UBS Bank USA Mortgage Lending & HMDA Data, 2018
In 2018, UBS Bank USA of Salt Lake City, UT reported 6,286 mortgage applications totaling $6.0 billion, up 57% from 2017. The average application was for $956,506, and applicants reported an average income of $486,070. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (511), Los Angeles-Long Beach-Glendale, CA (408) and Anaheim-Santa Ana-Irvine, CA (161) (applications in parentheses).
| Mortgage Company & Address | UBS Bank USA 299 S. Main St Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,286 |
| Total Mortgage Loan Application Amount | $6,012,600,000 |
| Average Mortgage Loan Application Amount | $956,506 |
| Highest Mortgage Loan Application Amount | $47,455,000 |
| Average Applicant Income | $486,070 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 511 | $ 714,735,000 | $ 1,398,698 | $ 734,005 |
| Outside any metro area | 442 | $ 415,960,000 | $ 941,085 | $ 507,042 |
| Los Angeles-Long Beach-Glendale, CA | 408 | $ 790,110,000 | $ 1,936,544 | $ 864,000 |
| Anaheim-Santa Ana-Irvine, CA | 161 | $ 188,615,000 | $ 1,171,521 | $ 816,000 |
| Nassau County-Suffolk County, NY | 150 | $ 179,630,000 | $ 1,197,533 | $ 741,000 |
| Chicago-Naperville-Arlington Heights, IL | 149 | $ 114,975,000 | $ 771,644 | $ 353,000 |
| Seattle-Bellevue-Everett, WA | 148 | $ 144,640,000 | $ 977,297 | $ 466,000 |
| Denver-Aurora-Lakewood, CO | 142 | $ 113,880,000 | $ 801,971 | $ 306,000 |
| San Diego-Carlsbad, CA | 128 | $ 121,740,000 | $ 951,093 | $ 333,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 121 | $ 118,075,000 | $ 975,826 | $ 459,000 |
| Phoenix-Mesa-Scottsdale, AZ | 118 | $ 96,400,000 | $ 816,949 | $ 534,000 |
| Atlanta-Sandy Springs-Roswell, GA | 112 | $ 71,360,000 | $ 637,142 | $ 359,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 102 | $ 96,520,000 | $ 946,274 | $ 352,441 |
| Houston-The Woodlands-Sugar Land, TX | 100 | $ 76,560,000 | $ 765,600 | $ 342,000 |
| San Francisco-Redwood City-South San Francisco, CA | 94 | $ 166,970,000 | $ 1,776,276 | $ 752,000 |
| Dallas-Plano-Irving, TX | 93 | $ 70,885,000 | $ 762,204 | $ 476,000 |
| Miami-Miami Beach-Kendall, FL | 93 | $ 125,115,000 | $ 1,345,322 | $ 574,000 |
| Bridgeport-Stamford-Norwalk, CT | 90 | $ 112,060,000 | $ 1,245,111 | $ 600,000 |
| Boston, MA | 88 | $ 88,430,000 | $ 1,004,886 | $ 502,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 83 | $ 53,865,000 | $ 648,975 | $ 500,000 |
| Newark, NJ-PA | 76 | $ 65,740,000 | $ 865,000 | $ 478,000 |
| Oakland-Hayward-Berkeley, CA | 76 | $ 70,740,000 | $ 930,789 | $ 345,000 |
| Austin-Round Rock, TX | 70 | $ 45,960,000 | $ 656,571 | $ 431,000 |
| Tampa-St. Petersburg-Clearwater, FL | 69 | $ 41,665,000 | $ 603,840 | $ 365,000 |
| Warren-Troy-Farmington Hills, MI | 69 | $ 37,515,000 | $ 543,695 | $ 232,000 |
| Cambridge-Newton-Framingham, MA | 67 | $ 64,025,000 | $ 955,597 | $ 480,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 65 | $ 74,535,000 | $ 1,146,692 | $ 427,000 |
| Naples-Immokalee-Marco Island, FL | 61 | $ 58,525,000 | $ 959,426 | $ 679,000 |
