United Community Bank Mortgage Lending & HMDA Data, 2023

In 2023, United Community Bank of Greenville, SC reported 17,217 mortgage applications totaling $3.3 billion, down 22% from 2022. The average application was for $192,943, and applicants reported an average income of $126,415. 41% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,079), Greenville-Anderson-Mauldin, SC (537) and Nashville-Davidson--Murfreesboro--Franklin, TN (472) (applications in parentheses).

Mortgage Company & Address United Community Bank
Po Box 398
Greenville, SC 29601
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 17,217
Total Mortgage Loan Application Amount $3,321,905,000
Average Mortgage Loan Application Amount $192,943
Highest Mortgage Loan Application Amount $31,805,000
Average Applicant Income $126,415
Highest Applicant Income $9,668,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Community Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greenville, South Carolina 340 $ 66,340,000 $ 195,117 $ 153,000
Hall, Georgia 270 $ 59,100,000 $ 218,888 $ 204,000
Fannin, Georgia 248 $ 54,250,000 $ 218,750 $ 144,000
Cobb, Georgia 240 $ 59,340,000 $ 247,250 $ 192,000
Wake, North Carolina 239 $ 80,165,000 $ 335,418 $ 173,000
Gilmer, Georgia 235 $ 54,775,000 $ 233,085 $ 167,000
Fulton, Georgia 219 $ 72,575,000 $ 331,392 $ 238,000
Union, Georgia 212 $ 41,020,000 $ 193,490 $ 164,000
Horry, South Carolina 192 $ 31,220,000 $ 162,604 $ 108,000
Floyd, Georgia 190 $ 32,960,000 $ 173,473 $ 136,000
Spartanburg, South Carolina 178 $ 24,180,000 $ 135,842 $ 129,000
Johnston, North Carolina 175 $ 32,195,000 $ 183,971 $ 125,000
White, Georgia 174 $ 29,170,000 $ 167,643 $ 108,000
Mecklenburg, North Carolina 167 $ 50,905,000 $ 304,820 $ 182,000
Henderson, North Carolina 166 $ 43,230,000 $ 260,421 $ 138,000
Liberty, Texas 163 $ 15,695,000 $ 96,288 $ 83,000
Gwinnett, Georgia 157 $ 37,485,000 $ 238,757 $ 162,000
Cherokee, Georgia 154 $ 36,620,000 $ 237,792 $ 170,000
Forsyth, Georgia 146 $ 51,680,000 $ 353,972 $ 165,000
Bradley, Tennessee 145 $ 28,625,000 $ 197,413 $ 95,000
Madison, Alabama 141 $ 43,075,000 $ 305,496 $ 209,000
Chattooga, Georgia 139 $ 13,925,000 $ 100,179 $ 93,000
Pickens, Georgia 137 $ 24,585,000 $ 179,452 $ 127,000
Charleston, South Carolina 137 $ 69,435,000 $ 506,824 $ 226,000
Carroll, Georgia 134 $ 33,800,000 $ 252,238 $ 154,000
Habersham, Georgia 128 $ 20,130,000 $ 157,265 $ 107,000
Mitchell, North Carolina 128 $ 23,140,000 $ 180,781 $ 120,000
Lumpkin, Georgia 121 $ 21,355,000 $ 176,487 $ 124,000
Loudon, Tennessee 121 $ 31,715,000 $ 262,107 $ 150,000
DeKalb, Georgia 118 $ 27,280,000 $ 231,186 $ 137,000
Montgomery, Texas 117 $ 11,745,000 $ 100,384 $ 75,000
Dawson, Georgia 116 $ 24,340,000 $ 209,827 $ 130,000
Cherokee, North Carolina 114 $ 15,430,000 $ 135,350 $ 104,000
Maury, Tennessee 113 $ 16,145,000 $ 142,876 $ 96,000
Avery, North Carolina 110 $ 30,820,000 $ 280,181 $ 199,000
Glynn, Georgia 107 $ 28,705,000 $ 268,271 $ 155,000
Anderson, South Carolina 105 $ 15,145,000 $ 144,238 $ 109,000
Davidson, Tennessee 105 $ 33,745,000 $ 321,380 $ 162,000
Knox, Tennessee 104 $ 30,030,000 $ 288,750 $ 171,000
Tuscaloosa, Alabama 98 $ 18,540,000 $ 189,183 $ 108,000
Walton, Florida 97 $ 54,535,000 $ 562,216 $ 446,000
Chatham, Georgia 97 $ 23,425,000 $ 241,494 $ 243,000
Macon, North Carolina 94 $ 12,800,000 $ 136,170 $ 121,000
Bartow, Georgia 93 $ 17,965,000 $ 193,172 $ 137,000
Transylvania, North Carolina 91 $ 20,765,000 $ 228,186 $ 150,000
Yancey, North Carolina 90 $ 19,780,000 $ 219,777 $ 145,000
Paulding, Georgia 88 $ 20,130,000 $ 228,750 $ 139,000
Towns, Georgia 88 $ 16,500,000 $ 187,500 $ 134,000
Jackson, Georgia 83 $ 15,645,000 $ 188,493 $ 123,000
Tangipahoa, Louisiana 80 $ 7,770,000 $ 97,125 $ 62,000
