Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Union Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E. Kemper Road Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,472 |
| Total Mortgage Loan Application Amount | $1,186,812,000 |
| Average Mortgage Loan Application Amount | $152,333 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $6,889,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,163 | $ 204,521,000 | $ 175,000 | $ 95,000 |
| Montgomery County Ohio | 1,111 | $ 135,206,000 | $ 121,000 | $ 71,000 |
| Franklin County Ohio | 937 | $ 133,195,000 | $ 142,000 | $ 80,000 |
| Butler County Ohio | 860 | $ 126,173,000 | $ 146,000 | $ 86,000 |
| Warren County Ohio | 584 | $ 106,130,000 | $ 181,000 | $ 96,000 |
| Clermont County Ohio | 300 | $ 50,296,000 | $ 167,000 | $ 85,000 |
| Greene County Ohio | 273 | $ 41,657,000 | $ 152,000 | $ 83,000 |
| Hamilton County Indiana | 252 | $ 53,331,000 | $ 211,000 | $ 113,000 |
| Marion County Indiana | 252 | $ 41,807,000 | $ 165,000 | $ 83,000 |
| Delaware County Ohio | 135 | $ 29,749,000 | $ 220,000 | $ 103,000 |
| Fairfield County Ohio | 133 | $ 19,072,000 | $ 143,000 | $ 65,000 |
| Miami County Ohio | 116 | $ 16,151,000 | $ 139,000 | $ 73,000 |
| Licking County Ohio | 95 | $ 15,374,000 | $ 161,000 | $ 100,000 |
| Clark County Ohio | 76 | $ 9,873,000 | $ 129,000 | $ 57,000 |
| Hendricks County Indiana | 73 | $ 10,782,000 | $ 147,000 | $ 78,000 |
| Kenton County Kentucky | 73 | $ 12,779,000 | $ 175,000 | $ 97,000 |
| Preble County Ohio | 48 | $ 5,462,000 | $ 113,000 | $ 56,000 |
| Johnson County Indiana | 47 | $ 8,355,000 | $ 177,000 | $ 86,000 |
| Bartholomew County Indiana | 39 | $ 6,275,000 | $ 160,000 | $ 59,000 |
| Union County Ohio | 37 | $ 7,275,000 | $ 196,000 | $ 92,000 |
| Boone County Kentucky | 36 | $ 7,010,000 | $ 194,000 | $ 72,000 |
| Hancock County Indiana | 35 | $ 6,253,000 | $ 178,000 | $ 88,000 |
| Summit County Ohio | 28 | $ 2,907,000 | $ 103,000 | $ 73,000 |
| Brown County Ohio | 27 | $ 3,974,000 | $ 147,000 | $ 71,000 |
| Clinton County Ohio | 27 | $ 3,780,000 | $ 140,000 | $ 61,000 |
| Campbell County Kentucky | 26 | $ 4,650,000 | $ 178,000 | $ 99,000 |
| Darke County Ohio | 26 | $ 3,132,000 | $ 120,000 | $ 64,000 |
| Cuyahoga County Ohio | 25 | $ 3,032,000 | $ 121,000 | $ 64,000 |
| Dearborn County Indiana | 24 | $ 4,472,000 | $ 186,000 | $ 59,000 |
| Madison County Ohio | 23 | $ 4,433,000 | $ 192,000 | $ 81,000 |
| Champaign County Ohio | 21 | $ 2,426,000 | $ 115,000 | $ 65,000 |
| Franklin County Indiana | 18 | $ 2,728,000 | $ 151,000 | $ 80,000 |
| Shelby County Ohio | 18 | $ 2,638,000 | $ 146,000 | $ 56,000 |
| Boone County Indiana | 17 | $ 5,336,000 | $ 313,000 | $ 138,000 |
| Knox County Ohio | 16 | $ 2,600,000 | $ 162,000 | $ 77,000 |
| Perry County Ohio | 16 | $ 1,902,000 | $ 118,000 | $ 77,000 |
| Logan County Ohio | 15 | $ 2,208,000 | $ 147,000 | $ 74,000 |
| Madison County Indiana | 14 | $ 1,756,000 | $ 125,000 | $ 57,000 |
| Hocking County Ohio | 14 | $ 1,545,000 | $ 110,000 | $ 68,000 |
| Muskingum County Ohio | 13 | $ 1,158,000 | $ 89,000 | $ 42,000 |
| Highland County Ohio | 10 | $ 1,276,000 | $ 127,000 | $ 55,000 |
| Morrow County Ohio | 10 | $ 1,974,000 | $ 197,000 | $ 53,000 |
| Decatur County Indiana | 9 | $ 1,096,000 | $ 121,000 | $ 71,000 |
| Monroe County Indiana | 9 | $ 1,162,000 | $ 129,000 | $ 64,000 |
| Shelby County Indiana | 9 | $ 1,360,000 | $ 151,000 | $ 100,000 |
| Auglaize County Ohio | 9 | $ 1,045,000 | $ 116,000 | $ 64,000 |
| Mercer County Ohio | 9 | $ 784,000 | $ 87,000 | $ 84,000 |
| Pickaway County Ohio | 9 | $ 1,193,000 | $ 132,000 | $ 61,000 |
| Lee County Florida | 8 | $ 1,899,000 | $ 237,000 | $ 203,000 |
| Morgan County Indiana | 8 | $ 1,259,000 | $ 157,000 | $ 79,000 |
| Stark County Ohio | 8 | $ 1,029,000 | $ 128,000 | $ 58,000 |