| Riverside-San Bernardino-Ontario, CA | 56 | $ 37,390,000 | $ 667,678 | $ 409,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 53 | $ 36,455,000 | $ 687,830 | $ 351,943 |
| Cincinnati, OH-KY-IN | 48 | $ 20,680,000 | $ 430,833 | $ 206,208 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 48 | $ 32,980,000 | $ 687,083 | $ 393,000 |
| Cape Coral-Fort Myers, FL | 44 | $ 29,180,000 | $ 663,181 | $ 357,000 |
| Charleston-North Charleston, SC | 43 | $ 40,495,000 | $ 941,744 | $ 345,000 |
| Charlotte-Concord-Gastonia, NC-SC | 42 | $ 27,880,000 | $ 663,809 | $ 269,500 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 42 | $ 32,610,000 | $ 776,428 | $ 523,000 |
| Las Vegas-Henderson-Paradise, NV | 42 | $ 39,720,000 | $ 945,714 | $ 576,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 39 | $ 36,955,000 | $ 947,564 | $ 437,000 |
| Providence-Warwick, RI-MA | 38 | $ 33,100,000 | $ 871,052 | $ 514,552 |
| Silver Spring-Frederick-Rockville, MD | 38 | $ 30,060,000 | $ 791,052 | $ 360,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 37 | $ 24,655,000 | $ 666,351 | $ 333,000 |
| Baltimore-Columbia-Towson, MD | 34 | $ 23,050,000 | $ 677,941 | $ 328,000 |
| Montgomery County-Bucks County-Chester County, PA | 34 | $ 27,480,000 | $ 808,235 | $ 412,000 |
| Pittsburgh, PA | 34 | $ 22,120,000 | $ 650,588 | $ 302,000 |
| Philadelphia, PA | 33 | $ 20,075,000 | $ 608,333 | $ 380,000 |
| North Port-Sarasota-Bradenton, FL | 32 | $ 20,130,000 | $ 629,062 | $ 288,000 |
| St. Louis, MO-IL | 32 | $ 19,380,000 | $ 605,625 | $ 726,250 |
| San Rafael, CA | 30 | $ 31,860,000 | $ 1,062,000 | $ 381,000 |
| New Orleans-Metairie, LA | 29 | $ 15,765,000 | $ 543,620 | $ 413,000 |
| Barnstable Town, MA | 27 | $ 34,585,000 | $ 1,280,925 | $ 1,014,000 |
| Fort Worth-Arlington, TX | 27 | $ 22,545,000 | $ 835,000 | $ 333,000 |
| Jacksonville, FL | 27 | $ 16,115,000 | $ 596,851 | $ 279,000 |
| Cleveland-Elyria, OH | 25 | $ 19,715,000 | $ 788,600 | $ 549,000 |
| Tucson, AZ | 24 | $ 9,590,000 | $ 399,583 | $ 292,000 |
| Columbus, OH | 23 | $ 13,915,000 | $ 605,000 | $ 430,000 |
| Crestview-Fort Walton Beach-Destin, FL | 23 | $ 16,215,000 | $ 705,000 | $ 343,000 |
| Boulder, CO | 22 | $ 20,440,000 | $ 929,090 | $ 349,000 |
| Indianapolis-Carmel-Anderson, IN | 21 | $ 11,515,000 | $ 548,333 | $ 255,000 |
| Salisbury, MD-DE | 21 | $ 17,885,000 | $ 851,666 | $ 878,142 |
| Santa Maria-Santa Barbara, CA | 21 | $ 20,865,000 | $ 993,571 | $ 512,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 20 | $ 11,140,000 | $ 557,000 | $ 266,000 |
| Santa Rosa, CA | 20 | $ 19,920,000 | $ 996,000 | $ 818,000 |
| Hartford-West Hartford-East Hartford, CT | 19 | $ 9,575,000 | $ 503,947 | $ 331,000 |
| Lake County-Kenosha County, IL-WI | 19 | $ 15,605,000 | $ 821,315 | $ 314,000 |
| Birmingham-Hoover, AL | 18 | $ 9,940,000 | $ 552,222 | $ 251,000 |
| Orlando-Kissimmee-Sanford, FL | 18 | $ 12,060,000 | $ 670,000 | $ 335,000 |
| Richmond, VA | 18 | $ 9,060,000 | $ 503,333 | $ 284,000 |