Jackson, North Carolina 72 $ 25,460,000 $ 353,611 $ 269,000
Beaufort, South Carolina 72 $ 22,150,000 $ 307,638 $ 270,000
Iredell, North Carolina 69 $ 24,465,000 $ 354,565 $ 348,000
Cheatham, Tennessee 68 $ 8,080,000 $ 118,823 $ 98,000
Montgomery, Tennessee 65 $ 8,955,000 $ 137,769 $ 79,000
Hamilton, Tennessee 64 $ 18,540,000 $ 289,687 $ 152,000
Hardin, Texas 64 $ 6,000,000 $ 93,750 $ 83,000
Rabun, Georgia 63 $ 14,905,000 $ 236,587 $ 189,000
Jefferson, Alabama 62 $ 10,100,000 $ 162,903 $ 136,000
Coweta, Georgia 62 $ 15,010,000 $ 242,096 $ 171,000
Clay, North Carolina 60 $ 11,540,000 $ 192,333 $ 112,000
Harris, Texas 60 $ 6,070,000 $ 101,166 $ 82,000
Clayton, Georgia 58 $ 12,020,000 $ 207,241 $ 70,000
Henry, Georgia 55 $ 13,345,000 $ 242,636 $ 108,000
Haywood, North Carolina 55 $ 12,845,000 $ 233,545 $ 175,000
Richland, South Carolina 55 $ 7,845,000 $ 142,636 $ 118,000
Lauderdale, Alabama 54 $ 10,540,000 $ 195,185 $ 127,000
Swain, North Carolina 53 $ 8,085,000 $ 152,547 $ 110,000
Banks, Georgia 52 $ 6,990,000 $ 134,423 $ 105,000
Newton, Georgia 52 $ 10,860,000 $ 208,846 $ 114,000
Bay, Florida 51 $ 21,765,000 $ 426,764 $ 207,000
Robertson, Tennessee 50 $ 7,520,000 $ 150,400 $ 105,000
Baldwin, Alabama 47 $ 13,675,000 $ 290,957 $ 172,000
Lafayette, Louisiana 47 $ 5,095,000 $ 108,404 $ 73,000
Watauga, North Carolina 47 $ 16,835,000 $ 358,191 $ 186,000
Roane, Tennessee 47 $ 9,705,000 $ 206,489 $ 137,000
Williamson, Tennessee 47 $ 24,015,000 $ 510,957 $ 264,000
Madison, Georgia 46 $ 5,840,000 $ 126,956 $ 79,000
Laurens, South Carolina 46 $ 5,360,000 $ 116,521 $ 134,000
Pickens, South Carolina 46 $ 8,240,000 $ 179,130 $ 111,000
Jasper, Texas 46 $ 4,100,000 $ 89,130 $ 74,000
Duval, Florida 45 $ 50,865,000 $ 1,130,333 $ 232,000
Greenwood, South Carolina 44 $ 6,410,000 $ 145,681 $ 100,000
Sumner, Tennessee 44 $ 12,200,000 $ 277,272 $ 159,000
Hidalgo, Texas 44 $ 4,250,000 $ 96,590 $ 67,000
Morgan, Alabama 43 $ 8,365,000 $ 194,534 $ 116,000
Fayette, Georgia 43 $ 13,045,000 $ 303,372 $ 153,000
Rapides, Louisiana 43 $ 4,835,000 $ 112,441 $ 73,000
Buncombe, North Carolina 42 $ 13,510,000 $ 321,666 $ 232,000
Bowie, Texas 41 $ 4,525,000 $ 110,365 $ 81,000
Ector, Texas 41 $ 4,455,000 $ 108,658 $ 90,000
Okaloosa, Florida 40 $ 19,360,000 $ 484,000 $ 340,000
Douglas, Georgia 40 $ 10,260,000 $ 256,500 $ 107,000
Ouachita, Louisiana 40 $ 4,190,000 $ 104,750 $ 74,000
Harnett, North Carolina 40 $ 8,350,000 $ 208,750 $ 84,000
Lexington, South Carolina 40 $ 5,010,000 $ 125,250 $ 129,000
Walton, Georgia 38 $ 7,100,000 $ 186,842 $ 139,000
Bryan, Oklahoma 38 $ 4,250,000 $ 111,842 $ 112,000
Gordon, Georgia 37 $ 6,505,000 $ 175,810 $ 91,000
Terrebonne, Louisiana 37 $ 2,715,000 $ 73,378 $ 61,000
Mobile, Alabama 36 $ 4,220,000 $ 117,222 $ 66,000
Rockdale, Georgia 36 $ 7,310,000 $ 203,055 $ 121,000
Oconee, Georgia 35 $ 19,375,000 $ 553,571 $ 163,000
Monroe, Tennessee 35 $ 8,425,000 $ 240,714 $ 121,000
Clarke, Georgia 33 $ 7,775,000 $ 235,606 $ 118,000
Calcasieu, Louisiana 33 $ 2,635,000 $ 79,848 $ 56,000
Livingston, Louisiana 33 $ 3,245,000 $ 98,333 $ 55,000
Monroe, Mississippi 33 $ 3,055,000 $ 92,575 $ 60,000
Panola, Mississippi 33 $ 3,475,000 $ 105,303 $ 54,000
Berkeley, South Carolina 33 $ 8,575,000 $ 259,848 $ 118,000
Tyler, Texas 33 $ 3,115,000 $ 94,393 $ 85,000
Garland, Arkansas 32 $ 2,890,000 $ 90,312 $ 61,000
Palm Beach, Florida 32 $ 29,320,000 $ 916,250 $ 531,000
St. Landry, Louisiana 32 $ 3,280,000 $ 102,500 $ 64,000
Smith, Texas 32 $ 2,990,000 $ 93,437 $ 70,000
Orange, Florida 31 $ 9,025,000 $ 291,129 $ 213,000
Newton, Texas 31 $ 2,635,000 $ 85,000 $ 66,000
Walker, Alabama 30 $ 2,810,000 $ 93,666 $ 53,000
Graham, North Carolina 30 $ 3,300,000 $ 110,000 $ 101,000
Polk, Tennessee 30 $ 5,640,000 $ 188,000 $ 91,000
