,000 $ 220,000 $ 207,000
Richmond, New York 2 $ 2,160,000 $ 1,080,000 $ 616,000
Saratoga, New York 2 $ 1,340,000 $ 670,000 $ 355,000
Schenectady, New York 2 $ 330,000 $ 165,000 $ 320,000
Sullivan, New York 2 $ 720,000 $ 360,000 $ 632,000
Ulster, New York 2 $ 710,000 $ 355,000 $ 278,000
Brunswick, North Carolina 2 $ 1,550,000 $ 775,000 $ 348,000
Currituck, North Carolina 2 $ 1,300,000 $ 650,000 $ 294,000
Henderson, North Carolina 2 $ 580,000 $ 290,000 $ 107,000
Iredell, North Carolina 2 $ 220,000 $ 110,000 $ 78,000
Lincoln, North Carolina 2 $ 1,050,000 $ 525,000 $ 148,000
Moore, North Carolina 2 $ 1,560,000 $ 780,000 $ 558,000
Rutherford, North Carolina 2 $ 650,000 $ 325,000 $ 99,000
Delaware, Ohio 2 $ 2,150,000 $ 1,075,000 $ 942,000
Lorain, Ohio 2 $ 600,000 $ 300,000 $ 117,000
Medina, Ohio 2 $ 1,520,000 $ 760,000 $ 241,000
Oklahoma, Oklahoma 2 $ 2,090,000 $ 1,045,000 $ 522,000
Clatsop, Oregon 2 $ 540,000 $ 270,000 $ 118,000
Jackson, Oregon 2 $ 970,000 $ 485,000 $ 186,000
Anderson, South Carolina 2 $ 720,000 $ 360,000 $ 151,000
Berkeley, South Carolina 2 $ 3,120,000 $ 1,560,000 $ 333,000
Georgetown, South Carolina 2 $ 200,000 $ 100,000 $ 59,000
Oconee, South Carolina 2 $ 710,000 $ 355,000 $ 137,000
Richland, South Carolina 2 $ 940,000 $ 470,000 $ 170,000
Monroe, Tennessee 2 $ 1,530,000 $ 765,000 $ 177,000
Rutherford, Tennessee 2 $ 810,000 $ 405,000 $ 197,000
Sumner, Tennessee 2 $ 760,000 $ 380,000 $ 105,000
Washington, Tennessee 2 $ 270,000 $ 135,000 $ 67,000
Brazos, Texas 2 $ 640,000 $ 320,000 $ 164,000
Gillespie, Texas 2 $ 3,020,000 $ 1,510,000 $ 561,000
Gregg, Texas 2 $ 1,480,000 $ 740,000 $ 315,000
Hood, Texas 2 $ 900,000 $ 450,000 $ 355,000
Johnson, Texas 2 $ 1,590,000 $ 795,000 $ 384,000
Tom Green, Texas 2 $ 710,000 $ 355,000 $ 86,000
Davis, Utah 2 $ 1,460,000 $ 730,000 $ 266,000
Utah, Utah 2 $ 730,000 $ 365,000 $ 262,000
Addison, Vermont 2 $ 990,000 $ 495,000 $ 269,000
Chittenden, Vermont 2 $ 1,600,000 $ 800,000 $ 480,000
Franklin, Virginia 2 $ 1,210,000 $ 605,000 $ 157,000
Henrico, Virginia 2 $ 920,000 $ 460,000 $ 187,000
Mathews, Virginia 2 $ 1,370,000 $ 685,000 $ 295,000
Newport News, Virginia 2 $ 660,000 $ 330,000 $ 128,000
Norfolk, Virginia 2 $ 800,000 $ 400,000 $ 127,000
San Juan, Washington 2 $ 1,530,000 $ 765,000 $ 243,000
Skagit, Washington 2 $ 1,680,000 $ 840,000 $ 284,000
Thurston, Washington 2 $ 1,070,000 $ 535,000 $ 149,000
Oconto, Wisconsin 2 $ 610,000 $ 305,000 $ 106,000
Fremont, Wyoming 2 $ 1,010,000 $ 505,000 $ 370,000
Lauderdale, Alabama 1 $ 605,000 $ 605,000 $ 733,000
Montgomery, Alabama 1 $ 205,000 $ 205,000 $ 47,000
Morgan, Alabama 1 $ 945,000 $ 945,000 $ 296,000
Tallapoosa, Alabama 1 $ 685,000 $ 685,000 $ 636,000
Gila, Arizona 1 $ 105,000 $ 105,000 $ 94,000
Faulkner, Arkansas 1 $ 245,000 $ 245,000 $ 95,000
Garland, Arkansas 1 $ 205,000 $ 205,000 $ 63,000
Saline, Arkansas 1 $ 455,000 $ 455,000 $ 127,000
Washington, Arkansas 1 $ 455,000 $ 455,000 $ 115,000
Calaveras, California 1 $ 335,000 $ 335,000 $ 262,000
Kern, California 1 $ 345,000 $ 345,000 $ 100,000
Lake, California 1 $ 465,000 $ 465,000 $ 293,000
Madera, California 1 $ 255,000 $ 255,000 $ 153,000
Mendocino, California 1 $ 485,000 $ 485,000 $ 397,000
Plumas, California 1 $ 155,000 $ 155,000 $ 144,000
Shasta, California 1 $ 905,000 $ 905,000 $ 249,000