| San Antonio-New Braunfels, TX | 17 | $ 8,875,000 | $ 522,058 | $ 308,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 8,655,000 | $ 509,117 | $ 211,941 |
| Ocean City, NJ | 16 | $ 18,240,000 | $ 1,140,000 | $ 759,000 |
| Reno, NV | 15 | $ 16,135,000 | $ 1,075,666 | $ 492,000 |
| Chattanooga, TN-GA | 14 | $ 6,480,000 | $ 462,857 | $ 235,000 |
| Durham-Chapel Hill, NC | 14 | $ 7,080,000 | $ 505,714 | $ 360,000 |
| Kansas City, MO-KS | 14 | $ 6,250,000 | $ 446,428 | $ 248,071 |
| Salt Lake City, UT | 14 | $ 11,670,000 | $ 833,571 | $ 395,000 |
| Asheville, NC | 13 | $ 7,165,000 | $ 551,153 | $ 291,000 |
| Bend-Redmond, OR | 13 | $ 6,405,000 | $ 492,692 | $ 274,000 |
| Fort Collins, CO | 13 | $ 6,075,000 | $ 467,307 | $ 243,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 8,165,000 | $ 628,076 | $ 254,000 |
| Atlantic City-Hammonton, NJ | 12 | $ 7,990,000 | $ 665,833 | $ 511,000 |
| Portland-South Portland, ME | 12 | $ 6,910,000 | $ 575,833 | $ 277,000 |
| Santa Fe, NM | 12 | $ 6,860,000 | $ 571,666 | $ 237,000 |
| Louisville/Jefferson County, KY-IN | 11 | $ 5,275,000 | $ 479,545 | $ 167,545 |
| Memphis, TN-MS-AR | 11 | $ 5,185,000 | $ 471,363 | $ 231,000 |
| Norwich-New London, CT | 11 | $ 7,165,000 | $ 651,363 | $ 288,000 |
| Port St. Lucie, FL | 11 | $ 8,825,000 | $ 802,272 | $ 317,000 |
| Raleigh, NC | 11 | $ 7,515,000 | $ 683,181 | $ 302,000 |
| Rockingham County-Strafford County, NH | 11 | $ 7,265,000 | $ 660,454 | $ 328,000 |
| Salinas, CA | 11 | $ 16,335,000 | $ 1,485,000 | $ 537,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 11 | $ 11,905,000 | $ 1,082,272 | $ 547,000 |
| Ann Arbor, MI | 10 | $ 5,040,000 | $ 504,000 | $ 324,000 |
| Detroit-Dearborn-Livonia, MI | 10 | $ 3,980,000 | $ 398,000 | $ 202,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 4,580,000 | $ 458,000 | $ 267,000 |
| Knoxville, TN | 10 | $ 4,010,000 | $ 401,000 | $ 157,000 |
| Trenton, NJ | 10 | $ 5,720,000 | $ 572,000 | $ 276,000 |
| Camden, NJ | 9 | $ 4,835,000 | $ 537,222 | $ 1,397,000 |
| Dayton, OH | 9 | $ 2,385,000 | $ 265,000 | $ 224,000 |
| New Haven-Milford, CT | 9 | $ 3,785,000 | $ 420,555 | $ 226,000 |
| Tacoma-Lakewood, WA | 9 | $ 3,505,000 | $ 389,444 | $ 161,000 |
| Vallejo-Fairfield, CA | 9 | $ 4,985,000 | $ 553,888 | $ 209,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 8 | $ 1,790,000 | $ 223,750 | $ 147,000 |
| Napa, CA | 8 | $ 6,580,000 | $ 822,500 | $ 283,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 3,650,000 | $ 456,250 | $ 238,000 |
| Prescott, AZ | 8 | $ 3,600,000 | $ 450,000 | $ 212,000 |
| Springfield, MA | 8 | $ 2,840,000 | $ 355,000 | $ 168,000 |
| Wilmington, DE-MD-NJ | 8 | $ 4,120,000 | $ 515,000 | $ 325,000 |
| Boise City, ID | 7 | $ 2,275,000 | $ 325,000 | $ 145,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 3,895,000 | $ 556,428 | $ 157,000 |
| Dutchess County-Putnam County, NY | 7 | $ 4,945,000 | $ 706,428 | $ 447,000 |
| Greensboro-High Point, NC | 7 | $ 2,795,000 | $ 399,285 | $ 196,000 |
| Lexington-Fayette, KY | 7 | $ 7,035,000 | $ 1,005,000 | $ 388,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 5,665,000 | $ 809,285 | $ 694,000 |