San Jacinto, Texas 30 $ 3,120,000 $ 104,000 $ 75,000
Bossier, Louisiana 29 $ 2,805,000 $ 96,724 $ 59,000
McCurtain, Oklahoma 29 $ 2,755,000 $ 95,000 $ 102,000
Colbert, Alabama 28 $ 5,030,000 $ 179,642 $ 133,000
Lafourche, Louisiana 28 $ 2,180,000 $ 77,857 $ 57,000
Lee, Mississippi 27 $ 2,655,000 $ 98,333 $ 54,000
Brazos, Texas 27 $ 2,775,000 $ 102,777 $ 87,000
Henderson, Texas 27 $ 2,525,000 $ 93,518 $ 78,000
Beauregard, Louisiana 26 $ 3,070,000 $ 118,076 $ 74,000
Franklin, Louisiana 26 $ 2,170,000 $ 83,461 $ 57,000
Durham, North Carolina 26 $ 9,490,000 $ 365,000 $ 210,000
Miami-Dade, Florida 24 $ 10,770,000 $ 448,750 $ 316,000
Rutherford, Tennessee 24 $ 7,620,000 $ 317,500 $ 127,000
Polk, Texas 24 $ 2,310,000 $ 96,250 $ 75,000
Limestone, Alabama 23 $ 5,565,000 $ 241,956 $ 128,000
Shelby, Alabama 23 $ 4,045,000 $ 175,869 $ 217,000
Broward, Florida 23 $ 10,835,000 $ 471,086 $ 319,000
Clay, Florida 23 $ 4,675,000 $ 203,260 $ 106,000
Jones, Mississippi 23 $ 2,195,000 $ 95,434 $ 62,000
New Hanover, North Carolina 23 $ 14,265,000 $ 620,217 $ 683,000
Navarro, Texas 23 $ 2,365,000 $ 102,826 $ 96,000
Polk, Georgia 22 $ 4,800,000 $ 218,181 $ 117,000
Caddo, Louisiana 22 $ 2,400,000 $ 109,090 $ 57,000
Lincoln, Louisiana 22 $ 2,410,000 $ 109,545 $ 80,000
Scott, Mississippi 22 $ 2,070,000 $ 94,090 $ 48,000
Carter, Oklahoma 22 $ 2,940,000 $ 133,636 $ 73,000
Dorchester, South Carolina 22 $ 5,970,000 $ 271,363 $ 265,000
Orange, Texas 22 $ 2,140,000 $ 97,272 $ 71,000
Barrow, Georgia 21 $ 4,275,000 $ 203,571 $ 116,000
St. Martin, Louisiana 21 $ 2,105,000 $ 100,238 $ 69,000
Copiah, Mississippi 21 $ 2,055,000 $ 97,857 $ 73,000
Blount, Tennessee 21 $ 5,485,000 $ 261,190 $ 178,000
Hickman, Tennessee 21 $ 1,945,000 $ 92,619 $ 68,000
Franklin, Georgia 20 $ 5,050,000 $ 252,500 $ 171,000
Walker, Georgia 20 $ 2,480,000 $ 124,000 $ 118,000
St. Charles, Louisiana 20 $ 1,310,000 $ 65,500 $ 51,000
Vernon, Louisiana 20 $ 2,210,000 $ 110,500 $ 74,000
Oconee, South Carolina 20 $ 9,770,000 $ 488,500 $ 244,000
Van Zandt, Texas 20 $ 2,450,000 $ 122,500 $ 82,000
Richland, Louisiana 19 $ 1,755,000 $ 92,368 $ 74,000
Rankin, Mississippi 19 $ 1,855,000 $ 97,631 $ 57,000
Simpson, Mississippi 19 $ 1,935,000 $ 101,842 $ 63,000
McDowell, North Carolina 19 $ 6,135,000 $ 322,894 $ 173,000
Cameron, Texas 19 $ 1,875,000 $ 98,684 $ 57,000
Chilton, Alabama 18 $ 1,920,000 $ 106,666 $ 76,000
Cullman, Alabama 18 $ 2,020,000 $ 112,222 $ 66,000
Hot Spring, Arkansas 18 $ 1,660,000 $ 92,222 $ 59,000
Miller, Arkansas 18 $ 1,510,000 $ 83,888 $ 77,000
Saline, Arkansas 18 $ 2,480,000 $ 137,777 $ 79,000
Effingham, Georgia 18 $ 2,020,000 $ 112,222 $ 105,000
Acadia, Louisiana 18 $ 2,010,000 $ 111,666 $ 70,000
Pontotoc, Mississippi 18 $ 1,820,000 $ 101,111 $ 59,000
Union, Mississippi 18 $ 1,890,000 $ 105,000 $ 52,000
Warren, Mississippi 18 $ 1,460,000 $ 81,111 $ 74,000
Wayne, Mississippi 18 $ 1,710,000 $ 95,000 $ 65,000
Cherokee, South Carolina 18 $ 2,380,000 $ 132,222 $ 123,000
Wood, Texas 18 $ 1,750,000 $ 97,222 $ 69,000
Hillsborough, Florida 17 $ 6,695,000 $ 393,823 $ 174,000
Heard, Georgia 17 $ 4,285,000 $ 252,058 $ 130,000
Marshall, Oklahoma 17 $ 2,035,000 $ 119,705 $ 97,000
Cass, Texas 17 $ 1,725,000 $ 101,470 $ 68,000
Freestone, Texas 17 $ 1,855,000 $ 109,117 $ 93,000
Cherokee, Alabama 16 $ 2,800,000 $ 175,000 $ 112,000
Pike, Arkansas 16 $ 1,490,000 $ 93,125 $ 60,000
De Soto, Louisiana 16 $ 1,690,000 $ 105,625 $ 62,000
Union, Louisiana 16 $ 1,670,000 $ 104,375 $ 72,000
Hinds, Mississippi 16 $ 1,740,000 $ 108,750 $ 72,000
Franklin, North Carolina 16 $ 3,620,000 $ 226,250 $ 122,000
Pittsburg, Oklahoma 16 $ 1,590,000 $ 99,375 $ 99,000
Midland, Texas 16 $ 1,830,000 $ 114,375 $ 82,000
Grant, Arkansas 15 $ 2,005,000 $ 133,666 $ 101,000
