Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank One Sw Columbia Street, Suite 1050 Portland, OR 97258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,317 |
| Total Mortgage Loan Application Amount | $1,210,903,000 |
| Average Mortgage Loan Application Amount | $175,000 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $5,868,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Oregon | 587 | $ 102,251,000 | $ 174,000 | $ 76,000 |
| Multnomah County Oregon | 519 | $ 118,550,000 | $ 228,000 | $ 178,000 |
| Lane County Oregon | 455 | $ 116,366,000 | $ 255,000 | $ 99,000 |
| Coos County Oregon | 307 | $ 49,373,000 | $ 160,000 | $ 75,000 |
| Washington County Oregon | 288 | $ 67,449,000 | $ 234,000 | $ 147,000 |
| Humboldt County California | 269 | $ 57,937,000 | $ 215,000 | $ 90,000 |
| Clackamas County Oregon | 221 | $ 52,485,000 | $ 237,000 | $ 517,000 |
| Clark County Washington | 176 | $ 37,234,000 | $ 211,000 | $ 94,000 |
| Jackson County Oregon | 174 | $ 34,424,000 | $ 197,000 | $ 148,000 |
| Sacramento County California | 172 | $ 42,869,000 | $ 249,000 | $ 141,000 |
| Linn County Oregon | 164 | $ 26,972,000 | $ 164,000 | $ 83,000 |
| Deschutes County Oregon | 157 | $ 35,961,000 | $ 229,000 | $ 124,000 |
| Marion County Oregon | 127 | $ 21,228,000 | $ 167,000 | $ 96,000 |
| Josephine County Oregon | 108 | $ 17,371,000 | $ 160,000 | $ 66,000 |
| Placer County California | 106 | $ 44,229,000 | $ 417,000 | $ 154,000 |
| Benton County Oregon | 100 | $ 23,131,000 | $ 231,000 | $ 109,000 |
| El Dorado County California | 88 | $ 22,784,000 | $ 258,000 | $ 133,000 |
| Calaveras County California | 87 | $ 18,110,000 | $ 208,000 | $ 111,000 |
| San Joaquin County California | 83 | $ 14,448,000 | $ 174,000 | $ 96,000 |
| Tuolumne County California | 77 | $ 17,660,000 | $ 229,000 | $ 100,000 |
| Lincoln County Oregon | 71 | $ 14,972,000 | $ 210,000 | $ 91,000 |
| Curry County Oregon | 60 | $ 11,538,000 | $ 192,000 | $ 95,000 |
| Tehama County California | 49 | $ 7,965,000 | $ 162,000 | $ 98,000 |
| Napa County California | 48 | $ 25,158,000 | $ 524,000 | $ 239,000 |
| Shasta County California | 47 | $ 11,220,000 | $ 238,000 | $ 125,000 |
| Klamath County Oregon | 42 | $ 5,376,000 | $ 128,000 | $ 83,000 |
| Butte County California | 39 | $ 10,760,000 | $ 275,000 | $ 104,000 |
| Sutter County California | 39 | $ 5,667,000 | $ 145,000 | $ 88,000 |
| Glenn County California | 37 | $ 6,405,000 | $ 173,000 | $ 91,000 |
| Lake County California | 33 | $ 6,861,000 | $ 207,000 | $ 77,000 |
| Trinity County California | 31 | $ 6,981,000 | $ 225,000 | $ 96,000 |
| Umatilla County Oregon | 29 | $ 4,582,000 | $ 158,000 | $ 77,000 |
| Solano County California | 28 | $ 7,304,000 | $ 260,000 | $ 112,000 |
| Yolo County California | 26 | $ 15,630,000 | $ 601,000 | $ 84,000 |
| Yuba County California | 26 | $ 3,638,000 | $ 139,000 | $ 94,000 |
| Polk County Oregon | 24 | $ 4,052,000 | $ 168,000 | $ 81,000 |
| Yamhill County Oregon | 21 | $ 3,188,000 | $ 151,000 | $ 101,000 |
| King County Washington | 20 | $ 9,935,000 | $ 496,000 | $ 101,000 |
| Amador County California | 19 | $ 5,305,000 | $ 279,000 | $ 97,000 |
| Mendocino County California | 19 | $ 4,561,000 | $ 240,000 | $ 97,000 |
| Stanislaus County California | 18 | $ 6,896,000 | $ 383,000 | $ 122,000 |
| Colusa County California | 17 | $ 3,259,000 | $ 191,000 | $ 169,000 |
| Fresno County California | 15 | $ 3,152,000 | $ 210,000 | $ 215,000 |