| Madison, WI | 7 | $ 2,395,000 | $ 342,142 | $ 128,000 |
| Wilmington, NC | 7 | $ 3,125,000 | $ 446,428 | $ 253,000 |
| Akron, OH | 6 | $ 2,400,000 | $ 400,000 | $ 291,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 3,530,000 | $ 588,333 | $ 933,000 |
| Bremerton-Silverdale, WA | 6 | $ 4,800,000 | $ 800,000 | $ 285,000 |
| Charlottesville, VA | 6 | $ 2,550,000 | $ 425,000 | $ 173,000 |
| Colorado Springs, CO | 6 | $ 3,130,000 | $ 521,666 | $ 361,000 |
| Lincoln, NE | 6 | $ 3,660,000 | $ 610,000 | $ 455,000 |
| Punta Gorda, FL | 6 | $ 2,720,000 | $ 453,333 | $ 360,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,620,000 | $ 270,000 | $ 166,000 |
| The Villages, FL | 6 | $ 2,480,000 | $ 413,333 | $ 226,000 |
| Anchorage, AK | 5 | $ 3,015,000 | $ 603,000 | $ 196,000 |
| Bellingham, WA | 5 | $ 4,645,000 | $ 929,000 | $ 235,000 |
| Billings, MT | 5 | $ 2,455,000 | $ 491,000 | $ 322,000 |
| Gainesville, FL | 5 | $ 5,945,000 | $ 1,189,000 | $ 2,935,000 |
| Greeley, CO | 5 | $ 2,305,000 | $ 461,000 | $ 158,000 |
| Kahului-Wailuku-Lahaina, HI | 5 | $ 4,315,000 | $ 863,000 | $ 629,000 |
| Missoula, MT | 5 | $ 3,255,000 | $ 651,000 | $ 448,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 2,295,000 | $ 459,000 | $ 201,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 3,425,000 | $ 685,000 | $ 347,000 |
| Rochester, NY | 5 | $ 1,775,000 | $ 355,000 | $ 350,000 |
| Tulsa, OK | 5 | $ 3,135,000 | $ 627,000 | $ 224,000 |
| Urban Honolulu, HI | 5 | $ 4,455,000 | $ 891,000 | $ 341,000 |
| Worcester, MA-CT | 5 | $ 1,895,000 | $ 379,000 | $ 225,000 |
| Baton Rouge, LA | 4 | $ 2,750,000 | $ 687,500 | $ 415,000 |
| Beaumont-Port Arthur, TX | 4 | $ 1,360,000 | $ 340,000 | $ 276,000 |
| Canton-Massillon, OH | 4 | $ 3,720,000 | $ 930,000 | $ 376,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 1,110,000 | $ 277,500 | $ 156,000 |
| Gary, IN | 4 | $ 1,060,000 | $ 265,000 | $ 121,000 |
| Harrisburg-Carlisle, PA | 4 | $ 2,290,000 | $ 572,500 | $ 151,000 |
| Lafayette, LA | 4 | $ 800,000 | $ 200,000 | $ 123,000 |
| Midland, TX | 4 | $ 2,020,000 | $ 505,000 | $ 277,000 |
| Niles-Benton Harbor, MI | 4 | $ 2,210,000 | $ 552,500 | $ 421,000 |
| Pittsfield, MA | 4 | $ 2,010,000 | $ 502,500 | $ 150,000 |
| Albuquerque, NM | 3 | $ 995,000 | $ 331,666 | $ 133,000 |
| Bloomington, IN | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Flagstaff, AZ | 3 | $ 725,000 | $ 241,666 | $ 120,000 |
| Fort Wayne, IN | 3 | $ 505,000 | $ 168,333 | $ 112,000 |
| Fresno, CA | 3 | $ 1,475,000 | $ 491,666 | $ 186,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 825,000 | $ 275,000 | $ 184,000 |
| Green Bay, WI | 3 | $ 815,000 | $ 271,666 | $ 125,000 |
| Jacksonville, NC | 3 | $ 1,065,000 | $ 355,000 | $ 183,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 925,000 | $ 308,333 | $ 107,000 |
| Lubbock, TX | 3 | $ 795,000 | $ 265,000 | $ 1,385,000 |
| Ogden-Clearfield, UT | 3 | $ 2,075,000 | $ 691,666 | $ 266,000 |
| Oklahoma City, OK | 3 | $ 2,665,000 | $ 888,333 | $ 395,000 |