Brevard, Florida 15 $ 4,405,000 $ 293,666 $ 282,000
Polk, Florida 15 $ 3,415,000 $ 227,666 $ 167,000
Ascension, Louisiana 15 $ 1,835,000 $ 122,333 $ 65,000
Vermilion, Louisiana 15 $ 1,535,000 $ 102,333 $ 46,000
Webster, Louisiana 15 $ 1,545,000 $ 103,000 $ 64,000
Smith, Mississippi 15 $ 1,545,000 $ 103,000 $ 68,000
Grayson, Texas 15 $ 1,995,000 $ 133,000 $ 127,000
Rusk, Texas 15 $ 1,425,000 $ 95,000 $ 75,000
Ashley, Arkansas 14 $ 1,260,000 $ 90,000 $ 76,000
Faulkner, Arkansas 14 $ 1,520,000 $ 108,571 $ 66,000
Jefferson, Mississippi 14 $ 1,190,000 $ 85,000 $ 67,000
Lauderdale, Mississippi 14 $ 1,210,000 $ 86,428 $ 47,000
Brunswick, North Carolina 14 $ 4,020,000 $ 287,142 $ 177,000
Orange, North Carolina 14 $ 4,480,000 $ 320,000 $ 257,000
Bexar, Texas 14 $ 1,610,000 $ 115,000 $ 70,000
Talladega, Alabama 13 $ 1,595,000 $ 122,692 $ 64,000
Columbia, Arkansas 13 $ 1,515,000 $ 116,538 $ 85,000
Santa Rosa, Florida 13 $ 3,185,000 $ 245,000 $ 178,000
St. Johns, Florida 13 $ 12,295,000 $ 945,769 $ 609,000
Stephens, Georgia 13 $ 2,265,000 $ 174,230 $ 141,000
Sabine, Louisiana 13 $ 1,515,000 $ 116,538 $ 75,000
Washington, Louisiana 13 $ 1,315,000 $ 101,153 $ 51,000
West Carroll, Louisiana 13 $ 1,215,000 $ 93,461 $ 67,000
Itawamba, Mississippi 13 $ 1,155,000 $ 88,846 $ 52,000
Jefferson Davis, Mississippi 13 $ 1,135,000 $ 87,307 $ 58,000
Oktibbeha, Mississippi 13 $ 1,345,000 $ 103,461 $ 59,000
Johnston, Oklahoma 13 $ 1,285,000 $ 98,846 $ 127,000
Le Flore, Oklahoma 13 $ 1,395,000 $ 107,307 $ 73,000
York, South Carolina 13 $ 3,655,000 $ 281,153 $ 136,000
McMinn, Tennessee 13 $ 2,865,000 $ 220,384 $ 122,000
Burleson, Texas 13 $ 1,305,000 $ 100,384 $ 116,000
Jefferson, Texas 13 $ 1,095,000 $ 84,230 $ 59,000
Tarrant, Texas 13 $ 1,415,000 $ 108,846 $ 81,000
Avoyelles, Louisiana 12 $ 1,100,000 $ 91,666 $ 48,000
Concordia, Louisiana 12 $ 1,150,000 $ 95,833 $ 45,000
Winn, Louisiana 12 $ 1,310,000 $ 109,166 $ 64,000
Lincoln, Mississippi 12 $ 1,190,000 $ 99,166 $ 70,000
Cabarrus, North Carolina 12 $ 4,060,000 $ 338,333 $ 153,000
Atoka, Oklahoma 12 $ 1,660,000 $ 138,333 $ 102,000
Georgetown, South Carolina 12 $ 2,570,000 $ 214,166 $ 320,000
Cherokee, Texas 12 $ 1,330,000 $ 110,833 $ 80,000
Parker, Texas 12 $ 1,430,000 $ 119,166 $ 79,000
Shelby, Texas 12 $ 1,260,000 $ 105,000 $ 68,000
St. Clair, Alabama 11 $ 1,545,000 $ 140,454 $ 113,000
Nevada, Arkansas 11 $ 1,165,000 $ 105,909 $ 102,000
Collier, Florida 11 $ 5,745,000 $ 522,272 $ 246,000
Bienville, Louisiana 11 $ 1,145,000 $ 104,090 $ 78,000
Iberia, Louisiana 11 $ 1,275,000 $ 115,909 $ 75,000
Claiborne, Mississippi 11 $ 1,025,000 $ 93,181 $ 68,000
Covington, Mississippi 11 $ 975,000 $ 88,636 $ 53,000
Jasper, Mississippi 11 $ 1,055,000 $ 95,909 $ 54,000
Walthall, Mississippi 11 $ 1,025,000 $ 93,181 $ 43,000
Burke, North Carolina 11 $ 1,945,000 $ 176,818 $ 137,000
Carteret, North Carolina 11 $ 5,575,000 $ 506,818 $ 335,000
Chatham, North Carolina 11 $ 4,005,000 $ 364,090 $ 228,000
Cumberland, North Carolina 11 $ 3,125,000 $ 284,090 $ 115,000
Guilford, North Carolina 11 $ 3,835,000 $ 348,636 $ 239,000
Abbeville, South Carolina 11 $ 2,175,000 $ 197,727 $ 533,000
Cooke, Texas 11 $ 1,515,000 $ 137,727 $ 123,000
Harrison, Texas 11 $ 1,225,000 $ 111,363 $ 77,000
Blount, Alabama 10 $ 1,080,000 $ 108,000 $ 72,000
Marshall, Alabama 10 $ 1,930,000 $ 193,000 $ 97,000
Pinellas, Florida 10 $ 2,710,000 $ 271,000 $ 168,000
Seminole, Florida 10 $ 1,950,000 $ 195,000 $ 110,000
Volusia, Florida 10 $ 2,720,000 $ 272,000 $ 232,000
Hart, Georgia 10 $ 1,680,000 $ 168,000 $ 90,000
Jasper, Georgia 10 $ 2,310,000 $ 231,000 $ 112,000
Assumption, Louisiana 10 $ 1,040,000 $ 104,000 $ 79,000
Grant, Louisiana 10 $ 1,110,000 $ 111,000 $ 69,000
La Salle, Louisiana 10 $ 1,330,000 $ 133,000 $ 80,000