| Hood River County Oregon | 13 | $ 4,104,000 | $ 315,000 | $ 134,000 |
| Columbia County Oregon | 12 | $ 2,602,000 | $ 216,000 | $ 79,000 |
| Riverside County California | 11 | $ 2,945,000 | $ 267,000 | $ 339,000 |
| Sonoma County California | 11 | $ 5,280,000 | $ 480,000 | $ 164,000 |
| Clatsop County Oregon | 11 | $ 2,631,000 | $ 239,000 | $ 140,000 |
| Tillamook County Oregon | 11 | $ 2,898,000 | $ 263,000 | $ 172,000 |
| Alameda County California | 9 | $ 4,339,000 | $ 482,000 | $ 163,000 |
| Nevada County California | 9 | $ 3,437,000 | $ 381,000 | $ 111,000 |
| Cowlitz County Washington | 9 | $ 2,579,000 | $ 286,000 | $ 96,000 |
| Contra Costa County California | 8 | $ 4,707,000 | $ 588,000 | $ 197,000 |
| Crook County Oregon | 7 | $ 2,269,000 | $ 324,000 | $ 244,000 |
| Jefferson County Oregon | 7 | $ 1,097,000 | $ 156,000 | $ 89,000 |
| Spokane County Washington | 7 | $ 824,000 | $ 117,000 | $ 59,000 |
| Maricopa County Arizona | 6 | $ 2,701,000 | $ 450,000 | $ 281,000 |
| San Bernardino County California | 6 | $ 1,443,000 | $ 240,000 | $ 151,000 |
| Orange County California | 5 | $ 1,602,000 | $ 320,000 | $ 171,000 |
| Santa Clara County California | 5 | $ 2,285,000 | $ 457,000 | $ 194,000 |
| Lake County Oregon | 5 | $ 510,000 | $ 102,000 | $ 410,000 |
| Del Norte County California | 4 | $ 716,000 | $ 179,000 | $ 81,000 |
| Los Angeles County California | 4 | $ 1,345,000 | $ 336,000 | $ 82,000 |
| Merced County California | 4 | $ 695,000 | $ 173,000 | $ 199,000 |
| Plumas County California | 4 | $ 944,000 | $ 236,000 | $ 122,000 |
| Siskiyou County California | 4 | $ 933,000 | $ 233,000 | $ 69,000 |
| Wasco County Oregon | 4 | $ 1,023,000 | $ 255,000 | $ 85,000 |
| Benton County Washington | 4 | $ 602,000 | $ 150,000 | $ 76,000 |
| Pacific County Washington | 4 | $ 713,000 | $ 178,000 | $ 80,000 |
| Pierce County Washington | 4 | $ 917,000 | $ 229,000 | $ 245,000 |
| San Francisco County California | 3 | $ 2,130,000 | $ 710,000 | $ 401,000 |
| Yuma County Arizona | 2 | $ 119,000 | $ 59,000 | $ 29,000 |
| Madera County California | 2 | $ 798,000 | $ 399,000 | $ 137,000 |
| Marin County California | 2 | $ 1,520,000 | $ 760,000 | $ 257,000 |
| San Diego County California | 2 | $ 487,000 | $ 243,000 | $ 147,000 |
| San Mateo County California | 2 | $ 796,000 | $ 398,000 | $ 227,000 |
| Blaine County Idaho | 2 | $ 499,000 | $ 249,000 | $ 107,000 |
| Kootenai County Idaho | 2 | $ 400,000 | $ 200,000 | $ 150,000 |
| Baker County Oregon | 2 | $ 140,000 | $ 70,000 | $ 62,000 |
| Jefferson County Washington | 2 | $ 239,000 | $ 119,000 | $ 38,000 |
| Klickitat County Washington | 2 | $ 284,000 | $ 142,000 | $ 52,000 |
| Skamania County Washington | 2 | $ 606,000 | $ 303,000 | $ 86,000 |
| Thurston County Washington | 2 | $ 470,000 | $ 235,000 | $ 63,000 |
| Walla Walla County Washington | 2 | $ 278,000 | $ 139,000 | $ 68,000 |
| Pima County Arizona | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Kern County California | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Modoc County California | 1 | $ 132,000 | $ 132,000 | $ 110,000 |
| Monterey County California | 1 | $ 1,200,000 | $ 1,200,000 | $ 623,000 |
| San Luis Obispo County California | 1 | $ 225,000 | $ 225,000 | $ 261,000 |
| Santa Barbara County California | 1 | $ 410,000 | $ 410,000 | $ 124,000 |
| Ventura County California | 1 | $ 227,000 | $ 227,000 | $ 108,000 |