| Rochester, MN | 3 | $ 1,245,000 | $ 415,000 | $ 72,000 |
| Savannah, GA | 3 | $ 1,805,000 | $ 601,666 | $ 128,000 |
| Sebastian-Vero Beach, FL | 3 | $ 2,615,000 | $ 871,666 | $ 409,000 |
| Sioux Falls, SD | 3 | $ 2,595,000 | $ 865,000 | $ 1,079,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 1,465,000 | $ 488,333 | $ 143,000 |
| St. George, UT | 3 | $ 2,825,000 | $ 941,666 | $ 205,000 |
| Tyler, TX | 3 | $ 1,565,000 | $ 521,666 | $ 75,000 |
| Athens-Clarke County, GA | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Auburn-Opelika, AL | 2 | $ 920,000 | $ 460,000 | $ 309,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 810,000 | $ 405,000 | $ 127,000 |
| Burlington-South Burlington, VT | 2 | $ 1,600,000 | $ 800,000 | $ 480,000 |
| Carson City, NV | 2 | $ 500,000 | $ 250,000 | $ 177,000 |
| Chico, CA | 2 | $ 890,000 | $ 445,000 | $ 120,000 |
| Coeur D'Alene, ID | 2 | $ 1,610,000 | $ 805,000 | $ 460,000 |
| College Station-Bryan, TX | 2 | $ 640,000 | $ 320,000 | $ 164,000 |
| Columbia, SC | 2 | $ 940,000 | $ 470,000 | $ 170,000 |
| Elkhart-Goshen, IN | 2 | $ 330,000 | $ 165,000 | $ 180,000 |
| Flint, MI | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Homosassa Springs, FL | 2 | $ 1,060,000 | $ 530,000 | $ 238,000 |
| Huntsville, AL | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| Johnson City, TN | 2 | $ 270,000 | $ 135,000 | $ 67,000 |
| Kalamazoo-Portage, MI | 2 | $ 1,350,000 | $ 675,000 | $ 222,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 890,000 | $ 445,000 | $ 110,000 |
| Kingston, NY | 2 | $ 710,000 | $ 355,000 | $ 278,000 |
| Lakeland-Winter Haven, FL | 2 | $ 630,000 | $ 315,000 | $ 613,000 |
| Longview, TX | 2 | $ 1,480,000 | $ 740,000 | $ 315,000 |
| Macon-Bibb County, GA | 2 | $ 710,000 | $ 355,000 | $ 197,000 |
| Medford, OR | 2 | $ 970,000 | $ 485,000 | $ 186,000 |
| Merced, CA | 2 | $ 850,000 | $ 425,000 | $ 1,131,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 1,530,000 | $ 765,000 | $ 331,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,680,000 | $ 840,000 | $ 284,000 |
| Olympia-Tumwater, WA | 2 | $ 1,070,000 | $ 535,000 | $ 149,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 910,000 | $ 455,000 | $ 323,000 |
| Panama City, FL | 2 | $ 420,000 | $ 210,000 | $ 111,000 |
| Provo-Orem, UT | 2 | $ 730,000 | $ 365,000 | $ 262,000 |
| Roanoke, VA | 2 | $ 1,210,000 | $ 605,000 | $ 157,000 |
| San Angelo, TX | 2 | $ 710,000 | $ 355,000 | $ 86,000 |
| Shreveport-Bossier City, LA | 2 | $ 1,850,000 | $ 925,000 | $ 357,000 |
| Syracuse, NY | 2 | $ 680,000 | $ 340,000 | $ 123,000 |
| Utica-Rome, NY | 2 | $ 2,860,000 | $ 1,430,000 | $ 1,734,000 |
| Visalia-Porterville, CA | 2 | $ 640,000 | $ 320,000 | $ 74,000 |
| Wichita, KS | 2 | $ 990,000 | $ 495,000 | $ 253,000 |
| Albany, OR | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Bakersfield, CA | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Bangor, ME | 1 | $ 315,000 | $ 315,000 | $ 410,000 |
| Brunswick, GA | 1 | $ 1,295,000 | $ 1,295,000 | $ 873,000 |