Natchitoches, Louisiana 10 $ 1,370,000 $ 137,000 $ 92,000
St. Helena, Louisiana 10 $ 1,030,000 $ 103,000 $ 57,000
St. Tammany, Louisiana 10 $ 1,040,000 $ 104,000 $ 69,000
Adams, Mississippi 10 $ 970,000 $ 97,000 $ 75,000
Madison, Mississippi 10 $ 1,280,000 $ 128,000 $ 80,000
Perry, Mississippi 10 $ 870,000 $ 87,000 $ 56,000
Tishomingo, Mississippi 10 $ 1,020,000 $ 102,000 $ 59,000
Washington, Mississippi 10 $ 850,000 $ 85,000 $ 50,000
Duplin, North Carolina 10 $ 700,000 $ 70,000 $ 67,000
Nash, North Carolina 10 $ 2,310,000 $ 231,000 $ 81,000
Polk, North Carolina 10 $ 3,410,000 $ 341,000 $ 111,000
Union, North Carolina 10 $ 3,560,000 $ 356,000 $ 160,000
Choctaw, Oklahoma 10 $ 1,100,000 $ 110,000 $ 77,000
Cleveland, Oklahoma 10 $ 1,350,000 $ 135,000 $ 76,000
Grady, Oklahoma 10 $ 1,030,000 $ 103,000 $ 85,000
Pottawatomie, Oklahoma 10 $ 1,280,000 $ 128,000 $ 76,000
Sevier, Tennessee 10 $ 3,370,000 $ 337,000 $ 168,000
Grimes, Texas 10 $ 970,000 $ 97,000 $ 80,000
Panola, Texas 10 $ 1,210,000 $ 121,000 $ 62,000
Robertson, Texas 10 $ 1,220,000 $ 122,000 $ 132,000
Upshur, Texas 10 $ 850,000 $ 85,000 $ 48,000
Autauga, Alabama 9 $ 1,035,000 $ 115,000 $ 79,000
Lawrence, Alabama 9 $ 1,335,000 $ 148,333 $ 68,000
Lee, Alabama 9 $ 3,295,000 $ 366,111 $ 236,000
Hempstead, Arkansas 9 $ 895,000 $ 99,444 $ 63,000
Lonoke, Arkansas 9 $ 1,135,000 $ 126,111 $ 66,000
Pulaski, Arkansas 9 $ 1,065,000 $ 118,333 $ 60,000
White, Arkansas 9 $ 1,225,000 $ 136,111 $ 75,000
Sarasota, Florida 9 $ 2,365,000 $ 262,777 $ 122,000
Haralson, Georgia 9 $ 1,855,000 $ 206,111 $ 65,000
McIntosh, Georgia 9 $ 1,715,000 $ 190,555 $ 121,000
Spalding, Georgia 9 $ 1,785,000 $ 198,333 $ 109,000
Caldwell, Louisiana 9 $ 1,005,000 $ 111,666 $ 66,000
Evangeline, Louisiana 9 $ 1,005,000 $ 111,666 $ 91,000
Jackson, Louisiana 9 $ 965,000 $ 107,222 $ 68,000
Morehouse, Louisiana 9 $ 1,365,000 $ 151,666 $ 100,000
St. John the Baptist, Louisiana 9 $ 685,000 $ 76,111 $ 49,000
Lafayette, Mississippi 9 $ 695,000 $ 77,222 $ 62,000
Neshoba, Mississippi 9 $ 1,035,000 $ 115,000 $ 59,000
Pearl River, Mississippi 9 $ 1,105,000 $ 122,777 $ 57,000
Pike, Mississippi 9 $ 1,035,000 $ 115,000 $ 56,000
Yazoo, Mississippi 9 $ 615,000 $ 68,333 $ 80,000
Pender, North Carolina 9 $ 3,235,000 $ 359,444 $ 240,000
Lincoln, Oklahoma 9 $ 1,235,000 $ 137,222 $ 91,000
Hunt, Texas 9 $ 915,000 $ 101,666 $ 58,000
Kaufman, Texas 9 $ 955,000 $ 106,111 $ 77,000
Little River, Arkansas 8 $ 850,000 $ 106,250 $ 72,000
Manatee, Florida 8 $ 4,060,000 $ 507,500 $ 246,000
Butts, Georgia 8 $ 2,080,000 $ 260,000 $ 151,000
Camden, Georgia 8 $ 1,210,000 $ 151,250 $ 112,000
Oglethorpe, Georgia 8 $ 1,110,000 $ 138,750 $ 71,000
Allen, Louisiana 8 $ 1,110,000 $ 138,750 $ 91,000
St. Mary, Louisiana 8 $ 820,000 $ 102,500 $ 47,000
Attala, Mississippi 8 $ 900,000 $ 112,500 $ 71,000
DeSoto, Mississippi 8 $ 910,000 $ 113,750 $ 97,000
Holmes, Mississippi 8 $ 770,000 $ 96,250 $ 56,000
Lamar, Mississippi 8 $ 890,000 $ 111,250 $ 62,000
Lowndes, Mississippi 8 $ 550,000 $ 68,750 $ 54,000
Tallahatchie, Mississippi 8 $ 660,000 $ 82,500 $ 51,000
Alamance, North Carolina 8 $ 2,150,000 $ 268,750 $ 94,000
Gaston, North Carolina 8 $ 1,750,000 $ 218,750 $ 84,000
Rowan, North Carolina 8 $ 1,340,000 $ 167,500 $ 104,000
Love, Oklahoma 8 $ 1,010,000 $ 126,250 $ 103,000
Florence, South Carolina 8 $ 1,620,000 $ 202,500 $ 70,000
Giles, Tennessee 8 $ 1,770,000 $ 221,250 $ 70,000
Anderson, Texas 8 $ 1,090,000 $ 136,250 $ 98,000
Brazoria, Texas 8 $ 810,000 $ 101,250 $ 80,000
Chambers, Texas 8 $ 760,000 $ 95,000 $ 84,000
Fannin, Texas 8 $ 1,040,000 $ 130,000 $ 91,000
Fayette, Texas 8 $ 1,140,000 $ 142,500 $ 100,000
Hood, Texas 8 $ 910,000 $ 113,750 $ 86,000
Lubbock, Texas 8 $ 670,000 $ 83,750 $ 67,000