| Campbell County Tennessee | 8 | $ 1,688,000 | $ 211,000 | $ 348,000 |
| Cook County Illinois | 7 | $ 1,719,000 | $ 245,000 | $ 120,000 |
| Ripley County Indiana | 7 | $ 1,109,000 | $ 158,000 | $ 115,000 |
| Marion County Ohio | 7 | $ 906,000 | $ 129,000 | $ 39,000 |
| Medina County Ohio | 7 | $ 1,372,000 | $ 196,000 | $ 123,000 |
| Putnam County Indiana | 6 | $ 890,000 | $ 148,000 | $ 73,000 |
| Rush County Indiana | 6 | $ 653,000 | $ 108,000 | $ 37,000 |
| Tippecanoe County Indiana | 6 | $ 723,000 | $ 120,000 | $ 46,000 |
| Athens County Ohio | 6 | $ 913,000 | $ 152,000 | $ 94,000 |
| Lorain County Ohio | 6 | $ 963,000 | $ 160,000 | $ 44,000 |
| Brown County Indiana | 5 | $ 752,000 | $ 150,000 | $ 67,000 |
| Grant County Kentucky | 5 | $ 648,000 | $ 129,000 | $ 75,000 |
| Pulaski County Kentucky | 5 | $ 712,000 | $ 142,000 | $ 123,000 |
| Woodford County Kentucky | 5 | $ 853,000 | $ 170,000 | $ 138,000 |
| Fayette County Ohio | 5 | $ 709,000 | $ 141,000 | $ 71,000 |
| Delaware County Indiana | 4 | $ 496,000 | $ 124,000 | $ 40,000 |
| Howard County Indiana | 4 | $ 436,000 | $ 109,000 | $ 70,000 |
| Warrick County Indiana | 4 | $ 885,000 | $ 221,000 | $ 215,000 |
| Portage County Ohio | 4 | $ 757,000 | $ 189,000 | $ 82,000 |
| Scioto County Ohio | 4 | $ 240,000 | $ 60,000 | $ 37,000 |
| Sevier County Tennessee | 4 | $ 479,000 | $ 119,000 | $ 86,000 |
| Collier County Florida | 3 | $ 1,393,000 | $ 464,000 | $ 79,000 |
| Lake County Indiana | 3 | $ 399,000 | $ 133,000 | $ 83,000 |
| Clark County Kentucky | 3 | $ 298,000 | $ 99,000 | $ 53,000 |
| Fayette County Kentucky | 3 | $ 355,000 | $ 118,000 | $ 57,000 |
| Jefferson County Kentucky | 3 | $ 785,000 | $ 261,000 | $ 103,000 |
| Warren County Kentucky | 3 | $ 207,000 | $ 69,000 | $ 49,000 |
| Morgan County Ohio | 3 | $ 226,000 | $ 75,000 | $ 63,000 |
| Richland County Ohio | 3 | $ 691,000 | $ 230,000 | $ 76,000 |
| Ross County Ohio | 3 | $ 363,000 | $ 121,000 | $ 53,000 |
| Charleston County South Carolina | 3 | $ 698,000 | $ 232,000 | $ 124,000 |
| Williamson County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 117,000 |
| Maricopa County Arizona | 2 | $ 1,634,000 | $ 817,000 | $ 289,000 |
| Orange County California | 2 | $ 4,417,000 | $ 2,208,000 | $ 89,000 |
| Brevard County Florida | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Charlotte County Florida | 2 | $ 985,000 | $ 492,000 | $ 769,000 |
| Manatee County Florida | 2 | $ 801,000 | $ 400,000 | $ 306,000 |
| Okaloosa County Florida | 2 | $ 543,000 | $ 271,000 | $ 139,000 |
| Palm Beach County Florida | 2 | $ 675,000 | $ 337,000 | $ 512,000 |
| Pasco County Florida | 2 | $ 596,000 | $ 298,000 | $ 135,000 |
| Sarasota County Florida | 2 | $ 696,000 | $ 348,000 | $ 378,000 |
| Cobb County Georgia | 2 | $ 640,000 | $ 320,000 | $ 57,000 |
| Fulton County Georgia | 2 | $ 464,000 | $ 232,000 | $ 534,000 |
| Newton County Georgia | 2 | $ 216,000 | $ 108,000 | $ 67,000 |
| Daviess County Indiana | 2 | $ 747,000 | $ 373,000 | $ 101,000 |
| Jackson County Indiana | 2 | $ 224,000 | $ 112,000 | $ 119,000 |
| Kosciusko County Indiana | 2 | $ 468,000 | $ 234,000 | $ 166,000 |
| Montgomery County Indiana | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Steuben County Indiana | 2 | $ 315,000 | $ 157,000 | $ 70,000 |
| Vanderburgh County Indiana | 2 | $ 283,000 | $ 141,000 | $ 52,000 |
| Wayne County Indiana | 2 | $ 244,000 | $ 122,000 | $ 103,000 |
| Gallatin County Kentucky | 2 | $ 334,000 | $ 167,000 | $ 57,000 |
| Greenup County Kentucky | 2 | $ 453,000 | $ 226,000 | $ 59,000 |
| Madison County Kentucky | 2 | $ 185,000 | $ 92,000 | $ 75,000 |
| Scott County Kentucky | 2 | $ 209,000 | $ 104,000 | $ 71,000 |
| Johnston County North Carolina | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Ashtabula County Ohio | 2 | $ 238,000 | $ 119,000 | $ 50,000 |