| Casper, WY | 1 | $ 105,000 | $ 105,000 | $ 187,000 |
| Clarksville, TN-KY | 1 | $ 305,000 | $ 305,000 | $ 191,000 |
| Cleveland, TN | 1 | $ 1,205,000 | $ 1,205,000 | $ 387,000 |
| Columbia, MO | 1 | $ 405,000 | $ 405,000 | $ 232,000 |
| Columbus, IN | 1 | $ 505,000 | $ 505,000 | $ 626,000 |
| Corpus Christi, TX | 1 | $ 275,000 | $ 275,000 | $ 249,000 |
| Dalton, GA | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Decatur, AL | 1 | $ 945,000 | $ 945,000 | $ 296,000 |
| Decatur, IL | 1 | $ 545,000 | $ 545,000 | $ 561,000 |
| Des Moines-West Des Moines, IA | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Dover, DE | 1 | $ 455,000 | $ 455,000 | $ 308,000 |
| Elgin, IL | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 455,000 | $ 455,000 | $ 115,000 |
| Florence-Muscle Shoals, AL | 1 | $ 605,000 | $ 605,000 | $ 733,000 |
| Glens Falls, NY | 1 | $ 485,000 | $ 485,000 | $ 222,000 |
| Great Falls, MT | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Greenville, NC | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 455,000 | $ 455,000 | $ 417,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Hot Springs, AR | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Idaho Falls, ID | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Iowa City, IA | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Jackson, MI | 1 | $ 415,000 | $ 415,000 | $ 200,000 |
| Jackson, MS | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Las Cruces, NM | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Logan, UT-ID | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Madera, CA | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Manchester-Nashua, NH | 1 | $ 885,000 | $ 885,000 | $ 332,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Michigan City-La Porte, IN | 1 | $ 1,995,000 | $ 1,995,000 | $ 1,748,000 |
| Modesto, CA | 1 | $ 505,000 | $ 505,000 | $ 176,000 |
| Montgomery, AL | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Muskegon, MI | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Parkersburg-Vienna, WV | 1 | $ 365,000 | $ 365,000 | $ 182,000 |
| Racine, WI | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Redding, CA | 1 | $ 905,000 | $ 905,000 | $ 249,000 |
| Salem, OR | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| St. Cloud, MN | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| St. Joseph, MO-KS | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Toledo, OH | 1 | $ 185,000 | $ 185,000 | $ 250,000 |
| Waco, TX | 1 | $ 755,000 | $ 755,000 | $ 268,000 |
| Wenatchee, WA | 1 | $ 515,000 | $ 515,000 | $ 360,000 |
| Winston-Salem, NC | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| York-Hanover, PA | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 705,000 | $ 705,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for UBS Bank USA in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,994 | $2,816,070,000 | $940,000 | $47,455,000 | $462,000 | $9,999,000 |
| Other Purpose | 1,331 | $1,229,685,000 | $923,000 | $17,115,000 | $506,000 | $9,999,000 |