Trinity, Texas 8 $ 770,000 $ 96,250 $ 89,000
Hale, Alabama 7 $ 1,535,000 $ 219,285 $ 114,000
Randolph, Alabama 7 $ 2,655,000 $ 379,285 $ 201,000
Conway, Arkansas 7 $ 855,000 $ 122,142 $ 77,000
Howard, Arkansas 7 $ 775,000 $ 110,714 $ 56,000
Brantley, Georgia 7 $ 1,125,000 $ 160,714 $ 94,000
Liberty, Georgia 7 $ 945,000 $ 135,000 $ 149,000
Morgan, Georgia 7 $ 1,505,000 $ 215,000 $ 117,000
Troup, Georgia 7 $ 905,000 $ 129,285 $ 118,000
Ware, Georgia 7 $ 385,000 $ 55,000 $ 83,000
Claiborne, Louisiana 7 $ 715,000 $ 102,142 $ 53,000
East Baton Rouge, Louisiana 7 $ 765,000 $ 109,285 $ 67,000
Jefferson, Louisiana 7 $ 425,000 $ 60,714 $ 50,000
West Baton Rouge, Louisiana 7 $ 805,000 $ 115,000 $ 65,000
Clarke, Mississippi 7 $ 855,000 $ 122,142 $ 63,000
Forrest, Mississippi 7 $ 665,000 $ 95,000 $ 61,000
George, Mississippi 7 $ 605,000 $ 86,428 $ 69,000
Grenada, Mississippi 7 $ 885,000 $ 126,428 $ 61,000
Lawrence, Mississippi 7 $ 725,000 $ 103,571 $ 75,000
Noxubee, Mississippi 7 $ 605,000 $ 86,428 $ 48,000
Prentiss, Mississippi 7 $ 555,000 $ 79,285 $ 36,000
Oklahoma, Oklahoma 7 $ 835,000 $ 119,285 $ 60,000
Colleton, South Carolina 7 $ 1,865,000 $ 266,428 $ 101,000
Anderson, Tennessee 7 $ 1,475,000 $ 210,714 $ 161,000
Dickson, Tennessee 7 $ 1,325,000 $ 189,285 $ 137,000
Collin, Texas 7 $ 705,000 $ 100,714 $ 88,000
Gregg, Texas 7 $ 535,000 $ 76,428 $ 60,000
Hill, Texas 7 $ 875,000 $ 125,000 $ 135,000
Waller, Texas 7 $ 775,000 $ 110,714 $ 81,000
Bibb, Alabama 6 $ 720,000 $ 120,000 $ 69,000
Elmore, Alabama 6 $ 960,000 $ 160,000 $ 110,000
Jackson, Alabama 6 $ 580,000 $ 96,666 $ 85,000
Lamar, Alabama 6 $ 600,000 $ 100,000 $ 49,000
Tallapoosa, Alabama 6 $ 610,000 $ 101,666 $ 86,000
Cleburne, Arkansas 6 $ 760,000 $ 126,666 $ 99,000
Montgomery, Arkansas 6 $ 570,000 $ 95,000 $ 51,000
Lake, Florida 6 $ 26,680,000 $ 4,446,666 $ 251,000
Bryan, Georgia 6 $ 1,190,000 $ 198,333 $ 201,000
Elbert, Georgia 6 $ 690,000 $ 115,000 $ 66,000
Meriwether, Georgia 6 $ 1,480,000 $ 246,666 $ 86,000
Pierce, Georgia 6 $ 430,000 $ 71,666 $ 95,000
Bolivar, Mississippi 6 $ 610,000 $ 101,666 $ 47,000
Chickasaw, Mississippi 6 $ 670,000 $ 111,666 $ 53,000
Clay, Mississippi 6 $ 380,000 $ 63,333 $ 53,000
Newton, Mississippi 6 $ 730,000 $ 121,666 $ 77,000
Tate, Mississippi 6 $ 620,000 $ 103,333 $ 37,000
Tippah, Mississippi 6 $ 530,000 $ 88,333 $ 51,000
Winston, Mississippi 6 $ 560,000 $ 93,333 $ 60,000
Person, North Carolina 6 $ 1,910,000 $ 318,333 $ 98,000
Canadian, Oklahoma 6 $ 790,000 $ 131,666 $ 63,000
Hughes, Oklahoma 6 $ 730,000 $ 121,666 $ 74,000
Murray, Oklahoma 6 $ 670,000 $ 111,666 $ 86,000
Lancaster, South Carolina 6 $ 1,500,000 $ 250,000 $ 119,000
Lewis, Tennessee 6 $ 790,000 $ 131,666 $ 91,000
Wilson, Tennessee 6 $ 1,090,000 $ 181,666 $ 136,000
Angelina, Texas 6 $ 630,000 $ 105,000 $ 78,000
Atascosa, Texas 6 $ 660,000 $ 110,000 $ 121,000
Bastrop, Texas 6 $ 700,000 $ 116,666 $ 86,000
Hopkins, Texas 6 $ 630,000 $ 105,000 $ 122,000
Leon, Texas 6 $ 640,000 $ 106,666 $ 142,000
Madison, Texas 6 $ 560,000 $ 93,333 $ 69,000
Montague, Texas 6 $ 820,000 $ 136,666 $ 92,000
Morris, Texas 6 $ 740,000 $ 123,333 $ 87,000
Starr, Texas 6 $ 530,000 $ 88,333 $ 80,000
Walker, Texas 6 $ 550,000 $ 91,666 $ 64,000
Fayette, Alabama 5 $ 385,000 $ 77,000 $ 63,000
Greene, Alabama 5 $ 355,000 $ 71,000 $ 46,000
Sumter, Alabama 5 $ 475,000 $ 95,000 $ 214,000
Winston, Alabama 5 $ 715,000 $ 143,000 $ 210,000
Clark, Arkansas 5 $ 475,000 $ 95,000 $ 51,000
Lincoln, Arkansas 5 $ 445,000 $ 89,000 $ 127,000
Polk, Arkansas 5 $ 475,000 $ 95,000 $ 86,000
Sevier, Arkansas 5 $ 475,000 $ 95,000 $ 49,000
Van Buren, Arkansas 5 $ 575,000 $ 115,000 $ 60,000
Lee, Florida 5 $ 2,755,000 $ 551,000 $ 426,000
Osceola, Florida 5 $ 2,435,000 $ 487,000 $ 162,000
St. Lucie, Florida 5 $ 795,000 $ 159,000 $ 88,000