| Coshocton County Ohio | 2 | $ 175,000 | $ 87,000 | $ 83,000 |
| Lucas County Ohio | 2 | $ 174,000 | $ 87,000 | $ 59,000 |
| Mahoning County Ohio | 2 | $ 139,000 | $ 69,000 | $ 26,000 |
| Van Wert County Ohio | 2 | $ 137,000 | $ 68,000 | $ 28,000 |
| York County South Carolina | 2 | $ 820,000 | $ 410,000 | $ 128,000 |
| Shelby County Tennessee | 2 | $ 454,000 | $ 227,000 | $ 76,000 |
| Baldwin County Alabama | 1 | $ 238,000 | $ 238,000 | $ 141,000 |
| Cullman County Alabama | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Jefferson County Alabama | 1 | $ 91,000 | $ 91,000 | $ 92,000 |
| Winston County Alabama | 1 | $ 108,000 | $ 108,000 | $ 116,000 |
| Saline County Arkansas | 1 | $ 350,000 | $ 350,000 | $ 105,000 |
| Lake County California | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| San Diego County California | 1 | $ 372,000 | $ 372,000 | $ 87,000 |
| Arapahoe County Colorado | 1 | $ 179,000 | $ 179,000 | $ 41,000 |
| El Paso County Colorado | 1 | $ 221,000 | $ 221,000 | $ 60,000 |
| Grand County Colorado | 1 | $ 194,000 | $ 194,000 | $ 142,000 |
| Fairfield County Connecticut | 1 | $ 2,000,000 | $ 2,000,000 | $ 720,000 |
| Bay County Florida | 1 | $ 170,000 | $ 170,000 | $ 182,000 |
| Hillsborough County Florida | 1 | $ 160,000 | $ 160,000 | $ 379,000 |
| Marion County Florida | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Volusia County Florida | 1 | $ 158,000 | $ 158,000 | $ 156,000 |
| Cook County Georgia | 1 | $ 196,000 | $ 196,000 | $ 119,000 |
| Kauai County Hawaii | 1 | $ 199,000 | $ 199,000 | $ 282,000 |
| Maui County Hawaii | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Champaign County Illinois | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Edgar County Illinois | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Clark County Indiana | 1 | $ 190,000 | $ 190,000 | $ 316,000 |
| Clinton County Indiana | 1 | $ 82,000 | $ 82,000 | $ 104,000 |
| Greene County Indiana | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Henry County Indiana | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Jefferson County Indiana | 1 | $ 166,000 | $ 166,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| LaPorte County Indiana | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Owen County Indiana | 1 | $ 104,000 | $ 104,000 | $ 134,000 |
| Parke County Indiana | 1 | $ 53,000 | $ 53,000 | $ 78,000 |
| Perry County Indiana | 1 | $ 81,000 | $ 81,000 | $ 44,000 |
| Porter County Indiana | 1 | $ 116,000 | $ 116,000 | $ 63,000 |
| Randolph County Indiana | 1 | $ 54,000 | $ 54,000 | $ 27,000 |
| Scott County Indiana | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Spencer County Indiana | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Tipton County Indiana | 1 | $ 328,000 | $ 328,000 | $ 60,000 |
| Union County Indiana | 1 | $ 48,000 | $ 48,000 | $ 70,000 |
| Vigo County Indiana | 1 | $ 88,000 | $ 88,000 | $ 89,000 |
| Scott County Iowa | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Boyd County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Bracken County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 146,000 |
| Daviess County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 24,000 |
| Floyd County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Franklin County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Graves County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 39,000 |
| Grayson County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 233,000 |
| Harlan County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 88,000 |
| Johnson County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Lee County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 359,000 |