Stanislaus, California 1 $ 505,000 $ 505,000 $ 176,000
Tuolumne, California 1 $ 455,000 $ 455,000 $ 158,000
Archuleta, Colorado 1 $ 455,000 $ 455,000 $ 175,000
Montezuma, Colorado 1 $ 335,000 $ 335,000 $ 67,000
Montrose, Colorado 1 $ 105,000 $ 105,000 $ 32,000
Rio Grande, Colorado 1 $ 555,000 $ 555,000 $ 342,000
San Juan, Colorado 1 $ 155,000 $ 155,000 $ 140,000
Teller, Colorado 1 $ 965,000 $ 965,000 $ 837,000
Tolland, Connecticut 1 $ 255,000 $ 255,000 $ 215,000
Kent, Delaware 1 $ 455,000 $ 455,000 $ 308,000
Flagler, Florida 1 $ 505,000 $ 505,000 $ 185,000
Franklin, Florida 1 $ 165,000 $ 165,000 $ 175,000
Okeechobee, Florida 1 $ 535,000 $ 535,000 $ 122,000
Osceola, Florida 1 $ 255,000 $ 255,000 $ 181,000
Bartow, Georgia 1 $ 325,000 $ 325,000 $ 71,000
Clarke, Georgia 1 $ 125,000 $ 125,000 $ 42,000
Clayton, Georgia 1 $ 655,000 $ 655,000 $ 0
Columbia, Georgia 1 $ 535,000 $ 535,000 $ 0
Coweta, Georgia 1 $ 165,000 $ 165,000 $ 44,000
Dawson, Georgia 1 $ 855,000 $ 855,000 $ 500,000
Fannin, Georgia 1 $ 1,335,000 $ 1,335,000 $ 623,000
Gilmer, Georgia 1 $ 115,000 $ 115,000 $ 65,000
Glynn, Georgia 1 $ 1,295,000 $ 1,295,000 $ 873,000
Hart, Georgia 1 $ 115,000 $ 115,000 $ 46,000
Newton, Georgia 1 $ 395,000 $ 395,000 $ 93,000
Oconee, Georgia 1 $ 165,000 $ 165,000 $ 94,000
Putnam, Georgia 1 $ 555,000 $ 555,000 $ 606,000
Whitfield, Georgia 1 $ 95,000 $ 95,000 $ 118,000
Bingham, Idaho 1 $ 565,000 $ 565,000 $ 0
Bonneville, Idaho 1 $ 745,000 $ 745,000 $ 0
Latah, Idaho 1 $ 455,000 $ 455,000 $ 91,000
Kane, Illinois 1 $ 145,000 $ 145,000 $ 70,000
Macon, Illinois 1 $ 545,000 $ 545,000 $ 561,000
Putnam, Illinois 1 $ 295,000 $ 295,000 $ 95,000
St. Clair, Illinois 1 $ 145,000 $ 145,000 $ 83,000
Bartholomew, Indiana 1 $ 505,000 $ 505,000 $ 626,000
Clark, Indiana 1 $ 245,000 $ 245,000 $ 83,000
Decatur, Indiana 1 $ 135,000 $ 135,000 $ 108,000
Hancock, Indiana 1 $ 1,205,000 $ 1,205,000 $ 667,000
LaPorte, Indiana 1 $ 1,995,000 $ 1,995,000 $ 1,748,000
Porter, Indiana 1 $ 345,000 $ 345,000 $ 168,000
Whitley, Indiana 1 $ 225,000 $ 225,000 $ 190,000
Dickinson, Iowa 1 $ 225,000 $ 225,000 $ 140,000
Johnson, Iowa 1 $ 85,000 $ 85,000 $ 31,000
Polk, Iowa 1 $ 115,000 $ 115,000 $ 60,000
Butler, Kansas 1 $ 495,000 $ 495,000 $ 237,000
Sedgwick, Kansas 1 $ 495,000 $ 495,000 $ 270,000
Breckinridge, Kentucky 1 $ 455,000 $ 455,000 $ 144,000
Campbell, Kentucky 1 $ 305,000 $ 305,000 $ 192,000
Jessamine, Kentucky 1 $ 755,000 $ 755,000 $ 413,000
Lyon, Kentucky 1 $ 505,000 $ 505,000 $ 243,000
Madison, Kentucky 1 $ 425,000 $ 425,000 $ 127,000
Oldham, Kentucky 1 $ 785,000 $ 785,000 $ 162,000
Pulaski, Kentucky 1 $ 555,000 $ 555,000 $ 137,000
Trigg, Kentucky 1 $ 305,000 $ 305,000 $ 191,000
Acadia, Louisiana 1 $ 125,000 $ 125,000 $ 46,000
Natchitoches, Louisiana 1 $ 325,000 $ 325,000 $ 246,000
Penobscot, Maine 1 $ 315,000 $ 315,000 $ 410,000
Carroll, Maryland 1 $ 545,000 $ 545,000 $ 138,000
Charles, Maryland 1 $ 455,000 $ 455,000 $ 206,000
Harford, Maryland 1 $ 185,000 $ 185,000 $ 110,000
Prince George's, Maryland 1 $ 235,000 $ 235,000 $ 89,000
Bristol, Massachusetts 1 $ 575,000 $ 575,000 $ 239,000
Hampshire, Massachusetts 1 $ 165,000 $ 165,000 $ 38,000
Alcona, Michigan 1 $ 165,000 $ 165,000 $ 285,000
Allegan, Michigan 1 $ 335,000 $ 335,000 $ 190,000
Antrim, Michigan 1 $ 565,000 $ 565,000 $ 174,000
Cass, Michigan 1 $ 1,105,000 $ 1,105,000 $ 295,000