Baldwin, Georgia 5 $ 885,000 $ 177,000 $ 78,000
Bibb, Georgia 5 $ 525,000 $ 105,000 $ 86,000
Greene, Georgia 5 $ 1,475,000 $ 295,000 $ 338,000
Whitfield, Georgia 5 $ 1,265,000 $ 253,000 $ 108,000
Cameron, Louisiana 5 $ 275,000 $ 55,000 $ 64,000
East Carroll, Louisiana 5 $ 595,000 $ 119,000 $ 51,000
Jefferson Davis, Louisiana 5 $ 675,000 $ 135,000 $ 75,000
Pointe Coupee, Louisiana 5 $ 675,000 $ 135,000 $ 47,000
St. James, Louisiana 5 $ 475,000 $ 95,000 $ 53,000
Alcorn, Mississippi 5 $ 425,000 $ 85,000 $ 49,000
Calhoun, Mississippi 5 $ 585,000 $ 117,000 $ 61,000
Carroll, Mississippi 5 $ 685,000 $ 137,000 $ 91,000
Marion, Mississippi 5 $ 535,000 $ 107,000 $ 60,000
Marshall, Mississippi 5 $ 415,000 $ 83,000 $ 84,000
Sharkey, Mississippi 5 $ 305,000 $ 61,000 $ 39,000
Caldwell, North Carolina 5 $ 825,000 $ 165,000 $ 69,000
Caswell, North Carolina 5 $ 1,115,000 $ 223,000 $ 81,000
Lee, North Carolina 5 $ 575,000 $ 115,000 $ 105,000
Madison, North Carolina 5 $ 835,000 $ 167,000 $ 64,000
Vance, North Carolina 5 $ 635,000 $ 127,000 $ 109,000
Wayne, North Carolina 5 $ 555,000 $ 111,000 $ 79,000
Latimer, Oklahoma 5 $ 455,000 $ 91,000 $ 85,000
Pushmataha, Oklahoma 5 $ 645,000 $ 129,000 $ 86,000
Stephens, Oklahoma 5 $ 545,000 $ 109,000 $ 71,000
Hardeman, Tennessee 5 $ 595,000 $ 119,000 $ 48,000
Johnson, Tennessee 5 $ 1,835,000 $ 367,000 $ 232,000
Marshall, Tennessee 5 $ 965,000 $ 193,000 $ 114,000
Rhea, Tennessee 5 $ 1,325,000 $ 265,000 $ 97,000
Sequatchie, Tennessee 5 $ 1,215,000 $ 243,000 $ 104,000
White, Tennessee 5 $ 565,000 $ 113,000 $ 103,000
Camp, Texas 5 $ 455,000 $ 91,000 $ 78,000
Lamar, Texas 5 $ 645,000 $ 129,000 $ 74,000
Lee, Texas 5 $ 465,000 $ 93,000 $ 86,000
Limestone, Texas 5 $ 895,000 $ 179,000 $ 157,000
Marion, Texas 5 $ 505,000 $ 101,000 $ 97,000
McLennan, Texas 5 $ 555,000 $ 111,000 $ 115,000
Nacogdoches, Texas 5 $ 745,000 $ 149,000 $ 71,000
Palo Pinto, Texas 5 $ 475,000 $ 95,000 $ 69,000
Sabine, Texas 5 $ 345,000 $ 69,000 $ 129,000
San Augustine, Texas 5 $ 455,000 $ 91,000 $ 77,000
Calhoun, Alabama 4 $ 350,000 $ 87,500 $ 42,000
Coosa, Alabama 4 $ 390,000 $ 97,500 $ 51,000
Monroe, Alabama 4 $ 540,000 $ 135,000 $ 58,000
Calhoun, Arkansas 4 $ 550,000 $ 137,500 $ 62,000
Jefferson, Arkansas 4 $ 400,000 $ 100,000 $ 77,000
Pope, Arkansas 4 $ 450,000 $ 112,500 $ 56,000
Washington, Arkansas 4 $ 380,000 $ 95,000 $ 75,000
Gulf, Florida 4 $ 1,840,000 $ 460,000 $ 851,000
Indian River, Florida 4 $ 2,080,000 $ 520,000 $ 808,000
Monroe, Florida 4 $ 1,550,000 $ 387,500 $ 173,000
Muscogee, Georgia 4 $ 590,000 $ 147,500 $ 78,000
Putnam, Georgia 4 $ 3,380,000 $ 845,000 $ 2,365,000
Wayne, Georgia 4 $ 380,000 $ 95,000 $ 64,000
Catahoula, Louisiana 4 $ 420,000 $ 105,000 $ 81,000
Iberville, Louisiana 4 $ 350,000 $ 87,500 $ 79,000
Amite, Mississippi 4 $ 330,000 $ 82,500 $ 56,000
Harrison, Mississippi 4 $ 470,000 $ 117,500 $ 92,000
Yalobusha, Mississippi 4 $ 400,000 $ 100,000 $ 57,000
Sampson, North Carolina 4 $ 310,000 $ 77,500 $ 70,000
Coal, Oklahoma 4 $ 420,000 $ 105,000 $ 76,000
Comanche, Oklahoma 4 $ 420,000 $ 105,000 $ 54,000
Garvin, Oklahoma 4 $ 490,000 $ 122,500 $ 121,000
McIntosh, Oklahoma 4 $ 430,000 $ 107,500 $ 66,000
Okfuskee, Oklahoma 4 $ 480,000 $ 120,000 $ 97,000
Pontotoc, Oklahoma 4 $ 290,000 $ 72,500 $ 42,000
Jasper, South Carolina 4 $ 510,000 $ 127,500 $ 106,000
Orangeburg, South Carolina 4 $ 1,020,000 $ 255,000 $ 175,000
Carter, Tennessee 4 $ 800,000 $ 200,000 $ 69,000
Coffee, Tennessee 4 $ 330,000 $ 82,500 $ 80,000
Grundy, Tennessee 4 $ 330,000 $ 82,500 $ 90,000
Lawrence, Tennessee 4 $ 390,000 $ 97,500 $ 82,000
McNairy, Tennessee 4 $ 360,000 $ 90,000 $ 45,000
Putnam, Tennessee 4 $ 570,000 $ 142,500 $ 92,000
Dallas, Texas 4 $ 620,000 $ 155,000 $ 68,000