| Cash-out Refinancing | 857 | $862,415,000 | $1,006,000 | $14,505,000 | $454,000 | $7,101,000 |
| Refinancing | 812 | $839,120,000 | $1,033,000 | $22,505,000 | $576,000 | $9,116,000 |
| Not Applicable | 288 | $262,300,000 | $910,000 | $2,955,000 | $0 | $0 |
| Home Improvement | 4 | $3,010,000 | $752,000 | $935,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,740 | $4,288,920,000 | $904,000 | $17,115,000 | $465,000 | $9,999,000 |
| Not Provided | 547 | $566,865,000 | $1,036,000 | $14,505,000 | $609,000 | $9,116,000 |
| Not applicable | 508 | $574,220,000 | $1,130,000 | $47,455,000 | $0 | $0 |
| Asian | 210 | $317,600,000 | $1,512,000 | $18,005,000 | $590,000 | $9,999,000 |
| Hispanic | 174 | $170,960,000 | $982,000 | $7,355,000 | $488,000 | $6,000,000 |
| Black or African American | 77 | $70,125,000 | $910,000 | $5,245,000 | $583,000 | $5,429,000 |
| American Indian or Alaskan Native | 18 | $14,250,000 | $791,000 | $2,755,000 | $392,000 | $2,018,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $9,660,000 | $805,000 | $1,455,000 | $489,000 | $1,626,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,286 | $6,012,600,000 | $956,000 | $47,455,000 | $486,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,079 | $3,755,165,000 | $920,000 | $47,455,000 | $486,000 | $9,999,000 |
| Application Withdrawn By Applicant | 945 | $1,049,345,000 | $1,110,000 | $18,005,000 | $575,000 | $9,999,000 |
| Loan Purchased By The Institution | 486 | $422,590,000 | $869,000 | $2,975,000 | $0 | $0 |
| Application Denied By Financial Institution | 391 | $400,355,000 | $1,023,000 | $22,505,000 | $353,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 295 | $283,145,000 | $959,000 | $7,205,000 | $366,000 | $4,958,000 |
| Preapproval Denied by Financial Institution | 49 | $42,495,000 | $867,000 | $6,205,000 | $201,000 | $1,727,000 |
| Application Approved But Not Accepted | 24 | $39,750,000 | $1,656,000 | $15,005,000 | $939,000 | $6,887,000 |
| File Closed For Incompleteness | 17 | $19,755,000 | $1,162,000 | $3,005,000 | $641,000 | $3,600,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,846 | $5,569,750,000 | $952,000 | $47,455,000 | $497,000 | $9,999,000 |
| Debt-To-Income Ratio | 248 | $229,070,000 | $923,000 | $7,065,000 | $170,000 | $1,201,000 |
| Collateral | 78 | $104,480,000 | $1,339,000 | $22,505,000 | $571,000 | $3,369,000 |
| Credit History | 49 | $40,145,000 | $819,000 | $7,055,000 | $444,000 | $4,927,000 |
| Credit Application Incomplete | 36 | $46,100,000 | $1,280,000 | $12,005,000 | $498,000 | $2,625,000 |
| Other | 16 | $15,040,000 | $940,000 | $3,755,000 | $1,080,000 | $9,999,000 |
| Unverifiable Information | 6 | $2,510,000 | $418,000 | $1,005,000 | $100,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $4,520,000 | $1,130,000 | $2,445,000 | $304,000 | $636,000 |
| Employment History | 3 | $985,000 | $328,000 | $465,000 | $134,000 | $218,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess UBS Bank USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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