Clinton, Michigan 1 $ 75,000 $ 75,000 $ 130,000
Isabella, Michigan 1 $ 165,000 $ 165,000 $ 65,000
Jackson, Michigan 1 $ 415,000 $ 415,000 $ 200,000
Kent, Michigan 1 $ 235,000 $ 235,000 $ 400,000
Lenawee, Michigan 1 $ 445,000 $ 445,000 $ 184,000
Marquette, Michigan 1 $ 345,000 $ 345,000 $ 162,000
Muskegon, Michigan 1 $ 495,000 $ 495,000 $ 0
Oceana, Michigan 1 $ 675,000 $ 675,000 $ 0
Page:

Mortgage Loan Application Detail Totals for UBS Bank USA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,994 $2,816,070,000 $940,000 $47,455,000 $462,000 $9,999,000
Other Purpose 1,331 $1,229,685,000 $923,000 $17,115,000 $506,000 $9,999,000
Cash-out Refinancing 857 $862,415,000 $1,006,000 $14,505,000 $454,000 $7,101,000
Refinancing 812 $839,120,000 $1,033,000 $22,505,000 $576,000 $9,116,000
Not Applicable 288 $262,300,000 $910,000 $2,955,000 $0 $0
Home Improvement 4 $3,010,000 $752,000 $935,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,740 $4,288,920,000 $904,000 $17,115,000 $465,000 $9,999,000
Not Provided 547 $566,865,000 $1,036,000 $14,505,000 $609,000 $9,116,000
Not applicable 508 $574,220,000 $1,130,000 $47,455,000 $0 $0
Asian 210 $317,600,000 $1,512,000 $18,005,000 $590,000 $9,999,000
Hispanic 174 $170,960,000 $982,000 $7,355,000 $488,000 $6,000,000
Black or African American 77 $70,125,000 $910,000 $5,245,000 $583,000 $5,429,000
American Indian or Alaskan Native 18 $14,250,000 $791,000 $2,755,000 $392,000 $2,018,000
Native Hawaiian or Other Pacific Islander 12 $9,660,000 $805,000 $1,455,000 $489,000 $1,626,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,286 $6,012,600,000 $956,000 $47,455,000 $486,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,079 $3,755,165,000 $920,000 $47,455,000 $486,000 $9,999,000
Application Withdrawn By Applicant 945 $1,049,345,000 $1,110,000 $18,005,000 $575,000 $9,999,000
Loan Purchased By The Institution 486 $422,590,000 $869,000 $2,975,000 $0 $0
Application Denied By Financial Institution 391 $400,355,000 $1,023,000 $22,505,000 $353,000 $9,999,000
Preapproval Approved but not Accepted 295 $283,145,000 $959,000 $7,205,000 $366,000 $4,958,000
Preapproval Denied by Financial Institution 49 $42,495,000 $867,000 $6,205,000 $201,000 $1,727,000
Application Approved But Not Accepted 24 $39,750,000 $1,656,000 $15,005,000 $939,000 $6,887,000
File Closed For Incompleteness 17 $19,755,000 $1,162,000 $3,005,000 $641,000 $3,600,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,846 $5,569,750,000 $952,000 $47,455,000 $497,000 $9,999,000
Debt-To-Income Ratio 248 $229,070,000 $923,000 $7,065,000 $170,000 $1,201,000
Collateral 78 $104,480,000 $1,339,000 $22,505,000 $571,000 $3,369,000
Credit History 49 $40,145,000 $819,000 $7,055,000 $444,000 $4,927,000
Credit Application Incomplete 36 $46,100,000 $1,280,000 $12,005,000 $498,000 $2,625,000
Other 16 $15,040,000 $940,000 $3,755,000 $1,080,000 $9,999,000
Unverifiable Information 6 $2,510,000 $418,000 $1,005,000 $100,000 $256,000
Insufficient Cash (Downpayment, Closing Cost) 4 $4,520,000 $1,130,000 $2,445,000 $304,000 $636,000
Employment History 3 $985,000 $328,000 $465,000 $134,000 $218,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Bank USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet with aggregated HMDA statistics today.

Download the Utah Lender List