DeWitt, Texas 4 $ 520,000 $ 130,000 $ 119,000
Gaines, Texas 4 $ 510,000 $ 127,500 $ 77,000
Hockley, Texas 4 $ 380,000 $ 95,000 $ 56,000
Houston, Texas 4 $ 350,000 $ 87,500 $ 105,000
Medina, Texas 4 $ 360,000 $ 90,000 $ 99,000
Wise, Texas 4 $ 510,000 $ 127,500 $ 110,000
Choctaw, Alabama 3 $ 415,000 $ 138,333 $ 79,000
Cleburne, Alabama 3 $ 1,015,000 $ 338,333 $ 109,000
Dallas, Alabama 3 $ 415,000 $ 138,333 $ 71,000
Etowah, Alabama 3 $ 645,000 $ 215,000 $ 241,000
Marengo, Alabama 3 $ 315,000 $ 105,000 $ 71,000
Marion, Alabama 3 $ 305,000 $ 101,666 $ 83,000
Montgomery, Alabama 3 $ 335,000 $ 111,666 $ 103,000
Pickens, Alabama 3 $ 655,000 $ 218,333 $ 107,000
Pike, Alabama 3 $ 195,000 $ 65,000 $ 131,000
Washington, Alabama 3 $ 295,000 $ 98,333 $ 45,000
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Mortgage Loan Application Detail Totals for United Community Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,641 $2,259,135,000 $212,000 $31,805,000 $107,000 $6,375,000
Home Improvement 2,599 $326,435,000 $125,000 $3,005,000 $162,000 $7,206,000
Refinancing 1,975 $397,965,000 $201,000 $2,905,000 $167,000 $9,668,000
Other Purpose 1,444 $182,310,000 $126,000 $5,005,000 $147,000 $4,810,000
Cash-out Refinancing 558 $156,060,000 $279,000 $3,905,000 $134,000 $5,992,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,183 $2,177,485,000 $194,000 $4,675,000 $138,000 $9,668,000
Black or African American 2,350 $348,120,000 $148,000 $1,405,000 $77,000 $1,578,000
Hispanic 1,749 $244,555,000 $139,000 $2,895,000 $88,000 $4,025,000
Not Provided 1,375 $274,085,000 $199,000 $5,005,000 $154,000 $3,753,000
Asian 176 $49,400,000 $280,000 $2,005,000 $178,000 $2,248,000
Not applicable 166 $184,530,000 $1,111,000 $31,805,000 $0 $0
American Indian or Alaskan Native 144 $21,630,000 $150,000 $1,085,000 $85,000 $752,000
Native Hawaiian or Other Pacific Islander 10 $1,440,000 $144,000 $245,000 $129,000 $418,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,460 $3,106,250,000 $188,000 $31,805,000 $127,000 $9,668,000
FHA-insured (Federal Housing Administration) 553 $145,315,000 $262,000 $585,000 $84,000 $372,000
VA-guaranteed (Veterans Administration) 140 $57,080,000 $407,000 $1,195,000 $145,000 $517,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 64 $13,260,000 $207,000 $345,000 $69,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,991 $1,649,525,000 $235,000 $31,805,000 $161,000 $6,375,000
Application Denied By Financial Institution 6,360 $972,430,000 $152,000 $5,005,000 $97,000 $9,668,000
File Closed For Incompleteness 2,351 $242,165,000 $103,000 $1,815,000 $80,000 $3,362,000
Application Withdrawn By Applicant 1,193 $398,515,000 $334,000 $3,905,000 $164,000 $3,920,000
Application Approved But Not Accepted 212 $34,470,000 $162,000 $1,505,000 $151,000 $1,994,000
Loan Purchased By The Institution 110 $24,800,000 $225,000 $425,000 $91,000 $496,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,857 $2,349,475,000 $216,000 $31,805,000 $143,000 $6,375,000
Credit History 3,820 $490,750,000 $128,000 $1,825,000 $81,000 $4,025,000
Debt-To-Income Ratio 1,462 $260,990,000 $178,000 $2,505,000 $73,000 $753,000
Other 395 $77,265,000 $195,000 $4,505,000 $134,000 $1,866,000
Collateral 315 $50,185,000 $159,000 $1,205,000 $200,000 $9,668,000
Unverifiable Information 252 $76,910,000 $305,000 $5,005,000 $306,000 $7,206,000
Insufficient Cash (Downpayment, Closing Cost) 79 $9,485,000 $120,000 $725,000 $74,000 $397,000
Employment History 34 $5,550,000 $163,000 $485,000 $77,000 $300,000
Credit Application Incomplete 2 $980,000 $490,000 $675,000 $178,000 $189,000
Mortgage Insurance Denied 1 $315,000 $315,000 $315,000 $120,000 $120,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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