| Marshall County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Mercer County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 130,000 |
| Muhlenberg County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 19,000 |
| Nelson County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Ohio County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Pendleton County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 118,000 |
| Russell County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 303,000 |
| Shelby County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 37,000 |
| Wayne County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Wolfe County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 181,000 |
| Anne Arundel County Maryland | 1 | $ 238,000 | $ 238,000 | $ 68,000 |
| St. Mary's County Maryland | 1 | $ 317,000 | $ 317,000 | $ 132,000 |
| Suffolk County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Antrim County Michigan | 1 | $ 950,000 | $ 950,000 | $ 360,000 |
| Berrien County Michigan | 1 | $ 250,000 | $ 250,000 | $ 129,000 |
| Wayne County Michigan | 1 | $ 380,000 | $ 380,000 | $ 165,000 |
| St. Louis County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 135,000 |
| St. Francois County Missouri | 1 | $ 150,000 | $ 150,000 | $ 166,000 |
| Clark County Nevada | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Mercer County New Jersey | 1 | $ 406,000 | $ 406,000 | $ 201,000 |
| Middlesex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Onondaga County New York | 1 | $ 102,000 | $ 102,000 | $ 77,000 |
| Westchester County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 540,000 |
| Brunswick County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 642,000 |
| Carteret County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 300,000 |
| Durham County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Forsyth County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 124,000 |
| Adams County Ohio | 1 | $ 40,000 | $ 40,000 | $ 140,000 |
| Allen County Ohio | 1 | $ 93,000 | $ 93,000 | $ 84,000 |
| Crawford County Ohio | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Gallia County Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Geauga County Ohio | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Guernsey County Ohio | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Hancock County Ohio | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Harrison County Ohio | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Holmes County Ohio | 1 | $ 149,000 | $ 149,000 | $ 63,000 |
| Huron County Ohio | 1 | $ 53,000 | $ 53,000 | $ 62,000 |
| Jefferson County Ohio | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Lake County Ohio | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Noble County Ohio | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Ottawa County Ohio | 1 | $ 99,000 | $ 99,000 | $ 248,000 |
| Putnam County Ohio | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Trumbull County Ohio | 1 | $ 281,000 | $ 281,000 | $ 240,000 |
| Washington County Ohio | 1 | $ 178,000 | $ 178,000 | $ 101,000 |
| Wood County Ohio | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Wyandot County Ohio | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Carter County Oklahoma | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Allegheny County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 98,000 |
| Butler County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Lehigh County Pennsylvania | 1 | $ 352,000 | $ 352,000 | $ 129,000 |
| Montgomery County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 373,000 |
| Aiken County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 32,000 |
| Beaufort County South Carolina | 1 | $ 3,020,000 | $ 3,020,000 | $ 1,225,000 |