| Denver County Colorado | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Ada County Idaho | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Boundary County Idaho | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Gallatin County Montana | 1 | $ 221,000 | $ 221,000 | $ 68,000 |
| Clark County Nevada | 1 | $ 242,000 | $ 242,000 | $ 302,000 |
| Washoe County Nevada | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Harney County Oregon | 1 | $ 210,000 | $ 210,000 | $ 145,000 |
| Sherman County Oregon | 1 | $ 11,000 | $ 11,000 | $ 81,000 |
| Union County Oregon | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Denton County Texas | 1 | $ 2,671,000 | $ 2,671,000 | $ 0 |
| Grant County Washington | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Island County Washington | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| Kitsap County Washington | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Lewis County Washington | 1 | $ 241,000 | $ 241,000 | $ 83,000 |
| Lincoln County Washington | 1 | $ 44,000 | $ 44,000 | $ 64,000 |
| Mason County Washington | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Wahkiakum County Washington | 1 | $ 656,000 | $ 656,000 | $ 191,000 |
| Whatcom County Washington | 1 | $ 2,475,000 | $ 2,475,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,589 | $825,588,000 | $230,000 | $10,000,000 | $142,000 | $5,829,000 |
| Home Purchase | 1,474 | $374,655,000 | $254,000 | $20,000,000 | $109,000 | $5,868,000 |
| Home Improvement | 254 | $10,660,000 | $41,000 | $4,300,000 | $81,000 | $960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,266 | $894,826,000 | $209,000 | $10,000,000 | $137,000 | $5,868,000 |
| Not Provided | 607 | $145,782,000 | $240,000 | $1,349,000 | $116,000 | $1,147,000 |
| Asian | 146 | $35,132,000 | $240,000 | $1,995,000 | $121,000 | $1,517,000 |
| Hispanic | 133 | $24,737,000 | $185,000 | $717,000 | $80,000 | $570,000 |
| Not applicable | 84 | $97,538,000 | $1,161,000 | $20,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 33 | $4,305,000 | $130,000 | $304,000 | $80,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $4,260,000 | $170,000 | $387,000 | $73,000 | $195,000 |
| Black or African American | 23 | $4,323,000 | $187,000 | $342,000 | $70,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,783 | $1,108,821,000 | $231,000 | $20,000,000 | $138,000 | $5,868,000 |
| FHA-insured (Federal Housing Administration) | 402 | $79,987,000 | $198,000 | $421,000 | $63,000 | $570,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 88 | $13,394,000 | $152,000 | $354,000 | $42,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 44 | $8,701,000 | $197,000 | $417,000 | $66,000 | $178,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,773 | $845,795,000 | $224,000 | $10,000,000 | $112,000 | $5,868,000 |
| Application Denied By Financial Institution | 845 | $197,905,000 | $234,000 | $20,000,000 | $105,000 | $5,829,000 |
| Application Withdrawn By Applicant | 534 | $116,890,000 | $218,000 | $2,800,000 | $304,000 | $5,829,000 |
| File Closed For Incompleteness | 63 | $20,018,000 | $317,000 | $1,200,000 | $139,000 | $1,232,000 |
| Preapproval Denied by Financial Institution | 52 | $10,191,000 | $195,000 | $640,000 | $48,000 | $181,000 |
| Application Approved But Not Accepted | 50 | $20,104,000 | $402,000 | $10,000,000 | $133,000 | $1,170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.