| Greenville County South Carolina | 1 | $ 741,000 | $ 741,000 | $ 13,000 |
| Horry County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 588,000 |
| Oconee County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 202,000 |
| Blount County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 81,000 |
| Carroll County Tennessee | 1 | $ 393,000 | $ 393,000 | $ 83,000 |
| Franklin County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 65,000 |
| Hamilton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Hawkins County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Knox County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 132,000 |
| Union County Tennessee | 1 | $ 333,000 | $ 333,000 | $ 70,000 |
| Tarrant County Texas | 1 | $ 218,000 | $ 218,000 | $ 122,000 |
| Wise County Texas | 1 | $ 198,000 | $ 198,000 | $ 122,000 |
| Arlington County Virginia | 1 | $ 321,000 | $ 321,000 | $ 228,000 |
| Chesterfield County Virginia | 1 | $ 406,000 | $ 406,000 | $ 88,000 |
| Fairfax County Virginia | 1 | $ 380,000 | $ 380,000 | $ 822,000 |
| Pierce County Washington | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Brooke County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 151,000 |
| Milwaukee County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
| Outagamie County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,973 | $622,809,000 | $156,000 | $4,000,000 | $88,000 | $6,889,000 |
| Home Purchase | 3,452 | $557,378,000 | $161,000 | $3,400,000 | $84,000 | $6,889,000 |
| Home Improvement | 47 | $6,625,000 | $140,000 | $417,000 | $82,000 | $243,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,772 | $1,082,911,000 | $159,000 | $4,000,000 | $87,000 | $6,889,000 |
| Black or African American | 445 | $55,580,000 | $124,000 | $2,000,000 | $72,000 | $6,807,000 |
| Asian | 131 | $22,521,000 | $171,000 | $807,000 | $93,000 | $423,000 |
| Hispanic | 62 | $9,445,000 | $152,000 | $619,000 | $67,000 | $280,000 |
| Not applicable | 33 | $11,661,000 | $353,000 | $3,230,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $2,653,000 | $156,000 | $417,000 | $76,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,041,000 | $170,000 | $336,000 | $114,000 | $226,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,380 | $1,048,577,000 | $164,000 | $4,000,000 | $92,000 | $6,889,000 |
| FHA-insured (Federal Housing Administration) | 975 | $119,482,000 | $122,000 | $283,000 | $52,000 | $1,230,000 |
| VA-guaranteed (Veterans Administration) | 117 | $18,753,000 | $160,000 | $339,000 | $63,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,501 | $868,758,000 | $157,000 | $4,000,000 | $88,000 | $6,889,000 |
| Application Denied By Financial Institution | 1,360 | $212,446,000 | $156,000 | $2,700,000 | $71,000 | $6,889,000 |
| Application Withdrawn By Applicant | 441 | $78,330,000 | $177,000 | $3,400,000 | $105,000 | $6,807,000 |
| Application Approved But Not Accepted | 170 | $27,278,000 | $160,000 | $3,000,000 | $90,000 | $2,674,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 420 | $53,664,000 | $127,000 | $628,000 | $51,000 | $297,000 |
| Debt-To-Income Ratio | 309 | $57,986,000 | $187,000 | $2,700,000 | $63,000 | $600,000 |
| Credit Application Incomplete | 287 | $46,271,000 | $161,000 | $2,000,000 | $94,000 | $6,889,000 |
| Other | 146 | $26,951,000 | $184,000 | $2,000,000 | $93,000 | $720,000 |
| Collateral | 133 | $18,811,000 | $141,000 | $768,000 | $93,000 | $352,000 |
| Unverifiable Information | 52 | $6,973,000 | $134,000 | $417,000 | $45,000 | $258,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,152,000 | $164,000 | $624,000 | $87,000 | $312,000 |
| Employment History | 6 | $638,000 | $106,000 | $152,000 | $39,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.